Wishing You & Your Family Happy Diwali - LIC Mutual...

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4th Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400 020. Tel. : 22812038 Fax : 22880633 E-mail: [email protected] visit us at www.licmutual.com

Statutory Details: LIC Mutual Fund has been set up as a Trust sponsored by Life Insurance Corporation of India. LIC Mutual Fund Asset Management Co. Ltd. is the Investment Manager to the Fund. RISK FACTORS: Mutual Funds and Securities investments are subject to market risks and there is no assurance and no guarantee that the objectives of the Mutual Fund will be achieved. As with any investment in stocks and shares, the NAV of the units issued under the scheme can go up or down depending on the factors and forces affecting the securities markets. The Sponsor is not responsible for or liable to any loss resulting from the operations of the scheme beyond their initial contribution of Rs. 2 Crore towards the setting up of the Mutual Fund. Past performance of the Sponsor/AMC/Mutual Fund does not indicate the future performance of the schemes of the Mutual Fund. The NAV of units of the scheme may be affected by changes in general level of interest rates. Please read the scheme information document carefully before investing.

Investment Manager:

PLACE ADDRESS LANDLINE MOBILEAHMEDABAD Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center,

9328638838 / 9998559460BANGALORE No.4, Canara Mutual Building (Opp. Cash Pharmacy), 2nd Floor, Residency Road, BANGALORE-560025. 080-22210180 / 22118478 9845172957 / 9972092957 /

9986500721 / 9880058223BHUBANESHWAR OCHC Building, Ground Floor, 24-Janpath, Unit-3, BHUBANESHWAR-751001. 0674-2390694 9438132162 /9438081037 /

9438526420CHENNAI 15, Anna Salai, Next to V.G.P. Bldg., CHENNAI - 600002. 044-28411984 / 28555883 9382315850 / 9940286305 /

9962526278 / 8754479990 /9500038285

DEHRADUN 110, Tagore Villa, Chakrata Road, DEHRADUN - 248 001 0135 - 2650749 9412039057 / 9410702598 /9208402495 / 9897056231

ERNAKULAM 11th Floor, Jeevan Prakash, M.G. Road, Ernakulam, KOCHI - 682011 0484-2367643 9895036554 / 9745612888 / 9946710555 / 9388755722 /

9447742733GOA T 9/10, 3rd floor, Alfran Plaza, Opp. Don Bosco High School, M. G. Road, Panaji, GOA-403001. 0832-2420561 8055538358 / 9890711551 /

9370643076GURGAON LICMF AMC Ltd., Office No. 202, 1st Floor, AKD Tower, Near HUDA Office, Sector 14, Gurgaon - 122007. 0124-2220592 9811464244 / 9654228220 /

9555542768GUWAHATI LICMF AMC Ltd., C/o LIC of India, Jeevan Deep Building, M. L. Nehru Road, Panbazar, GUWAHATI -781 001 0361 - 2735323 9435040478 / 9435070961HUBLI LICMF AMC Ltd., 2nd Floor, LIC Bldg., Beside HPO, Lamington Road, Hubli - 580020. 0836 - 4260523 / 4262092 9035484001 / 9845205168 /

9916013299HYDERABAD LIC Mutual Fund, House No. 5-9-57, 4th Floor, Jeevan Jyoti Building, Basheerbagh, HYDERABAD - 500029. 040-23244445 / 23210572 9392471583 / 9000444850 /

9000550850INDORE U.V. House, 1st Floor, Snehil 9/1-A South Tukoganj, INDORE - 452001. 0731-2520262 / 4069162 9589050250 / 9425870126

9981511435JAIPUR 327 - A, 3rd floor, Ganpati Plaza, M. I. Road, JAIPUR - 1. 0141-5112620 9460873120 / 9829098323 /

9929095005KANPUR Jeevan Vikas, 16/98, M.G. Road, KANPUR - 208001. 0512-2360240 / 3244949 7275430214 / 9451448305 /

9984006600 / 9838038440 /9389052340 / 9889085736

KOLKATA Ground Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, KOLKATA - 700072. 033-22129455 / 65290605 9432128113 / 9830689965 /9432391810 / 9051068127 / 9474424374 / 9339531895

LUCKNOW 7th Floor, Jeevan Bhavan 2, Naval Kishore Road, Hazrat Ganj, Lucknow - 226 001 0522-2231186 / 4045203 9415060134 / 9453016072 /9415482270 / 9559431860

LUDHIANA LICMF AMC Ltd., Rm No. 102-103, 1st Fl, S.C.O. 18, Opp. Stock Exch., Feroze Gandhi Mkt, Ludhiana-141 001. 0161 - 2405805 / 2405806 9814703558 / 9872106060MADURAI LICMF AMC Ltd., 2nd Floor, LIC Bldg., Door No. 3, West Market Street, Madurai - 625 001 0452 - 2345700 9442109039 / 9840626085 /

9655505105MANGALORE LICMF AMC Ltd., No. 6, Gr. Floor, Popular Building, K S Rao Road, Managalore - 575 001 0824 - 2411482 9845190466 / 9980950466 /

9845758228MUMBAI - I LIC Mutual Fund, Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, MUMBAI - 400020. 022-22885971 / 22817162 / 63 9324543832 / 9320762764 /

9004664110 / 9820137844 / 9930957772 / 9892550455 /

9870775600 / 9970836593MUMBAI - II 103, First Floor, A Wing, BSEL Tech Park, Opp. Vashi Railway Station, Navi Mumbai - 400 705. 022-2781 2522 9820002994 / 9702882224 /

9920417717 / 9595977222 /9930476555

NAGPUR LIC Mutual Fund AMC Limited, Jeevan Seva Bldg., Mount Road, Sadar, Nagpur - 440 001. 0712 - 2542497 9422113800 / 9975724030 /9922402272

NASHIK Shop No.2, Ground Floor, Rajvee Enclave, New Pandit Colony, NASHIK - 422002. 0253-2579507 9922996155 / 9823366379 /9595075700

NEW DELHI 7th Floor, Jeevan Prakash, 25 K.G. Marg, NEW DELHI - 110001. 011-23359190/23314396 9716481681 / 9818610867 / 9818630124 / 9818191263 /9891736008 / 9871814850 /9999340088

PATNA Ground floor, Jeevan Jyothi Bldg. Exhibition Road, PATNA - 800001. 0612-2501157/6452757 9431447848 / 9431023274 /9472082999

PUNE C/o LIC of India, Pune D.O.-I,6/7, Shivaji Nagar,University Road, Pune - 411 005 020 - 25537301 9822474487 / 9325523480 /9767868611

RAIPUR SF-22-23, Millennium Plaza, Near Indian Coffee House, G.E. Road, RAIPUR - 492001 C.G. 0771-2236780/4051137 9329731077 / 9329100009 /9407646661

RANCHI Narsaria Tower, 2nd Floor, Opp. Lalpur Police Station, Post Lalpur, RANCHI -834001. 0651-2206372 9470524099 / 9835197681 /9334478058 / 9835708803

AHMEDABAD - 380006. 079-26588301 / 65431989 9375090006 / 9924403147 /

Mobile No. Mobile No. Mobile No. Mobile No.AGRA : 9927888854

AJMER : 9829077674

ALLAHABAD : 9918971258

AMRITSAR : 9814299747

BHILAI : 9303808855

BHOPAL : 9302441980

AHMEDNAGAR : 9422238925

ALAPUZHA : 9447367160

AMRAVATI : 9923797207

AURANGABAD : 9422728151BALASORE : 9438803546BANKURA : 9378330300BAREILLY : 9956288944BEHRAMPORE : 9861546580BELGAUM : 9845205168BELLARY : 9980830179BILASPUR : 9301982280BHAGALPUR : 9431609765

BHILWARA : 9829287273

BHUJ : 9377713665BIKANER : 9829791132BOKARO : 9955189443BURDWAN : 9831712244CALICUT : 9349739890

BUSINESS CENTREName of Place Name of Place Name of Place Name of Place

AREA OFFICES

CHANDIGARH : 9316065681CHANDRAPUR : 9372941955COIMBATORE : 9500998949

9524562737DALTONGANJ : 9162780200DAVANGERE : 9900026952

GAYA : 9470854005GORAKHPUR : 9336833448GULBARGA : 9900144196GWALIOR : 9406586454HALDWANI : 9839976747HASSAN : 9986125091HOWRAH : 9330662779JABALPUR : 9407606313JAGDALPUR : 9303354452JALGAON : 9422211343JAMMU : 9419213201JAMNAGAR : 9825412482JAMSHEDPUR : 9234620669JALPAIGURI : 9800577663

JODHPUR : 9829947974

DEOGHAR : 9430155378DHANBAD : 9835334495

JHANSI : 9760016559

KARIMNAGAR : 9000444853KARWAR : 9535484475KHARAGPUR : 9832010008KOLHAPUR : 9822851948

MADGAON : 9673682722MADIKERI : 9901595891MALDA : 9836237434MANDI : 9129831266MEERUT : 9319267811MEHSANA : 9979533536MORADABAD : 7376310451MYSORE : 9986117183MUZAFFARPUR : 9431813155NANDED : 9822203503NELLORE : 9000444854NOIDA : 9811108744PANIPAT : 9996006023

PONDHICHERRY : 7708007363RAJAHMUNDRY : 9000171857RAJKOT : 9898733233SAHARANPUR : 9896455020

KOTA : 9829905879KOTTAYAM : 9656010033

PIMPARI : 9689863418

SALEM : 9944744424

SATARA : 9423192029SATNA : 9300757593SHAHDOL : 9303822916SHILLONG : 9435787838SHIMLA : 9318960005SHIMOGA : 9902007686SURAT : 9978862626

9925027406SILIGURI : 9883096767THANE : 9320180806THRISSUR : 9388110220TRICHY : 9842524130TRIVANDRUM : 9388088066UDAIPUR : 9784011432UDUPI : 9611111028VADODARA : 9327494916VAPI : 9377566652VARANASI : 9336501004VISHAKHAPATNAM : 9000444851VIJAYWADA : 9000444856WARANGAL : 9000171858

SAMBALPUR : 9937040031

A A Wishing You & Your Family

Happy Happy

Diwali Diwali And A And A

Prosperous New Year Prosperous New Year

November, 2010

www.licmutual.com

Risk Factors: Mutual Fund and Securities Investments are subject to market risks and there is no assurance and no guarantee that the objectives of the Mutual Fund will be achieved. As with any investment in stocks and shares, the NAV of the units issued under the scheme can go up or down depending on the factors and forces affecting the capital markets. Past performance of the Sponsor / AMC / Mutual Fund does not indicate the future performances of the schemes of the Mutual Fund. The Sponsor is not responsible for or liable to any loss resulting from the operations of the scheme beyond their initial contribution of Rs.2 Cr towards the setting up of the Mutual Fund. The NAV of the units of the scheme may be affected by changes in general level of interest rates. Please read the Scheme Information Document, Statement of Additional Information carefully before investing. Copy of the SID, SAI, KIM and Application Form may be obtained from our Offices / Website / R&T Agent. Statutory Details: LIC Mutual Fund has been set up as a Trust sponsored by Life Insurance Corporation of India. LIC Mutual Fund Asset Management Company Ltd. is the Investment Manager to the Fund.

MUTUAL INTEREST2 15MUTUAL INTEREST

SCHEMES

26th March 99

To generate attractive returns for our investors by investing in quality debt securities and money market instruments.

Debt

Dividend / Growth

Nil

1% if exit within 1 year

Rs. 5000/-

Redemption on all business days

On all business days

SIP / SWP / STP / AWOCA

Available

Quarterly

15th November 99

To generate steady and consistent returns for our investors by timing the government securities market.

Debt - Gilt

PF / Regular

Dividend / Growth

Nil


Regular Plan: Rs. 5,000/-PF Plan: Rs. 10000/-




Available

Quarterly

26th September 01

To generate long term capital appreciation through judicious mix of quality debt & equity instrument at moderate risk levels through research based investments.

Balanced

Growth

Nil


Rs. 5000/-




Available

As and when available

29th May 03

To generate income by investing in a portfolio of quality short term debt securities.

Debt - Short Term

Dividend / Growth

Nil

Nil

Rs. 5000/-




Available

Monthly / Daily / Weekly

Bond Fund G-Sec Fund Savings Plus Fund Children’s Fund

11th March 02

To generate reasonable returns with low risk and high liquidity through judicious mix of investment in money market and quality debt instruments

Debt - Liquid

Dividend / Growth

Nil

Nil

Rs. 25000/-


On all days

STP

Available

Daily

1st June / 03

To generate regular income by investing mainly in quality debt and money market instruments with some portion in equity/equity related instruments for long term capital appreciation.

Debt

Monthly Div./Quarterly Div. Yearly Div./Growth

Nil


Rs. 5000/-




Available

Monthly / Quarterly / Yearly

15th March 2004

To generate consistent returns by investing mainly in floating rate instruments/fixed rate instruments swapped for floating rate return so as to minimise the interest rate risk for the investor.

Debt - Floating

Dividend / Growth

Nil

Nil

Rs. 5,000/- and thereafter in multiples of Rs. 500/-.


On all days


Available

Daily / Weekly

19th June 89

To generate long term capital appreciation and offer Tax rebate u/s 80 C as well as additional benefits of a life & insurance cover free accident insurance cover.

Insurance linked tax saving

Single Premium-5/10 year termRegular Contribution-10/15 year term

Dividend Re-investment

Nil

Nil

Rs. 10000/- under Single Premium Rs. 1000/- under Regular Premium- yearly option, Rs. 100/- under Regular Premium - monthly option



SIP / STP

Available


Liquid Fund Monthly Income Plan Unit Linked Insurance Scheme Floating Rate Fund - STP

Launch Date

Objective

Type

Plans

Options

Entry Load

Exit Load

Minimum Investment

Liquidity

NAV Declaration

Special Facilities

Nomination

Dividend Frequency

Launch Date

Objective

Type

Plans

Options

Entry Load

Exit Load

Minimum Investment

Liquidity

NAV Declaration

Special Facilities

Nomination

Dividend Frequency

LICMF UNIT LINKED INSURANCE SCHEME An Open-ended Insurance linked Tax Saving Scheme

EQUITY PORTFOLIO (as on 29/10/2010)


TOTAL FUND (as on 29/10/2010) : Rs. Lakh12368.59

NAV (Rs.) as on 29/10/2010 : 10.3771

Last 1 year 15.84%Last 3 years -3.83%Since Inception 11.95%Benchmark (C BalanceEx) Return (Last 1 year) 18.79%

ANNUALISED RETURNS

(Past Performance may or may not be Sustained in Future)

Holdings Rating Market Value(Rs. in Lakhs)

Equity

TATA POWER 661.43

R I L 657.48

INFOSYS TECHNOLOGIES 653.31

O N G C 599.50

B H E L 583.03

HOUSING DEVELOPMENT FINANCE CORPN 398.61

S B I 378.14

TATA CONSULTANCY SERVICES 368.13

H D F C BANK 341.72

H P C L 316.42

TATA TEA 311.13

L & T 272.95

M & M 215.90

CIPLA 211.35

SIEMENS 203.83

PUNJAB NATIONAL BANK 193.58

I C I C I BANK 180.06

G A I L 178.41

POWER GRID CORPORATION OF INDIA 175.46

TATA MOTORS 150.73

TATA STEEL 147.50

JUBILANT ORGANOSYS 125.84

STERLITE INDUSTRIES 101.22

JINDAL STEEL & POWER 87.11

DR REDDYS LABORATORIES 82.90

N M D C 74.33

TOTAL - EQUITY 7670.05

DEBT PORTFOLIO (as on 29/10/2010)

Holdings(Rs. in Lakhs)

Rating Market Value

DebtDECCAN CHRONICLE AA 728.74PUNJ LLOYD AA 722.87SHRIRAM TRANSPORT FINANCE AA 396.87R E C AAA 107.95MAGMA FINCORP AA- 1,612.15RELIANCE CAPITAL AAA 404.63TOTAL - DEBT 3973.21Bank DepositsCORPORATION BANK 490.00Commercial Paper 0.00TOTAL - Commercial Paper 0.00Cash 'n' Call, Current Assets & Receivables 235.33

Avg. Maturity (in years) : 0.87

Avg. Duration (in years) : 0.78

GROSS DIVIDEND RECORD (RS./UNIT)

Year Rate1990-91 1.301991-92 1.351992-94 (18 months) 1.501994-95 0.751996-97 0.601997-98 1.001999-00 1.002001-02 1.00

Year Rate2002-03 0.752003-04 1.702004-05 2.002005-06 2.802006-07 4.402007-08 3.002008-09 0.002009-10 0.00

Expense Ratio (as at 29 ) : 2.2 % /10/2010 5

Money Mkt.5.87%

Debt 32.12%

.

Equity62.01%

LICMF BALANCED FUNDAn Open-ended Balanced Scheme

Holdings Mkt. Value (Rs. lakhs)

TOTAL FUND (as on 29/10/2010) : Rs. 2687.49 Lakh


DebtI R F C AAA 111.60MAGMA FINCORP AA- 403.04TOTAL - DEBT 514.63Bank DepositsCORPORATION BANK 245.00Cash 'n' Call, Current Assets & Receivables 111.37

Holdings Rating Mkt. Value (Rs. lakhs)

NAV (Rs.) as on 29/10/2010 : Dividend: 12.5852; Growth: 59.5431

Last 1 year 20.78Last 3 years 0.19%Since Inception 8.27%

Benchmark (C BalanceEx) Return (Last 1 year) 18.79

%

%

ANNUALISED RETURNS


Expense Ratio (as on 29/10/2010) : 1.89%

Month Dividend (Rs./Unit)Nov-04 0.35Mar-05 0.85Aug-05 1.00Nov-05 0.75Feb-06 0.85Apr-06 1.70Sep-06 1.00Jan-07 1.50Oct-07 1.50

DIVIDEND HISTORY


Avg. Duration (in years) : 0.66EquityH L L 191.17HINDALCO 168.40L & T 161.75RANBAXY LABORATORIES 144.94I D B I 144.52POWER TRADING CORPORATION 134.88G A I L 122.54H P C L 121.70H C L TECHNOLOGIES 80.84IDFC 80.02JYOTI STRUCTURES 79.67UNION BANK OF INDIA 75.63YES BANK 71.86G A C L 69.88POWER GRID CORPORATION OF INDIA 65.16SESA GOA 64.32JUBILANT ORGANOSYS 39.22Total Equity 1816.49

Money Mkt.13.26%

Debt 19.15%

.

Equity67.59%


SNAPSHOT

31st January 2005

The investment objective of the scheme is to provide capital growth in long-term with reasonable risk levels by investing mainly in companies which are in sector/s, which have a high growth potential at that point to time.

Equity - Diversified

Dividend / Growth

Nil


Rs. 5000/-




Available


1st January 1997

To provide capital growth alongwith tax rebate and tax relief u/s 80 C to our investors through Prudent Investments in the stock market.

ELSS

Dividend / Growth

Nil

Nil

Rs. 500/-




Available


21st September 2004

The investment objective of the scheme is to generate regular income by investing mainly in floating rate instruments / fixed rate instruments swapped for floating rate return so as to minimise the interest rate risk and at the same time aiming at generating capital appreciation in a long term by investing in equity / equity related instruments.

Debt

Monthly Div. / Quarterly Div. / Yearly Div. / Growth

Nil


Rs. 5000/-




Available


14th November 02

To provide capitalgrowth by investing in index stocks.

Equity - Index

Sensex / Nifty / Sensex Advantage

Dividend / Growth

Nil


Rs. 2000/-




Available


16th April 98

To obtain maximum possible growth consistent with reasonable levels of safety and security by investing mainly in equities.


Dividend / Growth

Nil


Rs. 2000/-




Available


1st January 91

To provide regular returns & capital appreciation according to the slection of the plan by investing in equities & debt.

Balanced

Dividend / Growth

Nil


Rs. 1000/-




Available


Index Fund Growth Fund Balanced Fund Equity Fund

Opportunities Fund Tax Plan Floater MIP

SIP: Systematic Investment Plan; SWP: Systematic Withdrawal Plan; STP: Systematic Transfer Plan; AWOCA: Automatic Withdrawal of Capital AppreciationNote : SWP & AWOCA are available under growth options only.

1st September 99

To provide capital growth by investing in a mix of equity instruments.


Dividend / Growth

Nil


Rs. 2000/-




Available


Income Plus Fund

28th May 2007

To provide reasonable possible current income - consistent with preservation of capital & providing liquidity from investing in a diversified portfolio of Short-Term Money Market & Debt securities.

Debt

Dividend / Growth

Nil

Nil

Rs. 5,00,000/-



STP

Available

Daily / Weekly / Monthly

LICMF GROWTH FUNDAn Open-ended SchemeGrowth

PORTFOLIO (as on 29/10/2010) PORTFOLIO (as on 29/10/2010)

TOTAL FUND (as on 29 ) : Rs. Lakh/10/2010 11618.18

Expense Ratio (as on 29 ) : %/10/2010 1.93

Last 1 year 27.04%Last 3 year 1.78%Since Inception 10.14%Benchmark (Sensex) Return - last 1 year 24.79%

ANNUALISED RETURNS


Holdings Mkt. Value(Rs. Lakh)


EquityR I L 723.23S B I 552.50INFOSYS TECHNOLOGIES 524.05L & T 515.57I C I C I BANK 464.66S A I L 362.85I T C 342.30M & M 324.58B H E L 299.55G A I L 263.84H D F C BANK 263.58TATA STEEL 257.23HOUSING DEVELOPMENT FINANCE CORPN 243.97HINDALCO 223.13O N G C 215.04INDIAN HOTELS 213.00STERLITE INDUSTRIES 210.88TATA CONSULTANCY SERVICES 210.36TATA MOTORS 191.31VOLTAS 177.79M U L 162.88WIPRO 160.85SESA GOA 160.80HERO HONDA MOTORS 158.59IDFC 150.04DR REDDYS LABORATORIES 140.93CIPLA 140.90I D B I 139.19JINDAL STEEL & POWER 132.41MERCATOR LINES 129.37JUBILANT ORGANOSYS 122.78RANBAXY LABORATORIES 115.95ANDHRA BANK 115.73NEYVELI LIGNITE CORPORATION 111.15KOTAK MAHINDRA BANK 97.62UNION BANK OF INDIA 94.54GUJRAT NRE COKE 92.78IVRCL INFRASTRUCTURES & PROJECTS 89.64B E M L 89.47INDIA CEMENTS 86.99BALARAMPUR CHINI MILLS 84.40N M D C 83.15BHARAT FORGE 75.43ZEE TELEFILMS 69.33JSW STEEL 66.88BHARTI AIRTEL 65.14MADRAS CEMENT 56.96SIEMENS 55.57PUNJAB NATIONAL BANK 53.80RELIGARE ENTERPRISES 48.89CHAMBAL FERTILISERS & CHEMICALS 48.12H C L TECHNOLOGIES 40.42B P C L 36.93POWER TRADING CORPORATION 36.18DLF 35.01N T P C 31.24TATA POWER 27.89JAYPEE INFRATECH 22.39PARABOLIC DRUGS LIMITED 21.70IDEA CELLULAR 16.80IRB INFRASTRUCTURE DEVELOPERS 16.47PRADIP OVERSEAS 15.80

LICMF TAX PLANAn Open-ended ELSS

PORTFOLIO (as on 29/10/2010)

DIVIDEND HISTORY

Month Dividend (Rs./Unit)

Mar-04 2.00

Mar-05 3.00

Aug-05 1.00

Mar-06 2.00

Oct-06 2.50

May-07 1.00

Oct-07 1.50


Expense Ratio (as on 29 ) : 2.01%/10/2010



Holdings Mkt. Value %

(Rs. Lakh) ContributionEquityR I L 306.82S B I 211.13INFOSYS TECHNOLOGIES 207.87I C I C I BANK 203.29I T C 169.32TATA CONSULTANCY SERVICES 168.29L & T 164.28S A I L 156.39HOUSING DEVELOPMENT FINANCE CORPN 137.45TATA STEEL 127.44RELIANCE INFRASTRUCTURE 124.30B H E L 110.06HINDALCO 99.99M & M 95.14VOLTAS 92.78H D F C BANK 91.12KOTAK MAHINDRA BANK 79.29CIPLA 73.97G A I L 70.67O N G C 70.01SESA GOA 69.14JUBILANT ORGANOSYS 65.04STERLITE INDUSTRIES 60.73WIPRO 59.44CONCOR 52.13INDIAN HOTELS 50.00DR REDDYS LABORATORIES 49.74TATA MOTORS 46.38I O C L 46.04M U L 46.04ANDHRA BANK 44.51N M D C 41.57DENA BANK 40.94BHARAT FORGE 37.72B P C L 36.51RANBAXY LABORATORIES 34.79BHARTI AIRTEL 32.57TATA TEA 31.11NDTV 28.31TATA POWER 27.89JINDAL STEEL & POWER 27.88PUNJAB NATIONAL BANK 26.17JAYPEE INFRATECH 23.36GUJRAT NRE COKE 21.65RELIGARE ENTERPRISES 20.89IDEA CELLULAR 20.16

Holdings Market Value(Rs. in Lakhs)

Last 1 year

Last 3 years -3.39%

Since Inception 9.36%

Benchmark (Sensex) Return Last 1 year 24.79

24.95%

%

ANNUALISED RETURNS

DIVIDEND HISTORYMonth Dividend (Rs./Unit)

Oct-07 1.50

NAV (Rs.) as on 29/10/2010: DIVIDEND: 12.5023; GROWTH: 14.0965

NAV (Rs.) as on 29/10/2010; Dividend: 11.4030; Growth: 31.8484

Money Mkt.12.07%

Equity87.93%

Money Mkt.13.00%

Equity87.00%

ULTRA TECH CEMCO 9.39NDTV 8.44SUZLON ENERGY 3.33N H P C 1.25A B B 1.20ZEE TELEFILMS 3.87Total Equity 10107.97Debt 0.00Total - Debt 0.00Commercial Paper / Bank Deposit 0.00CORPORATION BANK 490.00Cash 'n' Call, Current Assets & Receivables 1,020.21

HERO HONDA MOTORS 18.66ZEE TELEFILMS 13.87CHAMBAL FERTILISERS & CHEMICALS 12.03ZEE TELEFILMS 0.78Total Equity 3845.65Debt Total - Debt 0.00Commercial Paper / Bank Deposit 0.00CORPORATION BANK 220.50Cash 'n' Call, Current Assets & Receivables 307.14


LICMF INDEX FUNDAn Open-ended Index Linked Equity Scheme

EquityR I L 734.85INFOSYS TECHNOLOGIES 567.12I C I C I BANK 528.80L & T 426.32I T C 355.88HOUSING DEVELOPMENT FINANCE CORPN 352.28S B I 321.46H D F C BANK 318.43TATA CONSULTANCY SERVICES 211.44O N G C 174.18BHARTI AIRTEL 157.10B H E L 152.53AXIS BANK 148.83TATA MOTORS 146.42TATA STEEL 144.80M & M 124.11H L L 122.52HINDALCO 108.16JINDAL STEEL & POWER 107.55STERLITE INDUSTRIES 105.74N T P C 98.43IDFC 90.75TATA POWER 89.68G A I L 87.83WIPRO 84.06BAJAJ AUTO 83.65DR REDDYS LABORATORIES 83.63M U L 81.68HERO HONDA MOTORS 70.71CIPLA 70.48PUNJAB NATIONAL BANK 67.92KOTAK MAHINDRA BANK 66.44SUN PHARMACEUTICALS 62.82RELIANCE INFRASTRUCTURE 57.87CAIRN INDIA 54.46JAIPRAKSH ASSOCIATES 54.40DLF 50.69SESA GOA 48.45SIEMENS 48.39RELIANCE COMMUNICATION 47.70G A C L 45.48S A I L 44.83A C C 39.42B P C L 37.83H C L TECHNOLOGIES 37.58RELIANCE CAPITAL 36.33RANBAXY LABORATORIES 35.19RELIANCE POWER LTD 22.81POWER GRID CORPORATION OF INDIA 22.42SUZLON ENERGY 18.26Total Equity 7048.71Cash 'n' Call, Current Assets & Receivables 9.19

NIFTY PLAN - PORTFOLIO (as on 29 )/10/2010


NAV (Rs.) as on 29/10/2010: Dividend: 12.2645; Growth: 33.2493

Last 6 months 32.16%Last 1 year 26.81%Last 3 years -2.61%Since Inception 16.40%Benchmark NSE - Nifty Return (Last 6 months) 31.08%Benchmark NSE - Nifty Return (Last 1 year) 26.67%

ANNUALISED RETURNS

Equity R I L 373.14INFOSYS TECHNOLOGIES 274.24I C I C I BANK 252.11L & T 208.17I T C 173.61S B I 170.64HOUSING DEVELOPMENT FINANCE CORPN 170.29H D F C BANK 159.06TATA CONSULTANCY SERVICES 117.01O N G C 105.55BHARTI AIRTEL 81.97B H E L 79.29TATA MOTORS 72.37TATA STEEL 70.45N T P C 60.92H L L 60.64M & M 60.08JINDAL STEEL & POWER 55.41HINDALCO 53.37STERLITE INDUSTRIES 48.37

SENSEX PLAN PORTFOLIO (as on 29/10/2010)






Last 6 months 32.70%Last 1 years 25.15%Last 3 years -2.73%Since Inception 18.17%Benchmark BSE - Sensex Return (Last 6 months) 30.89%Benchmark BSE - Sensex Return (Last 1 years) 24.79%

ANNUALISED RETURNS

SENSEX ADVT. PLAN PORTFOLIO (as on 29/10/2010)

Month Dividend (Rs./Unit)Nifty Sensex Sensex Advt.

Jan-04 1.6 1.5 1.7Aug-05 2.5Nov-05 4.0Jan-06 5.0Feb-06 5.0Nov-06 5.0Feb-07 5.0Mar-07 2.0 2.5Mar-08 2.0 1.5Jan-10 1.75









Last 1 yearLast 3 years -2.13%Since Inception 17.26%Benchmark BSE - Sensex Return (Last 1 year) 24.79

24.21%

%

ANNUALISED RETURNS

DIVIDEND HISTORY


Holdings Mkt. Value (Rs. lakhs)EqutiyR I L 58.06INFOSYS TECHNOLOGIES 42.67I C I C I BANK 39.28L & T 32.41I T C 27.10HOUSING DEVELOPMENT FINANCE CORPN 26.58S B I 26.53H D F C BANK 24.81TATA CONSULTANCY SERVICES 18.20O N G C 16.42SESA GOA 14.47BHARTI AIRTEL 12.75B H E L 12.33TATA MOTORS 11.26TATA STEEL 10.96N T P C 9.49H L L 9.46M & M 9.37JINDAL STEEL & POWER 8.62HINDALCO 8.30STERLITE INDUSTRIES 7.50TATA POWER 6.83M U L 6.58WIPRO 6.04HERO HONDA MOTORS 5.47CIPLA 5.41CHAMBAL FERTILISERS & CHEMICALS 4.81NDTV 4.80S A I L 4.68RELIANCE INFRASTRUCTURE 4.47DLF 4.38JAIPRAKSH ASSOCIATES 4.17RELIANCE COMMUNICATION 3.81A C C 2.99ULTRA TECH CEMCO 0.01Total Equity 491.02Cash 'n' Call, Current Assets & Receivables -7.81

TATA POWER 43.89M U L 42.49WIPRO 38.80HERO HONDA MOTORS 35.23CIPLA 34.86RELIANCE INFRASTRUCTURE 28.90DLF 28.26JAIPRAKSH ASSOCIATES 26.60RELIANCE COMMUNICATION 24.51A C C 19.39Total Equity 2969.64Cash 'n' Call, Current Assets & Receivables -28.57

Market Review

DEBT MARKET REVIEW

Liquidity worsened in the banking system on

account of withdrawal of cash pre-Diwali and lack of

government spending during the month. IPO of state

owned Coal India Ltd skewed liquidity from the

system. Banks remained net borrowers in the

market. Post IPO, banks were borrowing around Rs

90,000 crore on an average basis under repo

window (LAF) indicating extend of liquidity crunch in

the system.

The Headline inflation rose 8.62 percent in

September, higher than previous month figure of 8.5

percent. Indians food inflation rose 13.75 percent,

compared with 15.53 percent in the previous week.

The yield on 7.80% 2020 bond climbed 21 bps from

September end to settle at 8.11% by the end of

October. The yield rose as tight monetary condition

and worries of rate hikes kept sentiment cautious.

Indians corporate bond yield rose tracking rise in

government yield. The 10-year AAA benchmark

corporate bond closed at 8.80(Spread=47.19 bps)

percent as against 8.68(Spread=55.74 bps) of

previous month end.

Outlook

We expect monetary condition to stabilize in the

coming month on account of IPO over subscription

refund and Rs 12,000 crore bonds buy back under

OMO. This may infuse the much-needed liquidity in

the system. With inflation still above comfort level

and fear of elevated food prices & asset price built up

to further dampen the Wholesale Price inflation, RBI

may raise the interest rates to arrest rising Inflation.

We expect G-Sec yield to soften from current levels

on easing liquidity and expected quantitative easing

-II (QE-II) by U.S. Federal Bank. The objective of QE-

II is to boost economic activity by infusing money

into the system by buying back financial assets like

bonds and corporate debt through OMO operation.

This is expected to bring down the bond yield and

may have a softening effect on Indian bond market.

EQUITY MARKET REVIEW

SENSEX : 30-stock market barometer of BSE

ended flat after showing a good promise.

The September rally could not be sustained and the

SENSEX which opened at 20094 has closed at

20032 by the end of the month. The rally though

touched a high of 20687 (13/10/2010) by the mid

month slowly fell back to its beginning mark by the

month-end. It may be partly attributed to the CIL IPO

subscription.

The FIIs continued support and belief had a positive

impact.

CNX NIFTY : NSE's 50-stock index had a similar

behavior as to the SENSEX.

The S&P CNX Nifty too which opened at 6030

touched a high of 6233 on 13/10/2010 and closed at

6017 month end.

FII's continue to remain bullish in the Indian

market

Foreign Institutinal Investors have made a net

investment of `28,562.90 Cr (Source: www.sebi.

gov.in) by purchasing `92,945 Cr while offloading

`64382.20 Cr both in primary and secondary market.

With this inflow the total FII investment during 2010

has reached to ̀ 1,12,923.10 Cr

Macro Economy

Though the IIP growth of August 2010 slowed down

to 5.6 per cent from 10.6 per cent in the

corresponding period last year, consumer durables

expanded by 26.5% over last year figures of 24.7%.

The estimated Trade balance deficit during 2nd

Quarter is $36,600 million but the increase in

Capital account Reserve during the same period is

estimated to $19,143 million which to some extent

balances the Trade deficit.

The momentum of global recovery, which

exceeded expectations in the first half of 2010, has

slowed down. According to IMF projections the

slowdown is a temporary one and could recover by

the year end.

Outlook

Though inflation remains a concern for India Inc. the

growth prospects in agriculture have clearly been

boosted by the monsoon, which, by virtue of

substantial replenishment of reservoirs and ground

water, will also contribute to a good rabi harvest.

With a positive estimate on Capital Account

Reserve during 2nd Quarter, virtually all leading

indicators of sectoral activities point to sustained

growth.


LICMF LIQUID FUNDAn Open-ended Liquid Scheme


Bonds / Debentures

JSW STEEL PR1+ 57,282.62

BHUSHAN POWER AND STEEL PR1 45,000.00

ALOK INDUSTRIES PR1+ 30,000.00

RANBAXY HOLDING A1+ 20,000.00

BHUSHAN STEEL PR1 19,946.88

MAGMA FINCORP PR1+ 10,000.00

TULIP IT SERVICES A1 7,500.00

TRAPTI TRADING & INVESTMENT A1+ 6,000.00

GRABAL ALOK IMPEX PR1 5,000.00

ARCH PHARMALABS F1 2,500.00

ARCH PHARMALABS A1 2,000.00

CORE PROJECTS & TECHNOLOGIES A1 1,330.50

Commercial Paper

JAIPRAKASH ASSOCIATES P1 46,759.33

MUNDRA PORT & SEZ P1+ 44,723.50

INDIABULLS FINANCIAL SERVICES P1+ 39,571.80

ERA INFRA ENGINEERING P1+ 39,526.67

RELIANCE MEDIA WORKS P1 34,665.52

BOMBAY RAYON FASHIONS P1 25,491.38

RELIGARE FINVEST P1+ 19,967.81

EXIM P1+ 9,847.81

IL&FS INFRSTUCTURE LEASING P1+ 9,791.74

IL & FS FINANCIAL SERVICES P1+ 9,786.76

FUTURE CAPITAL HOLDINGS P1+ 3,440.86

Certificate Of Deposit

PUNJAB NATIONAL BANK PR1+ 109,657.77

CANARA BANK P1+ 94,032.84

ALLAHABAD BANK A1+ 54,991.08

VIJAYA BANK PR1+ 49,351.64

I D B I BANK P1+ 29,470.08

ORIENTAL BANK OF COMMERCE P1+ 19,756.36

INDIAN BANK F1+ 19,749.80

BANK OF INDIA P1+ 19,749.80

CENTRAL BANK OF INDIA PR1+ 19,317.25

CORPORATION BANK P1+ 15,871.09

YES BANK PR1+ 14,743.00

Last 1 yearLast 3 year 6.96%Since Inception (18.03.2002) 6.62%Benchmark (C) Fund ~LX) Return (Last 1 year) 4.34

4.99%

%

ANNUALISED RETURNS








GROSS DIVIDEND HISTORY (RS./UNIT)

Jan-05 0.0461Feb-05 0.0400Mar-05 0.0422Apr-05 0.03933992May-05 0.04240000Jun-05 0.04089337Jul-05 0.04210000Aug-05 0.04250000Sep-05 0.04100000Oct-05 0.04455476Nov-05 0.04749685Dec-05 0.04943670Jan-06 0.05202764Feb-06 0.04836850Mar-06 0.07196284Apr-06 0.05065708May-06 0.05328228Jun-06 0.05243226Jul-06 0.05969500Aug-06 0.06310000Sep-06 0.06340000Oct-06 0.06860000Nov-06 0.06750000Dec-06 0.06280627Jan-07 0.07300000Feb-07 0.06420000Mar-07 0.07660000Apr-07 0.07970000May-07 0.07980000Jun-07 0.06120000Jul-07 0.05370000Aug-07 0.06730000Sep-07 0.06430000Oct-07 0.06980000Nov-07 0.07360000

Avg. Maturity (in month) : 1.81

Avg. Duration (in month) : 1.72

Dec-07 0.07930000Jan-08 0.07750000Feb-08 0.07470000Mar-08 0.07973000Apr-08 0.07280000May-08 0.07830000Jun-08 0.08110000Jul-08 0.08440000Aug-08 0.08610000Sep-08 0.08700000Oct-08 0.09810000Nov-08 0.08640000Dec-08 0.08750000Jan-09 0.07920000Feb-09 0.08620000Mar-09 0.06830000Apr-09 0.05280000May-09 0.04973000Jun-09 0.04820000Jul-09 0.04720000Aug-09 0.04590000Sep-09 0.04220000Oct-09 0.04770000Nov-09 0.04260000Dec-09 0.04340000Jan-10 0.03840000Feb-10 0.03170000Mar-10 0.03867927Apr-10 0.03570000May-10 0.04190000Jun-10 0.04910000Jul-10 0.05140000Aug-10 0.04900000Sep-10 0.05320000Oct-10 0.06140000

Month Gross DividendMonth Gross Dividend

BANK OF MAHARASHTRA P1+ 4,934.18

SYNDICATE BANK PR1+ 3,467.10

Bank Deposits

H D F C BANK 8,000.00

Cash 'n' Call, Current Assets & Receivables -251,519.49

LICMF EQUITY FUNDAn Open-ended Equity Scheme

LICMF OPPORTUNITIES FUNDAn Open-ended Growth Scheme

TOTAL FUND (as on 29 ) : Rs. 5208.13 Lakh/10/2010






Last 1 yearLast 3 year -5.31%Since Inception 13.41%Benchmark (BSE-200) Return Last 1 year 28.54%

24.97%ANNUALISED RETURNS


DIVIDEND HISTORYMonth Dividend (Rs./Unit)Feb-06 2.00Oct-06 2.50Nov-07 3.00


EquityR I L 504.07I C I C I BANK 300.87INFOSYS TECHNOLOGIES 296.96L & T 222.40S B I 220.58HOUSING DEVELOPMENT FINANCE CORPN 206.18I T C 196.82TATA STEEL 165.20O N G C 156.39H D F C BANK 145.80B H E L 130.99HINDALCO 126.30S A I L 116.97TATA MOTORS 115.95M & M 113.44TATA CONSULTANCY SERVICES 105.18M U L 99.17I O C L 94.17INDIAN HOTELS 92.00N M D C 83.15RELIANCE INFRASTRUCTURE 82.86STERLITE INDUSTRIES 75.92DR REDDYS LABORATORIES 74.61POWER GRID CORPORATION OF INDIA 70.18POWER TRADING CORPORATION 67.00BHARTI AIRTEL 65.14SESA GOA 64.32JINDAL STEEL & POWER 62.23JUBILANT ORGANOSYS 59.86RANBAXY LABORATORIES 57.98NDTV 56.33WIPRO 54.20INDIA CEMENTS 50.92A C C 49.21G A I L 49.02HERO HONDA MOTORS 46.65KOTAK MAHINDRA BANK 46.49

An Open-ended Equity Scheme







Equity R I L 972.52INFOSYS TECHNOLOGIES 593.92I C I C I BANK 580.83L & T 495.35B H E L 476.91HOUSING DEVELOPMENT FINANCE CORPN 415.79S B I 346.63KOTAK MAHINDRA BANK 325.40TATA CONSULTANCY SERVICES 315.54RELIANCE INFRASTRUCTURE 313.87I T C 306.69O N G C 268.86H D F C BANK 250.59TATA STEEL 236.00I F C I 207.45JUBILANT ORGANOSYS 185.70VOLTAS 183.14G A I L 169.58STERLITE INDUSTRIES 168.70M U L 161.79HINDALCO 161.63M & M 161.01SESA GOA 160.80WIPRO 145.46S A I L 144.26CIPLA 140.90HERO HONDA MOTORS 130.61BHARTI AIRTEL 130.28TATA MOTORS 129.74I O C L 125.57RANBAXY LABORATORIES 115.95INDIAN HOTELS 112.70DR REDDYS LABORATORIES 107.77VIDEOCON INDUSTRIES 107.04ANDHRA BANK 89.03N T P C 83.81N M D C 83.15UNION BANK OF INDIA 75.63POWER GRID CORPORATION OF INDIA 74.95PUNJAB NATIONAL BANK 64.53I D B I 63.23H C L TECHNOLOGIES 58.65MERCATOR LINES 56.42JAIPRAKSH ASSOCIATES 48.10RELIGARE ENTERPRISES 44.45BHARAT FORGE 40.39SIEMENS 40.02DLF 35.01JINDAL STEEL & POWER 34.85H P C L 34.08IDEA CELLULAR 33.60GUJRAT NRE COKE 30.93

ANNUALISED RETURNS


Last 1 year 24.86%Last 3 years -2.40%Since Inception 10.62%Benchmark (Sensex) Return Last 1 year 24.79%

DIVIDEND HISTORYMonth Dividend (Rs./Unit)Mar-04 1.20Mar-05 1.00Nov-05 2.00Oct-06 2.50Nov-07 5.00

CIPLA 45.93ANDHRA BANK 44.51B P C L 42.76H C L TECHNOLOGIES 40.42BHARAT FORGE 37.72I D B I 18.07JAIPRAKSH ASSOCIATES 15.87PUNJAB NATIONAL BANK 12.91CHAMBAL FERTILISERS & CHEMICALS 12.03Total - Equity 4795.67Debt 0.00Total - Debt 0.00Bank DepositsCORPORATION BANK 245.00Cash 'n' Call, Current Assets & Receivables 167.47

TATA POWER 27.89OIL INDIA 24.92PARABOLIC DRUGS LIMITED 23.87B P C L 21.91JAYPEE INFRATECH 20.35PRADIP OVERSEAS 15.78ULTRA TECH CEMCO 15.66NDTV 6.94IRB INFRASTRUCTURE DEVELOPERS 5.80N H P C 5.30SUZLON ENERGY 3.33A B B 0.72Total - Equity 10012.24Debt Total Debt Bank DepositsCORPORATION BANK 428.75Cash 'n' Call, Current Assets & Receivables 213.26

Money Mkt.6.03%

Equity93.97%




Bonds / DebenturesRANBAXY HOLDING A1+ 40,000.00TRAPTI TRADING & INVESTMENT A1+ 21,500.00JINDAL STEEL & POWER A1+ 15,000.00TGS INVESTMENT & TRADE A1+ 13,000.00ARCH PHARMALABS PR1+ 10,000.00JSW ENERGY PR1+ 9,862.79MAGMA FINCORP PR1+ 7,500.00MAGMA FINCORP AA 4,500.00

Commercial PaperBHARAT HOTELS P1+ 2,928.91INDIABULLS FINANCIAL SERVICES P1+ 48,812.66MERCATOR LINES P1+ 9,806.17RELIANCE MEDIA WORKS P1 7,325.99ICICI SECURITIES P1+ 4,990.63MUNDRA PORT & SEZ P1+ 4,966.98TANTIA CONSTRUCTIONS P1 4,756.45ESS DEE ALUMINIUM P1+ 4,477.27ESSAR SHIPPING PORTS & LOGISTICS P1+ 4,474.10ESSAR SHIPPING PORTS & LOGISTICS P1 3,963.77PATEL ENGINEERING P1+ 3,757.73SP FABRICATORS P1 2,941.04H C C P1+ 2,496.60KEC INTERNATIONAL P1 2,487.93E I D PARRY P1+ 1,985.02

Certificate of DepositALLAHABAD BANK P1+ 13,373.93CANARA BANK P1+ 9,962.92ALLAHABAD BANK A1+ 9,406.73CORPORATION BANK P1+ 8,924.03PUNJAB NATIONAL BANK PR1+ 8,911.95SYNDICATE BANK PR1+ 6,436.41

Treasury Bill 0.00Cash 'n' Call, Current Assets & Receivables 6,310.46

EquityR I L 3,194.26B H E L 2,201.13L & T 2,021.85S B I 1,890.72O N G C 1,694.23TATA STEEL 1,593.00INFOSYS TECHNOLOGIES 1,521.33G A I L 1,421.44M & M 1,120.11TATA POWER 1,115.68HOUSING DEVELOPMENT FINANCE CORPN 1,085.87BANK OF BARODA 909.90STERLITE INDUSTRIES 898.71IDFC 890.22TATA MOTORS 869.59H P C L 778.88RANBAXY LABORATORIES 744.19TATA CONSULTANCY SERVICES 736.26H D F C BANK 728.99LUPIN 679.21WIPRO 642.97SUN PHARMACEUTICALS 590.04I D B I 587.11AXIS BANK 586.66SIEMENS 570.71POWER FINANCE CORPORATION 538.95



NAV (Rs.) as on 29/10/2010

Daily Dividend : 10.0000 Weekly Dividend : 10.0067Monthly Dividend : 10.0425 Growth : 12.7505

LICMF INCOME PLUS FUNDAn Open-ended Debt Scheme

Feb-09 0.05580000 0.05660000 0.05590000

Mar-09 0.06120000 0.06460000 0.06140000

Apr-09 0.03920000 0.03839740 0.03920000

May-09 0.04840000 0.04490000 0.04800000

Jun-09 0.05200000 0.05690000 0.05220000

Jul-09 0.05070000 0.04670000 0.05070000

Aug-09 0.04070000 0.04650000 0.04090000

Sep-09 0.04230000 0.04020000 0.04250000

Oct-09 0.03850000 0.03500000 0.03850000

Nov-09 0.04010000 0.03670000 0.04010000

Dec-09 0.04160000 0.03880000 0.04160000

Jan-10 0.03810000 0.03840000 0.03820000

Feb-10 0.03610000 0.03340000 0.03610000

Mar-10 0.04810000 0.04860000 0.04810000

Apr-10 0.04070000 0.03990000 0.04070000

May-10 0.04320000 0.04870000 0.04320000

Jun-10 0.04310000 0.04050000 0.04310000

Jul-10 0.04490000 0.04170000 0.04430000

Aug-10 0.04770000 0.05180000 0.04790000

Sep-10 0.04590000 0.04260000 0.04600000

Oct-10 0.04240000 0.04060000 0.04250000

Month Daily Weekly Monthly

Last 1 year 5.26%

Last 3 years 7.25%


Benchmark (C Fund ~ LX) Return - last 1 year 4.33%

ANNUALISED RETURNS


GROSS DIVIDEND DECLARED (RS./UNIT)

Avg. Maturity (in months) : 1.72Avg. Duration (in months) : 1.63

LICMF BOND FUNDAn Open-ended Debt Scheme

PORTFOLIO (as on 29 )/10/2010



DIVIDEND HISTORY

Last 1 year 5.52Last 3 years 8.10%Since inception (09.05.1999) 8.85%

Benchmark (C CompBex) Return (Last 1 year) 5.29

%

%

ANNUALISED RETURNS

PORTFOLIO RATING ANALYSIS

Month Gross Div. (Rs./Unit) Month Gross Div. (Rs./Unit)


DEBT

I R F C AAA 1,227.56

I O C L AA+ 874.50

H U D C O AA 508.37

S A I L AAA(SO) 506.44

I C I C I BANK AAA 989.84

PUNJ LLOYD AA 1,222.03

JET AIRWAYS (JUS TRUST) AAA 239.45

SHRIRAM TRANSPORT FINANCE AA 10.40

BOB HOUSING FINANCE AAA(SO) 13.17

R E C AAA 1,198.28

MAGMA FINCORP AA- 1,018.46

Securitised Debt

GSEC 8.13% 21/09/2022 Sovereign 500.35

COMMERCIAL PAPER/ BANK DEPOSIT

Cash 'n' Call, Current Assets & Receivables -1.10

Holdings Rating Mkt. Value(Rs.Lakhs)

LICMF G-SEC FUNDAn Open-ended Gilt Scheme


DebtI O C L AA+ 624.64NATIONAL HOUDING BANK AAA 1,390.73GOI Tbill 91 DAYS261110 Sovereign 2,488.83 Securitised DebtGSEC 7.80% 03/05/2020 Sovereign 2,938.43GSEC 8.13% 21/09/2022 Sovereign 500.35Certificate Of DepositALLAHABAD BANK P1+ 1,376.73CENTRAL BANK OF INDIA PR1+ 990.22Commercial Paper / Bank DepositCash 'n' Call, Current Assets & Receivables 143.94


Last 1 year

Last 3 years 3.70%

Since inception (29.11.1999) 7.46%

Benchmark (I Sec Composite Gilt) Return

Last 1 year 5.52%

2.28%

ANNUALISED RETURNS


NAV (Rs.) as on 29/10/2010Reg.: 10.2437 Reg.Gr.: 22.0176;

PF-Div. 12.1408; PF-Gr. : 12.6963

Securities Rating Mkt. Value (Rs. Lakhs) DIVIDEND HISTORY


Mar-01 0.35

Jul-01 0.30

Nov-01 0.35

Mar-02 0.70

Jul-02 0.30

Oct-02 0.35

Jan-03 0.40

Apr-03 0.40

Jun-03 0.35

Sep-03 0.35

Dec-03 0.30

Mar-04 0.30

Jun-04 0.0075

Sep-04 0.05

Mar-09 0.20

Jul-09 0.20

Oct-09 0.20

Jan-10 0.01

Jan-10 (PF Option) 0.05

Mar-10 (PF Option) 0.05



Jul-01 0.4Nov-01 0.35Mar-02 0.35Jul-02 0.3Oct-02 0.3Jan-03 0.3Jun-03 0.225Sep-03 0.225Dec-03 0.2Mar-04 0.15Jun-04 0.1Sep-04 0.05Dec-04 0.1Mar-05 0.15Jul-05 0.15Oct-05 0.1Jan-06 0.1Mar-06 0.1

Jul-06 0.2Oct-06 0.4Jan-07 0.1Mar-07 0.1Jul-07 0.25Oct-07 0.25Jan-08 0.2Mar-08 0.15Jul-08 0.15Oct-08 0.15Jan-09 0.2Mar-09 0.25Jul-09 0.2Oct-09 0.2Jan-10 0.2Mar-10 0.05Jul-10 0.05Oct-10 0.05





AAA, AA+, P1+ or Equivalent89.05%

Money Market & Other2.14%

P1, , A+Equivalent

8.81%

AA-- or

H L L 514.68CAIRN INDIA 513.12H C L TECHNOLOGIES 487.64MUNDRA PORT & SEZ 379.88UNION BANK OF INDIA 354.98POWER GRID CORPORATION OF INDIA 348.12CIPLA 317.03RELIANCE INFRASTRUCTURE 315.92BHARAT FORGE 288.52I C I C I BANK 232.33GMR INFRASTRUCTURE 213.60S A I L 194.95HINDALCO 172.57JINDAL STEEL & POWER 156.80BIOCON 136.17SESA GOA 80.40ZEE TELEFILMS 6.84Total - Equity 34325.53DebtTOTAL - DEBT 0.00Commercial Paper / Bank Deposits CORPORATION BANK 735.00Cash 'n' Call, Current Assets & Receivables 720.97






Holdings Mkt. Value (Rs. Lakhs)


ANNUALISED RETURNS


Money Mkt.4.07%

Equity95.93%

Last 1 year

Since Inception -3.80%

Benchmark (CNX 100) Return - Last 1 year 29.09%

22.05%

LICMF TOP 100A 36 months Close ended Equity Fund with an automatic conversion into

an Open ended scheme on expiry of 36 months from the date of allotment (07/01/2008).


LICMF SAVINGS PLUS FUND(An open-ended income scheme)


Debt Instruments




MAGMA FINCORP AA 1,300.00

Commercial Paper




CHOLAMANDALAM DBS FINANCE P1+ 19,100.86

KEC INTERNATIONAL P1 14,473.11

RELIGARE SECURITIES P1+ 9,757.02


RELIANCE CONSUMER FINANCE P1+ 9,506.68

ABG SHIPYARD P1+ 9,494.47

H C C P1+ 7,103.34

PATEL ENGINEERING P1+ 4,764.51

MAGMA FINCORP P1+ 4,743.99

TELEVISION EIGHTEEN P1+ 2,903.83

NATIONAL ENGINEERING INDUSTRIES LTD P1+ 1,999.41

ICICI SECURITIES P1+ 1,496.61



AXIS BANK P1+ 968.75

Cash 'n' Call, Current Assets & Receivables 14,357.63


Last 1 yearLast 3 years 6.96%Since Inception 5.71%

Benchmark (C Fund ~LX) Return 4.33%

5.27%

ANNUALISED RETURNS



DIVIDEND DECLARED (Dividend Option)

Mar-06 0.01400672Apr-06 0.04167000May-06 0.04167000Jun-06 0.05000000Jul-06 0.05000000Aug-06 0.05000000Sep-06 0.05000000Oct-06 0.05000000Nov-06 0.05000000Dec-06 0.03000000Jan-07 0.07000000Feb-07 0.04000000Mar-07 0.08000000Apr-07 NilMay-07 NilJun-07 0.02000000Jul-07 0.02000000Aug-07 0.04000000Sep-07 0.05000000Oct-07 0.09000000Nov-07 0.07520000Dec-07 0.09680000Jan-08 0.09670000Feb-08 0.10240000Mar-08 0.07810000Apr-08 0.06460000May-08 0.06340000Jun-08 0.03380000

Month Gross Div. (Rs./Unit)Monthly Weekly Daily


Jul-08 0.01930000Aug-08 0.07390000Sep-08 0.07160000Oct-08 0.04880000Nov-08 0.06650000Dec-08 0.01030000Jan-09 0.55670000 0.07490000 0.07300000Feb-09 0.06320000 0.06500000 0.06250000Mar-09 0.06970000 0.07310000 0.06940000Apr-09 0.04850000 0.04760000 0.04830000May-09 0.05310000 0.04890000 0.05220000Jun-09 0.05670000 0.06180000 0.05670000Jul-09 0.05060000 0.04640000 0.05050000Aug-09 0.04150000 0.04740000 0.04140000Sep-09 0.04180000 0.04000000 0.04180000Oct-09 0.04180000 0.03780000 0.04170000Nov-09 0.04160000 0.04700000 0.04140000Dec-09 0.04120000 0.03810000 0.04120000Jan-10 0.03780000 0.03810000 0.03760000Feb-10 0.03630000 0.03360000 0.03630000Mar-10 0.04880000 0.05020000 0.04870000Apr-10 0.04150000 0.03980000 0.04140000May-10 0.04330000 0.04870000 0.04330000Jun-10 0.04150000 0.03890000 0.04510000Jul-10 0.04470000 0.04120000 0.04470000Aug-10 0.04820000 0.05250000 0.04800000Sep-10 0.04570000 0.04180000 0.04570000Oct-10 0.03970000 0.04120000 0.04100000




NAV (Rs.) as on 29/10/2010: Daily Dividend : 10.0000;Monthly Dividend: 10.0397; Weekly Dividend: 10.0058; Growth: 15.0938

LICMF CHILDREN’S FUNDAn Open-ended Balanced Scheme for Children


NAV (Rs.) as on 29/10/2010 : 11.0375

Last 1 year 12.03

Last 3 years -16.76%

Since inception (12/11/2001) 1.10%

Benchmark ) Return Last 1 year 18.79

%

(C BalanceEx %

ANNUALISED RETURNS




EquityR I L 54.79HINDALCO 42.10M & M 36.59S A I L 29.24VOLTAS 24.52RELIANCE INFRASTRUCTURE 20.72INDIAN HOTELS 20.00TATA STEEL 17.70TATA MOTORS 17.39JINDAL STEEL & POWER 13.94I F C I 13.83SESA GOA 12.86B H E L 12.23HERO HONDA MOTORS 9.33CHAMBAL FERTILISERS & CHEMICALS 8.02DENA BANK 6.82GUJRAT NRE COKE 5.73TATA TEA 2.49Total Equity 348.30DebtPUNJ LLOYD AA 95.29SHRIRAM TRANSPORT FINANCE AA 93.56

Total Debt 188.85Commercial Paper/ Bank Deposits Cash 'n' Call, Current Assets & Receivables 107.32

Holdings Rating Mkt. Value (Rs. lakhs) Avg. Maturity (in month) : 10.25


Money Mkt.16.65%

Debt 29.31%

.

Equity54.04%

LICMF FLOATER MIPAn Open-ended income Scheme


EquityM & M 292.74H P C L 292.08H D F C BANK 250.59BANK OF BARODA 202.20B H E L 195.66R I L 164.37TATA CONSULTANCY SERVICES 157.77CIPLA 147.97TATA STEEL 147.50CANARA BANK 143.95SIEMENS 122.30L & T 121.31BIOCON 113.48IDFC 110.03RANBAXY LABORATORIES 101.46HINDALCO 94.73S B I 94.54JUBILANT ORGANOSYS 62.92POWER TRADING CORPORATION 53.60POWER GRID CORPORATION OF INDIA 45.11SESA GOA 32.16CAIRN INDIA 32.07ZEE TELEFILMS 4.07Bond/DebentureI R F C AAA 1,450.75MUNDRA PORT & SEZ AA 483.99RELIANCE CAPITAL AAA 296.81DECCAN CHRONICLE AA 2,082.28PUNJ LLOYD AA 1,579.12SHRIRAM TRANSPORT FINANCE AA 1,307.02DEWAN HOUSING FINANCE AA+ 2,016.64MAGMA FINCORP AA 1,200.00MAGMA FINCORP AA- 806.08RELIANCE CAPITAL AAA 1,112.74Commercial paper 0.00Bank Deposits 0.00Cash 'n' Call, Current Assets & Receivables 1,756.83

TOTAL FUND (as on 29 ) : Rs. Lakhs/10/2010 17074.84

DIVIDEND HISTORY

ANNUALISED RETURNS


NAV (Rs.) as on 29/10/2010

Monthly Income : 10.0508; Yearly Income : 10.8141;

;Quarterly : 10.2838 Growth : 18.1506



Avg. Maturity (in ) :


month 20.28

Last 1 year 9.80%Last 3 years 5.74%Since Inception 9.97%Benchmark (C MiPex) Return - last 1 year 8.38%

Sep-06 Monthly 0.1400Sep-06 Quarterly 0.2600Oct-06 Monthly 0.1000)Nov-06 Monthly 0.1300Dec-06 Monthly 0.1500Dec-06 Quarterly 0.3800Jan-07 Monthly 0.1400Feb-07 Monthly NilMar-07 Monthly NilMar-07 Quarterly 0.2000Mar-07 Yearly 0.9000Apr-07 Monthly 0.1000May-07 Monthly 0.1000Jun-07 Monthly 0.1500Jun-07 Quarterly 0.2500Jul-07 Monthly 0.1000Aug-07 Monthly 0.1000Sep-07 Monthly 0.1000Sep-07 Quarterly 0.3000Oct-07 Monthly 0.1500Nov-07 Monthly 0.2000Dec-07 Monthly 0.2000Dec-07 Quarterly 0.5000

Jan-08 Monthly 0.1000Feb-08 Monthly 0.1500Mar-08 Monthly 0.0000Mar-08 Quarterly 0.3500Mar-08 Yearly 1.6000Apr-08 Monthly 0.0000May-08 Monthly 0.0000Jun-08 Monthly 0.0000Jun-08 Quarterly 0.0000Jul-08 Monthly 0.0000Aug-08 Monthly 0.0000Sep-08 Monthly 0.0700Sep-08 Quarterly 0.2000Oct-08 Monthly 0.0000Nov-08 Monthly 0.0000Dec-08 Monthly 0.0000Jan-09 Monthly 0.0000Feb-09 Monthly 0.0000Mar-09 Monthly 0.0000Apr-09 Monthly 0.0700Apr-09 Quarterly 0.1000Apr-09 Yearly 0.1600May-09 Monthly 0.2150

Money Mkt.10.29%

Debt 72.24%

.

Equity17.47%

May-09 Quarterly 0.2000Jun-09 Monthly 0.1000Jun-09 Quarterly 0.2200Jul-09 Monthly 0.1200Aug-09 Monthly 0.1200Sep-09 Monthly 0.1200Sep-09 Quarterly 0.3600Oct-09 Monthly 0.1200Nov-09 Monthly 0.1200Nov-09 Quarterly 0.3000Dec-09 Monthly 0.1200Mar-10 Monthly 0.1000Mar-10 Quarterly 0.2000Mar-10 Yearly 1.5000Apr-10 Monthly 0.1000May-10 Monthly 0.1000Jun-10 Monthly 0.1000Jun-10 Quarterly 0.2000Jul-10 Monthly 0.0900Jul-10 Monthly 0.0900Aug-10 Monthly 0.0900Sep-10 Monthly 0.0900Sep-10 Quarterly 0.2500


LICMF INFRASTRUCTURE FUNDA 36 months Close ended Equity Fund with an automatic conversion into





EquityR I L 1,851.90L & T 1,839.88B H E L 1,261.98I C I C I BANK 1,161.65HOUSING DEVELOPMENT FINANCE CORPN 1,033.31S B I 882.34G A I L 741.43O N G C 703.09TATA STEEL 560.50JINDAL STEEL & POWER 557.52H D F C BANK 523.39M & M 490.34STERLITE INDUSTRIES 485.82S A I L 437.78INDIAN HOTELS 400.50IDEA CELLULAR 356.59INDIA CEMENTS 350.80BHARTI AIRTEL 345.24I D B I 327.62TATA MOTORS 324.65JUBILANT ORGANOSYS 314.60M U L 268.06HINDALCO 244.04A C C 233.44VOLTAS 226.36HERO HONDA MOTORS 220.69KOTAK MAHINDRA BANK 218.72ANDHRA BANK 213.66RELIANCE INFRASTRUCTURE 207.16UNION BANK OF INDIA 189.08SESA GOA 183.31I O C L 181.36H P C L 181.09BHARAT FORGE 177.51JAYPEE INFRATECH 175.21IRB INFRASTRUCTURE DEVELOPERS 142.44IVRCL INFRASTRUCTURES & PROJECTS 141.56





Last 1 yearSince Inception 1.39%Benchmark (BSE 100) Return - Last 1 year 26.68%

18.80%

ANNUALISED RETURNS

TATA POWER 139.46N M D C 124.72DLF 122.54B P C L 116.83JAIPRAKSH ASSOCIATES 111.07UNITECH 108.25IDFC 103.85GUJRAT NRE COKE 101.67POWER GRID CORPORATION OF INDIA 99.56SIEMENS 92.60AREVA T & D INDIA 88.20NEYVELI LIGNITE CORPORATION 84.85MERCATOR LINES 75.97GAMMON 72.97JSW STEEL 66.88PUNJAB NATIONAL BANK 64.53GVK POWER & INFRASTRUCTURE 55.25GMR INFRASTRUCTURE 53.40A B B 47.09NALCO 44.61POWER TRADING CORPORATION 40.27N H P C 32.76SUZLON ENERGY 30.50OIL INDIA 27.73ULTRA TECH CEMCO 10.75Total - Equity 20070.93Debt 0.00TOTAL - DEBT 0.00Commercial Paper / Bank Deposits 0.00Cash 'n' Call, Current Assets & Receivables -110.04

Month Frequency Gross Div.(Rs/Unit)





P1, , A+Equivalent 31.63%

AA-- or


LICMF FLOATING RATE FUND - STPAn Open-ended Income Fund


TOTAL FUND (as on 29/10/2010) : Rs. 60422.43 Lakhs

Bonds / DebenturesJSW STEEL PR1+ 15,000.00RANBAXY HOLDING A1+ 10,000.00TGS INVESTMENT & TRADE A1+ 7,000.00JINDAL STEEL & POWER A1+ 5,000.00BHUSHAN POWER AND STEEL PR1 5,000.00

Commercial PaperINDIABULLS FINANCIAL SERVICES P1+ 9,553.73RELIGARE FINVEST P1+ 5,732.24JAIPRAKASH ASSOCIATES P1 3,784.99






GROSS DIVIDEND DECLARED (Rs. Per Unit)

Last 1 year 5Last 3 year 7.51%Since Inception 6.93%Benchmark (C Fund ~LX) Return

.34%

4.33%


May-07 0.07105360Jun-07 0.05555360Jul-07 0.06071700Aug-07 0.06475360Sep-07 0.07391700Oct-07 0.06845360Nov-07 0.06515360Dec-07 0.06975360Jan-08 0.09361700Feb-08 0.07255360Mar-08 0.09801700Apr-08 0.06945360May-08 0.07005360Jun-08 0.08871700

Jul-08 0.07485360Aug-08 0.07655360Sep-08 0.09821700Oct-08 0.08135360Nov-08 0.08115360Dec-08 0.09231700Jan-09 0.07085360Feb-09 0.06962420Mar-09 0.07181700Apr-09 0.03985360May-09 0.04605360Jun-09 0.05971700Jul-09 0.04655360Aug-09 0.05031700 0.04310000

ANNUALISED RETURNS

NAV (Rs.) as on 29/10/2010: Daily Dividend : 10.0000;Weekly Dividend: 10.1516; Growth: 15.5935

Month Weekly DailyMonth Weekly DailyMonth Weekly Daily

LICMF INDIA VISION FUNDAn Open-ended Growth Scheme




EquityINFOSYS TECHNOLOGIES 534.53TATA TEA 434.64R I L 383.53I D B I 361.30RANBAXY LABORATORIES 347.85HOUSING DEVELOPMENT FINANCE CORPN 340.94M & M 329.33TATA CONSULTANCY SERVICES 315.54S B I 315.12L & T 303.28O N G C 299.75B H E L 293.48I C I C I BANK 290.41H P C L 270.14TATA STEEL 265.50JUBILANT ORGANOSYS 258.15H C L TECHNOLOGIES 242.52POWER TRADING CORPORATION 234.50HINDALCO 210.50YES BANK 179.65



IDFC 160.04SUN PHARMACEUTICALS 147.51BHARAT FORGE 137.99IRB INFRASTRUCTURE DEVELOPERS 128.34AXIS BANK 117.33N M D C 105.87JYOTI STRUCTURES 102.17POWER GRID CORPORATION OF INDIA 100.25SESA GOA 64.32ZEE TELEFILMS 8.34

Total - Equity 7282.83Debt

0.00TOTAL - DEBT 0.00Commercial Paper / Bank Deposits CORPORATION BANK 490.00Cash 'n' Call, Current Assets & Receivables -463.08



Last 1 year



Benchmark (BSE 200) Return - Last 1 year 28.54%

28.53%

ANNUALISED RETURNS


LICMF SYSTEMATIC ASSET ALLOCATION FUNDAn open-ended Equity Scheme




EquityR I L 876.64TATA STEEL 534.54L & T 478.39A C C 463.66CIPLA 462.65INFOSYS TECHNOLOGIES 445.44TATA CONSULTANCY SERVICES 439.65G A I L 348.01S B I 315.12B H E L 305.71M & M 292.74STERLITE INDUSTRIES 273.29HINDALCO 263.13RANBAXY LABORATORIES 259.68TATA MOTORS 243.48HERO HONDA MOTORS 242.55HOUSING DEVELOPMENT FINANCE CORPN 206.18BHARTI AIRTEL 179.14N T P C 178.18VOLTAS 174.83IDFC 170.04TATA POWER 139.46JINDAL STEEL & POWER 139.38S A I L 136.47INDIAN HOTELS 120.00NEYVELI LIGNITE CORPORATION 117.03



SESA GOA 96.48G A C L 69.88GUJRAT NRE COKE 61.85DENA BANK 40.94TATA TEA 31.11TOTAL - EQUITY 8,105.63DebtTOTAL - DEBT 0.00Commercial Paper / Bank Deposits CORPORATION BANK 490.00Cash 'n' Call, Current Assets & Receivables 775.02



Last 1 year

Last 3 years 2.80%


Benchmark (C BalanceEx) Return - Last 1 year 18.79%

11.66%

ANNUALISED RETURNS


LICMF MONTHLY INCOME PLANAn Open-ended Monthly Income Scheme w.e.f. 01/06/2003



Debt RURAL ELECTRIFICATION CORPORATION AAA 991.31MUNDRA PORT & SEZ AA 1,935.94PUNJ LLOYD AA 1,478.51SHRIRAM TRANSPORT FINANCE AA 1,287.30DECCAN CHRONICLE AA 312.32R E C AAA 852.83MAGMA FINCORP AA- 2,216.71RELIANCE CAPITAL AAA 1,011.58TOTAL - DEBT 10086.49Commercial Paper / Bank Deposits CORPORATION BANK 490.00Cash 'n' Call, Current Assets & Receivables 618.51

EquityS B I 315.12R I L 306.82STERLITE INDUSTRIES 274.52B H E L 269.03H P C L 219.06WIPRO 217.91RANBAXY LABORATORIES 202.91JUBILANT ORGANOSYS 190.30G A I L 122.54M & M 109.78L & T 101.09TATA STEEL 88.50IRB INFRASTRUCTURE DEVELOPERS 85.15UNION BANK OF INDIA 75.63CANARA BANK 71.98HOUSING DEVELOPMENT FINANCE CORPN 68.73





NAV (Rs.) as on 29/10/2010Monthly Income : Yearly Income :Quarterly : 10.1379; Growth : 32.7679

9.9562; 10.5681;




DIVIDEND DECLARED

May-05 Monthly 0.0550Jun-05 Monthly 0.0700Jun-05 Quarterly 0.1800Jul-05 Monthly 0.0900Aug-05 Monthly 0.0900Sep-05 Monthly 0.1400Sep-05 Quarterly 0.2200Oct-05 Monthly 0.0800Nov-05 Monthly 0.1000Dec-05 Monthly 0.1200Dec-05 Quarterly 0.3000Jan-06 Monthly 0.1500Feb-06 Monthly 0.1500Mar-06 Monthly 0.3000Mar-06 Quarterly 0.7000Mar-06 Yearly 1.4000Apr-06 Monthly 0.1500May-06 Monthly 0.1500Jun-06 Monthly 0.1200Jun-06 Quarterly 0.2000Jul-06 Monthly 0.1200Aug-06 Monthly 0.1200Sep-06 Monthly 0.1400Sep-06 Quarterly 0.4000Oct-06 Monthly 0.1400Nov-06 Monthly 0.1400Dec-06 Monthly 0.1200Dec-06 Quarterly 0.4000Jan-07 Monthly 0.1000

Feb-07 Monthly NilMar-07 Monthly NilMar-07 Quarterly 0.1500Mar-07 Yearly 0.9000Apr-07 Monthly 0.0700May-07 Monthly 0.1000Jun-07 Monthly 0.0800Jun-07 Quarterly 0.2000Jul-07 Monthly 0.1200Aug-07 Monthly 0.1200Sep-07 Monthly 0.1200Sep-07 Quarterly 0.3500 Oct-07 Monthly 0.1800Nov-07 Monthly 0.2000Dec-07 Monthly 0.2000Dec-07 Quarterly 0.5000Jan-08 Monthly 0.2500Feb-08 Monthly 0.0700Mar-08 Monthly 0.0000Mar-08 Quarterly 0.2000Mar-08 Yearly 1.6000Apr-08 Monthly 0.0000May-08 Monthly 0.0000Jun-08 Monthly 0.0000Jul-08 Monthly 0.0000Aug-08 Monthly 0.0000Spet-08 Monthly 0.0000Sep-08 Quarterly 0.1500Oct-08 Monthly 0.0000

Month Frequency GrossDiv.(Rs/Unit)



Nov-08 Monthly 0.0000Dec-08 Monthly 0.0000Jan-09 Monthly 0.0000Feb-09 Monthly 0.0000Mar-09 Monthly 0.0000Apr-09 Monthly 0.0000Apr-09 Yearly 0.1400May-09 Monthly 0.2800May-09 Quarterly 0.2000Jun-09 Monthly 0.1000Jun-09 Quarterly 0.1800Jul-09 Monthly 0.1200Aug-09 Monthly 0.1200Sep-09 Monthly 0.1200Sep-09 Quarterly 0.3600Oct-09 Monthly 0.1200Nov-09 Monthly 0.1200Nov-09 Quarterly 0.3000Dec-09 Monthly 0.1200Mar-10 Monthly 0.0500Mar-10 Quarterly 0.1500Mar-10 Yearly 1.3000Apr-10 Monthly 0.0700May-10 Monthly 0.0800Jun-10 Monthly 0.0500Jun-10 Quarterly 0.1500Jul-10 Monthly 0.0700Sep-10 Monthly 0.1000Sep-10 Quarterly 0.2500

Money Mkt.7.97%

Money Mkt.13.50%

Debt 72.49%

.

Equity19.54%

Equity86.50%

Last 1 yearLast 3 years 5.74%Since Inception 9.97%Benchmark (C MiPex) Return (Last 1 year) 8.38%

7.35%

ANNUALISED RETURNS


Sep-09 0.04205360 0.04370000Oct-09 0.04145360 0.04470000Nov-09 0.05021700 0.04350000Dec-09 0.04255360 0.04530000Jan-10 0.03438397 0.03830000Feb-10 0.03385360 0.03630000Mar-10 0.04981700 0.04860000Apr-10 0.04285300 0.04330000May-10 0.04810000 0.04220000Jun-10 0.03070000 0.04380000Jul-10 0.04330000 0.04590000Aug-10 0.05330000 0.04780000Sep-10 0.04390000 0.04880000Oct-10 0.03800000 0.03520000


LICMF SAVINGS PLUS FUND(An open-ended income scheme)


Debt Instruments




MAGMA FINCORP AA 1,300.00

Commercial Paper




CHOLAMANDALAM DBS FINANCE P1+ 19,100.86

KEC INTERNATIONAL P1 14,473.11

RELIGARE SECURITIES P1+ 9,757.02


RELIANCE CONSUMER FINANCE P1+ 9,506.68

ABG SHIPYARD P1+ 9,494.47

H C C P1+ 7,103.34

PATEL ENGINEERING P1+ 4,764.51

MAGMA FINCORP P1+ 4,743.99

TELEVISION EIGHTEEN P1+ 2,903.83

NATIONAL ENGINEERING INDUSTRIES LTD P1+ 1,999.41

ICICI SECURITIES P1+ 1,496.61



AXIS BANK P1+ 968.75

Cash 'n' Call, Current Assets & Receivables 14,357.63


Last 1 yearLast 3 years 6.96%Since Inception 5.71%

Benchmark (C Fund ~LX) Return 4.33%

5.27%

ANNUALISED RETURNS



DIVIDEND DECLARED (Dividend Option)

Mar-06 0.01400672Apr-06 0.04167000May-06 0.04167000Jun-06 0.05000000Jul-06 0.05000000Aug-06 0.05000000Sep-06 0.05000000Oct-06 0.05000000Nov-06 0.05000000Dec-06 0.03000000Jan-07 0.07000000Feb-07 0.04000000Mar-07 0.08000000Apr-07 NilMay-07 NilJun-07 0.02000000Jul-07 0.02000000Aug-07 0.04000000Sep-07 0.05000000Oct-07 0.09000000Nov-07 0.07520000Dec-07 0.09680000Jan-08 0.09670000Feb-08 0.10240000Mar-08 0.07810000Apr-08 0.06460000May-08 0.06340000Jun-08 0.03380000



Jul-08 0.01930000Aug-08 0.07390000Sep-08 0.07160000Oct-08 0.04880000Nov-08 0.06650000Dec-08 0.01030000Jan-09 0.55670000 0.07490000 0.07300000Feb-09 0.06320000 0.06500000 0.06250000Mar-09 0.06970000 0.07310000 0.06940000Apr-09 0.04850000 0.04760000 0.04830000May-09 0.05310000 0.04890000 0.05220000Jun-09 0.05670000 0.06180000 0.05670000Jul-09 0.05060000 0.04640000 0.05050000Aug-09 0.04150000 0.04740000 0.04140000Sep-09 0.04180000 0.04000000 0.04180000Oct-09 0.04180000 0.03780000 0.04170000Nov-09 0.04160000 0.04700000 0.04140000Dec-09 0.04120000 0.03810000 0.04120000Jan-10 0.03780000 0.03810000 0.03760000Feb-10 0.03630000 0.03360000 0.03630000Mar-10 0.04880000 0.05020000 0.04870000Apr-10 0.04150000 0.03980000 0.04140000May-10 0.04330000 0.04870000 0.04330000Jun-10 0.04150000 0.03890000 0.04510000Jul-10 0.04470000 0.04120000 0.04470000Aug-10 0.04820000 0.05250000 0.04800000Sep-10 0.04570000 0.04180000 0.04570000Oct-10 0.03970000 0.04120000 0.04100000




NAV (Rs.) as on 29/10/2010: Daily Dividend : 10.0000;Monthly Dividend: 10.0397; Weekly Dividend: 10.0058; Growth: 15.00938

LICMF CHILDREN’S FUNDAn Open-ended Balanced Scheme for Children


NAV (Rs.) as on 29/10/2010 : 11.0375

Last 1 year 12.03


Since inception (12/11/2001) 1.10%

Benchmark ) Return Last 1 year 18.79

%

(C BalanceEx %

ANNUALISED RETURNS




EquityR I L 54.79HINDALCO 42.10M & M 36.59S A I L 29.24VOLTAS 24.52RELIANCE INFRASTRUCTURE 20.72INDIAN HOTELS 20.00TATA STEEL 17.70TATA MOTORS 17.39JINDAL STEEL & POWER 13.94I F C I 13.83SESA GOA 12.86B H E L 12.23HERO HONDA MOTORS 9.33CHAMBAL FERTILISERS & CHEMICALS 8.02DENA BANK 6.82GUJRAT NRE COKE 5.73TATA TEA 2.49Total Equity 348.30DebtPUNJ LLOYD AA 95.29SHRIRAM TRANSPORT FINANCE AA 93.56

Total Debt 188.85Commercial Paper/ Bank Deposits Cash 'n' Call, Current Assets & Receivables 107.32

Holdings Rating Mkt. Value (Rs. lakhs) Avg. Maturity (in month) : 10.25


Money Mkt.16.65%

Debt 29.31%

.

Equity54.04%

LICMF FLOATER MIPAn Open-ended income Scheme


EquityM & M 292.74H P C L 292.08H D F C BANK 250.59BANK OF BARODA 202.20B H E L 195.66R I L 164.37TATA CONSULTANCY SERVICES 157.77CIPLA 147.97TATA STEEL 147.50CANARA BANK 143.95SIEMENS 122.30L & T 121.31BIOCON 113.48IDFC 110.03RANBAXY LABORATORIES 101.46HINDALCO 94.73S B I 94.54JUBILANT ORGANOSYS 62.92POWER TRADING CORPORATION 53.60POWER GRID CORPORATION OF INDIA 45.11SESA GOA 32.16CAIRN INDIA 32.07ZEE TELEFILMS 4.07Bond/DebentureI R F C AAA 1,450.75MUNDRA PORT & SEZ AA 483.99RELIANCE CAPITAL AAA 296.81DECCAN CHRONICLE AA 2,082.28PUNJ LLOYD AA 1,579.12SHRIRAM TRANSPORT FINANCE AA 1,307.02DEWAN HOUSING FINANCE AA+ 2,016.64MAGMA FINCORP AA 1,200.00MAGMA FINCORP AA- 806.08RELIANCE CAPITAL AAA 1,112.74Commercial paper 0.00Bank Deposits 0.00Cash 'n' Call, Current Assets & Receivables 1,756.83

TOTAL FUND (as on 29 ) : Rs. Lakhs/10/2010 17074.84

DIVIDEND HISTORY

ANNUALISED RETURNS


NAV (Rs.) as on 29/10/2010

Monthly Income : 10.0508; Yearly Income : 10.8141;

;Quarterly : 10.2838 Growth : 18.1506



Avg. Maturity (in ) :


month 20.28

Last 1 year 9.80%Last 3 years 5.74%Since Inception 9.97%Benchmark (C MiPex) Return - last 1 year 8.38%

Sep-06 Monthly 0.1400Sep-06 Quarterly 0.2600Oct-06 Monthly 0.1000)Nov-06 Monthly 0.1300Dec-06 Monthly 0.1500Dec-06 Quarterly 0.3800Jan-07 Monthly 0.1400Feb-07 Monthly NilMar-07 Monthly NilMar-07 Quarterly 0.2000Mar-07 Yearly 0.9000Apr-07 Monthly 0.1000May-07 Monthly 0.1000Jun-07 Monthly 0.1500Jun-07 Quarterly 0.2500Jul-07 Monthly 0.1000Aug-07 Monthly 0.1000Sep-07 Monthly 0.1000Sep-07 Quarterly 0.3000Oct-07 Monthly 0.1500Nov-07 Monthly 0.2000Dec-07 Monthly 0.2000Dec-07 Quarterly 0.5000

Jan-08 Monthly 0.1000Feb-08 Monthly 0.1500Mar-08 Monthly 0.0000Mar-08 Quarterly 0.3500Mar-08 Yearly 1.6000Apr-08 Monthly 0.0000May-08 Monthly 0.0000Jun-08 Monthly 0.0000Jun-08 Quarterly 0.0000Jul-08 Monthly 0.0000Aug-08 Monthly 0.0000Sep-08 Monthly 0.0700Sep-08 Quarterly 0.2000Oct-08 Monthly 0.0000Nov-08 Monthly 0.0000Dec-08 Monthly 0.0000Jan-09 Monthly 0.0000Feb-09 Monthly 0.0000Mar-09 Monthly 0.0000Apr-09 Monthly 0.0700Apr-09 Quarterly 0.1000Apr-09 Yearly 0.1600May-09 Monthly 0.2150

Money Mkt.10.29%

Debt 72.24%

.

Equity17.47%

May-09 Quarterly 0.2000Jun-09 Monthly 0.1000Jun-09 Quarterly 0.2200Jul-09 Monthly 0.1200Aug-09 Monthly 0.1200Sep-09 Monthly 0.1200Sep-09 Quarterly 0.3600Oct-09 Monthly 0.1200Nov-09 Monthly 0.1200Nov-09 Quarterly 0.3000Dec-09 Monthly 0.1200Mar-10 Monthly 0.1000Mar-10 Quarterly 0.2000Mar-10 Yearly 1.5000Apr-10 Monthly 0.1000May-10 Monthly 0.1000Jun-10 Monthly 0.1000Jun-10 Quarterly 0.2000Jul-10 Monthly 0.0900Jul-10 Monthly 0.0900Aug-10 Monthly 0.0900Sep-10 Monthly 0.0900Sep-10 Quarterly 0.2500


LICMF INFRASTRUCTURE FUNDA 36 months Close ended Equity Fund with an automatic conversion into





EquityR I L 1,851.90L & T 1,839.88B H E L 1,261.98I C I C I BANK 1,161.65HOUSING DEVELOPMENT FINANCE CORPN 1,033.31S B I 882.34G A I L 741.43O N G C 703.09TATA STEEL 560.50JINDAL STEEL & POWER 557.52H D F C BANK 523.39M & M 490.34STERLITE INDUSTRIES 485.82S A I L 437.78INDIAN HOTELS 400.50IDEA CELLULAR 356.59INDIA CEMENTS 350.80BHARTI AIRTEL 345.24I D B I 327.62TATA MOTORS 324.65JUBILANT ORGANOSYS 314.60M U L 268.06HINDALCO 244.04A C C 233.44VOLTAS 226.36HERO HONDA MOTORS 220.69KOTAK MAHINDRA BANK 218.72ANDHRA BANK 213.66RELIANCE INFRASTRUCTURE 207.16UNION BANK OF INDIA 189.08SESA GOA 183.31I O C L 181.36H P C L 181.09BHARAT FORGE 177.51JAYPEE INFRATECH 175.21IRB INFRASTRUCTURE DEVELOPERS 142.44IVRCL INFRASTRUCTURES & PROJECTS 141.56





Last 1 yearSince Inception 1.39%Benchmark (BSE 100) Return - Last 1 year 26.68%

18.80%

ANNUALISED RETURNS

TATA POWER 139.46N M D C 124.72DLF 122.54B P C L 116.83JAIPRAKSH ASSOCIATES 111.07UNITECH 108.25IDFC 103.85GUJRAT NRE COKE 101.67POWER GRID CORPORATION OF INDIA 99.56SIEMENS 92.60AREVA T & D INDIA 88.20NEYVELI LIGNITE CORPORATION 84.85MERCATOR LINES 75.97GAMMON 72.97JSW STEEL 66.88PUNJAB NATIONAL BANK 64.53GVK POWER & INFRASTRUCTURE 55.25GMR INFRASTRUCTURE 53.40A B B 47.09NALCO 44.61POWER TRADING CORPORATION 40.27N H P C 32.76SUZLON ENERGY 30.50OIL INDIA 27.73ULTRA TECH CEMCO 10.75Total - Equity 20070.93Debt 0.00TOTAL - DEBT 0.00Commercial Paper / Bank Deposits 0.00Cash 'n' Call, Current Assets & Receivables -110.04






P1, , A+Equivalent 31.63%

AA-- or




Bonds / DebenturesRANBAXY HOLDING A1+ 40,000.00TRAPTI TRADING & INVESTMENT A1+ 21,500.00JINDAL STEEL & POWER A1+ 15,000.00TGS INVESTMENT & TRADE A1+ 13,000.00ARCH PHARMALABS PR1+ 10,000.00JSW ENERGY PR1+ 9,862.79MAGMA FINCORP PR1+ 7,500.00MAGMA FINCORP AA 4,500.00

Commercial PaperBHARAT HOTELS P1+ 2,928.91INDIABULLS FINANCIAL SERVICES P1+ 48,812.66MERCATOR LINES P1+ 9,806.17RELIANCE MEDIA WORKS P1 7,325.99ICICI SECURITIES P1+ 4,990.63MUNDRA PORT & SEZ P1+ 4,966.98TANTIA CONSTRUCTIONS P1 4,756.45ESS DEE ALUMINIUM P1+ 4,477.27ESSAR SHIPPING PORTS & LOGISTICS P1+ 4,474.10ESSAR SHIPPING PORTS & LOGISTICS P1 3,963.77PATEL ENGINEERING P1+ 3,757.73SP FABRICATORS P1 2,941.04H C C P1+ 2,496.60KEC INTERNATIONAL P1 2,487.93E I D PARRY P1+ 1,985.02

Certificate of DepositALLAHABAD BANK P1+ 13,373.93CANARA BANK P1+ 9,962.92ALLAHABAD BANK A1+ 9,406.73CORPORATION BANK P1+ 8,924.03PUNJAB NATIONAL BANK PR1+ 8,911.95SYNDICATE BANK PR1+ 6,436.41

Treasury Bill 0.00Cash 'n' Call, Current Assets & Receivables 6,310.46

EquityR I L 3,194.26B H E L 2,201.13L & T 2,021.85S B I 1,890.72O N G C 1,694.23TATA STEEL 1,593.00INFOSYS TECHNOLOGIES 1,521.33G A I L 1,421.44M & M 1,120.11TATA POWER 1,115.68HOUSING DEVELOPMENT FINANCE CORPN 1,085.87BANK OF BARODA 909.90STERLITE INDUSTRIES 898.71IDFC 890.22TATA MOTORS 869.59H P C L 778.88RANBAXY LABORATORIES 744.19TATA CONSULTANCY SERVICES 736.26H D F C BANK 728.99LUPIN 679.21WIPRO 642.97SUN PHARMACEUTICALS 590.04I D B I 587.11AXIS BANK 586.66SIEMENS 570.71POWER FINANCE CORPORATION 538.95



NAV (Rs.) as on 29/10/2010

Daily Dividend : 10.0000 Weekly Dividend : 10.0067Monthly Dividend : 10.0425 Growth : 12.7505

LICMF INCOME PLUS FUNDAn Open-ended Debt Scheme

Feb-09 0.05580000 0.05660000 0.05590000

Mar-09 0.06120000 0.06460000 0.06140000

Apr-09 0.03920000 0.03839740 0.03920000

May-09 0.04840000 0.04490000 0.04800000

Jun-09 0.05200000 0.05690000 0.05220000

Jul-09 0.05070000 0.04670000 0.05070000

Aug-09 0.04070000 0.04650000 0.04090000

Sep-09 0.04230000 0.04020000 0.04250000

Oct-09 0.03850000 0.03500000 0.03850000

Nov-09 0.04010000 0.03670000 0.04010000

Dec-09 0.04160000 0.03880000 0.04160000

Jan-10 0.03810000 0.03840000 0.03820000

Feb-10 0.03610000 0.03340000 0.03610000

Mar-10 0.04810000 0.04860000 0.04810000

Apr-10 0.04070000 0.03990000 0.04070000

May-10 0.04320000 0.04870000 0.04320000

Jun-10 0.04310000 0.04050000 0.04310000

Jul-10 0.04490000 0.04170000 0.04430000

Aug-10 0.04770000 0.05180000 0.04790000

Sep-10 0.04590000 0.04260000 0.04600000

Oct-10 0.04240000 0.04060000 0.04250000

Month Daily Weekly Monthly

Last 1 year 5.26%

Last 3 years 7.25%


Benchmark (C Fund ~ LX) Return - last 1 year 4.33%

ANNUALISED RETURNS


GROSS DIVIDEND DECLARED (RS./UNIT)

Avg. Maturity (in months) : 1.72Avg. Duration (in months) : 1.63

LICMF BOND FUNDAn Open-ended Debt Scheme




DIVIDEND HISTORY

Last 1 year 5.52Last 3 years 8.10%Since inception (09.05.1999) 8.85%

Benchmark (C CompBex) Return (Last 1 year) 5.29

%

%

ANNUALISED RETURNS

PORTFOLIO RATING ANALYSIS



DEBT

I R F C AAA 1,227.56

I O C L AA+ 874.50

H U D C O AA 508.37

S A I L AAA(SO) 506.44

I C I C I BANK AAA 989.84

PUNJ LLOYD AA 1,222.03

JET AIRWAYS (JUS TRUST) AAA 239.45

SHRIRAM TRANSPORT FINANCE AA 10.40

BOB HOUSING FINANCE AAA(SO) 13.17

R E C AAA 1,198.28


Securitised Debt

GSEC 8.13% 21/09/2022 Sovereign 500.35

COMMERCIAL PAPER/ BANK DEPOSIT


Holdings Rating Mkt. Value(Rs.Lakhs)

LICMF G-SEC FUNDAn Open-ended Gilt Scheme


DebtI O C L AA+ 624.64NATIONAL HOUDING BANK AAA 1,390.73GOI Tbill 91 DAYS261110 Sovereign 2,488.83 Securitised DebtGSEC 7.80% 03/05/2020 Sovereign 2,938.43GSEC 8.13% 21/09/2022 Sovereign 500.35Certificate Of DepositALLAHABAD BANK P1+ 1,376.73CENTRAL BANK OF INDIA PR1+ 990.22Commercial Paper / Bank DepositCash 'n' Call, Current Assets & Receivables 143.94


Last 1 year

Last 3 years 3.70%

Since inception (29.11.1999) 7.46%

Benchmark (I Sec Composite Gilt) Return

Last 1 year 5.52%

2.28%

ANNUALISED RETURNS


NAV (Rs.) as on 29/10/2010Reg.: 10.2437 Reg.Gr.: 22.0176;

PF-Div. 12.1408; PF-Gr. : 12.6963

Securities Rating Mkt. Value (Rs. Lakhs) DIVIDEND HISTORY


Mar-01 0.35

Jul-01 0.30

Nov-01 0.35

Mar-02 0.70

Jul-02 0.30

Oct-02 0.35

Jan-03 0.40

Apr-03 0.40

Jun-03 0.35

Sep-03 0.35

Dec-03 0.30

Mar-04 0.30

Jun-04 0.0075

Sep-04 0.05

Mar-09 0.20

Jul-09 0.20

Oct-09 0.20

Jan-10 0.01

Jan-10 (PF Option) 0.05

Mar-10 (PF Option) 0.05



Jul-01 0.4Nov-01 0.35Mar-02 0.35Jul-02 0.3Oct-02 0.3Jan-03 0.3Jun-03 0.225Sep-03 0.225Dec-03 0.2Mar-04 0.15Jun-04 0.1Sep-04 0.05Dec-04 0.1Mar-05 0.15Jul-05 0.15Oct-05 0.1Jan-06 0.1Mar-06 0.1

Jul-06 0.2Oct-06 0.4Jan-07 0.1Mar-07 0.1Jul-07 0.25Oct-07 0.25Jan-08 0.2Mar-08 0.15Jul-08 0.15Oct-08 0.15Jan-09 0.2Mar-09 0.25Jul-09 0.2Oct-09 0.2Jan-10 0.2Mar-10 0.05Jul-10 0.05Oct-10 0.05







P1, , A+Equivalent

8.81%

AA-- or

H L L 514.68CAIRN INDIA 513.12H C L TECHNOLOGIES 487.64MUNDRA PORT & SEZ 379.88UNION BANK OF INDIA 354.98POWER GRID CORPORATION OF INDIA 348.12CIPLA 317.03RELIANCE INFRASTRUCTURE 315.92BHARAT FORGE 288.52I C I C I BANK 232.33GMR INFRASTRUCTURE 213.60S A I L 194.95HINDALCO 172.57JINDAL STEEL & POWER 156.80BIOCON 136.17SESA GOA 80.40ZEE TELEFILMS 6.84Total - Equity 34325.53DebtTOTAL - DEBT 0.00Commercial Paper / Bank Deposits CORPORATION BANK 735.00Cash 'n' Call, Current Assets & Receivables 720.97








ANNUALISED RETURNS


Money Mkt.4.07%

Equity95.93%

Last 1 year

Since Inception -3.80%

Benchmark (CNX 100) Return - Last 1 year 29.09%

22.05%

LICMF TOP 100A 36 months Close ended Equity Fund with an automatic conversion into



LICMF LIQUID FUNDAn Open-ended Liquid Scheme


Bonds / Debentures


BHUSHAN POWER AND STEEL PR1 45,000.00

ALOK INDUSTRIES PR1+ 30,000.00

RANBAXY HOLDING A1+ 20,000.00

BHUSHAN STEEL PR1 19,946.88

MAGMA FINCORP PR1+ 10,000.00

TULIP IT SERVICES A1 7,500.00

TRAPTI TRADING & INVESTMENT A1+ 6,000.00

GRABAL ALOK IMPEX PR1 5,000.00


ARCH PHARMALABS A1 2,000.00

CORE PROJECTS & TECHNOLOGIES A1 1,330.50

Commercial Paper


MUNDRA PORT & SEZ P1+ 44,723.50


ERA INFRA ENGINEERING P1+ 39,526.67

RELIANCE MEDIA WORKS P1 34,665.52



EXIM P1+ 9,847.81

IL&FS INFRSTUCTURE LEASING P1+ 9,791.74

IL & FS FINANCIAL SERVICES P1+ 9,786.76

FUTURE CAPITAL HOLDINGS P1+ 3,440.86


PUNJAB NATIONAL BANK PR1+ 109,657.77

CANARA BANK P1+ 94,032.84

ALLAHABAD BANK A1+ 54,991.08

VIJAYA BANK PR1+ 49,351.64

I D B I BANK P1+ 29,470.08

ORIENTAL BANK OF COMMERCE P1+ 19,756.36

INDIAN BANK F1+ 19,749.80

BANK OF INDIA P1+ 19,749.80


CORPORATION BANK P1+ 15,871.09

YES BANK PR1+ 14,743.00

Last 1 yearLast 3 year 6.96%Since Inception (18.03.2002) 6.62%Benchmark (C) Fund ~LX) Return (Last 1 year) 4.34

4.99%

%

ANNUALISED RETURNS








GROSS DIVIDEND HISTORY (RS./UNIT)

Jan-05 0.0461Feb-05 0.0400Mar-05 0.0422Apr-05 0.03933992May-05 0.04240000Jun-05 0.04089337Jul-05 0.04210000Aug-05 0.04250000Sep-05 0.04100000Oct-05 0.04455476Nov-05 0.04749685Dec-05 0.04943670Jan-06 0.05202764Feb-06 0.04836850Mar-06 0.07196284Apr-06 0.05065708May-06 0.05328228Jun-06 0.05243226Jul-06 0.05969500Aug-06 0.06310000Sep-06 0.06340000Oct-06 0.06860000Nov-06 0.06750000Dec-06 0.06280627Jan-07 0.07300000Feb-07 0.06420000Mar-07 0.07660000Apr-07 0.07970000May-07 0.07980000Jun-07 0.06120000Jul-07 0.05370000Aug-07 0.06730000Sep-07 0.06430000Oct-07 0.06980000Nov-07 0.07360000



Dec-07 0.07930000Jan-08 0.07750000Feb-08 0.07470000Mar-08 0.07973000Apr-08 0.07280000May-08 0.07830000Jun-08 0.08110000Jul-08 0.08440000Aug-08 0.08610000Sep-08 0.08700000Oct-08 0.09810000Nov-08 0.08640000Dec-08 0.08750000Jan-09 0.07920000Feb-09 0.08620000Mar-09 0.06830000Apr-09 0.05280000May-09 0.04973000Jun-09 0.04820000Jul-09 0.04720000Aug-09 0.04590000Sep-09 0.04220000Oct-09 0.04770000Nov-09 0.04260000Dec-09 0.04340000Jan-10 0.03840000Feb-10 0.03170000Mar-10 0.03867927Apr-10 0.03570000May-10 0.04190000Jun-10 0.04910000Jul-10 0.05140000Aug-10 0.04900000Sep-10 0.05320000Oct-10 0.06140000

Month Gross DividendMonth Gross Dividend

BANK OF MAHARASHTRA P1+ 4,934.18

SYNDICATE BANK PR1+ 3,467.10

Bank Deposits

H D F C BANK 8,000.00

Cash 'n' Call, Current Assets & Receivables -251,519.49

LICMF EQUITY FUNDAn Open-ended Equity Scheme

LICMF OPPORTUNITIES FUNDAn Open-ended Growth Scheme







Last 1 yearLast 3 year -5.31%Since Inception 13.41%Benchmark (BSE-200) Return Last 1 year 28.54%

24.97%ANNUALISED RETURNS


DIVIDEND HISTORYMonth Dividend (Rs./Unit)Feb-06 2.00Oct-06 2.50Nov-07 3.00


EquityR I L 504.07I C I C I BANK 300.87INFOSYS TECHNOLOGIES 296.96L & T 222.40S B I 220.58HOUSING DEVELOPMENT FINANCE CORPN 206.18I T C 196.82TATA STEEL 165.20O N G C 156.39H D F C BANK 145.80B H E L 130.99HINDALCO 126.30S A I L 116.97TATA MOTORS 115.95M & M 113.44TATA CONSULTANCY SERVICES 105.18M U L 99.17I O C L 94.17INDIAN HOTELS 92.00N M D C 83.15RELIANCE INFRASTRUCTURE 82.86STERLITE INDUSTRIES 75.92DR REDDYS LABORATORIES 74.61POWER GRID CORPORATION OF INDIA 70.18POWER TRADING CORPORATION 67.00BHARTI AIRTEL 65.14SESA GOA 64.32JINDAL STEEL & POWER 62.23JUBILANT ORGANOSYS 59.86RANBAXY LABORATORIES 57.98NDTV 56.33WIPRO 54.20INDIA CEMENTS 50.92A C C 49.21G A I L 49.02HERO HONDA MOTORS 46.65KOTAK MAHINDRA BANK 46.49

An Open-ended Equity Scheme







Equity R I L 972.52INFOSYS TECHNOLOGIES 593.92I C I C I BANK 580.83L & T 495.35B H E L 476.91HOUSING DEVELOPMENT FINANCE CORPN 415.79S B I 346.63KOTAK MAHINDRA BANK 325.40TATA CONSULTANCY SERVICES 315.54RELIANCE INFRASTRUCTURE 313.87I T C 306.69O N G C 268.86H D F C BANK 250.59TATA STEEL 236.00I F C I 207.45JUBILANT ORGANOSYS 185.70VOLTAS 183.14G A I L 169.58STERLITE INDUSTRIES 168.70M U L 161.79HINDALCO 161.63M & M 161.01SESA GOA 160.80WIPRO 145.46S A I L 144.26CIPLA 140.90HERO HONDA MOTORS 130.61BHARTI AIRTEL 130.28TATA MOTORS 129.74I O C L 125.57RANBAXY LABORATORIES 115.95INDIAN HOTELS 112.70DR REDDYS LABORATORIES 107.77VIDEOCON INDUSTRIES 107.04ANDHRA BANK 89.03N T P C 83.81N M D C 83.15UNION BANK OF INDIA 75.63POWER GRID CORPORATION OF INDIA 74.95PUNJAB NATIONAL BANK 64.53I D B I 63.23H C L TECHNOLOGIES 58.65MERCATOR LINES 56.42JAIPRAKSH ASSOCIATES 48.10RELIGARE ENTERPRISES 44.45BHARAT FORGE 40.39SIEMENS 40.02DLF 35.01JINDAL STEEL & POWER 34.85H P C L 34.08IDEA CELLULAR 33.60GUJRAT NRE COKE 30.93

ANNUALISED RETURNS


Last 1 year 24.86%Last 3 years -2.40%Since Inception 10.62%Benchmark (Sensex) Return Last 1 year 24.79%

DIVIDEND HISTORYMonth Dividend (Rs./Unit)Mar-04 1.20Mar-05 1.00Nov-05 2.00Oct-06 2.50Nov-07 5.00

CIPLA 45.93ANDHRA BANK 44.51B P C L 42.76H C L TECHNOLOGIES 40.42BHARAT FORGE 37.72I D B I 18.07JAIPRAKSH ASSOCIATES 15.87PUNJAB NATIONAL BANK 12.91CHAMBAL FERTILISERS & CHEMICALS 12.03Total - Equity 4795.67Debt 0.00Total - Debt 0.00Bank DepositsCORPORATION BANK 245.00Cash 'n' Call, Current Assets & Receivables 167.47

TATA POWER 27.89OIL INDIA 24.92PARABOLIC DRUGS LIMITED 23.87B P C L 21.91JAYPEE INFRATECH 20.35PRADIP OVERSEAS 15.78ULTRA TECH CEMCO 15.66NDTV 6.94IRB INFRASTRUCTURE DEVELOPERS 5.80N H P C 5.30SUZLON ENERGY 3.33A B B 0.72Total - Equity 10012.24Debt Total Debt Bank DepositsCORPORATION BANK 428.75Cash 'n' Call, Current Assets & Receivables 213.26

Money Mkt.6.03%

Equity93.97%


LICMF INDEX FUNDAn Open-ended Index Linked Equity Scheme

EquityR I L 734.85INFOSYS TECHNOLOGIES 567.12I C I C I BANK 528.80L & T 426.32I T C 355.88HOUSING DEVELOPMENT FINANCE CORPN 352.28S B I 321.46H D F C BANK 318.43TATA CONSULTANCY SERVICES 211.44O N G C 174.18BHARTI AIRTEL 157.10B H E L 152.53AXIS BANK 148.83TATA MOTORS 146.42TATA STEEL 144.80M & M 124.11H L L 122.52HINDALCO 108.16JINDAL STEEL & POWER 107.55STERLITE INDUSTRIES 105.74N T P C 98.43IDFC 90.75TATA POWER 89.68G A I L 87.83WIPRO 84.06BAJAJ AUTO 83.65DR REDDYS LABORATORIES 83.63M U L 81.68HERO HONDA MOTORS 70.71CIPLA 70.48PUNJAB NATIONAL BANK 67.92KOTAK MAHINDRA BANK 66.44SUN PHARMACEUTICALS 62.82RELIANCE INFRASTRUCTURE 57.87CAIRN INDIA 54.46JAIPRAKSH ASSOCIATES 54.40DLF 50.69SESA GOA 48.45SIEMENS 48.39RELIANCE COMMUNICATION 47.70G A C L 45.48S A I L 44.83A C C 39.42B P C L 37.83H C L TECHNOLOGIES 37.58RELIANCE CAPITAL 36.33RANBAXY LABORATORIES 35.19RELIANCE POWER LTD 22.81POWER GRID CORPORATION OF INDIA 22.42SUZLON ENERGY 18.26Total Equity 7048.71Cash 'n' Call, Current Assets & Receivables 9.19

NIFTY PLAN - PORTFOLIO (as on 29 )/10/2010



Last 6 months 32.16%Last 1 year 26.81%Last 3 years -2.61%Since Inception 16.40%Benchmark NSE - Nifty Return (Last 6 months) 31.08%Benchmark NSE - Nifty Return (Last 1 year) 26.67%

ANNUALISED RETURNS

Equity R I L 373.14INFOSYS TECHNOLOGIES 274.24I C I C I BANK 252.11L & T 208.17I T C 173.61S B I 170.64HOUSING DEVELOPMENT FINANCE CORPN 170.29H D F C BANK 159.06TATA CONSULTANCY SERVICES 117.01O N G C 105.55BHARTI AIRTEL 81.97B H E L 79.29TATA MOTORS 72.37TATA STEEL 70.45N T P C 60.92H L L 60.64M & M 60.08JINDAL STEEL & POWER 55.41HINDALCO 53.37STERLITE INDUSTRIES 48.37







Last 6 months 32.70%Last 1 years 25.15%Last 3 years -2.73%Since Inception 18.17%Benchmark BSE - Sensex Return (Last 6 months) 30.89%Benchmark BSE - Sensex Return (Last 1 years) 24.79%

ANNUALISED RETURNS

SENSEX ADVT. PLAN PORTFOLIO (as on 29/10/2010)

Month Dividend (Rs./Unit)Nifty Sensex Sensex Advt.

Jan-04 1.6 1.5 1.7Aug-05 2.5Nov-05 4.0Jan-06 5.0Feb-06 5.0Nov-06 5.0Feb-07 5.0Mar-07 2.0 2.5Mar-08 2.0 1.5Jan-10 1.75









Last 1 yearLast 3 years -2.13%Since Inception 17.26%Benchmark BSE - Sensex Return (Last 1 year) 24.79

24.21%

%

ANNUALISED RETURNS

DIVIDEND HISTORY


Holdings Mkt. Value (Rs. lakhs)EqutiyR I L 58.06INFOSYS TECHNOLOGIES 42.67I C I C I BANK 39.28L & T 32.41I T C 27.10HOUSING DEVELOPMENT FINANCE CORPN 26.58S B I 26.53H D F C BANK 24.81TATA CONSULTANCY SERVICES 18.20O N G C 16.42SESA GOA 14.47BHARTI AIRTEL 12.75B H E L 12.33TATA MOTORS 11.26TATA STEEL 10.96N T P C 9.49H L L 9.46M & M 9.37JINDAL STEEL & POWER 8.62HINDALCO 8.30STERLITE INDUSTRIES 7.50TATA POWER 6.83M U L 6.58WIPRO 6.04HERO HONDA MOTORS 5.47CIPLA 5.41CHAMBAL FERTILISERS & CHEMICALS 4.81NDTV 4.80S A I L 4.68RELIANCE INFRASTRUCTURE 4.47DLF 4.38JAIPRAKSH ASSOCIATES 4.17RELIANCE COMMUNICATION 3.81A C C 2.99ULTRA TECH CEMCO 0.01Total Equity 491.02Cash 'n' Call, Current Assets & Receivables -7.81

TATA POWER 43.89M U L 42.49WIPRO 38.80HERO HONDA MOTORS 35.23CIPLA 34.86RELIANCE INFRASTRUCTURE 28.90DLF 28.26JAIPRAKSH ASSOCIATES 26.60RELIANCE COMMUNICATION 24.51A C C 19.39Total Equity 2969.64Cash 'n' Call, Current Assets & Receivables -28.57

Market Review

DEBT MARKET REVIEW

Liquidity worsened in the banking system on

account of withdrawal of cash pre-Diwali and lack of

government spending during the month. IPO of state

owned Coal India Ltd skewed liquidity from the

system. Banks remained net borrowers in the

market. Post IPO, banks were borrowing around Rs

90,000 crore on an average basis under repo

window (LAF) indicating extend of liquidity crunch in

the system.

The Headline inflation rose 8.62 percent in

September, higher than previous month figure of 8.5

percent. Indians food inflation rose 13.75 percent,

compared with 15.53 percent in the previous week.

The yield on 7.80% 2020 bond climbed 21 bps from

September end to settle at 8.11% by the end of

October. The yield rose as tight monetary condition

and worries of rate hikes kept sentiment cautious.

Indians corporate bond yield rose tracking rise in

government yield. The 10-year AAA benchmark

corporate bond closed at 8.80(Spread=47.19 bps)

percent as against 8.68(Spread=55.74 bps) of

previous month end.

Outlook

We expect monetary condition to stabilize in the

coming month on account of IPO over subscription

refund and Rs 12,000 crore bonds buy back under

OMO. This may infuse the much-needed liquidity in

the system. With inflation still above comfort level

and fear of elevated food prices & asset price built up

to further dampen the Wholesale Price inflation, RBI

may raise the interest rates to arrest rising Inflation.

We expect G-Sec yield to soften from current levels

on easing liquidity and expected quantitative easing

-II (QE-II) by U.S. Federal Bank. The objective of QE-

II is to boost economic activity by infusing money

into the system by buying back financial assets like

bonds and corporate debt through OMO operation.

This is expected to bring down the bond yield and

may have a softening effect on Indian bond market.

EQUITY MARKET REVIEW

SENSEX : 30-stock market barometer of BSE

ended flat after showing a good promise.

The September rally could not be sustained and the

SENSEX which opened at 20094 has closed at

20032 by the end of the month. The rally though

touched a high of 20687 (13/10/2010) by the mid

month slowly fell back to its beginning mark by the

month-end. It may be partly attributed to the CIL IPO

subscription.

The FIIs continued support and belief had a positive

impact.

CNX NIFTY : NSE's 50-stock index had a similar

behavior as to the SENSEX.

The S&P CNX Nifty too which opened at 6030

touched a high of 6233 on 13/10/2010 and closed at

6017 month end.

FII's continue to remain bullish in the Indian

market

Foreign Institutinal Investors have made a net

investment of `28,562.90 Cr (Source: www.sebi.

gov.in) by purchasing `92,945 Cr while offloading

`64382.20 Cr both in primary and secondary market.

With this inflow the total FII investment during 2010

has reached to ̀ 1,12,923.10 Cr

Macro Economy

Though the IIP growth of August 2010 slowed down

to 5.6 per cent from 10.6 per cent in the

corresponding period last year, consumer durables

expanded by 26.5% over last year figures of 24.7%.

The estimated Trade balance deficit during 2nd

Quarter is $36,600 million but the increase in

Capital account Reserve during the same period is

estimated to $19,143 million which to some extent

balances the Trade deficit.

The momentum of global recovery, which

exceeded expectations in the first half of 2010, has

slowed down. According to IMF projections the

slowdown is a temporary one and could recover by

the year end.

Outlook

Though inflation remains a concern for India Inc. the

growth prospects in agriculture have clearly been

boosted by the monsoon, which, by virtue of

substantial replenishment of reservoirs and ground

water, will also contribute to a good rabi harvest.

With a positive estimate on Capital Account

Reserve during 2nd Quarter, virtually all leading

indicators of sectoral activities point to sustained

growth.


SNAPSHOT

31st January 2005

The investment objective of the scheme is to provide capital growth in long-term with reasonable risk levels by investing mainly in companies which are in sector/s, which have a high growth potential at that point to time.


Dividend / Growth

Nil


Rs. 5000/-




Available


1st January 1997

To provide capital growth alongwith tax rebate and tax relief u/s 80 C to our investors through Prudent Investments in the stock market.

ELSS

Dividend / Growth

Nil

Nil

Rs. 500/-




Available


21st September 2004

The investment objective of the scheme is to generate regular income by investing mainly in floating rate instruments / fixed rate instruments swapped for floating rate return so as to minimise the interest rate risk and at the same time aiming at generating capital appreciation in a long term by investing in equity / equity related instruments.

Debt

Monthly Div. / Quarterly Div. / Yearly Div. / Growth

Nil


Rs. 5000/-




Available


14th November 02

To provide capitalgrowth by investing in index stocks.

Equity - Index

Sensex / Nifty / Sensex Advantage

Dividend / Growth

Nil


Rs. 2000/-




Available


16th April 98

To obtain maximum possible growth consistent with reasonable levels of safety and security by investing mainly in equities.


Dividend / Growth

Nil


Rs. 2000/-




Available


1st January 91

To provide regular returns & capital appreciation according to the slection of the plan by investing in equities & debt.

Balanced

Dividend / Growth

Nil


Rs. 1000/-




Available


Index Fund Growth Fund Balanced Fund Equity Fund

Opportunities Fund Tax Plan Floater MIP

SIP: Systematic Investment Plan; SWP: Systematic Withdrawal Plan; STP: Systematic Transfer Plan; AWOCA: Automatic Withdrawal of Capital AppreciationNote : SWP & AWOCA are available under growth options only.

1st September 99

To provide capital growth by investing in a mix of equity instruments.


Dividend / Growth

Nil


Rs. 2000/-




Available


Income Plus Fund

28th May 2007

To provide reasonable possible current income - consistent with preservation of capital & providing liquidity from investing in a diversified portfolio of Short-Term Money Market & Debt securities.

Debt

Dividend / Growth

Nil

Nil

Rs. 5,00,000/-



STP

Available

Daily / Weekly / Monthly

LICMF GROWTH FUNDAn Open-ended SchemeGrowth




Last 1 year 27.04%Last 3 year 1.78%Since Inception 10.14%Benchmark (Sensex) Return - last 1 year 24.79%

ANNUALISED RETURNS




EquityR I L 723.23S B I 552.50INFOSYS TECHNOLOGIES 524.05L & T 515.57I C I C I BANK 464.66S A I L 362.85I T C 342.30M & M 324.58B H E L 299.55G A I L 263.84H D F C BANK 263.58TATA STEEL 257.23HOUSING DEVELOPMENT FINANCE CORPN 243.97HINDALCO 223.13O N G C 215.04INDIAN HOTELS 213.00STERLITE INDUSTRIES 210.88TATA CONSULTANCY SERVICES 210.36TATA MOTORS 191.31VOLTAS 177.79M U L 162.88WIPRO 160.85SESA GOA 160.80HERO HONDA MOTORS 158.59IDFC 150.04DR REDDYS LABORATORIES 140.93CIPLA 140.90I D B I 139.19JINDAL STEEL & POWER 132.41MERCATOR LINES 129.37JUBILANT ORGANOSYS 122.78RANBAXY LABORATORIES 115.95ANDHRA BANK 115.73NEYVELI LIGNITE CORPORATION 111.15KOTAK MAHINDRA BANK 97.62UNION BANK OF INDIA 94.54GUJRAT NRE COKE 92.78IVRCL INFRASTRUCTURES & PROJECTS 89.64B E M L 89.47INDIA CEMENTS 86.99BALARAMPUR CHINI MILLS 84.40N M D C 83.15BHARAT FORGE 75.43ZEE TELEFILMS 69.33JSW STEEL 66.88BHARTI AIRTEL 65.14MADRAS CEMENT 56.96SIEMENS 55.57PUNJAB NATIONAL BANK 53.80RELIGARE ENTERPRISES 48.89CHAMBAL FERTILISERS & CHEMICALS 48.12H C L TECHNOLOGIES 40.42B P C L 36.93POWER TRADING CORPORATION 36.18DLF 35.01N T P C 31.24TATA POWER 27.89JAYPEE INFRATECH 22.39PARABOLIC DRUGS LIMITED 21.70IDEA CELLULAR 16.80IRB INFRASTRUCTURE DEVELOPERS 16.47PRADIP OVERSEAS 15.80

LICMF TAX PLANAn Open-ended ELSS


DIVIDEND HISTORY

Month Dividend (Rs./Unit)

Mar-04 2.00

Mar-05 3.00

Aug-05 1.00

Mar-06 2.00

Oct-06 2.50

May-07 1.00

Oct-07 1.50





Holdings Mkt. Value %

(Rs. Lakh) ContributionEquityR I L 306.82S B I 211.13INFOSYS TECHNOLOGIES 207.87I C I C I BANK 203.29I T C 169.32TATA CONSULTANCY SERVICES 168.29L & T 164.28S A I L 156.39HOUSING DEVELOPMENT FINANCE CORPN 137.45TATA STEEL 127.44RELIANCE INFRASTRUCTURE 124.30B H E L 110.06HINDALCO 99.99M & M 95.14VOLTAS 92.78H D F C BANK 91.12KOTAK MAHINDRA BANK 79.29CIPLA 73.97G A I L 70.67O N G C 70.01SESA GOA 69.14JUBILANT ORGANOSYS 65.04STERLITE INDUSTRIES 60.73WIPRO 59.44CONCOR 52.13INDIAN HOTELS 50.00DR REDDYS LABORATORIES 49.74TATA MOTORS 46.38I O C L 46.04M U L 46.04ANDHRA BANK 44.51N M D C 41.57DENA BANK 40.94BHARAT FORGE 37.72B P C L 36.51RANBAXY LABORATORIES 34.79BHARTI AIRTEL 32.57TATA TEA 31.11NDTV 28.31TATA POWER 27.89JINDAL STEEL & POWER 27.88PUNJAB NATIONAL BANK 26.17JAYPEE INFRATECH 23.36GUJRAT NRE COKE 21.65RELIGARE ENTERPRISES 20.89IDEA CELLULAR 20.16

Holdings Market Value(Rs. in Lakhs)

Last 1 year

Last 3 years -3.39%


Benchmark (Sensex) Return Last 1 year 24.79

24.95%

%

ANNUALISED RETURNS

DIVIDEND HISTORYMonth Dividend (Rs./Unit)

Oct-07 1.50

NAV (Rs.) as on 29/10/2010: DIVIDEND: 12.5023; GROWTH: 14.0965

NAV (Rs.) as on 29/10/2010; Dividend: 11.4030; Growth: 31.8484

Money Mkt.12.07%

Equity87.93%

Money Mkt.13.00%

Equity87.00%

ULTRA TECH CEMCO 9.39NDTV 8.44SUZLON ENERGY 3.33N H P C 1.25A B B 1.20ZEE TELEFILMS 3.87Total Equity 10107.97Debt 0.00Total - Debt 0.00Commercial Paper / Bank Deposit 0.00CORPORATION BANK 490.00Cash 'n' Call, Current Assets & Receivables 1,020.21

HERO HONDA MOTORS 18.66ZEE TELEFILMS 13.87CHAMBAL FERTILISERS & CHEMICALS 12.03ZEE TELEFILMS 0.78Total Equity 3845.65Debt Total - Debt 0.00Commercial Paper / Bank Deposit 0.00CORPORATION BANK 220.50Cash 'n' Call, Current Assets & Receivables 307.14


SCHEMES

26th March 99

To generate attractive returns for our investors by investing in quality debt securities and money market instruments.

Debt

Dividend / Growth

Nil


Rs. 5000/-




Available

Quarterly

15th November 99

To generate steady and consistent returns for our investors by timing the government securities market.

Debt - Gilt

PF / Regular

Dividend / Growth

Nil


Regular Plan: Rs. 5,000/-PF Plan: Rs. 10000/-




Available

Quarterly

26th September 01

To generate long term capital appreciation through judicious mix of quality debt & equity instrument at moderate risk levels through research based investments.

Balanced

Growth

Nil


Rs. 5000/-




Available


29th May 03

To generate income by investing in a portfolio of quality short term debt securities.

Debt - Short Term

Dividend / Growth

Nil

Nil

Rs. 5000/-




Available

Monthly / Daily / Weekly

Bond Fund G-Sec Fund Savings Plus Fund Children’s Fund

11th March 02

To generate reasonable returns with low risk and high liquidity through judicious mix of investment in money market and quality debt instruments

Debt - Liquid

Dividend / Growth

Nil

Nil

Rs. 25000/-


On all days

STP

Available

Daily

1st June / 03

To generate regular income by investing mainly in quality debt and money market instruments with some portion in equity/equity related instruments for long term capital appreciation.

Debt

Monthly Div./Quarterly Div. Yearly Div./Growth

Nil


Rs. 5000/-




Available


15th March 2004

To generate consistent returns by investing mainly in floating rate instruments/fixed rate instruments swapped for floating rate return so as to minimise the interest rate risk for the investor.

Debt - Floating

Dividend / Growth

Nil

Nil

Rs. 5,000/- and thereafter in multiples of Rs. 500/-.


On all days


Available

Daily / Weekly

19th June 89

To generate long term capital appreciation and offer Tax rebate u/s 80 C as well as additional benefits of a life & insurance cover free accident insurance cover.

Insurance linked tax saving

Single Premium-5/10 year termRegular Contribution-10/15 year term

Dividend Re-investment

Nil

Nil

Rs. 10000/- under Single Premium Rs. 1000/- under Regular Premium- yearly option, Rs. 100/- under Regular Premium - monthly option



SIP / STP

Available


Liquid Fund Monthly Income Plan Unit Linked Insurance Scheme Floating Rate Fund - STP

Launch Date

Objective

Type

Plans

Options

Entry Load

Exit Load

Minimum Investment

Liquidity

NAV Declaration

Special Facilities

Nomination

Dividend Frequency

Launch Date

Objective

Type

Plans

Options

Entry Load

Exit Load

Minimum Investment

Liquidity

NAV Declaration

Special Facilities

Nomination

Dividend Frequency

LICMF UNIT LINKED INSURANCE SCHEME An Open-ended Insurance linked Tax Saving Scheme




NAV (Rs.) as on 29/10/2010 : 10.3771

Last 1 year 15.84%Last 3 years -3.83%Since Inception 11.95%Benchmark (C BalanceEx) Return (Last 1 year) 18.79%

ANNUALISED RETURNS



Equity

TATA POWER 661.43

R I L 657.48

INFOSYS TECHNOLOGIES 653.31

O N G C 599.50

B H E L 583.03

HOUSING DEVELOPMENT FINANCE CORPN 398.61

S B I 378.14

TATA CONSULTANCY SERVICES 368.13

H D F C BANK 341.72

H P C L 316.42

TATA TEA 311.13

L & T 272.95

M & M 215.90

CIPLA 211.35

SIEMENS 203.83

PUNJAB NATIONAL BANK 193.58

I C I C I BANK 180.06

G A I L 178.41

POWER GRID CORPORATION OF INDIA 175.46

TATA MOTORS 150.73

TATA STEEL 147.50

JUBILANT ORGANOSYS 125.84

STERLITE INDUSTRIES 101.22

JINDAL STEEL & POWER 87.11

DR REDDYS LABORATORIES 82.90

N M D C 74.33



Holdings(Rs. in Lakhs)

Rating Market Value

DebtDECCAN CHRONICLE AA 728.74PUNJ LLOYD AA 722.87SHRIRAM TRANSPORT FINANCE AA 396.87R E C AAA 107.95MAGMA FINCORP AA- 1,612.15RELIANCE CAPITAL AAA 404.63TOTAL - DEBT 3973.21Bank DepositsCORPORATION BANK 490.00Commercial Paper 0.00TOTAL - Commercial Paper 0.00Cash 'n' Call, Current Assets & Receivables 235.33



GROSS DIVIDEND RECORD (RS./UNIT)

Year Rate1990-91 1.301991-92 1.351992-94 (18 months) 1.501994-95 0.751996-97 0.601997-98 1.001999-00 1.002001-02 1.00

Year Rate2002-03 0.752003-04 1.702004-05 2.002005-06 2.802006-07 4.402007-08 3.002008-09 0.002009-10 0.00

Expense Ratio (as at 29 ) : 2.2 % /10/2010 5

Money Mkt.5.87%

Debt 32.12%

.

Equity62.01%

LICMF BALANCED FUNDAn Open-ended Balanced Scheme




DebtI R F C AAA 111.60MAGMA FINCORP AA- 403.04TOTAL - DEBT 514.63Bank DepositsCORPORATION BANK 245.00Cash 'n' Call, Current Assets & Receivables 111.37


NAV (Rs.) as on 29/10/2010 : Dividend: 12.5852; Growth: 59.5431

Last 1 year 20.78Last 3 years 0.19%Since Inception 8.27%

Benchmark (C BalanceEx) Return (Last 1 year) 18.79

%

%

ANNUALISED RETURNS



Month Dividend (Rs./Unit)Nov-04 0.35Mar-05 0.85Aug-05 1.00Nov-05 0.75Feb-06 0.85Apr-06 1.70Sep-06 1.00Jan-07 1.50Oct-07 1.50

DIVIDEND HISTORY


Avg. Duration (in years) : 0.66EquityH L L 191.17HINDALCO 168.40L & T 161.75RANBAXY LABORATORIES 144.94I D B I 144.52POWER TRADING CORPORATION 134.88G A I L 122.54H P C L 121.70H C L TECHNOLOGIES 80.84IDFC 80.02JYOTI STRUCTURES 79.67UNION BANK OF INDIA 75.63YES BANK 71.86G A C L 69.88POWER GRID CORPORATION OF INDIA 65.16SESA GOA 64.32JUBILANT ORGANOSYS 39.22Total Equity 1816.49

Money Mkt.13.26%

Debt 19.15%

.

Equity67.59%

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4th Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400 020. Tel. : 22812038 Fax : 22880633 E-mail: [email protected] visit us at www.licmutual.com

Statutory Details: LIC Mutual Fund has been set up as a Trust sponsored by Life Insurance Corporation of India. LIC Mutual Fund Asset Management Co. Ltd. is the Investment Manager to the Fund. RISK FACTORS: Mutual Funds and Securities investments are subject to market risks and there is no assurance and no guarantee that the objectives of the Mutual Fund will be achieved. As with any investment in stocks and shares, the NAV of the units issued under the scheme can go up or down depending on the factors and forces affecting the securities markets. The Sponsor is not responsible for or liable to any loss resulting from the operations of the scheme beyond their initial contribution of Rs. 2 Crore towards the setting up of the Mutual Fund. Past performance of the Sponsor/AMC/Mutual Fund does not indicate the future performance of the schemes of the Mutual Fund. The NAV of units of the scheme may be affected by changes in general level of interest rates. Please read the scheme information document carefully before investing.

Investment Manager:

PLACE ADDRESS LANDLINE MOBILEAHMEDABAD Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center,

9328638838 / 9998559460BANGALORE No.4, Canara Mutual Building (Opp. Cash Pharmacy), 2nd Floor, Residency Road, BANGALORE-560025. 080-22210180 / 22118478 9845172957 / 9972092957 /

9986500721 / 9880058223BHUBANESHWAR OCHC Building, Ground Floor, 24-Janpath, Unit-3, BHUBANESHWAR-751001. 0674-2390694 9438132162 /9438081037 /

9438526420CHENNAI 15, Anna Salai, Next to V.G.P. Bldg., CHENNAI - 600002. 044-28411984 / 28555883 9382315850 / 9940286305 /

9962526278 / 8754479990 /9500038285

DEHRADUN 110, Tagore Villa, Chakrata Road, DEHRADUN - 248 001 0135 - 2650749 9412039057 / 9410702598 /9208402495 / 9897056231

ERNAKULAM 11th Floor, Jeevan Prakash, M.G. Road, Ernakulam, KOCHI - 682011 0484-2367643 9895036554 / 9745612888 / 9946710555 / 9388755722 /

9447742733GOA T 9/10, 3rd floor, Alfran Plaza, Opp. Don Bosco High School, M. G. Road, Panaji, GOA-403001. 0832-2420561 8055538358 / 9890711551 /

9370643076GURGAON LICMF AMC Ltd., Office No. 202, 1st Floor, AKD Tower, Near HUDA Office, Sector 14, Gurgaon - 122007. 0124-2220592 9811464244 / 9654228220 /

9555542768GUWAHATI LICMF AMC Ltd., C/o LIC of India, Jeevan Deep Building, M. L. Nehru Road, Panbazar, GUWAHATI -781 001 0361 - 2735323 9435040478 / 9435070961HUBLI LICMF AMC Ltd., 2nd Floor, LIC Bldg., Beside HPO, Lamington Road, Hubli - 580020. 0836 - 4260523 / 4262092 9035484001 / 9845205168 /

9916013299HYDERABAD LIC Mutual Fund, House No. 5-9-57, 4th Floor, Jeevan Jyoti Building, Basheerbagh, HYDERABAD - 500029. 040-23244445 / 23210572 9392471583 / 9000444850 /

9000550850INDORE U.V. House, 1st Floor, Snehil 9/1-A South Tukoganj, INDORE - 452001. 0731-2520262 / 4069162 9589050250 / 9425870126

9981511435JAIPUR 327 - A, 3rd floor, Ganpati Plaza, M. I. Road, JAIPUR - 1. 0141-5112620 9460873120 / 9829098323 /

9929095005KANPUR Jeevan Vikas, 16/98, M.G. Road, KANPUR - 208001. 0512-2360240 / 3244949 7275430214 / 9451448305 /

9984006600 / 9838038440 /9389052340 / 9889085736

KOLKATA Ground Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, KOLKATA - 700072. 033-22129455 / 65290605 9432128113 / 9830689965 /9432391810 / 9051068127 / 9474424374 / 9339531895

LUCKNOW 7th Floor, Jeevan Bhavan 2, Naval Kishore Road, Hazrat Ganj, Lucknow - 226 001 0522-2231186 / 4045203 9415060134 / 9453016072 /9415482270 / 9559431860

LUDHIANA LICMF AMC Ltd., Rm No. 102-103, 1st Fl, S.C.O. 18, Opp. Stock Exch., Feroze Gandhi Mkt, Ludhiana-141 001. 0161 - 2405805 / 2405806 9814703558 / 9872106060MADURAI LICMF AMC Ltd., 2nd Floor, LIC Bldg., Door No. 3, West Market Street, Madurai - 625 001 0452 - 2345700 9442109039 / 9840626085 /

9655505105MANGALORE LICMF AMC Ltd., No. 6, Gr. Floor, Popular Building, K S Rao Road, Managalore - 575 001 0824 - 2411482 9845190466 / 9980950466 /

9845758228MUMBAI - I LIC Mutual Fund, Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, MUMBAI - 400020. 022-22885971 / 22817162 / 63 9324543832 / 9320762764 /

9004664110 / 9820137844 / 9930957772 / 9892550455 /

9870775600 / 9970836593MUMBAI - II 103, First Floor, A Wing, BSEL Tech Park, Opp. Vashi Railway Station, Navi Mumbai - 400 705. 022-2781 2522 9820002994 / 9702882224 /

9920417717 / 9595977222 /9930476555

NAGPUR LIC Mutual Fund AMC Limited, Jeevan Seva Bldg., Mount Road, Sadar, Nagpur - 440 001. 0712 - 2542497 9422113800 / 9975724030 /9922402272

NASHIK Shop No.2, Ground Floor, Rajvee Enclave, New Pandit Colony, NASHIK - 422002. 0253-2579507 9922996155 / 9823366379 /9595075700

NEW DELHI 7th Floor, Jeevan Prakash, 25 K.G. Marg, NEW DELHI - 110001. 011-23359190/23314396 9716481681 / 9818610867 / 9818630124 / 9818191263 /9891736008 / 9871814850 /9999340088

PATNA Ground floor, Jeevan Jyothi Bldg. Exhibition Road, PATNA - 800001. 0612-2501157/6452757 9431447848 / 9431023274 /9472082999

PUNE C/o LIC of India, Pune D.O.-I,6/7, Shivaji Nagar,University Road, Pune - 411 005 020 - 25537301 9822474487 / 9325523480 /9767868611

RAIPUR SF-22-23, Millennium Plaza, Near Indian Coffee House, G.E. Road, RAIPUR - 492001 C.G. 0771-2236780/4051137 9329731077 / 9329100009 /9407646661

RANCHI Narsaria Tower, 2nd Floor, Opp. Lalpur Police Station, Post Lalpur, RANCHI -834001. 0651-2206372 9470524099 / 9835197681 /9334478058 / 9835708803

AHMEDABAD - 380006. 079-26588301 / 65431989 9375090006 / 9924403147 /

Mobile No. Mobile No. Mobile No. Mobile No.AGRA : 9927888854

AJMER : 9829077674

ALLAHABAD : 9918971258

AMRITSAR : 9814299747

BHILAI : 9303808855

BHOPAL : 9302441980

AHMEDNAGAR : 9422238925

ALAPUZHA : 9447367160

AMRAVATI : 9923797207

AURANGABAD : 9422728151BALASORE : 9438803546BANKURA : 9378330300BAREILLY : 9956288944BEHRAMPORE : 9861546580BELGAUM : 9845205168BELLARY : 9980830179BILASPUR : 9301982280BHAGALPUR : 9431609765

BHILWARA : 9829287273

BHUJ : 9377713665BIKANER : 9829791132BOKARO : 9955189443BURDWAN : 9831712244CALICUT : 9349739890

BUSINESS CENTREName of Place Name of Place Name of Place Name of Place

AREA OFFICES

CHANDIGARH : 9316065681CHANDRAPUR : 9372941955COIMBATORE : 9500998949

9524562737DALTONGANJ : 9162780200DAVANGERE : 9900026952

GAYA : 9470854005GORAKHPUR : 9336833448GULBARGA : 9900144196GWALIOR : 9406586454HALDWANI : 9839976747HASSAN : 9986125091HOWRAH : 9330662779JABALPUR : 9407606313JAGDALPUR : 9303354452JALGAON : 9422211343JAMMU : 9419213201JAMNAGAR : 9825412482JAMSHEDPUR : 9234620669JALPAIGURI : 9800577663

JODHPUR : 9829947974

DEOGHAR : 9430155378DHANBAD : 9835334495

JHANSI : 9760016559

KARIMNAGAR : 9000444853KARWAR : 9535484475KHARAGPUR : 9832010008KOLHAPUR : 9822851948

MADGAON : 9673682722MADIKERI : 9901595891MALDA : 9836237434MANDI : 9129831266MEERUT : 9319267811MEHSANA : 9979533536MORADABAD : 7376310451MYSORE : 9986117183MUZAFFARPUR : 9431813155NANDED : 9822203503NELLORE : 9000444854NOIDA : 9811108744PANIPAT : 9996006023

PONDHICHERRY : 7708007363RAJAHMUNDRY : 9000171857RAJKOT : 9898733233SAHARANPUR : 9896455020

KOTA : 9829905879KOTTAYAM : 9656010033

PIMPARI : 9689863418

SALEM : 9944744424

SATARA : 9423192029SATNA : 9300757593SHAHDOL : 9303822916SHILLONG : 9435787838SHIMLA : 9318960005SHIMOGA : 9902007686SURAT : 9978862626

9925027406SILIGURI : 9883096767THANE : 9320180806THRISSUR : 9388110220TRICHY : 9842524130TRIVANDRUM : 9388088066UDAIPUR : 9784011432UDUPI : 9611111028VADODARA : 9327494916VAPI : 9377566652VARANASI : 9336501004VISHAKHAPATNAM : 9000444851VIJAYWADA : 9000444856WARANGAL : 9000171858

SAMBALPUR : 9937040031

A A Wishing You & Your Family

Happy Happy

Diwali Diwali And A And A

Prosperous New Year Prosperous New Year

November, 2010

www.licmutual.com

Risk Factors: Mutual Fund and Securities Investments are subject to market risks and there is no assurance and no guarantee that the objectives of the Mutual Fund will be achieved. As with any investment in stocks and shares, the NAV of the units issued under the scheme can go up or down depending on the factors and forces affecting the capital markets. Past performance of the Sponsor / AMC / Mutual Fund does not indicate the future performances of the schemes of the Mutual Fund. The Sponsor is not responsible for or liable to any loss resulting from the operations of the scheme beyond their initial contribution of Rs.2 Cr towards the setting up of the Mutual Fund. The NAV of the units of the scheme may be affected by changes in general level of interest rates. Please read the Scheme Information Document, Statement of Additional Information carefully before investing. Copy of the SID, SAI, KIM and Application Form may be obtained from our Offices / Website / R&T Agent. Statutory Details: LIC Mutual Fund has been set up as a Trust sponsored by Life Insurance Corporation of India. LIC Mutual Fund Asset Management Company Ltd. is the Investment Manager to the Fund.

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