Why Travelers Need Travel Insurance for a Domestic Trip

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Why Travelers Need Insurance for a Domestic Trip

Transcript of Why Travelers Need Travel Insurance for a Domestic Trip

Why Travelers Need

Insurance for a

Domestic Trip

Things You Should

Consider for a

Domestic Faith-Based

Trip #RoamRightFTA

Who Are We?

Scott Walton [email protected] 443-279-7340

#RoamRightFTA

• Member of US Travel Insurance Association

• Senior Vice President is on the Board of Directors

• A+ Ratings

• Licensed in all 50 states and Washington, D.C.

Who Are We?

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Who Are Our Clients? • Affinity Groups • Aggregators • Brokers • Clubs and Organizations • Colleges and Universities • Corporations • Host Agencies • Mission Groups • NGO/Non-profits • Online Travel Providers • Tour Operators • Travel Agents

Poll Do you regularly recommend travel insurance for your domestic travelers? You should! Keep watching to find out why.

Poll According to a USTIA survey, which generation is most likely to purchase travel insurance? Millennial

Domestic Travel Concerns Travel Difficulties

Health, Illness, Injury

Natural Disasters and Security Events

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The Answer to All

Travel Insurance!

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Helping Travelers Understand

Understand and educate your travelers on the importance of

Can travelers afford to lose their travel investment? Can they pay out-of-pocket costs for out-of-network, co-pays, and deductibles? Can you get your travelers home quickly?

TRAVEL INSURANCE

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When a Traveler Needs Help

Understand types of travel problems

Know travel insurance coverage

Know what tools are available

Know who to call

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The RoamRight Mobile App Mobile app – communicate with local medical personnel using translation services Health Planning

Immunizations Transportation Entry/Exit Requirements & Regulations Communications/Technology Important Dates Legal System Environment Medical Facilities / Services

Real Life Situations

Flying Through Boston When Bombing Occurs Winter Storm Cancels Church Retreat Broken Arm on Tour Family Member Passes Away Mid-Tour Sick Traveler Cancels Trip Lost iPad on Flight

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Terrorist Attack

How will your travelers get home?

What if a traveler needs to cancel a trip?

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How Travel Insurance Helps

May help rebook flights May cover change fees from rebooking May help with missed connections, flight delays May cover cancelled trips for a specified time frame

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Weather and Natural Disasters

When can you cancel a trip?

Hurricane Joaquin and South Carolina flooding Winter storms

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Real Life Case for Travel Insurance

May cover trip cancellations and interruptions

May provide trip delay coverage

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Poll The airport with the most delays due to weather is: San Francisco

Domestic Medical Emergency Health Insurance does not cover everything.

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Co-pays Deductibles Out-of-network costs Possible evacuations Family travel arrangements

Medical Evacuations

Not all hospitals are equipped for all situations

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Cut trip short to come home?

Family Implications

Stay in destination and care for patient?

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Real Life Case for Travel Insurance

Woman breaks arm 3,000 miles away from home

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Cancelled or Interrupted Trip

How did you raise money for the trip?

Don’t lose your group’s investment!

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A Few Covered Reasons Court orders Illness / injury Assault Home is damaged (fire, flood, wind, burglary) Inclement weather Job loss Military assignment & revocation of leave School year extending unexpectedly

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Real Life Case for Travel Insurance

Traveler’s sister passes away one day into their trip.

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Real Life Case for Travel Insurance

Joint inflammation forces woman to cancel tour to Glacier National Park

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Let’s Talk Luggage

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Poll How many bags were mishandled by US airlines in 2014? 22 million

Lost, Stolen, or Damaged Luggage

In 2014 30% of RoamRight claims are related to lost, stolen or damaged items Most commonly reported missing: Jewelry Clothing Travel accessories Personal electronics Computers & accessories

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Real Life Case for Travel Insurance

Ipad missing from carry-on luggage Suitcase stolen from bus

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Additional Benefits Cancel for Any Reason Cancel for Work Reasons Missed Connection Trip Delay AD&D Repatriation of Remains Rental Car Damage Hazardous Sports Upgrade

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Best of All?

It’s Affordable!

Lower medical coverage needed = lower plan costs

Coverage starts as low as $11 / day

Individual and group plans

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Talking to Your Travelers About Insurance

Offer it every time Print out ID cards Remind clients to keep receipts

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Connect With Us

Questions

Scott Walton [email protected] 443-279-7340

facebook.com/roamright twitter.com/roamright

www.RoamRight.com/partners

Lisa Minton [email protected] 443-279-7337

linkedin.com/in/ScottWalton15 linkedin.com/in/LisaMinton