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Whitepaper

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Market and Industry

The cryptocurrencies world has surpassed the limits of traditional financial dynamics. They evolve by

each second providing new opportunities to create a better future. Two of the unquestionable shortfalls

of this phenomenon are the deficient crypto laws, regulations of instant fund transfers as well as fragile

identity theft protection and transparency. However, this crypto universe advantages seem to overhaul

entire business niches on a global scale. We firmly believe that this could become reality only when

strict and clear regulations apply for the business to adhere to.

Regardless of the market or industry we refer to, there is one relevant principle they share – one

should always find a way to close the circle of finance.

This rule always applies when business success is present. By strictly adhering to this principle, we

aim to create independently existing parts of an ecosphere which are complementary to one another

but not mutually exclusive. Therefore, the term ‘closing the circle’ gives us the ability to exist as a fairly

isolated and independent unity from some financial turbulence on the market, as well as more easily

to overcome any event which could have significant influence on the activities carried out by the

company. Our team of cross-functional professionals put their efforts to enable the safe development

and usage of products by making them highly effective and beneficial to our users in the long run.

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Invicta Ecosphere

Network marketing

Advanced learning systems

E-Commerce

Franchise model

Exchange and remittances

Payment processing

Investments and

Forex trading

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The core elements of our Ecosphere are:

1. Online education library

An online education library platform which provides access to educational packages for our users. Its

only strategical purpose is focused on offering online access to educational packages all over the world

where no restrictions to this type of online selling are applicable or the country is not part of a restricted

territory. This corporate model is based on B2B (business to business) commercial contractual

relationship, where the company partners, namely independent consultants, offer the company’s

educational products for which they receive commissions.

Exploring the opportunities to enter the online retail market, the company is offering Advanced Learning

Systems (ALS) by providing online educational packages directly to individuals as well as to companies.

The ALS consists of courses covering a cluster of business-related topics (trading; e-commerce, etc.) with various levels of difficulty. Currently, 5 levels of Forex courses are available. They are being updated constantly with the aim to adapt to the ever-changing trading environment. Furthermore, buyers are going to receive all these updates free of charge. The educational materials included in each course are diverse. The base level (Level 1) introduces the learner to the ABC of this specific topic, how to begin trading Forex, for instance, and each next level leads to more advanced Content Structure (such as Technical and Fundamental analysis).

FOREX COURSE STRUCTURE

There are 5 levels of Forex courses, divided into 5 packages. DETAIL: EACH LEVEL 1. NAME OF LESSON (PACKAGE NAME) 2. CONTENTS 3. TARGET GUIDANCE 4. COURSE DESCRIPTION 5. TOOLS (Manual/Videos Lecture/Test) Level I: Forex beginning: - What Is the Forex Market? - How big is the Forex market? - Who trades Forex? - When does the market work? - How can you start to trade Forex? Level II: How to trade (Beginners’ Trading): - How to start trading on the Forex market? - What is a forex broker and how to choose your broker? - Currencies and Symbols on the market - Trading on the Forex Market -Trading Platform - MetaTrader4 (MT4) - What are Pip and Points - Pip Value and Lot Size - Leverages - What are Spread/Bid/Ask - Trading Factors Level III: Technical Analysis: - How to analyze the market direction - Popular indicators (Indicators) -Important News that impact the currency market - Forex trading session - How to create trading systems - Basic chart analysis - Price Patterns - Market Directions - Support and Resistance - Down Theory/ Trend Strategies Level

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Level IV: Risk Management: - How to manage the risk in Forex - How to calculate the size of the investment to be traded on Forex Level V: Trading Psychology: - Misunderstandings about Forex - Why most of the traders are losing money - Market situation reading - How to manage your emotions -Think like an investor Each level consists of: 1. Manual. (10-20 pages) 2. Video Lectures (2-5 videos) to summarize the contents 3. The Assay (20-30 Quizzes) 4. Declaration (if people can pass the examination or not) (PACKAGES NAME) Level 1- FOREX INTRODUCE Level 2 - FOREX TRADER Level 3 - FOREX IMPACT Level 4 - FOREX PROFESSIONAL Level 5 - FOREX WINNER

Innovation + Education = Evolution

The global financial scene offers an incredible wide range of endless opportunities for the ones who

are eager to learn and evolve in certain aspects of their life. Online lessons and tutorials have significant

impact on making education accessible to many. This takes us closer to the achievement ‘Education

for all’.

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Nowadays, anyone is able to learn at their own pace, rather than being obliged to adhere to strict

timelines or comply with tutors or classmates` pace of learning. This make online education convenient.

A click of the mouse transforms the comfort of your own home into the best environment for in-house

classroom. This option reveals access to learning new skills and knowledge for all who live a hectic

lifestyle, get home tired but crave change for a better life. Furthermore, it delivers the benefits of

studying even in the most remote areas where physically reaching the teaching institution is an

immense challenge for the students.

The concept of online learning is a mixture of complex processes and simplistic solutions. It enables

people to benefit from an enormous online base of knowledge based on their level of skills in certain

areas and the amount of time that they are willing to devote. Providing educational materials to learners

online helps them to schedule their learning timetables as they wish and to submit exams online.

The main obstacle that online education is facing is the challenge of finding relevant, academic and

evidence-supported educational content. Unfortunately, the world wide web is fruitful environment for

misleading, questionable online sources of information which offer ‘learning’ materials. What is

definitely worse is that some of this content is deficient in any academic value. Taking under

consideration the dimensions of online education internationally, this global obstacle turns into

snowballing issue, blowing out of proportion. Yes, this international situation has reached new

dimensions but surely it is not insurmountable. A well trusted partner and licensed platforms evoke

good results. The best advice is to do an extensive research on the chosen sources of information,

keep an eye on any inconsistencies and flaws.

Another good advice is to look for platforms and digital libraries offering practical knowledge as well as

tutorials where the knowledge gained turns into practice. The opportunity to acquire specific skills by

putting the knowledge gained to practice, as an addition to a university or academic degree is too big

to miss.

‘Practice makes a man perfect’. Practice is crucial for any learner or student. It is a significant part of

the learning process. Reading a lesson over and over can be of little or no help at all. However,

performing activities or practicing your newly acquired knowledge helps assimilation of everything

learned, store it in the brain and acquire further benefits.

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Our concept

Unstoppable, undefeatable, unconquerable – we triple the power of knowledge through education!

In our company we are actively working to create secured and reliable environment full of trust and confidence, not only for our employees and partners but also for those who purchase our products and services. Our specialized monitoring program aims to ensure that participants do not convey misleading claims, contributes to the business development strategy of the company.

Within our network it is obligatory that only well prepared independent consultant sell our products and provide professional advice.The leadership in-house trainings provided by experienced networking people themselves cannot compare to a company-independent, professional education on business issues. We are glad to provide to those who have achieved a leadership rank of GOLD and/or have successfully passed the third level of our educational course (Forex Impact) a professional training from experts in their fields free of charge which will triple previously obtained knowledge. On-going trainings for people are in the heart of our success.

Our products are not easy to be marketed due to the fact that the education provided is related to a specific complicated topic. That is why we state a limitation our products to be purchased ONLY by users with legal age 18 and above, with good computer literacy who have interest in acquiring particular skills (in learning forex trading, financial market trends, e-commerce and constant self-development). Bonuses can only be achieved only after a person purchases a product.

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For the purpose of comprehensively presenting our business model to the mass audience we are going to clearly answer a few highly interesting questions:

What are the requirements to become an Independent consultant for our company?

1. Legal age - Be 18 or over 18 years of age and provide CDD information for onboarding

2. Good computer literacy

3. Interested in learning forex trading, financial market trends; e- commerce and ongoing self-development

4. To read and agree with T&C (serves as an Independent Consultant Agreement), Privacy policy, Compensation plan and all policies and procedures presented.

Remember, we in TrebleU are not targeting the unemployed and income-deprived and/or any with an unfavorable status. The main target are dynamic people with intellectual capacity, with desire to triple their experience and knowledge and an effectively to contribute to the Ecosphere by teaching others.

What is the initial cost or sign-up fee?

No initial fees required.

If someone decide to move to another country, can he/she continue working for the company as an

independent consultant from the country they move to?

Of course, you are able to continue your work. Today we have telecommunication networks that go around the world and online systems that allow sale of products from and to any country. With the advent of the Internet your reach as a Network Marketer has become almost infinite. But be aware of specificities in different countries for doing business and also of restricted countries!

As a Network marketing company which offers educational packages, can both men and women work for

your company as an Independent consultant?

Of course. There are no gender restrictions.

Does my compensation come from my merchandise sales, from sales by the members I introduced, or both?

Both. However, the specifics can vary widely among different Network marketing companies and among different jurisdictions. This is where you should do your due diligence.

What additional benefits do you offer to buyers and also to independent consultants in addition to the

compensation plan?

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Our online-education library TrebleU, aims to provide access to products which help our users to acquire specific skills and encourage self-development. As stated above the in-house trainings and courses are distributed and provided via the classic network marketing model. We are glad to provide to those achieved leadership rank GOLD and/or successfully past third level of our educational courses free professional training/s from experts in their fields in order to incentivized participants to buy and use our products. In addition, TrebleU library aims to assign rank qualifications and benefits as part of a compensation plan (free products, financial or in kind prizes).

As an online based business, we highly-value the trust we have been granted from our users. Furthermore, the business atmosphere we are building has been sketched by the rules, regulations and tools they are enforced by.

How do you handle the reporting of income for tax purposes?

We strictly will handle the reporting of our income for tax purposes. However, our independent

consultants are responsible for filing taxes according to applicable rules in their geographic location.

They must pay taxes according to earnings and profits.

Does the company offer or require health insurance or contributions to pensions?

Not applicable for the independent consultants. They are not employees of the company and do not receive a salary or wage and/or health insurance or contributions to pension in this regard.

Who is responsible for applying regional government rules for network marketing and direct selling?

We care about to follow the network marketing regulations in our country of registration. We adhere to all local requirements and regulations. However, the independent consultant must be well-versed with the government laws and regulations in the country of his/her residence or registration or where offers our products before stepping into multilevel business. A good understanding and knowledge of the regional commerce and law environment is a must when introducing our products to that specific region. If otherwise, the independent consultant is going to put him/herself or the company he represents at extreme legal risk.

What is “inventory loading”? Are there applicable buyback provisions for TrebleU independent

consultant?

‘Inventory loading’ is a term which may be used to describe a participant’s wholesale product purchases which have been made in an attempt to advance in the marketing program. In TrebleU no one is required to make preliminary purchases or to pay in advance in order to be able to become an independent consultant of our company. It is not applicable for the independent consultant to return any products in case of termination of their Independent consultant contract.

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E-commerce

About us

Wherever

Whatever

Whoever

The e-commerce world is not grey, lifeless and cold! The online trading and e-commerce world have

been gradually built on talent and creativity for the past 30 years. Here comes DealsInvicta. We take a

leap into the future of online business by involving the uniform means of communication – art, music,

mathematics and programming.

We take the concept of e-commerce and trading to the next creative level. We believe the marketplace

should combine art, colors and entertainment in order to ‘assemble’ an ecosphere of a secure, digital

environment: rich, virtually pleasing and cool for all users. It should provide different possibilities for

purchase of goods and services and strong local support.

To be completely honest, the e-commerce world is a place of pleasure! Shopping has been proven to

be therapeutic and convenient. This is the main reason why we converted our e-commerce platform

into a regulated, secure and engaging experience which delivers results and drives success. It is

illustrated by a contemporary artist and constructed by genius designers and programmers.

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We do care about customer protection - constantly searching for new merchants` options,

understanding the potential of identification and verification through different means. We have the

ambition to integrate the most successful compliance methods among all e-commerce platforms.

In order to transfer our vision into reality we are using the franchise model. As there are legal and commercial relationships between the owner of the company (the franchisor) and the individual (the franchisee) we choose our franchise model to gravitate around the importance of this relationship. Your growth as a merchant (franchisee) is going to bring our success as a community.

There are 2 variations of the Franchise model:

Product Distribution Franchise Model

The Business Format Franchise Model

In the Product Distribution Franchise variation, the franchiser manufactures the product and the franchisee sells it.

Our Franchise is Business Format Franchising. In many cases the words ‘franchise model’ evoke association with laws and financial profit. Despite the fact, they are certainly important, they are not the focal point of our franchise model. In its essence, it is about the franchiser’s brand value, franchiser’s vision, standards and goals. It is Intuitu personae. It relates to the people`s access to receive support in high quality in their own language and market in adherence to the regional regulations. It is about the exponential and steady business growth which is only possible when one business implements such a model with the right training and people.

In each country where access to our platform will be offered, we are going to assign a local Franchisee. This will require further consideration to be taken with regards to the country’s practices and specifics when estimating the fees charged on the platform. Taking this even further, incentives are considered for those franchisees who work towards introducing successful merchants to the platform.

We are giving an opportunity to people who have been unable to shop online due to the existence of verification obstacles and also to merchants who have been unable to sell online due to the existence of verification obstacles and not having access to buyers without regulation or stability compromising. We are giving opportunity to merchants to pay a role in the future by participating in our Ecosphere where community matters.

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Community matters!

As a community we yearn for equal opportunities for all to be able to achieve certain economic goals

and conduct everyday transactions at а minimal cost. The social responsibility and ethics apply in both

individual and group capacities in that matter. This theory must be incorporated into daily actions and

decisions in order to create a positive impact worldwide.

We do not share common grounds territorially, governmentally, culturally or historically. However, we

do share the same economic system which affects us all exponentially.

We aim to develop a system of social responsibility, tailored by and for our community.

We have the obligation to behave morally and ethically in all aspects of business, economic and legal

ground. When devoting our energy to common cause, there is not unachievable goal.

Exchange and remittances

Slogan: Customer friendly, regulated and secured transactions for all around the globe.

About us

We use uniform means of communication with the sole purpose of creating a universal trading platform

where all traders can browse from all over the world through a wide range of crypto and fiat currencies.

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We offer:

Crypto to crypto remittances

Crypto to fiat remittances

Fiat to crypto remittances

Our ambitions

To be among the biggest crypto advocates and encourage the use of crypto assets as well as the

usability of a new-generation platforms and digital wallets.

Our mission

We cater to the on- and off-line retail industry.

Crypto payments are considered as instant, as well as more secured. Cryptocurrency provides a

channel for the merchants who strive to reach new customers who have been unable to shop online

due to existence of verification obstacles.

The biggest downfall of cryptocurrencies as means of payment is the inability to sustain value which

prevents them from being widely accepted by online retailers. There is a niche of merchants in need of

a token with stable characteristics and use, specifically designed for e-commerce. We are here to

support such a cryptocurrency which strives to protect users and buyers. We aim to create easy way

of verification without regulation or stability compromising. Such specially tailored crypto can be

effective and beneficial in the long run.

Our Exchange is a hybrid project that combines the advantages of centralized and decentralized

cryptocurrency exchanges. What differs us from other projects is that we want the community to be

able to influence the development of our exchange and the entire Invicta Ecosphere. We are

providing users with an opportunity to protect their wallets against any single point of failure through a

multi-signature with a 3-Key management. The ironic thing about crypto markets is that digital assets

which are decentralized by design are traded on the most centralized markets ever created.

The control over all of the wallet keys at the same time could enable any third party to transfer all of

the user’s Digital Assets from his/her wallets and he/she may never regain them. Some wallet

providers retain ownership of your private keys. This essentially means they have custody of your

funds. And as currently we experience lack of regulation the only protection you have against

possible theft is the conscience and goodwill of the people running the company.

We trusted our business in the hands of one of the leaders in the security, custody and compliance

services who enables operational scalability for non-custodial hot wallets. The hot wallet is used for

spending only. A user can own small to medium sized amounts of crypto. Keep in mind that if you

store your crypto the wrong way, and if security precautions are not taken seriously, it can be

vulnerable to cyberattacks. Using only your common sense is not enough in this new sharing world.

The Exchange platform provides the highest level of security, the broadest offering of assets, as well

as instant access to funds. We have not overlooked the proper key and policy management as we

are aware that millions were lost in hacker attacks and, because of that, users are getting more

concerned about leaving their funds on an exchange.

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Payment processing - fiat to fiat

Payment service providers represent essential links to the global financial chain. Payment possibilities (fiat to fiat) connect merchants, customers, networkers, traders, financial institutions to the broader financial system. All parties can benefit from exclusive pricing and fees for payment services, exceptional customer service, security offerings. This protects business from fraud and data breaches, gives flexibility to accommodate future growth, and the tools to help our client’s business

grow and keep more of what it earns. Payment provider will bring all financial parties together. Thanks to the licenses secured (EML and PPL) in the ecosphere we will provide possibility participants to use the funds on the deposit account as they wish and also to predefined the purpose of their deposits (check out solution for online stores) Invisible to most but essential to all, payment service providers make modern online business possible.

Forex trading – To enable our students to put in practice their knowledge and skills acquired we are planning to establish an universal forex trading platform where students together with other traders from all over the world would exchange crypto to crypto, crypto to fiat, fiat to crypto and fiat to fiat. Hence, whether and when the Invicta will be one of the assets tradable on this forex platform depends on the business developments around it, the market situation and all the applicable domestic and international regulations as well as their interpretation by the relevant authorities at the time of launching the Forex platform. We are firmly committed to obey all the relevant legal requirements concerning forex trading as well as cryptocurrency trading and thus, further analysis of the current legislative developments and researches by the relevant governmental and competent authorities are required so as to be sure that all of them are taken on board before the launch of the forex platform. Investment – For the most advanced and skilled students and as a final part, closing the business circle, we are planning to create a security token and thus to enable them to put in practice the knowledge they have acquired about investments. We acknowledge that securities business is flourishing of extremely dynamic and tight legal requirements and are committed to obey those of them applicable to our business. We have already attempted to get the relevant licenses for this part of our project and continue to investigate the regulatory requirements, which vary from country to country. Once again – we declare our firm commitment to obey all the relevant legal requirements concerning launching and trading of security tokens and thus, further analysis of the current legislative developments and researches by the relevant governmental and competent authorities are required so as to be sure that all of them are taken on board before the launch of this part of our project.

Problems solved!

Utilizing the high growth potential of network marketing and the franchisee model combined with

a brand new approach of rigorous monitoring and assessment of parties behavior, mutual

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responsibility, and ongoing development. The company’s target is people with specific skills and

interests.

We are closing the circle of businesses involved in the token usability, thus we will achieve cost

efficiency and mass market suitability.

We are giving an opportunity to new customers who have been unable to shop online due to the

existence of verification obstacles and not having access to merchants and their goods/services;

also to merchants who have been unable to sell online due to the existence of verification

obstacles and not having access to buyers without regulation or stability compromising.

We are aiming to operate globally considering the local authorities’ regulations and taking into

account their prescriptions

How are we better than the competition?

Invicta is the token for merchants. It has been designed for future mass transactions. Invicta was

created with the idea of accommodation of merchant needs.

1. We care about the regulations and have compliance acumen; thus we are always one step

ahead of our competitors.

2. When the user makes a crypto payment to a certain address, provided by the merchant, it is

possible that this leads to serious risks and major consequences. There is always a risk that the

address is either inaccurate, or simply fraudulent. This is the main reason why Invicta offers

immediate payments between merchant and buyer without operational intermediary.

3. A common problem with existing cryptocurrency payments is while they are permanently

registered in the blockchain, they are not easy to be documented when they are being made.

There is no metadata encoded in the payment information itself that states its purpose. Without

such information recorded in a protocol, local taxations are impossible, also legal notary transfer/s

of goods with a higher value (such as motor vehicles; real estates, etc.), thus classifying such

businesses as ‘gray sector’. The term gray market reflects the somewhat ambiguous middle-

ground between the completely legal products sold on the white market and the clearly illegal

products sold on the black market. Warranties, updates or other types of support are usually not

available for gray market products.

4. Payments with other cryptocurrencies often lack information about a return address for refund

purposes. Any refunds have to be arranged separately while payments with Invicta

are accompanied by the appropriate refund procedure.

5. Certain fees apply for payments/fund transfers for all other cryptocurrencies, whilst payments with

Invicta between merchant and buyers are free of charge. They are immediate as they are based

on the Ethereum decentralized blockchain.

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6. The trust and reputation system to facilitate commerce is only possible in centralized systems,

(marketplaces, which are controlled by a central authority), thus we have created the possibility

to “punish” fraudulent buyers or merchants and reflect or report that accordingly. Large e-

commerce and m-commerce merchants lose 1.4% and 1.7% of revenues respectively to

fraudulent practices according to the 2015 True Cost of Fraud Study. We are here to support good

practices with the help of Invicta cryptocurrency which strives to protect users and buyers.

7. The immediate payment is only possible in decentralized systems, thus we are based on Ethereum decentralized blockchain.

For instance, if you would like to send an immediate confirmation that your cryptocurrency payment has reached the recipient then you have to get a separate confirmation from that specific cryptocurrency provider. In the contrary, Invicta is a completely new digital asset: tokens are products that are built on the Ethereum platform. The rise of a such new class of digital assets enables the creation of a token-based digital asset economy. We believe that merchants are definitely going to get excited about that blockchain created economy.

8. We aim to create an easy way of automated verification without compromising regulation

or stability. Our Invicta token is tailor-made to provide a channel for the merchants who strive to

reach new customers and have been unable to shop online due to existence of verification

obstacles. Furthermore, Invicta can be accessed from anywhere with Internet connection, as well

as without any international restrictions or local payments that regulators apply. The concept

behind Invicta is everyone to be allowed to participate in the financial revolution via the usage of

global sources of identification and providing services everywhere with exception of restricted

countries (global access). We are proud to state we are working with one of the biggest identity

and business verification processor in the world for the verification of users of our platform. We do

not think it is enough to rely only on one or two data sources. In exchange, we are making cross-

references for our customer’s information with multiple identity data sources using Mobile ID

verification, obtaining access to information from registered credit bureaus or agencies, which

manage credit information and history within a specific country, checks information in official

business registers (shareholder information and ultimate beneficial ownership (UBO) structures,

etc.); also a lot of public records such as voter registration, census, resident files, property titles,

marriage license, court dockets and bankruptcy filing records. We apply match against passport,

driver’s license and citizenship files from government agencies. We also apply cross-reference

customer information against personally identifiable information obtained from banks. Our Identity

verifier partner helps us access customer records from hundreds of cable, hydro/electricity, gas

and telephone companies as well as consumer marketing information from thousands of agencies,

including name, address, telephone number and email. Of course, except Electronic Identity

Verification, they provide AML watchlist checks (Sanction, PEP lists), ID Document verification

with selfie comparison and Business verification. That collaboration has mutual benefits because,

although the Mobile ID is still in its infancy, we are striving to help identity providers to extend its

use much more as we do care about unbanked people. After all, what we are talking about is the

digital identity (or e-ID), which already has a certain level of legal acceptance in many jurisdictions

around the world, such as Estonia, for instance.

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Thanks to our cooperation with one of the most advanced identity verifiers, we are able to access

consumer marketing information from thousands of agencies, including name, address, telephone

and email and we are able to mitigate fraud, risk and financial crime successfully.

9. We work in favor of the retail industry. The greatest minus of crypto payments is the fact that

cryptos tokens can be highly volatile. This is a holdback for them to become widely accepted by

online retailers. Stable characteristics of the token are crucial for their wider acceptance by the e-

commerce sector. Invicta is expected to maintain low volatility thanks to its Ecosphere. The

Ecosphere around the Invicta is built with this main goal. In order to ensure the global usage of

the Invicta, the company has developed an Ecosphere of products, services and systems which

enables the utilization of the token for both users and merchants.

In short why to choose Invicta?

Being compliant with crypto regulations worldwide is our long-term goal - our compliance acumen

puts us one step ahead of our competitors. Plus:

1. Invicta offers immediate payments between merchants and buyers without the need of an

operational intermediary

2. Invicta offers a better control over business relations

3. Invicta’s aim is to contribute to moving the crypto business out of the gray economy

4. Invicta strives towards the creation of an easier automated verification without compromising

regulations or the stability of the financial market

5. Invicta payments are free of charge

6. Invicta works in favor of the retail industry. In order to ensure the global usage of Invicta, the

company has developed an Ecosphere of products, services and systems which enables the

utilization of Invicta for both users and merchants.

In short, what is Invicta’s mission?

The biggest downfall of cryptocurrencies as means of payment is the inability to sustain value which

prevents them from being widely accepted by online retailers. There is a niche of merchants in need of

a token with stable characteristics that is specifically designed for e-commerce purposes. Invicta

cryptocurrency was created with the aim to fill the gaps users and buyers and protect them as well. It

caters to the on- and off-line retail industry.

Invicta’s creators firmly believe that this token and the specially tailored unifying conceptual framework,

created around Invicta, will be effective and beneficial in the long run. Invicta has the ambition to serve

as the good example in the modern crypto environment and be the positive impact for the merchants

and buyers who have adopted crypto as a way of payment.

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A token is a digital asset, bearing value by itself based on its underlying assets, properties and/or associated rights. Invicta Token is the fundamental asset of the Invicta ecosystem and is developed on the basis of Ethereum Request for Comment 20 (ERC-20) standard algorithm of the Ethereum blockchain. The practical applicability of the ERC-20 token standard becomes apparent with newly launched tokens because the projects on the system and the new tokens are designed to be compatible with one another. The only thing that needs to happen is new token to be of adherence to ERC-20 standard rules. The use of ERC-20 makes tokenization less risky as all tokens comply with the same standards. Moreover, it brings a kind of uniformity to the network, reduces the complexity of token interaction, and enhances token liquidity. With the ERC-20 token, an IEO can operate on an exchange without having to establish a communication between the IEO and the developers at the exchange. The use of ERC-20 acts as an assurance for developers and token investors that the new token will be trading as soon as possible. The ripple effect is that more ICO/IEO tokens are bought, which leads further to an increase in the overall innovation in token offerings on the Ethereum system. Ethereum based tokens rely on a well-established Ethereum infrastructure, benefiting from several advantages: ● Security and predictability (as opposed to, for example, having to run an independent blockchain network). ● Use of robust and well-supported clients (Ethereum based tokens can be managed with official Ethereum clients). ● High liquidity (interchangeable with other Ethereum based tokens or Ether) and easier listing on exchanges with infrastructure that is already in place. Our Ethereum based token contract is compliant with the ERC-20 standard. A more detailed info about the ERC-20 standard can be obtained from: https://github.com/ethereum/EIPs/issues/20

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Invicta IEO details

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The Invicta IEO and the corresponding token creation process will be organized around smart contracts running on Ethereum. Users willing to support the development of the projects which are part of the Invicta ecosphere can do so by participating in the Invicta IEO. The contribution is performed through the purchase of Invicta Tokens (INV); rate depends on the phase of the IEO ● The sale will be capped (“Soft Cap”) upon the receipt of 2 000 000 USD. ● Token Creation has a “Hard cap”: upon achieving this cap, token sell will stop and no further contributions will be accepted. The hard cap amount is 8 000 000 USD Invicta Creation Ratios: ● 1st price batch until the soft cap is reached: 1 INV = 0.80 USD ● 2nd price batch after the soft cap is reached: 1 INV = 1.20 USD Use of Invicta Token

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- Exchange to other cryptocurrencies on the exchange platform - Exchange to fiat currencies for trading activities - Exchange fiat to Invicta for purchasing goods and services - As a method of commerce payment (between merchants and clients at physical and online

stores) in the affiliate platform - As a method of fee payment for the payment provider, forex and e-commerce platforms

(commission payments on the platforms) - As a method of testing the knowledge users have obtained through the affiliate platform - As a method of community building - referral programs, loyalty programs, donations. Commercial

campaigns can be created to give discounts associated with the usage of the token - As a method of business development - obtaining a token suitable for merchants because of its

stability features

Invicta as a mean of payment - In general the aim of Invicta is to be a mean of payment, but only inside the Invicta Ecosphere. Therefore, Invicta couldn’t be considered as a universal payment instrument outside the Invicta’s ecosphere. People are able to use Invicta only in “closed circle” which means only on the Company’s and its affiliates’ platforms. In legal reports and literature, the term “payment token” is often used for cryptocurrencies. The Securities and Markets Stakeholder Group in its advice to the European Securities and Markets Authority (hereinafter: ESMA) defines payment tokens as means of payment for acquiring goods or services. In this context The Court of Justice of the European Union considered that transactions involving non-traditional currencies, that is to say, currencies other than those that are legal tender in one or more countries, in so far as those currencies have been accepted by the parties to a transaction as an alternative to legal tender and have no purpose other than to be a means of payment, are financial transactions (CJEU case C-264/14 (49).

Furthermore, Invicta is not an e-money. Payment tokens are not e-money because virtual currencies are not issued at par value of the amount of the monetary payment received and it does not express monetary claim against the issuer. Virtual currencies do not have characteristics of unit of account or value preserver to considerable extent that are intrinsic to money and that is the reason why virtual currencies are rather digital goods than e-money. Value expressed in the virtual currencies is not financial in the strict sense. Invicta is not a security - Invicta does not have functional comparability with shares. Invicta tokens do not grant to the purchasers any right or influence over our Company’s organization and governance. The purchasers of Invictas do not receive the right for share of profit. The price of Invicta does not depend directly or indirectly on currency exchange rates or other commodities. Hence, the Invicta is not a derivative, as well. Invicta is not an investment fund - because Invicta does not express a monetary claim and does not collect assets in order to invest received assets in accordance with a defined investment policy. Also, Invicta does not invest collected funds in a diversity of securities, therefore, it is not an investment fund. Also, the Invicta is not an investment fund since it is not a legal entity or pool of assets which involves the capital of a number of investors with the view of investing it in accordance with a defined investment policy for the benefit of the investors in question and in their common interests.

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The characteristic of the Invicta are not comparable to a list of exemplary securities (such as shares, bonds etc.) provided in MiFID. Nevertheless, the invicta token price is expected to increase as a result of: 1. the increase the number of partners in the Invictas’ ecosphere activities, namely the usage of specific business models such as network marketing and Franchise, and 2. the need of acquiring tokens on an exchange 3. applicable burning process Invicta does not receive deposits or other repayable funds during the IEO – no direct repayment mechanism exists. Invicta does not refund the assets paid to the Company for the Invicta. Furthermore, Invicta does not grant loans or provide any other financial services on its own account. In short – Invicta is not a collector of donations.

Token distribution

Token Sale: 9 166 667 – 0.01833% Invicta Team Reserve Pool: 5 000 000 000 – 10%

0%

5%

10%

15%

20%

25%

30%

35%

40%

0.01833%

10%8%

39.98392%

2%

26%

7.99775%6%

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Marketing Promotion: 4 000 000 000 – 8% Business Development Reserve Pool: 19 991 958 333 – 39.98392% Operating and Legal: 1 000 000 000 – 2% Reward Pool/Community Building: 13 000 000 000 – 26% Strategic Partners: 3 998 875 000 – 7.99775% Technical Development of Platforms: 3 000 000 000 – 6%

Additional clarifications:

Invicta Team Reserve Pool - to incentivize the team and to serve as a contingency plan. Not in circulation

Marketing Promotion - referral programs, loyalty program, other incentives for users

Business Development Reserve Pool - research and development programs, fees in Invicta for merchants, for exchange, making partnership with merchants

Operating and Legal - tokens for the exchange consistent with the IEO process

Reward Pool/Community Building - tokens for testing of acquired knowledge

Strategic Partners – Not in circulation; to incentivize the team

Technical development of additional platforms payment and forex

FUNDING ALLOCATION

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Marketing and branding - 2% Operation and legal - 20 % Contingency plan - 8% Liquidity pool and Merchant partnership programs - 35% Research and development programs - 35% The tax rate on the corporate income which is applicable to the Invicta IEO is 20% of the general income. This also includes the income by crypto, since it will be a clear income for the company behind the IEO project. Out of circulation

Coin burning is the process during which digital currency miners and developers can remove tokens or coins from circulation, thereby slowing down inflation rates or reducing the total supply of coins in circulation. Coin burning is a process by which cryptocurrencies keep their market value high and attempt to offset inflation. When a large portion of a coin/token supply is removed, that coin experiences heightened demand, and, as a result, the coin's price goes up. Moreover, coin burning serves as a viable tool in preserving the wealth of all participants within the network. Briefly explained: By reducing the number of tokens in supply, developers and miners hope to make the tokens that remain in circulation rarer and, therefore, more valuable.

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How is this accomplished with Invicta?

In order to remove tokens from circulation, the Company will acquire these tokens and then send them to specialized addresses that have unobtainable private keys (coin burn). Some coins have done this and seen a drop in price as a result. In their cases burning doesn't change the liquidity because no one was using the coins or coins that got removed. In order to achieve the desired result Invicta burning events are scheduled to take place every quarter (3-month period) until 20 500 562 500 INV are finally destroyed. This amount represents 50% of the total INV tokens in circulation (41 001 125 000). The amount of the tokens to be burned is based on the number of Invicta trades, preformed on the exchange and also the INV tokens which will be received by the Company in the form of fees on Invicta ecosphere’s platforms within a 3-month period.

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Legal

General information

The Invicta token does not have the legal qualification of a security, since it does not give users any rights to obtain dividends or interests. The sale of Invicta tokens is final and non-refundable. Invicta tokens are not shares and do not give the user any right to participate in the general meeting of the Company. Invicta tokens cannot and should not be used outside the affiliate businesses of our company because their particular value is defined only within the Invicta ecosphere. Invicta tokens shall therefore not be used or purchased for speculative or investment purposes. The purchaser of Invicta tokens is aware that national securities laws, aiming to protect investors and to ensure the proper disclosures, subject to regulatory scrutiny for the investors' protection, are not applicable. Anyone purchasing Invicta tokens explicitly acknowledges that she/he has carefully reviewed this document and has fully understood the risks, costs and benefits associated with the purchase of Invicta. Knowledge required

The purchaser of Invicta tokens acknowledges that she/he understands and has a significant experience with cryptocurrencies, blockchain systems and services, and that she/he fully understands the risks associated with the crowd sale as well as the mechanism related to the use of cryptocurrencies (incl. their storage). Our Company shall not be responsible for any loss of Invicta tokens or situations making it impossible to access Invicta tokens, which may result from any actions or omissions of the user or any person undertaking to acquire Invicta tokens, as well as in case of hacker attacks. Risks

Acquiring Invicta tokens and storing them involves various risks, in particular the risk that our Company may not be able to launch its operations and provide the services promised. Therefore, and prior to acquiring Invicta tokens, any user should carefully consider the risks, costs and benefits of acquiring Invicta tokens while participating in the IEO process and, if necessary, obtain any independent advice in this regard. Any interested person who is not in the position to accept or understand the risks associated with the activity (incl. the risks related to the non-development of the Invicta affiliates’ platforms) or any other risks as indicated in the Terms & Conditions of the IEO, should not acquire Invicta tokens. Important disclaimer

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This document shall not and cannot be considered as an invitation to proceed towards making an investment. It does not constitute or in any way relate and shall not be considered as an offering of securities in any jurisdiction. This Whitepaper does not include or contain any information or indication that might be considered as a recommendation or a basis for any investment decision. The Company makes no representation and does not give a warranty on having made any predictions or estimates or expectations based on any formula, any mathematical or scientific modeling or forecast, etc. Invicta tokens are just utility tokens which can be used only on the Invicta affiliates’ platforms and are not intended to be used as an investment and outside of its ecosphere. The offering of Invicta tokens on a trading platform is done in order to allow the use of the Invicta on the affiliates’ platforms (e-commerce, business development, knowledge testing) and not for speculative purposes. The offering of Invicta tokens on a trading platform does not change the legal qualification of the tokens, namely to be used by the merchants solely on the e-commerce platform – they are not a security. Our Company is not to be considered an adviser in any legal, tax or financial matters. Any information in the Whitepaper is provided for general information purposes only and our Company does not provide any warranty as to the accuracy and completeness of this information. Please have in mind that the actual results, performance or achievements of the Company may differ materially from what it is anticipated. Acquiring Invicta tokens shall not grant to the purchasers any right or influence over our Company’s organization and governance. Regulatory authorities are carefully scrutinizing businesses and operations associated to cryptocurrencies all over the world. In that respect, regulatory measures, investigations or actions may impact the Company’s business and even limit or prevent it from developing its operations in the future. Any person undertaking to acquire Invicta tokens must be aware of the possibility that the Invicta affiliates’ business model, the Whitepaper or the Terms&Conditions may change or might need to be modified because of new regulatory and compliance requirements from any applicable laws in any jurisdictions. If this would be the case, purchasers and anyone undertaking to acquire Invicta tokens acknowledge and understand that neither our Company nor any of its affiliates shall be held liable for any direct or indirect loss or damage caused by such changes. Our Company will do its utmost to launch its operations and develop the Invicta ecosphere platforms. Anyone undertaking to acquire Invicta tokens acknowledges and understands that our Company does not provide any guarantee that it will manage to achieve it. They acknowledge and understand therefore that our Company (incl. its bodies and employees) assumes no liability or responsibility for any loss or damage that would result from or relate to the incapacity to use Invicta tokens, except in case of intentional misconduct or gross negligence.

Representation and warranties

By participating in the IEO, the purchaser agrees to the following and in particular, he/she represents and warrants that he/she:

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● is 18 years or above and has read carefully the Terms and Conditions attached to the Whitepaper; agrees to his/her full content and accepts to be legally bound by it; ● is authorized and has full power to purchase Invicta tokens according to the laws that apply in his/her jurisdiction of domicile; ● is neither a US citizen or resident nor a citizen from any of the restricted countries for purchasing of Invicta ● lives in a jurisdiction which allows our Company to sell Invicta tokens through an IEO ● is familiar with all related regulations in the specific jurisdiction in which he/she is based and that purchasing cryptographic tokens in that jurisdiction is not prohibited, restricted or a subject to additional conditions of any kind; ● will not use the IEO for any illegal activity, including but not limited to money laundering and the financing of terrorism; ● has a sufficient knowledge about the nature of the cryptographic tokens and has a significant experience with, and functional understanding of, the usage and intricacies of dealing with cryptographic tokens and currencies, blockchain based systems and services; ● purchases Invicta tokens because he/she wishes to have access to the Invicta affiliates platforms ● is not purchasing Invicta tokens for the purpose of speculative investment or usage. Furthermore:

- You agree and acknowledge that the available information (including the Whitepaper and the

Website) does not constitute a prospectus or offer documents of any sort and is not intended to constitute an offer of securities in any jurisdiction or a solicitation for an investment in securities and you are not bound to enter into any contract or a binding legal commitment.

- You agree and acknowledge that the Company is not liable for any indirect, special, incidental, consequential or other losses of any kind, in tort, contract or otherwise (including but not limited to loss of revenue, income or profits, or loss of use or data, or loss of reputation, or loss of any economic or other opportunity of whatever nature or howsoever arising.

Therefore, and prior to acquiring Invicta tokens any user should carefully consider the risks, costs and benefits of acquiring.

Furthermore, any malfunction, unplanned function or unexpected operation of the ERC-20 protocol may cause the Company’s network or Invicta token to malfunction or operate in a way that is not expected.

Governing law and arbitration

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Any dispute or controversy arising from or under the IEO shall be resolved by arbitration in accordance to the applicable law for our Company in accordance with the country of registration. The arbitrary proceedings shall be conducted in English.

Company Roadmap

Introducing our 2019/2020 company road map

＊2019 (December):

identification of corporate core values; business strategy creation + market implementation plan; target market analysis – report on supply / demand in specific market niche, identification of the need for our products and services; development of go- to- market strategy;

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implementation plan establishment; license application; trademark application processes initiation;

*1Q2020 (January, February, March):

active launch preparation - finalizing of specific platform content; finalizing of initial licensing processes; finalizing of the whitepaper contents; specific training of dedicated teams; preparation for B test; gathering reviews and providing them to testers to enhance quality of systems and products / services to be provided; start building anticipation; soft launch; meeting and business proposals to future Franchisees; establishment of contract relations with independent consultants; reaching out to potential customers;

＊2Q 2020 (April, May, June):

official launch of the network marketing platform, the e-commerce platform, as well as the exchange and remittances platforms; offering of payment provider services; sustain and improve quality of product / service portfolio; product usability development; additional trainings of teams and subcontractors on new developments;

＊3Q2020 (July, August, September):

extend and further complete product / service portfolio; broaden the range of activities on territories with specific regulations; for new potential customers - extend the range of activities related to payment provider services;

*4Q2020 (October, November, December): extend the corporate portfolio - investments, forex trading platform set up, sustain and improve quality of company products / services

＊Significant Project Milestones

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