Welcome to BWC Tina Kielmeyer, Chief, Customer Services Division Abe Tarawneh, Ph.D, Superintendent,...
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Welcome to BWC Tina Kielmeyer, Chief, Customer Services Division Abe Tarawneh, Ph.D, Superintendent, DSH
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Transcript of Welcome to BWC Tina Kielmeyer, Chief, Customer Services Division Abe Tarawneh, Ph.D, Superintendent,...
Welcome to BWC
Tina Kielmeyer, Chief, Customer Services Division
Abe Tarawneh, Ph.D, Superintendent, DSH
April 8, 2010 2
Drug-Free Safety Program (DFSP)
Effective July 1, 2010!
April 8, 2010 3
Key points
o Wider reaching and with expanded benefits
o Benefits not limited to five years•Simpler and easier to implement: one program with two levels, Basic and Advanced•Streamlined application process
April 8, 2010 4
Key points
o Effective with measurable results• Streamlined safety components• Better reporting data• Continuous measurement and evaluation
o Actuarially sound
April 8, 2010 5
Key points
o Unlimited years of participationo Continuous participation not requiredo Better reporting datao Online safety reviewo Online accident-analysis training
April 8, 2010 6
Summary of benefits
o Benefit levels• Basic – 4% discount• Advanced – 7% discount
o Group-experience rated – 3% discount up to max group credit – Advanced only
o Reduced education and training
o Drug-Free grants program redesigned
April 8, 2010 7
DFSP program elements oSafety processesoWritten DFSP policyoEmployee educationoSupervisor trainingoAlcohol and other drug testingoEmployee assistance
DFSP: Required elements
DFWP/DF-EZ: Required elements
Safetyo Safety reviewo Accident-analysis training o Accident reporting o Safety action plan –
Advanced
Written DFSP policy
Safetyo Variety of steps from the
10-Step Business Plan for Safety depending upon program level and whether DWSP or DF-EZ
Written DFWP policy
April 8, 2010 8
April 8, 2010 9
DFSP: Required elements
DFWP/DF-EZ: Required elements
Employee educationo One hour initiallyo One-hour annual refresher
Supervisor trainingo Two hours initiallyo One-hour annual refresher
Employee education
o DFWP: Two hours annuallyo DF-EZ: One hour annually
Supervisor training
o DFWP: Four hours initially Two-hour annual refresher
o DF-EZ: Two hours initiallyOne-hour annual refresher
DFSP: Required elements
DFWP/DF-EZ: Required elements
Alcohol/other drug testing
o Basic• Pre-employment/new hire• Reasonable suspicion• Post accident• Return to duty• Follow up
o Advanced: Basic plus random drug testing of at least 15%
Alcohol/other drug testing
o Level 1: Same as DFSP Basic
o Levels 2 & 3: Level 1 plus • Level 2 – Random drug
testing at 10% • Level 3 – Random drug
testing at 25%
April 8, 2010 10
DFSP: Required elements
DF-EZ: Required elements
Employee assistance
Basico Provide list of community
resources
o May terminate on first positive
Employee assistance
DF-EZo Levels 1, 2, 3: Provide list of local
community helping resources
o May terminate on first positive
April 8, 2010 11
April 8, 2010 12
DFSP: Required Elements
DFWP: Required Elements
Employee assistance
Advanced
o Provide for assessment, no termination on first positive test
o Exceptions articulated in BWC policy (case-by-case consideration)
Employee assistance
DFWP
o Level 1: List of helping resources
o Level 2: Add referral for an assessment
o Level 3: Add health care coverage with chemical dependency counseling
o Levels 2 and 3: No termination on first positive, exceptions exist
Details
Compatibility
When participating in another BWC rating plan, can employer stack DFSP discount on top of other program benefit?
April 8, 2010 14
April 8, 2010 15
Compatibility
YES
o Group-experience rating and Advanced level of DFSP (additional 3%, but may not exceed cap)
o Safety council
o Salary continuation (claims with DOI prior to Jan. 1, 2011 can continue to have salary continuation paid AND be eligible for DFSP discount)
o Small deductible
April 8, 2010 16
Compatibility
NO
o100-percent Experience Modifier cap
o$15,000 medical only
oGroup-experience rating and Basic level of DFSP
oGroup-retrospective rating
April 8, 2010 17
Compatibility
NO
oLarge deductible
oOne claim
oPaid-loss retrospective rating
oSalary continuation (if applied to claims with dates of injury on or after Jan. 1, 2011)
Written DFSP policy
o BWC provides outline rather than a sample policy. • Avoids liability • Avoids copying
o Employers now customize policy to operations.
o There is strong support from external and internal parties.
April 8, 2010 18
April 8, 2010 19
Employee education
oBWC stipulates required content.• Content hasn’t changed from DFWP/DF-EZ.
oQualified professional needs to be included.
oEmployers have a range of educational options.
Supervisor training
o BWC requires the content.• Content hasn’t changed from DFWP/DF-EZ.
oQualified professional needs to be included.
o There are a number of options for supervisor training. • There are liability issues to consider.
o BWC offers online accident-analysis training for supervisors.
April 8, 2010 20
Alcohol and other drug testing
o Same testing is required as for DFWP/DF-EZ.
o Accident analysis determines cause or contribution.
o Employer “generally” pays for cost of testing.
o Federal testing model:• Split specimen not required on a pre-employment
drug test.
April 8, 2010 21
April 8, 2010 22
Alcohol and other drug testing Post-accident testing not required when all of
the following occur:
o Injury is minor even if off-site medical attention required;
o No violation of work rules;
o Injury is normal to employee’s job functions;
o Accident analysis shows no reasonable suspicion.
Alcohol and other drug testing No changes
oRebuttable presumption (HB223)
o State construction drug-free mandate (Sec. 153.03 ORC)
o Public employers variances per constitutional constraints (pre-employment, new-hire, post-accident tests)
oMay choose to test for additional drugsApril 8, 2010 23
April 8, 2010 24
Employee assistance oRequired commitment to employee health and
wellness
oEncouraged to offer highest assistance possible
oCompile list of helping resources
oAdvanced-level – Pre-arranged relationship with assistance professional to facilitate assessment referral
oTermination issues
April 8, 2010 25
Changes to federal testing
o As of Oct. 1, 2010:• Six-panel drug screen;• Ecstasy/MDMA added;• Adds six-acetylmorphine (6-AM) test; o Verifies heroin.
April 8, 2010 26
Changes to federal testing
o Lower cut-off level – preliminary and confirmation• Cocaine• Amphetamines
o New chain-of-custody form
Additional benefits
oAccident reduction makes employers attractive to group.
oPreventing accidents helps retain group rating.
oLong-range benefits include lower EM.
oCommunity benefits from a more employable work force.
April 8, 201027
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