WEEKENDWEEKENDEDITIONEDITION

IN THEIN THEBLACBLACKKMILWAUKEE COMMUNITY JOURNAL

VOL. XXXII I NO. 16 OCT. 2, 2015 50 CENTSBULK RATE U.S. POSTAGE MILWAUKEE, WISCONSIN PERMIT 4668

NEWS & VIEWS ON: BUSINESSTRENDS, PERSONAL FINANCE, TECHNOLOGY (JUST KLICK!)

A graduate from Columbia Col-lege in Chicago, Haydon beganhis career working for clothingmanufacturer JH Collectibles andthe fashion house of Marc Ja-cobs. Haydons designs are worn in

the September, 2015 issue of MMagazine. The 2012 winner of the Little

Rock Fashion week, Haydonwanted to bring the same sophis-tication and style found in trendyboutiques located in the ThirdWard to a part of Milwaukee thathas been quickly rising in popular-ity for established organizationssuch as Walnut Way Conservation and St.Annes Bucyrus Campus.The 1st Place winner of the Start-Up Scale-Up

Business Plan Competition and recipient ofrental space in a landmark building on in theNorth Avenue/Fond Du Lac Corridor and otherprizes totaling $10,000 will open his new store inJanuary, 2016.The Start-Up Scale-Up Business Plan Compe-

tition was hosted by The North Avenue Fond Du

Lac Business Improvement District under the di-rection of Jacqueline Ward.Kelvin will preview his spring fashion collection

at a private reception on Thursday, November 5,2015.To obtain a press invite to the private reception

Thursday, November 5, 2015 or arrange an in-terview with Kelvin Haydon contact JacquelineWard 414-265-2242 or via email info@market-placebizdev.org.

The NorthAvenue/Fond Du LacCorridor becomeshome to fashion designer and 2015winner of the Start-UpScale-Up BusinessPlan Competition,KELVINHAYDONof KH Design

SETTINGTHETREND

Milwaukee native Kelvin Haydon who recently won theNorth Avenue/Fond Du Lac BID 32 business plan competitionis over the moon excited about moving into to the newly ren-ovated mixed use building located at 2025 W. Fond Du LacAvenue. Haydon known for his dramatic run way fashions isquickly gaining well deserved attention for his daily wear.

The 2012 winner of the Little RockFashion week, Haydon wanted tobring the same sophistication andstyle found in trendy boutiques lo-cated in the Third Ward to a part ofMilwaukee that has been quicklyrising in popularity for establishedorganizations such as Walnut WayConservation and St. AnnesBucyrus Campus.

THE WEEKEND EDITION: IN THE BLACK October 2, 2015 Page 2

Opinion and comments expressed on the Perspectives page do not nec-essarily reflect the views of the publisher or management of the MCJ. Let-ters and other perspectives are accepted but may be edited for contentand length.

MCJ STAFF:Patricia OFlynn -PattilloPublisher, CEORobert J. ThomasAssoc. PublisherTodd Thomas, Vice Pres.Mikel Holt, Assoc. PublisherThomas E. Mitchell, Jr., EditorTeretha Martin, Technical Consultant/WebmasterJosephine Joki, Billing Dept./Publishers Admin. Assist.Colleen Newsom,

Classified AdvertisingJimmy V. Johnson, Sales Rep.Joan Hollingsworth, Sales Rep.CONTRIBUTING WRITERS:Taki S. Raton, Fr. Carl Diederichs,Rev. Joe McLin, PHOTOGRAPHER: Yvonne Kemp

EDITIONPhone: 414-265-5300 (Advertising and Administration)

414-265-6647 (Editorial) Website: communityjournal.net Email:Editorial@communityjournal.net/Advertising@communityjournal.net

MILWAUKEE COMMUNITY JOURNAL

WEEKENDWEEKEND

BUSINESS BRIEFSBUSINESS BRIEFSNews and Notes on Business/FinanceLocal, National, WorldANN BENSCHOTER ELECTED TOTHE BOARD OF DIRECTORS FORJOHNSON BANK AND JOHNSONFINANCIAL GROUPThomas M. Bolger, Presi-

dent and CEO of JohnsonFinancial Group is pleasedto announce the election ofAnn M. Benschoter to theBoard of Directors for John-son Bank and Johnson Fi-nancial Group. With a financial services

career that spans threedecades, Ms. Benschoterhas worked in key execu-tive positions with BMOHarris Bank and M&I Mar-shall & Ilsley Corporationduring her tenure. I have known Ann for

more than 20 years. Herbroad experience acrossthe financial services indus-try will add a valuable per-spective to our Board ofDirectors as we continue togrow, said Bolger. Welook forward to her judg-ment and counsel. Im con-fident that Ann is going tomake an important andpositive impact on our company.A resident of Pewaukee, Ms. Benschoter currently

serves as a Board Member and Secretary as well asChair of the Governance Committee for CURE inChicago, Illinois. She previously served as Former Chairand Board Member of Aurora Health Care Metro Regionof Milwaukee and Former Co-Chair of United Way of Mil-waukees Womens Initiative. Ms. Benschoter earned aBachelor of Science degree in Finance from MankatoState University and a Master of Business Administrationin Finance from the University of Minnesota in 1982. Withthe addition of Ms. Benschoter, the Johnson FinancialGroup Board increases to 12 directors. "I am honored to be joining the Johnson Bank and John-

son Financial Group Boards, organizations I have re-spected for many years. Having spent my entire career inbanking, it will be wonderful way to stay involved in the in-dustry. "

I have known Annfor more than 20years. Her broadexperience acrossthe financial serv-ices industry willadd a valuable per-spective to ourBoard of Directorsas we continue togrow...--Thomas M.Bolger, President and CEOof Johnson Financial Group

Near West Side BusinessImprovement District Expansion ApprovedBID #10 to expand tocover the entire Near WestSide NeighborhoodThe expansion of the current Avenues West Busi-

ness Improvement District (BID) #10, into a new,larger Near West Side BID #10, was approved Tues-day by the Milwaukee Common Council.On behalf of BID #10, Avenues West Association

and Near West Side Partners, were thrilled with theapproval of the BIDs expansion, said Keith Stanley,executive director of Near West Side Partners, Inc.BID #10 is providing great services in the existingAvenues West area of the City and we believe thatexpanding those services throughout the Near WestSide of the City will bring great value to our commu-nity.The newly-expanded BID will focus on bringing its

successful community-improvement initiatives to theentire Near West Side community including effortssuch as faade improvements, increased safety and

security measures, advising on quality maintenanceand management of properties, marketing of NearWest Side businesses and neighborhood activities,and the opportunity for businesses and organizationsto be involved in the revitalization of the area.As a business owner in the Near West Side, I

know first-hand the enormous benefit the BID canbring to our local businesses and commercial corri-dors, said Rick Weigand, chair of the current BID#10 and owner of the Ambassador Hotel. Expandingthe geographic boundaries of BID #10 to include theentire Near West Side area will increase the involve-ment and support of the businesses in the area andbetter enable BID #10 to continue to provide and en-hance its services.The BID #10 expanded boundaries will include In-

terstate 43 on the east, Highway 41 on the west, In-terstate 94 on the south and Vliet Street west of 27thStreet and Highland Boulevard east of 27th Street onthe north. This area includes the four major arterialsof the Near West Side 27th Street, 35th Street,Wisconsin Avenue and Vliet Street, in addition to nu-merous commercial corridors.The expansion of BID #10 will help provide the ad-

ditional support needed to make Near West SidePartners efforts sustainable for the long term, saidRana Altenburg, vice president of public affairs at

(continued on page 7)

Ann M. Benschoter

THE WEEKEND EDITION: IN THE BLACK October 2, 2015 Page 3

THE WEEKEND EDITION: IN THE BLACK October 2, 2015 Page 4

Milwaukee6630 W. Hampton Avenue Milwaukee, WI 53218

Telephone: (414) 462-6020Fax: (414) 462-9937

Racine800 Barker St.

Racine, WI 53402Telephone: (262) 637-6400

Fax: (262) 637-6416

Families served by:Northwest Funeral Chapel OBee, Ford & Frazier

Quality Service...a tenured tradition

sincere concern at your time of need.

Offering pre-need, at need andafter-care services to families inMilwaukee, Racine, Kenosha

and other communities throughout our state.

In Loving Memory

J.C. Frazier, Funeral DirectorEarnestine OBee-Founder

McFadden, ElizabethAge 64 yrs. September 17, 2015. Funeral serviceswill be held on Thursday, September 24, 2015 at11AM. Visitation Thursday 10AM until time ofservices at:Northwest Funeral ChapelO'Bee, Ford & Frazier6630 W. Hampton Ave. (414)462-6020Rowsey, GeorgeAge 57 yrs. September 8, 2015. Funeral serviceswill be held on Wednesday, September 23, 2015 at1PM. Visitation Wednesday 12 Noon until time ofservices at:Northwest Funeral ChapelO'Bee, Ford & Frazier6630 W. Hampton Ave. (414)462-6020Davis, Emma L.Age 87 yrs. September 17, 2015. Funeral serviceswill be held on Friday, September 25, 2015 at11AM at Greater Galilee Baptist Church 2432 N.Teutonia Ave. Visitation Friday 10AM at theCHURCH until time of services. The family isserved by:Northwest Funeral ChapelO'Bee, Ford & Frazier6630 W. Hampton Ave. (414)462-6020

Reeves, William A.Age 89 yrs. September 18, 2015. AMemorial Service will be held onThursday, September 24, 2015 at6PM at Christ Presbyterian Church1930 W. Walnut St. The family isserved by:Northwest Funeral Chapel

O'Bee, Ford & Frazier6630 W. Hampton Ave. (414)462-6020Baldwin, Kenneth W.Age 62 yrs. September 18, 2015. Funeral serviceswill be held on Monday, September 28, 2015 at11AM. Visitation Monday 10AM until time of serv-ices at:Northwest Funeral ChapelO'Bee, Ford & Frazier6630 W. Hampton Ave. (414)462-6020Harmon, Rodney AlexanderFound peace on September 14, 2015 at the age of62 years. A Memorial Service will be held on Sat-urday, October 3, 2015 at 2:00PM at MetropolitanBaptist Church 1345 W. Burleigh St. The family is

served by:Northwest Funeral ChapelO'Bee, Ford & Frazier6630 W. Hampton Ave. (414)462-6020Lyday, Caspar W.Age 93 yrs. September 14, 2015. He was precededin death by his wife Virtrue D.F. Lyday. Mr. Lydaywas the owner of Caspar's Lounge on the cornerof 13th and Keefe Avenue. Caspar's Lounge wasalways know as a fun-filled neighborhood barthat many individuals enjoyed. He is survived byhis loving daughter Geri Lynne Lyday. Belovedbrother of Cleatus(Maria)Lyday and Ruby(Emer-son)Knox of Roseville, MI. Further survived byone little companion, Sinatra and a host of otherloving nephews, nieces and other loving relativesand friends. Funeral services will be held on Mon-day, September 21, 2015 at 11AM at Calvary Bap-tist Church 2959 N. Teutonia Ave. VisitationTODAY 3-6PM(Family reception from 6-7PM) at:Northwest Funeral ChapelO'Bee, Ford & Frazier6630 W. Hampton Ave. (414)462-6020Barrett, Sherman L.Age 70 yrs. September 20, 2015. Funeral serviceswill be held on Monday, September 28, 2015 at1PM. Visitation Monday 12 Noon until time ofservices at:Northwest Funeral ChapelO'Bee, Ford & Frazier6630 W. Hampton Ave. (414)462-6020Taylor, Jeannette Marie (Nee Cahn)Age 72 yrs. September 20, 2015. She was pre-ceded in death by her husband Walter Taylor.Beloved mother of Duane(Mary)Taylor of VA andDanielle Beal of SC. Loving daughter of MarjorieCahn. Sistter of Monte Cahn, Kenneth Cahn of Tx;Kevin Cahn, Stacey McKay and Taimika Johnson-Parker. Further survived by 4 grandchildren and ahost of other loving relatives and friends. Funeralservices will be held on Saturday, September 26,2015 at 11AM at Northside Church of God 4858 N.19th St. Visitation Saturday 10AM at the CHURCHuntil time of services. The family is served by:Northwest Funeral ChapelO'Bee, Ford & Frazier6630 W. Hampton Ave. (414)462-6020

BLACK ECONOMIC EMPOWERMENT:Pilot Entrepreneurship Program Aims to Train Black Business Owners for SuccessBy Hazel Trice EdneyWASHINGTON, DC - Cathy Hughes went from sleeping

on the floor of her radio station as a struggling singlemother to the ownership of the largest Black-ownedbroadcast company in the U.S. and the first publiclytraded company owned by an African-American woman.The late Ebony/Jet Publisher John H. Johnson, whose father was a

sawmill worker and mother a cook, rose to become the first Black manto be listed among Forbes' wealthiest Americans.These entrepreneurs are often used examples of the thousands of

African-Americans, who, through courage, ingenuity and tenacity havesucceeded in every level of business ownership in America. And finan-cial experts say entrepreneurship is yet growing among African-Amer-icans across the U. S. despite the still frail 2015 economy.The University of Phoenix School of Business aims to fuel that growth

by backing a new entrepreneurial education and training program witha $500,000 grant. The pilot program, in partnership with the U. S. BlackChambers, Inc., (USBC), is set to begin Jan. 1, 2016. It targets African-American small business owners, including USBC members, in variouscities across the U. S.In a joint statement, the program is described as "a three-course, 15-

week credit-bearing program that includes online classroom instructiontaught by School of Business faculty, and takes students throughcourses including personal cash flow, market analyses and financialperformance."The release says, "Students will create their business plans using this

customizable program to develop a business model, strategy, financialforecasts, competition benchmarks and implementation and perform-ance tracking."The USBC-University of Phoenix program comes amidst a growing

trend of Black entrepreneurship across the U. S. In its most recent re-porting on business ownership, the U. S. Census says the "number ofBlack-owned businesses increased at triple the national rate" between2002 and 2007. More recently, in June this year, Forbes reported thatthe number of businesses owned by African-American women hasgrown 322 percent since 1997, "making Black females the fastest grow-ing group of entrepreneurs in the U.S.", according to a study commis-sioned by American Express Open.Also, Black Enterprise recently reported an increase in entrepreneur-

ship programs at Historically Black Colleges and Universities. The mag-azine said the growth in entrepreneurship coincides with innovativeways to deal with pessimistic job outlooks for youth and a still flailing

Byron Jones, chief financial officer, University of Phoenix; Ron Busby, presi-dent/CEO , U.S. Black Chambers, Inc.; Mario Middleton, assistant dean, Spe-cialized Programs & Diversity, University of Phoenix

(continued on page 5)

THE WEEKEND EDITION: IN THE BLACK October 2, 2015 Page 5

economy and unemployment rates when it comes to African-Americans. Though Blackunemployment rates recently dipped below double digits, it remains twice that of Whites.Black unemployment rates for youth ages 16-24 also exceeds 28 percent, twice that ofWhite youth.Targeting those who appear to be at the greatest economic disadvantage is apparently

driving the new program, according to a release."University of Phoenix is pleased to partner with USBC to provide African-American

small business owners and entrepreneurs an exclusive program integrating teachingsfrom business courses with insights from local market experts who understand the econ-omy in their communities," said Byron Jones, chief financial officer, University of Phoenix."The U.S. Black Chambers Business program allows participants to experience some ofthe most challenging exercises business owners undergo with the training, support andcounsel they need from seasoned professionals with demonstrated success in owningand managing a business."The University of Phoenix is widely known for its degree programs for working adults.

Working with the USBC and the 250,000 small businesses that it serves appears a naturalfit. The new program also deals with the key issue in sustaining Black-owned businesses.That's access to capital."Gaining access to capital continues to be a major hurdle for African-American small

business owners, and properly navigating that process is often the difference betweensuccess and failure," said USBC President/CEO Ron Busby, Sr. "We are excited to col-laborate with University of Phoenix on this educational program to help provide neededresources to support Black entrepreneurs, and believe it is an excellent example of localleaders and educators working together to improve the lives of our citizens and commu-nities."In that regard, despite the growth in Black-owned businesses, the Wall Street Journal

reported last year that there had been a steep drop in loans to Black-owned business bythe Small Business Administration. The percentage had dropped from 8.2 percent in 2008

to 2.3 percent in 2013, a decline that the paper described as "unusually steep comparedwith other minorities."Entrepreneurship experts who applaud the new program are also quick to point out that

amidst recent crisis, African-Americans are simply rediscovering and reviving their historicingenuity."Black entrepreneurship has been significant ever since we arrived in this country, we've

always been entrepreneurs even before we got here," says Jim Clingman, author, founderof Blackonomics.com, and founder of the Entrepreneurship High School in Cincinnati."It was very significant during the enslavement period and thereafter when Black en-

claves were built and owned by Black people. And then in the sixties of course we beganto abandon those businesses in favor of businesses other than our own. And now 60 yearslater, we're back to starting more businesses and growing those businesses and seeingthe value once again of entrepreneurship."According to a release, the rigorous USBC-University of Phoenix program includes an

in-person micro workshop with USBC experts on "topics such as accounting and finance,marketing, operations and customer service". The goal is "successful completion of thethree program courses" which will lead to a feasibility plan ready to submit to a bank ormicroloan partner. The program is also worth nine hours of college credit toward a certifi-cate at University of Phoenix."University of Phoenix is committed to discovering and developing the next generation

of African-American business leaders, so the program with USBC small business ownersis a natural fit," said Ruth Veloria, executive dean, University of Phoenix School of Busi-ness. "Knowledge and training drive success. That's why our certificate courses, such asthose in the USBC program, will provide participants relevant skills that can positively andquickly impact their businesses."

Pilot Entrepreneurship Program Aims toTrain Black Business Owners for Success(continued from page 4)

THE WEEKEND EDITION: IN THE BLACK October 2, 2015 Page 6 THE WEEKEND EDITION: IN THE BLACK October 2, 2015 Page 7

SUMMONS(PUBLICATION)

STATE OF WISCONSINCIRCUIT COURT

MILWAUKEE COUNTYNOTICE OF SHERIFFS SALE

No. 152231Case Class Code: 30404Case No. 2014CV008580Hon. David HanscherMortgage Foreclosure

In the matter of: Wells Fargo Bank,N.A., as Trustee,For Carrington Mortgage Loan Trust,Series 2007-RFCI, Asset-BackedPass-Through Certificates

Plaintiff(s),Vs.ANN M. ANTONOPOULOSUNKNOWN TENANTS, Defendant(s)

PLEASE TAKE NOTICE that by virtueof a judgment of foreclosure enteredon March 25, 2015 in the amount of$200,616.56 the Sheriff will sell thedescribed premises at public auctionas follows:

TIME: October 19, 2015 at 10:30 AM

TERMS: Pursuant to said judgment,10% of the successful bid must bepaid to the sheriff at the sale in certi-fied funds, payable to the clerk ofcourt (personal checks cannot and willnot be accepted). The balance of thesuccessful bid must be paid to theclerk of courts in cash, cashiers checkor certified funds no later than tendays after the courts confirmation ofthe sale or else the 10% down pay-ment is forfeited to the plaintiff. Theproperty is sold as is and subject toall liens and encumbrances.

PLACE: In the Milwaukee CountySafety Building, 821 W. State Street,Milwaukee, WI

DESCRIPTION: Lot 4 in Block 3 inFair Oaks, being a Subdivision of apart of the Northeast of Section 14,Township 5 North, Range 22 East, inthe City of South Milwaukee, Milwau-kee County, Wisconsin.

PROPERTY ADDRESS: 805 WilliamsAve, South Milwaukee, WI 53172-

DATED: The Wirbicki Law Group LLCAttorneys for Plaintiffs33 W. Monroe St.Suite 1140Chicago, IL 60603Telephone: 855-891-6777Facsimile: 312-572-7823WN14-0072Circuit Court Judge015/006-9-25/10-2-9-2015

SUMMONS(PUBLICATION)

STATE OF WISCONSINCIRCUIT COURT

MILWAUKEE COUNTYNOTICE OF SHERIFFS SALE

No. 152206Case Class Code: 30404Case No. 2014CV009274

Hon. Pedro ColonMortgage Foreclosure

In the matter of: Wells Fargo BankN.A., as Trustee,For Carrington Mortgage Loan Trust,Series 2006-FRE2

Asset-Backed Pass-Through Certifi-cates

Plaintiff(s),VsTHOMAS W THORNHILLUNKNOWN TENANTS, Defendant(s)

PLEASE TAKE NOTICE that by virtueof a judgement of foreclosure enteredon February 16, 2015 in the amount of$88,121.57 the sheriff will sell the de-scribed premises at public auction asfollows:

TIME: October 19, 2015 at 10:30 AM

TERMS: Pursuant to said judgement,10% of the successful bid must bepaid to the sheriff at the sale in certi-fied funds, payable to the clerk ofcourt (personal checks cannot and willnot be accepted). The balance of thesuccessful bid must be paid to theclerks of courts in cash, cashierscheck or certified funds no later thanten days after the courts confirmationof the sale or else the 10% down pay-ment is forfeited to the plaintiff. The

property is sold as is and subject toall liens and encumbrances.

PLACE: In the Milwaukee CountySafety Building, 821 W. State Street,Milwaukee, WI 53233

DESCRIPTION: The East 95 feet ofLot 3 and the East 95 feet of the South5 feet of Lot 2, in Block 2, in LittlejohnHeight, in the Southeast of section7, in Township 7 North, Range 22East, in the City of Milwaukee, Countyof Milwaukee, State of Wisconsin.

PROPERTY ADDRESS: 3237-3237AN 14th Street, Milwaukee, WI 53206

Dated: 9-11-2015The Wirbicki Law Group LLCAttorneys for Plaintiff33 W. Monroe StSuite 1140Chicago, IL 60603Telephone: 855-891-6777Facsimile: 312-572-7823WN-14-0083Circuit Court Judge015-005/9-18-25/10-2-2015

American consumers startedSeptember feeling less opti-mistic about the U.S. economythan in late August, accordingto data released Friday.The University of Michigan

preliminary September senti-ment index fell to 85.7 from afinal August reading of 91.9, anunexpectedly sharp fall of6.7%. Economists surveyed byThe Wall Street Journal pro-jected the early Septemberindex to stand at 91.1."Consumers still anticipate a

weaker domestic economy dueto the global slowdown and areless optimistic about futuregrowth in jobs and wages thanthey were a few months ago,"said Richard Curtin, chief econ-omist at Michigan's Survey ofConsumers, which compiles thesentiment index.This is the last reading on

consumer sentiment before the

Federal Reserve holds a policymeeting where officials will de-cide whether to begin raisingshort-term interest rates. New York Fed President

William Dudley last month citedconsumer sentiment as a keyearly gauge of evidence fromany trouble tied to marketvolatility and overseas turmoil."U.S. consumers appear to

have become much more cau-tious about domestic economicconditions-which the Fed islikely to take into account whenthey consider whether to raiserates next week," said MillanMulraine, an economist with TDSecurities, in a note to clients.Consumer spending, which

accounts for more than two-thirds of U.S. economic output,has been slowly and steadily in-creasing in recent months.Americans are paying less forgasoline thanks to low oil

prices, but stock market turmoiland a slowdown in China maybe giving some consumerspause."The inevitable reaction to the

drop in stock prices," Ian Shep-herdson, an economist at Pan-

theon Macroeconomics, said ofthe index's results in an analystnote. But, he added, "Sentimentis more volatile than spending,so not every shift in consumers'expectations is reflected in realconsumption

CAUTIOUS CONSUMERS:Sentiment slips in early SeptemberArticle courtesy of Wall Street Journal via The Rundown

"Consumers still anticipate aweaker domestic economydue to the global slowdownand are less optimistic aboutfuture growth in jobs andwages than they were a fewmonths ago"--Richard Curtin

THE WEEKEND EDITION: IN THE BLACK October 2, 2015 Page 6 THE WEEKEND EDITION: IN THE BLACK October 2, 2015 Page 7

SUMMONS(PUBLICATION)

STATE OF WISCONSINCIRCUIT COURT

MILWAUKEE COUNTYNOTICE OF SHERIFFS SALE

No. 152231Case Class Code: 30404Case No. 2014CV008580Hon. David HanscherMortgage Foreclosure

In the matter of: Wells Fargo Bank,N.A., as Trustee,For Carrington Mortgage Loan Trust,Series 2007-RFCI, Asset-BackedPass-Through Certificates

Plaintiff(s),Vs.ANN M. ANTONOPOULOSUNKNOWN TENANTS, Defendant(s)

PLEASE TAKE NOTICE that by virtueof a judgment of foreclosure enteredon March 25, 2015 in the amount of$200,616.56 the Sheriff will sell thedescribed premises at public auctionas follows:

TIME: October 19, 2015 at 10:30 AM

TERMS: Pursuant to said judgment,10% of the successful bid must bepaid to the sheriff at the sale in certi-fied funds, payable to the clerk ofcourt (personal checks cannot and willnot be accepted). The balance of thesuccessful bid must be paid to theclerk of courts in cash, cashiers checkor certified funds no later than tendays after the courts confirmation ofthe sale or else the 10% down pay-ment is forfeited to the plaintiff. Theproperty is sold as is and subject toall liens and encumbrances.

PLACE: In the Milwaukee CountySafety Building, 821 W. State Street,Milwaukee, WI

DESCRIPTION: Lot 4 in Block 3 inFair Oaks, being a Subdivision of apart of the Northeast of Section 14,Township 5 North, Range 22 East, inthe City of South Milwaukee, Milwau-kee County, Wisconsin.

PROPERTY ADDRESS: 805 WilliamsAve, South Milwaukee, WI 53172-

DATED: The Wirbicki Law Group LLCAttorneys for Plaintiffs33 W. Monroe St.Suite 1140Chicago, IL 60603Telephone: 855-891-6777Facsimile: 312-572-7823WN14-0072Circuit Court Judge015/006-9-25/10-2-9-2015

SUMMONS(PUBLICATION)

STATE OF WISCONSINCIRCUIT COURT

MILWAUKEE COUNTYNOTICE OF SHERIFFS SALE

No. 152206Case Class Code: 30404Case No. 2014CV009274

Hon. Pedro ColonMortgage Foreclosure

In the matter of: Wells Fargo BankN.A., as Trustee,For Carrington Mortgage Loan Trust,Series 2006-FRE2

Asset-Backed Pass-Through Certifi-cates

Plaintiff(s),VsTHOMAS W THORNHILLUNKNOWN TENANTS, Defendant(s)

PLEASE TAKE NOTICE that by virtueof a judgement of foreclosure enteredon February 16, 2015 in the amount of$88,121.57 the sheriff will sell the de-scribed premises at public auction asfollows:

TIME: October 19, 2015 at 10:30 AM

TERMS: Pursuant to said judgement,10% of the successful bid must bepaid to the sheriff at the sale in certi-fied funds, payable to the clerk ofcourt (personal checks cannot and willnot be accepted). The balance of thesuccessful bid must be paid to theclerks of courts in cash, cashierscheck or certified funds no later thanten days after the courts confirmationof the sale or else the 10% down pay-ment is forfeited to the plaintiff. The

property is sold as is and subject toall liens and encumbrances.

PLACE: In the Milwaukee CountySafety Building, 821 W. State Street,Milwaukee, WI 53233

DESCRIPTION: The East 95 feet ofLot 3 and the East 95 feet of the South5 feet of Lot 2, in Block 2, in LittlejohnHeight, in the Southeast of section7, in Township 7 North, Range 22East, in the City of Milwaukee, Countyof Milwaukee, State of Wisconsin.

PROPERTY ADDRESS: 3237-3237AN 14th Street, Milwaukee, WI 53206

Dated: 9-11-2015The Wirbicki Law Group LLCAttorneys for Plaintiff33 W. Monroe StSuite 1140Chicago, IL 60603Telephone: 855-891-6777Facsimile: 312-572-7823WN-14-0083Circuit Court Judge015-005/9-18-25/10-2-2015

CLASSIFIEDS/LEGALS/PUBLIC NOTICESCLASSIFIEDS/LEGALS/PUBLIC NOTICES

Marquette University and president of theNear West Side Partners Board of Direc-tors. We believe the investment by ourlocal commercial property owners in-cluding significant new investment by ouranchor institutions will be good not onlyfor our area businesses, but for the entirecommunity.

A BID is a special district where proj-ects are conducted to enhance thatareas economic vitality. The projects anddirection of each BID are determined bythe businesses and commercial propertyowners that are in the district and thatfund the BID. A BID is the ultimate formof local control of civic projects, as an ini-tiative is guided by their own Board of Di-rectors and all projects occur within theirdistrict boundaries. Involvement in theBID also allows the potential to increaseproperty values, improve sales and de-crease commercial vacancy rates.We thank City staff and the Milwaukee

Common Council, especially our NearWest Side aldermen Council PresidentMurphy, Alderman Bauman and Alder-man Stamper for their leadership onthis important initiative for our commu-nity, said Stanley.ABOUT NEAR WEST SIDE PART-

NERS, INC.Near West Side Partners, Inc. is a non-

profit organization with a mission to revi-talize and sustain the Near West Side asa thriving business and residential corri-dor, through collaborative efforts to pro-mote commercial corridor development,improved housing, unified neighborhoodidentity and branding, and greater safetyfor residents and businesses. Near WestSide Partners, Inc. is an organization ofbusinesses and civic leaders fromthroughout the Near West Side, includingthe organizations five anchor institutions Aurora Health Care, Harley-Davidson,Marquette University, MillerCoors andPotawatomi Business DevelopmentCorp.

Near West Side Business ImprovementDistrict Expansion (continued from page 2)

SBA & NAGGLLaunch "BusinessSmart Toolkit" To Elevate Entrepreneurship In Underserved CommunitiesWASHINGTON, DC-- The U.S. Small

Business Administration (SBA) and the Na-tional Association of Government Guaran-teed Lenders (NAGGL) today announcedthe release of theBusiness Smart Toolkit, aready-to-use workshop toolkit that equipsfaith-based and community organizations tohelp new and aspiring entrepreneurslaunch and build businesses that are creditready.We cant wait for aspiring entrepreneurs

to come to us; we need to reach out to

them where they are, said SBA Administra-tor Maria Contreras-Sweet. The BusinessSmart Toolkit allows us to work more effec-tively alongside local partners in under-served communities to ensure that allAmericans have access to the governmentand private resources available to supporttheir entrepreneurial dreams. Minority firms are a fast growing segment

of the U.S. economy, generating $1 trillionin economic output, yet they typically en-counter higher borrowing costs, receivesmaller loans and face more rejections. I applaud NAGGL for joining the SBA to

focus on expanding lending to underservedcommunities to ensure that all key driversof the U.S. economy are able to contributeat their full potential.Small business ownership takes

courage and determination. We must pro-mote and inspire entrepreneurship and theBusiness Smart Toolkit is an innovative wayto bring the highest-level of business in-sight to American entrepreneurs across the

country," said Tony Wilkinson, presidentand CEO of NAGGL. "Our partnership withSBA unites our expertise and resources.Together, we hope this toolkit will inspireMain Street entrepreneurs to open theirdoors. The toolkit is designed to "train-the-

trainer", such as trusted community lead-ers, who have the ability and the desire toeducate new and potential business own-ers through a series of workshops in collab-oration with the SBAs field offices andNAGGL members. The toolkit is intended toeducate and enable small business owners from those looking to open their first smallbusiness, to established business ownershoping to expand and grow. It contains a variety of small business

and financial literacy topics that includebusiness start-up basics, the essentials ofbecoming credit-ready, and resources forsmall business education andsupport.Download the Business SmartToolkit from the SBA website.

Economic summit at Tuskegee Universityfocuses on revitalization of smallcommunitiesTUSKEGEE, Ala.-- For 20 years, business and gov-

ernment professionals have united at Tuskegee Uni-versity to help improve the quality of life for Americasfamilies and communities. Starting today, the 20th Annual Booker T. Washing-

ton Summit will focus its efforts on revitalizing smalland rural communities through entrepreneurship andprocurement opportunities.Hosted by the Tuskegee University Cooperative Ex-

tension Program, this years program will feature topspeakers such as Jim Byard, Jr. director of the Ala-

bama Department of Economic and Community Affairs(ADECA) and Maj. Gen. A.C. Roper, who is com-mander of the 80th Training Command and leadsmore than 7,300 Army Reserve soldiers.Workshops at the summit are part of the year-round

educational and other experiential learning activitiesin community development. The program areas are: leadership development,

business and entrepreneurship, individual and familyfinancial management, community land resources andjob preparedness in rural Alabama. The major objective is to enhance financial security

and organization for families, start-up micro-entrepre-neurs, and communities.The summit uses the historical and philosophical

perspectives of Booker T. Washington to focus onpresent day changes and to promote entrepreneurshipand procurement opportunities for economic develop-ment and wealth creation in small towns, the Southernregion, and rural America.

THE WEEKEND EDITION: IN THE BLACK October 2, 2015 Page 8

MasterYour CardLaunchesAfricanAmericanAdvisoryBoardAdvisory board will helpcommunity leaders and or-ganizations increase eco-nomic opportunities forAfrican Americans throughuse of electronic paymentsolutionsWASHINGTON, D.C., SEPTEMBER

30, 2015 Master Your Card, a com-munity empowerment program spon-sored by MasterCard, announcedtoday the formation of a new coalitionthat will work to help financially under-served African Americans build finan-cial strength and gain financialinclusion through the effective use ofelectronic payment technology.The Master Your Card advisory

board is comprised of current and for-mer African American political, labor,academic, business and civic leaders

from across the United States. Members will provide input to help

Master Your Card better understandthe needs of financially underservedcommunities and small businesses. The board will also assist in the de-

velopment of strategies, education andtechnology solutions to meet thoseneeds.For too long, communities of color

have faced a false choice between tra-ditional banking services and costly,even predatory alternatives, said FredMason, advisory board member andpresident of the Maryland State andDistrict of Columbia AFL-CIO.The Master Your Card advisory

board is committed to providing work-ing families with the tools and informa-tion they need to realize a worldbeyond cash and gain financial inclu-sion through the smart use of elec-tronic payment technology.According to the Federal Deposit In-

surance Corporations (FDIC) 2013National Survey of Unbanked and Un-derbanked Households, more thanhalf of all African American householdsare financially underserved, meaningthey have little to no access to tradi-tional banking services. Instead, they often rely on check-

cashing centers, payday lenders andother costly alternative financial serv-ices.On average, a financially under-

served household spends 9.5 percentof its income on fees and interest forthese services, according to the 2014white paper Providing Non-Bank Fi-

nancial Services for the Underserved,released by the U.S. Postal ServicesOffice of the Inspector General.Electronic payment technology

saves consumers time and money,and is safer and more convenient touse than cash.Prepaid cards and payroll cards can

be highly effective bridge tools to en-able the financially underserved to par-ticipate in todays modern economyand keep more of their money, said J.Phillip Thompson, associate professorof urban studies and planning at theMassachusetts Institute of Technology,Master Your Card advisory boardmember and author of the July 2014study, The Technology to Advance Equal

Financial Opportunity: How EmergingElectronic Payment Technology CanProvide Financial Services to Under-served Communities. I look forward to collaborating with

my fellow Master Your Card advisoryboard members to identify new waysto empower these families.To date, Master Your Card has

gained input and provided education tothe African American communitythrough its work with the A. Philip Ran-dolph Institute (APRI) to create educa-tional materials for young people andstudents; a partnership with the Na-tional Urban League; participation andsponsorship with the CongressionalBlack Caucus; and work with the Mi-nority Business RoundTable to high-light how business owners can acceptcards and help grow their business.

Members of the Master Your CardAfrican American advisory board in-clude: Donnel Baird, CEO and founder,

BlocPower Rev. David Chapman, executive

minister, Baptist General Conventionof Virginia **William Coleman, mayor, Colum-

bus, Ohio Rev. Floyd Flake, pastor, Greater

Allen AMC Cathedral Stephen Gilchrist, president, South

Carolina Black Chamber of Commerce Lorretta Johnson, secretary-treasurer, American Feder-

ation of Teachers, AFL-CIO Sabrina Lamb, founding CEO,

World of Money Charles R. Lowery Jr., interim direc-

tor, NAACP Financial Freedom Center Fred Mason, president, Maryland

State and District of Columbia AFL-CIO Cy Richardson, senior vice presi-

dent, Economic and Housing Pro-grams at the National Urban League Elinor Ruth Tatum, editor and pub-

lisher, NY Amsterdam News J. Phillip Thompson, professor,

Massachusetts Institute of Technology Pastor William Smart, president,

Southern Christian Leadership Confer-ence of California** will serve when his term as mayor

of Columbus ends in December.For more information about Master

Your Card, please visit http://mastery-ourcardusa.org.