Insights & Information to Power Your Financial Success

SPRING/SUMMER 2020 PPPowerco owerco owerco PPPressressress PPPowerco owerco owerco PPPressressress

In 1935, a small group of folks with a common vision formed a credit union that is now known as Powerco Federal Credit Union.

To this day, their dreams of “people helping people” achieve financial stability, strength and success remain at the heart of what we do here at Powerco. As we celebrate our 85th Anniversary, that guiding vision is more poignant and pointed than ever before.

Here is a look back at the simpler times when your credit union was born:

■ The average price of a home was $6,296.00

■ The price of a ticket to the cinema was 24 cents

■ Franklin D. Roosevelt was President of the United States

■ Gas was 19 cents per gallon

■ Babe Ruth hit his final home run

■ U.S. Social Security Act signed

■ The average income was $1,594.00 per year

■ The Hoover Dam was completed

Some notable people who were born in 1935 include Elvis Presley, Julie Andrews, Donald Sutherland, Woody Allen, Jerry Lee Lewis, Bob Denver, Sonny Bono, Johnny Mathis and Phil Donahue.

www.powerco.org

We’re Here.

Times are uncertain.

While so many things remain uncertain as the world faces the COVID-19 pandemic, all of us at Powerco Federal Credit Union want to reassure our members there is one thing that is certain:

We are here for you.

As an essential business, Powerco employees continue to work tirelessly during this trying time in our nation’s history. Helping members is what we do best and we’re proud to continue to do so now when you need us most.

Although most of our branches are still open and available to serve you, the health and safety of members and staff is a priority. Operating hours and branch availability is subject to change as the situation warrants. Members are advised to check our website for the most up-to-date information.

Powerco’s website and eNews service are the best ways to keep up with the latest credit union news. You can sign up for eNews on www.powerco.org.

Our many electronic and telephonic services ensure that social distance banking from your home is the quickest, easiest and safest way to access your accounts. If you need to speak to us, our call center is open and our staff members are waiting to assist you. You can also utilize our new secure email service to communicate with us — including sending and receiving documents, forms and other information.

While you are focused on the most important thing — keeping your family and yourself safe during this global pandemic — we’re working tirelessly to keep your financial health safe as well. We’re here to help, serve and fulfill the core mission of the credit union movement — People Helping People.

We stand with you in facing the challenges of the present and future, confident that we can all work together to build a stronger world.

Below, you will find a brief list of how you can do business with the credit union from the safety of your home. Complete details on each of these services are available (including how to register) on our website.

■ Online Banking Service

■ Online BillPay with eBill Service

■ eStatement Service

■ Mobile Banking Apps

■ eDeposit Check Service

■ Text Message Banking

■ Mobile Web Banking

■ NEW! CardValet® for Debit Cards

■ NEW! CardValet® for Credit Cards

■ Online Check Orders

■ Purchase Alerts for Credit Cards

■ eSignature Loan Service

■ Visa® eAccess Service

■ Pay By Phone Loan Service

■ Polly - The Anytime Phone Teller

■ ATM Locator Service & App

■ NEW! Secure Email Message &

Document Upload Center

■ eNews Service Registration

■ Discount ID Sanctuary™ Identity

Theft Protection Plans

■ Online Forms & Applications

■ Online Fraud Resource Center

■ Online Identity Theft Center

Drive-Thru Service Cobb & Athens Branches

Over 35,000 Fee-Free ATM Locations Available

Night Depositories

Branch Appointment Scheduling Available

Lobby Traffic Limited For Member & Staff Safety

Serving You!

Insights & Information to Power Your Financial Success

Our Annual Membership Meeting has been postponed.

A new date, location and time for the event will be shared with members as soon as that information is available.

All of us at the credit union look forward to seeing our members each year to celebrate the credit union’s accomplishments. Therefore, our 2020 Annual Membership Meeting is merely postponed, not canceled, until it is safe to gather together once again.

Details on the meeting will be shared on our website and through our eNews service when they are available.

Members Get Savings on Powersports & RVs

Looking to get outdoors? You can get special access to member savings on motorcycles, RVs, ATVs, UTVs, jet skis, snowmobiles and golf carts with the Powersports & RV Buying Program. Plus, you can get up to 20% off parts, service, gear, accessories and more.

Benefits & How it Works 1. Find your Dream Vehicle. Members get special access to shop thousands

of new and used RVs, motorcycles, SxS ATVs and more from the nationwide Certified Dealer Network.

2. Get Upfront Savings. Receive upfront, transparent pricing and special member savings before heading to the dealership.

3. Save Time & Money. Redeem your member offer at a Certified Dealer and know you’re getting a deal without the hassle.

Save Even More with Credit Union Financing ■ New & Used RV Loans. As low as 7.90% APR.* ■ New & Used Motorcycle Loans. As low as 7.00% APR.* ■ Other Vehicle Loans. As low as 7.00% APR.* ■ Apply Online at www.powerco.org ■ Remote loan closing available via eSignature

*Your Annual Percentage Rate (APR) is based on credit worthiness and term of the loan and could be higher than the stated rate. All rates and terms are subject to change without notice. Existing Powerco vehicle loans not eligible for refinancing at these rates, terms or discounts. For complete details, contact a Powerco Loan Officer.

Credit Union Youth Month

Join us in celebrating National Credit Union Youth Month during April.

One of the most important things youth can learn is that the magic of money can come to life with a credit union membership.

During April, the credit union will deposit the first $5.00 to open a youth’s Share Savings membership account.*

For more information on all the special offers during Youth Month, visit our website at www.powerco.org. *$5.00 membership promotional voucher has no cash value unless deposited into a new Powerco Federal Credit Union share account to open a Share Savings Account for new members ages 18 and younger. Recipient must be eligible for Powerco Federal Credit Union membership to redeem voucher. Limit one promotional voucher per credit union share savings account. Additional requirements and restrictions may apply. Contact your local branch or call us at 1-800-633-5217 for additional details. Voucher is valid for a limited time and expires April 30, 2020.

Apply & Close Your Loan Without Leaving Home! Need a loan? You don’t have to leave home!

Convenient, remote banking options are more important than ever before. Powerco members can now apply and close consumer loans without the need to visit a local branch.

As an added benefit, loans completed electronically can usually be processed quicker. Meaning you can get your cash in a dash!

■ Online Applications can be completed by computer or phone.

■ Secure Email Service can be used to communicate with your loan officer and upload documents to complete the loan process.

■ eSignature Service allows secure remote loan closing.

To jump start your next loan, visit us at

www.powerco.org

This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 762143

“Powering Your Financial Success” Since 1935