CREDITREPORTINGAGENCY:CREDITREPORT DATE:

06/07/2007 06/07/2007 06/07/2007

NAME: JAMES SCOTT, JR. JAMES SCOTT JAMES A. SCOTT,JR.

ALSO KNOWNAS:

JAMES A. SCOTT,JR.

SCOTT JAMES A SCOTT JAMES DATE OFBIRTH:

11/1958 1955 11/1955

CURRENTADDRESS:

3525 SAGE RD#1216HOUSTON, TX7705611/30/2006

3525 SAGE RD#1216HOUSTON, TX77056-702511/2006

3525 SAGE RD#1216HOUSTON, TX7705611/2006

PREVIOUSADDRESS:

2500 OLD FARMRD #1328HOUSTON, TX7706305/18/2006

914 DALLAS ST#903HOUSTON, TX77002-633101/2006

2500 OLD FARMRD #1328HOUSTON, TX7706306/2006

914 DALLAS STHOUSTON, TX77002

2500 OLD FARMRDHOUSTON, TX77063-443004/2006

15518 KEOWEECTFRIENDSWOOD,TX 7754602/2006

EMPLOYER: SYSTEMS SOFTINC04/13/2005

SYSTEMSOFTCORP11/2003

SYSTEMS SOFTINCHOUSTON, TX

PREVIOUSEMPLOYER:

MICROSOFT-POSITRONIC-SYST

SYSTEMSOFT1700 COMMERCEDALLAS, TX09/2003

SCOTT SYSTEMS

AS 400 MICROSYS GRPFRIENDSW, TX

None Reported

TOTALACCOUNTS: 26 24 28

OPENACCOUNTS: 11 4 11

CLOSEDACCOUNTS: 15 20 17

DELINQUENT: 1 1 1DEROGATORY: 12 12 13BALANCES: 91094 91949 91859PAYMENTS: 3292 3292 3292PUBLICRECORDS: 0 0 0

INQUIRIES (2years): 17 16 15

Real Estate Accounts: Primary and secondary mortgages on your homeWASHINGTON MUTUAL HOME

Account No.: 1428211300**** 1428211300**** 4282*** Condition: Closed Closed (Paid) Closed (Paid)Balance: $0 $0Type: FHA real estate

mortgageFHA real estatemortgage

FHA real estatemortgage

Pay Status: Current Current CurrentPast Due: $0 High Balance: $85776 $85776 $85776Terms: 180 months 180 months 180 monthsLimit: Payment: $0 $0Opened: 06/01/2001 06/2001 06/2001Reported: 12/01/2002 12/31/2002 12/2002Responsibility: Joint Joint Joint

Late Payments (last 7 years): 30 Days Late: 0 0 60 Days Late: 0 0 90 Days Late: 0 0

Two Year Payment History:

Remarks:[TransUnion] Closed [Experian] [Equifax] Closed or paid account/zero balanceFHA mortgage

WASHINGTON MUTUAL HOME

Account No.: 1046569600**** 1046569600**** 4656** Condition: Closed Closed (Paid) Closed (Paid)Balance: $0 $0Type: FHA real estate

mortgageFHA real estatemortgage

FHA real estatemortgage

Pay Status: Current Current CurrentPast Due: $0 High Balance: $87762 $87762 $87762Terms: 360 months 360 monthsLimit: Payment: $0 $1092Opened: 02/01/1991 02/1991 02/1991Reported: 03/01/2001 04/30/2001 03/2001Responsibility: Individual Individual Individual

Late Payments (last 7 years): 30 Days Late: 0 0 60 Days Late: 0 0 90 Days Late: 0 0

Two Year Payment History:

Remarks:[TransUnion] Closed [Experian] [Equifax] Closed or paid account/zero balanceFHA mortgage

Revolving Accounts: Accounts with an open-end termCREDIT ONE BANK

Account No.: 444796112412**** 444796112412**** 444796112412**** Condition: Open Open OpenBalance: $369 $369 $369Type: Credit Card Credit Card Credit CardPay Status: Current Current CurrentPast Due: $0 High Balance: $369 $369 Terms:Limit: $300 $300 $300Payment: $20 $20 $20Opened: 04/13/2006 04/2006 04/2006Reported: 05/18/2007 05/18/2007 05/2007Responsibility: Individual Individual Individual

Late Payments (last 7 years): 30 Days Late: 0 0 60 Days Late: 0 0 90 Days Late: 0 0

Two Year Payment History:

Remarks:[TransUnion] [Experian] [Equifax] Credit cardAmount in H/C column is credit limit

CAPITAL 1 BK

Account No.: 43057222**** 43057222**** 43057222**** Condition: Derogatory Derogatory DerogatoryBalance: $949 $949 $949Type: Credit Card Credit Card Unknown - credit

extension, review, orcollection

Pay Status: Collection/Chargeoff Collection/Chargeoff Collection/ChargeoffPast Due: $949 $949 $949High Balance: $646 $949 $540Terms:Limit: Payment: $0Opened: 12/24/2001 12/2001 12/2001

Reported: 05/06/2007 05/06/2007 05/2007Responsibility: Individual Individual Individual

Late Payments (last 7 years): 30 Days Late: 1 1 60 Days Late: 1 1 90 Days Late: 4 4

Two Year Payment History:

Remarks:[TransUnion] Charged off as bad debtCanceled by credit grantor [Experian] Account has been closed due to inactivity.Unpaid balance reported as a loss by the credit grantor. [Equifax] Charged off accountAccounts closed by credit grantor

WASHMTL/PROV

Account No.: 260071**** 260071**** 260071**** Condition: Closed (Paid) Closed (Transferred) DerogatoryBalance: $0 $0Type: Credit Card Credit Card Credit CardPay Status: Collection/Chargeoff Collection/Chargeoff Collection/ChargeoffPast Due: $0 High Balance: $1063 $406Terms:Limit: $400 $406 Payment: $0Opened: 10/30/2001 10/2001 10/2001Reported: 02/27/2004 02/27/2004 02/2004Responsibility: Individual Individual Individual

Late Payments (last 7 years): 30 Days Late: 2 2 60 Days Late: 1 1 90 Days Late: 3 9

Two Year Payment History:

Remarks:[TransUnion] Charged off as bad debtPurchased by another lender [Experian] Purchased by a another lender.Unpaid balance reported as a loss by credit grantor. [Equifax] Account transferred or soldCredit card

CAPITAL 1 BK

Account No.: 43886420**** 43886420**** 43886420**** Condition: Closed (Paid) Closed (Paid) DerogatoryBalance: $0 $0Type: Credit Card Credit Card Credit CardPay Status: Collection/Chargeoff Collection/Chargeoff Collection/ChargeoffPast Due: $0 High Balance: $845 $1521 $845Terms:Limit: Payment: $0Opened: 11/24/1999 11/1999 11/1999Reported: 01/02/2005 06/05/2004 01/2005Responsibility: Individual Individual Individual

Late Payments (last 7 years): 30 Days Late: 3 3 60 Days Late: 1 1 90 Days Late: 3 4

Two Year Payment History:

Remarks:[TransUnion] Charged off as bad debtSettled - less than full balance [Experian] Account legally paid in full for lass than the full balance.Unpaid balance reported as a loss by credit grantor.Account legally paid in full for less than the full balance. [Equifax] Settlement accepted on this accountCredit card

PROVIDIAN

Account No.: 140046**** Condition: Closed Balance: $0 Type: Credit Card Pay Status: Current Past Due: $0 High Balance: $4392 Terms: Limit: $3700 Payment: Opened: 08/01/1999 Reported: 10/01/2002 Responsibility: Individual

Late Payments (last 7 years): 30 Days Late: 0 60 Days Late: 0 90 Days Late: 0

Two Year Payment History:

Remarks:[TransUnion] Account closed by consumer [Experian] [Equifax]

CITIBKSDNA

Account No.: 7555*** Condition: Closed (Transferred)Balance: $0Type: Pay Status: CurrentPast Due: High Balance: $2450Terms: Limit: Payment: $0Opened: 04/1997Reported: 03/1999Responsibility: Individual

Late Payments (last 7 years): 30 Days Late: 60 Days Late: 90 Days Late:

Two Year Payment History:

Remarks:[TransUnion] [Experian] [Equifax] Account transferred or sold

CHEVRON CREDIT BANK NA

Account No.: 727736**** 727736**** 727736**** Condition: Closed Closed ClosedBalance: $0 $0 $0Type: Credit Card Credit Card Unknown - credit

extension, review, orcollection

Pay Status: Current Current CurrentPast Due: $0 High Balance: $408 $408 $408Terms:Limit: Payment: $0Opened: 02/01/1996 02/1996 02/1996Reported: 06/01/1998 07/01/1998 06/1998Responsibility: Individual Individual Individual

Late Payments (last 7 years): 30 Days Late: 0 60 Days Late: 0 90 Days Late: 0

Two Year Payment History:

Remarks:[TransUnion] Canceled by credit grantor [Experian] Account has been closed due to inactivity. [Equifax] Accounts closed by credit grantor

CITI

Account No.: 46212006**** Condition: Closed (Paid) Balance: Type: Credit Card Pay Status: Current Past Due: High Balance: $8456 Terms: Limit: $8000 Payment: Opened: 09/1994 Reported: 06/30/1997 Responsibility: Individual

Late Payments (last 7 years): 30 Days Late: 0 60 Days Late: 0 90 Days Late: 0

Two Year Payment History:

Remarks:[TransUnion] [Experian] Account has been closed due to inactivity. [Equifax]

5 STAR BNK

Account No.: 51004100**** 51004100**** 51004100**** Condition: Closed Closed ClosedBalance: $0 $0 $0Type: Credit Card Credit Card Credit CardPay Status: Current Current CurrentPast Due: $0 High Balance: $1203 $1203 $1075Terms:Limit: $1100 $1075 Payment: $0Opened: 05/28/1993 05/1993 05/1993Reported: 05/17/2007 05/17/2007 05/2007Responsibility: Individual Individual Individual

Late Payments (last 7 years): 30 Days Late: 0 0 60 Days Late: 0 0 90 Days Late: 0 0

Two Year Payment History:

Remarks:[TransUnion] Account closed by consumer [Experian] Credit line closed - consumer request - reported by subscriber. [Equifax] Account closed by consumerCredit card

CBUSASEARS

Account No.: 80605**** 80605**** Condition: Open OpenBalance: Type: Charge account Charge accountPay Status: Current CurrentPast Due: $0 High Balance: $5781 Terms: Limit: $5400 $5420Payment: $0Opened: 08/01/1982 08/1982Reported: 01/21/2004 01/2004Responsibility: Terminated Terminated

Late Payments (last 7 years): 30 Days Late: 0 60 Days Late: 0 90 Days Late: 0

Two Year Payment History:

Remarks:[TransUnion] [Experian] [Equifax] ChargeAmount in H/C column is credit limit

CBUSASEARS

Account No.: 6526**** Condition: OpenBalance: Type: Charge accountPay Status: CurrentPast Due: High Balance: Terms: Limit: $5420Payment: $0Opened: 08/1982Reported: 12/2003Responsibility: Authorized User

Late Payments (last 7 years): 30 Days Late: 60 Days Late: 90 Days Late:

Two Year Payment History:

Remarks:[TransUnion] [Experian] [Equifax] ChargeAmount in H/C column is credit limit

Installment Accounts: Accounts comprised of fixed terms with regular paymentsCAPITAL ONE AUTO FINAN

Account No.: 6206217063831**** 6206217063831**** 6206217063831**** Condition: Open Open OpenBalance: $21525 $21525 $21525Type: Auto Loan Auto Loan Auto Loan (obsolete)Pay Status: Current Current CurrentPast Due: $0 High Balance: $22547 $22547 $22547Terms: 72 months 72 monthsLimit: Payment: $461 $461 $461Opened: 12/16/2006 12/2006 12/2006Reported: 05/31/2007 05/31/2007 05/2007Responsibility: Joint Joint Joint

Late Payments (last 7 years):

30 Days Late: 0 0 60 Days Late: 0 0 90 Days Late: 0 0

Two Year Payment History:

Remarks:[TransUnion] [Experian] [Equifax] Auto

ATTYGENERL

Account No.: N00947**** N00947**** N00947**** Condition: Open Open OpenBalance: $19696 $20551 $19696Type: Child support Family support Child supportPay Status: Late 120 Days Late 90 Days Late 120 DaysPast Due: $19606 $20459 $19606High Balance: $0 Terms: 1 monthsLimit: Payment: $1609 $1609 $1609Opened: 07/16/2006 07/2006 07/2006Reported: 04/30/2007 04/15/2007 05/2007Responsibility: Individual Individual Individual

Late Payments (last 7 years): 30 Days Late: 1 0 2 60 Days Late: 2 0 1 90 Days Late: 5 1 5

Two Year Payment History:

Remarks:[TransUnion] [Experian] [Equifax] Child/family support

WFFINANCIAL

Account No.: 5023759123588**** 5023759123588**** 5023759123588**** Condition: Open Open OpenBalance: $42771 $42771 $43482Type: Auto Loan Auto Loan Auto Loan (obsolete)Pay Status: Current Current CurrentPast Due: $0 High Balance: $52772 $52772 $52772Terms: 75 months 75 monthsLimit: Payment: $1202 $1202 $1202Opened: 04/13/2005 04/2005 04/2005Reported: 04/30/2007 04/30/2007 03/2007Responsibility: Individual Individual Individual

Late Payments (last 7 years): 30 Days Late: 5 5 5 60 Days Late: 1 1 1 90 Days Late: 0 0 0

Two Year Payment History:

Remarks:[TransUnion] [Experian] [Equifax] Auto

MERCEDES-BENZ FINANCIA

Account No.: 300123**** 300123**** 300123**** Condition: Closed Closed (Paid) Closed (Paid)Balance: $0 $0Type: Auto Loan Auto Loan Auto Loan (obsolete)Pay Status: Current Current CurrentPast Due: $0 High Balance: $46599 $46599 $46599Terms: 61 months 61 months 61 monthsLimit: Payment: $0 $0Opened: 06/30/2001 06/2001 06/2001Reported: 05/31/2005 09/30/2005 09/2005Responsibility: Individual Individual Individual

Late Payments (last 7 years): 30 Days Late: 7 12 15 60 Days Late: 0 0 3 90 Days Late: 0 0 0

Two Year Payment History:

Remarks:[TransUnion] Closed [Experian] [Equifax] Closed or paid account/zero balanceAuto

MERCEDES-BEN

Account No.: 500266845**** 500266845**** Condition: Closed Closed (Paid)Balance: $0 $0Type: Auto Loan Auto Loan (obsolete)Pay Status: Current CurrentPast Due: $0 High Balance: $39488 $39488Terms: 61 months Limit: Payment: $690 $690Opened: 01/01/2001 01/2001Reported: 08/01/2003 08/2003Responsibility: Individual Individual

Late Payments (last 7 years): 30 Days Late: 0 60 Days Late: 0 90 Days Late: 0

Two Year Payment History:

Remarks:[TransUnion] [Experian] [Equifax] Closed or paid account/zero balance

Auto

CITI AUTO

Account No.: 619000**** 619000**** 619000**** Condition: Closed Closed (Paid) Closed (Paid)Balance: $0 $0Type: Auto Loan Auto Loan Auto Loan (obsolete)Pay Status: Current Current CurrentPast Due: $0 High Balance: $32693 $32693 $32693Terms: 72 months 72 monthsLimit: Payment: $657 $657Opened: 12/01/1995 12/1995 12/1995Reported: 01/01/2001 03/07/2001 02/2001Responsibility: Individual Individual Individual

Late Payments (last 7 years): 30 Days Late: 0 0 60 Days Late: 0 0 90 Days Late: 0 0

Two Year Payment History:

Remarks:[TransUnion] Closed [Experian] [Equifax] Closed or paid account/zero balanceAuto

BANKAMERICA

Account No.: 99000101342**** 7940101342**** 101342**** Condition: Closed Closed (Paid) Closed (Paid)Balance: $0 $0Type: Auto Loan Auto Loan Auto Loan (obsolete)Pay Status: Current Current CurrentPast Due: $0 High Balance: $26465 $26465 $26465Terms: 72 months 72 monthsLimit: Payment: $519 $519Opened: 07/01/1994 07/1994 07/1994Reported: 09/01/2000 09/30/2000 09/2000

Responsibility: Individual Individual Individual

Late Payments (last 7 years): 30 Days Late: 0 0 60 Days Late: 0 0 90 Days Late: 0 0

Two Year Payment History:

Remarks:[TransUnion] Closed [Experian] [Equifax] Closed or paid account/zero balanceAuto

PORTFOLIO

Account No.: 540979260071**** PROVI-0979260071****

Condition: Derogatory DerogatoryBalance: $668 $668Type: Unknown - credit

extension, review, orcollection

Collection

Pay Status: Collection/Chargeoff Late 120 DaysPast Due: $668 $668High Balance: $560 $560Terms: 1 monthsLimit: Payment: $0Opened: 02/2004 Reported: 05/11/2007 05/2007Responsibility: Individual Individual

Late Payments (last 7 years): 30 Days Late: 0 60 Days Late: 0 90 Days Late: 0

Two Year Payment History:

Remarks:[TransUnion] [Experian] Account seriously past due date/account assigned to attorney, collectionagency, or credit grantor's internal collection department. [Equifax] Collection account

Account No.: 851189**** 851189**** Condition: Derogatory DerogatoryBalance: $1186 $1186Type: Unknown - credit

extension, review, orcollection

Medical debt

Pay Status: Collection/Chargeoff Late 120 DaysPast Due: $1186 $1186High Balance: $871 $871Terms: 1 monthsLimit: Payment: $0Opened: 06/2005 Reported: 05/16/2007 05/2007Responsibility: Individual Individual

Late Payments (last 7 years): 30 Days Late: 0 60 Days Late: 0 90 Days Late: 0

Two Year Payment History:

Remarks:[TransUnion] [Experian] Account seriously past due date/account assigned to attorney, collectionagency, or credit grantor's internal collection department. [Equifax] MedicalCollection account

Account No.: 851131**** 851131**** Condition: Derogatory DerogatoryBalance: $2638 $2638Type: Unknown - credit Medical debt

extension, review, orcollection

Pay Status: Collection/Chargeoff Late 120 DaysPast Due: $2638 $2638High Balance: $1918 $1918Terms: 1 monthsLimit: Payment: $0Opened: 06/2005 Reported: 05/16/2007 05/2007Responsibility: Individual Individual

Late Payments (last 7 years): 30 Days Late: 0 60 Days Late: 0 90 Days Late: 0

Two Year Payment History:

Remarks:[TransUnion] [Experian] Account seriously past due date/account assigned to attorney, collectionagency, or credit grantor's internal collection department. [Equifax] MedicalCollection account

AFNI-BLOOM

Account No.: CINGULAR-201011****

Condition: DerogatoryBalance: $0Type: CollectionPay Status: Late 120 DaysPast Due: High Balance: $567Terms: Limit: Payment: $0Opened: Reported: 05/2007Responsibility: Individual

Late Payments (last 7 years): 30 Days Late: 60 Days Late: 90 Days Late:

Remarks:[TransUnion] [Experian] [Equifax] Settlement accepted on this accountCollection account

PALISADES

Account No.: VERIZ-1VERIZN724****

Condition: DerogatoryBalance: $348Type: CollectionPay Status: Late 120 DaysPast Due: $348High Balance: $348Terms: Limit: Payment: $0Opened: Reported: 03/2007Responsibility: Individual

Late Payments (last 7 years): 30 Days Late: 60 Days Late: 90 Days Late:

Remarks:[TransUnion] [Experian] [Equifax] Collection account

Other Accounts: Accounts in which the exact category is unknownNone Reported

Collection Accounts: Accounts seriously past due CERTIFIED RECOVERY SYS

Creditor Name: CERTIFI RECV CERTIFIEDRECOVERY SYS

Account No.: 688864 688864 688864OriginalCreditor:

09 OLD FARMAPTS

OLD FARM APTS OLD FARM APTS

Responsibility: Joint Joint JointCondition: Paid Paid PaidOriginal Balance:$1621 $1621 $1621Balance: $0 $0Date Opened: 01/25/2007 01/2007 01/2007Date Reported: 05/29/2007 05/29/2007 05/2007

Remarks:[TransUnion] Settled - less than full balance [Experian] Account legally paid in full for lass than the full balance.Account legally paid in full for less than the full balance. [Equifax] Settlement accepted on this account

CREDIT MANAGEMENT LP

Creditor Name: CMI CREDITMANAGEMENT LP

Account No.: 33016114 33016114 33016114OriginalCreditor:

11 AT T HOMEENTERTAINMENT

AT T HOMEENTERTAINMENT

AT T HOMEENTER

Responsibility: Individual Individual IndividualCondition: Derogatory Derogatory DerogatoryOriginal Balance:$880 $880 $880Balance: $880 $880 $880Date Opened: 10/24/2006 10/2006 10/2006Date Reported: 02/09/2007 02/09/2007 02/2007

Remarks:[TransUnion] Placed for collection [Experian] [Equifax] Subject has not satisfied debt.

PALISADES COLLECTION L

Creditor Name: PALISAD COLL PALISADESCOLLECTION L

Account No.: PAL1VERIZN7243428PAL1VERIZN7243428 OriginalCreditor:

10 VERIZON VERIZON

Responsibility: Individual Individual Condition: Derogatory Derogatory Original Balance:$348 $348 Balance: $348 $348 Date Opened: 08/29/2006 08/2006 Date Reported: 03/19/2007 03/19/2007

Remarks:[TransUnion] Placed for collection [Experian] [Equifax]

AFNI, INC.

Creditor Name: AFNI AFNI, INC. Account No.: 2010111728 2010111728 Original Creditor: 10 CINGULAR CINGULAR Responsibility: Individual Individual

Condition: Paid Paid Original Balance: $567 $567 Balance: $0 Date Opened: 11/30/2005 11/2005 Date Reported: 05/21/2007 05/21/2007

Remarks:[TransUnion] Settled - less than full balance [Experian] Account legally paid in full for lass than the full balance.Account legally paid in full for less than the full balance. [Equifax]

WEST ASSET MANAGEMENT

Creditor Name: WEST ASSET WEST ASSETMANAGEMENT

Account No.: 2416710 2416710 2416710OriginalCreditor:

MED1 02 CLEARLAKE REGIONALMEDICAL

CLEAR LAKEREGIONALMEDICAL CE

Responsibility: Individual Individual IndividualCondition: Derogatory Derogatory DerogatoryOriginal Balance:$64 $64 $64Balance: $64 $64 $64Date Opened: 08/19/2005 08/2005 08/2005Date Reported: 04/03/2006 05/25/2006 04/2006

Remarks:[TransUnion] Placed for collection [Experian] [Equifax] MedicalSubject has not satisfied debt.

MIDLAND CRED

Creditor Name: MIDLAND CRED Account No.: 8511319040 OriginalCreditor:

EMERGEMASTERCARD

Responsibility: Individual Condition: Derogatory Original Balance:$1918 Balance: $2638 Date Opened: 06/07/2005 Date Reported: 05/16/2007

Remarks:[TransUnion] Placed for collection [Experian] [Equifax]

MIDLAND CRED

Creditor Name: MIDLAND CRED Account No.: 8511894946 OriginalCreditor:

EMERGEMASTERCARD

Responsibility: Individual Condition: Derogatory Original Balance:$871 Balance: $1186 Date Opened: 06/07/2005 Date Reported: 05/16/2007

Remarks:[TransUnion] Placed for collection [Experian] [Equifax]

PORTFOLIO RC

Creditor Name: PORTFOLIO RC Account No.: 5409792600713935 OriginalCreditor:

PROVIDIANNATIONAL BANK

Responsibility: Individual Condition: Derogatory Original Balance:$560 Balance: $668 Date Opened: 02/23/2004 Date Reported: 05/11/2007

Remarks:[TransUnion] Placed for collection [Experian] [Equifax]

Creditor Name: ASSC CR&COLL ASSOCIATED CR &COLL

Account No.: ACCIFAI3044142074ACCIFAI3044142074ACCIFAI3044142074OriginalCreditor:

09 FAIRWAYS ATSOUTH SHORE

FAIRWAYS ATSOUTH SHORE

FAIRWAYS ATSOU

Responsibility: Individual Individual IndividualCondition: Paid Paid PaidOriginal Balance:$710 $710 $710Balance: $0 $0Date Opened: 08/11/2003 08/2003 08/2003Date Reported: 05/02/2007 09/05/2006 06/2007

Remarks:[TransUnion] Paid collection

[Experian] [Equifax]

Creditor Name: Account No.: 153963Original Creditor: BDRResponsibility: IndividualCondition: DerogatoryOriginal Balance: $45Balance: $54Date Opened: 01/2003Date Reported: 02/2005

Remarks:[TransUnion] [Experian] [Equifax] Subject has not satisfied debt.

None Reported

GEMB 05/11/2007 EquifaxPORTFOLIO RC 05/09/2007 TransUnionLANDSAFECREDIT 04/05/2007 ExperianLANDSAFECREDIT 03/26/2007 ExperianLANDSAFE 03/26/2007 EquifaxLANDSAFE CRT 03/26/2007 TransUnionEQUIFAX MORTGAGE SERVI 02/17/2007 ExperianEFX-RES046 02/17/2007 EquifaxEQUIFAX MTG 02/17/2007 TransUnionCBCINNOVIS 02/13/2007 ExperianCBCINNOVIS 02/13/2007 EquifaxCBCINNOVIS 02/13/2007 TransUnionEQUIFAX MORTGAGE SERVI 02/09/2007 ExperianEFX-RES046 02/09/2007 EquifaxEQUIFAX MTG 02/09/2007 TransUnionWELLS FARGO FINANCIAL 01/15/2007 ExperianNORTHLAND COLLS SRC 12/30/2006 Experian

CARMAXFIN 12/16/2006 EquifaxWELLSFARGO 12/16/2006 EquifaxCITI AUTO 12/16/2006 EquifaxCAP ONE AF 12/16/2006 EquifaxROADLOANS 12/16/2006 EquifaxBK OF AMER 12/16/2006 TransUnionAMERICREDIT 12/16/2006 TransUnionCOAF 12/16/2006 TransUnionCOAF 12/16/2006 TransUnionNATIONWIDE CREDIT INC 12/08/2006 ExperianREAL PAGE INC 08/22/2006 ExperianCREDCO 07/20/2006 ExperianFA CREDCO 07/20/2006 EquifaxFAC 07/20/2006 TransUnionEQUIFAX MORTGAGE SERVI 07/18/2006 ExperianEFX-RES046 07/18/2006 EquifaxEQUIFAX MTG 07/18/2006 TransUnionNORTHLAND COLLS SRC 06/11/2006 ExperianLANDSAFECREDIT 05/22/2006 ExperianLANDSAFE 05/22/2006 ExperianLANDSAFE 05/22/2006 EquifaxLANDSAFE 05/22/2006 EquifaxCNTRYWD WLD 05/22/2006 TransUnionLANDSAFE CRT 05/22/2006 TransUnionNORTHLAND COLLS SRC 04/17/2006 ExperianCREDIT ONE BANK 04/02/2006 ExperianWFF 12/10/2005 TransUnionWFF 11/16/2005 TransUnionWFF 10/17/2005 TransUnionAMEX 09/25/2005 EquifaxRELIANT ENER 06/23/2005 TransUnion

375MORTGAGEVE/CBCINNOVIS PO BOX 1838 COLUMBUS , OH 43216

(877) 237-8317

5STAR BANK PO BOX 35460 COLORADO SPRIN , CO80935

(888) 277-0444

AFNI POB3427 BLOOMINGTON , IL61702

(309) 828-5226

AMERICA'SWHOL/CNTRYWDWLD155 N LAKE AVE MS 3

162 PASADENA , CA 91101

AMERICREDIT 801 CHERRY ST 3900 FT WORTH , TX 76102

(817) 302-7000

ASSOCIATED CREDIT & COLL POB 560855 ROCKLEDGE , FL 32956

(800) 221-0386

BANK OF AMERICA 201 N TRYON ST NC1022 03 01 CHARLOTTE , NC 28255

BANK OF AMERICA POB 831400 NAR DALLAS , TX 75283

(800) 247-6262

BENCHMARKMORTGAGE-/FAC 12395 FIRST AMERIC POWAY , CA 92064

(800) 986-4343

CAPITAL ONE AUTO FINANCE 3905 N DALLAS PAR POCOAF1 222 PLANO , TX 75093

CAPITAL ONE AUTO FINANCE ATTN CREDIT BUREA3905 DALLAS PKWY PLANO , TX 75093

(469) 241-7000

CAPITAL ONE BANK 11013 W BROAD ST GLEN ALLEN , VA 23060

CERTIFIED RECOVERY 6161 SAVOY 600 HOUSTON , TX 77036

(713) 464-4449

CHEVRON CREDIT BANK NA POB 5010 1242 CONCORD , CA 94524

(800) 243-8766

CITIFINANCIAL AUTO 2208 HWY 121 100 BEDFORD , TX 76021

(800) 486-1750

CREDIT MANAGEMENT 4200 INTERNATIONAL CARROLLTON , TX75007

(800) 377-7789

CREDIT ONE BANK PO BOX 98872 LAS VEGAS , NV 89193

(877) 825-3242

CUSTOMFUNDING/EQUIFAXMTG 1600 PEACHTREE ST ATLANTA , GA 30309

(800) 333-0037

MERCEDES-BENZ CREDIT P O BOX 685 ROANOKE , TX 76262

MERCEDES-BENZ CREDIT P O BOX 685 ROANOKE , TX 76262

MIDLAND CREDIT MANAGEMEN 8875 AERO DR 200 SAN DIEGO , CA 92123

(800) 825-8131

OAG CHILD SUPPORT ENFORE PO BOX 12017 CREDITGROUP AUSTIN , TX 78711

(512) 460-6682

OPTIONONEMOR/LANDSAFECRT 155 N LAKE AVE MS 3162 PASADENA , CA 91101

PALISADES COLLECTION LLC 210 SYLVAN AVE ENGLEWOOD CLIF , NJ

(800) 991-9367

07632PORTFOLIO RECOVERY 287 INDEPENDENCE

VIRGINIA BEACH , VA23462

(804) 518-1773

PROVIDIAN BANKCORP 4940 JOHNSON DR PLEASANTON , CA94566

PortfolioRec/PORTFOLIORC P O BOX 12914 NORFOLK , VA 23541

(800) 772-1413

RELIANT ENERGY RETAIL PO BOX 1046 HOUSTON , TX 77251

(866) 222-7100

SEARS/CBSD 8725 W SAHARA AVEMC 02/02/03 THE LAKES , NV 89163

WASHINGTON MUTUAL BANK 11200 W PARKLAND APO BOX 3139 MILWAUKEE , WI 53224

(866) 926-8937

WASHMTL/PROV POB 660509 DALLAS , TX 75266

WELLS FARGO FINANCIAL 2501 SEAPORT DRIVEBH 300 CHESTER , PA 19013

WELLS FARGO FINANICAL 2501 SEAPORT DR CHESTER , PA 19013

WEST ASSET MGMT 1000 N F TRAVI SHERMAN , TX 75090

(877) 411-7197