USING IoT IN INSURANCEKMD STEAM 2019

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Peter Reetz

Lead Architect

Mads Rud Pedersen

Digital Business Developer

Introduction

Topdanmark

• 2,450 employees

• The second largest insurance company in Denmark

• Number of households: around 510,000

• Number of SME and agricultural customers: around 110,000

• Annual number of claims handled: around 300,000

Offers a full range of insurance services

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New Services

How will IoT impact the insurance industry?

New touch points Prevention Price models

ADDITIONAL REVENUE & REDUCED COSTS

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Relevant

ecosystems

for insurers

Source McKinsey&Company

Alarm: Kritisk

gyllniveau risiko for

skader på gylletank

Alarm: Utæthed på

vandrør og risiko

for vandskade.

Alarm: Indbrud i

maskinhallen

Risiko for

plantesygdomme.

Sprøjt her.

Alarm Høj temperatur

og luftfugtighed i silo

Sundheds- og GPS

koordinator på kvæg

Asset tracking:

ATV befinder sig her.

Høj temperatur i

kornbunke

Vejrstation alarm:

mangel på nærings-

stoffer i marken

Alarm: Skade-

voldende fugle/dyr

i marken

Alarm: Brand i

bygningen

Alarm: Strømsvigt i

svinestalden

Alarm: Brandfare i

eltavle. Kontakt

elektriker

Smart rottespær:

tegn på rotter

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Slurry Case

Photo: tv2nord.dk

Photo: Landbrugsavisen.dk

Photo: Landbrugsavisen.dk

Photo: Landbrugsavisen.dk

https://www.google.com/url?sa=i&rct=j&q=&esrc=s&source=images&cd=&cad=rja&uact=8&ved=2ahUKEwiCw6SJgJjeAhVDsqQKHcGjDBcQjRx6BAgBEAU&url=https://www.care4farm.dk/&psig=AOvVaw0wB3zu3mojjm4r3_sz8xe9&ust=1540227279700985

Landmand.dkWe have joined forces with SEGES to

develop new services for the future of

agriculture. Most recently via a

collaboration on new services from

Topdanmark on Landmand.dk.

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Slurry Level

We are currently working on a

solution where the farmer can get an

overview of the level in his slurry

tank, and get alarms if the level is

critically low/high.

The Ecosystem

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Authorities(Slorry logging)

Farmer

Inte

rface

IOT Applikation

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DEVICE

Hardware / Sensorer / Micro computere / Simple applikationer

Master Data

Customers/ Buildings / Sensors

Streaming Data

Sensor readings received in real-time

Event Data

Warnings / Notifications

IOT Applikation

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The IOT platorm is based on AWS components –

the primary serivces are

AWS API Gateway + AWS Lambda

AWS Dynamo DB

AWS Kinesis + Kinesis Analytics

AWS IOT – for MQTT support

AWS ECS – for COAP support

IOT Applikation - device layer

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IOT Applikation - API and master data

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IOT Applikation – real time analytics and events

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Landmand.dk

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100% cloud based

• Everything is cloud based

• Everything is virtual

• All (alomst) components are based on ‘managed services’

• The heart of the IOT solution is based on AWS Kinesis (streaming)

• The entire platform configuration is ‘scriptet’ in Cloudformation – Platform as Software

• Unlimited scaleability

• The entire IOT platform is defined in a 1700 line CFM script

• REST API for all functions

• Lambda, Kinesis, IOT, S3, IAM, DynamoDB, ElasticCache, Cloudtrail, Cloudformation, Cloudwatch, API Gateway, VPC

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Source for machine learning

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All sensordata is saved in

our data lake

This data will be a very

interesting to use as input

to advanced analytics

and machine learning

Prototype Devices

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Demo – come and have a look

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