US GROUP HEALTH, WELFARE & RETIREMENT PLAN HIGHLIGHTS 2015

B / E A E R O S PA C E , I N C .MEDICAL COVERAGEThe Company offers a competitive medical plan. There are two different coverage options available at all sites through United Healthcare. The medical coverage comparison summary can be

found at the end of this brochure. The site Human Resources Department can provide you with bi-weekly cost information. All deductions are made on a pre-tax basis.

If you are employed in California, you are also eligible for medical insurance coverage with Kaiser HMO.

FLEXIBLE SPENDING ACCOUNTSFlexible Spending Accounts (“FSAs”) provide a tax advantaged way for you to pay for health and dependent care expenses not reimbursed by your benefit plans, allowing you to save money on the cost of these goods and services. There are two separate FSAs: one for health care expenses, and one for dependent care expenses. If you elect one or both of these FSAs, you set aside pre-tax money from each paycheck into your Health Care and/or Dependent Care FSA. When you have a health or dependent care expense, you pay the provider and use the money in your FSA to reimburse yourself for health and/or dependent care expenses.

VISION COVERAGEThe Vision Plan provides a comprehensive vision program to eligible employees and their dependents. The Plan is provided through Vision Service Plan (“VSP”).

Comprehensive vision examinations are covered up to $130 annually after a $10 co-pay, when using an in-network vision

provider. Lenses and frames are fully covered after a $20 co-pay. The site Human Resources Department can provide you with bi-weekly cost information. All deductions are made on a pre-tax basis.

DENTAL COVERAGEDental coverage is offered through Delta Dental. You have the choice between the Delta HMO (for residents of AZ, CA, CT, FL, KS, MO, NJ, NY and TX only) or the Delta DPO Plan (all locations).

Delta Network Benefits

Out of Network Benefits

Preventive & Diagnostic

100% 100%

Basic Services 80% 80%

Major Services 50% 50%

Annual Deductible* $50 per person $75 per person

Annual Maximum** $1,500 per person $1,500 per person

Orthodontia (children & adults)

50% up to $1,000 lifetime max

50% up to $1,000 lifetime max

* The annual deductible applies only to Basic and Major services. There is no deductible for Preventive and Diagnostic services.** All benefits (for Preventive and Diagnostic, Basic and Major services) provided by the Plan count against the annual maximum.

The site Human Resources Department can provide you with bi-weekly cost information. All deductions are made on a pre-tax basis.

ELIGIBILITYUnless specified otherwise, benefits are effective on the first day of the pay period on or following the 60th day of employment to all full-time, non-union employees. If you reside in California and work at least 30 hours per week, you become eligible for benefits on the 60th day of employment. The information in this highlights brochure provides an overview of these plans. A more detailed explanation can be found in the Summary Plan Descriptions. Each of the benefits included in this brochure is based on an official certificate of coverage, plan document or policies, which govern at all times.

Your dependent child may be covered on the group medical, dental and vision plans until the end of the calendar year in which they turn 26 years of age.

EMPLOYEE ASSISTANCE PLANThe Company offers an Employee Assistance program. A toll free number is available 24 hours a day for our employees and their dependents. The EAP can help with problems such as family and marital issues, financial and legal concerns, child and adult care, stress, depression and anxiety, and substance abuse. In addition, there is a 24 hour Nurse Line which can assist employees and their dependents with general health questions, minor illnesses and emergencies, as well as information about treatment options proposed by a physician. There is no waiting period for this benefit.

401(K) B/E SAVINGS PLAN

This Plan can provide part of your retirement income and has been designed to permit each employee considerable flexibility in saving for their retirement years. Employees who join the Plan agree to set aside a portion of their pay as a contribution to a Plan account in their name. Currently the Company matches 100% on the first 3% contribution, and 50% on the next 2% contribution. The maximum match is 4%, and it is made in cash. Contributions may be invested in any of the fifteen investment funds. Employees decide how to invest their own contributions and matching company funds within these fifteen investment choices. Employees may receive their full account balance, including vested Company contributions and any investment income, if they leave the Company for any reason. This Plan also offers the option of contributing to a post-tax Roth 401(k) savings plan.

EMPLOYEE STOCK PURCHASE PLAN

The Employee Stock Purchase Plan (“ESPP”) give employees in the US, Netherlands and those employed at B/E Aerospace (UK) Ltd the opportunity to take ownership in the Company through the purchase of Company Common Stock at a discount. Employees are eligible to participate in the first Option Period following their 90th day of employment. Option periods begin each January 1 and July 1, and last six months. Employees may contribute from 2% to 15% of their earnings towards the purchase of Company Common Stock. The purchase price is determined based on 85% of the Fair Market Value on the last day of the Option Period, a 15% employee discount.

SHORT TERM DISABILITY

The Short Term Disability Plan (“STD”), paid by the company, provides income protection for up to 26 weeks should an illness or injury prevent you from working. STD benefits replace all or part of your pay during the first 26 weeks of disability. The amount of your STD payment is 50% or 100%, depending on your length of service with the Company.

Benefits are payable on the eight calendar day of a Company-approved absence or illness unless the absence is caused by hospital confinement or outpatient surgery, in which case benefits begin on the first day.

The Company provides benefits in accordance with State mandated disability laws. To the extent the Company-provided disability benefits are greater than the benefits required under a state law, the Company will pay the excess benefits. In no case will the benefit paid be less than the benefit required by law.

LONG TERM DISABILITY

The Long Term Disability Plan (“LTD”), paid for by the company, provides a continuing source of income when an illness or injury prevents you from returning to work after the conclusion of the 26-week Short Term Disability period.

The Monthly Benefit is the lesser of:1. The Maximum Monthly Benefit minus Other Income Benefits; or 2. 60% of Basic Monthly Earnings minus Other Income Benefits.

The maximum benefit is $10,000 per month. The minimum benefit is $100 or 10% of the Monthly Benefit before reduction for Other Income Benefits.

GROUP HEALTH, WELFARE & RETIREMENT PLAN HIGHLIGHTS

LIFE INSURANCE

The Life Insurance Plan protects your family’s financial security in the event of your death. It is designed to provide you considerable flexibility in choosing an appropriate amount of insurance coverage to meet your personal needs.

Basic Life Insurance: The Company automatically provides Basic coverage equal to one times your annual base salary or straight-time hourly earnings, rounded up to the next $1,000. There is no cost to you for this coverage.

Supplemental Life Insurance: You may voluntarily purchase additional life insurance to supplement the Basic coverage provided by the Company. Supplemental coverage may be purchased in amounts equal to one, two, three, four or five times your annual base salary or straight-time hourly earnings (the amount of insurance is rounded up to the next $1,000). There is a guarantee issue of three times your annual earnings, rounded to the next $1,000, to a maximum of $500,000. You pay the cost of any Supplemental coverage you choose through payroll deductions. The cost is based on your age and the amount of salary you elect.

Spousal Life Insurance: You may cover your spouse from $5,000 to $250,000 in $5,000 increments. The maximum is the lesser of 50% of the employee supplemental amount, or $250,000. There is a guarantee issue of $30,000.

Dependent Life Insurance: You may cover your dependent children through the end of the year in which your child turns 26. You may cover your dependents from $1,000 to $10,000 in $1,000 increments. The maximum is the lesser of 50% of the employee supplemental amount, or $10,000. There is a guarantee issue of $10,000.

ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE

The Accidental Death and Dismemberment (“AD&D”) Insurance Plan provides an additional source of financial security to you and your family in the event of your death or dismemberment due to an accident.

Basic AD&D Insurance: The Company automatically provides Basic AD&D coverage equal to one times your annual base salary or straight-time hourly earnings, rounded up to the next $1,000. There is no cost to you for this benefit.

Supplemental AD&D Insurance: You may purchase additional AD&D insurance to supplement the Basic coverage provided by the Company. Supplemental AD&D coverage may be purchased in amounts equal to one, two, three, four or five times your annual base salary or straight-time hourly earnings, rounded up to the next $1,000. You pay the cost of any Supplemental coverage you choose through payroll deductions. Unlike life insurance, AD&D rates do not depend on your age.

BUSINESS TRAVEL ACCIDENT INSURANCE

The Business Travel Accident Insurance Plan provides extra financial protection to you or your family members in the event of your death or dismemberment due to an accident that occurs while you are traveling on business. The Company automatically provides coverage equal to three times your annual base salary or straight-time hourly earnings, up to a maximum of $500,000 at no cost to you. There is no waiting period to be eligible for this benefit.

Plan United Choice Network Plan United Choice Plus High Plan Kaiser HMO(CA Only)

Network Access In-Network Out-of-Network In-Network Out-of-Network In-Network

Primary Care Physician Election Not Required but recommended

Not Required but recommended

Not Required but recommended

Not Required but recommended PCP election recommended

Specialists Direct Access Direct Access Direct Access Direct Access Referral from your chosen PCP

Calendar Year Deductible You Pay You Pay You Pay You Pay You Pay

Individual $250 $500 $125 $250 None

Family $500 $1,000 $250 $500 None

Co-Insurance (after deductible, when applies) You Pay You Pay You Pay You Pay You Pay

Individual/Family 20% 40% 10% 40% None

Co-Insurance (copays for medical & pharmacy count toward the maximum) You Pay You Pay You Pay You Pay You Pay

Individual $1,650 $3,000 $875 $1,750 None

Family $3,150 $6,000 $1,750 $3,500 None

Annual Out of Pocket Maximum (Includes deductible – all medical & pharmacy copays) You Pay You Pay You Pay You Pay You Pay

Individual $1,900 $3,500 $1,000 $2,000 $1,500

Family $3,650 $7,000 $2,000 $4,000 $3,000

Physician Office Services You Pay You Pay You Pay You Pay You Pay

Primary Care Physician (PCP) $20 Copay 40%* $20 Copay 40%* $30 Copay

Specialists Office $35 Copay 40%* $35 Copay 40%* $30 Copay

Preventive Care Services at PCP Office $0 Copay Not Covered $0 Copay Not Covered $0 Copay

Hospital / Facility Services You Pay You Pay You Pay You Pay You Pay

In-Patient 20%* 40%* 10%* 40%* $500 Copay Per Admission

Out-Patient Hospital / Surgical Facility 20%* 40%* 10%* 40%* $30 Per Procedure

Major Diagnostic (MRI, CT Scans, Pet Scans) 20%* 40%* 10%* 40%* No Charge

Independent Lab & X-Ray 20%* 40%* 10%* 40%* No Charge

Emergency Room $150 Copay(waived if admitted)

$150 Copay(waived if admitted)

$150 Copay (waived if admitted)

$150 Copay (waived if admitted)

$100 Copay (waived if admitted)

Urgent Care (see detailed summaries for limitations) $50 Copay 40%* $50 Copay 40%* $30 Copay

Other Miscellaneous Benefits You Pay You Pay You Pay You Pay You Pay

Durable Medical Equipment 20%* 40%* 10%* 40%* 20%

Prosthetic Devices 20%* 40%* 10%* 40%* No Charge

Home Healthcare 20%* (up to 60 visits for skilled care CYM)

40%* (up to 60 visits for skilled care CYM)

10%*(up to 60 visits for skilled care CYM)

40%* (up to 60 visits for skilled care CYM)

No Charge (up to 100 two hour visits CYM)

Hospice Care 20%* (limited to 360 days lifetime maximum benefit)

40%* (limited to 360 days lifetime maximum benefit)

10%* (limited to 360 days lifetime maximum benefit)

40%* (limited to 360 days lifetime maximum benefit) No Charge

Spinal Treatment (limited to one visit and treatment per day and 20 visits per calendar year)

$20 Copay 40%* $20 Copay 40%* $15 Copay (limited to 30 visits CYM)

Pharmacy (contracted Pharmacies only) Plan Deductibles do not apply You Pay You Pay You Pay You Pay You Pay

Tier 1 $10 Copay $10 Copay $15 Copay (Generic) (30 day supply)

Tier 2 $30 Copay $30 Copay $35 Copay (Brand) (30 day supply)

Tier 3 $45 Copay $45 Copay Not Covered

Mail Order Pharmacy (90 day supply) 2.5X Copay 2.5X Copay 2X Copay

(1) CYM = Calendar Year Maximum(2) *All services are subjected to Calendar Year Deductible(3) All Out-of-Network benefits are subjected to Usual Customary & Reasonable (UCR) charges - you may be balance billed for charges over UCR. Charges over UCR do not go toward your Annual Out-of-Pocket Maximums.(4) Benefit Calendar Year dollar and Visit Maximums are combined for both In and Out-of-Network

2015 MEDICAL BENEFIT OPTIONS