Uniform Closing Dataset (UCD) Specification - Fannie Mae · Uniform Closing Dataset (UCD)...

Uniform Closing Dataset (UCD) SpecificationIssued by Fannie Mae and Freddie Mac

Appendix H/I: UCD Delivery Specification based on the MISMO v3.3.0 Reference Model

Document Version 1.4January 31, 2017

in support of the

Integrated Mortgage Closing Disclosure under the Real Estate Settlement Procedures Act (Regulation X)

and the Truth In Lending Act (Regulation Z)

Issued by the CONSUMER FINANCIAL PROTECTION BUREAUPublished in the Federal Register on December 31, 2013

And all subsequent amendments:

80 FR 8767 (Feb. 19, 2015)

80 FR 43911 (July 24, 2015)

80 FR 80228 (December 24, 2015)

This document relates to the Uniform Mortgage Data Program®, an effort undertaken jointly by Freddie Mac and Fannie Mae at the direction of their regulator, the Federal Housing Finance Agency. The attached

dataset captures the UCD workgroup's collective efforts to develop a complete and accurate representation of the data required by the CFPB’s Integrated Mortgage Closing Disclosure regulation in the MISMO v3.3

format. The GSEs have tried to ensure the document's usefulness and alignment with the CFPB's final Rule for Integrated Mortgage Closing Disclosure under the Real Estate Settlement Procedures Act (Regulation X)

and the Truth in Lending Act (Regulation Z). However, we do not provide any warranty or make any guarantee concerning the utility, completeness or accuracy of the document.

©2017 Freddie Mac and Fannie Mae. All Rights Reserved.

MISMO® is a registered trademark of the Mortgage Industry Standards Maintenance Organization.

Document Version 1.4

January 31, 2017

Read Me

Background

Fannie Mae and Freddie Mac (the GSEs), under the direction of the Federal Housing Finance Agency (FHFA), have developed a common industry dataset, called the Uniform Closing Dataset (UCD), to support the Consumer

Financial Protection Bureau’s (CFPB) Closing Disclosure. The Closing Disclosure is part of the CFPB's Integrated Mortgage Disclosures final rule under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in

Lending Act (Regulation Z) which was published in the Federal Register on December 31, 2013. For more information on the Closing Disclosure and the Integrated Mortgage Disclosures regulation go to:

www.consumerfinance.gov/regulatory-implementation/tila-respa.

Purpose

Appendices H/I: UCD Delivery Specification, presents the Uniform Closing Dataset (UCD) in proper XML order for file transmission to the GSEs.

(Note: Appendices H and I are identical; Appendix H is in PDF format and Appendix I is in Microsoft Excel® format.)

Accompanying Updates to Existing UCD Artifacts

The following UCD artifacts were updated and published with this version:

• Appendices H/I: UCD Delivery Specification v1.4 - see "UCD Spec Updates 01-31-17" tab

• Appendix F: UCD Sample Use Cases - updated Settlement Agent state code in Contact Information table

• Appendix G: UCD Sample XML Files - includes minor corrections in all XML files

• UCD FAQs - includes new FAQs related to the UCD Mandate timeline.

Important Dates

The GSEs will mandate the collection of the UCD from lenders for all loans with Note Date on or after 9/25/2017. Each GSE provides the industry with the ability to test with their respective collection systems in advance

of the mandate. Reference each GSE's respective UCD webpage for more information on their unique UCD collection systems.

UCD Delivery Policies

▪ Signatures - The GSEs will not require Borrower and Seller signatures on the Closing Disclosure at this time although lenders may choose to continue current industry practices of obtaining signatures in accordance with

the requirements of the Regulation. Please refer to the UCD FAQs posted on each GSE's website for more information.

▪ Alternate Closing Disclosure Form Required for Refinance Transactions - For all refinance transactions, the GSEs will require lenders to use the ‘alternate’ Closing Disclosure form noted in H-25(E) of the Integrated

Mortgage Disclosures regulation, if they wish to deliver the loan to the GSEs. Please refer to the UCD FAQs and Appendix F: UCD Sample Use Cases posted on each GSE's UCD webpage for more information regarding how to

address specific situations using the 'alternate' form.

▪ Split Disclosures - If Split Disclosures are generated for the transaction, both the Borrower and Property Seller views must be provided, according to the "UCD Split Disclosure Spec" tab in Appendix H/I. Note that in this

case, 2 PDF files (one for each disclosure) must be embedded in the DOCUMENT_SET.

▪ GSE Data Points - Data points marked as "GSE" in Appendices H/I: UCD Delivery Specification must be included in the XML file that is delivered to the GSEs according to their Conditionality specifications.

▪ XML Data Points - Data points marked as "XML" in Appendices H/I: UCD Delivery Specification must be included in the XML file that is delivered to the GSEs according to their Conditionality specifications. These data

points are necessary for the proper formation of the XML file.

ARC Roles

MISMO ARC roles are used in the UCD dataset to associate entity information listed on the Closing Disclosure in the “Contact Information” section with individuals working at that entity. The UCD Delivery Specification

includes information regarding how ARC Roles should be created in the XML file to show these associations. Additionally, a separate "UCD ARC Roles" tab is included to provide a clearer understanding of the ARC Role

association.Appendix H/I: UCD Delivery Specification

Read Me 1 of 1Document Version 1.4

January 31, 2017

Revision History

January 31, 2017 1.4 The following changes were made to UCD specification, please refer to the "Spec Updates 1-31-2017" tab to see additional details:

UCD Attributes

All attributes in the UCD Spec tabs have been prefixed with an "@" to make them more easily identifiable. In addition, the attributes have been moved so that

they are located directly below the entity they are intended to modify.UCD Enumerations

UCD Enumerations are now separate by pipes rather than carriage returns.

Removed Tabs

Purchase Spec

NonSeller Spec

UCD ARC Roles

Sequence Number

Added Data Points

IdentifierOwnerURI (new instance)

IntegratedDisclosureSectionTotalAmount (new instance)

IntegratedDisclosureSectionType (new instance)

IntegratedDisclosureSubsectionType (new instance)

IntegratedDisclosureSectionType (new instance)

PersonalPropertyAmount (new instance)

Revised MISMO v3.3.0 Xpath for the following data points and containers

PartyRoleIdentifier

PARTY_ROLE_IDENTIFIER

ROLE

Added/Revised/Removed Enumerations for the following data points

FeeType

EscrowItemType

PartyRoleType

ProrationItemType

Revised UCD Conditionality

PROPERTY_VALUATIONS

PROPERTY_VALUATION

PROPERTY_VALUATION_DETAIL

Revised UCD Conditionality Details for the following data points

FeePaidToType

PrepaidItemPaidFromDate

PrepaidItemPaidThroughDate

PerChangeMinimumPrincipalAndInterestPaymentAmount

PerChangeMaximumPrincipalAndInterestPaymentAmount

This tab documents the changes that were introduced with each UCD dataset release and includes the document release date, version number, and description of the

changes.

Appendix H/I: UCD Delivery Specification

Revision History 1 of 10Document Version 1.4

January 31, 2017

Revision History


changes.

Revised UCD Cardinality for the following data points and/or Containers


PREPAID_ITEMS

PREPAID_ITEM

PREPAID_ITEM_DETAIL

PROPERTY_VALUATIONS

PROPERTY_VALUATION


Revised UCD Notes for the following data points

PrepaidItemPaymentPaidByType

PrepaidItemPaymentTimingType

DataVersionIdentifier

ProrationItemTypeOtherDescription

ClosingAdjustmentItemTypeOtherDescription

EscrowItemTypeOtherDescription

Revised Namespace

MESSAGE

Revision Publication

Date

Revision Version

No.

Revision Summary Description

September 27, 2016 1.3 The following changes were made to UCD specification, please refer to the "Spec Updates 9-27-2016" tab to see additional details:

Added Data Points

FullName (new instance)

PartyRoleIdentifier (new instance)

Revised Form Field ID for the following data points

IdentifierOwnerURI

IntegratedDisclosureSectionType

LicenseIdentifier

Revised Form Field Name for the following data points

IntegratedDisclosureCashToCloseItemAmountChangedIndicator

PayoffAmount

SequenceNumber

xlink:arcrole

xlink:from

xlink:to

Revised MISMO v3.3.0 Xpath for the following data points

LateChargeAmount



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Revision History


changes.

LateChargeGracePeriodDaysCount

LateChargeRatePercent

LateChargeType

SequenceNumber

xlink:arcrole

xlink:from

xlink:to

Added/Revised/Removed Enumerations for the following data points


FeeType

EscrowItemType

EscrowItemTypeOtherDescription

PartyRoleType

PrepaidItemTypeOtherDescription

ProjectedPaymentEscrowedType

ProrationItemType

Revised UCD Conditionality for the following data points

DocumentTypeOtherDescription

IdentifierOwnerURI


IntegratedDisclosureCashToCloseItemEstimatedAmount

LicenseAuthorityLevelType

LicenseIssueDate

LoanMaturityPeriodCount

LoanMaturityPeriodType

MIScheduledTerminationDate

PrepaidItemType


AdjustmentRuleType

BuydownChangeFrequencyMonthsCount

BuydownDurationMonthsCount

BuydownIncreaseRatePercent

ClosingAdjustmentItemType

CountryCode

FullName

IdentifierOwnerURI



January 31, 2017

Revision History


changes.


IntegratedDisclosureCashToCloseItemEstimatedAmount


LicenseAuthorityLevelType

LicenseIdentifier

LicenseIssueDate

LicenseIssuingAuthorityName

LicenseIssuingStateCode

LoanMaturityPeriodCount

LoanMaturityPeriodType

PerChangePrincipalAndInterestPaymentAdjustmentFrequencyMonthsCount

PrepaidItemType

PrepaymentPenaltyExpirationMonthsCount

ProjectedPaymentMIPaymentAmount


RegulationZPointsAndFeesIndicator

Revised UCD Cardinality for the following data points and/or Containers

DOCUMENT_SET

PRINCIPAL_AND_INTEREST_PAYMENT_PER_CHANGE_ADJUSTMENT_RULE

LATE_CHARGE_RULE


AutomatedUnderwritingCaseIdentifier



Revised Namespace

MESSAGE container

DisplayLabelText

November 17, 2015 1.2 The following changes were made to UCD specification, please refer to the "Spec Updates 11-17-2015" tab to see additional details:

Added Data Points

DocumentSignatureRequiredIndicator

MIMETypeIdentifier

PartyRoleTypeOtherDescription

ProjectedPaymentCalculationPeriodTermTypeOtherDescription

PartialPaymentApplicationMethodTypeOtherDescription

SubordinateFinancingIsNewIndicator

Removed Data Points

EscrowAccountRolloverAmount



January 31, 2017

Revision History


changes.

MIMETypeIdentifier

PrepaymentPenaltyExpirationDate

LimitedPrincipalAndInterestPaymentPeriodEndDate

LoanNegativeAmortizationResolutionType

LoanNegativeAmortizationResolutionTypeOtherDescription

Added/Removed Enumerations for the following data points

AssetType



DocumentType

DocumentTypeOtherDescription

EscrowItemType

FeeType

IdentifierOwnerURI

LienPriorityType

LiabilityType

LiabilityTypeOtherDescription

PartialPaymentApplicationMethodType

PartyRoleType

PartyRoleTypeOtherDescription

PrepaidItemType

ProjectedPaymentCalculationPeriodTermType


Revised MISMO v3.3.0 Parent Container for the following data points


PaymentFrequencyType

Revised MISMO v3.3.0 Xpath for the following data points



Revised UCD Conditionality for the following data points

NegativeAmortizationIndicator

PaymentOptionIndicator

SeasonalPaymentFeatureIndicator


ActualSignatureType

AdjustmentRuleType

BuydownChangeFrequencyMonthsCount

BuydownDurationMonthsCount



January 31, 2017

Revision History


changes.


BuydownInitialEffectiveInterestRatePercent

BuydownReflectedInNoteIndicator

CeilingRatePercent

CeilingRatePercentEarliestEffectiveMonthsCount

ClosingAdjustmentItemAmount

DisclosedFullyIndexedRatePercent

DisplayLabelText

EscrowCollectedNumberOfMonthsCount

EscrowItemActualPaymentAmount

EscrowItemPaymentPaidByType

EscrowItemPaymentTimingType

EscrowMonthlyPaymentAmount

EventTypeOtherDescription

ExecutionDate

ExecutionDatetime

FeeActualPaymentAmount

FeeActualTotalAmount

FeePaidToType

FeePaymentPaidByType

FeePaymentPaidOutsideOfClosingIndicator

FirstRateChangeMonthsCount

FloorRatePercent

FullName

IdentifierOwnerURI

IndexType


IntegratedDisclosureSubsectionType


LiabilityDescription

LiabilitySecuredBySubjectPropertyIndicator

LiabilityType

LicenseIdentifier

LicenseIssueDate

LoanIdentifierType

MarginRatePercent

MIScheduledTerminationDate

NegativeAmortizationIndicator



January 31, 2017

Revision History


changes.

NoteRatePercent

OptionalCostIndicator

PaymentOptionIndicator

PayoffAmount

PerChangeMaximumIncreaseRatePercent

PerChangeMaximumPrincipalAndInterestPaymentAmount

PerChangeMinimumPrincipalAndInterestPaymentAmount

PerChangePrincipalAndInterestPaymentAdjustmentFrequencyMonthsCount

PerChangeRateAdjustmentFrequencyMonthsCount

PersonalPropertyAmount

PostalCode


ProjectedPaymentCalculationPeriodEndNumber

ProjectedPaymentCalculationPeriodStartNumber

ProjectedPaymentCalculationPeriodTermType

ProjectedPaymentEscrowedType

ProjectedPaymentEstimatedEscrowPaymentAmount

ProjectedPaymentEstimatedTotalMaximumPaymentAmount

ProjectedPaymentEstimatedTotalMinimumPaymentAmount

ProjectedPaymentMIPaymentAmount

ProjectedPaymentPrincipalAndInterestMaximumPaymentAmount

ProjectedPaymentPrincipalAndInterestMinimumPaymentAmount

ProrationItemAmount

RealPropertyAmount


SalesContractAmount

SeasonalPaymentFeatureIndicator

SequenceNumber

StateCode

TotalOptionalPaymentCount

TotalStepCount

TotalStepPaymentCount

WeightedAverageInterestRatePercent

Revised UCD Cardinality for the following data points

MISMOReferenceModelIdentifier


ActualSignatureType




January 31, 2017

Revision History


changes.


ExecutionDate

ExecutionDatetime



Revised Form Field ID for the following data points

BuydownInitialEffectiveInterestRatePercent

DisclosedFullyIndexedRatePercent



LiabilityType

LicenseIdentifier


WeightedAverageInterestRatePercent

• Added "UCD Split Delivery Spec" tab

• Added "UCD Spec Changes 04-07-2015" tab



January 31, 2017

Revision History


changes.

April 7, 2015 1.1 Initial versionIncluded the following changes to Appendices A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model:

▪ Added existing MISMO v3.3.0 enumerations to Fee Type: 203K Architectural And Engineering Fee, 203K Consultant Fee, 203K Permits, Bond

Fee, Escrow Service Fee, MERS Registration Fee

▪ Deleted data points: Step Payment Feature Description

▪ Deleted enumerations for:

• Fee Paid To Type = "Affiliate Provider"

• Closing Adjustment Item Type = "Satisfaction of Subordinate Lien"

▪ Changed mappings:

• Form Field 11.4 in section “K. Due from Borrower at Closing” - In previous versions of the UCD, mapped to the ClosingAdjustmentItemType

and ClosingAdjustmentItemAmount data points. This field has been remapped to the LiabilityType and PayoffAmount data points.

• Form Field 12.4 in section “L. Paid Already by or on Behalf of Borrower at Closing” - A new datapoint, LiabilityDescription, has been added to

the mapping for Form Field 12.4 in section “K. Due from Borrower at Closing” to convey information that is required to be disclosed by the

Regulation, but does not impact the calculations in the “Summaries of Transaction” section (e.g. the ‘Satisfaction of Jr. Lien $5,000 POC

Borrower’ entry shown in H-25(C)).

▪ Modified XPaths and additional MISMO container structures to support embedded PDFs and align with MISMO’s Retrievable SMART Doc

profile. This change necessitates a different path through the XML schema. The DOCUMENT_SETS structure is needed to carry both data and

the form, and is inserted as shown below:

• MESSAGE/ABOUT_VERSIONS/ABOUT_VERSION (about the XML file instance)

• MESSAGE/DOCUMENT_SETS/DOCUMENT_SET/DOCUMENTS/DOCUMENT/AUDIT_TRAILAUDIT_TRAIL_ENTRY_DETAIL (about the XML file if

an electronic signature is used)

• MESSAGE/DOCUMENT_SETS/DOCUMENT_SET/DOCUMENTS/DOCUMENT/DEAL_SETS/DEAL_SET/DEALS/DEAL (about the data)

• MESSAGE/DOCUMENT_SETS/DOCUMENT_SET/DOCUMENTS/DOCUMENT/SIGNATORIES/SIGNATORY/EXECUTION/EXECUTION_DETAIL

(about the signature on the PDF)

• MESSAGE/DOCUMENT_SETS/DOCUMENT_SET/DOCUMENTS/DOCUMENT/SYSTEM_SIGNATURES/SYSTEM_SIGNATURE (about an electronic

signature on the XML file)

•MESSAGE/DOCUMENT_SETS/DOCUMENT_SET/DOCUMENTS/DOCUMENT/VIEWS/VIEW/VIEW_FILES/VIEW_FILE/FOREIGN_OBJECTFOREIGN_

OBJECT (about the PDF)

• MESSAGE/DOCUMENT_SETS/DOCUMENT_SET/DOCUMENTS/DOCUMENT/ABOUT_VERSIONS/ABOUT_VERSION (about the SMARTDoc

version carrying the data and PDF)

•MESSAGE/DOCUMENT_SETS/DOCUMENT_SET/DOCUMENTS/DOCUMENT/DOCUMENT_CLASSIFICATION/DOCUMENT_CLASSES/DOCUMENT_

CLASS/DOCUMENT_



January 31, 2017

Revision History


changes.

February 24, 2015 1.0



January 31, 2017

Tab Description

Tab Name Tab Description

Front Cover This tab lists the Appendices H/I: UCD Delivery Specification document version number and version publication date.

ReadMe This tab highlights important information and changes that are introduced with the UCD dataset version.

Revision History This tab documents the changes that were introduced with each UCD dataset release. It include the document

release date, version number, and description of the changes.

Tab Description This tab describes each tab found in the Appendices H/I: UCD Delivery Specification document.

Column Description This tab describes the column names and description of each column in the Appendices H/I: UCD Delivery

Specification document.

Update Description This tab contains a combined list of changes with a description of the event that initiated the update.

UCD Spec Updates This tab contains the list of changes made to the UCD Delivery Spec in this publication.

UCD Delivery Spec This tab contains the UCD dataset and with the Data Points, Definitions, Enumerations, Conditionality, Conditionality

Details, Format, Xpath, and Dataset Notes effective with this release version, used to create the Model/Alternate

form XML structure.UCD Split Disclosure Spec This tab contains the UCD dataset and with the Data Points, Definitions, Enumerations, Conditionality, Conditionality

Details, Format, Xpath, and Dataset Notes effective with this release version, used to create the Split Disclosure

form XML structure. The seller instance of the split begins with Unique ID 0.000.UCD Enumerations This tab contains the complete list of enumerations for each data point in the UCD Delivery Spec.

UCD Visual Schema This tab contains a graphical version of the Delivery Spec.

UCD ARC Roles This tab contains ARC Role Structures to link entity and individual information in the "Contact Information" table on

the Closing Disclosure form.


Tab Description 1 of 1Document Version 1.4

January 31, 2017

Column Description

Column Name

(UCD Map tab)

Column Definition

(UCD Map tab)

Unique ID This column lists the unique number assigned to each instance of a MISMO data point.

Form Sort ID This column lists the unique number assigned to the MISMO data point which provides the ability to sort and display the data in form

order.

XML Sort ID This column lists the unique number assigned to the MISMO data point which provides the ability to sort and display the data in XML

order.

UCD Form Field ID Red numbers super-imposed on the sample Closing Disclosure.

• GSE Requirement: This data point is not required by the Integrated Mortgage Disclosures Regulation, but is required by the GSEs to

be included in the XML file if the associated condition applies.

• XML Requirements: This data point is required for proper transmission or formation of the XML file

• CFPB Form Requirement: This data point is required to complete the Closing Disclosure

All three (3) categories of datapoints are required by the GSEs upon delivery of the UCD dataset.

UCD Form Field Name Name of the field as shown on the Closing Disclosure.

MISMO v3.3 XPath This is the hierarchical path through the MISMO v3.3 schema document for a given data point. The XPath along with the data point

name enable unique identification of a data value within the schema.

MISMO v3.3 Parent Container This column lists the name of the MISMO v3.3 parent container of the corresponding MISMO data point.

MISMO v3.3.0 Data Point/Attribute Name This column lists the MISMO data point or attribute name (i.e. term name) for the associated data element.

MISMO v3.3 Data Point/Attribute Definition This column lists the MISMO definition for the associated data point.

UCD Supported Enumerations This column only applies to MISMO data points with 'enumerated' indicator in the UCD Format column and lists the UCD–supported

MISMO enumerations (allowable values) for the corresponding MISMO data point per the Integrated Mortgage Closing Disclosure

regulation. The cell is blank when the MISMO data point does not have enumerated values.


Column Description 1 of 2Document Version 1.4

January 31, 2017

Column Description

Column Name

(UCD Map tab)

Column Definition

(UCD Map tab)

UCD Format This column lists the following 10 data types supported in the ULDDS:

• Amount n (999999999.99): Represents a number for the dollar amount, with n specifying the maximum number of digits allowed for

the associated data point.

• Boolean (false, true): MISMO data point terms ending with “Indicator” have values of "false" or "true". These values must be provided

in lower case or the loan delivery XML file will fail schema validation.

• Date (YYYY-MM-DD): Represents a specific date. The date must contain a dash (-) between the year, month, and day, for example,

"2010-03-25".

• Datetime (YYYY-MM-DDThh:mm:ss): Represents both date and time. This data type can also be used to capture only the date. The

date and time both must be provided unless directed otherwise. When provided, the date and time must be separated by the

designator "T", for example, "2010-03-25T15:21:47". When only the date is specified, the designator "T" and the time value should NOT

be included, for example, "2010-03-25".

• Enumerated (list of valid values): Represents a list of predefined values, and applies always to MISMO terms ending in “Type” and

“OtherDescription”, and sometimes to terms ending in “Description,” “Code,” and “Identifier”. Each value must be delivered exactly as

printed, following all spacing and capitalization or the loan delivery XML file will fail schema validation.

• Numeric n (999999999): Represents whole numbers only with n specifying the maximum number of digits allowed for the associated

data point. The numeric value must not contain commas "," or decimals ".".

• Percent (999.9999 N.n): Represents arbitrary precision decimal numbers. For each decimal field, the total and fraction digits are

specified. For example, the designation "3.4" means that the number of total digits N may not exceed 3 and the number of fraction

digits n may not exceed 4. The following values are acceptable: "95.65", "1.55", ".3601", and "999".

• String n: Represents a character string with n specifying the maximum number of characters allowed for the associated data point.

Several data points (e.g., PostalCode and TaxpayerIdentifierValue) do not allow the value to contain dashes "-". Delivery Conditionality This column lists the conditionality required by the Integrated Mortgage Closing Disclosure regulation for the corresponding MISMO

data point. The column lists one of three indicators:

• Required (R): The corresponding data point must be included in the XML file.

• Conditionally Required (CR): The corresponding data point must be included in the XML file when a defined condition exists.

• Optional (O): The corresponding data point may be listed in the XML file per the Integrated Mortgage Closing Disclosure regulation

when a defined condition exists.

Delivery Conditionality Details This column provides the criteria upon which the MISMO data point Conditionality is formed.

Delivery Notes This column provides additional explanatory text to support the conditionality, conditionality details or enumeration information.



January 31, 2017

Update Description

SUMMARY OF CHANGES • UCD Purchase Spec Tab and UCD Non-Seller Spec Tab have been removed. The GSEs have removed these tabs as this is the same

information in the UCD Delivery Spec 01-31-17 tab.

• Column MISMO v3.3.0 Data Point Name and MISMO v3.3.0 Data Point Definition have been updated to be MISMO v3.3.0 Data Point

Name/Attribute Name and MISMO v3.3.0 Data Point/Attribute Definition. Attributes will be identified with a @. All attributes are

positioned directly below the entity they are intended to support. This change was a request from industry as they needed any easy way

to make the determination between a data point and an attribute (i.e. @MISMOReferenceModelIdentifier).

• In addition, we have identified the GSE specific data points with the gse: namespace. The URI for the gse namespace is

http://www.datamodelextension.org (i.e. gse:IntegratedDisclosureSectionType).

• Added new Unique ID (0.000) on the Split Disclosure Tab. This data point was added to help identify the beginning of the Seller Split

structure.

• UCD Supported Enumerations are now separated by pipes rather than carriage returns on all tabs.

• UCD Enumerations Tab has been updated to reflect the combined Unique IDs.

• Form Sort ID column has been updated in the Delivery Spec 01-31-17 tab and removed from the Split Disclosure Spec tab.

• Documentation Updates:

- Unique IDs: corrected several instances of Unique IDs in the Split Disclosure Spec tab to enforce referential integrity to the Delivery

Spec. Related structures and datapoints have not changed, unless shown specifically on the UCD Spec Updates Tab.

- Added missing opening and closing containers to be consistent with the rest of the Specification. Related structures and datapoints also

have not changed.

Unique ID Change Description

0.054 This update corrects an incorrect namespace discovered in the xmlns attribute supporting the MESSAGE container.

0.052 AND 999.642 AND 999.647 An incomplete XPath was provided for the PartyRoleIdentifier data point, the PARTY_ROLE_IDENTIFIER container and the ROLE

container. This update gives the correct XPath.

7.076 | 11.032 These updates correct a misspelling in the enumerations as well as removing a duplicate instance of the FeeType data point which was

included in the publication. This update corrects the duplication by removing 11.032 and combining the values with 7.076.

11.047 AND 11.049 Corrects the conditionality details for two data points in the PRINCIPAL_AND_INTEREST_PAYMENT_PER_CHANGE_ADJUSTMENT_RULE

structure. The conditionality, as currently written, indicates that these data points are to be delivered for standard ARM products and

that is not the intention. The updated conditionality is intended to be more specific as to exactly when and under what conditions these

data points should be delivered.

10.115 AND 10.005 | 10.068 AND 10.385 The CashToSellerAtClosingAmount, PersonalPropertyAmount and IntegratedDisclosureSectionType of DueFromSellerAtClosing were not

included in the Seller Instance of the “UCD Split Disclosure Spec” tab giving the impression that they were not needed as part of the data

set. These are both required as part of the Seller Instance of the “UCD Split Disclosure Spec” tab.



January 31, 2017

Update Description


4.014 | 5.009 | 5.065 | 11.046 The PaymentFrequencyType should be delivered in both the PAYMENT_RULE container as well as each instance of the

PROJECTED_PAYMENT container.

10.093 AND 10.299 AND 10.301 AND 11.032

AND 10.190 AND 10.197 AND 10.204

The LiabilityType data point was entered two extra times in the same instance of the LIABILITY_DETAIL container. This data point may

only exist once in the container. FeeType duplicate entry was removed from FEE_DETAIL container. This data point may only exist once in

the container. ProrationItemType data point was entered two extra times in the same instance of the PRORATION_ITEM container in the

Split Disclosure.999.618 AND 10.306 This structure is intended to hold liabilities that occur outside the transaction that must be disclosed. A description of the liability should

be delivered but a payoff amount is not required for these situations. This instance of PAYOFF was moved to be associated with the

LiabilityType in 15.8.

8.169 |8.175 | 8.276 | 8.284 AND 10.074 |

10.241 | 10.246 | 10.251 AND 10.215 |

10.221 |10.227 | 10.233 AND 10.151 |

10.276 | 10.281 |10.286 AND 8.012 | 8.236 |

8.259 | 8.266

These updates represent enumeration corrections, which include both typos as well as unintentional omissions. Those enumerations that

were changed are listed first in the "UCD Spec Updates 01-31-17" tab; however, all enumerations are alphabetized in the UCD Delivery

Spec tabs.

999.654, 999.655, 11.119, 11.120 AND

11.121

These updates require an additional repeat of the INTEGRATED_DISCLOSURE_SECTION_SUMMARY_DETAIL container representing

Section 11.3 of the form, which is "Closing Costs Due At Closing (J)" in the Summaries of Transactions table, and should contain the

Borrower-Paid Closing Costs Due At Closing (from Section J) with the Lender Credits removed from the total. Please note that, if Lender

Credits are included in the transaction, this will be a different amount than the Closing Costs presented in section 9.2.

999.639 AND 0.055 The Loan Delivery File Preparer can contain a repeat (one for each GSE), so the maximum cardinality needed to be increased to support

the second occurrence and the IdentifierOwnerURI needed to be added to qualify the different instances.

8.257 AND 8.25 AND 8.251 AND 8.253 AND

8.254

The GSEs were made aware that Prepaid Interest is always required to appear on the form, even if the amount is zero. On the rare

occasion that there is no prepaid interest on a transaction, the delivery specification should be able to handle the zero values. These

updates alter the delivery specification to allow for the potential zero value in the Prepaid Interest line item.

997.031 AND 997.032 These updates represent a correction to a copy and paste error in conditionality. "AND AddressUnitIdentifier exists" is not and should

never be a part of conditionality for this structure.

8.056 AND 10.120 AND 16.019 AND 0.046 These updates represent clarification for supported enumerations in the Delivery Notes. The intention has always been that

"TypeOtherDescription" be a free-form text field for these Unique IDs.

3.025 | 11.039 The AmortizationType data point was entered twice in the same instance of the AMORTIZATION_RULE container. This data point may

only exist once in the container and so was combined in the same fashion as the "UCD Delivery Spec 01-31-17" tab.



January 31, 2017

Update Description


10.190 AND 10.197 AND 10.204 The ProrationItemType data point was entered three extra times in the same instance of the PRORATION_ITEM container in the "UCD

Split Disclosure Spec" tab. This data point may only exist once in the container.

0.046 This update specifies that the Closing Disclosure Alternate Form must be used for all Non-Seller Transactions. Though the GSEs have not

changed their requirements, we thought it is important to call out in Appendix H/I.

999.031 AND 999.032 AND 999.033 Corrected conditionality and cardinality for the PROPERTY_VALUATIONS, PROPERTY_VALUATION and PROPERTY_VALUATION_DETAIL

containers.

997.104 | 997.105 | 997.106 | 997.107 The xlink:label attribute was combined into one row in the Seller instance of the UCD Split Disclosure Spec tab, so the unique ID will

reconcile with the UCD Delivery Spec tab.



January 31, 2017

UCD Updates 01-31-2017

Unique ID Change Description Combined

UCD Form

Field ID

Closing Disclosure Form

Field Name

MISMO v3.3.0 XPath MISMO v3.3.03

Parent Container

MISMO v3.3.0 Data

Point/Attribute Name

MISMOv3.3.0 Data

Point/Attribute

Definition

UCD Supported Enumerations UCD Format PURCHASE: Delivery

Conditionality

PURCHASE: Delivery

Conditionality Details

PURCHASE: Cardinality PURCHASE: Delivery

Notes

NON-SELLER: Delivery

Conditionality



NON-SELLER:

Cardinality


Notes

0.054 Corrected namespace name for EXTENSIONs XML XML Requirement MESSAGE MESSAGE @xmlns:gseUCD="http:/

/www.datamodelextensi

String 30 R 1:1 R 1:1

0.052 Corrected XPath GSE GSE Specific Data Point MESSAGE/DOCUMENT_SETS/DOCUM

ENT_SET/DOCUMENTS/DOCUMENT/

DEAL_SETS/PARTIES/PARTY/ROLES/R

OLE/PARTY_ROLE_IDENTIFIERS/PART

PARTY_ROLE_IDE

NTIFIER

PartyRoleIdentifier The unique identifier

assigned to the party

role.

StrIng 50 CR IF PartyRoleType =

"LoanDeliveryFilePreparer"

AND Exists

N/A CR IF PartyRoleType =

"LoanDeliveryFilePrepar

er" AND Exists

N/A

999.642 Corrected Xpath MESSAGE/DOCUMENT_SETS/DOCUM



OLE/PARTY_ROLE_IDENTIFIERS/PART

Y_ROLE_IDENTIFIER

PARTY_ROLE_IDE

NTIFIER

N/A CR 0:1 CR 0:1

999.647 Corrected Xpath MESSAGE/DOCUMENT_SETS/DOCUM



OLE

ROLE N/A CR 0:1 CR 0:1

7.076 | 11.032 Corrected Spelling of

AppraisalManagementCompanyFee

7.3 | 18.7 A. Origination Charges -

Loan Points

MESSAGE/DOCUMENT_SETS/DOCUM


FEE_DETAIL FeeType Specifies the general

type of fees associated

AppriaaisalManagementCompan

yFee |

Enumerated CR If origination charges are part

of this transaction.

Escrow Waiver Fee is

the only item used for

CR If origination charges are

part of this transaction.

Escrow Waiver Fee is

the only item used for

11.047 The 9/27 revised conditionality details was

reflected on the Update Tab, but was

inadvertently not updated in the Specification

tabs. The

19.6 Monthly Principal and

Interest Payments - First

Change Min Amount



DEAL_SETS/DEAL_SET/DEALS/DEAL/L

OANS/LOAN/ADJUSTMENT/PRINCIPA

PRINCIPAL_AND_I

NTEREST_PAYME

NT_PER_CHANGE

_ADJUSTMENT_R

PerChangeMinimumPrin

cipalAndInterestPaymen

tAmount

The minimum dollar

amount of the principal

and interest payment

possible for the

Amount 9.2 CR IF InterestOnlyIndicator=

"true" OR

AmortizationType="Step" OR

SeasonalPaymentFeatureIndic

CR IF InterestOnlyIndicator=

"true" OR

AmortizationType="Step

" OR 11.049 The 9/27 revised conditionality details was

reflected on the Update Tab, but was

19.6 Monthly Principal and

Interest Payments - First



PRINCIPAL_AND_I

NTEREST_PAYME

PerChangeMaximumPri

ncipalAndInterestPayme

The maximum dollar

amount of the principal

Amount 9.2 CR IF InterestOnlyIndicator=

"true" OR

CR IF InterestOnlyIndicator=

"true" OR

10.115 Corrected an omission from the Seller Instance

in the Split Disclosure Tab

16.3 | 16.3.1 CALCULATION - Cash

From / To Seller



CLOSING_INFOR

MATION_DETAIL

CashToSellerAtClosingA

mount

The total dollar amount

received by the seller to

Amount 9.2 CR IF Total Due to Seller at Closing

(M) > Total Due from Seller at

N/A

5.009 | 5.065 Added Payment Frequency Type to the

PROJECTED_PAYMENT container

5.5 | 5.6.2 Estimated Total (Period)

Payment




OANS/LOAN/DOCUMENT_SPECIFIC_D

PROJECTED_PAY

MENT

PaymentFrequencyType Specifies the frequency

of the mortgage

payment.

Annual | AtMaturity | Biweekly

| Monthly |Quarterly |

Semiannual | Semimonthly |

Weekly

Enumerated R R

4.014 | 5.009 | 5.065|

5.084 | 11.046

Corrected Unique ID and Form Field ID -- an

additional instance of PaymentFrequencyType

4.3 | 5.5 |

5.6.2 |19.5

(Period) Principal &

Interest



PAYMENT_RULE PaymentFrequencyType Specifies the frequency

of the mortgage

Annual | AtMaturity | Biweekly

| Monthly |Quarterly |

Enumerated R R

10.093 | 10.299 |

10.301

Corrected Unique ID and Form Field ID -- only

one instance of LiailityType may be present in

15.4 | 15.5 |

15.6

N. Due from Seller at

Closing - Payoff of



LIABILITY_DETAIL LiabilityType Specifies the general

names (types) of items

CollectionsJudgmentsAndLiens |

DelinquentTaxes |

Enumerated CR IF liability exists AND

IntegratedDisclosureSectionTy

N/A

10.299 Removed the single instance of the liability

type.

15.5 N. Due from Seller at

Closing - Payoff of





SecondPositionMortgageLien Enumerated CR IF liability exists AND


N/A

10.301 Removed the single instance of the liability

type.


Closing - Payoffs






DelinquentTaxes |



N/A

999.618 PAYOFF is not used when LiabilityDescription is

present. Instead, this instance of PAYOFF



PAYOFF N/A CR 0:1 N/A 0:0

10.306 PAYOFF is not used when LiabilityDescription is

present. Instead, this instance of PAYOFF

15.8.1 N. Due from Seller at

Closing - Payoff of



PAYOFF PayoffAmount The dollar amount for

the debt that is being

Amount 9.2 CR IF LiabilityType exists N/A

8.169 |8.175 | 8.276 |

8.284

Added three enumerations, corrected two

enumerations

8.11 | 8.12 |

8.13 | 8.14

Initial Escrow Payment

at Closing -



ESCROW_ITEM_D

ETAIL

EscrowItemType Specifies the type of

Escrow Item.

ParishTax |

PestInspectionInsurance |

Enumerated CR IF EscrowIndicator = "true". CR IF EscrowIndicator =

"true".

10.074 | 10.241 |

10.246 | 10.251

Updated Wind And Storm Insurance Premium

enumeration in Specification Tabs

14.4 | 14.5 |

14.6 | 14.7

M. Due to Seller at

Closing - Adjustments



PRORATION_ITE

M

ProrationItemType Identification of a

monthly housing

WindAndStormInsurancePremiu

m | BoroughPropertyTax |

Enumerated CR If a proration item is paid by

the seller in advance as part of

N/A

10.215 | 10.221

|10.227 | 10.233



12.8 | 12.9 |

12.10 | 12.11

L. Paid Already by or on

Behalf of Borrower at



PRORATION_ITE

M


monthly housing



Enumerated CR If a proration item that is

unpaid by seller as part of this

N/A

10.151 | 10.276 |

10.281 |10.286



15.9 | 15.10 |

15.11 | 15.12


Closing -Adjustments for



PRORATION_ITE

M


monthly housing



Enumerated CR If a proration item is unpaid by

the seller in the transaction.

N/A

8.012 | 8.236 | 8.259 |

8.266


enumeration in the Split Disclosure Tab

8.5 | 8.6 | 8.8

| 8.9

F. Prepaids - Prepaid

Homeowner's Insurance



PREPAID_ITEM_D

ETAIL

PrepaidItemType Identification of a

monthly housing

WindAndSsstormInsurancePremi

um |BoroughPropertyTax |

Enumerated CR If prepaid item is present in

the transaction.

CR If prepaid item is

present in the

999.654 Additional instance of

INTEGRATED_DISCLOSURE_SECTION_SUMMAR



INTEGRATED_DIS

CLOSURE_SECTIO

N/A CR 0:1 N/A 0:0


INTEGRATED_DISCLOSURE_SECTION_SUMMAR



INTEGRATED_DIS

CLOSURE_SECTIO

N/A CR 0:1 N/A 0:0


IntegratedDisclosureSectionTotalAmount must

11.3.1 K. Due from Borrower at

Closing - Closing Costs



INTEGRATED_DIS

CLOSURE_SECTIO

IntegratedDisclosureSec

tionTotalAmount

The total amount of

itemized charges and

Amount 9.2 CR IF Lender Credits <> 0. N/A


IntegratedDisclosureSectionType =

11.3 K. Due from Borrower at




INTEGRATED_DIS

CLOSURE_SECTIO

IntegratedDisclosureSec

tionType

The title or description

used to identify a

DueFromBorrowerAtClosing Enumerated CR IF Lender Credits <> 0. N/A


IntegratedDisclsoureSubsectionType =

11.3 K. Due from Borrower at




INTEGRATED_DIS

CLOSURE_SECTIO

IntegratedDisclosureSub

sectionType


used to identify a

ClosingCostsSubtotal Enumerated CR IF Lender Credits <> 0. N/A

10.385 In the 9/27 specification inadvertently left off

the section type associated to the Liability


Closing - Other Items



OTHER gse:IntegratedDisclosure

SectionType


used to identify a

DueFromSellerAtClosing Enumerated CR If an item exists that is outside

the transaction that must be

N/A

11.032 Deleted duplicate entry 18.7 NO - Escrow Waiver Fee MESSAGE/DOCUMENT_SETS/DOCUM


FEE_DETAIL FeeType Specifies the general

type of fees associated

EscrowWaiverFee Enumerated CR IF EscrowIndicator = "false"

and lender charges a fee to

If the fee is populated

for Sections A or B then

CR IF EscrowIndicator =

"false" and lender

If the fee is populated

for Sections A or B then

999.639 Increased Cardinality MAX from "1" to "2" to

allow two loan delivery file preparers to be

identified



DEAL_SETS/PARTIES/PARTY

PARTY N/A CR 0:1

0:2

CR 0:1

0:2

8.257 Updated conditionality 8.7.1 F. Prepaids - Amount MESSAGE/DOCUMENT_SETS/DOCUM


PREPAID_ITEM_D

ETAIL

FeePaidToType Identifies the category

or type of payee to

Broker | Investor | Lender |

Other | ThirdPartyProvider

Enumerated CR IF PrepaidItemType =

"PrepaidInterest" AND

CR IF PrepaidItemType =


8.25 Updated conditionality 8.7.1 F. Prepaids - Start Date

for Daily Charge



PREPAID_ITEM_D

ETAIL

PrepaidItemPaidFromDa

te

The start date for

calculating the total

YYYY-MM-DD CR IF PrepaidItemType =




8.251 Updated conditionality 8.7.1 F. Prepaids - End Date

for Daily Charge



PREPAID_ITEM_D

ETAIL

PrepaidItemPaidThroug

hDate

The end date for






8.253 Updated delivery notes 8.7.2 | 8.7.3 |

8.7.4 | 8.7.5 |

F. Prepaids - Borrower-

Paid / Seller-Paid / Paid



PREPAID_ITEM_P

AYMENT

PrepaidItemPaymentPai

dByType

The role of the party

making the breakout

Buyer | Lender | Seller |

ThirdParty


"PrepaidInterest".

IF

PrepaidItemPerDiemAm


"PrepaidInterest".

IF


8.254 Updated delivery notes 8.7.2 | 8.7.3 |

8.7.4 | 8.7.5

F. Prepaids - At Closing /

Before Closing



PREPAID_ITEM_P

AYMENT

PrepaidItemPaymentTim

ingType

Defines the point in time

during the origination

AtClosing | BeforeClosing Enumerated CR IF PrepaidItemType =

"PrepaidInterest".

IF



"PrepaidInterest".

IF


0.055 Added IdentifierOwnerURI data point to

support multiple occurrences of Loan Delivery

GSE GSE Specific Data Point MESSAGE/DOCUMENT_SETS/DOCUM


PARTY_ROLE_IDE

NTIFIER

@IdentifierOwnerURI Identifies the owner or

publisher of the

"www.fanniemae.com" |

"www.freddiemac.com"

String 100 O O

997.031 Updated conditionality correcting a copy and

paste error

XML XML Requirement MESSAGE/DOCUMENT_SETS/DOCUM


ROLE @SequenceNumber An integer value used to

provide an order to

5 CR IF PartyRoleType =

"RealEstateAgent" AND

N/A

997.032 Updated conditionality correcting a copy and

paste error

XML XML Requirement MESSAGE/DOCUMENT_SETS/DOCUM


ROLE @xlink:label N/A PARTY5_ROLE1 CR IF PartyRoleType =

"RealEstateAgent" AND

N/A

0.011 Updated Delivery enumerations and Notes XML XML Requirement MESSAGE/DOCUMENT_SETS/DOCUM


ABOUT_VERSION DataVersionIdentifier Specifies the data file

version.

UCD Delivery Specification 1.43 String 30 R Must deliver as "UCD

Delivery Specification

R Must deliver as "UCD

Delivery Specification

10.120 Updated Delivery Notes 14.7 M. Due to Seller at




PRORATION_ITE

M

ProrationItemTypeOther

Description

A free-form text field

used to collect

OtherAssessments String 150 CR IF ProrationItemType =

"Other".

TypeOtherDescription

may also include values

N/A


UCD Delivery Specification Updates 09-27-2016 1 of 2Document Version 1.4

January 31, 2017

UCD Updates 01-31-2017

Unique ID Change Description Combined

UCD Form

Field ID

Closing Disclosure Form

Field Name

MISMO v3.3.0 XPath MISMO v3.3.03

Parent Container

MISMO v3.3.0 Data


MISMOv3.3.0 Data

Point/Attribute

Definition

UCD Supported Enumerations UCD Format PURCHASE: Delivery

Conditionality

PURCHASE: Delivery


PURCHASE: Cardinality PURCHASE: Delivery

Notes


Conditionality



NON-SELLER:

Cardinality


Notes

8.056 Updated Delivery Notes 8.14 G. Initial Escrow

Payment at Closing -



ESCROW_ITEM_D

ETAIL

EscrowItemTypeOtherD

escription

A free-form text field to

collect additional

BoroughPropertyTax String 150 CR IF EscrowItemType = "Other". TypeOtherDescription


CR IF EscrowItemType =

"Other".



0.046 Updated Non-Seller Delivery Notes XML XML Requirement MESSAGE/DOCUMENT_SETS/DOCUM


DOCUMENT_CLAS

S

DocumentTypeOtherDes

cription

A free-form text field

used to collect

ClosingDisclosure:AlternateForm

|

String 150 R R ClosingDisclosure:Altern

ateForm must be used

3.025 | 11.039 Combined Unique IDs 3.025 and 11.039 in the

Split Disclosure tab to match "UCD Delivery

Spec 01-31-17"

3.3 | 19.3 Product

Interest Rate - Can this

amount increase after

closing?




OANS/LOAN/AMORTIZATION/AMORT

AMORTIZATION_

RULE

AmortizationType A classification or

description of a loan or

a group of loans

generally based on the

AdjustableRate | Fixed | GEM |

GPM | GraduatedPaymentARM

| Step

Enumerated R R

10.190 Removed the single instance of the proration

item type from the "UCD Split Disclosure Spec"

11.6 | 11.7 |

11.8 | 11.9

K. Due from Borrower at




PRORATION_ITE

M


monthly housing

CityPropertyTax |

DistrictPropertyTax |



N/A



11.6 | 11.7 |

11.8 | 11.9





PRORATION_ITE

M


monthly housing

CityPropertyTax |




N/A



11.6 | 11.7 |

11.8 | 11.9





PRORATION_ITE

M


monthly housing

CityPropertyTax |




N/A

999.031 Corrected conditionality and cardinality MESSAGE/DOCUMENT_SETS/DOCUM


PROPERTY_VALU

ATIONS

N/A CR

N/A

0:1

0:0

CR 0:1



PROPERTY_VALU

ATION

N/A CR

N/A

0:1

0:0

CR 0:1



PROPERTY_VALU

ATION_DETAIL

N/A CR

N/A

0:1

0:0

CR 0:1

10.005 | 10.068 Corrected an omission from the Seller Instance

in the Split Disclosure Tab

11.2 | 11.2.1 |

14.2 | 14.2.1


Closing - Sale Price of



SALES_CONTRACT

_DETAIL

PersonalPropertyAmoun

t

The dollar amount of

personal property

Amount 9.2 CR IF

PersonalPropertyIncludedIndic

N/A

997.104 | 997.105 |

997.106 | 997.107

Combined Unique IDs 997.106 and 997.107 in

the Seller instance of the Split Disclosure tab to

XML Applicant Signature

Co-Applicant Signature


ENT_SET/DOCUMENTS/DOCUMENT/S

SIGNATORY @xlink:label N/A SIGNATORY_3 | SIGNATORY_4 CR IF Seller signature exists. IF Seller signature exists. N/A

997.104 | 997.105 |

997.106 | 997.107

Updated conditionality correcting a copy and

paste error in the Borrower instance of the

XML Applicant Signature



ENT_SET/DOCUMENTS/DOCUMENT/S

SIGNATORY @xlink:label N/A SIGNATORY_1 | SIGNATORY_2 CR IF Borrower or Seller signature

exists.

IF Borrower or Seller

signature exists.

N/A


UCD Delivery Specification Updates 09-27-2016 2 of 2Document Version 1.4

January 31, 2017

UCD Delivery Specification

Unique ID Form

Sort ID

XML

Sort ID

UCD Form Field ID UCD Form Field Name MISMO v3.3.0 XPath MISMO v3.3.0 Parent Container MISMO v3.3.0 Data Point/Attribute

Name

MISMO v3.3.0 Data

Point/Attribute Definition

UCD Supported Enumerations UCD Format PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes

999.001 99999 1 MESSAGE MESSAGE N/A R 1:1 R 1:1

0.001 99999 2 XML XML Requirement MESSAGE MESSAGE @MISMOReferenceModelIdentifier The MISMO Reference Model

Identifier is a unique value that

represents the version of the

3.3.0299 String 30 R 1:1 R 1:1

0.054 99999 3 XML XML Requirement MESSAGE MESSAGE @xmlns:gse="http://www.datamodele

xtension.org"

String 30 R 1:1 R 1:1

999.002 99999 4 MESSAGE/ABOUT_VERSI

ONS

ABOUT_VERSIONS N/A R 1:1 R 1:1

999.003 99999 5 MESSAGE/ABOUT_VERSI

ONS/ABOUT_VERSION

ABOUT_VERSION N/A R 1:1 R 1:1

0.010 99999 6 XML XML Requirement MESSAGE/ABOUT_VERSI

ONS/ABOUT_VERSION

ABOUT_VERSION CreatedDatetime The date and time at which the

message, deal or document was

created.

YYYY-MM-

DDThh:mm:ss

R The data point

is the created

date time of the

R The data point is

the created date

time of the 998.001 99999 7 End-

ABOUT_VERSION

ABOUT_VERSIONS

N/A N/A N/A N/A N/A

999.004 99999 8 MESSAGE/DOCUMENT_S

ETS

DOCUMENT_SETS N/A R 1:1 R 1:1


ETS/DOCUMENT_SET

DOCUMENT_SET N/A R Min = 1 See GSE

requirement for

Max cardinality

R Min = 1 See GSE

requirement for

Max cardinality999.008 99999 10 MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS

DOCUMENTS N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT

DOCUMENT N/A R 1:1 R 1:1

0.047 99999 12 XML XML Requirement MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT

DOCUMENT @MISMOReferenceModelIdentifier The MISMO Reference Model

Identifier is a unique value that

represents the version of the

3.3.0299 String 30 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

AUDIT_TRAIL N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

AUDIT_TRAIL_ENTRIES N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

AUDIT_TRAIL_ENTRY N/A CR 0:100 CR 0:100


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

AUDIT_TRAIL_ENTRY_DETAIL N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

AUDIT_TRAIL_ENTRY_DETAIL EntryDatetime The date and time the action

occurred. The time must always

contain the proper time zone

YYYY-MM-

DDThh:mm:ss

CR IF

SYSTEM_SIGNATURE

is present.

CR IF

SYSTEM_SIGNAT

URE is present.0.02 99999 18 XML XML Requirement MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

AUDIT_TRAIL_ENTRY_DETAIL EventType For a step in a process, contains

the type of action or state.

Other Enumerated CR IF

SYSTEM_SIGNATURE

is present.

CR IF

SYSTEM_SIGNAT

URE is present.0.021 99999 19 XML XML Requirement MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

AUDIT_TRAIL_ENTRY_DETAIL EventTypeOtherDescription A free-form text field used to

describe the type of action or

state if Other is selected as the

AppliedTamperEvidentSignature String 150 CR IF EventType =

"Other"

CR IF EventType =

"Other"

998.003 99999 20 End-

AUDIT_TRAIL_ENTRY_DETAIL

AUDIT_TRAIL_ENTRY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

DEAL_SETS N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

DEAL_SET N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

DEALS N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

DEAL N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

COLLATERALS N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

COLLATERAL N/A R 1:8 R 1:8


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PLEDGED_ASSET N/A O 0:1 O 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ASSET_DETAIL N/A O 0:1 O 0:1

1.016 |

11.095

29 29 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ASSET_DETAIL AssetType Specifies the general names

(type) of items commonly listed

as financial assets of the

Annuity | Automobile | Boat | Bond |

CertificateOfDepositTimeDeposit | LifeInsurance |

MoneyMarketFund | MutualFund |

Enumerated O May be

disclosed at the

creditor's

O May be disclosed at

the creditor's

option1.022 |

11.102

30 30 1.6 | 17.6 Property MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ASSET_DETAIL AssetTypeOtherDescription A free-form text field used to

collect additional information

when Other is selected as the

String 150 O O

998.005 99999 31 End-

ASSET_DETAIL

PLEDGED_ASSET

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

COLLATERAL N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

SUBJECT_PROPERTY N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS N/A R 1:1 R 1:1

1.007 |

11.016

35 35 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS AddressLineText The address with the address

number, pre-directional, street

name, post-directional, address

String 100 CR IF

UnparsedLegalDescri

ption is not present in

AddressLineTex

t is mutually

exclusive with

CR IF

UnparsedLegalDe

scription is not

AddressLineText is

mutually exclusive

with 1.020 |

11.097

36 36 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS AddressUnitDesignatorType An additional address

designation that further defines

the delivery location. Example:

Apartment | Basement | Building | Condo |

Department | Floor | Front | Hanger | Key |

Lobby | Lot | Lower | Office | Penthouse | Pier |

Enumerated CR IF

AddressUnitIdentifier

is present in the

CR IF

AddressUnitIden

tifier is present 1.008 |

11.017

37 37 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS AddressUnitIdentifier The identifier value associated

with the Secondary Address Unit

Designator. Example: 123, C, B1C,

String 12 CR IF AddressLineText is

present in

SUBJECT_PROPERTY/

CR IF

AddressLineText

is present in 1.009 |

11.018

38 38 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS CityName The name of the city. String 50 CR IF AddressLineText is

present in

SUBJECT_PROPERTY/

CR IF

AddressLineText

is present in 1.011 |

11.019

39 39 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS PostalCode The postal code (ZIP Code in the

US) for the address. ZIP Code

may be either 5 or 9 digits.

String 9 R R

1.010 |

11.02

40 40 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS StateCode The two-character

representation of the US state,

US Territory, Canadian Province,


present in

SUBJECT_PROPERTY/

CR IF

AddressLineText

is present in


UCD Delivery Specification 1 of 37Document Version 1.4

January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes

998.006 99999 41 End-

ADDRESS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LEGAL_DESCRIPTIONS N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LEGAL_DESCRIPTION N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

UNPARSED_LEGAL_DESCRIPTIONS N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

UNPARSED_LEGAL_DESCRIPTION N/A CR 0:1 CR 0:1

1.012 |

11.067

46 46 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

UNPARSED_LEGAL_DESCRIPTION UnparsedLegalDescription The full, unparsed legal

description of a parcel of real

property.


not present in

SUBJECT_PROPERTY/

UnparsedLegalD

escription is

mutually

CR IF

AddressLineText

is not present in

UnparsedLegalDesc

ription is mutually

exclusive with 998.007 99999 47 End-

UNPARSED_LEGAL_DESCRIPTION

UNPARSED_LEGAL_DESCRIPTIONS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROPERTY_DETAIL N/A N/A 0:0 CR 0:1

1.017 49 49 1.7 Estimate Property Value MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROPERTY_DETAIL PropertyEstimatedValueAmount A statement of the estimated

present market value of the

property that is from the

Amount 9.2 N/A CR IF

PropertyValuatio

nAmount is not

Mutually exclusive

with

PropertyValuationA998.008 99999 50 End-

PROPERTY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROPERTY_VALUATIONS N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROPERTY_VALUATION N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROPERTY_VALUATION_DETAIL N/A CR 0:1 CR 0:1

0.041 99999 54 GSE GSE Specific Data Point MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROPERTY_VALUATION_DETAIL AppraisalIdentifier A unique identifier assigned by a

party for all appraisal data

delivered to the party for this

String 150 CR IF the

AppraisalIndentifier is

present within the

CR IF the

AppraisalIndentif

ier is present 0.043 99999 55 GSE GSE Specific Data Point MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROPERTY_VALUATION_DETAIL @IdentifierOwnerURI Identifies the owner or publisher

of the identifier associated with a

MISMO term with the class word

https://www.uniformdataportal.com/VAMAuthUt

ility/login.aspx

String 100 CR IF AppraisalIdentifier

exists.

CR IF

AppraisalIdentifi

er exists.1.014 56 56 1.7 Appraised Prop. Value MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROPERTY_VALUATION_DETAIL PropertyValuationAmount Statement of value of the

property from a valid property

valuation source.


PropertyEstimate

dValueAmount Is

Mutually exclusive

with

PropertyEstimated1.018 99999 57 GSE GSE Specific Data Point MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROPERTY_VALUATION_DETAIL PropertyValuationMethodType Specifies the method by which

the property value was assessed.

AutomatedValuationModel | DesktopAppraisal |

DriveBy | FullAppraisal | None | Other |

PriorAppraisalUsed

Enumerated N/A CR IF

PropertyValuatio

nAmount is 1.019 99999 58 GSE GSE Specific Data Point MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROPERTY_VALUATION_DETAIL PropertyValuationMethodTypeOtherD

escription

A free-form text field used to

capture a description of the

Property Valuation Method Type

String 150 N/A CR IF

PropertyValuatio

nMethodType = 998.009 99999 59 End-


PROPERTY_VALUATION

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

SALES_CONTRACTS N/A R 1:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

SALES_CONTRACT N/A R 1:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

SALES_CONTRACT_DETAIL N/A R 1:1 N/A 0:0

10.005 |

10.068

63 63 11.2 | 11.2.1 | 14.2 | 14.2.1 K. Due from Borrower at Closing - Sale

Price of Property

M. Due to Seller at Closing - Sale Price of

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

SALES_CONTRACT_DETAIL PersonalPropertyAmount The dollar amount of personal

property included in the Sales

Contract Amount.

Amount 9.2 CR IF

PersonalPropertyIncl

udedIndicator =

N/A

1.025 |

10.313 |

10.314 |

64 64 1.7 | 11.2.1 | 11.1.1 | 14.1 | 14.2 Sale Price - if itemized on the sales

contract

K. Due from Borrower at Closing - Sale

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

SALES_CONTRACT_DETAIL PersonalPropertyIncludedIndicator Indicates if there is personal

property included in the contract

for sale.

false | true Boolean R N/A

1.023 |

10.004 |

10.124

65 65 1.7 | 11.1 | 11.1.1 | 14.1 |14.1.1 Sale Price - if itemized on the sales

contract


MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

SALES_CONTRACT_DETAIL RealPropertyAmount The dollar amount of real

property included in the Sales

Contract Amount.

Amount 9.2 CR IF


udedIndicator =

N/A

1.015 |

10.003 |

10.066

66 66 1.7 | 11.1 | 11.1.1 | 14.1 |14.1.1 Sale Price


Price of Property

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

SALES_CONTRACT_DETAIL SalesContractAmount The amount of money the

contract is for.

Amount 9.2 CR IF


udedIndicator =

N/A

998.01 99999 67 End-

SALES_CONTRACT_DETAIL

SALES_CONTRACT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LIABILITIES N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LIABILITY N/A CR 0:23 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LIABILITY_DETAIL N/A CR 0:1 N/A 0:0

10.338 71 71 11.4 K. Due from Borrower at Closing - Line

04

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LIABILITY_DETAIL LiabilityType Specifies the general names

(types) of items commonly listed

as liabilities of the borrower in a

BorrowerEstimatedTotalMonthlyLiabilityPayment

| CollectionsJudgmentsAndLiens |

DeferredStudentLoan | DelinquentTaxes |

Enumerated CR If an item exists that

is outside the

transaction that must

N/A


04

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LIABILITY_DETAIL @gse:DisplayLabelText A free-form text field that

provides a human-readable,

display-ready representation for

String 150 CR If the label displayed

on the form differs

from the exact

N/A


04

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LIABILITY_DETAIL LiabilityTypeOtherDescription Specifies the other liability type

when Other is selected.

String 150 CR IF LiabilityType =

"Other".

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

EXTENSION N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

OTHER N/A CR 0:1 N/A 0:0


04

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

OTHER gse:IntegratedDisclosureSectionType The title or description used to

identify a primary section of the

integrated disclosure document.

DueFromBorrowerAtClosing Enumerated CR IF LiabilityType exists N/A

998.221 99999 77 End-

OTHER

EXTENSION

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LIABILITY_HOLDER N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

NAME N/A CR 0:1 N/A 0:0


04

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

NAME FullName The unparsed name of either an

individual or a legal entity.

String 150 CR IF LiabilityType exists N/A



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes

998.218 99999 81 End-

NAME

LIABILITY_HOLDER

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


10.334 83 83 11.4.1 K. Due from Borrower at Closing - Line

04

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PAYOFF PayoffAmount The dollar amount for the debt

that is being paid off as part of

the closing transaction.


998.211 99999 84 End-

PAYOFF

LIABILITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


10.344 87 87 12.4 L. Paid Already by or on Behalf of

Borrower at Closing - Pay off Seller Jr.

Lien

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LIABILITY_DETAIL LiabilityDescription A text description that further

defines the Liability. This could

be used to describe the job

String 150 CR If an item exists that

is outside the


N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Borrower at Closing - Pay off Seller Jr.

Lien

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




PaidAlreadyByOrOnBehalfOfBorrowerAtClosing Enumerated CR If an item exists that

is outside the


N/A

998.222 99999 91 End-

OTHER

EXTENSION

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


10.093

|10.299

|10.301

94 94 15.4 | 15.5 | 15.6 N. Due from Seller at Closing - Payoff of

Mortgage Loan

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




CollectionsJudgmentsAndLiens | DelinquentTaxes

| FirstPositionMortgageLien | HELOC | Other |

SecondPositionMortgageLien | Taxes | TaxLien |


IntegratedDisclosureS

ectionType = "Due

N/A

10.383 |

10.374 |

10.375


Mortgage Loan

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





on the form differs

from the exact

N/A

10.353 96 96 15.6 N. Due from Seller at Closing - Payoff of

Mortgage Loan

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




"Other".

TypeOtherDescr

iption may also

include values

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


10.346 |

10.347 |

10.348


Mortgage Loan

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




DueFromSellerAtClosing Enumerated CR IF LiabilityType exists N/A

998.223 99999 100 End-

OTHER

EXTENSION

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


10.094 |

10.3 |

10.302

102 102 15.4.1 | 15.5.1 | 15.6.1 N. Due from Seller at Closing - Other MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





998.212 99999 103 End-

PAYOFF

LIABILITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


10.304 106 106 15.8 N. Due from Seller at Closing - Other

Items

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





DeferredStudentLoan | Garnishments |

Installment | Open30DayChargeAccount | Other |



ectionType = "Due

N/A


Items

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





on the form differs

from the exact

N/A

10.307 108 108 15.8 N. Due from Seller at Closing - Payoff of

Other Items

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




"Other".

TypeOtherDescr

iption may also

include values

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Items

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




DueFromSellerAtClosing Enumerated CR IF LiabilityType exists N/A

998.350 99999 112 End-

OTHER

EXTENSION

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


10.306 114 114 15.8.1 N. Due from Seller at Closing - Payoff of

Mortgage Loan

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





998.349 99999 115 End-

PAYOFF

LIABILITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Items

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LIABILITY_DETAIL LiabilityDescription A text description that further

defines the Liability. This could

be used to describe the job

String 150 CR If Borrower is paying

the Sellers

subordinate lien

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

EXTENSION N/A CR 0:1 N.A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


Items

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




DueFromSellerAtClosing Enumerated CR If an item exists that

is outside the


N/A

998.348 99999 122 End-

OTHER

EXTENSION

N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LIABILITY N/A N/A 0:0 CR 0:21


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LIABILITY_DETAIL N/A N/A 0:0 CR 0:1

16.002 125 125 25.1 Payoffs and Payments MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





DeferredStudentLoan | DelinquentTaxes |

FirstPositionMortgageLien | Garnishments |

Enumerated N/A CR If liability type is

reflected in the

Payoffs and 16.014 126 126 25.1 Payoffs and Payments MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




String 150 N/A CR If the label

displayed on the

form differs from 16.003 127 127 25.1 Payoffs and Payments MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



String 150 N/A CR IF LiabilityType =

"Other".


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

EXTENSION N/A N/A 0:0 CR 0:21


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

OTHER N/A N/A 0:0 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




PayoffsAndPayments Enumerated N/A CR IF item exists.


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

OTHER gse:LiabilitySecuredBySubjectPropertyI

ndicator

When true, indicates the

specified liability is secured by

the subject property.

false | true Boolean N/A CR IF Liability Type

exists.

998.011 99999 132 End-

OTHER

EXTENSION

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LIABILITY_HOLDER N/A N/A 0:0 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

NAME N/A N/A 0:0 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



String 100 N/A CR IF LiabilityType

exists

998.013 99999 136 End-

NAME

LIABILITY_HOLDER

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PAYOFF N/A N/A 0:0 CR 0:1

16.004 138 138 25.1.1 Amount MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




Amount 9.2 N/A CR IF Unique ID

16.002 exist in

the transaction.16.007 139 139 25.1.1 Payoffs and Payments

Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PAYOFF PayoffPrepaymentPenaltyAmount The dollar amount of the

Prepayment Penalty charged on

the account being paid in full.

Amount 9.2 N/A CR If exists.

998.014 99999 140 End-

PAYOFF

LIABILITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOANS N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADJUSTMENT N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INTEREST_RATE_ADJUSTMENT N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INDEX_RULES N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INDEX_RULE N/A CR 0:1 CR 0:1

11.055 147 147 20.1 Index MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INDEX_RULE IndexType Specifies the general category of

mortgage index upon which

adjustments will be based.

BankPrimeLoan | CertificateOfDepositIndex |

ConstantMaturityTreasury | CostOfSavingsIndex |

EleventhDistrictCostOfFundsIndex | LIBOR | Other

Enumerated CR IF

AmortizationType =

"AdjustableRate" OR

CR IF

AmortizationTyp11.1 148 148 20.1 Index MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INDEX_RULE IndexTypeOtherDescription A free-form text field to collect

additional information when

Other is selected for Index Type.

String 150 CR IF IndexType =

"Other".

CR IF IndexType =

"Other".

998.015 99999 149 End-

INDEX_RULE

INDEX_RULES

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INTEREST_RATE_LIFETIME_ADJUSTME

NT_RULE

N/A CR 0:1 CR 0:1

4.008 |

11.059

151 151 4.2.3 | 20.3 Interest Rate - YES MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


NT_RULE

CeilingRatePercent The stated maximum percentage

to which the interest rate can

increase over the life of the loan.

Percent 3.4 CR IF

InterestRateIncreaseI

ndicator = "true" AND

CR IF

InterestRateIncre

aseIndicator = 4.009 152 152 4.2.3 Interest Rate - YES MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


NT_RULE

CeilingRatePercentEarliestEffectiveMo

nthsCount

The minimum number of months

at which the maximum interest

rate could be reached.

Numeric 3 CR IF



CR IF

InterestRateIncre

aseIndicator = 4.012 |

11.105

153 153 4.2.3 | 20.4 Interest Rate - YES | Limits on Interest

Rate - Change Frequency - First Change

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


NT_RULE

FirstRateChangeMonthsCount The number of months after

origination in which the first

interest rate adjustment occurs,

Numeric 3 CR IF



CR IF

InterestRateIncre

aseIndicator = 11.058 154 154 20.3 Minimum Interest Rate MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


NT_RULE

FloorRatePercent The stated minimum percentage

the interest rate can decrease to

over the life of the loan.

Percent 3.4 CR IF



CR IF

InterestRateIncre

aseIndicator = 11.056 155 155 20.1 Margin MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


NT_RULE

MarginRatePercent The number of percentage points

to be added to the index to arrive

at the new interest rate.

Percent 3.4 CR IF AmortizationType =

"AdjustableRate OR

GraduatedPaymentA

CR IF

AmortizationTyp

e = 999.475 99999 156 MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

EXTENSION N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

OTHER N/A CR 0:1 CR 0:1

11.108 158 158 20.1 If step rate MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

OTHER gse:TotalStepCount For a loan with a step provision,

the total number of step rate

adjustments allowed under the

Numeric 3 CR IF



CR IF

InterestRateIncre

aseIndicator = 998.016 99999 159 End-

OTHER

EXTENSION

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INTEREST_RATE_PER_CHANGE_ADJUS

TMENT_RULES

N/A CR 0:1 CR 0:1



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


TMENT_RULE

N/A CR 0:1 CR 0:1

4.010 |

11.078

162 162 4.2.3 | 20.6 Interest Rate - YES

Limits on Interest Rate - Change

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


TMENT_RULE

AdjustmentRuleType Specifies whether the occurrence

of the adjustment is the first

change or a subsequent change.

First Enumerated CR IF



CR IF

InterestRateIncre

aseIndicator = 11.079 163 163 20.6 Limits on Interest Rate Changes - First

Change (%)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


TMENT_RULE

PerChangeMaximumIncreaseRatePerce

nt

The maximum number of

percentage points by which the

rate can increase from the

Percent 3.4 CR IF



CR IF

InterestRateIncre

aseIndicator = 4.011 164 164 4.2.3 Interest Rate - YES Limits on Interest

Rate

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


TMENT_RULE

PerChangeRateAdjustmentFrequency

MonthsCount

The number of months between

rate adjustments, if the interest

rate on the subject loan can

Numeric 3 CR IF



CR IF

InterestRateIncre



TMENT_RULE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


TMENT_RULE

N/A CR 0:1 CR 0:1

11.061 |

11.065

167 167 20.5 | 20.7 Limits on Interest Rate - Change

Frequency - Subsequent Change

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


TMENT_RULE




Subsequent Enumerated CR IF



CR IF

InterestRateIncre

aseIndicator = 11.066 168 168 20.7 Limits on Interest Rate Changes -

Subsequent Changes (%)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


TMENT_RULE

PerChangeMaximumIncreaseRatePerce

nt


percentage points by which the

rate can increase from the

Percent 3.4 CR IF



CR IF

InterestRateIncre

aseIndicator = 11.062 |

11.106

169 169 20.5 | 20.7 Limits on Interest Rate - Change

Frequency - Subsequent Change

Limits on Interest Rate - Change

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


TMENT_RULE

PerChangeRateAdjustmentFrequency

MonthsCount


rate adjustments, if the interest

rate on the subject loan can

Numeric 3 CR IF



CR IF

InterestRateIncre



TMENT_RULE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PRINCIPAL_AND_INTEREST_PAYMENT

_ADJUSTMENT

N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


_LIFETIME_ADJUSTMENT_RULE

N/A CR 0:1 CR 0:1

4.022 |

11.045

173 173 4.3.3 | 19.6 (Period) Principal & Interest - YES

Monthly Principal and Interest Payments

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



FirstPrincipalAndInterestPaymentChan

geMonthsCount

The number of months after


payment adjustment occurs.

Numeric 3 CR IF

PaymentIncreaseIndic

ator = "true".

CR IF

PaymentIncrease

Indicator = 4.023 |

11.052



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



PrincipalAndInterestPaymentMaximu

mAmount

The stated maximum principal

and interest payment amount

allowed over the life of the loan.

Amount 9.2 CR IF


ator = "true".

CR IF

PaymentIncrease

Indicator = 4.024 |

11.053



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



PrincipalAndInterestPaymentMaximu

mAmountEarliestEffectiveMonthsCoun

t

The minimum number of months

before the maximum payment

amount to which the principal

Numeric 3 CR IF


ator = "true".

CR IF

PaymentIncrease

Indicator = 998.02 99999 176 End-



N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


_PER_CHANGE_ADJUSTMENT_RULES

N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


_PER_CHANGE_ADJUSTMENT_RULE

N/A CR 0:1 CR 0:1

4.020 |

11.048



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






First Enumerated CR IF


ator = "true".

CR IF

PaymentIncrease

Indicator = 4.021 180 180 4.3.3 (Period) Principal & Interest - YES MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



PerChangePrincipalAndInterestPaymen

tAdjustmentFrequencyMonthsCount


payment adjustments, if the

payment on the subject loan can

Numeric 3 CR IF


ator = "true".

CR IF

PaymentIncrease

Indicator = 11.049 181 181 19.6 Monthly Principal and Interest Payments

- First Change Max Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



PerChangeMaximumPrincipalAndInter

estPaymentAmount

The maximum dollar amount of

the principal and interest

payment possible for the

Amount 9.2 CR IF

InterestOnlyIndicator

= "true" OR

CR IF

InterestOnlyIndic

ator= "true" OR 11.047 182 182 19.6 Monthly Principal and Interest Payments

- First Change Min Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



PerChangeMinimumPrincipalAndIntere

stPaymentAmount

The minimum dollar amount of


payment possible for the

Amount 9.2 CR IF


= "true" OR

CR IF

InterestOnlyIndic

ator= "true" OR 998.021 99999 183 End-



N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



N/A CR 0:5 CR 0:5

11.05 185 185 19.7 Monthly Principal and Interest Payments

- Subsequent Changes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






Subsequent Enumerated CR If the payment

adjusts

independently of a

CR If the payment

adjusts

independently of 11.051 186 186 19.7 Monthly Principal and Interest Payments

- Subsequent Changes - Change

Frequency

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



PerChangePrincipalAndInterestPaymen

tAdjustmentFrequencyMonthsCount


payment adjustments, if the

payment on the subject loan can

Numeric 3 CR If the payment

adjusts

independently of a

CR If the payment

adjusts

independently of 998.022 99999 187 End-



N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

AMORTIZATION N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

AMORTIZATION_RULE N/A R 1:1 R 1:1

3.025 |

11.039

190 190 3.3 | 19.3 Product

Interest Rate - Can this amount increase

after closing?

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

AMORTIZATION_RULE AmortizationType A classification or description of

a loan or a group of loans

generally based on the

AdjustableRate | Fixed | GEM | GPM |

GraduatedPaymentARM | Step

Enumerated R R

998.023 99999 191 End-

AMORTIZATION_RULE

AMORTIZATION

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

BUYDOWN N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

BUYDOWN_OCCURRENCES N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

BUYDOWN_OCCURRENCE N/A CR 0:1 CR 0:1

4.035 |

11.116

195 195 4.2.1 | 20.2 Interest Rate | Initial Interest Rate MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

BUYDOWN_OCCURRENCE BuydownInitialEffectiveInterestRatePer

cent

The final bought down interest

rate. The rate that the applicant

will pay after the buydown is

Percent 3.4 CR IF

BuydownReflectedIn

NoteIndicator =

Mutually

exclusive with

DisclosedFullyIn

CR IF

BuydownReflect

edInNoteIndicato

Mutually exclusive

with

DisclosedFullyIndex998.024 99999 196 End-

BUYDOWN_OCCURRENCE

BUYDOWN_OCCURRENCES

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

BUYDOWN_RULE N/A CR 0:1 CR 0:1

11.109 198 198 20.4 Limits on Interest Rate - Change

Frequency - First Change Month

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

BUYDOWN_RULE BuydownChangeFrequencyMonthsCou

nt

The time interval in months

between interest rate increases

during the buydown period. For

Numeric 3 CR IF

BuydownReflectedIn

NoteIndicator =

CR IF

BuydownReflect

edInNoteIndicato11.11 199 199 20.4 Limits on Interest Rate - Change

Frequency - First Change Month

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

BUYDOWN_RULE BuydownDurationMonthsCount The total number of months

during which any buydown is in

effect. This represents the

Numeric 3 CR IF

BuydownReflectedIn

NoteIndicator =

CR IF

BuydownReflect

edInNoteIndicato11.111 200 200 20.6 Limits on Interest Rate Changes - First

Change (%)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

BUYDOWN_RULE BuydownIncreaseRatePercent The amount by which the

interest rate can increase at each

adjustment period within the

Percent 3.4 CR IF

BuydownReflectedIn

NoteIndicator =

CR IF

BuydownReflect

edInNoteIndicato



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


11.112 203 203 20.6 Limits on Interest Rate Changes - First

Change (%)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

OTHER gse:BuydownReflectedInNoteIndicator When true, indicates that the

buydown rate is reflected in the

note.

false | true Boolean CR IF

BuydownTemporaryS

ubsidyFundingIndicat

CR IF

BuydownTempor

arySubsidyFundi998.22 99999 204 End-

OTHER

EXTENSION

N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_INFORMATION N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_ADJUSTMENT_ITEMS N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_ADJUSTMENT_ITEM N/A CR 0:10 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_ADJUSTMENT_ITEM_DETAIL N/A CR 0:1 N/A 0:0

10.014 209 209 11.5.1 K. Due from Borrower at Closing -

Adjustments

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_ADJUSTMENT_ITEM_DETAIL ClosingAdjustmentItemAmount The dollar amount of the

specified Closing Adjustment

Item Type.

Amount 9.2 CR IF

ClosingAdjustmentIte

mType exists

N/A

10.263 210 210 11.5 K. Due from Borrower at Closing -

Adjustments

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_ADJUSTMENT_ITEM_DETAIL ClosingAdjustmentItemPaidOutsideOfC

losingIndicator

When true, indicates payment of

the closing adjustment item was

paid outside of closing.



mAmount > 0.

N/A


Adjustments

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_ADJUSTMENT_ITEM_DETAIL ClosingAdjustmentItemType The type of adjustment made

during the origination process.

FuelCosts | Other | Repairs |

SellersEscrowAssumption |

SellersMortgageInsuranceAssumption |

Enumerated CR If any adjustment

amount due from the

borrower at closing is

N/A


Adjustments

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_ADJUSTMENT_ITEM_DETAIL @gse:DisplayLabelText A free-form text field that




on the form differs

from the exact

N/A


Adjustments

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_ADJUSTMENT_ITEM_DETAIL ClosingAdjustmentItemTypeOtherDesc

ription



when Other is selected for

String 150 CR IF


mType = "Other".

N/A


Adjustments

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_ADJUSTMENT_ITEM_DETAIL IntegratedDisclosureSectionType The title or description used to



DueFromBorrowerAtClosing Enumerated CR IF


mType exists

N/A


Adjustments

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_ADJUSTMENT_ITEM_DETAIL IntegratedDisclosureSubsectionType The title or description used to

identify a secondary or

subsection of the integrated

Adjustments Enumerated CR IF


mType exists

N/A

998.224 99999 216 End-

CLOSING_ADJUSTMENT_ITEM_DETAIL

CLOSING_ADJUSTMENT_ITEM

N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_ADJUSTMENT_ITEM N/A CR 0:10 CR 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_ADJUSTMENT_ITEM_DETAIL N/A CR 0:1 CR 0:0

10.071 219 219 14.3.1 M. Due to Seller at Closing - Adjustments

Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Item Type.

Amount 9.2 CR IF


mType exists

N/A

10.269 220 220 14.3 M. Due to Seller at Closing - Adjustments MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


losingIndicator






mAmount > 0.

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



FuelCosts | Other | Repairs |

SellersEscrowAssumption |

SellersMortgageInsuranceAssumption |

Enumerated CR If any adjustment

amount due to the

seller at closing is

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





on the form differs

from the exact

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ription




String 150 CR IF


mType = "Other".

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




DueToSellerAtClosing Enumerated CR IF


mType exists

N/A

998.225 99999 225 End-



N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


10.133 228 228 12.4.1 L. Paid Already by or on Behalf of

Borrower at Closing - Other Items

Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Item Type.

Amount 9.2 CR IF


mType =

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


losingIndicator






mAmount > 0.

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Other | ProceedsOfSubordinateLiens Enumerated CR If any adjustment

amount paid already

by or on behalf of the

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





on the form differs

from the exact

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ription




String 150 CR IF


mType = "Other".

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




PaidAlreadyByOrOnBehalfOfBorrowerAtClosing Enumerated CR IF


mType =

N/A

998.226 99999 234 End-



N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Borrower at Closing - Seller Credit

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Item Type.

Amount 9.2 CR IF


mType =

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


losingIndicator






mAmount > 0.

N/A


Borrower at Closing - Seller Credit

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



SellerCredit Enumerated CR If a seller credit paid

already by or on

behalf of the

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





on the form differs

from the exact

N/A



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


Borrower at Closing

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






mType =

N/A

998.227 99999 242 End-



N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


10.101 245 245 15.7.1 N. Due from Seller at Closing - Seller

Credit

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Item Type.

Amount 9.2 CR IF


mType =

N/A

10.298 246 246 15.7 N. Due from Seller at Closing MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


losingIndicator






mAmount > 0.

N/A

10.1 247 247 15.7 N. Due from Seller at Closing - Seller

Credit

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



SellerCredit Enumerated CR If a seller credit exists

AND


N/A


Credit

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





on the form differs

from the exact

N/A


Credit

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




DueFromSellerAtClosing Enumerated CR IF


mType =

N/A

998.228 99999 250 End-



N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Borrower at Closing - Other Credits

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Item Type.

Amount 9.2 CR IF


mType exists

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


losingIndicator






mAmount > 0.

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Gift | Grant | Other | RebateCredit Enumerated CR If additional gifts,

grants, or credits

received by the

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





on the form differs

from the exact

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ription




SellersReserveAccountAssumption String 150 CR IF


mType = "Other".

Implementers

may provide

other values for

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






mType exists

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




OtherCredits Enumerated CR IF


mType exists

N/A

998.025 99999 260 End-


N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_ADJUSTMENT_ITEM_PAID_B

Y

N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INDIVIDUAL N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



String 100 CR IF


mType = "Gift" AND is

Mutually

exclusive with

LEGAL_ENTITY/

N/A

998.026 99999 265 End-

NAME

INDIVIDUAL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LEGAL_ENTITY N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LEGAL_ENTITY_DETAIL N/A CR 0:1 N/A 0:0



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LEGAL_ENTITY_DETAIL FullName The unparsed name of either an


String 100 CR IF


mType = "Grant" OR

Mutually

exclusive with

INDIVIDUAL/Ful

N/A

998.027 99999 269 End-

LEGAL_ENTITY_DETAIL

LEGAL_ENTITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Borrower at Closing - Adjustments

Amounts

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Item Type.

Amount 9.2 CR IF


mType exists

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


losingIndicator






mAmount > 0.

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Other | RelocationFunds | SweatEquity |

TradeEquity

Enumerated CR If a

ClosingAdjustment

exists AND

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





on the form differs

from the exact

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ription




String 150 CR IF


mType = "Other".

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






mType exists

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




Adjustments Enumerated CR IF


mType exists

N/A

998.028 99999 279 End-


N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


Y

N/A CR 0:1 N/A 0:0



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



String 100 CR IF


mType exists

N/A

998.029 99999 284 End-

NAME

INDIVIDUAL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



String 100 CR IF


mType exists

N/A

998.03 99999 288 End-

LEGAL_ENTITY_DETAIL

LEGAL_ENTITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


10.262 291 291 15.8.1 N. Due from Seller at Closing MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Item Type.

Amount 9.2 CR IF


mType exists

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


losingIndicator






mAmount > 0.

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Other | RepairCompletionEscrowHoldback |

TenantSecurityDeposit | TradeEquity |

UnpaidUtilityEscrowHoldback

Enumerated CR If an adjustment to

the transaction is due

from the seller at

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





on the form differs

from the exact

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ription




SellersReserveAccountAssumption String 150 CR IF


mType = "Other".

Implementers

may provide

other values for

N/A


Credit

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




DueFromSellerAtClosing Enumerated CR IF


mType exists

N/A

998.031 99999 297 End-



N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_ADJUSTMENT_ITEM N/A N/A 0:0 CR 0:8


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_ADJUSTMENT_ITEM_DETAIL N/A N/A 0:0 CR 0:1

16.016 300 300 25.1 Payoffs and Payments - Other (Principal

Reduction, Gifts or Grants)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Item Type.


ClosingAdjustme

ntItemType

For loans with a

Principal

Reduction, Gift or 16.017 301 301 25.1 Payoffs and Payments - Other (Principal


MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Gift | Grant | Other | RebateCredit Enumerated N/A CR IF

ClosingAdjustme

ntItemType

For loans with a

Principal



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





ClosingAdjustme

ntItemType

For loans with a

Principal



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ription




PrincipalReduction String 100 N/A CR IF

ClosingAdjustme

ntItemType =

For loans with a

Principal



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




PayoffsAndPayments Enumerated N/A CR IF

ClosingAdjustme

ntItemType

For loans with a

Principal

Reduction, Gift or 998.352 99999 305 End-



N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

EXTENSION N/A 0:0 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

OTHER N/A N/A 0:0 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

gse:CLOSING_ADJUSTMENT_ITEM_PAI

D_TO

N/A N/A 0:0 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

gse:LEGAL_ENTITY N/A N/A 0:0 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

gse:LEGAL_ENTITY_DETAIL N/A N/A 0:0 CR 0:1



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

gse:LEGAL_ENTITY_DETAIL gse:FullName The unparsed name of either an


N/A CR IF

ClosingAdjustme

ntItemType

For loans with a

Principal


gse:LEGAL_ENTITY_DETAIL

gse:LEGAL_ENTITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


Y

N/A N/A 0:0 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INDIVIDUAL N/A N/A 0:0 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

NAME N/A N/A 0:0 CR 0:1



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




ClosingAdjustme

ntItemType

For loans with a

Principal


NAME

INDIVIDUAL

N/A N/A 0:0 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


Y

N/A N/A 0:0 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LEGAL_ENTITY N/A N/A 0:0 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LEGAL_ENTITY_DETAIL N/A N/A 0:0 CR 0:1



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




ClosingAdjustme

ntItemType

For loans with a

Principal


LEGAL_ENTITY_DETAIL

LEGAL_ENTITY

N/A N/A 0:0 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_COST_FUNDS N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_COST_FUND N/A CR 0:1 N/A 0:0


Borrower at Closing- Deposit

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_COST_FUND ClosingCostFundAmount The dollar amount of funds

supplied by a specified source at

closing.

Amount 9.2 CR IF FundsType =

"DepositOnSalesCont

ract".

N/A


Borrower at Closing- Deposit

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_COST_FUND FundsType A monetary source commonly

used to pay obligations in a

mortgage loan transaction.

DepositOnSalesContract Enumerated CR If a deposit is present

in the transaction.

N/A


Borrower at Closing

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_COST_FUND IntegratedDisclosureSectionType The title or description used to



PaidAlreadyByOrOnBehalfOfBorrowerAtClosing Enumerated CR IF FundsType =

"DepositOnSalesCont

ract".

N/A

998.032 99999 328 End-

CLOSING_COST_FUND

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_COST_FUND N/A CR 0:1 N/A 0:0

10.087 330 330 15.1.1 N. Due from Seller at Closing - Excess

Deposit

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


supplied by a specified source at

closing.

Amount 9.2 CR IF FundsType =

"ExcessDeposit".

N/A

10.086 331 331 15.1 N. Due from Seller at Closing - Excess

Deposit

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_COST_FUND FundsType A monetary source commonly

used to pay obligations in a

mortgage loan transaction.

ExcessDeposit Enumerated CR If excess deposit

exists.

N/A

10.167 332 332 15.1 N. Due from Seller at Closing - Excess

Deposit

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_COST_FUND IntegratedDisclosureSectionType The title or description used to



DueFromSellerAtClosing Enumerated CR IF FundsType =

"ExcessDeposit".

N/A

998.033 99999 333 End-

CLOSING_COST_FUND

CLOSING_COST_FUNDS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_INFORMATION_DETAIL N/A R 1:1 R 1:1

6.015 |

10.141

335 335 13.3 | 13.3.1 | 6.2.1 | 6.2.2 Cash to Close - Amount

CALCULATION - Cash to Close From / To

Borrower

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_INFORMATION_DETAIL CashFromBorrowerAtClosingAmount The total dollar amount required

from the borrower to

consummate the closing of a real

Amount 9.2 CR IF Total Due From

Borrower at Closing

(K) > Total Paid

CR IF Loan Amount

< Total Closing

Costs (J) + Total 10.114 336 336 16.3 | 16.3.1 CALCULATION - Cash From / To Seller MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_INFORMATION_DETAIL CashFromSellerAtClosingAmount The total dollar amount required

from the seller to consummate

the closing of a real estate

Amount 9.2 CR IF Total Due to Seller

at Closing (M) < Total

Due from Seller at

N/A

6.016 |

10.142

337 337 13.3 | 13.3.1 | 6.2.1 | 6.2.2 Cash to Close - Amount

CALCULATION - Cash to Close From / To

Borrower

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_INFORMATION_DETAIL CashToBorrowerAtClosingAmount The total dollar amount received

by the borrower to consummate

the closing of a real estate

Amount 9.2 CR IF Total Due From

Borrower at Closing

(K) < Total Paid

CR IF Loan Amount

>Total Closing

Costs (J) + Total 10.115 338 338 16.3 | 16.3.1 CALCULATION - Cash From / To Seller MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_INFORMATION_DETAIL CashToSellerAtClosingAmount The total dollar amount received

by the seller to consummate the

closing of a real estate

Amount 9.2 CR IF Total Due to Seller

at Closing (M) > Total

Due from Seller at

N/A

1.006 339 339 1.5 File # MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_INFORMATION_DETAIL ClosingAgentOrderNumberIdentifier The identifying file number

assigned to the transaction by

the Closing Agent also known as

String 30 R R

1.002 340 340 1.2 Closing Date MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_INFORMATION_DETAIL ClosingDate The date the closing documents

were fully executed and the

borrower becomes contractually

YYYY-MM-DD R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_INFORMATION_DETAIL CurrentRateSetDate Date on which the interest rate

for the loan was set by the lender

for the final time before closing.

YYYY-MM-DD R R

1.003 342 342 1.3 Disbursement Date MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CLOSING_INFORMATION_DETAIL DisbursementDate The date the loan funds are

disbursed to the borrower or

another party on the borrower's

YYYY-MM-DD R R

998.034 99999 343 End-CLOSING_INFORMATION_DETAIL N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEMS N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL N/A CR 0:1 CR 0:1

8.257 347 347 8.7.1 F. Prepaids - Amount MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL FeePaidToType Identifies the category or type of

payee to which the fee or

payment will be paid.

Broker | Investor | Lender | Other |

ThirdPartyProvider


"PrepaidInterest"

AND

CR IF

PrepaidItemType

= 8.827 348 348 8.7.1 F. Prepaids - Amount MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL FeePaidToTypeOtherDescription A free-form text field to capture

the description when Other is

selected as Fee Paid To Type.

BrokerAffiliate | LenderAffiliate String 30 CR IF FeePaidToType =

"Other".

CR IF FeePaidToType

= "Other".

8.244 349 349 8.7 F. Prepaids - Prepaid Item MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL IntegratedDisclosureSectionType The title or description used to



Prepaids Enumerated CR IF PrepaidItemType =

"PrepaidInterest".

CR IF

PrepaidItemType

= 8.25 350 350 8.7.1 F. Prepaids - Start Date for Daily Charge MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL PrepaidItemPaidFromDate The start date for calculating the

total number of days covered by

the prepaid item.


"PrepaidInterest"

AND

CR IF

PrepaidItemType

= 8.251 351 351 8.7.1 F. Prepaids - End Date for Daily Charge MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL PrepaidItemPaidThroughDate The end date for calculating the


the prepaid item, inclusive of this


"PrepaidInterest"

AND

CR IF

PrepaidItemType

= 8.248 352 352 8.7.1 F. Prepaids - Amount Prepaid per Day MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL PrepaidItemPerDiemAmount The dollar amount charged per

day for the prepaid item.

Amount 9.2 CR IF PrepaidItemType =

"PrepaidInterest".

CR IF

PrepaidItemType

= 8.249 353 353 8.7.1 F. Prepaids - Number of Days in Year MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL PrepaidItemPerDiemCalculationMetho

dType

The number of days in the year

used in calculating the dollar

amount charged per day for the

360 | 365 | 365Or366 Enumerated CR IF PrepaidItemType =

"PrepaidInterest".

CR IF

PrepaidItemType

= 8.245 354 354 8.7 F. Prepaids - Prepaid Interest MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL PrepaidItemType Identification of a monthly

housing expense component that

must be paid in advance.

PrepaidInterest Enumerated R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL RegulationZPointsAndFeesIndicator When true, indicates that item is

included in the Regulation Z

Points and Fees calculation.

false | true Boolean CR IF PrepaidItemType =

"PrepaidInterest".

CR IF

PrepaidItemType

= 998.179 99999 356 End-

PREPAID_ITEM_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_PAYMENTS N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_PAYMENT N/A CR 0:5 CR 0:3

8.255 359 359 8.7.2 | 8.7.3 | 8.7.4 | 8.7.5 | 8.7.6 F. Prepaids - Amount MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_PAYMENT PrepaidItemActualPaymentAmount The actual dollar amount paid by

a specific party at a specified

time for a specified Prepaid Item

Amount 9.2 CR IF PrepaidItemType =

"PrepaidInterest".

CR IF

PrepaidItemType

= 8.253 360 360 8.7.2 | 8.7.3 | 8.7.4 | 8.7.5 | 8.7.6 F. Prepaids - Borrower-Paid / Seller-Paid

/ Paid by Others

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_PAYMENT PrepaidItemPaymentPaidByType The role of the party making the

breakout payment.

Buyer | Lender | Seller | ThirdParty Enumerated CR IF PrepaidItemType =

"PrepaidInterest".

IF

PrepaidItemPer

DiemAmount =

CR IF

PrepaidItemType

=

IF

PrepaidItemPerDie

mAmount = 0 then



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes

8.254 361 361 8.7.2 | 8.7.3 | 8.7.4 | 8.7.5 F. Prepaids - At Closing / Before Closing MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_PAYMENT PrepaidItemPaymentTimingType Defines the point in time during

the origination process when the

prepaid item payment was paid.

AtClosing | BeforeClosing Enumerated CR IF PrepaidItemType =

"PrepaidInterest".

IF

PrepaidItemPer

DiemAmount =

CR IF

PrepaidItemType

=

IF

PrepaidItemPerDie

mAmount = 0 then 998.036 99999 362 End-

PREPAID_ITEM_PAYMENT

PREPAID_ITEM_PAYMENTS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM N/A CR 0:25 CR 0:25


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL N/A CR 0:1 CR 0:1

8.170 |

8.243 |

8.273 |

365 365 8.5.1 | 8.6.1 | 8.9.1 | 8.8.1 F. Prepaids - Amount

F. Prepaids - Payee

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL FeePaidToType Identifies the category or type of




ThirdPartyProvider

Enumerated CR IF PrepaidItemType

<> "PrepaidInterest".

CR IF

PrepaidItemType

<> 8.825 |

8.826 |

8.841 |

366 366 8.5.1 | 8.6.1 | 8.8.1 | 8.9.1 F. Prepaids - Amount

F. Prepaids - Payee

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL FeePaidToTypeOtherDescription A free-form text field to capture




"Other".

CR IF FeePaidToType

= "Other".

8.210 |

8.235 |

8.258 |

367 367 8.5 | 8.6 | 8.8 | 8.9 F. Prepaids - Prepaid Item MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL IntegratedDisclosureSectionType The title or description used to



Prepaids Enumerated CR IF PrepaidItemType


CR IF

PrepaidItemType

<> 8.014 |

8.237 |

8.26 |

368 368 8.5.1 | 8.6.1 | 8.8.1 | 8.9.1 F. Prepaids - Prepaid Homeowner's

Insurance Premium

F. Prepaids - Prepaid Mortgage Insurance

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL PrepaidItemMonthsPaidCount The number of months covered

by the Prepaid Item Type.

Numeric 2 CR IF PrepaidItemType


CR IF

PrepaidItemType

<> 8.012 |

8.236 |

8.259 |

369 369 8.5 | 8.6 | 8.8 | 8.9 F. Prepaids - Prepaid Homeowner's

Insurance Premium


MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




BoroughPropertyTax | CityPropertyTax |

CondominiumAssociationDues |

CondominiumAssociationSpecialAssessment |

Enumerated CR If prepaid item is

present in the

transaction.


present in the

transaction.8.814 |

8.815 |

8.818 |

370 370 8.5 | 8.6 | 8.8 | 8.9 F. Prepaids - Prepaid Homeowner's

Insurance Premium


MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL @gse:DisplayLabelText A free-form text field that




on the form differs

from the exact

CR If the label

displayed on the

form differs from 8.267 |

8.274

371 371 8.8 | 8.9 F. Prepaids - Prepaid Property Taxes

F. Prepaids - Prepaid Items

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL PrepaidItemTypeOtherDescription A free-form text field used to



String 150 CR IF PrepaidItemType =

"Other".

TypeOtherDescr

iption may also

include values

CR IF

PrepaidItemType

= "Other".

TypeOtherDescripti

on may also include

values not specified 8.181 |

8.242 |

8.272 |

99999 372 GSE GSE Specific Data Point MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_DETAIL RegulationZPointsAndFeesIndicator When true, indicates that item is



false | true Boolean CR IF PrepaidItemType

<> "PrepaidInterest"

OR "PropertyTaxes"

CR IF

PrepaidItemType

<> 998.035 99999 373 End-

PREPAID_ITEM_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_PAID_TO N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LEGAL_ENTITY N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LEGAL_ENTITY_DETAIL N/A CR 0:1 CR 0:1

8.019 |

8.238 |

8.261 |

377 377 8.5.1 | 8.6.1 | 8.8.1 | 8.9.1 F. Prepaids - Prepaid Homeowner's

Insurance Premium


MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



String 100 CR IF PrepaidItemType


CR IF

PrepaidItemType

<> 998.038 99999 378 End-

LEGAL_ENTITY_DETAIL

LEGAL_ENTITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_PAYMENTS N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_PAYMENT N/A CR 0:5 CR 0:3

8.022 |

8.241 |

8.264 |

381 381 8.5.2 | 8.5.3 | 8.5.4 | 8.5.5 | 8.5.6 |

8.6.2 | 8.6.3 | 8.6.4 | 8.6.5 | 8.6.6 |

8.8.2 | 8.8.3 | 8.8.4 | 8.8.5 | 8.8.6 |

F. Prepaids - Amount MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_PAYMENT PrepaidItemActualPaymentAmount The actual dollar amount paid by


time for a specified Prepaid Item

Amount 9.2 CR IF PrepaidItemType


CR IF

PrepaidItemType

<> 8.021 |

8.239 |

8.262 |

382 382 8.5.2 | 8.5.3 | 8.5.4 | 8.5.5 | 8.5.6 |

8.6.2 | 8.6.3 | 8.6.4 | 8.6.5 | 8.6.6 |

8.8.2 | 8.8.3 | 8.8.4 | 8.8.5 | 8.8.6 |

F. Prepaids - Borrower-Paid / Seller-Paid

/ Paid by Others

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_PAYMENT PrepaidItemPaymentPaidByType The role of the party making the

breakout payment.

Buyer | Lender | Seller | ThirdParty Enumerated CR IF PrepaidItemType


CR IF

PrepaidItemType

<>

Excludes the

PrepaidItemPayme

ntPaidByType = 8.020 |

8.24 |

8.263 |

383 383 8.5.2 | 8.5.3 | 8.5.4 | 8.5.5 | 8.6.2 |

8.6.3 | 8.6.4 | 8.6.5 | 8.8.2 | 8.8.3 |

8.8.4 | 8.8.5 | 8.9.2 | 8.9.3 | 8.9.4 |

F. Prepaids - At Closing / Before Closing MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAID_ITEM_PAYMENT PrepaidItemPaymentTimingType Defines the point in time during


prepaid item payment was paid.

AtClosing | BeforeClosing Enumerated CR IF PrepaidItemType


CR IF

PrepaidItemType

<> 998.039 99999 384 End-


PREPAID_ITEM_PAYMENTS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PRORATION_ITEMS N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PRORATION_ITEM N/A CR 0:30 N/A 0:0

10.157 |

10.188 |

10.195 |

387 387 11.6 | 11.7 | 11.8 | 11.9 K. Due from Borrower at Closing -

Adjustments for Items Paid by Seller in

Advance

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PRORATION_ITEM IntegratedDisclosureSectionType The title or description used to



DueFromBorrowerAtClosing Enumerated CR IF ProrationItemType

exists

N/A

10.158 |

10.189 |

10.196 |



Advance

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PRORATION_ITEM IntegratedDisclosureSubsectionType The title or description used to



AdjustmentsForItemsPaidBySellerInAdvance Enumerated CR IF ProrationItemType

exists

N/A

10.023 |

10.194 |

10.201 |

389 389 11.6.1 | 11.7.1 | 11.8.1 | 11.9.1 K. Due from Borrower at Closing -


Advance - City / Town Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PRORATION_ITEM ProrationItemAmount The dollar amount of the

Proration Item Type.

Amount 9.2 CR IF ProrationItemType

exists

N/A

10.019 |

10.192 |

10.199 |




MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PRORATION_ITEM ProrationItemPaidFromDate The start date for calculating the


the proration item.

YYYY-MM-DD CR IF

ProrationItemAmoun

t > 0.

N/A

10.02 |

10.193 |

10.2 |




MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PRORATION_ITEM ProrationItemPaidThroughDate The end date for calculating the


the proration item, inclusive of

YYYY-MM-DD CR IF

ProrationItemAmoun

t > 0.

N/A

10.017 |

10.190 |

10.197 |



Advance

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PRORATION_ITEM ProrationItemType Identification of a monthly






Enumerated CR If a proration item is

paid by the seller in

advance as part of

N/A

10.356 |

10.357 |

10.358 |




MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PRORATION_ITEM @gse:DisplayLabelText A free-form text field that




on the form differs

from the exact

N/A



Advance - Other

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PRORATION_ITEM ProrationItemTypeOtherDescription A free-form text field used to



OtherAssessments String 150 CR IF ProrationItemType

= "Other".

TypeOtherDescr

iption may also

include values

N/A

998.04 99999 395 End-

PRORATION_ITEM

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


10.145 |

10.239 |

10.244 |

397 397 14.4 | 14.5 | 14.6 | 14.7 M. Due to Seller at Closing - Adjustments

for Items Paid By Seller in Advance

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




DueToSellerAtClosing Enumerated CR IF ProrationItemType

exists

N/A

10.139 |

10.24 |

10.245 |


for Items Paid By Seller in Advance

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




AdjustmentsForItemsPaidBySellerInAdvance Enumerated CR IF ProrationItemType

exists

N/A

10.079 |

10.254 |

10.255 |

399 399 14.4.1 | 14.5.1 | 14.6.1 | 14.7.1 M. Due to Seller at Closing - Adjustments

for Items Paid By Seller in Advance -

City/Town Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




exists

N/A



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes

10.075 |

10.242 |

10.247 |



City/Town Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



the proration item.

YYYY-MM-DD CR IF

ProrationItemAmoun

t > 0.

N/A

10.076 |

10.243 |

10.248 |



City/Town Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




YYYY-MM-DD CR IF

ProrationItemAmoun

t > 0.

N/A

10.074 |

10.241 |

10.246 |



City/Town Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/









advance as part of

N/A

10.37 |

10.371 |

10.372 |



City/Town Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





on the form differs

from the exact

N/A

10.120 404 404 14.7 M. Due to Seller at Closing - Adjustments


Other

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





= "Other".

TypeOtherDescr

iption may also

include values

N/A

998.041 99999 405 End-

PRORATION_ITEM

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


10.006 |

10.219 |

10.225 |

407 407 12.8 | 12.9 | 12.10 | 12.11 L. Paid Already by or on Behalf of

Borrower at Closing - Adjustments for

Items Unpaid by Seller

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




PaidAlreadyByOrOnBehalfOfBorrowerAtClosing Enumerated CR IF ProrationItemType

exists

N/A

10.138 |

10.22 |

10.226 |




MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




AdjustmentsForItemsUnpaidBySeller Enumerated CR IF ProrationItemType

exists

N/A

10.218 |

10.224 |

10.23 |

409 409 12.8.1 | 12.9.1 | 12.10.1 | 12.11.1 L. Paid Already by or on Behalf of


Items Unpaid by Seller - City / Town

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




exists

N/A

10.216 |

10.222 |

10.228 |




MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



the proration item.

YYYY-MM-DD CR IF

ProrationItemAmoun

t > 0.

N/A

10.217 |

10.223 |

10.229 |




MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




YYYY-MM-DD CR IF

ProrationItemAmoun

t > 0.

N/A

10.215 |

10.221

|10.227 |




MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/







Enumerated CR If a proration item

that is unpaid by

seller as part of this

N/A

10.365 |

10.366 |

10.367 |




MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





on the form differs

from the exact

N/A



Items Unpaid by Seller - Other

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





= "Other".

TypeOtherDescr

iption may also

include values

N/A

998.042 99999 415 End-

PRORATION_ITEM

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


10.149 |

10.274 |

10.279 |

417 417 15.9 | 15.10 | 15.11 | 15.12 N. Due from Seller at Closing -

Adjustments for Items Unpaid by Seller

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




DueFromSellerAtClosing Enumerated CR IF ProrationItemType

exists

N/A

10.15 |

10.275 |

10.28 |


Adjustments for Items Unpaid by Seller

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




AdjustmentsForItemsUnpaidBySeller Enumerated CR IF ProrationItemType

exists

N/A

10.155 |

10.271 |

10.272 |

419 419 15.9.1 | 15.10.1 | 15.11.1 | 15.12.1 N. Due from Seller at Closing -

Adjustments for Items Unpaid by Seller -

City/Town Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




exists

N/A

10.153 |

10.277 |

10.282 |



City/Town Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



the proration item.

YYYY-MM-DD CR IF

ProrationItemAmoun

t > 0.

N/A

10.154 |

10.278 |

10.283 |



City/Town Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




YYYY-MM-DD CR IF

ProrationItemAmoun

t > 0.

N/A

10.151 |

10.276 |

10.281



City/Town Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/








unpaid by the seller

in the transaction.

N/A

10.379 |

10.38 |

10.381 |



City/Town Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





on the form differs

from the exact

N/A

10.152 424 424 15.12 N. Due from Seller at Closing -


Other

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





= "Other".

TypeOtherDescr

iption may also

include values

N/A

998.043 99999 425 End-

PRORATION_ITEM

PRORATION_ITEMS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONSTRUCTION N/A CR 0:1 CR 0:1

3.023 427 427 3.1 Loan Term MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONSTRUCTION ConstructionLoanTotalTermMonthsCo

unt

The total term of a construction

loan, including the construction

phase plus the fully amortizing

Numeric 3 CR IF

ConstructionLoanIndi

cator = "true".

CR IF

ConstructionLoa

nIndicator = 3.021 |

3.034

428 428 3.2 | 3.1 Purpose

Loan Term

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONSTRUCTION ConstructionLoanType Specifies the specific type of

construction loan.

ConstructionOnly | ConstructionToPermanent Enumerated CR IF


cator = "true".

CR IF

ConstructionLoa

nIndicator = 3.019 429 429 3.1 Loan Term MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONSTRUCTION ConstructionPeriodNumberOfMonthsC

ount

The length of the construction

period expressed in number of

months.

Numeric 3 CR IF


cator = "true".

CR IF

ConstructionLoa

nIndicator = 998.044 99999 430 End-

CONSTRUCTION

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

DOCUMENT_SPECIFIC_DATA_SETS N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

DOCUMENT_SPECIFIC_DATA_SET N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INTEGRATED_DISCLOSURE N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CASH_TO_CLOSE_ITEMS N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CASH_TO_CLOSE_ITEM N/A R 3:3 R 3:3

9.034 |

9.041 |

9.046

436 436 10.1.3 | 10.2.3 | 10.3.3 Calculating Cash to Close Item MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CASH_TO_CLOSE_ITEM IntegratedDisclosureCashToCloseItemA

mountChangedIndicator


estimated and final cash to close

amounts for the specified

false | true Boolean R CR If

IntegratedDislcos

ureCashToCloseIt9.036 |

9.042 |

9.047

437 437 10.1.4 | 10.2.4 | 10.3.4 Calculating Cash to Close Item -

Narrative explaining changes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CASH_TO_CLOSE_ITEM IntegratedDisclosureCashToCloseItemC

hangeDescription

A statement providing

information related to the

difference between the

String 150 CR IF

IntegratedDisclosureC

ashToCloseItemAmou

CR IF

IntegratedDisclos


9.039 |

9.044

438 438 10.1.1 | 10.2.1 | 10.3.1 Calculating Cash to Close Item - Loan

Estimate Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CASH_TO_CLOSE_ITEM IntegratedDisclosureCashToCloseItemE

stimatedAmount

The estimated cash to close

amount for the specified

integrated Disclosure Cash To

Amount 9.2 R CR If

IntegratedDislcos


9.04 |

9.045

439 439 10.1.2 | 10.2.2 | 10.3.2 Calculating Cash to Close Item - Final

Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CASH_TO_CLOSE_ITEM IntegratedDisclosureCashToCloseItemF

inalAmount

The final cash to close amount

for the specified Integrated

Disclosure Cash To Close Item

Amount 9.2 R R



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes

9.002 |

9.038 |

9.043

440 440 10.1 | 10.2 | 10.3 Calculating Cash to Close Item / Total

Closing Costs (J)

Calculating Cash to Close Item - Closing

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CASH_TO_CLOSE_ITEM IntegratedDisclosureCashToCloseItemT

ype

Identifies the type of cash to

close item as specified in the

Calculating Cash to Close section

ClosingCostsFinanced |

ClosingCostsPaidBeforeClosing |

TotalClosingCosts

Enumerated R R

998.045 99999 441 End-

CASH_TO_CLOSE_ITEM

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CASH_TO_CLOSE_ITEM N/A R 5:5 N/A 0:0

9.051 |

9.056 |

9.061 |

443 443 10.4.3 | 10.5.3 | 10.6.3 | 10.7.3 |

10.8.3

Calculating Cash to Close Item - Did This

Change?

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






false | true Boolean R N/A

9.052 |

9.057 |

9.062 |

444 444 10.4.4 | 10.5.4 | 10.6.4 | 10.7.4 |

10.8.4

Calculating Cash to Close Item -


MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


hangeDescription




String 150 CR IF

IntegratedDisclosureC

ashToCloseItemAmou

N/A

9.049 |

9.054 |

9.059 |

445 445 10.4.1 | 10.5.1 | 10.6.1 | 10.7.1 |

10.8.1

Calculating Cash to Close Item - Loan

Estimate Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


stimatedAmount




Amount 9.2 R N/A

9.050 |

9.055 |

9.06 |

446 446 10.4.2 | 10.5.2 | 10.6.2 | 10.7.2 |

10.8.2

Calculating Cash to Close Item - Final

Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


inalAmount




Amount 9.2 R N/A

9.048 447 447 10.4 | 10.5 | 10.6 | 10.7 | 10.8 Calculating Cash to Close Item - Down

Payment / Funds From Borrower

Calculating Cash to Close Item - Deposit

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ype




DownPayment | FundsFromBorrower Enumerated R In a purchase,

Funds From

Borrower is

N/A

9.063 448 448 10.7 Calculating Cash to Close Item - Seller

Credit

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ype




SellerCredits Enumerated R N/A

9.053 449 449 10.5 Calculating Cash to Close Item - Deposit MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ype




Deposit Enumerated R N/A

9.058 450 450 10.6 Calculating Cash to Close Item - Funds

for Borrower

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ype




FundsForBorrower Enumerated R N/A

9.068 451 451 10.8 Calculating Cash to Close Item -

Adjustments and Other Credits

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ype




AdjustmentsAndOtherCredits Enumerated R N/A

998.046 99999 452 End-

CASH_TO_CLOSE_ITEM

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


9.089 454 454 10.9.2 Calculating Cash to Close Item - Final

Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


inalAmount




Amount 9.2 R R

9.088 455 455 10.9 Calculating Cash to Close Item - Cash to

Close

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ype




CashToCloseTotal Enumerated R R

9.092 456 456 10.9.4 Calculating Cash to Close Item - To /

From Borrower

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CASH_TO_CLOSE_ITEM IntegratedDisclosureCashToCloseItemP

aymentType

Identifies whether the Cash To

Close Item Amount is due to or

from the borrower.

FromBorrower | ToBorrower Enumerated N/A R

998.178 99999 457 End-

CASH_TO_CLOSE_ITEM

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


9.074 459 459 10.9.1 Calculating Cash to Close Item - Loan

Estimate Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


stimatedAmount




Amount 9.2 R R

9.075 460 460 10.9.3 Calculating Cash to Close Item - To /

From Borrower

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CASH_TO_CLOSE_ITEM IntegratedDisclosureCashToCloseItemP

aymentType

Identifies whether the Cash To

Close Item Amount is due to or

from the borrower.

FromBorrower | ToBorrower Enumerated N/A R

9.073 461 461 10.9 Calculating Cash to Close Item - Cash to

Close

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ype




CashToCloseTotal Enumerated R R

998.177 99999 462 End-

CASH_TO_CLOSE_ITEM

CASH_TO_CLOSE_ITEMS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CASH_TO_CLOSE_ITEM N/A N/A R 2:2

9.081 |

9.086

464 464 10.10.3 | 10.11.3 Calculating Cash to Close Item - Did This

Change?

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






false | true Boolean N/A R

9.082 |

9.087

465 465 10.10.4 | 10.11.4 Calculating Cash to Close Item -


MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


hangeDescription





IntegratedDisclos


9.084

466 466 10.10.1 | 10.11.1 Calculating Cash to Close Item - Loan

Estimate Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


stimatedAmount




Amount 9.2 N/A R

9.080 |

9.085

467 467 10.10.2 | 10.11.2 Calculating Cash to Close Item - Final

Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


inalAmount




Amount 9.2 N/A R

9.078 |

9.083

468 468 10.10 | 10.11 Calculating Cash to Close Item - Loan

Amount

Calculating Cash to Close Item - Total

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ype




LoanAmount | TotalPayoffsAndPayments Enumerated N/A R

998.047 99999 469 End-

CASH_TO_CLOSE_ITEM

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESTIMATED_PROPERTY_COST N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESTIMATED_PROPERTY_COST_COMPO

NENTS

N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


NENT

N/A CR 0:3 CR 0:3

5.045 |

5.067 |

5.070

473 473 5.6.3 | 5.6.4 | 5.6.5 Estimated Taxes, Insurance &

Assessments - In escrow?

Estimated Taxes, Insurance &

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


NENT

ProjectedPaymentEscrowedType Specifies if the projected

payment item is to be paid from

an escrow account.

Escrowed | NotEscrowed Enumerated CR IF a

ProjectedPaymentEsti

matedTaxesInsurance

CR IF a

ProjectedPayme

ntEstimatedTaxe5.038 |

5.066 |

5.068

474 474 5.6.3 | 5.6.4 |5.6.5 Estimated Taxes, Insurance &

Assessments - This estimate includes:

Property Taxes, Homeowners Insurance,

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


NENT

ProjectedPaymentEstimatedTaxesInsur

anceAssessmentComponentType

Specifies the type of payment

component included in the

calculation of the Projected



CooperativeAssociationDues |

Enumerated CR IF


matedTaxesInsurance

CR IF

ProjectedPayme

ntEstimatedTaxe5.069 475 475 5.6.5 Estimated Taxes, Insurance &

Assessments - This estimate includes:

Other

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


NENT

ProjectedPaymentEstimatedTaxesInsur

anceAssessmentComponentTypeOther

Description


capture additional information


String 150 CR IF


matedTaxesInsurance

CR IF

ProjectedPayme

ntEstimatedTaxe998.048 99999 476 End-


NENT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESTIMATED_PROPERTY_COST_DETAIL N/A R 1:1 R 1:1

5.035 478 478 5.6.1 Estimated Taxes, Insurance &

Assessments

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESTIMATED_PROPERTY_COST_DETAIL ProjectedPaymentEstimatedTaxesInsur

anceAssessmentTotalAmount

The estimated total of property

tax, property insurance, and

property assessment payment

Amount 9.2 R R

998.049 99999 479 End-

ESTIMATED_PROPERTY_COST_DETAIL

ESTIMATED_PROPERTY_COST

N/A N/A N/A N/A N/A



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INTEGRATED_DISCLOSURE_DETAIL N/A R 1:1 R 1:1

11.023 481 481 18.2 YES - Escrowed Property Costs over Year

1- Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INTEGRATED_DISCLOSURE_DETAIL FirstYearTotalEscrowPaymentAmount Estimated total amount of one

year of escrowed property costs.

Amount 9.2 CR IF EscrowIndicator =

"true".

CR IF

EscrowIndicator

= "true".11.074 482 482 18.2.1 YES - Escrow Table - Escrowed Property

Costs over Year 1 - Item Description

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INTEGRATED_DISCLOSURE_DETAIL FirstYearTotalEscrowPaymentDescripti

on


describe the estimated total

amount of one year of escrowed

String 150 CR IF EscrowIndicator =

"true".

CR IF

EscrowIndicator

= "true".11.069 |

11.099

483 483 18.3 | 18.6 YES - Non-Escrowed Property Costs over

Year 1 - Amount

NO - Non-Escrowed Property Costs over

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INTEGRATED_DISCLOSURE_DETAIL FirstYearTotalNonEscrowPaymentAmo

unt

Estimated total amount of one

year of non-escrowed property

costs.

Amount 9.2 CR IF Non-escrowed

property costs exist

CR IF Non-escrowed

property costs

exist11.075 484 484 18.3.1 YES - Non-Escrowed Property Costs over

Year 1 - Item Description

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INTEGRATED_DISCLOSURE_DETAIL FirstYearTotalNonEscrowPaymentDesc

ription

A free form text field used to

describe the estimated total

amount of one year of escrowed

String 150 CR IF

FirstYearTotalNonEscr

owPaymentAmount >

CR FirstYearTotalNo

nEscrowPayment

Amount > 0 AND 3.024 485 485 3.2 Purpose MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INTEGRATED_DISCLOSURE_DETAIL IntegratedDisclosureHomeEquityLoanI

ndicator

When true, indicates the loan is

an extension of credit that does

not involve the purchase of real

false | true Boolean R IF

LoanPurposeTy

pe = 'Purchase'

R

1.001 486 486 1.1 Date Issued MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INTEGRATED_DISCLOSURE_DETAIL IntegratedDisclosureIssuedDate The date the integrated

disclosure was mailed or

delivered to the borrower as

YYYY-MM-DD R R

3.007 487 487 3.3 Product MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INTEGRATED_DISCLOSURE_DETAIL IntegratedDisclosureLoanProductDescr

iption

A description of the loan product

which includes, when applicable,

certain loan features added to

String 50 R R

998.05 99999 488 End-

INTEGRATED_DISCLOSURE_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INTEGRATED_DISCLOSURE_SECTION_S

UMMARIES

N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY

N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

N/A R 1:1 R 1:1

7.002 492 492 7.1.1 A. Origination Charges -Subtotal Amount MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

IntegratedDisclosureSectionTotalAmou

nt

The total amount of itemized

charges and credits within a

specified section of the

Amount 9.2 R R

7.001 493 493 7.1 A. Origination Charges -Subtotal MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

IntegratedDisclosureSectionType The title or description used to



OriginationCharges Enumerated R R

998.051 99999 494 End-


UMMARY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY

N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

N/A R 1:1 R 1:1

7.024 497 497 7.4.1 B. Services Borrower Did Not Shop For -

Subtotal Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL


nt




Amount 9.2 R R

7.023 498 498 7.4 B. Services Borrower Did Not Shop For -

Subtotal

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




ServicesBorrowerDidNotShopFor Enumerated R R

998.186 99999 499 End-


UMMARY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY

N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

N/A R 1:1 R 1:1

7.044 502 502 7.6.1 C. Servicers Borrower Did Shop For -

Subtotal Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL


nt




Amount 9.2 R R

7.043 503 503 7.6 C. Servicers Borrower Did Shop For -

Subtotal

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




ServicesBorrowerDidShopFor Enumerated R R

998.187 99999 504 End-


UMMARY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY

N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

N/A R 1:1 R 1:1

7.064 507 507 7.8.1 D. TOTAL LOAN COSTS - Amount -

Borrower Paid

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL


nt




Amount 9.2 R R

7.063 |

6.006

508 508 7.8

| 6.1.2

D. TOTAL LOAN COSTS - Borrower-Paid

Loan Costs

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




TotalLoanCosts Enumerated R R

7.082 509 509 7.9 D. TOTAL LOAN COSTS (A+B+C) - Loan

Costs Subtotals

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

IntegratedDisclosureSubsectionType The title or description used to



LoanCostsSubtotal Enumerated R R

998.188 99999 510 End-


UMMARY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INTEGRATED_DISCLOSURE_SUBSECTIO

N_PAYMENTS

N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENT

N/A R 1:2 R 1:2

7.066 513 513 7.9.2 | 7.9.3 D. TOTAL LOAN COSTS (A+B+C) - Loan

Costs Subtotals- Borrower Paid

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENT

IntegratedDisclosureSubsectionPaidBy

Type

The role of the party making the

payment of the amount

associated with the Integrated

Buyer Enumerated R R


Costs Subtotals Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENT

IntegratedDisclosureSubsectionPayme

ntAmount

The dollar amount of the

individual payment being made


Amount 9.2 R R


Costs Subtotals - At Closing / Before

Closing

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENT


ntTimingType

Defines the point in time during


integrated disclosure subsection

AtClosing | BeforeClosing Enumerated R R

998.056 99999 516 End-


N_PAYMENT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY

N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

N/A R 1:1 R 1:1

8.003 519 519 8.1.1 E. Taxes and Other Government Fees

Subtotal

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL


nt




Amount 9.2 R R



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes

8.15 520 520 8.1 E. Taxes and Other Government Fees

Subtotal

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




TaxesAndOtherGovernmentFees Enumerated R R

998.189 99999 521 End-


UMMARY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY

N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

N/A R 1:1 R 1:1

8.011 524 524 8.4.1 F. Prepaids Subtotal Amount MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL


nt




Amount 9.2 R R

8.009 525 525 8.4 F. Prepaids Subtotal MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




Prepaids Enumerated R R

998.19 99999 526 End-


UMMARY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY

N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

N/A R 1:1 R 1:1

8.024 |

11.086

529 529 8.10.1 | 18.4 G. Initial Escrow Payment at Closing

Subtotal Amount

YES- Initial Escrow Payment

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL


nt




Amount 9.2 R R

8.023 |

11.085

530 530 8.10 | 18.4 G. Initial Escrow Payment at Closing

Subtotal


MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




InitialEscrowPaymentAtClosing Enumerated R R

998.191 99999 531 End-


UMMARY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY

N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

N/A R 1:1 R 1:1

8.064 534 534 8.16.1 H. Other Costs - Amount MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL


nt




Amount 9.2 R R

8.062 535 535 8.16 H. Other Costs MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




OtherCosts Enumerated R R

998.192 99999 536 End-


UMMARY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY

N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

N/A R 1:1 R 1:1

8.074 |

6.011

539 539 8.18.1 | 6.1.3 I. TOTAL OTHER COSTS - Subtotal

Amount (Borrower Paid)

Other Costs - Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL


nt




Amount 9.2 R R

8.072 |

6.009

540 540 8.18 | 6.1.3 I. TOTAL OTHER COSTS (Borrower-Paid) -

Subtotal

Other Costs

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




TotalOtherCosts Enumerated R R

8.075 541 541 8.19 Other Costs Subtotal (E + F + G + H) MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




OtherCostsSubtotal Enumerated R R

998.193 99999 542 End-


UMMARY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENTS

N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENT

N/A R 1:2 R 1:2

8.077 545 545 8.19.2 | 8.19.3 Other Costs Subtotal (E + F + G + H) -

Borrower-Paid

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENT


Type





8.076 546 546 8.19.2 | 8.19.3 Other Costs Subtotal (E + F + G + H) -

Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENT


ntAmount




Amount 9.2 R R

8.103 547 547 8.19.2 | 8.19.3 Other Costs Subtotal (E + F + G + H) - At

Closing / Before Closing

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENT


ntTimingType





998.331 99999 548 End-


N_PAYMENT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY

N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

N/A R 1:1 R 1:1

8.080 |

6.008 |

6.005

551 551 9.1.1 | 6.1.2 | 6.1.1 J. TOTAL CLOSING COSTS (Borrower-

Paid) - Total Amount

Loan Costs - Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL


nt




Amount 9.2 R R

8.078 552 552 9.1 J. TOTAL CLOSING COSTS (Borrower-

Paid) - Total

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




TotalClosingCosts Enumerated R R

8.082 |

10.156 |

10.121

553 553 9.2 | 11.3 | 15.2 Closing Costs Subtotals (D + I)

K. Due from Borrower at Closing -

Closing Costs Paid at Closing (J)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




ClosingCostsSubtotal Enumerated R R From a

presentation

perspective this 998.054 99999 554 End-


UMMARY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENTS

N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENT

N/A R 1:5 R 1:3

8.083 |

10.008 |

10.257

557 557 9.2.2 | 9.2.3 | 9.2.4 | 9.2.5 | 9.2.6 |

11.3.1 | 15.2

Closing Costs Subtotals (D + I) - Borrower-

Paid / Seller-Paid / Paid by Others


MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENT


Type




Buyer | Seller | ThirdParty Enumerated R R Excludes

IntegratedDisclosur

eSubsectionPaidBy8.081 |

10.007 |

10.09

558 558 9.2.2 | 9.2.3 | 9.2.4 | 9.2.5 | 9.2.6 |

11.3.1 | 15.2.1

Closing Costs Subtotals (D + I)


Closing Costs Paid at Closing (J) Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENT


ntAmount




Amount 9.2 R R

8.084 |

10.009 |

10.258

559 559 9.2.2 | 9.2.3 | 9.2.4 | 9.2.5 | 9.2.6 |

11.3.1 | 15.2

Closing Costs Subtotals (D + I) - At



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENT


ntTimingType







January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes

998.058 99999 560 End-


N_PAYMENT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY

N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

N/A R 1:1 R 1:1

8.296 |

6.003

563 563 9.3 | 6.1.1 J. TOTAL CLOSING COSTS (Borrower-

Paid) - Total

Closing Costs

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




TotalClosingCosts Enumerated R R

6.014 |

8.085

564 564 9.3 | 6.1.4 Lender Credits MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




LenderCredits Enumerated R R

8.223 565 565 9.3.1 Lender Credits- Tolerance Cure Amount MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

LenderCreditToleranceCureAmount The amount necessary to bring

the final actual costs in line with

the amount initially disclosed to

Amount 9.2 CR IF


ubsectionType =

CR IF

IntegratedDisclos

ureSubsectionTy998.194 99999 566 End-


UMMARY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENTS

N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENT

N/A R 1:1 R 1:1

8.204 |

6.013

569 569 9.3.2 | 6.1.4 Lender Credits - Amount MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENT


ntAmount




Amount 9.2 R Must be > = 0 R Must be > = 0

8.087 570 570 9.3.2 Lender Credits MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENT


Type





8.224 571 571 9.3.2 Lender Credits- At Closing / Before

Closing

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


N_PAYMENT


ntTimingType




AtClosing Enumerated R R

998.2 99999 572 End-


N_PAYMENT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY

N/A R 1:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

N/A R 1:1 N/A 0:0

10.002 |

10.057

575 575 11.0.1 | 13.1.1 K. Due from Borrower at Closing-

Amount

CALCULATION - Total Due from Borrower

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL


nt




Amount 9.2 R N/A

10.001 |

10.056

576 576 11.0 | 13.1 K. Due from Borrower at Closing

CALCULATION -Total Due from Borrower

at Closing (K)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




DueFromBorrowerAtClosing Enumerated R N/A

998.195 99999 577 End-


UMMARY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY

N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

N/A CR 0:1 N/A 0:0

11.119 580 580 11.3.1 K. Due from Borrower at Closing -

Closing Costs Paid at Closing

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL


nt




Amount 9.2 CR IF Lender Credits <>

0.

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




DueFromBorrowerAtClosing Enumerated CR IF Lender Credits <>

0.

N/A



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




ClosingCostsSubtotal Enumerated CR IF Lender Credits <>

0.

N/A

998.351 99999 583 End-


UMMARY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY

N/A R 1:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

N/A R 1:1 N/A 0:0

10.144 |

10.059

586 586 12.0.1 | 13.2.1 L. Paid Already by or on Behalf of

Borrower at Closing Amount

CALCULATION - Total Paid Already by or

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL


nt




Amount 9.2 R N/A

10.159 |

10.058

587 587 12.0 | 13.2 L. Paid Already by or on Behalf of

Borrower at Closing

CALCULATION - Total Paid Already by or

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




PaidAlreadyByOrOnBehalfOfBorrowerAtClosing Enumerated R N/A

998.196 99999 588 End-


UMMARY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY

N/A R 1:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

N/A R 1:1 N/A 0:0

10.064 |

10.129

591 591 14.0.1 | 16.1.1 M. Due to Seller at Closing Amount

CALCULATION -Total Due to Seller at

Closing (M)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL


nt




Amount 9.2 R N/A

10.165 |

10.128

592 592 14.0 | 16.1 M. Due to Seller at Closing

CALCULATION -Total Due to Seller at

Closing (M)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




DueToSellerAtClosing Enumerated R N/A

998.197 99999 593 End-


UMMARY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY

N/A R 1:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

N/A R 1:1 N/A 0:0

10.085 |

10.113

596 596 15.0.1 | 16.2.1 N. Due from Seller at Closing Amount

CALCULATION -Total Due from Seller at

Closing (N)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL


nt




Amount 9.2 R N/A

10.083 |

10.112

597 597 15.0 | 16.2 N. Due from Seller at Closing

CALCULATION -Total Due from Seller at

Closing (N)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




DueFromSellerAtClosing Enumerated R N/A

998.198 99999 598 End-


UMMARY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY

N/A N/A 0:0 R 1:1



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL

N/A N/A 0:0 R 1:1

16.006 601 601 25.2.1 Total Payoffs and Payments MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL


nt




Amount 9.2 N/A R

16.005 |

16.01

602 602 25.2 | 25.0 Total Payoffs and Payments MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


UMMARY_DETAIL




PayoffsAndPayments Enumerated N/A R

998.053 99999 603 End-


UMMARY_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENTS N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT N/A R 1:1 R 1:1

5.003 |

11.087

606 606 5.1.1 | 18.5 Payment Calculation - Years


MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT @SequenceNumber An integer value used to provide

an order to multi-instance sibling

elements. The value must be

1 Enumerated R R

5.005 607 607 5.1.1 Payment Calculation - Years MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT ProjectedPaymentCalculationPeriodEn

dNumber

The end number of the projected

payment period. Used in

conjunction with Projected

Numeric 2 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT ProjectedPaymentCalculationPeriodSta

rtNumber

The start number of the

projected payment period. Used

in conjunction with Projected

Numeric 2 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT ProjectedPaymentCalculationPeriodTer

mType

The duration of time used to

define the projected payment

period.

Yearly Enumerated R R

5.008 610 610 5.4.1 Estimated Escrow MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT ProjectedPaymentEstimatedEscrowPay

mentAmount

The estimated amount of the

payment that is applied toward

escrows during the projected

Amount 9.2 R R

5.01 611 611 5.5.2 Estimated Total (Period) Payment MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT ProjectedPaymentEstimatedTotalMaxi

mumPaymentAmount

The estimated maximum amount

of the total payment during the

projected payment period.

Amount 9.2 R R

5.048 612 612 5.5.1 Estimated Total (Period) Payment MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT ProjectedPaymentEstimatedTotalMini

mumPaymentAmount

The estimated minimum amount



Amount 9.2 CR IF there is a total

payment range for

this period.

CR IF there is a total

payment range

for this period.5.007 613 613 5.3.1 Mortgage Insurance MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT ProjectedPaymentMIPaymentAmount The amount of the payment that

is applied toward mortgage

insurance during the projected


5.006 614 614 5.2.2 Principal & Interest MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT ProjectedPaymentPrincipalAndInterest

MaximumPaymentAmount

The maximum amount of the

principal and interest payment

during the projected payment

Amount 9.2 R R

5.047 615 615 5.2.1 Principal & Interest MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


MinimumPaymentAmount

The minimum amount of the



Amount 9.2 CR If there is a principal

and interest payment

range for this period.

CR If there is a

principal and

interest payment 998.059 99999 616 End-

PROJECTED_PAYMENT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT N/A CR 0:3 CR 0:3

5.071 618 618 5.1.2 | 5.1.3 | 5.1.4 Payment Calculation - Years MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT @SequenceNumber An integer value used to provide



2 | 3 | 4 Enumerated CR IF changes occur to

the total payment

after the first period

CR IF changes occur

to the total

payment after 5.009 |

5.065

619 619 5.5 | 5.6.2 Estimated Total (Period) Payment MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT PaymentFrequencyType Specifies the frequency of the

mortgage payment.

Annual | AtMaturity | Biweekly | Monthly |

Quarterly | Semiannual | Semimonthly | Weekly

Enumerated R R

5.074 620 620 5.1.2 | 5.1.3 | 5.1.4 Payment Calculation - Years MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT ProjectedPaymentCalculationPeriodEn

dNumber

The end number of the projected

payment period. Used in

conjunction with Projected

Numeric 2 CR IF changes occur to

the total payment


CR IF changes occur

to the total

payment after 5.073 621 621 5.1.2 | 5.1.3 | 5.1.4 Payment Calculation - Years MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT ProjectedPaymentCalculationPeriodSta

rtNumber


projected payment period. Used

in conjunction with Projected


the total payment


CR IF changes occur

to the total

payment after 5.072 622 622 5.1.2 | 5.1.3 | 5.1.4 Payment Calculation - Years MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


mType

The duration of time used to

define the projected payment

period.

Other | Yearly Enumerated CR IF changes occur to

the total payment


CR IF changes occur

to the total

payment after 5.104 623 623 5.1.2 | 5.1.3 | 5.1.4 Payment Calculation - Final Payment MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


mTypeOtherDescription


capture additional information


FinalPayment String 30 CR IF

ProjectPaymentCalcul

ationPeriodTermType

CR IF

ProjectPaymentC

alculationPeriod5.082 |

11.088

624 624 5.4.2 | 5.4.3 | 5.4.4 | 18.5 Estimated Escrow


MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT ProjectedPaymentEstimatedEscrowPay

mentAmount

The estimated amount of the

payment that is applied toward

escrows during the projected

Amount 9.2 CR IF changes occur to

the total payment


CR IF changes occur

to the total

payment after 5.086 625 625 5.5.4 | 5.5.6 | 5.5.8 Estimated Total (Period) Payment MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT ProjectedPaymentEstimatedTotalMaxi

mumPaymentAmount

The estimated maximum amount




the total payment


CR IF changes occur

to the total

payment after 5.085 626 626 5.5.3 | 5.5.5 | 5.5.7 Estimated Total (Period) Payment MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT ProjectedPaymentEstimatedTotalMini

mumPaymentAmount

The estimated minimum amount




the total payment


CR IF changes occur

to the total

payment after 5.08 627 627 5.3.2 | 5.3.3 | 5.3.4 Mortgage Insurance MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PROJECTED_PAYMENT ProjectedPaymentMIPaymentAmount The amount of the payment that

is applied toward mortgage

insurance during the projected

Amount 9.2 CR IF

MIRequiredIndicator

= "true" AND IF

Value must be

>= "0"

CR IF

MIRequiredIndic

ator = "true"

Value must be >=

"0"

5.077 628 628 5.2.5 | 5.2.7 | 5.2.9 Principal & Interest MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


MaximumPaymentAmount

The maximum amount of the




the total payment


CR IF changes occur

to the total

payment after 5.076 629 629 5.2.4 | 5.2.6 | 5.2.8 Principal & Interest MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


MinimumPaymentAmount

The minimum amount of the




the total payment


CR IF changes occur

to the total

payment after 998.06 99999 630 End-

PROJECTED_PAYMENT

PROJECTED_PAYMENTS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_DETAIL N/A CR 0:1 CR 0:1

8.061 633 633 8.15 | 8.15.2 G. Initial Escrow Payment at Closing -

Aggregate Adjustment

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_DETAIL EscrowAggregateAccountingAdjustme

ntAmount

The dollar amount of any

adjustment made to total escrow

account based on Regulation X

Amount 9.2 CR If lender makes an

adjustment to the

amount funding the

CR If lender makes

an adjustment to

the amount 998.062 99999 634 End-

ESCROW_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_ITEMS N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_ITEM N/A CR 0:8 CR 0:8


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_ITEM_DETAIL N/A CR 0:1 CR 0:1

8.172 |

8.141 |

8.283 |

638 638 8.11.1 | 8.14.1 | 8.12.1 | 8.13.1 G. Initial Escrow Payment at Closing -

Number of months

G. Initial Escrow Payment at Closing -

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_ITEM_DETAIL EscrowCollectedNumberOfMonthsCou

nt

The number of months escrow to

be collected at closing for the

escrow item.

Numeric 3 CR IF EscrowItemType

exists

CR IF

EscrowItemType

exists8.169

|8.175 |

8.276 |

639 639 8.11 | 8.12 | 8.13 | 8.14 Initial Escrow Payment at Closing -



MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_ITEM_DETAIL EscrowItemType Specifies the type of Escrow

Item.

AssessmentTax | CityBondTax | CityPropertyTax |



Enumerated CR IF EscrowIndicator =

"true".

CR IF

EscrowIndicator

= "true".



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes

8.820 |

8.821 |

8.822 |




MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_ITEM_DETAIL @gse:DisplayLabelText A free-form text field that




on the form differs

from the exact

CR If the label

displayed on the

form differs from 8.056 641 641 8.14 G. Initial Escrow Payment at Closing -

Other Items

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_ITEM_DETAIL EscrowItemTypeOtherDescription A free-form text field to collect

additional information when

Other is selected for Escrow Item

BoroughPropertyTax String 150 CR IF EscrowItemType =

"Other".

TypeOtherDescr

iption may also

include values

CR IF

EscrowItemType

= "Other".

TypeOtherDescripti

on may also include

values not specified 8.171 |

8.14 |

8.277 |


Amount per month

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_ITEM_DETAIL EscrowMonthlyPaymentAmount The monthly payment amount

for the escrow item.

Amount 9.2 CR IF EscrowItemType

exists

CR IF

EscrowItemType

exists8.189 |

8.179 |

8.282 |




MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_ITEM_DETAIL FeePaidToType Identifies the category or type of




ThirdPartyProvider

Enumerated CR IF

EscrowMonthlyPaym

entAmount > 0.

CR IF

EscrowMonthlyP

aymentAmount > 8.830 |

8.831 |

8.832 |




MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_ITEM_DETAIL FeePaidToTypeOtherDescription A free-form text field to capture




"Other".

CR IF FeePaidToType

= "Other".

8.297 |

8.298 |

8.299 | 8.3




MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_ITEM_DETAIL IntegratedDisclosureSectionType The title or description used to



InitialEscrowPaymentAtClosing Enumerated CR IF EscrowItemType

exists

CR IF

EscrowItemType

exists8.188 |

8.185 |

8.281 |

99999 646 GSE GSE Specific Data Point MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_ITEM_DETAIL RegulationZPointsAndFeesIndicator When true, indicates that item is



false | true Boolean CR IF EscrowItemType

exists and <>

Property Tax

CR IF

EscrowItemType

exists and <> 998.063 99999 647 End-

ESCROW_ITEM_DETAIL

N/A CR CR


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_ITEM_PAYMENTS N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_ITEM_PAYMENT N/A CR 0:3 CR 0:2

8.198 |

8.202 |

8.28 |

650 650 8.11.2 | 8.11.4 | 8.11.6 | 8.14.2 |

8.14.4 | 8.14.6 | 8.12.2 | 8.12.4 |

8.12.6 | 8.13.2 | 8.13.4 | 8.13.6


Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_ITEM_PAYMENT EscrowItemActualPaymentAmount The actual dollar amount paid by


time for a specified escrow item.

Amount 9.2 CR IF EscrowItemType

exists

CR IF

EscrowItemType

exists8.173 |

8.142 |

8.279 |

651 651 8.11.2 | 8.11.4 | 8.11.6 | 8.14.2 |

8.14.4 | 8.14.6 | 8.12.2 | 8.12.4 |

8.12.6 | 8.13.2 | 8.13.4 | 8.13.6


Borrower-Paid / Seller-Paid / Paid by

Others

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_ITEM_PAYMENT EscrowItemPaymentPaidByType The role of the party making the

escrow item payment.

Buyer | Lender | Seller | ThirdParty Enumerated CR IF EscrowItemType

exists

CR IF

EscrowItemType

exists

Excludes

EscrowItemPaymen

tPaidByType = 8.843 |

8.844 |

8.845 |

652 652 8.11.2 | 8.11.4 | 8.11.6 | 8.12.1 |

8.13.2 | 8.13.4 | 8.13.6 | 8.14.2 |

8.14.4 | 8.14.6



Others

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ESCROW_ITEM_PAYMENT EscrowItemPaymentTimingType Defines the point in time during


escrow item payment was paid.

AtClosing Enumerated CR IF EscrowItemType

exists

CR IF

EscrowItemType

exists

Excludes

EscrowItemPaymen

tPaidByType = 998.064 99999 653 End-

ESCROW_ITEM_PAYMENT

ESCROW_ITEM_PAYMENTS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_INFORMATION N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEES N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_DETAIL N/A R 1:1 R 1:1

7.085 658 658 7.2.1 A. Origination Charges - Loan Points MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_DETAIL FeePaidToType Identifies the category or type of




ThirdPartyProvider

Enumerated CR IF FeeType =

"LoanDiscountPoints"

AND FeeTotalPercent

CR IF FeeType =

"LoanDiscountPo

ints" AND 7.107 659 659 7.2.1 A. Origination Charges - Loan Points MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_DETAIL FeePaidToTypeOtherDescription A free-form text field to capture




"Other".

CR IF FeePaidToType

= "Other".


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_DETAIL FeePercentBasisType Defines the amount upon which

the Fee Total Percent is

calculated.

OriginalLoanAmount Enumerated CR IF FeeType =


AND FeeTotalPercent

CR IF FeeType =

"LoanDiscountPo

ints" AND 7.006 661 661 7.2.1 A. Origination Charges - Loan Points MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_DETAIL FeeTotalPercent The total percent paid by all

parties for the specified Fee or

Specified HUD Line Number. This

Percent 3.4 R Must be > = 0 R Must be > = 0

7.004 662 662 7.2 A. Origination Charges - Loan Points MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_DETAIL FeeType Specifies the general type of fees

associated with a real estate

finance transaction.

LoanDiscountPoints Enumerated R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_DETAIL IntegratedDisclosureSectionType The title or description used to



OriginationCharges Enumerated R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_DETAIL RegulationZPointsAndFeesIndicator When true, indicates that item is



false | true Boolean CR IF FeeType =


AND FeeTotalPercent

CR IF FeeType =

"LoanDiscountPo

ints" AND 998.229 99999 665 End-

FEE_DETAIL

N/A N/A 0:1 N/A 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_PAID_TO N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



String 100 CR IF FeeType =


AND FeeTotalPercent

CR IF FeeType =

"LoanDiscountPo

ints" AND 998.066 99999 670 End-

LEGAL_ENTITY_DETAIL

LEGAL_ENTITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_PAYMENTS N/A CR 0:5 CR 0:3


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_PAYMENT N/A CR 0:5 CR 0:3

7.01 673 673 7.2.2 | 7.2.3 | 7.2.4 | 7.2.5 | 7.2.6 A. Origination Charges - Loan Points MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_PAYMENT FeeActualPaymentAmount The actual dollar amount paid by


time for a specified fee.

Amount 9.2 CR IF FeeType =


AND FeeTotalPercent

CR IF FeeType =

"LoanDiscountPo

ints" AND 7.008 674 674 7.2.2 | 7.2.3 | 7.2.4 | 7.2.5 | 7.2.6 A. Origination Charges - Loan Points MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_PAYMENT FeePaymentPaidByType The role of the party making the

payment of fee.

Buyer | Lender | Seller | ThirdParty Enumerated CR IF FeeType =


AND FeeTotalPercent

CR IF FeeType =

"LoanDiscountPo

ints" AND

Excludes

FeePaymentPaidBy

Type = Seller since 7.009 675 675 7.2.2 | 7.2.3 | 7.2.4 | 7.2.5 | 7.2.6 A. Origination Charges - Loan Points MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_PAYMENT FeePaymentPaidOutsideOfClosingIndic

ator


fee was paid outside of closing.



AND FeeTotalPercent

CR IF FeeType =

"LoanDiscountPo

ints" AND 998.067 99999 676 End-

FEE_PAYMENT

FEE_PAYMENTS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE N/A CR 0:39 CR 0:39


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_DETAIL N/A CR 0:1 CR 0:1

11.089 679 679 18.7 NO - Escrow Waiver Fee MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_DETAIL FeeActualTotalAmount The actual total dollar amount

paid for the fee by all parties.


"EscrowWaiverFee".

CR IF FeeType =

"EscrowWaiverFe

e".



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





ThirdPartyProvider

Enumerated CR IF FeeType exists AND


ectionType =

CR IF FeeType exists

AND

IntegratedDisclos7.108 681 681 7.3.1 A. Origination Charges - Loan Points MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"Other".

CR IF FeePaidToType

= "Other".

7.076 |

11.032

682 682 7.3 | 18.7 A. Origination Charges

NO - Escrow Waiver Fee

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




203KArchitecturalAndEngineeringFee |

203KConsultantFee | 203KDiscountOnRepairs |

203KInspectionFee | 203KPermits |

Enumerated CR If origination charges

are part of this

transaction.

Escrow Waiver

Fee is the only

item used for

CR If origination

charges are part

of this

Escrow Waiver Fee

is the only item

used for UID 7.104 683 683 7.3 A. Origination Charges - Loan Points MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_DETAIL @gse:DisplayLabelText A free-form text field that




on the form differs

from the exact

CR If the label

displayed on the

form differs from 7.005 684 684 7.3 A. Origination Charges - Loan Points MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

DEAL_SETS/DEAL_SET/DE

ALS/DEAL/LOANS/LOAN/

FEE_DETAIL FeeTypeOtherDescription A free-form text field used to


when Other is selected for Fee

Type.

String 150 CR IF FeeType = "Other". CR IF FeeType =

"Other".


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




OriginationCharges Enumerated CR IF FeeType exists AND


ectionType =


AND

IntegratedDisclos7.08 99999 686 GSE GSE Specific Data Point MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




false | true Boolean CR IF FeeType exists AND


ectionType =


AND

IntegratedDisclos998.181 99999 687 End-

FEE_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



String 100 CR IF the FeePaidToType

<> "Lender".

CR IF the

FeePaidToType

<> "Lender".998.069 99999 692 End-

LEGAL_ENTITY_DETAIL

LEGAL_ENTITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


7.079 695 695 7.3.2 | 7.3.3 | 7.3.4 | 7.3.5 | 7.3.6 A. Origination Charges - Amount MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




Amount 9.2 CR IF FeeType exists AND


ectionType =


AND

IntegratedDisclos7.077 696 696 7.3.2 | 7.3.3 | 7.3.4 | 7.3.5 | 7.3.6 A. Origination Charges - Borrower Paid,

Seller Paid, Paid by Others

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


payment of fee.

Buyer | Lender | Seller | ThirdParty Enumerated CR IF FeeType exists AND


ectionType =


AND

IntegratedDisclos

Excludes

FeePaymentPaidBy

Type = Seller since 7.078 697 697 7.3.2 | 7.3.3 | 7.3.4 | 7.3.5 | 7.3.6 A. Origination Charges - At Closing /

Before Closing

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ator




FeePaymentPaidByTy

pe = "Buyer" OR

CR IF

FeePaymentPaid

ByType = "Buyer" 998.07 99999 698 End-

FEE_PAYMENT

FEE_PAYMENTS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE N/A CR 0:61 CR 0:61


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Fee Description

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





ThirdPartyProvider



ectionType =


AND

IntegratedDisclos7.109 702 702 7.5.1 B. Services Borrower Did Not Shop For -

Fee Description

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"Other".

CR IF FeePaidToType

= "Other".


Fee Description

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





203KConsultantFee | 203KInspectionFee |

203KPermits | 203KTitleUpdate | ApplicationFee

Enumerated CR If services borrower

did not shop for are

part of this

CR If services

borrower did not

shop for are part 7.105 704 704 7.5 B. Services Borrower Did Not Shop For -

Fee Description

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





on the form differs

from the exact

CR If the label

displayed on the

form differs from 7.027 705 705 7.5 B. Services Borrower Did Not Shop For -

Fee Description

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"Other".


Fee Description

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




ServicesBorrowerDidNotShopFor Enumerated CR IF FeeType exists AND


ectionType =


AND


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






ectionType =


AND


FEE_DETAIL

N/A N/A 0:1 N/A 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



Payee

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



String 100 CR IF FeeType exists AND


ectionType =


AND


LEGAL_ENTITY_DETAIL

LEGAL_ENTITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


7.031 716 716 7.5.2 | 7.5.3 | 7.5.4 | 7.5.5 | 7.5.6 B. Services Borrower Did Not Shop For-

Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






ectionType =


AND

IntegratedDisclos7.029 717 717 7.5.2 | 7.5.3 | 7.5.4 | 7.5.5 | 7.5.6 B. Services Borrower Did Not Shop For -


Others

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


payment of fee.



ectionType =


AND

IntegratedDisclos

Excludes

FeePaymentPaidBy

Type = Seller since 7.03 718 718 7.5.2 | 7.5.3 | 7.5.4 | 7.5.5 | 7.5.6 B. Services Borrower Did Not Shop For-

At Closing / Before Closing

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ator




FeePaymentPaidByTy

pe = "Buyer" OR

CR IF a FeeType

enumeration is

equal to Unique



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes

998.073 99999 719 End-

FEE_PAYMENT

FEE_PAYMENTS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE N/A CR 0:32 CR 0:32


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


7.074 722 722 7.7.1 C. Servicers Borrower Did Shop For - Fee

Description

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





ThirdPartyProvider



ectionType =


AND

IntegratedDisclos7.11 723 723 7.7.1 C. Servicers Borrower Did Shop For - Fee

Description

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"Other".

CR IF FeePaidToType

= "Other".

7.046 724 724 7.7 C. Servicers Borrower Did Shop For - Fee

Description

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





203KConsultantFee | 203KInspectionFee |

203KPermits | 203KTitleUpdate | ApplicationFee

Enumerated CR If services borrower

did shop for are part

of this transaction.

CR If services

borrower did

shop for are part 7.106 725 725 7.7 C. Servicers Borrower Did Shop For - Fee

Description

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





on the form differs

from the exact

CR If the label

displayed on the

form differs from 7.047 726 726 7.7 C. Servicers Borrower Did Shop For - Fee

Description

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"Other".

7.045 727 727 7.7 C. Servicers Borrower Did Shop For - Fee

Description

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




ServicesBorrowerDidShopFor Enumerated CR IF FeeType exists AND


ectionType =


AND


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






ectionType =


AND


FEE_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


7.048 733 733 7.7.1 C. Servicers Borrower Did Shop For -

Payee

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





ectionType =


AND


LEGAL_ENTITY_DETAIL

LEGAL_ENTITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


7.051 737 737 7.7.2 | 7.7.3 | 7.7.4 | 7.7.5 | 7.7.6 C. Servicers Borrower Did Shop For -

Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






ectionType =


AND

IntegratedDisclos7.049 738 738 7.7.2 | 7.7.3 | 7.7.4 | 7.7.5 | 7.7.6 C.. Servicers Borrower Did Shop For -


Others

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


payment of fee.



ectionType =


AND

IntegratedDisclos

Excludes

FeePaymentPaidBy

Type = Seller since 7.05 739 739 7.7.2 | 7.7.3 | 7.7.4 | 7.7.5 | 7.7.6 C. Servicers Borrower Did Shop For - At


MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ator




FeePaymentPaidByTy

pe = "Buyer" OR

CR IF

FeePaymentPaid

ByType = "Buyer" 998.076 99999 740 End-

FEE_PAYMENT

FEE_PAYMENTS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE N/A CR 0:2 CR 0:2


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


8.207 |

8.155

743 743 8.2.1 | 8.2.1 E. Taxes and Other Government Fees -

Recording Fees

E. Taxes and Other Government Fees -

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_DETAIL FeeActualTotalAmount The actual total dollar amount

paid for the fee by all parties.



ectionType =


AND

IntegratedDisclos8.206 |

8.195

744 744 8.2 E. Taxes and Other Government Fees -

Recording Fees for Deed

E. Taxes and Other Government Fees -

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




RecordingFeeForDeed |

RecordingFeeForMortgage

Enumerated CR If a deed or mortgage

recording fee is

charged by the

CR If a deed or

mortgage

recording fee is 8.205 745 745 8.2 E. Taxes and Other Government Fees -

Recording Fees for Deed

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




TaxesAndOtherGovernmentFees Enumerated CR IF FeeType exists AND


ectionType =


AND


FEE_DETAIL

FEE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


8.197 749 749 8.2 E. Taxes and Other Government Fees -

Recording Fees

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




RecordingFeeTotal Enumerated CR IF

FeeActualTotalAmou

nt > "0" for FeeType =

CR IF

FeeActualTotalA

mount > "0" for 8.209 |

8.208

750 750 8.2 | 8.2 E. Taxes and Other Government Fees -

Recording Fees

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




TaxesAndOtherGovernmentFees Enumerated CR IF FeeType =

"RecordingFeeTotal".

CR IF FeeType =

"RecordingFeeTo

tal".998.078 99999 751 End-

FEE_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


8.193 754 754 8.2.2 | 8.2.3 | 8.2.4 | 8.2.5 | 8.2.6 E. Taxes and Other Government Fees -

Recording Fees

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






CR IF FeeType =

"RecordingFeeTo

tal".8.153 755 755 8.2.2 | 8.2.3 | 8.2.4 | 8.2.5 | 8.2.6 E. Taxes and Other Government Fees -

Recording Fees

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


payment of fee.

Buyer | Lender | Seller | ThirdParty Enumerated CR IF FeeType =


CR IF FeeType =

"RecordingFeeTo

tal".

Excludes

FeePaymentPaidBy

Type = Seller since 8.154 756 756 8.2.2 | 8.2.3 | 8.2.4 | 8.2.5 | 8.2.6 E. Taxes and Other Government Fees -

Recording Fees

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ator




"RecordingFeeTotal"

AND

CR IF FeeType =

"RecordingFeeTo

tal".998.079 99999 757 End-

FEE_PAYMENT

FEE_PAYMENTS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE N/A CR 0:15 CR 0:15



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


8.196 760 760 8.3 E. Taxes and Other Government Fees -

Transfer Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




MortgageSurchargeCountyOrParish |

MortgageSurchargeMunicipal |

MortgageSurchargeState | Other |

Enumerated CR If a transfer tax fee is

charged by the

governing

CR If a transfer tax

fee is charged by

the governing 8.813 761 761 8.3 E. Taxes and Other Government Fees -

Transfer Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





on the form differs

from the exact

CR If the label

displayed on the

form differs from 8.234 762 762 8.3 E. Taxes and Other Government Fees -

Transfer Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"Other".

8.004 763 763 8.3 E. Taxes and Other Government Fees MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




TaxesAndOtherGovernmentFees Enumerated CR IF FeeType exists AND


ectionType =


AND


FEE_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


8.212 768 768 8.3.1 E. Taxes and Other Government Fees -

Transfer Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





ectionType =


AND


LEGAL_ENTITY_DETAIL

LEGAL_ENTITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


8.192 772 772 8.3.2 | 8.3.3 | 8.3.4 | 8.3.5 | 8.3.6 E. Taxes and Other Government Fees -

Transfer Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






ectionType =


AND

IntegratedDisclos8.19 773 773 8.3.2 | 8.3.3 | 8.3.4 | 8.3.5 | 8.3.6 E. Taxes and Other Government Fees -

Transfer Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


payment of fee.



ectionType =


AND

IntegratedDisclos

Excludes

FeePaymentPaidBy

Type = Seller since 8.191 774 774 8.3.2 | 8.3.3 | 8.3.4 | 8.3.5 | 8.3.6 E. Taxes and Other Government Fees -

Transfer Taxes

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ator




FeePaymentPaidByTy

pe = "Buyer" OR

CR IF

FeePaymentPaid

ByType = "Buyer" 998.082 99999 775 End-

FEE_PAYMENT

FEE_PAYMENTS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE N/A CR 0:39 CR 0:39


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


8.18 778 778 8.17.1 H. Other Costs - Other Costs MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





ThirdPartyProvider



ectionType =


AND

IntegratedDisclos8.834 779 779 8.17.1 H. Other Costs - Other Costs MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"Other"

CR IF FeePaidToType

= "Other"

8.066 780 780 8.17 H. Other Costs - Other Costs MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




AsbestosInspectionFee |



Enumerated CR If other fees are

charged as part of

this transaction.

CR If other fees are

charged as part

of this 8.824 781 781 8.17 H. Other Costs - Other Costs MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





on the form differs

from the exact

CR If the label

displayed on the

form differs from 8.067 782 782 8.17 H. Other Costs - Other Costs MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




DebtSuspensionInsurancePremium String 150 CR IF FeeType = "Other". TypeOtherDescr

iption may also

include values

CR IF FeeType =

"Other".

TypeOtherDescripti

on may also include

values not specified 8.065 783 783 8.17 H. Other Costs - Other Costs MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




OtherCosts Enumerated CR IF FeeType exists AND


ectionType =


AND

IntegratedDisclos8.219 784 784 8.17 H. Other Costs - Other Costs MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_DETAIL OptionalCostIndicator When true, indicates that the

service and associated cost are

not required by the creditor. This



ectionType =


AND


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






ectionType =


AND


FEE_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


8.068 790 790 8.17.1 H. Other Costs - Other Costs - Payee MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





ectionType =


AND


LEGAL_ENTITY_DETAIL

LEGAL_ENTITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


8.108 794 794 8.17.2 | 8.17.3 | 8.17.4 | 8.17.5 |

8.17.6

H. Other Costs - Other Costs - Amount MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






ectionType =


AND

IntegratedDisclos8.107 795 795 8.17.2 | 8.17.3 | 8.17.4 | 8.17.5 |

8.17.6

H. Other Costs - Other Costs - Borrower-

Paid / Seller-Paid / Paid by Others

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


payment of fee.



ectionType =


AND

IntegratedDisclos

Excludes

FeePaymentPaidBy

Type = Seller since 8.07 796 796 8.17.2 | 8.17.3 | 8.17.4 | 8.17.5 |

8.17.6

H. Other Costs - Other Costs - At Closing

/ Before Closing

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


ator




FeePaymentPaidByTy

pe = "Buyer" OR

CR IF

FeePaymentPaid

ByType = "Buyer" 998.085 99999 797 End-

FEE_PAYMENT

FEE_PAYMENTS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEES_SUMMARY N/A R 1:1 R 1:1



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_SUMMARY_DETAIL N/A R 1:1 R 1:1

12.004 800 800 21.4 Annual Percentage Rate (APR) MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_SUMMARY_DETAIL APRPercent The annual percentage rate for

the loan based on the accepted

industry standard defined by

Percent 3.4 R R

12.003 801 801 21.3 Amount Financed MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_SUMMARY_DETAIL FeeSummaryTotalAmountFinancedAm

ount

The amount of the Total Amount

Financed as disclosed based on

the accepted industry standard

Amount 9.2 R R

12.002 802 802 21.2 Finance Charge MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_SUMMARY_DETAIL FeeSummaryTotalFinanceChargeAmou

nt

The amount of the Total Finance

Charges as disclosed based on


Amount 9.2 R R

12.005 803 803 21.5 Total Interest Percentage (TIP) MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_SUMMARY_DETAIL FeeSummaryTotalInterestPercent The total amount of interest paid

by the borrower over the term of

the loan as a percentage of the

Percent 3.4 R R

12.001 804 804 21.1 Total of Payments MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FEE_SUMMARY_DETAIL FeeSummaryTotalOfAllPaymentsAmou

nt

The amount of the Total of All

Payments as disclosed based on


Amount 9.2 R R

998.087 99999 805 End-

FEE_SUMMARY_DETAIL

FEE_SUMMARY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FORECLOSURES N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FORECLOSURE N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FORECLOSURE_DETAIL N/A R 1:1 R 1:1

13.001 809 809 22.1 Liability after Foreclosure

□ state law may protect

□ state law does not protect

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

FORECLOSURE_DETAIL DeficiencyRightsPreservedIndicator When true, indicates that upon

the foreclosure sale completion

deficiency rights against the

false | true Boolean R R

998.088 99999 810 End-

FORECLOSURE_DETAIL

FORECLOSURE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

HIGH_COST_MORTGAGES N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

HIGH_COST_MORTGAGE N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

HIGH_COST_MORTGAGE AveragePrimeOfferRatePercent An annual percentage rate that is

derived from average interest

rates, points, and other loan

Percent 3.4 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

HIGH_COST_MORTGAGE RegulationZExcludedBonaFideDiscount

PointsIndicator

When true, indicates that

excluded bona fide discount

points were charged for this loan.



AND FeeTotalPercent

CR IF FeeType =

"LoanDiscountPo

ints" AND 7.088 99999 815 GSE GSE Specific Data Point MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

HIGH_COST_MORTGAGE RegulationZExcludedBonaFideDiscount

PointsPercent

The bona fide discount points,

expressed as a percent, that are

excluded from points and fees

Percent 3.4 CR IF

RegulationZExcluded

BonaFideDiscountPoi

CR IF

RegulationZExclu

dedBonaFideDisc7.091 99999 816 GSE GSE Specific Data Point MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

HIGH_COST_MORTGAGE RegulationZTotalAffiliateFeesAmount The total amount of fees,

expressed in dollars, paid to an

affiliate(s) of the creditor.



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

HIGH_COST_MORTGAGE RegulationZTotalLoanAmount The total loan amount, expressed

in dollars, calculated in

accordance with Regulation Z,



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

HIGH_COST_MORTGAGE RegulationZTotalPointsAndFeesAmoun

t

The total amount of points and

fees, expressed in dollars,

calculated in accordance with


998.089 99999 819 End-

HIGH_COST_MORTGAGE

HIGH_COST_MORTGAGES

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INTEREST_ONLY N/A CR 0:1 CR 0:1

4.025 |

5.087 |

11.036

821 821 4.3.3 | 5.1

| 19.1.1

(Period) Principal & Interest - YES

Payment Calculation - Years

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INTEREST_ONLY InterestOnlyTermMonthsCount Then number of months the loan

remains interest only.

Numeric 3 CR IF


= "true".

CR IF

InterestOnlyIndic

ator = "true".998.09 99999 822 End-

INTEREST_ONLY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LATE_CHARGE N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

EXTENSION N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

OTHER N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

gse:LATE_CHARGE_RULES N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

gse:LATE_CHARGE_RULE N/A R 1:2 R 1:2

11.073 828 828 17.3 Late Payment MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

gse:LATE_CHARGE_RULE gse:LateChargeAmount The dollar amount that a

borrower is required to pay for

failure to make a regular

Amount 9.2 CR IF LateChargeType =

"FlatDollarAmount".

CR IF

LateChargeType

= 11.006 829 829 17.3 Late Payment MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

gse:LATE_CHARGE_RULE gse:LateChargeGracePeriodDaysCount The grace period in days for this

loan before a late charge will be

applied.

Numeric 2 CR IF LateChargeType <>

"NoLateCharges"

CR IF

LateChargeType

<> 11.007 830 830 17.3 Late Payment MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

gse:LATE_CHARGE_RULE gse:LateChargeRatePercent The percentage that a borrower

is required to pay for failure to

make a regular installment within

Percent 3.4 CR IF LateChargeType <>

"FlatDollarAmount"

OR "NoLateCharges"

CR IF

LateChargeType

<> 11.008 831 831 17.3 Late Payment MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

gse:LATE_CHARGE_RULE gse:LateChargeType The type of late charge that may

be applied to the loan.

FlatDollarAmount | NoLateCharges |

PercentageOfDelinquentInterest |

PercentageOfNetPayment |

Enumerated R R

998.091 99999 832 End-

gse:LATE_CHARGE_RULE

gse:LATE_CHARGE_RULES

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL N/A R 1:1 R 1:1

11.004 834 834 17.1 Assumption MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL AssumabilityIndicator Indicates whether the loan is

assumable by another borrower.


4.029 835 835 4.5.2 Balloon Payment - Does the loan have

these features?

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL BalloonIndicator Indicates whether or not a final

balloon payment is required

under the terms of the loan


4.03 836 836 4.5.3 Balloon Payment - YES MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL BalloonPaymentAmount The dollar amount of the final, or

lump sum, balloon payment.

Amount 9.2 CR IF BalloonIndicator =

"true".

CR IF

BalloonIndicator

= "true".4.048 837 837 4.2.1 Interest Rate MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL BuydownTemporarySubsidyFundingInd

icator

Indicates whether there is

buydown funding on this loan. A

buydown is money paid by the


3.006 |

3.033

838 838 3.2 | 3.1 Purpose

Loan Term

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL ConstructionLoanIndicator Indicates whether or not this is a

construction loan.




January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes

11.005 839 839 17.2 Demand Feature MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL DemandFeatureIndicator When true, indicates that the

loan has a demand feature.


11.077 840 840 18.1 Additional Information about this Loan -

Escrow Account -

□ you declined it

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL EscrowAbsenceReasonType Specifies the reason the loan

does not have an escrow

account.

BorrowerDeclined | LenderDoesNotOffer Enumerated CR IF EscrowIndicator =

"false".

CR IF

EscrowIndicator

= "false".5.092 |

11.021 |

11.104

841 841 5.4 | 18.1 | 18.1 Estimated Escrow

Escrow Account - For now, your loan

□ will have an escrow account…

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL EscrowIndicator Indicates whether or not escrows

are associated with this loan.


4.019 |

5.057 |

11.035

842 842 4.3.3

| 5.2.3 | 19.1

(Period) Principal & Interest - Can this

amount increase after closing?

Only Interest

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL InterestOnlyIndicator Indicates whether loan is set up

with interest only payments.


4.007 843 843 4.2.2 Interest Rate - Can this amount increase

after closing?

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL InterestRateIncreaseIndicator When true, indicates that the

interest rate on the loan can

increase after the closing.


4.002 844 844 4.1.2 Loan Amount - Can this amount increase

after closing?

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL LoanAmountIncreaseIndicator When true, indicates that the

loan amount can increase after

closing.


3.032 |

5.094 |

5.101

845 845 3.6 | 5.3 | 5.3 MIC#

Mortgage Insurance

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL MIRequiredIndicator Indicates that Mortgage

Insurance is or was required as a

condition for originating the


4.033 |

11.009

846 846 4.1.3

17.4

Loan Amount - Can this amount increase

after closing?

Negative Amortization

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL NegativeAmortizationIndicator Indicates whether the loan allows

negative amortization.


4.017 847 847 4.3.2 (Period) Principal & Interest - Can this

amount increase after closing?

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL PaymentIncreaseIndicator When true, indicates that the

payments on the loan can

increase after the closing.


4.026 848 848 4.4.2 Prepayment Penalty - Does the loan have

these features?

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL PrepaymentPenaltyIndicator Indicates whether the loan

includes a penalty charged to the

borrower in the event of


11.041 849 849 19.4 Seasonal Payments? MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL SeasonalPaymentFeatureIndicator When true, indicates the loan

contains a seasonal payment

feature.




Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_DETAIL TotalSubordinateFinancingAmount The total amount of subordinate

financing associated with the

loan. For example, the

Amount 9.2 CR IF


mType =

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

EXTENSION N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

OTHER N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

OTHER gse:SubordinateFinancingIsNewIndicat

or

When true indicates that

subordinate financing is being

created simultaneously with the

false | true R R

998.092 99999 854 End-

LOAN_DETAIL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_IDENTIFIERS N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_IDENTIFIER N/A R 1:1 R 1:1

3.011 857 857 3.5 Loan ID # MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_IDENTIFIER LoanIdentifier The value of the identifier for the

specified type.

String 30 R R

3.012 858 858 3.5 Loan ID # MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_IDENTIFIER LoanIdentifierType The type of identifier used for a

loan.

LenderLoan Enumerated R R

998.093 99999 859 End-

LOAN_IDENTIFIER

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_IDENTIFIER N/A CR 0:1 CR 0:1

3.014 861 861 3.6 MIC# MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


specified type.

String 30 CR IF LoanIdentifierType

= "AgencyCase".

CR IF

LoanIdentifierTy

pe = 3.015 862 862 3.6 MIC# MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


loan.

AgencyCase Enumerated CR IF MortgageType <>

"Conventional"

CR IF MortgageType

<>

"Conventional"998.094 99999 863 End-

LOAN_IDENTIFIER

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_IDENTIFIER N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


specified type.


= "MERS_MIN"

CR IF

LoanIdentifierTy

pe = 0.045 866 866 GSE GSE Specific Data Point MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


loan.

MERS_MIN Enumerated CR If the transaction is

registered with MERS

system.

CR If the transaction

is registered with

MERS system.998.214 99999 867 End-

LOAN_IDENTIFIER

LOAN_IDENTIFIERS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_PRODUCT N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_PRICE_QUOTES N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_PRICE_QUOTE N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_PRICE_QUOTE_DETAIL N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LOAN_PRICE_QUOTE_DETAIL LoanPriceQuoteInterestRatePercent The mortgage loan interest rate

for which the price quote is

calculated.

Percent 3.4 CR IF

RegulationZExcluded

BonaFideDiscountPoi

CR IF

RegulationZExclu

dedBonaFideDisc998.095 99999 873 End-

LOAN_PRICE_QUOTE_DETAIL

LOAN_PRICE_QOUTE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

MATURITY N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

MATURITY_RULE N/A R 1:1 R 1:1

3.001 |

4.031

876 876 3.1 | 4.5.3 Loan Term

Balloon Payment - YES

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

MATURITY_RULE LoanMaturityPeriodCount The scheduled number of periods

(as defined by Loan Maturity

Period Type) after which the loan

Numeric 3 CR IF


cator = "False"

CR IF

ConstructionLoa


4.032

877 877 3.1 | 4.5.3 Loan Term

Balloon Payment - YES

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

MATURITY_RULE LoanMaturityPeriodType The unit of time used to define

the period over which the loan

matures. Used in conjunction

Month Enumerated CR IF


cator = "False"

CR IF

ConstructionLoa


4.052 |

5.089

878 878 3.1 | 4.2.3 | 5.1 Loan Term


MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

MATURITY_RULE LoanTermMaximumMonthsCount The maximum possible number

of months for the term to

maturity, if the term to maturity

Numeric 3 CR If the term to

maturity is

extendible.

CR If the term to

maturity is

extendible.



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes

998.097 99999 879 End-

MATURITY_RULE

MATURITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

MI_DATA N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

MI_DATA_DETAIL N/A CR 0:1 CR 0:1

3.013 882 882 3.6 MIC# MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

MI_DATA_DETAIL MICertificateIdentifier The number assigned by the

private mortgage insurance

company to track a loan.

String 50 CR IF MortgageType =

"Conventional" AND

"MIRequiredIndicator

CR IF MortgageType

= "Conventional"

AND 3.017 99999 883 GSE GSE Specific Data Point MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

MI_DATA_DETAIL MICompanyNameType To convey the private MI

company short/common name

from whom the private mortgage

CMG | Essent | Genworth | MGIC | NationalMI |

Other | PMI | Radian | RMIC | Triad | UGI

Enumerated CR IF MortgageType =

"Conventional" AND


CR IF MortgageType

= "Conventional"

AND 3.029 99999 884 GSE GSE Specific Data Point MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

MI_DATA_DETAIL MICompanyNameTypeOtherDescriptio

n


describe the MI company name

when Other is selected for the MI

String 150 CR IF

MICompanyNameTyp

e = "Other".

CR IF

MICompanyNam

eType = "Other".5.103 |

5.088

885 885 5.3 | 5.3 Mortgage Insurance MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

MI_DATA_DETAIL MIScheduledTerminationDate The projected mandatory date

the mortgage insurance must be

terminated when a set loan to

YYYY-MM-DD O IF


" = "true".

O IF

"MIRequiredIndi

cator" = "true".998.098 99999 886 End-

MI_DATA_DETAIL

MI_DATA

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

NEGATIVE_AMORTIZATION N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

NEGATIVE_AMORTIZATION_RULE N/A CR 0:1 CR 0:1

4.005 |

5.093

889 889 4.1.3 | 5.1 Loan Amount - YES


MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

NEGATIVE_AMORTIZATION_RULE NegativeAmortizationLimitMonthsCou

nt

The limit (in months) during

which negative amortization is

allowed and after which the loan

Numeric 3 CR IF

NegativeAmortization

Indicator = "true".

CR IF

NegativeAmortiz

ationIndicator = 4.003 890 890 4.1.3 Loan Amount - YES MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

NEGATIVE_AMORTIZATION_RULE NegativeAmortizationMaximumLoanBa

lanceAmount

Then maximum loan balance

with accrued increase from

negative amortization. (The initial

Amount 9.2 CR IF


Indicator = "true".

CR IF

NegativeAmortiz

ationIndicator = 4.004 |

11.01

891 891 4.1.3 | 17.4 Loan Amount - YES

Negative Amortization

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

NEGATIVE_AMORTIZATION_RULE NegativeAmortizationType Specifies whether negative

amortization is scheduled or

potential on the loan. Negative

PotentialNegativeAmortization |

ScheduledNegativeAmortization

Enumerated CR IF


Indicator = "true".

CR IF

NegativeAmortiz

ationIndicator = 998.099 99999 892 End-

NEGATIVE_AMORTIZATION_RULE

NEGATIVE_AMORTIZATION

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PAYMENT N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PARTIAL_PAYMENTS N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PARTIAL_PAYMENT N/A CR 0:2 CR 0:2

11.09 896 896 17.5 Partial Payments MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PARTIAL_PAYMENT PartialPaymentApplicationMethodTyp

e

The method used for applying a

partial payment to the loan.

ApplyPartialPayment |

HoldUntilCompleteAmount | Other

Enumerated CR IF

PartialPaymentAllowe

dIndicator = "true".

CR IF

PartialPaymentAl

lowedIndicator = 11.115 897 897 17.5 Partial Payments MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PARTIAL_PAYMENT PartialPaymentApplicationMethodTyp

eOtherDescription



when Other is selected for Partial

String 150 CR IF

PartialPaymentApplic

ationMethodType =

CR IF

PartialPaymentA

pplicationMetho998.1 99999 898 End-

PARTIAL_PAYMENT

PARTIAL_PAYMENTS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PAYMENT_RULE N/A R 1:1 R 1:1

4.049 900 900 4.3.1 (Period) Principal & Interest MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PAYMENT_RULE FullyIndexedInitialPrincipalAndInterest

PaymentAmount



when calculated using the loan

Amount 9.2 CR IF

DisclosedFullyIndexed

RatePercent exists.

Mutually

exclusive with

InitialPrincipalA

CR IF

DisclosedFullyInd

exedRatePercent

Mutually exclusive

with

InitialPrincipalAndI4.016 901 901 4.3.1 (Period) Principal & Interest MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PAYMENT_RULE InitialPrincipalAndInterestPaymentAm

ount


principal and interest payment as

stated on the Note. The principal

Amount 9.2 CR IF

FullyIndexedInitialPri

ncipalAndInterestPay

Mutually

exclusive with

FullyIndexedInit

CR IF

FullyIndexedIniti

alPrincipalAndInt

Mutually exclusive

with

FullyIndexedInitialP11.013 902 902 17.5 Partial Payments MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PAYMENT_RULE PartialPaymentAllowedIndicator When true, indicates that the

terms of the loan allow principal

and interest payments that are


4.014 |

11.046

903 903 4.3 |19.5 (Period) Principal & Interest

Adjustable Payments Table

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PAYMENT_RULE PaymentFrequencyType Specifies the frequency of the

mortgage payment.

Annual | AtMaturity | Biweekly | Monthly |

Quarterly | Semiannual | Semimonthly | Weekly

Enumerated R R

11.037 904 904 19.2 Optional Payments? MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PAYMENT_RULE PaymentOptionIndicator Specifies that the loan

instrument allows the

borrower(s) to determine and


11.044 905 905 19.4.1 Seasonal Payments? MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PAYMENT_RULE SeasonalPaymentPeriodEndMonth The month that the period during

which payments are not

scheduled ends.

--MM CR IF

SeasonalPaymentFeat

ureIndicator = "true".

CR IF

SeasonalPaymen

tFeatureIndicator 11.043 906 906 19.4.1 Seasonal Payments? MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PAYMENT_RULE SeasonalPaymentPeriodStartMonth The month that the period during

which payments are not

scheduled begins.

--MM CR IF

SeasonalPaymentFeat

ureIndicator = "true"

CR IF

SeasonalPaymen

tFeatureIndicator 999.598 99999 907 MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


11.113 909 909 19.2.1 Optional Payments? MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

OTHER gse:TotalOptionalPaymentCount The total number of optional

payments allowed during the life

of the loan when this choice is

Numeric 3 CR IF

PaymentOptionIndica

tor = "true".

CR IF

PaymentOptionI

ndicator = "true".11.114 910 910 19.3.1 Step Payments? MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

OTHER gse:TotalStepPaymentCount The total number of payment

adjustments allowed under a

step agreement during the life of

Numeric 3 CR IF AmortizationType =

"GPM" OR

"GranduatedPayment

CR IF

AmortizationTyp

e = "GPM" OR 998.101 99999 911 End-

OTHER

EXTENSION

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAYMENT_PENALTY N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PREPAYMENT_PENALTY_LIFETIME_RU

LE

N/A CR 0:1 CR 0:1

4.044 914 914 4.4.3 Prepayment Penalty - YES MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


LE

PrepaymentPenaltyExpirationMonthsC

ount

The number of months from the

loan closing that a prepayment

penalty may be imposed.

Numeric 3 CR IF

PrepaymentPenaltyIn

dicator = "true"

CR IF

PrepaymentPena

ltyIndicator = 4.027 915 915 4.4.3 Prepayment Penalty - YES MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


LE

PrepaymentPenaltyMaximumLifeOfLoa

nAmount

Maximum dollar amount that can

be charged as a prepayment

penalty over the life of the loan.

Amount 9.2 CR IF

PrepaymentPenaltyIn

dicator = "true".

CR IF

PrepaymentPena

ltyIndicator = 998.102 99999 916 End-


LE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

QUALIFIED_MORTGAGE N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

EXEMPTIONS N/A CR 0:1 CR 0:1



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

EXEMPTION N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

EXEMPTION AbilityToRepayExemptionReasonType Specifies the reason that

transaction is exempt from

Regulation Z Ability-To-Repay

LoanProgram | PropertyUsage Enumerated CR IF

AbilityToRepayMetho

dType = "Exempt".

CR IF

AbilityToRepayM

ethodType = 998.103 99999 921 End-

EXEMPTION

EXEMPTIONS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

QUALIFIED_MORTGAGE_DETAIL N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

QUALIFIED_MORTGAGE_DETAIL AbilityToRepayMethodType Specifies the method by which

the creditor satisfied Regulation

Z Ability-to-Repay requirements.

Exempt | General Enumerated R R

998.104 99999 924 End-

QUALIFIED_MORTGAGE_DETAIL

QUALIFIED_MORTGAGE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

REFINANCE N/A N/A 0:0 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

REFINANCE RefinanceSameLenderIndicator When true, indicates that the

subject loan is refinanced with

the current holder, current

false | true Boolean N/A R

998.105 99999 927 End-

REFINANCE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

TERMS_OF_LOAN N/A R 1:1 R 1:1

10.033 |

10.146

929 929 12.3 | 12.3.1 | 15.3 | 15.3.1 L. Paid Already by or on Behalf of

Borrower at Closing - Existing Loan(s)

Assumed or Taken Subject to

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

TERMS_OF_LOAN AssumedLoanAmount The dollar amount of an existing

loan assumed by the borrower.

Amount 9.2 CR If borrower is

assuming an existing

loan.

N/A

4.037

|11.117

930 930 4.2.1 |20.2 Interest Rate MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

TERMS_OF_LOAN DisclosedFullyIndexedRatePercent The value of the fully indexed

interest rate, expressed as a

percent, that must be disclosed

Percent 3.4 CR IF AmortizationType =

“AdjustableRate”

AND interest rate

Mutually

exclusive with

NoteRatePercen

CR IF

AmortizationTyp

e =

Mutually exclusive

with

NoteRatePercent 3.016 99999 931 GSE GSE Specific Data Point MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

TERMS_OF_LOAN LienPriorityType Specifies the priority of the lien

against the subject property.

FirstLien | FourthLien | SecondLien | ThirdLien Enumerated R R

3.003 |

1.026 |

3.035

932 932 3.2 | 1.7 | 3.1 Purpose

Sale Price

Loan Term

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

TERMS_OF_LOAN LoanPurposeType Specifies the purpose for which

the loan proceeds will be used.

Purchase | Refinance Enumerated R R

3.009 933 933 3.4 Loan Type MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

TERMS_OF_LOAN MortgageType Identifies the highest level

private or public sector entity

under whose guidelines the

Conventional | FHA | LocalAgency | Other |

PublicAndIndianHousing | StateAgency |

USDARuralDevelopment | VA

Enumerated R R

3.018 934 934 3.4 Loan Type MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

TERMS_OF_LOAN MortgageTypeOtherDescription A free-form text field used to

collect additional information or

a description of the mortgage


"Other".

CR IF MortgageType

= "Other".

4.001 |

10.032

935 935 4.1.1 | 12.2 | 12.2.1 Loan Amount

L. Paid Already by or on Behalf of

Borrower at Closing- Loan Amount

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

TERMS_OF_LOAN NoteAmount The amount to be repaid as

disclosed on the note.

Amount 9.2 R R

4.006 |

11.057

936 936 4.2.1 | 20.2 Interest Rate |

Initial Interest Rate

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

TERMS_OF_LOAN NoteRatePercent The actual interest rate as


Percent 3.4 CR IF

BuydownReflectedIn

NoteIndicator =

Mutually

exclusive with

DisclosedFullyIn

CR IF

BuydownReflect

edInNoteIndicato

Mutually exclusive

with

DisclosedFullyIndex4.036 |

11.118

937 937 4.2.1 | 20.2 Interest Rate MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

TERMS_OF_LOAN WeightedAverageInterestRatePercent An average of the different

interest rates applicable to the

transaction, based on the

Percent 3.4 CR IF

BuydownReflectedIn

NoteIndicator =

Mutually

exclusive with

NoteRatePercen

CR IF

BuydownReflect

edInNoteIndicato

Mutually exclusive

with

NoteRatePercent 998.215 99999 938 End-

TERMS_OF_LOAN

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

UNDERWRITING N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

AUTOMATED_UNDERWRITINGS N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

AUTOMATED_UNDERWRITING N/A CR 0:10 CR 0:10


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

AUTOMATED_UNDERWRITING AutomatedUnderwritingCaseIdentifier A unique identifier assigned by

the underwriting system to the

underwriting case for a specific

String 150 CR IF

LoanManualUnderwri

tingIndicator =

Must include

all of the

following data

CR IF

LoanManualUnd

erwritingIndicato

Must include all of

the following data

points in the 0.039 99999 943 GSE GSE Specific Data Point MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

AUTOMATED_UNDERWRITING AutomatedUnderwritingSystemType The type of automated

underwriting system used to

evaluate the loan.

Assetwise | Capstone | Clues |

DesktopUnderwriter | ECS | FHAScorecard |

LoanProspector | Other | Strategyware | Zippy

Enumerated CR IF

LoanManualUnderwri

tingIndicator =

CR IF

LoanManualUnd

erwritingIndicato0.040 99999 944 GSE GSE Specific Data Point MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

AUTOMATED_UNDERWRITING AutomatedUnderwritingSystemTypeOt

herDescription




DecisionEngine | FirstMortgageCreditScore |

GuaranteedUnderwritingSystem

String 150 CR IF

AutomatedUnderwrit

ingSystemType =

TypeOtherDescr

iption may also

include values

CR IF

AutomatedUnde

rwritingSystemTy

TypeOtherDescripti

on may also include

values not specified 998.216 99999 945 End-

AUTOMATED_UNDERWRITING

AUTOMATED_UNDERWRITINGS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

UNDERWRITING_DETAIL N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

UNDERWRITING_DETAIL LoanManualUnderwritingIndicator Indicates that the loan was

manually underwritten.


998.217 99999 948 End-

UNDERWRITING_DETAIL

UNDERWRITING

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PARTIES N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PARTY N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LEGAL_ENTITY N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LEGAL_ENTITY_DETAIL N/A R 1:1 R 1:1

14.002 |

2.028

953 953 23.1.1 | 2.3 Contact Information -Lender MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



String 100 R R

998.107 99999 954 End-

LEGAL_ENTITY_DETAIL

LEGAL_ENTITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESSES N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


14.004 957 957 23.2.1 Contact Information -Lender MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




String 100 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS AddressType Specifies the type of address. Mailing Enumerated R R



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/







Enumerated CR IF PartyRoleType =

"NotePayTo" AND


CR IF PartyRoleType

= "NotePayTo"

AND 14.007 960 960 23.2.1 Contact Information -Lender MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




String 12 CR IF PartyRoleType =

"NotePayTo" and

address includes a

CR IF PartyRoleType

= "NotePayTo"

and address 14.008 961 961 23.2.1 Contact Information -Lender MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS CityName The name of the city. String 50 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




String 9 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




String 2 R R

998.108 99999 964 End-

ADDRESS

ADDRESSES

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLES N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLE N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLE @SequenceNumber An integer value used to provide



1 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLE @xlink:label N/A PARTY1_ROLE1 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LICENSES N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LICENSE N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LICENSE_DETAIL N/A R 1:1 R 1:1

14.013 99999 972 GSE Contact Information -Lender MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license

issuer.

Private | PublicFederal | PublicLocal |

PublicState

Enumerated O O

14.011 973 973 23.3.1 | 23.4.1 Contact Information -Lender MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LICENSE_DETAIL LicenseIdentifier The identifier of the license or

certificate issued to the party.

The attribute IdentifierOwnerURI

String 50 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LICENSE_DETAIL @IdentifierOwnerURI Identifies the owner or publisher



"mortgage.nationwidelicensingsystem.org" String 100 R If NMLS exists,

must send the

value of NMLS.

R If NMLS exists,

must send the

value of NMLS. If 14.014 99999 975 GSE Contact Information -Lender MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LICENSE_DETAIL LicenseIssuingAuthorityName The name of the issuing authority

through which the party

obtained the license.

String 100 CR If LicenseIdentifer is a

state license.

CR If

LicenseIdentifer

is a state license.14.012 976 976 23.4.1 Contact Information -Lender MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LICENSE_DETAIL LicenseIssuingAuthorityStateCode The two-character




state license.

CR If

LicenseIdentifer

is a state license.14.015 99999 977 GSE Contact Information -Lender MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LICENSE_DETAIL LicenseIssueDate The date on which the license

was issued.

YYYY-MM-DD O O

998.11 99999 978 End-

LICENSE_DETAIL

LICENSE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLE_DETAIL N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLE_DETAIL PartyRoleType Identifies the role that the party

plays in the transaction. Parties

may be either a person or legal

NotePayTo Enumerated R R

998.111 99999 981 End-

ROLE_DETAIL

ROLE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INDIVIDUAL N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINTS N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINT N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINT_EMAIL N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINT_EMAIL ContactPointEmailValue The email address for the

contact.

String 100 R R

998.112 99999 988 End-

CONTACT_POINT_EMAIL

CONTACT_POINT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINT_TELEPHONE N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINT_TELEPHONE ContactPointTelephoneValue The telephone number for the

contact.

String 10 R R

998.113 99999 992 End-

CONTACT_POINT_TELEPHONE

CONTACT_POINT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

NAME N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

NAME FirstName The first name of the individual

represented by the parent

object.

String 30 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

NAME LastName The last name of the individual


object.

String 35 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

NAME MiddleName The middle name of the

individual represented by the

parent object.


"NotePayTo" AND

MiddleName exists.

CR IF PartyRoleType

= "NotePayTo"

AND 14.02 997 997 23.5.1 Contact Information -Lender MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

NAME SuffixName The name suffix of the individual


object. (E.g., JR = Junior, SR =


"NotePayTo" AND

SuffixName exists.

CR IF PartyRoleType

= "NotePayTo"

AND SuffixName 998.114 99999 998 End-

NAME

INDIVIDUAL

N/A N/A N/A N/A N/A



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




2 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


issuer.


PublicState

Enumerated O O


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




String 50 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




"mortgage.nationwidelicensingsystem.org" String 100 R If NMLS exists,

must send the

value of NMLS.

R If NMLS exists,

must send the

value of NMLS. If 14.025 99999 1009 GSE Contact Information -Lender MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


was issued.

YYYY-MM-DD O O


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





state license.

CR If

LicenseIdentifer

is a state license.14.022 1011 1011 23.7.1 Contact Information -Lender MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





state license.

CR If

LicenseIdentifer

is a state license.998.116 99999 1012 End-

LICENSE_DETAIL

LICENSE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


14.016 |

2.027

1014 1014 23.5.1 | 2.3 Contact Information -Lender MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




NotePayTo Enumerated R R

998.117 99999 1015 End-

PARTY_ROLE_DETAIL

ROLE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PARTY N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


14.03 1019 1019 23.1.2 Contact Information - Mortgage Broker MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




"MortgageBroker".

CR IF PartyRoleType

=

"MortgageBroker998.118 99999 1020 End-

LEGAL_ENTITY_DETAIL

LEGAL_ENTITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESSES N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"MortgageBroker".

CR IF PartyRoleType

=

"MortgageBroker14.031 1024 1024 23.2.2 Contact Information - Mortgage Broker MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS AddressType Specifies the type of address. Mailing Enumerated CR IF PartyRoleType =

"MortgageBroker".

CR IF PartyRoleType

=


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/








"MortgageBroker"

AND

CR IF PartyRoleType

=


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"MortgageBroker"

and address includes

CR IF PartyRoleType

=


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS CityName The name of the city. String 50 CR IF PartyRoleType =

"MortgageBroker".

CR IF PartyRoleType

=


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"MortgageBroker".

CR IF PartyRoleType

=


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"MortgageBroker".

CR IF PartyRoleType

=


ADDRESS

ADDRESSES

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLES N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"MortgageBroker".

CR IF PartyRoleType

=

"MortgageBroker997.024 99999 1034 XML XML Requirement MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


"MortgageBroker".

CR IF PartyRoleType

=

"MortgageBroker999.303 99999 1035 MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LICENSES N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LICENSE N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LICENSE_DETAIL N/A CR 0:1 CR 0:1

14.041 99999 1038 GSE Contact Information - Mortgage Broker MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


issuer.


PublicState

Enumerated O O



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes

14.039 1039 1039 23.3.2 | 23.4.2 Contact Information - Mortgage Broker MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"MortgageBroker".

CR IF PartyRoleType

=

"MortgageBroker14.143 1040 1040 23.3.2 | 23.4.2 Contact Information - Mortgage Broker MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




"mortgage.nationwidelicensingsystem.org" String 100 CR IF PartyRoleType =

"MortgageBroker".

If NMLS exists,

must send the

value of NMLS.

CR IF PartyRoleType

=

"MortgageBroker

If NMLS exists,

must send the

value of NMLS. If 14.043 99999 1041 GSE Contact Information - Mortgage Broker MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


was issued.

YYYY-MM-DD O O


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"MortgageBroker"

AND LicenseIdentifier

CR IF PartyRoleType

=


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"MortgageBroker"

and LicenseIdentifier

CR IF PartyRoleType

=


LICENSE_DETAIL

LICENSE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLE_DETAIL N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




MortgageBroker Enumerated CR If mortgage broker

participated in the

transaction.

CR If mortgage

broker

participated in 998.122 99999 1047 End-

ROLE_DETAIL

ROLE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INDIVIDUAL N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINTS N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINT N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINT_EMAIL N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


contact.


"MortgageBroker".

CR IF PartyRoleType

=


CONTACT_POINT_EMAIL

CONTACT_POINT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINT N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINT_TELEPHONE N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


contact.


"MortgageBroker".

CR IF PartyRoleType

=



CONTACT_POINT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

NAME N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



object.


"MortgageBroker".

CR IF PartyRoleType

=


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



object.


"MortgageBroker".

CR IF PartyRoleType

=


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



parent object.


"MortgageBroker"

and MiddleName

CR IF PartyRoleType

=


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"MortgageBroker"

and SuffixName

CR IF PartyRoleType

=


NAME

INDIVIDUAL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"MortgageBroker".

CR IF PartyRoleType

=

"MortgageBroker997.028 99999 1068 XML XML Requirement MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


"MortgageBroker".

CR IF PartyRoleType

=

"MortgageBroker999.593 99999 1069 MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LICENSES N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LICENSE_DETAIL N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


issuer.


PublicState

Enumerated O O

14.049 1073 1073 23.6.2 |23.7.2 Contact Information - Mortgage Broker MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"MortgageBroker".

CR IF PartyRoleType

=

"MortgageBroker14.144 1074 1074 23.6.2 |23.7.2 Contact Information - Mortgage Broker MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




"mortgage.nationwidelicensingsystem.org" String 100 CR IF PartyRoleType =

"MortgageBroker".

If NMLS exists,

must send the

value of NMLS.

CR IF PartyRoleType

=

"MortgageBroker

If NMLS exists,

must send the

value of NMLS. If 14.053 99999 1075 GSE Contact Information - Mortgage Broker MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


was issued.

YYYY-MM-DD O O


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"MortgageBroker"

AND LicenseIdentifer

CR IF PartyRoleType

=


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"MortgageBroker"

and LicenseIdentifer

CR IF PartyRoleType

=


LICENSE_DETAIL

LICENSE

N/A N/A N/A N/A N/A



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




MortgageBroker Enumerated CR If mortgage broker

participated in the

transaction.

CR If mortgage

broker

participated in 998.128 99999 1081 End-

ROLE_DETAIL

ROLE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


14.058 1085 1085 23.1.3 Contact Information Real Estate Broker

(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




"RealEstateAgent"

AND

N/A

998.129 99999 1086 End-

LEGAL_ENTITY_DETAIL

LEGAL_ENTITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESSES N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS N/A CR 0:1 N/A 0:0


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


"RealEstateAgent"

AND

N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/








"RealEstateAgent"

AND

N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


"RealEstateAgent"

AND

N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A

998.13 99999 1096 End-

ADDRESS

ADDRESSES

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLES N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLE N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


"RealEstateAgent"

AND

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

REAL_ESTATE_AGENT N/A CR 0:1 N/A 0:0


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

REAL_ESTATE_AGENT RealEstateAgentType Describes the type of real estate

agent.

Selling Enumerated CR IF PartyRoleType =

"RealEstateAgent"

AND the real estate

N/A

998.131 99999 1103 End-

REAL_ESTATE_AGENT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LICENSES N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LICENSE N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LICENSE_DETAIL N/A CR 0:1 N/A 0:0

14.069 99999 1107 GSE Contact Information Real Estate Broker

(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


issuer.


PublicState

Enumerated O N/A

14.067 1108 1108 23.3.3 | 23.4.3 Contact Information Real Estate Broker

(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

Must always

provide the

Realtor's state

N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


was issued.

YYYY-MM-DD O N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A

998.133 99999 1113 End-

LICENSE_DETAIL

LICENSE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLE_DETAIL N/A CR 0:1 N/A 0:0


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




RealEstateAgent Enumerated CR If Borrower's real

estate broker

participated in the

N/A

998.134 99999 1116 End-

ROLE_DETAIL

ROLE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PARTY N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINTS N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINT N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINT_EMAIL N/A CR 0:1 N/A 0:0


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


contact.


"RealEstateAgent"

AND

N/A

998.135 99999 1123 End-

CONTACT_POINT_EMAIL

CONTACT_POINT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINT_TELEPHONE N/A CR 0:1 N/A 0:0


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


contact.


"RealEstateAgent"

AND

N/A

998.136 99999 1127 End-


CONTACT_POINT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



object.


"RealEstateAgent"

AND

N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



object.


"RealEstateAgent"

AND

N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



parent object.


"RealEstateAgent"

AND

N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A

998.137 99999 1133 End-

NAME

INDIVIDUAL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


"RealEstateAgent"

AND

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


agent.

Selling Enumerated CR IF PartyRoleType =

"RealEstateAgent"

AND Borrower's real

N/A

998.138 99999 1140 End-

REAL_ESTATE_AGENT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


issuer.


PublicState

Enumerated O N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

Must always

provide the

Realtor's state

N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


was issued.

YYYY-MM-DD O N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A

998.14 99999 1150 End-

LICENSE_DETAIL

LICENSE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



(B)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




RealEstateAgent Enumerated CR IF PartyRoleType =

"RealEstateAgent"

AND

N/A

998.141 99999 1153 End-

ROLE_DETAIL

ROLE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




"RealEstateAgent"

AND

N/A

998.142 99999 1158 End-

LEGAL_ENTITY_DETAIL

LEGAL_ENTITY

N/A N/A N/A N/A N/A



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESSES N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS N/A CR 0:1 N/A 0:0


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


"RealEstateAgent"

AND

N/A


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/








"RealEstateAgent"

AND

N/A


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


"RealEstateAgent"

AND

N/A


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A

998.143 99999 1168 End-

ADDRESS

ADDRESSES

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


"RealEstateAgent"

AND

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


agent.

Listing Enumerated CR IF PartyRoleType =

"RealEstateAgent"

AND Seller's real

N/A

998.144 99999 1175 End-

REAL_ESTATE_AGENT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


issuer.


PublicState

Enumerated O N/A

14.096 1180 1180 23.3.4| 23.4.4 Contact Information Real Estate Broker

(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A

14.147 1181 1181 23.3.4| 23.4.4 Contact Information Real Estate Broker

(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


was issued.

YYYY-MM-DD O N/A


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A

998.145 99999 1185 End-

LICENSE_DETAIL

LICENSE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




RealEstateAgent Enumerated CR IF LoanPurposeType =

"Purchase" AND

PartyRoleType =

N/A

998.146 99999 1188 End-

ROLE_DETAIL

ROLE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINTS N/A CR 0:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINT_EMAIL N/A CR 0:1 N/A 0:0


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


contact.


"RealEstateAgent"

AND

N/A

998.147 99999 1195 End-

CONTACT_POINT_EMAIL

CONTACT_POINT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINT_TELEPHONE N/A CR 0:1 N/A 0:0


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


contact.


"RealEstateAgent"

AND

N/A



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes

998.148 99999 1199 End-


CONTACT_POINT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



object.


"RealEstateAgent"

AND

N/A


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



parent object.


"RealEstateAgent"

AND

N/A


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



object.


"RealEstateAgent"

AND

N/A


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A

998.149 99999 1205 End-

NAME

INDIVIDUAL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


"RealEstateAgent"

AND

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


agent.

Listing Enumerated CR IF PartyRoleType =

"RealEstateAgent"

AND

N/A

998.15 99999 1212 End-

REAL_ESTATE_AGENT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


issuer.


PublicState

Enumerated O N/A


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


was issued.

YYYY-MM-DD O N/A


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A


(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"RealEstateAgent"

AND

N/A

998.151 99999 1222 End-

LICENSE_DETAIL

LICENSE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



(S)

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




RealEstateAgent Enumerated CR IF PartyRoleType =

"RealEstateAgent"

AND

N/A

998.152 99999 1225 End-

ROLE_DETAIL

ROLE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LEGAL_ENTITY N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

LEGAL_ENTITY_DETAIL N/A R 1:1 R 1:1

1.005 |

14.115

1229 1229 1.4 | 23.1.5 Agent (Org Name)

Contact Information Settlement Agent

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



String 100 R R

998.153 99999 1230 End-

LEGAL_ENTITY_DETAIL

LEGAL_ENTITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


14.117 1233 1233 23.2.5 Contact Information Settlement Agent MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




String 100 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/








"ClosingAgent" AND


CR IF PartyRoleType

= "ClosingAgent"

AND 14.12 1236 1236 23.2.5 Contact Information Settlement Agent MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"ClosingAgent" and

address includes a

CR IF PartyRoleType

= "ClosingAgent"

and address 14.121 1237 1237 23.2.5 Contact Information Settlement Agent MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




String 2 R R



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




String 9 R R

998.154 99999 1240 End-

ADDRESS

ADDRESSES

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




9 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


14.126 99999 1248 GSE Contact Information Settlement Agent MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


issuer.


PublicState

Enumerated O O

14.124 1249 1249 23.3.5 | 23.4.5 Contact Information Settlement Agent MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




String 50 CR If state issues licences

for Settlement Agents

CR If state issues

licences for

Settlement 14.149 1250 1250 23.3.5 | 23.4.5 Contact Information Settlement Agent MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






CR If state issues

licences for

Settlement 14.128 99999 1251 GSE Contact Information Settlement Agent MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


was issued.

YYYY-MM-DD O O


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"ClosingAgent" AND

state license exists

CR IF PartyRoleType

= "ClosingAgent"

AND state 14.125 1253 1253 23.4.5 Contact Information Settlement Agent MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"ClosingAgent" AND


CR IF PartyRoleType

= "ClosingAgent"

AND state 998.155 99999 1254 End-

LICENSE_DETAIL

LICENSE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


1.004 |

14.114

1256 1256 1.4 | 23.1.5 Agent (Org Name)

Contact Information Settlement Agent

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




ClosingAgent Enumerated R R

998.156 99999 1257 End-

ROLE_DETAIL

ROLE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INDIVIDUAL N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINTS N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINT_EMAIL N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


contact.

String 100 R R

998.157 99999 1264 End-

CONTACT_POINT_EMAIL

CONTACT_POINT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

CONTACT_POINT_TELEPHONE N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


contact.

String 10 R R

998.158 99999 1268 End-


CONTACT_POINT

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

NAME N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



object.

String 30 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



object.

String 35 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



parent object.


"ClosingAgent" AND

MiddleName exists.

CR IF PartyRoleType

= "ClosingAgent"

AND 14.133 1273 1273 23.5.5 Contact Information Settlement Agent MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"ClosingAgent" AND

SuffixName exists.

CR IF PartyRoleType

= "ClosingAgent"


NAME

INDIVIDUAL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




10 R R



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


issuer.


PublicState

Enumerated O O

14.134 1283 1283 23.6.5 | 23.7.5 Contact Information Settlement Agent MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






CR If state issues

licences for

Settlement 14.15 1284 1284 23.6.5 | 23.7.5 Contact Information Settlement Agent MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






CR If state issues

licences for

Settlement 14.138 99999 1285 GSE Contact Information Settlement Agent MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


was issued.

YYYY-MM-DD O O


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"ClosingAgent" AND


CR IF PartyRoleType

= "ClosingAgent"

AND state 14.135 1287 1287 23.7.5 Contact Information Settlement Agent MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"ClosingAgent" AND


CR IF PartyRoleType

= "ClosingAgent"

AND state 998.16 99999 1288 End-

LICENSE_DETAIL

LICENSE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




ClosingAgent Enumerated R R

998.161 99999 1291 End-

ROLE_DETAIL

ROLE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PARTY N/A R 1:10 R 1:10


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

INDIVIDUAL N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

NAME N/A CR 0:1 CR 0:1

2.009 1295 1295 2.1 Borrower MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



object.


"Borrower" AND

Borrower is an

Mutually

exclusive

(individual or

CR IF PartyRoleType

= "Borrower"

AND Borrower is

Mutually exclusive

(individual or legal

entity) but must 2.01 1296 1296 2.1 Borrower MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



object.


"Borrower" AND

Borrower is an

CR IF PartyRoleType

= "Borrower"

AND Borrower is 2.011 1297 1297 2.1 Borrower MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



parent object.


"Borrower" AND

MiddleName exists

CR IF PartyRoleType

= "Borrower"

AND 2.012 1298 1298 2.1 Borrower MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"Borrower" AND

SuffixName exists

CR IF PartyRoleType

= "Borrower"


NAME

INDIVIDUAL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




"Borrower" AND

Borrower is a

Mutually

exclusive

(individual or

CR IF PartyRoleType

= "Borrower"

AND Borrower is

Mutually exclusive


entity) but must 998.163 99999 1303 End-

LEGAL_ENTITY_DETAIL

LEGAL_ENTITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




String 100 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/








"Borrower" AND


CR IF PartyRoleType

= "Borrower"

AND 2.004 1309 1309 2.1 Borrower MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"Borrower" and

address includes a

CR IF PartyRoleType

= "Borrower"

and address 2.005 1310 1310 2.1 Borrower MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS CountryCode The two-character

representation of the country.

String 2 CR If NOT a military or

diplomatic address

CR If NOT a military

or diplomatic

address2.007 1312 1312 2.1 Borrower MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




String 9 CR IF CountryCode =

"US" OR "CA".

CR IF CountryCode =

"US" OR "CA".


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"US" OR "CA".

CR IF CountryCode =

"US" OR "CA".

998.164 99999 1314 End-

ADDRESS

ADDRESSES

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLE @xlink:label PARTY11_ROLE1 CR IF borrower signature

exists.

CR IF borrower

signature exists.


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLE @xlink:label PARTY12_ROLE1 CR IF borrower signature

exists.

CR IF borrower

signature exists.



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




Borrower | NonTitleSpouse | TitleHolder |

Other

Enumerated R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLE_DETAIL PartyRoleTypeOtherDescription A free-form text field used to


when Other is selected for Party

NonTitleNonSpouseOwnershipInterest String 150 CR If PartyRoleType =

"Other"

CR If PartyRoleType

= "Other"

998.165 99999 1322 End-

ROLE_DETAIL

ROLE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PARTY N/A R 1:10 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


2.022 1326 1326 2.2 Seller MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



object.


"PropertySeller" AND

Property Seller is an

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



parent object.


"PropetySeller" AND

MiddleName exists

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



object.



Property Seller is an

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/






SuffixName exists

N/A

998.166 99999 1330 End-

NAME

INDIVIDUAL

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





Property Seller is a

N/A

998.167 99999 1334 End-

LEGAL_ENTITY_DETAIL

LEGAL_ENTITY

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESSES N/A R 1:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS N/A R 1:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




String 100 R N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS AddressType Specifies the type of address. Mailing Enumerated R N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/










N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"PropertySeller" and

address includes a

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ADDRESS CityName The name of the city. String 50 R N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


representation of the country.


diplomatic address

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"US" OR "CA".

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/





"US" OR "CA".

N/A

998.168 99999 1345 End-

ADDRESS

ADDRESSES

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLES N/A R 1:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLE N/A R 1:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLE @xlink:label PARTY13_ROLE1 CR IF seller signature

exists.

CR IF seller

signature exists.


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/


exists.

CR IF seller

signature exists.


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ROLE_DETAIL N/A R 1:1 N/A 0:0


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




PropertySeller Enumerated R N/A

998.169 99999 1352 End-

PARTY_ROLE_DETAIL

ROLE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PARTIES N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PARTY_ROLE_IDENTIFIERS N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PARTY_ROLE_IDENTIFIER N/A CR 0:1 CR 0:1



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PARTY_ROLE_IDENTIFIER PartyRoleIdentifier The unique identifier assigned to

the party role.


"LoanDeliveryFilePrep

arer" AND Exists

N/A CR IF PartyRoleType

=

"LoanDeliveryFile

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

PARTY_ROLE_IDENTIFIER @IdentifierOwnerURI Identifies the owner or publisher



"www.fanniemae.com" | "www.freddiemac.com" String 100 O O

998.347 99999 1361 END - PARTY_ROLE_IDENTIFIER

PARTY_ROLE_IDENTIFIERS

N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/




LoanDeliveryFilePreparer Enumerated CR If exists N/A CR If exists N/A

998.353 99999 1364 END - ROLE_DETAIL

ROLE

ROLES

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIPS N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP N/A R 1:1 R 1:1

997.061 99999 1367 XML Lender MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP @SequenceNumber An integer value used to provide



1 R R

997.062 99999 1368 XML Lender MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP @xlink:arcrole N/A urn:fdc:mismo.org:2009:residential/ROLE_IsEmpl

oyedBy_ROLE

R R

997.063 99999 1369 XML Lender - Individual MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP @xlink:from N/A PARTY2_ROLE1 R R

997.066 99999 1370 XML Lender - Organization MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP @xlink:to N/A PARTY1_ROLE1 R R

998.172 99999 1371 End-

RELATIONSHIP

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP N/A CR 0:1 CR 0:1

997.068 99999 1373 XML Mortgage Broker MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R





"MortgageBroker"

exists.

Mortgage

Broker

CR IF PartyRoleType

=

"MortgageBroker

Mortgage Broker

997.072 99999 1374 XML Mortgage Broker MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R


oyedBy_ROLE

CR IF PartyRoleType =

"MortgageBroker"

exists.

Mortgage

Broker

CR IF PartyRoleType

=

"MortgageBroker

Mortgage Broker

997.076 99999 1375 XML Mortgage Broker - Individual MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP @xlink:from N/A PARTY4_ROLE1 CR IF PartyRoleType =

"MortgageBroker"

exists.

Mortgage

Broker

CR IF PartyRoleType

=

"MortgageBroker

Mortgage Broker

997.08 99999 1376 XML Mortgage Broker - Organization MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP @xlink:to N/A PARTY3_ROLE1 CR IF PartyRoleType =

"MortgageBroker"

exists.

Mortgage

Broker

CR IF PartyRoleType

=

"MortgageBroker

Mortgage Broker

998.203 99999 1377 End-

RELATIONSHIP

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP N/A CR 0:1 N/A 0:0

997.069 99999 1379 XML Selling Broker MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R





"RealEstateAgent"

AND

RealEstateAgen

t (Selling)

N/A

997.073 99999 1380 XML Selling Broker MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R


oyedBy_ROLE


"RealEstateAgent"

AND

RealEstateAgen

t (Selling)

N/A

997.077 99999 1381 XML Selling Broker - Individual MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R


"RealEstateAgent"

AND

RealEstateAgen

t (Selling)

N/A

997.081 99999 1382 XML Selling Broker - Organization MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R


"RealEstateAgent"

AND

RealEstateAgen

t (Selling)

N/A

998.204 99999 1383 End-

RELATIONSHIP

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP N/A CR 0:1 N/A 0:0

997.07 99999 1385 XML Listing Broker MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R





"RealEstateAgent"

AND

RealEstateAgen

t (Listing)

N/A

997.074 99999 1386 XML Listing Broker MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R


oyedBy_ROLE


"RealEstateAgent"

AND

RealEstateAgen

t (Listing)

N/A

997.078 99999 1387 XML Listing Broker - Individual MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R


"RealEstateAgent"

AND

RealEstateAgen

t (Listing)

N/A

997.082 99999 1388 XML Listing Broker - Organization MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R


"RealEstateAgent"

AND

RealEstateAgen

t (Listing)

N/A

998.205 99999 1389 End-

RELATIONSHIP

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP N/A R 1:1 R 1:1

997.071 99999 1391 XML Settlement Agent MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R




5 R R

997.075 99999 1392 XML Settlement Agent MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R


oyedBy_ROLE

R R

997.079 99999 1393 XML Settlement Agent - Individual MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP @xlink:from N/A PARTY10_ROLE1 R R

997.108 99999 1394 XML Settlement Agent - Organization MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP @xlink:to N/A PARTY9_ROLE1 R For borrower

signature

R For borrower

signature

998.340 99999 1395 End-

RELATIONSHIP

N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R


997.088 99999 1397 XML Applicant Signature MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R




11 CR IF borrower

signature exists.

For borrower

signature

CR IF borrower

signature exists.

For borrower

signature


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP @xlink:arcrole urn:fdc:mismo.org:2009:residential/ROLE_IsAssoc

iatedWith_SIGNATORY

CR IF borrower

signature exists.

For borrower

signature

CR IF borrower

signature exists.

For borrower

signature



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP @xlink:from N/A PARTY11_ROLE1 CR IF borrower

signature exists.

For borrower

signature

CR IF borrower

signature exists.

For borrower

signature


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP @xlink:to N/A SIGNATORY_1 CR IF borrower

signature exists.

For borrower

signature

CR IF borrower

signature exists.

For borrower

signature

998.336 99999 1401 End-

RELATIONSHIP

N/A N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R


997.092 99999 1403 XML Co-Applicant Signature MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R




12 CR IF borrower

signature exists.

For borrower

signature

CR IF borrower

signature exists.

For borrower

signature


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP @xlink:arcrole N/A urn:fdc:mismo.org:2009:residential/ROLE_IsAssoc

iatedWith_SIGNATORY

CR IF borrower

signature exists.

For borrower

signature

CR IF borrower

signature exists.

For borrower

signature


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R


signature exists.

For borrower

signature

CR IF borrower

signature exists.

For borrower

signature


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R


signature exists.

For borrower

signature

CR IF borrower

signature exists.

For borrower

signature

998.206 99999 1407 End-

RELATIONSHIP

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP N/A CR 0:1 N/A N/A

997.096 99999 1409 XML Seller Signature MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R




13 CR IF seller signature

exists.

For seller

signature

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R


iatedWith_SIGNATORY

CR IF seller signature

exists.

For seller

signature

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP @xlink:from PARTY13_ROLE1 CR IF seller signature

exists.

For seller

signature

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP @xlink:to SIGNATORY_3 CR IF seller signature

exists.

For seller

signature

N/A

998.333 99999 1413 End-

RELATIONSHIP



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R

RELATIONSHIP N/A CR 0:1 N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R





exists.

For seller

signature

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R


iatedWith_SIGNATORY


exists.

For seller

signature

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R


exists.

For seller

signature

N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/R


exists.

For seller

signature

N/A

998.334 99999 1419 End-

RELATIONSHIP



ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/S

SIGNATORIES N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/S

SIGNATORY N/A CR 0:20 CR 0:10

997.104 |

997.105 |

997.106 |

99999 1422 XML Applicant Signature


Seller Signature

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/S

SIGNATORY @xlink:label N/A SIGNATORY_1 | SIGNATORY_2 | SIGNATORY_3 |

SIGNATORY_4

CR IF Borrower or Seller

signature exists.

IF Borrower or

Seller

signature exists.

CR IF Borrower

signature exists.

IF Borrower

signature exists.


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/S

EXECUTION N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/S

EXECUTION_DETAIL N/A CR 0:1 CR 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/S

EXECUTION_DETAIL ActualSignatureType The ActualSignatureType

contains the actual type of the

signature applied to the

Digital | Image | Other | Text | Wet Enumerated CR IF

DocumentSignatureR

equiredIndicator =

CR IF

DocumentSignat

ureRequiredIndic0.032 1426 1426 XML XML Requirement MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/S

EXECUTION_DETAIL ActualSignatureTypeOtherDescription Contains a description of the

signature type when the value of

â€œOtherâ€• is used for the

String 150 CR IF

ActualSignatureType

= "Other".

CR IF

ActualSignatureT

ype = "Other".0.033 1427 1427 24.2 Confirm Receipt - Applicant Signature /

Date

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/S

EXECUTION_DETAIL ExecutionDate The date the signature was or

will be affixed to the document.

YYYY-MM-DD CR IF signature exists

AND IF

ExecutionDatetime

Mutually

exclusive with

ExecutionDateti

CR IF signature

exists AND IF

ExecutionDateti

Mutually exclusive

with

ExecutionDatetime0.049 1428 1428 24.2 Confirm Receipt - Applicant Signature /

Date

MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/S

EXECUTION_DETAIL ExecutionDatetime The date and time the signature

was affixed to the document.

YYYY-MM-

DDThh:mm:ss

CR IF signature exists

AND IF a date and

time stamp is

Mutually

exclusive with

ExecutionDate

CR IF signature

exists AND IF a

date and time

Mutually exclusive

with ExecutionDate

998.213 99999 1429 End-

EXECUTION_DETAIL

EXECUTION

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/S

SYSTEM_SIGNATURES N/A O 0:1 O 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/S

SYSTEM_SIGNATURE N/A O 0:1 O 0:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/S

SYSTEM_SIGNATURE XMLDigitalSignatureElement String O O

998.173 99999 1433 End-

SYSTEM_SIGNATURE

SYSTEM_SIGNATURES

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/V

VIEWS N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/V

VIEW N/A R 1:1 R 1:1

0.024

|997.054

99999 1436 XML XML Requirement MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/V

VIEW @SequenceNumber An integer value used to provide



Numeric 3 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/V

VIEW_FILES N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/V

VIEW_FILE N/A R 1:1 R 1:1



January 31, 2017


Unique ID Form

Sort ID

XML

Sort ID


Name

MISMO v3.3.0 Data



Delivery

Conditionality

PURCHASE: Delivery


PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Delivery

Conditionality

NON-SELLER:

Cardinality

NON-SELLER:

Delivery Notes


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/V

FOREIGN_OBJECT N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/V

FOREIGN_OBJECT EmbeddedContentXML The XML compatible byte stream

in the encoding of the

EncodingType that when

String R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/V

FOREIGN_OBJECT MIMETypeIdentifier Indicates the Multipurpose

Internet Mail Extensions type of

the data in the resource. A

application/pdf String 30 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/V

FOREIGN_OBJECT ObjectEncodingType Specifies the type of encoding

used by the resource.

Base64 Enumerated R Typically Base

64

R Typically Base 64


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/V

FOREIGN_OBJECT ObjectName Identifies the resource name (e.g.

CreditReport0001.pdf).

String 100 R R

998.174 99999 1444 End-

FOREIGN_OBJECT

VIEW_FILE

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ABOUT_VERSIONS N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ABOUT_VERSION N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ABOUT_VERSION AboutVersionIdentifier A unique value that represents a

user defined version identifier.

Retrievable String 100 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ABOUT_VERSION @IdentifierOwnerURI Identifies the owner or publisher



http://www.mismo.org/residential/2009/SMARTD

ocProfile

String 100 R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

ABOUT_VERSION DataVersionIdentifier Specifies the data file version. UCD Delivery Specification 1.4 String 30 R Must deliver as

"UCD Delivery

Specification

R Must deliver as

"UCD Delivery

Specification 1.4"998.175 99999 1450 End-

ABOUT_VERSION

ABOUT_VERSIONS

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

DOCUMENT_CLASSIFICATION N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

DOCUMENT_CLASSES N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

DOCUMENT_CLASS N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

DOCUMENT_CLASS DocumentType Identifies a specific document

defined at a granular level. May

be modified or further

Other Enumerated R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

DOCUMENT_CLASS DocumentTypeOtherDescription A free-form text field used to



ClosingDisclosure:AlternateForm |

ClosingDisclosure:BorrowerOnly |

ClosingDisclosure:ModelForm|ClosingDisclosure:S

String 150 R R ClosingDisclosure:A

lternateForm must

be used for all Non-998.176 99999 1456 End-

DOCUMENT_CLASS

DOCUMENT_CLASSES

N/A N/A N/A N/A N/A


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

DOCUMENT_CLASSIFICATION_DETAIL N/A R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

DOCUMENT_CLASSIFICATION_DETAIL DocumentFormIssuingEntityNameType Identifies the organization that

defined the document

form/template.

CFPB Enumerated R R


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

DOCUMENT_CLASSIFICATION_DETAIL DocumentFormIssuingEntityVersionIde

ntifier

The version identifier that the

issuer assigned to the document

form/template.

11-20-2013 String 10 R Must deliver

the value of the

CFBP

R Must deliver the

value of the CFBP

publication date of 999.607 99999 1460 MESSAGE/DOCUMENT_S

ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

EXTENSION R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

OTHER R 1:1 R 1:1


ETS/DOCUMENT_SET/DO

CUMENTS/DOCUMENT/

OTHER gse:DocumentSignatureRequiredIndica

tor

When true, indicates that a

signatory must execute a

signature on the document


998.208 99999 1463 End- OTHER EXTENSION

DOCUMENT_CLASSIFICATION_DETAIL

DOCUMENT_CLASSIFICATION

N/A N/A N/A N/A N/A



January 31, 2017

UCD Split Disclosure Specification

Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath

MISMO v3.3.0 Parent Container MISMO v3.3.0 Data


MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

999.001 1 MESSAGE MESSAGE N/A R 1:1

0.001 2 XML XML Requirement MESSAGE MESSAGE @MISMOReferenceModelIdenti

fier

The MISMO Reference

Model Identifier is a unique

3.3.0299 String 30 R 1:1

0.054 3 XML XML Requirement MESSAGE MESSAGE @xmlns:gse="http://www.data

modelextension.org"

String 30 R 1:1

999.002 4 MESSAGE/ABOUT_V

ERSIONS

ABOUT_VERSIONS N/A R 1:1

999.003 5 MESSAGE/ABOUT_V

ERSIONS/ABOUT_VE

ABOUT_VERSION N/A R 1:1

0.010 6 XML XML Requirement MESSAGE/ABOUT_V

ERSIONS/ABOUT_VE

ABOUT_VERSION CreatedDatetime The date and time at which

the message, deal or

YYYY-MM-

DDThh:m

R

998.001 7 End-

ABOUT_VERSION

N/A N/A N/A

999.004 8 MESSAGE/DOCUME

NT_SETS

DOCUMENT_SETS N/A R 1:1


NT_SETS/DOCUMEN

DOCUMENT_SET N/A R Min = 1 See GSE

requirement for


NT_SETS/DOCUMEN

DOCUMENTS N/A R 1:1


NT_SETS/DOCUMEN

DOCUMENT N/A R 1:1

0.047 12 XML XML Requirement MESSAGE/DOCUME

NT_SETS/DOCUMEN

DOCUMENT @MISMOReferenceModelIdenti

fier

The MISMO Reference


3.3.0299 String 30 R


NT_SETS/DOCUMEN

AUDIT_TRAIL N/A CR 0:1


NT_SETS/DOCUMEN

AUDIT_TRAIL_ENTRIES N/A CR 0:1


NT_SETS/DOCUMEN

AUDIT_TRAIL_ENTRY N/A CR 0:100


NT_SETS/DOCUMEN

AUDIT_TRAIL_ENTRY_DETAIL N/A CR 0:1


NT_SETS/DOCUMEN

AUDIT_TRAIL_ENTRY_DETAIL EntryDatetime The date and time the

action occurred. The time

YYYY-MM-

DDThh:m

CR IF

SYSTEM_SIGNATURE


NT_SETS/DOCUMEN

AUDIT_TRAIL_ENTRY_DETAIL EventType For a step in a process,

contains the type of action

Other Enumerat

ed

CR IF

SYSTEM_SIGNATURE


NT_SETS/DOCUMEN

AUDIT_TRAIL_ENTRY_DETAIL EventTypeOtherDescription A free-form text field used

to describe the type of

AppliedTamperEvidentSign

ature

String 150 CR IF EventType =

"Other"

998.003 20 End-


N/A N/A N/A


NT_SETS/DOCUMEN

DEAL_SETS N/A R 1:1


NT_SETS/DOCUMEN

DEAL_SET N/A R 1:1


NT_SETS/DOCUMEN

DEALS N/A R 1:1


NT_SETS/DOCUMEN

DEAL N/A R 1:1


NT_SETS/DOCUMEN

COLLATERALS N/A R 1:1


UCD Delivery Specification - Split Disclosure 1 of 81Document Version 1.4

January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN

COLLATERAL N/A R 1:8


NT_SETS/DOCUMEN

PLEDGED_ASSET N/A O 0:1


NT_SETS/DOCUMEN

ASSET_DETAIL N/A O 0:1

1.016 |

11.095

29 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN

ASSET_DETAIL AssetType Specifies the general names

(type) of items commonly

Annuity | Automobile |

Boat | Bond |

Enumerat

ed

O May be disclosed at

the creditor's

1.022 |

11.102

30 1.6 | 17.6 Property MESSAGE/DOCUME

NT_SETS/DOCUMEN

ASSET_DETAIL AssetTypeOtherDescription A free-form text field used

to collect additional

String 150 O

998.005 31 End-

ASSET_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

SUBJECT_PROPERTY N/A R 1:1


NT_SETS/DOCUMEN

ADDRESS N/A R 1:1

1.007 |

11.016

35 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN

ADDRESS AddressLineText The address with the

address number, pre-

String 100 CR IF

UnparsedLegalDescri

AddressLineText is

mutually exclusive

1.02 |

11.097

36 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN


designation that further

Apartment | Basement |

Building | Condo |

Enumerat

ed

CR IF

AddressUnitIdentifie

1.008 |

11.017

37 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN

ADDRESS AddressUnitIdentifier The identifier value

associated with the


present in

1.009 |

11.018

38 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN


present in

1.011 |

11.019

39 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN

ADDRESS PostalCode The postal code (ZIP Code in

the US) for the address. ZIP

String 9 R

1.01 |

11.02

40 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN


representation of the US


present in

998.006 41 End-

ADDRESS

N/A N/A N/A


NT_SETS/DOCUMEN

LEGAL_DESCRIPTIONS N/A CR 0:1


NT_SETS/DOCUMEN

LEGAL_DESCRIPTION N/A CR 0:1


NT_SETS/DOCUMEN

UNPARSED_LEGAL_DESCRIPTIO

NS

N/A CR 0:1


NT_SETS/DOCUMEN


N

N/A CR 0:1

1.012 |

11.067

46 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN


N

UnparsedLegalDescription The full, unparsed legal

description of a parcel of


not present in

UnparsedLegalDesc

ription is mutually

998.007 47 End-


N/A N/A N/A


NT_SETS/DOCUMEN

PROPERTY_VALUATIONS N/A CR 0:1


NT_SETS/DOCUMEN

PROPERTY_VALUATION N/A CR 0:1


NT_SETS/DOCUMEN

PROPERTY_VALUATION_DETAIL N/A CR 0:1



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

0.041 51 GSE GSE Specific Data

Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PROPERTY_VALUATION_DETAIL AppraisalIdentifier A unique identifier assigned

by a party for all appraisal


AppraisalIndentifier


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PROPERTY_VALUATION_DETAIL @IdentifierOwnerURI Identifies the owner or

publisher of the identifier

https://www.uniformdata

portal.com/VAMAuthUtilit

String 100 CR IF AppraisalIdentifier

exists.

998.009 53 End-


N/A N/A N/A


NT_SETS/DOCUMEN

SALES_CONTRACTS N/A R 1:1


NT_SETS/DOCUMEN

SALES_CONTRACT N/A R 1:1


NT_SETS/DOCUMEN

SALES_CONTRACT_DETAIL N/A R 1:1

10.005 |

10.068

57 11.2 | 11.2.1 |

14.2 | 14.2.1

K. Due from Borrower

at Closing - Sale Price

MESSAGE/DOCUME

NT_SETS/DOCUMEN

SALES_CONTRACT_DETAIL PersonalPropertyAmount The dollar amount of

personal property included

Amount

9.2

CR IF


1.025 |

10.313 |

58 1.7 | 11.2.1 |

11.1.1 | 14.1 |

Sale Price - if itemized

on the sales contract

MESSAGE/DOCUME

NT_SETS/DOCUMEN

SALES_CONTRACT_DETAIL PersonalPropertyIncludedIndica

tor

Indicates if there is personal

property included in the

false | true Boolean R

1.023 |

10.004 |

59 1.7 | 11.1 | 11.1.1

| 14.1 |14.1.1



MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2

CR IF


1.015 |

10.003 |

60 1.7 | 11.1 | 11.1.1

| 14.1 |14.1.1

Sale Price


MESSAGE/DOCUME

NT_SETS/DOCUMEN


contract is for.

Amount

9.2

CR IF


998.01 61 End-


N/A N/A N/A


NT_SETS/DOCUMEN

LIABILITIES N/A CR 0:1


NT_SETS/DOCUMEN

LIABILITY N/A CR 0:23


NT_SETS/DOCUMEN

LIABILITY_DETAIL N/A CR 0:1

10.338 65 11.4 K. Due from Borrower

at Closing - Line 04

MESSAGE/DOCUME

NT_SETS/DOCUMEN


(types) of items commonly

BorrowerEstimatedTotalM

onthlyLiabilityPayment |

Enumerat

ed

CR If an item exists that

is outside the



MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs



MESSAGE/DOCUME

NT_SETS/DOCUMEN

LIABILITY_DETAIL LiabilityTypeOtherDescription Specifies the other liability

type when Other is


"Other".


NT_SETS/DOCUMEN

EXTENSION N/A CR 0:1


NT_SETS/DOCUMEN

OTHER N/A CR 0:1



MESSAGE/DOCUME

NT_SETS/DOCUMEN

OTHER gse:IntegratedDisclosureSection

Type

The title or description used

to identify a primary section

DueFromBorrowerAtClosin

g

Enumerat

ed

CR IF LiabilityType exists

998.221 71 End-

OTHER

N/A N/A N/A


NT_SETS/DOCUMEN

LIABILITY_HOLDER N/A CR 0:1


NT_SETS/DOCUMEN

NAME N/A CR 0:1



MESSAGE/DOCUME

NT_SETS/DOCUMEN

NAME FullName The unparsed name of

either an individual or a

String 150 CR IF LiabilityType exists

998.218 75 End-

NAME

N/A N/A N/A



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN

PAYOFF N/A CR 0:1

10.334 77 11.4.1 K. Due from Borrower


MESSAGE/DOCUME

NT_SETS/DOCUMEN

PAYOFF PayoffAmount The dollar amount for the

debt that is being paid off

Amount

9.2


998.211 78 End-

PAYOFF

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


10.344 81 12.4 L. Paid Already by or

on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LIABILITY_DETAIL LiabilityDescription A text description that

further defines the Liability.

String 150 CR IF an item exists that

is outside the


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

OTHER N/A CR 0:1


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


Type



PaidAlreadyByOrOnBehalf

OfBorrowerAtClosing

Enumerat

ed


is outside the

998.222 85 End-

OTHER

N/A N/A N/A


NT_SETS/DOCUMEN

LOANS N/A R 1:1


NT_SETS/DOCUMEN

LOAN N/A R 1:1


NT_SETS/DOCUMEN

ADJUSTMENT N/A CR 0:1


NT_SETS/DOCUMEN

INTEREST_RATE_ADJUSTMENT N/A CR 0:1


NT_SETS/DOCUMEN

INDEX_RULES N/A CR 0:1


NT_SETS/DOCUMEN

INDEX_RULE N/A CR 0:1

11.055 92 20.1 Index MESSAGE/DOCUME

NT_SETS/DOCUMEN

INDEX_RULE IndexType Specifies the general

category of mortgage index

BankPrimeLoan |

CertificateOfDepositIndex

Enumerat

ed

CR IF

AmortizationType =

11.1 93 20.1 Index MESSAGE/DOCUME

NT_SETS/DOCUMEN

INDEX_RULE IndexTypeOtherDescription A free-form text field to

collect additional

String 150 CR IF IndexType =

"Other".

998.015 94 End-

INDEX_RULE

N/A N/A N/A


NT_SETS/DOCUMEN

INTEREST_RATE_LIFETIME_ADJU

STMENT_RULE

N/A CR 0:1

4.008 |

11.059

96 4.2.3 | 20.3 Interest Rate - YES MESSAGE/DOCUME

NT_SETS/DOCUMEN


STMENT_RULE

CeilingRatePercent The stated maximum

percentage to which the

Percent

3.4

CR IF

InterestRateIncrease

4.009 97 4.2.3 Interest Rate - YES MESSAGE/DOCUME

NT_SETS/DOCUMEN


STMENT_RULE

CeilingRatePercentEarliestEffect

iveMonthsCount

The minimum number of

months at which the

Numeric 3 CR IF


4.012 |

11.105

98 4.2.3 | 20.4 Interest Rate - YES |

Limits on Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN


STMENT_RULE

FirstRateChangeMonthsCount The number of months after


Numeric 3 CR IF


11.058 99 20.3 Minimum Interest

Rate

MESSAGE/DOCUME

NT_SETS/DOCUMEN


STMENT_RULE

FloorRatePercent The stated minimum

percentage the interest rate

Percent

3.4

CR IF


11.056 100 20.1 Margin MESSAGE/DOCUME

NT_SETS/DOCUMEN


STMENT_RULE

MarginRatePercent The number of percentage

points to be added to the

Percent

3.4

CR IF AmortizationType

= "AdjustableRate



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

OTHER N/A CR 0:1

11.108 103 20.1 If step rate MESSAGE/DOCUME

NT_SETS/DOCUMEN

OTHER gse:TotalStepCount For a loan with a step

provision, the total number

Numeric 3 CR IF


998.016 104 End-

OTHER

N/A N/A N/A


NT_SETS/DOCUMEN

INTEREST_RATE_PER_CHANGE_

ADJUSTMENT_RULES

N/A CR 0:1


NT_SETS/DOCUMEN


ADJUSTMENT_RULE

N/A CR 0:1

4.01 |

11.078

107 4.2.3 | 20.6 Interest Rate - YES MESSAGE/DOCUME

NT_SETS/DOCUMEN


ADJUSTMENT_RULE

AdjustmentRuleType Specifies whether the

occurrence of the

First Enumerat

ed

CR IF


11.079 108 20.6 Limits on Interest

Rate Changes - First

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ADJUSTMENT_RULE

PerChangeMaximumIncreaseRa

tePercent


percentage points by which

Percent

3.4

CR IF


4.011 109 4.2.3 Interest Rate - YES

Limits on Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ADJUSTMENT_RULE

PerChangeRateAdjustmentFreq

uencyMonthsCount

The number of months

between rate adjustments,

Numeric 3 CR IF


998.017 110 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ADJUSTMENT_RULE

N/A CR 0:1

11.061 |

11.065

112 20.5 | 20.7 Limits on Interest

Rate - Change

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ADJUSTMENT_RULE


occurrence of the

Subsequent Enumerat

ed

CR IF



Rate Changes -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ADJUSTMENT_RULE

PerChangeMaximumIncreaseRa

tePercent


percentage points by which

Percent

3.4

CR IF


11.062 |

11.106

114 20.5 | 20.7 Limits on Interest

Rate - Change

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ADJUSTMENT_RULE

PerChangeRateAdjustmentFreq

uencyMonthsCount


between rate adjustments,

Numeric 3 CR IF


998.018 115 End-


N/A N/A N/A


NT_SETS/DOCUMEN

PRINCIPAL_AND_INTEREST_PAY

MENT_ADJUSTMENT

N/A CR 0:1


NT_SETS/DOCUMEN


MENT_LIFETIME_ADJUSTMENT_

N/A CR 0:1

4.022 |

11.045

118 4.3.3 | 19.6 (Period) Principal &

Interest - YES

MESSAGE/DOCUME

NT_SETS/DOCUMEN



FirstPrincipalAndInterestPayme

ntChangeMonthsCount

The number of months after


Numeric 3 CR IF

PaymentIncreaseIndi

4.023 |

11.052


Interest - YES

MESSAGE/DOCUME

NT_SETS/DOCUMEN



PrincipalAndInterestPaymentM

aximumAmount

The stated maximum

principal and interest

Amount

9.2

CR IF

PaymentIncreaseIndi

4.024 |

11.053


Interest - YES

MESSAGE/DOCUME

NT_SETS/DOCUMEN



PrincipalAndInterestPaymentM

aximumAmountEarliestEffective

The minimum number of

months before the

Numeric 3 CR IF

PaymentIncreaseIndi

998.02 121 End-


N/A N/A N/A


NT_SETS/DOCUMEN


MENT_PER_CHANGE_ADJUSTM

N/A CR 0:1


NT_SETS/DOCUMEN



N/A CR 0:1

4.02 |

11.048


Interest - YES

MESSAGE/DOCUME

NT_SETS/DOCUMEN




occurrence of the

First Enumerat

ed

CR IF

PaymentIncreaseIndi

11.049 125 19.6 Monthly Principal

and Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN



PerChangeMaximumPrincipalAn

dInterestPaymentAmount

The maximum dollar

amount of the principal and

Amount

9.2

CR IF

InterestOnlyIndicato



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


and Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN



PerChangeMinimumPrincipalAn

dInterestPaymentAmount

The minimum dollar

amount of the principal and

Amount

9.2

CR IF


4.021 127 4.3.3 (Period) Principal &

Interest - YES

MESSAGE/DOCUME

NT_SETS/DOCUMEN



PerChangePrincipalAndInterest

PaymentAdjustmentFrequency


between payment

Numeric 3 CR IF

PaymentIncreaseIndi

998.021 128 End-


N/A N/A N/A


NT_SETS/DOCUMEN



N/A CR 0:5


and Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN




occurrence of the

Subsequent Enumerat

ed

CR If the payment

adjusts indepently of


and Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN



PerChangePrincipalAndInterest

PaymentAdjustmentFrequency


between payment

Numeric 3 CR If the payment

adjusts indepently of

998.022 132 End-


N/A N/A N/A


NT_SETS/DOCUMEN

AMORTIZATION N/A R 1:1


NT_SETS/DOCUMEN

AMORTIZATION_RULE N/A R 1:1

3.025 |

11.039

135 3.3 | 19.3 Product

Interest Rate - Can

MESSAGE/DOCUME

NT_SETS/DOCUMEN

AMORTIZATION_RULE AmortizationType A classification or

description of a loan or a

AdjustableRate | Fixed |

GEM | GPM |

Enumerat

ed

R

998.023 136 End-

AMORTIZATION_RULE

N/A N/A N/A


NT_SETS/DOCUMEN

BUYDOWN N/A CR 0:1


NT_SETS/DOCUMEN

BUYDOWN_OCCURRENCES N/A CR 0:1


NT_SETS/DOCUMEN

BUYDOWN_OCCURRENCE N/A CR 0:1

4.035 |

11.116

140 4.2.1 | 20.2 Interest Rate | Initial

Interest Rate

MESSAGE/DOCUME

NT_SETS/DOCUMEN

BUYDOWN_OCCURRENCE BuydownInitialEffectiveInterest

RatePercent

The final bought down

interest rate. The rate that

Percent

3.4

CR IF

BuydownReflectedIn

Mutually exclusive

with

998.024 141 End-

BUYDOWN_OCCURRENCE

N/A N/A N/A


NT_SETS/DOCUMEN

BUYDOWN_RULE N/A CR 0:1


Rate - Change

MESSAGE/DOCUME

NT_SETS/DOCUMEN

BUYDOWN_RULE BuydownChangeFrequencyMon

thsCount

The time interval in months

between interest rate

Numeric 3 CR IF

BuydownReflectedIn


Rate - Change

MESSAGE/DOCUME

NT_SETS/DOCUMEN

BUYDOWN_RULE BuydownDurationMonthsCount The total number of months

during which any buydown

Numeric 3 CR IF

BuydownReflectedIn



MESSAGE/DOCUME

NT_SETS/DOCUMEN

BUYDOWN_RULE BuydownIncreaseRatePercent The amount by which the

interest rate can increase at

Percent

3.4

CR IF

BuydownReflectedIn


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

OTHER N/A CR 0:1



MESSAGE/DOCUME

NT_SETS/DOCUMEN

OTHER gse:BuydownReflectedInNoteIn

dicator


the buydown rate is


BuydownTemporary

998.22 149 End-

OTHER

N/A N/A


NT_SETS/DOCUMEN

CLOSING_INFORMATION N/A R 1:1



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN

CLOSING_ADJUSTMENT_ITEMS N/A CR 0:1


NT_SETS/DOCUMEN

CLOSING_ADJUSTMENT_ITEM N/A CR 0:10


NT_SETS/DOCUMEN

CLOSING_ADJUSTMENT_ITEM_D

ETAIL

N/A CR 0:1


at Closing -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL

ClosingAdjustmentItemAmount The dollar amount of the

specified Closing

Amount

9.2

CR IF

ClosingAdjustmentIt


at Closing -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL

ClosingAdjustmentItemPaidOut

sideOfClosingIndicator

When true, indicates

payment of the closing


ClosingAdjustmentIt


at Closing -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL

ClosingAdjustmentItemType The type of adjustment

made during the origination

FuelCosts | Other | Repairs

| SellersEscrowAssumption

Enumerat

ed

CR If any adjustment

amount due from


at Closing -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL

@gse:DisplayLabelText A free-form text field that



on the form differs


at Closing -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL

ClosingAdjustmentItemTypeOth

erDescription

A free-form text field used


String 150 CR IF

ClosingAdjustmentIt


at Closing -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL

IntegratedDisclosureSectionTyp

e




g

Enumerat

ed

CR IF

ClosingAdjustmentIt


at Closing -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL

IntegratedDisclosureSubsection

Type


to identify a secondary or

Adjustments Enumerat

ed

CR IF

ClosingAdjustmentIt

998.224 161 End-


N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


ETAIL

N/A CR 0:1

10.133 164 12.4.1 L. Paid Already by or

on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


specified Closing

Amount

9.2

CR IF

ClosingAdjustmentIt


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL






ClosingAdjustmentIt


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL



Other |

ProceedsOfSubordinateLie

Enumerat

ed


amount paid already


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL




on the form differs


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


erDescription



String 150 CR IF

ClosingAdjustmentIt


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


e




OfBorrowerAtClosing

Enumerat

ed

CR IF

ClosingAdjustmentIt

998.226 170 End-


N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


ETAIL

N/A CR 0:1


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


specified Closing

Amount

9.2

CR IF

ClosingAdjustmentIt


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL






ClosingAdjustmentIt


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL



SellerCredit Enumerat

ed

CR If a seller credit paid

already by or on



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL




on the form differs


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


e




OfBorrowerAtClosing

Enumerat

ed

CR IF

ClosingAdjustmentIt

998.227 178 End-


N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


ETAIL

N/A CR 0:1


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


specified Closing

Amount

9.2

CR IF

ClosingAdjustmentIt


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL






ClosingAdjustmentIt


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL



Gift | Grant | Other |

RebateCredit

Enumerat

ed

CR If additional gifts,

grants, or credits


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL




on the form differs


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


erDescription



SellersReserveAccountAssu

mption

String 150 CR IF

ClosingAdjustmentIt

Implementers may

provide other


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


e




OfBorrowerAtClosing

Enumerat

ed

CR IF

ClosingAdjustmentIt


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


Type



OtherCredits Enumerat

ed

CR IF

ClosingAdjustmentIt

998.025 188 End-


N/A N/A N/A


NT_SETS/DOCUMEN

CLOSING_ADJUSTMENT_ITEM_P

AID_BY

N/A CR 0:1


NT_SETS/DOCUMEN

INDIVIDUAL N/A CR 0:1


NT_SETS/DOCUMEN

NAME N/A CR 0:1


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 100 CR IF

ClosingAdjustmentIt

Mutually exclusive

with

998.026 193 End-

NAME

N/A N/A N/A


NT_SETS/DOCUMEN

LEGAL_ENTITY N/A CR 0:1


NT_SETS/DOCUMEN

LEGAL_ENTITY_DETAIL N/A CR 0:1


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LEGAL_ENTITY_DETAIL FullName The unparsed name of


String 100 CR IF

ClosingAdjustmentIt

Mutually exclusive

with

998.027 197 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


ETAIL

N/A CR 0:1


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


specified Closing

Amount

9.2

CR IF

ClosingAdjustmentIt



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL






ClosingAdjustmentIt


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL



Other | RelocationFunds |

SweatEquity | TradeEquity

Enumerat

ed

CR If a

ClosingAdjustment


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL




on the form differs


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


erDescription



String 150 CR IF

ClosingAdjustmentIt


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


e




OfBorrowerAtClosing

Enumerat

ed

CR IF

ClosingAdjustmentIt


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


Type



Adjustments Enumerat

ed

CR IF

ClosingAdjustmentIt

998.028 207 End-


N/A N/A N/A


NT_SETS/DOCUMEN

CLOSING_ADJUSTMENT_ITEM_P

AID_BY

N/A CR 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

NAME N/A CR 0:1


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 100 CR IF

ClosingAdjustmentIt

998.029 212 End-

NAME

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 100 CR IF

ClosingAdjustmentIt

998.03 216 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

CLOSING_COST_FUNDS N/A CR 0:1


NT_SETS/DOCUMEN

CLOSING_COST_FUND N/A CR 0:1


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


supplied by a specified

Amount

9.2

CR IF FundsType =

"DepositOnSalesCon


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN

CLOSING_COST_FUND FundsType A monetary source

commonly used to pay

DepositOnSalesContract Enumerat

ed

CR If a deposit is

present in the


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN

CLOSING_COST_FUND IntegratedDisclosureSectionTyp

e




OfBorrowerAtClosing

Enumerat

ed

CR IF FundsType =

"DepositOnSalesCon

998.032 222 End-

CLOSING_COST_FUND

N/A N/A N/A


NT_SETS/DOCUMEN

CLOSING_INFORMATION_DETAI

L

N/A R 1:1

6.015 |

10.141

224 13.3 | 13.3.1 |

6.2.1 | 6.2.2

Cash to Close -

Amount

MESSAGE/DOCUME

NT_SETS/DOCUMEN


L

CashFromBorrowerAtClosingAm

ount


required from the borrower

Amount

9.2

CR IF Total Due From

Borrower at Closing

6.016 |

10.142

225 13.3 | 13.3.1 |

6.2.1 | 6.2.2

Cash to Close -

Amount

MESSAGE/DOCUME

NT_SETS/DOCUMEN


L

CashToBorrowerAtClosingAmou

nt


received by the borrower to

Amount

9.2

CR IF Total Due From

Borrower at Closing



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

1.006 226 1.5 File # MESSAGE/DOCUME

NT_SETS/DOCUMEN


L

ClosingAgentOrderNumberIdent

ifier

The identifying file number

assigned to the transaction

String 30 R

1.002 227 1.2 Closing Date MESSAGE/DOCUME

NT_SETS/DOCUMEN


L

ClosingDate The date the closing

documents were fully

YYYY-MM-

DD

R


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN


L

CurrentRateSetDate Date on which the interest

rate for the loan was set by

YYYY-MM-

DD

R

1.003 229 1.3 Disbursement Date MESSAGE/DOCUME

NT_SETS/DOCUMEN


L

DisbursementDate The date the loan funds are

disbursed to the borrower

YYYY-MM-

DD

R

998.034 230 End-


N/A N/A N/A


NT_SETS/DOCUMEN

PREPAID_ITEMS N/A CR 0:1


NT_SETS/DOCUMEN

PREPAID_ITEM N/A CR 0:1


NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL N/A CR 0:1

8.257 234 8.7.1 F. Prepaids - Amount MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL FeePaidToType Identifies the category or

type of payee to which the

Broker | Investor | Lender

| Other |

Enumerat

ed

CR IF PrepaidItemType

= "PrepaidInterest"


NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL FeePaidToTypeOtherDescriptio

n


capture the description

BrokerAffiliate |

LenderAffiliate

String 30 CR IF FeePaidToType =

"Other".

8.244 236 8.7 F. Prepaids - Prepaid

Item

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL IntegratedDisclosureSectionTyp

e



Prepaids Enumerat

ed


= "PrepaidInterest".

8.25 237 8.7.1 F. Prepaids - Start

Date for Daily Charge

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL PrepaidItemPaidFromDate The start date for


YYYY-MM-

DD


= "PrepaidInterest"

8.251 238 8.7.1 F. Prepaids - End Date

for Daily Charge

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL PrepaidItemPaidThroughDate The end date for calculating

the total number of days

YYYY-MM-

DD


= "PrepaidInterest"

8.248 239 8.7.1 F. Prepaids - Amount

Prepaid per Day

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL PrepaidItemPerDiemAmount The dollar amount charged

per day for the prepaid

Amount

9.2



8.249 240 8.7.1 F. Prepaids - Number

of Days in Year

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL PrepaidItemPerDiemCalculation

MethodType

The number of days in the

year used in calculating the

360 | 365 | 365Or366 Enumerat

ed




Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN


housing expense

PrepaidInterest Enumerat

ed

R


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL RegulationZPointsAndFeesIndic

ator


item is included in the

false | true Boolean CR IF PrepaidItemType =

"PrepaidInterest".

998.179 243 End-

PREPAID_ITEM_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PREPAID_ITEM_PAYMENTS N/A CR 0:1


NT_SETS/DOCUMEN

PREPAID_ITEM_PAYMENT N/A CR 0:5

8.255 246 8.7.2 | 8.7.3 |

8.7.4 | 8.7.5 |

F. Prepaids - Amount MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_PAYMENT PrepaidItemActualPaymentAmo

unt

The actual dollar amount

paid by a specific party at a

Amount

9.2


"PrepaidInterest".

8.253 247 8.7.2 | 8.7.3 |

8.7.4 | 8.7.5 |

F. Prepaids -

Borrower-Paid /

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_PAYMENT PrepaidItemPaymentPaidByTyp

e


making the breakout


ThirdParty

Enumerat

ed


"PrepaidInterest".

IF

PrepaidItemPerDie

8.254 248 8.7.2 | 8.7.3 |

8.7.4 | 8.7.5

F. Prepaids - At

Closing / Before

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_PAYMENT PrepaidItemPaymentTimingTyp

e



AtClosing | BeforeClosing Enumerat

ed


"PrepaidInterest".

IF

PrepaidItemPerDie

998.036 249 End-


N/A N/A N/A


NT_SETS/DOCUMEN




January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN


8.17 |

8.243 |

252 8.5.1 | 8.6.1 |

8.9.1 | 8.8.1

F. Prepaids - Amount

F. Prepaids - Payee

MESSAGE/DOCUME

NT_SETS/DOCUMEN




| Other |

Enumerat

ed



8.825 |

8.826 |

253 8.5.1 | 8.6.1 |

8.8.1 | 8.9.1


F. Prepaids - Payee

MESSAGE/DOCUME

NT_SETS/DOCUMEN


n



BrokerAffiliate |

LenderAffiliate


"Other".

8.21 |

8.235 |

254 8.5 | 8.6 | 8.8 |

8.9


Item

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e



Prepaids Enumerat

ed



8.014 |

8.237 |

255 8.5.1 | 8.6.1 |

8.8.1 | 8.9.1


Homeowner's

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL PrepaidItemMonthsPaidCount The number of months

covered by the Prepaid Item



8.012 |

8.236 |

256 8.5 | 8.6 | 8.8 |

8.9


Homeowner's

MESSAGE/DOCUME

NT_SETS/DOCUMEN


housing expense

BoroughPropertyTax |

CityPropertyTax |

Enumerat

ed


present in the

8.814 |

8.815 |

257 8.5 | 8.6 | 8.8 |

8.9


Homeowner's

MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs

8.267 |

8.274

258 8.8 | 8.9 F. Prepaids - Prepaid

Property Taxes

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL PrepaidItemTypeOtherDescripti

on




"Other".

In support of

government loans

8.181 |

8.242 |

259 GSE | GSE | GSE |

GSE

GSE Specific Data

Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL RegulationZPointsAndFeesIndic

ator



false | true Boolean CR IF PrepaidItemType


998.035 260 End-

PREPAID_ITEM_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PREPAID_ITEM_PAID_TO N/A CR 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


8.019 |

8.238 |

264 8.5.1 | 8.6.1 |

8.8.1 | 8.9.1


Homeowner's

MESSAGE/DOCUME

NT_SETS/DOCUMEN





998.038 265 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


8.022 |

8.241 |

268 8.5.2 | 8.5.3 |

8.5.4 | 8.5.5 |


NT_SETS/DOCUMEN


unt



Amount

9.2



8.021 |

8.239 |

269 8.5.2 | 8.5.3 |

8.5.4 | 8.5.5 |

F. Prepaids -

Borrower-Paid /

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e


making the breakout


ThirdParty

Enumerat

ed



8.02 |

8.24 |

270 8.5.2 | 8.5.3 |

8.5.4 | 8.5.5 |

F. Prepaids - At

Closing / Before

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




ed



998.039 271 End-


N/A N/A N/A


NT_SETS/DOCUMEN

PRORATION_ITEMS N/A CR 0:1


NT_SETS/DOCUMEN

PRORATION_ITEM N/A CR 0:30

10.157 |

10.188 |

274 11.6 | 11.7 | 11.8

| 11.9


at Closing -

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PRORATION_ITEM IntegratedDisclosureSectionTyp

e




g

Enumerat

ed

CR IF ProrationItemType

exists

10.158 |

10.189 |

275 11.6 | 11.7 | 11.8

| 11.9


at Closing -

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PRORATION_ITEM IntegratedDisclosureSubsection

Type



AdjustmentsForItemsPaidB

ySellerInAdvance

Enumerat

ed


exists



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

10.023 |

10.194 |

276 11.6.1 | 11.7.1 |

11.8.1 | 11.9.1


at Closing -

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


exists

10.019 |

10.192 |

277 11.6 | 11.7 | 11.8

| 11.9


at Closing -

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PRORATION_ITEM ProrationItemPaidFromDate The start date for


YYYY-MM-

DD

CR IF

ProrationItemAmou

10.02 |

10.193 |

278 11.6 | 11.7 | 11.8

| 11.9


at Closing -

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PRORATION_ITEM ProrationItemPaidThroughDate The end date for calculating


YYYY-MM-

DD

CR IF

ProrationItemAmou

10.017 |

10.190 |

10.197 |

10.204

279 11.6 | 11.7 | 11.8

| 11.9


at Closing -

Adjustments for

Items Paid by Seller in

Advance

- City / Town Taxes

-County taxes

-Assessments

- Other

MESSAGE/DOCUME

NT_SETS/DOCUMEN

T_SET/DOCUMENTS

/DOCUMENT/DEAL_

SETS/DEAL_SET/DE

ALS/DEAL/LOANS/L

OAN/CLOSING_INFO

RMATION/PRORATI

ON_ITEMS/PRORATI

ON_ITEM


housing expense

component that must be

paid in advance.


CityPropertyTax |

CondominiumAssociationD

ues |

CondominiumAssociationS

pecialAssessment |

CooperativeAssociationDu

es |

CooperativeAssociationSpe

cialAssessment |

CountyPropertyTax |


Enumerat

ed

CR If a proration item is


advance as part of

the transaction.

10.356 |

10.357 |

280 11.6 | 11.7 | 11.8

| 11.9


at Closing -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs


at Closing -

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PRORATION_ITEM ProrationItemTypeOtherDescrip

tion




= "Other".

OtherTypeDescripti

on may also include

998.04 282 End-

PRORATION_ITEM

N/A N/A N/A


NT_SETS/DOCUMEN


10.006 |

10.219 |

284 12.8 | 12.9 |

12.10 | 12.11

L. Paid Already by or

on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




OfBorrowerAtClosing

Enumerat

ed


exists

10.138 |

10.22 |

285 12.8 | 12.9 |

12.10 | 12.11


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


Type



AdjustmentsForItemsUnpai

dBySeller

Enumerat

ed


exists

10.218 |

10.224 |

286 12.8.1 | 12.9.1 |

12.10.1 | 12.11.1


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


exists

10.216 |

10.222 |

287 12.8 | 12.9 |

12.10 | 12.11


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN



YYYY-MM-

DD

CR IF

ProrationItemAmou

10.217 |

10.223 |

288 12.8 | 12.9 |

12.10 | 12.11


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN



YYYY-MM-

DD

CR IF

ProrationItemAmou

10.215 |

10.221

289 12.8 | 12.9 |

12.10 | 12.11


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


housing expense


CityPropertyTax |

Enumerat

ed

CR If a proration item

that is unpaid by

10.365 |

10.366 |

290 12.8 | 12.9 |

12.10 | 12.11


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


tion




= "Other".

OtherTypeDescripti

on may also include

998.042 292 End-

PRORATION_ITEM

N/A N/A N/A


NT_SETS/DOCUMEN

CONSTRUCTION N/A CR 0:1

3.023 294 3.1 Loan Term MESSAGE/DOCUME

NT_SETS/DOCUMEN

CONSTRUCTION ConstructionLoanTotalTermMo

nthsCount

The total term of a

construction loan, including

Numeric 3 CR IF

ConstructionLoanInd

3.021 |

3.034

295 3.2 | 3.1 Purpose

Loan Term

MESSAGE/DOCUME

NT_SETS/DOCUMEN

CONSTRUCTION ConstructionLoanType Specifies the specific type of

construction loan.

ConstructionOnly |

ConstructionToPermanent

Enumerat

ed

CR IF

ConstructionLoanInd



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

3.019 296 3.1 Loan Term MESSAGE/DOCUME

NT_SETS/DOCUMEN

CONSTRUCTION ConstructionPeriodNumberOfM

onthsCount

The length of the

construction period

Numeric 3 CR IF

ConstructionLoanInd

998.044 297 End-

CONSTRUCTION

N/A N/A N/A


NT_SETS/DOCUMEN

DOCUMENT_SPECIFIC_DATA_SE

TS

N/A R 1:1


NT_SETS/DOCUMEN


T

N/A R 1:1


NT_SETS/DOCUMEN

INTEGRATED_DISCLOSURE N/A R 1:1


NT_SETS/DOCUMEN

CASH_TO_CLOSE_ITEMS N/A R 1:1


NT_SETS/DOCUMEN

CASH_TO_CLOSE_ITEM N/A R 3:3

9.034 |

9.041 |

303 10.1.3 | 10.2.3 |

10.3.3

Calculating Cash to

Close Item

MESSAGE/DOCUME

NT_SETS/DOCUMEN

CASH_TO_CLOSE_ITEM IntegratedDisclosureCashToClos

eItemAmountChangedIndicator


estimated and final cash to


9.036 |

9.042 |

304 10.1.4 | 10.2.4 |

10.3.4

Calculating Cash to

Close Item - Narrative

MESSAGE/DOCUME

NT_SETS/DOCUMEN


eItemChangeDescription



String 150 CR IF

IntegratedDisclosure

9.003 |

9.039 |

305 10.1.1 | 10.2.1 |

10.3.1

Calculating Cash to

Close Item - Loan

MESSAGE/DOCUME

NT_SETS/DOCUMEN


eItemEstimatedAmount



Amount

9.2

R

9.014 |

9.04 |

306 10.1.2 | 10.2.2 |

10.3.2

Calculating Cash to

Close Item - Final

MESSAGE/DOCUME

NT_SETS/DOCUMEN


eItemFinalAmount

The final cash to close


Amount

9.2

R

9.002 |

9.038 |

307 10.1 | 10.2 | 10.3 Calculating Cash to

Close Item / Total

MESSAGE/DOCUME

NT_SETS/DOCUMEN


eItemType

Identifies the type of cash

to close item as specified in

ClosingCostsFinanced |

ClosingCostsPaidBeforeClo

Enumerat

ed

R

998.045 308 End-

CASH_TO_CLOSE_ITEM

N/A N/A N/A


NT_SETS/DOCUMEN


9.051 |

9.056 |

310 10.4.3 | 10.5.3 |

10.6.3 | 10.7.3 |

Calculating Cash to

Close Item - Did This

MESSAGE/DOCUME

NT_SETS/DOCUMEN


eItemAmountChangedIndicator


estimated and final cash to


9.052 |

9.057 |

311 10.4.4 | 10.5.4 |

10.6.4 | 10.7.4 |

Calculating Cash to

Close Item - Narrative

MESSAGE/DOCUME

NT_SETS/DOCUMEN


eItemChangeDescription



String 150 CR IF


9.049 |

9.054 |

312 10.4.1 | 10.5.1 |

10.6.1 | 10.7.1 |

Calculating Cash to

Close Item - Loan

MESSAGE/DOCUME

NT_SETS/DOCUMEN





Amount

9.2

R

9.05 |

9.055 |

313 10.4.2 | 10.5.2 |

10.6.2 | 10.7.2 |

Calculating Cash to

Close Item - Final

MESSAGE/DOCUME

NT_SETS/DOCUMEN


eItemFinalAmount



Amount

9.2

R

9.048 314 10.4 | 10.5 | 10.6

| 10.7 | 10.8

Calculating Cash to

Close Item - Down

MESSAGE/DOCUME

NT_SETS/DOCUMEN


eItemType



DownPayment |

FundsFromBorrower

Enumerat

ed

R In a purchase,

Funds From

9.053 315 10.5 Calculating Cash to

Close Item - Deposit

MESSAGE/DOCUME

NT_SETS/DOCUMEN


eItemType



Deposit Enumerat

ed

R


Close Item - Funds for

MESSAGE/DOCUME

NT_SETS/DOCUMEN


eItemType



FundsForBorrower Enumerat

ed

R


Close Item - Seller

MESSAGE/DOCUME

NT_SETS/DOCUMEN


eItemType



SellerCredits Enumerat

ed

R


Close Item -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


eItemType



AdjustmentsAndOtherCred

its

Enumerat

ed

R

998.046 319 End-

CASH_TO_CLOSE_ITEM

N/A N/A N/A


NT_SETS/DOCUMEN




January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

9.089 321 10.9.2 Calculating Cash to

Close Item - Final

MESSAGE/DOCUME

NT_SETS/DOCUMEN


eItemFinalAmount



Amount

9.2

R


Close Item - Cash to

MESSAGE/DOCUME

NT_SETS/DOCUMEN


eItemType



CashToCloseTotal Enumerat

ed

R

998.178 323 End-

CASH_TO_CLOSE_ITEM

N/A N/A N/A


NT_SETS/DOCUMEN


9.074 325 10.9.1 Calculating Cash to

Close Item - Loan

MESSAGE/DOCUME

NT_SETS/DOCUMEN





Amount

9.2

R


Close Item - Cash to

MESSAGE/DOCUME

NT_SETS/DOCUMEN


eItemType



CashToCloseTotal Enumerat

ed

R

998.177 327 End-

CASH_TO_CLOSE_ITEM

N/A N/A N/A


NT_SETS/DOCUMEN

ESTIMATED_PROPERTY_COST N/A R 1:1


NT_SETS/DOCUMEN

ESTIMATED_PROPERTY_COST_C

OMPONENTS

N/A CR 0:1


NT_SETS/DOCUMEN


OMPONENT

N/A CR 0:3

5.045 |

5.067 |

331 5.6.3 | 5.6.4 |

5.6.5

Estimated Taxes,

Insurance &

MESSAGE/DOCUME

NT_SETS/DOCUMEN


OMPONENT

ProjectedPaymentEscrowedTyp

e

Specifies if the projected

payment item is to be paid

Escrowed | NotEscrowed Enumerat

ed

CR IF a

ProjectedPaymentEs

5.038 |

5.066 |

332 5.6.3 | 5.6.4

|5.6.5

Estimated Taxes,

Insurance &

MESSAGE/DOCUME

NT_SETS/DOCUMEN


OMPONENT

ProjectedPaymentEstimatedTax

esInsuranceAssessmentCompon

Specifies the type of

payment component


ues |

Enumerat

ed

CR IF

ProjectedPaymentEs

5.069 333 5.6.5 Estimated Taxes,

Insurance &

MESSAGE/DOCUME

NT_SETS/DOCUMEN


OMPONENT


esInsuranceAssessmentCompon


to capture additional

String 150 CR IF

ProjectedPaymentEs

998.048 334 End-


N/A N/A N/A


NT_SETS/DOCUMEN

ESTIMATED_PROPERTY_COST_D

ETAIL

N/A R 1:1

5.035 336 5.6.1 Estimated Taxes,

Insurance &

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


esInsuranceAssessmentTotalAm

The estimated total of

property tax, property

Amount

9.2

R

998.049 337 End-


N/A N/A N/A


NT_SETS/DOCUMEN

INTEGRATED_DISCLOSURE_DET

AIL

N/A R 1:1

11.023 339 18.2 YES - Escrowed

Property Costs over

MESSAGE/DOCUME

NT_SETS/DOCUMEN


AIL

FirstYearTotalEscrowPaymentA

mount

Estimated total amount of

one year of escrowed

Amount

9.2


"true".

11.074 340 18.2.1 YES - Escrow Table -

Escrowed Property

MESSAGE/DOCUME

NT_SETS/DOCUMEN


AIL

FirstYearTotalEscrowPaymentD

escription


to describe the estimated

String 150 CR IF EscrowIndicator =

"true"

11.069 |

11.099

341 18.3 | 18.6 YES - Non-Escrowed

Property Costs over

MESSAGE/DOCUME

NT_SETS/DOCUMEN


AIL

FirstYearTotalNonEscrowPayme

ntAmount

Estimated total amount of

one year of non-escrowed

Amount

9.2

CR IF Non-escrowed

property costs exist

11.075 342 18.3.1 YES - Non-Escrowed

Property Costs over

MESSAGE/DOCUME

NT_SETS/DOCUMEN


AIL

FirstYearTotalNonEscrowPayme

ntDescription

A free form text field used

to describe the estimated

String 150 CR FirstYearTotalNonEs

crowPaymentAmoun

3.024 343 3.2 Purpose MESSAGE/DOCUME

NT_SETS/DOCUMEN


AIL

IntegratedDisclosureHomeEquit

yLoanIndicator


loan is an extension of

false | true Boolean R IF

LoanPurposeType =

1.001 344 1.1 Date Issued MESSAGE/DOCUME

NT_SETS/DOCUMEN


AIL

IntegratedDisclosureIssuedDate The date the integrated


YYYY-MM-

DD

R

3.007 345 3.3 Product MESSAGE/DOCUME

NT_SETS/DOCUMEN


AIL

IntegratedDisclosureLoanProdu

ctDescription

A description of the loan

product which includes,

String 50 R



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

998.05 346 End-


N/A N/A N/A


NT_SETS/DOCUMEN

INTEGRATED_DISCLOSURE_SECT

ION_SUMMARIES

N/A R 1:1


NT_SETS/DOCUMEN


ION_SUMMARY

N/A R 1:1


NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

N/A R 1:1

7.002 350 7.1.1 A. Origination

Charges -Subtotal

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

IntegratedDisclosureSectionTot

alAmount

The total amount of


Amount

9.2

R

7.001 351 7.1 A. Origination

Charges -Subtotal

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


e



OriginationCharges Enumerat

ed

R

998.051 352 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ION_SUMMARY

N/A R 1:1


NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

N/A R 1:1

7.024 355 7.4.1 B. Services Borrower

Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


alAmount

The total amount of


Amount

9.2

R

7.023 356 7.4 B. Services Borrower

Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


e



ServicesBorrowerDidNotSh

opFor

Enumerat

ed

R

998.186 357 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ION_SUMMARY

N/A R 1:1


NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

N/A R 1:1

7.044 360 7.6.1 C. Servicers Borrower

Did Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


alAmount

The total amount of


Amount

9.2

R

7.043 361 7.6 C. Servicers Borrower

Did Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


e



ServicesBorrowerDidShopF

or

Enumerat

ed

R

998.187 362 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ION_SUMMARY

N/A R 1:1


NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

N/A R 1:1

7.064 365 7.8.1 D. TOTAL LOAN

COSTS - Amount -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


alAmount

The total amount of


Amount

9.2

R

7.063 |

6.006

366 7.8

| 6.1.2

D. TOTAL LOAN

COSTS - Borrower-

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


e



TotalLoanCosts Enumerat

ed

R

7.082 367 7.9 D. TOTAL LOAN

COSTS (A+B+C) - Loan

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


Type



LoanCostsSubtotal Enumerat

ed

R

998.188 368 End-


N/A N/A N/A


NT_SETS/DOCUMEN

INTEGRATED_DISCLOSURE_SUBS

ECTION_PAYMENTS

N/A R 1:1


NT_SETS/DOCUMEN


ECTION_PAYMENT

N/A R 2:2



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

7.066 371 7.9.2 | 7.9.3 D. TOTAL LOAN


MESSAGE/DOCUME

NT_SETS/DOCUMEN


ECTION_PAYMENT


PaidByType


making the payment of the

Buyer Enumerat

ed

R

7.065 372 7.9.2 | 7.9.3 D. TOTAL LOAN


MESSAGE/DOCUME

NT_SETS/DOCUMEN


ECTION_PAYMENT


PaymentAmount


individual payment being

Amount

9.2

R

7.067 373 7.9.2 | 7.9.3 D. TOTAL LOAN


MESSAGE/DOCUME

NT_SETS/DOCUMEN


ECTION_PAYMENT


PaymentTimingType




ed

R

998.056 374 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ION_SUMMARY

N/A R 1:1


NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

N/A R 1:1

8.003 377 8.1.1 E. Taxes and Other

Government Fees

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


alAmount

The total amount of


Amount

9.2

R

8.15 378 8.1 E. Taxes and Other

Government Fees

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


e



TaxesAndOtherGovernmen

tFees

Enumerat

ed

R

998.189 379 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ION_SUMMARY

N/A R 1:1


NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

N/A R 1:1

8.011 382 8.4.1 F. Prepaids Subtotal

Amount

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


alAmount

The total amount of


Amount

9.2

R

8.009 383 8.4 F. Prepaids Subtotal MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


e



Prepaids Enumerat

ed

R

998.19 384 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ION_SUMMARY

N/A R 1:1


NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

N/A R 1:1

8.024 |

11.086

387 8.10.1 | 18.4 G. Initial Escrow

Payment at Closing

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


alAmount

The total amount of


Amount

9.2

R

8.023 |

11.085

388 8.10 | 18.4 G. Initial Escrow

Payment at Closing

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


e



InitialEscrowPaymentAtClo

sing

Enumerat

ed

R

998.191 389 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ION_SUMMARY

N/A R 1:1


NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

N/A R 1:1

8.064 392 8.16.1 H. Other Costs -

Amount

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


alAmount

The total amount of


Amount

9.2

R

8.062 393 8.16 H. Other Costs MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


e



OtherCosts Enumerat

ed

R

998.192 394 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ION_SUMMARY

N/A R 1:1



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

N/A R 1:1

8.074 |

6.011

397 8.18.1 | 6.1.3 I. TOTAL OTHER

COSTS - Subtotal

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


alAmount

The total amount of


Amount

9.2

R

8.072 |

6.009

398 8.18 | 6.1.3 I. TOTAL OTHER

COSTS (Borrower-

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


e



TotalOtherCosts Enumerat

ed

R

8.075 399 8.19 Other Costs Subtotal

(E + F + G + H)

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


Type



OtherCostsSubtotal Enumerat

ed

R

998.193 400 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ECTION_PAYMENTS

N/A R 1:1


NT_SETS/DOCUMEN


ECTION_PAYMENT

N/A R 2:2

8.077 403 8.19.2 | 8.19.3 Other Costs Subtotal

(E + F + G + H) -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ECTION_PAYMENT


PaidByType



Buyer Enumerat

ed

R


(E + F + G + H) -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ECTION_PAYMENT


PaymentAmount



Amount

9.2

R


(E + F + G + H) - At

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ECTION_PAYMENT


PaymentTimingType




ed

R

998.331 406 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ION_SUMMARY

N/A R 1:1


NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

N/A R 1:1

8.08 |

6.008 |

409 9.1.1 | 6.1.2 |

6.1.1

J. TOTAL CLOSING

COSTS (Borrower-

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


alAmount

The total amount of


Amount

9.2

R

8.078 410 9.1 J. TOTAL CLOSING

COSTS (Borrower-

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


e



TotalClosingCosts Enumerat

ed

R

8.082 |

10.156 |

411 9.2 | 11.3 | 15.2 Closing Costs

Subtotals (D + I)

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


Type



ClosingCostsSubtotal Enumerat

ed

R

998.054 412 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ECTION_PAYMENTS

N/A R 1:1


NT_SETS/DOCUMEN


ECTION_PAYMENT

N/A R 1:1

8.081 |

10.007 |

415 9.2.2 | 9.2.3 |

9.2.4 | 9.2.5 |

Closing Costs

Subtotals (D + I)

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ECTION_PAYMENT


PaymentAmount



Amount

9.2

R

8.083 |

10.008 |

416 9.2.2 | 9.2.3 |

9.2.4 | 9.2.5 |

Closing Costs

Subtotals (D + I) -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ECTION_PAYMENT


PaidByType



Buyer | Seller | ThirdParty Enumerat

ed

R

8.084 |

10.009 |

417 9.2.2 | 9.2.3 |

9.2.4 | 9.2.5 |

Closing Costs

Subtotals (D + I) - At

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ECTION_PAYMENT


PaymentTimingType




ed

R

998.058 418 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ION_SUMMARY

N/A R 1:1


NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

N/A R 1:1



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

8.296 |

6.003

421 9.3 | 6.1.1 J. TOTAL CLOSING

COSTS (Borrower-

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


e



TotalClosingCosts Enumerat

ed

R

6.014 |

8.085

422 6.1.4 | 9.3 Lender Credits MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


Type



LenderCredits Enumerat

ed

R

8.223 423 9.3.1 Lender Credits-

Tolerance Cure

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

LenderCreditToleranceCureAmo

unt

The amount necessary to

bring the final actual costs

Amount

9.2

CR IF


998.194 424 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ECTION_PAYMENTS

N/A R 1:1


NT_SETS/DOCUMEN


ECTION_PAYMENT

N/A R 1:1

8.204 |

6.013

427 9.3.2 | 6.1.4 Lender Credits -

Amount

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ECTION_PAYMENT


PaymentAmount



Amount

9.2

R Must be > = 0

8.087 428 9.3.2 Lender Credits MESSAGE/DOCUME

NT_SETS/DOCUMEN


ECTION_PAYMENT


PaidByType



Buyer Enumerat

ed

R

8.224 429 9.3.2 Lender Credits- At

Closing / Before

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ECTION_PAYMENT


PaymentTimingType



AtClosing Enumerat

ed

R

998.2 430 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ION_SUMMARY

N/A R 1:1


NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

N/A R 1:1

10.002 |

10.057

433 11.0.1 | 13.1.1 K. Due from Borrower

at Closing- Amount

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


alAmount

The total amount of


Amount

9.2

R

10.001 |

10.056

434 11.0 | 13.1 K. Due from Borrower

at Closing

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


e




g

Enumerat

ed

R

998.195 435 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ION_SUMMARY

N/A CR 0:1


NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

N/A CR 0:1


at Closing - Closing

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


alAmount

The total amount of


Amount

9.2

CR IF Lender Credits <>

0.



MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


e




g

Enumerat

ed


0.



MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


Type



ClosingCostsSubtotal Enumerat

ed


0.

998.351 441 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ION_SUMMARY

N/A R 1:1


NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

N/A R 1:1

10.144 |

10.059

444 12.0.1 | 13.2.1 L. Paid Already by or

on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


alAmount

The total amount of


Amount

9.2

R

10.159 |

10.058

445 12.0 | 13.2 L. Paid Already by or

on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


e




OfBorrowerAtClosing

Enumerat

ed

R



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

998.196 446 End-


N/A N/A N/A


NT_SETS/DOCUMEN

PROJECTED_PAYMENTS N/A R 1:1


NT_SETS/DOCUMEN

PROJECTED_PAYMENT N/A R 1:1

5.003 |

11.087

449 5.1.1 | 18.5 Payment Calculation -

Years

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PROJECTED_PAYMENT @SequenceNumber An integer value used to

provide an order to multi-

1 Enumerat

ed

R

5.005 450 5.1.1 Payment Calculation -

Years

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PROJECTED_PAYMENT ProjectedPaymentCalculationPe

riodEndNumber

The end number of the


Numeric 2 R


Years

MESSAGE/DOCUME

NT_SETS/DOCUMEN


riodStartNumber



Numeric 2 R


Years

MESSAGE/DOCUME

NT_SETS/DOCUMEN


riodTermType

The duration of time used

to define the projected

Yearly Enumerat

ed

R

5.104 453 5.1.2 | 5.1.3 |

5.1.4

Payment Calculation -

Final Payment

MESSAGE/DOCUME

NT_SETS/DOCUMEN


riodTermTypeOtherDescription



FinalPayment String 30 CR IF

ProjectPaymentCalc

5.008 454 5.4.1 Estimated Escrow MESSAGE/DOCUME

NT_SETS/DOCUMEN

PROJECTED_PAYMENT ProjectedPaymentEstimatedEsc

rowPaymentAmount

The estimated amount of

the payment that is applied

Amount

9.2

R

5.01 455 5.5.2 Estimated Total

(Period) Payment

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PROJECTED_PAYMENT ProjectedPaymentEstimatedTot

alMaximumPaymentAmount

The estimated maximum

amount of the total

Amount

9.2

R

5.048 456 5.5.1 Estimated Total

(Period) Payment

MESSAGE/DOCUME

NT_SETS/DOCUMEN


alMinimumPaymentAmount

The estimated minimum

amount of the total

Amount

9.2

CR IF there is a total

payment range for

5.007 457 5.3.1 Mortgage Insurance MESSAGE/DOCUME

NT_SETS/DOCUMEN

PROJECTED_PAYMENT ProjectedPaymentMIPaymentA

mount

The amount of the payment

that is applied toward

Amount

9.2

R Must be > = 0

5.006 458 5.2.2 Principal & Interest MESSAGE/DOCUME

NT_SETS/DOCUMEN

PROJECTED_PAYMENT ProjectedPaymentPrincipalAndI

nterestMaximumPaymentAmou

The maximum amount of


Amount

9.2

R

5.047 459 5.2.1 Principal & Interest MESSAGE/DOCUME

NT_SETS/DOCUMEN


nterestMinimumPaymentAmou

The minimum amount of


Amount

9.2

CR If there is a principal

and interest

998.059 460 End-

PROJECTED_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

PROJECTED_PAYMENT N/A CR 0:3

5.071 462 5.1.2 | 5.1.3 |

5.1.4


Years

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PROJECTED_PAYMENT @SequenceNumber An integer value used to


2 | 3 | 4 Enumerat

ed

CR IF changes occur to

the total payment

5.009 |

5.065

463 5.5 | 5.6.2 Estimated Total

(Period) Payment

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PROJECTED_PAYMENT PaymentFrequencyType Specifies the frequency of

the mortgage payment.

Annual | AtMaturity |

Biweekly | Monthly |

Enumerat

ed

R

5.074 464 5.1.2 | 5.1.3 |

5.1.4


Years

MESSAGE/DOCUME

NT_SETS/DOCUMEN


riodEndNumber

The end number of the



the total payment

5.073 465 5.1.2 | 5.1.3 |

5.1.4


Years

MESSAGE/DOCUME

NT_SETS/DOCUMEN


riodStartNumber




the total payment

5.072 466 5.1.2 | 5.1.3 |

5.1.4


Years

MESSAGE/DOCUME

NT_SETS/DOCUMEN


riodTermType

The duration of time used

to define the projected

Other | Yearly Enumerat

ed


the total payment

5.082 |

11.088

467 5.4.2 | 5.4.3 |

5.4.4 | 18.5

Estimated Escrow

YES- Initial Escrow

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PROJECTED_PAYMENT ProjectedPaymentEstimatedEsc

rowPaymentAmount

The estimated amount of

the payment that is applied

Amount

9.2


the total payment

5.086 468 5.5.4 | 5.5.6 |

5.5.8

Estimated Total

(Period) Payment

MESSAGE/DOCUME

NT_SETS/DOCUMEN


alMaximumPaymentAmount

The estimated maximum

amount of the total

Amount

9.2


the total payment

5.085 469 5.5.3 | 5.5.5 |

5.5.7

Estimated Total

(Period) Payment

MESSAGE/DOCUME

NT_SETS/DOCUMEN


alMinimumPaymentAmount

The estimated minimum

amount of the total

Amount

9.2


the total payment

5.08 470 5.3.2 | 5.3.3 |

5.3.4

Mortgage Insurance MESSAGE/DOCUME

NT_SETS/DOCUMEN

PROJECTED_PAYMENT ProjectedPaymentMIPaymentA

mount

The amount of the payment

that is applied toward

Amount

9.2

CR IF

MIRequiredIndicator

Value must be >=

"0"



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

5.077 471 5.2.5 | 5.2.7 |

5.2.9

Principal & Interest MESSAGE/DOCUME

NT_SETS/DOCUMEN


nterestMaximumPaymentAmou

The maximum amount of


Amount

9.2


the total payment

5.076 472 5.2.4 | 5.2.6 |

5.2.8

Principal & Interest MESSAGE/DOCUME

NT_SETS/DOCUMEN


nterestMinimumPaymentAmou

The minimum amount of


Amount

9.2


the total payment

998.06 473 End-

PROJECTED_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

ESCROW N/A CR 0:1


NT_SETS/DOCUMEN

ESCROW_DETAIL N/A CR 0:1

8.061 476 8.15 | 8.15.2 G. Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_DETAIL EscrowAggregateAccountingAdj

ustmentAmount

The dollar amount of any

adjustment made to total

Amount

9.2

CR If lender makes an

adjustment to the

998.062 477 End-

ESCROW_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

ESCROW_ITEMS N/A CR 0:1


NT_SETS/DOCUMEN

ESCROW_ITEM N/A CR 0:8


NT_SETS/DOCUMEN

ESCROW_ITEM_DETAIL N/A CR 0:1

8.172 |

8.141 |

481 8.11.1 | 8.14.1 |

8.12.1 | 8.13.1

G. Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_DETAIL EscrowCollectedNumberOfMon

thsCount


escrow to be collected at


exists

8.169

|8.175 |

482 8.11 | 8.12 | 8.13

| 8.14

Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN


Item.

AssessmentTax |

CityBondTax |

Enumerat

ed


"true".

8.82 |

8.821 |

483 8.11 | 8.12 | 8.13

| 8.14

Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs

8.056 484 8.14 G. Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_DETAIL EscrowItemTypeOtherDescripti

on


collect additional


"Other".

TypeOtherDescripti

on may also include

8.171 |

8.14 |

485 8.11.1 | 8.14.1 |

8.12.1 | 8.13.1

G. Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_DETAIL EscrowMonthlyPaymentAmoun

t

The monthly payment

amount for the escrow

Amount

9.2

CR IF EscrowItemType

exists

8.189 |

8.179 |

486 8.11.1 | 8.14.1 |

8.12.1 | 8.13.1

G. Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_DETAIL FeePaidToType Identifies the category or



| Other |

Enumerat

ed

CR IF

EscrowMonthlyPaym

8.83 |

8.831 |

487 8.11.1 | 8.12.1 |

8.13.1 | 8.14.1

G. Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_DETAIL FeePaidToTypeOtherDescriptio

n



BrokerAffiliate |

LenderAffiliate


"Other".

8.297 |

8.298 |

488 8.11 | 8.12 | 8.13

| 8.14

Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_DETAIL IntegratedDisclosureSectionTyp

e




sing

Enumerat

ed


exists

8.188 |

8.185 |

489 GSE | GSE | GSE |

GSE

GSE Specific Data

Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_DETAIL RegulationZPointsAndFeesIndic

ator



false | true Boolean CR IF EscrowItemType

exists and <>

998.063 490 End-

ESCROW_ITEM_DETAIL

N/A CR


NT_SETS/DOCUMEN

ESCROW_ITEM_PAYMENTS N/A CR 0:1


NT_SETS/DOCUMEN

ESCROW_ITEM_PAYMENT N/A CR 0:3

8.198 |

8.202 |

493 8.11.2 | 8.11.4 |

8.11.6 | 8.14.2 |

G. Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_PAYMENT EscrowItemActualPaymentAmo

unt



Amount

9.2


exists

8.173 |

8.142 |

494 8.11.2 | 8.11.4 |

8.11.6 | 8.14.2 |

G. Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_PAYMENT EscrowItemPaymentPaidByType The role of the party

making the escrow item


ThirdParty

Enumerat

ed


exists

8.843 |

8.844 |

495 8.11.2 | 8.11.4 |

8.11.6 | 8.12.1 |

G. Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_PAYMENT EscrowItemPaymentTimingType Defines the point in time


AtClosing Enumerat

ed


exists



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

998.064 496 End-

ESCROW_ITEM_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

FEE_INFORMATION N/A R 1:1


NT_SETS/DOCUMEN

FEES N/A R 1:1


NT_SETS/DOCUMEN

FEE N/A R 1:1


NT_SETS/DOCUMEN

FEE_DETAIL N/A R 1:1


Charges - Loan Points

MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_DETAIL FeePaidToType Identifies the category or



| Other |

Enumerat

ed

CR IF FeeType =

"LoanDiscountPoints



MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_DETAIL FeePaidToTypeOtherDescriptio

n



BrokerAffiliate |

LenderAffiliate


"Other".



MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_DETAIL FeePercentBasisType Defines the amount upon

which the Fee Total Percent

OriginalLoanAmount Enumerat

ed

CR IF FeeType =

"LoanDiscountPoints



MESSAGE/DOCUME

NT_SETS/DOCUMEN


parties for the specified Fee

Percent

3.4

R Must be > = 0



MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_DETAIL FeeType Specifies the general type of

fees associated with a real

LoanDiscountPoints Enumerat

ed

R



MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_DETAIL IntegratedDisclosureSectionTyp

e




ed

R


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_DETAIL RegulationZPointsAndFeesIndic

ator




"LoanDiscountPoints

998.229 508 End-

FEE_DETAIL

N/A N/A 0:1


NT_SETS/DOCUMEN

FEE_PAID_TO N/A CR 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN




"LoanDiscountPoints

998.066 513 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

FEE_PAYMENTS N/A CR 0:5


NT_SETS/DOCUMEN

FEE_PAYMENT N/A CR 0:5

7.01 516 7.2.2 | 7.2.3 |

7.2.4 | 7.2.5 |

A. Origination


MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_PAYMENT FeeActualPaymentAmount The actual dollar amount


Amount

9.2

CR IF FeeType =

"LoanDiscountPoints

7.008 517 7.2.2 | 7.2.3 |

7.2.4 | 7.2.5 |

A. Origination


MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_PAYMENT FeePaymentPaidByType The role of the party

making the payment of fee.


ThirdParty

Enumerat

ed

CR IF FeeType =

"LoanDiscountPoints

7.009 518 7.2.2 | 7.2.3 |

7.2.4 | 7.2.5 |

A. Origination


MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_PAYMENT FeePaymentPaidOutsideOfClosi

ngIndicator


payment of fee was paid


"LoanDiscountPoints

998.067 519 End-

FEE_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

FEE N/A CR 0:39



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN

FEE_DETAIL N/A CR 0:1

11.089 522 18.7 NO - Escrow Waiver

Fee

MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_DETAIL FeeActualTotalAmount The actual total dollar

amount paid for the fee by

Amount

9.2

CR IF FeeType =

"EscrowWaiverFee".



MESSAGE/DOCUME

NT_SETS/DOCUMEN




| Other |

Enumerat

ed


AND



MESSAGE/DOCUME

NT_SETS/DOCUMEN


n



BrokerAffiliate |

LenderAffiliate


"Other".

7.076 |

11.032

525 7.3 | 18.7 A. Origination

Charges

MESSAGE/DOCUME

NT_SETS/DOCUMEN



203KArchitecturalAndEngi

neeringFee |

Enumerat

ed

CR If origination charges

are part of this

Escrow Waiver Fee

is the only item



MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs



MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_DETAIL FeeTypeOtherDescription A free-form text field used



"Other".



MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




ed


AND


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ator



false | true Boolean CR IF FeeType exists

AND

998.181 530 End-

FEE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN




FeePaidToType <>

998.069 535 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


7.079 538 7.3.2 | 7.3.3 |

7.3.4 | 7.3.5 |

A. Origination

Charges - Amount

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


AND

7.077 539 7.3.2 | 7.3.3 |

7.3.4 | 7.3.5 |

A. Origination

Charges - Borrower

MESSAGE/DOCUME

NT_SETS/DOCUMEN




ThirdParty

Enumerat

ed


AND

7.078 540 7.3.2 | 7.3.3 |

7.3.4 | 7.3.5 |

A. Origination

Charges - At Closing /

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ngIndicator




FeePaymentPaidByT

998.07 541 End-

FEE_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

FEE N/A CR 0:61


NT_SETS/DOCUMEN



Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




| Other |

Enumerat

ed


AND


Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


n



BrokerAffiliate |

LenderAffiliate


"Other".



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




neeringFee |

Enumerat

ed

CR If services borrower



Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs


Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"Other".


Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




opFor

Enumerat

ed


AND


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ator




AND

998.33 551 End-

FEE_DETAIL

N/A N/A 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 100 CR IF FeeType exists

AND

998.072 556 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


7.031 559 7.5.2 | 7.5.3 |

7.5.4 | 7.5.5 |

B. Services Borrower

Did Not Shop For-

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


AND

7.029 560 7.5.2 | 7.5.3 |

7.5.4 | 7.5.5 |


Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




ThirdParty

Enumerat

ed


AND

7.03 561 7.5.2 | 7.5.3 |

7.5.4 | 7.5.5 |


Did Not Shop For- At

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ngIndicator




FeePaymentPaidByT

998.073 562 End-

FEE_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

FEE N/A CR 0:32


NT_SETS/DOCUMEN



Did Shop For - Fee

MESSAGE/DOCUME

NT_SETS/DOCUMEN




| Other |

Enumerat

ed


AND


Did Shop For - Fee

MESSAGE/DOCUME

NT_SETS/DOCUMEN


n



BrokerAffiliate |

LenderAffiliate


"Other".


Did Shop For - Fee

MESSAGE/DOCUME

NT_SETS/DOCUMEN




neeringFee |

Enumerat

ed




Did Shop For - Fee

MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs


Did Shop For - Fee

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"Other".


Did Shop For - Fee

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




or

Enumerat

ed


AND



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ator




AND

998.065 572 End-

FEE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



Did Shop For - Payee

MESSAGE/DOCUME

NT_SETS/DOCUMEN




AND

998.075 577 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


7.051 580 7.7.2 | 7.7.3 |

7.7.4 | 7.7.5 |

C. Servicers Borrower

Did Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


AND

7.049 581 7.7.2 | 7.7.3 |

7.7.4 | 7.7.5 |

C.. Servicers

Borrower Did Shop

MESSAGE/DOCUME

NT_SETS/DOCUMEN




ThirdParty

Enumerat

ed


AND

7.05 582 7.7.2 | 7.7.3 |

7.7.4 | 7.7.5 |


Did Shop For - At

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ngIndicator




FeePaymentPaidByT

998.076 583 End-

FEE_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

FEE N/A CR 0:2


NT_SETS/DOCUMEN


8.207 |

8.155

586 8.2.1 | 8.2.1 E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


AND

8.206 |

8.195

587 8.2 E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN





Enumerat

ed

CR If a deed or

mortgage recording


Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




tFees

Enumerat

ed


AND

998.077 589 End-

FEE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

FEE N/A CR 0:1


NT_SETS/DOCUMEN



Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN



RecordingFeeTotal Enumerat

ed

CR If

FeeActualTotalAmou

8.209 |

8.208

593 8.2 | 8.2 E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




tFees

Enumerat

ed

CR IF FeeType =

"RecordingFeeTotal"

998.078 594 End-

FEE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN




January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN


8.193 597 8.2.2 | 8.2.3 |

8.2.4 | 8.2.5 |

E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2

CR IF FeeType =

"RecordingFeeTotal"

8.153 598 8.2.2 | 8.2.3 |

8.2.4 | 8.2.5 |

E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




ThirdParty

Enumerat

ed

CR IF FeeType =

"RecordingFeeTotal"

8.154 599 8.2.2 | 8.2.3 |

8.2.4 | 8.2.5 |

E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ngIndicator




"RecordingFeeTotal"

998.079 600 End-

FEE_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

FEE N/A CR 0:15


NT_SETS/DOCUMEN



Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN



MortgageSurchargeCounty

OrParish

Enumerat

ed

CR If a transfer tax fee is

charged by the


Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs


Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"Other".


Government Fees

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




tFees

Enumerat

ed


AND

998.08 607 End-

FEE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




AND

998.081 612 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


8.192 615 8.3.2 | 8.3.3 |

8.3.4 | 8.3.5 |

E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


AND

8.19 616 8.3.2 | 8.3.3 |

8.3.4 | 8.3.5 |

E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




ThirdParty

Enumerat

ed


AND

8.191 617 8.3.2 | 8.3.3 |

8.3.4 | 8.3.5 |

E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ngIndicator




FeePaymentPaidByT

998.082 618 End-

FEE_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

FEE N/A CR 0:39


NT_SETS/DOCUMEN




January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

8.18 621 8.17.1 H. Other Costs -

Other Costs

MESSAGE/DOCUME

NT_SETS/DOCUMEN




| Other |

Enumerat

ed


AND

8.834 622 8.17.1 H. Other Costs -

Other Costs

MESSAGE/DOCUME

NT_SETS/DOCUMEN


n



BrokerAffiliate |

LenderAffiliate


"Other"

8.066 623 8.17 H. Other Costs -

Other Costs

MESSAGE/DOCUME

NT_SETS/DOCUMEN





Enumerat

ed


charged as part of

8.824 624 8.17 H. Other Costs -

Other Costs

MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs

8.067 625 8.17 H. Other Costs -

Other Costs

MESSAGE/DOCUME

NT_SETS/DOCUMEN



DebtSuspensionInsuranceP

remium


"Other".

8.065 626 8.17 H. Other Costs -

Other Costs

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e



OtherCosts Enumerat

ed


AND

8.219 627 8.17 H. Other Costs -

Other Costs

MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_DETAIL OptionalCostIndicator When true, indicates that

the service and associated


AND

8.186 628 GSE | GSE GSE Specific Data

Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ator




AND

998.332 629 End-

FEE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


8.068 633 8.17.1 H. Other Costs -

Other Costs - Payee

MESSAGE/DOCUME

NT_SETS/DOCUMEN




AND

998.084 634 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


8.108 637 8.17.2 | 8.17.3 |

8.17.4 | 8.17.5 |

H. Other Costs -


MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


AND

8.107 638 8.17.2 | 8.17.3 |

8.17.4 | 8.17.5 |

H. Other Costs -

Other Costs -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




ThirdParty

Enumerat

ed


AND

8.07 639 8.17.2 | 8.17.3 |

8.17.4 | 8.17.5 |

H. Other Costs -

Other Costs - At

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ngIndicator




FeePaymentPaidByT

998.085 640 End-

FEE_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

FEES_SUMMARY N/A R 1:1


NT_SETS/DOCUMEN

FEE_SUMMARY_DETAIL N/A R 1:1

12.004 643 21.4 Annual Percentage

Rate (APR)

MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_SUMMARY_DETAIL APRPercent The annual percentage rate

for the loan based on the

Percent

3.4

R

12.003 644 21.3 Amount Financed MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_SUMMARY_DETAIL FeeSummaryTotalAmountFinan

cedAmount

The amount of the Total

Amount Financed as

Amount

9.2

R

12.002 645 21.2 Finance Charge MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_SUMMARY_DETAIL FeeSummaryTotalFinanceCharg

eAmount

The amount of the Total

Finance Charges as

Amount

9.2

R



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

12.005 646 21.5 Total Interest

Percentage (TIP)

MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_SUMMARY_DETAIL FeeSummaryTotalInterestPerce

nt

The total amount of interest

paid by the borrower over

Percent

3.4

R

12.001 647 21.1 Total of Payments MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_SUMMARY_DETAIL FeeSummaryTotalOfAllPayment

sAmount

The amount of the Total of

All Payments as disclosed

Amount

9.2

R

998.087 648 End-

FEE_SUMMARY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

FORECLOSURES N/A R 1:1


NT_SETS/DOCUMEN

FORECLOSURE N/A R 1:1


NT_SETS/DOCUMEN

FORECLOSURE_DETAIL N/A R 1:1

13.001 652 22.1 Liability after

Foreclosure

MESSAGE/DOCUME

NT_SETS/DOCUMEN

FORECLOSURE_DETAIL DeficiencyRightsPreservedIndic

ator


upon the foreclosure sale


998.088 653 End-

FORECLOSURE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

HIGH_COST_MORTGAGES N/A R 1:1


NT_SETS/DOCUMEN

HIGH_COST_MORTGAGE N/A R 1:1


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

HIGH_COST_MORTGAGE AveragePrimeOfferRatePercent An annual percentage rate

that is derived from average

Percent

3.4

R


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

HIGH_COST_MORTGAGE RegulationZExcludedBonaFideDi

scountPointsIndicator


excluded bona fide discount


"LoanDiscountPoints


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

HIGH_COST_MORTGAGE RegulationZExcludedBonaFideDi

scountPointsPercent

The bona fide discount

points, expressed as a

Percent

3.4

CR IF

RegulationZExcluded


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

HIGH_COST_MORTGAGE RegulationZTotalAffiliateFeesA

mount

The total amount of fees,

expressed in dollars, paid to

Amount

9.2

R Must be > = 0


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

HIGH_COST_MORTGAGE RegulationZTotalLoanAmount The total loan amount,

expressed in dollars,

Amount

9.2

R Must be > = 0


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

HIGH_COST_MORTGAGE RegulationZTotalPointsAndFees

Amount

The total amount of points

and fees, expressed in

Amount

9.2

R Must be > = 0

998.089 662 End-

HIGH_COST_MORTGAGE

N/A N/A N/A


NT_SETS/DOCUMEN

INTEREST_ONLY N/A CR 0:1

4.025 |

5.087 |

664 4.3.3 | 5.1

| 19.1.1


Interest - YES

MESSAGE/DOCUME

NT_SETS/DOCUMEN

INTEREST_ONLY InterestOnlyTermMonthsCount Then number of months the

loan remains interest only.

Numeric 3 CR IF


998.09 665 End-

INTEREST_ONLY

N/A N/A N/A


NT_SETS/DOCUMEN

LATE_CHARGE N/A R 1:1


NT_SETS/DOCUMEN

EXTENSION N/A R 1:1


NT_SETS/DOCUMEN

OTHER N/A R 1:1


NT_SETS/DOCUMEN

gse:LATE_CHARGE_RULES N/A R 1:1


NT_SETS/DOCUMEN

gse:LATE_CHARGE_RULE N/A R 1:2



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

11.073 671 17.3 Late Payment MESSAGE/DOCUME

NT_SETS/DOCUMEN

gse:LATE_CHARGE_RULE gse:LateChargeAmount The dollar amount that a

borrower is required to pay

Amount

9.2

CR IF LateChargeType =

"FlatDollarAmount".


NT_SETS/DOCUMEN

gse:LATE_CHARGE_RULE gse:LateChargeGracePeriodDays

Count

The grace period in days for

this loan before a late

Numeric 2 CR IF LateChargeType

<> "NoLateCharges"


NT_SETS/DOCUMEN

gse:LATE_CHARGE_RULE gse:LateChargeRatePercent The percentage that a

borrower is required to pay

Percent

3.4

CR IF LateChargeType

<>


NT_SETS/DOCUMEN

gse:LATE_CHARGE_RULE gse:LateChargeType The type of late charge that

may be applied to the loan.

FlatDollarAmount |

NoLateCharges |

Enumerat

ed

R

998.091 675 End-

gse:LATE_CHARGE_RULE

N/A N/A N/A


NT_SETS/DOCUMEN

LOAN_DETAIL N/A R 1:1

11.004 677 17.1 Assumption MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_DETAIL AssumabilityIndicator Indicates whether the loan

is assumable by another


4.029 678 4.5.2 Balloon Payment -

Does the loan have

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_DETAIL BalloonIndicator Indicates whether or not a

final balloon payment is


4.03 679 4.5.3 Balloon Payment -

YES

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_DETAIL BalloonPaymentAmount The dollar amount of the

final, or lump sum, balloon

Amount

9.2

CR IF BalloonIndicator =

"true".

4.048 680 4.2.1 Interest Rate MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_DETAIL BuydownTemporarySubsidyFun

dingIndicator

Indicates whether there is

buydown funding on this


3.006 |

3.033

681 3.2 | 3.1 Purpose

Loan Term

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_DETAIL ConstructionLoanIndicator Indicates whether or not

this is a construction loan.


11.005 682 17.2 Demand Feature MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_DETAIL DemandFeatureIndicator When true, indicates that

the loan has a demand


11.077 683 18.1 Additional

Information about

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_DETAIL EscrowAbsenceReasonType Specifies the reason the

loan does not have an

BorrowerDeclined |

LenderDoesNotOffer

Enumerat

ed


"false".

5.092 |

11.021 |

684 5.4 | 18.1 | 18.1 Estimated Escrow

Escrow Account - For

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_DETAIL EscrowIndicator Indicates whether or not

escrows are associated with


4.019 |

5.057 |

685 4.3.3

| 5.2.3 | 19.1


Interest - Can this

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_DETAIL InterestOnlyIndicator Indicates whether loan is

set up with interest only


4.007 686 4.2.2 Interest Rate - Can

this amount increase

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_DETAIL InterestRateIncreaseIndicator When true, indicates that

the interest rate on the loan


4.002 687 4.1.2 Loan Amount - Can


MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_DETAIL LoanAmountIncreaseIndicator When true, indicates that

the loan amount can


3.032 |

5.094 |

688 3.6 | 5.3 | 5.3 MIC#

Mortgage Insurance

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_DETAIL MIRequiredIndicator Indicates that Mortgage

Insurance is or was required


4.033 |

11.009

689 4.1.3

17.4

Loan Amount - Can


MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_DETAIL NegativeAmortizationIndicator Indicates whether the loan

allows negative



Interest - Can this

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_DETAIL PaymentIncreaseIndicator When true, indicates that

the payments on the loan


4.026 691 4.4.2 Prepayment Penalty -

Does the loan have

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_DETAIL PrepaymentPenaltyIndicator Indicates whether the loan

includes a penalty charged


11.041 692 19.4 Seasonal Payments? MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_DETAIL SeasonalPaymentFeatureIndicat

or


loan contains a seasonal



on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_DETAIL TotalSubordinateFinancingAmo

unt

The total amount of

subordinate financing

Amount

9.2

CR IF

ClosingAdjustmentIt


NT_SETS/DOCUMEN

EXTENSION N/A R 1:1


NT_SETS/DOCUMEN

OTHER N/A R 1:1



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

OTHER gse:SubordinateFinancingIsNew

Indicator

When true indicates that

subordinate financing is

false | true R

998.092 697 End-

LOAN_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

LOAN_IDENTIFIERS N/A R 1:1


NT_SETS/DOCUMEN

LOAN_IDENTIFIER N/A R 1:1

3.011 700 3.5 Loan ID # MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_IDENTIFIER LoanIdentifier The value of the identifier

for the specified type.

String 30 R

3.012 701 3.5 Loan ID # MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_IDENTIFIER LoanIdentifierType The type of identifier used

for a loan.

LenderLoan Enumerat

ed

R

998.093 702 End-

LOAN_IDENTIFIER

N/A N/A N/A


NT_SETS/DOCUMEN

LOAN_IDENTIFIER N/A CR 0:1

3.014 704 3.6 MIC# MESSAGE/DOCUME

NT_SETS/DOCUMEN




= "AgencyCase".


NT_SETS/DOCUMEN


for a loan.

AgencyCase Enumerat

ed

CR IF MortgageType <>

"Conventional"

998.094 706 End-

LOAN_IDENTIFIER

N/A N/A N/A


NT_SETS/DOCUMEN



Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN




= "MERS_MIN"


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN


for a loan.

MERS_MIN Enumerat

ed

CR If the transaction is

registered with

998.214 710 End-

LOAN_IDENTIFIER

N/A N/A N/A


NT_SETS/DOCUMEN

LOAN_PRODUCT N/A CR 0:1


NT_SETS/DOCUMEN

LOAN_PRICE_QUOTES N/A CR 0:1


NT_SETS/DOCUMEN

LOAN_PRICE_QUOTE N/A CR 0:1


NT_SETS/DOCUMEN

LOAN_PRICE_QUOTE_DETAIL N/A CR 0:1


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LOAN_PRICE_QUOTE_DETAIL LoanPriceQuoteInterestRatePer

cent

The mortgage loan interest

rate for which the price

Percent

3.4

CR IF

RegulationZExcluded

998.095 716 End-

LOAN_PRICE_QUOTE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

MATURITY N/A R 1:1


NT_SETS/DOCUMEN

MATURITY_RULE N/A R 1:1

3.001 |

4.031

719 3.1 | 4.5.3 Loan Term

Balloon Payment -

MESSAGE/DOCUME

NT_SETS/DOCUMEN

MATURITY_RULE LoanMaturityPeriodCount The scheduled number of

periods (as defined by Loan

Numeric 3 CR IF

ConstructionLoanInd

3.002 |

4.032

720 3.1 | 4.5.3 Loan Term

Balloon Payment -

MESSAGE/DOCUME

NT_SETS/DOCUMEN

MATURITY_RULE LoanMaturityPeriodType The unit of time used to

define the period over

Month Enumerat

ed

CR IF

ConstructionLoanInd



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

3.026 |

4.052 |

721 3.1 | 4.2.3 | 5.1 Loan Term


MESSAGE/DOCUME

NT_SETS/DOCUMEN

MATURITY_RULE LoanTermMaximumMonthsCou

nt

The maximum possible

number of months for the

Numeric 3 CR If the term to

maturity is

998.097 722 End-

MATURITY_RULE

N/A N/A N/A


NT_SETS/DOCUMEN

MI_DATA N/A CR 0:1


NT_SETS/DOCUMEN

MI_DATA_DETAIL N/A CR 0:1


NT_SETS/DOCUMEN

MI_DATA_DETAIL MICertificateIdentifier The number assigned by the

private mortgage insurance


"Conventional" AND


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

MI_DATA_DETAIL MICompanyNameType To convey the private MI

company short/common

CMG | Essent | Genworth

| MGIC | NationalMI |

Enumerat

ed

CR IF MortgageType =

"Conventional" AND


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

MI_DATA_DETAIL MICompanyNameTypeOtherDes

cription


to describe the MI company

String 150 CR IF

MICompanyNameTy

5.103 |

5.088

728 5.3 | 5.3 Mortgage Insurance MESSAGE/DOCUME

NT_SETS/DOCUMEN

MI_DATA_DETAIL MIScheduledTerminationDate The projected mandatory

date the mortgage

YYYY-MM-

DD

O IF

"MIRequiredIndicato

998.098 729 End-

MI_DATA_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

NEGATIVE_AMORTIZATION N/A CR 0:1


NT_SETS/DOCUMEN

NEGATIVE_AMORTIZATION_RUL

E

N/A CR 0:1

4.005 |

5.093

732 4.1.3 | 5.1 Loan Amount - YES MESSAGE/DOCUME

NT_SETS/DOCUMEN


E

NegativeAmortizationLimitMon

thsCount

The limit (in months) during

which negative

Numeric 3 CR IF

NegativeAmortizatio

4.003 733 4.1.3 Loan Amount - YES MESSAGE/DOCUME

NT_SETS/DOCUMEN


E

NegativeAmortizationMaximum

LoanBalanceAmount

Then maximum loan

balance with accrued

Amount

9.2

CR IF

NegativeAmortizatio

4.004 |

11.01

734 4.1.3 | 17.4 Loan Amount - YES MESSAGE/DOCUME

NT_SETS/DOCUMEN


E

NegativeAmortizationType Specifies whether negative

amortization is scheduled

PotentialNegativeAmortiza

tion |

Enumerat

ed

CR IF

NegativeAmortizatio

998.099 735 End-


N/A N/A N/A


NT_SETS/DOCUMEN

PAYMENT N/A CR 0:1


NT_SETS/DOCUMEN

PARTIAL_PAYMENTS N/A CR 0:1


NT_SETS/DOCUMEN

PARTIAL_PAYMENT N/A CR 0:2

11.090 739 17.5 Partial Payments MESSAGE/DOCUME

NT_SETS/DOCUMEN

PARTIAL_PAYMENT PartialPaymentApplicationMeth

odType

The method used for

applying a partial payment

ApplyPartialPayment |

HoldUntilCompleteAmount

Enumerat

ed

CR IF

PartialPaymentAllow


NT_SETS/DOCUMEN

PARTIAL_PAYMENT PartialPaymentApplicationMeth

odTypeOtherDescription



String 150 CR IF

PartialPaymentAppli

998.1 741 End-

PARTIAL_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

PAYMENT_RULE N/A R 1:1


Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PAYMENT_RULE FullyIndexedInitialPrincipalAndI

nterestPaymentAmount



Amount

9.2

CR IF

DisclosedFullyIndexe

Mutually exclusive

with


Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PAYMENT_RULE InitialPrincipalAndInterestPaym

entAmount



Amount

9.2

CR IF

FullyIndexedInitialPri

Mutually exclusive

with


NT_SETS/DOCUMEN

PAYMENT_RULE PartialPaymentAllowedIndicator When true, indicates that

the terms of the loan allow




January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

4.014 |

11.046

746 4.3 |19.5 (Period) Principal &

Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PAYMENT_RULE PaymentFrequencyType Specifies the frequency of

the mortgage payment.

Annual | AtMaturity |

Biweekly | Monthly |

Enumerat

ed

R

11.037 747 19.2 Optional Payments? MESSAGE/DOCUME

NT_SETS/DOCUMEN

PAYMENT_RULE PaymentOptionIndicator Specifies that the loan

instrument allows the


11.044 748 19.4.1 Seasonal Payments? MESSAGE/DOCUME

NT_SETS/DOCUMEN

PAYMENT_RULE SeasonalPaymentPeriodEndMo

nth

The month that the period

during which payments are

--MM CR IF

SeasonalPaymentFea

11.043 749 19.4.1 Seasonal Payments? MESSAGE/DOCUME

NT_SETS/DOCUMEN

PAYMENT_RULE SeasonalPaymentPeriodStartMo

nth

The month that the period

during which payments are

--MM CR IF

SeasonalPaymentFea


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

OTHER N/A CR 0:1

11.113 752 19.2.1 Optional Payments? MESSAGE/DOCUME

NT_SETS/DOCUMEN

OTHER gse:TotalOptionalPaymentCoun

t

The total number of

optional payments allowed

Numeric 3 CR IF

PaymentOptionIndic

11.114 753 19.3.1 Step Payments? MESSAGE/DOCUME

NT_SETS/DOCUMEN

OTHER gse:TotalStepPaymentCount The total number of

payment adjustments

Numeric 3 CR IF AmortizationType

= "GPM" OR

998.101 754 End-

OTHER

N/A N/A N/A


NT_SETS/DOCUMEN

PREPAYMENT_PENALTY N/A CR 0:1


NT_SETS/DOCUMEN

PREPAYMENT_PENALTY_LIFETI

ME_RULE

N/A CR 0:1


YES

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ME_RULE

PrepaymentPenaltyExpirationM

onthsCount


from the loan closing that a

Numeric 3 CR IF

PrepaymentPenaltyI


YES

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ME_RULE

PrepaymentPenaltyMaximumLif

eOfLoanAmount

Maximum dollar amount

that can be charged as a

Amount

9.2

CR IF

PrepaymentPenaltyI

998.102 759 End-


N/A N/A N/A


NT_SETS/DOCUMEN

QUALIFIED_MORTGAGE N/A R 1:1


NT_SETS/DOCUMEN

EXEMPTIONS N/A CR 0:1


NT_SETS/DOCUMEN

EXEMPTION N/A CR 0:1


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

EXEMPTION AbilityToRepayExemptionReaso

nType

Specifies the reason that

transaction is exempt from

LoanProgram |

PropertyUsage

Enumerat

ed

CR IF

AbilityToRepayMeth

998.103 764 End-

EXEMPTION

N/A N/A N/A


NT_SETS/DOCUMEN

QUALIFIED_MORTGAGE_DETAIL N/A R 1:1


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

QUALIFIED_MORTGAGE_DETAIL AbilityToRepayMethodType Specifies the method by

which the creditor satisfied

Exempt | General Enumerat

ed

R

998.104 767 End-

QUALIFIED_MORTGAGE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

TERMS_OF_LOAN N/A R 1:1

10.033 |

10.146

769 12.3 | 12.3.1 |

15.3 | 15.3.1


on Behalf of

MESSAGE/DOCUME

NT_SETS/DOCUMEN

TERMS_OF_LOAN AssumedLoanAmount The dollar amount of an

existing loan assumed by

Amount

9.2

CR If borrower is

assuming an existing

4.037

|11.117

770 4.2.1 |20.2 Interest Rate MESSAGE/DOCUME

NT_SETS/DOCUMEN

TERMS_OF_LOAN DisclosedFullyIndexedRatePerce

nt

The value of the fully

indexed interest rate,

Percent

3.4

CR IF AmortizationType

= “AdjustableRate”

Mutually exclusive

with



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

TERMS_OF_LOAN LienPriorityType Specifies the priority of the

lien against the subject

FirstLien | FourthLien |

SecondLien | ThirdLien

Enumerat

ed

R

3.003 |

1.026 |

772 3.2 | 1.7 | 3.1 Purpose

Sale Price

MESSAGE/DOCUME

NT_SETS/DOCUMEN

TERMS_OF_LOAN LoanPurposeType Specifies the purpose for

which the loan proceeds

Purchase | Refinance Enumerat

ed

R

3.009 773 3.4 Loan Type MESSAGE/DOCUME

NT_SETS/DOCUMEN

TERMS_OF_LOAN MortgageType Identifies the highest level

private or public sector

Conventional | FHA |

LocalAgency | Other |

Enumerat

ed

R

3.018 774 3.4 Loan Type MESSAGE/DOCUME

NT_SETS/DOCUMEN

TERMS_OF_LOAN MortgageTypeOtherDescription A free-form text field used



"Other".

4.001 |

10.032

775 4.1.1 | 12.2 |

12.2.1

Loan Amount


MESSAGE/DOCUME

NT_SETS/DOCUMEN

TERMS_OF_LOAN NoteAmount The amount to be repaid as


Amount

9.2

R

4.006 |

11.057

776 4.2.1 | 20.2 Interest Rate |

Initial Interest Rate

MESSAGE/DOCUME

NT_SETS/DOCUMEN

TERMS_OF_LOAN NoteRatePercent The actual interest rate as


Percent

3.4

CR IF

BuydownReflectedIn

Mutually exclusive

with

4.036 |

11.118

777 4.2.1 | 20.2 Interest Rate MESSAGE/DOCUME

NT_SETS/DOCUMEN

TERMS_OF_LOAN WeightedAverageInterestRateP

ercent

An average of the different

interest rates applicable to

Percent

3.4

CR IF

BuydownReflectedIn

Mutually exclusive

with

998.215 778 End-

TERMS_OF_LOAN

N/A N/A N/A


NT_SETS/DOCUMEN

UNDERWRITING N/A R 1:1


NT_SETS/DOCUMEN

AUTOMATED_UNDERWRITINGS N/A CR 0:1


NT_SETS/DOCUMEN

AUTOMATED_UNDERWRITING N/A CR 0:10


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

AUTOMATED_UNDERWRITING AutomatedUnderwritingCaseIde

ntifier

A unique identifier assigned

by the underwriting system

String 150 CR IF

LoanManualUnderwr

Must include all of

the following data


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

AUTOMATED_UNDERWRITING AutomatedUnderwritingSystem

Type

The type of automated

underwriting system used

Assetwise | Capstone |

Clues |

Enumerat

ed

CR IF

LoanManualUnderwr


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

AUTOMATED_UNDERWRITING AutomatedUnderwritingSystem




DecisionEngine |

FirstMortgageCreditScore

String 150 CR IF

AutomatedUnderwri

OtherTypeDescripti

on may also include

998.216 785 End-

AUTOMATED_UNDERWRITING

N/A N/A IF

PartyRoleTy


NT_SETS/DOCUMEN

UNDERWRITING_DETAIL N/A R 1:1


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

UNDERWRITING_DETAIL LoanManualUnderwritingIndica

tor

Indicates that the loan was

manually underwritten.


998.217 788 End-

UNDERWRITING_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTIES N/A R 1:1


NT_SETS/DOCUMEN

PARTY N/A R 1:1


NT_SETS/DOCUMEN

LEGAL_ENTITY N/A R 1:1


NT_SETS/DOCUMEN

LEGAL_ENTITY_DETAIL N/A R 1:1

14.002 |

2.028

793 23.1.1 | 2.3 Contact Information -

Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 100 R

998.107 794 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

ADDRESSES N/A R 1:1



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN

ADDRESS N/A R 1:1

14.004 797 23.2.1 Contact Information -

Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 100 R


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN

ADDRESS AddressType Specifies the type of

address.

Mailing Enumerat

ed

R


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN




Building | Condo |

Enumerat

ed


"NotePayTo" AND


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN


associated with the


"NotePayTo" and


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN

ADDRESS CityName The name of the city. String 50 R


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 9 R


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 2 R

998.108 804 End-

ADDRESS

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A R 1:1


NT_SETS/DOCUMEN

ROLE N/A R 1:1


NT_SETS/DOCUMEN



1 R


NT_SETS/DOCUMEN

ROLE @xlink:label N/A PARTY1_ROLE1 R


NT_SETS/DOCUMEN

LICENSES N/A R 1:1


NT_SETS/DOCUMEN

LICENSE N/A R 1:1


NT_SETS/DOCUMEN

LICENSE_DETAIL N/A R 1:1

14.013 812 GSE Contact Information -

Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the

license issuer.

Private | PublicFederal |

PublicLocal | PublicState

Enumerat

ed

O

14.011 813 23.3.1 | 23.4.1 Contact Information -

Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LICENSE_DETAIL LicenseIdentifier The identifier of the license

or certificate issued to the

String 50 R


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LICENSE_DETAIL @IdentifierOwnerURI Identifies the owner or


"mortgage.nationwidelicen

singsystem.org"

String 100 R If NMLS exists,

must send the


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LICENSE_DETAIL LicenseIssuingAuthorityName The name of the issuing

authority through which the

String 100 CR If LicenseIdentifer is

a state license.


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LICENSE_DETAIL LicenseIssuingAuthorityStateCo

de

The two-character



a state license.


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN

LICENSE_DETAIL LicenseIssueDate The date on which the

license was issued.

YYYY-MM-

DD

O

998.11 818 End-

LICENSE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

ROLE_DETAIL N/A R 1:1


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN

ROLE_DETAIL PartyRoleType Identifies the role that the

party plays in the

NotePayTo Enumerat

ed

R



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

998.111 821 End-

ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTY N/A R 1:1


NT_SETS/DOCUMEN

INDIVIDUAL N/A R 1:1


NT_SETS/DOCUMEN

CONTACT_POINTS N/A R 1:1


NT_SETS/DOCUMEN

CONTACT_POINT N/A R 1:1


NT_SETS/DOCUMEN

CONTACT_POINT_EMAIL N/A R 1:1


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN


contact.

String 100 R

998.112 828 End-

CONTACT_POINT_EMAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

CONTACT_POINT_TELEPHONE N/A R 1:1


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN

CONTACT_POINT_TELEPHONE ContactPointTelephoneValue The telephone number for

the contact.

String 10 R

998.113 832 End-


N/A N/A N/A


NT_SETS/DOCUMEN

NAME N/A R 1:1


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN

NAME FirstName The first name of the

individual represented by

String 30 R


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN

NAME LastName The last name of the


String 35 R


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"NotePayTo" AND


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN

NAME SuffixName The name suffix of the



"NotePayTo" AND

998.114 838 End-

NAME

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A R 1:1


NT_SETS/DOCUMEN

ROLE N/A R 1:1


NT_SETS/DOCUMEN



2 R


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

LICENSES N/A R 1:1


NT_SETS/DOCUMEN

LICENSE N/A R 1:1


NT_SETS/DOCUMEN




January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN


license issuer.



Enumerat

ed

O


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 50 R


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN




singsystem.org"

String 100 R If NMLS exists,

must send the


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN


license was issued.

YYYY-MM-

DD

O


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN




a state license.


Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN


de

The two-character



a state license.

998.116 852 End-

LICENSE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN


14.016 |

2.027

854 23.5.1 | 2.3 Contact Information -

Lender

MESSAGE/DOCUME

NT_SETS/DOCUMEN


party plays in the

NotePayTo Enumerat

ed

R

998.117 855 End-

PARTY_ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTY N/A CR 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"MortgageBroker".

998.118 860 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

ADDRESSES N/A CR 0:1


NT_SETS/DOCUMEN

ADDRESS N/A CR 0:1


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"MortgageBroker".


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN


address.

Mailing Enumerat

ed


"MortgageBroker".


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN




Building | Condo |

Enumerat

ed


"MortgageBroker"


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN


associated with the


"MortgageBroker"


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN


"MortgageBroker".


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"MortgageBroker".


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"MortgageBroker".

998.119 870 End-

ADDRESS

N/A N/A N/A



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN

ROLES N/A CR 0:1


NT_SETS/DOCUMEN

ROLE N/A CR 0:1


NT_SETS/DOCUMEN




"MortgageBroker".


NT_SETS/DOCUMEN


"MortgageBroker".


NT_SETS/DOCUMEN

LICENSES N/A CR 0:1


NT_SETS/DOCUMEN

LICENSE N/A CR 0:1


NT_SETS/DOCUMEN

LICENSE_DETAIL N/A CR 0:1


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN


license issuer.



Enumerat

ed

O


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"MortgageBroker".


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN




singsystem.org"


"MortgageBroker".

If NMLS exists,

must send the


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN


license was issued.

YYYY-MM-

DD

O


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"MortgageBroker"


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN


de

The two-character



"MortgageBroker"

998.121 884 End-

LICENSE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

ROLE_DETAIL N/A CR 0:1


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN


party plays in the

MortgageBroker Enumerat

ed

CR If mortgage broker

participated in the

998.122 887 End-

ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTY N/A CR 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

CONTACT_POINTS N/A CR 0:1


NT_SETS/DOCUMEN

CONTACT_POINT N/A CR 0:1


NT_SETS/DOCUMEN

CONTACT_POINT_EMAIL N/A CR 0:1


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN


contact.


"MortgageBroker".

998.123 894 End-

CONTACT_POINT_EMAIL

N/A N/A N/A


NT_SETS/DOCUMEN




January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN

CONTACT_POINT_TELEPHONE N/A CR 0:1


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN


the contact.


"MortgageBroker".

998.124 898 End-


N/A N/A N/A


NT_SETS/DOCUMEN

NAME N/A CR 0:1


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"MortgageBroker".


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"MortgageBroker".


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"MortgageBroker"


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"MortgageBroker"

998.125 904 End-

NAME

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A CR 0:1


NT_SETS/DOCUMEN

ROLE N/A CR 0:1


NT_SETS/DOCUMEN




"MortgageBroker".


NT_SETS/DOCUMEN


"MortgageBroker".


NT_SETS/DOCUMEN

LICENSES N/A CR 0:1


NT_SETS/DOCUMEN

LICENSE N/A CR 0:1


NT_SETS/DOCUMEN



Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN


license issuer.



Enumerat

ed

O

14.049 913 23.6.2 |23.7.2 Contact Information -

Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"MortgageBroker".

14.144 914 23.6.2 |23.7.2 Contact Information -

Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN




singsystem.org"


"MortgageBroker."

If NMLS exists,

must send the


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN


license was issued.

YYYY-MM-

DD

O


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"MortgageBroker"


Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN


de

The two-character



"MortgageBroker"

998.127 918 End-

LICENSE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



Mortgage Broker

MESSAGE/DOCUME

NT_SETS/DOCUMEN


party plays in the

MortgageBroker Enumerat

ed

CR If mortgage broker

participated in the

IF

PartyRoleTy



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

998.128 921 End-

ROLE_DETAIL

N/A N/A IF

PartyRoleTy


NT_SETS/DOCUMEN

PARTY N/A CR 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


14.058 925 23.1.3 Contact Information

Real Estate Broker (B)

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

998.129 926 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

ADDRESS N/A CR 0:1



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


address.

Mailing Enumerat

ed


"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




Building | Condo |

Enumerat

ed


"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


associated with the


"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

998.13 936 End-

ADDRESS

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A CR 0:1


NT_SETS/DOCUMEN

ROLE N/A CR 0:1


NT_SETS/DOCUMEN




"RealEstateAgent"


NT_SETS/DOCUMEN


"RealEstateAgent"


NT_SETS/DOCUMEN

REAL_ESTATE_AGENT N/A CR 0:1



MESSAGE/DOCUME

NT_SETS/DOCUMEN

REAL_ESTATE_AGENT RealEstateAgentType Describes the type of real

estate agent.

Selling Enumerat

ed


"RealEstateAgent"

998.131 943 End-

REAL_ESTATE_AGENT

N/A N/A N/A


NT_SETS/DOCUMEN

LICENSES N/A CR 0:1


NT_SETS/DOCUMEN

LICENSE N/A CR 0:1



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN


14.069 947 GSE Contact Information


MESSAGE/DOCUME

NT_SETS/DOCUMEN


license issuer.



Enumerat

ed

O

14.067 948 23.3.3 | 23.4.3 Contact Information


MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

Must always

provide the



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


license was issued.

YYYY-MM-

DD

O



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


de

The two-character



"RealEstateAgent"

998.133 953 End-

LICENSE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


party plays in the

RealEstateAgent Enumerat

ed

CR If Borrower's real

estate broker

998.134 956 End-

ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTY N/A CR 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


contact.


"RealEstateAgent"

998.135 963 End-

CONTACT_POINT_EMAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


the contact.


"RealEstateAgent"

998.136 967 End-


N/A N/A N/A


NT_SETS/DOCUMEN

NAME N/A CR 0:1



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

998.137 973 End-

NAME

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A CR 0:1


NT_SETS/DOCUMEN

ROLE N/A CR 0:1


NT_SETS/DOCUMEN




"RealEstateAgent"


NT_SETS/DOCUMEN


"RealEstateAgent"


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


estate agent.

Selling Enumerat

ed


"RealEstateAgent"

998.138 980 End-

REAL_ESTATE_AGENT

N/A N/A N/A


NT_SETS/DOCUMEN

LICENSES N/A CR 0:1


NT_SETS/DOCUMEN

LICENSE N/A CR 0:1


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


license issuer.



Enumerat

ed

O



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

Must always

provide the



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


license was issued.

YYYY-MM-

DD

O



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


de

The two-character



"RealEstateAgent"

998.14 990 End-

LICENSE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


party plays in the


ed


"RealEstateAgent"

998.141 993 End-

ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTY N/A CR 0:1


NT_SETS/DOCUMEN




January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN



Real Estate Broker (S)

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

998.142 998 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

ADDRESS N/A CR 0:1



MESSAGE/DOCUME

NT_SETS/DOCUMEN


address.

Mailing Enumerat

ed


"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




Building | Condo |

Enumerat

ed


"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


associated with the


"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

998.143 1008 End-

ADDRESS

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A CR 0:1


NT_SETS/DOCUMEN

ROLE N/A CR 0:1


NT_SETS/DOCUMEN




"RealEstateAgent"


NT_SETS/DOCUMEN


"RealEstateAgent"


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


estate agent.

Listing Enumerat

ed


"RealEstateAgent"

998.144 1015 End-

REAL_ESTATE_AGENT

N/A N/A N/A


NT_SETS/DOCUMEN

LICENSES N/A CR 0:1


NT_SETS/DOCUMEN

LICENSE N/A CR 0:1


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


license issuer.



Enumerat

ed

O

14.096 1020 23.3.4| 23.4.4 Contact Information


MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


license was issued.

YYYY-MM-

DD

O



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


de

The two-character



"RealEstateAgent"

998.145 1025 End-

LICENSE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


party plays in the


ed

CR IF LoanPurposeType

= "Purchase" AND

998.146 1028 End-

ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTY N/A CR 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


contact.


"RealEstateAgent"

998.147 1035 End-

CONTACT_POINT_EMAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


the contact.


"RealEstateAgent"

998.148 1039 End-


N/A N/A N/A


NT_SETS/DOCUMEN

NAME N/A CR 0:1



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

998.149 1045 End-

NAME

N/A N/A N/A



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN

ROLES N/A CR 0:1


NT_SETS/DOCUMEN

ROLE N/A CR 0:1


NT_SETS/DOCUMEN




"RealEstateAgent"


NT_SETS/DOCUMEN


"RealEstateAgent"


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


estate agent.

Listing Enumerat

ed


"RealEstateAgent"

998.15 1052 End-

REAL_ESTATE_AGENT

N/A N/A N/A


NT_SETS/DOCUMEN

LICENSES N/A CR 0:1


NT_SETS/DOCUMEN

LICENSE N/A CR 0:1


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


license issuer.



Enumerat

ed

O



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


license was issued.

YYYY-MM-

DD

O



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


de

The two-character



"RealEstateAgent"

998.151 1062 End-

LICENSE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


party plays in the


ed


"RealEstateAgent"

998.152 1065 End-

ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTY N/A R 1:2


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


1.005 |

14.115

1069 1.4 | 23.1.5 Agent (Org Name)

Contact Information

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 100 R

998.153 1070 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN

ADDRESSES N/A R 1:1


NT_SETS/DOCUMEN

ADDRESS N/A R 1:1


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 100 R


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


address.

Mailing Enumerat

ed

R


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN




Building | Condo |

Enumerat

ed


"ClosingAgent" AND


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


associated with the


"ClosingAgent" and


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 2 R


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 9 R

998.154 1080 End-

ADDRESS

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A R 1:1


NT_SETS/DOCUMEN

ROLE N/A R 1:1


NT_SETS/DOCUMEN



9 R


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

LICENSES N/A R 1:1


NT_SETS/DOCUMEN

LICENSE N/A CR 0:1


NT_SETS/DOCUMEN



Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


license issuer.



Enumerat

ed

O


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 50 CR If state issues

licences for


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN




licences for


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


license was issued.

YYYY-MM-

DD

O


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"ClosingAgent" AND


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


de

The two-character



"ClosingAgent" AND

998.155 1094 End-

LICENSE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN




January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

1.004 |

14.114

1096 1.4 | 23.1.5 Agent (Org Name)

Contact Information

MESSAGE/DOCUME

NT_SETS/DOCUMEN


party plays in the

ClosingAgent Enumerat

ed

R

998.156 1097 End-

ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTY N/A R 1:2


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


contact.

String 100 R

998.157 1104 End-

CONTACT_POINT_EMAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


the contact.

String 10 R

998.158 1108 End-


N/A N/A N/A


NT_SETS/DOCUMEN

NAME N/A R 1:1


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 30 R


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 35 R


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"ClosingAgent" AND


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"ClosingAgent" AND

998.159 1114 End-

NAME

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A R 1:1


NT_SETS/DOCUMEN

ROLE N/A R 1:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



10 R


NT_SETS/DOCUMEN

LICENSES N/A R 1:1


NT_SETS/DOCUMEN

LICENSE N/A R 1:1



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN



Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


license issuer.



Enumerat

ed

O


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN




licences for


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN




licences for


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


license was issued.

YYYY-MM-

DD

O


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"ClosingAgent" AND


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


de

The two-character



"ClosingAgent" AND

998.16 1128 End-

LICENSE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


party plays in the


ed

R

998.161 1131 End-

ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTY N/A R 1:10


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

NAME N/A CR 0:1

2.009 1135 2.1 Borrower MESSAGE/DOCUME

NT_SETS/DOCUMEN




"Borrower" AND

Mutually exclusive



NT_SETS/DOCUMEN




"Borrower" AND


NT_SETS/DOCUMEN




"Borrower" AND


NT_SETS/DOCUMEN




"Borrower" AND

998.162 1139 End-

NAME

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




"Borrower" AND

Mutually exclusive


998.163 1143 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

ADDRESSES N/A R 1:1


NT_SETS/DOCUMEN

ADDRESS N/A R 1:1



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN



String 100 R


NT_SETS/DOCUMEN


address.

Mailing Enumerat

ed

R


NT_SETS/DOCUMEN




Building | Condo |

Enumerat

ed


"Borrower" AND


NT_SETS/DOCUMEN


associated with the


"Borrower" and


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


representation of the


diplomatic address


NT_SETS/DOCUMEN




"US" OR "CA".


NT_SETS/DOCUMEN




"US" OR "CA".

998.164 1154 End-

ADDRESS

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A R 1:1


NT_SETS/DOCUMEN

ROLE N/A R 1:1


NT_SETS/DOCUMEN

ROLE @xlink:label PARTY11_ROLE1 CR IF borrower

signature exists.


NT_SETS/DOCUMEN

ROLE @xlink:label PARTY12_ROLE1 CR IF borrower

signature exists.


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


party plays in the

Borrower |

NonTitleSpouse |

Enumerat

ed

R


NT_SETS/DOCUMEN

ROLE_DETAIL PartyRoleTypeOtherDescription A free-form text field used


NonTitleNonSpouseOwner

shipInterest

String 150 CR If PartyRoleType =

"Other"

998.165 1162 End-

ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTY N/A R 1:10


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

NAME N/A CR 0:1

2.022 1166 2.2 Seller MESSAGE/DOCUME

NT_SETS/DOCUMEN




"PropertySeller"


NT_SETS/DOCUMEN




"PropetySeller" AND


NT_SETS/DOCUMEN




"PropertySeller"


NT_SETS/DOCUMEN




"PropertySeller"

998.166 1170 End-

NAME

N/A N/A N/A



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




"PropertySeller"

998.167 1174 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

ADDRESSES N/A R 1:1


NT_SETS/DOCUMEN

ADDRESS N/A R 1:1


NT_SETS/DOCUMEN



String 100 R


NT_SETS/DOCUMEN


address.

Mailing Enumerat

ed

R


NT_SETS/DOCUMEN




Building | Condo |

Enumerat

ed


"PropertySeller"


NT_SETS/DOCUMEN


associated with the




NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




diplomatic address


NT_SETS/DOCUMEN




"US" OR "CA".


NT_SETS/DOCUMEN




"US" OR "CA".

998.168 1185 End-

ADDRESS

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A R 1:1


NT_SETS/DOCUMEN

ROLE N/A R 1:1


NT_SETS/DOCUMEN


exists.


NT_SETS/DOCUMEN


exists.


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


party plays in the

PropertySeller Enumerat

ed

R

998.169 1192 End-

PARTY_ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTIES N/A CR 0:1


NT_SETS/DOCUMEN

PARTY N/A CR 0:2


NT_SETS/DOCUMEN

ROLES N/A CR 0:1



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN

ROLE N/A CR 0:1


NT_SETS/DOCUMEN

PARTY_ROLE_IDENTIFIERS N/A CR 0:1


NT_SETS/DOCUMEN

PARTY_ROLE_IDENTIFIER N/A CR 0:1


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PARTY_ROLE_IDENTIFIER PartyRoleIdentifier The unique identifier

assigned to the party role.


"LoanDeliveryFilePre

N/A


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PARTY_ROLE_IDENTIFIER @IdentifierOwnerURI Identifies the owner or


"www.fanniemae.com" |

"www.freddiemac.com"

String 100 O

998.347 1201 END - PARTY_ROLE_IDENTIFIER

PARTY_ROLE_IDENTIFIERS

N/A N/A


NT_SETS/DOCUMEN



Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN


party plays in the

LoanDeliveryFilePreparer Enumerat

ed

CR If exists N/A

998.353 1204 END - ROLE_DETAIL

ROLE

N/A N/A N/A


NT_SETS/DOCUMEN

RELATIONSHIPS N/A R 1:1


NT_SETS/DOCUMEN

RELATIONSHIP N/A R 1:1

997.061 1207 XML Lender MESSAGE/DOCUME

NT_SETS/DOCUMEN

RELATIONSHIP @SequenceNumber An integer value used to


1 R

997.062 1208 XML Lender MESSAGE/DOCUME

NT_SETS/DOCUMEN

RELATIONSHIP @xlink:arcrole N/A urn:fdc:mismo.org:2009:re

sidential/ROLE_IsEmployed

R

997.063 1209 XML Lender - Individual MESSAGE/DOCUME

NT_SETS/DOCUMEN

RELATIONSHIP @xlink:from N/A PARTY2_ROLE1 R

997.066 1210 XML Lender - Organization MESSAGE/DOCUME

NT_SETS/DOCUMEN

RELATIONSHIP @xlink:to N/A PARTY1_ROLE1 R

998.172 1211 End-

RELATIONSHIP

N/A N/A N/A


NT_SETS/DOCUMEN

RELATIONSHIP N/A CR 0:1

997.068 1213 XML Mortgage Broker MESSAGE/DOCUME

NT_SETS/DOCUMEN




"MortgageBroker"

Mortgage Broker

997.072 1214 XML Mortgage Broker MESSAGE/DOCUME

NT_SETS/DOCUMEN




"MortgageBroker"

Mortgage Broker

997.076 1215 XML Mortgage Broker -

Individual

MESSAGE/DOCUME

NT_SETS/DOCUMEN


"MortgageBroker"

Mortgage Broker

997.08 1216 XML Mortgage Broker -

Organization

MESSAGE/DOCUME

NT_SETS/DOCUMEN


"MortgageBroker"

Mortgage Broker

998.203 1217 End-

RELATIONSHIP

N/A N/A N/A


NT_SETS/DOCUMEN


997.069 1219 XML Selling Broker MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

RealEstateAgent

(Selling)


NT_SETS/DOCUMEN




"RealEstateAgent"

RealEstateAgent

(Selling)



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

997.077 1221 XML Selling Broker -

Individual

MESSAGE/DOCUME

NT_SETS/DOCUMEN


"RealEstateAgent"

RealEstateAgent

(Selling)


Organization

MESSAGE/DOCUME

NT_SETS/DOCUMEN


"RealEstateAgent"

RealEstateAgent

(Selling)

998.204 1223 End-

RELATIONSHIP

N/A N/A N/A


NT_SETS/DOCUMEN


997.07 1225 XML Listing Broker MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

RealEstateAgent

(Listing)


NT_SETS/DOCUMEN




"RealEstateAgent"

RealEstateAgent

(Listing)

997.078 1227 XML Listing Broker -

Individual

MESSAGE/DOCUME

NT_SETS/DOCUMEN


"RealEstateAgent"

RealEstateAgent

(Listing)


Organization

MESSAGE/DOCUME

NT_SETS/DOCUMEN


"RealEstateAgent"

RealEstateAgent

(Listing)

998.205 1229 End-

RELATIONSHIP

N/A N/A N/A


NT_SETS/DOCUMEN


997.071 1231 XML Settlement Agent MESSAGE/DOCUME

NT_SETS/DOCUMEN



5 R


NT_SETS/DOCUMEN



R

997.079 1233 XML Settlement Agent -

Individual

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Organization

MESSAGE/DOCUME

NT_SETS/DOCUMEN

RELATIONSHIP @xlink:to N/A PARTY9_ROLE1 R For borrower

signature

998.340 1235 End-

RELATIONSHIP

N/A N/A N/A


NT_SETS/DOCUMEN


997.088 1237 XML Applicant Signature MESSAGE/DOCUME

NT_SETS/DOCUMEN



11 CR IF borrower

signature exists.

For borrower

signature


NT_SETS/DOCUMEN

RELATIONSHIP @xlink:arcrole urn:fdc:mismo.org:2009:re

sidential/ROLE_IsAssociate

CR IF borrower

signature exists.

For borrower

signature


NT_SETS/DOCUMEN


signature exists.


NT_SETS/DOCUMEN


signature exists.

998.336 1241 End-

RELATIONSHIP

N/A N/A N/A


NT_SETS/DOCUMEN


997.092 1243 XML Co-Applicant

Signature

MESSAGE/DOCUME

NT_SETS/DOCUMEN



12 CR IF borrower

signature exists.


Signature

MESSAGE/DOCUME

NT_SETS/DOCUMEN



CR IF borrower

signature exists.


Signature

MESSAGE/DOCUME

NT_SETS/DOCUMEN


signature exists.



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN


signature exists.

998.206 1247 End-

RELATIONSHIP

N/A N/A N/A


NT_SETS/DOCUMEN

SIGNATORIES N/A CR 0:1


NT_SETS/DOCUMEN

SIGNATORY N/A CR 0:20

997.104 |

997.105 |

1250 XML Applicant Signature

Co-Applicant

MESSAGE/DOCUME

NT_SETS/DOCUMEN

SIGNATORY @xlink:label N/A SIGNATORY_1 |

SIGNATORY_2

CR IF Borrower

signature exists.

IF Borrower

signature exists.


NT_SETS/DOCUMEN

EXECUTION N/A CR 0:1


NT_SETS/DOCUMEN

EXECUTION_DETAIL N/A CR 0:1


NT_SETS/DOCUMEN


contains the actual type of

Digital | Image | Other |

Text | Wet

Enumerat

ed

CR IF

DocumentSignature


NT_SETS/DOCUMEN

EXECUTION_DETAIL ActualSignatureTypeOtherDescr

iption

Contains a description of

the signature type when the

String 150 CR IF

ActualSignatureType

One instance per

party for which a

0.033 1255 24.2 Confirm Receipt -

Applicant Signature /

MESSAGE/DOCUME

NT_SETS/DOCUMEN

EXECUTION_DETAIL ExecutionDate The date the signature was

or will be affixed to the

YYYY-MM-

DD


AND IF

Mutually

exclusive



MESSAGE/DOCUME

NT_SETS/DOCUMEN

EXECUTION_DETAIL ExecutionDatetime The date and time the

signature was affixed to the

YYYY-MM-

DDThh:m


AND IF a date and

Mutually exclusive

with ExecutionDate

998.213 1257 End-

EXECUTION_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

SYSTEM_SIGNATURES N/A O 0:1


NT_SETS/DOCUMEN

SYSTEM_SIGNATURE N/A O 0:1


NT_SETS/DOCUMEN

SYSTEM_SIGNATURE XMLDigitalSignatureElement String O

998.173 1261 End-

SYSTEM_SIGNATURE

N/A N/A N/A


NT_SETS/DOCUMEN

VIEWS N/A R 1:1


NT_SETS/DOCUMEN

VIEW N/A R 1:1

0.024

|997.054

1264 XML XML Requirement MESSAGE/DOCUME

NT_SETS/DOCUMEN

VIEW @SequenceNumber An integer value used to


Numeric 3 R


NT_SETS/DOCUMEN

VIEW_FILES N/A R 1:1


NT_SETS/DOCUMEN

VIEW_FILE N/A R 1:1


NT_SETS/DOCUMEN

FOREIGN_OBJECT N/A R 1:1


NT_SETS/DOCUMEN

FOREIGN_OBJECT EmbeddedContentXML The XML compatible byte

stream in the encoding of

String R


NT_SETS/DOCUMEN


Internet Mail Extensions

application/pdf String 30 R


NT_SETS/DOCUMEN

FOREIGN_OBJECT ObjectEncodingType Specifies the type of

encoding used by the

Base64 Enumerat

ed

R Typically Base 64



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN

FOREIGN_OBJECT ObjectName Identifies the resource

name (e.g.

String 100 R

998.174 1272 End-

FOREIGN_OBJECT

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

ABOUT_VERSION AboutVersionIdentifier A unique value that

represents a user defined

Retrievable String 100 R


NT_SETS/DOCUMEN

ABOUT_VERSION @IdentifierOwnerURI Identifies the owner or


http://www.mismo.org/res

idential/2009/SMARTDocP

String 100 R


NT_SETS/DOCUMEN


version.


1.4

String 30 R Must deliver as

"UCD Delivery

998.175 1278 End-

ABOUT_VERSION

N/A N/A N/A


NT_SETS/DOCUMEN

DOCUMENT_CLASSIFICATION N/A R 1:1


NT_SETS/DOCUMEN

DOCUMENT_CLASSES N/A R 1:1


NT_SETS/DOCUMEN

DOCUMENT_CLASS N/A R 1:1


NT_SETS/DOCUMEN

DOCUMENT_CLASS DocumentType Identifies a specific

document defined at a

Other Enumerat

ed

R


NT_SETS/DOCUMEN

DOCUMENT_CLASS DocumentTypeOtherDescriptio

n



ClosingDisclosure:Borrowe

rOnly

String 150 R

998.176 1284 End-

DOCUMENT_CLASS

N/A N/A N/A


NT_SETS/DOCUMEN

DOCUMENT_CLASSIFICATION_D

ETAIL

N/A R 1:1


NT_SETS/DOCUMEN


ETAIL

DocumentFormIssuingEntityNa

meType

Identifies the organization

that defined the document

CFPB Enumerat

ed

R


NT_SETS/DOCUMEN


ETAIL

DocumentFormIssuingEntityVer

sionIdentifier

The version identifier that

the issuer assigned to the

11-20-2013 String 10 R Must deliver the

value of the CFBP


NT_SETS/DOCUMEN

EXTENSION R 1:1


NT_SETS/DOCUMEN

OTHER R 1:1


NT_SETS/DOCUMEN

OTHER gse:DocumentSignatureRequire

dIndicator




998.208 1291 End- OTHER EXTENSION


N/A N/A N/A

0.000


NT_SETS/DOCUMEN

DOCUMENT N/A R 1:1


NT_SETS/DOCUMEN

DOCUMENT @MISMOReferenceModelIdenti

fier

The MISMO Reference


3.3.0299 String 30 R


NT_SETS/DOCUMEN

AUDIT_TRAIL N/A CR 0:1



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN

AUDIT_TRAIL_ENTRIES N/A CR 0:1


NT_SETS/DOCUMEN

AUDIT_TRAIL_ENTRY N/A CR 0:100


NT_SETS/DOCUMEN

AUDIT_TRAIL_ENTRY_DETAIL N/A CR 0:1


NT_SETS/DOCUMEN

AUDIT_TRAIL_ENTRY_DETAIL EntryDatetime The date and time the

action occurred. The time

YYYY-MM-

DDThh:m

CR IF

SYSTEM_SIGNATURE


NT_SETS/DOCUMEN

AUDIT_TRAIL_ENTRY_DETAIL EventType For a step in a process,

contains the type of action

Other Enumerat

ed

CR IF

SYSTEM_SIGNATURE


NT_SETS/DOCUMEN

AUDIT_TRAIL_ENTRY_DETAIL EventTypeOtherDescription A free-form text field used

to describe the type of

AppliedTamperEvidentSign

ature

String 150 CR IF EventType =

"Other"

998.003 1301 End-


N/A N/A N/A


NT_SETS/DOCUMEN

DEAL_SETS N/A R 1:1


NT_SETS/DOCUMEN

DEAL_SET N/A R 1:1


NT_SETS/DOCUMEN

DEALS N/A R 1:1


NT_SETS/DOCUMEN

DEAL N/A R 1:1


NT_SETS/DOCUMEN

COLLATERALS N/A R 1:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

SUBJECT_PROPERTY N/A R 1:1


NT_SETS/DOCUMEN

ADDRESS N/A R 1:1

1.007 |

11.016

1310 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 100 CR IF

UnparsedLegalDescri

AddressLineText is

mutually exclusive

1.02 |

11.097

1311 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN




Building | Condo |

Enumerat

ed

CR IF

AddressUnitIdentifie

1.008 |

11.017

1312 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN


associated with the


present in

1.009 |

11.018

1313 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN


present in

1.011 |

11.019

1314 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 9 R

1.01 |

11.02

1315 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN




present in

998.006 1316 End-

ADDRESS

N/A N/A N/A


NT_SETS/DOCUMEN

LEGAL_DESCRIPTIONS N/A CR 0:1


NT_SETS/DOCUMEN

LEGAL_DESCRIPTION N/A CR 0:1


NT_SETS/DOCUMEN


NS

N/A CR 0:1



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN


N

N/A CR 0:1

1.012 |

11.067

1321 1.6 | 17.6 Property

Security Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN


N

UnparsedLegalDescription The full, unparsed legal

description of a parcel of


not present in

UnparsedLegalDesc

ription is mutually

998.007 1322 End-


N/A N/A N/A


NT_SETS/DOCUMEN

SALES_CONTRACTS N/A R 1:1


NT_SETS/DOCUMEN

SALES_CONTRACT N/A R 1:1


NT_SETS/DOCUMEN

SALES_CONTRACT_DETAIL N/A R 1:1

10.005 |

10.068

1326 11.2 | 11.2.1 |

14.2 | 14.2.1


at Closing - Sale Price

MESSAGE/DOCUME

NT_SETS/DOCUMEN

SALES_CONTRACT_DETAIL PersonalPropertyAmount The dollar amount of

personal property included

Amount

9.2

CR IF


1.025 |

10.313 |

1327 1.7 | 11.2.1 |

11.1.1 | 14.1 |



MESSAGE/DOCUME

NT_SETS/DOCUMEN

SALES_CONTRACT_DETAIL PersonalPropertyIncludedIndica

tor

Indicates if there is personal



1.023 |

10.004 |

1328 1.7 | 11.1 | 11.1.1

| 14.1 |14.1.1



MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2

CR IF


1.015 |

10.003 |

1329 1.7 | 11.1 | 11.1.1

| 14.1 |14.1.1

Sale Price


MESSAGE/DOCUME

NT_SETS/DOCUMEN


contract is for.

Amount

9.2

CR IF


998.01 1330 End-


N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


10.093

|10.299

1333 15.4 | 15.5 | 15.6 N. Due from Seller at

Closing - Payoff of

MESSAGE/DOCUME

NT_SETS/DOCUMEN



CollectionsJudgmentsAndLi

ens | DelinquentTaxes |

Enumerat

ed

CR IF liability exists AND


10.383 |

10.374 |


Closing - Payoff of

MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs

10.353 1335 15.6 N. Due from Seller at

Closing - Payoff of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


type when Other is


"Other".


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

OTHER N/A CR 0:1

10.346 |

10.347 |


Closing - Payoff of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


Type



DueFromSellerAtClosing Enumerat

ed


998.223 1339 End-

OTHER

N/A N/A N/A


NT_SETS/DOCUMEN

PAYOFF N/A CR 0:1

10.094 |

10.3 |

1341 15.4.1 | 15.5.1 |

15.6.1


Closing - Other

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


998.212 1342 End-

PAYOFF

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes



MESSAGE/DOCUME

NT_SETS/DOCUMEN



CollectionsJudgmentsAndLi

ens | DeferredStudentLoan

Enumerat

ed

CR IF liability exists AND




MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs


Closing - Payoff of

MESSAGE/DOCUME

NT_SETS/DOCUMEN


type when Other is


"Other".

TypeOtherDescripti

on may also include


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

OTHER N/A CR 0:1



MESSAGE/DOCUME

NT_SETS/DOCUMEN


Type




ed


998.350 1351 End-

OTHER

N/A N/A N/A


NT_SETS/DOCUMEN

PAYOFF N/A CR 0:1

10.306 1353 15.8.1 N. Due from Seller at

Closing - Payoff of

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


998.349 1354 End-

PAYOFF

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN

LIABILITY_DETAIL LiabilityDescription A text description that

further defines the Liability.

String 150 CR If Borrower is paying

the Sellers


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

OTHER N/A CR 0:1



MESSAGE/DOCUME

NT_SETS/DOCUMEN


Type




ed


is outside the

998.348 1361 End-

OTHER

N/A N/A


NT_SETS/DOCUMEN

LOANS N/A R 1:1


NT_SETS/DOCUMEN

LOAN N/A R 1:1


NT_SETS/DOCUMEN

CLOSING_INFORMATION N/A R 1:1


NT_SETS/DOCUMEN

CLOSING_ADJUSTMENT_ITEMS N/A CR 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


ETAIL

N/A CR 0:1

10.071 1368 14.3.1 M. Due to Seller at


MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


specified Closing

Amount

9.2

CR IF

ClosingAdjustmentIt

10.269 1369 14.3 M. Due to Seller at


MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL






ClosingAdjustmentIt



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

10.069 1370 14.3 M. Due to Seller at


MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL



FuelCosts | Other | Repairs

| SellersEscrowAssumption

Enumerat

ed


amount due to the

10.369 1371 14.3 M. Due to Seller at


MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL




on the form differs

10.07 1372 14.3 M. Due to Seller at


MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


erDescription



String 150 CR IF

ClosingAdjustmentIt

10.062 1373 14.3 M. Due to Seller at


MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


e



DueToSellerAtClosing Enumerat

ed

CR IF

ClosingAdjustmentIt

998.225 1374 End-


N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


ETAIL

N/A CR 0:1


Closing - Seller Credit

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


specified Closing

Amount

9.2

CR IF

ClosingAdjustmentIt


Closing

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL






ClosingAdjustmentIt



MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL



SellerCredit Enumerat

ed

CR If a seller credit due

from seller at closing



MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL




on the form differs



MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


e




ed

CR IF

ClosingAdjustmentIt

998.228 1382 End-


N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


ETAIL

N/A CR 0:1


Closing

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


specified Closing

Amount

9.2

CR IF

ClosingAdjustmentIt


Closing

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL






ClosingAdjustmentIt


Closing

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL



Other |

RepairCompletionEscrowH

Enumerat

ed

CR If an adjustment to

the transaction is


Closing

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL




on the form differs


Closing

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


erDescription



SellersReserveAccountAssu

mption

String 150 CR IF

ClosingAdjustmentIt

Implementers may

provide other



MESSAGE/DOCUME

NT_SETS/DOCUMEN


ETAIL


e




ed

CR IF

ClosingAdjustmentIt

998.031 1391 End-


N/A N/A N/A


NT_SETS/DOCUMEN

CLOSING_COST_FUND N/A CR 0:1


Closing - Excess

MESSAGE/DOCUME

NT_SETS/DOCUMEN


supplied by a specified

Amount

9.2

CR IF FundsType =

"ExcessDeposit".


Closing - Excess

MESSAGE/DOCUME

NT_SETS/DOCUMEN

CLOSING_COST_FUND FundsType A monetary source

commonly used to pay

ExcessDeposit Enumerat

ed

CR If excess deposit

exists.



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


Closing - Excess

MESSAGE/DOCUME

NT_SETS/DOCUMEN

CLOSING_COST_FUND IntegratedDisclosureSectionTyp

e




ed

CR IF FundsType =

"ExcessDeposit".

998.033 1396 End-

CLOSING_COST_FUND

N/A N/A N/A


NT_SETS/DOCUMEN


L

N/A R 1:1

10.114 1398 16.3 | 16.3.1 CALCULATION - Cash

From / To Seller

MESSAGE/DOCUME

NT_SETS/DOCUMEN


L

CashFromSellerAtClosingAmoun

t


required from the seller to

Amount

9.2

CR IF Total Due to Seller

at Closing (M) < Total

10.115 1399 16.3 | 16.3.1 CALCULATION - Cash

From / To Seller

MESSAGE/DOCUME

NT_SETS/DOCUMEN


L

CashToSellerAtClosingAmount The total dollar amount

received by the seller to

Amount

9.2

CR IF Total Due to Seller

at Closing (M) > Total

1.006 1400 1.5 File # MESSAGE/DOCUME

NT_SETS/DOCUMEN


L

ClosingAgentOrderNumberIdent

ifier

The identifying file number

assigned to the transaction

String 30 R

1.002 1401 1.2 Closing Date MESSAGE/DOCUME

NT_SETS/DOCUMEN


L

ClosingDate The date the closing

documents were fully

YYYY-MM-

DD

R

1.003 1402 1.3 Disbursement Date MESSAGE/DOCUME

NT_SETS/DOCUMEN


L

DisbursementDate The date the loan funds are

disbursed to the borrower

YYYY-MM-

DD

R

998.034 1403 End-


N/A N/A N/A


NT_SETS/DOCUMEN

PREPAID_ITEMS N/A CR 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




| Other |

Enumerat

ed


= "PrepaidInterest"


NT_SETS/DOCUMEN


n



BrokerAffiliate |

LenderAffiliate


"Other".


Item

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e



Prepaids Enumerat

ed



8.25 1410 8.7.1 F. Prepaids - Start

Date for Daily Charge

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL PrepaidItemPaidFromDate The start date for


YYYY-MM-

DD


= "PrepaidInterest"

8.251 1411 8.7.1 F. Prepaids - End Date

for Daily Charge

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL PrepaidItemPaidThroughDate The end date for calculating


YYYY-MM-

DD


= "PrepaidInterest"

8.248 1412 8.7.1 F. Prepaids - Amount

Prepaid per Day

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL PrepaidItemPerDiemAmount The dollar amount charged

per day for the prepaid

Amount

9.2



8.249 1413 8.7.1 F. Prepaids - Number

of Days in Year

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL PrepaidItemPerDiemCalculation

MethodType

The number of days in the

year used in calculating the

360 | 365 | 365Or366 Enumerat

ed




Interest

MESSAGE/DOCUME

NT_SETS/DOCUMEN


housing expense

PrepaidInterest Enumerat

ed

R

998.179 1415 End-

PREPAID_ITEM_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


8.255 1418 8.7.2 | 8.7.3 |

8.7.4 | 8.7.5 |


NT_SETS/DOCUMEN


unt



Amount

9.2


"PrepaidInterest"

8.253 1419 8.7.2 | 8.7.3 |

8.7.4 | 8.7.5 |

F. Prepaids -

Borrower-Paid /

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e


making the breakout


ThirdParty

Enumerat

ed


"PrepaidInterest".

IF

PrepaidItemPerDie



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

8.254 1420 8.7.2 | 8.7.3 |

8.7.4 | 8.7.5

F. Prepaids - At

Closing / Before

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




ed


"PrepaidInterest"

IF

PrepaidItemPerDie

998.036 1421 End-


N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


8.17 |

8.243 |

1424 8.5.1 | 8.6.1 |

8.9.1 | 8.8.1


F. Prepaids - Payee

MESSAGE/DOCUME

NT_SETS/DOCUMEN




| Other |

Enumerat

ed



8.825 |

8.826 |

1425 8.5.1 | 8.6.1 |

8.8.1 | 8.9.1


F. Prepaids - Payee

MESSAGE/DOCUME

NT_SETS/DOCUMEN


n



BrokerAffiliate |

LenderAffiliate



8.21 |

8.235 |

1426 8.5 | 8.6 | 8.8 |

8.9


Item

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e



Prepaids Enumerat

ed



8.014 |

8.237 |

1427 8.5.1 | 8.6.1 |

8.8.1 | 8.9.1


Homeowner's

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL PrepaidItemMonthsPaidCount The number of months

covered by the Prepaid Item



8.012 |

8.236 |

1428 8.5 | 8.6 | 8.8 |

8.9


Homeowner's

MESSAGE/DOCUME

NT_SETS/DOCUMEN


housing expense


CityPropertyTax |

Enumerat

ed


present in the

8.814 |

8.815 |

1429 8.5 | 8.6 | 8.8 |

8.9


Homeowner's

MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs

8.267 |

8.274

1430 8.8 | 8.9 F. Prepaids - Prepaid

Property Taxes

MESSAGE/DOCUME

NT_SETS/DOCUMEN

PREPAID_ITEM_DETAIL PrepaidItemTypeOtherDescripti

on




"Other" And

In support of

government loans

998.035 1431 End-

PREPAID_ITEM_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PREPAID_ITEM_PAID_TO N/A CR 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


8.019 |

8.238 |

1435 8.5.1 | 8.6.1 |

8.8.1 | 8.9.1


Homeowner's

MESSAGE/DOCUME

NT_SETS/DOCUMEN





998.038 1436 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


8.022 |

8.241 |

1439 8.5.2 | 8.5.3 |

8.5.4 | 8.5.5 |


NT_SETS/DOCUMEN


unt



Amount

9.2



8.021 |

8.239 |

1440 8.5.2 | 8.5.3 |

8.5.4 | 8.5.5 |

F. Prepaids -

Borrower-Paid /

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e


making the breakout


ThirdParty

Enumerat

ed



8.02 |

8.24 |

1441 8.5.2 | 8.5.3 |

8.5.4 | 8.5.5 |

F. Prepaids - At

Closing / Before

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




ed



998.039 1442 End-


N/A N/A N/A


NT_SETS/DOCUMEN

PRORATION_ITEMS N/A CR 0:1


NT_SETS/DOCUMEN




January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

10.145 |

10.239 |

1445 14.4 | 14.5 | 14.6

| 14.7

M. Due to Seller at


MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




ed


exists

10.139 |

10.24 |

1446 14.4 | 14.5 | 14.6

| 14.7

M. Due to Seller at


MESSAGE/DOCUME

NT_SETS/DOCUMEN


Type



AdjustmentsForItemsPaidB

ySellerInAdvance

Enumerat

ed


exists

10.079 |

10.254 |

1447 14.4.1 | 14.5.1 |

14.6.1 | 14.7.1

M. Due to Seller at


MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


exists

10.075 |

10.242 |

1448 14.4 | 14.5 | 14.6

| 14.7

M. Due to Seller at


MESSAGE/DOCUME

NT_SETS/DOCUMEN



YYYY-MM-

DD

CR IF

ProrationItemAmou

10.076 |

10.243 |

1449 14.4 | 14.5 | 14.6

| 14.7

M. Due to Seller at


MESSAGE/DOCUME

NT_SETS/DOCUMEN



YYYY-MM-

DD

CR IF

ProrationItemAmou

10.074 |

10.241 |

1450 14.4 | 14.5 | 14.6

| 14.7

M. Due to Seller at


MESSAGE/DOCUME

NT_SETS/DOCUMEN


housing expense


CityPropertyTax |

Enumerat

ed



10.37 |

10.371 |

1451 14.4 | 14.5 | 14.6

| 14.7

M. Due to Seller at


MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs

10.120 1452 14.7 M. Due to Seller at


MESSAGE/DOCUME

NT_SETS/DOCUMEN


tion




= "Other".

TypeOtherDescripti

on may also include

998.041 1453 End-

PRORATION_ITEM

N/A N/A N/A


NT_SETS/DOCUMEN


10.149 |

10.274 |

1455 15.9 | 15.10 |

15.11 | 15.12


Closing -Adjustments

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




ed


exists

10.15 |

10.275 |

1456 15.9 | 15.10 |

15.11 | 15.12



MESSAGE/DOCUME

NT_SETS/DOCUMEN


Type



AdjustmentsForItemsUnpai

dBySeller

Enumerat

ed


exists

10.155 |

10.271 |

1457 15.9.1 | 15.10.1 |

15.11.1 | 15.12.1



MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


exists

10.153 |

10.277 |

1458 15.9 | 15.10 |

15.11 | 15.12



MESSAGE/DOCUME

NT_SETS/DOCUMEN



YYYY-MM-

DD

CR IF

ProrationItemAmou

10.154 |

10.278 |

1459 15.9 | 15.10 |

15.11 | 15.12



MESSAGE/DOCUME

NT_SETS/DOCUMEN



YYYY-MM-

DD

CR IF

ProrationItemAmou

10.151 |

10.276 |

1460 15.9 | 15.10 |

15.11 | 15.12



MESSAGE/DOCUME

NT_SETS/DOCUMEN


housing expense


CityPropertyTax |

Enumerat

ed


unpaid by the seller

10.379 |

10.38 |

1461 15.9 | 15.10 |

15.11 | 15.12



MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs



MESSAGE/DOCUME

NT_SETS/DOCUMEN


tion




= "Other".

OtherTypeDescripti

on may also include

998.043 1463 End-

PRORATION_ITEM

N/A N/A N/A


NT_SETS/DOCUMEN


TS

N/A R 1:1


NT_SETS/DOCUMEN


T

N/A R 1:1


NT_SETS/DOCUMEN

INTEGRATED_DISCLOSURE N/A R 1:1


NT_SETS/DOCUMEN


AIL

N/A R 1:1

1.001 1468 1.1 Date Issued MESSAGE/DOCUME

NT_SETS/DOCUMEN


AIL

IntegratedDisclosureIssuedDate The date the integrated


YYYY-MM-

DD

R

998.05 1469 End-


N/A N/A N/A



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN


ION_SUMMARIES

N/A R 1:1


NT_SETS/DOCUMEN


ION_SUMMARY

N/A R 1:1


NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

N/A R 1:1

8.836 1473 9.1 (S) J. TOTAL CLOSING

COSTS - Seller-Only

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


Type



Other Enumerat

ed

R This instance of the

data point supports

8.840 1474 9.1 (S) J. TOTAL CLOSING

COSTS - Seller-Only

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL





TotalClosingCostsSellerOnl

y

String 30 R This instance of the

data point supports

998.051 1475 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ECTION_PAYMENTS

N/A R 1:1


NT_SETS/DOCUMEN


ECTION_PAYMENT

N/A R 1:1

8.837 1478 9.1.2 (S) | 9.1.3 (S) J. TOTAL CLOSING

COSTS - Seller-Only

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ECTION_PAYMENT


PaymentAmount



Amount

9.2


data point supports


COSTS - Seller-Only

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ECTION_PAYMENT


PaidByType



Seller Enumerat

ed


data point supports


COSTS - Seller-Only

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ECTION_PAYMENT


PaymentTimingType




ed


data point supports

998.2 1481 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ION_SUMMARY

N/A R 1:1


NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

N/A R 1:1

10.064 |

10.129

1484 14.0.1 | 16.1.1 M. Due to Seller at

Closing Amount

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


alAmount

The total amount of


Amount

9.2

R

10.165 |

10.128

1485 14.0 | 16.1 M. Due to Seller at

Closing

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


e




ed

R

998.197 1486 End-


N/A N/A N/A


NT_SETS/DOCUMEN


ION_SUMMARY

N/A R 1:1


NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL

N/A R 1:1

10.085 |

10.113

1489 15.0.1 | 16.2.1 N. Due from Seller at

Closing Amount

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


alAmount

The total amount of


Amount

9.2

R

10.083 |

10.112

1490 15.0 | 16.2 N. Due from Seller at

Closing

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ION_SUMMARY_DETAIL


e




ed

R

998.198 1491 End-


N/A N/A N/A


NT_SETS/DOCUMEN

ESCROW_ITEMS N/A CR 0:1


NT_SETS/DOCUMEN

ESCROW_ITEM N/A CR 0:8


NT_SETS/DOCUMEN

ESCROW_ITEM_DETAIL N/A CR 0:1



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

8.172 |

8.141 |

1495 8.11.1 | 8.14.1 |

8.12.1 | 8.13.1

G. Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_DETAIL EscrowCollectedNumberOfMon

thsCount


escrow to be collected at


exists AND

8.169

|8.175 |

1496 8.11 | 8.12 | 8.13

| 8.14

Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN


Item.

AssessmentTax |

CityBondTax |

Enumerat

ed


"true".

8.82 |

8.821 |

1497 8.11 | 8.12 | 8.13

| 8.14

Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs

8.056 1498 8.14 G. Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_DETAIL EscrowItemTypeOtherDescripti

on


collect additional


"Other".

TypeOtherDescripti

on may also include

8.171 |

8.14 |

1499 8.11.1 | 8.14.1 |

8.12.1 | 8.13.1

G. Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_DETAIL EscrowMonthlyPaymentAmoun

t

The monthly payment

amount for the escrow

Amount

9.2


exists AND

8.189 |

8.179 |

1500 8.11.1 | 8.14.1 |

8.12.1 | 8.13.1

G. Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_DETAIL FeePaidToType Identifies the category or



| Other |

Enumerat

ed

CR IF

EscrowMonthlyPaym

8.83 |

8.831 |

1501 8.11.1 | 8.12.1 |

8.13.1 | 8.14.1

G. Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_DETAIL FeePaidToTypeOtherDescriptio

n



BrokerAffiliate |

LenderAffiliate


"Other".

8.297 |

8.298 |

1502 8.11 | 8.12 | 8.13

| 8.14

Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_DETAIL IntegratedDisclosureSectionTyp

e




sing

Enumerat

ed


exists AND

998.063 1503 End-

ESCROW_ITEM_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

ESCROW_ITEM_PAYMENTS N/A CR 0:1


NT_SETS/DOCUMEN

ESCROW_ITEM_PAYMENT N/A CR 0:3

8.198 |

8.202 |

1506 8.11.2 | 8.11.4 |

8.11.6 | 8.14.2 |

G. Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_PAYMENT EscrowItemActualPaymentAmo

unt



Amount

9.2


exists AND

8.173 |

8.142 |

1507 8.11.2 | 8.11.4 |

8.11.6 | 8.14.2 |

G. Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_PAYMENT EscrowItemPaymentPaidByType The role of the party

making the escrow item


ThirdParty

Enumerat

ed


exists AND

8.843 |

8.844 |

1508 8.11.2 | 8.11.4 |

8.11.6 | 8.12.1 |

G. Initial Escrow


MESSAGE/DOCUME

NT_SETS/DOCUMEN

ESCROW_ITEM_PAYMENT EscrowItemPaymentTimingType Defines the point in time


AtClosing Enumerat

ed


exists AND

998.064 1509 End-

ESCROW_ITEM_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

FEE_INFORMATION N/A R 1:1


NT_SETS/DOCUMEN

FEES N/A R 1:1


NT_SETS/DOCUMEN

FEE N/A R 1:1


NT_SETS/DOCUMEN

FEE_DETAIL N/A R 1:1

7.085 1514 7.2.1 A. Origination


MESSAGE/DOCUME

NT_SETS/DOCUMEN




| Other |

Enumerat

ed

CR IF FeeType =

"LoanDiscountPoints

7.107 1515 7.2.1 A. Origination


MESSAGE/DOCUME

NT_SETS/DOCUMEN


n



BrokerAffiliate |

LenderAffiliate


"Other".

7.007 1516 7.2.1 A. Origination


MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_DETAIL FeePercentBasisType Defines the amount upon

which the Fee Total Percent

OriginalLoanAmount Enumerat

ed

CR IF FeeType =

"LoanDiscountPoints

7.006 1517 7.2.1 A. Origination


MESSAGE/DOCUME

NT_SETS/DOCUMEN


parties for the specified Fee

Percent

3.4

CR IF

FeePaymentPaidByT

Must be > = 0



MESSAGE/DOCUME

NT_SETS/DOCUMEN



LoanDiscountPoints Enumerat

ed

CR IF

FeePaymentPaidByT



MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




ed

CR IF

FeePaymentPaidByT



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

998.229 1520 End-

FEE_DETAIL

N/A N/A 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


7.098 1524 7.2.1 A. Origination


MESSAGE/DOCUME

NT_SETS/DOCUMEN




"LoanDiscountPoints

998.066 1525 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


7.01 1528 7.2.2 | 7.2.3 |

7.2.4 | 7.2.5 |

A. Origination


MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2

CR IF FeeType =

"LoanDiscountPoints

7.008 1529 7.2.2 | 7.2.3 |

7.2.4 | 7.2.5 |

A. Origination


MESSAGE/DOCUME

NT_SETS/DOCUMEN




ThirdParty

Enumerat

ed

CR IF FeeType =

"LoanDiscountPoints

7.009 1530 7.2.2 | 7.2.3 |

7.2.4 | 7.2.5 |

A. Origination


MESSAGE/DOCUME

NT_SETS/DOCUMEN


ngIndicator




"LoanDiscountPoints

998.067 1531 End-

FEE_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

FEE N/A CR 0:39


NT_SETS/DOCUMEN


7.081 1534 7.3.1 A. Origination


MESSAGE/DOCUME

NT_SETS/DOCUMEN




| Other |

Enumerat

ed


AND

7.108 1535 7.3.1 A. Origination


MESSAGE/DOCUME

NT_SETS/DOCUMEN


n



BrokerAffiliate |

LenderAffiliate


"Other".

7.076 |

11.032

1536 7.3 A. Origination

Charges

MESSAGE/DOCUME

NT_SETS/DOCUMEN




neeringFee |

Enumerat

ed

CR If origination charges

are part of this



MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"Other".



MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




ed


AND

998.181 1540 End-

FEE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN




FeePaidToType <>



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

998.069 1545 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


7.079 1548 7.3.2 | 7.3.3 |

7.3.4 | 7.3.5 |

A. Origination

Charges - Amount

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


AND

7.077 1549 7.3.2 | 7.3.3 |

7.3.4 | 7.3.5 |

A. Origination

Charges - Borrower

MESSAGE/DOCUME

NT_SETS/DOCUMEN




ThirdParty

Enumerat

ed


AND

7.078 1550 7.3.2 | 7.3.3 |

7.3.4 | 7.3.5 |

A. Origination

Charges - At Closing /

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ngIndicator




FeePaymentPaidByT

998.07 1551 End-

FEE_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

FEE N/A CR 0:61


NT_SETS/DOCUMEN



Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




| Other |

Enumerat

ed


AND


Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


n



BrokerAffiliate |

LenderAffiliate


"Other".


Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




neeringFee |

Enumerat

ed




Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs


Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"Other".


Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




opFor

Enumerat

ed


AND

998.33 1560 End-

FEE_DETAIL

N/A N/A 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




AND

998.072 1565 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


7.031 1568 7.5.2 | 7.5.3 |

7.5.4 | 7.5.5 |


Did Not Shop For-

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


AND

7.029 1569 7.5.2 | 7.5.3 |

7.5.4 | 7.5.5 |


Did Not Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




ThirdParty

Enumerat

ed


AND



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

7.03 1570 7.5.2 | 7.5.3 |

7.5.4 | 7.5.5 |


Did Not Shop For- At

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ngIndicator




FeePaymentPaidByT

998.073 1571 End-

FEE_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

FEE N/A CR 0:32


NT_SETS/DOCUMEN



Did Shop For - Fee

MESSAGE/DOCUME

NT_SETS/DOCUMEN




| Other |

Enumerat

ed


AND


Did Shop For - Fee

MESSAGE/DOCUME

NT_SETS/DOCUMEN


n



BrokerAffiliate |

LenderAffiliate


"Other".


Did Shop For - Fee

MESSAGE/DOCUME

NT_SETS/DOCUMEN




neeringFee |

Enumerat

ed




Did Shop For - Fee

MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs


Did Shop For - Fee

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"Other".


Did Shop For - Fee

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




or

Enumerat

ed


AND

998.065 1580 End-

FEE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



Did Shop For - Payee

MESSAGE/DOCUME

NT_SETS/DOCUMEN




AND

998.075 1585 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


7.051 1588 7.7.2 | 7.7.3 |

7.7.4 | 7.7.5 |


Did Shop For -

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


AND

7.049 1589 7.7.2 | 7.7.3 |

7.7.4 | 7.7.5 |

C.. Servicers

Borrower Did Shop

MESSAGE/DOCUME

NT_SETS/DOCUMEN




ThirdParty

Enumerat

ed


AND

7.05 1590 7.7.2 | 7.7.3 |

7.7.4 | 7.7.5 |


Did Shop For - At

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ngIndicator




FeePaymentPaidByT

998.076 1591 End-

FEE_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

FEE N/A CR 0:2


NT_SETS/DOCUMEN


8.207 |

8.155

1594 8.2.1 | 8.2.1 E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


AND



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

8.206 |

8.195

1595 8.2 E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN





Enumerat

ed

CR If a deed or

mortgage recording


Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




tFees

Enumerat

ed


AND

998.077 1597 End-

FEE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

FEE N/A CR 0:1


NT_SETS/DOCUMEN



Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN



RecordingFeeTotal Enumerat

ed

CR IF

FeeActualTotalAmou

8.209 |

8.208

1601 8.2 | 8.2 E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




tFees

Enumerat

ed

CR IF FeeType =

"RecordingFeeTotal"

998.078 1602 End-

FEE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


8.193 1605 8.2.2 | 8.2.3 |

8.2.4 | 8.2.5 |

E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2

CR IF FeeType =

"RecordingFeeTotal"

8.153 1606 8.2.2 | 8.2.3 |

8.2.4 | 8.2.5 |

E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




ThirdParty

Enumerat

ed

CR IF FeeType =

"RecordingFeeTotal"

8.154 1607 8.2.2 | 8.2.3 |

8.2.4 | 8.2.5 |

E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ngIndicator




"RecordingFeeTotal"

998.079 1608 End-

FEE_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

FEE N/A CR 0:15


NT_SETS/DOCUMEN



Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN



MortgageSurchargeCounty

OrParish |

Enumerat

ed

CR If a transfer tax fee is

charged by the


Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs


Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"Other".


Government Fees

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e




tFees

Enumerat

ed


AND

998.08 1615 End-

FEE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




AND



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

998.081 1620 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


8.192 1623 8.3.2 | 8.3.3 |

8.3.4 | 8.3.5 |

E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


AND

8.19 1624 8.3.2 | 8.3.3 |

8.3.4 | 8.3.5 |

E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




ThirdParty

Enumerat

ed


AND

8.191 1625 8.3.2 | 8.3.3 |

8.3.4 | 8.3.5 |

E. Taxes and Other

Government Fees -

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ngIndicator




FeePaymentPaidByT

998.082 1626 End-

FEE_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN

FEE N/A CR 0:39


NT_SETS/DOCUMEN


8.18 1629 8.17.1 H. Other Costs -

Other Costs

MESSAGE/DOCUME

NT_SETS/DOCUMEN




| Other |

Enumerat

ed


AND

8.834 1630 8.17.1 H. Other Costs -

Other Costs

MESSAGE/DOCUME

NT_SETS/DOCUMEN


n



BrokerAffiliate |

LenderAffiliate

String 30 CR IF FeeType="Other"

AND

8.066 1631 8.17 H. Other Costs -

Other Costs

MESSAGE/DOCUME

NT_SETS/DOCUMEN





Enumerat

ed


charged as part of

8.824 1632 8.17 H. Other Costs -

Other Costs

MESSAGE/DOCUME

NT_SETS/DOCUMEN




on the form differs

8.067 1633 8.17 H. Other Costs -

Other Costs

MESSAGE/DOCUME

NT_SETS/DOCUMEN



DebtSuspensionInsuranceP

remium


"Other".

8.065 1634 8.17 H. Other Costs -

Other Costs

MESSAGE/DOCUME

NT_SETS/DOCUMEN


e



OtherCosts Enumerat

ed


AND

8.219 1635 8.17 H. Other Costs -

Other Costs

MESSAGE/DOCUME

NT_SETS/DOCUMEN

FEE_DETAIL OptionalCostIndicator When true, indicates that

the service and associated


AND

998.332 1636 End-

FEE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


8.068 1640 8.17.1 H. Other Costs -

Other Costs - Payee

MESSAGE/DOCUME

NT_SETS/DOCUMEN




AND

998.084 1641 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


8.108 1644 8.17.2 | 8.17.3 |

8.17.4 | 8.17.5 |

H. Other Costs -


MESSAGE/DOCUME

NT_SETS/DOCUMEN



Amount

9.2


AND



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

8.107 1645 8.17.2 | 8.17.3 |

8.17.4 | 8.17.5 |

H. Other Costs -

Other Costs -

MESSAGE/DOCUME

NT_SETS/DOCUMEN




ThirdParty

Enumerat

ed


AND

8.07 1646 8.17.2 | 8.17.3 |

8.17.4 | 8.17.5 |

H. Other Costs -

Other Costs - At

MESSAGE/DOCUME

NT_SETS/DOCUMEN


ngIndicator




FeePaymentPaidByT

998.085 1647 End-

FEE_PAYMENT

N/A N/A N/A


NT_SETS/DOCUMEN



Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN




= "MERS_MIN"


Point

MESSAGE/DOCUME

NT_SETS/DOCUMEN


for a loan.

MERS_MIN Enumerat

ed

CR If the transaction is

registered with

998.214 1651 End-

LOAN_IDENTIFIER

N/A N/A N/A


NT_SETS/DOCUMEN

PARTIES N/A R 1:1


NT_SETS/DOCUMEN

PARTY N/A CR 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

998.129 1657 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

ADDRESS N/A CR 0:1



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


address.

Mailing Enumerat

ed


"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




Building | Condo |

Enumerat

ed


"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


associated with the


"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

998.13 1667 End-

ADDRESS

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A CR 0:1


NT_SETS/DOCUMEN

ROLE N/A CR 0:1



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN




"RealEstateAgent"


NT_SETS/DOCUMEN


"RealEstateAgent"


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


estate agent.

Selling Enumerat

ed


"RealEstateAgent"

998.131 1674 End-

REAL_ESTATE_AGENT

N/A N/A N/A


NT_SETS/DOCUMEN

LICENSES N/A CR 0:1


NT_SETS/DOCUMEN

LICENSE N/A CR 0:1


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


license issuer.



Enumerat

ed

O



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

Must always

provide the



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


license was issued.

YYYY-MM-

DD

O



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


de

The two-character



"RealEstateAgent"

998.133 1684 End-

LICENSE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


party plays in the


ed

CR If Borrower's real

estate broker

998.134 1687 End-

ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTY N/A CR 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


contact.


"RealEstateAgent"

998.135 1694 End-

CONTACT_POINT_EMAIL

N/A N/A N/A



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


the contact.


"RealEstateAgent"

998.136 1698 End-


N/A N/A N/A


NT_SETS/DOCUMEN

NAME N/A CR 0:1



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

998.137 1704 End-

NAME

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A CR 0:1


NT_SETS/DOCUMEN

ROLE N/A CR 0:1


NT_SETS/DOCUMEN




"RealEstateAgent"


NT_SETS/DOCUMEN


"RealEstateAgent"


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


estate agent.

Selling Enumerat

ed


"RealEstateAgent"

998.138 1711 End-

REAL_ESTATE_AGENT

N/A N/A N/A


NT_SETS/DOCUMEN

LICENSES N/A CR 0:1


NT_SETS/DOCUMEN

LICENSE N/A CR 0:1


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


license issuer.



Enumerat

ed

O



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

Must always

provide the



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


license was issued.

YYYY-MM-

DD

O



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes



MESSAGE/DOCUME

NT_SETS/DOCUMEN


de

The two-character



"RealEstateAgent"

998.14 1721 End-

LICENSE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


party plays in the


ed


"RealEstateAgent"

998.141 1724 End-

ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTY N/A CR 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

998.142 1729 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

ADDRESS N/A CR 0:1



MESSAGE/DOCUME

NT_SETS/DOCUMEN


address.

Mailing Enumerat

ed


"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




Building | Condo |

Enumerat

ed


"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


associated with the


"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

998.143 1739 End-

ADDRESS

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A CR 0:1


NT_SETS/DOCUMEN

ROLE N/A CR 0:1


NT_SETS/DOCUMEN




"RealEstateAgent"


NT_SETS/DOCUMEN


"RealEstateAgent"


NT_SETS/DOCUMEN




January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes



MESSAGE/DOCUME

NT_SETS/DOCUMEN


estate agent.

Listing Enumerat

ed


"RealEstateAgent"

998.144 1746 End-

REAL_ESTATE_AGENT

N/A N/A N/A


NT_SETS/DOCUMEN

LICENSES N/A CR 0:1


NT_SETS/DOCUMEN

LICENSE N/A CR 0:1


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


license issuer.



Enumerat

ed

O



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


license was issued.

YYYY-MM-

DD

O



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


de

The two-character



"RealEstateAgent"

998.145 1756 End-

LICENSE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


party plays in the


ed

CR IF LoanPurposeType

= "Purchase" AND

998.146 1759 End-

ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTY N/A CR 0:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


contact.


"RealEstateAgent"

998.147 1766 End-

CONTACT_POINT_EMAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


the contact.


"RealEstateAgent"



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

998.148 1770 End-


N/A N/A N/A


NT_SETS/DOCUMEN

NAME N/A CR 0:1



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"

998.149 1776 End-

NAME

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A CR 0:1


NT_SETS/DOCUMEN

ROLE N/A CR 0:1


NT_SETS/DOCUMEN




"RealEstateAgent"


NT_SETS/DOCUMEN


"RealEstateAgent"


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


estate agent.

Listing Enumerat

ed


"RealEstateAgent"

998.15 1783 End-

REAL_ESTATE_AGENT

N/A N/A N/A


NT_SETS/DOCUMEN

LICENSES N/A CR 0:1


NT_SETS/DOCUMEN

LICENSE N/A CR 0:1


NT_SETS/DOCUMEN




MESSAGE/DOCUME

NT_SETS/DOCUMEN


license issuer.



Enumerat

ed

O



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


license was issued.

YYYY-MM-

DD

O



MESSAGE/DOCUME

NT_SETS/DOCUMEN




"RealEstateAgent"



MESSAGE/DOCUME

NT_SETS/DOCUMEN


de

The two-character



"RealEstateAgent"

998.151 1793 End-

LICENSE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN




January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes



MESSAGE/DOCUME

NT_SETS/DOCUMEN


party plays in the


ed


"RealEstateAgent"

998.152 1796 End-

ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTY N/A R 1:2


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


1.005 |

14.115

1800 1.4 | 23.1.5 Agent (Org Name)

Contact Information

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 100 R

998.153 1801 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

ADDRESSES N/A R 1:1


NT_SETS/DOCUMEN

ADDRESS N/A R 1:1


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 100 R


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


address.

Mailing Enumerat

ed

R


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN




Building | Condo |

Enumerat

ed


"ClosingAgent" AND


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


associated with the


"ClosingAgent" and


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN



Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 2 R


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 9 R

998.154 1811 End-

ADDRESS

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A R 1:1


NT_SETS/DOCUMEN

ROLE N/A R 1:1


NT_SETS/DOCUMEN



9 R


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

LICENSES N/A R 1:1


NT_SETS/DOCUMEN

LICENSE N/A CR 0:1


NT_SETS/DOCUMEN



Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


license issuer.



Enumerat

ed

O



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN




licences for


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN




licences for


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


license was issued.

YYYY-MM-

DD

O


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"ClosingAgent" AND


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


de

The two-character



"ClosingAgent" AND

998.155 1825 End-

LICENSE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN


1.004 |

14.114

1827 1.4 | 23.1.5 Agent (Org Name)

Contact Information

MESSAGE/DOCUME

NT_SETS/DOCUMEN


party plays in the


ed

R

998.156 1828 End-

ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTY N/A R 1:2


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


contact.

String 100 R

998.157 1835 End-

CONTACT_POINT_EMAIL

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


the contact.

String 10 R

998.158 1839 End-


N/A N/A N/A


NT_SETS/DOCUMEN

NAME N/A R 1:1


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 30 R


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN



String 35 R


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"ClosingAgent" AND


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"ClosingAgent" AND



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

998.159 1845 End-

NAME

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A R 1:1


NT_SETS/DOCUMEN

ROLE N/A R 1:1


NT_SETS/DOCUMEN



10 R


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

LICENSES N/A R 1:1


NT_SETS/DOCUMEN

LICENSE N/A R 1:1


NT_SETS/DOCUMEN



Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


license issuer.



Enumerat

ed

O


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN




licences for


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN




licences for


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


license was issued.

YYYY-MM-

DD

O


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN




"ClosingAgent" AND


Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


de

The two-character



"ClosingAgent" AND

998.16 1859 End-

LICENSE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN



Settlement Agent

MESSAGE/DOCUME

NT_SETS/DOCUMEN


party plays in the


ed

R

998.161 1862 End-

ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTY N/A R 1:10


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

NAME N/A CR 0:1


NT_SETS/DOCUMEN




"Borrower" AND

Mutually exclusive



NT_SETS/DOCUMEN




"Borrower" AND


NT_SETS/DOCUMEN




"Borrower" AND


NT_SETS/DOCUMEN




"Borrower" AND



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

998.162 1870 End-

NAME

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




"Borrower" AND

Mutually exclusive


998.163 1874 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

ADDRESSES N/A R 1:1


NT_SETS/DOCUMEN

ADDRESS N/A R 1:1


NT_SETS/DOCUMEN



String 100 R


NT_SETS/DOCUMEN


address.

Mailing Enumerat

ed

R


NT_SETS/DOCUMEN




Building | Condo |

Enumerat

ed


"Borrower" AND


NT_SETS/DOCUMEN


associated with the


"Borrower" and


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




diplomatic address


NT_SETS/DOCUMEN




"US" OR "CA".


NT_SETS/DOCUMEN




"US" OR "CA".

998.164 1885 End-

ADDRESS

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A R 1:1


NT_SETS/DOCUMEN

ROLE N/A R 1:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN


party plays in the

Borrower |

NonTitleSpouse |

Enumerat

ed

R


NT_SETS/DOCUMEN

ROLE_DETAIL PartyRoleTypeOtherDescription A free-form text field used


NonTitleNonSpouseOwner

shipInterest

String 150 CR If PartyRoleType =

"Other"

998.165 1891 End-

ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

PARTY N/A R 1:10


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

NAME N/A CR 0:1



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN




"PropertySeller"


NT_SETS/DOCUMEN




"PropetySeller" AND


NT_SETS/DOCUMEN




"PropertySeller"


NT_SETS/DOCUMEN




"PropertySeller"

998.166 1899 End-

NAME

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




"PropertySeller"

998.167 1903 End-

LEGAL_ENTITY_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

ADDRESSES N/A R 1:1


NT_SETS/DOCUMEN

ADDRESS N/A R 1:1


NT_SETS/DOCUMEN



String 100 R


NT_SETS/DOCUMEN


address.

Mailing Enumerat

ed

R


NT_SETS/DOCUMEN




Building | Condo |

Enumerat

ed


"PropertySeller"


NT_SETS/DOCUMEN


associated with the




NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




diplomatic address


NT_SETS/DOCUMEN




"US" OR "CA".


NT_SETS/DOCUMEN




"US" OR "CA".

998.168 1914 End-

ADDRESS

N/A N/A N/A


NT_SETS/DOCUMEN

ROLES N/A R 1:1


NT_SETS/DOCUMEN

ROLE N/A R 1:1


NT_SETS/DOCUMEN


exists.


NT_SETS/DOCUMEN


exists.


NT_SETS/DOCUMEN




January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN


party plays in the

PropertySeller Enumerat

ed

R

998.169 1921 End-

PARTY_ROLE_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

RELATIONSHIPS N/A R 1:1


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




"RealEstateAgent"

RealEstateAgent

(Selling)


NT_SETS/DOCUMEN




"RealEstateAgent"

RealEstateAgent

(Selling)


Individual

MESSAGE/DOCUME

NT_SETS/DOCUMEN


"RealEstateAgent"

RealEstateAgent

(Selling)


Organization

MESSAGE/DOCUME

NT_SETS/DOCUMEN


"RealEstateAgent"

RealEstateAgent

(Selling)

998.204 1928 End-

RELATIONSHIP

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




"RealEstateAgent"

RealEstateAgent

(Listing)


NT_SETS/DOCUMEN




"RealEstateAgent"

RealEstateAgent

(Listing)


Individual

MESSAGE/DOCUME

NT_SETS/DOCUMEN


"RealEstateAgent"

RealEstateAgent

(Listing)


Organization

MESSAGE/DOCUME

NT_SETS/DOCUMEN


"RealEstateAgent"

RealEstateAgent

(Listing)

998.205 1934 End-

RELATIONSHIP

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



5 R


NT_SETS/DOCUMEN



R


Individual

MESSAGE/DOCUME

NT_SETS/DOCUMEN


998.206 1939 End-

RELATIONSHIP

N/A N/A N/A


NT_SETS/DOCUMEN


997.096 1941 XML Seller Signature MESSAGE/DOCUME

NT_SETS/DOCUMEN




exists.


NT_SETS/DOCUMEN




exists.


NT_SETS/DOCUMEN


exists.


NT_SETS/DOCUMEN


exists.



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

998.333 1945 End-

RELATIONSHIP

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN




exists.


NT_SETS/DOCUMEN




exists.


NT_SETS/DOCUMEN


exists.


NT_SETS/DOCUMEN


exists.

998.334 1951 End-

RELATIONSHIP

N/A N/A N/A N/A


NT_SETS/DOCUMEN

SIGNATORIES N/A CR 0:1


NT_SETS/DOCUMEN

SIGNATORY N/A CR 0:20

997.104 |

997.105 |

1250 XML Seller Signature

Co-Seller signature

MESSAGE/DOCUME

NT_SETS/DOCUMEN

SIGNATORY @xlink:label N/A SIGNATORY_3 |

SIGNATORY_4

CR IF Seller signature

exists.

IF Seller signature

exists.


NT_SETS/DOCUMEN

EXECUTION N/A CR 0:1


NT_SETS/DOCUMEN

EXECUTION_DETAIL N/A CR 0:1


NT_SETS/DOCUMEN


contains the actual type of

Digital | Image | Other |

Text | Wet

Enumerat

ed

CR IF

DocumentSignature


NT_SETS/DOCUMEN

EXECUTION_DETAIL ActualSignatureTypeOtherDescr

iption

Contains a description of

the signature type when the

String 150 CR IF

ActualSignatureType

One instance per

party for which a



MESSAGE/DOCUME

NT_SETS/DOCUMEN

EXECUTION_DETAIL ExecutionDate The date the signature was

or will be affixed to the

YYYY-MM-

DD


AND IF

Mutually exclusive

with



MESSAGE/DOCUME

NT_SETS/DOCUMEN

EXECUTION_DETAIL ExecutionDatetime The date and time the

signature was affixed to the

YYYY-MM-

DDThh:m


AND IF a date and

Mutually exclusive

with ExecutionDate

998.213 1962 End-

EXECUTION_DETAIL

N/A N/A N/A


NT_SETS/DOCUMEN

SYSTEM_SIGNATURES N/A O 0:1


NT_SETS/DOCUMEN

SYSTEM_SIGNATURE N/A O 0:1


NT_SETS/DOCUMEN

SYSTEM_SIGNATURE XMLDigitalSignatureElement String O

998.173 1966 End-

SYSTEM_SIGNATURE

N/A N/A N/A


NT_SETS/DOCUMEN

VIEWS N/A R 1:1


NT_SETS/DOCUMEN

VIEW N/A R 1:1

0.024

|997.054

1969 XML XML Requirement MESSAGE/DOCUME

NT_SETS/DOCUMEN

VIEW @SequenceNumber An integer value used to


Numeric 3 R


NT_SETS/DOCUMEN

VIEW_FILES N/A R 1:1



January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes


NT_SETS/DOCUMEN

VIEW_FILE N/A R 1:1


NT_SETS/DOCUMEN

FOREIGN_OBJECT N/A R 1:1


NT_SETS/DOCUMEN

FOREIGN_OBJECT EmbeddedContentXML The XML compatible byte

stream in the encoding of

String R


NT_SETS/DOCUMEN

FOREIGN_OBJECT ObjectEncodingType Specifies the type of

encoding used by the

Base64 Enumerat

ed

R Typically Base 64


NT_SETS/DOCUMEN

FOREIGN_OBJECT ObjectName Identifies the resource

name (e.g.

String 100 R


NT_SETS/DOCUMEN


Internet Mail Extensions

application/pdf String 30 R

998.174 1977 End-

FOREIGN_OBJECT

N/A N/A N/A


NT_SETS/DOCUMEN



NT_SETS/DOCUMEN



NT_SETS/DOCUMEN

ABOUT_VERSION AboutVersionIdentifier A unique value that

represents a user defined

Retrievable String 100 R


NT_SETS/DOCUMEN

ABOUT_VERSION @IdentifierOwnerURI Identifies the owner or


http://www.mismo.org/res

idential/2009/SMARTDocP

String 100 R


NT_SETS/DOCUMEN


version.


1.4

String 30 R Must deliver as

"UCD Delivery

998.175 1983 End-

ABOUT_VERSION

N/A N/A N/A


NT_SETS/DOCUMEN

DOCUMENT_CLASSIFICATION N/A R 1:1


NT_SETS/DOCUMEN

DOCUMENT_CLASSES N/A R 1:1


NT_SETS/DOCUMEN

DOCUMENT_CLASS N/A R 1:1


NT_SETS/DOCUMEN

DOCUMENT_CLASS DocumentType Identifies a specific

document defined at a

Other Enumerat

ed

R


NT_SETS/DOCUMEN

DOCUMENT_CLASS DocumentTypeOtherDescriptio

n



ClosingDisclosure:SellerOnl

y

String 150 R

998.176 1989 End-

DOCUMENT_CLASS

N/A N/A N/A


NT_SETS/DOCUMEN


ETAIL

N/A R 1:1


NT_SETS/DOCUMEN


ETAIL

DocumentFormIssuingEntityNa

meType

Identifies the organization

that defined the document

CFPB Enumerat

ed

R


NT_SETS/DOCUMEN


ETAIL

DocumentFormIssuingEntityVer

sionIdentifier

The version identifier that

the issuer assigned to the

11-20-2013 String 10 R Must deliver the

value of the CFBP


NT_SETS/DOCUMEN

EXTENSION R 1:1


NT_SETS/DOCUMEN

OTHER R 1:1


NT_SETS/DOCUMEN

OTHER gse:DocumentSignatureRequire

dIndicator






January 31, 2017


Unique ID XML

Sort ID

Closing Disclosure

Form Field ID

Closing Disclosure

Form Field Name

MISMO v3.3.0

XPath



MISMO v3.3.0 Data


UCD Supported

Enumerations

UCD

Format

PURCHASE:

Delivery

Conditionality

PURCHASE: Delivery

Conditionality

PURCHASE:

Cardinality

PURCHASE:

Delivery Notes

998.208 1996 End- OTHER EXTENSION


N/A N/A N/A



January 31, 2017

UCD Enumerations

Unique ID Closing Disclosure Form Field IDMISMO v3.3.0 Data Point/Attribute Name UCD Supported Enumerations UCD Supported Enumerations Definitions

0.001 XML @MISMOReferenceModelIdentifier 3.3.0299

0.047 XML @MISMOReferenceModelIdentifier 3.3.0299

0.02 XML EventType Other Denotes that the action type is other than the ones listed above.

When this option is selected, a description of the action type must

be provided in the ActionTypeOtherDescription attribute.

0.021 XML EventTypeOtherDescription AppliedTamperEvidentSignature

1.016 | 11.095 1.6 | 17.6 AssetType Annuity A fixed sum of money paid to someone each year typically for the

rest of their life.1.016 | 11.095 1.6 | 17.6 AssetType Automobile Car or similar personal transportation vehicle disclosed as

borrowers asset. Usually linked to make or model and year. Typical

valuation method is market (blue book).1.016 | 11.095 1.6 | 17.6 AssetType Boat A vessel used for travel on water.

1.016 | 11.095 1.6 | 17.6 AssetType Bond An interest-bearing certificate of debt with maturity date. An

obligation of issuing entity. Typical valuation is face value (e.g.,

$1,000 denomination) & market (e.g., value of 4% bond when yields

are 6%).1.016 | 11.095 1.6 | 17.6 AssetType CertificateOfDepositTimeDeposit Certificates issued by financial institutions with a stated term or

interest rate, and with a set maturity date. The bank pays the

holder in due course at maturity. Early withdrawal subject to

penalty. Considered liquid.1.016 | 11.095 1.6 | 17.6 AssetType LifeInsurance A life insurance policy with a value or investment component.

Details of amounts for each policy or Accumulated investment cash

value of life insurance policy, net of any loans against that amount.

Detail of amounts for each policy.1.016 | 11.095 1.6 | 17.6 AssetType MoneyMarketFund Mutual fund that allows individuals to participate in managed

investments in short-term debt securities, such as certificates of

deposit and Treasury bills.1.016 | 11.095 1.6 | 17.6 AssetType MutualFund Financial entity that invests its shareholders funds in stocks and

bonds of other entities with the objective of obtaining a return on

its shareholders investment.1.016 | 11.095 1.6 | 17.6 AssetType NetWorthOfBusinessOwned For a business owned by borrower, the amount resulting from the

calculation Assets minus liabilities. Collected on the URLA in Section

VI (Assets - Net Worth of Business).1.016 | 11.095 1.6 | 17.6 AssetType Other

1.016 | 11.095 1.6 | 17.6 AssetType PendingNetSaleProceedsFromRealEstateAssets Estimated net cash proceeds (sales price - obligations) from

anticipated sale of borrowers real estate assets.1.016 | 11.095 1.6 | 17.6 AssetType RealEstateOwned Market value of real estate owned by the borrower. Not the

borrowers primary home.1.016 | 11.095 1.6 | 17.6 AssetType RecreationalVehicle A motor vehicle or trailer equipped with living space and amenities

used for recreational purposes.1.016 | 11.095 1.6 | 17.6 AssetType RelocationMoney The funds that are being contributed by an outside party to be

added to the closing funds. The Asset value is necessary for multiple

borrowers, who each may have their own credit.1.016 | 11.095 1.6 | 17.6 AssetType RetirementFund 401Ks, IRAs, etc. controlled by borrower (vested) valued at market.

1.016 | 11.095 1.6 | 17.6 AssetType SaleOtherAssets The amount that will be applied to closing funds from the sale of

assets not otherwise identified.1.016 | 11.095 1.6 | 17.6 AssetType SavingsAccount Interest-paying account with a financial institution whose main

purpose is to earn interest on owners funds held therein. This is

NOT a demand deposit account.


UCD Enumerations Page 1 of 52Document Version 1.4

January 31, 2017

UCD Enumerations


1.016 | 11.095 1.6 | 17.6 AssetType SavingsBond A nontransferable registered bond issued by the U.S. government.

1.016 | 11.095 1.6 | 17.6 AssetType SecuredBorrowedFundsNotDeposited Proceeds from a loan secured by borrowers assets, which have not

yet been deposited to borrowers accounts or included with other

assets disclosed. Considered liquid. Collected on the URLA in

Section VI (Assets - Other Assets).1.016 | 11.095 1.6 | 17.6 AssetType SeverancePackage A bundle of pay and benefits offered to an employee upon

separation from employment.1.016 | 11.095 1.6 | 17.6 AssetType Stock Financial instrument evidencing an ownership interest in entity that

issued the stock. Typical valuation method is Market.1.016 | 11.095 1.6 | 17.6 AssetType TrustAccount Fiduciary relationship where legal title to a property is transferred

to a trustee with the intention the property be administered by the

trustee for benefit of the beneficiary, who holds equitable title to

such property.1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Apartment

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Basement

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Building

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Condo

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Department

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Floor

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Front

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Hanger

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Key

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Lobby

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Lot

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Lower

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Office

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Penthouse

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Pier

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Rear

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Room

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Side

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Space

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Stop

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Suite

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Trailer

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Unit

1.02 | 11.097 1.6 | 17.6 AddressUnitDesignatorType Upper

0.043 GSE @IdentifierOwnerURI https://www.uniformdataportal.com/VAMAuthUtility/login.aspx

1.018 GSE PropertyValuationMethodType AutomatedValuationModel

1.018 GSE PropertyValuationMethodType DesktopAppraisal This appraisal valuation is commonly used for refinancing, home

equity loans, and home equity lines of credit. The appraiser

determines the value of the property through public records, tax

assessments and comparable sales history.1.018 GSE PropertyValuationMethodType DriveBy

1.018 GSE PropertyValuationMethodType FullAppraisal

1.018 GSE PropertyValuationMethodType None

1.018 GSE PropertyValuationMethodType Other



January 31, 2017

UCD Enumerations


1.018 GSE PropertyValuationMethodType PriorAppraisalUsed

1.025 | 10.313 |

10.314 | 10.315 |

10.316

1.7 | 11.2.1 | 11.1.1 |

14.1 | 14.2

PersonalPropertyIncludedIndicator false

1.025 | 10.313 |

10.314 | 10.315 |

10.316

1.7 | 11.2.1 | 11.1.1 |

14.1 | 14.2

PersonalPropertyIncludedIndicator true

10.338 11.4 LiabilityType BorrowerEstimatedTotalMonthlyLiabilityPayment The borrower monthly liability amount used by the lender to

qualify the borrower for the loan.10.338 11.4 LiabilityType CollectionsJudgmentsAndLiens

10.338 11.4 LiabilityType DeferredStudentLoan A student loan whose repayment is deferred.

10.338 11.4 LiabilityType DelinquentTaxes Amount of local, state or federal taxes that are past due and not

paid10.338 11.4 LiabilityType FirstPositionMortgageLien The amount of any mortgage loan secured in first lien position.

10.338 11.4 LiabilityType Garnishments A notice to an employer or other asset holder that monies, wages,

or property of a debtor must be applied to a specific debt or

creditor.10.338 11.4 LiabilityType HELOC A mortgage loan, which is usually in a subordinate position, that

allows the borrower to obtain multiple advances of the loan

proceeds at his or her own discretion, up to an amount that

represents a specified percentage of the borrowers equity in a

proper10.338 11.4 LiabilityType HomeownersAssociationLien

10.338 11.4 LiabilityType Installment Borrowed money repaid in several successive payments, usually at

regular intervals, for a specific amount and a specified term.

10.338 11.4 LiabilityType LeasePayment Regular payment amount specified by long-term contract for the

use of an asset.10.338 11.4 LiabilityType MortgageLoan A closed ended lien secured against a property that may be in a first

or subordinate lien position. Collected on the URLA in Section VI

(Liabilities).10.338 11.4 LiabilityType Open30DayChargeAccount An account where the borrower can charge debt as needed. The

full balance is normally repaid on a monthly basis.10.338 11.4 LiabilityType Other

10.338 11.4 LiabilityType PersonalLoan A loan granted for personal or household use. Loans may be

unsecured or secured by the item purchased.10.338 11.4 LiabilityType Revolving Open lines of credit, which are subject to variable payments and

interest in accordance with the balance.10.338 11.4 LiabilityType SecondPositionMortgageLien Lien recorded to secure a second mortgage when a first mortgage

lien already exists.10.338 11.4 LiabilityType Taxes Taxes levied on borrowers income by local, state, or US

Government.10.338 11.4 LiabilityType TaxLien A lien secured against the subject property due to non-payment of

taxes imposed by a government body, typically the Internal

Revenue Service or a state or local taxing authority.10.338 11.4 LiabilityType ThirdPositionMortgageLien Lien recorded to secure a third mortgage when a first and second

mortgage liens already exist.10.338 11.4 LiabilityType UnsecuredHomeImprovementLoanInstallment

10.338 11.4 LiabilityType UnsecuredHomeImprovementLoanRevolving

10.35 11.4 IntegratedDisclosureSectionType DueFromBorrowerAtClosing

10.351 12.4 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing



January 31, 2017

UCD Enumerations


10.093 |10.299

|10.301

15.4 | 15.5 | 15.6 LiabilityType CollectionsJudgmentsAndLiens

10.093 |10.299

|10.301

15.4 | 15.5 | 15.6 LiabilityType DelinquentTaxes Amount of local, state or federal taxes that are past due and not

paid10.093 |10.299

|10.301

15.4 | 15.5 | 15.6 LiabilityType FirstPositionMortgageLien The amount of any mortgage loan secured in first lien position.

10.093 |10.299

|10.301

15.4 | 15.5 | 15.6 LiabilityType HELOC A mortgage loan, which is usually in a subordinate position, that




proper10.093 |10.299

|10.301

15.4 | 15.5 | 15.6 LiabilityType Other

10.093 |10.299

|10.301

15.4 | 15.5 | 15.6 LiabilityType SecondPositionMortgageLien Lien recorded to secure a second mortgage when a first mortgage

lien already exists.10.093 |10.299

|10.301

15.4 | 15.5 | 15.6 LiabilityType Taxes Taxes levied on borrowers income by local, state, or US

Government.10.093 |10.299

|10.301

15.4 | 15.5 | 15.6 LiabilityType TaxLien A lien secured against the subject property due to non-payment of


Revenue Service or a state or local taxing authority.10.093 |10.299

|10.301

15.4 | 15.5 | 15.6 LiabilityType ThirdPositionMortgageLien Lien recorded to secure a third mortgage when a first and second

mortgage liens already exist.10.346 | 10.347 |

10.348

15.4 | 15.5 | 15.6 IntegratedDisclosureSectionType DueFromSellerAtClosing

10.304 15.8 LiabilityType CollectionsJudgmentsAndLiens




creditor.10.304 15.8 LiabilityType Installment Borrowed money repaid in several successive payments, usually at


10.304 15.8 LiabilityType Open30DayChargeAccount An account where the borrower can charge debt as needed. The




interest in accordance with the balance.10.304 15.8 LiabilityType UnsecuredHomeImprovementLoanInstallment

10.317 15.8 IntegratedDisclosureSectionType DueFromSellerAtClosing


16.002 25.1 LiabilityType CollectionsJudgmentsAndLiens


16.002 25.1 LiabilityType DelinquentTaxes Amount of local, state or federal taxes that are past due and not

paid16.002 25.1 LiabilityType FirstPositionMortgageLien The amount of any mortgage loan secured in first lien position.



creditor.



January 31, 2017

UCD Enumerations


16.002 25.1 LiabilityType HELOC A mortgage loan, which is usually in a subordinate position, that




proper16.002 25.1 LiabilityType Installment Borrowed money repaid in several successive payments, usually at


16.002 25.1 LiabilityType LeasePayment Regular payment amount specified by long-term contract for the

use of an asset.16.002 25.1 LiabilityType Open30DayChargeAccount An account where the borrower can charge debt as needed. The




interest in accordance with the balance.16.002 25.1 LiabilityType SecondPositionMortgageLien Lien recorded to secure a second mortgage when a first mortgage

lien already exists.16.002 25.1 LiabilityType Taxes Taxes levied on borrowers income by local, state, or US

Government.16.002 25.1 LiabilityType TaxLien A lien secured against the subject property due to non-payment of


Revenue Service or a state or local taxing authority.16.002 25.1 LiabilityType ThirdPositionMortgageLien Lien recorded to secure a third mortgage when a first and second

mortgage liens already exist.16.002 25.1 LiabilityType UnsecuredHomeImprovementLoanInstallment

16.002 25.1 LiabilityType UnsecuredHomeImprovementLoanRevolving

16.012 25.1 IntegratedDisclosureSectionType PayoffsAndPayments

16.011 25.1 LiabilitySecuredBySubjectPropertyIndicator false

16.011 25.1 LiabilitySecuredBySubjectPropertyIndicator true

11.055 20.1 IndexType BankPrimeLoan Often referred to as Prime Rate

11.055 20.1 IndexType CertificateOfDepositIndex Often referred to as CODI

11.055 20.1 IndexType ConstantMaturityTreasury Often referred to as CMT

11.055 20.1 IndexType CostOfSavingsIndex Often referred to as COSI

11.055 20.1 IndexType EleventhDistrictCostOfFundsIndex Often referred to as COFI

11.055 20.1 IndexType LIBOR London Interbank Offered Rate

11.055 20.1 IndexType Other

11.055 20.1 IndexType TreasuryBill Often referred to as T-Bill

11.055 20.1 IndexType TwelveMonthTreasuryAverage Often referred to as MTA

4.01 | 11.078 4.2.3 | 20.6 AdjustmentRuleType First

11.061 | 11.065 20.5 | 20.7 AdjustmentRuleType Subsequent

4.02 | 11.048 4.3.3 | 19.6 AdjustmentRuleType First

11.05 19.7 AdjustmentRuleType Subsequent

3.025 |11.039 3.3 | 19.3 AmortizationType AdjustableRate A mortgage that allows the lender to adjust the interest rate in

accordance with a specified index periodically.3.025 |11.039 3.3 | 19.3 AmortizationType Fixed A mortgage in which the interest rate and payments remain the

same for the life of the loan.3.025 |11.039 3.3 | 19.3 AmortizationType GEM



January 31, 2017

UCD Enumerations


3.025 |11.039 3.3 | 19.3 AmortizationType GPM GPM - (Graduated Payment Mortgage) A type of flexible payment

mortgage where the payments increase for a specified period of

time and then level off. Usually involves negative amortization.

3.025 |11.039 3.3 | 19.3 AmortizationType GraduatedPaymentARM Periodic payments/rate changes with additional specified principal

and interest changes as documented in the Security Instruments.

3.025 |11.039 3.3 | 19.3 AmortizationType Step Fixed periodic payment/rate changes without subsidy or negative

amortization.11.112 20.6 BuydownReflectedInNoteIndicator false

11.112 20.6 BuydownReflectedInNoteIndicator true

10.263 11.5 ClosingAdjustmentItemPaidOutsideOfClosing

Indicator

false


Indicator

true

10.14 11.5 ClosingAdjustmentItemType FuelCosts The value of any fuel stored on the subject property that may be

transferred to a subsequent owner.10.14 11.5 ClosingAdjustmentItemType Other

10.14 11.5 ClosingAdjustmentItemType Repairs Repairs made to the subject property and agreed to between the

buyer and the seller in a real estate transaction.10.14 11.5 ClosingAdjustmentItemType SellersEscrowAssumption Any transferred escrow balance from the seller to the borrower.

10.14 11.5 ClosingAdjustmentItemType SellersMortgageInsuranceAssumption The value of the current mortgage insurance policy being

transferred from property seller to borrower.10.14 11.5 ClosingAdjustmentItemType TenantSecurityDeposit Amount of security deposit paid by a tenant to a property seller

that is transferrable to the borrower purchasing the subject

property.10.135 11.5 IntegratedDisclosureSectionType DueFromBorrowerAtClosing

10.143 11.5 IntegratedDisclosureSubsectionType Adjustments


Indicator

false


Indicator

true

10.069 14.3 ClosingAdjustmentItemType FuelCosts The value of any fuel stored on the subject property that may be

transferred to a subsequent owner.10.069 14.3 ClosingAdjustmentItemType Other

10.069 14.3 ClosingAdjustmentItemType Repairs Repairs made to the subject property and agreed to between the

buyer and the seller in a real estate transaction.10.069 14.3 ClosingAdjustmentItemType SellersEscrowAssumption Any transferred escrow balance from the seller to the borrower.

10.069 14.3 ClosingAdjustmentItemType SellersMortgageInsuranceAssumption The value of the current mortgage insurance policy being

transferred from property seller to borrower.10.069 14.3 ClosingAdjustmentItemType TenantSecurityDeposit Amount of security deposit paid by a tenant to a property seller


property.10.062 14.3 IntegratedDisclosureSectionType DueToSellerAtClosing


Indicator

false


Indicator

true

10.035 12.4 ClosingAdjustmentItemType Other



January 31, 2017

UCD Enumerations


10.035 12.4 ClosingAdjustmentItemType ProceedsOfSubordinateLiens Dollar amount of proceeds from a subordinate lien secured by the

subject property that are being applied to the subject transaction

(may be less than the full note loan amount).10.161 12.4 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing


Indicator

false


Indicator

true

10.038 12.5 ClosingAdjustmentItemType SellerCredit A lump sum amount from the property seller to the borrower

toward closing costs or where the property seller is making an

allowance to the consumer for items to purchase separately.10.026 12.5 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing


Indicator

false


Indicator

true

10.1 15.7 ClosingAdjustmentItemType SellerCredit A lump sum amount from the property seller to the borrower

toward closing costs or where the property seller is making an

allowance to the consumer for items to purchase separately.10.148 15.7 IntegratedDisclosureSectionType DueFromSellerAtClosing


Indicator

false


Indicator

true

10.042 12.6 ClosingAdjustmentItemType Gift Funds or equity provided as a personal gift to the borrower at the

time of closing that does not require repayment.10.042 12.6 ClosingAdjustmentItemType Grant Amount paid on behalf of the borrower toward down payment

and/or closing costs by a religious organization, municipality, non-

profit organization (excluding credit unions) or public agency that

does not require repayment.10.042 12.6 ClosingAdjustmentItemType Other

10.042 12.6 ClosingAdjustmentItemType RebateCredit A premium in the form of cash, services or merchandise to the

consumer to reduce the cost otherwise borne by the consumer.10.119 12.6 ClosingAdjustmentItemTypeOtherDescription SellersReserveAccountAssumption

10.162 12.6 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing

10.163 12.6 IntegratedDisclosureSubsectionType OtherCredits


Indicator

false


Indicator

true


10.044 12.7 ClosingAdjustmentItemType RelocationFunds Funds provided to relocating borrower (usually by employer) to

offset some of the initial or ongoing costs of borrower's home at

the new location.10.044 12.7 ClosingAdjustmentItemType SweatEquity The value of borrower's labor and/or cost of materials contributed

by the borrower in construction or renovation to subject property

in lieu of some portion of the cash purchase price of the subject

property.



January 31, 2017

UCD Enumerations


10.044 12.7 ClosingAdjustmentItemType TradeEquity Amount of value exchanged when property seller and buyer are

trading equity in other real property in lieu of some portion of the

cash purchase price of the subject property. IRS 1031 Tax Exchange

is one type.10.164 12.7 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing

10.136 12.7 IntegratedDisclosureSubsectionType Adjustments


Indicator

false


Indicator

true


10.26 15.8 ClosingAdjustmentItemType RepairCompletionEscrowHoldback Amount of funds held by lender or servicer to be disbursed when

repairs, construction or other improvements are completed on the

subject property.10.26 15.8 ClosingAdjustmentItemType TenantSecurityDeposit Amount of security deposit paid by a tenant to a property seller


property.10.26 15.8 ClosingAdjustmentItemType TradeEquity Amount of value exchanged when property seller and buyer are

trading equity in other real property in lieu of some portion of the

cash purchase price of the subject property. IRS 1031 Tax Exchange

is one type.10.26 15.8 ClosingAdjustmentItemType UnpaidUtilityEscrowHoldback Amount of funds held by lender or servicer to be disbursed to pay

unpaid utilities on the subject property that have not been billed as

of the closing date.10.261 15.8 ClosingAdjustmentItemTypeOtherDescription SellersReserveAccountAssumption


16.017 25.1 ClosingAdjustmentItemType Gift Funds or equity provided as a personal gift to the borrower at the

time of closing that does not require repayment.16.017 25.1 ClosingAdjustmentItemType Grant Amount paid on behalf of the borrower toward down payment

and/or closing costs by a religious organization, municipality, non-

profit organization (excluding credit unions) or public agency that

does not require repayment.16.017 25.1 ClosingAdjustmentItemType Other

16.017 25.1 ClosingAdjustmentItemType RebateCredit A premium in the form of cash, services or merchandise to the

consumer to reduce the cost otherwise borne by the consumer.16.019 25.1 ClosingAdjustmentItemTypeOtherDescription PrincipalReduction

16.020 25.1 IntegratedDisclosureSectionType PayoffsAndPayments

10.028 12.1 FundsType DepositOnSalesContract Amount of money deposited with the property seller or property

seller's agent at the time the sales contract is accepted to perfect

the sales contract.10.16 12.1 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing

10.086 15.1 FundsType ExcessDeposit Amount of any excess deposit retained by the seller at the time of

real estate closing. Includes (a) amounts held by seller's real estate

broker or other third party (who is not the settlement agent) which

exceed the fee or commission owed to that party if the party will

provide the excess deposit directly to the seller rather than through

the closing agent, and (b) If the deposit or any portion has been

distributed to the seller prior to closing, the amount not distributed

to seller.10.167 15.1 IntegratedDisclosureSectionType DueFromSellerAtClosing



January 31, 2017

UCD Enumerations


8.257 8.7.1 FeePaidToType Broker

8.257 8.7.1 FeePaidToType Investor

8.257 8.7.1 FeePaidToType Lender

8.257 8.7.1 FeePaidToType Other

8.257 8.7.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.

8.827 8.7.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is an affiliate of the

Mortgage Broker.8.827 8.7.1 FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is an affiliate of the

Lender or Creditor.8.244 8.7 IntegratedDisclosureSectionType Prepaids

8.249 8.7.1 PrepaidItemPerDiemCalculationMethodType 360

8.249 8.7.1 PrepaidItemPerDiemCalculationMethodType 365

8.249 8.7.1 PrepaidItemPerDiemCalculationMethodType 365Or366

8.245 8.7 PrepaidItemType PrepaidInterest Interest collected at settlement for a part of the month or other

period between settlement and the date from which interest will

be collected with the first regular monthly payment.8.253 8.7.2 | 8.7.3 | 8.7.4 |

8.7.5 | 8.7.6

PrepaidItemPaymentPaidByType Buyer

8.253 8.7.2 | 8.7.3 | 8.7.4 |

8.7.5 | 8.7.6

PrepaidItemPaymentPaidByType Lender

8.253 8.7.2 | 8.7.3 | 8.7.4 |

8.7.5 | 8.7.6

PrepaidItemPaymentPaidByType Seller

8.253 8.7.2 | 8.7.3 | 8.7.4 |

8.7.5 | 8.7.6

PrepaidItemPaymentPaidByType ThirdParty

8.254 8.7.2 | 8.7.3 | 8.7.4 |

8.7.5

PrepaidItemPaymentTimingType AtClosing

8.254 8.7.2 | 8.7.3 | 8.7.4 |

8.7.5

PrepaidItemPaymentTimingType BeforeClosing

8.256 GSE RegulationZPointsAndFeesIndicator false

8.256 GSE RegulationZPointsAndFeesIndicator true

8.17 | 8.243 | 8.273 |

8.301

8.5.1 | 8.6.1 | 8.9.1 |

8.8.1

FeePaidToType Broker

8.17 | 8.243 | 8.273 |

8.301

8.5.1 | 8.6.1 | 8.9.1 |

8.8.1

FeePaidToType Investor

8.17 | 8.243 | 8.273 |

8.301

8.5.1 | 8.6.1 | 8.9.1 |

8.8.1

FeePaidToType Lender

8.17 | 8.243 | 8.273 |

8.301

8.5.1 | 8.6.1 | 8.9.1 |

8.8.1

FeePaidToType Other

8.17 | 8.243 | 8.273 |

8.301

8.5.1 | 8.6.1 | 8.9.1 |

8.8.1

FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.

8.825 | 8.826 | 8.841 |

8.829

8.5.1 | 8.6.1 | 8.8.1 |

8.9.1

FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is an affiliate of the

Mortgage Broker.8.825 | 8.826 | 8.841 |

8.829

8.5.1 | 8.6.1 | 8.8.1 |

8.9.1

FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is an affiliate of the

Lender or Creditor.8.21 | 8.235 | 8.258 |

8.265

8.5 | 8.6 | 8.8 | 8.9 IntegratedDisclosureSectionType Prepaids

8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType BoroughPropertyTax Property tax levied by the borough in which the subject property is

located.



January 31, 2017

UCD Enumerations


8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType CityPropertyTax Property tax levied by the city in which the subject property is

located.8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType CountyPropertyTax Property tax levied by the county in which the subject property is

located.8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType DistrictPropertyTax Property tax levied by the district in which the subject property is

located.8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType CondominiumAssociationDues Fee payable to condominium association in which the subject

property is located, which is intended to pay electricity bills for

street lights, landscaping, and maintenance and repairs to

community facilities like clubhouses, pools, and exercise rooms and

may also cover insurance on community assets, the salaries of

condominium association employees and/or third party

management fees.8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType CondominiumAssociationSpecialAssessment Fee payable to condominium association in which the subject

property is located for capital improvements, utility service

upgrades, etc. that are assessed in addition to the regularly

occurring condominium dues.8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType CooperativeAssociationDues Fee payable to cooperative in which the subject property is located,

which is intended to pay common utilities, landscaping, and

maintenance and repairs to cooperative facilities and may also

cover insurance on cooperative assets, the salaries of cooperative

employees and/or third party management fees.

8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit owners which is

in addition to the regularly occurring maintenance fees for a

specific project or outstanding debt that was not part of the annual

budget/assessment. The special assessment is against all unit

owners and requires them to pay their fractional interest of the

money being requested. The payment of the special assessment is

divided by each unit ownerâ€™s interest. The amount may be

requested immediately from each unit owner or may be broken

into installments depending on how they have decided to handle it.

8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType EarthquakeInsurancePremium Fee payable to insurer to provide property insurance against loss

from earthquake, land tremors, landslide, mudflow, or other earth

movement whether the damage is caused by an earthquake.

8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType FloodInsurancePremium Fee paid for flood insurance coverage on the subject property and

may include coverage for contents.8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType HailInsurancePremium Cost of coverage for hail damage insurance, which typically covers

the cost of rebuilding the subject property if losses are caused by

hail storms.8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType HazardInsurancePremium Fee paid for coverage on the subject property for losses or damage

due to fire or other named perils.8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType HomeownersAssociationDues Fee payable to homeowners or neighborhood association for the

planned unit development or neighborhood within which the

subject property is located, which is intended to pay electricity bills

for street lights, landscaping, and maintenance and repairs to


may also cover insurance on community assets, the salaries of HOA

employees or third party management fees



January 31, 2017

UCD Enumerations


8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType HomeownersAssociationSpecialAssessment Fee payable to homeowners or neighborhood association in which

the subject property is located for capital improvements, utility

service upgrades, etc., that are assessed in addition to the regularly

occurring association dues.8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType HomeownersInsurancePremium Periodic amount paid for coverage against hazards, theft and other

losses on the insured subject property and sometimes insured

contents of personal property, and other improvements (fences,

porches, patios, driveways, landscaping, accessory buildings, in

ground pools, etc.) May or may not include riders to insure against

losses caused by windstorms, hurricanes, etc.

8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType MortgageInsurancePremium Fee for Insurance or guaranty to protect lender against the non-

payment of, or default on, an individual mortgage.8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType Other

8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType StatePropertyTax Property tax levied by the state in which the subject property is

located.8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType TownPropertyTax Property tax levied by the town in which the subject property is

located.8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType VolcanoInsurancePremium Periodic amount paid for coverage against losses on the insured

subject property and sometimes insured contents of personal

property, and other improvements (fences, porches, patios,

driveways, landscaping, accessory buildings, in ground pools, etc.)

associated with volcano eruptions near the subject property.

8.012 | 8.236 | 8.259 |

8.266

8.5 | 8.6 | 8.8 | 8.9 PrepaidItemType WindAndStormInsurancePremium Periodic amount paid for coverage against losses on the insured




associated with windstorms, tornadoes and hurricanes affecting the

subject property.8.021 | 8.239 | 8.262 |

8.269

8.5.2 | 8.5.3 | 8.5.4 |

8.5.5 | 8.5.6 | 8.6.2 |

8.6.3 | 8.6.4 | 8.6.5 |

8.6.6 | 8.8.2 | 8.8.3 |

8.8.4 | 8.8.5 | 8.8.6 |

8.9.2 | 8.9.3 | 8.9.4 |

8.9.5 | 8.9.6

PrepaidItemPaymentPaidByType Buyer

8.021 | 8.239 | 8.262 |

8.269

8.5.2 | 8.5.3 | 8.5.4 |

8.5.5 | 8.5.6 | 8.6.2 |

8.6.3 | 8.6.4 | 8.6.5 |

8.6.6 | 8.8.2 | 8.8.3 |

8.8.4 | 8.8.5 | 8.8.6 |

8.9.2 | 8.9.3 | 8.9.4 |

8.9.5 | 8.9.6

PrepaidItemPaymentPaidByType Lender

8.021 | 8.239 | 8.262 |

8.269

8.5.2 | 8.5.3 | 8.5.4 |

8.5.5 | 8.5.6 | 8.6.2 |

8.6.3 | 8.6.4 | 8.6.5 |

8.6.6 | 8.8.2 | 8.8.3 |

8.8.4 | 8.8.5 | 8.8.6 |

8.9.2 | 8.9.3 | 8.9.4 |

8.9.5 | 8.9.6

PrepaidItemPaymentPaidByType Seller



January 31, 2017

UCD Enumerations


8.021 | 8.239 | 8.262 |

8.269

8.5.2 | 8.5.3 | 8.5.4 |

8.5.5 | 8.5.6 | 8.6.2 |

8.6.3 | 8.6.4 | 8.6.5 |

8.6.6 | 8.8.2 | 8.8.3 |

8.8.4 | 8.8.5 | 8.8.6 |

8.9.2 | 8.9.3 | 8.9.4 |

8.9.5 | 8.9.6

PrepaidItemPaymentPaidByType ThirdParty

8.02 | 8.24 | 8.263 |

8.27

8.5.2 | 8.5.3 | 8.5.4 |

8.5.5 | 8.6.2 | 8.6.3 |

8.6.4 | 8.6.5 | 8.8.2 |

8.8.3 | 8.8.4 | 8.8.5 |

8.9.2 | 8.9.3 | 8.9.4 |

8.9.5

PrepaidItemPaymentTimingType AtClosing

8.02 | 8.24 | 8.263 |

8.27

8.5.2 | 8.5.3 | 8.5.4 |

8.5.5 | 8.6.2 | 8.6.3 |

8.6.4 | 8.6.5 | 8.8.2 |

8.8.3 | 8.8.4 | 8.8.5 |

8.9.2 | 8.9.3 | 8.9.4 |

8.9.5

PrepaidItemPaymentTimingType BeforeClosing

8.181 | 8.242 | 8.272 |

8.295

GSE | GSE | GSE | GSE RegulationZPointsAndFeesIndicator false

8.181 | 8.242 | 8.272 |

8.295

GSE | GSE | GSE | GSE RegulationZPointsAndFeesIndicator true

10.157 | 10.188 |

10.195 | 10.202

11.6 | 11.7 | 11.8 |

11.9

IntegratedDisclosureSectionType DueFromBorrowerAtClosing

10.158 | 10.189 |

10.196 | 10.203

11.6 | 11.7 | 11.8 |

11.9

IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance

10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType BoroughPropertyTax Property tax levied by the borough in which the subject property is

located.10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType CityPropertyTax Property tax levied by the city in which the subject property is

located.10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType CountyPropertyTax Property tax levied by the county in which the subject property is

located.10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType CondominiumAssociationDues Fee payable to condominium association in which the subject






management fees.10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType CondominiumAssociationSpecialAssessment Fee payable to condominium association in which the subject



occurring condominium dues.10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType CooperativeAssociationDues Fee payable to cooperative in which the subject property is located,







January 31, 2017

UCD Enumerations


10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit owners which is









10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType DistrictPropertyTax Property tax levied by the district in which the subject property is

located.10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType EarthquakeInsurancePremium Fee payable to insurer to provide property insurance against loss



10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType FloodInsurancePremium Fee paid for flood insurance coverage on the subject property and

may include coverage for contents.10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType GroundRent A sum paid for land lease by the owner of a building to the owner

of the land on which it is located.10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType HailInsurancePremium Cost of coverage for hail damage insurance, which typically covers


hail storms.10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType HazardInsurancePremium Fee paid for coverage on the subject property for losses or damage

due to fire or other named perils.10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType HomeownersAssociationDues Fee payable to homeowners or neighborhood association for the







10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType HomeownersAssociationSpecialAssessment Fee payable to homeowners or neighborhood association in which



occurring association dues.10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType HomeownersInsurancePremium Periodic amount paid for coverage against hazards, theft and other






10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType InterestOnLoanAssumption

10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType MortgageInsurancePremium Fee for Insurance or guaranty to protect lender against the non-

payment of, or default on, an individual mortgage.10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType Other

10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType PastDuePropertyTax Amount of real estate taxes on the subject property that are past

due as of the closing date.



January 31, 2017

UCD Enumerations


10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType RentFromSubjectProperty Periodic amount paid by a tenant for occupancy of a property.

10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType StatePropertyTax Property tax levied by the state in which the subject property is

located.10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType TownPropertyTax Property tax levied by the town in which the subject property is

located.10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType Utilities Cost of services to provide power, heat, water, waste removal

and/or sewer to the subject property.10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType VolcanoInsurancePremium Periodic amount paid for coverage against losses on the insured





10.017 | 10.190 |

10.197 | 10.204

11.6 | 11.7 | 11.8 |

11.9

ProrationItemType WindAndStormInsurancePremium Periodic amount paid for coverage against losses on the insured





subject property.10.205 11.9 ProrationItemTypeOtherDescription OtherAssessments

10.145 | 10.239 |

10.244 | 10.249

14.4 | 14.5 | 14.6 |

14.7

IntegratedDisclosureSectionType DueToSellerAtClosing

10.139 | 10.24 |

10.245 | 10.25

14.4 | 14.5 | 14.6 |

14.7

IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance

10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7


located.10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7


located.10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7


located.10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7








10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7





10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7








January 31, 2017

UCD Enumerations


10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7










10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7


located.10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7




10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7



10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7



10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7



hail storms.10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7



10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7








10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7





10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7







10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7


10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7



10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7


10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7





January 31, 2017

UCD Enumerations


10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7


10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7


located.10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7


located.10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7



10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7






10.074 | 10.241 |

10.246 | 10.251

14.4 | 14.5 | 14.6 |

14.7







10.006 | 10.219 |

10.225 | 10.231

12.8 | 12.9 | 12.10 |

12.11

IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing

10.138 | 10.22 |

10.226 | 10.232

12.8 | 12.9 | 12.10 |

12.11

IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller

10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11


located.10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11


located.10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11


located.10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11







management fees.10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11




occurring condominium dues.10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11








January 31, 2017

UCD Enumerations


10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11










10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11


located.10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11




10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11


may include coverage for contents.10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11


of the land on which it is located.10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11



hail storms.10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11


due to fire or other named perils.10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11








10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11




occurring association dues.10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11







10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11


10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11


payment of, or default on, an individual mortgage.10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11


10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11





January 31, 2017

UCD Enumerations


10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11


10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11


located.10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11


located.10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11


and/or sewer to the subject property.10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11






10.215 | 10.221

|10.227 | 10.233

12.8 | 12.9 | 12.10 |

12.11







10.149 | 10.274 |

10.279 | 10.284

15.9 | 15.10 | 15.11 |

15.12

IntegratedDisclosureSectionType DueFromSellerAtClosing

10.15 | 10.275 | 10.28

| 10.285

15.9 | 15.10 | 15.11 |

15.12

IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller

10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12


located.10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12


located.10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12


located.10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12








10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12





10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12








January 31, 2017

UCD Enumerations


10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12










10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12


located.10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12




10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12



10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12



10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12



hail storms.10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12



10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12








10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12





10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12







10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12


10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12



10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12


10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12





January 31, 2017

UCD Enumerations


10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12


10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12


located.10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12


located.10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12



10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12






10.151 | 10.276 |

10.281 |10.286

15.9 | 15.10 | 15.11 |

15.12







3.021 | 3.034 3.2 | 3.1 ConstructionLoanType ConstructionOnly A short term, interim loan for financing the cost of construction.

The lender advances funds to the builder at periodic intervals as

work progresses.3.021 | 3.034 3.2 | 3.1 ConstructionLoanType ConstructionToPermanent The subject loan will be used for construction financing and then be

converted to permanent financing.9.034 | 9.041 | 9.046 10.1.3 | 10.2.3 |

10.3.3

IntegratedDisclosureCashToCloseItemAmoun

tChangedIndicator

false

9.034 | 9.041 | 9.046 10.1.3 | 10.2.3 |

10.3.3


tChangedIndicator

true

9.002 | 9.038 | 9.043 10.1 | 10.2 | 10.3 IntegratedDisclosureCashToCloseItemType TotalClosingCosts Equivalent of J on Loan Estimate and Closing Disclosure

9.002 | 9.038 | 9.043 10.1 | 10.2 | 10.3 IntegratedDisclosureCashToCloseItemType ClosingCostsPaidBeforeClosing

9.002 | 9.038 | 9.043 10.1 | 10.2 | 10.3 IntegratedDisclosureCashToCloseItemType ClosingCostsFinanced

9.051 | 9.056 | 9.061 |

9.066 | 9.071

10.4.3 | 10.5.3 |

10.6.3 | 10.7.3 |

10.8.3


tChangedIndicator

false

9.051 | 9.056 | 9.061 |

9.066 | 9.071

10.4.3 | 10.5.3 |

10.6.3 | 10.7.3 |

10.8.3


tChangedIndicator

true

9.048 10.4 | 10.5 | 10.6 |

10.7 | 10.8

IntegratedDisclosureCashToCloseItemType DownPayment

9.048 10.4 | 10.5 | 10.6 |

10.7 | 10.8

IntegratedDisclosureCashToCloseItemType FundsFromBorrower

9.063 10.7 IntegratedDisclosureCashToCloseItemType SellerCredits

9.053 10.5 IntegratedDisclosureCashToCloseItemType Deposit

9.058 10.6 IntegratedDisclosureCashToCloseItemType FundsForBorrower



January 31, 2017

UCD Enumerations


9.068 10.8 IntegratedDisclosureCashToCloseItemType AdjustmentsAndOtherCredits

9.088 10.9 IntegratedDisclosureCashToCloseItemType CashToCloseTotal

9.092 10.9.4 IntegratedDisclosureCashToCloseItemPayme

ntType

FromBorrower


ntType

ToBorrower


ntType

FromBorrower


ntType

ToBorrower

9.073 10.9 IntegratedDisclosureCashToCloseItemType CashToCloseTotal

9.081 | 9.086 10.10.3 | 10.11.3 IntegratedDisclosureCashToCloseItemAmoun

tChangedIndicator

false

9.081 | 9.086 10.10.3 | 10.11.3 IntegratedDisclosureCashToCloseItemAmoun

tChangedIndicator

true

9.078 | 9.083 10.10 | 10.11 IntegratedDisclosureCashToCloseItemType LoanAmount

9.078 | 9.083 10.10 | 10.11 IntegratedDisclosureCashToCloseItemType TotalPayoffsAndPayments

5.045 | 5.067 | 5.070 5.6.3 | 5.6.4 | 5.6.5 ProjectedPaymentEscrowedType Escrowed

5.045 | 5.067 | 5.070 5.6.3 | 5.6.4 | 5.6.5 ProjectedPaymentEscrowedType NotEscrowed

5.038 | 5.066 | 5.068 5.6.3 | 5.6.4 |5.6.5 ProjectedPaymentEstimatedTaxesInsuranceA

ssessmentComponentType

CondominiumAssociationDues Fee payable to condominium association in which the subject






management fees.5.038 | 5.066 | 5.068 5.6.3 | 5.6.4 |5.6.5 ProjectedPaymentEstimatedTaxesInsuranceA


CondominiumAssociationSpecialAssessment Fee payable to condominium association in which the subject

property is located for capital improvements, repairs, utility service


occurring condominium dues.5.038 | 5.066 | 5.068 5.6.3 | 5.6.4 |5.6.5 ProjectedPaymentEstimatedTaxesInsuranceA


CooperativeAssociationDues Fee payable to cooperative in which the subject property is located,


insurance, maintenance and repairs to cooperative facilities and

may also cover the salaries of cooperative employees and/or third

party management fees.5.038 | 5.066 | 5.068 5.6.3 | 5.6.4 |5.6.5 ProjectedPaymentEstimatedTaxesInsuranceA


CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit owners which is











GroundRent A sum paid for land lease by the owner of a building to the owner

of the land on which it is located.



January 31, 2017

UCD Enumerations




HomeownersAssociationDues Fee payable by homeowners to homeowners or neighborhood

association within which the subject property is located, which is

intended to pay for the daily operation of the association and may

include but is not limited to items such as electricity bills for street

lights, landscaping, and maintenance and repairs to community

facilities like clubhouses, pools, and exercise rooms and may also

cover insurance on community assets, the salaries of HOA

employees or third party management fees.5.038 | 5.066 | 5.068 5.6.3 | 5.6.4 |5.6.5 ProjectedPaymentEstimatedTaxesInsuranceA


HomeownersInsurance Periodic amount paid for coverage against losses or damage to the

insured subject property from hazards such as fire, theft or other

named perils. May also cover personal property and/or include

riders providing supplemental coverage, e.g. windstorm,

hurricanes, or other named causes.5.038 | 5.066 | 5.068 5.6.3 | 5.6.4 |5.6.5 ProjectedPaymentEstimatedTaxesInsuranceA


HomeownersAssociationSpecialAssessment Fee payable by homeowners to homeowners or neighborhood

association in which the subject property is located for items such

as capital improvements, utility service upgrades, etc., that may be

assessed in addition to the regularly occurring association dues.



LeaseholdPayment An amount of periodic payment due pursuant to a leasehold

agreement.5.038 | 5.066 | 5.068 5.6.3 | 5.6.4 |5.6.5 ProjectedPaymentEstimatedTaxesInsuranceA


Other



PropertyTaxes Property taxes in aggregate levied by all authorities in which the

subject property is located.3.024 3.2 IntegratedDisclosureHomeEquityLoanIndicat

or

false

3.024 3.2 IntegratedDisclosureHomeEquityLoanIndicat

or

true

7.001 7.1 IntegratedDisclosureSectionType OriginationCharges

7.023 7.4 IntegratedDisclosureSectionType ServicesBorrowerDidNotShopFor

7.043 7.6 IntegratedDisclosureSectionType ServicesBorrowerDidShopFor

7.063 | 6.006 7.8

| 6.1.2

IntegratedDisclosureSectionType TotalLoanCosts

7.082 7.9 IntegratedDisclosureSubsectionType LoanCostsSubtotal

7.066 7.9.2 | 7.9.3 IntegratedDisclosureSubsectionPaidByType Buyer

7.067 7.9.2 | 7.9.3 IntegratedDisclosureSubsectionPaymentTimi

ngType

AtClosing


ngType

BeforeClosing

8.15 8.1 IntegratedDisclosureSectionType TaxesAndOtherGovernmentFees

8.009 8.4 IntegratedDisclosureSectionType Prepaids

8.023 | 11.085 8.10 | 18.4 IntegratedDisclosureSectionType InitialEscrowPaymentAtClosing

8.062 8.16 IntegratedDisclosureSectionType OtherCosts

8.072 | 6.009 8.18 | 6.1.3 IntegratedDisclosureSectionType TotalOtherCosts

8.075 8.19 IntegratedDisclosureSubsectionType OtherCostsSubtotal

8.077 8.19.2 | 8.19.3 IntegratedDisclosureSubsectionPaidByType Buyer


ngType

AtClosing



January 31, 2017

UCD Enumerations



ngType

BeforeClosing

8.078 9.1 IntegratedDisclosureSectionType TotalClosingCosts

8.082 | 10.156 |

10.121

9.2 | 11.3 | 15.2 IntegratedDisclosureSubsectionType ClosingCostsSubtotal

8.083 | 10.008 |

10.257

9.2.2 | 9.2.3 | 9.2.4 |

9.2.5 | 9.2.6 | 11.3.1 |

15.2

IntegratedDisclosureSubsectionPaidByType Buyer

8.083 | 10.008 |

10.257

9.2.2 | 9.2.3 | 9.2.4 |

9.2.5 | 9.2.6 | 11.3.1 |

15.2

IntegratedDisclosureSubsectionPaidByType Seller

8.083 | 10.008 |

10.257

9.2.2 | 9.2.3 | 9.2.4 |

9.2.5 | 9.2.6 | 11.3.1 |

15.2

IntegratedDisclosureSubsectionPaidByType ThirdParty

8.084 | 10.009 |

10.258

9.2.2 | 9.2.3 | 9.2.4 |

9.2.5 | 9.2.6 | 11.3.1 |

15.2

IntegratedDisclosureSubsectionPaymentTimi

ngType

AtClosing

8.084 | 10.009 |

10.258

9.2.2 | 9.2.3 | 9.2.4 |

9.2.5 | 9.2.6 | 11.3.1 |

15.2

IntegratedDisclosureSubsectionPaymentTimi

ngType

BeforeClosing

8.296 | 6.003 9.3 | 6.1.1 IntegratedDisclosureSectionType TotalClosingCosts

6.014 | 8.085 6.1.4 | 9.3 IntegratedDisclosureSubsectionType LenderCredits

8.087 9.3.2 IntegratedDisclosureSubsectionPaidByType Buyer

8.224 9.3.2 IntegratedDisclosureSubsectionPaymentTimi

ngType

AtClosing

10.001 | 10.056 11.0 | 13.1 IntegratedDisclosureSectionType DueFromBorrowerAtClosing

11.12 11.3 IntegratedDisclosureSectionType DueFromBorrowerAtClosing

11.121 11.3 IntegratedDisclosureSubsectionType ClosingCostsSubtotal

10.159 | 10.058 12.0 | 13.2 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing

10.165 | 10.128 14.0 | 16.1 IntegratedDisclosureSectionType DueToSellerAtClosing

10.083 | 10.112 15.0 | 16.2 IntegratedDisclosureSectionType DueFromSellerAtClosing

16.005 | 16.01 25.2 | 25.0 IntegratedDisclosureSectionType PayoffsAndPayments

5.003 | 11.087 5.1.1 | 18.5 @SequenceNumber 1

5.002 5.1.1 ProjectedPaymentCalculationPeriodTermTyp

e

Yearly

5.071 5.1.2 | 5.1.3 | 5.1.4 @SequenceNumber 2

5.071 5.1.2 | 5.1.3 | 5.1.4 @SequenceNumber 3

5.071 5.1.2 | 5.1.3 | 5.1.4 @SequenceNumber 4

5.009 | 5.065 5.5 | 5.6.2 PaymentFrequencyType Annual

5.009 | 5.065 5.5 | 5.6.2 PaymentFrequencyType AtMaturity Payment one time at maturity

5.009 | 5.065 5.5 | 5.6.2 PaymentFrequencyType Biweekly

5.009 | 5.065 5.5 | 5.6.2 PaymentFrequencyType Monthly

5.009 | 5.065 5.5 | 5.6.2 PaymentFrequencyType Quarterly

5.009 | 5.065 5.5 | 5.6.2 PaymentFrequencyType Semiannual Payment every six months

5.009 | 5.065 5.5 | 5.6.2 PaymentFrequencyType Semimonthly Payment twice a month

5.009 | 5.065 5.5 | 5.6.2 PaymentFrequencyType Weekly

5.072 5.1.2 | 5.1.3 | 5.1.4 ProjectedPaymentCalculationPeriodTermTyp

e

Other



January 31, 2017

UCD Enumerations



e

Yearly


eOtherDescription

FinalPayment

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType AssessmentTax

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType CityBondTax

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType CityPropertyTax

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType CondominiumAssociationDues Fee payable to condominium association in which the subject


street lights, landscaping, and insurance, maintenance and repairs

to community facilities like clubhouses, pools, and exercise rooms

and may also cover the salaries of condominium association


8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType CondominiumAssociationSpecialAssessment Fee payable to condominium association in which the subject



occurring condominium dues.8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType CooperativeAssociationDues

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType CooperativeAssociationSpecialAssessment

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType CountyBondTax

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType CountyPropertyTax

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType DistrictPropertyTax

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType EarthquakeInsurance

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType EnergyEfficientImprovementFunds

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType FloodInsurance

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType HailInsurancePremium

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType HazardInsurance

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType HomeownersInsurance

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType HomeownersAssociationDues Fee payable by homeowners to homeowners or neighborhood







employees or third party management fees.



January 31, 2017

UCD Enumerations


8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType HomeownersAssociationSpecialAssessment

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType MortgageInsurance

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType Other

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType ParishTax

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType PestInsurance

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType RehabilitationFunds

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType SchoolPropertyTax

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType StatePropertyTax

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType TownPropertyTax

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType TownshipPropertyTax

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType VillagePropertyTax

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType VolcanoInsurance

8.169 |8.175 | 8.276 |

8.284

8.11 | 8.12 | 8.13 |

8.14

EscrowItemType WindstormInsurance

8.056 8.14 EscrowItemTypeOtherDescription BoroughPropertyTax

8.189 | 8.179 | 8.282 |

8.29

8.11.1 | 8.14.1 |

8.12.1 | 8.13.1

FeePaidToType Broker

8.189 | 8.179 | 8.282 |

8.29

8.11.1 | 8.14.1 |

8.12.1 | 8.13.1

FeePaidToType Investor

8.189 | 8.179 | 8.282 |

8.29

8.11.1 | 8.14.1 |

8.12.1 | 8.13.1

FeePaidToType Lender

8.189 | 8.179 | 8.282 |

8.29

8.11.1 | 8.14.1 |

8.12.1 | 8.13.1

FeePaidToType Other

8.189 | 8.179 | 8.282 |

8.29

8.11.1 | 8.14.1 |

8.12.1 | 8.13.1

FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.

8.83 | 8.831 | 8.832 |

8.833

8.11.1 | 8.12.1 |

8.13.1 | 8.14.1

FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is an affiliate of the

Mortgage Broker.8.83 | 8.831 | 8.832 |

8.833

8.11.1 | 8.12.1 |

8.13.1 | 8.14.1

FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is an affiliate of the

Lender or Creditor.8.297 | 8.298 | 8.299 |

8.3

8.11 | 8.12 | 8.13 |

8.14

IntegratedDisclosureSectionType InitialEscrowPaymentAtClosing

8.188 | 8.185 | 8.281 |

8.289

GSE | GSE | GSE | GSE RegulationZPointsAndFeesIndicator false

8.188 | 8.185 | 8.281 |

8.289

GSE | GSE | GSE | GSE RegulationZPointsAndFeesIndicator true



January 31, 2017

UCD Enumerations


8.173 | 8.142 | 8.279 |

8.287

8.11.2 | 8.11.4 |

8.11.6 | 8.14.2 |

8.14.4 | 8.14.6 |

8.12.2 | 8.12.4 |

8.12.6 | 8.13.2 |

8.13.4 | 8.13.6

EscrowItemPaymentPaidByType Buyer

8.173 | 8.142 | 8.279 |

8.287

8.11.2 | 8.11.4 |

8.11.6 | 8.14.2 |

8.14.4 | 8.14.6 |

8.12.2 | 8.12.4 |

8.12.6 | 8.13.2 |

8.13.4 | 8.13.6

EscrowItemPaymentPaidByType Lender

8.173 | 8.142 | 8.279 |

8.287

8.11.2 | 8.11.4 |

8.11.6 | 8.14.2 |

8.14.4 | 8.14.6 |

8.12.2 | 8.12.4 |

8.12.6 | 8.13.2 |

8.13.4 | 8.13.6

EscrowItemPaymentPaidByType Seller

8.173 | 8.142 | 8.279 |

8.287

8.11.2 | 8.11.4 |

8.11.6 | 8.14.2 |

8.14.4 | 8.14.6 |

8.12.2 | 8.12.4 |

8.12.6 | 8.13.2 |

8.13.4 | 8.13.6

EscrowItemPaymentPaidByType ThirdParty

8.843 | 8.844 | 8.845 |

8.846

8.11.2 | 8.11.4 |

8.11.6 | 8.12.1 |

8.13.2 | 8.13.4 |

8.13.6 | 8.14.2 |

8.14.4 | 8.14.6

EscrowItemPaymentTimingType AtClosing








Lender or Creditor.7.007 7.2.1 FeePercentBasisType OriginalLoanAmount

7.004 7.2 FeeType LoanDiscountPoints A form of pre-paid interest, equaling a percentage of the loan

amount, paid to reduce the interest rate on a mortgage for the life

of the loan.7.003 7.2 IntegratedDisclosureSectionType OriginationCharges



7.008 7.2.2 | 7.2.3 | 7.2.4 |

7.2.5 | 7.2.6

FeePaymentPaidByType Buyer

7.008 7.2.2 | 7.2.3 | 7.2.4 |

7.2.5 | 7.2.6

FeePaymentPaidByType Lender

7.008 7.2.2 | 7.2.3 | 7.2.4 |

7.2.5 | 7.2.6

FeePaymentPaidByType Seller



January 31, 2017

UCD Enumerations


7.008 7.2.2 | 7.2.3 | 7.2.4 |

7.2.5 | 7.2.6

FeePaymentPaidByType ThirdParty

7.009 7.2.2 | 7.2.3 | 7.2.4 |

7.2.5 | 7.2.6

FeePaymentPaidOutsideOfClosingIndicator false

7.009 7.2.2 | 7.2.3 | 7.2.4 |

7.2.5 | 7.2.6

FeePaymentPaidOutsideOfClosingIndicator true








Lender or Creditor.7.076 | 11.032 7.3 | 18.7 FeeType 203KArchitecturalAndEngineeringFee

7.076 | 11.032 7.3 | 18.7 FeeType 203KConsultantFee

7.076 | 11.032 7.3 | 18.7 FeeType 203KDiscountOnRepairs

7.076 | 11.032 7.3 | 18.7 FeeType 203KInspectionFee

7.076 | 11.032 7.3 | 18.7 FeeType 203KPermits

7.076 | 11.032 7.3 | 18.7 FeeType 203KSupplementalOriginationFee

7.076 | 11.032 7.3 | 18.7 FeeType ApplicationFee Fee paid to broker or lender to receive loan application for

mortgage financing7.076 | 11.032 7.3 | 18.7 FeeType AppraisalDeskReviewFee Fee paid for a professional review of an appraisal, performed in an

office setting without visual inspection of the actual premises of the

subject property or the comparable properties cited in the

appraisal report.7.076 | 11.032 7.3 | 18.7 FeeType AppraisalFee Fee paid to an appraiser for preparation of an independent,

impartial, and objective opinion of value of the subject property,

expressed in numerical and descriptive terms.7.076 | 11.032 7.3 | 18.7 FeeType AppraisalFieldReviewFee Fee charged for performing an appraisal review in the field â€“

actually inspecting the property and comparable properties.7.076 | 11.032 7.3 | 18.7 FeeType AppraisalManagementCompanyFee

7.076 | 11.032 7.3 | 18.7 FeeType AssumptionFee Fee paid for processing, approving and facilitating the assumption

of an existing mortgage secured by the subject property to new

borrower(s).7.076 | 11.032 7.3 | 18.7 FeeType AutomatedUnderwritingFee Fee for use of an automated underwriting tool or system that

assists the mortgage broker, correspondent lender, lender or

lender's agent in making a decision to approve, deny or

counteroffer a loan application submitted by the borrower(s).7.076 | 11.032 7.3 | 18.7 FeeType AVMFee Fee paid for preparation of an automated estimate of value of the

subject property, expressed in numerical and possibly descriptive

terms.7.076 | 11.032 7.3 | 18.7 FeeType BondFee Fee paid to a state or local housing agency to participate in a

special lending program.7.076 | 11.032 7.3 | 18.7 FeeType CertificationFee Fee charged to prepare and submit to the Home Ownerâ€™s,

Condominium, or Co-Op Association Certification for the property

securing the loan.7.076 | 11.032 7.3 | 18.7 FeeType CopyOrFaxFee Fee for copies of documents and/or costs of faxes sent and/or

received in conjunction with the loan application, loan processing

or loan closing.



January 31, 2017

UCD Enumerations


7.076 | 11.032 7.3 | 18.7 FeeType CourierFee Fee for delivery of loan application, loan processing and/or loan

closing documents.7.076 | 11.032 7.3 | 18.7 FeeType CreditReportFee Fee for the credit report(s) used in assessing credit risk.

7.076 | 11.032 7.3 | 18.7 FeeType DocumentPreparationFee Fee required by the Lender, title company and/or settlement agent

for preparation of closing documents.7.076 | 11.032 7.3 | 18.7 FeeType ElectronicDocumentDeliveryFee Fee for transmitting or receiving documents in conjunction with

loan application, loan processing and/or loan closing by electronic

means.7.076 | 11.032 7.3 | 18.7 FeeType EscrowWaiverFee Fee imposed for waiving the requirement for an escrow account to

be established which would, had it been established, been held in

reserve to pay periodic payments for homeowners insurance,

property taxes and other recurring costs.

7.076 | 11.032 7.3 | 18.7 FeeType FilingFee Fee paid when submitting a document to the clerk of a court for the

court's immediate consideration and for storage in the court's files.

7.076 | 11.032 7.3 | 18.7 FeeType HighCostMortgageCounselingFee A fee charged by a counselor or counseling organization for

providing counseling regarding high-cost mortgages.7.076 | 11.032 7.3 | 18.7 FeeType LoanLevelPriceAdjustment Loan-level pricing adjustments and/or delivery fees charged by

mortgage investor or security issuer that is passed onto the

borrower, expressed as a percent of loan amount or flat dollar

amount.7.076 | 11.032 7.3 | 18.7 FeeType LoanOriginationFee Fee charged by the lender or broker as compensation for providing

origination services associated with the subject loan.7.076 | 11.032 7.3 | 18.7 FeeType LoanOriginatorCompensation The amount of any compensation of a loan originator paid by the

creditor, the borrower, the property seller or any interested party

to the loan.7.076 | 11.032 7.3 | 18.7 FeeType ManualUnderwritingFee Fee paid to mortgage broker, correspondent lender, lender or

lender's agent to manually review loan processing documents,

appraisal and disclosures and make a decision to approve the loan

application.7.076 | 11.032 7.3 | 18.7 FeeType MERSRegistrationFee Fee charged for registering/transferring the loan onto the Mortgage

Electronic Registration System.7.076 | 11.032 7.3 | 18.7 FeeType NotaryFee

7.076 | 11.032 7.3 | 18.7 FeeType Other

7.076 | 11.032 7.3 | 18.7 FeeType PowerOfAttorneyPreparationFee A fee charged to create and review documents necessary to

execute a Power of Attorney.7.076 | 11.032 7.3 | 18.7 FeeType PowerOfAttorneyRecordingFee Fee assessed by a government authority to record and index a

Power of Attorney as required under State or local law. Recording

fees are assessed based on the type of document to be recorded or

its physical characteristics, such as the number of pages. Unlike

transfer taxes, recording fees are not based on the sales price of the

property or loan amount.7.076 | 11.032 7.3 | 18.7 FeeType PreclosingVerificationControlFee Fee to reimburse lender or mortgage broker for performing certain

quality control or verification activities and/or using automated

fraud detection tools, which may include identity verification, Social

Security number or Individual Tax Identification Number validation,

employment and/or income validation, Federal Income Tax return

validation, etc.7.076 | 11.032 7.3 | 18.7 FeeType ProcessingFee Fee charged by lender, mortgage broker or correspondent lender

for processing of loan application.



January 31, 2017

UCD Enumerations


7.076 | 11.032 7.3 | 18.7 FeeType RateLockFee Fee to establish that the lender and borrower have fixed (locked),

for a specific period, certain terms of the loan to be closed at a later

date.7.076 | 11.032 7.3 | 18.7 FeeType ReinspectionFee Fee for reinspection of the subject property after completion of

construction, repairs or improvements.7.076 | 11.032 7.3 | 18.7 FeeType SubordinationFee Fee paid to a holder of a lien secured by the subject property to

subordinate its lien position to the new first lien.7.076 | 11.032 7.3 | 18.7 FeeType TemporaryBuydownAdministrationFee Fee paid to lender or lender's agent to administer a temporary

buydown.7.076 | 11.032 7.3 | 18.7 FeeType TemporaryBuydownPoints A form of pre-paid interest, equaling a percentage of the loan

amount, paid to temporarily reduce the interest rate on a mortgage

for a specific period of the initial term of the loan.7.076 | 11.032 7.3 | 18.7 FeeType VerificationOfAssetsFee Fee paid for verification of assets disclosed by the borrower on the

loan application.7.076 | 11.032 7.3 | 18.7 FeeType VerificationOfEmploymentFee Fee paid for verification of employment disclosed by the borrower

on the loan application.7.076 | 11.032 7.3 | 18.7 FeeType VerificationOfIncomeFee Fee paid for verification of income disclosed by the borrower on

the loan application.7.076 | 11.032 7.3 | 18.7 FeeType VerificationOfResidencyStatusFee Fee paid for verification of residency status disclosed by the

borrower on the loan application.7.076 | 11.032 7.3 | 18.7 FeeType VerificationOfTaxpayerIdentificationFee Fee paid for verification of Social Security number or Individual Tax

Identification number disclosed by the borrower on the loan

application.7.076 | 11.032 7.3 | 18.7 FeeType VerificationOfTaxReturnFee Fee paid for verification of financial information reported by the

borrower on the tax returns provided in conjunction with the loan

application.7.076 | 11.032 7.3 | 18.7 FeeType WireTransferFee Fee for wiring funds in connection with the loan.

7.075 7.3 IntegratedDisclosureSectionType OriginationCharges



7.077 7.3.2 | 7.3.3 | 7.3.4 |

7.3.5 | 7.3.6


7.077 7.3.2 | 7.3.3 | 7.3.4 |

7.3.5 | 7.3.6


7.077 7.3.2 | 7.3.3 | 7.3.4 |

7.3.5 | 7.3.6


7.077 7.3.2 | 7.3.3 | 7.3.4 |

7.3.5 | 7.3.6


7.078 7.3.2 | 7.3.3 | 7.3.4 |

7.3.5 | 7.3.6


7.078 7.3.2 | 7.3.3 | 7.3.4 |

7.3.5 | 7.3.6









Lender or Creditor.



January 31, 2017

UCD Enumerations


7.026 7.5 FeeType 203KArchitecturalAndEngineeringFee

7.026 7.5 FeeType 203KConsultantFee

7.026 7.5 FeeType 203KInspectionFee

7.026 7.5 FeeType 203KPermits

7.026 7.5 FeeType 203KTitleUpdate

7.026 7.5 FeeType ApplicationFee Fee paid to broker or lender to receive loan application for

mortgage financing7.026 7.5 FeeType AppraisalDeskReviewFee Fee paid for a professional review of an appraisal, performed in an



appraisal report.7.026 7.5 FeeType AppraisalFee Fee paid to an appraiser for preparation of an independent,


expressed in numerical and descriptive terms.7.026 7.5 FeeType AppraisalFieldReviewFee Fee charged for performing an appraisal review in the field â€“

actually inspecting the property and comparable properties.7.026 7.5 FeeType AppraisalManagementCompanyFee

7.026 7.5 FeeType AsbestosInspectionFee Fee for an inspection and/or testing for the presence of asbestos

within a building.7.026 7.5 FeeType AssumptionFee Fee paid for processing, approving and facilitating the assumption


borrower(s).7.026 7.5 FeeType AutomatedUnderwritingFee Fee for use of an automated underwriting tool or system that



counteroffer a loan application submitted by the borrower(s).7.026 7.5 FeeType AVMFee Fee paid for preparation of an automated estimate of value of the


terms.7.026 7.5 FeeType BondFee Fee paid to a state or local housing agency to participate in a

special lending program.7.026 7.5 FeeType CertificationFee Fee charged to prepare and submit to the Home Ownerâ€™s,


securing the loan.7.026 7.5 FeeType CopyOrFaxFee Fee for copies of documents and/or costs of faxes sent and/or


or loan closing.7.026 7.5 FeeType CourierFee Fee for delivery of loan application, loan processing and/or loan

closing documents.7.026 7.5 FeeType CreditReportFee Fee for the credit report(s) used in assessing credit risk.

7.026 7.5 FeeType DisasterInspectionFee Fee for a report that documents the condition of the property after

a localized disaster.7.026 7.5 FeeType DocumentPreparationFee Fee required by the Lender, title company and/or settlement agent

for preparation of closing documents.7.026 7.5 FeeType DryWallInspectionFee A fee that pertain to the inspection of the drywall within a building.

7.026 7.5 FeeType ElectricalInspectionFee A fee that pertain to the inspection of the electrical system within a

building.7.026 7.5 FeeType ElectronicDocumentDeliveryFee Fee for transmitting or receiving documents in conjunction with


means.



January 31, 2017

UCD Enumerations


7.026 7.5 FeeType EnvironmentalInspectionFee A fee that pertain to the inspection of the Environmental aspects

within a building.7.026 7.5 FeeType EscrowServiceFee Fee to set up and service the escrow account for the loan.

7.026 7.5 FeeType EscrowWaiverFee Fee imposed for waiving the requirement for an escrow account to




7.026 7.5 FeeType FilingFee Fee paid when submitting a document to the clerk of a court for the


7.026 7.5 FeeType FloodCertification Fee paid to obtain a certificate that verifies the flood zone, or

special flood hazard area, status of a structure on a given property.

7.026 7.5 FeeType FoundationInspectionFee A fee that pertain to the inspection of the foundation of a building.

7.026 7.5 FeeType HeatingCoolingInspectionFee A fee charged for an inspection of the adequacy and safety of the

heating and cooling systems for the subject property.7.026 7.5 FeeType HighCostMortgageCounselingFee A fee charged by a counselor or counseling organization for

providing counseling regarding high-cost mortgages.7.026 7.5 FeeType HomeInspectionFee Fee for inspection of subject property by professional (other than

an appraiser) for an examination of the condition of a home. Items

inspected may include but are not limited to electrical, plumbing,

sewage disposal, HVAC systems, roof, foundation, permanently

installed appliances, drainage and grading, exterior finishes, decks,

porches, attics, basements, insulation, smoke and fire detectors,

and ventilation.7.026 7.5 FeeType LeadInspectionFee Identifies that the fee type being requested is for testing of the

existence of Lead.7.026 7.5 FeeType LendersAttorneyFee Fee for services provided by attorney or law firm representing or

performing services on behalf of the lender.7.026 7.5 FeeType ManualUnderwritingFee Fee paid to mortgage broker, correspondent lender, lender or



application.7.026 7.5 FeeType MERSRegistrationFee Fee charged for registering/transferring the loan onto the Mortgage

Electronic Registration System.7.026 7.5 FeeType MIUpfrontPremium

7.026 7.5 FeeType MoldInspectionFee Identifies that the fee type being requested is for testing for the

existence of mold. This Can be both Airborne and surface and will

need to identify the number of samples to be taken for each.

7.026 7.5 FeeType NotaryFee

7.026 7.5 FeeType Other

7.026 7.5 FeeType PestInspectionFee

7.026 7.5 FeeType PlumbingInspectionFee A fee charged to conduct an inspection of the plumbing system

within a building.7.026 7.5 FeeType PowerOfAttorneyPreparationFee A fee charged to create and review documents necessary to

execute a Power of Attorney.



January 31, 2017

UCD Enumerations


7.026 7.5 FeeType PowerOfAttorneyRecordingFee Fee assessed by a government authority to record and index a





property or loan amount.7.026 7.5 FeeType PreclosingVerificationControlFee Fee to reimburse lender or mortgage broker for performing certain





validation, etc.7.026 7.5 FeeType ProcessingFee Fee charged by lender, mortgage broker or correspondent lender

for processing of loan application.7.026 7.5 FeeType PropertyInspectionWaiverFee Fee charged for waiving the requirement of a physical inspection of

the subject property and preparation of an appraisal.

7.026 7.5 FeeType PropertyTaxStatusResearchFee Fee paid to a firm or individual who verifies the status of unpaid

property taxes on the subject property and/or provides continuous

monitoring of the tax status on behalf of the lender of record.

7.026 7.5 FeeType RadonInspectionFee Identifies that the fee type being requested is for testing the Level

of Radon emissions in a residence.7.026 7.5 FeeType ReinspectionFee Fee for reinspection of the subject property after completion of

construction, repairs or improvements.7.026 7.5 FeeType RoofInspectionFee Identifies that the fee type being requested is for an detailed

inspection of the roof.7.026 7.5 FeeType SepticInspectionFee Identifies that the fee type being requested is for testing the

operation of an installed septic system.7.026 7.5 FeeType SettlementFee Fee paid for settlement service provider to conduct the loan

settlement and/or real estate closing transaction.7.026 7.5 FeeType SmokeDetectorInspectionFee Identifies that the fee type being requested is for inspection of

Smoke Detectors.7.026 7.5 FeeType StructuralInspectionFee A fee charged to perform an inspection and generate a report as to

the structural integrity of a building.7.026 7.5 FeeType SubordinationFee Fee paid to a holder of a lien secured by the subject property to

subordinate its lien position to the new first lien.7.026 7.5 FeeType SurveyFee Fee paid to a professional surveyor to perform an inspection of the

physical boundaries of the land pertaining to the subject property

and to prepare a drawing and description of the boundaries,

improvements (such as buildings, fences, pools, etc.) and any

encroachments and/or easements on the land.7.026 7.5 FeeType TemporaryBuydownAdministrationFee Fee paid to lender or lender's agent to administer a temporary

buydown.7.026 7.5 FeeType TitleClosingFee Fee paid to title company for conducting the loan closing on the

subject transaction.7.026 7.5 FeeType TitleClosingProtectionLetterFee Fee charged for a statement or document issued by title insurance

underwriters that sets forth the responsibility for negligence of an

underwriter, fraud and errors in closings performed by the agents

of the underwriter and approved attorneys.



January 31, 2017

UCD Enumerations


7.026 7.5 FeeType TitleDocumentPreparationFee Fee paid to title company for preparation of documents for the

loan closing, deed transfer and other documents needed to perfect

the mortgage lien and complete ownership transfer of the subject

property.7.026 7.5 FeeType TitleEndorsementFee Fee paid to title company for preparation of any necessary

endorsements to the title policy/policies issued pertaining to the

subject transaction.7.026 7.5 FeeType TitleExaminationFee Fee paid to title company for conducting title search and preparing

title abstract on subject property.7.026 7.5 FeeType TitleInsuranceBinderFee Fee paid to title company for preparation of the title binder (title

commitment).7.026 7.5 FeeType TitleLendersCoveragePremium Fee paid to title company for issuance of lender's title insurance

policy that indemnifies the lender in the event that clear ownership

of property is challenged by the discovery of faults in the title.

7.026 7.5 FeeType TitleNotaryFee Fee paid to the title company for the performance of notary

services.7.026 7.5 FeeType TitleUnderwritingIssueResolutionFee Fee paid to title company for research and resolution of title issues.

7.026 7.5 FeeType USDARuralDevelopmentGuaranteeFee

7.026 7.5 FeeType VAFundingFee

7.026 7.5 FeeType VerificationOfAssetsFee Fee paid for verification of assets disclosed by the borrower on the

loan application.7.026 7.5 FeeType VerificationOfEmploymentFee Fee paid for verification of employment disclosed by the borrower

on the loan application.7.026 7.5 FeeType VerificationOfIncomeFee Fee paid for verification of income disclosed by the borrower on

the loan application.7.026 7.5 FeeType VerificationOfResidencyStatusFee Fee paid for verification of residency status disclosed by the

borrower on the loan application.7.026 7.5 FeeType VerificationOfTaxpayerIdentificationFee Fee paid for verification of Social Security number or Individual Tax


application.7.026 7.5 FeeType VerificationOfTaxReturnFee Fee paid for verification of financial information reported by the


application.7.026 7.5 FeeType WaterTestingFee Identifies that the fee type being requested is for testing the Water

Quality.7.026 7.5 FeeType WellInspectionFee Identifies that the fee type being requested is for a well inspection.

7.026 7.5 FeeType WireTransferFee Fee for wiring funds in connection with the loan.

7.025 7.5 IntegratedDisclosureSectionType ServicesBorrowerDidNotShopFor



7.029 7.5.2 | 7.5.3 | 7.5.4 |

7.5.5 | 7.5.6


7.029 7.5.2 | 7.5.3 | 7.5.4 |

7.5.5 | 7.5.6


7.029 7.5.2 | 7.5.3 | 7.5.4 |

7.5.5 | 7.5.6


7.029 7.5.2 | 7.5.3 | 7.5.4 |

7.5.5 | 7.5.6




January 31, 2017

UCD Enumerations


7.03 7.5.2 | 7.5.3 | 7.5.4 |

7.5.5 | 7.5.6


7.03 7.5.2 | 7.5.3 | 7.5.4 |

7.5.5 | 7.5.6









Lender or Creditor.7.046 7.7 FeeType 203KArchitecturalAndEngineeringFee

7.046 7.7 FeeType 203KConsultantFee

7.046 7.7 FeeType 203KInspectionFee

7.046 7.7 FeeType 203KPermits

7.046 7.7 FeeType 203KTitleUpdate

7.046 7.7 FeeType ApplicationFee Fee paid to broker or lender to receive loan application for

mortgage financing7.046 7.7 FeeType AppraisalDeskReviewFee Fee paid for a professional review of an appraisal, performed in an



appraisal report.7.046 7.7 FeeType AppraisalFee Fee paid to an appraiser for preparation of an independent,


expressed in numerical and descriptive terms.7.046 7.7 FeeType AppraisalFieldReviewFee Fee charged for performing an appraisal review in the field â€“

actually inspecting the property and comparable properties.7.046 7.7 FeeType AppraisalManagementCompanyFee

7.046 7.7 FeeType AsbestosInspectionFee Fee for an inspection and/or testing for the presence of asbestos

within a building.7.046 7.7 FeeType AssumptionFee Fee paid for processing, approving and facilitating the assumption


borrower(s).7.046 7.7 FeeType AutomatedUnderwritingFee Fee for use of an automated underwriting tool or system that



counteroffer a loan application submitted by the borrower(s).7.046 7.7 FeeType AVMFee Fee paid for preparation of an automated estimate of value of the


terms.7.046 7.7 FeeType BondFee Fee paid to a state or local housing agency to participate in a

special lending program.7.046 7.7 FeeType CertificationFee Fee charged to prepare and submit to the Home Ownerâ€™s,


securing the loan.7.046 7.7 FeeType CopyOrFaxFee Fee for copies of documents and/or costs of faxes sent and/or


or loan closing.



January 31, 2017

UCD Enumerations


7.046 7.7 FeeType CourierFee Fee for delivery of loan application, loan processing and/or loan

closing documents.7.046 7.7 FeeType CreditReportFee Fee for the credit report(s) used in assessing credit risk.

7.046 7.7 FeeType DisasterInspectionFee Fee for a report that documents the condition of the property after

a localized disaster.7.046 7.7 FeeType DocumentPreparationFee Fee required by the Lender, title company and/or settlement agent

for preparation of closing documents.7.046 7.7 FeeType DryWallInspectionFee A fee that pertain to the inspection of the drywall within a building.


building.7.046 7.7 FeeType ElectronicDocumentDeliveryFee Fee for transmitting or receiving documents in conjunction with


means.7.046 7.7 FeeType EnvironmentalInspectionFee A fee that pertain to the inspection of the Environmental aspects

within a building.7.046 7.7 FeeType EscrowServiceFee Fee to set up and service the escrow account for the loan.

7.046 7.7 FeeType EscrowWaiverFee Fee imposed for waiving the requirement for an escrow account to




7.046 7.7 FeeType FilingFee Fee paid when submitting a document to the clerk of a court for the


7.046 7.7 FeeType FloodCertification Fee paid to obtain a certificate that verifies the flood zone, or

special flood hazard area, status of a structure on a given property.

7.046 7.7 FeeType FoundationInspectionFee A fee that pertain to the inspection of the foundation of a building.


heating and cooling systems for the subject property.7.046 7.7 FeeType HighCostMortgageCounselingFee A fee charged by a counselor or counseling organization for

providing counseling regarding high-cost mortgages.7.046 7.7 FeeType HomeInspectionFee Fee for inspection of subject property by professional (other than






and ventilation.7.046 7.7 FeeType LeadInspectionFee Identifies that the fee type being requested is for testing of the

existence of Lead.7.046 7.7 FeeType LendersAttorneyFee Fee for services provided by attorney or law firm representing or

performing services on behalf of the lender.7.046 7.7 FeeType ManualUnderwritingFee Fee paid to mortgage broker, correspondent lender, lender or



application.7.046 7.7 FeeType MERSRegistrationFee Fee charged for registering/transferring the loan onto the Mortgage

Electronic Registration System.7.046 7.7 FeeType MIUpfrontPremium



January 31, 2017

UCD Enumerations


7.046 7.7 FeeType MoldInspectionFee Identifies that the fee type being requested is for testing for the



7.046 7.7 FeeType NotaryFee




within a building.7.046 7.7 FeeType PowerOfAttorneyPreparationFee A fee charged to create and review documents necessary to

execute a Power of Attorney.7.046 7.7 FeeType PowerOfAttorneyRecordingFee Fee assessed by a government authority to record and index a





property or loan amount.7.046 7.7 FeeType PreclosingVerificationControlFee Fee to reimburse lender or mortgage broker for performing certain





validation, etc.7.046 7.7 FeeType ProcessingFee Fee charged by lender, mortgage broker or correspondent lender

for processing of loan application.7.046 7.7 FeeType PropertyInspectionWaiverFee Fee charged for waiving the requirement of a physical inspection of

the subject property and preparation of an appraisal.

7.046 7.7 FeeType PropertyTaxStatusResearchFee Fee paid to a firm or individual who verifies the status of unpaid

property taxes on the subject property and/or provides continuous

monitoring of the tax status on behalf of the lender of record.

7.046 7.7 FeeType RadonInspectionFee Identifies that the fee type being requested is for testing the Level

of Radon emissions in a residence.7.046 7.7 FeeType ReinspectionFee Fee for reinspection of the subject property after completion of

construction, repairs or improvements.7.046 7.7 FeeType RoofInspectionFee Identifies that the fee type being requested is for an detailed


operation of an installed septic system.7.046 7.7 FeeType SettlementFee Fee paid for settlement service provider to conduct the loan

settlement and/or real estate closing transaction.7.046 7.7 FeeType SmokeDetectorInspectionFee Identifies that the fee type being requested is for inspection of


the structural integrity of a building.7.046 7.7 FeeType SubordinationFee Fee paid to a holder of a lien secured by the subject property to

subordinate its lien position to the new first lien.



January 31, 2017

UCD Enumerations


7.046 7.7 FeeType SurveyFee Fee paid to a professional surveyor to perform an inspection of the

physical boundaries of the land pertaining to the subject property

and to prepare a drawing and description of the boundaries,

improvements (such as buildings, fences, pools, etc.) and any

encroachments and/or easements on the land.7.046 7.7 FeeType TemporaryBuydownAdministrationFee Fee paid to lender or lender's agent to administer a temporary

buydown.7.046 7.7 FeeType TitleClosingFee Fee paid to title company for conducting the loan closing on the

subject transaction.7.046 7.7 FeeType TitleClosingProtectionLetterFee Fee charged for a statement or document issued by title insurance

underwriters that sets forth the responsibility for negligence of an

underwriter, fraud and errors in closings performed by the agents

of the underwriter and approved attorneys.

7.046 7.7 FeeType TitleDocumentPreparationFee Fee paid to title company for preparation of documents for the

loan closing, deed transfer and other documents needed to perfect

the mortgage lien and complete ownership transfer of the subject

property.7.046 7.7 FeeType TitleEndorsementFee Fee paid to title company for preparation of any necessary

endorsements to the title policy/policies issued pertaining to the

subject transaction.7.046 7.7 FeeType TitleExaminationFee Fee paid to title company for conducting title search and preparing

title abstract on subject property.7.046 7.7 FeeType TitleInsuranceBinderFee Fee paid to title company for preparation of the title binder (title

commitment).7.046 7.7 FeeType TitleLendersCoveragePremium Fee paid to title company for issuance of lender's title insurance

policy that indemnifies the lender in the event that clear ownership

of property is challenged by the discovery of faults in the title.

7.046 7.7 FeeType TitleNotaryFee Fee paid to the title company for the performance of notary

services.7.046 7.7 FeeType TitleUnderwritingIssueResolutionFee Fee paid to title company for research and resolution of title issues.

7.046 7.7 FeeType VerificationOfAssetsFee Fee paid for verification of assets disclosed by the borrower on the

loan application.7.046 7.7 FeeType VerificationOfEmploymentFee Fee paid for verification of employment disclosed by the borrower

on the loan application.7.046 7.7 FeeType VerificationOfIncomeFee Fee paid for verification of income disclosed by the borrower on

the loan application.7.046 7.7 FeeType VerificationOfResidencyStatusFee Fee paid for verification of residency status disclosed by the

borrower on the loan application.7.046 7.7 FeeType VerificationOfTaxpayerIdentificationFee Fee paid for verification of Social Security number or Individual Tax


application.7.046 7.7 FeeType VerificationOfTaxReturnFee Fee paid for verification of financial information reported by the


application.7.046 7.7 FeeType WaterTestingFee Identifies that the fee type being requested is for testing the Water


7.046 7.7 FeeType WireTransferFee Fee for wiring funds in connection with the loan.



January 31, 2017

UCD Enumerations


7.045 7.7 IntegratedDisclosureSectionType ServicesBorrowerDidShopFor



7.049 7.7.2 | 7.7.3 | 7.7.4 |

7.7.5 | 7.7.6


7.049 7.7.2 | 7.7.3 | 7.7.4 |

7.7.5 | 7.7.6


7.049 7.7.2 | 7.7.3 | 7.7.4 |

7.7.5 | 7.7.6


7.049 7.7.2 | 7.7.3 | 7.7.4 |

7.7.5 | 7.7.6


7.05 7.7.2 | 7.7.3 | 7.7.4 |

7.7.5 | 7.7.6


7.05 7.7.2 | 7.7.3 | 7.7.4 |

7.7.5 | 7.7.6


8.206 | 8.195 8.2 FeeType RecordingFeeForDeed Fee for recording trust deed, deed of trust, or other security

instrument with the appropriate government entity based on the

nature of the physical document (typically number of pages) and

not based on the sales price or value of the property or loan

amount being extended to the borrower.8.206 | 8.195 8.2 FeeType RecordingFeeForMortgage Fee for recording mortgage with the appropriate government entity

based on the nature of the physical document (typically number of

pages) and not based on the sales price or value of the property or

loan amount being extended to the borrower.8.205 8.2 IntegratedDisclosureSectionType TaxesAndOtherGovernmentFees

8.197 8.2 FeeType RecordingFeeTotal Fee total of all aggregated deed and mortgage taxes and

government fees.8.209 | 8.208 8.2 | 8.2 IntegratedDisclosureSectionType TaxesAndOtherGovernmentFees

8.153 8.2.2 | 8.2.3 | 8.2.4 |

8.2.5 | 8.2.6


8.153 8.2.2 | 8.2.3 | 8.2.4 |

8.2.5 | 8.2.6


8.153 8.2.2 | 8.2.3 | 8.2.4 |

8.2.5 | 8.2.6


8.153 8.2.2 | 8.2.3 | 8.2.4 |

8.2.5 | 8.2.6


8.154 8.2.2 | 8.2.3 | 8.2.4 |

8.2.5 | 8.2.6


8.154 8.2.2 | 8.2.3 | 8.2.4 |

8.2.5 | 8.2.6


8.196 8.3 FeeType MortgageSurchargeCountyOrParish Special assessment, surcharge or fee charged by the county or

parish in which the subject property is located in conjunction with a

mortgage loan, which is levied in addition to regularly assessed

property and school taxes.8.196 8.3 FeeType MortgageSurchargeMunicipal Special assessment, surcharge or fee charged by the municipality in

which the subject property is located in conjunction with a

mortgage loan, which is levied in addition to regularly assessed

property and school taxes.8.196 8.3 FeeType MortgageSurchargeState Special assessment, surcharge or fee charged by the state in which

the subject property is located in conjunction with a mortgage loan,

which is levied in addition to regularly assessed property and school

taxes.



January 31, 2017

UCD Enumerations



8.196 8.3 FeeType TransferTaxTotal Fee to jurisdictional government entity based on the sales price,

value of the property or loan amount being extended to the

borrower.8.004 8.3 IntegratedDisclosureSectionType TaxesAndOtherGovernmentFees

8.19 8.3.2 | 8.3.3 | 8.3.4 |

8.3.5 | 8.3.6


8.19 8.3.2 | 8.3.3 | 8.3.4 |

8.3.5 | 8.3.6


8.19 8.3.2 | 8.3.3 | 8.3.4 |

8.3.5 | 8.3.6


8.19 8.3.2 | 8.3.3 | 8.3.4 |

8.3.5 | 8.3.6


8.191 8.3.2 | 8.3.3 | 8.3.4 |

8.3.5 | 8.3.6


8.191 8.3.2 | 8.3.3 | 8.3.4 |

8.3.5 | 8.3.6









Lender or Creditor.8.066 8.17 FeeType AsbestosInspectionFee Fee for an inspection and/or testing for the presence of asbestos

within a building.8.066 8.17 FeeType CondominiumAssociationDues Fee payable to condominium association in which the subject


street lights, landscaping, and insurance, maintenance and repairs

to community facilities like clubhouses, pools, and exercise rooms

and may also cover the salaries of condominium association


8.066 8.17 FeeType CondominiumAssociationSpecialAssessment Fee payable to condominium association in which the subject



occurring condominium dues.8.066 8.17 FeeType CooperativeAssociationDues Fee payable to cooperative in which the subject property is located,


insurance, maintenance and repairs to cooperative facilities and

may also cover the salaries of cooperative employees and/or third

party management fees.



January 31, 2017

UCD Enumerations


8.066 8.17 FeeType CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit owners which is









8.066 8.17 FeeType CreditDisabilityInsurancePremium Premium for insurance in which the lender is the beneficiary and

proceeds payoff the unpaid principal balance in the event of the

borrower's permanent disability and/or pay recurring mortgage

payment during borrower's temporary disability.8.066 8.17 FeeType CreditLifeInsurancePremium Premium for insurance in which the lender is the beneficiary and

proceeds payoff the unpaid principal balance in the event of the

borrower's death.8.066 8.17 FeeType CreditPropertyInsurancePremium Fee payable for insurance that provides coverage from actions such

as fire or theft of any personal property used to secure the loan.

8.066 8.17 FeeType CreditUnemploymentInsurancePremium Premium for insurance in which the lender is the beneficiary and

proceeds pay recurring mortgage payment during borrower's

temporary unemployment.8.066 8.17 FeeType DebtCancellationInsurancePremium Fee payable for insurance that provides for cancellation of some or

all of the mortgage debt upon certain events, such as death or

disability of the borrower(s).8.066 8.17 FeeType DisasterInspectionFee Fee for a report that documents the condition of the property after

a localized disaster.8.066 8.17 FeeType DryWallInspectionFee A fee that pertain to the inspection of the drywall within a building.


building.8.066 8.17 FeeType EnvironmentalInspectionFee A fee that pertain to the inspection of the Environmental aspects

within a building.8.066 8.17 FeeType FoundationInspectionFee A fee that pertain to the inspection of the foundation of a building.


heating and cooling systems for the subject property.8.066 8.17 FeeType HomeInspectionFee Fee for inspection of subject property by professional (other than






and ventilation.



January 31, 2017

UCD Enumerations


8.066 8.17 FeeType HomeownersAssociationDues Fee payable by homeowners to homeowners or neighborhood







employees or third party management fees.8.066 8.17 FeeType HomeownersAssociationSpecialAssessment Fee payable by homeowners to homeowners or neighborhood

association in which the subject property is located for items such

as capital improvements, utility service upgrades, etc., that may be

assessed in addition to the regularly occurring association dues.

8.066 8.17 FeeType HomeWarrantyFee Fee for issuance of a warranty covering major systems within the

subject property, usually (but not always) including the structure,

electrical, plumbing, sewage disposal, HVAC systems, roof,

foundation, permanently installed appliances, drainage and

grading, exterior finishes, decks, porches, attics, basements,

insulation, smoke and fire detectors, and ventilation systems.

8.066 8.17 FeeType LeadInspectionFee Identifies that the fee type being requested is for testing of the

existence of Lead.8.066 8.17 FeeType MoldInspectionFee Identifies that the fee type being requested is for testing for the



8.066 8.17 FeeType MunicipalLienCertificateFee Fee charged by a municipality to release a lien or injunction after

payment of fines for property non-compliance have been

completed.8.066 8.17 FeeType Other



within a building.8.066 8.17 FeeType RadonInspectionFee Identifies that the fee type being requested is for testing the Level

of Radon emissions in a residence.8.066 8.17 FeeType RealEstateCommissionBuyersBroker Fee payable to licensed real estate broker representing the buyers'

interests for professional activities related to the purchase of the

subject property.8.066 8.17 FeeType RealEstateCommissionSellersBroker Fee payable to licensed real estate broker representing the sellers'

interests for professional activities related to the listing and/or sale

of the subject property.8.066 8.17 FeeType ReconveyanceFee Fees imposed for preparing and providing documents when a loan

is paid in full, whether or not the loan is prepaid, such as a loan

payoff statement, a reconveyance document, or another document

releasing the creditorâ€™s security interest in the dwelling that

secures the loan.8.066 8.17 FeeType RoofInspectionFee Identifies that the fee type being requested is for an detailed


operation of an installed septic system.



January 31, 2017

UCD Enumerations


8.066 8.17 FeeType SigningAgentFee Fee charged for the services of a signing agent who, as an

accommodation of the borrower, closes the loan at a specific time

or at a location requested by the borrower.8.066 8.17 FeeType SmokeDetectorInspectionFee Identifies that the fee type being requested is for inspection of


the structural integrity of a building.8.066 8.17 FeeType TitleOwnersCoveragePremium Fee paid to title company for issuance of owner's title insurance

policy that indemnifies the owner of real estate in the event that

his or her clear ownership of property is challenged by the

discovery of faults in the title. (This coverage is optional.)

8.066 8.17 FeeType WaterTestingFee Identifies that the fee type being requested is for testing the Water


8.067 8.17 FeeTypeOtherDescription DebtSuspensionInsurancePremium A fee for a policy that would suspend or make payments if a

qualifying event under the policy occurs, such as a temporary

disability or job loss by the insured.8.065 8.17 IntegratedDisclosureSectionType OtherCosts

8.219 8.17 OptionalCostIndicator false

8.219 8.17 OptionalCostIndicator true

8.186 GSE | GSE RegulationZPointsAndFeesIndicator false

8.186 GSE | GSE RegulationZPointsAndFeesIndicator true

8.107 8.17.2 | 8.17.3 |

8.17.4 | 8.17.5 |

8.17.6


8.107 8.17.2 | 8.17.3 |

8.17.4 | 8.17.5 |

8.17.6


8.107 8.17.2 | 8.17.3 |

8.17.4 | 8.17.5 |

8.17.6


8.107 8.17.2 | 8.17.3 |

8.17.4 | 8.17.5 |

8.17.6


8.07 8.17.2 | 8.17.3 |

8.17.4 | 8.17.5 |

8.17.6


8.07 8.17.2 | 8.17.3 |

8.17.4 | 8.17.5 |

8.17.6


13.001 22.1 DeficiencyRightsPreservedIndicator false

13.001 22.1 DeficiencyRightsPreservedIndicator true

7.087 GSE RegulationZExcludedBonaFideDiscountPoints

Indicator

false

7.087 GSE RegulationZExcludedBonaFideDiscountPoints

Indicator

true

11.008 17.3 LateChargeType FlatDollarAmount

11.008 17.3 LateChargeType NoLateCharges

11.008 17.3 LateChargeType PercentageOfDelinquentInterest Late charge is a percentage of the delinquent interest on any

overdue payment.



January 31, 2017

UCD Enumerations


11.008 17.3 LateChargeType PercentageOfNetPayment Late change is a percentage of the total payment less any buydown

subsidy or optional insurance portion of that payment.

11.008 17.3 LateChargeType PercentageOfPrincipalBalance Late charge is a percentage of the principal balance.

11.008 17.3 LateChargeType PercentageOfTotalPayment Late charge is a percentage of the total payment.

11.008 17.3 LateChargeType PercentOfPrincipalAndInterest Late charge is a percentage of principal and interest amount.

11.004 17.1 AssumabilityIndicator false

11.004 17.1 AssumabilityIndicator true

4.029 4.5.2 BalloonIndicator false

4.029 4.5.2 BalloonIndicator true

4.048 4.2.1 BuydownTemporarySubsidyFundingIndicator false

4.048 4.2.1 BuydownTemporarySubsidyFundingIndicator true

3.006 | 3.033 3.2 | 3.1 ConstructionLoanIndicator false

3.006 | 3.033 3.2 | 3.1 ConstructionLoanIndicator true

11.005 17.2 DemandFeatureIndicator false

11.005 17.2 DemandFeatureIndicator true

11.077 18.1 EscrowAbsenceReasonType BorrowerDeclined

11.077 18.1 EscrowAbsenceReasonType LenderDoesNotOffer

5.092 | 11.021 |

11.104

5.4 | 18.1 | 18.1 EscrowIndicator false

5.092 | 11.021 |

11.104

5.4 | 18.1 | 18.1 EscrowIndicator true

4.019 | 5.057 | 11.035 4.3.3

| 5.2.3 | 19.1

InterestOnlyIndicator false

4.019 | 5.057 | 11.035 4.3.3

| 5.2.3 | 19.1

InterestOnlyIndicator true

4.007 4.2.2 InterestRateIncreaseIndicator false

4.007 4.2.2 InterestRateIncreaseIndicator true

4.002 4.1.2 LoanAmountIncreaseIndicator false

4.002 4.1.2 LoanAmountIncreaseIndicator true

3.032 | 5.094 | 5.101 3.6 | 5.3 | 5.3 MIRequiredIndicator false

3.032 | 5.094 | 5.101 3.6 | 5.3 | 5.3 MIRequiredIndicator true

4.033 | 11.009 4.1.3

17.4

NegativeAmortizationIndicator false

4.033 | 11.009 4.1.3

17.4

NegativeAmortizationIndicator true

4.017 4.3.2 PaymentIncreaseIndicator false

4.017 4.3.2 PaymentIncreaseIndicator true

4.026 4.4.2 PrepaymentPenaltyIndicator false

4.026 4.4.2 PrepaymentPenaltyIndicator true

11.041 19.4 SeasonalPaymentFeatureIndicator false

11.041 19.4 SeasonalPaymentFeatureIndicator true

16.015 GSE SubordinateFinancingIsNewIndicator false

16.015 GSE SubordinateFinancingIsNewIndicator true

3.012 3.5 LoanIdentifierType LenderLoan The identifier assigned by the originating Lender to be referenced

as the Loan ID/Number on all settlement documents, notes, riders,

etc.



January 31, 2017

UCD Enumerations


3.015 3.6 LoanIdentifierType AgencyCase An identifier assigned by a government agency (for example FHA

Case Number, VA Case Number). The identifier is used by the

agency to identify a loan.0.045 GSE LoanIdentifierType MERS_MIN

3.002 | 4.032 3.1 | 4.5.3 LoanMaturityPeriodType Month

3.017 GSE MICompanyNameType CMG

3.017 GSE MICompanyNameType Essent

3.017 GSE MICompanyNameType Genworth

3.017 GSE MICompanyNameType MGIC

3.017 GSE MICompanyNameType NationalMI National Mortgage Insurance

3.017 GSE MICompanyNameType Other

3.017 GSE MICompanyNameType PMI

3.017 GSE MICompanyNameType Radian

3.017 GSE MICompanyNameType RMIC

3.017 GSE MICompanyNameType Triad

3.017 GSE MICompanyNameType UGI

4.004 | 11.01 4.1.3 | 17.4 NegativeAmortizationType PotentialNegativeAmortization

4.004 | 11.01 4.1.3 | 17.4 NegativeAmortizationType ScheduledNegativeAmortization

11.09 17.5 PartialPaymentApplicationMethodType ApplyPartialPayment

11.09 17.5 PartialPaymentApplicationMethodType HoldUntilCompleteAmount

11.09 17.5 PartialPaymentApplicationMethodType Other

11.013 17.5 PartialPaymentAllowedIndicator false

11.013 17.5 PartialPaymentAllowedIndicator true

4.014 | 11.046 4.3 |19.5 PaymentFrequencyType Annual

4.014 | 11.046 4.3 |19.5 PaymentFrequencyType AtMaturity Payment one time at maturity

4.014 | 11.046 4.3 |19.5 PaymentFrequencyType Biweekly

4.014 | 11.046 4.3 |19.5 PaymentFrequencyType Monthly

4.014 | 11.046 4.3 |19.5 PaymentFrequencyType Quarterly

4.014 | 11.046 4.3 |19.5 PaymentFrequencyType Semiannual Payment every six months

4.014 | 11.046 4.3 |19.5 PaymentFrequencyType Semimonthly Payment twice a month

4.014 | 11.046 4.3 |19.5 PaymentFrequencyType Weekly

11.037 19.2 PaymentOptionIndicator false

11.037 19.2 PaymentOptionIndicator true

3.028 GSE AbilityToRepayExemptionReasonType LoanProgram Indicates that transaction is exempt from Regulation Z ability-to-

repay requirements because the loan program is exempt from

requirements.3.028 GSE AbilityToRepayExemptionReasonType PropertyUsage Indicates that transaction is exempt from Regulation Z ability-to-

repay requirements because the occupancy type for the property is

exempt from requirements.3.027 GSE AbilityToRepayMethodType Exempt A loan that is exempt from Regulation Z Ability-to-Repay

requirements.3.027 GSE AbilityToRepayMethodType General A loan made subject to Regulation Z general Ability-to-Repay

standards.3.036 GSE RefinanceSameLenderIndicator false

3.036 GSE RefinanceSameLenderIndicator true

3.016 GSE LienPriorityType FirstLien A mortgage that gives the mortgagee a security right over all other

mortgages of the mortgaged property.3.016 GSE LienPriorityType FourthLien

3.016 GSE LienPriorityType SecondLien



January 31, 2017

UCD Enumerations


3.016 GSE LienPriorityType ThirdLien

3.003 | 1.026 | 3.035 3.2 | 1.7 | 3.1 LoanPurposeType Purchase A loan made in association with the original purchase of a piece of

property.3.003 | 1.026 | 3.035 3.2 | 1.7 | 3.1 LoanPurposeType Refinance The repayment of a debt from proceeds of a new loan using the

same property as security or a mortgage secured by a property

previously owned free and clear by the Borrower.3.009 3.4 MortgageType Conventional Mortgage financing which is not insured or guaranteed by a

government agency.3.009 3.4 MortgageType FHA A loan originated in accordance with the guidelines of HUDâ€™s

Federal Housing Administration, a federal agency that provides

mortgage insurance on single-family, multifamily, manufactured

homes and hospital loans made by FHA-approved lenders

throughout the United States and its territories

3.009 3.4 MortgageType LocalAgency A loan originated in accordance with the guidelines of an agency

governed by a municipal jurisdiction.3.009 3.4 MortgageType Other

3.009 3.4 MortgageType PublicAndIndianHousing A loan originated in accordance with the guidelines of HUDâ€™s

Office of Native American Programs, which provides safe and

affordable housing for lower-income Native American, Alaska

Native and Native Hawaiian families.3.009 3.4 MortgageType StateAgency A loan originated in accordance with the guidelines of an agency

governed by a state jurisdiction.3.009 3.4 MortgageType USDARuralDevelopment A loan originated in accordance with the guidelines of the USDA

Rural Development Agencyâ€™s Housing and Community Facilities

Program, which provides funding for single family homes in rural

communities.3.009 3.4 MortgageType VA A loan originated in accordance with the guidelines of the

Department of Veterans Affairsâ€™ Loan Guaranty Home Loan

Program, which guarantees loans made by private lenders, such as

banks, savings & loans, or mortgage companies to eligible veterans

for the purchase of a home which must be for their own personal

occupancy.0.039 GSE AutomatedUnderwritingSystemType Assetwise

0.039 GSE AutomatedUnderwritingSystemType Capstone

0.039 GSE AutomatedUnderwritingSystemType Clues

0.039 GSE AutomatedUnderwritingSystemType DesktopUnderwriter

0.039 GSE AutomatedUnderwritingSystemType ECS

0.039 GSE AutomatedUnderwritingSystemType FHAScorecard

0.039 GSE AutomatedUnderwritingSystemType LoanProspector

0.039 GSE AutomatedUnderwritingSystemType Other

0.039 GSE AutomatedUnderwritingSystemType Strategyware

0.039 GSE AutomatedUnderwritingSystemType Zippy

0.040 GSE AutomatedUnderwritingSystemTypeOtherDe

scription

DecisionEngine Citibank


scription

FirstMortgageCreditScore Citibank


scription

GuaranteedUnderwritingSystem USDA Rural Development

0.044 GSE LoanManualUnderwritingIndicator false

0.044 GSE LoanManualUnderwritingIndicator true



January 31, 2017

UCD Enumerations


14.003 23.2.1 AddressType Mailing

14.005 23.2.1 AddressUnitDesignatorType Apartment

14.005 23.2.1 AddressUnitDesignatorType Basement

14.005 23.2.1 AddressUnitDesignatorType Building

14.005 23.2.1 AddressUnitDesignatorType Condo

14.005 23.2.1 AddressUnitDesignatorType Department

14.005 23.2.1 AddressUnitDesignatorType Floor

14.005 23.2.1 AddressUnitDesignatorType Front

14.005 23.2.1 AddressUnitDesignatorType Hanger

14.005 23.2.1 AddressUnitDesignatorType Key

14.005 23.2.1 AddressUnitDesignatorType Lobby

14.005 23.2.1 AddressUnitDesignatorType Lot

14.005 23.2.1 AddressUnitDesignatorType Lower

14.005 23.2.1 AddressUnitDesignatorType Office

14.005 23.2.1 AddressUnitDesignatorType Penthouse

14.005 23.2.1 AddressUnitDesignatorType Pier

14.005 23.2.1 AddressUnitDesignatorType Rear

14.005 23.2.1 AddressUnitDesignatorType Room

14.005 23.2.1 AddressUnitDesignatorType Side

14.005 23.2.1 AddressUnitDesignatorType Space

14.005 23.2.1 AddressUnitDesignatorType Stop

14.005 23.2.1 AddressUnitDesignatorType Suite

14.005 23.2.1 AddressUnitDesignatorType Trailer

14.005 23.2.1 AddressUnitDesignatorType Unit

14.005 23.2.1 AddressUnitDesignatorType Upper

997.005 XML @SequenceNumber 1

997.006 XML @xlink:label PARTY1_ROLE1

14.013 GSE LicenseAuthorityLevelType Private

14.013 GSE LicenseAuthorityLevelType PublicFederal

14.013 GSE LicenseAuthorityLevelType PublicLocal

14.013 GSE LicenseAuthorityLevelType PublicState

14.141 23.3.1 | 23.4.1 @IdentifierOwnerURI "mortgage.nationwidelicensingsystem.org"

14.001 23.1.1 PartyRoleType NotePayTo








14.016 | 2.027 23.5.1 | 2.3 PartyRoleType NotePayTo










January 31, 2017

UCD Enumerations



























14.028 23.1.2 PartyRoleType MortgageBroker







14.144 23.6.2 |23.7.2 @IdentifierOwnerURI "mortgage.nationwidelicensingsystem.org"

14.044 23.5.2 PartyRoleType MortgageBroker

















January 31, 2017

UCD Enumerations















14.057 23.1.3 RealEstateAgentType Selling The agent that sold the property and represents the Buyer (may

also be known as the Buyers Agent).14.069 GSE LicenseAuthorityLevelType Private




14.056 23.1.3 PartyRoleType RealEstateAgent



14.073 23.5.3 RealEstateAgentType Selling The agent that sold the property and represents the Buyer (may

also be known as the Buyers Agent).14.08 GSE LicenseAuthorityLevelType Private


























January 31, 2017

UCD Enumerations










14.086 23.1.4 RealEstateAgentType Listing The agent that listed the property and represents the Seller.








14.102 23.5.4 RealEstateAgentType Listing The agent that listed the property and represents the Seller.


































January 31, 2017

UCD Enumerations







1.004 | 14.114 1.4 | 23.1.5 PartyRoleType ClosingAgent







14.129 23.5.5 PartyRoleType ClosingAgent

2.002 2.1 AddressType Mailing

2.029 2.1 AddressUnitDesignatorType Apartment

2.029 2.1 AddressUnitDesignatorType Basement

2.029 2.1 AddressUnitDesignatorType Building

2.029 2.1 AddressUnitDesignatorType Condo

2.029 2.1 AddressUnitDesignatorType Department

2.029 2.1 AddressUnitDesignatorType Floor

2.029 2.1 AddressUnitDesignatorType Front

2.029 2.1 AddressUnitDesignatorType Hanger

2.029 2.1 AddressUnitDesignatorType Key

2.029 2.1 AddressUnitDesignatorType Lobby

2.029 2.1 AddressUnitDesignatorType Lot

2.029 2.1 AddressUnitDesignatorType Lower

2.029 2.1 AddressUnitDesignatorType Office

2.029 2.1 AddressUnitDesignatorType Penthouse

2.029 2.1 AddressUnitDesignatorType Pier

2.029 2.1 AddressUnitDesignatorType Rear

2.029 2.1 AddressUnitDesignatorType Room

2.029 2.1 AddressUnitDesignatorType Side

2.029 2.1 AddressUnitDesignatorType Space

2.029 2.1 AddressUnitDesignatorType Stop

2.029 2.1 AddressUnitDesignatorType Suite

2.029 2.1 AddressUnitDesignatorType Trailer

2.029 2.1 AddressUnitDesignatorType Unit

2.029 2.1 AddressUnitDesignatorType Upper



2.001 2.1 PartyRoleType Borrower

2.001 2.1 PartyRoleType NonTitleSpouse

2.001 2.1 PartyRoleType TitleHolder

2.001 2.1 PartyRoleType Other

2.031 2.1 PartyRoleTypeOtherDescription NonTitleNonSpouseOwnershipInterest

2.015 2.2 AddressType Mailing

2.03 2.2 AddressUnitDesignatorType Apartment

2.03 2.2 AddressUnitDesignatorType Basement



January 31, 2017

UCD Enumerations


2.03 2.2 AddressUnitDesignatorType Building

2.03 2.2 AddressUnitDesignatorType Condo

2.03 2.2 AddressUnitDesignatorType Department

2.03 2.2 AddressUnitDesignatorType Floor

2.03 2.2 AddressUnitDesignatorType Front

2.03 2.2 AddressUnitDesignatorType Hanger

2.03 2.2 AddressUnitDesignatorType Key

2.03 2.2 AddressUnitDesignatorType Lobby

2.03 2.2 AddressUnitDesignatorType Lot

2.03 2.2 AddressUnitDesignatorType Lower

2.03 2.2 AddressUnitDesignatorType Office

2.03 2.2 AddressUnitDesignatorType Penthouse

2.03 2.2 AddressUnitDesignatorType Pier

2.03 2.2 AddressUnitDesignatorType Rear

2.03 2.2 AddressUnitDesignatorType Room

2.03 2.2 AddressUnitDesignatorType Side

2.03 2.2 AddressUnitDesignatorType Space

2.03 2.2 AddressUnitDesignatorType Stop

2.03 2.2 AddressUnitDesignatorType Suite

2.03 2.2 AddressUnitDesignatorType Trailer

2.03 2.2 AddressUnitDesignatorType Unit

2.03 2.2 AddressUnitDesignatorType Upper



2.014 2.2 PartyRoleType PropertySeller

0.055 GSE @IdentifierOwnerURI "www.fanniemae.com"

0.055 GSE @IdentifierOwnerURI "www.freddiemac.com"

0.053 GSE PartyRoleType LoanDeliveryFilePreparer


997.062 XML @xlink:arcrole urn:fdc:mismo.org:2009:residential/ROLE_IsEmployedBy_ROLE

997.063 XML @xlink:from PARTY2_ROLE1

997.066 XML @xlink:to PARTY1_ROLE1



















January 31, 2017

UCD Enumerations



997.089 XML @xlink:arcrole urn:fdc:mismo.org:2009:residential/ROLE_IsAssociatedWith_SIGNA

TORY997.090 XML @xlink:from PARTY11_ROLE1

997.091 XML @xlink:to SIGNATORY_1













997.104 | 997.105 |

997.106 | 997.107

XML @xlink:label SIGNATORY_1

997.104 | 997.105 |

997.106 | 997.107


997.104 | 997.105 |

997.106 | 997.107


997.104 | 997.105 |

997.106 | 997.107


0.031 XML ActualSignatureType Digital

0.031 XML ActualSignatureType Image

0.031 XML ActualSignatureType Other

0.031 XML ActualSignatureType Text

0.031 XML ActualSignatureType Wet

0.050 XML MIMETypeIdentifier application/pdf

0.034 XML ObjectEncodingType Base64 Base64 encoding MUST follow IETF RFC 4648 as documented in

sections 3 and 4.0.028 XML AboutVersionIdentifier Retrievable

0.029 XML @IdentifierOwnerURI http://www.mismo.org/residential/2009/SMARTDocProfile

0.011 XML DataVersionIdentifier UCD Delivery Specification 1.4

0.03 XML DocumentType Other To be used with TypeOtherDescription data point to describe a

document not already on this list.0.046 XML DocumentTypeOtherDescription ClosingDisclosure:ModelForm

0.046 XML DocumentTypeOtherDescription ClosingDisclosure:AlternateForm

0.046 XML DocumentTypeOtherDescription ClosingDisclosure:BorrowerOnly

0.046 XML DocumentTypeOtherDescription ClosingDisclosure:SellerOnly

0.014 XML DocumentFormIssuingEntityNameType CFPB Consumer Financial Protection Bureau

0.015 XML DocumentFormIssuingEntityVersionIdentifier 11-20-2013



January 31, 2017

UCD Visual Schema - Complete

XPath Level--> 1-MESSAGE 2-DOC_SETS 3-DOC_SET 4-DOCUMENTS 5 - DOCUMENT 6-DEAL_SETS 7 - DEAL_SET 8-DEALS 9 - DEAL 10-LOANS / PARTIES 11 - LOAN / PARTY 12 13 14 - FEE / ITEM 15 16 - INT DISC SEC SUM 17 18 19

CONTAINER ? XML

MESSAGE 1:1

MESSAGE

MISMOReferenceModelI

dentifier = "3.3.0299"

ABOUT_VERSIONS 1:1

ABOUT_VERSIONS

XML

ABOUT_VERSION 1:1

ABOUT_VERSION

CreatedDatetime

DOCUMENT_SETS 1:1

DOCUMENT_SETS

DOCUMENT_SET 1:GSE-Specified Max

DOCUMENT_SET

DOCUMENTS 1:1

DOCUMENTS

XML

DOCUMENT 1:1

DOCUMENT

MISMOReferenceModelI

dentifier = "3.3.0299"

ADUIT_TRAIL 0:1

AUDIT_TRAIL

ADUIT_TRAIL_ENTRIE

S

0:1

AUDIT_TRAIL_ENTRIES

AUDIT_TRAIL_ENTRY 0:100

AUDIT_TRAIL_ENTRY

XML XML XML

AUDIT_TRAIL_ENTRY

_DETAIL

0:1

AUDIT_TRAIL_ENTRY_DE

TAIL

EntryDatetime EventType = "Other" EventTypeOtherDescripti

on

=AppliedTamperEvident

Signature"

DEAL_SETS 1:1

DEAL_SETSDEAL_SET 1:1

DEAL_SETDEALS 1:1

DEALSDEAL 1:1

DEALCOLLATERALS 1:1

COLLATERALS

COLLATERAL 1:8

COLLATERALPLEDGED_ASSET 0:1

PLEDGED_ASSET

1.6 | 17.6

7 valid enums

1.6 | 17.6

ASSET_DETAIL 0:1

ASSET_DETAIL

AssetType AssetTypeOtherDescripti

on

SUBJECT_PROPERTY 1:1

SUBJECT_PROPERTY

1.6 | 17.6 1.6 | 17.6 1.6 | 17.6 1.6 | 17.6 1.6 | 17.6 1.6 | 17.6

1:1

ADDRESS

AddressLineText AddressUnitDesignatorTy

pe

AddressUnitIdentifier CityName PostalCode StateCode

ADDRESS

0:1

LEGAL_DESCRIPTIONS

LEGAL_DESCRIPTION

S

0:1

LEGAL_DESCRIPTION

LEGAL_DESCRIPTION 0:1

UNPARSED_LEGAL_DESC

RIPTIONS

1.6 | 17.6

UNPARSED_LEGAL_D

ESCRIPTIONS

0:1

UNPARSED_LEGAL_DESCRIPTI

ON

UnparsedLegalDescriptio

n

UNPARSED_LEGAL_D

ESCRIPTION

1.7

Refinances Only

Only 1 value is valid






A. Up to 7 instances of PLEDGED_ASSET may be provided at the lender's option.B. 1 and only 1 instance of SUBJECT_PROPERTY is to be provided.C. COLLATERAL must repeat for each instance of PLEDGED_ASSET or

LEGAL_DESCRIPTION must be provided if no street address data points are present.

COLLATERAL must repeat for each unique value of AssetType

▪ This graphical version of the Delivery Spec is meant to duplicate the requirements specified there. Should there be any differences between this view and the Delivery Spec tab, the Delivery Spec tab should be relied upon. This sheet is best viewed on line.

▪ The XPath Level in Row 1 provides an indication of how far down in the XPath message a given container can be found. Major containers within this implementation of MISMO are also provided.

▪ The Container names in Column A provide a reference point for locating various structures within this view. Red container names have a MAX of "1", which means if used, they may occur only one time in the XML file.

▪ Blue-highlighted containers and data points are required. Yellow-highlighted containers and data points are conditional. If the form field ID reference blocks are highlighted in lavender, they apply to Purchase transactions only. If the form field ID references are highlighted in orange, they apply to Non-Seller Transactions only. Non-highlighted references are applicable regardless of transaction type.

▪ The indicator N:M for each container indicates the minimum number of times the container must be present in the XML file (N) and the maximum number of times it may appear in the XML file (M).


UCD Visual Schema - Complete 1 of 48Document Version 1.4

January 31, 2017



PROPERTY_DETAIL 0:1

PROPERTY_DETAIL

PropertyEstimatedValue

Amount

PROPERTY_VALUATIO

NS

0:1

PROPERTY_VALUATIONSPROPERTY_VALUATIO

N

0:1

PROPERTY_VALUATION

GSE

(UCDP Doc File ID)

GSE

(UCDP Doc File ID

location)

1.7

Refinances Only

GSE

Refinances Only

PROPERTY_VALUATIO

N_DETAIL

0:1

PROPERTY_VALUATION_

DETAIL

AppraisalIdentifier IdentifierOwnerURI PropertyValuationAmoun

t

PropertyValuationMetho

dType

SALES_CONTRACTS 0:1

SALES_CONTRACTS

SALES_CONTRACT 0:1

SALES_CONTRACT

11.2 | 11.2.1 | 14.2 |14.2.1

Purchases Only

1.7 | 11.1 | 11.1.1 | 14.1

|14.1.1

Purchases Only

1.7 | 11.1 | 11.1.1 | 14.1

|14.1.1

Purchases Only

1.7 | 11.1 | 11.1.1 | 14.1

|14.1.1

Purchases Only

SALES_CONTRACT_D

ETAIL

0:1

SALES_CONTRACT_DETAI

L

PersonalPropertyAmount PersonalPropertyInclude

dIndicator

RealPropertyAmount SalesContractAmount

LIABILITIES 0:1

LIABILITIESLIABILITY 0:23

LIABILITY

11.4

Purchases Only

11.4

Purchases Only

11.4

Purchases Only

LIABILITY_DETAIL 0:1

LIABILITY_DETAIL

LiabilityType gse:DisplayLabelText LiabilityTypeOtherDescri

ption

EXTENSION 0:1

EXTENSION

11.4

Purchase Only

OTHER 0:1

OTHER

IntegratedDisclosureSecti

onType="DueFromBorro

werAtClosing"

LIABILITY_HOLDER 0:1

LIABILITY_HOLDER

11.4

Purchase Only

NAME 0:1

NAME

FullName

11.4.1

Purchase Only

PAYOFF 0:1

PAYOFF

PayoffAmount

LIABILITY 0:1

LIABILITY

12.4


LIABILITY_DETAIL


EXTENSION 0:1

EXTENSION

12.4

OTHER 0:1

OTHER


onType="PaidAlreadyBy

OrOnBehalfOfBorrower

AtClosing"

LIABILITY 0:1

LIABILITY

15.4 15.4


LIABILITY_DETAIL

LiabilityType="FirstPositi

onMortgageLien"

gse:DisplayLabelText

EXTENSION 0:1

EXTENSION

15.4

OTHER 0:1

OTHER


onType="DueFromSeller

AtClosing"

15.4.1

PAYOFF 0:1

PAYOFF

PayoffAmount

LIABILITY 0:1

LIABILITY

15.5 15.5


LIABILITY_DETAIL

LiabilityType="SecondPo

sitionMortgageLien"


One of these data points must be present for a Refinance

In this LIABILITY Container, there is no dollar amount, as this line item is informational only.

A. 1 of these 3 structures must be provided regardless of transaction type.B. For Refinance transactions, either PROPERTY_DETAIL or PROPERTY_VALUATION

One of these data points must be present for a Refinance

One of these data points must be present for a Purchase

In this LIABILITY Container,"Other" + "OtherDescription" may repeat up to 5 times


Total LIABILITY Conatiners for Purchase: 0:20Total LIABILITY Containers



January 31, 2017



EXTENSION 0:1

EXTENSION

15.5

OTHER 0:1

OTHER



AtClosing"

15.5.1

PAYOFF 0:1

PAYOFF

PayoffAmount

LIABILITY 0:18

LIABILITY

15.6 15.6 15.6


LIABILITY_DETAIL


ption

EXTENSION 0:1

EXTENSION

15.6

OTHER 0:1

OTHER



AtClosing"

15.6.1

PAYOFF 0:1

PAYOFF

PayoffAmount

LIABILITY 0:20

LIABILITY

15.8 15.8 15.8


LIABILITY_DETAIL


ption

EXTENSION 0:1

EXTENSION

15.8

OTHER 0:1

OTHER



AtClosing"

15.8.1

PAYOFF 0:1

PAYOFF

PayoffAmount

LIABILITY 0:1

LIABILITY

15.8


LIABILITY_DETAIL


EXTENSION 0:1

EXTENSION

15.8

OTHER 0:1

OTHER



AtClosing"

LIABILITY 0:21

LIABILITY

25.1 25.1 25.1


LIABILITY_DETAIL


ption

EXTENSION 0:1

EXTENSION

25.1 25.1

OTHER 0:1

OTHER


onType="PayoffsAndPay

ments"

LiabilitySecuredBySubjectPro

pertyIndicator

LIABILITY_HOLDER 0:1

LIABILITY_HOLDER

25.1

NAME 0:1

NAME

FullName

25.1.1 25.1.1

PAYOFF 0:1

PAYOFF

PayoffAmount PayoffPrepaymentPenalt

yAmount

LOANS 1:1

LOANS

This LIABILITY container is used to indicate liens against the property that have been paid off. 5 instances of "Other" + "OtherDescription also are allowed.

This LIABILITY container is used to indicate other liabilities (non-lien) that have been paid off. 5 instances of "Other" + "OtherDescription also are allowed.

This LIABILITY container is




January 31, 2017



LOAN 1:1

LOANADJUSTMENT 0:1

ADJUSTMENT

INTEREST_RATE_ADJ

USTMENT

0:1

INTEREST_RATE_ADJUST

MENT

INDEX_RULES 0:1

INDEX_RULES

20.1 20.1

INDEX_RULE 0:1

INDEX_RULE

IndexType IndexTypeOtherDescripti

on

4.2.3 | 20.4 4.2.3 4.2.3 | 20.4 20.3 20.1

INTEREST_RATE_LIFE

TIME_ADJUSTMENT_

RULE

0:1

INTEREST_RATE_LIFETIM

E_ADJUSTMENT_RULE

CeilingRatePercent CeilingRatePercentEarliestEff

ectiveMonthsCount

FirstRateChangeMonthsC

ount

FloorRatePercent MarginRatePercent

EXTENSION 0:1

EXTENSION

20.1

OTHER 0:1

OTHER

TotalStepCount

INTEREST_RATE_PER

_CHANGE_ADJUSTME

NT_RULES

0:1

INTEREST_RATE_PER_CH

ANGE_ADJUSTMENT_RU

LES

4.2.3 | 20.6 20.6 4.2.3

INTEREST_RATE_PER

_CHANGE_ADJUSTME

NT_RULE

0:1


ANGE_ADJUSTMENT_RU

LE

AdjustmentRuleType="First" PerChangeMaximumIncr

easeRatePercent

PerChangeRateAdjustme

ntFrequencyMonthsCoun

t

20.5 | 20.7 20.7 20.5 | 20.7

INTEREST_RATE_PER

_CHANGE_ADJUSTME

NT_RULE

0:1


ANGE_ADJUSTMENT_RU

LE

AdjustmentRuleType="Subse

quent"

PerChangeMaximumIncr

easeRatePercent

PerChangeRateAdjustme

ntFrequencyMonthsCoun

t

PRINCIPAL_AND_INT

EREST_PAYMENT_AD

JUSTMENT

0:1

PRINCIPAL_AND_INTERE

ST_PAYMENT_ADJUSTM

ENT

PRINCIPAL_AND_INT

EREST_PAYMENT_LIF

ETIME_ADJUSTMENT

_RULE

0:1


ST_PAYMENT_LIFETIME_

ADJUSTMENT_RULE

4.3.3 | 19.6 4.3.3 | 19.8 4.3.3 | 19.8

FirstPrincipalAndInterest

PaymentChangeMonthsC

ount

PrincipalAndInterestPayment

MaximumAmount

PrincipalAndInterestPay

mentMaximumAmountE

arliestEffectiveMonthsCo

unt

PRINCIPAL_AND_INT

EREST_PAYMENT_PE

R_CHANGE_ADJUST

MENT_RULES

0:1


ST_PAYMENT_PER_CHA

NGE_ADJUSTMENT_RUL

ES

4.3.3 | 19.6 4.3.3 19.6 19.6

PRINCIPAL_AND_INT

EREST_PAYMENT_PE

R_CHANGE_ADJUST

MENT_RULE

0:1


ST_PAYMENT_PER_CHA

NGE_ADJUSTMENT_RUL

E

AdjustmentRuleType="First" PerChangePrincipalAndIn

terestPaymentAdjustmen

tFrequencyMonthsCount

PerChangeMaximumPrin

cipalAndInterestPayment

Amount

PerChangeMinimumPrinc

ipalAndInterestPayment

Amount

19.7 19.7

PRINCIPAL_AND_INT

EREST_PAYMENT_PE

R_CHANGE_ADJUST

MENT_RULE

0:1


ST_PAYMENT_PER_CHA

NGE_ADJUSTMENT_RUL

E

AdjustmentRuleType'"Subseq

uent"

PerChangePrincipalAndIn

terestPaymentAdjustmen

tFrequencyMonthsCount

1:1

AMORTIZATION

19.3 | 3.3

1:1

AMORTIZATION_RULE

AmortizationType

BUYDOWN 0:1

BUYDOWN

PER_CHANGE_ADJUSTMENT_RULE must repeat two times if the payment is adjustable

PER_CHANGE_ADJUSTMENT_RULE must repeat two times if the rate is adjustable



January 31, 2017



BUYDOWN_OCCURRE

NCES

0:1

BUYDOWN_OCCURRENC

ES

4.2.1 | 20.2

BUYDOWN_OCCURRE

NCE

0:1

BUYDOWN_OCCURRENC

E

BuydownInitialEffectiveIn

terestRatePercent

20.4 20.4 20.6

BUYDOWN_RULE 0:1

BUYDOWN_RULE

BuydownChangeFrequen

cyMonthsCount

BuydownDurationMonth

sCount


0:1

EXTENSION

20.6

0:1

OTHER

BuydownReflectedInNoteIndi

cator

CLOSING_INFORMATI

ON

1:1

CLOSING_INFORMATION


CLOSING_ADJUSTME

NT_ITEMS

0:1

CLOSING_ADJUSTMENT_

ITEMS

CLOSING_ADJUSTME

NT_ITEM

0:10

CLOSING_ADJUSTMENT_

ITEM

11.5.1 11.5 11.5 11.5

CLOSING_ADJUSTME

NT_ITEM_DETAIL

0:1

CLOSING_ADJUSTMENT_

ITEM_DETAIL

ClosingAdjustmentItemAmou

nt

ClosingAdjustmentItemP

aidOutsideOfClosingIndic

ator

ClosingAdjustmentItemT

ype


CLOSING_ADJUSTME

NT_ITEM

0:6

CLOSING_ADJUSTMENT_

ITEM

12.4.1 12.4 12.4 12.4

CLOSING_ADJUSTME

NT_ITEM_DETAIL

0:1

CLOSING_ADJUSTMENT_

ITEM_DETAIL


nt



ator


ype="ProceedsOfSubord

inateLiens" or "Other"


CLOSING_ADJUSTME

NT_ITEM

0:1

CLOSING_ADJUSTMENT_

ITEM

12.5.1 12.5 12.5 12.5

CLOSING_ADJUSTME

NT_ITEM_DETAIL

0:1

CLOSING_ADJUSTMENT_

ITEM_DETAIL


nt



ator


ype="SellerCredit"


CLOSING_ADJUSTME

NT_ITEM

0:8

CLOSING_ADJUSTMENT_

ITEM

12.6.1 12.6 12.6 12.6

CLOSING_ADJUSTME

NT_ITEM_DETAIL

0:1

CLOSING_ADJUSTMENT_

ITEM_DETAIL


nt



ator


ype


CLOSING_ADJUSTME

NT_ITEM_PAID_BY

0:1

CLOSING_ADJUSTMENT_

ITEM_PAID_BY

INDIVIDUAL 0:1

INDIVIDUAL

12.6

NAME 0:1

NAME

FullName

LEGAL_ENTITY 0:1

LEGAL_ENTITY

12.6

LEGAL_ENTITY_DETAI

L

0:1

LEGAL_ENTITY_DETAIL

FullName

CLOSING_ADJUSTME

NT_ITEM

0:8

CLOSING_ADJUSTMENT_

ITEM

12.7.1 12.7 12.7 12.7

CLOSING_ADJUSTME

NT_ITEM_DETAIL

0:1

CLOSING_ADJUSTMENT_

ITEM_DETAIL


nt



ator


ype


CLOSING_ADJUSTME

NT_ITEM_PAID_BY

0:1

CLOSING_ADJUSTMENT_

ITEM_PAID_BY

INDIVIDUAL 0:1

INDIVIDUAL

12.7

Choice Group

Total Cardinality for CLOSING_ADJUSTMENT_ITEM within

Choice Group (Mutually Exclusive)

Choice Group

Total Cardinality for CLOSING_ADJUSTMENT_ITEM within CLOSING_ADJUSTMENT_ITEMS is 0:54



January 31, 2017



NAME 0:1

NAME

FullName

LEGAL_ENTITY 0:1

LEGAL_ENTITY

12.7

LEGAL_ENTITY_DETAI

L

0:1

LEGAL_ENTITY_DETAIL

FullName

CLOSING_ADJUSTME

NT_ITEM

0:10

CLOSING_ADJUSTMENT_

ITEM

14.3.1 14.3 14.3 14.3

CLOSING_ADJUSTME

NT_ITEM_DETAIL

0:1

CLOSING_ADJUSTMENT_

ITEM_DETAIL


nt



ator


ype


CLOSING_ADJUSTME

NT_ITEM

0:1

CLOSING_ADJUSTMENT_

ITEM

15.7.1 15.7 15.7 15.7

CLOSING_ADJUSTME

NT_ITEM_DETAIL

0:1

CLOSING_ADJUSTMENT_

ITEM_DETAIL


nt



ator


ype="SellerCredit"


CLOSING_ADJUSTME

NT_ITEM

0:10

CLOSING_ADJUSTMENT_

ITEM

15.8.1 15.8 15.8 15.8

CLOSING_ADJUSTME

NT_ITEM_DETAIL

0:1

CLOSING_ADJUSTMENT_

ITEM_DETAIL


nt



ator


ype


CLOSING_ADJUSTME

NT_ITEM

0:8

CLOSING_ADJUSTMENT_

ITEM

25.1 25.1 25.1 25.1

CLOSING_ADJUSTME

NT_ITEM_DETAIL

0:1

CLOSING_ADJUSTMENT_

ITEM_DETAIL


nt


ype

gse:DisplayLabelText ClosingAdjustmentItemT

ypeOtherDescription

0:1

EXTENSION

0:1

OTHER

CLOSING_ADJUSTME

NT_ITEM_PAID_BY

0:1

CLOSING_ADJUSTMENT_

ITEM_PAID_BY

INDIVIDUAL 0:1

INDIVIDUALNAME

LEGAL_ENTITY 0:1

LEGAL_ENTITY

LEGAL_ENTITY_DETAI

L

CLOSING_COST_FUN

DS

0:1

CLOSING_COST_FUNDS

12.1.1 12.1 12.1 `

CLOSING_COST_FUN

D

0:1

CLOSING_COST_FUND

ClosingCostFundAmount FundsType="DepositOnSales

Contract"




15.1.1 15.1 15.1

CLOSING_COST_FUN

D

0:1

CLOSING_COST_FUND

ClosingCostFundAmount FundsType="ExcessDeposit" IntegratedDisclosureSecti


AtClosing"

6.2.1 | 6.2.2 | 13.3 |

13.3.1

16.3 | 16.3.1 6.2.1 | 6.2.2 | 13.3 | 13.3.1 16.3 | 16.3.1 1.5 1.2

CLOSING_INFORMATI

ON_DETAIL

1:1

CLOSING_INFORMATION

_DETAIL

CashFromBorrowerAtClo

singAmount

CashFromSellerAtClosing

Amount

CashToBorrowerAtClosingAm

ount

CashToSellerAtClosingAm

ount

ClosingAgentOrderNumb

erIdentifier

ClosingDate

PREPAID_ITEMS 0:1

PREPAID_ITEMS


Mutually exclusive Mutually exclusive


Total Cardinality for CLOSING_COST_FUNDwithin CLOSING_COST_FUNDS is

Mutually exclusive Mutually exclusive





January 31, 2017



PREPAID_ITEM 0:25

PREPAID_ITEM

8.5.1 | 8.6.1 | 8.8.1 | 8.9.1 8.5.1 | 8.6.1 | 8.8.1 |

8.9.1

8.5.1 | 8.6.1 | 8.8.1 |

8.9.1

8.5.1 | 8.6.1 | 8.8.1 |

8.9.1

PREPAID_ITEM_DETA

IL

0:1

PREPAID_ITEM_DETAIL

FeePaidToType FeePaidToTypeOtherDes

cription


onType="Prepaids"

PrepaidItemMonthsPaid

Count

PREPAID_ITEM_PAID

_TO

0:1

PREPAID_ITEM_PAID_TOLEGAL_ENTITY 0:1

LEGAL_ENTITY

8.5.1 | 8.6.1 | 8.8.1 |

8.9.1

LEGAL_ENTITY_DETAI

L

0:1

LEGAL_ENTITY_DETAIL

FullName

PREPAID_ITEM_PAY

MENTS

0:1

PREPAID_ITEM_PAYMEN

TS

8.5.2 | 8.5.3 | 8.6.2 |

8.6.3 | 8.8.2 | 8.8.3 |

8.9.2 | 8.9.3

8.5.2 | 8.5.3 | 8.6.2 |

8.6.3 | 8.8.2 | 8.8.3 |

8.9.2 | 8.9.3

8.5.2 | 8.5.3 | 8.6.2 |

8.6.3 | 8.8.2 | 8.8.3 |

8.9.2 | 8.9.3

PREPAID_ITEM_PAY

MENT

0:2


PrepaidItemActualPayme

ntAmount

PrepaidItemPaymentPaid

ByType = "Buyer"

PrepaidItemPaymentTimi

ngType = "AtClosing" OR

"BeforeClosing"

8.5.4 | 8.5.5 | 8.6.4 |

8.6.5 | 8.8.4 | 8.8.5 |

8.9.4 | 8.9.5

8.5.4 | 8.5.5 | 8.6.4 |

8.6.5 | 8.8.4 | 8.8.5 |

8.9.4 | 8.9.5

8.5.4 | 8.5.5 | 8.6.4 |

8.6.5 | 8.8.4 | 8.8.5 |

8.9.4 | 8.9.5

PREPAID_ITEM_PAY

MENT

0:2



ntAmount


ByType = "Seller"



"BeforeClosing"

8.5.6 | 8.6.6 | 8.8.6 |

8.9.6

8.5.6 | 8.6.6 | 8.8.6 |

8.9.6

8.5.6 | 8.6.6 | 8.8.6 |

8.9.6

PREPAID_ITEM_PAY

MENT

0:1



ntAmount


ByType = "Lender" or

"ThirdParty"

RegulationZPointsAndFee

sIndicator

PREPAID_ITEM 0:1

PREPAID_ITEM

8.7.1 8.7.1 8.7 8.7.1

PREPAID_ITEM_DETA

IL

0:1

PREPAID_ITEM_DETAIL


cription


onType="Prepaids"

PrepaidItemPaidFromDat

e

PREPAID_ITEM_PAY

MENTS

0:1

PREPAID_ITEM_PAYMEN

TS

8.7.2 | 8.7.3 8.7.2 | 8.7.3 8.7.2 | 8.7.3

PREPAID_ITEM_PAY

MENT

0:2



ntAmount


ByType = "Buyer"



"BeforeClosing"

8.7.4 | 8.7.5 8.7.4 | 8.7.5 8.7.4 | 8.7.5

PREPAID_ITEM_PAY

MENT

0:2



ntAmount


ByType = "Seller"



"BeforeClosing"

8.7.6 8.7.6 8.7.6

PREPAID_ITEM_PAY

MENT

0:1



ntAmount


ByType = "Lender" or

"ThirdParty"


sIndicator

PRORATION_ITEMS 0:1

PRORATION_ITEMS

11.6 | 11.7 | 11.8 | 11.9 11.6 | 11.7 | 11.8 | 11.9 11.6.1 | 11.7.1 | 11.8.1 |

11.9.1

11.6 | 11.7 | 11.8 | 11.9 11.6 | 11.7 | 11.8 | 11.9

MIN: At least 1 instance of PREPAID_ITEM_PAYMENT must exist if PREPAID_ITEM_DETAIL exists. MAX: PREPAID_ITEM_PAYMENT can exist up to 3 times for a purchase and up to 2 times for a non-purchase.

MIN: At least 1 instance of PREPAID_ITEM_PAYMENT must exist if PREPAID_ITEM_DETAIL exists. MAX: PREPAID_ITEM_PAYMENT can exist up to 3 times for a purchase and up to 2 times for a non-purchase.

Total Cardinality for PREPAID_ITEM within PREPAID_ITEMS is 0:25



January 31, 2017



PROPATION_ITEM 0:30

PRORATION_ITEM



werAtClosing"

IntegratedDisclosureSubsecti

onType="AdjustmentsForIte

msPaidBySellerInAdvance"

ProrationItemAmount ProrationItemPaidFromD

ate

ProrationItemPaidThroug

hDate

12.8 | 12.9 | 12.10 |

12.11

12.8 | 12.9 | 12.10 | 12.11 12.8.1 | 12.9.1 | 12.10.1

| 12.11.1

12.8 | 12.9 | 12.10 |

12.11

12.8 | 12.9 | 12.10 |

12.11

PROPATION_ITEM 0:30

PRORATION_ITEM




AtClosing"



msUnpaidBySeller"


ate


hDate

14.4 | 14.5 | 14.6 | 14.7 14.4 | 14.5 | 14.6 | 14.7 14.4.1 | 14.5.1 | 14.6.1 |

14.7.1

14.4 | 14.5 | 14.6 | 14.7 14.4 | 14.5 | 14.6 | 14.7

PROPATION_ITEM 0:30

PRORATION_ITEM


onType="DueToSellerAt

Closing"





ate


hDate

15.9 | 15.10 | 15.11 |

15.12

15.9 | 15.10 | 15.11 | 15.12 15.9.1 | 15.10.1 |

15.11.1 | 15.12.1

15.9 | 15.10 | 15.11 |

15.12

15.9 | 15.10 | 15.11 |

15.12

PROPATION_ITEM 0:30

PRORATION_ITEM



AtClosing"





ate


hDate

3.1 3.1 | 3.2 3.1

CONSTRUCTION 0:1

CONSTRUCTION

ConstructionLoanTotalTe

rmMonthsCount

ConstructionLoanType ConstructionPeriodNumb

erOfMonthsCount

DOCUMENT_SPECIFI

C_DATA_SETS

1:1

DOCUMENT_SPECIFIC_D

ATA_SETS

DOCUMENT_SPECIFI

C_DATA_SET

1:1

DOCUMENT_SPECIFIC_D

ATA_SET

INTEGRATED_DISCLO

SURE

1:1

INTEGRATED_DISCLOSUR

E

CASH_TO_CLOSE_ITE

MS

1:1

CASH_TO_CLOSE_ITEMS

10.1.3 | 10.2.3 | 10.3.3 10.1.4 | 10.2.4 | 10.3.4 10.1,1 | 10.2.1 | 10.3.1

CASH_TO_CLOSE_ITE

M

3:3

CASH_TO_CLOSE_ITEM

IntegratedDisclosureCash

ToCloseItemAmountChan

gedIndicator


ToCloseItemChangeDescr

iption


ToCloseItemEstimatedA

mount

10.4.3 | 10.5.3 | 10.6.3 |

10.7.3 | 10.8.3

10.4.4 | 10.5.4 | 10.6.4 |

10.7.4 | 10.8.4

10.4.1 | 10.5.1 | 10.6.1 |

10.7.1 | 10.8.1

CASH_TO_CLOSE_ITE

M

0:5 (CR IF Purchase)

CASH_TO_CLOSE_ITEM



gedIndicator



iption



mount

10.10.3 | 10.11.3 10.10.4 | 10.11.4 10.10.1 | 10.11.1

This container used only if ConstructionLoanIndicator = "true"

The total Cardinality for PRORATION_ITEM within PRORATION_ITEMS = 0:120.

▪ Within each PRORATION_ITEM container, each enum may be used only once, with the exception of "Other" which may be used up to 5 times with ProrationItemTypeOtherDescription.▪ Each time a new value for ProrationItemType is used, a new PRORATION_ITEM container must be used.▪ All other data points in PRORATION_ITEM must be be included for each ProrationItemType (except OtherDescription data points, unless applicable).

This structure is used only for Section 10-Calculating Cash to Close

Total Cardinality:Purchase: 10:10Refinance: 7:7

This container used only if ConstructionLoanIndicator = "true"



January 31, 2017



CASH_TO_CLOSE_ITE

M

0:2 (CR IF Refiinance)

CASH_TO_CLOSE_ITEM



gedIndicator



iption



mount

10.9.1 10.9 10.9.3

CASH_TO_CLOSE_ITE

M

1:1

CASH_TO_CLOSE_ITEM



mount


ToCloseItemType="CashT

oCloseTotal"


ToCloseItemPaymentTyp

e

10.9.2 10.9 10.9.4

CASH_TO_CLOSE_ITE

M

1:1

CASH_TO_CLOSE_ITEM


ToCloseItemFinalAmount


ToCloseItemType="CashT

oCloseTotal"


ToCloseItemPaymentTyp

e

ESTIMATED_PROPER

TY_COST

1:1

ESTIMATED_PROPERTY_

COST

ESTIMATED_PROPER

TY_COST_COMPONE

NTS

0:1


_COMPONENTS

5.6.3 | 5.6.4 | 5.6.5 5.6.3 | 5.6.4 | 5.6.5

ESTIMATED_PROPER

TY_COST_COMPONE

NT

0:3

ESTIMATED_PROPERTY_

COST_COMPONENT

ProjectedPaymentEscrow

edType

ProjectedPaymentEstima

tedTaxesInsuranceAssess

mentComponentType

5.6.1

ESTIMATED_PROPER

TY_COST_DETAIL

1:1


_DETAIL



mentTotalAmount

18.2 18.2.1 18.3 | 18.6 18.3.1

INTEGRATED_DISCLO

SURE_DETAIL

1:1


E_DETAIL

FirstYearTotalEscrowPayment

Amount

FirstYearTotalEscrowPay

mentDescription

FirstYearTotalNonEscrow

PaymentAmount

FirstYearTotalNonEscrow

PaymentDescription

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARIES

1:1


E_SECTION_SUMMARIES

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY

1:1

INTEGRATED_DISCLOSURE_S

ECTION_SUMMARY

7.1.1 7.1

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SECTION_SUMMARY_

DETAIL


onTotalAmount


onType =

"OriginationCharges"

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY

1:1


ECTION_SUMMARY

7.4.1 7.4

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SECTION_SUMMARY_

DETAIL


onTotalAmount


onType =

"ServicesBorrowerDidN

otShopFor"

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY

1:1


ECTION_SUMMARY

7.6.1 7.6

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SECTION_SUMMARY_

DETAIL


onTotalAmount


onType =

"ServicesBorrowerDidSh

opFor"

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY

1:1


ECTION_SUMMARY

7.8.1 6.1.2 | 7.8

Used only for bottom half of Projected Pmts table

The SECTION_SUMMARIES structure provides heading (form gray bar) names and totals, and sub-heading (bolded text) names and subtotals. The actual line items making up a section are located in other parts of the Reference Model.

Used only for bottom half of Projected Pmts table

The SECTION_SUMMARIES structure provides heading (form gray bar) names and totals, and sub-heading (bolded text) names and subtotals. The actual line items making up a section are located in other parts of the Reference Model.

Either 18..3 OR 18.6 is populated depending on value of EscrowIndicator



January 31, 2017



INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SECTION_SUMMARY_

DETAIL


onTotalAmount


onType =

"TotalLoanCosts"

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SUBSECTION_PAYMEN

TS

7.9.2

INTEGRATED_DISCLO

SURE_SUBSECTION_P

AYMENT

1:1


E_SUBSECTION_PAYMEN

T

IntegratedDisclosureSubs

ectionPaidByType="Buye

r"

7.9.3

INTEGRATED_DISCLO

SURE_SUBSECTION_P

AYMENT

1:1


E_SUBSECTION_PAYMEN

T



r"

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY

1:1


ECTION_SUMMARY

8.1.1 8.1

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SECTION_SUMMARY_

DETAIL


onTotalAmount


onType =

"TaxesAndOtherGovern

mentFees"

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY

1:1


ECTION_SUMMARY

8.4.1 8.4

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SECTION_SUMMARY_

DETAIL


onTotalAmount


onType = "Prepaids"

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY

1:1


ECTION_SUMMARY

8.10.1 | 18.4 8.1 | 18.4

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SECTION_SUMMARY_

DETAIL


onTotalAmount


onType =

"InitialEscrowPaymentA

tClosing"

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY

1:1


ECTION_SUMMARY

8.16.1 8.16

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SECTION_SUMMARY_

DETAIL


onTotalAmount


onType = "OtherCosts"

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY

1:1


ECTION_SUMMARY

6.1.3 | 8.18.1 6.1.3 | 8.18

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SECTION_SUMMARY_

DETAIL


onTotalAmount


onType =

"TotalOtherCosts"

INTEGRATED_DISCLO

SURE_SUBSECTION_P

AYMENTS

1:1


E_SUBSECTION_PAYMEN

TS

8.19.2

INTEGRATED_DISCLO

SURE_SUBSECTION_P

AYMENT

1:1


E_SUBSECTION_PAYMEN

T



r"

8.19.3

INTEGRATED_DISCLO

SURE_SUBSECTION_P

AYMENT

1:1


E_SUBSECTION_PAYMEN

T



r"

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY

1:1


ECTION_SUMMARY

6.1.1 | 6.1.2 | 9.1.1 9.1

Total occurrences of SUBSECTION_PAYMENT = 2:2



January 31, 2017



INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SECTION_SUMMARY_

DETAIL


onTotalAmount


onType="TotalClosingCo

sts"

INTEGRATED_DISCLO

SURE_SUBSECTION_P

AYMENTS

1:1


E_SUBSECTION_PAYMEN

TS

9.2.2 | 9.2.3 | 11.3.1

INTEGRATED_DISCLO

SURE_SUBSECTION_P

AYMENT

2:2


E_SUBSECTION_PAYMEN

T


ectionPaidByType =

"Buyer"

9.2.4 | 9.2.5 | 15.2

INTEGRATED_DISCLO

SURE_SUBSECTION_P

AYMENT

2:2


E_SUBSECTION_PAYMEN

T


ectionPaidByType =

"Seller"

9.2.6

INTEGRATED_DISCLO

SURE_SUBSECTION_P

AYMENT

1:1


E_SUBSECTION_PAYMEN

T


ectionPaidByType =

"ThirdParty"

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY

1:1


ECTION_SUMMARY

11.3.1 11.3

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SECTION_SUMMARY_

DETAIL


onTotalAmount



werAtClosing"

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY

1:1


ECTION_SUMMARY

9.3 | 6.1.1 9.3 | 6.1.4

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SECTION_SUMMARY_

DETAIL


onType =

"TotalClosingCosts"


ectionType="LenderCred

its"

INTEGRATED_DISCLO

SURE_SUBSECTION_P

AYMENTS

1:1


E_SUBSECTION_PAYMEN

TS

9.3.2 | 6.1.4

INTEGRATED_DISCLO

SURE_SUBSECTION_P

AYMENT

1:1


E_SUBSECTION_PAYMEN

T



r"

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY

1:1


ECTION_SUMMARY

11.0.1 | 13.1.1 11.0 | 13.1

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SECTION_SUMMARY_

DETAIL


onTotalAmount


onType =

"DueFromBorrowerAtCl

osing"

INTEGRATED_DISCLOSURE_SUBSECTION_PAYMENT must have 5 occurences for a purchase and 3 occurrences for a refinance

INTEGRATED_DISCLOSURE_SUBSECTION_PAYMENT must have 5 occurences for a purchase and 3 occurrences for a refinance



January 31, 2017



INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY

1:1


ECTION_SUMMARY

12.0.1 | 13.2.1 12.0 | 13.2

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SECTION_SUMMARY_

DETAIL


onTotalAmount


onType

"PaidAlreadyByOrOnBe

halfOfBorrower"

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY

1:1


ECTION_SUMMARY

14.0.1 | 16.1.1 14.0 | 16.1

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SECTION_SUMMARY_

DETAIL


onTotalAmount



Closing"

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY

1:1


ECTION_SUMMARY

15.0.1 | 16.2.1 15.0.1 | 16.2.1

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SECTION_SUMMARY_

DETAIL


onTotalAmount


onType =

"DueFromSellerAtClosin

g"

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY

1:1


ECTION_SUMMARY

25.2.1 25.0 | 25.2

INTEGRATED_DISCLO

SURE_SECTION_SUM

MARY_DETAIL

1:1


E_SECTION_SUMMARY_

DETAIL


onTotalAmount


onType =

"PayoffsAndPayments"

PROJECTED_PAYMEN

TS

1:1

PROJECTED_PAYMENTS

5.1.1 | 18.5 5.5 | 5.6.2 5.1.1

PROJECTED_PAYMEN

T

1:1

PROJECTED_PAYMENT

SequenceNumber="1" PaymentFrequencyType ProjectedPaymentCalcula

tionPeriodEndNumber

5.1.2 | 5.1.3 | 5.1.4 5.1.2 | 5.1.3 | 5.1.4 5.1.2 | 5.1.3 | 5.1.4

PROJECTED_PAYMEN

T

0:3

PROJECTED_PAYMENT

SequenceNumber="2"

OR "3" OR "4"

ProjectedPaymentCalcula

tionPeriodEndNumber


tionPeriodStartNumber

ESCROW 0:1

ESCROW

8.15 | 8.15.2

ESCROW_DETAIL 0:1

ESCROW_DETAIL

EscrowAggregateAccount

ingAdjustmentAmount

ESCROW_ITEMS 0:1

ESCROW_ITEMS

ESCROW_ITEM 0:10

ESCROW_ITEM

8.11.1 | 8.12.1 | 8.13.1 |

8.14.1

8.11 | 8.12 | 8.13 | 8.14 8.14 8.14

ESCROW_ITEM_DETA

IL

0:1

ESCROW_ITEM_DETAIL

EscrowCollectedNumberOfM

onthsCount

EscrowItemType gse:DisplayLabelText EscrowItemTypeOtherDe

scription

This value always appears in the Borrower-Paid At Closing column and can be positive or negative.

This SECTION_SUMMARY structure required for Refinances only

This SECTION_SUMMARY structure required for Refinances only

Used only for the top half of the projected pmts tableUsed only for the top half of the projected pmts table



January 31, 2017



ESCROW_ITEM_PAY

MENTS

0:1

ESCROW_ITEM_PAYMEN

TS

8.11.2 | 8.12.2 | 8.13.2 |

8.14.2

8.11.2 | 8.12.2 | 8.13.2 |

8.14.2

8.11.2 | 8.12.2 | 8.13.2 |

8.14.2

ESCROW_ITEM_PAY

MENT

0:1

ESCROW_ITEM_PAYMENT

EscrowItemActualPayme

ntAmount

EscrowItemPaymentPaid

ByType = "Buyer"

EscrowItemPaymentTimi

ngType = "AtClosing"

8.11.4 | 8.12.4 | 8.13.4 |

8.14.4

8.11.4 | 8.12.4 | 8.13.4 |

8.14.4

8.11.4 | 8.12.4 | 8.13.4 |

8.14.4

ESCROW_ITEM_PAY

MENT

0:1

ESCROW_ITEM_PAYMENT


ntAmount


ByType = "Seller"

EscrowItemPaymentTimi

ngyType = "AtClosing"

8.11.6 | 8.12.6 | 8.13.6 |

8.14.6

8.11.6 | 8.12.6 | 8.13.6 |

8.14.6

ESCROW_ITEM_PAY

MENT

0:1

ESCROW_ITEM_PAYMENT


ntAmount


ByType = "Lender" OR

"ThirdParty"

1:1

FEE_INFORMATION

1:1

FEESFEE 1:1

FEE

7.2.1 7.2.1 7.2.1 7.2.1

FEE_DETAIL 1:1

FEE_DETAIL


cription

FeePercentBasisType FeeTotalPercent

FEE_PAID_TO 0:1

FEE_PAID_TO

LEGAL_ENTITY 0:1

LEGAL_ENTITY

7.2.1

LEGAL_ENTITY_DEATI

L

0:1

LEGAL_ENTITY_DETAIL

FullName

FEE_PAYMENTS 0:1

FEE_PAYMENTS

7.2.2 | 7.2.3 7.2.2 | 7.2.3 7.2.2 | 7.2.3

FEE_PAYMENT 0:2

FEE_PAYMENT

FeeActualPaymentAmou

nt


= "Buyer"

FeePaymentPaidOutside

OfClosingIndicator

7.2.4 | 7.2.5 7.2.4 | 7.2.5 7.2.4 | 7.2.5

FEE_PAYMENT 0:2

FEE_PAYMENT


nt


"Seller"


OfClosingIndicator

7.2.6 7.2.6

FEE_PAYMENT 0:1

FEE_PAYMENT


nt


= "Lender" OR

"ThirdParty"

FEE 0:39

FEE

18.7 7.3.1 7.3.1 7.3

FEE_DETAIL 0:1

FEE_DETAIL

FeeActualTotalAmount FeePaidToType FeePaidToTypeOtherDes

cription

FeeType

FEE_PAID_TO 0:1

FEE_PAID_TO

LEGAL_ENTITY 0:1

LEGAL_ENTITY

7.3.1

MIN: At least 1 instance of FEE_PAYMENTmust exist if FeeTotalPercent > 0. MAX: FEE_PAYMENT can exist up to 5 times for a purchase and up to 3 times for a non-purchase.

This FEE_PAYMENT container can occur only once= EITHER "Lender " OR "ThirdParty"

Completeness:▪ Whether a fee should be included in this section of the form is unenforceable--it depends upon the fees assessed for each specific transaction--so MIN = 0.▪ However, once a fee is included, the entire structure must be included, with at least one occurrence of FEE_PAYMENT.▪ Reasonableness checks can be applied to ensure that the Fee Types provided belong in this section.

MIN: At least 1 instance of ESCROW_ITEM_PAYMENT must exist if ESCROW_ITEM_DETAIL exists. MAX: ESCROW_ITEM_PAYMENT can exist up to 3 times for a purchase and up to 2 times for a non-purchase.Escrow item payments are made only "At Closing" so no timing data point is needed.




January 31, 2017



LEGAL_ENTITY_DETAI

L

0:1

LEGAL_ENTITY_DETAIL

FullName

FEE_PAYMENTS 0:1

FEE_PAYMENTS

7.3.2 | 7.3.3 7.3.2 | 7.3.3 7.3.2 | 7.3.3

FEE_PAYMENT 0:2

FEE_PAYMENT


nt


= "Buyer"


OfClosingIndicator

7.3.4 | 7.3.5 7.2.4 | 7.2.5 7.3.4 | 7.3.5

FEE_PAYMENT 0:2

FEE_PAYMENT


nt


"Seller"


OfClosingIndicator

7.3.6 7.3.6

FEE_PAYMENT 0:1

FEE_PAYMENT


nt


= "Lender" OR

"ThirdParty"

FEE 0:61

FEE

7.5.1 7.5.1 7.5 7.5

FEE_DETAIL 0:1

FEE_DETAIL

FeePaidToType FeeType gse:DisplayLabelText

FEE_PAID_TO 0:1

FEE_PAID_TO

LEGAL_ENTITY 0:1

LEGAL_ENTITY

7.5.1

LEGAL_ENTITY_DETAI

L

0:1

LEGAL_ENTITY_DETAIL

FullName

FEE_PAYMENTS 0:1

FEE_PAYMENTS

7.5.2 | 7.5.3 7.5.2 | 7.5.3 7.5.2 | 7.5.3

FEE_PAYMENT 0:2

FEE_PAYMENT


nt


= "Buyer"


OfClosingIndicator

7.5.4 | 7.5.5 7.5.4 | 7.5.5 7.5.4 | 7.5.5

FEE_PAYMENT 0:2

FEE_PAYMENT


nt


"Seller"


OfClosingIndicator

7.5.6 7.5.6

FEE_PAYMENT 0:1

FEE_PAYMENT


nt


= "Lender" OR

"ThirdParty"

FEE 0:32

FEE

7.7.1 7.7.1 7.7 7.7

FEE_DETAIL 0:1

FEE_DETAIL


cription

FeeType gse:DisplayLabelText

FEE_PAID_TO 0:1

FEE_PAID_TO

LEGAL_ENTITY 0:1

LEGAL_ENTITY

7.7.1

LEGAL_ENTITY_DETAI

L

0:1

LEGAL_ENTITY_DETAIL

FullName

MIN: At least 1 instance of FEE_PAYMENTmust exist if FEE exists. MAX: FEE_PAYMENT can exist up to 5 times for a purchase and up to 3 times for a non-purchase.










January 31, 2017



FEE_PAYMENTS 0:1

FEE_PAYMENTS

7.7.2 | 7.7.3 7.7.2 | 7.7.3 7.7.2 | 7.7.3

FEE_PAYMENT 0:2

FEE_PAYMENT


nt


= "Buyer"


OfClosingIndicator

7.7.4 | 7.7.5 7.7.4 | 7.7.5 7.7.4 | 7.7.5

FEE_PAYMENT 0:2

FEE_PAYMENT


nt


"Seller"


OfClosingIndicator

7.7.6 7.7.6

FEE_PAYMENT 0:1

FEE_PAYMENT


nt


= "Lender" OR

"ThirdParty"

FEE 0:2

FEE

8.2.1 8.2 8.2

FEE_DETAIL 0:1

FEE_DETAIL

FeeActualTotalAmount FeeType =

"RecordingFeeForDeed"

OR

"RecordingFeeForMortg

age"


onType =


mentFees"

FEE 0:1

FEE

8.2 8.2

FEE_DETAIL 0:1

FEE_DETAIL

FeeType =

"RecordingFeeTotal"


onType =


mentFees"

FEE_PAYMENTS 0:1

FEE_PAYMENTS

8.2.2 | 8.2.3 8.2.2 | 8.2.3 8.2.2 | 8.2.3

FEE_PAYMENT 0:2

FEE_PAYMENT


nt


= "Buyer"


OfClosingIndicator

8.2.4 | 8.2.5 8.2.4 | 8.2.5 8.2.4 | 8.2.5

FEE_PAYMENT 0:2

FEE_PAYMENT


nt


"Seller"


OfClosingIndicator

8.2.6 8.2.6

FEE_PAYMENT 0:1

FEE_PAYMENT


nt


= "Lender" OR

"ThirdParty"

FEE 0:15

FEE

8.3 8.3 8.3 8.3

FEE_DETAIL 0:1

FEE_DETAIL

FeeType gse:DisplayLabelText FeeTypeOtherDescription IntegratedDisclosureSecti

onType =


mentFees"

FEE_PAID_TO 0:1

FEE_PAID_TO

LEGAL_ENTITY 0:1

LEGAL_ENTITY

8.3.1

LEGAL_ENTITY_DETAI

L

0:1

LEGAL_ENTITY_DETAIL

FullName

FEE_PAYMENTS 0:1

FEE_PAYMENTS

8.3.2 | 8.3.3 8.3.2 | 8.3.3 8.3.2 | 8.3.3

FEE_PAYMENT 0:2

FEE_PAYMENT


nt


= "Buyer"


OfClosingIndicator





This FEE structure provides the last part of the line item description andlevel. The total amount is spread as applicable across the FEE_PAYMENT containers.

MIN: At least 1 instance of FEE_PAYMENTmust exist if FEE exists. MAX: FEE_PAYMENT can



▪ 2 values are valid for Fee Type in Section E. Taxes andThese types and amounts are▪ Each value may be used only once in this section.▪ Each time a new value for Fee Type is used, a new FEE/FEE_DETAILmust be used--the number of valid fee enumerations determines the CARDINALITY for the FEE Containers in this section.

This FEE structure provides the last part of the line item description andlevel. The total amount is spread as applicable across the FEE_PAYMENT containers.

Completeness:▪ Whether a fee should be included in this section of the form is unenforceable--it depends upon the fees assessed for each specific transaction--so MIN = 0.▪ However, once a fee is included, theentire structure must be included, with at least one occurrence of FEE_PAYMENT.▪ Reasonableness checks can be applied to ensure that the Fee Types provided belong



January 31, 2017



8.3.4 | 8.3.5 8.3.4 | 8.3.5 8.3.4 | 8.3.5

FEE_PAYMENT 0:2

FEE_PAYMENT


nt


"Seller"


OfClosingIndicator

8.3.6 8.3.6

FEE_PAYMENT 0:1

FEE_PAYMENT


nt


= "Lender" OR

"ThirdParty"

FEE 0:39

FEE

8.17.1 8.17.1 8.17 8.17

FEE_DETAIL 0:1

FEE_DETAIL


cription

FeeType gse:DisplayLabelText

FEE_PAID_TO 0:1

FEE_PAID_TO

LEGAL_ENTITY 0:1

LEGAL_ENTITY

8.17.1

LEGAL_ENTITY_DETAI

L

0:1

LEGAL_ENTITY_DETAIL

FullName

FEE_PAYMENTS 0:1

FEE_PAYMENTS

8.17.2 | 8.17.3 8.17.2 | 8.17.3 8.17.2 | 8.17.3

FEE_PAYMENT 0:2

FEE_PAYMENT


nt


= "Buyer"


OfClosingIndicator

8.17.4 | 8.17.5 8.17.4 | 8.17.5 8.17.4 | 8.17.5

FEE_PAYMENT 0:2

FEE_PAYMENT


nt


"Seller"


OfClosingIndicator

8.17.6 8.17.6

FEE_PAYMENT 0:1

FEE_PAYMENT


nt


= "Lender" OR

"ThirdParty"

FEES_SUMMARY 1:1

FEES_SUMMARY

21.4 21.3 21.2 21.5 21.1

FEE_SUMMARY_DET

AIL

1:1

FEE_SUMMARY_DETAIL

APRPercent FeeSummaryTotalAmountFin

ancedAmount

FeeSummaryTotalFinanc

eChargeAmount

FeeSummaryTotalInteres

tPercent

FeeSummaryTotalOfAllPa

ymentsAmount

FORECLOSURES 1:1

FORECLOSURESFORECLOSURE 1:1

FORECLOSURE

22.1

FORECLOSURE_DETAI

L

1:1

FORECLOSURE_DETAIL

DeficiencyRightsPreserve

dIndicator

HIGH_COST_MORTG

AGES

1:1

HIGH_COST_MORTGAGE

S

GSE GSE GSE GSE GSE GSE

HIGH_COST_MORTG

AGE

1:1

HIGH_COST_MORTGAGE

APRPercent RegulationZExcludedBon

aFideDiscountPointsIndic

ator

RegulationZExcludedBonaFide

DiscountPointsPercent

RegulationZTotalAffiliate

FeesAmount

RegulationZTotalLoanAm

ount

RegulationZTotalPointsA

ndFeesAmount

4.3.3 | 5.1

| 19.1.1INTEREST_ONLY 0:1

INTEREST_ONLY

InterestOnlyTermMonths

Count

LATE_CHARGE 1:1

LATE_CHARGE

EXTENSION 1:1

EXTENSION

OTHER 1:1

OTHER

LATE_CHARGE_RULES 1:1

LATE_CHARGE_RULES

LATE_CHARGE_RULE 1:2

LATE_CHARGE_RULE

LateChargeAmount LateChargeGracePeriodD

aysCount


17.1 4.5.2 4.5.3 4.2.1 3.1 | 3.2 17.2 18.1

exists. MAX: FEE_PAYMENT can exist up to 5 times for a purchase and up to 3 times for a non-purchase.

This FEE_PAYMENT container can occur only once= EITHER "Lender " OR "ThirdParty"This FEE_PAYMENT container can occur only once= EITHER "Lender " OR "ThirdParty"





January 31, 2017



LOAN_DETAIL 1:1

LOAN_DETAIL

AssumabilityIndicator BalloonIndicator BalloonPaymentAmount BuydownTemporarySubsidyF

undingIndicator

ConstructionLoanIndicat

or

DemandFeatureIndicator EscrowAbsenceReasonTy

pe

4.3.3 | 5.2.3 | 19.1 4.2.2 4.1.3 3.6 | 5.3 4.1.3 | 17.4 | 19.2 4.3.2 4.4.2

InterestOnlyIndicator InterestRateIncreaseIndic

ator

LoanAmountIncreaseIndi

cator

MIRequiredIndicator NegativeAmortizationInd

icator

PaymentIncreaseIndicato

r

PrepaymentPenaltyIndic

ator

1:1

EXTENSION

GSE

1:1

OTHER

SubordinateFinancingIsN

ewIndicator

LOAN_IDENTIFIERS 1:1

LOAN_IDENTIFIERS

3.5 3.5

LOAN_IDENTIFIER 1:1

LOAN_IDENTIFIER

LoanIdentifier LoanIdentifierType =

"LenderLoan"

3.6 3.6

LOAN_IDENTIFIER 0:1

LOAN_IDENTIFIER


"AgencyCase"

3.6 3.6

LOAN_IDENTIFIER 0:1

LOAN_IDENTIFIER


"MERS_MIN"

LOAN_PRODUCT 0:1

LOAN_PRODUCTLOAN_PRICE_QUOTE

S

0:1

LOAN_PRICE_QUOTES

LOAN_PRICE_QUOTE 0:1

LOAN_PRICE_QUOTE

GSE

LOAN_PRICE_QUOTE

_DETAIL

0:1

LOAN_PRICE_QUOTE_DE

TAIL

LoanPriceQuoteInterestRateP

ercent

MATURITY 1:1

MATURITY

3.1 | 4.5.3 3.1 | 4.5.3 3.1 | 4.5.3 | 5.1

MATURITY_RULE 1:1

MATURITY_RULE

LoanMaturityPeriodCoun

t

LoanMaturityPeriodType LoanTermMaximumMonthsC

ount

MI_DATA 0:1

MI_DATA

3.6 GSE GSE 5.3

MI_DATA_DETAIL 0:1

MI_DATA_DETAIL

MICertificateIdentifier MICompanyNameType MICompanyNameTypeOther

Description

MIScheduledTermination

Date

NEGATIVE_AMORTIZ

ATION

0:1

NEGATIVE_AMORTIZATI

ON

4.1.3 | 5.1 4.1.3 4.1.3 | 17.4

NEGATIVE_AMORTIZ

ATION_RULE

0:1

NEGATIVE_AMORTIZATI

ON_RULE

NegativeAmortizationLim

itMonthsCount

NegativeAmortizationMa

ximumLoanBalanceAmou

nt

NegativeAmortizationType

PAYMENT 0:1

PAYMENTPARTIAL_PAYMENTS 0:1

PARTIAL_PAYMENTS

17.5 17.5

PARTIAL_PAYMENT 0:1

PARTIAL_PAYMENT

PartialPaymentApplicatio

nMethodType

PartialPaymentApplicationMe

thodTypeOtherDescription

4.3.1 4.3.1 17.5 4.3 | 19.5 19.2 19.4.1

PAYMENT_RULE 1:1

PAYMENT_RULE

FullyIndexedInitialPrincip

alAndInterestPaymentA

mount

InitialPrincipalAndInteres

tPaymentAmount

PartialPaymentAllowedIndica

tor

PaymentFrequencyType PaymentOptionIndicator SeasonalPaymentPeriodE

ndMonth

EXTENSION 0:1

EXTENSION

OTHER 0:1

OTHER

19.2.1 19.3.1

PAYMENT_RULE TotalOptionalPaymentCount TotalStepPaymentCount

PREPAYMENT_PENTA

LTY

0:1

PREPAYMENT_PENALTY

4.4.3 4.4.3

PREPAYMENT_PENAL

TY_LIFETIME_RULE

0:1

PREPAYMENT_PENALTY_

LIFETIME_RULE

PrepaymentPenaltyExpir

ationMonthsCount

PrepaymentPenaltyMaxi

mumLifeOfLoanAmount

QUALIFIED_MORTGA

GE

1:1

QUALIFIED_MORTGAGEEXEMPTIONS 0:1

EXEMPTIONS

GSE

TotalLOAN_IDENTIFIERCardinality 1:3



January 31, 2017



EXEMPTION 0:1

EXEMPTION

AbilityToRepayExemption

ReasonType

GSE

QUALIFIED_MORTGA

GE_DETAIL

1:1

QUALIFIED_MORTGAGE_

DETAIL

AbilityToRepayMethodTy

pe

GSE

REFINANCE 1:1

REFINANCE

RefinanceSameLenderInd

icator

12.3 | 12.3.1 | 15.3 |

15.3.1

4.2.1 GSE 1.7 | 3.1 | 3.2 | 3.4 3.4 4.1.1 | 12.2 | 12.2.1

TERMS_OF_LOAN 1:1

TERMS_OF_LOAN

AssumedLoanAmount DisclosedFullyIndexedRat

ePercent

LienPriorityType LoanPurposeType MortgageType MortgageTypeOtherDesc

ription

NoteAmount

1:1

UNDERWRITING

0:1

AUTOMATED_UNDERWR

ITINGS

0:10

AUTOMATED_UNDERWR

ITING

GSE GSE GSE

AutomatedUnderwriting

CaseIdentifier

AutomatedUnderwritingSyste

mType

AutomatedUnderwritingS

ystemTypeOtherDescripti

on

GSE

1:1

UNDERWRITING_DETAIL

LoanManualUnderwriting

Indicator

PARTIES 1:1

PARTIESPARTY (#1 -

NotePayTo Org)

NotePayTo (Org) 1:1

PARTY

LEGAL_ENTITY 1:1

LEGAL_ENTITY

2.3 | 23.1.1

LEGAL_ENTITY_DETAI

L

1:1

LEGAL_ENTITY_DETAIL

FullName

ADDRESSES 1:1

ADDRESSES

23.2.1 23.2.1 23.2.1 23.2.1 23.2.1 23.2.1

ADDRESS 1:1

ADDRESS

AddressLineText AddressType AddressUnitDesignatorType AddressUnitIdentifier CityName PostalCode

ROLES 1:1

ROLES

XML XML

ROLE 1:1

ROLE

SequenceNumber = "1" xlink:label =

"PARTY1_ROLE1"

LICENSES 1:1

LICENSESLICENSE 1:1

LICENSE

GSE-OPTIONAL 23.3.1 | 23.4.1 23.3.1 | 23.4.1

LICENSE_DETAIL 1:1

LICENSE_DETAIL

LicenseAuthorityLevelTyp

e

LicenseIdentifier IdentifierOwnerURI

23.1.1

ROLE_DETAIL 1:1

ROLE_DETAIL

PartyRoleType =

"NotePayTo"

PARTY (#2-NotePayTo

Contact)

NotePayTo (Contact) 1:1

PARTYINDIVIDUAL 1:1

INDIVIDUALCONTACT_POINTS 1:1

CONTACT_POINTS

CONTACT_POINT 1:1

CONTACT_POINT

23.8.1

Must always be sent together.

TOTAL PARTY Cardinality:Purchase: Min = 6; Max = 30Non-Seller: Min = 5; Max = 16



January 31, 2017



CONTACT_POINT_EM

AIL

1:1

CONTACT_POINT_EMAIL

ContactPointEmailValue

CONTACT_POINT 1:1

CONTACT_POINT

23.9.1

CONTACT_POINT_TEL

EPHONE

1:1

CONTACT_POINT_TELEP

HONE

ContactPointTelephoneValue

23.5.1 23.5.1 23.5.1 23.5.1

NAME 1:1

NAME

FirstName LastName MiddleName SuffixName

ROLES 1:1

ROLES

XML XML

ROLE 1:1

ROLE


"PARTY2_ROLE1"

LICENSES 1:1

LICENSESLICENSE 1:1

LICENSE

GSE-OPTIONAL 23.6.1 | 23.7.1 23.6.1 | 23.7.1

LICENSE_DETAIL 1:1

LICENSE_DETAIL


e


23.5.1 | 2.3

ROLE_DETAIL 1:1

ROLE_DETAIL

PartyRoleType =

"NotePayTo"

PARTY (#3 -

MortgageBroker Org)

MortgageBroker

(Org)

0:1

PARTY

LEGAL_ENTITY 0:1

LEGAL_ENTITY

23.1.2

LEGAL_ENTITY_DETAI

L

0:1

LEGAL_ENTITY_DETAIL

FullName

ADDRESSES 0:1

ADDRESSES

23.2.2 23.2.2 23.2.2 23.2.2 23.2.2 23.2.2

ADDRESS 0:1

ADDRESS


ROLES 0:1

ROLES

XML XML

ROLE 0:1

ROLE


"PARTY3_ROLE1"

LICENSES 0:1

LICENSESLICENSE 0:1

LICENSE

GSE-OPTIONAL 23.3.2 | 23.4.2 23.3.2 | 23.4.2

LICENSE_DETAIL 0:1

LICENSE_DETAIL


e


23.1.2

ROLE_DETAIL 0:1

ROLE_DETAIL

PartyRoleType =

"MortgageBroker"

PARTY (#4-

MortgageBroker

Contact)

MortgageBroker

(Contact)

0:1

PARTY

INDIVIDUAL 0:1


CONTACT_POINTS

CONTACT_POINT 0:1

CONTACT_POINT

23.8.2

CONTACT_POINT_EM

AIL

0:1

CONTACT_POINT_EMAIL


CONTACT_POINT 0:1

CONTACT_POINT

23.9.2

CONTACT_POINT_TEL

EPHONE

0:1

CONTACT_POINT_TELEP

HONE





January 31, 2017



23.5.2 23.5.2 23.5.2 23.5.2

NAME 0:1

NAME


ROLES 0:1

ROLES

XML XML

ROLE 0:1

ROLE


"PARTY4_ROLE1"

LICENSES 0:1

LICENSESLICENSE 0:1

LICENSE

GSE-OPTIONAL 23.6.2 |23.7.2 23.6.2 |23.7.2

LICENSE_DETAIL 0:1

LICENSE_DETAIL


e


23.5.2

ROLE_DETAIL 0:1

ROLE_DETAIL

PartyRoleType =

"MortgageBroker"

PARTY (#5 -

RealEstateAgent-

Selling (Org)

RealEstateAgent -

Selling (Org)

0:1

PARTY

LEGAL_ENTITY 0:1

LEGAL_ENTITY

23.1.3

LEGAL_ENTITY_DETAI

L

0:1

LEGAL_ENTITY_DETAIL

FullName

ADDRESSES 0:1

ADDRESSES

23.2.3 23.2.3 23.2.3 23.2.3 23.2.3 23.2.3

ADDRESS 0:1

ADDRESS


ROLES 0:1

ROLES

XML XML

ROLE 0:1

ROLE


"PARTY5_ROLE1"

23.1.3

REAL_ESTATE_AGENT0:1

REAL_ESTATE_AGENT

RealEstateAgentType =

"Selling"

LICENSES 0:1

LICENSESLICENSE 0:1

LICENSE

GSE-OPTIONAL 23.3.3 | 23.4.3 23.3.3 | 23.4.3

LICENSE_DETAIL 0:1

LICENSE_DETAIL


e


23.1.3

ROLE_DETAIL 0:1

ROLE_DETAIL

PartyRoleType =

"RealEstateAgent"

PARTY #6-

RealEstateAgent-

Selling (Contact)

RealEstateAgent -

Selling (Contact)

0:1

PARTY

INDIVIDUAL 0:1


CONTACT_POINTS

CONTACT_POINT 0:1

CONTACT_POINT

23.8.3

CONTACT_POINT_EM

AIL

0:1

CONTACT_POINT_EMAIL


CONTACT_POINT 0:1

CONTACT_POINT

23.9.3

CONTACT_POINT_TEL

EPHONE

0:1

CONTACT_POINT_TELEP

HONE


NAME 23.5.3 23.5.3 23.5.3 23.5.3

0:1

NAME


ROLES 0:1

ROLES

XML XML

ROLE 0:1

ROLE


"PARTY6_ROLE1"

23.5.3




January 31, 2017



REAL_ESTATE_AGENT

0:1

REAL_ESTATE_AGENT


"Selling"

LICENSES 0:1

LICENSESLICENSE 0:1

LICENSE

GSE-OPTIONAL 23.6.3 | 23.7.3 23.6.3 | 23.7.3

LICENSE_DETAIL 0:1

LICENSE_DETAIL


e


23.5.3

ROLE_DETAIL 0:1

ROLE_DETAIL

PartyRoleType =

"RealEstateAgent"

PARTY #7 -

RealEstateAgent-

Listing (Org)

RealEstateAgent - Listing

(Org)

0:1

PARTY

LEGAL_ENTITY 0:1

LEGAL_ENTITY

23.1.4

LEGAL_ENTITY_DETAI

L

0:1

LEGAL_ENTITY_DETAIL

FullName

ADDRESSES 0:1

ADDRESSES

23.2.4 23.2.4 23.2.4 23.2.4 23.2.4 23.2.4

ADDRESS 0:1

ADDRESS


ROLES 0:1

ROLES

XML XML

ROLE 0:1

ROLE


"PARTY7_ROLE1"

23.1.4

REAL_ESTATE_AGENT 0:1

REAL_ESTATE_AGENT


"LIsting"

LICENSES 0:1

LICENSESLICENSE 0:1

LICENSE

GSE-OPTIONAL 23.3.4| 23.4.4 23.3.4| 23.4.4

LICENSE_DETAIL 0:1

LICENSE_DETAIL


e


23.1.4

ROLE_DETAIL 0:1

ROLE_DETAIL

PartyRoleType =

"RealEstateAgent"

PARTY #8-

RealEstateAgent-

Listing (Contact)

RealEstateAgent - Listing

(Contact)

0:1

PARTY

INDIVIDUAL 0:1


CONTACT_POINTS

CONTACT_POINT 0:1

CONTACT_POINT

23.8.4

CONTACT_POINT_EM

AIL

0:1

CONTACT_POINT_EMAIL


CONTACT_POINT 0:1

CONTACT_POINT

23.9.4

CONTACT_POINT_TEL

EPHONE

0:1

CONTACT_POINT_TELEP

HONE


23.5.4 23.5.4 23.5.4 23.5.4

NAME 0:1

NAME


ROLES 0:1

ROLES

XML XML

ROLE 0:1

ROLE


"PARTY8_ROLE1"

23.5.4

REAL_ESTATE_AGENT 0:1

REAL_ESTATE_AGENT


"LIsting"

LICENSES 0:1

LICENSES




January 31, 2017



LICENSE 0:1

LICENSE

GSE-OPTIONAL 23.6.4 | 23.7.4 23.6.4 | 23.7.4

LICENSE_DETAIL 0:1

LICENSE_DETAIL


e


23.5.4

ROLE_DETAIL 0:1

ROLE_DETAIL

PartyRoleType =

"RealEstateAgent"

PARTY #9 -

ClosinAgent (Org)

ClosingAgent

(Org)

1:1

PARTY

LEGAL_ENTITY 1:1

LEGAL_ENTITY

1.4 | 23.1.5

LEGAL_ENTITY_DETAI

L

1:1

LEGAL_ENTITY_DETAIL

FullName

ADDRESSES 1:1

ADDRESSES

23.2.5 23.2.5 23.2.5 23.2.5 23.2.5 23.2.5

ADDRESS 1:1

ADDRESS


ROLES 1:1

ROLES

XML XML

ROLE 1:1

ROLE


"PARTY9_ROLE1"

LICENSES 1:1

LICENSESLICENSE 0:1

LICENSE

GSE-OPTIONAL 23.3.5 | 23.4.5 23.3.5 | 23.4.5

LICENSE_DETAIL 0:1

LICENSE_DETAIL


e


1.4 | 23.1.5

ROLE_DETAIL 1:1

ROLE_DETAIL

PartyRoleType =

"ClosingAgent"

PARTY #10-

ClosingAgent

(Contact)

ClosingeAgent

(Contact)

1:1

PARTY

INDIVIDUAL 1:1


CONTACT_POINTS

CONTACT_POINT 1:1

CONTACT_POINT

23.8.5

CONTACT_POINT_EM

AIL

1:1

CONTACT_POINT_EMAIL


CONTACT_POINT 1:1

CONTACT_POINT

23.9.5

CONTACT_POINT_TEL

EPHONE

1:1

CONTACT_POINT_TELEP

HONE


23.5.5 23.5.5 23.5.5 23.5.5

NAME 1:1

NAME


ROLES 1:1

ROLES

XML XML

ROLE 1:1

ROLE


"PARTY10_ROLE1"

LICENSES 1:1

LICENSESLICENSE 0:1

LICENSE

GSE-OPTIONAL 23.6.5 | 23.7.5 23.6.5 | 23.7.5

LICENSE_DETAIL 0:1

LICENSE_DETAIL


e


23.5.5

ROLE_DETAIL 1:1

ROLE_DETAIL

PartyRoleType =

"ClosingAgent"

PARTY - Borrower Borrower 1:10

PARTY

INDIVIDUAL 0:1

INDIVIDUAL

2.1 2.1 2.1 2.1

Must always be



January 31, 2017



NAME 0:1

NAME


LEGAL_ENTITY 0:1

LEGAL_ENTITY

2.1

LEGAL_ENTITY_DETAI

L

0:1

LEGAL_ENTITY_DETAIL

FullName

ADDRESSES 1:1

ADDRESSES

2.1 2.1 2.1 2.1 2.1 2.1

ADDRESS 1:1

ADDRESS

AddressLineText AddressType="Mailing" AddressUnitDesignatorType AddressUnitIdentifier CityName CountryCode

ROLES 1:1

ROLES

XML XML

ROLE 1:1

ROLE

SequenceNumber = "11"

| "12"

xlink:label =

"PARTY11_ROLE1" |

"PARTY12_ROLE1"

2.1 2.1

ROLE_DETAIL 1:1

ROLE_DETAIL

PartyRoleType =

"Borrower"

PartyRoleTypeOtherDescripti

on

PARTY -

PropertySeller

PropertySeller 0:10

PARTY

INDIVIDUAL 0:1

INDIVIDUAL

2.2 2.2 2.2 2.2

NAME 0:1

NAME


LEGAL_ENTITY 0:1

LEGAL_ENTITY

2.2 | 2.3 | 23.1.5

LEGAL_ENTITY_DETAI

L

0:1

LEGAL_ENTITY_DETAIL

FullName

ADDRESSES 0:1

ADDRESSES

2.2 2.2 2.2 2.2 2.2 2.2

ADDRESS 0:1

ADDRESS

AddressLineText AddressType AddressUnitDesignatorType AddressUnitIdentifier CityName CountryCode

ROLES 0:1

ROLES

XML XML

ROLE 0:1

ROLE


| "12"

xlink:label =

"PARTY11_ROLE1" |

"PARTY12_ROLE1"

2.2

ROLE_DETAIL 0:1

ROLE_DETAIL

PartyRoleType =

"PropertySeller"

PARTIES 0:1

PARTIES

PARTY 0:2

PARTY

ROLES 0:1

ROLES

ROLE 0:1

ROLE

PARTY_ROLE_IDENTIF

IERS

0:1


S

GSE GSE

PARTY_ROLE_IDENTIF

IER

0:1


PartyRoleIdentifier @IdentifierOwnerURI

GSE

ROLE_DETAIL 0:1

ROLE_DETAIL

PartyRoleType="LoanDeli

veryFilePreparer"

RELATIONSHIPS 1:1

RELATIONSHIPS

RELATIONSHIP 1:1

RELATIONSHIP

SequenceNumber = "1" xlink:arcrole =

"ROLE_IsemployedBy_RO

LE"

xlink:from =

PARTY2_ROLE1

xlink:to =

"PARTY1_ROLE1"

RELATIONSHIP 0:1

RELATIONSHIP



LE"

xlink:from =

PARTY4_ROLE1

xlink:to =

"PARTY3_ROLE1"

NotePayTo - Contact (is employed by) Company

Mortgage Broker - Contact (is employed by) Company

Mutually exclusive within PARTY

Mutually exclusive within PARTY



January 31, 2017



RELATIONSHIP 0:1

RELATIONSHIP



LE"

xlink:from =

PARTY6_ROLE1

xlink:to =

"PARTY5_ROLE1"

Purchase Only

RELATIONSHIP 0:1

RELATIONSHIP



LE"

xlink:from =

PARTY8_ROLE1

xlink:to =

"PARTY7_ROLE1"

Purchase Only

RELATIONSHIP 1:1

RELATIONSHIP



LE"

xlink:from =

PARTY10_ROLE1

xlink:to =

"PARTY9_ROLE1"

RELATIONSHIP 0:2

RELATIONSHIP


OR "12"

xlink:arcrole =

"ROLE_IsAssociatedWith

_SIGNATORY"

xlink:from =

PARTY11_ROLE1 |

PARTY12_ROLE1

xlink:to =

"SIGNATORY_1" |

"SIGNATORY_2"

RELATIONSHIP 0:2

RELATIONSHIP


OR "14"

xlink:arcrole =

"ROLE_IsAssociatedWith

_SIGNATORY"

xlink:from =

PARTY13_ROLE1

xlink:to =

"SIGNATORY_3" |

"SIGNATORY_4"

Purchase Only

SIGNATORIES 0:1

SIGNATORIES

XML XML

SIGNATORY 0:20

SIGNATORY

SwquenceNumber = "1",

"2", "3", "4"

xlink:label="SIGNATORY_

n "

EXECUTION 0:1

EXECUTION

XML XML XML XML

0:1

EXECUTION_DETAIL

ActualSignatureType ActualSignatureTypeOthe

rDescription

ExecutionDate ExecutionDatetime

EXECUTION_DETAIL

SYSTEM_SIGNATURES 0:1

SYSTEM_SIGNATURES

XML OPTIONAL

SYSTEM_SIGNATURE 0:1

SYSTEM_SIGNATURE

XML Digital Signature

Element

VIEWS 1:1

VIEWS

XML

VIEW 1:2

VIEW

SequenceNumber

VIEW_FILES 1:1

VIEW_FILESVIEW_FILE 1:1

VIEW_FILE

XML XML XML XML

FOREIGN_OBJECT 1:1

FOREIGN_OBJECT

EmbeddedContentXML MIMETypeIdentifier="ap

plication/pdf"

ObjectEncodingType="Ba

se64"

ObjectName

ABOUT_VERSIONS 1:1

ABOUT_VERSIONS

XML XML XML

ABOUT_VERSION 1:1

ABOUT_VERSION

AboutVersionIdentifier="

Retrieveable"

IdentifierOwnerURI =

"http://www.mismo.org/

residential/2009/SMART

DocProfile"

DataVersionIdentifier="U

CD Delivery Specification

1.3"

DOCUMENT_CLASSIFI

CATION

1:1

DOCUMENT_CLASSIFICA

TION

DOCUMENT_CLASSES 1:1

DOCUMENT_CLASSES

XML XML

DOCUMENT_CLASS 1:1

DOCUMENT_CLASS

DocumentType = "Other" DocumentTypeOtherDes

cription

XML XML

DOCUMENT_CLASSIFI

CATION_DETAIL

1:1

DOCUMENT_CLASSIFICA

TION_DETAIL

DocumentFormIssuingEn

tityNameType = "CFPB"

DocumentFormIssuingEn

tityVersionIdentifier =

"2013-11-30"

1:1

EXTENSIONXML

1:1

OTHER

DocumentSignatureRequi

redIndicator

END of file END of file END of file END of file END of file END of file END of file END of file END of file END of file END of file END of file END of file END of file END of file END of file END of file END of file END of file END of file

These structures are new and relate to

SIGNATORY structure can be provided up to 20 times (one for each Borrower and Seller). For Non-Seller transactions, can repeat up to 10 times.

The XML Digital SIgnature Element is not a data point, it is just a reference to the string making up the

Real Estate Agent (Selling) - Contact (is employed by) Company

Real Estate Agent (Listing) - Contact (is employed by) Company

Closing Agent - Contact (is employed by) Company

Borrower is associated with SIGNATORY

Seller is associated with SIGNATORY

Mutually Exclusive



January 31, 2017


20 21 22 23 24 25 26 27 28 29



January 31, 2017


20 21 22 23 24 25 26 27 28 29

GSE

Refinances Only

PropertyValuationMetho

dTypeOtherDescription



January 31, 2017


20 21 22 23 24 25 26 27 28 29



January 31, 2017


20 21 22 23 24 25 26 27 28 29

11.5 11.5 11.5


ypeOtherDescription



werAtClosing"


ectionType="Adjustment

s"

12.4 12.4


ypeOtherDescription




AtClosing"

12.5




AtClosing"

12.6

Can be used up to 5

times

12.6 12.6


ypeOtherDescription




AtClosing"


ectionType="OtherCredit

s"

12.7 12.7 12.7


ypeOtherDescription




AtClosing"


ectionType="Adjustment

s"

▪ Each enum may be used only once, with the exception of "Other" which may be used up to 5 times with ClosingAdjustmentItemTypeOtherDescription.▪ Each time a new value for ClosingAdjustmentItemType is used, a new CLOSING_ADJUSTMENT_ITEM/CLOSING_ADJUSTMENT_ITEM_DETAIL structure must be used.▪ All other data points in CLOSING_ADJUSTMENT_ITEM_DETAIL must be be included for each ClosingAdjustmentItemType (except OtherDescription data points, unless applicable).

▪ Each enum may be used only once, with the exception of "Other" which may be used up to 5 times with ClosingAdjustmentItemTypeOtherDescription.▪ Each time a new value for ClosingAdjustmentItemType is used, a new CLOSING_ADJUSTMENT_ITEM/CLOSING_ADJUSTMENT_ITEM_DETAIL structure must be used.▪ All other data points in CLOSING_ADJUSTMENT_ITEM_DETAIL must be be included for each ClosingAdjustmentItemType (except OtherDescription data points, unless applicable).



January 31, 2017


20 21 22 23 24 25 26 27 28 29

14.3 14.3


ypeOtherDescription



Closing"

15.7



AtClosing"

15.8 15.8


ypeOtherDescription



AtClosing"

25.1


onType="PayoffsAndPay

ments"

25.1

0:1

NAME

FullName

25.1

0:1

LEGAL_ENTITY_DETAIL

FullName

GSE 1.3

CurrentRateSetDate DisbursementDate



January 31, 2017


20 21 22 23 24 25 26 27 28 29

8.5 | 8.6 | 8.8 | 8.9 8.5 | 8.6 | 8.8 | 8.9 8.9

PrepaidItemType gse:DisplayLabelText PrepaidItemTypeOtherDe

scription

8.5.2 | 8.5.3 | 8.6.2 |

8.6.3 | 8.8.2 | 8.8.3 |

8.9.2 | 8.9.3


sIndicator

8.5.4 | 8.5.5 | 8.6.4 |

8.6.5 | 8.8.4 | 8.8.5 |

8.9.4 | 8.9.5


sIndicator

8.7.1 8.7.1 8.7.1 8.7

PrepaidItemPaidThrough

Date

PrepaidItemPerDiemAmo

unt

PrepaidItemPerDiemCalc

ulationMethodType

PrepaidItemType="Prepa

idInterest"

8.7.2 | 8.7.3


sIndicator

8.7.4 | 8.7.5


sIndicator

11.6 | 11.7 | 11.8 | 11.9 11.6 | 11.7 | 11.8 | 11.9 11.9

This PREPAID_ITEM_PAYMENT container can occur up to 2 times--one for each value of PrepaidItemPaymentTimingType plus FeePaymentPaidByType = "Buyer"

This PREPAID_ITEM_PAYMENT container can occur up to 2 times--one for each value of PrepaidItemPaymentTimingType plus FeePaymentPaidByType = "Seller"

This PREPAID_ITEM_PAYMENT container can occur only once--if PrepaidItemPaymentPaidByType = EITHER "Lender" OR "ThirdParty"


This PREPAID_ITEM_PAYMENT container can occur up to 2 times--one for each value of PrepaidItemPaymentTimingType plus FeePaymentPaidByType =


▪ Each enum may be used only once, with the exception of "Other" which may be used up to 5 times with PrepaidItemTypeOtherDescription.▪ Each time a new value for PrepaidItemType is used, a new PREPAID_ITEM_DETAIL structure must be used.▪ All other data points in PREPAID_ITEM_DETAIL must be be included for each PrepaidItemType (except OtherDescription data points, unless applicable).


This PREPAID_ITEM_PAYMENT container can occur up to 2 times--one for each value of PrepaidItemPaymentTimingType plus FeePaymentPaidByType = "Seller"



This PREPAID_ITEM_PAYMENT container can occur up to 2 times--one for each value of PrepaidItemPaymentTimingType plus FeePaymentPaidByType =


▪ Each enum may be used only once, with the exception of "Other" which may be used up to 5 times with PrepaidItemTypeOtherDescription.▪ Each time a new value for PrepaidItemType is used, a new PREPAID_ITEM_DETAIL structure must be used.▪ All other data points in PREPAID_ITEM_DETAIL must be be included for each PrepaidItemType (except OtherDescription data points, unless applicable).



January 31, 2017


20 21 22 23 24 25 26 27 28 29

ProrationItemType gse:DisplayLabelText ProrationItemTypeOther

Description

12.8 | 12.9 | 12.10 |

12.11

12.8 | 12.9 | 12.10 |

12.11

12.11


Description

14.4 | 14.5 | 14.6 | 14.7 14.4 | 14.5 | 14.6 | 14.7 14.7


Description

15.9 | 15.10 | 15.11 |

15.12

15.9 | 15.10 | 15.11 |

15.12

15.12


Description

10.1 2 | 10.2.2 | 10.3.2 10.1 | 10.2 | 10.3




ToCloseItemType =

"TotalClosingCosts" |

"ClosingCostsPaidBefore

Closing" |

"ClosingCostsFinanced"

10.4.2 | 10.5.2 | 10.6.2 |

10.7.2 | 10.8.2

10.4 | 10.5 | 10.6 | 10.7

| 10.8

5 valid enums




ToCloseItemType =

"DownPayment" |

"FundsFromBorrower" |

"Deposit" |

"FundsForBorrower" |

"SellerCredits" |

"AdjustmentsAndOtherC

redits"

10.10.2 | 10.11.2 10.10 | 10.11

3 instances of CASH_TO_CLOSE item are required--one for each enumerated value.

5 instances of CASH_TO_CLOSE item are required for purchases only--one for each enumerated value.

2 instances of CASH_TO_CLOSE item are required for refinances only--one for each enumerated value.

3 instances of CASH_TO_CLOSE item are required--one for each enumerated value.



January 31, 2017


20 21 22 23 24 25 26 27 28 29




ToCloseItemType =

"LoanAmount" |

"TotalPayoffsAndPayme

nts"

5.6.5



mentComponentTypeOth

erDescription

3.2 1.1 3.3

IntegratedDisclosureHom

eEquityLoanIndicator

IntegratedDisclosureIssu

edDate

IntegratedDisclosureLoan

ProductDescription

7.9

required for refinances only--one for each enumerated value.

For Refis only, pick one value only for IntegratedDisclosureCashToCloseItemPaymen

For Refis only, pick one value only for IntegratedDisclosureCashToCloseItemPaymentType

OR 18.6 is populated depending on



January 31, 2017


20 21 22 23 24 25 26 27 28 29


ectionType =

"LoanCostsSubtotal"

7.9.2 7.9.2


ectionPaymentAmount


ectionPaymentTimingTyp

e="AtClosing"

7.9.3 7.9.3


ectionPaymentAmount



e="BeforeClosing"

8.19


ectionType =

"OtherCostsSubtotal"

8.19.2 8.19.2


ectionPaymentAmount



e="AtClosing"

8.19.3 8.19.3


ectionPaymentAmount



e="BeforeClosing"

9.2 | 11.3 | 15.2



January 31, 2017


20 21 22 23 24 25 26 27 28 29


ectionType="ClosingCost

sSubtotal"

9.2.2 | 9.2.3 | 11.3 9.2.2 | 9.2.3 | 11.3.1

liability description IntegratedDisclosureSubs


e = "AtClosing" |

"BeforeClosing"

9.2.4 | 9.2.5 | 15.2 9.2.4 | 9.2.5 | 15.2


ectionPaymentAmount



e = "AtClosing" |

"BeforeClosing"

9.2.6


ectionPaymentAmount

11.3


ectionType="ClosingCost

sSubtotal"

9.3.1

LenderCreditToleranceCu

reAmount

9.3.2 | 6.1.4 9.3.2 | 6.1.4


ectionPaymentAmount



e="AtClosing"

This INTEGRATED_DISCLOSURE_SUBSECTION_PAYMENT container can occur up to 2 times--one for each value of IntegratedDisclosureSubsectionPaymentTimingType plus IntegratedDisclosureSubsectionPaidByType = "Buyer"

This INTEGRATED_DISCLOSURE_SUBSECTION_PAYMENT container can

This INTEGRATED_DISCLOSURE_SUBSECTION_PAYMENT container can occur up to 2 times--one for each value of IntegratedDisclosureSubsectionPaymentTimingType plus IntegratedDisclosureSubsectionPaidByType = "Sellerr"

This INTEGRATED_DISCLOSURE_SUBSECTION_PAYMENT container can occur up to 2 times--one for each value of IntegratedDisclosureSubsectionPaymentTimingType plus IntegratedDisclosureSubsectionPaidByType = "Buyer"

This INTEGRATED_DISCLOSURE_SUBSECTION_PAYMENT container can occur only once--if IntegratedDisclosureSubsectionPaidByType = "ThirdParty"

This INTEGRATED_DISCLOSURE_SUBSECTION_PAYMENT container can occur up to 2 times--one for each value of IntegratedDisclosureSubsectionPaymentTimingType plus IntegratedDisclosureSubsectionPaidByType = "Sellerr"

Use this additional instance of INTEGRATED_DISCLOSURE_SECTION_SUMMARY if the transaction has



January 31, 2017


20 21 22 23 24 25 26 27 28 29

5.1.1 5.1.1 5.4.1 | 18.5 5.5.2 5.5.1 5.3.1 5.2.2 5.2.1


tionPeriodStartNumber


tionPeriodTermType =

"Yearly"


tedEscrowPaymentAmou

nt


tedTotalMaximumPayme

ntAmount


tedTotalMinimumPayme

ntAmount

ProjectedPaymentMIPay

mentAmount

ProjectedPaymentPrincip

alAndInterestMaximumP

aymentAmount


alAndInterestMinimumP

aymentAmount

5.1.2 | 5.1.3 | 5.1.4 5.4.2 | 5.4.3 | 5.4.4 5.5.4 | 5.5.6 | 5.5.8 5.5.3 | 5.5.5 | 5.5.7 5.3.2 | 5.3.3 | 5.3.4 5.2.5 | 5.2.7 | 5.2.9 5.2.4 | 5.2.6 | 5.2.8


tionPeriodTermType


tedEscrowPaymentAmou

nt


tedTotalMaximumPayme

ntAmount


tedTotalMinimumPayme

ntAmount

ProjectedPaymentMIPay

mentAmount


alAndInterestMaximumP

aymentAmount


alAndInterestMinimumP

aymentAmount

8.11.1 | 8.12.1 | 8.13.1 |

8.14.1

8.11.1 | 8.12.1 | 8.13.1 |

8.14.1

8.11.1 | 8.12.1 | 8.13.1 |

8.14.1

8.11 | 8.12 | 8.13 | 8.14 GSE

EscrowMonthlyPayment

Amount


cription


onType =

"InitialEscrowPaymentA

tClosing"


sIndicator



January 31, 2017


20 21 22 23 24 25 26 27 28 29

7.2 7.2 GSE

FeeType =



onType =



sIndicator

7.3 7.3 7.3 GSE

gse:DisplayLabelText FeeTypeOtherDescription IntegratedDisclosureSecti

onType =



sIndicator

This FEE_PAYMENT container can occur up to 2 times--one for each value of FeePaymentPaidOutsideOfClosingIndicator ("true" and "false") plus FeePaymentPaidByType = "Buyer"

This FEE_PAYMENT container can occur up to 2 times--one for each value of FeePaymentPaidOutsideOfClosingIndicator ("true" and "false") plus FeePaymentPaidByType = "Seller"

This FEE_PAYMENT container can occur only once--if FeePaymentPaidByType = EITHER "Lender " OR "ThirdParty"






January 31, 2017


20 21 22 23 24 25 26 27 28 29

7.5 7.5 7.5.1 - GSE

FeeTypeOtherDescription IntegratedDisclosureSecti

onType =

"ServicesBorrowerDidN

otShopFor"


sIndicator

7.7 7.7 7.7.1 - GSE


onType =

"ServicesBorrowerDidSh

opFor"


sIndicator







▪ 61 values are valid for Fee Type in Section B. Services Borrower Did Not Shop For.▪ Each value may be used only once in this section, with the exception of "Other" which may be used up to 5 times in conjunction with FeeTypeOtherDescription.▪ Each time a new value for Fee Type is used, a new FEE/FEE_DETAIL structure must be used--the number of valid fee enumerations determines the CARDINALITY for the FEE Containers in this section.▪ All other data points in FEE_DETAIL must be be included for each Fee Type (except OtherDescription data points, unless applicable)







▪ 32 values are valid for Fee Type in Section C. Services Borrower Did Shop For.▪ Each value may be used only once in this section, with the exception of "Other" which may be used up to 5 times in conjunction with FeeTypeOtherDescription.▪ Each time a new value for Fee Type is used, a new FEE/FEE_DETAIL structure must be used--the number of valid fee enumerations determines the CARDINALITY for the FEE Containers in this section.▪ All other data points in FEE_DETAIL must be be included for each Fee Type (except OtherDescription data points, unless applicable)



January 31, 2017


20 21 22 23 24 25 26 27 28 29







This FEE structure provides the last part of the line item description and has no amount associated with it at this level. The total amount is spread as applicable across the FEE_PAYMENT containers.








2 values are valid for Fee Type in Section E. Taxes and Other Government Fees. These types and amounts are part of the line item description.

Each value may be used only once in this section.Each time a new value for Fee Type is used, a new FEE/FEE_DETAIL structure

the number of valid fee enumerations determines the CARDINALITY for the FEE Containers in this section.

This FEE structure provides the last part of the line item description and has no amount associated with it at this level. The total amount is spread as applicable across the FEE_PAYMENT containers.

▪ 15 values are valid for Fee Type for the Transfer Taxes line item.▪ Each value may be used only once in this section.▪ Each time a new value for Fee Type is used, a new FEE/FEE_DETAIL structure must be used--the number of valid fee enumerations determines the CARDINALITY for the FEE Containers in this section.▪ All other data points in FEE_DETAIL must be be included for each Fee Type.




January 31, 2017


20 21 22 23 24 25 26 27 28 29

8.17 8.17 8.17.1 8.17.1


onType = "Other"

OptionalCostIndicator RegulationZPointsAndFee

sIndicator

LateChargeType

5.4 | 18.1

This FEE_PAYMENT container can occur up to 2 times--one for each value of FeePaymentPaidOutsideOfClosingIndicator ("true" and "false") plus




This FEE_PAYMENT container can occur up to 2 times--one for each value of FeePaymentPaidOutsideOfClosingIndicator ("true" and "false") plus







January 31, 2017


20 21 22 23 24 25 26 27 28 29

EscrowIndicator

19.4 12.4

SeasonalPaymentFeature

Indicator

TotalSubordinateFinancin

gAmount

19.4.1

SeasonalPaymentPeriodS

tartMonth



January 31, 2017


20 21 22 23 24 25 26 27 28 29

4,2,1 | 20.2 4.2.1

NoteRatePercent WeightedAverageInterest

RatePercent

23.2.1

StateCode

GSE-OPTIONAL GSE 23.4.1

LicenseIssueDate LicenseIssuingAuthorityN

ame

LicenseIssuingAuthoritySt

ateCode



January 31, 2017


20 21 22 23 24 25 26 27 28 29



ame


ateCode

23.2.2

StateCode



ame


ateCode



January 31, 2017


20 21 22 23 24 25 26 27 28 29



ame


ateCode

23.2.3

StateCode

GSE-OPTIONAL GSE 23.3.3 | 23.4.3


ame


ateCode



January 31, 2017


20 21 22 23 24 25 26 27 28 29



ame


ateCode

23.2.4

StateCode

GSE-OPTIONAL GSE 23.3.4| 23.4.4


ame


ateCode



January 31, 2017


20 21 22 23 24 25 26 27 28 29



ame


ateCode

23.2.5

StateCode



ame


ateCode



ame


ateCode



January 31, 2017


20 21 22 23 24 25 26 27 28 29

2.1 2.1

PostalCode StateCode

2.2 2.2

PostalCode StateCode



January 31, 2017


20 21 22 23 24 25 26 27 28 29

END of file END of file END of file END of file



January 31, 2017

UCD ARC Roles

Form Field Id Container Entity Sequence Number Xlink:Label

23.1.1 PARTY/ROLE[PartyRoleType = "NotePayTo"] Organization 1 PARTY1_ROLE1

23.5.1 PARTY/ROLE[PartyRoleType = "NotePayTo"] Contact 2 PARTY2_ROLE1

23.1.2 PARTY/ROLE[PartyRoleType = "MortgageBroker"] Organization 3 PARTY3_ROLE123.5.2 PARTY/ROLE[PartyRoleType = "MortgageBroker"] Contact 4 PARTY4_ROLE123.1.3 PARTY/ROLE[PartyRoleType = "RealEstateAgent"] Organization 5 PARTY5_ROLE123.5.3 PARTY/ROLE[PartyRoleType = "RealEstateAgent"] Contact 6 PARTY6_ROLE123.1.4 PARTY/ROLE[PartyRoleType = "RealEstateAgent"] Organization 7 PARTY7_ROLE123.5.4 PARTY/ROLE[PartyRoleType = "RealEstateAgent"] Contact 8 PARTY8_ROLE123.1.5 PARTY/ROLE[PartyRoleType = "ClosingAgent"] Organization 9 PARTY9_ROLE123.5.5 PARTY/ROLE[PartyRoleType = "ClosingAgent"] Contact 10 PARTY10_ROLE1

24.1 PARTY/ROLE[PartyRoleType = "Borrower"] Individual 11 PARTY11_ROLE124.1 PARTY/ROLE[PartyRoleType = "Borrower"] Individual 12 PARTY12_ROLE1

PARTY/ROLE[PartyRoleType = "Seller"] Individual 13 PARTY13_ROLE1PARTY/ROLE[PartyRoleType = "Seller"] Individual 14 PARTY14_ROLE1

Form Field ID/Form Field Name Xpath Attribute xLink:label Value Notes

24.1/SignatureMESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL

ATIONSHIPS/RELATIONSHIPSequence Number

arcrole="urn:fdc:mismo.org:2009:res

idential/ROLE_IsAssociatedWith_SIG

NATORY"

ROLE_IsAssociatedWith_SIGNATORY

from PARTY11_ROLE1to SIGNATORY_1

24.1/SignatureMESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL




NATORY"



SignatureMESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL




NATORY"



SignatureMESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL


Establishing Endpoints in the Relationship

Relationships Container


UCD ARC Roles 1 of 2Document Version 1.4

January 31, 2017

UCD ARC Roles



NATORY"



MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL

ATIONSHIPS/RELATIONSHIPMESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL

ATIONSHIPS/RELATIONSHIP Sequence Number 1arcrole="urn:fdc:mismo.org:2009:res

idential ROLE_IsemployedBy_ROLEfrom PARTY2_ROLE1 NotePayTo (INDIVIDUAL)to PARTY1_ROLE1 NotePayTo (LEGAL ENTITY)



idential ROLE_IsemployedBy_ROLEfrom PARTY4_ROLE1 MortgageBroker (INDIVIDUAL)to PARTY3_ROLE1 MortgageBroker (LEGAL ENTITY)



idential ROLE_IsemployedBy_ROLEfrom PARTY6_ROLE1 RealEstateAgent (Selling) (INDIVIDUAL)to PARTY5_ROLE1 RealEstateAgent (Selling) (LEGAL ENTITY)



idential ROLE_IsemployedBy_ROLEfrom PARTY8_ROLE1 RealEstateAgent (Listing) (INDIVIDUAL)to PARTY7_ROLE1 RealEstateAgent (Listing) (LEGAL ENTITY)



idential ROLE_IsemployedBy_ROLEfrom PARTY10_ROLE1 ClosingAgent (INDIVIDUAL)to PARTY9_ROLE1 ClosingAgent (LEGAL ENTITY)

23.0.5 / Settlement Agent

23.1.5 / Settlement Agent

23.0.1 / Lender

23.1.1/Lender

23.0.2 /Mortgage Broker

23.1.2/Mortgage Broker

23.0.3 / Real Estate Broker (B)

23.1.3 / Real Estate Broker (B)

23.0.4 / Real Estate Broker (S)

23.1.4 / Real Estate Broker (S)


UCD ARC Roles 2 of 2Document Version 1.4

January 31, 2017

Uniform Closing Dataset (UCD) Specification - Fannie Mae · Uniform Closing Dataset (UCD)...

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Transcript of Uniform Closing Dataset (UCD) Specification - Fannie Mae · Uniform Closing Dataset (UCD)...