un

ifie

d trust company presents th

e 2015

april 21-23, 2015 lexington, ky

Advisor symposium

Racing toRetirement Success

General information

The purpose of the Unified Trust Advisor Symposium is to equip you to deliver a new value proposition to your clients. The marketplace for qualified plan services is intensely competitive, yet only a handful of advisors can truly claim that they are improving the outcome for the participants.’ Our goal at Unified Trust is to work with those advisors that want to focus on participant outcomes, and we want to help educate the advisor that wants to get there.

visit hTTpS://UnifiedTrUSTAdviSOrSympOSiUm2015.evenTbriTe.cOm to register

Event information

Hotel informationAttendees are responsible for the booking and payment of their hotel stay.

Hyatt regency lexington401 West High Street, lexington, Kentucky, USa, 40507tel: +1 859 253 1234 | fax: +1 859 233 7974

To book your hotel rooms please visit https://resweb.passkey.com/go/unifiedtrust. This will take you directly to the Advisor Symposium reservation Site.Symposium attendees will receive a discounted standard room rate of $155. To take advantage of this special rate, rooms must be reserved by monday, march 23rd, 2015.

airline tranSportation Attendees are responsible for the booking and payment of their air transportation.bluegrass Airport (LeX) is located in Lexington and is approximately six miles from the Lexington hyatt regency. follow signs from US 60 east (versailles road) into downtown Lexington. versailles road turns into maxwell Street. Turn left onto South broadway at first traffic signal. The hotel is on corner of high Street and South broadway.Louisville international Airport (Sdf) is located in Louisville and is approximately 75 miles from hyatt regency Lexington. cincinnati/northern Kentucky international Airport (cvG) is approximately 75 miles from the hyatt regency Lexington.

GroUnd tranSportation The hyatt regency Lexington offers a complimentary hotel shuttle to and from bluegrass Airport. for further information or inquiries, please contact the hotel directly at 1-859-253-1234.parking is provided in the Lexington convention center parking lot, directly across the street from the hyatt hotel. parking is complimentary for overnight guests of the hotel only and meeting attendees at hyatt, based on availability.

Attire information

meetinG attireOn Tuesday, April 21st and Thursday, April 23rd, sessions will be held at the hyatt regency Lexingon. during this time, dress should business casual. please note the hotel conference rooms tend to be cold, so you might want to pack a sweater or light jacket.

Keeneland racetracK attireOn Wednesday, April 22nd, sessions will be held at the Keeneland racetrack, which adheres to a strict dress code.

Ladies should wear conventional dress, suits, tailored pantsuits, dress slack with a jacket or proper blouses or sweaters and dress shoes. mini skirts, shorts, athletic suits/shorts or abbreviated attire are not acceptable.

Gentlemen should wear conventional coat, dress shirt, tie and dress shoes. Turtleneck shirts, collarless shirts or sweaters, sport or polo shirts, athletic suits/shorts or t-shirts are not acceptable.

denim is not permitted.

Keeneland reserves the right to deny admittance to anyone considered to be inappropriately attired.

Conference information

The Unified Trust Advisor Symposium will be held Tuesday, April 21st—Thursday,April 23rd in Lexington, Kentucky. While advisors are responsible for their own travel and hotel expenses, there is no cost to attend the Symposium. All sessions, sponsored events and conference materials are provided at no additional cost.

To register for the Unified Trust Advisor Symposium please visit https://unifiedtrustadvisorsymposium2015.eventbrite.com.

un

ifie

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rust advisor symposium 2015

keeneland racetrack

A Day at the races

WedneSday, april 22, 2015

A Day at the races

On Wedensday, April 22nd, the 2015 Symposium will feature a special outing to Keeneland race Track, located in the heart of Kentucky’s famed bluegrass region, for live horse racing! We will be joined by hall of fame jockey chris mccarron.

Special GUeSt SpeaKer cHriS mccarronchris mccarron, hall of fame jockey, retired in 2002 as thoroughbred racing’s all-time leader in purse earnings with more than $264 million in winnings. mccarron, born in boston, massachusetts, won virtually every major race in north America including six Triple crown and nine breeders’ cup victories during his 28 year career.

mccarron received many awards and accolades over the years including the eclipse Award for the nation’s leading apprentice jockey in 1974; the eclipse Award for the nation’s leading jockey and the George Woolf memorial Jockey Award in 1980; the espy for outstanding achievement in racing in 1995; and was inducted into the national racing hall of fame in his first year of eligibility.

in 2003, mccarron served as a technical advisor, racing designer and actor in the 2003 film Seabiscuit. That same year he assumed the role as General manager of Santa Anita park. mccarron has also been a color analyst for major races, including Triple crown events and the breeders’ cup, on Abc, nbc, eSpn, hdnet and TvG.

most recently he founded The American racing Academy, the first racing academy located in the United States. he is the lead instructor for this program at bluegrass community and Technical college in Lexington, Ky.

retired Hall of fame JocKey • Kentucky derby: 1987 Alysheba, 1994 Go for Gin• preakness: 1987 Alysheba, 1992 pine bluff• Belmont: 1986 danzig connection, 1997 Touch Gold• Breeders’ cup classic: 1988 Alysheba, 1989 Sunday

Silence, 1996 Alphabet Soup, 2000 and 2001 Tiznow• Breeders’ cup Sprint: 1985 precisionist• Breeders’ cup distaff: 1992 paseana• Breeders’ cup Juvenile: 1992 Gilded Time• Breeders’ cup turf: 1995 northern Spur

A Day at the races

aBoUt Keeneland racetracK Located in the heart of Kentucky’s famed bluegrass region, Keeneland plays an important role in both Thoroughbred racing and breeding.

from its inception in 1936, Keeneland’s founders intended it to be a special place—one that symbolizes the best in Thoroughbred racing. Today, Keeneland continues to be guided by that original mission, taking a leadership role in the industry to improve safety, promote integrity and preserve racing’s storied history. each April and October, the nation’s best Thoroughbred owners, trainers and jockeys converge at Keeneland to compete for some of north America’s richest purse money.

As the world’s leading Thoroughbred auction house, Keeneland has sold more champions and stakes winners than any other sales company, including 83 breeders’ cup World championship winners; 19 Kentucky derby winners; 21 preakness winners; 18 belmont winners; 11 recipients of the eclipse Award as horse of the year; and five epsom derby winners.

Keeneland is a national historic Landmark, and its beautiful, park-like grounds are open to the public every day. fans also are welcome to visit the Keeneland Library, one of the world’s largest repositories of information and photographs related to Thoroughbred racing.

Keynote speaker

carl ricHardScertified financial plannertm & director of inveStor edUcation, tHe Bam alliancecarl richards is a cerTified finAnciAL pLAnnertm and the director of investor education for the bAm ALLiAnce, a community of over 130 independent wealth management firms throughout the United States. he is the creator of the weekly Sketch Guy column in the The new york Times, and is a columnist for morningstar Advisor. carl has also been featured on marketplace money, The Leonard Lopate Show, Oprah.com and forbes.com. in addition, carl has become a frequent keynote speaker at financial planning conferences and visual learning events around the world.

Through his simple sketches, carl makes complex financial concepts easy to understand. his sketches also serve as the foundation for his first book, The behavior Gap: Simple Ways to Stop doing dumb Things with money (portfolio/penguin). carl’s art appeared in a standalone show at the Kimball Art center, in park city, Utah. Other showings include The parson’s Gallery in new york, The Shultz museum, and Lords manor in London. his commissioned work is on display in businesses and educational institutions across the country. he lives with his family in park city, Utah.

Featured speakers

david m. BlancHett, cfa, cfp®, aifa®

Head of retirement reSearcH, morninGStar inveStment manaGementdavid m. blanchett, cfA, cfp®, aifa®, is the head of retirement research for morningstar investment management. in this role, he works to enhance the group’s consulting and investment services. he conducts research primarily in the areas of financial planning, tax planning, annuities, and retirement plans and he serves as the chairman of the Advice methodologies investment subcommittee. prior to joining morningstar, he was the director of consulting and investment research for the retirement plan consulting Group at Unified Trust company in Lexington, Ky.

his research has been published in a variety of academic and industry journals and has been featured in a variety of media publications. his research won the Journal of financial planning’s 2007 financial frontiers Award, the retirement income industry Association’s 2012 Thought Leadership Award, and the Journal of financial planning’s 2014 montgomery-Warschauer Award. in 2014 money magazine named him one of the five brightest minds in retirement and in 2014 investmentnews included him in their inaugural 40 under 40 list as a “visionary” for the financial planning industry. he is a retirementor for marketWatch and an expert retirement panelist for the Wall Street Journal.he holds a bachelor’s degree in finance and economics from the University of Kentucky, a master‘s degree in financial services from the American college, and a master’s degree in business administration from the University of chicago booth School of business. he currently is taking classes toward a doctorate in personal financial planning at Texas Tech University.

Featured speakers

tHomaS e. clarK, Jr. Jd, llmpartner, tHe employee BenefitS team of tHe loWenBaUm partnerSHipThomas e. clark, Jr. Jd, LLm is a partner with the employee benefits Team of The Lowenbaum partnership, a St. Louis based labor and employment law firm. prior to joining The Lowenbaum partnership, Tom served as chief compliance officer, director of fiduciary oversight and general counsel at frA planTools, a fiduciary and technology consulting firm to the retirement industry. he is also an adjunct law professor at Washington University School of Law teaching eriSA fiduciary law. Tom started his career as legal counsel in precedent setting eriSA class action litigation involving the fiduciary requirements related to the costs and investments of retirement plans.

Featured speakers

Joe connell, aif®, Qpfc, crpS®, rf™retirement plan adviSor of tHe yearJoe has dedicated the past 15 years to helping organizations improve their retirement programs. his long-term track record of success is a result of working with hundreds of employers in implementing prudent processes designed to help manage fiduciary liability and plan expenses, meet specific plan objectives and significantly improve participant outcomes.Joe is a frequent and nationally recognized speaker and presenter to employer and industry groups. he has conducted numerous retirement plan workshops educating employers on the key elements of successful retirement plans.Joe was recently named the 2014 retirement plan Advisor of the

year by planSponsor magazine, which chooses an advisor annually that best represents their mission to help make retirement security a reality for workers across the nation.

Featured speakers

GreGory W. KaSten, md, mBa, cfp®, cpc, aifa®

cHief execUtive officer & ceo, Unified trUSt companydr. Gregory W. Kasten serves as founder and ceO of Unified Trust company. following graduation from Southern illinois University School of medicine in 1980, he completed an internal medicine internship and anesthesiology residency at the University of Kentucky medical center and is a board certified anesthesiologist. he received a master of business administration degree with an emphasis on finance and investment management from the University of Kentucky college of business Graduate School. dr. Kasten was awarded the Accredited investment

fiduciary Analyst™ designation by the center for fiduciary Studies, the certified financial planner™ designation by The denver college of financial planning, and the certified pension consultant designation by the American Society of pension Actuaries.

he has published more than seventy-five papers on financial planning and investment-related topics in various financial and business journals; written two editions of the book retirement Success; and in 2005 he co-authored the first place winning paper entitled: “post modern portfolio Theory” and presented the paper at the financial planning Association national meeting. dr. Kasten has given dozens of lectures on fiduciary best practices to pension professionals and federal banking regulators. in 2007-2009, medical economics listed dr. Kasten as one of “The 150 best financial Advisers for doctors” in the country. dr. Kasten was inducted into the Advisor hall of fame by research magazine in 2011 and in 2013 was named retirement plan Adviser of the year by employee benefit Adviser magazine. he has more than twenty-five years of investment experience and has been with the company since he founded it in 1985.

The agenda

monday, april 20, 20155:00pm-7:00pm opening reception featuring cocktails and a light buffet

hyatt regency, hyTOpS bar (A private bar inside of the hyatt)

tUeSday, april 21, 2015All sessions are held in the Thoroughbred Rooms of the Lexington Convention Center (located just outside of the Hyatt Regency Lobby) unless otherwise noted.

7:45am-8:30am registration and Breakfast

8:30am-8:45am Welcome & introduction

8:45am-10:15am Keynote presentation: the Behavior Gapcarl richards, author of the book “The behavior Gap: Simple Ways to Stop doing dumb Things with money”

10:15am-10:30am Break

10:30am-11:45am transforming the 401(k) into an effective retirement plandr. Gregory Kasten, founder & ceO, Unified Trust

11:45am-12:45pm lunch Break

12:45pm-1:45pm the Self directed Brokerage conundrumLee Topley, managing director-retirement plan consulting Group, Unified Trust

1:45pm-2:45pm advisor Best practicesJoe connell, retirement plan Advisor of the year, Sikich financial

2:45pm-3:00pm Break

3:00pm-4:00pm PrudentInvesting:AUnifiedTrustMarketUpdatemichael Weiner, chief investment Officer, Unified Trust

5:30pm-6:30pm UnifiedTrustTeamMeet&GreetNetworkingReception (held outside of the Thoroughbred rooms)

5:30pm-7:30pm private Buffet open for dinner

The agenda

WedneSday, april 22 2015

8:00am Bus leaves for Keeneland racetrackplease meet in the hyatt regency Lobby

8:30am-8:45am Working Breakfast-Welcome/introduction in the Sales pavillion

8:45am-9:45am Alpha,Beta,andNow...Gammadavid blanchett, head of retirement research, morningstar

9:45am-11:00am volatility management-protecting investors from themselves Speaker To be determined

11:00am-11:15am Break

11:15am-12:00pm Special Guest Speakerchris mccarron, retired hall of fame Jockey

12:00pm Walk to Keeneland racetrack

12:30pm-5:00pm lunch/live Horse racing in the Kentucky room

5:00pm Bus leaves for Hyatt (held outside of the Thoroughbred rooms)

5:30pm-7:30pm private Buffet open for dinner in the thoroughbred rooms

Keeneland racetracK attireLadies should wear conventional dress, suits, tailored pantsuits, dress slack with a jacket or proper blouses or sweaters and dress shoes. mini skirts, shorts, athletic suits/shorts or abbreviated attire are not acceptable. denim is not permitted.

Gentlemen should wear conventional coat, dress shirt, tie and dress shoes. Turtleneck shirts, collarless shirts or sweaters, sport or polo shirts, athletic suits/shorts or t-shirts are not acceptable. denim is not permitted.

Keeneland reserves the right to deny admittance to anyone considered to be inappropriately attired.

The agenda

tHUrSday, april 23, 2015All sessions are held in the Thoroughbred Rooms of the Lexington Convention Center (located just outside of the Hyatt Regency Lobby) unless otherwise noted.

7:45am-8:30am Breakfast

8:30am-8:45am Welcome & introduction

8:45am-9:45am eriSa regulatory UpdateThomas clark

9:45am-10:45am fiduciary Jeopardy: a tournament of advocates dr. Gregory Kasten, founder & ceO, Unified Trust

10:45am-11:00am Break

11:00am-12:00pm prudent fee Benchmarking castle rock-Tbd

12:15pm-12:30pm closing remarks

12:30pm-1:30pm NetworkingLunch

Continuing education

The Workshop is designed to comply with several types of continuing education programs.

in order to receive continuing education credit for ASppA, attendees must request and retain written verification of attendance from Unified Trust. Attendees will be responsible for reporting continuing education credits as well as complying with all guidelines set forth by ASppA.

in order to receive continuing education credit for cfp, attendees must provide Unified Trust with their cfp number, sign in and out of the conference and receive a course certificate. for this reason, if you are seeking cfp continuing education credits please let us know prior to the conference start date. cfp numbers can be sent to heather.weeks@unifiedtrust.com.

Not every session may qualify for CE credits. The exact number of CE hours will be updated soon. Please check back.

About unified trust

aBoUt Unified trUStUnified Trust company is a nationally chartered trust company founded by ceO Gregory W. Kasten, md, mbA, cfp®, cpc, aifa®.

in 1985 dr. Kasten, then a board certified Anesthesiologist practicing in Lexington, Kentucky, started one of the few fee-only investment advisory practices then existing in the United States. Specializing in asset management for fellow physicians and high-net-worth clients, dr. Kasten’s reputation grew so rapidly that he left the practice of medicine and built his firm into a national trust company with a reputation for prudence and sound investment philosophy.

adviSor ServiceSWith our focus on improving participant outcomes, Unified Trust company has evolved into a leading edge platform for advisors. We find that we can do the most good for our clients when we work in concert with advisors. Our advisors complement our services to accomplish a common mission: to always do what is best for our clients to help them reach their ultimate retirement goals.

Conference testimonials

100% of 2014 attendeeS WoUld conSider recommendinG tHiS event to otHer adviSorS!Here are a feW attendee reactionS from previoUS Unified trUSt adviSor SympoSiUmS:“i was very impressed with every aspect. exceptional level of informative content. The location and hospitality were outstanding. it was a great opportunity to meet with your employees. everyone did a wonderful job! Thank you dr. Kasten for the invitation!”

“content of cutting edge differentiators presented which helps me differentiate myself in marketing and servicing plans.”

“The content was very well rounded with an “A-List” line-up of speakers! Was well worth my time to attend! Looking forward to next year’s event.”

“Getting to meet the people of Unified Trust, and gaining additional respect for the culture of your organization. We were very impressed about the passion of dr. Kasten and that flows through to all of the staff at Unified, and how many very sharp people were in the room together. Additionally, the next best thing were the numerous opportunities at the meals to share ideas with other advisors in a one-on-one fashion. each practice there was unique in how they have evolved, and what type of business they target.”

“The message, the company, the philosophy! What a timely solution!”

“it was a great opportunity to learn, network, and discuss what other advisors are doing with success around the country. Almost every speaker was excellent and really had valuable knowledge to share. The facility was excellent and i enjoyed being able to learn more about how to use Unified to help grow my business.”

“dr. Kasten continues to amaze and impress me with his thorough research along with his excellent presentation skills that really impart great content. i’m really looking forward to bringing business to Unified Trust.”

un

ifie

d trust company presents th

e 2015

april 21-23, 2015 lexington, ky

Advisor symposium

Racing toRetirement Success

2353 Alexandria Drive, Suite 100, Lexington, KY 40504

(866) 296-6682 (859) 296-0880 fax

www.unifiedtrust.com