Understanding Risks to Cash Flows of Migrants
Transcript of Understanding Risks to Cash Flows of Migrants
Aajeevika Bureau Understanding Risks Faced by Migrants
A Pervasive Reality…
Of Migration…
High labour importers include Maharashtra, Gujarat, Haryana, Punjab, Karnataka and Delhi.
High out-migration states include UP, Bihar, Jharkhand, MP, Orissa and Rajasthan
* Aajeevika Bureau Estimates
Source Areas
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45
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South Rajasthan: Livelihoods Under Stress
South Rajasthan: A pocket of heavy out migration in India
Major Moves
Jaipur
Udaipur
North Gujarat
Ahmedabad
Surat
A State of Drift
Aajeevika Bureau
Migration Services and Solutions
Leading Vulnerable Lives…
Life Risk
Workplace and Destination Risks for Migrant Workers
Seeking help at the Destination
Type of Ailment Expenditure (Rs.)MSD disorders Upto 500Boils Upto 500Lung related ailments 100 -1800Fever 200-1600Dysentry 800Stomach ache 700-2000Stones 700-1500Typhoid 500-1800J aundice 600-1600Malaria 200-500
Labour Market Ineffeciencies
Rajasthan Shram Sarathi Association
Integrated Financial Management
Financial Services
Credit
Savings Management
Insurance (?)Financial Services
Credit
Savings ManagementFinancial Services
Credit
Savings Management
InsuranceFinancial Services
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Savings Management
Insurance (?)Financial Services
Credit
Savings Management
Insurance
Financial Services
Credit
Savings Management
Pension
Thank You