Nayax | 24 Raoul Wallenberg St., Building A1, 4th floor, Tel Aviv, 69719, Israel | Tel: +972-3-7694380 | info@Nayax.com | www.nayax.com

Unattended Payment Solution

Our mission is to increase consumer loyalty and sales while reducing operational cost

Nayax specializes in the unattended

market.

Developing and marketing a vast

variety of solutions including

Cashless Payment, Telemetry and

Management tools, Mobile

Applications and BI Analytical

platform.

Fast Facts:

Over 10 years experience

Nayax develop their own proprietary hardware and software

Clearing more than six million micro transactions per month

Compatible to 99% of all automated vending machines

Nayax operates in the US, Europe, Asia & the Pacific, South America, South Africa and the Middle East

Fast Facts:

26 currencies

38 countries

Nearly 100,000 devices

110 million dollars clearing in 2014

Employs over 70 experts worldwide

Growing 2,000 devices every month worldwide

Global Unattended Automated Machine Market

Europe North America

Total Vending Machines 4 Million 6 Million

% Using Telemetry (end Q4 2013) 2.75% 7.5%

% of Vending machine thatoffers Cashless Payments

1.5%6%

Accept Closed Payments 10% Less than 1%

Growth Rate of the industry 29.5% CAGR to reach 0.4 Million connections by 2018

20.7% 2013-2018 reaching 1.14 Million connected machines

By Berg Research M2M market - 2014

Cashless Telemetry Back Office

Comprehensive All-in-One Platform

• Management, Configuration

• Real-time information

• BI - Big data analysis

• Monitoring

• Scheduled reports

• Global Clearing

• Credit Cards

• Loyalty cards

• Prepaid Cards

• Mobile Payment

• Inventory

• Cash Accountability

• Events & Alerts

Cashless Terminal - VPOS All-in-one contactless, contact & swipe card terminal

1. Accepts all forms of cashless payments

• Credit cards / Prepaid Cards / Mobile

• Contact, Swipe, Contactless (NFC), Mifare/HID/Felica

2. Certifications - EMV Contact and Contactless Certified

3. Remote software updates

4. Multiple languages, voice and text interaction

Cashless - Monyx Mobile payment application

Mobile wallet application for consumers adds another form of payment to your unattended machine

Transaction history log, anywhere, anytime, on your mobile device

Top-up Operator Specific loyalty cards with balance

Marketing platform for custom vouchers and consumer bonuses

Better customer service through immediate online refund

Online Consumer feedback on Service / Machine malfunction

Cashless - Monyx Operator’s own look& feel

Operator specific themes dynamically changed by Machine id or Consumer location

1. Rechargeable payment card

2. Online/offline capabilities

3. Build custom policies and thresholds

4. Easy card activation - at any machine

5. Loyalty programs and rewards

6. Allows revalue and managing multiple wallets

Cashless - Monyx cardPayment solution for closed environments

Comprehensive Cashless Solution More sales & convenience through global clearing network

1. All payments are conveniently cleared through Nayax with one low fee

2. Automated refund

3. Handling bank chargebacks and money adjustments

4. Allowing to charge a convenience fee to cashless transaction

5. Dynamic Descriptor - Operator details on the credit card statement

6. Electronic Receipt via Email - register and receive an eReceipt on every purchase

Nayax is registered as a Payment Facilitatorrecognized by VISA and MC

Merchant proposition Sales & Marketing

HW accessory Mobile application Payment Gateway

POS Terminal on Automated Machine

Merchant Acquisition Application Processing

Credit & Risk Assessment

Application Approval

POS Deployment

Transactional management

Transaction processing,clearing and settlement

Customer service

POS management

Financial Management

Merchant reconciliation & settlement Merchant billing

Statements & Reports

Fraud & Chargeback

Bank

Nayax

Acceptance Monitoring

• Nayax is a Category 3 Payment Facilitator*: Hardware Manufacturer, Integrator & Payment Facilitator

• Nayax is an agent of a European bank, thus the bank is liable for Nayax’s operation

*Payment facilitator is a third party that contracts with an acquirer for transaction payment service, on behalf of a sponsored merchant

Telemetry - Amit 3.0Remote secure terminal

1. Compatible with most industry standards – MDB/ DEX/ccTalk/Pulse/VCCS/Serial

2. Interface and control between the machine, back office and the card reader (VPOS)

3. Communicates through GSM 3G/CDMA/Ethernet/Wifi

4. Easy installation (Plug and play)

5. Audit data (DEX/DDCMP) and alerts

6. Remote software updates

7. Remotely update prices

Plug-and-Play

Back Office - NCSPayment and Telemetry Management system

1. Multi site redundant, worldwide coverage

• US – New Jersey

• Europe – Amsterdam

• Israel – Tel Aviv

• China – Shanghai

2. Integrated with 25 Banks and billing gateways worldwide

3. Store up to 5 years of activity

4. Manage machines, hardware, software versions and attributes

5. Monitor & manage transactions in real-time, alerts and events

6. Full telemetry and inventory capabilities

7. Generate reports and BI information

8. Transfer online data to 3rd party servers

Back Office - BI SuiteBusiness Intelligence

1. Advanced analytical tool that shows the big picture

2. Drill down to individual transactions or machines

3. Analyze inventory and sales trends to maximize profit

4. Design and schedule BI reports / presentation sent automatically to a mailing list

Back Office - BI SuiteNayax BI Example - Dashboard

Yesterday’s sales compared to sales in the last 4 equivalent

days

Comparison of sales,

vends etc. during key

time periods

Last 30 days cashless and

cash sales

Changes of sales per machine in the last 30 days vs. previous

30 days

Back office - MoMaMobile Management application on the go

Back office - MoMaMobile Management application on the go

1. Manage machines and inventory

2. Compatible with all smartphones and tablets

3. Intuitive dashboard

4. Manage logic alert thresholds

5. Manage and update visits

Vertical MarketVending, Air, Carwash, Laundry, EV, Amusement, Smart Safes

Vertical MarketVending, Air/Vac/Clean, Laundry, EV, Amusement, Safe

Vertical MarketSelf service Toilets, lockers

EVmeterNayax’ electrical vehicles charger

1. Dual EV outdoor charger

2. Open/close environment clearing solution

3. Competitive pricing

4. Reimbursement capabilities

5. One stop solution

Hardware Purchase Monthly Service Clearing Fee

One time payment or Rent

1. Telemetry only

2. Cashless and Telemetry

1. Telemetry2. Connectivity & VPN3. Product Warranty4. Support & Maintenance5. Monitoring & Troubleshooting6. Management and BI suite 7. Clearing Credit card8. Charge back Handling9. Clearing Adjustment

All included in the monthly service

Transaction clearing process for Credit / debit cards, with low fee.

No charges for prepaid cards

Business Model

Nayax worldwide:

Thank you!Nayax | 24 Raoul Wallenberg St., Building A1, 4th floor, Tel Aviv, 69719, Israel | Tel: +972-3-7694380 | info@Nayax.com | www.nayax.com