UMRA News October 2021

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1 UMRA News October 2021 http://umra.hr.umich.edu Greetings from UMRA. In this newsletter you’ll find: UMRA Member Survey President’s Report Upcoming Learn & Grow Programs Upcoming Monthly Seminars Where We Stand – Vaccinations and Masking September 9 Learn & Grow Recap September 9 Seminar Recap UMRA Day Trips – Day at the D! and Upcoming Trips Zoom On In… UMRA Reads – August & September Recaps, October’s Book Contact Information Officers and Board of Directors Are We Missing You? In Memoriam Thank You UMRA Sponsors UMRA Members Get Connected UMRA Member Survey—Coming Soon The UMRA Board of Directors is working on a member survey that will be distributed to all of you later this fall. The objective of the survey is to learn more about issues important to you, issues that will help guide the board as they explore new initiatives and look into how to enhance existing activities. The UMRA Board needs your input and feedback. Please take this opportunity to tell us what programs and services are most important to you. Your participation in this survey is vital to the ongoing success of UMRA. The more data we gather, the better to understand what is working and what we want to change. The survey will be sent to your inbox. We encourage you to respond immediately. Make your voice heard and help inform the direction the association takes in the upcoming months as well as down the road. Watch for it! It is coming your way this fall. Get Connected. Stay Connected. Feel Connected. UMRA News October 2021

Transcript of UMRA News October 2021

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http://umra.hr.umich.edu

Greetings from UMRA. In this newsletter you’ll find:

• UMRA Member Survey • President’s Report • Upcoming Learn & Grow Programs • Upcoming Monthly Seminars • Where We Stand – Vaccinations and Masking • September 9 Learn & Grow Recap • September 9 Seminar Recap • UMRA Day Trips – Day at the D! and

Upcoming Trips

• Zoom On In… • UMRA Reads – August & September Recaps,

October’s Book • Contact Information • Officers and Board of Directors • Are We Missing You? • In Memoriam • Thank You UMRA Sponsors • UMRA Members Get Connected

UMRA Member Survey—Coming Soon

The UMRA Board of Directors is working on a member survey that will be distributed to all of you later this fall. The objective of the survey is to learn more about issues important to you, issues that will help guide the board as they explore new initiatives and look into how to enhance existing activities. The UMRA Board needs your input and feedback. Please take this opportunity to tell us what programs and services are most important to you.

Your participation in this survey is vital to the ongoing success of UMRA. The more data we gather, the better to understand what is

working and what we want to change. The survey will be sent to your inbox. We encourage you to respond immediately. Make your voice heard and help inform the direction the association takes in the upcoming months as

well as down the road. Watch for it! It is coming your way this fall.

Get Connected. Stay Connected. Feel Connected.

UMRA News October 2021

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President’s Report

The UMRA year is off to a great start! We held our first in-person membership meeting at Weber’s on September 9. This was our first in-person meeting in almost a year and a half. It was great to see so many people attend and hear all the different conversations going on in the room. We did encourage only those members who were vaccinated to attend and wear masks – pretty much everyone wore masks. We also spaced out the seating at tables and hired servers to distribute the snacks.

We had two great speakers on excellent topics. We were disappointed that, even with all our planning and testing, the livestreaming connection did not work. Our Livestream Committee is working on this and should have that connection fixed for our October 14 meeting. A few members contacted me and asked to see the

PowerPoints of the presentations. The speakers have graciously allowed us to post those and they can now be viewed in the Members Only section of our website. Just login and select Presentations.

The October meeting is a very important meeting to our membership. We hold our annual membership business meeting in October. You will hear updates on the status of our association and have a chance to ask questions and provide suggestions. Election of officers to the UMRA Board is also held at this meeting. Representatives from the U-M Human Resources office will provide an update on the retiree benefits program and answer questions from the audience. Members watching online will also be able to submit questions. The Learn & Grow session will feature Mike Widen from the U-M Recreational Sports Department. Mike will provide an update on recreational opportunities for retirees. All the same COVID-19 security measures, exactly like those followed at the September meeting, will be in place.

We also resumed our travel program in September with a tour of Detroit and a boat ride on the Detroit River. We had a wonderful time together. Details of that trip are provided elsewhere in this newsletter. The bus trip was at near capacity. Clearly, many of us missed the trips and sharing the connection with other UMRA members.

We are still looking for leaders to help us set up special interest groups (SIGs). These groups are intended to better connect our members with shared interests. If you have an idea for a group, please let us know by contacting [email protected]. Some topics that have been suggested are hiking, biking, genealogy, history and talking with others who have lost loved ones. We just need some leaders to step forward to help with this project.

Growing our membership is a priority this year in order to have even more members participate in our activities. The best way to do this is to invite a friend or colleague you worked with at U-M, who is now retired, to join UMRA. Please try to do this.

Corny joke of the month: Why don’t you ever see elephants hiding in trees? Because they are really good at it.

--Al Hermsen, UMRA President

Al Hermsen

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Upcoming Learn & Grow Programs All Learn & Grow programs are from noon to 1:00 PM Eastern time October 14 University of Michigan Recreational Sports: Programs, Membership Opportunities, Facilities,

and Rentals. Presented by Mike Widen, Director of Recreational Sports. Mike became director of Recreational Sports in 2013. He will discuss the many programs and opportunities available to U-M Retirees and how U-M’s Recreational Sports Programs compare to other Big Ten Universities.

November 11 The Joy of Carving: Carving Caricatures for 50 Years. Presented by Floyd Rhadigan,

Caricature Carvers of America. There are only 25 carvers selected to be in this prestigious organization. Floyd lives in Saline, Michigan.

December 9 Compose, Create, Share: Photo Tips for Everyone. Presented by Ben Colman, MFA

Photography, Cranbrook Academy of Art, currently Adjunct Faculty, Washtenaw and Lansing Community Colleges. Photography professional and educator. With phone cameras at our fingertips, we are taking more photos than ever. But are we creating better images, or just more of them? Ben will offer some guidance on how to help us improve the quality of our photos through fundamentals such as composition, lighting and editing, and also explore some of the basic tools available on our phone for improving and sharing our work.

Upcoming Monthly Seminars All seminars begin at 2 PM. All times are in Eastern time.

October 14 Annual Business Meeting and HR Updates

Annual UMRA Business Meeting, led by Al Hermsen, UMRA President Benefits Update with Questions and Answers Brian Vasher, Director of Benefits Operations

Alanna Troup, Benefits Coordinate Intermediate November 11 The Recent History and Future Implications of White Nationalism in the US. Dr. Alexandra Minna Stern, Associate Dean LSA

Alexandra Minna Stern, Ph.D., is the Carroll Smith-Rosenberg Collegiate Professor of History, American Culture and Women's and Gender Studies; and associate dean for the Humanities, Office of the LSA Dean, University of Michigan. Her fields of study are health and society, reproductive politics, genetics and social justice. She directs the Sterilization and Social Justice Lab at U-M. Her latest book, Proud Boys and the White Ethnostate (2019), applies the lenses of historical analysis, feminist studies, and critical race studies to deconstructing the core ideas of the alt-right and white nationalism. Stern undertakes a deep dive into the genealogy of the alt-right, unearthing its forerunners and ideological touchstones, and mapping the current contours of the

movement by reconstructing its guiding concepts: reactionary notions of temporality, ethnocentric ideas of place and space, implacable biological essentialism, nationalism, and misogyny.

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December 9 Sticking the Landing: Challenges in Landing Spacecrafts on Other Planets. Dr. Jesse Capecelatro, College of Engineering

Jesse Capecelatro, Ph.D., is an Assistant Professor in the Department of Mechanical Engineering at the University of Michigan. His research group develops numerical methods and data-driven approaches for the prediction and optimization of “messy turbulent flows” relevant to energy and the environment (often multi- phase and reacting). Over the last year his research focus has been on disease transmission of COVID-19 and plume-surface interactions related to planetary and lunar landing. Prior to joining Michigan in 2016, Capecelatro was a research scientist at the University of Illinois Urbana-Champaign. He received a B.S. from SUNY

Binghamton in 2009, an M.S. from the University of Colorado Boulder in 2011, and a Ph.D. from Cornell in 2014. He is a recipient of the NSF CAREER Award, ONR Young Investigator Award, and the ASME Pi Tau Sigma Gold Medal. Outside of the lab, he enjoys raising chickens with his wife and 3 kids, rock climbing, and dancing Argentine tango.

Where We Stand—Vaccinations and Masking UMRA has hosted a number of in-person meetings, outings and activities since our welcome back picnic in August. We have followed the CDC protocol related to vaccinations and masking at all of our get togethers. You are welcome to join us for our in-person activities if you are comfortable. We will continue to follow the COVID-19 protocols for inside and outside activities. We strongly recommend that you are fully vaccinated and that you wear a mask and practice social distancing for all inside gatherings.

September 9 Learn & Grow Recap

September’s Learn and Grow proved to be the perfect launch to the new program year. Fall Bird Migrations presented by Dea Armstrong focused on birds migrating through Michigan. The audience included many birders who were eager to learn more about the timing of different migrations, as well as the final destinations in Central and South America. Armstrong’s talk did not disappoint. She detailed several different migrations paths highlighting small birds like hummingbirds and warblers to much larger birds like hawks and other predators. Migrations are timed by the sun/length of day, breeding and the need to reach breeding destinations and sources of food. She used the example of the eastern shorebird migrations that are

timed with when the horseshoe crabs lay their eggs. The speaker’s PowerPoint slides showing migration paths are on the Members Only section of UMRA’s website. Armstrong also commented on the Roseate Spoonbill recently spotted in Saline, Michigan. Interestingly, many Roseate Spoonbills were spotted well above their southern habitat. She explained the larger range may be due to an increase in their population, need for increased food supplies, and/or hurricanes that often push birds out of their natural habitat.

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Armstrong also commented on the importance of natural habitat. Loss of habitat and the degradation of forests, wetlands, and breeding destinations are all having an impact on bird populations, as well as migration routes. The Q&A provided time for specific questions ranging from the types of feeders/food to bird behavior. The program ended with an answer to why there are so many turkeys in Washtenaw County. Many years ago, the State of Michigan decided to introduce turkeys to Michigan forests. Armstrong said, “you can now see that experiment was successful”. For those interested the following websites and apps were recommended.

• Cornell’s eBird app. Wikipedia describes the app and the Cornell Ornithology Program. • A book by Michael Kielb, John Swales and Richard Wolinski: The Birds of Washtenaw County • Washtenaw County Audubon Society and the Michigan Audubon Society

September 9 Seminar Recap UMRA launched the fall seminar program series on September 9 with a fascinating presentation on “The Future of Performing and Musical Arts, Post-Pandemic” by Matthew VanBesien, the current president of the University Musical Society and only the seventh president in UMS’s history.

While many in the audience may have thought this would be a somewhat depressing topic, VanBesien’s energetic talk highlighted UMS’s creative and innovative approach to last year’s programming. As everyone knows, concerts and performing arts programs in 2020 were almost universally cancelled. In spite of the challenges, the UMS staff were able to support artists by establishing zoom residencies, connecting the artists with faculty members and students in the School of Music and Performing Arts. UMS also engaged young and aspiring artists through fellowships to support their work. These combined initiatives sustained many individual artists and artistic programs during a year

that offered very few options. UMS expects this hugely important investment in a diverse and very talented group of new artists to yield dividends in performances and programs in the coming years. VanBesien also discussed the important legacy of the University Musical Society. During difficult times UMS was able to play a pivotal role in not just sustaining the musical and performing arts and artists but also took advantage of the time to innovate and expand their programs and audiences. He also described how they are using social media to engage a younger and more diverse audience. The talk highlighted not only the University Musical Society, but the importance of creative leadership during challenging times. The UMRA members in the audience left with a renewed sense of pride in the tradition and importance of the musical arts at U-M.

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UMRA Day Trips

Day in the D

Sunshine and smiles graced the 49 UMRA members, family and friends who traveled to Detroit on Friday, September 17, for a guided tour of some of the most interesting and quirky spots in the downtown area. Our guide showed us many notable neighborhoods including Indian Village, the Heidelberg project, Parker’s Alley, Dan Gilbert's new landmark building on the site of the old Hudson's department store, General Ulysses S. Grant's home for the time he was stationed in Detroit from 1849-1851, Wayne State University, Belle Isle Conservatory and the new four season Oudolf Garden Detroit.

After a delicious 4-course Italian meal at Amore da Roma, Detroit’s oldest restaurant, our wonderful driver, Al, took us to Detroit’s Rivard Plaza to board

Diamond Jack’s River Cruise ship. High water prevented our getting under the Belle Isle Bridge, but we did have a beautiful sunny voyage down and up the Detroit River.

We even got to see the pylons that will support the new Gordy Howe bridge, which we are told

will be higher than the RenCen skyscrapers. We also spotted the spires of St. Anne de Detroit church, one of the sites we’ll visit on our November 4 Historic Churches trip.

Everyone was careful to be masked on the bus and delighted in being able to be together again on this most enjoyable UMRA day trip.

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Upcoming Day Trips

Tuesday, October 12 – Magnificent Mid-Michigan

Lunch at beautiful Brookshire Inn Golf Club in Williamston. Visit Heavenly Scent Herb Farm with its 1910 barn and heavenly aromas. Then marvel at Spicer’s Orchards and Farm Market where we will have a wagon ride through the orchard, past 8 different kinds of apple trees and raspberry and blueberry bushes and enjoy cider and doughnuts after the ride.

Thursday, November 4 – Detroit Historic Churches

Visit 3 historic churches in Detroit • Basilica de Ste. Anne de Detroit Catholic church, in existence for 3 centuries • Old St. Mary’s Church, the first German Catholic church in Detroit • Mariners Church, where the Blessing of the Fleet occurs each March.

During the tour we will have lunch at Amore de Roma, the oldest Italian restaurant in Detroit.

Wednesday, December 1 – Meadow Brook Theatre

After a delicious lunch at Kruse & Muer on Main in Rochester Hills, we will enjoy a matinee performance of “A Christmas Carol” at Meadow Brook Theatre, located on Oakland University’s campus.

See flyers attached to the newsletter or visit the UMRA website for details and registration information. Look for Upcoming Events > Trips in the homepage. Please contact Carol Williams, [email protected], if you have questions.

Zoom On In… Not everyone is able to join the monthly meetings in person. A link to the Zoom meeting will be sent out with each meeting reminder, four to five days before the meeting and the day of the meeting. Zoom’s chat feature lets you ask questions or make comments. A video of each meeting will be posted to the Members Only section of the website so you can watch it at your convenience. Unfortunately, due to technical difficulties, videos of the September sessions are not available.

Bianco’s COVID-19 Safety Protocol

• Bianco buses are thoroughly cleaned and disinfected before and after each use.

• Cabin air is completely exchanged with fresh outside air every 10 minutes.

• Physical distance is maintained when exiting and entering the coach and with seating, when possible.

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UMRA Reads—August & September Recaps & October Book

August Recap

UMRA Reads met on August 25 via Zoom to discuss the amazing book, The Woman Who Smashed Codes by Jason Fagone from the genre nonfiction-biography. The book tells the extraordinary story of Elizebeth Friedman who loved literature, words and poetry. She was excited about the possibilities of words and believed the alphabet to be a miracle.

As a young Quaker woman recently graduated from university, Elizebeth was hired by a wealthy eccentric to live on his estate and work at Riverbank Laboratories. It was there, while looking for secret messages thought to be hidden in Shakespeare’s plays, she

discovered she had “a marvelous talent.” This is also where she met and married William Friedman who became her partner in deciphering codes. Together, they were recognized as the power couple in modern cryptology.

She was enlisted by the Coast Guard to decipher coded messages. She accomplished this by hand and went on to develop methods to decipher secret codes throughout WW I, Prohibition and WW II. She helped catch gangsters and smugglers, exposed the Nazi spy ring in South America and cracked multiple versions of the Enigma machine in multiple languages. She set up teams, trained others, and wrote materials that helped develop and shape the modern intelligence community.

The group felt Jason Fagone did an outstanding job researching and documenting events and personalities, pulling together information from an enormous number of materials, and documenting this information by chapter at the end of the book. This research was made possible by Elizebeth, who was highly organized and preserved all of her own and William’s work at the Jackson Foundation, to be available and helpful to future generations of cryptanalysts and scholars.

We were excited to learn of Elizebeth’s role in these events and appreciated insights into the human side of Elizebeth and William’s life and relationship. Some welcomed the additional information about deciphering itself and the many ways to code. The group enjoyed the book and would highly recommend it to others.

--Corrine Serrell, September Group Facilitator

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September Recap

September’s selection was a historical nonfiction titled The Pioneers: The Story of the Heroic Settlers Who Brought the American Ideal West by David McCollough. This Pulitzer-Prize winning historian and writer offers an insightful look at the hardy and resilient individuals who settled the Northwest Territories. This book was sourced from the letters and journals of the people who were first to move west. These brave pioneers documented each step of an incredible adventure as it unfolded before them. From the process of gaining approval to use the land to incorporating cities of significant commerce.

Each of the 17 UMRA Readers shared their personal reactions to the history presented. It was a rewarding read for the history buffs in the group and left most with new knowledge about Northwest Territories and Ohio as it progressed toward statehood. The book starts with the creation of the Federal documents creating the

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northwest agreement to allow New Englanders to settle in the future state of Ohio. This involved a lot of lobbying as the fledging new government of the United States was not entirely functional for this type of request. The “Ohio Company” was approved and set up as a corporation and set to run like a business with good planning behind it. The process to travel to Ohio though long and hard allowed for the group to bring the supplies they thought they would need. Establishing a city included housing lots, public areas, roads and farms. The group that went included people that could survey, build, farm and plan the city and surrounding area.

The book follows the development of the area and the travels of key people who instituted a legislature and founded other cities within Ohio. As the invasion of settlers moving west grew and the Native people were displaced, gruesome conflicts evolved resulting in political changes and ultimately, the War of 1812. Numerous notable people passed through the area during the lifetimes of the original settlers, including Johnny Appleseed, Aaron Burr and John Quincy Adams (after he was president).

Our discussion included additional information about the geography of the area, various Native peoples, the Toledo war and the genealogy of some of the participants with ancestors with connections to the founding and development of the area.

--Jim Bell, September Group Facilitator

♦♦♦

UMRA Reads Science Fiction

October’s book selection comes from the Science Fiction genre. Dark Matter by Blake Crouch, is a book that thrills, horrifies and asks deep philosophical questions. It begins with Jason, a physics professor surrounded by his beloved wife, Daniela, and his teenage son, Charlie, cooking supper. He steps out to meet with a longtime friend, Ryan, who has been awarded a prestigious science prize. On his way home, Jason is abducted, after which life as he knew it shatters and he spends the rest of the book seeking to find the things he has lost, a journey that will force him to confront the darkest parts of himself even as he battles a terrifying, seemingly unbeatable foe. UMRA reads will discuss Dark Matter on October 27.

A complete list of meeting dates and monthly selections can be found on the UMRA website, Interest Groups. New members are welcome. Contact Sharon Grayden, [email protected] if you would like to join the group.

Contact Information

Wolverine Tower is closed indefinitely due to the COVID-19 pandemic. If you need to communicate with UMRA, please send an email to [email protected].

UMRA Office – 2005 Wolverine Tower, 3003 S. State Street, Ann Arbor, MI 48109-1281

(Wolverine Tower is located at the SE intersection of E. Eisenhower Pkwy. and S. State St.) Missing an issue of UMRA News? All issues of UMRA News can be accessed on the UMRA website:

https://umra.hr.umich.edu

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UMRA Officers and Board of Directors

Terms Ending in 2021

Ed Adams [email protected]

Vi Barkauskas, Committee on the Economic Status of the Faculty (CESF) Representative [email protected]

Patricia M. Butler, Past President [email protected]

Katherine Kurtz, Vice President [email protected]

Open Board Position (Applicants Welcomed)

Terms Ending in 2022

Jim Bell, Past President, MHealthy Representative [email protected]

Tom Butts [email protected]

Nancy Firestone [email protected]

Sharon K. Grayden, UMRA News Editor [email protected]

Jim Randolph, Secretary [email protected]

Terms Ending in 2023

Esrold Nurse [email protected]

Al Hermsen, President [email protected]

Mike Kalasinski [email protected]

Duane Kirking [email protected]

Rodger Wolf, Treasurer [email protected]

ARE WE MISSING YOU?

We certainly hope not, but if you think you are one of the 600 members who have yet to renew your UMRA membership, let us know!

Around October 1st, members who have not renewed will receive a dues notice reminder via email. If you do not know if you’ve paid or are encountering problems with the system (yes, we know it isn’t perfect), please send an email to [email protected]. We’ll be happy to assist you. Don't miss out on the exciting year we've planned.

Renew today and join in the fun.

In Memoriam The Association wishes to pass on our sincere condolences to the families and friends of past and current UMRA members who have passed away since our last posting.

Name Death Date Name Death Date Baer, Frances B 6/20/2021 Kusisto, Barbara J 6/21/2021 Beals, Theodore F 8/19/2021 Rebeck. Claude 8/7/2021 Hawkins, Ann Nelson 7/14/2021 Skadden, Karin M 7/5/2021 Inglehart, Ronald F 5/8/2021 Warner, Jeanne E 7/25/2021 Jones, Donald Akers 6/25/2021 Waslawski, Mary Ann 4/24/2021 Kamrowski, Mary Jane 4/30/2021

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Thank You UMRA Sponsors U-M Retirees Association’s board developed a community sponsorship program to broaden our base of support and expand programming capabilities. We are grateful to our sponsors for their loyalty and support. Many of our sponsors attend our monthly meetings at Weber’s and provide literature at their sponsor table. We are pleased to provide you with contact information and a brief description of their organization and services.

Area Agency on Aging 1-B – Kathleen Yanik 29100 Northwestern Highway, Suite 400, Southfield, MI 48034 (248) 320-1144 www.aaa1b.org Helping seniors, adults with disabilities and their families in southeast Michigan. Call us at 1-800-852-7795. Bank of Ann Arbor – Lucas Domitrovich 125 S. Fifth Ave., Ann Arbor, MI 48104 (734) 662-1600 www.BankofAnnArbor.com Ann Arbor’s leading community bank offering all banking services including trust and wealth management. Brookhaven Manor – Dolores DeTavernier 401 Oakbrook Drive, Ann Arbor, MI 48103 (734) 747-8800 www.BrookhavenManorApartments.com Brookhaven Manor is a senior independent community with spacious one- or two-bedroom apartments where you will find neighbors enjoying a relaxed, yet active lifestyle. You will enjoy a host of services and amenities designed to enrich your life. Collier Financial – Caleb Collier 315 E. Eisenhower Pkwy Suite 303, Ann Arbor, MI 48108 (734) 389-7575 www.collierfinancial.com/ Since 1990, Collier Financial has helped thousands of families in the Midwest to and through confident retirements. As independent advisors with the fiduciary standard, we design and implement customized retirement and investment solutions that put our clients’ interests first. Comfort Keepers of Ann Arbor – Bryan Dunn 7910 Ann Arbor Street, Suite 2, Dexter, MI 48130 (734) 418-9186 www.annarbor.comfortkeepers.com/ Comfort Keepers of Ann Arbor provides best-in-class in-home assisted living services for seniors and other adults in need of assistance. Our dedicated and trained caregivers help maintain independence and quality of life so loved ones can continue living safely at home. EHM Senior Solutions – Nicole Boyer 400 West Russell Street, Saline, MI 48176 (734) 679-0533 www.EHMSolutions.org At EHM Senior Solutions, our core purpose, as a faith-based organization, is to provide quality care with compassion to our residents and clients we serve. Fidelity Investments – Peggy-Sue McNier 500 E. Eisenhower Pkwy, Suite 200, Ann Arbor, MI 48108 (734) 662-2113 x 78265 www.fidelity.com Whatever your destination, Fidelity has the people and the tools to help you grow and protect your wealth.

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Legacy Law Center – Terrence A. Bertram 2950 South State Street, Suite 300, Ann Arbor, MI 48104 (734) 995-2383 www.elderlawannarbor.com Legacy Law Center, advisers for your life planning needs, estate planning, elder law, and probate. PROVIZR – David Fransko, Alan Brilliant and Cassandra Malmquist 777 E. Eisenhower Pkwy, Suite 742, Ann Arbor, MI 48108 (734) 864-4500 www.provizr.com With so many investment choices available, University employees are confused about which investments to choose. Provizr provides hands-on professional management of your university retirement account so you can end confusion, have confidence in your portfolio, and know you have a solid plan for the future. Real Estate One Personal Perks – Danielle Dorsch 25800 Northwestern Highway, Southfield, MI 48075 (248) 208-2968 http://www.personalperks.net/ Personal Perks is an innovative real estate benefit program. This exclusive program provides cash rebates based on the sale or purchase price of a home if you go through Danielle before selecting a realtor to represent you. Real Estate One is the largest broker in Michigan servicing all of Wayne, Oakland, Washtenaw, Livingston, Macomb and Northern Michigan counties. Retirement Income Solutions – Megan Flynn & Evan LeRoy 2301 Platt Road, Suite 300, Ann Arbor, MI 48104 (734) 769-7727 www.risadvisory.com Retirement Income Solutions is a locally-owned and independent financial advisory firm that specializes in the active management of TIAA and Fidelity accounts, along with other assets. Silver Maples Retirement Neighborhood – Christina Kim & Suzy Stacey 100 Silver Maples Drive, Chelsea, MI 48118 (734) 475-4111 https://silvermaples.org/ Silver Maples of Chelsea is a senior living neighborhood that offers independent living, assisted living and short term respite stays. StoryPoint – Lisa Cervi & Catherine Mitchell 6230 S. State Street, Saline, MI 48176 (734) 944-6600 www.StoryPoint.com StoryPoint is a senior residential living community offering the latest in independent living, enhanced living, assisted living and memory care. TIAA – Eric Roberts & Evan Ho 777 East Eisenhower Parkway, Suite 100, Ann Arbor, MI 48108 (866) 842-2949 https://locations.tiaa.org/mi/ann-arbor/777-east-eisenhower-parkway University of Michigan Credit Union – Julie Wigley 340 E. Huron Street, Suite 100, Ann Arbor, MI 48104-1909 (734) 662-8200 www.umcu.org UMCU is a member owned, not-for-profit cooperative serving the financial needs of its members and the community.

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UMRA members Get Connected. Stay Connected. Feel Connected.