TURN UNCERTAINTIES INTO AN OPPORTUNITY BY

INVESTING SYSTEMATICALLY

An investor education initiative by

What is an SIP?

A Systematic Investment Plan or better known as SIP is

based on the simple idea of investing a fixed amount at fixed

intervals, for a long time to achieve long-term benefits.

It helps you average your cost of investment over time.

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How does an SIP benefit you?

BENEFITS:

Reduces the risk

associated with

market timing

Reduces your

average cost

of purchasing

Gives better

returns in the

longer run

Makes your

money grow with

the power of

compounding

Inculcates a

feeling of

discipline to

save and invest

regularly

Helps with

long-term

approach of

investment

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Rupee Cost Averaging

By Investing fixed sums at regular intervals , you pick up more units when the prices are low and

less units when the prices are high.

This brings down the average cost of your units hence, there is no need to time the markets as

you invest at predetermined intervals.

This is for illustration purpose only. Actual results may vary.

Particulars Month 1 Month 2 Month 3 Month 4 Month 5 Month 6

SIP Amount 10000 10000 10000 10000 10000 10000

NAV 100 90 110 105 95 115

Units 100 111.1111 90.90909 95.2381 105.2632 86.95652

Total Investment

60000

Total Units

589.478

Average NAV

101.785

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SIP Goals

How can an SIP help with your child’s future?

Parenting comes with a lot of responsibilities and expenses.

Starting an SIP keeping these expenses in mind can help one

plan their child’s future better.

Monthly SIP

Rs. 10,000

Wealth accumulated

approximately of

Rs. 23.2 Lacs

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Calculation based on 12% p.a. growth rate compounded monthly. This is for illustration purpose only. Actual results may vary.

YEARS

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Calculation based on 12% p.a. growth rate compounded monthly. This is for illustration purpose only. Actual results may vary.

How can an SIP help plan vacation?

One can invest through SIP for vacation fund, allowing one to visit desired destinations

and manage expenses worry-free.

Wealth accumulated

approximately

Rs. 8.2 Lacs

Monthly SIP

Rs. 10,000

5

YEARS

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Calculation based on 12% p.a. growth rate compounded monthly. This is for illustration purpose only. Actual results may vary.

Monthly SIP

Rs. 10,000

Investment

started at the

age of 25 years

How can an SIP help one after retirement?

One may stop working, but the expenses never stop. Here is how an SIP can help post-retirement:

Accumulate a considerable amount of money for retirement

Corpus value at 60 years

Rs. 6.5 crore

60

AGE OF

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Is 2019 a year of market volatility?

Yes, it is!

A few factors contributing to the market volatility in 2019:

National

Elections

A Pre-Poll

Union Budget

Trade War

Issues

Crude Oil

Prices

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Understanding market volatility

VOLATILITY

is referred to fluctuations of

stock prices in the market

If the price of a stock fluctuates

rapidly in a short span, it is said

to experience HIGH VOLATILITY

Similarly, if the prices of a stock

fluctuate slowly in a longer time

span, it is said to experience

LOW VOLATILITY

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Misconceptions about volatility

We always connote volatility as a negative piece of information.

Here are few of the common MISCONCEPTIONS related to volatility:

• Cashing in is the right thing to do

• Checking the productivity daily

• Shares lose value when they fall in price

• Stopping SIPs when the market falls

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Why is 2019 the Year of SIP?

With an SIP, an

investor can turn

the year of market

volatility into a year

of opportunities

An SIP is a simple

investment strategy

which aims to give

better returns in a

volatile market

When the market

drops, stock prices

become comparatively

lower, providing

more units.

The investor can

benefit by investing in

more for a lower price

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#Year of SIP

The key is to be disciplined, focus on financial goals, and invest in

mutual funds through SIPs for a better future.

Year of volatility Year of possibilities

and opportunities

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To know more,

contact your

Financial Advisor

Visit

www.icicipruamc.com

Download

IPRUTOUCH APP

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Mutual Fund investments are subject to market risks, read all scheme related documents carefully

Caution to the Investors

Jan 30, 2017 PR No.: 8/2017

1. Some unlisted companies are luring retail investors by issuing securities including non-convertible and convertible debentures/ non-convertible and convertible preference shares/ equity shares in the garb of private placement, without

complying with the provisions of Companies Act, 1956 read with the Companies Act, 2013, SEBI (Issue and Listing of Debt Securities), Regulations, 2008, SEBI (Issue and Listing of Non-Convertible Redeemable Preference Shares), Regulations,

2013 and SEBI (Issue of capital and Disclosure Requirements) Regulations, 2009.

2. Any offer of securities made to 50 or more persons has to be construed as a "Public Offer" under the provisions of Companies Act, 1956.

3. Under Companies Act, 2013, "Private Placement" shall be made only to such persons whose names are recorded by the company prior to the invitation to subscribe. Further, in case of private placements, the company shall not release any

public advertisements or utilise any media, marketing or distribution channels or agents to inform the public at large about such an offer. Further, such offer or invitation shall not be made to more than 200 persons in the aggregate in a

financial year.

4. As per the provisions of Companies Act, 2013 and SEBI Regulations, no issuer shall make public issue of these securities, unless it has made application to the recognized Stock Exchange(s) for listing of such securities. Further, the issuer,

among the other things, is required to file the offer document with RoC/Stock Exchange/SEBI etc. The issuer has to make disclosures about the issuer company, the promoters of the company, the risk factors etc.

Kindly, refer the latest update on caution to Investors on the below link

http://www.sebi.gov.in/media/press-releases/jan-2017/caution-to-the-investors_34109.html

http://www.sebi.gov.in/sebiweb/home/cause-list.jsp

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