Make Big MoneyThrough Trust Deed & Private Mortgage

Investing

How Safe is YOUR Investment Strategy?

Our Unique InvestmentVehicles Are

, Offer Fixed RatesOf Return And AverageOver 12% Per Annum.

Strongly Collateralized For Your Safety

We're not an investment fundand we're not stocks.We're a proven investment strategy that isused only by the most sophisticated of investors. Quit gambling on a roller-coaster market. Call us today.

Ismael "Izzy" RuizInvestor Relations Spec ia list

505 -550 -6960

Become a Safe & Sophisticated Investor

WHAT IS IT?

What is Private Mortgage Investing?There are two primary reasons our borrower clients turn to private mortgages rather than institutional real estate funding.

*First, the speed of a transaction. Unlike banks, private mortgage groups like The Equity Experts can often evaluate, arrange and close a private mortgage in days compared to weeks.

*Second, private mortgage candidates may have credit issues or debt-to-income ratios that disqualify them for typical institutional loans.

BorrowerPresents

Loan RequestAnd

Collateral

Due Diligence

Investor Presentation

Investment Consummated

The EquityExperts

ConfirmsViability

InvestorIntroducedTo project& Makes

Commitment

EscrowOpenedInvestor

Places Funds

How Does it Work?

EscrowCreates a Recorded

Lien againstReal property

collateral

A Third-Party Payment Collection company

collects and distributes

monthly interest

payments to Investor(s)

Private Loan is “exited” (Paid Off) within a specified

amount of time through

sale or refinance of

collateral property

FundsDistributed

To Borrower

BorrowerMakes Monthly

Payments

Principal Investment

Is PaidBack

Investor hasReceived

A Nice YieldSecured by

Real Property

Investor’s Principal

investment is returned for

re-investmentIn a new, Real Estate secured

opportunity

How Does it Work?

NO Investor Management Fees, EVER

Private Trust

Deed and

Private

Mortgage

Investing

Provide

Natural

Diversification

Loan #1$100k

Secured BySeparate

Real Estate

Loan #2$100k

Secured BySeparate

Real Estate

Loan #3$100k

Secured BySeparate

Real Estate

DIVERSIFICATION

INVESTOROffers $650k for

diversified investment.Wants an average return

Of at least 13%.

Loan #4$350k

Secured BySeparate

Real Estate

18%Yield

12%Yield 13%

Yield

15%Yield

14.66% Average Return Secured by Real Estate

Illustration Only:Returns are based on individual projects

Comparative Portfolio Strategies

STRATEGIES

$100k

35%

90%

4%Yield

12mo. CD

AnnualReturn

$4k

$100k

6%Yield

checkingAnnualReturn

$6k

$100k

10%Yield

Mutual Fund

AnnualReturn$10k

$100k

14%Yield

12mo.Private

Mortgage$14k

AnnualReturn

Investment Risks vs. Return*Certificates of Deposit – FDIC Insured*Interest bearing checking or savings – Rates/Return subject to change (High minimum deposits required)*Mutual Funds – Variable / Volatile*Trust Deeds/Private Mortgage – Secured by high valued real estate*Stocks – Extremely volatile

In each of the following traditional Investment vehicles, fees are charged to the Investor – except in the case ofprivate mortgage or trust deed Investing through The Equity Experts.

Rates are based on average returns at time of design of this presentation.

TYPES OF INVESTMENTS WE LOOK FOR:

In an effort to obtain the highest returns for our investor clients, we focus on four primary areas of real estate lending:

Commercial Acquisition & Refinance

Construction & Development Projects

Joint Venture Opportunities

Land Acquisition & Refinance

A Niche Market

Realistic Expectations

TERM OF RETURN:

Most of our loan projects begin paying returns within 45 days of initial investment, and continue monthly until the end of the investment term.

Our loan terms range from 3 months to 30 years, and are set at a fixed rate, so you'll always know how much your investment is going to make. The average loan term is 18-24 months.

In the event an investor must liquidate anInvestment prior to term maturity, The Equity Expertswill assist you by helping to find another partyto buy out the your position.

Professional due diligence on

property, borrower, geographic

region and equitable safety of

collateral.

Hands-on loan management for

the entire loan term by The Equity

Experts at no charge to investor

clients.

Third Party payment collection,

disbursements and tax record

maintenance

Investor Maintains

Control of Investment

Funds Until Escrow

TEE works to Protect Our Investors at every stage of the investment process

INVESTOR PROTECTION

Borrower Relations

Due Diligence

Investor Relations

Administration

CORPORATE DIVISIONS

37%Will be

As many as 20 days late

56%Of loans will have at least one late

pay

Averages of Lates, Defaults & Foreclosures

On average, every private loan will have at least one late pay in its duration; 37% of loans will enter default (meaning they are at least 20 days late before the late pay is remedied), and; 7% of private loans will enter the foreclosure process.

It has been the experience of The Equity Experts that only 2% of private mortgage/trust deed loans actually make it all the way to foreclosure auction.*

*Percentages are related to loans previously or currently managed by The Equity Experts, and cannot be guaranteed.

Every Investment Has Risk

Borrower is 20

days late

Notice of Default Mailed

Borrower remedies

Pmt. + fees

Borrower fails to remedy

TEE files

4Closure

Within 30 days of

late payment

Borrower either

remedies 4closure or property is

sold at auction to

recover investment

In an effort to protect our investors, TEE files a notice of default within 20 days of late pay, and foreclosure within 31 days of late pay. In the event payments and late fees are not remedied, the property will be sold to recover the investor’s principal plus back interest.

The Process of Investment Recovery

How long does a private mortgage investment take to set up?

• Because we've done much of the due diligence prior to presenting you with an investment opportunity, the process can be completed very quickly. Depending on three primary components:

• 1) You. We want you to take the time you need to complete any research and due diligence you feel necessary in order to be comfortable with the investment;

• 2) Escrow. The title and escrow process is out of our hands and even though we use professionals who are familiar with doing this type of transaction, they can often be “swamped” with work, delaying the process; and

• 3) The title itself. In the event there are “clouds” on the title, then we will make sure that they are cleaned up before proceeding with the loan - this can take time.

In most cases, depending on the size of the transaction an investment takes about 2 weeks from start to finish.

Start to Finish

How do I get started?

With new projects coming across our desk daily, The Equity Experts are constantly reviewing quality projects for your investment. You just need to contact us so we can ask you a few questions, perhaps offer some training if necessary, and begin presenting you with quality investment opportunities. It's that simple.

Becoming a Private Mortgage Investor

The Equity Experts is a specialized mortgage-investment team dedicated to helping individuals, family trusts and corporations to invest in High-Yield mortgage loans with consistent returns secured by real estate - a commodity that has a proven appreciation year-after-year; even in poor market troughs. Unlike large mortgage pools or money mills, TEE allows you to keep your funds in your possession, earning you money until you discover the project you feel comfortable investing in.

Why struggle with the stock-market puzzle? Invest in private mortgages through The Equity Experts and see the ease of consistent returns with valuable, trust-worthy securitization. It's the proven method of investment that banks and insurance companies use - why shouldn't YOU?

How We’re Different

Granted, like all investments, there are risks to Trust Deed investing, but our team works seven-days-a-week to protect our investor clients like no one else in the business, minimizing risk as much as possible.

Not every investor is suited to invest in private first or second mortgages. Certain net worth guidelines apply. This brochure does not constitute an offer to purchase mortgage investments, it is meant as an educational resource only. An offer is made only through an offering summary and only to those who have requested to receive such summaries. Investing in mortgage or trust deed investments involves some risk, and should only be done by educated investors. Please be sure to do all necessary due diligence prior to investing.

*Costs to the investor may be incurred in the event of foreclosure. Repayment of all costs to investor will be attempted through liquidation of property, but cannot be guaranteed. In the event of a second position, foreclosure of the first position may require costs to the investor in order not to lose investment

Disclosure

www.TheEquityExperts.com505-892-7200800-963-8065

Managing Director: Brandon Thienes

Direct: 505-350-6945info@TheEquityExperts.com