Customized commercial truck and trailer lease and finance products for all

commercial vehicles to business owners and dealers alike.

Commercial Trucks Commercial Trailers

Day Cabs Reefer Trailers

Box Trucks Frac Trailers

Dump Trucks Water Trailers

FedEx Trucks Dry Vans

Sleeper Trucks Oil Trailers

Expeditors Flat-Bed Trailers

Flat-Bed Trucks Belly-Dump Trailers

Crane Trucks Car Haulers

Water Trucks Curtain Side Trailers

Oil Trucks Dump Trailers

Mobility Vans Commercial Vans

Under Folding Platform Lift Shuttles

Side Entry Lift Ambulances

Rear Entry Lift Passenger Buses

All Conversions Mobility Taxis

TruckLendersUSA is your direct financer for commercial trucks, trailers and all other commercial vehicles. Through our nationwide network of product representatives, we provide commercial vehicle financing to small, medium and growing transportation companies.

Commercial Vehicle Leasing

•Smallandmediumtransportationfleets

•30yearsintransportationfinance

•Award-winningcustomerservice

•50yearsofcombinedexperience

•Businessowner’s“100%customersatisfaction”isourpriority

•Thoroughunderstandingofthetransportationindustry

TrucklendersUSA is a national leader in commercial vehicle leasing,

and an independent funder for all transportation related business.

TruckLendersUSA Transportation

Expertise

.. Same Day Approvals Your time is valuable to us. We work hard to approve in less than 4 hours!

.. Funding Turnaround Trucklenders USA will fund you within 24 hours of receiving completed contracts.

.. Low Interest Rates We offer some of the most competitive interest rates in the industry.

.. Programs designed for you We understand commercial truck financing and the needs of today’s commercial truck drivers.

.. Discount Payoffs We offer greatly discounted pay offs on repeat clients. We also have incentive programs for recurring business.

.. Customer Service We strive to impress, improve and meet our customer’s needs.

.. Programs.© Lease with $1 buy out.© Lease with Residual .© Loans and EFA Agreements

.. Structure.© Zero Down .© 1st and last Payments.© 10% Down .© 12-60 Month terms .© $15,000 to $250,000 .© Application Only

.. Equipment Age.© Trucks 7 years or newer

.© Trailers 7 years or newer

TruckLendersUSA Trucker Advantage

TruckLendersUSA Vendor Advantage

Call today: 877-233-1475

TruckLendersUSA Commercial Finance Contacts

SEND CREDIT APPS TO:melissa@trucklendersusa.com615-410-2302 Fax23 Berry Hill Road

Oyster Bay, NY 11771877-233-1475 www.trucklendersUSA.com sales@trucklendersUSA.com

General Credit Guidelines

The information below reflects how we typically define A-C credits

Tier 1 Tier 2 Tier 3

CreditScore 750plus 700-675 625-675

Incorporationperiod 3yearsplus 2years 2years

CommercialCredit 60%comparabletorequest

40%comparablecreditcomp

Nolatepaysin12months

RevolvingDebtRatios NodeliquencyRevolvingdebtto

notexceed60%toalexposure

SlowpaysOKlimitedbaddebtexposure/

chargeoff

PayNet Commercialvehiclecomparable

Commercialvehiclecomparable N/A

Collateral

7yearsornewerontrucks

7yearsornewerontrucks

7yearsornewerontrucks

7yearsornewerontrailers

7yearsornewerontrailers

7yearsornewerontrailers

ReasonsforDecline

BKinlast5years BKinlast5years BKinlast5years

Childsupport Childsupport Childsupport

Opentaxliens Opentaxliens Opentaxliens

SALES:Melissa Adkinsmelissa@trucklendersusa.com877-233-1475 Ext 212714-697-2372 Direct 615-410-2302 Fax