January 15, 2014 Volume XII Issue 2

$10.00

Classifieds!FREE--

TAKE ONE!

Postal Customer PRSRT STD

800-756-1817 w w w . T r i c i a s T r a d e r . c o m O v e r 8 , 5 0 0 c o p i e s d i s t r i b u t e d a l l a c r o s s N o r t h C e n t r a l M o n t a n a !

LOOK! Howard’s Auto Now Open in Great Falls! Super Sale on NOW! Check out our ad on page 3....

INSIDE: The Great Valentine’s Day GIVEAWAY! So many

ways to win! (p. 13)

Montana Winter Fair in Lewistown! (p. 17)

Custom Websites ● Logos ● AdvertisementsGraphics ● Illustrations ● Computer Consultation

Locally Owned and Operated

Call us at (406) 357-SITE

Montana

Chinook, Montana

Web and Graphic Design Services

Let us help you reach your online destinations!

A Limited Liability Company

January 15, 2014 ....................................................................Volume XII Issue 2 .............................................................................. Tricia’s Trader 2

For Sale: 1997 Arctic Cat 3 cyl 600 snowmobile, 2 place covered snowmobile trailer, 8 ft hydrostat snow rotary plow, Cushman trackster with 6 ft blade. 18 ft heavy built tilt trailer. Cut Bank. 406-873-4780, 406-450-4760. 1-II

Filter Services: For all of your air filter and water filter cleaning services call Flawless Filters. Servicing North Central Montana with a complete line of Baldwin Filters. 406-376-3106, 406-799-4580 (cell) or email us at flawlessfilters@mtintouch.net 1-I

Wanted: Fort Benton-area painter seeks interior painting Jobs. Reliable, local references. Please call Tom at 406-564-3326. 1-I(1)

Wanted: Coyotes! Skinned or unskinned; also Badgers, Raccoons, Lynx cats, & other furs. Will be in your area in Jan. Call for times & places. Rollman’s Furs. Also hiring skinners! (406) 494-8463 1-II

Stoves for Sale: The Glass Shop in Malta has Multi-Fuel Stoves. They burn wheat, barley, wood pellets, shelled corn and other biomass fuels. Call 406-654-1720 or 406-654-2784 evenings. 1-II

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CONTENTS:Classifieds, Classifieds,

EVERYWHERE!Advertising Info .............. 12Bill’s Food Corner .......... 21Comic ............................ 13Comm. Spotlight ............ 17 Conservative Cow Dr. ...... 6Dave Says ...........next time“Laugh Lines” .......next time“Money Talks” Financial Column ......................... 9Realty Section ................. 8Rodeo Roundup ............ 15Subscriptions ................. 12“Things to Know” ............. 4

See pg 12 for deadlines, rates &

to place an ad!

Fort Benton Realty, LLP represents properties thatoffer the BEST of Montana’s Big Sky Country.

We specialize in Hunting & Recreational,Farm & Ranch, Homes with Acreage,

Commercial & Residential properties, and our new additions to our services,

Land Auctions, Consulting, and Arbitration. Land Auctions, Consulting, and Arbitration.

SEE US AT THE

January 16th - 18th

MAGIE 2014 BOOTH# I-21

3 Sisters at 101 S. 1st St. E. in Malta has something for everyone! Now selling doTerra oils. Come shop the little store on the corner with a big selection. 406-654-2529. 1-I:3-II

Speedy's Backhoe Service -N- More. Cheapest backhoe in town. Call Ed or Joseph at 406-357-3877 or 406-945-1979 (Chinook). 7-II:1-I

Western Styles Salon: Come on in for hair, nails and tanning. We carry Iso, Matrix, Hempz, Paul Mitchell, Kenra, tea tree, Crew, Joico, and China Glaze products. Malta, Mt. 406-654-2072. 1-II

Business For Sale: Goodies Galore Consignment - 2nd Hand - Antiques. No real estate. Downtown Chinook, MT. Contact Patricia (406) 357-2518 1-I

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THINGS TO KNOW:Jan. 16, & 23, Thurs.: BINGO. Chinook Senior Center. 1:00pm. 406-357-2648.

Jan. 17, & 24, Fri.: MUSIC & CARD PLAYING. 11:00am and 1:00pm. Chinook Senior Center. 406-357-2648

Jan. 3, Fri.: BLAINE COUNTY FAIR BOARD MEETING. Triple E Room, Chinook. 7:00pm.

Jan. 16-18, Thurs. - Sat.: MAGIE, ,Four Seasons Area, Great Falls.

Jan.21, Tue.: CANCER SUPPORT GROUP. Chinook Senior Center. 357-2648.

Jan. 25, Sat.: CIRCLE AG SHOW, Contact Jana at 406-485-4782 or jana@redwatervalleybank.com

Jan. 30, Thurs.: JACKPOT BINGO. Chinook Senior Center. 1:00pm. 357-2648.

Jan. 31, Fri.: MUSIC, JANUARY BIRTHDAYS DINNER, BAKE RAFFLE, CARD PLAYING. 11:00 am, noon and 1:00 pm. Chinook Senior Center. 357-2648.

Feb. 7-9, Fri-Sun.: POETS AND PICKERS 20TH ANNUAL WESTERN HERITAGE ROUNDUP. Fri. & Sat. shows start 7pm at Chinook High School, $10, under 12 free. Free performances 10am-5pm Sat. at Chinook Motor Inn. Cowboy Church Sun. 10am. For info call 406-353-2383 or 386-2275.

Feb. 14, Fri.: VALENTINE’S DAY! Be sure to enter the drawing on page 13!

Thurs. nights.: CRIBBAGE! 7pm. Come and play OR learn to play. Sweet Grass Lodge, Chester, Montana.

Let us know what’s happening in your area. It’s free and it gets read! Call 379-2377 or email kimmelkreations@yahoo.com.

For Rent: Independent Living for adults 62+ or disabled. HUD subsidy available if qualified. Stop by or call Today!!! Sweet Grass Lodge, 511 First Street West, Chester, MT 59522. 406-759-5400. MTRS Relay: Dial 711 ***Equal Housing Opportunity***Handicapped Accessible. 8-I:1-II

Guitars of Montana. Band & Orchestra Rentals/Sales - Educator approved instruments. American Guild guitars. Bluegrass. Ukuleles. BOSS effects. Special orders welcome. We ship! #2 5th Street South, downtown Great Falls, 406-453-4998 or call Bing at 1-877-566-2224. www.guitarsofmontana.com. 8-I:1-II

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Need a Paint Job? If you have dents or need a new paint job, we can make your vehicle look like new. Come see us at Hi-Line Collision Repair Center, 740 2nd. Ave S. Glasgow, MT or give us a call at 406-228-2433. 1-II

For Sale: 2008 Dodge Laramie 3500 long box 6.7 Cummins, Tan w/matching ranch hand grill guard, 5th wheel/new tires/new batteries, TV/navigation/CD/Sirius, 72,000 miles (95% highway). This pickup is super clean!! 406-228-9306. 1-II

Wanted: Before WINTER sets in, Tractor tire chains, 18.4 x 34 (about 17ft x 26-30 inches). Call Doc Curtis 406-654-7313 or 654-2085. 1-II

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For Sale: Antiques & Miscellanea OPEN HOUSE February 1st. (closed thru January) US HWY 87, Big Sandy. Info: (406) 390-2997, Roberta. 1-II

For Sale: Hesston 8110S with 16’ hay head and 30' draper head. 1,980 hrs. Contact Larry at Rainbow Irrigation (406) 357-2211 or rainbowsales@mtintouch.net. 1-II

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It was a little after four on Sunday morning. We had planned to sleep late, but the howling north winds were buzzing through the soffits and creating such a racket I crawled out of bed. Somehow, my trophy wife was still sleeping. Because our pace is slower on the Sabbath, I started breakfast on the cook stove by quietly splitting some kindling, opening the damper, and nearly effortlessly building a crackling fire. The word “nearly” is significant as the wind billowing over the top of the garage began powering the smoke back down the chimney. I hustled to override this downdraft with a hot flash-fire because the trophy wife can be cranky when the smoke alarm rockets her out of bed. By releasing the combustible energy trapped in multiple crumpled pages of outdated issues of Tricia’s Trader, my cooking fire emerged victorious. I tossed some bacon into a cast iron skillet and before long, surmised the worst thing about being a leftist vegetarian is never being able to experience the wonderful aroma of sizzling bacon—poor fools. These same over-indoctrinated folks think coffee comes from a stainless steel apparatus at Starbucks, so are bewildered by the smell and sight of a brown liquid boiling in an old blue enamel coffee pot. It really sucks to be a leftist. My trophy wife is at the polar opposite end of the political spectrum, so the aroma of bacon and coffee brought her from under the covers; something a 50 mile per hour north wind could not do.

It was just cracking daylight, when we sat down to breakfast. Across the pasture we saw our horses and mules behind a clump of box elder trees sheltering themselves from the bitter wind. Most are covered with a two-inch thick blanket of snow, but the older ones lacking a winter hair coat were snowless; the sign they were losing their battle with Mother Nature. Andy’s back was black. He is 30 years old and is the last member of my first mule team; Wyoming’s winter winds took his brother, Amos, a couple of years ago. Andy has no teeth and in spite of our best efforts with barrels full of cracked corn, he will not see another Montana spring. For no reason other than it is the normal cyclic nature of weather, this winter of 2013-2014 is shaping up to be as nasty as the winters of the ‘70s, namely the 1770s and 1970s. Interestingly, both decades ushered significant changes to the American political landscape; in the 1770s the forces advancing freedom prevailed, while the 1970s brought significant victories to those advocating tyranny. Is the relationship between weather and politics causative or coincidence? Let’s take a look. During the horrendous winters of the 1770s our great American experiment in freedom was born. More goodness and relief of human suffering has occurred worldwide because of American liberty than any other reason. However, during the winters of the 1970s, freedom took a back seat to tyranny. President

Nixon burdened us with the Endangered Species Act in 1973 and the government sponsored religion of environmentalism became a fundamental part of education. During this frozen decade, Marxist earth worshipers blamed western capitalism for the impending ice age and the hysteria of

global cooling spread like wildfire. Headlines boldly stated it was just a matter of time before North America would be covered in ice if we did not use tax policy to strangle western economic growth. Opinion became scientific fact and deniers were ridiculed as ignorant. A global warming pattern emerged in the 1980s and 1990s. Without missing a beat, the forces supporting the national religion of environmentalism adopted the man caused global warming mantra. For reasons I will never understand, the impending ice age warnings of the 1970s were purged from the memories of most Americans. Global warming hysteria, like the global cooling hysteria, again spread like wildfire with the only possible solution being to manipulate tax policy to strangle western capitalism. Does that sound familiar? Today, we find the climatologists and eco-tourists trapped in record breaking sea ice surrounding Antarctica still advancing the theory of man caused global warming. This begs the question: Exactly how stupid does the ruling class think we are? Answer: Very stupid—you have been trained to be stupid and do as you are told all while thinking you are the smartest person in the room. Government indoctrination disguised as education is dangerous, but now to my point. For me to claim a causative relationship exists between the winter weather and politics is ludicrous, just as is the relationship between man’s carbon emissions and climate. You are being played as a fool. Whether the majority of citizens will discover this leftist fraud before the noose has choked the last breath from American liberty is the question I cannot answer. Are we like Andy, and this is America’s last winter, or will this record breaking cold stimulate a great

awakening where a majority of voters repel tyranny and restore the principles of limited government. The decision is yours. What say you?

Ramblings of a ConservativeCow Doctor

by Krayton Kerns, DVM, State Rep. HD 58

The Winter of Great Awakenings

HOST CARPET CLEANER MIELE VACUUMS

uRINE-OFF & MORE

C&J Spraying, LLC is now booking 2014 crop acres. Call Chet at 406-390-3582 or Jess at 674-5223. 10-I:3-I

Looking for that duarable long lasting balebed, flatbed, bale handler, carry all? Call Smith's Repair, 406-954-2564, your local Krogmann dealer located in Roy and Malta. Manufacturing the best quality since 1989. 1-I

All Seasons Home Center: 406-228-8288, or stop by 729 2nd Ave S., Glasgow, MT 10-I:3:II

The Closet: at 174 S. 1st Ave, Malta is a great place to shop if looking for a great deal. We carry new and consignment items; new inventory added daily. Tues-Fri 10am-5:30pm, Sat. 10am-3pm. 1-II

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Complements of Greg Dugdale

Raymond JamesFinancial Services, Inc.

Havre, Montana

Money Talks

This information, developed by an independent third party, has been obtained from sources considered to be reliable, but Raymond James Financial Services, Inc. does not guarantee that the foregoing material is accurate or complete. This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. The information contained in this report does not purport to be a complete description of the securities, markets, or developments referred to in this material. This information is not intended as a solicitation or an offer to buy or sell any security referred to herein. Investments mentioned may not be suitable for all investors. The material is general in nature. Past performance may not be indicative of future results. Raymond James Financial Services, Inc. does not provide advice on tax, legal or mortgage issues. These matters should be discussed with the appropriate professional.Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, an independent broker/dealer, and are not insured by FDIC, NCUA or any other government agency, are not deposits or obligations of the financial institution, are not guaranteed by the financial institution, and are subject to risks, including the possible loss of principal. Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2012.

The Consumer Financial Protection Bureau (CFPB) has issued new mortgage rules that are scheduled to take effect on January 10, 2014.Background In 2008, the rise in home foreclosures was viewed by many as the result of substandard mortgage lending practices. Subsequently, Congress passed the Dodd-Frank Act in 2010, which created the CFPB and set forth a number of financial industry regulations aimed at protecting consumers, including some pertaining to mortgage lending. In January 2013, the CFPB issued mortgage rules that implement the mortgage provisions set forth by Congress under the act.Highlights of the new mortgage rules The new rules broaden coverage of existing ability-to-repay rules, which require a lender to make a reasonable, good faith determination that a consumer has the ability to repay a loan. The rules extend coverage of the ability-to-repay rules to the majority of closed-end transactions secured by a dwelling (with certain exceptions). In addition, the rules set forth specific procedures a lender must follow when determining a borrower’s ability to repay a loan, including the consideration and verification of certain consumer information (e.g., income, employment status) and the calculation of the borrower’s monthly mortgage payment. The rules also center on what are referred to as Qualified Mortgages. According to the Dodd-Frank Act, lenders that issue

Qualified Mortgages will receive a presumption of compliance with ability-to-repay rules, thereby reducing their risk of challenge from a borrower for failing to satisfy ability-to-repay requirements. The rules specify various requirements that a loan must meet in order for it to be considered a Qualified Mortgage, including:

• Limits on risky loan features (e.g., negative amortization or interest-only loans)

• Cap on a lender’s points and fees (3% of the loan amount)• Certain underwriting requirements (e.g., 43% monthly debt-

to-income ratio loan limit) What do the new rules mean for consumers? The new mortgage rules were mainly put into place as a way to end irresponsible mortgage lending and ensure that borrowers will only be able to obtain a mortgage loan that they can afford to pay back. Proponents view the rules as welcome industry safeguards that simply mirror responsible mortgage lending practices that are already in place. However, some mortgage-industry experts fear that the new rules may end up making obtaining a mortgage loan more difficult than it has been in the past--especially for borrowers who have a high debt-to-income ratio. Borrowers may also find themselves burdened with the task of providing lenders with additional documentation that they may not have had to in the past. For more information on the new mortgage rules, you can visit the CFPB website at www.consumerfinance.gov.

NeW Mortgage rules scHeduled to take effect iN JaNuary

For Sale: 2008 SkiDoo Summit 800, 146" track, 756 mi. w/cover, $6,500. Trac Pac snowmobile trailer, split bed, front unloading, always garaged, extras, $1,250. Packaged deal...$7,500. Call 406-277-3321 or 406-788-3325. 1-IIYour Home Store: "We sell Awesome stuff!"... Decor & Gifts too. (406)228-9844 41prewett.int@nemont.net. Prewett Interiors, 41 First St. N., Glasgow, MT 59230 HOURS: M-F 8:30-5:30. 1-IIPay Less: Why pay $400 for an electronic game call when you can get one for $85 including shipping. How about a game camera for $65? How about a web camera to look at your fields, water tanks, barn? Visit www.moosedriver.com. 11-I:4-II

For Sale: Alfalfa hay. Round bales. Call 406-673-3236 or 390-1164. 1-I

For Sale: 2009 Peterbilt 389 flat top sleeper with push axle. Call 406-945-3802. 1-I

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Tricia’s Trader IS PROUD TO SERVE THESE MONTANA TOWNS: Town: Prefix(es): Joplin 292Inverness 292Rudyard 355Hingham 397Gildford 376Kremlin 372Fort Benton 621, 622Loma 739Big Sandy 378Havre 262, 265, 407, 808, 945, 969, 390, 394, 395, 398, 399 Chinook 357Harlem 353Fort Belknap 353Turner 379Zortman 673Roy 464Dodson 383Malta 301, 654, 658, 680Loring 674Whitewater 674Saco 527Hinsdale 364, 648

Glasgow 228, 230, 263, 367, 831 Nashua 746Fort Peck 526Wolf Point 392, 525, 650, 653, 915Opheim 762Plentywood 765Scobey 487, 783Culbertson 514, 787, 790Jordan 557, 977Lewistown 350, 366, 380, 535, 538, 707, 708, 968Grass Range 428, 928Hobson 423Stanford 566Chester 759Geraldine 737Denton 567Belt 277Great Falls 205, 216, 217, 231, 268, 403, 452, 453, 454, 455, 564, 590, 715, 727, 731, 750, 760, 761, 770, 771, 781, 788, 791, 799, 836, 866, 868, 870, 899, 923, 952, 964, 965, 997

“Tricia’s Trader” is Published by:

LLC Contact one of our Advertisers’ Advocatesto place an advertisement, or contact Kimmel Kreations directly at the address above.

2000 Country Club Road * Turner, MT 59542Phone 800-756-1817

Email: office@kimmel-kreations.comwww.TriciasTrader.com

FAX: 888-796-8498

SOCIAL MEDIA & ADVOCATE AT LARGE: Amy Skryja

800-756-1817 x103406-450-2588 (c)

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EASTERN REGION:Welcome Jamie Jones to the Tricia’s Trader team! Jamie is happy to help you if you live in one of

these counties:VALLEY

PHILLIPSDANIELS

ROOSEVELTSHERIDANRICHLAND

Jamie Jones800-756-1817 x104406-390-6386 (c)

Email:east@triciastrader.com

WESTERN REGION:

Laurie looks forward to serving you if you live in the following counties:

CASCADELIBERTY

CHOUTEAU

Laurie Harvey800-756-1817 x105406-672-9145 (c)

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800-756-1817 x101

CENTRAL REGION:Wendy is ready to serve you if you live in one of

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PUBLISHER’S COMMENTS: The publisher does not assume any responsibility for the contents of any advertising herein, and all representations or warranties made in such advertising are those of the advertisers and not the publisher. Every effort is made by Kimmel Kreations, LLC to never knowingly accept advertising that is deceptive or misleading. We reserve the right to edit, refuse, reject or cancel any advertisement at any time. The publisher is not liable to any advertiser herein for any misprints in advertising not the fault of the publisher, and in such an event, the limit of the publisher’s liability shall be the amount of the publisher’s charge for such advertising. All advertising for the sale, rental, financing, insurance and appraisalof residential real estate are subject to the Federal Fair Housing Act, which makes it illegal to advertise any preference, limitation, or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or an intention to make any such preference, limitation or discrimination. Kimmel Kreations, LLC will not knowingly accept any advertising which is in violation of this law. All advertising layouts and designs and portions of the same that are produced by Kimmel Kreations, LLC are the sole property of Kimmel Kreations, LLC and may not be reproduced in any form unless written authorization is obtained from the publisher. “Tricia’s Trader” is published bi-monthly by Kimmel Kreations, LLC, 2000 Country Club Road, Turner, MT 59542. Copies of “Tricia’s Trader” are distributed free to the reader in public locations, and by subscription service for a minimal charge to those requesting mailing service. All material copyright 2003-2013. NOTICE: The opinions and ideas expressed in articles and advertisements in ‘Tricia’s Trader’ are those of the author or advertiser and do not necessarily reflect the opinion of the publisher, Kimmel Kreations, LLC. Material inarticles or advertisements should be considered general reading and should not be construed as professional advice. All information should be carefully researched by the reader, and the reader assumes all responsibilty and risks associated with any action taken based upon information in an advertisement or article.ADVERTISING RATES: Thecostforaclassifiedadvertisement,upto8linesis$10per2issues,and$1perlineover8linesforaMAXIMUMadlengthof13lines.Add$5per2issuesfor a box outline, and/or $5 per 2 issues for bold text other than the heading. Thefollowingspecialsapplyformultipleclassifiedads:Place3classifiedsormoreinthesameissueandgeta15%discount.Orrunthesameclassifiedadineveryissueforayearfor$100(includes4issuesfree),orforsixmonthsfor$50(includes2issuesfree).Pictures/graphicsmayonlybeincludedindisplayads. To place a classified, just fill out the form on this page andmail it to:Tricia’s Trader, 2000 Country Club Road, Turner, MT 59542. Or complete the form online at www.triciastrader.com. PleasecontactyourAdvertiser’sAdvocatelistedabovetoinquireaboutdisplay advertising or to request a current rate chart. Display ads can be any dimension in 2” wide increments up to 10” wide by 10” high (full page). Display ad design isavailable for $5 per full design or edit. Ask yourAdRepabout design feewaivers,specials, and package rates. Your Advocate can work with you to develop a marketing strategy that’s effective, and determine the size and design that you need to get the most out of your advertising budget for your unique situation.

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The next issue of Tricia’s Trader will be distributed Wed.,Feb. 5, 2014.

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*No photocopied entry forms allowed.

Brought to you by:

February 19th

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For Sale: 2008 Pontiac G6. $6,995. Auto, 4 cyl, pwr windows, locks, etc. Call Craig at Snowy Mountain Motors 406-538-4014. 1-II

Real Estate: Check out this weeks ad on page 3 to see our latest listings. You can also see up to date information at fbrealty.com or stop by our office Fort Benton Realty, 1426 Front Street, Fort Benton, MT (800)406-0946. 1-II

Stretch's Pizza in Malta has the variety of great tasting food to make everyone happy. Our banquet room is available for any occasion, and for those people that have everything we have gift cards. 140. S. 1 E., Malta. 406-654-1229. 1-II

For Sale: RARE KNIVES Large Selection RUANA CASE XX ~ SCHRADE Hard - to - find USA-made Old Timer & Uncle Henry Knife/Scissor SharpeningBig Sky Images & CollectiblesHavre Holiday Village Mall ~~~~~(406)399-6522~~~~~ 11-I:2-II#2

For Sale: 1,368+/- sq.ft. mobile home on a large Malta lot with 3 bedrooms and 2 baths. Includes a range, refrigerator, dishwasher, washer and dryer. Asking $48,000 (119JF6) 406-654-2273 MissouriRiverRealty.com 1-I

The Swap Shop: Pawn Broker that carries a great variety of things, kitchen tables, guns, games, hand and power tools, T.V.'s too much to mention it all. Come check out our selection at 121 Anaconda Street, Wolf Point, Mt. 406-653-1410. 1-I

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ASSISTANCE PLEASE..... Lisa was out driving her car and while stopped at a red light, the car just died. It was a busy intersection and the traffic behind her was starting to pile up. The guy in the car directly behind her was honking his horn continuously as Lisa continued to try getting the car to start up again. Finally Lisa got out of her car and approached the guy in the car behind her. “I can’t seem to get my car started,” Lisa said, smiling. “Would you be a sweetheart and go and see if you can get it started for me? I’ll stay here in your car and lean on your horn for you.”

26th Annual Production Sale

GLASGOW STOCKYARDS ● GLASGOW, MT

Curt and Sue Wittkopp ● Circle, MT Home (406) 485-3552 ● Cell (406) 974-3552

75 Yearling Angus Bulls

THURSDAY●FEBRUARY 13, 2014●1:00 PM

Bulls wintered free until May 1st

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‘09 Ram 3500Quad Cab 4x4

‘09 Ram 3500Quad Cab 4x4

‘12 Ram 3500Crew Cab 4x4

‘08 Ram 2500Quad Cab 4x4

‘07 Ram 2500Quad Cab 4x4

Single Rear Wheels,Cummins, AT, SLT,

Cab & Chassis

Cummins, 6 spd Manual,SLT, One Owner

Cummins, AT, SLT,One Owner

Cummins, AT, SLT, Single Rear Wheels

Cummins, AT, Loaded SLT,Low Miles,

Single Rear Wheels

Cummins, AT, SLT,Short Box

Cummins, AT, SLT,Flat Bed

Cummins, 6spd Manual,SLT, Matching Topper

‘06 Ram 3500Mega Cab 4x4

‘05 Ram 3500Quad Cab 4x4

‘05 Ram 3500Quad Cab 4x4

PRE-OWNED CUMMINS DIESELS

AFFORDABLE, DEPENDABLE TRANSPORTATION‘90 Ford F-250 Super Cab 4x4 – 460- 5 spd – XLT..................................... $1,995.00’95 Mercury Mystique 4-dr. – V6 – FWD.....................................................$ 795.00‘03 Dodge Gr. Caravan V6 – 7 pass..............................................................$2,995.00’03 Cadillac DeVille 4-dr. – Loaded – Front Whl Drive.............................. $6,295.00‘04 GMC Yukon XL – V8 – Cloth Int...........................................................$3,495.00’04 GMC Yukon V8 – Leather.......................................................................$10,495.00‘05 Pontiac‘05 Pontiac Vibe 4-dr. – 4 cyl. – AT – FWD..................................................$5,495.00’06 Dodge Gr. Caravan V6 – 7 passenger......................................................$5,895.00‘07 Chevy Impala 4-dr. – V6 – FWD.............................................................$5,295.00’07 Chrysler Town & Country V6 – Loaded..................................................$8,395.00‘08 Dodge Caliber 4-dr. – 4 cyl. – AT – FWD...............................................$8,495.00

For Sale: Well maintained two bedroom one bath home in a nice neighborhood of Harlem. Near the library and downtown and includes an oversized single attached garage. Reduced! $30,000 (144MJ6) 406-654-2273 missouririverrealty.com 1-II

For Sale: '78 El Dorado. Good shape, runs well, $1,000 OBO; '68 Cadillac 4 dr Sedan DeVille, $1,000 OBO. '68 Ford F-150 4 speed 4x4, $995 OBO. '70 Pontiac Bonneville 57k miles $7,000 OBO; '87 Lincoln 6dr. Limo, some body damage, 75,000 miles $3,500 OBO. Call 406-654-7794. 11-II:1-II

For Sale: Four lots totaling 16,800+/- sq.ft. are located in the Saco Original Townsite and all utilities are available. This property is large enough for a home, garage and shop. Reduced to $18,000 (105GA6) 406-654-2273 missouririverrealty.com. 1-II

January 15, 2014 ....................................................................Volume XII Issue 2 ............................................................................ Tricia’s Trader 17

“Fair” may be the last word that comes to mind in the dead of winter, but folks in Fergus County beg to differ. For over a half-century, the Montana Winter Fair has turned a cold shoulder to weather every year, celebrating agriculture, livestock, and the western way of life with an exciting festival hosted right in the heart of the Treasure State. The Montana Winter Fair continues to grow in events and attendees each year, and with countless events and activities to choose from, it’s worth the trip. Highlights this year include Dick Wittman’s special presentation, “Are You Getting a Passing Grade in Farm Family Business Management” at the Eagles Club on Friday, January 24th, as well as live music by Johnny Cash tribute band Cold Hard Cash at 7:00 p.m., followed by Charlie Dennison and the Argonauts. Don’t miss the fiddle contest finals at the Eagles Grand Hall Saturday at 7:00 p.m. or get more “cute” than you can handle at the Stick Horse Rodeo, 11:00 a.m. at the fairgrounds.

SUNDAY, JANUARY 19THThe Montana Winter Fair will kick off with the Youth Beef Show, featuring feeder steers and heifers. Check-in begins at 8:00 a.m. and judging will commence at 1:00 p.m. in the heated sale ring in the Pavilion at the Central Montana Fairgrounds.

THURSDAY, JANUARY 23RDEase into the weekend extravaganza with the Weed & Range Seminar at 8:00 a.m. – 5:00 p.m. at the Eagles Club or by entering you artwork for display at the Spotted Horse Gallery Photography Exhibit or the Lewistown Art Center Quilt & Fiber Arts Exhibit, both of which are open throughout the Winter Fair.

FRIDAY, JANUARY 24THThe weekend brings a multitude of events, shows, and activities, such as the Stock Dog Clinic at 9:00 a.m. and animal exhibits from 1:00 p.m. to 5:00 p.m., all at the Central Montana Fairgrounds Pavilion. Wander over to the Trade Center from 4:00 p.m. to 7:00 p.m. to browse vendor booths, and be sure to end with a bang at the Eagles Club for live music from Cold Hard Cash and Charlie Dennison & Friends – the action starts at 7:30 pm.Other events Friday:9:00 a.m. Farm Forum @ Eagles Club10:00 a.m. Spotted Horse Gallery Photography Show10:00 a.m. Lewistown Art Center Fiber Arts & Quilt Show12:00 p.m. Brooks Market Home Brew entries

SATURDAY, JANUARY 25THDive into the Winter Fair Saturday with snowmobile races at 11:00 a.m. at the fairgrounds, or go culinary at the fairgrounds Trade Center for Dutch oven cooking, judging, and tasting at noon or sink your teeth into a Cupcake Combat cupcake at 2:00 p.m.

Other events Saturday:Pavilion & Sale Barn, Central Montana Fairgrounds: Stock Dog Trials, Stick Horse Rodeo, Livestock Pen Show, and Animal Exhibits Trade Center, Central Montana Fairgrounds: Pinewood Derby Races and Trade Show/Vendors Eagles Club: Lewistown Bow Hunters Fun Shoot, Fiddle Contest, Chili Contest and Cinnamon Roll Contest.Spotted Horse Gallery Photography Show & Lewistown Art Center Fiber Arts & Quilt Show.Brooks Market home brew judging and public tasting.

SUNDAY, JANUARY 26THEnjoy a busy morning and send off the 2014 Winter Fair in style by enjoying team sorting at the Pavilion at 11:00 a.m. or attending Cowboy Church at Celebration Community Church at 10:00 a.m. The Trade Center will also be open 10:00 a.m. – 2:00 p.m. for a final browsing of vendors.

Visit www.montanawinterfair.com for a detailed event schedule, descriptions, and additional information.

COMMUNITY SPOTLIGHT: by Colton Davies

The 66Th AnnuAl MonTAnA WinTer FAirleWisToWn, MonTAnA JAnuAry 19 & 23-26

January 15, 2014 ....................................................................Volume XII Issue 2 ............................................................................ Tricia’s Trader 18

Til.'ed ofHigh Heat

Bills?ComE to ThE Glass Shop and

ChECk out our nEWMULTI-FUEL STOVESThESE statE of thE art StOVES burnWHEAT, BARLEY, WOOD PELLETS,

SHELLED CORN and othEr BIOmass FUEls.Stop In and SEEhow thEY work at

The Glass Shop

A self-directed program putsthe individual receiving the care

in charge, allowing you to arrange and direct your own services and

supports. You select, train andmanage your caregiver.

Services Available Statewide • Havre Office: 406-265-2693 • www.ConsumerDirectMT.comWe take care of the program paperwork, so you can take care of...you!

For Sale: New or used bumpers. Various makes & models. Call Custom Collision Repair, 406-265-8492. 1-I

Malta Tire Factory is ready to help you with all your automotive repairs and tractor tire repairs. Hwy 2 West, Malta. 406-654-2120. 1-I

For Sale: Hay Buster 256 processor, 3-pt hitch. Asking $1,999. Contact Larry at (406) 390-1803 or rainbowsales@mtintouch.net. 1-I

For Rent and for Sale: Horse pasture for rent. Hay for sale, round bales. Located in Malta area. Call 406-654-1964. 1-II

For Sale: 2013 53x102 Transcraft drop-deck triple axle with rear lift. Call 406-945-3802. 1-I

January 15, 2014 ....................................................................Volume XII Issue 2 ............................................................................ Tricia’s Trader 19

Date Sale info. Thu. WITTKOPP ANGUSFeb. 13 at Glasgow Stockyards1pm Glasgow, MT Home 406-485-3552, Cell 974-3552

Wed. BULLS OF THE BIG SKYFeb. 17 at Billings Livestock Commision1pm Billings, MT Simmental, Angus and SimAngus www.bullsofthebigsky.com

Wed. MASTER ANGUS Mar. 26 at Bear Paw Livestock 1pm Chinook, MT 406-357-2265 or 680-7483 www.masterangus.com

Wed. NISSEN ANGUSApr. 2 at Bear Paw Livestock 1pm Chinook, MT Lunch at Noon 406-357-3534 or 357-2643 www.nissenangus.com

Thu. NORTHERN PREMIER ANGUSApr. 10 at Bear Paw Livestock Chinook, MT 406-262-2347

Wed. MILK RIVER ANGUSApr. 16 at Bear Paw Livestock Chinook, MT Clayton Hofeldt 406-945-0850

Wed. SHIPWHEEL CATTLEDec. 2014 at the Clear Creek Ranch Chinook, MT 406-357-2492 www.ShipwheelCattle.com

Private BIM & JANAS STRAUSER RED ANGUSTreaty 66 Ranch Havre, MT 406-394-3519 www.66ranch.com

Keep watching this section for upcoming Sales!

Now Buying: All Kinds of Raw Fur, skinned or unskinned. Coyotes--Red Fox--Badgers--Raccoons-- M u s k r a t s - - B o b c a t s . Thunder Mountain Fur Co., Larry DiLulo. 12610 Paradise Valley Rd., Chinook, MT. (406) 357-2894. 12-II:3-I

January 15, 2014 ....................................................................Volume XII Issue 2 ............................................................................ Tricia’s Trader 20

Kirkwood Funeral Home

654-1132Serving Northern MT from Malta

For Sale: Feed and seed oats. Buy now before the spring rush. Also, needing summer 2014 grazing. Any amount considered. 406-262-5448. 1-I

For Sale: Great Hunting Property! +/- 30 Ac., 10 mi E of Havre on Hwy 2. 4-bed, 1.75 bath, open plan, great kit/dining, double tuck-under garage/ofc. Horse arena, barn, corrals, reservoir. Add'l 1 bed/bath home w/garage. Flynn Realty (406) 265-7845. 1-I

For Sale: 2012 Arctic Cat BearCat Snowmobile. Like new!! $6,900. Call Larry at Red's Auto-Electric, (406) 265-9595. 1-I

For Sale: INDIAN BLANKETS & ARTWORK Sweetgrass ~ Sage ~ Furs Buckskin ~ SaddlesUSA Old Timer KnivesKnife/Scissor Sharpening, Custom Framing, Big Sky Images & Collectibles Havre Holiday Village Mall~~~~~(406)399-6522~~~~~ 11-I:2-II#1

For Sale: Silver Bear 308 ammo, 140gr, 380 rds, $7.50/box (take all for $7/box). Southland mini-cultivator 43cc, 2 cy, $125 obo. Tire chains, new w/ ice bars, will fit LT235-75R15 tire, $100 obo. 406-564-2896, Gt. Falls. 1-I

For Sale: 2002 Chevy Avalanche Z71, 5.3L, auto, leather, always garaged, one owner, low mileage 78K, new tires, $10,900. Call Art Hill at 406-277-3321 or 406-788-3325. 1-II

January 15, 2014 ....................................................................Volume XII Issue 2 ............................................................................ Tricia’s Trader 21

For Sale: 2008 Dodge Laramie 3500 long box 6.7 Cummins, Tan w/matching ranch hand grill guard, 5Th wheel/new tires/new batteries, Tv/navigation/cd/sirrus, 72,000 miles (95% highway). This pickup is super clean!! 406-228-9306. 1-I

Bill’sFood Corner

Dig right in to our newest regular guest column! Bill Hake invites you to test his recipes and his theories and tell us what

you think. And he takes “requests”!

SOURDOUGH Have you ever wondered where your ancestors of 10 generations ago lived or the kinds of food their bodies were adapted to? It is an important question, because if our diet more closely matched the nutritional needs of the genetics our ancestors passed on to us, our bodies would be better able to build strong immune systems. One method of food preparation all cultures were involved in was fermentation in different forms. The predigesting of food by microorganisms provides us with nutrients we do not get any other way. I have started many different sourdough ferments in my life, and as easy as they are to start and use, it surprises me that we don’t take advantage of sourdough fermenting more often. There are lots of people that would like to sell you a starter kit for sourdough and tell you how great their culture is, but truth be known, all sourdough cultures will become a product of the wild yeast and acid producing bacteria floating around your kitchen or residing on the flour you use to create your sourdough sponge. Keeping a sourdough sponge is a little like having a pet; it does require some attention but only the super silly get emotionally attached and take their sponge to bed with them to keep it warm. Let’s set a sponge. Place 2 cups of flour and 2 cups of warm water (85*F) in at least a 2 quart glass container (I use a 2 quart canning jar) because it will foam up. Stir until well blended, your sponge should be the thickness of thin pancake batter. Put in a warm place (I use the top of the fridge) and cover with a kitchen towel to keep the big bugs out. It doesn’t have to be in the dark but don’t put it in direct sunlight. Don’t seal the top because you want the wild yeast to have access to your sponge and once it starts to work it will build pressure if sealed. You will need to stir it at least once every day for 3 or 4 days depending how warm it is. That helps provide oxygen for the yeast to work and prevents mold from forming on the surface. After 3 or 4 days your sponge should be foamy and have a pleasant sour smell; if not, let it sit out for another day or two. The warmer it is, (up to 95*F) the faster it will work, and below 65*F it almost stops working. Once you get that pleasant sour smell it is ready to put to work or go into the fridge to rest until needed. To use, take it out of the fridge the day before and let it warm up. Add equal amounts of water and flour to the sponge in the amount needed for your recipe, stir to blend, cover with towel, set in warm place and let work over night. Next day reserve 2 cups and return to fridge to save your sponge. Proceed with your recipe. Your sponge kept in the fridge will need to be fed once a week if you haven’t used it. Take it out, let it warm up and add 1 cup of flour and 1 cup of water. Let it sit out overnight, then next morning return to fridge. Remove excess over 2 cups if you are short of room to store it. You can make pancakes or whatever you want with the excess, or throw it away, but your sponge must be fed or it will go dormant. You can use any kind of flour you want but I prefer to stay with whole wheat for my sponge. Always reserve your sourdough starter before the addition of any recipe ingredients. You can’t use chlorinated water for your sponge, or baking soda as it will kill the yeast. I’ve been told that if your water is chlorinated you can let it set in the open for several hours and the chlorine will evaporate off. A good mineral water would be the best option because the yeast and bacterial action will make the minerals more bioavailable. Sourdough is slow to rise, so if you would like it to work faster you can feed it more often to keep the yeast active; you can add commercial yeast to the recipe to help speed it up and a couple teaspoons of sugar will also help it work faster overnight. If you like the texture of sourdough but not the flavor you can increase the flour and not the water as the acid building bacteria don’t work as fast in a thicker, less fluid batter, but the yeast will still work. Bottom line, the more often you use your sourdough starter the better it will perform. Next issue, we will come up with some recipes to use your sponge. In the meantime if you would like to learn more about Sourdough you can go on the internet to “What’s Cooking America” and in their search bar type in Sourdough recipes. That should keep you busy.

January 15, 2014 ...................................................................Volume XII Issue 2 ............................................................................Tricia’s Trader 22

DEAR DAVE, My wife and I are working the Baby Steps, and we have our budget in place. Sometimes the budget gets busted because of home improvements and various other things. I think we should take money from our emergency fund when this happens, but she says it should come out of our restaurant and fun money. What do you think?

~Joshua

Dear Joshua,

I hate to break this to you, but overspending is not an emergency. So, I’m siding with your wife on this one. If you budget a set amount in one category and you go over that amount, you’ve got to have something you reduce or cut out completely to stay within your budget for the month.You’d be surprised at what some people call an “emergency.” But here’s the deal: If something happens on a pretty regular basis, it’s a predictable event. That means you need to budget a larger amount for home improvements or whatever the problem area may be. Overall, on a month-to-month basis, if you find you have $200 budgeted for car repairs and the repair turns out to be $250, I’d rather you cut back on eating out to make up the difference. That’s the way my wife and I did it back in the day. We never touched the emergency fund for anything except big, unexpected, scary stuff. ~Dave

DEAR DAVE, I have a lot of student loan debt, and I can’t afford the payments right now. Should I send them what I can, even if it’s not the minimum payment, or should I not send anything at all? ~Tina

Dear Tina, They’re not going to stop bothering you no matter which option you choose. The benefit of sending them $5, even if the minimum payment is $50, is that you’re forcing yourself to start living on a budget and do all you can to honor your commitment. That’s the moral, spiritual and legal thing to do in this situation. Lots of times when people say they can’t afford something, what they really mean is they don’t want to give up other stuff in order to honor their obligations. If that’s the case, I’m not going to be on your team. You accepted this responsibility, and if that means you don’t eat out or go on vacation until the debt is paid off, then that’s the way it is. But if you’re already living on a beans-and-rice, scorched-earth budget and $5 is all you can squeeze out, then give them $5 and let them know with a clear conscience it’s all you can afford. All you can do is all you can do. There’s a bright spot in all this though. If you’re scrimping and saving and paying all the money that you have first toward running your household, then secondly toward your creditors, you’ll start finding ways to stretch your dollars even further. Not only will that help you clean up your student loan mess, but it will enable you to have a little bit better life in the process! ~Dave

DAVE SAYS: Who Is Dave Ramsey? Dave Ramsey is a personal money management expert, popular national radio personality and the author of three New York Times bestsellers – The Total Money Makeover, Financial Peace Revisited and More Than Enough. In them, Ramsey exemplifies his life’s work of teaching others how to be financially responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age, and give generously to others.

* Dave Ramsey is America’s trusted voice on money and business. He’s authored four New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover and EntreLeadership. The Dave Ramsey Show is heard by more than 5 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.

For Sale: '05 VW Jetta Sport, 2nd owner, Dark met. blue, Very well maint., pristine cond., complete service records. Auto. w/sunroof, tinted power windows, locks, steering. Heated, power mirrors, keyless entry, alarm and power-release trunk. Cruise, FM/AM radio, CD. Black leather int., airbags. 406-265-8492. 1-II

Next Issue:Watch for it!

Driving through Northern/Central Montana?

Use this handy “Survival Guide” to scope out the best places to hang out!

Coming Feb. 5, 2014!

January 15, 2014 ...................................................................Volume XII Issue 2 ............................................................................ Tricia’s Trader 23

Tricia’s Trader . . . The Best-Read Trader from the Mountains to the Plains! January 15, 2014

For Sale: Nicely updated Malta storefront in an optimal location! Great renters in place and room for storage. Some updated utilities including hot water heater and an air conditioning unit. Asking $75,000 (204LG6) 406-654-2273 MissouriRiverRealty.com 1-I

For Sale: Certified noxious weed free winter wheat straw. Baled in large round bales, with 3 1/2 wraps of net wrap.250 ton of 2013 crop and 300 ton 2012 crop $40/ton.2012 crop CRP hay 65 ton. Crested wheat grass/alfalfa mix $70/ton. Delivery available for $3.25 per loaded mile, semi loads only. Call Jason 406-945-3808. 1-II