Transportation Insurance Pricing Survey (TIPS™)

Results Presentation

1st Quarter 2013

Distributed By:

Market Conditions

Q: What is Your Opinion of the Overall Direction of the Transportation Insurance Market?

Soft Flat Hard

3.00%13.60%

83.30%

Market Availability

Q: Are More or Less Insurers Underwriting the Transportation Class?

More Same Less

5.50%

21.80%

72.70%

Premium Rates-By Account Size

Q: How Have Premiums Changed in the 3rd Quarter for Small Accounts (< 75K)?

Down 30-40%

Down 20-30%

Down 10-20%

Down 1-10%

No change

Up 1-10% Up 10-20%

Up 20-30%

Up 30-50%

Up 50-100%

N/A

0.0% 0.0% 1.5% 1.5%5.8%

43.5%

27.5%

7.2%2.9% 1.5%

8.7%

Premium Rates-By Account Size

Q: How Have Premiums Changed in the 3rd Quarter for Medium Accounts ($75-250K)?

Down 30-40%

Down 20-30%

Down 10-20%

Down 1-10%

No change

Up 1-10% Up 10-20%

Up 20-30%

Up 30-50%

Up 50-100%

N/A

0.0% 0.0% 0.0% 1.5%

10.6%

42.4%

16.7%

1.5% 3.0% 1.5%

22.7%

Premium Rates-By Account Size

Q: How Have Premiums Changed in the 3rd Quarter for Large Accounts (>250K) ?

Down 30-40%

Down 20-30%

Down 10-20%

Down 1-10%

No change

Up 1-10% Up 10-20%

Up 20-30%

Up 30-50%

Up 50-100%

N/A

0.0% 0.0% 1.6% 0.0%

17.5%

38.1%

9.5%

1.6% 1.6% 1.6%

28.6%

Premium Rates-By Segment

Q: How Have Premiums Changed in the 3rd Quarter for the Trucking Segment?

Down 30-40%

Down 20-30%

Down 10-20%

Down 1-10%

No change

Up 1-10% Up 10-20%

Up 20-30%

Up 30-50%

Up 50-100%

N/A

0.0% 0.0% 0.0% 1.4%7.1%

50.0%

20.0%

5.7% 2.9% 2.9%10.0%

Premium Rates-By Segment

Q: How Have Premiums Changed in the 3rd Quarter for the Intermodal Trucking Segment?

Down 30-40%

Down 20-30%

Down 10-20%

Down 1-10%

No change

Up 1-10% Up 10-20%

Up 20-30%

Up 30-50%

Up 50-100%

N/A

0.0% 0.0% 0.0% 0.0%3.0%

31.3%

16.4%

4.5%1.5% 1.5%

41.8%

Premium Rates-By Segment

Q: How Have Premiums Changed in the 3rd Quarter for the Specialized Transporters of Heavy Equipment and Riggers Segment?

Down 30-40%

Down 20-30%

Down 10-20%

Down 1-10%

No change

Up 1-10% Up 10-20%

Up 20-30%

Up 30-50%

Up 50-100%

N/A

0.0% 0.0% 0.0% 0.0%4.8%

30.2%

17.5%

4.8%0.0% 0.0%

42.9%

Premium Rates-By Segment

Q: How Have Premiums Changed in the 3rd Quarter for the Bulk Transportation Services Segment?

Down 30-40%

Down 20-30%

Down 10-20%

Down 1-10%

No change

Up 1-10% Up 10-20%

Up 20-30%

Up 30-50%

Up 50-100%

N/A

0.0% 0.0% 0.0% 0.0%6.0%

32.8%

11.9%

3.0% 1.5% 1.5%

43.3%

Premium Rates-By Segment

Q: How Have Premiums Changed in the 3rd Quarter for the Messenger and Courier Services Segment?

Down 30-40%

Down 20-30%

Down 10-20%

Down 1-10%

No change

Up 1-10% Up 10-20%

Up 20-30%

Up 30-50%

Up 50-100%

N/A

0.0% 0.0% 0.0% 0.0%4.9%

16.4% 13.1%

0.0% 0.0% 0.0%

65.6%

Premium Rates-By Segment

Q: How Have Premiums Changed in the 3rd Quarter for the Charter, Tour and Transit Bus Operators Segment?

Down 30-40%

Down 20-30%

Down 10-20%

Down 1-10%

No change

Up 1-10% Up 10-20%

Up 20-30%

Up 30-50%

Up 50-100%

N/A

0.0% 0.0% 0.0% 1.6% 4.9%

16.4%8.2%

0.0% 0.0% 0.0%

68.9%

Premium Rates-By Segment

Q: How Have Premiums Changed in the 3rd Quarter for the School Bus Contractors Segment?

Down 30-40%

Down 20-30%

Down 10-20%

Down 1-10%

No change

Up 1-10% Up 10-20%

Up 20-30%

Up 30-50%

Up 50-100%

N/A

0.0% 0.0% 0.0% 0.0%8.2% 11.5%

1.6% 0.0% 0.0% 0.0%

78.7%

Premium Rates-By Segment

Q: How Have Premiums Changed in the 3rd Quarter for the Limousine Services Segment?

Down 30-40%

Down 20-30%

Down 10-20%

Down 1-10%

No change

Up 1-10% Up 10-20%

Up 20-30%

Up 30-50%

Up 50-100%

N/A

0.0% 0.0% 0.0% 1.6%6.5%

17.7%

6.5%1.6% 0.0% 0.0%

66.1%

Premium Rates-By Segment

Q: How Have Premiums Changed in the 3rd Quarter for the Ambulances and Medical Transportation Segment?

Down 1-10% No change Up 1-10% Up 10-20% N/A

1.6% 1.6%

16.4%9.8%

70.5%

Premium Rates-By Segment

Q: How Have Premiums Changed in the 3rd Quarter for the Airport Ground Transportation Segment?

Down 1-10% No change Up 1-10% Up 10-20% N/A

1.6% 3.3%11.5%

3.3%

80.3%

Premium Rates-By Product

Q: How Have Premiums Changed in the 3rd Quarter for Auto Liability Coverage?

Down 10-20%

No change Up 1-10% Up 10-20% Up 20-30% Up 30-50% Up 50-100% N/A

1.5%7.4%

55.9%

23.5%

4.4% 1.5% 1.5% 4.4%

Premium Rates-By Product

Q: How Have Premiums Changed in the 3rd Quarter for Auto Physical Damage Coverage?

Down 10-20% No change Up 1-10% Up 10-20% Up 20-30% Up 30-50% N/A

1.5%

11.9%

43.3%

26.9%

9.0%

1.5%6.0%

Premium Rates-By Product

Q: How Have Premiums Changed in the 3rd Quarter for Motor Truck Cargo and Warehousemen's Legal Coverage?

Down 30-40%

Down 20-30%

Down 10-20%

Down 1-10%

No change

Up 1-10% Up 10-20%

Up 20-30%

Up 30-50%

Up 50-100%

N/A

0.0% 0.0% 0.0%

6.2%

23.1%

36.9%

15.4%

1.5% 0.0% 0.0%

16.9%

Premium Rates-By Product

Q: How Have Premiums Changed in the 3rd Quarter for Workers’ Compensation Coverage?

Down 30-40%

Down 20-30%

Down 10-20%

Down 1-10%

No change

Up 1-10% Up 10-20%

Up 20-30%

Up 30-50%

Up 50-100%

N/A

0.0% 0.0% 0.0% 0.0%

15.4%

30.8%

20.0%

4.6%

0.0% 0.0%

29.2%

Premium Rates-By Product

Q: How Have Premiums Changed in the 3rd Quarter for Umbrella Liability Coverage?

Down 30-40%

Down 20-30%

Down 10-20%

Down 1-10%

No change

Up 1-10% Up 10-20%

Up 20-30%

Up 30-50%

Up 50-100%

N/A

0.0% 0.0% 0.0% 0.0%

22.4%

32.8%

10.4%

1.5% 0.0% 0.0%

32.8%

Premium Rates-By Product

Q: How Have Premiums Changed in the 3rd Quarter for Owner/Operator Programs?

Down 30-40%

Down 20-30%

Down 10-20%

Down 1-10%

No change

Up 1-10% Up 10-20%

Up 20-30%

Up 30-50%

Up 50-100%

N/A

0.0% 0.0% 0.0% 0.0%6.1%

21.2%24.2%

3.0% 1.5% 0.0%

43.9%

About Marquis Agency

Group Captive

The Marquis Agency is a business unit of one of the top 100 U.S. Insurance Brokers with a staff of over 150 experienced insurance professionals operating in all 50 states.

The company is organized into specialty practices, drawing on our industry expertise to address the unique insurance and risk management issues facing highly specialized businesses. Each unit is managed by industry leaders and staffed by experienced brokers, claims and safety personnel.

Our current areas of focus include: Transportation, Professional Services, Employee Benefits, Horticulture and Special Risks.

Marquis’ Transportation Practice provides specialized insurance brokerage and risk management programs to the transportation industry. Our team’s expertise, creative solutions and strong relationships with leading underwriters allow us to negotiate better pricing, coverage and financing arrangements.