Transforming Lives Through Financial Inclusion€¦ · Cloud Credit Cloud Credit is our cloud-based...
Transcript of Transforming Lives Through Financial Inclusion€¦ · Cloud Credit Cloud Credit is our cloud-based...
Transforming Lives Through Financial Inclusion
www.mfs.co.ke
COMPANY PROFILE
Contents
03 About Us
05 Sta� Profile
08 Our Products
09 Our Services
Customer Segments 1 1
1 3 MFS’ Moonshot
"Our mission is to economically empower and transform the lives of millions of people across Africa."
MFS is a Fintech company with a passion for “Trans-forming Lives Through Financial Inclusion". We are a market leader in the mobile lending space, having began our journey with Banks and SACCOs in 2014. Since then, MFS has transformed itself into an inte-grated financial services entity, helping to grow the lives of millions of micro-entreprenuers across Africa.
MFS is obsessed with creating solutions that have a deep, positive and meaningful impact on peoples’ every day lives. We are driven by a burning desire to be innovators in our chosen field, and by our unshaka-ble belief that “Financial Inclusion For All” is a right, and not a privilege. Our mission is to economically empower and transform the lives of millions of people across Africa.
ABOUTM F S L I M I T E D
WHO WE ARE OUR VALUES
WHY CHOOSE US
OUR MISSION STATEMENT
Innovative
In order to adapt to new business conditions, we must think big, we must dive deep, we must be flexi-ble and we must be futuristic.
Passionate
We have a bias for action and approach everything with fire in our belly, we never give up on doing what we believe is right.
We focus on building partner-ships and strategic alliances
Team-work
We believe that ownership breeds teamwork and we believe teamwork enables ordinary people to achieve extraordinary things.
Results Oriented
We hire and develop the best so as to uphold the highest stand-ards of integrity and honesty in delivering on our commitments.
Customer Obsession
The interest of our customers is our first priority.
M F SL I M I T E D
T R A N S F O R M I N G L I V E S T H R O U G HF I N A N C I A L I N C L U S I O N
Our high-performance technolo-gy is designed to be agnostic, agile and cost e�ective
SaaS and IaaS remains core to our strategy
Flexibility and innovation ensure that we always deliver a di�eren-tiated experience.
Our partners’ needs and aspira-tions drive our passion and sense of purpose.
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*SaaS: Software as a Service*IaaS: Infrastructure as a Service
MFS is a young family of passionate and multi-talented individuals with diverse skills and competencies. Our culture of teamwork, innovation and continuous learning is at the core of building and nurturing strong and meaningful partnersips.
Things don’t just happen by themselves; people make things happen. We are deeply invested in everything that we do, so we think widely and diversely. We don’t just believe in our ethos and culture, we live and breath it every day of our lives.
STAFFPROFILE
“MFS is obsessed with creating solutions that have a deep, positive,
and meaningful impact on peoples’ everyday
lives.
Financial inclusion lies at the very
heart of MFS. We are at the forefront
of transforming lives by providing
affordable and convenient financial
services to the bottom of the
pyramid, with the ultimate goal of
becoming Africa’s leading Fintech in
the Consumer, Retail and Agricultural
supply chains
At MFS, we are part of the global
technological convergence taking
place between Data Science, IoT,
Artificial Intelligence and Machine
Learning. Through research and
innovation, we focus on leveraging
big data to develop world class
financial services to accelerate
financial inclusion throughout the
African continent.
MFS works with budding entrepre-
neurs in the retail, agri and consum-
er space, helping them to realize
financial independence. Where
many see challenges, we see
potential solutions. If we can grow
these businesses sustainably, then
we will have played our part in
rewriting Africa’s economic success
story.
Operational excellence is at the heart
of MFS. We ensure high customer
satisfaction by upholding efficient
and effective service delivery. We
provide 1st line and 2nd line support
to our business partners and are on
call 24 hours a day to ensure
maximum transaction flow at all
times.
MFS boasts of young, energetic and
innovative engineers with a passion
to always be ahead of the game. Our
unmatched talent and passion for
constant learning drives us to create
solutions that empower and enrich
the daily lives of our partners and
clients.
MFS continuously enhances its
technical capabilities and
capacity, providing our clients
with best-in-class enterprise
grade solutions, whilst
maintaining unbeatable product
uptime. Confidentiality, Integrity
and Availability are our top most
priorities.
FRED MICHUKI
Managing Director
EPHANTUS GITHINJI
Head of Research and Innovation
DAVID WARUINGE
Head of Business Development
LILIAN KIPLANG’AT
Head of Operations
MIKE NJONGE
Head of Engineering
DAVID NDAMBUKI
Head of Infrastructure and Security
Mobiloan
Mobiloan is our flagship, mobile-based micro-lending product. We provide access to financing through a process beginning with a credit assessment based on certain data sets. Mobiloan provides loans metrics on approvals and declines, disbursements, reconciliations and recoveries.
Cloud Credit
Cloud Credit is our cloud-based Software as a Service (SaaS). We enable SACCOs that are devoid of investment capital for front and back-end banking platforms to simply PLUG IN to our cloud-based solu-tion. Members are able to save and apply for loans, and move funds across accounts and similar micro finance institutions.
Data Hosting & Security
MFS maintains its own data centre with su�cient storage space and redundancies to ensure that your information is kept secure and available for use at any time. We o�er an easy-to-use pay-as-you-go storage, archive and back-up solution, with guaranteed availability of up to 99.9%
Premium Rate Service Provider (PRSP)
MFS’ PRSP services allow you to monetize your content and communication to your clients, using your own sender ID. Our reliable gateways allow you to reach your clients instantly via bulk sms, and obtain feed-back via two-way interactive SMS short-code.
Cluster Financing
MFS researches on markets needs and trends, identifying patterns that lead to clusters, which in turn indicate a need for short-term, working capital. The model ties farming, manufacturing, retail and finance onto one platform, bringing the benefits of financial inclusion to millions of people. An example of existing clusters include digital drivers, small-holder farmers, mama mboga’s, kiosk owners, and many others.
OUR PRODUCTSMFS is obsessed with creating solutions that have a deep, positive and meaningful
impact on peoples’ every day lives.
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OUR SERVICES
Technology
We build superior technology and are proud of it! Mobiloan, which is our flagship mobile savings and lending platform, has helped to dispense billions of Kenya Shillings in loans to millions of Kenyans in all sectors of the micro-economy. Our Software Engineering, Research and Innovation and Business Development teams work together to deliver custom-made solutions to you.
Financial Services
We o�er financial services tailored to provide capital to those who have been overlooked by the formal banking sector. Using our dynamic credit-scoring engine called Mobiscore, MFS is able to decipher patterns within an individual's behavior through data provided by our strategic partners. As a result, ordinary individuals are now able to qualify for credit to empower themselves.
Big Data & Networks
MFS is passionate about "Transforming Lives Through Financial Inclusion". Using Big Data, we work with our strategic partners to connect the dots towards achieving our purpose. Our methodical approach to unlocking every day working capital challenges has enabled millions of individuals at the bottom of the "pyramid" to propel their entrepreneurial dreams to the next level.
Payments
MFS is an ambitious company with ambitious goals. Our unshakeable mantra is the message of financial inclusion across the African continent, striking partnerships with payment providers to deliver solutions to our clients. It is our goal to connect Mobiloan to the rest of Africa through a multi-faceted payments value-propo-sition. Watch this space!
E commerce
MFS prides itself in being at the forefront of Agri-eCommerce in Africa. We understand the fundamentals of the Agri and retail supply chain, from soil to kiosk. The small-holder farmer in Rift Valley and the Mama Mboga in Eastlands also yearn to prosper and grow; MFS is slowly helping them both to achieve their dreams.
"We custom-fit the right solution for you"
"We first want to understand your needs"
"Financial Inclusion for all is a right, not a privilege"
"Providing payments solutions across Africa"
“From soil to retail, we can finance it!”
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SEGMENTSW E S E R V E
T R A N S F O R M I N G L I V E S T H R O U G HF I N A N C I A L I N C L U S I O N
FMCGAGRI
BANKS
SACCOsMNOs
MFIs
RETAIL
(Fast Moving Consumer Goods)
(Mobile NetworkOperators)
(Micro Finance Institutions)
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This is a sample text
"We choose to go to the moon. We choose to go to the moon in this
decade and do the other things, not because they are easy, but because
they are hard, because that goal will serve to organize and measure the
best of our energies and skills, because that challenge is one that we are
willing to accept, one we are unwilling to postpone, and one which we
intend to win, and the others, too."
President John Kennedy's Rice Stadium Moon Speech, September 12th, 1962
MFS’ MOONSHOTOur Mission is to economically empower
and transform the lives of millions
of people across Africa
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www.mfs.co.ke
0709184000
Capital West Bui lding,
6th Floor, Lantana Road,
o� Rhapta Road,
Westlands.