To obtain a quote or set up a policy please contact and quote ‘SettledSure’Rajan Amin Cert CII

Coversure Insurance Services (Kennington)

T 0800 093 9009 (free phone) T 0207 998 0102 Fax 0207 820 3888

220 Kennington Park Road, London, SE11 4DA

Office Hours 9:00 am to 5.30 pm Monday to Friday

Web: www.coversure.co.uk/settledsure

Finalist for two UK Broker Awards 2010 - Investment in People and Business Owner of the Year (2010) Winner of Claims Assistance Award Branch of the Year 2009 Winner of Commercial Lines Branch of the Year 2010 Coversure Insurance Services 25th Anniversary 1986 - 2011

Frequently asked questionsQ. Who takes out the insurance policy, is it the local

authority or the landlord?A. The policy must be taken out by the landlord as

they are the owner of contents. Also, if you offer your property to a local authority they may consider reimbursing you for your first year’s premium once a policy has been confirmed.

Q. Is the local authority required to carry out inspections of the properties before the landlord contents insurance cover is taken out?

A. No. The landlord is responsible for providing evidence to support the condition of the contents. We recommend the landlord takes an inventory and photos of the contents before letting the property.

Q. Who will remind the landlord when the policy is due for renewal?

A. Coversure Insurance Services will contact the landlord directly 4 weeks before the policy is due for renewal.

Q. Can I obtain insurance cover after the tenancy has started?

A. Yes. The policy can be started at any time subject to there not being any ongoing dispute with the current tenant. However cover can only start from the date that the policy was taken out’

Settledsure’s other specialist Housing Benefit polices include:Rent Guarantee and Legal Protection Insurance

A unique policy that provides the landlord with protection should a tenant default on rental payments. The policy will, provided a claim has been accepted, pay rental income and the full costs of evicting the tenant.

Landlord Contents, Malicious Damage and Theft Insurance for the Housing Benefit Market

Reducing landlords risk in the Housing Benefit market.Call Free Phone 0800 093 9009 www.coversure.co.uk/settledsure

SettledSure is a trading style of Coversure Insurance Services (Kennington) in association with Settled Housing Solutions. RIA Consulting Ltd t/as Coversure Insurance Services (Kennington) is authorised and regulated by the Financial Services Authority. Settled Housing Solutions is an Introducer Appointed Representative of Coversure Insurance Services (Kennington).

Landlords Contents, Malicious Damage and Theft Insurance for the Housing Benefit MarketSettledSure’s standalone Landlords Contents Insurance Cover is ideally suited for landlords, letting agents and providers of temporary accommodation who work directly with a local authority housing service or a housing association and any landlord who lets to someone on Housing Benefit.

Key features of the policy • Fixed annual premium• 12 month Insurance Policy• Maximum cover £5,000 per claim• Includes £2,500 for carpets, curtains & white goods

per claim• Cover includes malicious damage or theft by the tenant

or any persons lawfully on the premises

How much does the policy cost?Fixed Annual Premium - £100.95 + £25 broker fee = £125.95

That’s 34 pence per day!

And don’t forget....the insurance premiums for let property can be tax deductable!

Also, if you offer your property to a local authority they may consider reimbursing you for your first year’s premium once a policy has been confirmed.

Excess - What is not covered?• £250 of each and every claim• No Legal Expenses Protection• No Property Owners Liability Cover• This is not a Buildings Insurance policy

Terms and Conditions• Previous claims at premises to be insured must

be disclosed• Premium required in full to incept cover• Claim must be reported within 30 days of

incident/theft/damage

So why is SettledSure Housing Benefit Insurance unique?By listening to the views of both landlords and local authorities who operate in the housing benefit market SettledSure have designed a genuine insurance policy which will result in far less claims being rejected.

In contrast to all other landlord insurance products SettledSure offers landlords who operate in the Housing Benefit market protection for both contents and also malicious damage or theft by tenants or their guest lawfully on the property.

Setting up a policy or making a claimSetting up claim takes just minutes and can be done over the phone. Coversure Insurance Services fully trained, dedicated and friendly team are ready to deal with any enquiry or help you through the claim process.