Tips for Safe Mobile Banking · *ample: APR = Annual Percentage Rate. 3.50% is the lowest variable...
Transcript of Tips for Safe Mobile Banking · *ample: APR = Annual Percentage Rate. 3.50% is the lowest variable...
A Publication for Members of Northrop Grumman Federal Credit Union JUNE 2013
Scan the code below with a QR reader to
access our website on your
smartphone!
Main Office - Pacific Pointe879 West 190th StreetGardena, California 90248
Mailing Address:Box Number 47009Gardena, California 90247-6809
Call Center HoursMonday through Friday5:00 am - 6:00 pm Pacific800.633.2848
Visit us on the internet at www.ngfcu.us
PRSRT STD U.S. POSTAGE
PAID CUADVANTAGE
Box Number 47009 Gardena, CA 90247-6809
Two wheels, four wheels or no wheels, NGFCU has the recre-
ational vehicle loan to make your leisure time more fun.
Motorcycles n Boats, Personal WatercraftMotorhomes n Trailers, 5th Wheels, Campers
Van Conversions
Make your summer fun plans today, and let NGFCU help you
get there. Apply online at www.ngfcu.us or call 800.633.2848.
* APR = Annual Percentage Rate. 3.50% is the lowest variable rate for the most creditworthy members. Payment example: 3.50% APR with 60 monthly payments of $18.20 per $1,000 borrrowed. All loans subject to credit approval. Rates subject to change without notice and may change over the life of the loan.
Summer Travel PlansBe sure to let us know the dates and where you’ll be travel-
ing to prevent inconvenient holds on you credit card. You will
also have uninterrupted access to eBranch in the
event your travels are outside the United States.
Yearly Account Information CheckupHave you moved recently? Do you have a new email address or phone
number? Please let us know if any of your Credit Union account contact
information has changed. In case of emergency, such as fraud detection,
we need to be able to contact you as soon as possible.
Thank you for your membership and for your efforts to help us keep your
personal information secure.
Tips for Safe Mobile BankingKeep your personal information and identity safe by practicing
these tips when you’re connecting to your NGFCU account online.
nKeep your phone and tablet secure with a password. This will
help protect you if your phone or tablet is lost or stolen.
nRemember, financial institutions should not request account
numbers, Social Security numbers or other sensitive information
through email or text. If you receive a suspicious message, play
it safe and verify the request by directly contacting your financial
institution.
nLog off your account when you’re finished. This will decrease
the risk that an unauthorized user will access your account.
nReport lost or stolen devices immediately. Contact your wireless
service provider and NGFCU.
* APR = Annual Percentage Rate. 1.49% rate is the lowest rate for new and used vehicles with terms up to 36 months including a discount for automatic payment. (Payment ex-ample: 36 monthly payments of $28.42 per $1,000 borrowed.) Your rate may vary depending upon your creditworthiness. Other rates and longer terms are available. Rates subject to change without notice. All loans subject to credit approval.
Drive a bargain this summer with NGFCU’s low auto loan rates. Save even more when you buy
Union’s car buying services. It’s a cool deal, no matter how hot the summer.
An open road to endless possibilities.A super low rate NGFCU auto loan will open up the road, taking you further than you ever thought possible. Our members save time and money. Apply online at www.ngfcu.us or call us today at 800.633.2848. NGFCU VISA® Debit Card
Cash Back Rewards Coming!You will have access to a new, simpler way to earn cash rewards by simply using your NGFCU Visa Debit Card when you shop! nWhen you shop at registered retailers, your
rewards are automatic – no coupons to print or codes to enter.
nOffers target retailers you use.nCash back rewards can be up to $200 per year
for a moderate user, with no limit for active users. Learn more in the coming weeks on eBranch.
YES, I am interested in learning more about securing my own financial future. Please send me information on the following: m Retirement Planning* m Life Insurance
m 401(k) Plan* m Property/Auto Insurance
m Mutual Funds* m Long Term Care Insurance
m IRA Rollovers* m Medicare Supplement
m Reducing Taxes* m Dental/Vision Coverage
m College Funding*
* Securities offered through LPL Financial member FINRA/SIPC - Stocks, bonds, mutual funds, annuities and other investments available through LPL Financial are not deposits in Northrop Grumman FCU, are not insured by the NCUSIF, nor are they obligations of, or guaranteed by Northrop Grumman FCU. Such investments may fluctuate in value and are subject to investment risks, including loss of some or all of the principal.
Name Account Number
Send this section to:
Northrop Grumman FCU Box Number 47009 Gardena, CA 90247-6809
www.ngfcu.us2 www.ngfcu.us 3
Federally insured by NCUA.
To: Flight Plan Financial Services, Inc., a wholly-owned subsidiary of Northrop Grumman Federal Credit Union
YES, I want to know more about these products/services:
m Share Draft (checking) mTouchtone Phone Acct Mgmt m Home Equity Line of Credit
mTerm Savings Account mVISA ATM/Check Card m Auto Locating Services
m Holiday Club Account m MoneyMaster Line of Credit m Direct Deposit of Social Security
m IRA Accounts m Auto Loan Pre-Approval m Direct Deposit of Retirement
mInternet Acct Mgmt m First Mortgage Loan m NGFCU MasterCard
To: Northrop Grumman Federal Credit Union Attn: Call Center
PROBLEMS? INQUIRIES?The Supervisory Committee has the responsibility to continually review the functions of the Credit Union to ensure that it is operating in the best interest of its members. Any questions, suggestions or inquiries should be directed to:
Chairman, Supervisory CommitteeNorthrop Grumman Federal Credit UnionBox Number 3382Gardena, CA 90247-7082
A Loan for Every HomeWe offer a comprehensive array of real estate loan*
products with a loan to fit almost every need or budget.
Free Rate Lock Mortgage GuaranteeYou are guaranteed to receive our lowest daily published
rate on your chosen loan from the moment you submit
your application until the moment your documents are
ready for signature. This is the best rate lock around.
nChoose the Loan That’s Best for You
nPurchase or Refinance – primary, secondary or
investment homes
nConventional and jumbo loans
nFixed, adjustable and reduced 3/1, 5/1 and 7/1
hybrid ARM rates
nRepayment terms of 15-, 20- and 30-years
nNo point options available
Apply online using our fast, secure application, call
800.633.2848, or email [email protected]. Our
experienced team of real estate professionals can
help you choose the best loan.
* NGFCU does not offer real estate loans in TX, LA, AL, AR, GA, MS and MO.
Get a Historical Low Rate, Before They’re Gone!
Mortgage Guarantee
I N T R O D U C I N G the
Don’t let the current record low rates get away.
Apply today!
Fixed rate until the transferred balance is paid off! Plus, no
balance transfer fee and no gimmicks – just real savings.
There is a smarter way to pay off other credit cards, and
it’s only at NGFCU. Call 800.633.2848 or apply online
today at www.ngfcu.us.
* For details about the NGFCU MasterCard Smart Transfer program terms and conditions, please visit www.ngfcu.us.
Credit Unions Unite for GoodIt’s happening now! Credit unions across America are uniting
for good in order to show others how the benefits of the
cooperative spirit can help save money every day, reach
financial goals, and provide excellent service.
As a not-for-profit financial
institution, it is our goal to help
people make the most of their
money. We want to show
America that we don’t exist to
profit from our members. We
exist to return our profits to our members, and we do that in the
form of lower loan rates, higher yields, and fewer fees. We do it
in a way that helps our members save money every day.
Will you unite for good with us? Share the benefits of credit
union membership with your friends, family and co-workers.
Visit www.ngfcu.us and click on Join Online Now! button to
join and fund your account, and, within minutes, you’ll have
all the benefits of credit union membership wherever you are.
Together, we can spread the good news of credit union
membership all across America.
Mobile Banking: Safe, Secure, and So Cool!No matter how busy your life keeps you, or where you happen to
be, your NGFCU accounts are always within your reach through
the FREE eBranch.
RemoteDeposit – make check deposits using your scanner-
equipped home or office computer or through mobile
on your Android, iPhone or iPad.
Online Banking – check account balances, transfer funds and
more by simply logging in to
eBranch.
Bill Pay – schedule automatic
payments, review history, and
monitor pending payments.
eStatements – store your monthly
statements securely online and
avoid paper clutter.
For convenient access to your
accounts at your fingertips,
download the app to
your smartphone today!
Introducing the SmartTransfer™ Credit Card Payoff
Holiday Closing
INDEPENDENCE
DAY
Thursday, July 4
YES, I am interested in learning more about securing my own financial future. Please send me information on the following: m Retirement Planning* m Life Insurance
m 401(k) Plan* m Property/Auto Insurance
m Mutual Funds* m Long Term Care Insurance
m IRA Rollovers* m Medicare Supplement
m Reducing Taxes* m Dental/Vision Coverage
m College Funding*
* Securities offered through LPL Financial member FINRA/SIPC - Stocks, bonds, mutual funds, annuities and other investments available through LPL Financial are not deposits in Northrop Grumman FCU, are not insured by the NCUSIF, nor are they obligations of, or guaranteed by Northrop Grumman FCU. Such investments may fluctuate in value and are subject to investment risks, including loss of some or all of the principal.
Name Account Number
Send this section to:
Northrop Grumman FCU Box Number 47009 Gardena, CA 90247-6809
www.ngfcu.us2 www.ngfcu.us 3
Federally insured by NCUA.
To: Flight Plan Financial Services, Inc., a wholly-owned subsidiary of Northrop Grumman Federal Credit Union
YES, I want to know more about these products/services:
m Share Draft (checking) mTouchtone Phone Acct Mgmt m Home Equity Line of Credit
mTerm Savings Account mVISA ATM/Check Card m Auto Locating Services
m Holiday Club Account m MoneyMaster Line of Credit m Direct Deposit of Social Security
m IRA Accounts m Auto Loan Pre-Approval m Direct Deposit of Retirement
mInternet Acct Mgmt m First Mortgage Loan m NGFCU MasterCard
To: Northrop Grumman Federal Credit Union Attn: Call Center
PROBLEMS? INQUIRIES?The Supervisory Committee has the responsibility to continually review the functions of the Credit Union to ensure that it is operating in the best interest of its members. Any questions, suggestions or inquiries should be directed to:
Chairman, Supervisory CommitteeNorthrop Grumman Federal Credit UnionBox Number 3382Gardena, CA 90247-7082
A Loan for Every HomeWe offer a comprehensive array of real estate loan*
products with a loan to fit almost every need or budget.
Free Rate Lock Mortgage GuaranteeYou are guaranteed to receive our lowest daily published
rate on your chosen loan from the moment you submit
your application until the moment your documents are
ready for signature. This is the best rate lock around.
nChoose the Loan That’s Best for You
nPurchase or Refinance – primary, secondary or
investment homes
nConventional and jumbo loans
nFixed, adjustable and reduced 3/1, 5/1 and 7/1
hybrid ARM rates
nRepayment terms of 15-, 20- and 30-years
nNo point options available
Apply online using our fast, secure application, call
800.633.2848, or email [email protected]. Our
experienced team of real estate professionals can
help you choose the best loan.
* NGFCU does not offer real estate loans in TX, LA, AL, AR, GA, MS and MO.
Get a Historical Low Rate, Before They’re Gone!
Mortgage Guarantee
I N T R O D U C I N G the
Don’t let the current record low rates get away.
Apply today!
Fixed rate until the transferred balance is paid off! Plus, no
balance transfer fee and no gimmicks – just real savings.
There is a smarter way to pay off other credit cards, and
it’s only at NGFCU. Call 800.633.2848 or apply online
today at www.ngfcu.us.
* For details about the NGFCU MasterCard Smart Transfer program terms and conditions, please visit www.ngfcu.us.
Credit Unions Unite for GoodIt’s happening now! Credit unions across America are uniting
for good in order to show others how the benefits of the
cooperative spirit can help save money every day, reach
financial goals, and provide excellent service.
As a not-for-profit financial
institution, it is our goal to help
people make the most of their
money. We want to show
America that we don’t exist to
profit from our members. We
exist to return our profits to our members, and we do that in the
form of lower loan rates, higher yields, and fewer fees. We do it
in a way that helps our members save money every day.
Will you unite for good with us? Share the benefits of credit
union membership with your friends, family and co-workers.
Visit www.ngfcu.us and click on Join Online Now! button to
join and fund your account, and, within minutes, you’ll have
all the benefits of credit union membership wherever you are.
Together, we can spread the good news of credit union
membership all across America.
Mobile Banking: Safe, Secure, and So Cool!No matter how busy your life keeps you, or where you happen to
be, your NGFCU accounts are always within your reach through
the FREE eBranch.
RemoteDeposit – make check deposits using your scanner-
equipped home or office computer or through mobile
on your Android, iPhone or iPad.
Online Banking – check account balances, transfer funds and
more by simply logging in to
eBranch.
Bill Pay – schedule automatic
payments, review history, and
monitor pending payments.
eStatements – store your monthly
statements securely online and
avoid paper clutter.
For convenient access to your
accounts at your fingertips,
download the app to
your smartphone today!
Introducing the SmartTransfer™ Credit Card Payoff
Holiday Closing
INDEPENDENCE
DAY
Thursday, July 4
A Publication for Members of Northrop Grumman Federal Credit Union JUNE 2013
Scan the code below with a QR reader to
access our website on your
smartphone!
Main Office - Pacific Pointe879 West 190th StreetGardena, California 90248
Mailing Address:Box Number 47009Gardena, California 90247-6809
Call Center HoursMonday through Friday5:00 am - 6:00 pm Pacific800.633.2848
Visit us on the internet at www.ngfcu.us
PRSRT STD U.S. POSTAGE
PAID CUADVANTAGE
Box Number 47009 Gardena, CA 90247-6809
Two wheels, four wheels or no wheels, NGFCU has the recre-
ational vehicle loan to make your leisure time more fun.
Motorcycles n Boats, Personal WatercraftMotorhomes n Trailers, 5th Wheels, Campers
Van Conversions
Make your summer fun plans today, and let NGFCU help you
get there. Apply online at www.ngfcu.us or call 800.633.2848.
* APR = Annual Percentage Rate. 3.50% is the lowest variable rate for the most creditworthy members. Payment example: 3.50% APR with 60 monthly payments of $18.20 per $1,000 borrrowed. All loans subject to credit approval. Rates subject to change without notice and may change over the life of the loan.
Summer Travel PlansBe sure to let us know the dates and where you’ll be travel-
ing to prevent inconvenient holds on you credit card. You will
also have uninterrupted access to eBranch in the
event your travels are outside the United States.
Yearly Account Information CheckupHave you moved recently? Do you have a new email address or phone
number? Please let us know if any of your Credit Union account contact
information has changed. In case of emergency, such as fraud detection,
we need to be able to contact you as soon as possible.
Thank you for your membership and for your efforts to help us keep your
personal information secure.
Tips for Safe Mobile BankingKeep your personal information and identity safe by practicing
these tips when you’re connecting to your NGFCU account online.
nKeep your phone and tablet secure with a password. This will
help protect you if your phone or tablet is lost or stolen.
nRemember, financial institutions should not request account
numbers, Social Security numbers or other sensitive information
through email or text. If you receive a suspicious message, play
it safe and verify the request by directly contacting your financial
institution.
nLog off your account when you’re finished. This will decrease
the risk that an unauthorized user will access your account.
nReport lost or stolen devices immediately. Contact your wireless
service provider and NGFCU.
* APR = Annual Percentage Rate. 1.49% rate is the lowest rate for new and used vehicles with terms up to 36 months including a discount for automatic payment. (Payment ex-ample: 36 monthly payments of $28.42 per $1,000 borrowed.) Your rate may vary depending upon your creditworthiness. Other rates and longer terms are available. Rates subject to change without notice. All loans subject to credit approval.
Drive a bargain this summer with NGFCU’s low auto loan rates. Save even more when you buy
Union’s car buying services. It’s a cool deal, no matter how hot the summer.
An open road to endless possibilities.A super low rate NGFCU auto loan will open up the road, taking you further than you ever thought possible. Our members save time and money. Apply online at www.ngfcu.us or call us today at 800.633.2848. NGFCU VISA® Debit Card
Cash Back Rewards Coming!You will have access to a new, simpler way to earn cash rewards by simply using your NGFCU Visa Debit Card when you shop! nWhen you shop at registered retailers, your
rewards are automatic – no coupons to print or codes to enter.
nOffers target retailers you use.nCash back rewards can be up to $200 per year
for a moderate user, with no limit for active users. Learn more in the coming weeks on eBranch.