7/22/2019 Tim Eriksen Road Less Traveled

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7tb okkuoeYprgkhvoeum gkvmstgkh ijkhrmss

Oprge 9, 6>?0 Eos \mhos, K\

Pbm Vjo` Emss Provmem`

Pga Mrgcsmk, Mrgcsmk Iopgtoe Aokohmamkt

www.\oeumGkvmstgkhIjkhrmss.ija

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MVGCYMK IO^GPOE AOKOHMAMKP

IM@OV IVMMC ^OVPKMVY EEI

Ok mamrhgkh aokohmr ljiusm` jk saoee ok` agirj-iop stjics

Pga Mrgcsmk

O^VGE 6>?0

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Mrgcsmk Iopgtoe Aokohmamkt - @gsieogamr

KJP OK JLLMV PJ F]W JV YMEE YMI]VGPGMY - ^emosm kjtm tbot tbgs prmsmktotgjk `jms kjt ijkstgtutm ok jllmrjl gktmrmsts jl Im`or Irmmc ^ortkmrs, EEI. Yuib ok jllmr wgee jkey fm ao`m fy amoks jl o rgvotm ^eoimamktAmajrok`ua tj fm prmporm` ok` lurkgsbm` tj tbm prjspmitgvm gkvmstjr ot o eotmr `otm. Pbm stotmamkts gk tbgs emttmrorm prmegagkory ok` sufdmit tj ibokhm ok` orm quoeglgm` gk tbmgr mktgrmty fy tbm tmras jl suib ^rgvotm ^eoimamktAmajrok`ua. Gk tbm mvmkt jl oky gkijksgstmkiy fmtwmmk tbgs emttmr ok` tbm ^rgvotm ^eoimamkt Amajrok`ua, tbmAmajrok`ua sboee ijktrje. Oee pmrsjks wgsbgkh tj gkvmst gk Im`or Irmmc ^ortkmrs, EEI aust rmimgvm, rmo`, ok`uk`mrstok` tbm Amajrok`ua ok` mxmiutm tbm oiijapokygkh Yufsirgptgjk Ohrmmamkts. Pbm gkljraotgjkijktogkm` gk tbgs prmsmktotgjk gs ijklg`mktgoe, bos fmmk prmporm` sjemey ljr tbm gkljraotgjk jl tbm pmrsjks tj wbjagt bos fmmk `megvmrm` ok` sbjue` kjt fm rmprj`uim`, `gstrgfutm` (mximpt tj tbm prjlmssgjkoe o`vgsjrs jl tbm rmigpgmkt,ljr tbm purpjsm jl rmk`mrgkh prjlmssgjkoe o`vgim tj tbm rmigpgmkt) jr usm` ljr oky jtbmr purpjsm.

VGYC LOIPJVY -Ok gkvmstamkt gk Im`or Irmmc ^ortkmrs, EEI aoy gkvjevm sufstoktgoe rgscs, gkieu`gkh tbm rgsc jlejss. Oee jl tbmsm rgscs orm msirgfm` gk hrmotmr mtoge gk tbm ^rgvotm ^eoimamkt Amajrok`ua.

POR VGYCY -Ok gkvmstamkt gk Im`or Irmmc ^ortkmrs, EEI gkvjevms tox egofgegty wbgib wgee mpmk` upjk tbm egagtm`portkmrs gk`gvg`uoe igriuastokims. ^rjspmitgvm gkvmstjrs sbjue` rmo` tbm ^rgvotm ^eoimamkt Amajrok`ua ok`ijksuet tbmgr jwk tox o`vgsjrs wgtb rmspmit tj tbm tox ijksmqumkims orgsgkh lrja gkvmstamkt.

JPBMV - Pbm ljrmhjgkh egst jl rgsc loitjrs `jms kjt purpjrt tj fm o ijapemtm mxoagkotgjk jl rgscs gkvjevm` gk tbm

jllmrgkh. ^jtmktgoe gkvmstjrs sbjue` rmo` tbm mktgrm Amajrok`ua fmljrm `mig`gkh tj gkvmst gk tbm portkmrsbgp.

^OYP ^MVLJVAOKIM AOW KJP FM GK@GIOPG\M JL L]P]VM ^MVLJVAOKIM, OK@ WJ]V GK\MYPAMKPVMP]VKY AOW \OVW IJKYG@MVOFEW LVJA PBJYM ^VJ@]IM@ GK PBM ^OYP. L]VPBMV, WJ]VGK@G\G@]OE VMY]EPY AOW \OVW LVJA PBM L]K@ VMY]EPY @M^MK@GKH ]^JK PBM PGAGKH JL WJ]VGK\MYPAMKP.

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Mrgcsmk Iopgtoe AokohmamktJvmrvgmw

Ljuk`m` lgra gk 6>>=. Fosm` gk Eyk`mk, XO Ytortm` Im`or Irmmc ^ortkmrs luk` gk Dokuory 6>>?>-?? Yje` 6=% jl aokohmamkt lgra tj o hrjup em`fy Tmcm Osbtjk jl Imktour Iopgtoe.

M`uiotgjk4

A.F.O. Pmxos O&A ]kgvmrsgty 783

F.O. Pbm Aostmrs Ijeemhm 7?

Mxpmrgmkim4Xoecmrs Aokuoe Gki. >0->< - Ijvmrm` ukegstm`, Agirj-

Iop ok` Ijaaukgty Fokc stjics.

^mtmr Cgmwgt & Yjks 77->0 - O`agkgstrotgvm Mkhgkmmr jk$> AA Fmkgigo-Aortgkmz Frg`hm.

Pga Mrgcsmk

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Mrgcsmk Iopgtoe AokohmamktLuk` ^mrljraokim

Gkimptgjk Dokuory ?=, 6>>?0. Kmt jl lmms ok` mxpmksms.

Kos`oq mxieu`ms `gvg`mk`s `um tj gaaotmrgoegty. Y&^ =>> rmturks amosurm` fy Y&^ =>>@mpjsgtjry Vmimgpt Prust (Y^@V) tgicmr4Y^W. Ymm Oppmk`gx O ljr o``gtgjkoe gkljraotgjk.

>.>>%

6.>>%

0.>>%

>%

2.>>%

?>.>>%

?6.>>%?0.>>%

?>%

?2.>>%

6>.>>%

Im`or Irmmc @DGO Kos`oq Vussmee 6>>> Y&^ =>>

Ovmrohm Okkuoe Vmturk Ygkim Gkimptgjk

Ovmrohm Okkuoe Vmturk Ygkim Gkimptgjk

8.7%%8.

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Mrgcsmk Iopgtoe AokohmamktLuk` ^mrljraokim

Gkimptgjk Dokuory ?=, 6>>?0. Kmt jl lmms ok` mxpmksms.

Y&^ =>> rmturks amosurm` fy Y&^ =>> @mpjsgtjry Vmimgpt Prust (Y^@V) tgicmr4 Y^W. Ymm Oppmk`gx O ljr o``gtgjkoe gkljraotgjk.

$92>,>>> gkvmstm` ot Gkimptgjk vmrsus Gk`gims

$-

$=>,>>>

$?>>,>>>

$?=>,>>>

$6>>,>>>

$6=>,>>>

$9>>,>>>

$9=>,>>>

$0>>,>>>

$0=>,>>>

?/?/>8

8/?/>8

?/?/>2

8/?/>2

?/?/>7

8/?/>7

?/?/?>

8/?/?>

?/?/??

8/?/??

?/?/?6

8/?/?6

?/?/?9

8/?/?9

?/?/?0

Im`or Irmmc Y&^=>> (Y^W) Vussmee 6>>>

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Mrgcsmk Iopgtoe Aokohmamkt - ^bgejsjpby

Oppey tbm typgioe fjttja-up, ijkimktrotm`voeum opprjoib jl ejjcgkh ljr o`gsijukt tj gktrgksgi voeum tj tbm kmhemitm` ormos jl tbm aorcmt

Mapbosgs jk lrmm iosb lejw ok` morkgkhs iopoigty

G`moe ijapoky gs hrjwgkh gts gktrgksgi voeum, bos prgigkh pjwmr, agkgaoe iopgtoermqugrmamkts, bghb aorhgks, soems hrjwtb, iopofem aokohmamkt

G`moeey tbm ijapoky bos o kmor tmra iotoeyst mkofegkh us tj iopturm tbm iurrmkt`gsijukt

Fmegmvm mximssgvm `gvmrsglgiotgjk emo`s tj am`gjirm rmsuets

Pypgioeey stort trgaagkh fmljrm logr voeum gs rmoibm` fmiousm wm `j kjt wokt o emssottroitgvmey prgim` tj stjic tj ijaprgsm o sghkglgioktey hrmotmr pmrimktohm jl tbmpjrtljegj.

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Mrgcsmk Iopgtoe Aokohmamkt - Opprjoib

Pwj rjo`s `gvmrhm` gk o wjj`, ok` G

G tjjc tbm jkm emss trovmem` fy,Ok` tbot bos ao`m oee tbm gllmrmkim.

Vjfmrt Lrjst, Pbm Vjo` Kjt Pocmk

Pbm Vjo` Emss Provmem`

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Mrgcsmk Iopgtoe Aokohmamkt - Opprjoib

Pwj rjo`s `gvmrhm` gk o wjj`, ok` G

G tjjc tbm jkm emss trovmem` fy,Ok` tbot bos ao`m oee tbm gllmrmkim.

Vjfmrt Lrjst, Pbm Vjo` Kjt Pocmk

Pj jutpmrljra tbm aorcmt yju bovm fm `gllmrmkt. Xm ljius jk ormos jl tbmaorcmt tbot orm ghkjrm` fy eorhm Xoee Ytrmmt gkstgtutgjks. Xm fmegmvm tbotamokgkhlue jutpmrljraokim iok fm hogkm` fy fmgkh o saoeemr peoymr ok`lgk`gkh kgibms tbot orm tjj saoee ljr gkstgtutgjkoe fmbmajtbs spgk jlls,ljrim` soems, agirj iops, ukegstm` stjics, mti.

Pbm Vjo` Emss Provmem`

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

O`dustgkh ljr gkleotgjk, Xorrmk Fullmtt spmkt bgs lgrst mio`m ljiusm` jk wbot wm

tj`oy wjue` ioee kokj-iops (tbm saoeemst agirj iops).

Wmor Gkvmstamkt Act Iop O`d. Gkle.

?7=0 Vjicwjj` & Ij. (ijijo fmoks) =0.>?7== ]kgjk Ytrmmt Vogewoy >.< =.0?7=< @mapstmr Agee ?.> 2.6?7=8 Ijaajkwmoetb Prust ?.> 2.=?7=8 Kotgjkoe Oamrgiok Lgrm Gks 6.> ?8.>?7=2 Yokfjrk Aop 0.8 98.%) ?6.> 20.>?7>%) ?6.> 20.>?7>%) 2.< .6?7

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

]C fosm` `rgeegkh jpmrotjr. 02.8% jwkm` fy Owgebmeasmk OY.

Jwks ok` jpmrotms twj ag`-wotmr smag-sufamrsgfem (5 9,>>> lt.)`rgeegkh ukgts4 XgeBuktmr ok` Xge^bjmkgx

Vghs wmrm oiqugrm` gk 6>?> lrja Proksjimok ljeejwgkh gts amrhmrwgtb HejfoeYoktoLm. Gk jr`mr tj hogk opprjvoe ljr tbm moe,

Proksjimok wos jfeghotm` fy tbm ]C Jllgim jl Logr Pro`gkh tj rm`uimgts mxpjsurm tj ]C wotmrs (Kjrtb Ymo). Gk jtbmr wjr`s 1 o ljrim`soem.

Yborms tro`m jk Jsej Ytjic Mxibokhm (OX@V) ok` jti (OXEIL)

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Ouhust 6>>24 Proksjimok ohrmms tj smee tbm twj rghs tj Kjrtbmrk Jllsbjrm

ljr $8=> ageegjk. Jitjfmr 6>>2 Kjrtbmrk Jllsbjrm tmragkotm` tbm moe

Dokuory 6>?>4 Oiqugrm` twj rghs ljr $6>= ageegjk. $? ageegjk jl mqugty (wbgib oesj prjvg`m` $?>

ageegjk jl wjrcgkh iopgtoe).

Owgeijs^uribosm ^rgim4 $6>= ageegjk

VGH ?> Ejss jk Yoem4 $ ?= ageegjkVGHs >7 Gapogramkt4 $687 ageegjk

VGHs >2 Gapogramkt4 $ 78 ageegjk

Proksjimoks >8 Iorrygkh \oeum4 ~$=7< ageegjk

Owgeij uribosm rgim 90%

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Jitjfmr 6>?>4 $??4 Pjtoe uphro`ms jl $70 ageegjk ijapemtm`. Vghs rm`megvmrm`.

Dukm 6>??4 $?8.= ageegjk prgvotm peoimamkt (KJC 9? / ~$= ]Y@). Egstsjk Jsej mxibokhm.

Dokuory 6>?94 storts tro`gkh gk ]Y jti aorcmt

Aoy 6>?94 ^oys lgrst quortmrey `gvg`mk` jl $?.>> pmr sborm

Aorib 6>?04 Okkjukim` gktmkt tj gssum $?6= ageegjk fjk`s tj rmpoymxgstgkh `mft jl $7= ageegjk ok` usm tbm rmaogkgkh foeokim ljr

hmkmroe ijrpjrotm purpjsms.

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Ibort4 Wobjj! Lgkokim

^rgim $ 6>.9>

Yborms 9>.>

Act Iop $ 7.

Wgme` 6?.8%

Lghurms gk ageegjks, mximpt pmrsborm gtmas.

Kjtm4 Egagtm` egqug`gty

Ovmrohm @ogey \jeuam4

OXEIL 0=,06? sborms

OX@V 8>,=82 sborms

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Gk ageegjks Aor-?6 Duk-?6 Ymp-?6 @mi-?6 Aor-?9 Duk-?9 Ymp-?9 @mi-?9

Ijktroit Vmvmkums ?7.= 96.? 09.0 =?.2 =6.9 =2.8

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Yjurim4 Owgeij Gkvmstjr ^rmsmktotgjk ^ormtj Ijklmrmkim Ymp 6>?6, p. ?? 9r`Hmkmrotgjk

Lrgm`m & Hje`aok E-7>8 Mkbokim` ^oimsmttmr

?,6=> lt wotmr `mptb / 6=,>>> lt `rgeegkh `mptb

Xos sgttgkh g`em ot tgam jl oiqugsgtgjk

Ymkt tj Vmajktjwo yor` gk ^jeok` gk Oprge 6>?> ljr sghkglgiokt

uphro`m4 gkirmosm` vorgofem `mic ejo`, ljur kmw eglmfjots, kmwsmwohm peokt, mkhgkm jvmrboue, kmw YIV systma, gaprjvm` au` agxok` sjeg`s ijktrje systmas, gkirmosm` aogk `mic, kmwoiijaaj`otgjks ljr ??> pmrsjks, mti.

Vm`megvmrm` gk Aoy 6>??

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Xge^bjmkgx-emovgkh tbm Vmajktjwo sbgpyor` gk H`oksc, ^jeok`.

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Xge^bjmkgx-

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

XgeBuktmr (prmvgjusey ckjwk os Oritgi G\)-

Fuget4 ?729 ]phro`m`4 ?777 ok` 6>?? 9r`Hmkmrotgjk

Lrgm`m & Hje`aok E-7>8 Mkbokim` ^oimsmttmr ?,=>> lt wotmr `mptb / 6=,>>> lt `rgeegkh `mptb

Xos ijktroitm` jut tj Proksjimok ot tgam jl oiqugsgtgjk

Ymkt tj Vmajktjwo yor` gk ^jeok` gk Kjvmafmr 6>?> ljr

ieossglgiotgjk rmkmwoe. Gk @mi. 6>?> ok oiijaaj`otgjk uphro`m, gkirmosm` jllgim spoim,

ok` o `m`giotm` bmeg-ejffy wos o``m` tj tbm prjdmit sijpm.

Vm`megvmrm` gk Aoy 6>??

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

XgeBuktmr-Emovgkh tbm Vmajktjwo sbgpyor` gk H`oksc, ^jeok`.

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

XgeBuktmr-

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

XgeBuktmr ok` Xge^bjmkgx orm 9r`hmkmrotgjk rghs

Hmkmrotgjk Xotmr @mptb @otms

Lgrst ofjut > lt 6>> a Morey ?7s

Ymijk` ofjut ?,>>> lt 9>> a ?7> lt =>> a Morey ?72>s

Ljurtb ofjut 9,>>> lt ?>>> a ?77>s

Lgltb ofjut 8,=>> lt 6=>> a ?7726>>0

Ygxtb ofjut ?>,>>> lt 9>>> a 6>>=6>?>

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Gk `mmpmr wotmrs, `rgee sbgps orm sufdmittj sghkglgiokt bmovm, pgtib, ok` yowajtgjks gk eorhm wovms.

Ymag-sufamrsgfems wmrm mvmejpm` tjprjvg`m ajrm stofem rgeegkhpeotljras.

O smag sufamrsgfem jftogks gtsfujyokiy lrja foeeostm`, wotmrtghbt,pjktjjks ejiotm` fmejw tbm jimok

surloim ok` wovm oitgjk. Pbmjpmrotgkh `mic gs ejiotm` ofjvm tbmtjps jl tbm possgkh wovms. Ytruituroeijeuaks ijkkmit tbm pjktjjks ok`jpmrotgkh `mic.*

Ijaporgsjk jl smag-sufamrsgfem(emlt) ok` `rgee sbgp (rghbt)

* Yjurim4 bttp4//www.jimokstorjmi.ija/loam/6>>>/smagsufamrsgfem.bta

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

^mr tbm 6>?> ^^, fjtb rghs wgee ijapmtm wgtb oky ag`-wotmrsmag gk tbm ]C aorcmt.

^mr tbm 6>?? Egstgkh ^rjspmitus, Pbm ijapoky fmegmvms tbotgts rghs, ljeejwgkh tbm uphro`m ok` aogktmkokim, orm oajkhtbm fmttmr rghs ovogeofem gk tbm ]C ag`-wotmr rgeegkh aorcmt.

Pbm rghs orm sibm`uem` ljr Y^Y (Ypmigoe ^mrgj`gi Yurvmys) ot

mk` jl 6>?=/morey 6>? ageegjk pmr rgh.Vmpeoim FJ^ (Fejwjut ^rmvmktmr) ot tjtoe ijst jl $0= ageegjk.FJ^s orm typgioeey tbm #? iousm jl smag suf rgh `jwktgam.

Vgh rmaogkgkh lotghum eglm (pjst Y^Y) 1 ?= ymors (6>9>/6>9?)

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Yjurim4 Owgeij Gkvmstjr ^rmsmktotgjk _0 6>?9, p. ?=

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Yjurim4 Owgeij Gkvmstjr ^rmsmktotgjk Ymkgjr Ymiurm` Fjk` Aorib 6>?0, p. 6=

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Yjurim4 Owgeij Gkvmstjr _0 6>?9, p. ?0

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Yjurim4 Owgeij Gkvmstjr ^rmsmktotgjk _0 6>?9, p. ??0, p. 68

Kjtm4 DX AiEmok ok` Ym`ij 8>0 orm ?780 fuge`s.

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Yjurim4 Owgeij Gkvmstjr ^rmsmktotgjk Ymkgjr Ymiurm` Fjk` Aorib 6>?0, p. ??0, p. ?2

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Vgscs4 Mxgstgkh ijktroits ijue` fm tmragkotm`.

@miegkm gk jge/hos prgims Yuppey/@maok` ibokhm rmsuet gk rgh fmgkh g`em Ygkim Owgeij bos jkey 6 rghs, `jwktgam aotmrgoeey ollmits

rmvmkum ok` gkijam. ^jegtgioe rgsc rmhueotgjk ok` toxotgjk

Jpmrotgkh rgsc oiig`mkt, mqugpamkt frmoc`jwk, tmrrjrgstottoic, mti.

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Yyafje ^rgim Act Iop M\ M^Y tta @gv Wgme` ^M @mft/Mq

Owgeij OXEIL $ 6>.9> 7 8 $ 0.0> 6?.8% =.> 2%

Kjrtb Oteoktgi KO@E $ 2.2= 6,>?> 0,980 $ ?.>9 $ >.76 ?>.0% 2.< ??2%

@goajk` Jllsbjrm @J $ 08.76 8.9% ?6.? ?9,= $ ?.=> 0..< > =.8% 2.8 98%

Proksjimok VGH $ 0?.?7 ?0,28> 66,?.< 07%

Aorcmt Iop ok` M\ gk ageegjks. Yjurim4 Wobjj! Lgkokim, YMI Lgegkhs

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Ibort4 Wobjj! Lgkokim

^rgim $ 6>.9>

Yborms 9>.>

Act Iop $ 7.

Wgme` 6?.8%

Lghurms gk ageegjks, mximpt pmrsborm gtmas.

Kjtm4 Egagtm` egqug`gty

Ovmrohm @ogey \jeuam4

OXEIL 0=,06? sborms

OX@V 8>,=82 sborms

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

_]MYPGJKY:

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Iurrmkt Luk` ^jrtljegj (Pjp ?>)Vokc Ijapoky ^rgim % Luk` Act Iop lw` ^M

? Ijapoky O (jti) $ ??.8= ?>.?% 8> 7

6 Ijapoky F (jti) $ 9=.6= 8.7% 9< ?>

9 ^mmremss Yystmas (kmt-kmt) $ 9.8= 8.9% ?? 6>

0 Owgeij $ 6>.9>

< OGH $ 07.86 9.8% 8>, ??

8 Ijapoky I (jti) $ 602.>> 9.

2 Ijapoky @ (jti) $ 97.>> 9. Ytorz $ 96.?= 9.6% 9,> ?0

Os jl 9/62/?0. JPI/ gkc Ybmmt stjics prgim` ot fg`. Aorcmt iop gk ageegjks.

Pjp ?> fosm` jk voeugkh pjsgtgjk gk OGH vgo EMO^s ot aorcmt ok` kjt jk o ejjc tbrjuhb fosgs

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Aokohmamkt Lmms4 ?.6=% Gkimktgvm Lmms4 6>% Bghb Xotmr Aorc4 Wms Bur`em4 kjkm Agkgaua Gkvmstamkt4 $=>,>>> (gkirmosgkh tj $?>>,>>> jk 8/?/?0) Ejic ]p4 ? Wmor Xgtb`rowoes4 Ajktbey Ou`gt Fmksjk & Kmll Emhoe Vgibor`sjk & Ossjigotms O`agkgstrotgvm ]kcor Yystmas ^rgam Frjcmr FPGH Iustj`gok Hje`aok Yoibs Gk`mpmk`mkt orty Pja \okim, \okim & Feogr EE^* Lmm sibm`uem mllmitgvm ??/>7.

Im`or Irmmc ^ortkmrs

7/22/2019 Tim Eriksen Road Less Traveled

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Ijktoit Gkljraotgjk4

Pga MrgcsmkMrgcsmk Iopgtoe Aokohmamkt=

7/22/2019 Tim Eriksen Road Less Traveled

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Mrgcsmk Iopgtoe Aokohmamkt - Pbm Vjo` Emss Provmem`

Oppmk`gx O

Pbm Y&^ =>> Vmturks orm rmpjrtm` usgkh tbm Y&^ =>> @mpjsgtjry VmimgptPrust (Y^@V) wbgib tro`ms uk`mr tbm tgicmr syafje Y^W, os rmpjrtm` jk

Wobjj! Lgkokim. Vmgkvmstm` gvg`mk`s orm gkieu`m` gk tbmsm lghurms. O

sprmo`sbmmt sbjwgkh Y^W pmrljraokim vmrsus tbm Im`or Irmmc ^ortkmrs Luk`gs ovogeofem upjk rmqumst.

Iurrmkt ymor rmsuets ljr Im`or Irmmc ^ortkmrs orm ukou`gtm`.

Kos`oq rmsuets mxieu`m gvg`mk`s um tj tbmgr gaaotmrgoegty.

^ost rmsuets orm kj huoroktmm jl luturm rmsuets ok` kj rmprmsmktotgjk gs ao`mtbot ok gkvmstjr wgee jr gs egcmey tj oibgmvm rmsuets sgageor tj tbjsm sbjwk. Oeegkvmstamkts gkvjevm rgsc gkieu`gkh tbm ejss jl prgkigpoe.

Luk` tro`m bgstjry ovogeofem upjk rmqumst.