Securities cleared and accounts held throughPershing, LLC., a Bank of New York Mellon

Company

Bank of New York Mellon

Pershing, LLC – Member New YorkStock Exchange

Securities offered through Delta Equity ServicesCorp. Member FINRA SIPC � Advisory Services

offered through Delta Global AssetManagement � 579 Main St. Bolton, MA 01740

USA 978.779.5361 � www.deltaequity.com

Securities products are not insured by FDIC, arenot deposits or other obligations of and are not

guaranteed by First National Bank, and aresubject to investment risks including loss of

principal

i

The Security of Independence

Time to make a move.

The Security of Independence

1

TheBank ofNewYork is the oldestUS banking

concern, foundedbyAlexander

Hamilton in 1784.

Leverage the Security andGlobal Capabilities of TheBank of New York Mellonto Attract and Retain ClientsInvestment clients are seeking thesafety of established and wellcapitalized clearing and custody firmsin this climate of volatile financialmarkets and institutions. Delta Equitybrokerage accounts are held andsecurities are cleared throughPershing, LLC, a Bank of New YorkMellon company.

The Bank of New York Mellon isthe oldest US banking concern incontinuous operation. The Bank wasfounded by Alexander Hamilton in1784. Trading under the NYSE tickersymbol BK, The Bank of New YorkMellon has locations across 6 continentsin 34 countries with a worldwidestaff of more than 40,000 employees.The company has more than$20 trillion in assets under custodyand administration and more than$1 trillion in assets under management.

Pershing, LLC, founded in 1939, isamong the world’s largest correspondentclearing firms. Through its worldwidefacilities, Pershing provides integrated,

multilingual, multicurrency capabilitiesincluding execution, clearing,settlement, custody and reportingservices. Pershing has executioncapabilities in 60 countries.

Excess Account ProtectionPershing investment accounts havethe benefit of one of the industry'sstrongest protections against financialinstitution failure. In addition toPershing's capitalization of over$1 billion and the resources of Bankof New York Mellon, accountshave insurance coverage up to anaggregate of $1 billion, with$1.9 million for cash at the individualaccount level. (Of the total netequity of the account, SIPC provides$500,000 of coverage, including$100,000 for cash in the account).Excess SIPC insurance coverage isprovided by Lloyd's of London.

Privately Owned and OperatedDelta Equity has been privately ownedand operated since its inception in1985. We are committed to remain anindependent company and to grow ourbusiness by catering to individuals whoshare our goal of conducting a highquality investment business by deliveringa solid value proposition to clients.

Our advancedtechnology

platforms arefully integratedto providemoreefficient practicemanagement

at a lowmonthly cost.

Manage and GrowYour Business with OurAdvanced TechnologySolutionsDelta Equity offers one of the industry’smost advanced and comprehensivetechnology platforms. All of thecomponents fully integrate with accountand client data to achieve maximumefficiency in managing an investmentpractice and communicating withclients and prospects.

Access to all of these technologies isavailable through Delta Equity at asurprisingly low monthly cost.

ContactManagement

(CRM)

AccountHouse

Holding

Financialand TaxPlanning

AutomatedClient Billing

PortfolioAnalytics

DocumentManagement

ProposalGeneration

AssetAllocation

OrderEntry

PerformanceReporting

INTEGRATEDTECHNOLOGYSOLUTIONS

Commission, Fee-Basedand International BusinessAre Fully Supported onOur PlatformWe provide full support for all typesof business including transactional,advisory and international business.

Open Platform for Fixed IncomeSecurities: Our fixed income productplatform, Bond Central, displaysinventory from more than 75 majordealers including: treasury, corporate,municipal and emerging marketbonds, certificates of deposit,structured products, preferred stock,unit investment trusts and new issues.Our advisors also have the opportunityto shop their fixed income productfrom other dealers which are notrepresented on Bond Central, thusensuring that clients can obtain quoteson the best available prices.

Access to All Major ForeignMarkets and Currencies: We provideexecution capabilities in more than60 countries with international agencytrading services available on a 24-hourbasis. Investors can display accountassets and convert money balancesin 50 local currencies as well asfinance securities transactions in theirbrokerage accounts.

A Full Suite of Products andServices for Advisor ManagedAccounts: We provide a fullyintegrated technology platform tomanage client assets which includescapabilities for: portfolio analytics,asset allocation, portfolio rebalancing,performance reporting and automatedclient billing. We also provide multipleresearch tools to rank assets anddevelop recommendations to constructmodel portfolios delivered by leadingindependent research providers.

Access to the Industry’s PremierMoney Management Firms:Investors who are seeking managedaccount solutions have access to mostof the premier money managementfirms. Our technology allows advisorsto analyze client portfolio holdingsto determine suitability, performanceand risk, and to generate a detailedproposal for asset allocation andrecommended money managers.

Investment Products and Servicesfor the International Client:We provide integrated multilingual andmulticurrency capabilities for clientsthroughout the globe. In addition tohaving execution capabilities in over60 countries, clients can access theiraccounts and utilize their credit/ATMcard on six continents. We offer acomplete set of offshore mutual fundsand money market accounts which aretailored to foreign investors. Investorscan also leverage their portfolio assetsto access credit at low interest rates.

Alternative Investments:We offer a full range of alternativeinvestments for the high net worthclient. These include structured products,hedge funds, specialized moneymanagers and private equity offerings.

2 3

Expand Your ClientServices with Our WealthManagement SolutionsOur products, services andtechnologies allow advisors to serviceall of their clients’ investment, bankingand financial management needsthrough one source. Proactivelypositioning your business to service alarger share of the client’s total assetsgenerally results in greater client loyaltyand in higher revenues to the advisor.

Increase Your Net Worthby Maximizing the Valueof Your PracticeWith an independent firm like DeltaEquity, a properly structured investmentpractice can yield a selling pricebetween 1.5 and 2 times revenue inthe event that the advisor decides toexit the business. The price of thebusiness depends on several factorsincluding the levels of fee versuscommission business, clientdemographics, referral channels,growth rates, expenses and technologyinfrastructures. Through our affiliationwith FP Transitions, we can provideour advisors with a ComprehensiveValuation Report to establish the valueof the business and recommendchanges to increase its attractivenessto potential buyers.

By affiliating with Delta Equity,advisors can realize a substantialincrease in both their annual earningsand their net worth. Through thePershing network of approximately100,000 financial advisors, the universeof buyers and sellers is the largest ofany clearing organization; and clientaccounts can be transferred from onebroker dealer to another withoutACAT and other account transfer fees.

With the higher payouts availablethrough Delta Equity and the highervaluation for an investment practice thatcan be realized on our independentplatform, advisors can reap greaterrewards from their hard work.

� Full-featured internet accessfor clients

� On-line Banking,Bill Payment and FinancialManagement Tools

� Tax Advantaged InvestmentAccounts for fundingretirement, education,health care and philanthropy

� Trustee Services forSimple and Complex Trusts

� Portfolio Lending Solutionsto provide maximum liquidity

� Wealth ManagementSolutions for high net worthclients

A FULL SUITE OF WEALTHMANAGEMENT PRODUCTS

AND SERVICES

Weprovidemulti-currency

executioncapabilitiesinmore than60 countries.

A properlystructured

investment practicecan yield a sellingprice between1.5 and 2 times

revenue.

54

Brand and Grow YourBusiness with Our MarketingTools and Services

At Delta Equity, we have dedicatedresources to support our advisors’marketing and practice developmentefforts. In addition to providing ouradvisors, at no cost, with a wide rangeof customizable and professionalmarketing materials which describethe various products and servicesavailable on our platform, we supportthe promotion of their brand identity.

Web-based marketing andcommunications are becoming anincreasingly important component togrowing an investment business.Delta Equity has the products andtechnical support services to ensurethat our affiliates obtain maximumvalue from web-based communications.

Increase Your Net Incomewith the Industry’s TopCompensation Grid

Our industry research indicates thatDelta Equity provides one of theindustry’s best overall payout packages.Our un-bundled pricing allows ouradvisors to retain 90% or more oftheir fee and commission business,and pay only for the products andservices which they need to supporttheir practice.

The commissions and fees paid to ouradvisors, net of all charges, are typically10 to 20 percent higher than those ofthe major independent firms and 75to 100 percent higher than thepayouts at the major wire-houses andregional firms, including all deferredcompensation and fringe benefits.

The combination of our payout packageand the scope of our products andservices has resulted in the ranking ofour financial advisors as among theindustry’s highest in average annualproduction and in average client assetsper advisor. We also have one of theindustry’s highest retention rates forfinancial advisors.

Set up Your Officeand Move Your Bookwith Our ExceptionalTransition SupportWith our superior ranking in averageclient assets per financial advisor,we have significant expertise intransferring the accounts of successfulfinancial advisors. The process beginswith an in-depth discussion of anycontractual or other legal issueswhich may impact the transfer ofclient accounts.

As a Protocol Signatory Firm, DeltaEquity can guide advisors who arerestricted by a non-solicitationagreement through the steps whichcan afford protection from litigationwhen the advisor solicits clients uponleaving a major firm. In successfultransitions, advisors generallyretain more than 90 percent of theirclient assets.

We work closely with our advisorsto design a detailed work plan foraccomplishing a successful transition.This involves addressing all legalissues; determining an appropriatebranding strategy; printing stationeryand business cards; implementing awebsite; preparing account transitionpaperwork; setting up an office withfurniture, office equipment and ITsystems; and approving clientcommunications.

We provide on-site training andtechnical support to each new officeat our expense. Our team of transitionspecialists will remain on site until theoffice is up and running with all majorinfrastructure systems in place.

Our team oftransition specialistswill remain on siteuntil the office

is up and running.

Weworkwithour advisors,

rather than againstthem, to supporttheirmarketing

initiatives.

� Brand name andlogo development

� Customizable marketingmaterials and brochures

� Full-featured web-sitetemplates

� Expedited review ofadvertising and salesliterature

� Technical support forweb-based communications

� Legal services fororganizing a company

MARKETING AND BUSINESSDEVELOPMENT PRODUCTS

AND SERVICES

66

Securities cleared and accounts held through Pershing, LLC, a Bank of New York Mellon Company

The Bank of New York MellonNYSE Ticker BK

Pershing, LLCMember New York Stock Exchange

Delta Equity Services Corporation579 Main St. Bolton, MA 01740 USA

(800) 649-3883 � International 01 978 779-5361 � www.deltaequity.com

Member FINRA SIPC. Advisory services offered through Delta Global Asset Management