The top 6 canadian banks selected indicators of fy 2015 results - d pershad -dec 2015
The top 6 canadian banks selected indicators of q3 2012 results - d pershad
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11-Sep-2014 -
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A brief review of some key performance indicators for the top 6 Canadian banks' Q3 2012 business results.
Transcript of The top 6 canadian banks selected indicators of q3 2012 results - d pershad
A Winning 3rd Quarter for Canada's Top Banks
The top 6 Canadian banks reported 3rd quarter collective net income of over $7.5 billion, well past analysts’ estimates , despite:
• Financial turmoil in the U.S. and Europe, and
• Worries about domestic debt and an over-valued real estate market (source: CBC)
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Key Performance Indicators
Among the key performance indicators for the top 6 banks are:
• Total Revenue
• Net Income
• ROE (Return on Equity)
• EPS (Earnings per Share)
The following charts show how each bank performed in a universe of top 6 bank results. (Sources: Reported Top 6 Banks’ Q3 results)
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Top 6 Banks – Q3 2012 % Share of Top 6 Revenue
• Not too many surprises in terms of total revenue, with RBC leading the way
• Scotia showed an impressive gain from Q3 2011 to Q3 2012
Total Revenue $ - Q3 2012 Q3 2011 % Change VYA
RBC 7,756.0 6,897.0 12.5
TD 5,841.0 5,384.0 8.5
Scotia 5,512.0 4,298.0 28.2
BMO 3,878.0 3,380.0 14.7
CIBC 3,149.0 3,131.0 0.6
National Bank 1,221.0 1,157.0 5.5 4
Net Income $ - Q3 2012 Q3 2011 % Change VYA
RBC 2,240.0 1,683.0 33.1
TD 1,703.0 1,490.0 14.3
Scotia 1,437.0 1,303.0 10.3
BMO 970.0 856.0 13.3
CIBC 841.0 591.0 42.3
National Bank 379.0 336.0 12.8
Top 6 Banks – Q3 2012 % Share of Top 6 Net Income
• RBC led the way in share of top 6 net income (vs. TD in Q2 2012), thanks to a 33% jump from Q3 2011
• CIBC also showed an impressive gain of 42% vs. Q3 2011
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Top 6 Banks – Q3 2012 Return on Equity (ROE)
• Again, RBC led the way in ROE ranking (vs. CIBC in Q2 2012)
• CIBC also showed an impressive gain of 27.5 % vs. Q3 2011
ROE - % Q3 2012 Q3 2011 % Change VYA
RBC 22.7 19.2 18.2
TD 15.3 16.1 -5.0
Scotia 17.0 19.1 -11.0
BMO 14.5 16.4 -11.6
CIBC 21.8 17.1 27.5
National Bank 21.3 21.6 -1.4
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Top 6 Banks Q4 2012 Earnings Per Share (EPS)
• Preventing a clean sweep by RBC, National Bank led in Earnings per Share (EPS)
• Both CIBC and RBC however posted significant improvements vs. Q3 2011
EPS $ - Q3 2012 Q3 2011 % Change VYA
RBC 1.47 1.10 33.6
TD 1.79 1.60 11.9
Scotia 1.16 1.10 5.5
BMO 1.42 1.34 6.0
CIBC 2.00 1.35 48.1
National Bank 2.16 1.90 13.7 7
