2012 Officers and

Board of Directors

President: Vic (Bill) Smith

President-Elect: Rudy Zetz, Jr

Secretary: Peg Gahles

Treasurer: Michelle Branham

Directors: Lisa Dowling

Lisa Hough

Pam Keczmer

Shirley Lyden

Leslie Pazur

Beverly Pietrandrea

Janice Razaire

Michael Witterman

Bridget Wysocki

Immediate Past-President

Keith DeVries

Affiliate Director:

Ted George

Association Executive:

Karen Fuller

Beaver County Association of REALTORS®

AUGUST 2012 PRESIDENT’S LETTER

THE REALTOR REPORT

Hello Everyone,

This has been a fantastic year so far. The association is having a

year similar to the Pittsburgh Pirates. A special thanks to the

nominating committee consisting of Janeen Agudio as Chair-

person, Joe Vular, Leslie Chaklos, Colleen Debo, Karen Hutman,

Amy Logan, and Jean Randza. The election slate will be given at

the September 5th membership meeting and you will see the great

job they did in finding candidates.

The next scheduled association meeting is on September 5th at

the Monaca Turners and Jim Palmer from the Beaver County

Corporation for Economic Development will be our guest speaker.

He will be addressing many of the future plans in Beaver County.

The Next event is the Steak Gate on October 4th at Two Mile

Run Park. Bev Pietrandrea and her committee is planning a great

evening for everyone. Remember to bring your nonperishable food

item for the local food bank.

On November 7th will be the Annual Charity Auction to be held

at Javy’s. Last year as an association we were able to donate over

$13,000 to local charities. To accomplish this goal we need everyone

to participate in the donations, plan on attending the auction, and bid-

ding on items. There is still room on the committee if you would like

to volunteer to help with this event. You can contact myself at 724-

774-2222 Ext 218 or the association office at 724-774-4126 to

volunteer. God Bless.

Vic

Beaver County Association of REALTORS®

General Membership Meeting

Happenings in Beaver County

When: Wednesday, September 5, 2012 Dinner Choice:

Where: Monaca Turners Stuffed Chicken Breast or

(1700 Brodhead Rd, Monaca) Stuffed Pork Chop

Time: 6:00pm Registration

7:00pm Dinner

Cost: $16.00 Host Office: Northwood Realty Services

RESERVATION & DINNER CHOICE DUE BY AUGUST 28th.

CALL BCAR AT 724-774-4126

Show your REALTOR Pride and wear you pin.

BCAR offering Code of Ethics as CE Class

Watch for more details about the association offering the Quadrennial

Code of Ethics requirement as a continuing education class in the Fall.

The Quadrennial Code of Ethics is a requirement for your National, State,

and Local association memberships. It is required by December 31, 2012.

Some may have taken a Code of Ethics class as CE in this last license

renewal. If you did and it was not sponsored by Beaver County Assoc of

REALTORS®, you will need to send a copy of the transcript by either fax at

724-774-1984 or email to bcar3@verizon.net.

The association sponsored classes in October 2011 and March 2012, I have

those individuals listed for the Quadrennial Code of Ethics Training.

Guest Speaker Jim Palmer, Beaver County Economic Development

Member Changes: Joseph Gradwell is now with Bovard-Anderson Company in Beaver.

Condolences to Vanessa Augspurger of Prudential, Beaver and family in the passing of her mother. To send Vanessa a card the address is 200 Wedgewood Oval, Aliquippa, PA 15001.

*** If you have something you would like to put in the Rapper, just call BCAR at 724-774-4126 and we will get it in for you. ***

All items for the Rapper must be in by the FIRST FRIDAY of each month.

CODE OF ETHICS

Article 4: When buying or selling on their own account or for their families

or firms, REALTORS make their true position or interest known.

Important Information about Real Estate License Renewal

Staff of a local association recently contacted PAR to tell them that while checking membership lists against

SREC license data, they discovered a number of members who appeared to have not renewed their licenses.

These aren’t people who have dropped out of the business – most indicated that they had mailed their renewal

forms to the Commission, but the Commission says that they never received or processed the paperwork. As

a result, these individuals do not have currently active licenses. In order to practice, they may be required to

pay the reactivation fee ($116 for agents, $201 for broker, plus $5/month in late fees), as well as providing CE

transcripts and stating whether or not they practiced real estate after the renewal date.

PAR does not know if this is a widespread problem, as the recent contact was the first they heard of it. The

Commission staff who handles the renewal process has said she’s not aware of a substantial problem, though

she wouldn’t be, if the problem is that paperwork never made it there.

To help protect our members, we’d suggest the following:

(1) Notifying the members that this issue may exist.

(2) Recommend that the members double-check their license status online at http:/www.licensepa.state.pa.us/.

It will only take a moment, and you’d be spared the problems that would occur if it turns out your licensing

paperwork wasn’t actually processed.

Thus far, it appears to only have affected licensees who renewed by mail, and Commission staff says any

licensee whose license wasn’t renewed by May 31 would have received a notification postcard in the mail,

so those would be two good indicators of a possible problem. If a renewal hasn’t occurred, the members

should immediate contact the Commission.

If you have any questions, please contact BCAR at 724-774-4126. Also if you find this has happened to

you, let me know, so I can keep track. If this affects a lot of the membership then PAR may need to get

involved.

Code of Ethics Training Online Course

It is a requirement of your membership to take Code of Ethics training every four years. The

Quadrennial Code of Ethics Training is due by December 31, 2012. You can take the course online

at www.realtor.com. Hover your mouse over education and click on Code of Ethics Training.

Then click on existing REALTOR code of ethics training and then click take the online course.

The association will automatically be notified that you took the course online. This notification is

used to update our information here and know who has and has not taken the course.

NEWSLETTER NAME and LOGO CONTEST

We would like to thank all those who submitted entries for the newsletter

name change and the logo contest.

The newsletter name change winners were BJ Mike of Prudential and Joe

Carofino of Advantage Homes. They both submitted “The Realtor Report”.

The logo contest winner was Michelle Branham of Coldwell Banker.

Be looking for the logo.

Thank you again to all who participated.

Members Can Order Their 2012 Card

Members of the National Association of REALTORS® can visit the Member Guide to customize

the tools and information they value most, including the newly designed 2012 membership card.

Members are encourage to personalize their card by choosing a custom background, add up to

six of their designations and certifications or order a plastic version today. Login to the Member

Guide to get started.

You can copy and paste this address into your browser to access the membership card.

http://memberguide.realtor.org/my-membership/my-

card?cid=MK00108&om_rid=AAAY8w&om_mid=_BQIrZ$B8tYSlUA&om_ntype=INSWeekly

You will need your NRDS # to log in. Please call BCAR if you need help with that information.

AFFORDABLE HOME LOAN PROGRAMS

FHA Program

▪ Minimum Down Payment

▪ Down payment and closing costs may be gifted

▪ Non-occupant co-borrowers are allowed!

First-Time Homebuyer Program

▪ Low down payments

▪ Down payment and closing costs may be gifted

▪ No Private Mortgage Insurance (PMI) required

▪ Choose fixed-rate loan amounts up to $200,000.

Denise Baker

Mortgage Loan Specialist

NMLS #288338

Home Savings Beaver Office

Office: 724-770-0700

Cell: 330-719-5217

Email: dbaker@homesavings.com

UPCOMING EVENTS:

August 28th Reservations Due for General Membership Meeting September 5th General Membership Meeting September 20th Next Affiliate Meeting October 4th 2nd Annual Steak Gate November 7th Annual Charity Auction

Charity Auction Volunteers

It is time to start thinking about the Annual Charity Auction.

We are looking for volunteers to help with this worthwhile event.

Even if you have just a few hours and would like to be involved,

we have a job for you. Contact Auction Chair Vic Smith at

724-774-2222 or the association office at 724-774-4126 and let

us know you would like to help.

PA CRS Chapter Sponsoring CRS 206 Technology Class October 29 and 30, 2012

Hello Realtor ,

The PA CRS Chapter is sponsoring"CRS 206 Technology Tools to Help You Succeed With To-day's Consumer",on October 29 and 30 at the Lancaster Association of Realtors office. This class will help you learn about technologies that streamline the way you handle contacts and follow-up systems. Well known CRS instructor, Mike Selvaggio will be teaching the class. For more details please contact Tracy Matroni at 717-569-4625 or tmatroni@lcaronline.com.

Designation Class Locally

The Education Committee would like to offer a designation class locally and we need

your input at to what designation your are interested in obtaining. You may even

wonder what those initials stand for.

ABR Accredited Buyer Representative

ALC Accredited Land Consultant

CCIM Certified Commercial Investment Member

CIPS Certified International Property Specialist

CNE Certified Negotiating Expert

CPM Certified Property Manager

CRB Council of Real Estate Brokerage Managers

CRE Counselor of Real Estate

CRS Council of Residential Specialists

GAA General Accredited Appraiser

GRI Graduate, Realtors Institute

RAA Residential Accredited Appraiser

SIOR Society of Industrial and Office REALTORS

SRES Senior Real Estate Specialist

If you are interested in a designation, please call the association office

at 724-774-4126 and we will see about sponsor a class locally.

DONATIONS ACCEPTED UNTIL SEPT 5th MEMBERSHIP MEETING.

Beaver County Association of REALTORS®

Phone: 724-774-4126

Fax: 724-774-1984

iMORTGAGE SERVICES, LLC Phone: 412-445-3102

Representative: Christopher Seymour Serve Nationwide

Products/Services Offered: Full Title and Closing Services, Appraisal Management, Appraisal Reviews,

Broker Price Opinions (BPOs), REO Asset Management, Field Services, Property Inspections and

Default Valuations

____________________________________________________________________________

INKSTAR, LLC Phone: 724-847-2940

Representatives: Rich and Susan Fudurich

Serve Surrounding Areas

Products/Services Offered: Business Printing—Business Cards, Stationery, Brochures, Design Services,

and Bulk Mailing

________________________________________________________________________________________

INSURANCE UNLIMITED Phone: 724-728-2620

Representative: Craig W. Nunamaker

Serve Allegheny, Beaver and Butler Counties

Products/Services Offered: Independent Agent specializing in personal lines Home, Dwelling, and Auto

also Motor Cycle, Boat, Small Business, and Life.

________________________________________________________________________________________

J.L. CAMP INSPECTION SERVICES, INC. Phone: 724-495-2331

Representatives: Tom and Terri Laurito

Serve Allegheny, Beaver, Butler, Lawrence and Washington Counties

Products/Services Offered: Home Inspections, Pest (WDI) Inspections, Well Testing, Septic Testing,

Radon Testing and Mold Testing.

Note: Information displayed in alphabetical order and supplied by the affiliates from the 2012 Affiliate Information.

E-mail: bcar3@verizon.net

Website: www.mybcar.com

AFFILIATE INFORMATION

650 Corporation Street

Suite 401

Beaver, PA 15009