NATIONAL ASSOCIATION OF INSURANCE & FINANCIAL ADVISORS

NAIFA NEBRASKA HEARTLAND

Advocate, Educate, Legislate & Motivate

The President’s Message

November 2014

Board of Directors

Matt Green, President

Dave Skutnik, Past

President and National

Committeeperson

Kristy Cavanaugh,

President Elect

Patti Wissing, Secretary/

Treasurer

Ty Benton

Jeb Brant

JJ Green

Michael Hutchinson

Kent Koch

Dan Yost

Inside this issue:

Birthdays/Anniversaries 2

Calendar of Events 3

New Member Spotlight 5

Upcoming Joint Meeting 6

Code of Ethics 7

Vision & Mission Statement 8

Membership 9

IFAPAC Contribution Form 10

Corporate Sponsors 11

Board of Directors 12

Matt Green, President

For those Heartland NAIFA members who do business in the health insurance part of our industry, it is that time of year again! Open enrollment will begin in earnest on November 15th, 2014, and run through February 15th, 2015. This 2nd open enrollment period should provide some additional meeting opportunities to work with new and existing clients on all lines of business. Our agency has used the open enrollment periods to cross sell both existing and new clients with great success! Hopefully you will find these open enrollment periods an opportunity to grow both your client base and book of business!

Our annual NAIFA movie matinee will be on December 13th and we are looking for volunteers. We will need some volunteers to be at the Grand Theater that day to help clean up after the movie is over. We also are looking for NAIFA members to donate bikes for the giveaway before the show. It is always our goal to give away at least 2 girl’s and 2 boy’s bikes. Please contact either Diane or myself if you are interested in donating a bike or helping with clean up. Be on the lookout for information in the next newsletter for which movie we will be showing!

MILESTONES

HAPPY DECEMBER BIRTHDAYS

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HAPPY DECEMBER ANNIVERSARIES

Glenda Evers (Dick’s wife) 12-3

Matt Geiser 12-4

Todd Cole (Jamie’s husband) 12-4

Connie Sjuts (Allen’s wife) 12-8

Ginger Arvizo 12-14

Stacey Rust 12-14

JJ Green 12-21

Tom Reisdorph 12-21

Marti Sanchez (Greg’s wife) 12-21

Dan Yost 12-22

Patricia Haynes (John’s wife) 12-24

Janie DeMuth (Martin’s wife) 12-26

Steve Heath 12-28

Lisa and Jerry Huismann 12-18

Steve and Eileen Johnson 12-30

John and Krystal Posey 12-31

HEARTLAND NAIFA 2013-2014 MEETING CALENDAR

Nov. 5th Joint meeting with Central. Nebraska Nature and Visitor Center in Alda.

Dec 13, 2014 NAIFA Day at the movies. Grand Theater in Grand Island. More details to follow.

Jan. 16, 2015 General Membership Meeting. Lochland Country Club in Hastings, NE. More details to follow.

Feb. 5, 2015 Legislative Day in Lincoln. More details to follow.

Feb. 20, 2015 Joint meeting with Central. Nebraska Nature and Visitor Center in Alda. More details to follow.

Apr. 15-17 NAIFA Forum—Embassy Suites in LaVista, NE (tentative) 2015 More details to follow.

Apr. 24, 2015 Annual Awards Luncheon—Riverside Golf Club, Grand Island. More details to follow.

May 19-20 NAIFA Congressional Conference, Washington DC. More 2015 details to follow

We sincerely hope all of you will attend as

many meetings as possible. We will strive to

have the best meetings and speakers

possible.

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NEW MEMBER SPOTLIGHT

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Welcome to our newest Heartland member,

Heidi Adams!

Heidi is a Financial Advisor for New York Life

with Hutchinson and Associates. Mike

Hutchinson also happens to be her Dad, so she is

following in her father’s footsteps.

Heidi is married to Jordan Adams who is an

outside sales consultant with Garrett Tire. Jordan

and Heidi have 2 children Brook and Brock. In

her spare time Heidi enjoys reading and relaxing

with her family.

Welcome to Heartland Heidi. We are happy to

have you join us.

UPCOMING JOINT MEETING

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Thank you to those that registered for the Joint meeting

in Alda on the 5th. Registration is now closed. We are

looking forward to learning new ideas to grow our

business gain new clients and meet client needs. See

you there!!

Registration is from 8:00-8:30

Workshop is from 8:30-11:30

Lunch will be served at 11:30

Stephanie Holmes-Winton is a financial services educator, speaker, and radio/television commentator. She is CEO of The Money Finder and founder of the Certified Cash Flow Specialist designation program.

Dan Allison uses his background in clinical and behavioral psychology to assist businesses across the country in better understanding their clients and growing their bottom line through referrals (speaking in Omaha, Lincoln, Alda locations)

CODE OF ETHICS

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PREAMBLE: Helping my clients protect their assets and establish financial security, independence and eco-nomic freedom for themselves and those they care about is a noble endeavor and deserves my promise to support high standards of integrity, trust and profes-sionalism throughout my career as an insurance and financial professional. With these principles as a foun-dation, I freely accept the following obligations:

To help maintain my clients’ confidences and pro-tect their right to privacy. To work diligently to satisfy the needs of my clients. To present, accurately and honestly, all facts essen-tial to my clients’ financial decisions. To render timely and proper service to my clients and ultimately their beneficiaries. To continually enhance professionalism by develop-ing my skills and increasing my knowledge through ed-ucation. To obey the letter and spirit of all laws and regula-tions which govern my profession. To conduct all business dealings in a manner which would reflect favorably on NAIFA and my profession. To cooperate with others whose services best pro-mote the interests of my clients. To protect the financial interests of my clients, their financial products and my profession, through political advocacy.

The Vision and Mission of NAIFA

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Vision Statement:

The National Association of Insurance and

Financial Advisors protects and promotes the

critical role of insurance in a sound financial plan

and the essential role provided by our professional

agents and advisors.

Mission Statement:

The mission of the National Association of

Insurance and Financial Advisors is to advocate for

a positive legislative and regulatory environment,

enhance business and professional skills, and

promote the ethical conduct of our members.

HEARTLAND NAIFA MEMBERS

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Heidi Adams, Todd Anania, Kevin Armstrong, Ginger Arvizo,

Judy Barnes, Ty Benton, Duane Biede, Jeb Brant, Brad Carlson,

Nate Casey, Kristy Cavanaugh, Vincent Christensen, Jamie Cole,

Martin Demuth, Dick Evers, Mike Fergen, Matt Geiser,

Sean Gellatly, J.J. Green, Matt Green, Monte Hack,

Shannon Hannappel, John Haynes, Steve Heath,

Paul Hoos, Loren Huber, Rodney Hunt, Lisa Huismann,

Michael Hutchinson, Jeremy Jensen, Kris Jerke, Holly Johnson,

Steve Johnson, Rocky Kershaw, Kent Koch, Cheryl Kosmicki,

Jerry Kuhlmann, Tony Larsen, Cory Lenners, Michael Lorenz,

Craig Marmie, Erin Marick, Dennis McCarty, Dayla Mamot-Sack,

Joshua Meier, Julie Meier, James Meyer, Lee Mohr,

Thomas Mortimer, Scott Norlen, Tim O’Connor, John Posey,

Terry Regan, Tom Reisdorph, Randy Rhodes, Joni Rodabaugh,

Stacey Rust, Steve Ryan, Vincent Ryan, Bill Sabatka,

Melisa Salter, Greg Sanchez, Mary Santin, Kay Sawyer,

Kyle Sawyers, Larry Schanaman, Laura Schneider,

Adam Schwoerer, Allen Sjuts, Dave Skutnik, Jon Smith,

Don South, Anita Speece, Randy Spiehs, Ken Steinbeck,

Tom Strand, Ryan Sullivan, Jeffrey Swanson, Mike Theis,

Diane Volden, Sydney Widga, Lisa Willman, Patti Wissing,

Denise Wray, Dan Yost, Denise Zabka.

IFAPAC contributor names are in blue

86

MEMBERS

STRONG

IFAPAC

contributors

As of 9-30-14

Three Easy Ways to Contribute to IFAPAC

Name ____________________________________________ __________NAIFA Member # __________________

Company _______________________________________________________________________________________

Address _________________________________________________________________________________________

City _____________________________________________State ___________________ Zip ___________________

❏❏ I would like to make my contribution in one annual amount:

❏❏ Enclosed is my personal check for $_______________

❏❏ Please charge my personal (circle one) q Visa q MasterCard q American Express q Discover

Account # _________________________________________ Exp. Date _______________ Security Code __________

For a single, annual amount $ ________________ Signature ___________________________________________________ (PLEASE NOTE: WE CANNOT CHARGE CREDIT CARDS MONTHLY)

MONTHLY BANK DRAFT AUTHORIZATION

❏❏ I currently give on bank draft at $_________ a month. Please increase my monthly contribution to $_________ per

month. Signature_______________________________________________________________________________________

❏❏ I would like to enroll in the monthly bank draft plan. Enclosed is my check for the first month’s payment. I have

completed the information requested below.

I hereby authorize IFAPAC to withdraw from my account the amount specified below every month. This authorization will remain in effect until re-

voked by me in writing and, until IFAPAC receives such notice, I agree that IFAPAC shall be fully protected in honoring such withdrawals. In consider-ation of IFAPAC’s compliance with such request and authorization, I agree that IFAPAC’s treatment of each such check and IFAPAC’s rights in re-spect to it, shall be the same as if it were signed personally by me and that if any such check be dishonored, IFAPAC shall be under no liability whatso-

ever even though such dishonor results in the forfeiture of IFAPAC membership.

WHEN SIGNING UP FOR BANK DRAFT, REMEMBER TO ENCLOSE A VOIDED CHECK

Name of depositor as shown on bank records

_________________________________________________________________________

Account number _________________________ Routing number ________________________________________

Name of bank and address of bank branch where account is maintained ____________________________________

4. Amount of draft per month $ ___________________________________

5. Signature of depositor (s) as shown on bank records: __________________________________________ Date

_________________(if joint) ______________________________________________________________________________

Return form & contributions (or voided check) to: IFAPAC; 2901 Telestar Court; Falls Church, VA 22042-1205 or

fax bank draft application with voided check or credit card contribution to 703-770-8151. Contribute online at

www.naifa.org/ifapac.

Contributions to IFAPAC are voluntary and contributed to candidates for elective office. Your contributions will be divided between your state association IFAPAC and IFAPAC National, if you have directed NAIFA to do so (see reverse side). You can contribute more or less than the suggested amount. The amount contributed will not benefit or disadvantage you in any way. You have the right to refuse to contribute without reprisal. Corporate contributions to IFAPAC’s political fund are prohibited. Contributions to IFAPAC are not deductible for federal income

tax purposes.

CLUB TYPE ANNUAL CONTRIBUTION MONTHLY BANK DRAFT

Capitol $5,000 $416.00/month

Emissary $2,500 to $4,999 $210.00/month

Diplomat $1,000 to $2,499 $84.00/month

Envoy $500 to $999 $42.00/month

Statesman $300 to $499 $25.00/month

Ambassador $200 to $299 $17.00/month

Century $100 to $199 $8.50/month

Investor $50 to $99 $5.00/month (minimum for bank draft)

THANK YOU TO OUR CORPORATE SPONSORS

Click on the logo to access the sponsor’s web page

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Brokerage Services Inc. Transamerica

YOUR 2014-2015 BOARD OF DIRECTORS

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Kent Koch, Board Director Dan Yost, Board Director Diane Volden, Executive Director

Matt Green, President Dave Skutnik, Past President &

National Committeeman

Kristy Cavanaugh, President Elect Patti Wissing, Secretary/

Treasurer

Ty Benton, Board Director Jeb Brant, Board Director JJ Green, Board Director Michael Hutchinson, Board

Director