*Please see reverse side for more information regarding the sectors. They are based on the Global Industry Classification Standard (GICS) which was developed by Morgan Stanley Capital International (MSCI) and consists of 10 sectors. ACWI is defined as All Country World Index. They are a market capitalization weighted index designed to provide a broad measure of equity-market performance throughout the world and is comprised of stocks from both developed and emerging markets.

Perils of chasing hot sectors

The perils of chasing hot sectorsHistory shows that the relative performance of various sectors changes from year to year. More importantly, these changes are not predictable. That’s why an investor’s biggest ally is staying invested and diversifying according to their comfort level with market volatility.

The chart reinforces this strategy by illustrating that sectors that are among the best one year could be among the worst the next. By diversifying across different sectors and not trying to time the next hot trend, investors can offset risks and reduce volatility by balancing exposure in both positive and negative market environments.

Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Great-West Life Assurance Company. Written and published by Investors Group as a general source of infor-mation only. Not intended as a solicitation to buy or sell specific investments, or to provide tax, legal or investment advice. Seek advice on your specific circumstances from an Investors Group Consultant. Trademarks, including Investors Group, are owned by IGM Financial Inc. and licensed to its subsidiary corporations.© Investors Group Inc. 2014 MP1788 (01/2014)

RICHARD SHEPPARD CFP

Senior Financial ConsultantInvestors Group Financial Services Inc.

Tel: (403) 226-5531 Richard.Sheppard@investorsgroup.com

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u t i l i t i e s

t e l e c o m

m at e r i a l s

f i n a n c i a l s

consumer staPles

industrials

e n e r g y

i n f o t e c h

m at e r i a l s

e n e r g y

t e l e c o m

u t i l i t i e s

consumer staPles

industrials

i n f o t e c h

f i n a n c i a l s

consumer staPles

u t i l i t i e s

t e l e c o m

e n e r g y

industrials

i n f o t e c h

m at e r i a l s

f i n a n c i a l s

i n f o t e c h

m at e r i a l s

f i n a n c i a l s

industrials

e n e r g y

consumer staPles

t e l e c o m

u t i l i t i e s

industrials

m at e r i a l s

consumer staPles

e n e r g y

i n f o t e c h

t e l e c o m

f i n a n c i a l s

u t i l i t i e s

consumer staPles

t e l e c o m

e n e r g y

i n f o t e c h

u t i l i t i e s

industrials

f i n a n c i a l s

m at e r i a l s

f i n a n c i a l s

industrials

i n f o t e c h

consumer staPles

m at e r i a l s

t e l e c o m

e n e r g y

e n e r g y

u t i l i t i e s

industrials

f i n a n c i a l s

consumer staPles

i n f o t e c h

t e l e c o m

m at e r i a l s

e n e r g y

industrials

f i n a n c i a l s

t e l e c o m

c o n s u m e r d i s c

m at e r i a l s

consumer staPles

h e a lt h c a r e

i n f o t e c h

u t i l i t i e s

industrials

i n f o t e c h

f i n a n c i a l s

t e l e c o m

consumer staPles

e n e r g y

u t i l i t i e s

m at e r i a l su t i l i t i e s

c o n s u m e r d i s c

c o n s u m e r d i s c

c o n s u m e r d i s c

c o n s u m e r d i s c

c o n s u m e r d i s c

c o n s u m e r d i s c

c o n s u m e r d i s c

c o n s u m e r d i s c

c o n s u m e r d i s c

h e a lt h c a r e

h e a lt h c a r e

h e a lt h c a r e

h e a lt h c a r e

h e a lt h c a r e

h e a lt h c a r e

h e a lt h c a r e

h e a lt h c a r e

h e a lt h c a r e

i n f o T e c h h e a lT h c a r e

i n d u s T r i a l s e n e r g y c o n s u m e r s Ta p l e s

c o n s u m e r d i s c

u T i l i T i e s m aT e r i a l s T e l e c o mf i n a n c i a l s

msci acwi/ informaTion Technology

msci acwi/ indusTrials

msci acwi/ healTh care

msci acwi/ financials

msci acwi/ energy

msci acwi/ consumer sTaples

msci acwi/ consumer discreTionary

msci acwi/ uTiliTies

msci acwi/ maTerials

msci acwi/ Telecom services

The chart on the reverse was based on the All Country World Index (ACWI) developed by Morgan Stanley Capital International (MSCI). The MSCI ACWI are a market capitalization weighted index designed to provide a broad measure of equity-market performance throughout the world and is comprised of stocks from both developed and emerging markets.  The MSCI ACWI use the 10 sectors constructed by the Global Industry Classification Standard.