Sticking to your long-term asset mix is the best way to meet your investment goals

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f r o m f u t u r e P e r f o r m a n c e

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Over time and depending on market action, a balanced portfolio can drift away from the intended asset mix by a significant amount.

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the importance of rebalancingStock markets are not static and move both up and down. As a result, your asset mix — that is — the basket of different types of investments that make up your portfolio, may have shifted. Over time, your portfolio may have become weighted towards fixed income and away from equities, or conversely, overweighted in equities and underweighted in fixed income. It’s important to regularly rebalance your portfolio.

Fixed income = Scotia Capital Bond Universe (100%); Equity = S&P/TSX Composite & MSCI World (50%/50%).

P o r t f o l i o b e c o m e s t o o r i s k y

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RICHARD SHEPPARD CFP

senior financial consultantInvestors Group Financial Services Inc.

tel: (403) 226-5531 richard.sheppard@investorsgroup.com