The Group In Key Financial Indicators Outstanding Financial Performance in the Third Quarter of 2010

Fransabank Group Enlisted Among Top 1000 Banks in the World

Outreach to Members

Fransabank Syria on the Move

Local Reach

Good Things Come in Pair

Business Development Fransabank Spots the Light on the Agriculture Industry

Pioneering Housing Loan Initiatives

The Citizen BankForm, Inform and Transform

Sparkling Events with Fransabank...

I N S I G H T S O N F R A N S A B A N K G R O U P

issue

032010

© 2010 All rights reserved. Copying forother than personal or internal referenceuse without express written permissionfrom Fransabank Group is prohibited.

CONTACT US- We need your input.Please contact us with any suggestions or comments at:marketing@fransabank.com

CONTENTS

04

Lett

er to

Rea

der

06

The

Gro

up In

Key

Fin

anci

al In

dica

tors

•

Out

stan

ding

Fin

anci

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ce in

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rd Q

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f 201

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nsab

ank

Enlis

ted

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ong

Top

1000

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ks in

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Wor

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ucce

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sure

of P

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to M

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new

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saba

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yria

on

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08Li

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war

d•

H.E

. Mr.

Adn

an K

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r: T

he S

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• Fr

ansa

bank

, the

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ham

pion

in B

aske

tbal

l

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Dear Valued Reader,

Welcome to issue 3 of FB Angle Magazine, Fransabank Group’scorporate magazine. The year 2010 is close to its end, witnessinga series of successes and outstanding events at the nationallevel. So was the 2010 experience at Fransabank Group.

To us, our 2010 achievements, events, activities and products’launches all marked consecutive successes. Dynamism andeffectiveness have thus set the tone for yet another milestone inthe history of our Group that almost reached its 90th year.

All those remarkable achievements are realized and offeredthrough our continuously growing local and internationalnetwork. With our 106th branch now open in Lebanon, we prideourselves to assert once again our largest local branch networkwhich keeps on growing to be as close to you as needed. Ourgrowth strategy equally applies to our regional and internationalnetwork which is as well growing both geographically andorganically.

Those series of strategic and tactical accomplishments, whichwill continue throughout the years to come, would not have beenpossible without your continuous support, confidence and trust inus. Your loyalty and our continuous thrive to serve you will helpus maintain and enhance Fransabank Group’s position as yourBank of your choice, and one that we confidently hope will exceedall your expectations.

Fransabank Family

Letter to Reader

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The Group Performance in the Third Quarter of 2010

Outstanding Financial Performance

• The Group’s total assets roseby 19%, to reach USD 11.790billion during the first ninemonths of 2010 from USD9.921 billion

• Customers’ deposits regis-tered an increase of 15%,totaling USD 9.560 billion asat end of September 2010compared to USD 8.320 billionas at end of September 2009

• Net loans and advances tocustomers showed anincrease of 37%, reachingUSD 2.915 billion as at end ofSeptember 2010 up from USD2.124 billion as at end ofSeptember 2009

• Shareholders’ equity alsoincreased by a remarkable47%, amounting to USD 1.366billion as at end of September2010 compared to USD 927million as at end of September2009

• Net interest income regis-tered a 27% increase,amounting to USD 195 millionduring the first nine months of2010 from USD 153 million forthe same period of last year

• Net fee & commission incomeregistered an increase of 32%,thus scoring USD 33.7 millionduring the first nine months of2010 moving from USD 25.5million in the first ninemonths of 2009

• Total operating expensesincreased by 17% between thefirst nine months of 2009 and2010.

Fransabank Group continued to score record achievements and

substantial growth during the third quarter of 2010. The results of its

outstanding performance were all translated through its financial

results which registered a remarkable 43% growth in its net profits

amounting to USD 106.70 million in the first nine months 2010 as

compared to USD 74.78 million in the same period of the previous year.

Other financial indicators depicted the same upward trend:

Fransabank Enlisted Among Top 1000 Banks

in the World

The rankings are based on Tier One Capital at year end-2009 asdefined by the Basel Bank for International Settlements. For 2010,Fransabank is one of the 25 banks in the Middle East, of which sixare Lebanese, who made it to the top 1000 commercial banks world-wide.

According to the survey, Fransabank ranked 9th among the 25Middle Eastern banks and posted an annual increase in Tier Onecapital of 23.6%; jumping 54 spots to reach overall the 625th rankamong top 1000 commercial banks worldwide.

Fransabank was once again enlisted in the renowned The

Banker’s magazine - part of The Financial Times Group - survey of

the Top 1000 commercial banks in the world for the year 2010.

Successful Closure

of Preferred Shares

Fransabank successfully closedits second issuance of PreferredShares for the year 2010,Fransabank Series B PreferredShares. The shares are Tier I,non–cumulative, convertible andredeemable.

Due to high investor demand,the offering was oversubscribed,resulting in a final issue amountof USD 85 million. Pricing wasalso very favorable, resulting ina final dividend yield of 6.75%p.a. Demand came from bothprivate and institutionalinvestors both in Lebanon andabroad, whereby the finalallocation of the preferredshares reached 65% Lebaneseinvestors and 35% non-Lebanese.

The aim of the issue is toreinforce Fransabank’s Group’sexpansion and development inLebanon and in other promisingmarkets of the region.

Assets

Customers’ Deposits

Loans & Advances to Customers (Net)

Shareholders’ Equity

Net Profits

USD 11.790 billion

USD 9.560 billion

USD 2.915 billion

USD 1.366 billion

USD 106.70 million

USD 9.921 billion

USD 8.320 billion

USD 2.124 billion

USD 927 million

USD 74.78 million

19%

15%

37%

47%

43%

Third Quarter 2010 Third Quarter 2009 GrowthRateKey Financial Highlights

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Lifetime Achievement Award

H.E. Mr. Adnan Kassar: the Only Lebanese to

Attain the “Lifetime Achievement Award”

All through his life, H.E. Mr.Adnan Kassar has served a life-time dynamism and innovation inthe economical world locally andinternationally.

“He has paved the history of theLebanese economy in general andthe banking sector in particular. Hemade lifetime achievement whichmade him the Man of the Year,”comments Ramzi El Hafez,Editor-In-Chief of LebanonOpportunities.

A key figure in the world ofcommerce and strong believer inthe importance of unity of theLebanese and Arab economies,H.E. Mr. Adnan Kassar enjoys awide credibility in the Lebanese,Arab and international businesscommunities.

In recognition to his distinguished and exceptional economic achievements

on the Lebanese and international fronts for over five decades, H.E. Mr.

Adnan Kassar was bestowed the Lifetime Achievement Award during the

National Awards for Banking ceremony organized by Lebanon

Opportunities. H.E. Mr. Kassar was the Chairman of Fransabank Group

from 1980 till 2009 when he was assigned Minister of State. All through

this period, he has been contributing a lot to the development of

Fransabank in specific and the local banking sector in general.

In recognition to his distinguished

and exceptional economic

achievements on the Lebanese

and international fronts, H.E. Mr.

Adnan Kassar has been awarded

several international decorations

and official orders of merit, which

include:

• The Lebanese National CedarOrder of Merit

• Honorary Doctorate from theLebanese American University

• The Order of National FrenchMerit (Officer)

• Officer de la Legion d’Honneur(France)

• Commander of the HungarianRepublic’s Order of Merit

• Commander of the Order of Meritof Italy

• Commander of the Order of thePleiade (Association ofFrancophone Parliamentarians)

• Commander of the Rio Brancoorder granted by the President ofBrazil, H.E. Lula Da Silva

• Prize of the Foundation 2000Crans Montana Forum

• China Honorary Award as TrueFriend of China for over 50 years

• Austria Award

Outreach to Members

United Capital Bank Inaugurates

its New Headquarters in Sudan

The ceremony was attended bysenior Sudanese public figuresnamely, H.E. Mr. Ali MahmoudAbdelrasool, Sudanese Ministerof Finance; and H.E. Dr. SaberMohamed Hassan, Governor ofthe Central Bank of Sudan. TheKuwaiti Ambassador to Sudanwas also present. Fransabankwas represented by Mr. MansourBteish, General Manager, andMessrs. Georges Andraos andRachad Chami.

United Capital Bank - Khartoumwas established in 2006 and itsshareholding alongside ofFransabank SAL includesreputable Kuwaiti and Egyptianinstitutions. It is an Islamic bank

Within its business expansion strategy to maintain its international

expansion and consolidate its presence in the regional and international

markets, Fransabank Group lately inaugurated its associate bank’s new

headquarters in Sudan. The new headquarters of United Capital Bank

was inaugurated in Khartoum on 29 September 2010.

offering various modes offinancing compliant with Sharialaw, such as Mudaraba,Mucharaka, Murabaha, Ijarahand Istisnaa.

As at 30 June 2010, UnitedCapital Bank’s shareholders’equity stood at SDG 275.5 million(c/v USD 110.4 million). Also, theBank had total assets for SDG812.2 million (c/v USD 325.5million), total deposits for SDG483.6 million (c/v USD 193.8million), and finance to customers(net) for SDG 384.5 million (c/vUSD 154.1 million), with netprofits for 2010, 1st half,amounting to SDG 5.1 million(c/v USD 2.04 million).

Pictures from the inauguration ceremony

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Outreach to Members

Fransabank Syria on the Move

With a rapidly growing network,Fransabank Syria celebrated theinauguration of its secondbranch in Aleppo and the fifth inSyria forming once again anothermilestone in the Group’sexpansion strategy of spreadingsteadily in all major Syrian citiesin a record period of time. Theopening confirmed theentrenched presence ofFransabank Group in Syriawhich succeeded since itslaunch to open several branches

in various major cities includingbesides Aleppo, branches in thecapital Damascus, Homs,Lattakia, Tartous and later atHama, besides introducing to itsclients base in a record time anevolving range of tailor-madeproducts that match the widetastes and needs of a rapidlygrowing market.

Overview of inauguration event of Aleppo branch

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06Good Things Come in Pair:

Branches 105 and 106 Now Open!

Within the frame of its geographic expansion strategy, both at the

local and international levels, Fransabank Group announced the

opening of its 105 branch in Moussaitbeh, Salim Slam Boulevard,

and its 106 branch in Zgharta north of Lebanon.

With the most recent relocation and renovation of Sodeco and MarElias branches, and the preparation for the opening of around 6new branches all over the Lebanese territory in the comingfuture, the inauguration of Moussaitbeh and Zgharta Branches fallwithin the Group’s strategy to portray Fransabank’s dynamic andmodern image and ensure the offering of the utmost array ofproducts and services to the largest number of individuals andcompanies.

Local Reach

Recently inaugurated Zgharta branch

Recently inaugurated Moussaitbeh branch

The relocated Sodeco branch

The relocated Mar Elias branch

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Beyond the Ordinary,

Towards the Extraordinary!

With its wide and full-fledgedportfolio of elite cards,Fransabank puts at the disposalof its clients a world of endlesspossibilities!

Recently, more elite cardholderswere invited to experience theworld of Visa Infinite, a symbolof prestige and status, quitesimply in a class of its own. Itoffers a sophisticated level ofservice, carefully selectedbenefits, tailored privileges, andan elite lifestyle.

Offering incredible spendingpower and exceptionally highlevels of service, FransabankVisa Infinite card is renownedand respected wherever it isseen.

The Fransabank Visa Infinitecard introduces its holders toa world of exclusive privilegesand to a Concierge Serviceavailable 24 hours a day, 365days a year whenever or wherever

needed coupled with globalcustomer assistance, extendedwarranty and purchase protectionas well as medical and legalreferral and multi-trip travelinsurance.

This elite experience is not onlypossible with Fransabank VisaInfinite card but with the differentbrands of Fransabank’s completerange of elite cards that satisfydifferent needs and includeMasterCard World Euro Card,MasterCard Platinum Card, VisaPlatinum Card, and MasterCardBusiness Card.

VALIDTHRU

MONTH/YEARSAMAR FARHAT

Business Development

Fransabank Spots the Light on the Agriculture Industry

This pioneering initiativetranslates once againFransabank’s deeply-rootedcommitment and thrive to supportindividuals as well as small andmedium-sized enterprises tobuild an efficient economy andmaintain a sustained and well-balanced growth.

To mark this milestone,Fransabank joined hands withthe Lebanese Ministry ofAgriculture under the patronageof the Central Bank of Lebanon,adding to Fransabank’s diversifiedportfolio of micro creditschemes, this time aiming athelping farmers and businessowners in all agriculture-relatedbusinesses.

Fransabank builds on thiscooperation and initiative toachieve the set objectives of theMinistry of Agriculture inameliorating the economic andsocial status of the agro-businessin Lebanon and transforming theagricultural sector, includingrelated agro-industries andbusinesses, from a traditionalsector having low economicefficiency, to an increasing driven

market economy and competententrepreneurs sector. It will alsocontribute to the improvement ofthe living standards of the low-income social classes operatingin this field.

It is worth noting that thissuccessful venture wasapplauded by the Central Bankof Lebanon that subsidized loansfor this target market. This ledto the signature of a memorandumof understanding between theAssociation of Banks in Lebanonand the Lebanese Ministry ofAgriculture placing this serviceat the disposal of a largerpopulation.

With the first-of-its-kind in

Lebanon, Fransabank introduced

“Khairat Loan” shedding the light

on a major economic sector, the

Agricultural one.

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Business Development

Make a Long Story Short!

Fransabank launched its exclusivesummer housing loan campaign:“Make a Long Story Short” onits various housing loan programsin local currency and US dollarsaddressed to Lebanese residentsand expatriates.

For the first time in Lebanon,Fransabank provided the privatesector employees with free,exclusive 5-year insurance onmonthly installments with everynew housing loan. The loanbeneficiary could benefit from thisinsurance in case of temporarilyjob loss due to unexpected oradverse reasons, covering thevalue of six consecutive monthlyinstallments at no additional cost.

The new initiative thus providedall individuals who wish to owna new home with an exceptionalopportunity coupled with a multitude of benefits, all turningthe monthly installment into

a simple task achievable by any-one. It successfully confirmedonce again Fransabank’sdynamic leadership in thecreation and development ofadvanced banking products andservices that not only meet theneeds of the Bank’s wide anddiversified clientele base, butalso offer the Lebanese societyan unparalleled added value in thebanking sector. The new initiativeundertaken aligns with theBank’s socially responsible roleplayed to support the communi-ties where the Bank operates.

Fransabank Group at Dream 2010

Fransabank tailored stand at Dream 2010

Through its tailored corporatestand, Fransabank promoted the

various housing and real estateproducts and services it offersfor all individuals shopping fortheir housing loans or perfecthome, as well as businesses inthe real estate sector.

Its special housing loan promo-tion at an unbeatable 3.75%interest rate for the first yearwas launched during the eventand will last until year end 2010.

Fransabank Group participated in the DREAM 2010, Development & Real Estate

Fair that took place between 20 and 23 October 2010 at Biel Convention Center.

H.E. Mrs Raya Hassan

at Fransabank Dream stand

Pioneering Housing Loan Initiatives:Giving Shelter to the Displaced and Social Security to the Members of the Internal Security Forces

“Displaced Loan” is the first inthe market to be launched in ajoint effort with the Ministry ofLebanese Displaced. Through it,Fransabank hopes to give theproper social and civil supportfor the development of theLebanese community in generaland the return of its stability in aconcrete manner particularly.The initiative falls withinFransabank’s social corporateresponsibility which it continuouslyseeks to contribute to the effectiveeconomic and social developmentof Lebanon, as well as to theimprovement of the socialconditions of all Lebanese citizens.It is one of the basic humanrights to give every person propershelter, and it is equally one ofthe most basic rights of thecountry on all businesses toeradicate any trace of the civilwar.

It is worth noting that the“Displaced Loan” provides each

Lebanese displaced theopportunity to reconstruct,renovate, repair or improvehis/her house in any of theLebanese villages that weredevastated by the displacementthat occurred before 1990. AnyLebanese displaced can benefitfrom a financing amount thatcan reach up to 60% of thespeculative value of the property,and an exceptional interest rateof 1.628%, with a repaymentperiod reaching 25 years.

The other pioneering initiativethat Fransabank introduced tothe local market is the Housing

Loan for the Internal Security

Forces, in joint efforts with theGeneral Directorate of theInternal Security Forces (ISF). The new equally subsidized loanprovides each ISF member witha golden opportunity to own ahouse in his/her hometown,confirming once again theBank’s commitment to serve themilitary sector in all its levels

and aspects. This loan adds upto Fransabank’s wide anddiversified range of housing,individual and other financialproducts and services targetingmembers of the military sectorin Lebanon as an appreciationfor their continuous loyalty anddedication to our beloved country.This once again falls withinFransabank’s civic responsibilityand its strong belief in theimportance of the cooperationbetween the private and publicsectors for the well-being anddevelopment of this country atall levels.

The new housing loan programgives all ISF members thechance to buy, construct orrenovate their homes with afinancing amount that can reachup to 100% from the home’svalue, reduced interest rate at1.628% and a repayment periodof 25 years.

As a leading and pioneering bank in the field of retail banking, Fransabank was the first to launch two all new

housing loan programs.

The Displaced loan is born Announcing the all new housing loan for the Internal Security Forces

Youth Fever at Fransabank

Fransabank’s recently launched“Youth Fever” awarenesscampaign that sheds the lighton how Fransabank assists theyouth in covering all aspects oftheir individual growth, lifestyleand business growth.

Of the hottest items of thispromotion is the University

Loan which allows all studentsto benefit today from anunbeatable opportunity to pursuetheir education now while startpaying back the university feesone year after graduation. With a10 years repayment period, highloan ceiling and reduced interestrate; pursuing under-graduateor post-graduate education, inLebanon or abroad, is few steps

away. Special offers also existfor students studying in France,Spain and Italy.

Preparation for universityeducation can start much earlierat Fransabank. With its out-standing Education Saving Plan

Fransajeunesse, anyone canstart saving for his kid’s universityeducation at a very early stageand equally ensure his schoolfees coverage in case of accidentor death. The Education SavingPlan became way more attractivewith Fransabank’s special“Youth Fever” promotion thatgave all new subscribers anequal chance to win valuableprizes including LBP 2 millionschool fees, Laptop and iPad!

Other youth related productsthat help youngsters achieve thelifestyle they want and startbuilding their future now includeYouth Prepaid Card, Internet

Card and the various SME Loans

that help them concretize theircreative business ideas.

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Business Development

“Overwhelmed with your University Fees?” “Youth Fever” special promotion on educational saving plan

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Business Development

Car Loan Portfolio

Increases by 68%

Fransabank hosted a series ofevents honoring dealers of usedcars in Lebanon. The eventswere held in various Lebaneseregions including MountLebanon, Bekaa, South, Northand Beirut. During the events,Fransabank officials announcedthe remarkable growth achievedin the “Car Loan” portfolio withan increase exceeding 68% byend of June 2010, as comparedto the same period of the pre-ceding year. Fransabank equallysucceeded to expand its “CarLoan” client base by creating acompetitive edge to its productand coupling it with a series ofdifferential advantages.

Car dealers dinner in the Bekaa

Car dealers dinner in the South

Car dealers dinner in the North

Car dealers dinner in Greater Beirut

To further develop its car loans’portfolio, Fransabank launcheda new type of car loan to meetthe needs of its diverse clientsegments. In addition to itsclassical “Car Loan” program,the Bank lately launched its allnew “Commercial Vehicle Loan”

that funds the purchase ofseveral types of vehicles forcommercial use, be it forbusiness owners or individualtaxi driver, all in preferentialterms and competitive interestrate.

Your Choice, Your Vehicle Complete Care

for Every Dentist

Fransabank launched a special

offer for all Dentists offeringthem the ultimate care theydeserve to fulfill all their individualand professional needs.Reduced rates and special pack-ages were given on an array ofbanking products and servicesthat each dentist needs forimproving his or her daily life.

Elements of this unique promotionare revolving cards for dailyspending, personal loan for allindividual expenses, car loan forused or new cars, commercialproperty loan for the purchaseor refurbishment of clinics,leasing of medical equipment,saving and insurance plans for abetter future, among an array ofother multi-targeted set ofproducts and services.

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The Citizen Bank

Form, Inform and Transform!

Fransabank Group has always been known to be an advocate of theindulgence of the private sector in the amelioration and development ofthe public sector. Within this frame, the Group was the major supporterof the ENA (Ecole Nationale des Affaires) in collaboration with “InstitutDes Finances” of Basil Fuleihan Education Program which consisted ofsequences of gatherings offering higher education to senior employeesof the Lebanese public sectors. In this regards, certificates weredistributed to all the participants in an official ceremony held at authenticRobert Mouawad Museum in a setting that once again proved the Group’sstrong belief in the partnership between the public and private sectors.

Recipients of certificates amongst Fransabank and BLC officials

Key representatives of organising parties

Mr. Adel Kassar addressing the audience

Overview of the crowd

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The Citizen Bank

Fransabank Celebrates Army National Day

On the occasion of the ArmyNational Day, Fransabanklaunched its national campaign“A Royal Treat for Our Military

Sectors!” The campaign servedas a humble message ofappreciation and gratitude fromFransabank to the army andother military sectors for theircontinuous patriotism anddedication to Lebanon.

Fransabank Promotes Joint Arab Relationships

As a major regional financial player, Fransabank successfully participatedin the “Arab Economic Forum” organized by Al Iktissad Wal Amal Group,asserting once again its strong belief and commitment towards strongjoint Arab relationships. The forum gathered business, finance andinvestment leaders in the region to share experiences and expertise.

H.E. Mr. Adnan Kassar representing PM Saad Hariri with the H.E. Mr. Adib Mayaleh,

Central Governor of Syria, along a high profile Syrian delegation

Fransabank stand at the Arab Economic Forum

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The Citizen Bank

Sparkling Events with Fransabank...

Fransabank’s summer fever spread relentlessly across the four

corners of Lebanon to fulfill Fransabank’s continuous socially-

responsible thrive to promote Lebanon as a cultural destination and

a land of incessant liveliness.

From the majestic courtyards ofBeiteddine, to Baalbeck’sbreathtaking temples of ancientcivilization and heritage, to theauthentic Batroun city’s oldPhoenician fence; to Deir alQamar’s lively animatedEstivales; to the one thousandand one night of LayaliRamadan; to the popular “MissVine” event of “the city of wineand poetry” Zahleh; to thevigorous Hamra Street Show;Fransabank was present allthrough those internationalfestivals sponsoring world-classart from a wealth of genres andheritage.

Back home, Fransabankgathered a large number ofpaintings, photos and memoriesthat reflect the Bank’s massivebelief in talent acquisition andpromotion. Young talents’ work,were displayed for sharing, wasbrought to Fransabank head-quarters and subsidiaries toprovide it further exposure andapplause.

All through those vivid events,Fransabank spread its magicalspell and made its clients andinvitees live the moment and flyinto a magical world.

Beiteddine Festival • July 21, 2010

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The Citizen Bank

Baalbeck Festival • July 31, 2010

Closure of Batroun Festival • August 28, 2010

Hamra Street Festival

September 10, 2010

President of State surrounded by Ministers at Fransabank stand

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Our People Our Asset

Fransabank Group Hosts its Corporate “Iftar”

Fransabank Group held its Corporate “Iftar” dinner on the occasion

of the Holy Month of Ramadan gathering more than 1,400 of the

Group’s family members at Habtoor Grand Hotel.

The “Iftar” was attended by theGroup’s high executives andstaff. Delegates from sub-sidiaries, associate banks andrepresentatives’ offices ofFransabank Group from France,Algeria, Syria, Belarus, Sudan,Libya and Cuba were also present.

The gathering highlighted thecorporate values that bindFransabank Group familymembers, setting for them thegrounds of a cooperative,healthy and transparentenvironment, a healthy placethat allowed Fransabank to rankfourth among other leading

banking institutions operating inLebanon. Fransabank has a history that dates back to morethan nine decades of development,progress and creativity, whichenabled the Group to stand outand position itself as a leadingfinancial institution on the local,regional and international levels.All those accomplishmentsachieved by Fransabank Groupover the years are a normal out-come to the employees’ efforts,hard work and loyalty which areconsidered the major guidingcorporate values at Fransabank.

Authentic ramadan spectacle blended with Fransabank corporate values

A colorful insight into Fransabank family

Testimonies from Fransabank family members...

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Our People Our Asset

Fransabank, the Banks’ Champion in Basketball

Fransabank Basketball team successfully won the championship of

the Banks’ Employees Basketball Tournament for the year 2010, in

a thrilling final game against BLOM Bank - the winning team for

Banks’ Employees Basketball Tournament over several consecutive

years!

Fransabank team succeeded inranking first with a 10-pointsdifference during an unforgettablefinal game that took place withinan atmosphere of enthusiasmand healthy competition thatfurther supported healthyinter-banks communicationand connections.

The Banks’ EmployeesBasketball Tournament for theyear 2010 took place from 4 to 22October with various participatingbanks including, besides winningFransabank, the basketballteams of BLOM, Bank Audi,

BankMed, Byblos Bank, CreditLibanais, BBAC, LebaneseCanadian Bank, Al MawaridBank, Federal Bank, FNB andHSBC.

Fransabank management con-gratulated its winning basketballteam, confirming once again itsfull and continuous supporttowards the team and towardsall similar initiatives that promoteone of the most fundamentalvalues of the Bank whichrevolves around stimulatingteamwork at all operational andsocial levels.

Lebanon • France • Algeria • Syria • Belarus • Sudan• Libya • Cuba

www.fransabank.com

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