The ain’t what it used to be Yogi Berra · PDF fileThe future ain’t what it used...

© 2013 John Bethell Title Company, Inc.

Bloomington, IN 47401

The future ain’t what it used to be ~ Yogi Berra

Fueled by record low interest rates (how many times has that been said in the last four years?) the Monroe County mortgage market made its fifth strongest quarterly showing ever. (charts pages 8 & 9) Judging by our own mix of business, refinancing probably comprised more than half of that volume. Sale transactions (see chart page 14) while stronger than 2012, are still below the levels seen prior to the late 2008 market collapse. I’m certain that we won’t see numbers like those from 2004‐2007 again, but I do believe that the local market still has another fifteen to twenty percent growth left in it. So maybe, we’re not yet back to “normal.” How long it will take to get there is anybody’s guess. New foreclosures started in the second quarter dropped significantly. Hopefully that trend will continue. There were no sheriff’s deeds recorded in April―very unusual. I’m not aware of any procedural or regulatory change that would account for that. Maybe Mr. Kennedy was on vacation?

On July 1st Closing Protection Letters for buyers, borrowers, lenders and sellers became mandatory in Indiana. This new law ensures that everyone’s funds entrusted to a closing agent are protected from misappropriation―a good thing. Whether the additional $50 to $75 per transaction being paid to title underwriters is warranted by the additional risk is debatable. The underwriters will need to justify those charges next year when the Indiana Department of Insurance is required to approve their premium rates prior to their use. If you have any questions about the new law and how the fees are being handled, please let us know. We appreciate the patience of our valued clients as we all deal with the regulatory forces that affect our business. John Bethell July 17, 2013

Residential and commercial propertymortgages filed in Monroe Countyduring June 2013.

IUCU 13,309,938Peoples SB 9,888,195ONB 9,228,033Ger Amer 7,069,784Fifth Third 5,372,7661st Repub Mtg 4,337,049UCB 3,872,452Regions 3,861,930JPMorgan 3,193,835Union Sav Bk 1,887,424Bloomfield SB 1,756,916First Financial 1,314,272

$0

$2,000,000

$4,000,000

$6,000,000

$8,000,000

$10,000,000

$12,000,000

$14,000,000

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Dollars - June 2013

Copyright 2013John Bethell Title Company, Inc.


Note- Charts & report do not include re-recordings, modifications, or those recorded without a property description.Fifth Third includes Fifth Third Bank & Fifth Third Mtg, Regions includes Regions Bank & Regions Mtg.

IUCU 110ONB 79Peoples SB 42Fifth Third 37JPMorgan 251st Repub Mtg 25Ger Amer 24UCB 22Union Sav Bk 19Bloomfield SB 18Regions 11First Financial 10

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Transactions - June 2013



Mortgage Report covering all mortgages on Monre County property, both residential and commercial,filed with the Monroe County Recorder during the month of June 2013.

0 to $49,999 $50,000 to $199,999 $200,000-$499,999 $500,000 & up Total TotalLender Docs Amount Docs Amount Docs Amount Docs Amount Docs % Amount %ALLY BANK 0 0 0 0 0 0 0 0 0 0 0 0ALLIED HOME MORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0BAXTER CREDIT UNION 0 0 2 276,775 0 0 1 589,000 3 0.5 865,775 0.8BANK OF AMERICA 0 0 3 280,808 0 0 0 0 3 0.5 280,808 0.3BLOOMFIELD STATE BANK 6 189,175 10 1,136,141 2 431,600 0 0 18 3.1 1,756,916 1.7CRANE FEDERAL CREDIT U 3 74,000 2 205,200 0 0 0 0 5 0.9 279,200 0.3CITIMORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0EVERBANK 0 0 0 0 0 0 0 0 0 0 0 0FARM CREDIT MID AMERIC 1 20,000 0 0 0 0 0 0 1 0.2 20,000 0FIRST FINANCIAL BANK 1 10,000 5 396,772 4 907,500 0 0 10 1.7 1,314,272 1.3FARMERS AND MECHANICS 2 12,000 1 150,000 0 0 0 0 3 0.5 162,000 0.2FIRST REPUBLIC MORTGAG 0 0 17 2,106,602 8 2,230,447 0 0 25 4.3 4,337,049 4.2FIFTH THIRD BANK 1 49,300 6 512,500 0 0 0 0 7 1.2 561,800 0.5FIFTH THIRD MORTGAGE 1 49,600 20 2,391,143 9 2,370,223 0 0 30 5.1 4,810,966 4.7GERMAN AMERICAN BANCOR 1 23,700 5 536,157 18 6,509,927 0 0 24 4.1 7,069,784 6.9GATEWAY MORTGAGE GROUP 1 48,500 9 1,040,945 4 996,528 0 0 14 2.4 2,085,973 2HOOSIER HILLS CREDIT U 0 0 0 0 0 0 0 0 0 0 0 0HOOSIER HILLS CREDIT U 0 0 0 0 0 0 0 0 0 0 0 0HALLMARK HOME MTG 0 0 7 759,609 4 1,147,900 0 0 11 1.9 1,907,509 1.9INDIANA UNIVERSITY CRE 20 535,157 72 7,466,123 16 3,732,558 2 1,576,100 110 18.7 13,309,938 13JPMORGAN CHASE BANK 1 38,841 21 2,371,994 3 783,000 0 0 25 4.3 3,193,835 3.1METLIFE HOME LOANS 0 0 0 0 0 0 0 0 0 0 0 0MORTGAGE MASTERS 0 0 1 105,820 1 206,350 0 0 2 0.3 312,170 0.3OWEN COUNTY STATE BANK 0 0 1 153,776 1 254,800 0 0 2 0.3 408,576 0.4OLD NATIONAL BANK 10 280,085 59 6,456,340 10 2,491,608 0 0 79 13.4 9,228,033 9PROVIDENT FUNDING ASSO 0 0 0 0 0 0 0 0 0 0 0 0PEOPLES STATE BANK 4 91,250 20 2,211,595 17 4,585,350 1 3,000,000 42 7.1 9,888,195 9.7REGIONS BANK 1 10,000 1 131,046 0 0 3 2,700,000 5 0.9 2,841,046 2.8REGIONS MORTGAGE 0 0 5 810,884 1 210,000 0 0 6 1 1,020,884 1UNITED COMMERCE BANK 1 32,000 12 1,669,352 9 2,171,100 0 0 22 3.7 3,872,452 3.8UNITED STATES OF AMERI 0 0 0 0 0 0 0 0 0 0 0 0UNION SAVINGS BANK 4 146,300 14 1,520,324 1 220,800 0 0 19 3.2 1,887,424 1.8WELLS FARGO BANK 0 0 7 702,006 2 547,920 0 0 9 1.5 1,249,926 1.2All Others 12 221,262 74 8,967,320 21 6,614,423 6 13,967,805 113 19.2 29,770,810 29.1====================== ===== =============== ================= ================= =========== ===== ====== ==================TOTALS 70 1,831,170 374 42,359,232 131 36,412,034 13 21,832,905 588 100 102,435,341 100



Residential and commercial propertymortgages filed in Monroe Countyduring 2013.

IUCU 64,229,437Ger Amer 49,593,669Peoples SB 43,666,119ONB 43,493,640Fifth Third 28,326,295JPMorgan 24,960,347Regions 20,707,3991st Repub Mtg 17,917,100UCB 16,535,628Union Sav Bk 15,520,421First Financial 13,053,459Bloomfield SB 9,764,778

$0

$10,000,000

$20,000,000

$30,000,000

$40,000,000

$50,000,000

$60,000,000

$70,000,000

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Dollars - Year-to-Date through June 2013



Note- Charts & report do not include re-recordings, modifications, or those recorded without a property description.Fifth Third includes Fifth Third Bank & Fifth Third Mtg, Regions includes Regions Bank & Regions Mtg.

IUCU 408ONB 289Fifth Third 230Peoples SB 229JPMorgan 191Ger Amer 163Union Sav Bk 1121st Repub Mtg 104UCB 96Bloomfield SB 79Regions 73First Financial 37

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50

100

150

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300

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Transactions - Year-to-Date through June 2013



Mortgage Report covering all mortgages on Monre County property, both residential and commercial,filed with the Monroe County Recorder during 2013.

0 to $49,999 $50,000 to $199,999 $200,000-$499,999 $500,000 & up Total TotalLender Docs Amount Docs Amount Docs Amount Docs Amount Docs % Amount %ALLY BANK 0 0 7 545,241 1 271,450 0 0 8 0.3 816,691 0.1ALLIED HOME MORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0BAXTER CREDIT UNION 1 40,000 13 1,862,230 7 1,967,330 1 589,000 22 0.7 4,458,560 0.8BANK OF AMERICA 1 39,650 18 2,024,036 8 2,448,983 0 0 27 0.9 4,512,669 0.8BLOOMFIELD STATE BANK 15 427,315 53 5,868,663 10 2,768,800 1 700,000 79 2.7 9,764,778 1.7CRANE FEDERAL CREDIT U 10 284,500 21 2,026,372 3 830,565 1 1,315,000 35 1.2 4,456,437 0.8CITIMORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0EVERBANK 0 0 5 448,009 0 0 0 0 5 0.2 448,009 0.1FARM CREDIT MID AMERIC 1 20,000 8 1,178,351 2 797,517 1 659,944 12 0.4 2,655,812 0.5FIRST FINANCIAL BANK 4 89,150 22 2,282,907 5 1,107,500 6 9,573,902 37 1.3 13,053,459 2.3FARMERS AND MECHANICS 2 12,000 7 820,000 3 697,100 0 0 12 0.4 1,529,100 0.3FIRST REPUBLIC MORTGAG 1 47,500 72 9,019,844 30 8,301,256 1 548,500 104 3.5 17,917,100 3.1FIFTH THIRD BANK 17 458,470 32 2,581,000 0 0 0 0 49 1.7 3,039,470 0.5FIFTH THIRD MORTGAGE 2 95,000 147 16,605,555 32 8,586,270 0 0 181 6.1 25,286,825 4.4GERMAN AMERICAN BANCOR 16 379,168 77 8,898,990 55 17,600,619 15 22,714,892 163 5.5 49,593,669 8.7GATEWAY MORTGAGE GROUP 1 48,500 29 3,592,446 11 2,949,257 0 0 41 1.4 6,590,203 1.2HOOSIER HILLS CREDIT U 3 82,200 7 686,550 3 876,000 0 0 13 0.4 1,644,750 0.3, , , , ,HALLMARK HOME MTG 0 0 37 4,706,964 20 5,437,228 0 0 57 1.9 10,144,192 1.8INDIANA UNIVERSITY CRE 74 2,098,020 253 27,756,348 66 17,536,071 15 16,838,998 408 13.9 64,229,437 11.2JPMORGAN CHASE BANK 5 215,000 168 19,405,417 17 4,739,930 1 600,000 191 6.5 24,960,347 4.4METLIFE HOME LOANS 0 0 0 0 0 0 0 0 0 0 0 0MORTGAGE MASTERS 0 0 13 1,615,457 3 775,472 0 0 16 0.5 2,390,929 0.4OWEN COUNTY STATE BANK 5 113,700 11 1,172,404 4 1,173,500 2 1,734,000 22 0.7 4,193,604 0.7OLD NATIONAL BANK 36 1,057,070 214 24,046,357 28 7,233,983 11 11,156,230 289 9.8 43,493,640 7.6PROVIDENT FUNDING ASSO 0 0 0 0 0 0 0 0 0 0 0 0PEOPLES STATE BANK 25 649,007 145 17,004,695 55 15,765,666 4 10,246,751 229 7.8 43,666,119 7.6REGIONS BANK 12 284,664 9 791,146 3 1,022,000 7 10,381,000 31 1.1 12,478,810 2.2REGIONS MORTGAGE 0 0 26 3,349,229 16 4,879,360 0 0 42 1.4 8,228,589 1.4UNITED COMMERCE BANK 5 153,600 63 7,688,950 26 7,164,578 2 1,528,500 96 3.3 16,535,628 2.9UNITED STATES OF AMERI 0 0 2 190,000 0 0 0 0 2 0.1 190,000 0UNION SAVINGS BANK 6 230,250 87 10,187,723 18 4,596,198 1 506,250 112 3.8 15,520,421 2.7WELLS FARGO BANK 8 40,007 37 4,016,901 14 3,703,193 1 6,000,000 60 2 13,760,101 2.4All Others 61 920,744 364 44,830,939 147 41,959,471 29 78,932,989 601 20.4 166,644,143 29.1====================== ===== ================ ================= ================ =========== ===== ====== ============ ======TOTALS 311 7,785,515 1947 225,202,724 587 165,189,297 99 174,025,956 2944 100 572,203,492 100



Mortgage Report covering all mortgages on Monre County property, both residential and commercial,filed with the Monroe County Recorder during the month of June 2013.

0 to $75,000 $75,001 to $199,999 $200,000-$417,000 $417,001 & up Total TotalLender Docs Amount Docs Amount Docs Amount Docs Amount Docs % Amount %ALLY BANK 0 0 0 0 0 0 0 0 0 0 0 0ALLIED HOME MORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0BAXTER CREDIT UNION 0 0 2 276,775 0 0 1 589,000 3 0.5 865,775 0.8BANK OF AMERICA 2 122,708 1 158,100 0 0 0 0 3 0.5 280,808 0.3BLOOMFIELD STATE BANK 8 292,675 8 1,032,641 2 431,600 0 0 18 3.1 1,756,916 1.7CRANE FEDERAL CREDIT U 3 74,000 2 205,200 0 0 0 0 5 0.9 279,200 0.3CITIMORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0EVERBANK 0 0 0 0 0 0 0 0 0 0 0 0FARM CREDIT MID AMERIC 1 20,000 0 0 0 0 0 0 1 0.2 20,000 0FIRST FINANCIAL BANK 3 110,000 3 296,772 4 907,500 0 0 10 1.7 1,314,272 1.3FARMERS AND MECHANICS 2 12,000 1 150,000 0 0 0 0 3 0.5 162,000 0.2FIRST REPUBLIC MORTGAG 2 131,615 15 1,974,987 8 2,230,447 0 0 25 4.3 4,337,049 4.2FIFTH THIRD BANK 2 114,300 5 447,500 0 0 0 0 7 1.2 561,800 0.5FIFTH THIRD MORTGAGE 4 236,300 17 2,204,443 9 2,370,223 0 0 30 5.1 4,810,966 4.7GERMAN AMERICAN BANCOR 1 23,700 5 536,157 16 5,636,927 2 873,000 24 4.1 7,069,784 6.9GATEWAY MORTGAGE GROUP 3 170,140 7 919,305 4 996,528 0 0 14 2.4 2,085,973 2HOOSIER HILLS CREDIT U 0 0 0 0 0 0 0 0 0 0 0 0HALLMARK HOME MTG 1 70,810 6 688,799 4 1,147,900 0 0 11 1.9 1,907,509 1.9INDIANA UNIVERSITY CRE 42 1 829 707 50 6 171 573 16 3 732 558 2 1 576 100 110 18 7 13 309 938 13INDIANA UNIVERSITY CRE 42 1,829,707 50 6,171,573 16 3,732,558 2 1,576,100 110 18.7 13,309,938 13JPMORGAN CHASE BANK 6 329,977 16 2,080,858 3 783,000 0 0 25 4.3 3,193,835 3.1METLIFE HOME LOANS 0 0 0 0 0 0 0 0 0 0 0 0MORTGAGE MASTERS 0 0 1 105,820 1 206,350 0 0 2 0.3 312,170 0.3OWEN COUNTY STATE BANK 0 0 1 153,776 1 254,800 0 0 2 0.3 408,576 0.4OLD NATIONAL BANK 23 1,069,829 46 5,666,596 10 2,491,608 0 0 79 13.4 9,228,033 9PROVIDENT FUNDING ASSO 0 0 0 0 0 0 0 0 0 0 0 0PEOPLES STATE BANK 9 385,950 15 1,916,895 17 4,585,350 1 3,000,000 42 7.1 9,888,195 9.7REGIONS BANK 1 10,000 1 131,046 0 0 3 2,700,000 5 0.9 2,841,046 2.8REGIONS MORTGAGE 0 0 5 810,884 1 210,000 0 0 6 1 1,020,884 1UNITED COMMERCE BANK 1 32,000 12 1,669,352 9 2,171,100 0 0 22 3.7 3,872,452 3.8UNITED STATES OF AMERI 0 0 0 0 0 0 0 0 0 0 0 0UNION SAVINGS BANK 7 319,600 11 1,347,024 1 220,800 0 0 19 3.2 1,887,424 1.8WELLS FARGO BANK 1 70,000 6 632,006 2 547,920 0 0 9 1.5 1,249,926 1.2All Others 18 597,654 68 8,590,928 18 5,247,923 9 15,334,305 113 19.2 29,770,810 29.1====================== ===== =============== =================== ================== ================ ====== ============== ======TOTALS 140 6,022,965 304 38,167,437 126 34,172,534 18 24,072,405 588 100 102,435,341 100



Mortgage Report covering all mortgages on Monre County property, both residential and commercial,filed with the Monroe County Recorder during 2013.

0 to $75,000 $75,001 to $199,999 $200,000-$417,000 $417,001 & up Total TotalLender Docs Amount Docs Amount Docs Amount Docs Amount Docs % Amount %ALLY BANK 3 189,131 4 356,110 1 271,450 0 0 8 0.3 816,691 0.1ALLIED HOME MORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0BAXTER CREDIT UNION 1 40,000 13 1,862,230 7 1,967,330 1 589,000 22 0.7 4,458,560 0.8BANK OF AMERICA 3 162,358 16 1,901,328 7 1,980,983 1 468,000 27 0.9 4,512,669 0.8BLOOMFIELD STATE BANK 26 1,112,915 42 5,183,063 10 2,768,800 1 700,000 79 2.7 9,764,778 1.7CRANE FEDERAL CREDIT U 15 581,500 16 1,729,372 3 830,565 1 1,315,000 35 1.2 4,456,437 0.8CITIMORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0EVERBANK 2 136,000 3 312,009 0 0 0 0 5 0.2 448,009 0.1FARM CREDIT MID AMERIC 1 20,000 8 1,178,351 1 337,500 2 1,119,961 12 0.4 2,655,812 0.5FIRST FINANCIAL BANK 12 547,685 14 1,824,372 5 1,107,500 6 9,573,902 37 1.3 13,053,459 2.3FARMERS AND MECHANICS 3 82,000 6 750,000 3 697,100 0 0 12 0.4 1,529,100 0.3FIRST REPUBLIC MORTGAG 6 372,315 67 8,695,029 30 8,301,256 1 548,500 104 3.5 17,917,100 3.1FIFTH THIRD BANK 30 1,213,270 19 1,826,200 0 0 0 0 49 1.7 3,039,470 0.5FIFTH THIRD MORTGAGE 25 1,515,324 124 15,185,231 32 8,586,270 0 0 181 6.1 25,286,825 4.4GERMAN AMERICAN BANCOR 27 1,102,093 66 8,176,065 53 16,727,619 17 23,587,892 163 5.5 49,593,669 8.7GATEWAY MORTGAGE GROUP 6 364,019 24 3,276,927 11 2,949,257 0 0 41 1.4 6,590,203 1.2HOOSIER HILLS CREDIT U 6 271,200 4 497,550 3 876,000 0 0 13 0.4 1,644,750 0.3HALLMARK HOME MTG 1 70 810 36 4 636 154 20 5 437 228 0 0 57 1 9 10 144 192 1 8HALLMARK HOME MTG 1 70,810 36 4,636,154 20 5,437,228 0 0 57 1.9 10,144,192 1.8INDIANA UNIVERSITY CRE 134 5,757,332 193 24,097,036 66 17,536,071 15 16,838,998 408 13.9 64,229,437 11.2JPMORGAN CHASE BANK 38 2,291,365 135 17,329,052 17 4,739,930 1 600,000 191 6.5 24,960,347 4.4METLIFE HOME LOANS 0 0 0 0 0 0 0 0 0 0 0 0MORTGAGE MASTERS 2 146,900 11 1,468,557 3 775,472 0 0 16 0.5 2,390,929 0.4OWEN COUNTY STATE BANK 7 228,200 9 1,057,904 3 741,500 3 2,166,000 22 0.7 4,193,604 0.7OLD NATIONAL BANK 79 3,725,585 171 21,377,842 28 7,233,983 11 11,156,230 289 9.8 43,493,640 7.6PROVIDENT FUNDING ASSO 0 0 0 0 0 0 0 0 0 0 0 0PEOPLES STATE BANK 51 2,228,345 119 15,425,357 54 15,341,225 5 10,671,192 229 7.8 43,666,119 7.6REGIONS BANK 18 648,564 3 427,246 2 562,000 8 10,841,000 31 1.1 12,478,810 2.2REGIONS MORTGAGE 1 74,000 25 3,275,229 15 4,380,360 1 499,000 42 1.4 8,228,589 1.4UNITED COMMERCE BANK 14 751,236 54 7,091,314 24 6,282,626 4 2,410,452 96 3.3 16,535,628 2.9UNITED STATES OF AMERI 0 0 2 190,000 0 0 0 0 2 0.1 190,000 0UNION SAVINGS BANK 20 1,154,250 73 9,263,723 18 4,596,198 1 506,250 112 3.8 15,520,421 2.7WELLS FARGO BANK 13 353,519 32 3,703,389 14 3,703,193 1 6,000,000 60 2 13,760,101 2.4All Others 97 3,219,395 328 42,532,288 142 39,692,471 34 81,199,989 601 20.4 166,644,143 29.1====================== ===== ================= ================= ================= ================== ====== ============== ======TOTALS 641 28,359,311 1617 204,628,928 572 158,423,887 114 180,791,366 2944 100 572,203,492 100



1400

1600

1800

2000

s

Recorded Mortgages 2004 - 2013 by QuarterBetween $50K and $500K

2004 2005 2006 2007 2008 2009 2010 2011 2012 2013


329 South Walnut St.Bloomington, IN 47401

812-339-8434www.johnbtitle.com

0

200

400

600

800

1000

1200

First Second Third Fourth

Rec

orde

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ortg

ages

Quarter

7

$250,000,000

$300,000,000

ount

Mortgage Loan Dollar Volume 2004 - 2013 by Quarter$50K to $500K

2004 2005 2006 2007 2008 2009 2010 2011 2012 2013




$50,000,000

$100,000,000

$150,000,000

$200,000,000


Stat

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oan

Am

Quarter

8

$12,000,000

$14,000,000

$16,000,000

$18,000,000

n Am

ount

Mortgage Loan Dollar Volume 2004 - 2013 by QuarterUnder $50K

2004 2005 2006 2007 2008 2009 2010 2011 2012 2013




$-

$2,000,000

$4,000,000

$6,000,000

$8,000,000

$10,000,000


Stat

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rigin

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oan

Quarter

9

400

500

600

700

d M

ortg

ages

Recorded Mortgages 2004 - 2013 by QuarterUnder $50K

2004 2005 2006 2007 2008 2009 2010 2011 2012 2013




100

200

300


Rec

orde

d

Quarter

10

694

789

643

414

724

1046

839

904

487

672

832882

558504

683

824

637

780

878823

733

884

400

600

800

1000

1200

ber o

f Recorde

d Mortgages

Mortgages $75K‐$200K ‐Monroe County by Quarter ‐ 2008 to 2013

2008

2009

2010

2011


329 South Walnut StreetBloomington IN 47401

812-339-8434www.JohnBTitle.com

0

200


Num

b

Quarter

2011

2012

2013

11

www.JohnBTitle.com



235225

192

328

385

240

301

230

296

326

188

222

327

258274

305

341

258

314

200

250

300

350

400

450

rded

Mortgages

Mortgages $200K to $417K by Quarter 2008 ‐ 2013

2008

www.JohnBTitle.com



192

137

156

188171

0

50

100

150

200


Recor

Quarter

2009

2010

2011

2012

2013

12

700

800

900

1000

1100

ons

Recorded Sale Transactions - Monroe CountySince 2004

2004 2005 2006 2007 2008 2009 2010 2011 2012 2013

** Does not include Quit-Claim Deeds, Sheriff's Deeds, or deeds judged not to represent a sale.




0

100

200

300

400

500

600


Rec

orde

d Tr

ansa

ctio

Quarter

13

112

105

136144 133

120

143

4

7

3

813

75

13

6

12

400

500

600

Total

Monroe County Primary Residence Sales 2009 to Present

Sales marked Buyer's Principle Residence from Indiana DLGF sales disclosure data.


Bloomington IN 47401www.JohnBTilte.com

78

144191

12981

157 13988

63107 114

8765

130 12979 81

133

76

162

192

131

78

174166

9086

134 125

7277

173135

108 97

177

52

63

44

86

43

98 86

5847

120

72 775

3

5

8

3

5

26

4 4

0

100

200

300

1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd

l

Sales

Quarter

Over $500K

$200K‐$500K

$125K‐$200K

$50K‐$125K

14

Disclosures indicating propertyto be buyer's primary residence.

From sales disclosure datasubmitted to State of Indiana DLGF.


Bloomington, IN 47401www.JohnBTitle.com

8 11180

200

Monroe County Non‐Primary Residence Sales 2009 ‐ Present

26

25

28

31

6

12

6

189

11

10

19

140

160

32

34

47

3546

43 60

2528

239

2231

21

27

2534

23

6

4 1012

10

10

15

100

120

Total

S

Over $500K

$200K‐$500K

10527

3232

18

34

22

3246

27

30

3138

2119

1623

713

8

60

80

ales

$125K‐$200K

$50K‐$125K

41

7788

71

4658

41

7280

70 68

52

93

7165

70

83

22

20

40

0

1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd

Quarter

Disclosures indicating propertyto be buyer's primary residence.

From sales disclosure datasubmitted to State of Indiana DLGF.


Bloomington, IN 47401www.JohnBTitle.com

15

30

35

40

45

50

Trends: New Foreclosures & Sheriff's Deeds By Month 2008 - 2013New Foreclosures Deeds Trend Line: New Trend Line: Deeds


0

5

10

15

20

25

30

Month Beginning January 2008

16

250

300

350

400 358343

334

315 319

264

306

Foreclosure Started and Finished 2006 to Present


Recorded Sheriff's Deeds

New Foreclosures

0

50

100

150

200

250

2006 2007 2008 2009 2010 2011 2012 2013

135 137

165175

133

114

179

89

119

Recorded Sheriff's Deeds

New Foreclosures

17

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