Synod Rostered

Leader TimeBishop Jon Anderson

Sept. 2013

Koinonia

Kerygma

Didakai

Diakonia

How is the ELCA?How is the synod?

How is your congregation?

How is the state of your soul?

Boldly Serving in Christ’s Mission

Engaging Leaders

Equipping Congregatio

ns

Serving in God’s World

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2014 Open EnrollmentThe 15-minute Primer

Presented by Steve KnutsonDirector of Health Products

Portico Benefit Services

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Count on Portico to See You Through

Health Care Reform

ELCA Philosophy of Benefits

ELCA Health Benefits Plan

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In a Nutshell

• Portico is offering 4 ELCA-Primary health benefit options for 2014•Health contributions vary by member age,

geography, defined compensation and coverage option• ELCA Church Council recommends employers

offer Gold+

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Four Options: Same Great Benefits

• Medical & Mental Health• Prescription Drugs• Dental• Employee Assistance Program

(EAP)• ELCA NurseLineSM

• Fitness Center Discount• Wellness Dollars• Mayo Clinic EmbodyHealth• Hearing Discount• Health Care Advocacy Team

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The Difference ― Who Pays What

Gold+• Recommended by ELCA Church Council• Same deductible and out-of-pocket limit as today (preserves current compensation

level)

Platinum+ • Lower deductible and

out-of-pocket limit than today

• Highest contribution rate

Silver+ • Higher deductible than

today• Health Savings Account

(HSA) helps members manage expenses

Bronze+ • Highest deductible and

out-of-pocket limit• Health Savings Account

(HSA) helps members manage expenses

• Lowest contribution rate

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Now

• Read enrollment guide•Use online tools– Personal Comparison

Report for members– Custom Comparison

Report for employers• Members, employers,

discuss before deciding

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Open Enrollment Dates

• Sept. 16 – Oct. 14 Employers sign in to EmployerLink, enter their 2014 selection•Nov. 1 – 22 Members sign in to myPortico–Enroll in the option the employer chose, buy

up, or waive–Enroll in other benefits

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Top Question #1

• Q: I’m concerned my employer will select the cheapest health option. What resources are available to help select a plan that is best for our ministry?• A:

1. MyPortico and EmployerLink information

2. ELCA Church Council

3. Synod Resources

4. Philosophy of Benefits

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Top Question #2

•Q: How do the ELCA costs compare to the exchange costs?

•A: We won’t officially know until October 1, but factors include overall benefits, provider network, risk pool and additional fees

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Top Question #3

•Q: I’m a (Insert Unique Situation Here). How will this change affect me?

•A: Church-sponsored health plans are unique. Go to MyPortico and EmployerLink for more information on your particular situation

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Why all this change?

As part of this ministry community, Portico:• Introduces change in response to health care

reform• Tailors benefits to empower healthy leaders who

meet church needs• Supports leaders ― today and tomorrow

Boldly Serving in Christ’s Mission

Engaging Leaders

Equipping Congregatio

ns

Serving in God’s World