SUPPORT RENDERED BY VARIOUS GOVERNMENT … · 1 SUPPORT RENDERED BY VARIOUS GOVERNMENT DEPARTMENTS...

1

SUPPORT RENDERED BY VARIOUS GOVERNMENT DEPARTMENTS

Department of Trade and Industry (the dti)

the dti is the custodian of the agro-processing sector in South Africa, it has an agro-processing unit that aims to support

the processing of food, forestry based industries and other downstream industries. The agro-processing unit is mandated

to develop the various sub-sectors by providing strategic interventions to increase production and competition, and to

grow exports.

Cluster Development Programme

The Cluster Development Programme (CDP) is an incentive programme that aims to promote industrialisation,

sustainable economic growth and job creation through cluster development and industrial parks. The objective of the CDP

is to enhance competitiveness of enterprises within a cluster. It is achieved through defined collaborative projects that

address production, productivity and marketing. It includes the Business Development Services Grant, Shared

Infrastructure Grant and the Cluster Management Organisation (CMO) Funding.

Aquaculture Development and Enhancement Programme (ADEP)

The ADEP was established in 2013 and runs until 2018. It provides up to R40 million to support primary processing (post-

harvest handling, eviscerating, packing, quick freezing); secondary processing (filleting, portioning, packaging) and tertiary

processing (value adding such as curing, brining, smoking, further value adding such as terrines, roulades, pates, paters).

2

Black Industrialists Scheme (BIS)

BIS actively promote the growth and competitiveness of black-owned and managed enterprises in the manufacturing

sector, were agro-processing is part of chosen subsectors. The purpose of the BIS is to leverage the state’s capacity to

unlock the industrial potential that exists within black-owned and managed businesses that operate within the South

African economy through deliberate, targeted and well-defined financial and non-financial interventions as described in

the IPAP and other government policies.

Critical Infrastructure Programme (CIP).

CIP supports the construction of infrastructure that enables the investor to undertake a defined fixed investment; the

expansion of existing fixed investment or sustain existing investment. CIP will offer a grant of 10% to 50% of the total

infrastructural development costs for agro processing, up to a maximum of R50 million. The incentive programme covers

bulk infrastructure such as water supply, electrical infrastructure, access roads etc.

12i Tax allowance incentive

The 12I Tax Incentive is designed to support Greenfield investments (i.e. new industrial projects that utilise only new and

unused manufacturing assets), as well as Brownfield investments (i.e. expansions or upgrades of existing industrial

projects). The incentive offers support for both capital investment and training. The window period for receiving

applications under this programme has been extended from 31 December 2015 to 31 December 2017 (two years).

3

The objectives of the incentive programme are to support the following:

Investment in manufacturing assets, to improve the productivity of the South African manufacturing sector; and

Training of personnel, to improve labour productivity and the skills profile of the labour force.

Investment allowance:

R900 million in the case of any Greenfield project with preferred status or;

R550 million in the case of any other Greenfield project (qualifying status) or;

R550 million in the case of any Brownfield project with preferred status or;

million in the case of any other Brownfield project (qualifying status);

Training allowance:

An additional training allowance of R36 000 per full time employee may be deducted from taxable income; and

A maximum total additional training allowance per project, amounting to R20 million, in the case of a qualifying

project, and R30 million in the case of a preferred project.

The Export Marketing and Investment Assistance Scheme (EMIA)

The scheme provides marketing assistance to develop new export markets and grow existing export markets; assist with

the identification of new export markets through market research; assist companies to increase their competitive by

4

supporting patent registrations, quality marks and product marks; assist with facilitation to grow FDI through missions and

FDI research; and Increase the contribution of black-owned and small businesses to South Africa's economy. The product

should contain at least 35% locally produced.

Sector Specific Assistance Scheme: Project Funding

Sector Specific Assistance Scheme is a reimbursable 80:20 cost-sharing grant scheme whereby financial support is

granted to Export Councils, Joint Action Groups and Industry Associations. The Scheme provides both project funding

and generic funding. Its aim is to achieve the dti’s overall objectives of developing an industry sector as a whole.

Strategic Partnership Programme (SPP)

The SPP is a sub-programme of the Enterprise Investment Programme. It is meant to encourage large private sector

enterprises to support, nurture and develop small and medium enterprises within the partner’s supply chain or sector in

order to be manufacturers of goods and suppliers of services in a sustainable manner. SPP covers up to half of the cost of

manufacturing suppliers and up to 70% for projects that are deemed strategic by the dti. It supports infrastructure linked

to the strategic partner’s supplier development initiative (owned/leased buildings, leased improvements) as well as

product or service development.

The Agro-Processing Support Scheme (APSS)

The APSS seeks to stimulate investment in the agro-processing sector. The objective is to increase capacity, create

employment, competitiveness and enhance transformation. It is a cost sharing grant to a maximum of R20 million.

5

Description of qualifying processes/projects

New and existing agro-processing/beneficiation projects. This can also involve a wide range of processing or beneficiation

activities of post-harvest, that result in value addition and/or enhanced storage life, such as cleaning, sorting, grading,

waxing, controlled ripening, labelling, packing and packaging, warehousing, canning, freezing, freeze drying, wood

carving, extrusion, synthesizing, polymerisation, and various levels of processing that change agricultural product form. In

the forestry value-chain may also include sawing, pulping, peeling and preservation.

The APSS is targeting five key identified sub-sectors (focus areas) as Follows:

Food and beverage value addition and processing

Furniture manufacturing

Fibre processing

Feed production

Fertilizer production.

Eligibility criteria

An applicant must submit a completed application form and business plan with detailed agro-

processing/beneficiation activity (ies), budget plans and projected income statement and balance sheet, for a

period of at least three years for the project. The project/business must exhibit economic merit in terms of

sustainability.

6

The application must be submitted within the designated application window period, prior to start of

processing/beneficiation or undertaking activities being applied for. Any assets bought and taken into

commercial use or competitiveness improvements costs incurred before applying for the incentive will be

considered as non-qualifying.

For existing entities, submit latest financial statements, reviewed by an independent external auditor or

accredited person, not older than 18 months.

The approved entity may not reduce its employment levels from the average employment levels for a twelve-

month period prior to the date of application, and these employment levels should be maintained for the duration

of the incentive period/ agreement.

That is, the total number of employees in the entity (inclusive of full-time and full-time equivalent) in each year of

the incentive period may not be less than base year employment for a 12 month period prior to the date of

submission of the application, as defined in above

Any reduction in the total number of employees over the duration of the incentive, will disqualify the applicant.

Any claims not yet evaluated or paid will immediately lapse and no obligation will accrue to the dti on such

claims.

7

Minimum qualifying investment size, including competitiveness improvement cost, will be at least R1 million.

Grant offering

The scheme offers a 20% up to a 30% cost sharing grant to a maximum of R20 million over a two-year investment period,

with a last claim to be submitted within six months after the final approved milestone.

Industrial Development Corporation (IDC)

The IDC has a dedicated agro-processing and agriculture business unit that aims to expand funding for viable businesses

in agro processing and agriculture. The unit has been able to draw on funds for agro-processing and to support small

suppliers to retail that derive effectively from agreements with the competition commission designed to improve the

competitive environment in agro processing.

The Jobs funds

For this funding, applications may be submitted through the following funding windows: enterprise development, support

for work seekers, Infrastructure and institutional capacity building. However, given the Fund’s emphasis on a

systems/M4U approach your application should reflect how you will intervene at multiple points in the system to give effect

to sector/industry; value chain wide systemic impact.

Support for Work-seekers: The Jobs Fund will partner with intermediaries and co-finance innovative

initiatives that support work-seekers and which are specifically linked to employment outcomes. These may

relate to entrepreneurial development, training (although not in isolation), or job placement services.

Initiatives must be linked to the realities of the market, and should target unemployed women an youth,

those who have never worked before and the unemployed.

8

Enterprise Development: These innovative initiatives are preferably led by the private sector or NGOs, in

order to leverage the partners’ capacity for innovation, investment and risk-taking. Initiatives under this

window will result in sector/industry wide impact and scale.

Infrastructure Development: The Jobs Fund will partner with intermediaries to co-finance investment in

economic infrastructure which will unlock and catalyse job creation. Infrastructure initiatives that focus on

those factors that will directly contribute toward reducing the impact of spatial inequality; enabling

productivity in the economy and or infrastructure which ‘crowds in’ private sector activity in a particular area

will be more favourably considered.

Institutional Capacity Building: The Jobs Fund will partner with intermediaries to co-finance investment in

building capable institutions. The Jobs Fund aims to catalyse and incentivise innovative approaches which

combine commercial sustainability with job creation potential.

How do you qualify for funding?

The following criteria must be meet:

The minimum funding request is R10 million

Projects will be given a maximum of three years to implement and deliver the direct jobs promised

The applicant must be an intermediary i.e. sector/industry specialists, industry association, financial

intermediaries, implementing agent for making markets work for the poor (M4P) approach to development

9

Applicants must demonstrate the ability to secure matched funding at a minimum matched funding ratio of

1:1.

Department of Agriculture Forestry and Fisheries (DAFF)

Directorate: Agro-processing support

It aims to complement the interventions undertaken by other departments in this connection, led by the dti. Its mandate

includes but not limited to the following:

To facilitate the implementation of enterprise and supplier development initiatives;

To identify and encourage the use of innovative agro-processing technologies to start up agribusinesses;

To facilitate and ensure compliance of start-up agro-processing enterprises to SABS norms and standards;

To collaborate with other government departments and entities as well as the private sector to align and

integrate agro-processing development initiatives to achieve rural industrialisation;

To provide timely and relevant agro-processing economic information;

To partner and collaborate with appropriate institutions around technological, financial and economic research

related to the agro-processing industry.

The Department of Agriculture Forestry and Fisheries (DAFF) is working on the following agricultural schemes, the

Comprehensive Agricultural Support Programme (CASP) and MAFISA funding programmes.

10

Comprehensive Agricultural Support Programme (CASP)

The aim of this programme is to provide post settlement support to the targeted beneficiaries of land reform and to other

producers who have acquired land through private means and are, for example, engaged in value-adding enterprises

domestically or involved in export.

Objectives and allocation criteria:

Community involvement and ownership

Enhances national and household food security

Target beneficiaries should be from the previously disadvantaged group

One-off grant and not committing the Government to any form of direct recurrent operational or maintenance

projects grants

Long-term sustainability and economic viability

Project finance support will only be provided for agricultural activities having the required level of institutional and

technical support

Projects that will generate employment opportunities should be given priority

Grant conditions

Complement provincial budgets to improve and increase farmer support services within the CASP framework

Implementation of quarterly reporting on approved plans for targeted areas and beneficiary groups.

11

MAFISA Scheme

MAFISA provides financial services to small-holder producers in the agriculture, forestry and fisheries sector. The

objective of the scheme is to address the financial services needs of smallholder producers in the sector. Services

provided through the scheme include production loans, facilitation of saving mobilization and capacity building for member

owned financial institutions (intermediaries).


Be a South African citizen with a valid South African identity document

Be from historically disadvantaged groups

Enterprise must show ability to repay the loan

Be of the age of 21 and above (between 18 and 20 there is a need for parental/guardian consent)

Gross non-farm income to be not more than R20 000 per month

Turnover of the enterprise not to be more than the SARS tax threshold

Enterprise should be agriculture, forestry or fisheries related

Positive credit history

Terms and conditions:

Maximum loan size is R500 000 per person

Interest rate charged is 8% per annum compound

Loans below R25 000 do not require security

Repayment term is tied to income cycle of the enterprise

12

Loans are available for individuals and groups

All applicants must meet MAFISA loan requirements to be considered.

Department of Rural Development and Land Reform (DRDLR)

Agro-processing in DRDLR falls under the Rural Enterprise and Industrial Development sub-programme, which has two

chief directorates: Secondary and tertiary Cooperatives and Rural Industrial Development. The functions of Rural

Industrial Development include: agro-processing, and in particular the establishment of agri-parks; village markets; credit

finance and investment facilities; public, social services and economic hubs in villages, including retail parks and malls;

support for manufacturing; building relationships with commodity groups; and facilitating engagement with regional and

national economic growth agencies.

Under cooperatives support, DRDLR aims to organise primary coops into secondary coops, and to support existing and

new coops around registration, drafting a constitution, building administrative capacity and ensuring compliance,

facilitating training and monitoring, building capacity (including logistics) for market access; coordinate the establishment

of infrastructure (wholesale facilities, storage and packaging); facilitate improved bargaining and bulk buying power and

broadened market opportunities; assist with access to Cooperatives Incentive Schemes; and engage with organs of

state, private sector and stakeholders and building partnerships (tertiary activities).

Land Redistribution for Agricultural Development (LRAD) Programme

The Land Redistribution for Agricultural Development (LRAD) programme is a sub-programme of the Redistribution

programme of the Department of Rural Development & Land Affairs (DRDLR). It is specifically aimed at giving Black

13

farmers access to land for subsistence or productive purposes and is jointly run by the Department of Land Affairs and the

Department of Agriculture.

LRAD's main focus is to assist Black people to gain increased access to agricultural land, for use and ownership, by

allocating grants. These grants, which the State provides, are free and do not need to be repaid. However, it is expected

of applicants to contribute at least R5 000, in the form of cash, towards labour or agricultural implements. The larger the

applicant's contribution, the larger the grant from the State will be.

The Land Redistribution for Agricultural Development (LRAD) programme tries to:

Provide previously disadvantaged individuals with improved/better opportunities to own agricultural land.

Assist rural people in improving their standard of living.

Ensure more effective use of available agricultural land.

How much is the grant?

To receive the minimum grant amount of R20 000 the applicant must make a contribution of R5 000 Recap Program

The recapitalisation and Development Program is aimed at Land Reform beneficiaries. Land Reform farms with mortgage

component. Emerging farmers who purchased farms privately. Irrigation schemes and farms on communal areas. Funding

will be based on a comprehensive business plan on a sliding scale over five years. A strategic partner forms part of the

funding structure.

14

Proactive Land Acquisition Strategy (PLAS)

PLAS focuses primarily on the poor and is based on the state pro-actively purchased land with high agricultural potential.

The Department then selects beneficiaries who can lease the land with the option to purchase the land.

Commonages.

The commonage product aims at improving people’s access to municipal land for agricultural purposes. Farm Equity

Schemes. This is an arrangement where participants purchase equity in the form of shares inland based enterprise.

Participants receive returns in the form of dividends and capital growth. Settlement Production Land Acquisition Grant

(SPLAG).

Settlement Production Land Acquisition Grant (SPLAG)

The Settlement and Production Land Acquisition Grant (SPLAG) is a grant to provide for both settlement and agricultural

production land needs of people living and/or working on rural land. In this context, rural land (land outside proclaimed

towns) also refers to farm land. The Settlement Production Land Acquisition Grant (SPLAG) will cater for both settlement

and agricultural production purposes.

Economic Development Departments (EDD)

The Minister of Economic Development is responsible for coordinating the development of the country’s New Growth Path

and overseeing the work of key state entities engaged in economic development.

On 11 October 2016, Government and seven companies in the construction industry signed an agreement to promote

transformation in the sector and settle outstanding and potential civil claims between the parties relating to a number of

15

infrastructure projects. The civil claims relate to the infrastructure projects in the period to 2010 that were settled as part of

the Fast-Track Settlement process with the Competition Commission.

The Settlement Agreement, also known as the Voluntary Rebuilding Programme (VRP), has three components:

Financial contributions by the companies of R1.5 billion for developmental projects (in addition to the R1.4 billion in

competition penalties previously imposed by the Competition Tribunal);

Commitments to promote transformation and black South African ownership and participation in the sector, through

either equity transactions or by partnering with and developing smaller, black-owned construction companies that

will result in black-owned companies with a market value of roughly R5 billion in 2024; and

Integrity commitments by the company CEOs to take all steps to avoid collusion and corruption in their dealings

with the state, their competitors and their customers and to partner with Government in exposing all forms of

corruption and tender irregularities.

Department of Small Business Development

Co-operative Incentive Scheme (CIS)

The Co-operative Incentive Scheme (CIS) is a 100% grant for registered primary co-operatives (a primary co-operative

consists of five or more members). The objective of the CIS is to improve the viability and competitiveness of co-operative

enterprises by lowering their cost of doing business through an incentive that supports Broad-Based Black Economic

Empowerment.

Objectives

Promote co-operatives through the provision of a matching grant;

16

Improve the viability and competitiveness of co-operative enterprises by lowering the cost of doing business;

Assist co-operatives to acquire their start up requirements;

Build an initial asset base for emerging co-operatives to enable them to leverage other support; and

Provide an incentive that supports broad-based black economic empowerment.

Eligible activities through the grant:

Business development services (e.g. feasibility studies; business, manufacturing and production systems; and

production efficiency and improvement, etc)

Technological improvements

Machinery, equipment and tools

Commercial vehicles

Infrastructure linked to the project (e.g. 3-phase electricity; boreholes, etc.)

Working capital.

Who benefits / eligible criteria:

Eligible entities should:

Be incorporated and registered in South Africa in terms of the Co-operatives Act of 2005

Be emerging co-operatives with a majority black ownership

have projects in any of the different economic sectors

17

adhere to co-operative principles

be owned by historically disadvantaged individuals (HDIs) and

be biased towards women, youth and people with disabilities.

The Small Enterprise Development Agency (SEDA)

Seda an agency of the department of small business development which provides non-financial support to small

enterprises and co-operatives. Seda’s mission is to develop, support and promote small enterprises throughout the

country, ensuring their growth and sustainability in co–ordination and partnership with various role players, including

global partners, who make international best practices available to local entrepreneurs.

Departments of Environmental Affairs

The Government of South Africa through the Department of Environmental Affairs (DEA) has set up a Green Fund to

support the transition to a low carbon, resource efficient and climate resilient development path delivering high impact

economic, environmental and social benefits. The allocation of R800m represents the initial resources available for

disbursement by the Green Fund. The DEA has appointed the Development Bank of Southern Africa (DBSA) as the

implementing agent of the Green Fund.

Green Fund

The Green Fund aims to provide catalytic finance to facilitate investment in green initiatives that will support poverty

reduction and job creation. Importantly, the Fund will only support initiatives which would not have been implemented

18

without its support. The Green Fund is additional and complementary to existing fiscal allocations supporting the

transitioning of the South African economy to a low-carbon, resource efficient and climate resilient growth path.

Due to its focus on innovative projects, unless a strong case is made for the coverage of a funding or financing gap, the

Green Fund will not support such projects.

The Green Fund will respond to market weaknesses currently hampering South Africa’s transition to a green economy by:

promoting innovative and high impact green programmes and projects

reinforcing climate policy objectives through green interventions

building an evidence base for the expansion of the green economy, and

attracting additional resources to support South Africa’s green economy development.

The Green Fund has identified three thematic funding windows which will contribute to the transition to green

economy.

Green Cities and Towns (GCT)

Local government, through public sector procurement and alignment of spending on infrastructure and services, with

environment performance indicators, can play a significant role in generating the demand for green products and services.

This in turn can create greater localisation of green technologies. By assisting in implementation at local government, the

Green Fund can play a role in catalysing significant levels of both public and private sector investment in the green

economy.

The vision of the GCT window is to strive for well run, compact and efficient cities and towns that deliver essential

services to their residents, utilising available natural resources efficiently and sustainably.

19

Focus areas:

Sustainable transport

Sustainable waste management and recycling

Renewable energy, including off grid and mini grid

Sustainable water management

Energy efficiency and demand side management

Sustainable human settlements, the built environment and green buildings

Ecosystem services

Eligible applicants: this window is open to proposals from municipalities, municipal entities, suppliers to municipalities

and small and medium enterprises. For private sector applicants, confirmation of support from municipality must be

provided in the application.

Low Carbon Economy (LCE)

The decoupling of economic growth from its impact on natural resources will be driven by private sector efforts to

lower environmental impact and resource consumption. This can be achieved through clean production methods and

other climate change mitigation and adaptation measures. These include interventions targeting industrial efficiency

and the carbon intensity of the economy including energy efficiency, reducing pollution from industrial processes,

waste management and reuse of by-products.

20

The vision of the LCE window is to strive towards a low carbon growth trajectory in line with national climate change

policy principles.

Focus areas include:

Energy efficiency

Renewable energy

Rural energy including off grid and mini grid

Biogas and biofuels

Sustainable transport

Industrial cleaner production and consumption projects

Eligible applicants: this window is open to proposals from the private sector including small and medium enterprises,

research and non-governmental organisations.

Exclusions: The fund will not consider proposals from large Renewable Energy Independent Power Producers, nor from

bio-fuels projects that utilise invasive plants and food sources as feedstock.

Environmental and Natural Resource Management (NRM)

The protection of biodiversity and securing the sustainable delivery of ecosystem services is the primary focus of this

Window. These include interventions targeting ecosystem based adaptation to climate change that could drive rural

development models. Managing and reducing the impact of agriculture and land use changes through demand

management and resource conservation will be supported.

21

The vision of the NRM window is to strive for protected and conserved resources for sustained ecosystem services to

support South Africa's development path.

Focus areas:

Payment for Ecosystem Services (PES) projects

Biodiversity Benefiting businesses, including sustainable farming

Land use management and models

Rural adaptation projects and plans

Eligible applicants: this window is open to proposals from the private sector (including small medium enterprises), non-

governmental organisations, universities and research institutions, and community based organisations.

Exclusions: For private sector applicants, cost of conversion from conventional agriculture to sustainable agriculture will

not be supported.


Each application will undergo an initial screening to assess suitability in terms of the Green Fund’s objectives. All

applications will be subjected to the following eligibility criteria which they must meet:

Relevance: match to the funding window and focus areas therein

Innovation: the project is new and unique in the green economy space. This innovation can relate to any of the

following aspects: technology, business model, institutional arrangements, or financing approach.

22

Additionally: the project cannot proceed without the Green Fund’s financial support and a funding gap should be

demonstrated.

Ability to scale up and/or replicate: the projec has the potential to be rolled out to other sites and/ or to be

implemented at a large scale.

Institutional requirements

At the point of application, applicants need to ensure the following (where applicable):

Registered legal entity or identifiable natural persons (evidence to be attached)

Established bank account at a registered South African financial institution (evidence to be attached)

Tax clearance certificate (evidence to be attached)

No adverse audit findings or disclaimer of audit opinion in last two years

Not barred from participating in government procurement

Not credit blacklisted through a default judgement or an un-rehabilitated insolvent

The Small Enterprise Finance Agency (SEFA)

Structured finance is used to finance businesses that require funding that fall outside the parameters of term and bridge

loan facilities. The support is provided by way of a debt facility but mainly tailored around the requirements of the project

(tailored finance). The SEFA finance loan can be taken over a period of maximum five years.

23

Land Reform Empowerment Facility

The Land Reform Empowerment Facility is a wholesale financing facility, meaning DSEFA lends money to commercial

banks and other lenders for on-lending to land reform beneficiaries. Loans include: Mortgage – R15 million up to 12 years

repayment, Equity Share Scheme – R1 million per beneficiary up to 12 years repayment, Production loans – up to R500

000 per production cycle with 10% own contribution up to 18 years repayment and Agricultural Asset Finance – R 800 000

per farmer up to five years repayment period.

The National Empowerment Fund (NEF)

NEF provides funds to black entrepreneurs and groups with the aim of facilitating access to finance in support of Broad-

Based BEE in terms of government legislation. The investment activities of the NEF are guided by an investment policy

that seeks to ensure that investments create real economic empowerment for black people without deviating from sound

economic principles.

Rural and Community Development Fund.

Rural and Community Development Fund was designed to promote sustainable change in social and economic relations

and supporting the goals of growth and development in the rural economy, through 011 305 8000 or 0861 843 633

www.nefcorp.co.za financing of sustainable enterprises. This would be achieved through the mobilisation of rural

communities in legal entities or cooperatives, in order to participate in the broader economic activities and realize the

economic transformation goals in rural South Africa. The fund has four products: Project Finance, Business Acquisition,

Expansion Capital and Startup/Greenfields with the funding threshold ranging from a minimum of R1 million to R50

million. The sectors covered primary and secondary agriculture, agro-processing, agro forestry. Minimum 25,1 % black

ownership required with up to 10 years repayment

24

Land Bank

The Land Bank has various term loans for agriculture. These are long term mortgage loan, medium term loans and short

term loans. They are meant to finance land purchases, implements and production costs respectively. The term range

from 18 months to 15 years.

Old Mutual: Masisizane Fund.

The mandate of the Masisizane Fund is to contribute to employment creation, reduction of inequality, economic growth

and attraction of investment to Small, Medium and Micro Enterprise development and promotion of entrepreneurship. The

fund caters for agriculture and agro-processing amongst others together with other non-financial support services like

capacity building. The maximum is R10m over a five year repayment period.

IMbewu Fund

This Fund is designed to support black entrepreneurs wishing to start new businesses as well support existing black-

owned enterprises with expansion capital. The Fund supports these entities by offering debt, quasi-equity and equity

finance products with the funding threshold ranging from a minimum of R250 000 to a maximum of R10 million.

Funding is delivered through the following products:

1. Entrepreneurship finance

2. Procurement finance

3. Franchise finance

25

Entrepreneurship finance

The Entrepreneurship Finance product is aimed at providing start-up and expansion capital to new and early-stage

businesses that are owned and managed by black people.

The key criteria of this product are:

BEE applicants should be actively involved in the day-to-day management of the business

Minimum black ownership of 50.1% is a requirement

Business and/or industry experience by black entrepreneurs is also considered

The NEF reserves the right to oblige applicants to participate in the NEF mentorship programme where there is

lack of business and/or Industry experience

The business should be able to repay NEF’s investment

Funding Instruments include term-loans, shares and other structures with ordinary share characteristics

NEF funding is charged at prime linked interest rates

Business must have a clear value-add with a sound business case

Maximum NEF funding is R10 million

26

The NEF will exit from the investment in five to seven years

Procurement finance

The Procurement Finance product is aimed at assisting black-owned SMEs that have been awarded tenders or contracts

by public and private sector entities. The product’s main objective is to ensure that qualifying SMEs have the capacity to

carry out the contracts.


The term of the loan will match the duration of the contract.

NEF funding is generally limited to R10 million

There must be active participation by black individuals in the operations of the business

Minimum black ownership of 50.1% is required

Industry knowledge by management or there must be clear transfer of skills through relevant partnerships

Funding instruments include term-loans, bridging finance, asset finance, revolving facilities and debt finance

NEF will fund both the acquisition of assets and the working capital requirements of the business


The NEF reserves the right to oblige applicant to participate in the NEF mentorship programme

27

NEF will support contracts awarded by reputable entities

NEF does not generally support subcontracts especially those awarded by agents and entities that have a weak

financial position and lacking track record

The contract must be commercially viable and generate sufficient profits and cash flow to repay NEF’s loan

Franchise Finance

The Franchise Finance product is aimed at assisting black entrepreneurs who wish to acquire a franchise license. The

product is aimed at entrepreneurs who wish to start their own businesses by buying a franchise linked to a particular

brand to reduce risks associated with start-up businesses lacking a track record.


The NEF prefers to fund well established franchise concepts

Active management involvement by BEE parties is required

Minimum BEE shareholding of 50.1% is a requirement

NEF funding of franchises is through a loan instrument with the term matching the duration of the franchise license,

however, up to a maximum term of seven years

BEE party must have been pre-approved by the franchisor before approaching NEF

NEF funding generally limited to R10 million

28

NEF will fund SME; using mainly debt


The NEF will exit from the investment in five to seven years

UMnotho Fund

This Fund is designed to improve access to BEE capital and has five products: Acquisition Finance, Project Finance,

Expansion Finance, Capital Markets Fund, and Liquidity and Warehousing. These products provide capital to black-

owned and managed enterprises, black entrepreneurs who are buying equity shares in established black and white

owned enterprises, starting new ventures, expanding existing businesses and BEE businesses that are or wish to be

listed on the JSE.

Funding ranges from R2 million to R50 million and details of the five products are provided below:

1. Acquisition Finance

2. New Venture Finance

3. Expansion Capital

4. Capital Markets

5. Liquidity and Warehousing

Acquisition Finance


29

BEE applicants seeking to fund equity purchases of between R2 million and R75 million in existing businesses

Focus on medium to large companies

Focus on partnerships with existing management teams and other equity investors

Minimum BEE ownership of 25.1% post NEF investment

Active BEE management participation

Active BEE involvement in investee companies

BEE Financial contribution determined on case-by-case basis

Investment instruments can include a combination of debt, equity and mezzanine finance

The NEF reserves the right to oblige applicants to participate in the NEF mentorship programme

Typical investment horizon of four to seven years

Security to include personal guarantee

New Venture Finance

This product provides capital of R5 million to R25 million per project for BEE parties seeking to participate in medium-sized greenfields projects with total funding requests of between R10 million and R200 million. The key criteria are:

30

Minimum 25.1% BEE shareholding

Investment instruments can include a combination of debt, equity and mezzanine finance in support of BEE

BEE-specific financial contribution assessed on a case-by-case basis

NEF exposure to the project generally not to exceed 50% of total project costs

Proven management experience within consortium


The NEF investment horizon is five to 10 years

Security to include personal guarantees

Expansion Capital

The NEF will provide funding of R5 million to R75 million to entities that are already black-empowered, but seek

expansion capital to grow the business.


Investment instruments can include a combination of debt, equity and mezzanine finance in support of BEE

BEE shareholding should be minimum of 50.1%

Pricing based on instrument, risk matrix, security package, etc.

31

Typical investment horizon of four to seven years


Security to include personal guarantee and security over business assets

Capital markets

This product invests in BEE enterprises, particularly those owned by black women that seek to list on the JSE or its

junior AltX market. The Umnotho Fund will also help listed BEE companies to raise additional capital for

expansion.

All other key features are similar to those of the Acquisition Finance product.

Liquidity and Warehousing

This product assists BEE shareholders who need to sell a portion or all of their shares (as minority stakes in

unlisted firms are hard to sell). Also acquires and temporarily warehouses these shares before on-selling them to

new BEE shareholders, and refinances BEE shareholdings where existing financing structures are costly and/or

inefficient.

All other key features are similar to the Acquisition Finance Fund.

32

Rural and Community Development Fund

Rural and Community Development Fund was designed to promote sustainable change in social and economic relations

and supporting the goals of growth and development in the rural economy, through financing of sustainable enterprises.

This would be achieved through the mobilisation of rural communities in legal entities or cooperatives, in order to

participate in the broader economic activities and realise the economic transformation goals in rural South Africa. The

fund has three products: Acquisition Finance, Expansion Capital and Project Finance (New Venture/Start-up/Greenfields)

with the funding threshold ranging from a minimum of R1 million to R50 million.

Sectors funded:

Agro-processing and manufacturing

Eco-tourism

Forestry and fisheries

Commercial property

Aqua and marine culture

Non - farm activities (rural based)

Acquisition

This product was designed to cater for rural entrepreneurs or communities seeking to buy equity in existing rural and

community enterprises focusing on small to large ventures where partnerships between NEF, BEE parties or community

entity and technical partner is involved.

New Venture Capital

33

New Venture Capital product is aimed at assisting rural entrepreneurs and co-operatives and communities with equity

contribution towards establishment of sustainable new ventures in Agri-sector including forestry, tourism, processing, etc.

Medium sized new venture projects with total funding requirements of between R1m and R50m.

Expansion capital

This product facilitates involvement and ownership by communities in projects promoting social upliftment of rural and

community projects using entities such as co-operatives and private companies.

Strategic Projects Fund

A unit of the NEF established with a mandate to increase the participation of black people in early-stage projects

Aligned to national Government policy

Seeks competitive opportunity for the South African economy and the inclusion of black participation in

opportunities at the outset of projects, as opposed to doing so during equity closure.

SPF's sector focus is informed by the government's strategies on industrial development through the dti's National

Industrial Policy Framework, the corresponding Industrial Policy Action Plans [IPAP] as well as the current government

economic growth strategy, the New Growth Path. The sectors identified based on the IPAP and the New Growth Path and

are listed as follows:

Agriculture;

Business Process Outsourcing (call centres, data storage centres and termination centres);

34

PROVINCES

KWAZULU-NATAL

Trade and Investment Kwazulu-Natal

Spatial development initiatives (SDIs) aim to facilitate the creation of viable jobs and maximise the ability of local

communities to benefit from the increased economic activity. In KwaZulu-Natal, the following well-established SDIs are at

varying stages of delivery:

Pietermaritzburg - Msunduzi SDI: Comprises the leather and footwear industries, wood products and furniture, the

aluminium industry, and the establishment of a tourism cluster.

Richards Bay - Empangeni SDI: Opportunities her relate primarily to industry, infrastructure projects, SMME development

and tourist attractions. The focus is on the creation of downstream processing opportunities for the wide array of raw

materials produced in the area, as well as developing its tourism strength as the gateway to northern KwaZulu-Natal

Lubombo SDI: a corridor stretching from the Greater St Lucia Wetland Park and along the Indian Ocean coastline to

Ponta do Ourao in Mozambique, embracing Jozini Dam and game reserves in Swaziland, it is focused on tourism and

major agricultural development opportunities.

Agribusiness Development Agency (ADA)

The ADA strives to promote, establish, facilitate and support the growth of black owned and managed agribusinesses

along agricultural value chains in KwaZulu-Natal through partnerships with individuals, communities, private sector and

other public sector institutions in order to achieve a transformed agribusiness sector in the province.

35

The KwaZulu-Natal Department of Economic Development and Environmental Affairs (EDTEA)

The KwaZulu-Natal Department of Economic Development and Environmental Affairs is mandated to oversee the socio-

economic transformation in the province. It therefore leads the policy and strategic initiatives directed at promoting

development and growth in various sectors of the economy. However, to achieve its objectives, the Department has to co-

operate with various stakeholders and social partners that include the private sector and civil society. National and

provincial legislative, policy and strategic frameworks guide the operations of the Department.

EASTERN CAPE

Department of Rural Development and Agrarian Reform (DRDAR)

The department of Rural development and Agrarian Reform (DRDAR) is working with the Eastern Cape Rural

Development Agency (ECRDA) in enhancing the agricultural sector.

Eastern Cape Rural Development Agency (ECRDA)

The Eastern Cape Rural Development Agency (ECRDA) is a schedule 3 (c) entity in terms of the Public Finance Management Act

(PFMA). ECRDA has dedicated focus on formulating, promoting and ensuring the implementation of a comprehensive integrated

rural development strategy for the Eastern Cape.

Eastern Cape Development Corporation (ECDC)

The Eastern Cape Development Corporation (ECDC loans) has emerged over the years as a strong anchor for economic

revitalisation in the Eastern Cape. Acting as the much-needed link between the public and private sector, ECDC has

cultivated innovative and developmentally conscious private sector development initiatives. These initiatives have

36

continued to contribute to overcoming the constraints of poverty, unemployment, inequality, under-development and other

past inequalities.

In order to provide an effective service, ECDC finance has developed diverse business units all catering for various

needs. ECDC is divided into development finance, investment promotion, export promotion, enterprise development

services, property management and development as well as spatial and rural projects unit.

Criteria for finance

A business with headquarters in the province, or can prove the major developmental impact will be felt in the

province, will be considered for finance.

ECDC also understands the historical lack of access of small to medium enterprises to finance.

Through ECDC’s short-term and long-term product offering, the Corporation has set itself apart as the financial

service provider of choice for initiatives that bring a meaningful development impact to the Eastern Cape economy.

ECDC facilitates financial viability and sustainability of these initiatives through the provision of financial resources

at highly competitive rates.

1.6 Department of Economic Development, Environmental Affairs and Tourism

Local and Regional Economic Development Grant Fund

Objectives

The main objective of the LRED Fund is to support enterprises and/or projects that promote:

37

Sustainable job creation to reduce poverty levels, especially among historically discriminated and disadvantaged

communities and individuals

Generation of additional sources of income for the poor

An improved quality of life in communities brought about by improvements in local economic and infrastructure

An entrepreneurial culture, economic and social inclusion, increased levels of confidence, self-belief and initiative,

and capabilities for sustaining own enterprises among individuals and groups from marginalised communities.

Qualifying projects

The DEDEAT LRED Fund will support enterprises and/or projects with one or more of the following objectives:

Support to provincial prioritised sectors (as per Provincial Economic Development Strategy) and clusters of

industry in order to reposition the province into higher value-added segments of supply chains, while

increasing equitable participation in these value chains;

Support to economic development initiatives which are part of or aligned to municipal IDPs and LED plans,

provincial and national strategies;

Development of new sources of economic activity in small towns, townships and villages aimed at

employment creation;

Promotion of new technologies – including green technology - and a knowledge-based economy with

potential for local enterprise stimulation and employment creation;

Creating pathways to sustainable business and growth for those in the informal economy or subsistence

economies;

38

Promoting better local links between education and enterprise (better skills match to meet needs of particular

enterprises in the market);

Integrating the workforce of the Province – local actions to address unemployment, youth and women,

pathways to economic integration, up-skilling those in low pay-low skills jobs, sustainable livelihoods – to

tackle poverty and social exclusion.

LRED will not fund the following:

Projects involving the purchase and resale of goods without value-adding activity (e.g. retail trading

activities)

Projects that are used to fund the transfer of ownership of an enterprise or acquisition of shareholding in an

existing enterprise

Franchise enterprises

Trusts

Projects that qualify for other dedicated government funds

Eligible Beneficiaries / Enterprises

Registered business enterprises excluding sole proprietors

Legally established community based organisations

Cooperatives

39

Parastatals, non-governmental organisations, non-profit organisations and public sector organisations are

not eligible to apply for funding, but may form partnership group with any of form of enterprises listed above

Officials of state – both office bearers and employees of institutions and entities detailed in Schedules 1, 2,

and 3 of the Public Finance Management Act, are excluded from benefiting from projects supported and

may NOT form part of any of the entities

An individual can belong to only one entity

If a partnership is a Joint Venture with a clear contractual agreement joining together two or more entities for

the purpose of executing a particular business undertaking, this will be considered. All applications

submitted by Joint Venture should ensure that a list of all partners and signed partnership statements are

provided

Service providers (consultants) who are defined as parties providing a service to the project in return for a

fee, who will not be investing in the implementation and ongoing operation of the project cannot form part of

the entity or partnership group

An applicant and/or partnership group must detail previous support to it or constituent parts, received from

the LRED fund

Entities that are expanding their businesses shall be in operations for at least three years or more at the time

of submitting the application.

Eligible Applicants

The applicant must:

be directly responsible for the preparation and management of the project, not acting as an intermediary

40

have stable and sufficient financial resources or collateral to ensure the continuity of their organisation

throughout the project

be able to demonstrate their capacity to manage activities corresponding with the size of the project for

which the fund is requested

be South African citizen and reside in the Eastern Cape.

The following are prohibited from applying / participating in the LRED funded projects if:

They are bankrupt or being wound up, are having their affairs administered by the courts, have entered into

an agreement with creditors, have suspended business activities, are subject of proceedings concerning

those matters or are in any analogous situation arising from a similar procedure provided for in national

legislation or regulations;

They have been convicted of an offence concerning professional conduct by a judgement against which no

appeal is possible

They are guilty of grave professional misconduct proven by any means which the DEDEAT can justify

They have not fulfilled obligations relating to the payment of taxes

They have been the subject of a judgement which has the force of res judicata for fraud, corruption,

involvement in criminal organisation or nay other illegal activity

They have been declared to be in serious breach of contract for failure to comply with their contractual

obligations in connection with a procurement procedure or other fund award managed by DEDEAT or any

public entity

They are employed within national, provincial and local spheres of government.

41

Financial allocation and obligations

Against the foregoing categories and types of actions to be supported by the DEDEAT LRED Fund, the following

commitments and obligations pertain:

Funding support will be made available, for the project generation or implementation phase of a project and will be

subject to the following:

The grant is capped at a maximum of R500, 000.00 per project for project generation phase.

The grant is capped at a maximum of R3, 000,000.00 per annum per implementation project.

DEDEAT shall not commit funds if the feasibility study is not positive.

The grant will cover all reasonable costs associated with the action, including infrastructure development,

equipment; production input costs, human capacity development and training, as well as running costs.

Project proposals that reflect co-funding and input resources secured will receive favourable consideration,

this not to imply the exclusion of proposals looking towards DEDEAT as predominant funder.

Where applicable, projects ready for implementation must have their land ownership secured, record of

environmental decision issued and valid for at least 6 months after the full application submission deadline,

technical and architectural design by licensed architect and investment costing by quantity surveyor

completed, proper and realistic feasibility study or business plan prepared and up to date, necessary permits

and licences obtained (including business registration and where applicable, VAT Registration), and other

relevant indicators of readiness for implementation.

42

LIMPOPO

Limpopo Economic Development Agency (LEDA)

The Limpopo Economic Development Agency (LEDA) is established in terms of the Limpopo Development Corporation

Act, Act No.5 of 1994, as amended. It complies with the Public Finance Management Act (PFMA) as a Schedule 3D

Agency.

It was established as a special economic and development vehicle, culminating in the amalgamation of four agencies;

namely:

Trade and Investment Limpopo

Limpopo Business Support Agency

Limpopo Agribusiness Development Corporation

Limpopo Economic Development Enterprise

Limpopo Department of Economic Development, Environment and Tourism

The mission of the Limpopo Department of Economic Development, Environment and Tourism is to enable a competitive

economy and sustainable environmental and tourism development towards an improved quality of life for all.

The Department's strategic goals are to improve the service delivery to communities and stakeholders through a skilled,

accountable, empowered and integrated Public Service; contribute to the growth of the economy and job creation through

targeted interventions; protect and enhance environmental assets and natural resources; and have Limpopo positioned as

the preferred tourist destination within the South African Development Community (SADC).

43

Western Cape

Department of Economic Development and Tourism

Emerging Business Support Programme

Beneficiaries: Emerging Small Medium Enterprises

Project description: Accredited two-day Business Skills Training Course

The Department of Economic Development and Tourism in partnership with ABSA will be rolling out the second phase of

the Emerging Business Development programme starting in March 2017.

The accredited NQF level 4 business skills course, presented by ABSA facilitators will cover:

Business Strategy Development

Operations Strategy Development

Financial Literacy Development.

The programme was rolled out in March 2017 and runs until December 2017.

It is a two-day course that will take place in the Cape Metro, the West Coast, the Cape Winelands, Eden, the Overberg

and Central Karoo.

To participate in the programme, your business:

Should be a registered and operational business

Should be operating within the Western Cape

44

Should have a valid BEE certificate.

FREE STATE

Department: Agriculture and Rural Development

The strategic goals of the Department are: increased profitable production of food and fibre products; effective regulatory

services and risk management; transformed and demand-based education, training and development; sustained

management of natural resources; improved, effective and efficient governance and stakeholder relations; and

coordinated creation of vibrant, equitable and sustainable rural communities.

Free State Development Corporation

The Free State Development Corporation is a specialist economic development agency formed to offer the Free State

people and potential investors a wide selection of services. These services include:

SMME support – both financial (through loans) and non-financial support

Property development and management

Providing investors with a comprehensive service in setting up a business

Providing export ready Free State companies with assistance in identifying new markets and export opportunities

for their products.

Free State Development Corporation (FDC)

45

The mandate of the Free State Development Corporation (FDC) is to provide financial and business support services

to SMMEs and co-operatives, develop and manage properties, as well as to facilitate and promote investments and

exports and manage properties, as well as to facilitate and promote investments and exports.

MPUMALANGA

Mpumalanga Department of Economic Development and Tourism

The mission of the Mpumalanga Department of Economic Development and Tourism is to drive economic growth that

creates decent employment and promote sustainable development through partnerships.

The Department's strategic goals are to sustain economic development that increases employment, alleviates poverty and

addresses inequality among the citizenry; and flourishing domestic and foreign tourism, and increased inclusivity of all

stakeholders in the sector.

Cooperatives Development and Support

Directorate: Enterprise Development

Service offerings:

Advise and support potential entrepreneurs to establish businesses

Facilitate the establishment of cooperatives

Develop and support SMME's and cooperatives

46

Conduct entrepreneur programmes for target groups (youth, women and people with disability)

Assist SMME's and Cooperatives to access funding

Capacitate cooperatives to comply with Cooperatives Legislation and Regulations

Advocate for SMME's to access procurement opportunities within provincial departments

NOTHERN CAPE

The Northern Cape Department of Economic Development and Tourism

The vision of the Northern Cape Department of Economic Development and Tourism is a radically transformed economy

in the Northern Cape.

The Department's mission is to accelerate the economic growth and development of the Northern Cape through

diversification, empowerment, employment, business creation and sustainable development.

The values and principles, as well as the service delivery in the Department is driven by the following principles;

Batho Pele, professionalism, cooperation, integrity, accountability, representation, and the four E’s (effectiveness,

efficiency, economy and excellence).

48

NAME OF THE INSTITUTION CONTACT PERSON

TELEPHONE CONTACT EMAIL ADDRESS

National Institutions Department of Trade & Industry ( the dti: Agro-processing)

Ncumisa Mcata-Mhlauli 012 394 1557 [email protected]

Department of Trade and Industry (the dti)

Esther Rasogo 012 394 1229 [email protected]

Department of Economic Development (EDD)

Mahomed Vawda

012 394 5606 MVawda@economic .gov.za

Department of Treasury ( Jobs fund)

Lionel Kunene 012 395 6655 012 406 9166

[email protected]

Industrial Development Cooperation ( IDC) Manoj Seonath 011 269 3579 manojs@ idc.co.za

National Empowerment Fund (NEF) Nthatho Makhubo 011 305 8000 [email protected]

Old Mutual : Masisizane Fund Sifiso 011 217 1854

Small Enterprise Development Agency (SEDA) Marius de Villiers 012 441 1219 [email protected]

Small Enterprise Finance Agency (SEFA) Landile Nkungwana 012 748 9600 [email protected]

Land Bank Moraka Makhura 012 6860 961 [email protected]

Department of Agriculture Forestry & Fisheries

Victor Thindisa 012 319 8457 [email protected]

Technology Innovation Agency (TIA)

Sibusiso Manana 012 472 2700 [email protected]

Technology Innovation Agency (TIA)

Obakeng Maema 012 472 2780 [email protected]

Department of Science and Technology (DST)

Maneshree Jugmohan-Naidu

012 843 6470 [email protected]

Department of Small Business M. Rachuene 012 441 1194 [email protected]

mailto:[email protected]




49

Development

Department of Environmental Affairs

Jenitha Badul 012 399 9272 [email protected]

Gauteng Department of Agriculture Tediso Molepo 011 240 2621 [email protected]

Department of Economic Development

Moholwa Motlatjo 083 269 4371 [email protected]

Gauteng Economic Development Agency ( GEDA)

Mekoe Moira [email protected]

KwaZulu - Natal Department of Economic Development

Fikiswa Pupuma 033 2642 505 [email protected]

Trade & Investment Kwazulu-Natal Menzi Dlamini 031 368 9604

[email protected]

Agribusiness Development Agency (ADA)

Thulasizwe Mkhabela 033 347 8624

[email protected]

Eastern Cape

Department of Rural Development & Land Reform (DRDAR)

Bongikaya Dayimane 040 602 5013 [email protected]

Department of Economic Development, Environmental Affairs and Tourism (DEDEAT)

Akho Skenjana 043 605 7149 [email protected]

Department of Rural Development Land Reform (DRDLR)

Cebo Hermanus 012 312 8911 0800 007 095 043 700 7000

[email protected]

Eastern Cape Development Corporation (ECDC)

Mlamli Nodada 043 704 5714 [email protected]

Eastern Cape Rural Development Agency (ECRDA)

Navy Simukonda 043 703 6305 [email protected]

East London IDZ( ELIDZ) Ntobeko Bacela 043 702 8200 [email protected]

Chris Hani Development Agency (CHDA)

Zolile Duze 045 838 2195 [email protected]

Alfred Nzo Development Agency (ANDA)

Thabiso Ntsalla 071 676 0165 [email protected]

Limpopo

Department of Agriculture (DOA) Vusi Ndlozi 015-294 3000 [email protected]

50

Limpopo Economic Development Agency (LEDA) Peter Ngoasheng 015 296 3543 [email protected]

Limpopo Department of Economic Development, Environment and Tourism(LEDA)

Maja Lilly 015 293 8300 [email protected]

Western Cape

Department of Economic Development, Environmental Affairs and Tourism (DEDEAT)

Goodwell Dingaan 021 483 9315

[email protected]

Department of Agriculture Bongiswa Matoti 021 808 5213 [email protected]

WESGRO Liovian Anderson 021 487 8650 [email protected]

Free State

Department of Economic, Small Business Development, Tourism and Environmental Affairs (Destea)

Mpholokeng Mokalobe 051 400 9588 [email protected]

Department of Agriculture

Mmuso Tsoametsi 051 861 8686 [email protected]

Department of Agriculture and Rural Development

Thato Mokoena 051 861 8492 083 572 3538

[email protected]

Free State Agency Elmare Bester 051 411 3820 [email protected]

Mpumalanga


Thulani Nhlapo 013 766 4004 [email protected]

Mpumalanga Agency Lebogang Malapane 051 861 8444 [email protected]

Northern Cape Department of Economic Development and Tourism

Edwin Groener 053 830 4849 [email protected]

Department of Agriculture Ward 053 838 9100 [email protected]

Trade & investment promotion Agency (NCEDA)

Tebogo Luse 053 833 1503 tluse@nc eda.co.za

North West Department of Agriculture Mothusi Thebe 018 389 5300 [email protected]


Khomotso Kaobelepe 018 387 7763 [email protected]



SUPPORT RENDERED BY VARIOUS GOVERNMENT … · 1 SUPPORT RENDERED BY VARIOUS GOVERNMENT DEPARTMENTS...

Documents

Transcript of SUPPORT RENDERED BY VARIOUS GOVERNMENT … · 1 SUPPORT RENDERED BY VARIOUS GOVERNMENT DEPARTMENTS...