Supplement togive a little, the world becomes a better place and you have no cost for the...
20
Supplement to shutterstock.com
Transcript of Supplement togive a little, the world becomes a better place and you have no cost for the...
Supplement to
shut
ters
tock
.com
2 www.cgpni.com
Ins ide ~Write a Will . . . . . . . . . . . . . . . . . . . . . . . . . . 3Estate Planning – Do’s and Don’ts. . . . . . . 4 How to Prepare . . . . . . . . . . . . . . . . . . . . . . . 5CGPNI Committee . . . . . . . . . . . . . . . . . . . . 5Write a Will Form . . . . . . . . . . . . . . . . . . . . . 6Write a Will Events . . . . . . . . . . . . . . . . . . 7-9Partner Highlights . . . . . . . . . . . . . . . . 10-19Charitable Bequest Language . . . . . . . . . 13Charitable Gift Planners . . . . . . . . . . . . . . 19
Welcome from Senior LifeSenior Life Newspapers is proud to support Write a Will Week
through the publication of this booklet. This piece is distributedin conjunction with “Write A Will Week”, October 19-23, 2020. Valuable and useful information is available in helping to makelife-changing decisions some day for those less fortunate.
We would like to thank the Charitable Gift Planners of North-east Indiana for their assistance and support. Events of the weekare noted on pages 7, 8 & 9. Forms and information to benefit youare included as well. Please let us know if there is anything wecan do next year to enhance the overall content of this booklet.
of Allen and its surrounding counties
“Living Life After 50”
Division of The Papers Incorporated206 S. Main St., PO Box 188, Milford, IN 46542
800-733-4111www.seniorlifenewspapers.com
www.cgpni.com
Advertiser Ad Page Advertiser Ad Page
Please let our advertisers knowyou found them in this publication.
An Initiative of the
Beers Mallers . . . . . . . . . . . . . . . . . . . . . . . . . . 11
Bishop Dwenger High School. . . . . . . . . . . 10
Cancer Services. . . . . . . . . . . . . . . . . . . . . . . . 14
Community Harvest Food Bank. . . . . . . . . 10
Concordia Lutheran High School . . . . . . . 17
Concordia Theological Seminary. . . . . . . . 15
CTN: Community Transportation Network . . . . . . . . . . . . . 11
Fort Wayne Children’s Zoo. . . . . . . . . . . . . . 12
The League. . . . . . . . . . . . . . . . . . . . . . . . . . . . 10
Matthew 25 Health & Dental Clinic. . . . . . 12
PNC . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13
Purdue University Fort Wayne . . . . . . . . . . . 9The Rescue Mission . . . . . . . . . . . . . . . . . . . . 18
Senior Life . . . . . . . . . . . . . . . . . . . . Back Cover
St. Vincent de Paul . . . . . . . . . . . . . . . . . . . . . 12
Troyer & Good, PC . . . . . . . . . . . . . . . . . . . . . 14
University of Saint Francis . . . . . . . . . . . . . . 14 Visiting Nurse . . . . . . . . . . . . . . . . . . . . . . . . . . 7
WRITE A WILLWRITE A WILLWRITE A WILL
By Richard Cummins
H elen Keller once said, “Alone wecan do so little; together we cando so much”. There are many
amazing nonprofit organizations in ourcommunity. Together, we have achance to change the world we live infor the better by supporting thesecauses. Unfortunately, for many, theglobal financial downturn that we haveexperienced over the last six years hasleft little discretionary income to donateto a charity. If that is the case for you,helping today may not seem like areality. An end of life gift is a way foryou to preserve a long term legacy withoutcausing a burden on your current cash flow. 20local nonprofits have grouped together to make iteasier for all of us to give a little to make a bigdifference. From October 19-23, theseorganizations will be partnering in the Write a Willcampaign. These nonprofits have madearrangements with volunteer attorneys that willprepare a simple will for you. According to theCharitable Gift Planners of Northeast Indianawebsite (cgpni.com), a simple will is one that:
1. Allows for the naming of a personal representative for the estate
2. Allows for simple, direct distributions ofassets to a surviving spouse, charities,and/or other beneficiaries
3. Follows all applicable state requirementsfor witnesses and signatures.
4. May contain guardian appointments ifthere are children under age 18
All you have to do is make a bequest in yoursimple Will to a charitable organization and thepreparation will be FREE of charge. That’s it. Yougive a little, the world becomes a better place andyou have no cost for the preparation. You can giveto both loved ones and a charitable organization.There also might be a tax benefit for your lovedones by donating a charitable gift through yourestate. Please consult an attorney to see if thatcan be a reality for you. To participate in the FREEWrite A Will program, turn to pages 7, 8 & 9, find acharity that you are comfortable with or an eventthat works with your schedule, contact the namedrepresentative and make an appointment. It’s thateasy. One thing to remember though, accordingto cgpni.com, any Will that requires trustarrangements or a “significant series of contingent options” will not be considered simple and will not be free. The volunteerattorney will discuss this matter with you.
shutterstock.com
Write a WillChange the World
3
4 www.cgpni.comwww.cgpni.com
Y ou’ve built a goodlife for yourself and,naturally, you want
to pass it on. But just as ittakes hard work andplanning to acquirewealth, it also takes a wellthought-out estate planto preserve those assetsfor future generations.
An attorney, financialadvisor/ accountant, ortrust administrator areprofessionals who canhelp you put together anestate plan that reflectsyour unique needs andgoals, helping you to sortthrough difficult questions, avoid commonmistakes, and plan your estate with confidenceand peace of mind.
Here are a few do’s and don’ts to keep in mindwhen putting together an estate plan:
● DON’T WRITE YOUR OWN WILL – Estateplanning is too complicated to do it yourself,and the laws that govern it vary from state tostate. So don’t rely on a generic form you foundonline when there are professionals who cancustomize a plan for you. All too often, smallmistakes made by do-it-yourselfers can lead toan invalid Will and family members spendingthousands of dollars fighting over your estate.
● DON’T PROCRASTINATE – Delays only hurt theones you love. The time to plan your estate isnow, even if you’re not sure who gets what orwho you want to be in charge. An estate planthat meets 80% of your goals is better than noplan at all.
● DON’T FORGET TO UPDATE BENEFICIARYDESIGNATIONS – It’s a good idea to check yourbeneficiary designations periodically to makesure they’re current. Major assets could easilygo to the wrong person if you’ve recently had amajor life change. In a worst-case scenario,these assets could even end up in probate andsubject to the claims of creditors.
● DO CONSULT A FINANCIAL ADVISOR – If youown valuable assets, the best way to protectthem (and minimize your tax burden) is througha properly executed estate plan.
● DO FUND YOUR REVOCABLE LIVING TRUST –As soon as possible after your trust agreementis signed, fund it. Otherwise, the plan won’twork if you become disabled, and your assetswill end up in probate when you die.
This article provided by 1st Source Bank
Estate Planning –Do’s and Don’ts
shut
ters
tock
.com
5WRITE A WILLWRITE A WILL
Y our meeting withyour attorney atany of the partner
“Write a Will” sites willbe scheduled forapproximately 15 to 30minutes. For best useof your appointment,complete the form forWill Preparation (acopy is available onpage 6).
Bring it with you toyour appointment. Theinformation yourattorney will need to complete your Will includes:
• Your marital status and, if married, the name of yourspouse; also, is your spouse a U.S. citizen? Do youhave a prenuptial agreement?
• Names and birthdates of all your children whetherthey will inherit or not
• Name and address of the charitable organization(s)you name in your Will
• Names of other persons who will benefit from yourWill, and their relationship to you
• A general list of your assets and how those assetsare titled; for example, is your house or bankaccount in your name only, or are there otherowners? If you have an IRA or retirement account,who are your beneficiaries?
• You can leave your beneficiaries a specific dollaramount or a percentage of your estate. You can alsomake bequests of specific items, such as jewelry orfurniture. Your attorney will discuss each of theseoptions.At the end of your appointment, your attorney will
explain what to expect and when your document(s)will be ready to sign. You should follow-up with yourattorney. CGPNI is not involved in the follow-up.
Remember, your Will will be prepared at no charge ifyou name at least one charity to receive a gift from
your Will when you die. Ifyou do not name a charityin your Will, you must beprepared to pay the costof the Will. The attorneywill discuss this with you.
You may also ask yourattorney to prepare otherdocuments for you inaddition to a Will. Pleasebe aware the attorney hasthe right to charge a feefor the additional work.
NOTE: The above is generalinformation only. You should rely on your attorney’s advicein all matters regarding your estate plan. The CGPNIcommittee does not prepare Wills and is not engaged in thepractice of Law.
An Initiative of the CHARITABLE GIFT PLANNERS OF NORTHEAST INDIANA
www.cgpni.com
Lauren Denton . . . . . . BKD CPAs & Advisors
Leah Good . . . . . . . . . . . . . Troyer & Good, PC
Paul Neill . . . . . . . . . . . . . . . Old National Bank
Tess Steffen . . . . . . . . University of St. Francis
Betty Foster . . . . . . . Senior Life Newspapers
Andrew Simmons . . . . . . . . . . . . . . . Rothberg Logan Warsco LLP
2020 CGPNICommittee
How to prepare for meeting with your “Write a Will” attorney
shutterstock.com
6 www.cgpni.comwww.cgpni.com
Write a WillComplete this form to present to the attorney for your Simple Will with Charitable Gift.
Please print
Your name as you will sign on your document_________________________________________
Address__________________________________________________________________________
Phone Number____________________________________________________________________
Your marital status ___________________ Name of spouse: _____________________________
Do you have children? ________ How many? __________ Are any children minors? __________
BENEFICIARIES OF YOUR ESTATE AT DEATH: Amount or Percent
1. Charities
a. Official Name _____________________________________ ________________
Address _____________________________________
b. Official Name ______________________________________ ________________
Address______________________________________
2. Others (Name) Relationship Amount or Percent
___________________________________ _______________ ________________
___________________________________ _______________ ________________
___________________________________ _______________ ________________
___________________________________ _______________ ________________
___________________________________ _______________ ________________
___________________________________ _______________ ________________
WHO WILL SERVE AS YOUR EXECUTOR?
1. Name_____________________________ Address ________________________________________________________________________________
2. Alternate _________________________ Address ________________________________________________________________________________
How will your tangible personal property (i.e. furniture, jewelry, etc.) be distributed?
Spouse _______ Children in equal shares ________ Sold and proceeds added to remainder of estate_________
Other _______________________________________________________________________________________
You may arrange for additional provisions or other documents for a fee: Power of Attorney, Advance Directives for Health Care, Appointment of Guardian, Trust provisions. Please consult your attorney.
YOUR DOCUMENT MAY BE EXECUTED AT A LATER DATE BY APPOINTMENT
An Initiative of the CHARITABLE GIFT PLANNERS OF NORTHEAST INDIANA www.cgpni.com
7WRITE A WILLWRITE A WILL
Central Site – Ft. Wayne Parks andRecreation Community Center(call for appointment)233 W. Main St., Fort Wayne, IN 46802fortwayneparks.orgContact: Mary Wagner-Stockman260-427-6461mary.wagner-stockman@cityoffortwayne.orgOctober 21: 9:00-11:00 am; 1:00-3:00 pm Attorney: Janell Sprinkle/Beers Mallers
Allen County SPCA4914 S. Hanna St., Fort Wayne, IN 46806allencountyspca.orgContact: Beth Squires260-744-0454, ext. [email protected] 19-23Call for times and attorney informationAttorney: TBD
Cancer Services of Northeast Indiana(by appointment only)6316 Mutual Dr., Fort Wayne, IN 46825www.cancer-services.orgContact: Stacey [email protected] 20: 1:00-6:00 pmAttorney: Cory Swagger/Swagger Law
Community Harvest Food Bank ofNortheast Indiana, Inc.Community Harvest South – Conference Room999 E. Tillman Rd., Fort Wayne, IN 46816www.communityharvest.orgContact: Maia Pfeffer, Community Engagement Coordinator260-447-3696, ext. [email protected] 22: 9:00 am-1:00 pmAttorneys: Katie Yarnelle, Michael Licari/HuntSuedhoff Kalamaros, LLP
Concordia Theological Seminary(call for appointment times)6600 N. Clinton St., Fort Wayne, IN 46825www.ctsfw.eduContact: LeeAnna [email protected] 19-23Call for timesAttorney: Heidi Adair/ Beers Mallers
Continued on page 8
To avoid waiting, you areencouraged to call ahead to
make an appointment at the site of your choice.
(Some sites require apre-set appointment.)
2020 Write a Will Events
8 www.cgpni.comwww.cgpni.com
Fort Wayne Children’s Zoo(call for appointment – phone/video conferenceappointments encouraged for safety. Ifphone/computer is needed, one will be providedat Fort Wayne Children’s Zoo Education Centerbuilding, 600 Franke Park Dr., Fort Wayne, IN46808)3411 Sherman Blvd., Fort Wayne, IN 46808www.kidszoo.orgContact: Amy Lazoff260-427-2285 or [email protected] 19: 8:00-11:00 amOctober 23: 1:00-4:00 pm(other times available as needed/by appointment)Attorney: Charles Backs/Barnes & Thornburg LLP
Fort Wayne Museum of Art311 E. Main St., Fort Wayne, IN 46802www.fwmoa.orgContact: Ashley StoneburnerCall for dates and times260-422-6467 or [email protected]: Leah Good/Troyer & Good PC
Fort Wayne Trails, Inc.(call for appointment)300 E. Main St., Fort Wayne, IN 46802www.fwtrails.orgContact: Angie Quinn260-969-0079 or [email protected] 19: 1:00-5:00 pmOctober 21: 8:00-11:00 am(appointments via telephone conference calls)Attorney: Charles Backs/Barnes & Thornburg LLP
Huntington University(call for appointment)502 Lake St., Huntington, IN 46750www.huntington.eduContact: Pete Schownir, Director of Gift Planning260-359-4045 or [email protected] 19: 9:00 am-NoonOctober 20: 1:00-4:00 pm
October 21: 9:00 am-NoonOctober 22: 1:00-4:00 pm(appointments are 30 minutes by telephone withestate attorney)Attorney: Lisa Garrott/Hartburg Roth GarrottHalverstadt Garrett, LLP
The League5821 S. Anthony Blvd., Fort Wayne, IN 46816www.the-league.orgContact: Angelina [email protected] 19: 8:30-11:30 amOctober 20: 8:00 am-Noon, 1:00-5:00 pmOctober 21: 10:00 am-Noon, 1:00-4:00 pmOctober 22: 10:00 am-Noon, 1:00-5:00 pmOctober 23: 1:00-3:00 pmAttorneys: Charles Backs/Barnes & Thornburg, LLC;Staci Bougher/Bougher Law Firm; Gina Eisenhut/Sprunger & Sprunger; Jeslyn Smith/Koler Law Office
The Literacy Alliance Inc.1005 W. Rudisill Blvd., Ste. 307, Fort Wayne, IN 46807literacyalliance.orgContact: Melinda Haines260-423-0001 or [email protected] 19: 8:00 am-5:00 pmOctober 20: 8:00 am-5:00 pmAttorneys: Michael Licari, Katie Yarnelle/ HuntSuedhoff Kalamaros LLP
Parkview Foundationswww.parkview.com/foundationsContact: Rose Fritzinger260-463-9004 or [email protected] on-line registration:www.parkview.com/writeawillParkview LaGrange Foundation207 N. Townline Rd., LaGrange, IN 46761October 20 (afternoon)October 21 (morning)Attorneys: Dustin Glick, Cheryl Weimer/Eberhard, Weimer & Glick
Parkview Foundation10622 Parkview Plaza Drive, Fort Wayne, IN 46845October 19: (morning)October 20: (afternoon)October 21: (morning)Attorneys: Dennis Dykhuizen, Andrew Simmons,Susan Trent/Rothberg Logan & WarscoAdditional volunteer attorney appointments maybe provided, if needed and available.
PBS Fort Wayne (by appointment only)PBS 39 Teleplex, Oldenkemp Community Room2501 E. Coliseum Blvd., Fort Wayne, IN 46805www.wfwa.orgContact: Alena McKenzie260-471-5363 or [email protected] 20: 1:30-3:30 pmOctober 21: 9:00-11:00 amOctober 22: 9:00 am-NoonAttorneys: Robert Rhee, Jesica Thorson & TroyKeifer/Beers Mallers
Purdue Fort WaynePFW Office of Development4110 Crescent Ave., Fort Wayne, IN 46815www.pfw.eduContact: Eve Colchin, Director of [email protected] 21: 3:00-6:00 pm(appointments held at PFW will adhere to university social distancing guidelines)Attorney: Heidi B. Adair/Beers Mallers
The Rescue Mission(by appointment only)404 E. Washington Blvd., Fort Wayne, IN 46802fwrm.orgContact: Lisa Biers260-426-7357, ext. [email protected] 19-23: call for appointmentsAttorneys: Robert Rhee, Troy Kiefer/Beers Mallers
Continued from page 7
2020 Write a Will Events
To avoid waiting, you are encouragedto call ahead to make an
appointment at the site of your choice. (Some sites require a
pre-set appointment.)
9WRITE A WILLWRITE A WILL
MAKE LEARNING YOUR LEGACY
MAKE A DIFFERENCE FOR A
Wting in the ticipaBy par e planning procieteitzman S am and
.edu/w, visit pfweo learn morTTo
MAKE A DIFFERENCE FOR A
aWt ory Fersitdue UnivurPou ensur, ytify gving a legaclea
eitzman SWting in the ticipaBy par
eitzman or call 260-481-6962 t.edu/w
MASTODONMAKE A DIFFERENCE FOR A
.tsyne studenae generor futuress ffoce sucou ensur
e planning prty estaocieteitzman S
.yodaeitzman or call 260-481-6962 t
tions ofae generam and roge planning pr
Science Central1950 N. Clinton St., Fort Wayne, IN 46805www.sciencecentral.orgContact: June Harkness260-424-2400, ext. [email protected] 19-23: contact June to learn more(virtual appointments available)Attorney: Andrew Simmons/Rothberg Logan Warsco LLP
St. Vincent de Paul Society(by appointment only)1600 S. Calhoun St., Fort Wayne, IN 46802www.svdpsfw.orgContact: Darrel F. [email protected] 19-23Call for appointment: 260-423-1311Attorney: Joshua Burkhardt/Hunt Suedhoff Kalamaros, LLP
University of Saint FrancisBrookside at USF2701 Spring St., Fort Wayne, IN 46808www.sf.eduContact: Sister Marilyn [email protected] 19-23: 4:00-6:00 pmCall for appointment: 260-423-1311Attorney: Joshua Burkhardt/Hunt Suedhoff Kalamaros, LLP
Visiting Nurse(call for appointment)5910 Homestead Rd., Fort Wayne, IN 46814www.vnfw.orgContact: Kelsey [email protected] 21: 1:30-4:00 pmOctober 22: 1:30-4:00 pmAttorneys: Jesica Thorson & Troy Keifer/Beers Mallers
WBCL Radio Network(by appointment only)1115 W. Rudisill Blvd., Fort Wayne, IN 46807www.wbcl.orgContact: Jeri Rusk/, Development [email protected] 19: 1:00-3:00 pmOctober 20: 1:00-6:00 pmOctober 21: 9:00 am-Noon; 3:00-6:00 pmOctober 22: 9:00 am-NoonOctober 23: 8:00-11:00 amAttorneys: Charles Backs & Travis Glassley/Barnes & Thornburg LLP;Robert Rhee, Jesica Thorson & Troy Kiefer/Beers Mallers
www.cgpni.com
An Initiative of the
10 www.cgpni.com
Cancer Services ofNortheast Indiana
One of the only good thingsto come out of the COVID-19 pandemic is that it has
forced us to have a greaterfocus on what is trulyimportant in life, includingcaring for our friends andfamily. One definitive measureof this is the dramatic increasein the number of Americansundertaking the difficult – butvery essential – duty to set up awill and other end-of-lifedirectives.
Pre-pandemic, only 37% ofAmericans had a will. But everyone needs a will. It is the onlyway to ensure you can choose how to care for your lovedones when you are gone. COVID-19 has forced people torecognize the importance of having things such as your willand advanced medical care directives in place now.
More people are understanding that a will is neededregardless of income. You don’t have to be wealthy and havea fortune for people to fight over. A will makes certain yourwishes are put down in legal form.
Cancer Services of Northeast Indiana wants to encouragemore people to be prepared and is participating in the 2020Write a Will event. This is a great way for people to get asimple will completed at no cost and support philanthropicefforts at the same time.
We are fortunate to have local attorney Cory Swagger ofSwagger Law offering his expert services from 1 p.m. to 6p.m. on Tuesday, October 20, 2020 at Cancer Services, 6316Mutual Drive. He will meet with you and create a simple willfor you at no cost. The only requirement is that you mustinclude a charitable gift in your will.
While we hope you will consider making a gift to CancerServices, you may give to any charitable cause that speaks toyour heart. Please call 260-484-9560 or toll free 866-484-9560 to schedule your appointment to make a will.
Cory Swagger
Write a Will Day 2020
Leave a Legacyof Hope
Community HarvestFood Bank260-447-3696
Leave a Legacy...Invest in tomorrow’s leaders today!
11WRITE A WILL
CTN
I f you cannot drive yourself, you face a huge barrier. If you need a little assistance, even fewer options exist.You have to arrange every trip. You begin to limit
where you will even attempt to travel. You ask others topick up things for you. You lose a little independenceworking around everyone’s schedule. It hurts your senseof dignity. But, you have to go to your medicalappointments. You need to get there on time. Your lifemay even depend on it.
Over 700 people turn to CTN (CommunityTransportation Network). From an occasional doctor’sappointment to dialysis three times a week, CTN vans areon the road, Monday-Saturday, ensuring seniors andpeople with disabilities have a dependable option.
I have seen it grow overthe last few years. I knowit means so much topeople to be greeted byfriendly drivers who come
right to the door. Not only do I donate to CTN each yearto help sponsor rides right now, I made the decision toadd CTN as a benefactor to my will. That will enable meto have a larger impact on this small organization.
Whatever I can do will help so many more remain asindependent as possible. I want to help give back thatsense of dignity. I know this is a great investment.
by Paul M. Miller
You need to getthere on time.
12 www.cgpni.com
Concordia LutheranHigh School
www.cgpni.com
Did you ever think of that as you considered your lifejourney? What if I didn’t do my will or havebeneficiaries for my IRA’s or other assets? What would
happen to my family, my church, my favorite place tovolunteer, my favorite organization to support? Withoutme, what would happen?
The Kohlmeyer family is a great example of a familymaking an impact. To honor a sister, who passed away earlyin life, they created an endowment that providedscholarships to their father’s, mother’s and their own highschool alma mater — Concordia Lutheran High School. Itprovided a modest scholarship that helped one student.
Following the unexpected death of their deceasedsister’s husband, they received an unexpected surprise. Hehad left directions that his estate should go to this sameendowment. Additionally, he had named the endowmentas a beneficiary on his life insurance, IRA and other financialinstruments.
Now, their endowment provides scholarships to eightstudents — and the size of the scholarships increase eachyear as the endowment grows through the soundinvestment management of the Concordia EducationalFoundation.
Their father passed away, and yet, the legacy continuesfor the Kohlmeyers. And each year, the family gatherstogether to meet the students whose lives they impacted.
Consider us, for “without you,” and people like you since1935, many of our students would not be making thatdifference.
Visit clhscadets.planmylegacy.org or contact JohnSchoedel at (260) 483-1102, ext. 251 [email protected].
The Kohlmeyer family poses with the Concordia Lutheran HighSchool students that they impacted through their gifts to theendowment.
MAKE MEMORIES POSSIBLE
Call 260-427-2040 to schedule your free and confidential appointment.
SIBLSPOE MEMORIEMAK
e the power toou havY
ESIBLS E MEMORIE
e the power to
en’yne Childraort WJoin the F
SIBLSPO, for generations to comejust like this one
fidenonee and cfr2040 t-7260-4all 2C
eek. ill wW-Ae-ritor Woo fs Zen’
ESIBL., for generations to come
t.tmential appoinfidenour o schedule y2040 t
• faith-based • non-profit • no federal funding
Matthew 25Health & Dental Clinic
Your legacy gift will continue to benefit the underserved of Northeast Indiana and Northwest Ohio with vitalmedical and dental care.
413 E Jefferson Blvd., Fort Wayne, IN 46802
(260) 426-3250 x [email protected]
www.matthew25online.org
1600 S. Calhoun Street, Fort Wayne, IN 46802 260.456.3561
Your Presence and Absence both mean something…Today’s Gift is Tomorrow’s Remembrance!
Consider leaving a charitable contribution to St. Vincent de Paul
during Write A Will Week or at a future date.
Schedule an appointment with our volunteer attorney in the privacy of his office.
Joshua Burkhardt
260-423-1311 Hunt S edhoff Kalamaros, LLP u
What Will Happen Without Me?
13WRITE A WILLWRITE A WILL
Sponsored by the Charitable Gift Planners of Northeast IndianaJUST A FEW SAMPLES SHOWING CHARITABLE BEQUEST LANGUAGE
Your Attorney will advise you about your Will and Charitable Gift
UNRESTRICTED BEQUEST:I give to (legal name of institution, address) the sum of $______ Dollars (or_____% or fraction of my adjusted gross estate) as a charitable gift for itsgeneral purposes.
RESTRICTED BEQUEST:I give to (legal name of institution, address) the sum of $______ Dollars (or____% of my adjusted gross estate) as a charitable gift to be used for(describe the purpose for the gift).
BEQUEST OF RESIDUARY ESTATE:After making the above gifts to my family and specific persons, I give allremaining property owned by me at death, wherever located, to (legalname of charity, address).
UNRESTRICTED BEQUEST OF SPECIFIC PROPERTY, ENDOWMENT:I give the following property to (legal name of institution, city and state) tobe held as an endowment, the net income of which may, along with anyappreciation (whether realized or unrealized), be spent for its generalpurposes: (describe property- real estate, gold jewelry, or valuable coin orart collection; insert specific description and where located.)
CONTINGENT BEQUEST:I give the residue of my estate to my spouse (or other designee) if hesurvives me. If he does not survive me, I give my residuary estate to (legalname of charity, city and state) for its general purposes.
CONTINGENT DISCLAIMER BEQUEST:If any beneficiary disclaims any part or all of the gift bestowed in the above
paragraph, the gift shall be distributed to (legal name of institution,address) as a charitable gift.
CHARITABLE BENEFICIARY TO BE SELECTED BY MY EXECUTOR:I give the sum of $_______ Dollars (or ____% or fraction of my residuaryestate) to a beneficiary to be selected by my Executor, to be used for aparticular charitable purpose: (e.g. providing food and shelter to homelesspersons in Allen County, etc.) If the charitable purpose cannot be exercisedby the charitable organization that receives my gift due to impossibility,impracticability, or other reasons, I direct that the recipient use the fundsinstead for (insert other use or charity) or for its general purposes. It is myintent to make this gift to an organization qualified as a charitableorganization under federal law.
ESTABLISH CHARITABLE TRUST:The remainder of my estate shall be distributed to the Trustee named inArticle - as a Charitable Trust.
IRA BENEFICIARYA charity is an excellent beneficiary for a 401k or IRA plan. A charitable oreducational organization will not have to pay income taxes as a result ofthis gift, whereas an individual may have income taxes due as a result ofbeing named as a beneficiary.
Created by Jane M. Gerardot. Visit our website at www.cgpni.com. This documentprovides general information only. You should rely on your attorney’s advice in allmatters regarding your estate plan. The CGPNI committee does not prepare Wills and isnot engaged in the practice of Law.
Call Stefan Poling, Senior Fiduciary Advisor, at 260-461-7106 or visit pnc.com/wealthsolutions
OUR COMMITMENT. YOUR LEGACY.Earning the privilege to be your trusted advisor is not something we take lightly. So no matter where you are in life, we are committed to helping you make decisions today that will help shape the future you want and provide the peaceof mind you need.
The PNC Financial Services Group, Inc. (�PNC�) uses the marketing name PNC Wealth Management® to provide investment and wealth management, fiduciary services, FDIC-insured banking products and services, and lending of funds through its subsidiary, PNC Bank, National Association, which is a Member FDIC. PNC does not provide services in any jurisdiction in which it is not authorized to conduct business.
Investments: Not FDIC Insured. No Bank Guarantee. May Lose Value.
©2020 The PNC Financial Services Group, Inc. All rights reserved.
INV WM PDF 0219-0154-1145603
WEALTH PLANNING | TRUST AND ESTATE ADMINISTRATION | PRIVATE BANKING | INVESTMENT MANAGEMENT
14 www.cgpni.com
PARTICIPATE IN WRITE A WILL WEEK AT USF Schedule your appointment today!
Oct. 19-23, 4-6 p.m.Contact Maddie at 260-423-1311
For more information, contact Sister Marilyn Oliver, OSF, at 260-399-8036 or [email protected].
WILLS • TRUSTS • ELDER LAW
6303 Constitution Dr., Fort Wayne, IN 46804260.440.3241
www.TroyerGood.com
TracyTroyerAttorney
LeahGoodAttorney
ConcordiaTheological SeminaryConcordia
Theological Seminary
W riting a willalways seemed tobe a daunting
task and it was very easyto procrastinate. Weeven flippantly thought,“Well, let’s get it overwith!” We hadmistakenly thought that,if we prepare a will, wewere not trusting God totake care of us. However,just the opposite provedto be true. Through theencouragement ofothers, we realized how beneficial this organized legal processwas to us and our loved ones; so we met with a lawyer, a friendin our congregation.
Little did we know how much comfort we would have onceour will was legally put in writing. We felt peace knowing howour accumulated earthly blessings would be distributed.
Here are several reasons why preparing a will was useful tous and may prove beneficial to you:
1) It reminded us that our time on earth could be long orshort. Few expect the short, but it’s best to be preparedeither way.
2) It allowed us to record our wishes in case either of us faceend of life care issues.
3) It freed our family from the burden of figuring out how tolegally disburse our assets after we die.
4) It reminded our children that, even though death is real,the Lord’s steadfast and faithful love will be with them.
5) Finally, it enabled us to carefully designate assets. We wereable to maximize assets to our children and greatlyminimize or remove taxation by giving generously tocharitable organizations like Concordia TheologicalSeminary, Fort Wayne (CTSFW).
In short, writing a will provides you with genuine relief thatall your wishes are prepared correctly and recorded legally.
Whether you have a little or a lot in this life, the gifts youbequeath to your family, friends, and charitable organizationsare a meaningful token of your love and appreciation. Make anappointment for the October 19-23, 2020 “Write a Will Week.”You will be glad that you took this important step in providingfor the future of both your loved ones and God’s kingdom!”
Now is the Right Time
Daryl and Denise Seaman
CTSFWCONCORDIA THEOLOGICAL SEMINARY
FORT WAYNE, INDIANAwww.ctsfw.edu
CTCONCORDIA THEO
FORT WAYNwww.ct
TSFWLOGICAL SEMINARY
NE, INDIANAtsfw.edu
Attorney Cory Swaggerwill be available
October 20 from 1 to 6 p.m.
Please call (260) 484-9560 to make an appointment
6316 MUTUAL DRIVE, FORT WAYNE, IN 46825
Leave a legacy in your community
by participating in Write a Will Day
Leave a legacy in your community
by participating in Write a Will Day
15WRITE A WILL
HuntingtonUniversity
Fort Wayne Children’s Zoo
Do you have afavoritememory of
visiting FortWayne Children’sZoo?
Whetheryou’ve lived inthe Fort Waynearea your entirelife or just a shorttime, it’s hard toimagine what thiscommunitywould be like without the magic of the Zoo. Since opening in1965, Fort Wayne Children’s Zoo has welcomed more than 21million children and families to its 40+ acre campus wherethey can connect with animals, enjoy quality time together,and be inspired to care about the world around them.
While many national media outlets have tried to pinpointwhat makes Fort Wayne Children’s Zoo a special place, havingnamed us on several “Top Ten” lists of the best zoos for morethan a decade, we know what makes the Zoo special. It’s you.
Unlike most Zoos across the United States, Fort WayneChildren’s Zoo does not receive tax support for dailyoperations. The secret to the Zoo’s success has been theincredible support provided through memberships,admissions, donations, and rides. That’s right, each time yourrode the train or the carousel, it made a difference!
By remembering Fort Wayne Children’s Zoo in your will,you become an essential part of the fabric that makes ourZoo the place you love to visit again and again. Your gift willdo things such as feeding the animals, providing programs toschoolchildren, keep rides like the train in tip-top shape, andcreate new exhibits for children to explore. Essentially, yourgift will allow the next generation to create thousands oftheir own special Zoo memories.
We invite any community member who has included theZoo in their will to join the Zoo’s Legacy Society. This grouptypically enjoys an annual gathering where they receive theinside scoop on everything happening at the Zoo andupdates throughout the year. If you are thinking aboutincluding the Zoo in your will, we invite you to join us forWrite a Will week. If you already have, we encourage you tocall us at 260-427-2040 so we can send you an invitation toour next annual gathering.
Approximately 65% of Americans do not have a Last Will and Testament. This is especially astounding since state and federal laws provide some significant incentives for preparing one. A will is designed to make it easy for very personal wishes regarding child custody, property distribution, and values to be followed.
For more information Email: [email protected] Call LeeAnna Rondot at: (260) 452-2204
Nov. 4–6, 2020 A Study Retreat
WRITE A WILL WEEK Concordia Theological Seminary,
Fort WayneOctober 19–23, 2020
Call LeeAnna Rondot at (260) 452-2204 for available appointment times.
Where: 6600 N. Clinton St., Fort Wayne, Indiana Cost: FREE if any non-profit organization or
church is mentioned in the will.
Make Known His Deeds
16 www.cgpni.com
The League
Life is short…it can seemto fly by in the blink ofan eye. The year 2020
has brought many new andunexpected challenges intoour lives and communities.At this time last year, wecould not have imaginedthat our day to day liveswould be transformed bythe effects of the currentpandemic we face. Forothers, they experienced thesudden and unexpectedloss of loved ones. We have learned so much this year.
While no one knows what tomorrow brings, there is anopportunity to be able to plan for it. If you have not doneso lately, there is no time like now to have a Last Will andTestament written or updated for free. This opportunityonly happens once a year and The League, a partner agencyand site, is offering appointments during the week ofOctober 19 - October 23, 2020 during Write-A-Will week.
Appointments are required in advance for convenienceof our volunteer attorneys, and to ensure a safe, sociallydistanced experience.
Again, the cost to receive this service is 100% free. Whatis the catch? There is just one. To receive your free Willduring Write-A-Will week, you must designate a smallcontribution from your estate to benefit any nonprofit inAllen County of your choice.
Whether your estate is large or small, whether you havelarge or small assets, having a planned Will offers you theassurance that your personal possessions and estate will begiven where you choose and to whom you choose; it offersrelief to your loved ones from having to make difficultdecisions about assets and funeral planning while stillprocessing and mourning their loss; and allows you to feelgood that you can leave a legacy of impact for a charitywith a mission that is close to your heart.
To make an appointment at The League during Write-A-Will week, please contactAngelina Boungou, Director ofResource Development for anappointment. Plan today forthe unknown tomorrow.
Plan Today for the Uunknown Tomorrow
PNC
I n these uncertain times, beingproactive by putting appropriateand up-to-date estate planning
documents in place can help alleviatestress and create a measure ofcertainty and peace of mind that willserve you and your family well in theyears to come.
Remember, even the most carefullydrafted documents will be of no valueif your loved ones do not know wherethey are located. Consider creating an“ICE Pack”, in case of emergencypackage, which contains the following: 1. A folder containing copies of your estate planning
documents. Be sure to designate one or two individualsso they know where to locate it.
2. An envelope containing your health care documents thatis easily accessible should you need to be hospitalized.This should include your medical history, medications,and health issues for your health care power of attorneyagent(s). Also, do not overlook the importance of having a conversation with your designated agent regardingyour wishes.• You may also want to have a copy of your Health CareDirective/ Living Will on file with your personal physicianand local hospital.
3. Lists of important information for your loved ones toeasily access: Relevant personal contacts who should benotified in the case of an emergency.
4. Assets, debts, expenses, account information, health careand life insurance documentation, as well as otherimportant information readily available should yourdesignated agent, under either a financial or health carepower of attorney, need to act on your behalf.
5. Online accounts and their usernames/ passwords so thatelectronically stored photos, videos, email and socialmedia accounts, as well as online accounts with variousfinancial institutions, can be accessed.Finally, do the individuals you have named in your
documents know you have chosen them to serve in thiscapacity? Before you name someone to take on any of theseresponsibilities, it is important to discuss this with thembeforehand.
Stefan Poling, PNC WealthManagement Senior Fiduciary [email protected]
Avoiding the What Ifs: Create yourICE Pack (In Case of Emergency)
by Angelina Boungou, Director of Resource Development, The League
Stefan Poling
17WRITE A WILL
W I T H O U T YOU?Did you ever think of that as you considered your life journey? Without me, what would happen?
You have the ability today — the choice today — to make sure that there is never a “without me” question. Take the time to do your will and ensure that whatever assets you have, they go where you want them to go.
Perhaps Concordia Lutheran High School’s students and faculty might be one of those favorites for you. Providing Christ-centered educational excellence since 1935, we have been graduating young men and women who have made a difference in communities around the world.
Consider us, for “without you,” and people like you since 1935, many of our students would not be making that difference.
John Schoedel, Chief Development Officer(260) 483-1102, ext. 251
Amid the COVID-19 pan-demic, many Americans arelooking into new life insur-ance coverage or taking acloser look at their existingcoverage to make potentialupdates, according to a newsurvey.
While over one-third ofconsumers think life insur-ance is more important toown now due to the pan-demic, just 50 percent ofAmericans actually own poli-cies currently. The results ofthe survey, conducted by Lin-coln Financial Group, suggestthat consumers could usemore information about lifeinsurance in order to makegood coverage decisions.
“While COVID-19 has re-cently put the spotlight onthe need for life insurance, itshould always be regarded asa significant financial plan-ning tool for families,” saysMike Burns, senior vice presi-
dent of Life Solutions for Lin-coln Financial Group.
According to Burns, thesurvey highlights specificknowledge gaps around lifeinsurance. To that end, hesays that consumers shouldthink about the following
things as they weigh theiroptions:
1. Life insurance can offerbroad benefits: According tothe survey, the primary rea-sons people buy life insur-ance are to cover finalexpenses and replace lost in-
come for the family if theypass away. However, today’slife insurance can extend wellbeyond standard death ben-efit protection. Many types ofpolicies also provide “livingbenefits,” that can be used toprovide supplemental retire-ment income, cover long-term care expenses orprotect a business, amongother financial planningneeds. The survey found thatthese types of benefits arevery appealing to consumers,with 45 percent of respon-dents saying they would bemore likely to purchase lifeinsurance if it could be usedfor future needs or emergen-cies while they are alive.
2. Costs vary: Those whodon’t own life insurance poli-cies often cite affordability asthe barrier to purchasing cov-erage. However, the price ofpolicy options ranges consid-
What to Know About Today’s Life Insurance Options
Continued on page 18
18 www.cgpni.comwww.cgpni.com
I t should have been enoughfor Ellis to get his lifetogether, but it wasn’t. He
had been shot in the back,inches away from his heart.They needed to operate, butEllis was so high on crackcocaine that they couldn’t puthim under for the surgery. Sothey did the surgery while hewas awake.
“But that experience stilldidn’t stop me from usingdrugs,” Ellis said. “I was outthere with no purpose in life,in and out of prison. My life wasa mess.”
And it only got worse when Ellis discovered heroin.“Heroin was the worst drug I ever tried,” he said. “It was very
addictive. I had to have it, and I got sick if I didn’t have it. Ioverdosed twice and almost died.”
During his final jail sentence, Ellis really began to examinehis life and pray for guidance. His case manager in drug courtsuggested he go to The Rescue Mission for help once he wasout of jail.
“I didn’t know what to expect,” Ellis said. “The only thing Iknew was that people were saying hi to me and shaking myhand. They were welcoming me to The Fort Wayne RescueMission, and I wasn’t used to that. I was used to being on thestreets doing my thing.
“I began to feel loved. I decided that maybe I could dosomething with my life at The Rescue Mission.”
Ellis said The Rescue Mission’s long-term program made himnot only a clean and sober person, but a stronger person. Hesaid he has great respect and love for Rescue Mission staff whonever gave up on him.
Ellis is also thankful for all of the experiences he’s had at TheRescue Mission.
“I have been to places I would have never gone to, like theGrand Wayne Center, Tin Caps games, and Mad Ants games,”Ellis said. “I’ve had so much fun, and I am so grateful that I camethrough this program. It really straightened me out.”
Ellis is busy working two jobs these days, and also makes it apoint to try and inspire men who are currently in the programat The Rescue Mission.
“I recovered from 30 years of addiction,” he said. “If I can doit, anybody can do it.”
You, too, can leave a legacy by giving a gift to ensure thatlives like Ellis’ continue to be transformed for the benefit of ourcommunity and of future generations.
Ellis, a changed life
LEAVE YOUR LEGACY
Lisa Biers, CFRESr. VP of Donor Relations & The Foundation
The Rescue Mission404 E. Washington Blvd.
Fort Wayne, IN 46802260.426.7357 ext 154
FWRM.org
OUR VE YLEAAVWhat does it mean to leave a legacy? It means putting your stamp on the future, and making
your contribution to future generations. For more
CYLEGAOUR What does it mean to leave a legacy? It means putting your stamp on the future, and making
your contribution to future generations. For more
your contribution to future generations. For more than 110 years, The Rescue Mission has been
in Northeast Indiana. To have an impact on the homeless, and make your mark on the world,
call for an appointment today.
Lisa Biers,Sr. VP of Donor Relations & The Foundation
he Rescue MissionT404 E. Washington Blvd.
your contribution to future generations. For more than 110 years, The Rescue Mission has been
in Northeast Indiana. To have an impact on the homeless, and make your mark on the world,
call for an appointment today.
CFRELisa Biers,Sr. VP of Donor Relations & The Foundation
he Rescue Mission404 E. Washington Blvd.
@
Fort Wayne, IN 46802260.426.7357 ext 154
Lisa@theresc
FWRM.org
404 E. Washington Blvd.Fort Wayne, IN 46802260.426.7357 ext 154
cuemission.net
FWRM.org
The RescueMissionerably and it’s worth looking
into what’s available beforeassuming it’s out of reach.For example, it may be possi-ble for a healthy individual toget a term life insurance pol-icy for less than $15 permonth. Individuals may alsobe able to get life insurancethrough their employer at noor little cost.
3. You can get coveredonline: The end-to-end digi-tal purchasing process of lifeinsurance today will likelyappeal to many youngerconsumers -- 40 percent ofmillennials surveyed saidthey would be more likely topurchase life insurance ifthey could do so electroni-cally. Such options do exist,with some policies issuedelectronically within 24hours. Many people alsohave the option to select ad-
ditional life insurance as partof their employer-sponsoredbenefits during their annualopen enrollment.
More information abouttoday’s life insurance optionscan be found by visitinglfg.com
At a time when manyAmericans are facing uncer-tainty, it’s no surprise that afinancial tool which helpsfamilies protect and pass ontheir assets is in the spot-light. However, experts stressthat life insurance is alwaysan important part of any fi-nancial plan, especially giventhe broad benefits of today’sdiverse life insurance op-tions. A financial professionalor workplace benefits spe-cialist can help individualsdetermine what policy op-tion best addresses theirneeds and circumstances.(StatePoint)
Continued from page 17
What to Know
19WRITE A WILL
Visiting Nurse
WRITE A WILL
Charitable Gift Planners
Of Northeast Indiana
C reated in 1995, the Charitable Gift Planners ofNortheast Indiana (CGPNI), formerly thePlanned Giving Council of Northeast Indiana,
is a nonprofit organization made up of charitablegift planning professionals such as attorneys, finan-
cial and estateplanners, trustadministrators,and investmentand insurancespecialists. Ourmembers also in-clude representa-tives from manylocal nonprofit
organizations, including academic, religious,health, arts and culture, and social service organi-zations. The CGPNI is a member council of the Na-tional Association of Charitable Gift Planners(formerly the Partnership for Philanthropic Plan-ning).
The mission of CGPNI is to facilitate, coordinate,and encourage the education and training of theplanned giving community, and to facilitateeffective communication among its many differentprofessionals.
The purpose of CGPNI is to:• Promote planned giving in Northeast Indiana• Advance the education and professional expertise of
its members• Provide access to tools and resources to develop skills
in the profession• Provide a forum for members to discuss specific
planned giving issues• Encourage networking and support among members• Create and further awareness of governmental and
legislative issues• Encourage and uphold ethical practices and standards
developed by the National Association ofCharitable Gift Planners
For information and/or a membership application contact: Mary Shankster, 260-435-3211 or visit
our website at www.cgpni.com
F acing a serious, potentially life-limiting illness can befrightening, both for the patient and the patient’s family.Visiting Nurse has helped thousands of Northeast Indiana
residents struggling with end-of-life issues through ourhospice and palliative care programs that help families cometogether as they face the future.
We do so with your help. As an Indiana-based non-profitagency that has cared for the region since 1888, Visiting Nursewill never turn away a patient because of an inability to pay.With the support of generous donors like you, we’ve beenable to help patients and their families deal with the strugglesand grief that come during a terminal illness.
Our first paid nurse, Josephine Shatzer, cared diligently forthe sick and poor of Fort Wayne at the turn of the 20thcentury. And today, more than a century later, our dedicatedphysicians, nurse practitioners, registered nurses, certifiednursing assistants, social workers, chaplains and volunteers arecarrying on Josephine’s legacy of caring for people in the mostvulnerable time of their lives.
Your donations to the Visiting Nurse Foundation help carefor the sickest patients in the region. They ensure that veteran
patients are given the honorthey deserve. Your donationshelp purchase instruments forour music therapy program,which provide soothing music
and companionship for those nearing the end of their journey.Donations from people like you support the work of our griefcounselors, who provide their services at no charge to thosewho go on living. You can become a monthly contributor tosupport our programs, and to establish a bequest to VisitingNurse consider joining Josephine’s Legacy, for those who havecommitted to including Visiting Nurse as a part of their estateplans. Your commitment to Visiting Nurse will ensure that nopatient or grieving adult will suffer alone.
Learn more about Visiting Nurse’s programs by visitingwww.vnfw.org or calling (260) 435-3222.
Hospice and Palliative CarePrograms Help Families
Caring for theregion since 1888
Your Guide to Planning Ahead
Living Life After 50
Serving Allen and the surrounding counties witha circulation of 23,000. Find us at over 350 loca-tions in the greater Fort Wayne area and the sur-rounding counties.
Call Betty Foster today at 260-494-9321 for details on how your business or service can reach our targeted market of area readers age 50and up!
Free
Allen County Edition Reaching Fort Wayne And Surrounding Countieswww.seniorlifenewspapers.com
Vol. 33, No. 5
When Joe and Pam Baxter get together with their friends the conversation usually goes to cars. Old Cars. Classic cars. That’s because they’re all members of the Old Fort Model A’s; and when they go somewhere together, it’s usually in their beautifully restored Model A Fords.They’ve taken road trips throughout the tristate
region and as far away as Colorado, Alabama, Virgin-ia, West Virginia, Tennessee, North Carolina, Maine and New York. The autos are gorgeous to look at, but under the hood the transmissions, bearings, brakes and rear ends have been tinkered with to make them better adapted to today’s highways. In addition, most of them have added overdrive so they can negotiate the various mountain ranges around the country.
Jerry Dirig said, “it’s important to have im-proved gearing when you’re traveling between 55 and 60 miles an hour in a car that was never made for that speed. With those skinny tires, you notice every bump and rut in the road.” He and his wife, Barbara, bought their 1931 Model A Tudor 12 years ago and he spent four years restoring it.Joe and Pam Baxter are charter members of the
club and she was its first president in 1984. They’ve named their 1931 Victoria Coupe “Adeline” after a 1929 Broadway musical, “Sweet Adeline.” They have two other Model A’s. One is a 1928 Special Coupe and a 1931 Roadster.Nearly 5 million Model A’s were made be-
tween 1928 and 1931. Bob and Mary Richhart, club members since 1990, have a 1930 Coupe with brown
About people, camaraderieOld Fort Model A’s
fenders which was quite unusual because most of them were black.Bob and Sharon Minnich bought their
1929 Roadster on Labor Day in 2000 and joined the Model A’s later that year. It took him three years to restore it.
Fort Wayne natives Jim and Betsy Graham bought their 1930 Coupe from a farmer’s barn where it had been for many years. After he got the engine running smoothly, they took it out for a drive and a rain storm came up and they suddenly realized the roof leaked. She said, “This is the best club.”
Tom and Sharon Laupp have driven their 1930 Tudor through all of the lower 48 states and two Canadian provinces. The car, which has more than 300,000 miles on it, has experienced broken crank-shafts in Wyoming and Fort Wayne.Wayne Hull, owner since 1969 of a 1930 Coupe
with a rumble seat, is the club’s unofficial mechanic. The Model A he drove to high school, the one in which he proposed to his wife, Shirley, is now owned by a member of the club.Steve Witte of Hudson and his 1929 Tudor have
been members of the Model A’s for 10 years. He really en-
joys traveling to Model A meets around the country.Steve Brigham of Fort Wayne has owned his 1930
Tudor for nine years and has been a member of the club for
nine years. He did all the mechanical work on the trans-
mission, brakes, bearings and the rear end.These Model A friends gather every Friday for lunch.
August 21 they picnicked at Moser Park in New Haven. Old
Fort Model A’s chartered in 1984 with 13 families. There
are now 73 active families.
P laceLincolnshire
Senior Life is proud to support Charitable Gift Planners of Northeast Indiana (CGPNI) and Write A Will Week, October 19-23
Corporate OfficeP.O. Box 188, Milford, IN 46542-0188 • 1-866-580-1138 ex. 2403
[email protected] • www.senorlifenewspapers.com
