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Classif iedsHOMES JOBS LEGALS MISCELLANEOUS PUZZLES AUTOS & MORE

www.spokesmanhomes.com

SECTION F SUNDAY, JULY 5, 2015

Markham Homes Close Out!Open 12-4

Centennial Place is almost SOLD OUT!Centennial Place 9 5 lots remain; Meadowcrest 7 5 lotsremain; Hodges Road 6 lots remain. Tour our modelhomes today including single level ranchers & rancherswith basements. Low maintenance homes with large patiosand small backyards. Both small and large lots available.Great for downsizing & just minutes from Centennial Trail,Providence Medical Park, and Spokane Valley Mall.Directions: From I-90 & Sullivan go east on Indiana toroundabout, north on flora left on Baldwin.

Nate Gant 509-993-4440 Peter Hagen 509-850-1900

Ranchers Starting Price in the low $160’sPhase II Lots AvailableNo Step Entry & Low MaintenanceOptional Basements

3 Spokane ValleyLocations

Spokane | 7407 N. Division Street | 509.466.0200Spokane Valley | 12321 E. Mission Ave. | 509.891.0792

Is it time to trade your emptynest for a smaller home?

Empty nest. It’s a term that echoes with both bittersweetness and opportunity. Travel. Freedom.

And a smaller home you can fill with love, new furniture, and photos of the grandchildren.

Competitive interest rates and more

We make it simple to simplify your life with competitive interest rates, fast approvals, a full menu of loan types to choose from, and an understanding ear to listen to your plans.

Come on in and talk to a Mountain West Bank residential lender about a home loan that can get the next phase of your life started in style.

And a smaller home loan?

Final Phase

Directions from downtownSpokane: Head west on 2ndAve or Riverside Ave, turn righton Government Way & followto the River Run entrance.Second entrance across/southof SFCC campus.

For more informationand custom buildingoptions contact:

Jim PowersManaging Broker509-321-1100

For virtual tours visitriverrunliving.com

The River Run Development is located just 2 1/2 miles west of downtown

Spokane & is nestled on the banks of the Spokane River & offers:

• Tree lined streets, 2 private community parks, & paved walking paths.

• Every home site has easy access to the natural hiking trails that run

along the river.

• Desirable schools; Hutton, Sacajawea, & Lewis & Clark.

• Close proximity to Riverside State Park, Centennial Trail & 3 of the

areas best golf courses.

• Home prices from the low $300’s.

The exclusive builders for the development are two of the area’s best

& most reputable: Ted Miller Construction & Dave Largent Homes. The

builders have several floor plans to choose from or bring your own custom

plan. All homes feature top of the line amenities; custom

gourmet kitchens with granite counters & stainless steel appliances,

great room concept with natural rocked gas fireplaces, finished daylight

basement, covered decks & more. Three or four car garages included.

DAVE LARGENT HOMES

TED MILLER HOMES

Down to the final 7 home sitesfor custom construction

FEATURED TODAYOnlyOnly

$$5555

CALL YOUR MULTIMEDIA SALES EXECUTIVE TODAY! Stacy 509-459-5124 • Shane 509-459-5126 Mary 509-459-5127 • Scott 509-459-5130

spokesmanhomes.Featured TODAYFeatured TODAYOctober 13, 2013

Open Sunday 2 - 4 PM

1015 E. 20th Ave. $539,900

Area: South Year Built: 1997 Square Footage:

4,380 Lot Size: 0.17 acre Bedrooms: 5 Baths:

3.5 MLS#: 201319802 Agent: Constantia C.

Red 509-230-0676 / R.H. Cooke & Associates

509-327-2282 Shown by appt. only

Custom Country Rancher

Custom Country Rancher

28810 N. Milan Rd. Chattaroy

3 Bed 4 Bath 40x60 heated Shop and

new barn on private 5 acres

Leonard Christian 509-869-5363

www.ChristianRelocations.com

A nnic LnSF)

Dorothy Weissenfels 995-3419 Coldwell Banker Tomlinson

Charming 3Bd Bungalow close to hospitals and

downtown. New furnace, 2 updated baths,

electrical panel, carpet. Basement has egress bdrm

& partially completed family room. New 8X12 shed.

Visit 523E7th.SeeAllTheInfo.com

Open Sunday 2 - 4 PM

1015 E. 20th Ave. $539,900

Area: South Year Built: 1997 Square Footage:

4,380 Lot Size: 0.17 acre Bedrooms: 5 Baths:

3.5 MLS#: 201319802 Agent: Constantia C.

Red 509-230-0676 / R.H. Cooke & Associates

509-327-2282 Shown by appt. only

Custom Country Rancher

Custom Country Rancher

28810 N. Milan Rd. Chattaroy

3 Bed 4 Bath 40x60 heated Shop and

new barn on private 5 acres

Leonard Christian 509-869-5363

www.ChristianRelocations.com

Dorothy Weissenfels 995-3419 Coldwell Banker Tomlinson

Charming 3Bd Bungalow close to hospitals and

downtown. New furnace, 2 updated baths,

electrical panel, carpet. Basement has egress bdrm

& partially completed family room. New 8X12 shed.

Visit 523E7th.SeeAllTheInfo.com

8802 E. Clearview8802 E. ClearviewAnother quality built home by Lindsey Construction. Fireplace, formal dining, open concept in kitchen, breakfast nook & living room. Main fl oor living with a full walk-out basement. Beautiful views of the Valley & Arbor Crest.Amber Wood 000-0000

• Includes one SUNDAY in print

• Online all week in the Featured Ad Spotspokesmanhomes.com

Call 456-Sell (7355) or 800-338-8801 More ad photos at spokesmanclassifieds.comPage F2 l Sunday l July 5, 2015 The Spokesman-Review

095 HOMES FOR SALE,AREA WIDE

FIVE MILE HEIGHTSNorth on 5 Mile Rd. to Alberta TR on Kammi. City water & sewer. Large lots, Mead Schools. We can help you build your dream home starting at $290,000.

NEW HOMES2043 W St Thomas More$342,950Alan Plese, 953-7330.

PARK PLACEBrand new homes near Riverside State Park , a l l c i t y serv ices available. Large treed lots, 3 car gar, several builders to select from. West on Francis, L on Royal, R on Francis.5205 W Oxford Rancher $333,500 Mike Graham 993-4606

ROCKY RIDGEFantastic Five Mile Prairie location with panoramic views of the city. Close to shopping. Neighborhood sports court, landscaped front ya rds , 3 car garages , Mead schools. N on File Mile Road, L on Lincoln Rd, L on Lapis Ln.7802 N. Lapis Ln $339 ,900 Rancher, 4bdrm, 3 bth, 2300 sqftPhil Konynenbelt, 991-7445

W. 7003 JIMMY LANESUNDANCE MEADOWS 55+

New Marlette mfg home in senior park. Gated entry, clubhouse, community garden, large patio, landscaping sprinklers, rain gut- t e r s $ 1 7 4 , 9 0 0 S u e J e s s u p 509-499-7656.

MOTIVATED SELLERSLETS NEGOTIATE!

Enjoy entertaining in this 4 level parkside home bordering the 11th green of Sundance Golf Course. 4 bdrm/3 bth, form, liv/din +2 fam rms. Lrg mst/dbl sink, garden tub, shower & walk in closet. Bsmt theatre room w/wet bar & surround sound. Private back yard with trex, shed & garden. 7325 W. Kendick . $279,900 priced at tax assessed value. Kim McCracken, 435-3124.

AUDOBON PARK RANCHER!2500 sq ft, 4 bdrm, 2 new bths w/granite & tile, hrdwd flrs, 2 gas frplcs, cent A/C, fin bsmt, mstr suite, new wire & plumb, 2 car gar, $40k + in updates. Walk to Audubon Park, Flying Goat, DR G r i l l ! 3 3 1 2 W . R o c k w e l l . $199,900. Alan Plese, 953-7330.

6211 N. HOWARDSpotless rancher w/fresh paint and remodel. CAC, new roof, vinyl siding, sprinklers, 4 bdrm, 2 bth. $159,900 John Sullivan 710-1096

NEW LISTING3504 W WALTON

Cute and updated rancher close to Webster Park and great restau- rants. Awesome backyard with water feat/firepit, vinyl windows, man cave in 2 car gar, finished bsmnt. $159,900. Call Phil Kony- nenbelt 991-7445.

NW AREA10 acre parcels, b-ful , level , views, power, phone 7 Mile area. $50,000 Kelly Stewart, 993-4925.

NEW LISTING $159,900Shadle daylight rancher. True cus- tom built in 1956 and same owner for over 25 yrs. 1080 sq ft per flr, 4BR, 2.5BA, gas heat & wtr, 2 frplcs. Hrdwd flrs, beautiful pri- vate backyard & brick patio. Walk- out bsmt w/rec rm, vinyl siding, newer roof, 2 car gar w/opener & strg above. 3509 W. Rowan - slow part. Call Vic 217-7889.

NEW LISTING $219,900Over 3,000 fin sq ft in this part- daylight rancher nestled in the trees - feels like a park from the 400+ sq ft cov’d and screened deck w/blt-in seating and 2 fans. 5BR, 3BA, hi-eff gas heat, AC, 1722 sq ft per flr, eat-in kitchen, mn f l r l aund r y , s l a t e pa t i o w/swing! 2 Car gar, fncd, sprinks & greenhouse too! 9807 N. Moore. Call Vic 217-7889.

PLESE REALTY, LLC 489-2323www.plese.com

Area Wide4220 W Gunthers Rd $324,900

Open Today 1-3pmCall: Daniel A. Dailey 954-4620

FREDDIE MAC HOMESNORTHEAST:1202 E. North Ave,

$104,900 OTIS ORCHARDS: 4706 N. Stevenson Ct, $194,900 * Benji 990-9221, Brad 599-1917, Bev

990-1809, Deb 270-1179, Michael 294-5126, Paul 360-540-6878

CHENEY REALTY, INC. 235-6191

098 HOMES FOR SALE,NORTHWEST

JUST LISTEDGreat starter home- 2 bedroom 1 bath, main floor laundry- convenient loca- tion close to everything, large attrac-

tive kitchen, fireplace, covered screened in porch, fenced back yard,

carport with storage area, new carpet. Listed at $99,500

Don 998-2905- Terry 216-0755 Don Priest Realty 924-3406

JUST LISTEDMove in ready Shadle area rancher.

Large master bedroom & 3 other bedrooms, large rec room in basement with bar, fenced back yard, corner lot, close to shopping, parks & bus line.

Listed at $149,950. Don 998-2905- Terry 216-0755

Don Priest Realty 924-3406

FIRST TIME ON THE MARKET IN 21 YEARS! 4 Bed/2 Bath 1&1/2 Story

Craftsman features perm siding, nice bath updates, built ins, covrd front porch, gas ht, fncd b’yard & a very

convenient location. ONLY$129,900! Call Dave Holmes @

979-2002 Kestell Co.

FSBO 4Bd/1.5Ba, 3528 W. Lacrosse Near Audubon Park. Drive by, you’ll like what you see; pick up a flyer.

$179,900. Realtors welcome! 509-328-0108; 951-5287

102 HOMES FOR SALE,LONG LAKE / LAKE SPOKANE

Long Lake view home w/lake access across the street. Beautiful 4 bd 3 ba

home on 1 acre w/dream shop! $289,900 Call Jen Boeger Your Realtor

Friend (509)217-0024 www.tourfactory.com/1340046

103 HOMES FOR SALE,NORTHEAST

PROFESSIONALLY REMODELED 4 Bedroom Rancher Features a New Kitchen w/ Rustic Alder Cabinets,

Solid Surface counter tops, All New Stainless Appliances & New Flooring. Redone bsmt w/ a spacious Family Room & a lrg bedroom w/ walk-in closet! Also gas heat, some vinyl windows & refinished hardwood

floors! Vinyl siding & a covered patio connecting the house to the 720 sq. ft.

Garage/Shop w/ openers and alley access! THIS IS A MUST SEE HOME!!

$144,900 Call Dave Holmes @ 979-2002 Kestell Co.

216 E. Kiernan Ave. 3 BR, (1 non egress) 2 BA. Built 1896.

1720 SqFt Home on .13 acres. MLS # 201518998. $124,900.

Call Sandi Rudolph, 509-590-1880. Windermere North, 509-467-6640

107 HOMES FOR SALE,SOUTH HILL

Luxurious 2 bdrm, 2 bth cottageon south hill. Mo to mo rental, dbl car attached garage, all utilities plus home & yard maintenance

included. Pets welcome. Brookdale South Regal (formerly Harbor Crest).

509-443-8500

108 HOMES FOR SALE,SOUTHEAST

WHY RENT???Super 2 bedroom home with potential for 4! Open & light kitchen. Updated carpets & vinyls & counters, FA heat, full basement with super potential, garage nice big backyard & oh soaffordable! 3016 S Ray $135,000

Tammy Homes 4 You 509-922-7807

111 HOMES FOR SALE,WEST

Airway Heights Best Buy!12411 W Chandler, 3 bdrm, 2 bath, all new carpets, new SS Appliances, new paint, oversize 2 car att garage. Move

in ready and priced to sell at $139,900. Call Jack Kestell 993-1003

to see today! Kestell Co 838-2002.

112 HOMES FOR SALE,CHENEY

New Listing! Beautiful 3 bd, 2.5 bath 2-story w/lots of custom touches, huge

master suite, truly move-in ready, great kitchen w/fam-rm off the side, huge yard, vinyl fenced, spr sys, AC - OH YAH, lovely 2008 AHO construction

9018 W Sugar $240,000 Tammy 509-922-7807 Homes 4 You

115 HOMES FOR SALE,SPOKANE VALLEY

Gorgeous custom rancher over 1700 sq ft main lvl & full bsmt, beautifully finished, mainfloor has 3 bd & 2 bths & utilities in open floor plan. 3 car

garage & RV slab, vinyl fenced front& back, gated community - it’s all set

- come see! Beats new! $320,000 7605 E Diamond, Tammy

509-922-7807 Homes 4 You

115 HOMES FOR SALE,SPOKANE VALLEY

Great BuyCharming 4 bedroom 2 bath 1 1/2 story older home, convenient valley location.

Mother in law setup in upper level, Newer siding and roof, covered deck

and porch. Zoned commercial. Listed at only $124,950 998-2905 or 924-3406 Don @ Don Priest Realty

TOWN HOUSE FOR SALE3 BR/3 BA Cozy Town House at the endof cul-de-sac, 2 car attached garage,low maintenance! Call today for moreinfo or showing! For Sale by Agent/Broker, $180,000 (509) 991-2612kelly@infinitycda.com

OPEN 12-6PM. 4813 S. Lapwai Ln. Brand New 3BR/2BA built by

Hayden Homes $284,990, Sarah Sibley 993-4112, KESTELL CO

18610 E 8th AveOpen 12:00PM to 2:00PM!

6Bd/3Ba, 2,448 sqft, $219,900Bob Solom 994-2223 John L Scott

122 REAL ESTATE, OUT OF SPOKANE COUNTY

MALDEN-24 SW Fir St, 2 bd, 1 bth fixer on 4 lots, $25,000. Debbie 270-1179

CHENEY REALTY, INC. 235-6191

136 MANUFACTURED HOMES

OPEN 5-8W. 3231 Boone, #202

2012 MANUFACTURED DOUBLE WIDE IN 55+ GATED PARK, 2 BEDRMS, 2

BTHS, CENTRAL A/C, ALL APPLS $49,950CHUCK L. W/ G.K. HANSEN 981-1326

IMMEDIATE TOP CA$H PAID For Used Manufactured Homes.

Call Steve @HOME BOYS 481-9830 OR 263-1688

138 DUPLEXES FOR SALE

DUPLEXN-side one owner duplex. 2 bdrm, 2

bth, frplc, a/c, fam rm, 100% bsmt, 2 car gar each side. $289,900.

Mike Graham, 993-4606.PLESE REALTY,LLC,201W.FRANCIS AVERare Duplex in LIBERTY LAKE Two: lrg, detach 3Bd units. Gorgeous Lake View. Beach access. $339K. 949-499-0152

146 INCOME PROPERTY

Perry District TriplexNeeds cosmetics. $129,900 Kevin

Warner 994-643, Kestell Co

156 ACREAGE

9+ LOTSApprox. 1.76 acres, very desirable

building sites located in the town of Freeman, 60+ gallons per minute well,

nicely timbered, frontage on Hwy 27 and country road, close to schools.

Listed at $117,000 998-2905 or 924-3406 Don @ Don

Priest RealtyDEER PARK/RIVERSIDE

Two adjacent parcels - 8.3 acres each w/fantastic views, lots of trees & good wells in area. Paved road & just 1.7 miles to Deer-Park Milan & HWY 2. $34,900 each or $65,000 for all 16.6 acres! 36000 N. Findley Rd. Call Vic Plese 217-7889. PLESE REALTY, 201 W FRANCIS

S. ABBOTT RD-2 parcels, 10 acres, public water, perk tested, $150,000.

Debbie 270-1179 CHENEY REALTY, INC. 235-6191

DeerLakeParadise.com10, 20 ac View Lots, Pwr In $75k eachLakeCountryUSA/Tamarack 999-6354

158 HOMES & ACREAGE

REARDAN-52964 E. Bisson Rd, in- credible remodeled 5 bd farm house, alderwood cabinets, built-in China hutch, large gar., 2 huge barns &

shed, 10 acres, $299,500. Bev 990-1809

26739 W. TUCKER PRAIRIE -3 bd, 2 bth MFH, fenced bk, incredible barn, corrals, gar./shop, 10+ acres, great

horse set-up! $215,000. Bev 990-1809

7407 S. ASSEMBLY-Very nice 3 bd, 2 bth, large shop, 4+ treed & fenced

acres, great horse property! $199,900. Bev 990-1809

CHENEY REALTY, INC. 235-6191Home on 23 acres. 6 mi. S. from Por- cupine Bay, Lake Roosevelt. Highest

quality, Super Good Cents Energy Star 2007 Valley Quality Home. 1790sqft, 3br, 2ba, central air & heat, 30’x40’

pole bldg w/ loft storage, 2 stall horse shelter, corral, excellent view, $206,000. 509-725-0526 or keith.e.reagan@hughes.net

160 RIVER PROPERTY

PEND OREILLE RIVER164 FT of flat bank frontage. Great site w/septic, well & power already in and ready to go. Nicely treed, great views up and down the river. Paved & just 9 mi to Newport. Just reduced $15K to $124,900 - listed $40K less than owners have invested! Call Vic Plese 217-7889.

PLESE REALTY, LLC, 201 W. FRANCIS

168 LAKE PROPERTY,WASHINGTON

WILLIAMS LK RESORT-Bunker Rd, water, pwr, sewer, perfectly mani-

cured & ready! $77,900 Deb 270-1179CHENEY REALTY, INC. 235-6191

LakeCountryUSA.comDeer/ Loon Lks. Recognized Authority

Tamarack Realty 509-999-6354

Every industry has its pioneers. The automotive industry had Henry Ford. Personal computers – and digital music and smartphones – had Steve Jobs. The real estate drone photography industry has Douglas Trudeau.

Trudeau, an associate broker with Tierra Antigua Realty in Tucson, Arizona, was the fi rst Realtor to apply for an receive a Section 333 waiver from the Federal Aviation Administration to use an unmanned aerial system – or drone, as it is commonly called – to capture photography of real estate for use in property listings.

Despite the popularity of UAS for recreational use among photo/video and aviation hobbyists, the Federal Aviation Administration Modernization and Reform Act of 2012 outlaws using the single- or multi-rotor aircraft for commercial purposes, such as real estate marketing, unless granted an exemption by the FAA.

Though the law was passed a few years back, it was not till June 2014 that the FAA released an interpretation of the law that specifi cally addressed the real estate implications. After which, Trudeau got in touch with an FAA attorney to explore the steps to getting legal.

A Realtor for 15 years, Trudeau relies heavily on his business background when it comes to his real estate business. “When I was getting my MBA, I put a big emphasis on marketing, which is why I market the way I do,” he says. When digital photography came to the forefront, he invested time and money into learning the trade so that he could shoot properties himself without contracting an outside photographer whose photos he just didn’t feel comfortable using; he’s even had fellow agents hire him to take photos for their listings. Photos, though, can only show so much.

“I just didn’t like the virtual tour, just a slideshow of what you see on the Multiple Listing Service,” Trudeau says. So he turned his attention to video.

“A home using video gets 400-percent more attention than a home without video,” he adds. Trudeau says he started fl ying small, remote control helicopters about seven years ago and developed that from a hobby into an element of his business.

Aerial photos and videos allow agents to showcase certain attributes of a property that are diffi cult to showcase in traditional imagery, such as the expanse of a home’s mountain views and the distance from neighboring homes.

“From an aerial perspective, you get a better perspective of a home,” he says. After getting the scope of the exterior, Trudeau says it’s easier to transition to the interior. “Now let’s go inside. Let’s look at this kitchen. People see the home as a living space,” he says.

Trudeau went through the substantial exemption application process last July without the help of an attorney – “It’s like making pie with just the ingredients,” he says – and in January received notifi cation that he’d been approved for his Section 333 waiver, just the 13th exemption overall. “I got Lucky No. 13,” he says.

Trudeau’s exemption was contingent upon making a few changes to his aircraft and fi nding a pilot, among other conditions. He has used his experience to help further the cause in the industry. He offers a how-to guide on his website for other agents interested in applying for the exemption, and he’s become a sought-after speaker on the issue.

Since Trudeau received his exemption, the FAA has issued waivers to more than 200 companies with real estate-related purposes, according to the National Association of Realtors.

“A lot of people have told me I’ve pioneered the way for Realtors,” says Trudeau, who recently spoke on a panel on drones at the NAR’s Legislative and Trade Expo to share his experience and offer advice to other Realtors seeking a waiver.

“The FAA, in all reality, has made it easier today for you than it was for me a year ago,” he told the audience at the NAR panel.

The Section 333 waiver is seen as a stopgap until the FAA releases its much-anticipated rules governing the commercial use of UAS. The FAA released its proposed rules in February and is hoping to fi nalize rules by mid-2016, according to FAA Deputy Administrator Michael Whitaker.

© CTW Features

By Timothy R. SchulteCTW Features

GET TO KNOW YOUR LOCAL REALTORS!

Eric Tucker

The Tucker Team! Licensed since 1993 Consistently recognized in the Top 10 for volume. (SAR) Presitigious John L. Scott 1% award. #1 agent for listings sold cumulative June 2011 out of 1500 + realtors.John L. Scott agent for over 17 years.Contact Eric at (509) 990-3223.Email: erict@johnlscott.comWeb: www.johnlscott.com/

GET TO KNOW YOUR LOCAL REALTORS!

Bill White

I have been a licensed REALTOR® in the Spokane area since 1998. I really enjoy Spokane and all it has to offer. My desire and passion is to help you with all of your real estate needs.

Snap the QR Code with your Smartphone using a QR

Code or Barcode reader.

Bill White509-879-8710

Whitesellsspokane.com

The Next Frontier in

Real Estate Marketing

Aerial Photos and Videos may be the next big thing in selling – If the FAA Gives the Go-Ahead

DRONES:SPOKANE SPOKESMAN-REVIEW MORTGAGE GUIDECheck rates daily at http://spokesmanreview.interest.com

Legend: The rate and annual percentage rate (APR) are effective as of 7/1/15. © 2015 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankr ate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1 ,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. TO APPEAR IN THIS TABLE, CALL 800-509-4636. TO REPORT ANY INACCURACIES, CALL 888-509-4636.

Program Rate Points Fees % Down APR

SAMMAMISH MORTGAGE 800-304-6803http://www.SammamishMortgage.com

30 yr fixed 4.125 0.000 $795 20% 4.16515 yr fixed 3.375 0.000 $795 20% 3.44510 yr fixed 3.125 0.000 $795 20% 3.22620 yr fixed 3.875 0.000 $795 20% 3.930BBB A+ Rating-Local since 1992 - CL #118653(A) 3015 112th Avenue, NE, Suite 214, Bellevue, WA NMLS# 118653

BANK OF AMERICAhttp://www.bankofamerica.com

30 yr fixed 4.250 0.272 $1171 20% 4.33315 yr fixed 3.250 0.435 $1171 20% 3.4175/1 ARM 3.000 0.282 $1171 20% 3.09830 yr jumbo 4.250 0.222 $1271 20% 4.334

(C) Seattle, WA 98119

The Spokesman-Review Call 456-Sell (7355) or 800-338-8801 More ad photos at spokesmanclassifieds.com July 5, 2015 l Sunday l Page F3

095 HOMES FOR SALE,AREA WIDE

168 LAKE PROPERTY,WASHINGTON

LakeCountryUSA.comLoon & Deer Lake Experts

LOON LAKE10 Waterfront Cabins From $210k6 Secondary Cabins From $110k

12 Secondary & View Lots From $25kDEER LAKE

8 Waterfront Cabins From $125k11 Secondary Cabins From $60k

17 WF & 2ndry/View Lot From $40kTamarack Realty 509-999-6354

Deep Lake Cabins2 hrs North of Spokane in ColvilleBeachfront community with 2-3 Bedroom cabins from $99,500.

Common waterfront, lawn areas,Boat dock & more.

www.deeplakewaterfront.comCall Jenna Nicol with Century 21

Beutler-Waterfront 509-290-3698

170 LAKE PROPERTY,NORTH IDAHO

PRIEST LAKE deeded 1Br, 1Ba Water- front CONDO in COOLIN. Cov’d boat slip, carport, partially furn, $254 K. 328 Bayview Dr #3. ***509-954-6225

095 HOMES FOR SALE,AREA WIDE

124 SENIOR LIVING

170 LAKE PROPERTY,NORTH IDAHO

Priest Lake WaterfrontKalispell Bay B’tiful updated home with great sandy level beach & 3 shops $975kReeder Bay Cute USFS cabin w/great views & small sandy beach $269,000Diamond Park Charming cabin, sandy beach, very motivated seller $619,000Cavanaugh Bay cute cabin w/ 50 feet of sandy beach great price @ $375,000Sandy Shores B’tful 5BD/3BA home w/149’ sandy beach & 1.3 acres $1.1MLifestyle Real Estate 208-661-3154

priestlake.com

194 OFFICE / BUILDING SPACESALE / LEASE / RENT

PRIME RETAIL AND OFFICE SPACENORTHSIDE LOCATIONS

Starting at $8/sf, 125- 2,000 sfCall for lease details

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124 SENIOR LIVING

194 OFFICE / BUILDING SPACESALE / LEASE / RENT503 W. FRANCIS

Remodeled w/5 offices, private bths, reception. 1,460 sq ft. $1,600/mo.

515 W. FRANCIS1150-2800 SF. $12/ft

ROD V. PLESE, 489-2323VIC PLESE, 217-7889

PLESE REALTY,LLC,201W.FRANCIS AVE

GARAGES FOR RENT10 x 20 - 12 x 30 Starting at $75/ mo.

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196 COMMERCIAL PROPERTYFOR SALE

ROSALIA-37624 S. Old Hwy 195, 2.45 acres, huge shop, apt above, barns,

$179,900. Bev 990-1809 CHENEY REALTY, INC. 235-6191

095 HOMES FOR SALE,AREA WIDE

To placeYOUR ad

call 456-7355

124 SENIOR LIVING

095 HOMES FOR SALE,AREA WIDE

124 SENIOR LIVING

095 HOMES FOR SALE,AREA WIDE

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124 SENIOR LIVING

Featured TODAYFeatured TODAYJuly 5, 2015

spokesmanhomes.Call Your Multimedia Sales Representatives

For Information About This Space:Stacy Truax 509-459-5124

Shane Collins 509-459-5126

Mary Gieschen 509-459-5127

Scott Baumbach 509-459-5130

North 467-7400South 535-7400West Plains 235-7400

See all our NEWEST listings,all Spokane homes

for sale and map Open Houses on our web site!

OPEN HOUSESNORTH OPEN HOUSES

$209,800 1012 W EastmontOpen 1-3 Beautiful 4bd 3ba rancher w/hardwood flrs, remodeled/renovated w/tile and quartz! View of 5 Mile Fritz 499-6952

NORTH OPEN NEW CONSTRUCTION$214,576 28XX W Heath AveOpen 11-4 Stop by the model home at 2812 W Parkway for More details! Karen O’Donnell 217-0091

$282,500 10309 N AlbertaOpen 12-3 Brand New! Jesse’s Bluff rancher with 1786 sqft & beautiful large open rooms. 3 car garage, granite countertops, large lot. For info call Ron at 991-2042

SOUTH OPEN NEW CONSTRUCTION$449,900 2108 E Cherrytree Ln #2015123121-3 Courtyard home hrdwd flrs, gas fireplace, cathedral ceilings, fully landscaped. Cindy Hedin 990-4786 $265,000 1401 E Cambridge Ln #2015196441-3 Beautiful Renovated Townhouse, Harvard Park PUD. 1st time on MKT since 1991 2BD/2.5BA. NICE! Joan 994-3133

Now offering monthy rental of their Triplex

Cottage Homes.

Each cottage has an attached garage.

Call for a showing today. 222 S. Evergreen Road, Spokane Valley

Orchard CrestRetirement Community & Assisted Living

Attention REALTORS®!

SpokesmanHomes.com TILE AD PROMO!!

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Buy 6 months, get 2 months free.

Buy 12 months, get 4 months free.

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Stacy 509-459-5124Shane 509-459-5126

Mary 509-459-5127Scott 509-459-5130

Tile Ad(160x150)Only $29 mo.

“A Picture is Worth a 1,000 Words”Include a photo of your pet, house, auto or item

for more impact and greater results!

www.spokesmanclassifieds.com

509-456-7355

Call 456-Sell (7355) or 800-338-8801 More ad photos at spokesmanclassifieds.comPage F4 l Sunday l July 5, 2015 The Spokesman-Review

196 COMMERCIAL PROPERTYFOR SALE

Bayview Condos overlooking beautiful Pend Oreille Lake BACK ON MARKET. Units starting at just $99,000. Come see the quality for

yourself! Open houses all this holiday weekend as follows:

-Friday, July 3rd, 11-3pm-Saturday, July 4th, 2-8pm-Sunday, July 5th, 12-4pm

For more information or a private showing, text or call Danny Davis at 208-691-6003 with Property Research inc. 208-667-5511

HWY 2 & DAY MT. SPOKANE4 acre commercially zoned land at major signalized intersection. Lots of recent earth work. 437 Ft frontage on HWY 2 $675,000 less than $4 per ft. Will lease for $3,900/month. Vic Plese, 217-7889 or Rod V. Plese, 466-4443.

NEAR WANDERMERE MALL514 E. Hastings. Prime development opportunity for office building com- plex, lending institution. 2.39 Acres on newer 4 lane South of mall and East of Fred Meyer. Utilities available. Less than $7/foot Vic Plese, 217-7889

DIVISION ST ACRE NWCorner of Nora & Division. One acre of retail property just minutes North of downtown. 145 ft frontage on Divi- sion. $3,500/mo land lease. Will con- sider selling, poss owner financing. Vic Plese, 217-7889 or Rod V. Plese, 466-4443.

PLESE REALTY, 201 W FRANCIS

095 HOMES FOR SALE,AREA WIDE

198 APARTMENT BUILDINGSFOR SALE / WANTED

Super Nice 24x30 w/ RV door!Comes with a Great 3bd 2ba house,

SS, AC, H’wood Floors 159,900.Please call Sandi

509-993-7894, KESTELL CO.

199 OTHER INVESTMENT PROPERTY

REARDAN-335 S. Oak, 6 unit apt. bldg, good condition, ½ hour to Airway Hts, Med. Lk, Spokane, great investment!

$235,000. Benji 990-9221 CHENEY-422 4th St, just across from EWU, 2 story Victorian, four 1 bdrm units, great rental opp! $196,500.

Bev 990-1809CHENEY REALTY, INC. 235-6191

200 VACATION RENTALS,WASHINGTON

t Diamond Lake, 80 ft frontage, AC, 2Br/2Ba. 2300sf. 2-story, Furnished. Grassy yard, big deck, dock & beach. Available June-Oct.t 509-216 7547

201 VACATION RENTALS,NORTH IDAHO

Apartment: Slps 4, kit, LR, BD, shower, W/D, micro, fridge, grbg disposal.

On Priest Lake. B’ful sandy beach & dock. Avail 8/15 to 8/22. $1000/wk.

Robert (509) 998-2818PRIEST LAKE, KALISPELL BAY

Avail: Aug 8th-15th. 2-story cabin, sleeps 12, Bt’ful sandy beach, dock.

$1600. (208)765-5813

207 ROOMS FOR RENT

WANTED-ROOM we are a local HOmodel railroad club needing a room orspace of 500-1000 sq.ft., ground floor.rent/lease. in the Spokane area. (509)981-7797

Between Apts? Sleeping Units shower, cable, AC, fridge, micro.

$108.80/week 251-2120GREAT DEAL! $285/mo. Util incl. $150

security dep. z509-919-2472z

095 HOMES FOR SALE,AREA WIDE

208 DUPLEXES FOR RENT

NORTHWEST8811 N. Pamela, 3Br 3Ba r/r, dw. No pets. $1225/ incls w/s/g. 981-4043

SOUTHSIDE

*2801 S GRAND*Extra Large Beautiful 2Br, Updated,

DW, Gas Ht, FP, W/D Inc, Balcony, Gar, N/S. $825

GATES REALTY, INC. 838-5823

SPOKANE VALLEY2br, 1ba, in highly sought out neigh-borhood. Nice, simple floorplan all on 1 level. All appls incl DW, newer carpet fpl, fncd bk yrd. & attach. gar. Close to schls, $795/mo. incl swr/wtr fees. $750 dp. 507 N. Bates. 509-954-3597

211 SENIOR HOUSINGFOR RENT

N.W. Sm. 1 Bd Apt, ground floor.Clean/quiet, sober. 55+. No smk/pets/drugs. Bkgrnd/Crd. Check/Good Refs.

467-8212, 9-5 or leave mssg.

220 APARTMENTS - UNFURNISHED,AREA WIDE

RIVER RIDGE2 BR/1 BA, **MOVE IN SPECIALS**AWESOME LOCATION close to down-town, schools and parks with riverviews. Pet Friendly.No application fees. $590/mo (509)828-7102

223 APARTMENTS - UNFURNISHED,NORTHEAST

2BD/1BA, updated w/granite counter- tops & tile floors, W/D in unit, Lg 2 car gar, fnc’d bkyd, close to dntwn/ buses $760 mo +dep, No smk.509-998-4255

095 HOMES FOR SALE,AREA WIDE

CLASSIFIEDSWhatever your needs

Buying or Selling We can help!

Call 456-7355 today!

220 APARTMENTS - UNFURNISHED,AREA WIDE

095 HOMES FOR SALE,AREA WIDE

220 APARTMENTS - UNFURNISHED,AREA WIDE

095 HOMES FOR SALE,AREA WIDE

220 APARTMENTS - UNFURNISHED,AREA WIDE

095 HOMES FOR SALE,AREA WIDE

Sunday, July 5, 2015

spokesmanopenhouses.com

All Open Houses Mapped & Searchable at spokesmanopenhouses.com and on your mobile

Open Property Type Address BR BTH Price Company Agent Phone Website MLS#

Mobile version available using our fully optimized mobile site.

Subscribe to the ExperienceSnap the QR Code with your Smartphone using a QR Code or Barcode reader.

OPEN HOUSEDIRECTORY

AREA WIDE

1-3 SINGLE FAMILY 4220 W Ganthers Rd 3 2 $324,900 John L. Scott Real Estate Daniel A. Dailey (509)954-4620 danieladailey.johnlscott.com 201519585

NORTHEAST

12-3 NEW HOMES 10309 N Alberta 3 2 $282,500 Coldwell Banker Tomlinson Ron Hansen (509)991-2942 tourfactory.com/1345397 201514885

NORTHWEST

1-3 SINGLE FAMILY 1012 W Eastmont 4 3 $209,800 Coldwell Banker Tomlinson Fritz Brayton (509)499-6952 unavailable 201518876

11-4 NEW HOMES 28xx W Heath Ave 3 2 $214,576 Coldwell Banker Tomlinson Karen O’Donnell (509)217-0091 tourfactory.com/1304244 501512534

5-8 SINGLE FAMILY 3231 W Boone Ave 202 2 2 $49,950 G.K. Hansen Real Estate Chuck Laughary (509)981-1326 gkhansen.com unavailable

SOUTHSIDE

1-3 NEW HOMES 2108 E Cherrytree Ln 2 2 $449,900 Coldwell Banker Tomlinson Cindy Hedin (509)990-4786 tourfactory.com/1298463 201512312

1-4 NEW HOMES 6930 S Woodhaven Dr 3 2 $277,690 Windermere Real Estate Hilary Garber (509)994-2022 spokanehousesandhomes.com 201516540

1-4 NEW HOMES 6915 S Woodhaven Dr 5 3 $315,725 Windermere Real Estate Hilary Garber (509)994-2022 spokanehousesandhomes.com 201519530

11-5 NEW HOMES 1017 W Highpeak Dr 3 2.5 $244,900 Windermere Real Estate Jim Lister (509)443-2222 jimlister.com 201426418

12-5 NEW HOMES 6112 S Summerwood 4 3 $477,900 Windermere Real Estate Jim Lister (509)443-2222 jimlister.com 201428112

11-5 NEW HOMES 6815 S Woodhaven Ct 4 3 $389,900 Windermere Real Estate Jim Lister (509)443-2222 jimlister.com 201512160

11-5 NEW HOMES 5431 S Osprey Heights 2 2 $369,950 Windermere Real Estate Jim Lister (509)443-2222 jimlister.com 201510347

11-5 NEW HOMES 5422 S Ravencrest Cir 4 3 $306,461 Windermere Real Estate Jim Lister (509)443-2222 jimlister.com 201516105

11-5 NEW HOMES 6912 S Park Ridge Blvd 4 2 $315,000 Windermere Real Estate Jim Lister (509)443-2222 jimlister.com 201516405

11-5 NEW HOMES 1027 W Basalt Ridge Dr 2 2 $276,800 Windermere Real Estate Jim Lister (509)443-2222 jimlister.com 201515881

VALLEY\LIBERTY LAKE

11-4 SINGLE FAMILY 19015 E Buckeye Ave 3 2 $178,787 Hayden Homes Sharlee Perez (509)760-7331 Hayden-Homes.com unavailable

12-2 SINGLE FAMILY 18610 E 8th Ave 6 3 $219,900 John L. Scott Real Estate Bob Solom (509)994-2223 bobsolom@johnlscott.com 201520223

12-6 NEW HOMES 4813 S Lapwai Ln 4 3 $284,990 Kestell Co. Sarah Sibley (509)993-4112 kestell.com 201516673

12-5 NEW HOMES 4223 S Big Horn Ln 4 3 $429,850 RE/MAX of Spokane Brad Boswell (509)710-2024 ElkRidgeHeights.com unavailable

12-2 SINGLE FAMILY 1915 S Steen 3 3 $399,900 Windermere Real Estate Kevin Russell (509)362-3560 tourfactory.com/1323893 201515074

VISIT OUR WEB SITE ATwww.cedarpropertymgmt.com

509-489-4287

Your Connection to LuxuryApartment Living.

CEDAR SUMMIT ESTATES V, VI,& VIINew Duplexes 824 S. Delfino Ln.(12th & Hayford) – 838-1145

CEDAR SUMMIT ESTATES I & II10620W 12th Ave. – 456-5561

CEDAR SUMMIT ESTATES III & IV10620W 12th Ave. – 456-4660

CEDAR FOREST ESTATES4403W.Winston Ct. – 327-7174

CEDAR MEADOWS8909 N. Colton – 467-4495

CEDAR CREEK VILLAGE I8424 N. Nevada – 468-2076

CEDAR CREEK VILLAGE II8424 N Nevada – 468-2230

CEDAR SPRINGS ESTATES1015 E. Cozza Dr. – 467-0835

Clubhouse Available to Cedar Creek &Springs Residents

CEDAR SPRINGS ESTATES II1110 E. Cozza Drive – 466-0307

CEDAR SPRINGS ESTATES III1011 E. Sharpsburg – 465-2219

CEDAR SPRINGS ESTATES IV

7808 N. Morton – 464-4333

CEDAR CHATEAU ESTATES13310 E. Mission – 922-2347

CEDARCHATEAUESTATES “B”13320 E. Mission – 928-6210

CEDAR CANYONVILLAS5710 S. Hailee Lane – 448-5503

CEDAR PARK3003 S. Perry – 838-8714

CEDARWOOD ESTATES3015 N. 4th St. – 208-664-2277

AIRWAY HEIGHTS

NORTHWEST

NORTHEAST

NORTHEAST

VALLEY

SOUTH HILL

COEUR D’ALENE

• Unique designer apts • A/C,Washers, Dryers • 1& 2 Bds, 1& 2 Ba • Vaulted Ceilings, Skylights• Carports/Garages • Pools/BBQ’s • Starting at $535, No Pets.

Apts include accessibility features required by FHAA.Clubhouse Includes: • Racquetball Cts •Weight Rm • Beauty Salon • Gift Store

MODELS OPEN DAILY