Sukanya Samriddhi Yojana Scheme| Beti Bachao Beti Padao

12

description

Sukanya Samriddhi Yojana (SSY) Account Scheme http://sukanya-samriddhiaccount.in/ has been launched by Hon. P.M. Mr. Narendra Modi on 22nd Jan, 2015 for women empowerment program “Beti Bachao – Beti Padhao”. This program is specially designed for improvement of Female Sex ratio and ultimately girl child needs to be supported and feel safety. For financial support purpose, Govt. has initiated this SSY Account for girl child only.Visit http://sukanya-samriddhiaccount.in/ for information about Sukanya Samriddhi Account Details:In this Sukanya Account, all benefits are going in favor of girls and partially parents can get benefits, if the girl will be dead before maturity of Account. Now a day, parents hesitate to give birth of a girl child because of huge expenses in higher education and marriage is required. That’s why Govt. has initiated new Sukanya Account program, so that parents can make plan well in advance for a girl child on monthly basis saving and can earn good amount of interest.Visit http://sukanya-samriddhiaccount.in/ to know features of Sukanya Samriddhi Account1. In Financial year 2015-16, rate of interest is 9.2% and in 2014-15, it was 9.1%.2. This SSY Account interest rate is linked up to 10 years Govt. Bond yields and it is 075% higher than Govt. Bond.3. People can deposit installment amount between 1000/- to 1, 50, 000/- per annum.4. Save income tax under section 80C of I. Tax Act, 1961 because installment amount, interest and withdrawal amount, all are gone under Tax exemption section 80C.5. The maturity period of Sukanya Samriddhi Accounts is limited for 21 years from beginning of SSY Accounts and it can be premature or post-mature in various cases such as: if the girl is dead or parents are unable to deposit the yearly installment amount, in that case the account will be closed. And also the girl can withdraw 50% premature amount for higher study purpose when she attains 18 or more or if the marriage occurs just in the age of 18 or more, then also Sukanya accounts can be closed or withdrawn.6. Once the marriage will be done, the SSY Account can’t be operated but if the girl will do marriage in delay after maturity period i.e. 21 years, then she can keep it open and can get interests until the closing of accounts.Through this scheme, the girl child can get opportunity of higher education as well as well marriage financial support. Hence, parents won’t be worried for a girl child for more expenses burden in future. Hence the Female sex ratio can be improved well for women empowerment.Visit http://sukanya-samriddhiaccount.in/ to know eligibility of a girl child for Sukanya Samriddhi Account (SSA)”• The girl child should have age of 10 or below.• She must be Indian and not belong to NRI category or other countries.• Parents can open only one Sukanya account for one girl. The girl child needs to have a Sukanya Samriddhi Account even if she already have PPF account due to higher rate of interest facilities. But here loan facility is not available.Related Search Terms:Sukanya Samriddhi Account CalculatorSukanya Samriddhi CalculatorSukanya SamriddhiSukanya Samriddhi YojanaSukanya Samriddhi AccountSukanya Samriddhi in HindiBeti Bachao Beti PadhaoVisit http://sukanya-samriddhiaccount.in/Subscribe to Our Channel: https://www.youtube.com/channel/UCwnozKjmAgy5vE1yVTZ7VSwWatch The Video: https://www.youtube.com/watch?v=zpOVMvaMJh4

Transcript of Sukanya Samriddhi Yojana Scheme| Beti Bachao Beti Padao

  • Till the Age of Girl Child is 10 Years or Below

    Must Be Indian Any of the Parent or Guardian can

    open SSA SSA can be opened with minimum

    deposit of Rs.1000/- Documents Required Date of Birth

    Certificate of girl child and Id proof od parents

  • Highest Interest Rate among all Small Savings Schemes offered by Govt of India

    Income Tax Rebate u/s 80C

    Financial freedom for education and marriage of Girl Child

    Interest shall be payable in the account even after maturity

  • For Year 2014-15 Rate of Interest was declared at 9.1%

    For Year 2015-16 Rate of Interest was declared at 9.2%

    Every year Rate of Interest will be declared by government

  • According to Chart One After 21 years you will get Rs.60,71,283/-

    According to Chart two After 21 years you will get Rs.61,57,840/-

    According to Chart two After 21 years you will get Rs.63,12,610/-

  • Allahabad Bank Andhra Bank Axis Bank Limited Bank of Baroda(BOB) Bank of India(BOI) Bank of Maharashtra(BOM) Canara Bank Central Bank of India(CBI) Corporation Bank Dena Bank Limited ICICI Bank Limited IDBI Bank Limited Indian Bank Indian Overseas Bank(IOB)

    Oriental Bank of Commerce(OBC) Punjab & Sind Bank(P&SB) Punjab National Bank(PNB) State Bank of Bikaner and Jaipur(SBBJ) State Bank of India(SBI) State Bank of Hyderabad(SBH) State Bank of Mysore(SBM) State Bank of Patiala(SBP) State Bank of Travancore(SBT) Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank

  • Investment is to be made for 14 years

    After 21 Years of opening of SSA

    50% of the investment can be withdrawn when girl is 18 years old

    Account Will be closed after marriage of girl child

  • Tax exemption up to Rs. 1.5 lakh is allowed under Section 80C.

    Only One parent can claim tax exemption

    From Financial year 2015-16 Interest is tax free.