Student Consumer Information Handbook

The Salon Professional Academy 432 North Avenue, Grand Junction, CO 81501

970-245-1110

Table of Contents

2 PURPOSE 13 DEPENDENCY STATUS

2 MISSION STATEMENT 13 VERIFICATION POLICY

2 STATEMENT OF PRINCIPAL 14 DEFERMENT

2 GENERAL SCHOOL CONTACT INFORMATION 14

SPECIAL CIRCUMSTANCES: DEPENDENCY OVERRIDE & PROFESSIONAL JUDGEMENT

3 ADMINISTRAION & STAFF 14 STEPS TO APPLY FOR TITLE IV AID

3 LICENSURE, ACCREDITATION & ORGANIZATION'S 16 COST OF ATTENDANCE BUDGETS (COA)

3 FACILITIES & EQUIPMENT 16

HOW FUNDS ARE DISBURSED - CREDIT BALANCE DISBURSEMENTS

3 HOW TO APPLY FOR ADMISSION 16 EFFECTS OF STUDENT LOANS

3 EDUCATIONAL REQUIREMENTS 17 LOAN DISCLOSURES

3 ADMISSION REQUIREMENTS 17 STUDENT (BORROWER) RIGHTS

4 TRANSFER POLICIES 18 STUDENT (BORROWER) RESPONSIBILITIES

4 EVALUATING THE VALIDITY OF HIGH SCHOOL DIPLOMAS 18 PROCEDURES FOR EARLY WITHDRAWAL

5 NON-DISCRIMINATION 19 RETURN TO TITLE IV POLICY

5 GRADUATION REQUIREMENTS 20 SAMPLE OF SCHEUDLE OF REPAYMENT

5 PLACEMENT 21 REFUND POLICY

5 CAREER OPPORTUNITIES 22 DRUG AND ALCOHOL ABUSE PREVENTION

6 OUTCOME RATES 23 DRUG TRAFFICKING PENALTIES

6 LICENSING REQUIREMENTS 24 FAMILY EDUCATIONAL RIGHTS AND PRIVACY ACT (FERPA)

6 STUDENT RIGHT TO KNOW (PRE-ENROLLMENT INFORMATION) 25 SAFEGUARDING CUSTOMER INFORMATION

6 PHYSICAL DEMANDS OF COSMETOLOGY 25 SATISFACTORY ACADEMIC PROGRESS POLICY (SAP)

6 SAFETY REQUIREMENTS OF COSMETOLOGY 27 PLANS FOR IMPROVING AN ACADEMIC PROGRAM

7 RESEARCH OCCUPATIONS 27 MISREPRESENTATION

7 CHARGES AND FEES 28 COMPLAINT PROCEDURE

7 TUITION 29 COPYRIGHT MATERIALS AND INFRINGEMENT

8 REPLACEMENT KIT ITEMS: ALL PROGRAMS, COSMETOLOGY, ESTHETICS 29 CAMPUS SECURITY

9 FINANCIAL AID PROFESSIONAL CODE OF CONDUCT 32 SEXUAL MISCONDUCT POLICY - VAWA

10 FINANCIAL AID CODE OF CONDUCT 33 BASIC SAFETY PROCEDURES

11 FOR ALL STUDENTS PARTICIPATING IN CONSUMER LOANS OR FEDERAL FINANCIAL AID 34 VACCINATION POLICY

12 TITLE IV FUNDING GENERAL INFORMATION 34 VOTER REGISTRATION

12 WHO RECEIVES FEDERAL STUDENT AID? (ELIGIBILITY) 34 SERVICES TO STUDENTS WITH DISABILITIES

12 TYPES OF FINANCIAL AID AVAILABLE 34 NATIONAL & STATE MEDIAN WAGE INFORMATION

13 HOW FINANCIAL NEED IS CALCULATED 34

IPED STATISTICS CONSTITUTION DAY

PURPOSE

This Student Consumer Handbook is published by the Financial Aid Office of The Salon Professional

Academy. Its purpose is to describe the services available to students through this office as well as

provide important information about policies and procedures that may not be covered in the student

catalog. It is imperative for students to understand all aspects of this Consumer Information document

including: Satisfactory Academic Progress Policy (SAP) and the relation to any federal student aid that

the student may apply for and/or consequences that could result from early withdrawal due to

unsatisfactory progress. Federal aid students must carefully read the information in this document to

understand the rights and responsibilities as a recipient of federal student aid. In the case of conflicting

information between this publication and the student catalog, the student catalog supersedes.

This handbook will answer most of your questions relating to financial aid, however, it is important that

students are aware that federal regulations are subject to change and may impact policies and

procedures stated in this publication. Students should visit the Financial Aid Office for the most current

information. General questions can usually be answered on a walk-in basis. Specific questions may

require an appointment.

Mission Statement - The Salon Professional Academy’s objective is to produce highly trained

and well prepared graduates for employment in the salon industry. We are committed to

excellence in cosmetology arts and sciences education. Our educational systems and

programs are updated to keep the student's needs first and our educational quality high.

STATEMENT OF PRINCIPAL

The Salon Professional Academy strives to provide the resources and support that our students need in

order to attend school, graduate, and find employment in a professional salon environment. We are

committed to assisting our students and providing resources and support that are in the best interest of

our students.

GENERAL SCHOOL INFORMATION

Students and prospective students can obtain additional information about The Salon Professional

Academy by contacting the school directly.

General Contact Information

General information on the school can be obtained on the website at:

GrandJunctionBeautySchool.com or by calling 970-245-1110.

Financial Aid Information

Information relating to financial aid can be obtained by contacting our Financial Aid Office at

970-245-1110. The financial aid office can also be contacted by email at:

FAO@GrandJunctionBeautySchool.com. Financial aid office hours are Tuesday – Friday from

9:00am – 4:30pm.

Admissions Information

Information relating to admissions can be obtained by contacting our Admissions Office

at 970-245-1110. The admissions office can also be contacted by email at:

admissions@GrandJunctionBeautySchool.com. The Admissions office hours are Tuesday –

Saturday from 9:00am – 4:30pm.

ADMINISTRATION AND STAFF

The Salon Professional Academy’s faculty consists of the Owner, Director, Admissions Director,

Financial Aid Officer, School Coordinator, and a minimum of one educator per 20 students

including a Lead Educator. List of staff can be found in our current catalog.

LICENSURE, ACCREDITATION & ORGANIZATIONS

The Academy is licensed by the The Division of Private Occupational Schools, Colorado

Department of Higher Education, 1560 Broadway, Suite 1600, Denver, CO 80202

1-303-862-3001. The Academy is accredited by National Accrediting Commission of Career

Arts and Sciences (NACCAS)3015 Colvin St., Alexandria, VA 22314. Phone: (703)600-7600. The

Academy is approved for Title IV Funding through the US Department of Education, Western

Regional Office – California, One World Trade Center, Suite 2300, Long Beach, CA 90831, (562)

980-4141

Facilities and Equipment - The Salon Professional Academy is located at 432 North Avenue,

Grand Junction, Colorado 81501. The Academy has 10,000 square feet of educational facility

with salon and spa equipment including spacious styling, nail tech, skin care, and barber areas,

a student lounge, classrooms and offices. Our teaching aids include Salon Fundamental

Textbooks, lectures, guest speakers, discussions, A/V materials, lab work and coaching.

HOW TO APPLY FOR ADMISSION - Complete application form for The Salon Professional

Academy. Have a valid high school diploma or GED. Schedule a visit and tour. Meet staff and

students. Learn about our catalog, enrollment agreement, academy outcomes, curriculum,

books, kits, uniforms, scholarships and financial aid.

EDUCATIONAL REQUIREMENTS - A student must have a high school diploma or G.E.D. certificate.

Additional licensing requirements may apply for some programs. Students are admitted on the

basis of educational background, aptitude and commitment. The Salon Professional Academy

does not admit ability-to-benefit students. All programs are taught in English.

Admissions Requirements - The following are required for admission to all programs at The Salon

Professional Academy:

1. Enrollment application

2. Copy of student’s high school diploma, its equivalent or G.E.D. Certificate or a high

school transcript and/or official letter from the high school showing high school

completion. If credential is for completion of a home school program, it must be state

issued.

3. Proof of age: copy of the student’s driver’s license; government issued photo ID;

passport.

4. Transfer Students must provide an official transcript from the prior school attended.

5. Students wishing to transfer hours into our programs must provide an official transcript or a

copy of their current practitioner license.

6. A signed complete enrollment agreement with payment of enrollment fee.

7. Required Enrollment Fee.

Students must be at least 17 years of age.

Transfers – We do not recruit students already attending or admitted to other schools offering

similar programs. The Academy does not guarantee the transferability of its hours to any other

institution unless it has written agreement on file of current acceptability of such hours from other

institutions. The Academy accepts transfer hours upon the following conditions:

1. Up to100% of transfer hours from other TSPA(s) and Summit Salon Academy(s).

2. Up to 20% of a transfer hours may be accepted from all other institutions and only after

careful evaluation of the student's academic records on an individual basis.

3. Transfer hours into the Cosmetology program from individuals who are currently licensed:

Licensed Nail Technologist – 396 hours

Licensed Hairstylist – 1024 hours

Licensed Esthetician – 362 hours

4. Transfer hours into the Barbering program from individuals who are currently licensed and

graduated from The Salon Professional Academy Grand Junction for example:

Licensed Cosmetologist – 1170

Licensed Hairstylist – 1146

Licensed Esthetician - 100

For transfer students (2 & 3) they must sign an enrollment contract for the full program length. If

after evaluation transfer hours are accepted, an enrollment contract addendum will be

completed which states the amount of transfer hours accepted. The full program cost will be

applied.

For VA transfers: The school maintains a written record of the previous education and training

of the veteran or eligible person and clearly indicates that appropriate credit has been given

for previous education and training, with the training period shortened proportionately, and

the veteran or eligible person and the Department of Veterans Affairs so notified.

EVALUATING THE VALIDITY OF HIGH SCHOOL DIPLOMAS

Regulation 34 CFR 668.16 (p) requires Title IV schools to establish policies and procedures to

confirm the authenticity of high school diplomas in the event that the school or the Secretary

of the U.S. Department of Education has reason to question the validity of a student’s high

school diploma.

The Salon Professional Academy may require further documentation in the form of a certified

copy of final high school transcripts for the high school in question or information from a

company that evaluates foreign diplomas (in the case of a foreign diploma). Student self

certification is not considered sufficient proof of validity.

In addition to checking online for further information about the school issuing the diploma and

its accreditation, the school may also contact the Department of Education in the state in

which the diploma was issued to determine if the school listed on the diploma is on the state

list of recognized schools.

The school maintains a list of known diploma mills for the admissions staff to check when

receiving a diploma from an unknown and questionable source. It is understood that this list

may not be all inclusive as there are hundreds of diploma mills some known and some not

currently known. It is also understood that the list of schools in the FAFSA drop down box online

also may not be all inclusive.

The school makes every reasonable effort to verify the validity of questionable high school

diplomas.

Non-discrimination - The Academy does not discriminate on the basis of sex, age, race, color,

religion, financial status, ethnic origin, or handicap as required by Section 504, 34 Code of

Federal Regulations in admitting students. The school owner is designated to coordinate the

school compliance with the requirements of Section 504, as required by 34 Code of the C.F.R.

104.7 (a).

Graduation Requirements - A grade average of 75% is required for graduation from any

program at The Academy. Both theory and practical work are considered important. Students

are evaluated on a level system that prepares them for salon performance levels. All work must

be completed to graduate.

Graduation - Graduates earn a diploma.

The following are required for graduation from all programs:

1) completion of state required number of hours

2) completion of all assignments and tests

3) completion of project sheets and the weekly grade sheets

4) an 85% attendance and 75% grade average

5) payment of all tuition, fees and over-contract charges per the terms of the enrollment

agreement.

6) Completion of an exit interview with both Admissions and Financial Aid.

Placement - The Salon Professional Academy maintains contacts in the salon and spa industry to

assist students in job placement. Students are prepared in the latter part of training to seek

employment by providing professional appearance guidelines, resume preparation, interview

preparation, & position preparation including visiting area salons.

Job opportunities are posted in the student lounge. However, The Salon Professional Academy

cannot guarantee any student will be placed.

Current law prohibits any school from guaranteeing job placement as an inducement to enroll

students.

Career Opportunities – There are many opportunities open to licensed cosmetologists,

estheticians, nail techs, hairstylists, and barbers. The Salon Professional Academy prepares all

graduates for the licensing exam and entry-level positions in hair studios, spa salons and

destination spas. The Academy cannot guarantee employment.

Additional industry experience could lead to employment as a manufacturer sales/education

person, a distributor sales consultant, and in admissions and financial aid in cosmetology

schools.

Additional licenses are required in some states to become an educator in a school of

cosmetology arts and science.

Outcome Rates 2016

Completion Rate Licensure Pass Rate Placement Rate

80% 100% 77%

Outcome Rates 2017

Completion Rate Licensure Pass Rate Placement Rate

89% 100% 77%

LICENSING REQUIREMENTS - To become licensed in cosmetology in Colorado, students must complete

1500 hours of approved training, graduate from an approved school, and pass the written and practical

state exams. The Cosmetology program at The Academy is 1800 hours.

To become licensed in esthetics in Colorado, a student must complete 600 hours of approved training,

graduate from an approved school, and pass written and practical state exams.

To become licensed in manicuring in Colorado, a student must complete 600 hours of approved training,

graduate from an approved school, and pass the written and practical state exams. Nail technology

classes will be offered as needed at The Salon Professional Academy.

To become licensed as a barber in Colorado, a student must complete 1500 hours of approved training,

graduate from an approved school, and pass the written and practical state exams.

To become licensed in hairstylist in Colorado, a student must complete 1200 hours of approved training,

graduate from an approved school, and pass written and practical state exams.

STUDENT RIGHT TO KNOW (PRE-ENROLLMENT INFORMATION) The most current pre-enrollment information is given upon enrollment. This will include the graduation,

placement, and licensure rates for the most recent award year. This information may also be found on

the website Grand JunctionBeautySchool.com under program disclosure.

PHYSICAL DEMANDS OF THE PROFESSION - There are physical demands placed on the body in

any career. In cosmetology arts & sciences, care must be taken to protect your back, legs,

and feet. One way to do this is strength training to enhance your back, abdomen, and leg

muscles. Regular exercise will help to promote all over body conditioning, and will improve

circulation in your legs and feet. We recommend consulting your doctor before beginning

any exercise program.

Because this job requires that you stand for long periods of time, it is suggested that you wear

proper fitting, supportive shoes, and support hose. These are not a requirement but will help to

increase your chances of longevity in the profession.

SAFETY REQUIREMENTS - Safety suggestions with this profession would include wearing shoes

that would not be slippery when walking on a damp floor. Because you will always be

working with water, there is a risk of water spills. Damp hair lying on the floor can also pose a

chance of slipping. All hair needs to be swept up following each haircut to minimize

accidents. All water spilled should also be wiped up as quickly as possible. It is the responsibility

of each stylist to promote a safe work environment.

Gloves should be worn during chemical services to reduce any allergic reaction that an

individual may have to certain chemicals and during waxing services for sanitation purposes.

Any product that would accidentally get in the eyes should be flushed thoroughly with water.

Seek medical attention if irritation continues.

RESEARCH OCCUPATIONS at: www.onetonline.org

CHARGES AND FEES

TUITION

Cosmetology Tuition

(includes books and kit)

$19,990

Cosmetology Hourly Fee $11./hour

Cosmetology Over Contract Fee

(Charged per hour over contract)

$15/hour

Esthetics Tuition (includes books and kit)

$7,990

Esthetics Hourly Fee $13/hour

Esthetics Over Contract Fee

(Charged per hour over contract)

$15/hour

Nail Tech (Manicuring) Tuition (includes books

and kit)

$6,990

Nail Tech (Manicuring) Hourly Fee $11/hour

Nail Tech (Manicuring) Over Contract Fee

(Charged per hour over contract)

$15/hour

Hairstyling Tuition (includes books and kit)

$11,390

Hairstyling Hourly Fee $9/hour

Hairstyling Over Contract Fee

(Charged per hour over contract)

$15/hour

Barber Tuition (includes books and kit)

$16,990

Barber Hourly Fee $11/hour

Barber Over Contract Fee

(Charged per hour over contract)

$15/hour

Enrollment Fee all programs $150

Drop/Withdrawal Fee $150

Books and Kits - Appropriate books and kits are provided by The Academy and issued to the

student during training. All books, kit equipment and supplies remain property of the Academy

until student completes their program and tuition fees are paid in full, at which time The

Academy gifts the student their issued books and kit. Students provide their own paper supplies.

REPLACEMENT KIT ITEMS: ALL PROGRAMS

New Name Tag $10.00

TSPA Shirt $10.00

TSPA Tote Bag $20.00

Fast Track Planner $55.00

Over the Top $55.00

REPLACEMENT ITEMS: COSMETOLOGY

Salon Fundamentals Textbook Set (Textbook,

Study Guide, and Exam Review)

$153.00

Blow Dryer $225.00

1” Curling Iron $44.00

Flat Iron $185.00

Shears & Thinning Shears $450.00

Razor $59.95

10 Blades for razor $13.95

Clippers (Essential Combo) $96.00

Clips $15.00

Paddle Brush $30.00

Small, Medium, & Large Thermal Round Brush $90.00

8 Piece comb set with case $45.00

Styling Brush $33.00

9 Row Finishing $27.00

Ms. Kim Mannequin $30.00 x 3 = $90.00

Ms. Kim Mannequin and clamp $40.00

Ms. Michelle Mannequin $39.95

4 Quad Mannequin $40.00

Mr Samuel Mannequin $40.00

Duckbills Clips $3.78

Butterfly Clips $6.00

Black tail comb $1.50

Pintail Comb $3.60

Salon Timer $6.50

Standard Cutting Combs $1.95

Andi’s Clipper Comb $2.25

Water Bottle $2.00

Nylon Cutting Cape $8.90

Fluff Comb $2.00

Make up Brushes $65.00

Nail Brush $.58

Mani/Pedi Set $15.00

Student may be responsible for required shipping charges.

Item prices are subject to change without notice.

FINANCIAL AID PROFESSIONAL CODE OF CONDUCT The Salon Professional Academy is committed to ensuring the integrity of its employees and students with

respect to all aspects of its school and operations. Compliance with all applicable laws, regulations, and

Company policies, procedures and performance of duties according to the highest standards of honesty

and integrity is expected of all.

If financial aid employees violate provisions of this Code of Conduct, they subject themselves to discipline

up to including termination of employment.

If an employee doesn’t understand or has questions about TSPA policies and procedures, a school

Catalog, Consumer Information, or this Code of Conduct, they should contact the Director/owner,

Angela Lema who is in charge of compliance.

Employees do not receive bonuses for student enrollment or any aspect of Financial Aid.

Financial Aid Employees understand that they MUST:

1. BE ETHICAL and conduct themselves with INTEGRITY.

2. AVOID any conflicts of interest and comply with the TSPA student Loan Code of Conduct.

3. PROVIDE prospective and enrolled students with accurate and complete financial aid and policy

information.

4. KEEP student information confidential and comply with the Family Educational Rights and Privacy

Act (FERPA) as defined in the school Catalog.

5. COMPLY with applicable federal and state laws and regulations, accredited rules and TSPA

policies and procedures.

6. ADHERE to all policies and procedures set forth by TSPA.

Financial Aid Employees MUST NOT:

1. ASK prospective, enrolled or former students for their FAFSA PIN

2. MAKE statements that contradict information in the school catalog or enrollment agreement.

3. DISCUSS financial information of a prospective, enrolled, or former student with anyone except the

student unless he or she provided a release in compliance with FERPA.

4. COMPLETE or sign any document on behalf of a prospective, enrolled, or former student, including:

a. Initialing any document on behalf of the student

b. Using white-out or erasure material of any kind on a document and

c. Modifying or altering information provided by a student

5. PROVIDE inaccurate information, such as information about:

a. The school’s programs, facilities, student services and jobs.

b. The school’s graduation and placement rates

c. Criteria for financial aid eligibility

d. Amount of financial aid funding

e. Interest rates for student loans

f. Availability of financial aid funding

g. Transfer of credits to or from other colleges or universities

h. Credentials or licensing a student may obtain

i. Potential income levels upon graduation

6. PAY the enrollment/application fees of a prospective or enrolled student, or LOAN or give money

to a prospective or enrolled student.

7. DISCUSS credit history, credit ratings or credit standings with a student.

8. DISCUSS their own personal financial situation or engage in any conversations unrelated to

financial aid.

Financial Aid Employees must also commit that they WILL:

1. Frequently re-read TSPA’s policies and procedures, school Catalog, Consumer Information, student

loan code of conduct, and this Professional Code of Conduct to ensure that they are familiar with

all of their requirements and or contents.

2. Immediately contact the owner if they have any questions about the School Catalog, Consumer

Information or Codes of Conduct.

3. Immediately notify the owner if they believe any Employee is violating this Code of Conduct, the

School Catalog, Consumer Information, School policies, procedures, or any code of conduct.

FINANCIAL AID CODE OF CONDUCT

(Based on Federal Regulations and the Higher Education Opportunity Act)

Personnel Affected

This code of conduct applies to all financial aid employees and all other employees and agents who

have responsibilities with respect to educational loans or who have contact with guaranty agencies or

lenders (either federal or private loan lenders). All decisions and actions must be consistent with the

following principles:

1. Student Choice - All students must be given an equal and fair opportunity to choose from all

lenders and loans, federal and private. These choices will not be limited to lenders or loans that

are available through or recommended by The Salon Professional Academy. The Academy

does not have a preferred lenders list.

2. Student Interests - The Salon Professional Academy will seek relationships with lenders which can

provide the best benefits for students such as interest rates, fees, payment terms, and services.

3. Avoidance of Conflict of Interest – The Academy prohibits: Revenue-sharing arrangements with

any lender; Receiving gifts from a lender, a guarantor, or loan services; Contracting

arrangement providing financial benefit from any lender or affiliate of a lender; Directing

borrowers to particular lenders, or refusing or delaying loan certifications; Offers of funds for

private loans; Call center or financial aid office staffing assistance; Advisory board

compensation.

The Salon Professional Academy will not accept any service or anything of value from any lender or

guaranty agency with exception of the following services: loan processing materials and financial

literacy materials, training or financial aid staff related to loan processing, entrance and exit counseling

services conducted under the supervision of a financial aid officer from The Salon Professional

Academy, emergency staffing services, and/or reimbursement of reasonable costs for domestic travel

and training conferences hosted by lenders and/or guaranty agencies.

Student Privacy

It is the policy of The Academy to abide by the Family Educational Rights and Privacy Act of 1974. This act

guarantees a student's right of access to the student's personal file and the student's rights to the privacy

of that file. Information from a student's file will only be released upon written permission from the student.

Written permission is required for each and every request prior to the release of information.

Parents/guardians of a minor student, accrediting agencies, and government officials may gain access to

a student’s files without the expressed permission of that student. This policy will be given at orientation,

and is available at any time through the Admissions, Financial Aid, or Education offices at The Salon

Professional Academy.

Financial Aid Student Loan Code of Conduct All financial aid employees and all other employees and agents are required to comply with all of the

following rules (prohibited relationships) in this Code of Conduct regarding lender relationships and loans.

In addition, they are required to notify the director/owner

if they become aware of facts indicating that there may have been a violation of the Code of Conduct

regarding lender relationships and loans.

• No financial aid employee or any other employee or agent, shall act as an employee, consultant

or sales representative or officer for any lender or guaranty agency.

• No financial aid employee or other employee shall serve on the Board of Directors

(compensated or uncompensated) for any lender or guarantee agency.

• No financial aid employee or any other employee shall serve on any lender or guaranty agency’s

advisory board.

• No agent of The Salon Professional Academy will be allowed to serve on a lender or guaranty

agency’s advisory board without written approval from the director/owner to ensure the agent

will comply with this policy.

FOR ALL STUDENTS PARTICIPATING IN CONSUMER LOANS OR FEDERAL FINANCIAL AID ALL students attending The Salon Professional Academy may choose to use any federal or private

lender of the student’s choice. The Academy is required to process loan documents for any eligible

lender selected by the students.

The Salon Professional Academy’s primary goal is to assist students in achieving their educational career

goals by providing appropriate financial resources. The financial aid office is committed to:

• Making every effort to assist students and families with their financial needs

• Inform students and remove financial barriers for those desiring to further their education

• Educating students and families concerning all consumer information and aid available for

those who qualify

• Protecting and respecting the privacy of students

• Ensuring the confidentiality of student records and personal circumstances

• Performing a needs analysis for each student desiring to apply for financial assistance with all

needs analysis performed in a consistent manner

• Providing services that do not discriminate on the basis of race, gender, religion, age, economic

status, ethnicity or sexual orientation.

• Attending training seminars after approved for Title IV funding to stay current with all Department

of Education regulations.

• Remaining at the highest level of ethical behavior

• No Co-branding or sharing of logos with the lender(s)

The Salon Professional Academy financial aid office is expected to always maintain ideal standards of

professionalism in relations to interacting with students and families while carrying out the responsibilities

of their position. All Academy staff involved will:

• Remain objective in making decisions and advising in relation to the student’s financial aid

• Provide accurate information without any personal bias

• Abstain from taking any actions for personal benefit

• After approved for Federal funding, follow the Title IV laws and regulations

• Will keep the best interest of the student and families first and foremost

• Refrain from soliciting or accepting gifts from loan agencies, or any government agency

TITLE IV FUNDING – GENERAL INFORMATION The Salon Professional Academy educates students and /or parents in all options of financial aid available

to those who qualify. We understand that all students/family’s needs are unique. We are committed to

the student’s educational success, a part of which include securing the proper funding. The information

from FAFSA, provided by the student and/or parent, in conjunction with state and federal regulations

determines eligibility for available programs. Many parents borrow money to help cover educational cost

and living expenses for their daughter/son. The Salon Professional Academy encourages parents of

eligible dependent students to apply for the Federal Parent PLUS Loan.

WHO RECEIVES FEDERAL STUDENT AID? (ELIGIBILITY) Our most basic eligibility requirements are that you must:

• Complete the FAFSA for each financial aid year the student is eligible for aid

• Not be in default on previous student loans

• Not owe repayment on an adjusted Pell Grant

• Not exceed the annual and aggregate loan limits

• Have remaining eligibility if the student is a transfer student

• Have ISIR Social Security mat successful or comment code indicates successful INS match

• Be enrolled in an eligible program

• Be enrolled at least half time

• Have resolved any drug convictions

• Demonstrate financial need

• Be a US citizen or an eligible noncitizen

• Have a valid Social Security number

• Register with Selective Service (if you haven’t already and are male between the ages of 18 and

25)

• Maintain satisfactory academic progress in a postsecondary school, and show you are qualified to

obtain a postsecondary education by

-having a high school diploma or General Educational Development (GED)

certificate

-completing a high school education in a home school setting approved under Colorado

state law

TYPES OF FINANCIAL AID AVAILABLE FEDERAL PELL GRANT

Pell Grants provide a foundation of financial assistance that may be supplemented by other resources

and doesn't have to be repaid after graduation. Pell Grants are determined after the financial status of

a student is fully reviewed. Based on a student's financial circumstances, a specific amount of money is

disbursed annually toward the student's education through the Pell Grant. How much you can expect

to receive from a Pell Grant is solely based on your financial situation and other criteria.

WILLIAM D. FORD DIRECT STAFFORD LOANS

Loans made through this program are referred to as Direct Loans, because eligible student and parents

borrow directly from the US Department of Education. You must be enrolled as at least a half-time

student to be eligible for a loan. Direct loans include the following:

Direct Stafford Loans

• Direct Subsidized Loans – you must have financial need to receive a subsidized loan. The US

Department of Education will pay (subsidize) the interest that accrues on your Direct Subsidized

Loan during certain periods.

• Direct Unsubsidized Loans – financial need is not a requirement to obtain an unsubsidized loan.

You are responsible for paying the interest that accrues on your Direct Unsubsidized Loan.

• Direct PLUS Loans (PLUS Loans) are loans parents can obtain to help pay the cost of education

for their dependent undergraduate children.

G.I. BILL

If you've spent time in the military, you are eligible to use your G.I. Bill toward your cosmetology

education. The G.I. Bill was specifically designed for college or vocational education. Certified by State

Approving Agency for Veterans’ Educational Benefits. *These approvals are state and school specific

and may not apply to all schools. For updates and more information on federal financing, go to

studentaid.ed.gov to learn more.

HOW FINANCIAL NEED IS CALCULATED 1. Apply for federal student aid – Complete the Free Application for Federal Student Aid (FAFSA).

For FAFSA on the web go to www.fafsa.gov. Using FAFSA on the web is faster and easier than

using paper. (Hint: be sure to have your tax forms from the previous year available to use in filling

out the FAFSA). Our school code is 015264.

2. The school will receive your Institutional Student Information Record (ISIR). The Financial Aid Officer

will review your ISIR and your Expected Family Contribution (EFC) calculated on your FAFSA

application. The Financial Aid Officer will then figure out how much aid you can expect to receive

through grants and loans. The Financial Aid Officer will discuss with each student what aid they will

receive because each student has different personal information and financial circumstances.

DEPENDENCY STATUS Dependency status is determined by the information that is filled out on the students FAFSA.

VERIFICATION POLICY Verification is the process of checking the accuracy of the data supplied by the any applicant for

Federal Financial Aid. The Department of Education may select a student’s FAFSA for verification. The

student must provide information to the school in order to complete the verification process.

The Salon Professional Academy verifies student financial aid documents that are selected by the Central

Processing System (CPS) for verification. The Salon Professional Academy may select a student for

verification if there is conflicting information.

Students selected for verification must submit all documents to the Academy 30 days prior to class start

date, unless for some extenuating circumstances documentation cannot be provided within that time

frame (i.e. student enrolled after the 30 day cut off. At this point in time, a student would have 7 days to

submit documentation).

If a student does not submit the documentation as requested and it hinders the first payment period’s

tuition, the student will be asked to make cash payment towards the first payment period’s tuition due to

the delay in processing. If the verification is due for the Grade Level 2 loan and the student does not

respond with documents within 30 days before the start of the student’s Grade Level 2 loan period, the

student will be asked to pay a portion of their Grade Level 2, first payment period’s tuition due to the

delay in processing.

When the above information is received the financial aid officer will check all items for accuracy. The

financial aid office reserves the right to make exceptions to the policy on a case by case basis for

extenuating circumstances.

The financial aid office will notify the student of any changes to their financial aid award resulting from

corrections made due to the verification process. An adjustment will be made to the student’s financial

aid award as required by federal regulations and an addendum to the existing award letter or a new

award letter will be issued.

DEFERMENT Students who are enrolled at least half time can apply for deferment of previous student loans while in

attendance at The Salon Professional Academy. Please log on to www.nslds.ed.gov to find your current

loan servicer and to find out more details on “in-school deferment”.

SPECIAL CIRCUMSTANCES – DEPENDENCY OVERRIDE & PROFESSIONAL JUDGEMENT

Dependency Override If a dependency override decision is made for a student, The Salon Professional Academy does NOT

make the decision using any of these four examples:

1. Parents refuse to contribute to the student’s education.

2. Parents are unwilling to provide information on the FAFSA for verification.

3. Parents do not claim the student as a dependent for income tax purposes.

4. Student demonstrates total self-sufficiency.

None of the conditions above singly or in combination, qualify as unusual circumstances meriting a

dependency override.

(There must be some documented unusual circumstances that establishes a student as one where an

expectation of parental tie is not appropriate).

All dependency overrides are evaluated on a case by case basis and are documented.

Documentation is kept in the student’s file.

The Salon Professional Academy only exercises Professional Judgment to make a dependent student an

independent student (cannot make independent student a dependent student).

If a student is verified as an unaccompanied youth who is homeless, documentation is provided by

either a director, or designee, of an emergency shelter or a transitional housing program funded by

HUD, a director, or designee, of a homeless youth basic center or transitional living program; or a high

school or school district homeless liaison; or financial aid administrator.

If a student is verified as an unaccompanied youth who is at risk of homelessness and is self-reporting,

documentation is provided by either a director or designee of a homeless youth basic center or

transitional living program, or financial aid administrator.

Homeless (or at risk) students who are 22 or 23 years old are processed as Dependency Overrides. Note:

In order to be considered a homeless youth, the student must be under the age of 22 or still in high

school. If the school encounters students who fit all of the parameters of being homeless or at risk of

being homeless but are age 22 or 23, and the student is not independent for some other reason, he or

she would be a dependent student since he or she no longer fits the definition of “youth”. In this case,

TSPA may decide to do a dependency override. If so, TSPA will follow all appropriate procedures for

documented Dependency Overrides.

Professional Judgment The Salon Professional Academy does not do professional judgment.

STEPS TO APPLY FOR TITLE IV AID 1. The student must complete the Free Application for Federal Student Aid (FAFSA) for each

financial aid year in which the student is eligible to receive aid. The Department of Education

prefers students complete a web FAFSA at www.fafsa.gov. To complete a web FAFSA, the

student will need an FSA ID. Your FSA ID confirms your identity when you access your financial

aid information and electronically sign Federal Student Aid documents. If you do not already

have an FSA ID, you can create one when logging in to www.fafsa.gov The FSA ID ― a

username and password ― must be used to log in to certain U.S. Department of Education

websites.

2. Once your FSA ID has successfully been created, a web FAFSA can now be completed. Be sure

to follow all instructions when completing the FAFSA. Enter the Academy’s school code 015264,

for The Salon Professional Academy, Grand Junction, CO. This will allow disclosure of information

from the FAFSA to the Academy chosen by entering the school code. In the case of a dependent

student, both the student and one parent will need to complete and sign the FAFSA application in

order to be eligible for a Pell Grant. Dependency status is determined by the information that is

filled out on the students FAFSA.

3. If the parents of a dependent student refuse to provide information on the FAFSA; the student

will not be eligible for Pell Grants and will only be eligible for unsubsidized funding.

4. Once the FAFSA is complete, the student will receive a SAR (Student Aid Report). The Academy

will be sent an ISIR (Institutional Student Information Record) for all students who list their school

code. All verification and/or corrections must be completed prior to qualifying for aid.

5. If a student’s FAFSA is selected for verification, the student will receive the Academy’s

verification policy and verification worksheet. The student is required to return the documents

requested for verification. If parent’s information is entered in the FAFSA, or the student is a

dependent, parents may need to provide additional requested documents. If selected, this

verification process must be completed before a student can receive federal aid. The

verification process could result in a corrected ISIR and new Expected Family Contribution (EFC)

number which could affect the student’s unmet need and eligible need based aid, Stafford

Subsidized Loans and Pell Grants.

6. The Primary EFC provided on the student’s ISIR will be used to calculate need and unmet need

analysis through the Cost of Attendance Worksheet. The Primary EFC number corresponds with

the number of months in each academic year. The Cost of Attendance Budget for each

academic year includes the student’s tuition costs per academic year. These costs include

tuition, applicable fees, kit and books (per academic year in which the cost is incurred), room

and board, personal expenses, and transportation costs.

7. The Salon Professional Academy utilizes the information in the student’s ISIR and the NSLDS

(National Student Loan Data System) to determine the student’s eligibility and to calculate the

student’s unmet need for the student’s grade level. This is done in compliance with the Cost of

Attendance Budget grade level limits based on hours in the academic year.

8. Students who desire low interest Stafford Federal Student Loans must complete a Master

Promissory Note or Electronic Master Promissory Note (E-MPN) at www.studentloans.gov .

9. Parents desiring to take out a low interest Federal Parent PLUS Loan on behalf of their dependent

son/daughter must complete Consent to Credit Check document that is made available by the

Financial Aid office. This form must be returned completed along with a readable copy of the

parent’s Driver’s License or State ID.

10. Students must complete the Entrance Loan Counseling prior to the student receiving a

disbursement of any Federal Loans. For Direct Loans, students may access Entrance Loan

Counseling at www.studentloans.gov.

11. Students will need to accept or decline eligible aid with the Financial Aid Director.

12. Accepted aid will be listed on the student’s award letter.

13. Students are required to notify the Academy’s Financial Aid Director if they receive any

additional financial assistance before or after an award letter has been issued. Scholarships or

other types of financial aid could be reported throughout the year. If additional awarded aid

causes the student to exceed the cost of attendance, it may be necessary to reduce the

amount of previously awarded aid.

14. Students will complete this process for the 1st academic year (1-900 hours) and 2nd academic

year (901-1500 hours).

COST OF ATTENDANCE BUDGETS (COA) In order to determine a student’s level of loan funding, the US Department of Education requires us to

develop annual cost of attendance budgets. These budgets include an average allowance for room &

board, transportation, miscellaneous, loan fees and, if applicable, child care and expenses related to

disability. The following are standard monthly allowances that make up the cost of attendance budgets.

Dependent Student

Room & Board Transportation Miscellaneous Total

$438 $167 $259 $864

Independent Student

Room & Board Transportation Miscellaneous Total

$866 $167 $259 $1292

HOW FUNDS ARE DISBURSED In order to receive their Pell Grant/Direct Loan disbursements, students are required to have a

Satisfactory Academic Progress (SAP) average of 75%. This figure is arrived at by averaging grades from

the following areas: classroom work, projects, and styling area performance, as well as an 85% or higher

attendance requirement. The Salon Professional Academy uses a 100-point grading scale: 75 - 100% is

passing, 0 - 74% is not passing. The hourly disbursement schedule for the cosmetology student is as

follows:

1. First disbursement is scheduled for the first day for Pell and thirty days after class begins for direct

loans.

2. Second disbursement after successful completion of 450 clock hours.

3. Third disbursement after successful completion of 900 clock hours.

4. Fourth disbursement after successful completion of 1350 clock hours.

The hourly disbursement schedule for an esthetics and Nail Tech (Manicuring) student is as follows:

1. First disbursement is scheduled for the first day of class for Pell and 30 days for direct loans.

2. Second disbursement after completion of 300 hours.

Disbursement of Credit Balance Refund Summary

If the student has financial aid that exceeds his or her tuition and fee charges for the academic year in

which the disbursement occurred, the student will have a credit balance. All credit balance refunds will

be issued by check within 14 calendar days of the date of disbursement.

A Credit Balance refund will be given to the parent if:

The amount of the PLUS loan is greater than the student’s tuition and fee charges for the academic

year in which the disbursement occurred. All credit balance refunds will be issued by check within 14

calendar days of the date of disbursement.

EFFECTS OF STUDENT LOANS • If the student receives other forms of financial assistance such as scholarships it may reduce the

student or the student’s parent eligibility for Federal Aid.

• Loan information will be submitted to the National Student Loan Data System (NSLDS) and will be

accessible by guaranty agencies, lenders, and schools determined to be authorized users of the

data system.

• Loans must be repaid, even if the student does not finish their education. Loan repayment

begins 6 months from the date of graduation or withdrawal.

• If a student does not return from a maximum 6 month Leave of Absence, the student’s loans

immediately enter repayment.

• Failure to repay a student loan will leave a negative mar on the borrower’s credit.

• Over borrowing of student loans may cause a borrower to pay more than their earning potential

can handle, especially during the early years of repayment.

LOAN DISCLOSURES

• Student Loan Information Published by the US Department of Education (The Guide to Federal

Student Aid) is available in the Financial Office.

• NSLDS (National Student Loan Data System – student loans will be submitted to the NSLDS and

will be accessible by guaranty agencies, lenders and schools determined to be authorized users

of the data system.

STUDENT (BORROWER) RIGHTS You have a right to know the details of your loan (depending on your loan, some of the following might

be included as part of your entrance counseling). Below is what you need to know and must receive

from your school, lender or Direct Loan Servicing Center:

• The full amount of the loans and the current interest rate;

• The date you must start repayment;

• A complete list of any charges you must pay (loan fees) and information on how those charges

are collected;

• Information about the yearly and total amounts you can borrow;

• Information about the maximum repayment periods and the minimum repayment amount;

• An explanation of default and its consequences; and

• An explanation of available options for consolidating your loans and a statement that you can

prepay your student loan(s) at any time without a penalty.

Before you leave school, you will receive the following information about your loan (as part of exit

counseling) from your school, lender or Direct Loan Servicing Center:

• A current description of your loans, including average anticipated monthly payments.

• The amount of your total debt ( principal and estimated interest), your current interest rate and the

total interest charges on your loan;

• If you have Direct Loans, the address and telephone number of the US Department of Education’s

Direct Loan Servicing Center;

• An explanation of the fees you might be charged during the repayment period, such as late

charges and collection or litigation costs if you’re delinquent or in default;

• A reminder of available options for loan consolidation and a reminder that you can prepay your

loan without penalty at any time

• A description of applicable deferment, forbearance and discharge (cancellation) provisions/

• Repayment options and advice about debt management that will help you in making your

payments;

• Notification that you must provide your expected permanent address and the name and address

of your expected employer; and

• Notification that you must also provide any corrections to your school’s records concerning your

name, Social Security number, references and driver’s license number (if you have one).

If you are attending school at least half time you have a set period of time after you graduate, leave

school or drop below half time status before you must begin repayment on a Stafford Loan. This period of

time is called grace period.

• You will receive a grace period before your repayment period begins on a Stafford Loan

• Your grace period will be six months

• PLUS Loans do not have a grace period

• If you are active military duty for more than 30 days, the grace period will be delayed

Your school or the Direct Loan Servicing Center, as appropriate, must give you a loan repayment

schedule that states:

• When your first payment is due;

• The number and frequency of payments; and

• The amount of each payment

STUDENT (BORROWER) RESPONSIBILITIES

1. Borrower - It is the responsibility of the student to:

• Think about how much you are borrowing: how the amount of the loan will affect your future

finances, and what your repayment obligation means before you take out a student loan.

• Sign a Master promissory note: you are agreeing to repay the loan according to the terms of the

note even if you do not complete your education, can’t get a job after you complete the

program, or you didn’t like the education that you received. You can do this online at

www.studentloans.gov. The promissory note can be signed electronically or hard copy before

any loan funds can be disbursed.

• Make payments on time: you are required to make payments on time even if you

don’t receive a bill, repayment notice, or a reminder. You also must make monthly payments in

the full amount required by your repayment plan. Partial

payments do not fulfill your obligation to repay your student loan on time.

• Continue to pay your loans while waiting for deferment or forbearance approval.

• Keep in touch with your loan servicer: Notify your servicer when you graduate; withdraw from

school, drop below half time status, change your name, address, or Social Security number; or

transfer to another school.

2. Entrance Counseling: First-time borrowers must complete an entrance counseling session before

your first loan disbursement for useful tips and tools to help you develop a budget for managing

your education expenses and help you to understand your loan responsibilities. Each student will

complete the Department of Education’s entrance counseling online at www.studentloans.gov.

3. Exit Counseling: You also must receive exit counseling before you leave school to make sure you

understand your rights and responsibilities as a borrower. Each student will complete the

Department of Education’s exit counseling online at www.nslds.ed.gov and

www.studentloans.gov .

Repayment of Loans: There is a set time period after a student graduates, leaves the school, or drops

below half-time status before the student must begin repayment of loan(s). This period of time is called

a grace period and gives the student the time to get financially settled and select a repayment plan.

The grace period for a Direct Stafford loan is six months. PLUS Loans do not have a grace period.

Depending on the type of loan a student receives and the repayment plan chosen, the student may

have from 10 – 25 years to repay the loans. Monthly repayment amount will depend on the type of

loan, size of debt, length of repayment period, and repayment plan chosen. For more information, go

online to www.studentaid.ed.gov/repaying

PROCEDURES FOR EARLY WITHDRAWAL Official Withdrawal Process: If a student wishes to withdraw from school, they must notify the

Academy’s Admissions/Financial Aid office. The notification may be in writing or orally. The

Admissions/Financial Aid office must begin the withdrawal process. For official withdrawals a student’s

withdrawal date is the date the school received notice from the student that they are withdrawing. For

unofficial withdrawals a student’s withdrawal date is their last day of physical attendance. The school’s

determination that a student is no longer in school for unofficial withdrawals is determined after 14 days

of non attendance.

An unofficial withdrawal with regard to a student that has taken an approved leave of absence, and

does not return will have a withdrawal date of the last day that the student attended before beginning

the Leave of Absence.

The student must then set up an exit interview with the admissions/financial aid office to complete the

withdrawal. At the exit interview the student’s file will be checked for correct documentation. Exit loan

counseling, concerning loans and financial aid, must be read through by any student taking financial

aid loans. A tuition refund will be calculated using the formula listed on the student’s contract, and any

required refund would be paid within 45 days.

Dependent upon the student’s hours, a withdrawal may result in the student owing The Academy tuition

funds. After a student has dropped or terminated, any awarded financial aid disbursements can only

be requested/applied to a student’s balance if the student has satisfactory progress at the time of the

exit and if the Return of Title IV Funds Calculation worksheet indicates the school can be paid. If the

calculation shows that the student owes The Academy, all funds must be paid before the student’s

transcripts can be released. If the calculation shows a refund to the student, a refund check will be

issued to the student/guarantee agency within 45 days of the date of the determination of the

withdrawal from school.

All students are required to attend the exit interview. However, if for some extenuating circumstances a

student fails to attend the exit interview, all exit documents will be mailed to the last known address of

the student. It will include the responsibilities of repaying the loan and where to get information

concerning their loan. A student can contact the Admissions/Financial Aid office at any time if they

have questions concerning their loan or need information concerning loan consolidation.

RETURN TO TITLE IV POLICY The law specifies how your school must determine the amount of Title IV program assistance that you

earn if you withdraw from school. The Title IV programs that are covered by this law and offered by our

Academy are: Federal Pell Grants, Stafford Subsidized Loans, Stafford Unsubsidized Loans, and PLUS

loans.

When you withdraw during you payment period, the amount of Title IV program assistance that you

have earned up to that point is determined by a specific formula. If you received (or your school or

parent received on your behalf) less assistance than the amount that you earned, you may be able to

receive those additional funds. If you received more assistance than you earned, the excess funds must

be returned by the school and/or you.

The amount of assistance that you have earned is determined on a pro-rata basis. For example, if you

completed 30% of the scheduled hours in your payment period, you earn 30% of the assistance you

were originally scheduled to receive. Once you have completed more than 60% of the scheduled

hours in your payment period, you earn all the assistance that you were scheduled to receive for that

period.

If you did not receive all of the funds that you earned, you may be due a Post-withdrawal disbursement.

If your Post-withdrawal disbursement includes loan funds, your school must get your permission before it

can disburse them. You may choose to decline some or all of the loan funds so that you don’t incur

additional debt. Your school may automatically use all or a portion of your Post-withdrawal

disbursement of grant funds for tuition, fees, and room and board charges (as contracted with the

school). The school needs your permission to use the Post-withdrawal grant disbursement for all other

school charges. If you do not give your permission (some schools ask for this when you enroll), you will

be offered the funds. However, it may be in your best interest to allow the school to keep the funds to

reduce your debt at the school.

There are some Title IV funds that you were scheduled to receive that cannot be disbursed to you once

you withdraw because of other eligibility requirements. For example, if you are a first-time, first-year

undergraduate student and you have not completed the first 30 days of your program before you

withdraw, you will not receive any Direct loan funds that you would have received had you remained

enrolled past the 30th day. If you receive (or your school or parent receive on your behalf) excess Title IV

program funds that must be returned, your school must return a portion of the excess equal to the lesser

of: your institutional charges multiplied by the unearned percentage of your funds, or th entire amount

of the excess funds. The school must return the amount even if it didn’t keep this amount of your Title IV

program funds. If your school is not required to return all of the excess funds, you must return the

remaining amount. Any loan funds that you must return, you (or your parent for a PLUS loan) repay in

accordance with the terms of the promissory note. That is, you make scheduled payments to the holder

of the loan over a period of time.

Any amount of unearned grant funds that you must return is called an overpayment. The maximum

amount of a grant overpayment that you must repay is half of the grant funds you received or were

scheduled to receive. You must make arrangements with your school or the Department of Education

to return the unearned grant funds.

The requirements for Title IV program funds when you withdraw are separate from any Institutional

Refund Policy that your school may have. Therefore, you may still owe funds to the school to cover

unpaid institutional charges. Your school may also charge you for any Title IV program funds that the

school was required to return.

Return of Title IV Funds by the School The school must return the unearned aid for which the school is responsible by repaying funds to the

following sources, in order, up to the total net amount disbursed from each source.

Title IV Programs

1. Unsubsidized Direct Stafford Loan

2. Subsidized Direct Stafford Loan

3. Direct PLUS Loan (Parent)

4. Pell Grant

If you have questions about your Title IV program funds, you can call the Federal Student Aid

Information Center at 1-800-4-FEDAID (1-800-433-3243). Information is also available on Student Aid on

the Web at www.studentaid.ed.gov.

SAMPLE OF SCHEDULE OF REPAYMENT

Total Monthly Payments at various Interest Rates

Amount Owed 6% 6.8% 7.5% 8.25%

$1,000 $50 $50 $50 $50

$2,000 $50 $50 $50 $50

$3,000 $50 $50 $50 $50

$4,000 $50 $50 $50 $50

$5,000 $56 $58 $59 $61

$6,000 $67 $69 $71 $74

$7,000 $78 $81 $83 $86

$8,000 $89 $92 $95 $98

$9,000 $100 $104 $107 $110

$10,000 $111 $115 $119 $123

$15,000 $167 $173 $178 $184

$20,000 $222 $230 $237 $245

$25,000 $278 $288 $297 $307

$30,000 $333 $345 $356 $368

$35,000 $389 $403 $415 $429

$40,000 $444 $460 $475 $491

$45,000 $500 $518 $534 $552

$50,000 $555 $575 $594 $613

This chart is intended to show monthly payments at various debt and interest rates. This chart is for a

standard ten year repayment plan. The amounts above include all outstanding loan balances at the

time of entering repayment. The last payment in the ten year cycle may be smaller than the amount

listed above.

REFUND POLICY – Students not accepted to the school are entitled to all moneys paid.

If the student (or the student’s parent or guardian if the student is a minor) cancels the

enrollment in person or in writing within three business days of the execution of this agreement,

all monies paid herein, including the enrollment fee shall be refunded by The Academy to the

student. This policy applies regardless of whether or not the student has actually started training.

If the student cancels enrollment prior to the commencement of classes for which the student is

enrolled, the student shall be entitled to a refund of all monies paid to the school, excluding the

$150 enrollment fee.

In the event the student starts but does not complete the course, the student is charged

according to Colorado law. The Academy will receive or retain tuition as follows:

Percent of scheduled days through last date of attendance Refund

Within first 10% of program 90% less cancellation charge

After 10% but within first 25% of program 75% less cancellation charge

After 25% but within first 50% of program 50% less cancellation charge

After 50% but within first 75% of program 25% less cancellation charge

After 75% of the program No refund less cancellation charge

If the student terminates prior to course completion, the student is assessed a $150 cancellation

charge. All refunds will be made within 30 days after the student’s last day of attendance or, in

the case of a Leave of Absence, the date of withdrawal shall be the earlier of the date of

expiration of the Leave of Absence or the date the student notifies The Academy that the

student will not be returning.

If the Student has completed 75% or more of the scheduled course, no refund is due. However,

if the Student must terminate due to physical incapacity or the transfer of a spouse’s

employment, the Student will receive a refund based on the formula above. Students

contracting for the cash payment plan will follow this Colorado law to calculate tuition

owed/refunded.

The following in bold only applies to those students using Title IV funds!

Students using Title IV funds will follow the above refund policy AFTER the return of unearned

Title IV funds calculation has been made. This calculation often results in the student owing

tuition and fees to The Academy.

The Federal return of Title IV funds calculation will be used for students who have received

financial assistance under the Higher Education Act, i.e. Federal Pell Grants or Stafford Student

Loans, or Federal PLUS loans awarded under the Federal Direct Loan Program.

If the enrollment is terminated during the first 60% of any payment period (450 hours), the

Federal return of Title IV funds calculation will apply. If the student has completed 60% of the

payment period, no refund is due. However, if the student must terminate due to physical

incapacity or the transfer of a spouse’s employment, the student will receive a refund based

on the formula(s) above.

An applicant not accepted by The Academy shall receive a refund of all monies paid

including the enrollment fee and tuition. If The Academy is permanently closed and no longer

training students after a student has enrolled, the student shall be entitled to a pro-rata refund

of tuition. If a program is canceled after the student's enrollment, The Academy shall provide

a full refund of all monies or provide for completion of the program. The Academy provides a

full refund if education service(s) is discontinued by The Academy except if The Academy

ceases operation.

Postponement of start date – Postponement of a starting date, whether at the request of The

Academy or the student, requires a written agreement signed by the student and The

Academy. The agreement must set forth:

a. Whether the postponement is for the convenience of The Academy or the

student, and

b. A deadline for the new start date, beyond which the start date will not be

postponed.

If the course is not commenced, or the student fails to attend by the new start date set forth in

the agreement, the student will be entitled to an appropriate refund of prepaid tuition and fees

within 30 days of the deadline of the new start date set forth in the agreement, determined in

accordance with the school’s refund policy and all applicable laws and rules concerning the

Private Occupational Education Act of 1981.

The policy for granting transfer credit shall not impact the refund policy.

DRUG AND ALCOHOL ABUSE PREVENTION The Academy prohibits the unlawful possession, use or distribution of illicit drugs and alcohol by students

and staff on our property or as part of any of our activities. The Academy will immediately contact law

enforcement officials to report these activities.

The health risks of the use of illicit drugs and alcohol abuse require providing education and referral for

students and staff. The Academy provides education annually and refers students and staff to local

services. Area drug abuse information, counseling, referral and treatment centers information is made

available to students and staff members.

The Academy will expel students and terminate staff involved in unlawful possession, use or distribution

of illicit drugs and alcohol. The Academy will refer such cases to the proper authorities for prosecution.

Students and staff may be reinstated upon completion of an appropriate rehabilitation program.

As a condition of employment, employees must notify The Academy of any criminal drug statute

conviction for a violation occurring in the workplace not later than five days after such conviction.

There are serious legal sanctions for illegal use of drugs and/or alcohol. There are serious health risks

associated with drug and/or alcohol use. Health risks associated with the use of illicit drugs and the

abuse of alcohol include: impaired mental and physical health, neurological disease/damage, memory

and intellectual performance interference, mental and physical depression, uncontrollable violence,

impulsive behavior, convulsive seizures, homicide, suicide, cardiac disease or damage, cardiovascular

collapse or heart failure, gastrointestinal disease or damage, ulcers or erosive gastritis, anemia, liver and

pancreatic disease, liver failure or pancreatitis, deteriorating relationships, and death.

All students and/or staff at the Academy must understand the Academy’s policies as stated above and

recognize their impact if the law is broken in relation to drug and/or alcohol use.

The Salon Professional Academy reviews its Drug Prevention Policy and effectiveness of sanctions

imposed every two years.

• The dismissal that may occur following a final determination of the said proceedings regarding

The Academy Drug Policy prohibits the possession, use and sale of alcoholic beverages to

anyone on our property or as part of any of our activities.

• The Academy policy also prohibits the possession, use and sale of illegal drugs.

• The Academy supports and enforces state underage drinking laws. Students caught in any of

the above situations will be dismissed from the program and will be reported to the authorities.

• In some cases, conviction of drug-related offenses could result in the student’s ineligibility of Title

IV funding or other forms of financial assistance.

DRUG TRAFFICKING PENALTIES

Federal penalties and sanctions for illegal possession of a controlled substance

U. S. C. 844 (a)

• 1st conviction: Up to 1 year imprisonment and fined at least $1000 but not more than $100,000, or

both.

• After 1 prior drug conviction: At least 15 days in prison, not to exceed 2 years and fined at least

$2500 but not more than $250,000 or both.

• After 2 or more prior drug convictions: At least 90 days in prison, not to exceed 3 years and fined

at least $5000 but not more than $250,000 or both.

• Special sentencing provisions for possession of crack cocaine: Mandatory at least 5 years in

prison, not to exceed 20 years and fined up to $250,000 or both, if:

(a) 1st conviction and the amount of crack possessed exceeds 5 grams.

(b) 2nd crack conviction and the amount of crack possessed exceeds 3 grams.

(c) 3rd or subsequent crack conviction and the amount of crack possessed exceeds 1 gram.

U. S. C. 853(a) (2) and 881 (a) (7)

• Forfeiture of personal and real property used to posses or to facilitate possessions of a controlled

substance if that offense is punishable by more than 1 year imprisonment. (See special

sentencing provisions re: crack).

U. S. C. 881 (a) (4)

• Forfeiture of vehicles, boats, aircraft or any other conveyance used to transport or conceal a

controlled substance.

U. S. C. 844a

• Civil fine of up to $10,000 (pending adoption of final regulations).

U. S. C. 853a

• Denial of Federal benefits, such as student loans, grants, contracts, and professional and

commercial licenses, up to 1 year for first offense, up to 5 years for second and subsequent

offences.

U. S. C. 922 (g)

• Ineligible to receive or purchase firearm.

Miscellaneous

• Revocation of certain Federal licenses and benefits, e.g., pilot licenses, public housing tenancy,

etc., are vested within the authorities of individual Federal agencies.

Note: These are only Federal penalties and sanctions. Additional state penalties and sanctions may

apply.

FAMILY EDUCATIONAL RIGHTS AND PRIVACY ACT OF 1974 (FERPA)POLICY

Family Policy Compliance Office (FPCO) Home

The Family Educational Rights and Privacy Act (FERPA) (20 U.S.C. § 1232g; 34 CFR Part 99) is a Federal

law that protects the privacy of student education records. The law applies to all schools that receive

funds under an applicable program of the U.S. Department of Education.

FERPA gives parents certain rights with respect to their children's education records. These rights transfer

to the student when he or she reaches the age of 18 or attends a school beyond the high school level.

Students to whom the rights have transferred are "eligible students."

• Parents or eligible students have the right to inspect and review the student's education records

maintained by the school. Schools are not required to provide copies of records unless, for

reasons such as great distance, it is impossible for parents or eligible students to review the

records. Schools may charge a fee for copies.

• Parents or eligible students have the right to request that a school correct records which they

believe to be inaccurate or misleading. If the school decides not to amend the record, the

parent or eligible student then has the right to a formal hearing. After the hearing, if the school

still decides not to amend the record, the parent or eligible student has the right to place a

statement with the record setting forth his or her view about the contested information.

• Generally, schools must have written permission from the parent or eligible student in order to

release any information from a student's education record. However, FERPA allows schools to

disclose those records, without consent, to the following parties or under the following

conditions (34 CFR § 99.31):

a. School officials with legitimate educational interest.

b. Other schools to which a student is transferring.

c. Specified officials for audit or evaluation purposes.

d. Appropriate parties in connection with financial aid to a student.

e. Organizations conducting certain studies for or on behalf of the school.

f. Accrediting organizations.

g. To comply with a judicial order or lawfully issued subpoena.

h. Appropriate officials in cases of health and safety emergencies; and

State and local authorities, within a juvenile justice system, pursuant to specific State

law.

Schools may disclose, without consent, "directory" information such as a student's name, address,

telephone number, date and place of birth, honors and awards, and dates of attendance. However,

schools must tell parents and eligible students about directory information and allow parents and

eligible students a reasonable amount of time to request that the school not disclose directory

information about them. Schools must notify parents and eligible students annually of their rights under

FERPA. The actual means of notification (special letter, inclusion in a PTA bulletin, student handbook, or

newspaper article) is left to the discretion of each school.

For additional information, you may call 1-800-USA-LEARN (1-800-872-5327) (voice). Individuals who use

TDD may call 1-800-437-0833.

Or you may contact us at the following address:

Family Policy Compliance Office

U.S. Department of Education

400 Maryland Avenue, SW

Washington, D.C. 20202-8520

SAFEGUARDING CUSTOMER INFORMATION

Procedure for Maintaining and Safeguarding Student Records

• All student financial records are kept in locked cabinets which is located in the financial aid

office.

• The financial aid office is locked when unoccupied.

• The financial aid officer, financial aid assistant and the school owners are the only persons who

have keys to the student files. No other employees have keys to the file cabinets containing

financial files in the financial aid office.

• The building in which the financial aid office is located is protected by a security system.

• Student records are maintained on a computer software system called SMART. This is a live, on

line system with a daily back up. All data is stored off site at their Phoenix Arizona location.

SATISFACTORY ACADEMIC PROGRESS POLICY - The Satisfactory Academic Progress Policy is

consistently applied to all students enrolled at the school. It is printed in the catalog to ensure

that all students receive a copy prior to enrollment. The policy complies with the guidelines

established by the National Accrediting Commission of Career Arts and Sciences (NACCAS)

and the federal regulations established by the United States Department of Education.

EVALUATION PERIODS

Students are evaluated for Satisfactory Academic Progress as follows:

Cosmetology - 450 actual clock hours, 900 actual clock hours, 1350 actual clock hours

Barber – 450 actual clock hours, 900 actual clock hours, 1200 actual clock hours

Hairstyling – 450 actual clock hours, 900 actual clock hours, 1050 actual clock hours

Esthetics - 300 actual clock hours,

Nail Tech - 300 actual clock hours

Cosmetology to Barber – 150 actual clock hours

*Transfer Students- Midpoint of the contracted hours or the established evaluation periods,

whichever comes first.

Evaluations will determine if the student has met the minimum requirements for satisfactory

academic progress. The frequency of evaluations ensures that students have had at least one

evaluation by midpoint in the academic year and/or course, whichever occurs sooner.

ATTENDANCE PROGRESS EVALUATIONS

Students are required to attend a minimum of 85% of the hours possible based on the

applicable attendance schedule in order to be considered maintaining satisfactory

attendance progress. Evaluations are conducted at the end of each evaluation period to

determine if the student has met the minimum requirements. The attendance percentage is

determined by dividing the total hours accrued by the total number of hours scheduled. At

the end of each evaluation period, the school will determine if the student has maintained at

least 85% cumulative attendance since the beginning of the course which indicates that,

given the same attendance rate, the student will graduate within the maximum time frame

allowed.

MAXIMUM TIME FRAME

The maximum time (which does not exceed 118% of the course length) allowed for students to

complete each course at satisfactory academic progress is stated below:

Programs ____ __ Maximum Weeks Maximum Hours

Cosmetology 62 weeks 2124 hours

Esthetics 23 weeks 708 hours

Nail Tech 23 weeks 708 hours

Barber 51 weeks 1770 hours

Hairstylist 41 weeks 1416 hours

Cosmetologist-Barber 11 weeks 354 hours

The maximum time allowed for transfer students who need less than the full course

requirements or part-time students will be determined based on 85% of the scheduled

contracted hours. Students who have not completed the course within the maximum

timeframe may continue as a student at the institution on a cash pay basis.

ACADEMIC PROGRESS EVALUATIONS

Students are assigned theory study and practical assignments. Theory is evaluated by written

exams given after each unit of study. Practical skills are evaluated according to procedures

learned in the classroom and by the salon area grading procedures. Satisfactory progress is

defined as completing each evaluation period of training with a 75% grade average in the

classroom and styling area. Students must also pass a FINAL written exam prior to graduation,

as well as maintaining 85% attendance. Numerical grades are considered according to the

following:

The Academy uses a 100 point grading system. 75-100% is passing, 0-74% is not passing.

DETERMINATION OF PROGRESS STATUS

Students meeting the minimum requirements for academics and attendance at the

evaluation point are considered to be making satisfactory academic progress until the next

scheduled evaluation. Students will receive a hard-copy of their Satisfactory Academic

Progress Determination at the time of each of the evaluations. Students deemed not

maintaining Satisfactory Academic Progress may have their Title IV, HEA Program Funds

interrupted unless the student is on warning.

WARNING

Students who fail to meet minimum requirements for attendance or academic progress are

placed on warning and considered to be making satisfactory academic progress while during

the warning period. The student will be advised in writing on the actions required to attain

satisfactory academic progress by the next evaluation. If at the end of the warning period, the

student has still not met both the attendance and academic requirements, he/she will be

deemed ineligible to receive Title IV, HEA Funds. Additionally, the student will be responsible

for payment of all tuition balances.

RE-ESTABLISHMENT OF SATISFACTORY PROGRESS

Students may re-establish satisfactory progress and Title IV, HEA Funds, as applicable, by

meeting minimum attendance (85%) and academic (75%) requirements at the next

scheduled evaluation period.

INTERRUPTIONS, COURSE INCOMPLETES, WITHDRAWALS

If enrollment is temporarily interrupted for a Leave of Absence, the student will return to school

in the same satisfactory academic progress status as prior to the leave of absence. Hours

elapsed during a leave of absence will extend the student’s contract period and maximum

time frame by the same number of days taken in the leave of absence and will not be

included in the student's cumulative attendance percentage calculation. Students who

withdraw prior to completion of the course and wish to re-enroll will return in the same

satisfactory academic progress status as at the time of withdrawal.

NONCREDIT, REMEDIAL COURSES, REPETITIONS

Noncredit, remedial courses, and repetitions do not apply to this institution. Therefore, these

items have no effect upon the school's satisfactory academic progress standards.

TRANSFER HOURS

With regard to Satisfactory Academic Progress, a student’s transfer hours will be counted as

both attempted and earned hours for the purpose of determining when the allowable

maximum time frame has been exhausted. SAP Evaluations are based on actual contracted

hours at the institution.

PLANS FOR IMPROVING AN ACADEMIC PROGRAM The Salon Professional Academy will make readily available any plan for improvement of any

academic program upon the determination by the institution that such a plan exists.

MISREPRESENTATION The Salon Professional Academy strives to represent itself transparently. The Academy does not

misrepresent the Nature of the Educational Programs, Financial Charges, Employability of graduates, or

any other information. All questions regarding information about facilities and curriculum can be

directed to the education office. Questions about enrollment and placement should be directed to

the admissions office, and any questions concerning financial aid should be directed to the Financial

Aid office. All offices have an open door policy.

Student Grievance Procedure - In the event a student has a complaint that needs to be

addressed, the student must follow this procedure:

1. Student may take a complaint up with their team leader or classroom educator. If the

educator cannot resolve the complaint effectively or efficiently, the student must follow

the next steps to continue the complaint process.

2. Submit a signed complaint in writing to the director within 60 days of the date that the

act which is the subject of the grievance occurred.

3. The complaint will be reviewed by management and a response will be sent in writing to

the student within 30 days of receiving the complaint. The initial response may not

provide for final resolution of the problem but will notify the student of continued

investigation and/or actions being taken regarding the complaint.

4. If the complaint is of such nature that it cannot be resolved by the management, it will

be referred to an appropriate agency if applicable.

5. Depending on the extent and nature of the complaint, interviews with appropriate staff

and other students may be necessary to reach a final resolution of the complaint.

6. In cases of extreme conflict, it may be necessary to conduct an informal hearing

regarding the complaint. If necessary, management will appoint a hearing committee

consisting of one member selected by the school who has had no involvement in the

dispute and who may also be a corporate officer, another member who may not be

related to the student filing the complaint or another student in the school, and another

member who may not be employed by the school or related to the school owners. The

hearing will occur within 90 days of the committee appointment. The hearing will be

informal with the student presenting his/her questions of all involved parties. Within 15

days of the hearing, the committee will prepare a report summarizing each witness’

testimony and a recommended resolution for the dispute. School management shall

consider the report and either accept, reject, or modify the recommendations of the

committee. Corporate management shall consider the report and either accept, reject,

or modify the recommendations of the committee.

Attempting to resolve any issue with the Academy first is strongly encouraged. Complaints may

be filed with the below agencies:

The Division of Private Occupational Schools

Colorado Department of Higher Education

1560 Broadway, Suite 1600

Denver, CO 80202

1-303-862-3001

highered.colorado.gov/dpos

Student complaints must be filed online with the Division of Private Occupational Schools. There

is a 2 year limitation from student’s last date of attendance on the Division taking action on

student complaints.

Students must exhaust the institution’s internal complaint process before submitting the

complaint to the school’s accrediting agency.

NACCAS

3015 Colvin Street

Alexandria, VA 22314

1-703-600-7600 or www.naccas.org

COPYRIGHT MATERIALS AND INFRINGEMENT The purpose of the Copyright Infringement Policy is to comply with copyright law for the use of

copyrighted material. In addition, this policy seeks to make aware to all users the seriousness as well as

possible consequences for unauthorized use of copyrighted material. The Salon Professional Academy

strictly prohibits any and all of the following: copyright, trademark, patent, trade secret or other

intellectual property infringement, including but not limited to using any copyrighted names, text or

images, offering pirated computer programs or links to such programs, serial or registration numbers for

software programs, copyrighted music, etc., as policy on the use of copyrighted material on the

Institution’s computer system and network.

The Salon Professional Academy respects the copyrights of those involved in creating and distributing

copyrighted material, including music, movies, software, and other literary and artistic works. It is the

policy of The Salon Professional Academy to comply with copyright law. If users utilize copyrighted

materials for educational, instructional, research, scholarship and like areas, the Academy will follow the

legal doctrine of fair use currently a part of the copyright law. The Academy’s students and staff will not make unauthorized copies of copyrighted material on or

using The Salon Professional

Academy’s computer system, network or storage media. Also, the Academy’s staff and students will not

store unauthorized copies of copyrighted works using The Academy’s system, network and/or storage

media. The Academy’s staff and students should not download, upload, transmit, make available or

otherwise distribute copyrighted material without authorization using the Academy’s computer system,

network, Internet access or storage media. This is inclusive of utilizing unlicensed/unauthorized peer-to-

peer file services that would promote copyright infringement. The Salon Professional Academy reserves

the right to monitor its computer systems, networks and storage media for compliance with this policy,

at any time, without notice, and with or without cause. Additionally, the Academy reserves the right to

delete from its computer systems and storage media, or restrict access to, any seemingly unauthorized

copies of copyrighted materials it may find, at any time and without notice. Users who violate this policy

are subject to disciplinary action as appropriate under the circumstances. Such disciplinary action may

include termination, expulsion and other legal actions. Penalties for copyright infringement include civil

and criminal penalties. In general, anyone found liable for civil copyright infringement may be ordered

to pay either actual damages or "statutory" damages affixed at not less than $750 and not more than

$30,000 per work infringed. For "willful" infringement, a court may award up to $150,000 per work

infringed. A court can, in its discretion, also assess costs and attorneys' fees. For details, see Title 17,

United States Code, Sections 504, 505. Willful copyright infringement can also result in criminal penalties,

including imprisonment of up to five years and fines of up to $250,000 per offense. For more information,

please see the Web site of the U.S. Copyright Office at www.copyright.gov, especially their FAQ's at

www.copyright.gov/help/faq.

Campus Security Act Information Disclosure - Under the Crime Awareness Campus Security

Act of 1990, The Salon Professional Academy is required to provide you with the following

information about our campus. This information will be provided to each student beginning

training. Also, this information will be provided, on request, to any prospective students.

All criminal actions must be reported to the manager, educator, or owner immediately. The

authority to who a crime is reported will assist the student or client in reporting such a crime to

the Grand Junction Police Department or other appropriate security force. Any staff member

made aware of a crime will notify the rest of the staff as soon as possible, perhaps even prior

to notifying police, depending on the situation. It is critical that all staff be conscious of any

report of crime and that the local police made aware immediately.

Managers, educators, and owners may determine whether an emergency or dangerous

situation exists. These staff members are authorized to contact 911 and initiate the Emergency

Evacuation Procedure or the Security Emergency Procedure if determined necessary.

At regular intervals during training, usually quarterly, all staff and students will be reminded

about security and safety procedures including crime prevention, personal safety off-campus,

Emergency Evacuation and Security Emergency Procedures as well as fire and Tornado

Warning Procedures, etc.

The facilities are open Tuesday through Saturday according to assigned class/lab schedules.

The building may also be open for educational classes for licensed professionals in

cosmetology or to groups securing the use of the facilities through the owner. Only educators,

managers and owners shall have keys to the building thus preventing internal crimes to as

great an extent as possible. Should we have student organizations meeting off campus,

appropriate safety procedures will be outlined prior to such meeting. At this time we have no

off campus student organizations.

We have no reports of: murder, sex offenses – forcible or non-forcible, robbery, aggravated

assault, simple assault, burglary, arson, intimidation, destruction/damage/vandalizing property,

larceny or motor vehicle theft since moving into this building in July 2013.

We have no reports of liquor law violations, drug abuse violations or weapons possessions since

moving into this building in July 2013.

Updated and distributed to all students and staff by October 1st each year via website at

www.GrandJunctionBeautySchool.com

Crime Log

The Salon Professional Academy maintains a written crime log. The log details the time and date the

crime was reported, the nature of the crime, the general location of each crime and the disposition of

the complaint, if known. Any and all crimes that are reported to The Salon Professional Academy Staff

that occurred on campus will be recorded in this log. This log is part of the school’s Operations Manual.

The Salon Professional Academy will make an entry to the log within 2 business days (Monday –

Saturday, except days when the school is closed) of the report of the information to TSPA staff, unless

that disclosure is prohibited by law or would jeopardize the confidentiality of the victim.

The Salon Professional Academy may withhold one or more of the required pieces of information if there

is clear and convincing evidence that the release of the information would-

• Jeopardize an ongoing criminal investigation or the safety of an individual

• Cause a suspect to flee or evade detection, or

• Result in the destruction of evidence

The school will disclose any information that is initially withheld for any of these reasons, once the

adverse effect is no longer likely to occur.

The Salon Professional Academy will make the crime log for the most recent 60-day period open to the

public inspection during normal business hours. The school will make any portion of the log older than

60 days available within two business days of a request for public inspection.

Policies on timely reporting of crimes

The Salon Professional Academy requires students and staff to report a crime the local law enforcement

(Grand Junction Police Department (970) 242-6707) and to the owner immediately after learning of the

crime.

TIMELY EMERGENCY WARNINGS In addition to the required annual campus security report, The Salon Professional Academy will provide

a timely warning to students of any occurrences of the following crimes that are reported to local police

agencies and are considered to represent a serious or continuing threat to students and employees. As

soon as the school becomes aware of the crimes, students and employees will be notified via SMS

notification and/or Facebook in our closed group for current staff and students. The Salon Professional

Academy will, in a manner that is timely and will aid in the prevention of similar crimes, report to the

student body on crimes that are:

• Included in campus crime statistics, such as: Criminal homicide (murder, non-negligent

manslaughter, and negligent manslaughter), Sex offenses (forcible sex offenses and non-forcible

sex offenses), Robbery, Aggravated assault, burglary, fondling, incest, statutory rape, motor

vehicle theft, arson, hate crimes including crimes involving bodily injury reported to local police

agencies that show evidence of prejudice based on race, gender, religion, sexual orientation,

ethnicity or disability. Dating violence, domestic violence, and stalking. Arrests for violations of

liquor and drug law violations, and illegal weapons possession. Also, persons not included in this

section who were referred for campus disciplinary action for liquor law violations, drug law

violations, and illegal weapons possession.

• Reported to local police agencies or to TSPA staff (as identified under the school’s statement of

current campus policies), and

• Considered by the school to represent a threat to students and employees.

• Current campus policies - The Salon Professional Academy will report by category of prejudice,

the following crimes reported to local police agencies or to TSPA staff that manifest evidence

that the victim was intentionally selected because of the victim’s actual or perceived race,

gender, religion, sexual orientation, ethnicity, or disability. The crimes to include, but are not

limited to: larceny-theft, simple assault, intimidation, and destruction/damage/vandalism of

property and any other crime involving bodily injury.

The school is not required to provide a timely warning with respect to crimes reported to a pastoral or

professional counselor.

If there is an immediate threat to the health or safety of students or employees occurring on campus,

The Salon Professional Academy will follow its emergency notification procedures. The school will not be

required to issue a timely warning based on the same circumstances, however the school will provide

adequate follow-up information to the community as needed.

If a student wishes to report crimes on a voluntary, confidential basis for inclusion in the annual

disclosure of crime statistics, contact The Salon Professional Academy owner, Angela Lema or in her

absence Ms. Whitney Chadwick.

• The facilities are open Tuesday through Saturday according to assigned class/salon area

schedules. The building may also be open for educational classes for licensed professionals in

cosmetology or to groups securing the use of the facilities through the owner. Only owners and

staff members have keys to the building thus preventing internal crimes as minimal as possible.

• We encourage students and employees to be responsible for their own security and the security

of others.

• The Salon Professional Academy does not provide any programs on campus regarding security

or prevention of crimes. If students wish to learn more about personal security or prevention of

crimes, contact the local Police Department.

• The Salon Professional Academy does not have any off-campus locations and therefore all

monitoring and recording of any criminal activity is conducted on campus and the surrounding

accessible areas.

Emergency Notification Procedures

A student or educator reporting an immediate threat should call 911 immediately. A student should let

the educator in charge of them know about the situation as soon as possible. The educator/student

should do what they can to handle the situation and notify as many students, staff, and guests as

possible until law enforcement arrives. The educator should let the lead educator or owner know about

the situation as soon as possible. For any and all unforeseen combination of circumstances that calls for

immediate action. Emergency Notification will be in written form, posted on the front and back door of

the Academy as well as distributed by SMS and/or Facebook in our closed group for current staff and

students depending on the nature and severity of the circumstances.

Current Campus Security

The most current campus security statement is available in the Financial Aid and Admissions office.

Notice of Campus Security report is also signed by each student upon enrollment.

EMERGENCY RESPONSE/EVACUATION At the time of an urgent unanticipated event, staff members will assess the situation to determine the

significance of an emergency. In the event of an emergency, staff and students will be notified by

either verbal communication (for students currently in the building), or written communication/SMS

and/or Facebook in our closed group for current staff and students (for students not in attendance)to

notify them of the particular situation. A count for all staff, students and guests will be taken as soon as

reasonably possible to ensure all are accounted for at the time of the emergency. Without delay, all

students will receive notification of the emergency by written communication in the form of text

message from the Command Decision Team CDT. Emergency procedures regarding safety, fire, and

tornadoes are presented to the students in orientation. These procedures are also available at any time

from the Admissions or Financial aid office. Tornado and Fire Drills are performed annually.

The responsible members of the Command Decision Team (CDT) consist of:

1. The Academy Owner

2. Financial Aid Officer

3. School Coordinator

4. Admissions Director

The verbal/written communication will include the type of emergency, and what steps need to be

taken for the emergency situation.

SEXUAL MISCONDUCT POLICY – VIOLENCE AGAINST WOMEN’S ACT (VAWA) The Academy is committed to providing a working and educational environment for all students faculty

and staff that is free from sex discrimination, including sexual misconduct. Every member of the school

community should be aware that the Academy is strongly opposed to sexual misconduct, and that

such behavior is prohibited by state and federal laws.

The Academy’s Sexual Misconduct Policy describes the school’s programs to prevent sexual

misconduct, and the procedures that the school will follow once an incident of sexual misconduct has

been reported. This Policy is disseminated widely to the Academy community through publications, the

school website, new employee orientations, student orientations and other appropriate channels of

communication. Copies of the Policy can be obtained from the owner on-site or by calling

970-245-1110, or from the school’s website at www.GrandJunctionBeautySchool.com. The Academy

provides training to key staff members to enable the school to handle any allegations of sexual

misconduct promptly and effectively. The Academy will respond quickly to all reports of sexual

misconduct, and will take appropriate action to prevent, to correct, and if necessary, to discipline

behavior that violates this policy.

The Academy’s Sexual Misconduct Policy governs sexual misconduct involving students that occurs on

any school property or in connection with any Academy-sponsored program or event. This Policy

applies to all students, employees, and third parties conducting business with the Academy, regardless

of the person’s gender, gender identity, sexual orientation, age, race, nationality, class status, ability,

religion or other protected status. The Academy encourages victims of sexual violence to talk to

somebody about what happened – so victims can get the support they need, and so the school can

respond appropriately. As further described in the Policy, the Academy will seek to respect a victim’s

request for confidentiality to the extent possible, while remaining ever mindful of the victim’s well-being.

SAFETY PROCEDURES First Aid

A first aid kit is located in the dispensary..

Cut finger: Educator should immediately check the wound to see how deep the cut is. Small cuts

should be washed, dried, and then covered with a bandage. Bandages and first aid kits are kept in the

dispensary and educators’ office.

Cut requiring stitches: If possible, a staff member should take the student to the doctor.

Fainting: Do not move the person; call 911. Give facts as much as possible. Keep calm and notify

other staff members for help, if necessary. Make the person comfortable.

Fire Exit Procedure

If you smell smoke or see fire, report it immediately to an educator. Warning will then be given by the

educators/staff. DO NOT PANIC!!!

Proceed as follows:

1. Students in salon area exit single file out the front doors. If you have a guest at the time, the

guest is your responsibility. After exiting The Academy, proceed to safety away from

building.

2. Support staff at the front desk will help guests in reception area out the front doors. Proceed

into the parking lot.

3. Students in the classrooms, student lounge, conference room and spa area should exit

through the nearest door single file. Locate and join the students

and guests from the salon area.

Tornado Warning Procedure

All students, staff and guests will walk to the classrooms.

Remain there until instructed to return to your previous activity.

VACCINATION POLICY The Salon Professional Academy does not require any vaccinations or records for attendance or

admission.

VOTER REGISTRATION In compliance with the US Department of Education, The Salon Professional Academy gives voter

registrations to every student enrolled at orientation the week before classes begin.

SERVICES TO STUDENTS WITH DISABILITIES The Salon Professional Academy will provide reasonable accommodations to any student with a

disability. The student should discuss the disability with the owner or education team. The student

should explain in writing what accommodations are required, and the educator and owner will develop

and implement a plan to accommodate the student. All facilities at The Salon Professional Academy

are handicap accessible.

NATIONAL AND STATE MEDIAN WAGE INFORMATION

The US Department of Labor provides current (2017) job information at http://www.careerinfonet.org.

This website includes information by job position to include state and national wages, occupation

profiles/descriptions, state & national trends, knowledge, skills, and abilities needed for each position.

As reported by the US Department of Labor, state & national median wages for cosmetology related

positions are as follows:

Job Position / SOC Code National Median

Hourly/Yearly Wage

Colorado Median

Hourly/Yearly Wage

Cosmetologists, Hairstylists / 39-

5012

$11.95/$24,850 $13.36/$27,250

Estheticians / 39-5094 $14.46/$30,080 $10.93 / $22,300

Manicurists / Pedicurists / 39-

5092

$11.17/$23,230 $11.01 / $22,470

Barbers / 39-5011 $24.81/$51,600 $14.70 / $29,990

IPED STATISTICS

The College Navigator website (http://nces.ed.gov/collegenavigator/) provides current and

prospective students information about student body diversity, including the percentage of prospective

students information about student body diversity, including the percentage of enrolled, full-time

students in the following categories:

• Male / Female

• Self-identified members of a major racial or ethnic group

• Federal Pell Grant recipients

The College Navigator website also gives information concerning student services, students with

disabilities, career placement during and after enrollment and transfer of credit from other schools,

retention, licensure, graduation, and placement rates.

CONSTITUTION DAY

Constitution Day is September 17th of every year commemorating the September 17, 1787 signing of the

Constitution. As a school that students receive federal funds, we hold a program each year to

recognize this day. If September 17th falls on Saturday, Sunday, or holiday, we will hold our program

during the preceding or following week.