Stortford Fields - Legal and General Affordable Homes · Chelmsford 24.3 miles / 37 min Cambridge...

2, 3 & 4 Bedroom Shared Ownership Homes

AFFORDABLE HOMES

Stortford Fields

Bishop’s Stortford, CM23 2QB

Your answer to affordable home ownership

Introducing The Boulevard and Avenue CollectionThese homes offer a variety of open plan living/dining and separate living rooms. The specification is top quality and includes contemporary kitchens with a range of appliances, modern stylish bathrooms and flooring throughout. All the properties benefit from 2 parking spaces with some offering a garage as the second parking space.

Legal and General Affordable Homes are offering a variety of 2 bedroom coach houses and 2, 3 & 4 bedroom houses. Buy with shared ownership and you’re becoming part of a growing new community with an enviable quality of life. It’s a great place to invest in your first home.

Looking at the bigger picture, Stortford Fields, when complete, will offer much more than homes. There will be two new primary schools, three well equipped play areas, a neighbourhood centre with shops, a community building, and a wealth of open space that will include allotments, footpaths and cycle routes. All this is less than a mile and a half from Bishop’s Stortford town centre.

Stortford Fields Introducing

Bishop’s Stortford

Images depicts Legal & General Affordable Homes at Stortford Fields. Subject to change. Stortford Fields 32 Stortford Fields

How does Shared Ownership work?The Shared Ownership scheme is simple, you buy an initial share of between 40% and 75% of the homes full value and pay a subsidised rent on the remainder. You may purchase further shares (up to 100%) as your circumstances change, should you choose to.

Do I need to live or work in Bishop’s Stortford?You do not need to be living or working in Bishop’s Stortford to purchase a home.

How do I know what percentage I can purchase?You can purchase any share from 40% to 75% of the initial purchase price. You will be asked to speak to a financial advisor to assess what share you can buy that is both affordable and sustainable.

Will I need a deposit?Yes you still need a deposit, but only on the percentage of the property you are buying. Mortgage deposits can often be from 5% of the share value.

Is it cheaper than renting?Shared Ownership can be cheaper than renting privately as the mortgage cost and low rent usually add up to less than the equivalent rental payments to a landlord.

Register with the help to buy agent for The South to ensure you are eligible for shared ownership -

visit www.helptobuyagent3.org.uk

Contact our sales team at www.lgah-sharedownership-stortfordfields.co.uk

and register your details.

The friendly sales team will be able to assist you in selecting and reserving your new home.

How do I apply for a property

What if I already have a homeIf you already own a property you would need to have confirmed the sale of your home when you apply to buy via Shared Ownership. Your application would be assessed based on your housing need for you to be considered for Shared Ownership.

Can I buy a property on my own?If you earn or have a household income up to a maximum of £80,000 per annum, you could be eligible. You can also use Shared Ownership to buy alone or with another person as long as your joint incomes don’t exceed the maximum earnings bracket.

How is the rent calculated?On the share you don’t own, we charge a rent of 2.75%. For example if you buy a 40% share of the home you pay 2.75% rent on 60%. Our sales consultant and your financial advisor can give you further details based on your specific circumstances.

Can I buy additional shares in the property?Yes you can. This is known as ‘staircasing’. When you buy more shares in your home, your home is re-valued and you buy the shares at the current market value, at the time you are buying the shares. You can staircase up to 100%.

Can I rent out my property?You cannot grant an assured short hold tenancy on a Shared Ownership property. If you want to get a lodger you can, however you need to be able to afford to purchase the home without any assistance.

Will I have to pay Stamp Duty?If you (and anyone you are buying with) have never owned a property before, and the price is no more than £500,000, you will not pay any tax on the first £300,000 of the purchase price, and 5% on any portion from £300,001 to £500,000. If you’ve owned a property before, Stamp Duty is 0% on the first £125,000, 2% on the next £125,001 - £250,000, with the rest taxed at 5% up to £925,000. Stamp Duty Land Tax is a tax on land transactions above a certain threshold set by the Inland Revenue. When you buy a share in one of our homes you may have to pay a Stamp Duty Land Tax (SDLT).

There are two ways to pay on a newly built (new Lease) property:

1. Making a one off payment based on the total market value of the property, or 2. Paying any SDLT due in stages.

If you decide to make a one off payment upfront this is known as making a “market value election”.

If you choose to pay SDLT in stages then you pay SDLT on the initial purchase amount. Should you choose to pay SDLT in stages, you will not have to make any further payments until you own more than an 80% share of the property.

Each of the options of paying the SDLT could suit you, depending on your circumstances. It is up to you to decide. Your solicitor can give you further details on the calculations based on your specific requirements.

What if I want to sell my property?When you want to sell your Shared Ownership home Legal & General Affordable Homes has a time period specified within your lease to offer the property to another eligible shared owner. If we are unable to source a suitable purchaser in this time, you can put the property on the open market.

How will I pay my rent?Legal and General have appointed a Management Provider, Stonewater, to manage your rental account and will collect the rent on our behalf. They will be in touch with more information nearer the time of Completion.

Will I pay an Estate Management Charge, Service Charge or Ground Rent?Stortford Fields has an estate management charge to cover the maintenance of unadopted roads and landscaped areas within the estate. This will be collected with your monthly rent payment by Stonewater. All homes contribute to the estate management charge.

The 2, 3 and 4 bedroom houses are not required to pay a service charge or ground rent, however a fee will be collected with the Estate Management charge to cover the buildings insurance for the property. The 2 bedroom coach houses are required to pay a service charge in addition to the Estate Management charge, this covers the costs to repair the building, such as the roof and includes building insurance.

Your sales consultant will provide you with the cost and your solicitor will be provided with the breakdown of what the costs cover.

Ground rent will not be payable on the Coach Houses until you purchase 100% of your home..

What is the length of the lease?The lease is for 125 years.

Can I decorate / make improvements to my home?Yes, you don’t need our permission for decorating or simple repairs, however you would need to get permission for larger works to ensure it does not affect the structure of the building.

About

Shared Ownership

Shared Ownership could be your step onto the property ladder. This home ownership scheme allows you to buy a share in your home and rent the remaining share. Over time, you can buy more shares in your home until you own the full 100%.

4 Stortford Fields Stortford Fields 5

Bishop’s Stortford, the riverside market townThe river Stort flows through Bishop’s Stortford’s Castle Park and Gardens, passing the Norman Castle Mound, Sworders Field and the new skate park. This blend of ancient and modern continues through the town, which has fine timbered buildings as well as some very good contemporary facilities.

One is Rhodes Art Complex, entertaining the town with stage, screen, fitness, dance and a museum of local history. Another is Grange Paddocks Leisure Centre, which has a gym, two pools, indoor and outdoor fitness facilities. Jackson Square is the recently renovated shopping centre, is home to over 45 stores, such as; New Look, Urban Spa, Fatface and a large Sainsbury’s. Bishop’s Stortford’s market town tradition is alive and well too, setting out its stalls twice a week, with a craft and farmers’ market once a month.

Restaurants and pubs also cover the spectrum of modern and traditional. There are many diverse eateries including Turkish, Italian, Tex-Mex and Indian; modern casual dining at Host and South Street Pantry; and cosy pubs in the outlying villages. The Thatchers at Hatfield Heath, The Duke’s Head in Hatfield Broad Oak and The Rose and Crown, Stansted Mountfitchet, are all local favourites.

Going out of town, it’s only six miles to Hatfield Forest, a National Trust managed swathe of medieval royal hunting forest. Today’s visitors have over 1,000 acres of rich woodland to explore, which is particularly idyllic during the summer. Or for a family day out, try Mountfitchet Castle and Norman village of 1066, where you can feed the deer and experience a taste of life in Conquest times.

Stortford Fields 76 Stortford Fields

Connections

Grange Paddocks Leisure Centre 1.4 miles / 4 min

Herts & Essex Hospital 2.4 miles / 10 min

London Stansted Airport 7.3 miles / 13 min

Bishop’s Stortford Golf Club 1.2 miles / 4 min

Town centre1.4 miles / 4 min

M11 Motorway 3.9 miles / 5 min

ROAD

Bishop’s Stortford train station 1.6 miles / 6 min

WALK

Tesco 0.3 miles / 6 min walk

Waitrose 1.4 miles / 4 min

Sainsbury’s (Jackson Square) 1.9 miles / 6 min

Aldi1.7 miles / 6 min

Hillmead Primary School 0.5 miles / 11 min walk

The Old Stortfordian Society 0.8 miles/ 16 min walk

Bishop’s Stortford Squash & Racketball Club 0.8 miles /16 min walk

Northgate Primary School 0.6 miles / 11 min walk

Bishop’s Stortford College 0.3 mile / 6 min walk

RAILFROM BISHOP’S STORTFORD TRAIN STATION

Tottenham Hale 24 mins

Liverpool Street 38 mins

London Stansted Airport 9 mins

Cambridge 30 mins

Harlow 8 mins

Oxford Street (via rail and tube) 46 mins

* Train times: www.nationalrail.co.uk. Road/walking distances: bing.com/maps/

London Luton Airport 34 miles / 55 min

Southend-on-Sea 44.4 miles / 1hr 14 min

London Heathrow Airport 54 miles / 1 hr 25 min

Chelmsford 24.3 miles / 37 min

Cambridge 35.4 miles / 51 min

Canary Wharf (via rail and tube) 1 hr 11 min

Well connected

The Evening Standard recently labelled Bishop’s Stortford one of the best London commuter towns for 2019. With London’s Liverpool Street station just 38 minutes* away, it’s a fair assessment. The town is also well positioned for road travel, being about 4 miles from the M11 and just over 7 miles to London Stansted Airport. From Stortford Fields, the town centre can be reached by car in about five minutes, while many other facilities such as schools and food shops are walkable.

Well educated

Stortford Fields is to have two new primary schools, but until they are complete, there are many good established schools nearby. Those rated ‘outstanding’ include Northgate Primary, Bishop’s Stortford High School, Herts and Essex High School & Science College, St Michael’s C of E Primary and St Mary’s Catholic School. Schools achieving Ofsted’s ‘good’ rating include Hillmead Primary, Summercroft Primary, and Birchwood High School. Bishop’s Stortford College offers independent co-education for all ages, and Hockerill Anglo-European College is an international boarding school with academy status.

Stortford Fields 98 Stortford Fields

Kitchen • Contemporary warm grey kitchen

with laminate worktops and matching upstands

• Under unit lighting to 4 bedroom houses

• Glass splashback to hob

• Stainless steel single bowl sink with chrome mixer tap to 2 bedroom homes and stainless steel 1½ bowl sink with chrome mixer tap to 3 and 4 bedroom houses

• Hotpoint electric single oven, gas hob and chimney hood, double oven and 5 ring hob to 4 bedroom houses

• Integrated fridge/freezer

• Integrated washing machine

• Integrated dishwasher

• Gas combination boiler in housing Cloakroom• Contemporary white Ideal

Standard sanitaryware with pedestal basin and chrome taps and close coupled WC

• Splashback tiling to basin

Bathroom and Ensuite• Contemporary white Ideal

Standard bathroom suite with thermostatic bath/shower mixer over bath and glass shower screen

• Shower cubicle with low profile shower tray, glass enclosure and thermostatic shower valve

• Porcelanosa full height wall tiling to bath and shower area with half height tiling to sanitaryware walls.

• Chrome mixer tap to basin

• Chrome heated towel rail

Flooring• Wood effect vinyl flooring to

bathroom, kitchen, cloakroom and ensuite

• Grey carpet to hall, stairs, landing, lounge/diner and bedrooms

General• Walls, ceilings, architraves and

skirtings painted white

• White four panel internal doors with chrome ironmongery

• Gas central heating via Combi boiler and white contemporary radiators

• Wardrobe to master bedroom in 4 bedroom houses

• Two parking bays or one bay and garage*

• NHBC 12 year warranty

* Please ask sales consultant for plot specific arrangements

Electrical• LED Downlights to kitchen,

bathroom and en-suite

• Pendant lighting to hall, landing, lounge/diner and bedrooms

• White sockets and switches throughout

• Media point to lounge

• Smoke detector and heat detectors

• Extractor fan to cloakroom, bathroom and ensuites

• Shaver socket to bathroom

External• Paved patio area

• Turf to rear garden

• Wiring for Outdoor light to porch area and rear elevation

• 1.8m high timber fencing to rear gardens

The Boulevard Collection

Images depict the Show Home at Lakeside

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AFFORDABLE HOMES

Plot Locator

Two Bedroom Coach House Three Bedroom House Four Bedroom House Bovis Homes

*Two Bedroom House +G 1 Parking space and 1 garage The Avenue Collection

The Boulevard Collection

The Avenue Collection


Plot No’s. 88, 92*, 98 & 102TOTAL AREA: 57.0 SQ M 613 SQ FT

LIVING / DINING / KITCHEN5.69m x 4.06m 18’ 8” x 13’ 4”

BEDROOM 13.24m x 2.67m 10’ 8” x 8’ 9”

BEDROOM 23.24m x 2.96m 10’ 8” x 9’ 8”

* Plot 98 is handed to the plans drawn

Plot No’s. 89 & 90*TOTAL AREA: 63.0 SQ M 678 SQ FT

LIVING / DINING / KITCHEN7.83m x 4.11m 25’ 8” x 13’ 6”

BEDROOM 14.11m x 2.72m 13’ 6” x 8’ 11”

BEDROOM 24.11m x 2.85m 13’ 6” x 9’ 4”

* Plot 90 is handed to the plans drawn

Two bedroom Coach House

Two bedroom house Hawthorn

The floor plans provided are intended to only give a general indication of the proposed floor lay out and are not drawn to scale. Measurements are given to the widest point, are approximate and are given as a guide only. All measures and areas may vary within a tolerance of 5%. Do not use these measurements for carpet sizes, appliance spaces or items of furniture. Kitchen, bathroom and utility layouts may differ to build. For further clarification regarding the treatment of individual plots, please ask our Sales Associates. Unless specifically incorporated in writing into the sales contract the specification is not intended to form part of any contract or warranty.

F/F - Fridge/Freezer SpaceB - Boiler

GROUND FLOOR

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BEDROOM 1

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Window arrangement for Plot 92



Plot No’s. 71*, 72, 73*, 74 & 99*TOTAL AREA: 86.0 SQ M 925 SQ FT

LIVING ROOM4.21m x 3.71m 13’ 10” x 12’ 2”

KITCHEN / DINING AREA5.24m x 3.02m 17’ 2” x 9’ 11”

BEDROOM 13.52m x 3.01m 11’ 7” x 9’ 10”

BEDROOM 23.08m x 2.99m 10’ 1” x 9’ 10”

BEDROOM 33.51m x 2.19m 11’ 6” x 7’ 2”

* Plots 71, 73 & 99 are handed to the plans drawn

Three bedroom houses Hazel

Three bedroom housesSprucePlot No’s. 91 & 100TOTAL AREA: 102.0 SQ M 1,098 SQ FT

LIVING ROOM5.58m x 3.37m 18’ 4” x 11’ 1”


UTILITY1.99m x 1.69m 6’ 6” x 5’ 6”

BEDROOM 13.59m x 3.42m 11’ 9” x 11’ 3”

BEDROOM 23.65m x 3.22m 12’ 0” x 10’ 7”

BEDROOM 33.65m x 2.29m 12’ 0” x 7’ 6”



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Three bedroom house BeechPlot No. 85TOTAL AREA: 104.0 SQ M 1,119 SQ FT

LIVING ROOM4.04m x 3.76m 13’ 3” x 12’ 4”


BEDROOM 14.74m x 4.09m 15’ 7” x 13’ 5”

BEDROOM 24.79m x 2.66m 15’ 9” x 8’ 9”

BEDROOM 33.43m x 2.53m 11’ 3” x 8’ 4”

Plot No’s. 93 & 94*TOTAL AREA: 103.0 SQ M 1,108 SQ FT

LIVING ROOM4.34m x 3.33m 14’ 3” x 10’ 11”


BEDROOM 14.13m x 3.33m 13’ 7” x 10’ 11”

BEDROOM 24.77m x 3.31m 15’ 8” x 10’ 11”

BEDROOM 33.59m x 2.20m 11’ 9” x 7’ 3”

Plot 94 is handed to the plans drawn

Three bedroom houses Cypress

BEDROOM 1

BEDROOM 3 BEDROOM 2

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SECOND FLOOR





Four bedroom houseWillowPlot No’s. 86*, 87, 95* & 96TOTAL AREA: 136.0 SQ M 1,463 SQ FT

LIVING ROOM4.17m x 3.25m 13’ 8” x 10’ 8”


BEDROOM 14.38m x 4.07m 14’ 4” x 13’ 4”

BEDROOM 24.93m x 3.37m 16’ 2” x 11’ 1”

BEDROOM 33.40m x 3.37m 11’ 2” x 11’ 1”

BEDROOM 43.09m x 2.60m 10’ 2” x 8’ 6”

Plots 86 & 95 are handed to the plans drawn

Plot No. 101TOTAL AREA: 127.0 SQ M 1,367 SQ FT

LIVING ROOM5.01m x 3.46m 16’ 5” x 11’ 4”

DINING / KITCHEN6.93m x 4.64m 22’ 9” x 15’ 3”

STUDY3.46m x 1.85m 11’ 4” x 6’ 1”

BEDROOM 14.67m x 3.28m 15’ 4” x 10’ 9”

BEDROOM 23.40m x 3.51m 11’ 2” x 11’ 6”

BEDROOM 33.29m x 2.37m 10’ 10” x 7’ 9”

BEDROOM 43.46m x 2.38m 11’ 4” x 7’ 10”

Four bedroom house with StudyChestnut

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F/F - Fridge/Freezer W - Wardrobe B - Boiler


Kitchen • Contemporary white kitchen

with bar handles, grey laminate worktops and matching upstands

• Stainless steel splashback to hob

• Stainless steel sink with chrome taps

• Indesit electric single oven, gas hob and chimney hood

• Space for fridge/freezer

• Space for washing machine

• Gas combination boiler in housing Cloakroom• Contemporary white sanitaryware

with pedestal basin and chrome taps and close coupled WC

• Splashback tiling to basin Bathroom• Contemporary white bathroom

suite with thermostatic bath/shower mixer over bath with glass shower screen

• Chrome mixer tap to basin

• Porcelanosa full height wall tiling to bath area with splashback tiling to basin.

• Chrome heated towel rail Flooring• Vinyl flooring to kitchen,

cloakroom, bathroom and ensuite

• Cream carpet to hall, stairs, landing, lounge/diner and bedrooms

General• Walls, ceilings, architraves and

skirtings painted white

• White four panel internal doors with chrome ironmongery

• Gas central heating via Combi boiler and white contemporary radiators

• Two parking bays

• NHBC 12 year warranty

Site PlanLegal & General Affordable Homes

The Avenue Collection

Electrical• Pendant lighting to lounge/diner

and bedrooms

• Batten holder lighting to kitchen, hall, landing, cloakroom and bathroom

• White sockets and switches throughout

• TV point to lounge and bed 1

• Telephone point to hall or living room

• Smoke detector, heat detector and CO2 detector

• Extractor fan to bathroom External• Turf to rear garden

• Outdoor light to porch area

• Buff paved patio area

• External tap

• 1.8m high timber fencing to rear gardens


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Bovis Homes Two Bedroom House Three Bedroom House

Plot Locator

DAVEY ROAD

AFFORDABLE HOMES


Plot No. 107TOTAL AREA: 81.0 SQ M 872 SQ FT

LIVING / DINING ROOM4.79m x 3.50m 15’ 9” x 11’ 6”

KITCHEN3.37m x 2.76m 11’ 1” x 9’ 1”

BEDROOM 14.79m x 3.36m 15’ 9” x 11’ 0”

BEDROOM 24.79m x 2.95m 15’ 9” x 9’ 8”

Two bedroom houseBirch


Three bedroom housesOakPlot No’s. 108 & 109*TOTAL AREA: 96.0 SQ M 1,033 SQ FT

LIVING / DINING ROOM5.13m x 4.03m 16’ 10” x 13’ 3”

KITCHEN3.73m x 3.08m 12’ 3” x 10’ 1”

BEDROOM 15.13m x 3.10m 16’ 10” x 10’ 2”

BEDROOM 22.75m x 2.69m 9’ 0” x 8’ 10”

BEDROOM 32.75m x 2.37m 9’ 0” x 7’ 9”

Plot 109 is handed to the plans drawn


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We take every care to ensure that the correct information is given. We hope you find it useful, however complete accuracy is not guaranteed and the information is expressly excluded from any contract. The floor plans provided are intended to only give a general indication of the proposed floor lay out and are not drawn to scale. Measurements are given to the widest point, are approximate and are given as a guide only. All measures and areas may vary within a tolerance of 5%. Do not use these measurements for carpet sizes, appliance spaces or items of furniture. Kitchen, bathroom and utility layouts may differ to build. Unless specifically incorporated in writing into the sales contract the specification is not intended to form part of

any contract or warranty. We would like to point out that the computer-generated images, floor plans, sizes, specification and any other layouts are for guidance only.

Shared Ownership Homes at Stortford Fields, Bishop’s Stortford, CM23 2QB

AFFORDABLE HOMES

For further information call or visit: www.landgah.com/stortford-fields

www.legalandgeneral.com/affordable-homes

Bishop’sStortford

Bishop’s Stortford

M11

Dunmow Rd

A1250

A1250

A1060

B1383

Stan

sted

Roa

d

Hadham RoadRoadHadham

A120A120

A120

A118

4

A1250

To Cambridge,M11

To Junction 27,M25

To Stevenage,A2150

To Harlow,A1184

To StanstedAirport

Stansted RoadB1383

ParsonageLane

Newland AvenueGrange

PaddocksLeisureCentre

Tesco

Junction J8,M11

Stortford Fields

Stortford Fields - Legal and General Affordable Homes · Chelmsford 24.3 miles / 37 min Cambridge...

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Transcript of Stortford Fields - Legal and General Affordable Homes · Chelmsford 24.3 miles / 37 min Cambridge...