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Stockbrokers Meeting 2009 Scotiabanks Hospitality Suite Wednesday 2 nd December, 2009.
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Transcript of Stockbrokers Meeting 2009 Scotiabanks Hospitality Suite Wednesday 2 nd December, 2009.
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Stockbrokers’ Stockbrokers’
Meeting 2009Meeting 2009Scotiabank’s Hospitality SuiteScotiabank’s Hospitality Suite
Wednesday 2Wednesday 2ndnd December, 2009 December, 2009
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Stockbrokers’ Meeting, Wednesday 2nd December, 2009
AGENDA
Welcome and Strategic Focus Mr. Richard P. YoungManaging Director Scotiabank Trinidad and Tobago Limited
Financials Mr. Adrian LezamaAssistant General Manager, FinanceScotiabank Trinidad and Tobago Limited
Questions
Closing Remarks Mr. Richard P. Young
Lunch
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Stockbrokers’ Meeting, Wednesday 2nd December, 2009
† “…amongst the top ten best per forming financial services firms in the world, according to international management consult Oliver Wyman.” Copyright © 2009 Oliver Wyman. Annual State of the Financial Services Industry – 2009. As measured by the Oliver Wyman Shareholder Performance Index SM (SPI) of the world's 400 largest financial services firms. Best performing financial companies with market value >USD$15 BN (Aug 07 - Dec 08).
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Stockbrokers’ Meeting, Wednesday 2nd December, 2009
THE SCOTIA WAY
Proud to serve our Communities
Customer comes first
Team is everything
We empower our people
OUR CORE PURPOSE
To be the best at
helping customers
become financially
better off by providing
relevant solutions to
their unique needs
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Stockbrokers’ Meeting, Wednesday 2nd December, 2009
Key Strategic Initiatives
Driving sustained, profitable growthDriving sustained, profitable growthDriving sustained, profitable growth
Sales & ServiceSales & ServiceEfficiencyPlatformEfficiencyPlatform
AcquisitionsAcquisitionsComplementary
BusinessesComplementary
BusinessesComplementary
Businesses
PeoplePeople
Driving sustained, profitable growthDriving sustained, profitable growthDriving sustained, profitable growth
Sales & ServiceSales & ServiceEfficiencyPlatformEfficiencyPlatform
AcquisitionsAcquisitionsComplementary
BusinessesComplementary
BusinessesComplementary
Businesses
PeoplePeople
Driving sustained, profitable growthDriving sustained, profitable growthDriving sustained, profitable growth
Sales & ServiceSales & ServiceEfficiencyPlatformEfficiencyPlatform
AcquisitionsAcquisitionsComplementary
BusinessesComplementary
BusinessesComplementary
Businesses
PeoplePeople
Driving sustained, profitable growthDriving sustained, profitable growthDriving sustained, profitable growth
Sales & ServiceSales & ServiceEfficiencyPlatformEfficiencyPlatform
AcquisitionsAcquisitionsComplementary
BusinessesComplementary
BusinessesComplementary
Businesses
PeoplePeople
Driving sustained, profitable growthDriving sustained, profitable growthDriving sustained, profitable growth
Sales & ServiceSales & ServiceEfficiencyPlatformEfficiencyPlatform
AcquisitionsAcquisitionsComplementary
BusinessesComplementary
BusinessesComplementary
Businesses
PeoplePeople
C U S T O M E RC U S T O M E R
Driving sustained, profitable
growth
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Stockbrokers’ Meeting, Wednesday 2nd December, 2009
Our Overall Strategy
Revenue Growth Capital Management Leadership Prudent Risk Management Cost Containment
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Stockbrokers’ Meeting, Wednesday 2nd December, 2009
FinancialsAdrian Lezama
Assistant General Manager
Finance
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Stockbrokers’ Meeting, Wednesday 2nd December, 2009
Overview
2009 Another Record Year
•Profits after Tax up 5.4% to $455.1MM
•EPS :258¢ - up 5.4%
•ROE : 22.86%
•ROA : 3.00%
•Dividend growth up 4 cents to 100 cents
•Strong Capital Ratio –20.91%
•Adequate Cash reserves $2.0B vs. $1.3B
•Strong Topline Growth – 14.3%
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Stockbrokers’ Meeting, Wednesday 2nd December, 2009
0 40 80 120 160 200 240 280 320 360 400 440 480 520
'99
'00
'01
'02
'03
'04
'05
'06
'07
'08
'09
Consistent Earnings10 year Compounded Annual Growth Rate (CAGR) 13.11%
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Stockbrokers’ Meeting, Wednesday 2nd December, 2009
0 2 4 6 8 10 12 14 16
'99
'00
'01
'02
'03
'04
'05
'06
'07
'08
'09
Strong Balance Sheet10 Year CAGR 12.11%
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Stockbrokers’ Meeting, Wednesday 2nd December, 2009
0 200 400 600 800 1000 1200
'99
'00
'01
'02
'03
'04
'05
'06
'07
'08
'09
Non-Interest Revenue Net Interest Income Total Net Income
Net Interest and Non-Interest Revenue10 Year CAGR 11.83%
$1,135M
14.3%
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Stockbrokers’ Meeting, Wednesday 2nd December, 2009
0 50 100 150 200 250 300 350 400 450 500
'99
'00
'01
'02
'03
'04
'05
'06
'07
'08
'09
Total Expenses before Loan Losses10 Year CAGR 11.06%
$462.6M
11.96%
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Stockbrokers’ Meeting, Wednesday 2nd December, 2009
2.15%2.27%
2.30%2.44%
2.70%2.64%
2.90% 2.92%
2.63%
2.65% 2.85%2.92% 3.07%3.16%
3.70%3.58%
3.34%
3.00%
1.4%
1.9%
2.4%
2.9%
3.4%
3.9%
2001 2002 2003 2004 2005 2006 2007 2008 2009
ScotiabankIndustry Average
Performance RatiosReturn on Assets
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Stockbrokers’ Meeting, Wednesday 2nd December, 2009
19.41%18.71%
15.70%
19.30% 19.55%
21.54%
23.89%
22.16%
20.20%
24.60% 24.70%22.75%
20.95% 20.72%
25.05% 25.39% 25.38%
22.86%
15.0%
17.0%
19.0%
21.0%
23.0%
25.0%
27.0%
29.0%
2001 2002 2003 2004 2005 2006 2007 2008 2009
Scotiabank
Industry Average
Performance RatiosReturn on Equity
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Stockbrokers’ Meeting, Wednesday 2nd December, 2009
86.7102.3
110.4
115.4128.9
178.7210.4
244.9
258
40
90
140
190
240
290
2001 2002 2003 2004 2005 2006 2007 2008 2009
Earnings per Share
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Stockbrokers’ Meeting, Wednesday 2nd December, 2009
0%
50%
100%
150%
200%
250%
300%
1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Return to ShareholdersShare price appreciation plus dividends received
10 year CAGR 12.04%
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Stockbrokers’ Meeting, Wednesday 2nd December, 2009
Questions
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Stockbrokers’ Meeting, Wednesday 2nd December, 2009
Closing RemarksRichard P. Young
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Stockbrokers’ Stockbrokers’
Meeting 2009Meeting 2009Scotiabank’s Hospitality SuiteScotiabank’s Hospitality Suite
Wednesday 2Wednesday 2ndnd December, 2009 December, 2009