SSMG 1-15

�� Riyad Bank (��) 2011/12/31 �� 23.65 Price as of 31/12/2011 (SR)(�� ) � � �� 35,475,000 Market Cap. (SR '000)Beta 0.76 ��

�� (�� ) �� 1,500,000 Outstanding Shares ('000) Overview

RIBL :�� www.gulfbase.com � �� For more information on this company, visit www.gulfbase.com and use symbol: RIBL

�� Financial Statements as of

31 �� Change (%)*2011201020092008200720062005Dec-31

(��) �� (%) ��Per Share Data (SR)

�� --19.518.817.18.88.07.3Book Value

�� 11.52.11.92.01.82.01.91.9Earning Per Share

�� 0.01.31.31.31.41.31.31.1Dividends

(%) �� (7.1)61.969.064.479.666.468.856.4Payout Ratio (%)�� 27.0031.2030.1052.2854.6282.1974.04Market Price High

�� 20.3025.2018.0019.4523.6730.5639.77 Low

��!� (12.4)23.3026.6026.9021.2049.4233.5570.75 Close

�� "��# 11.114.113.312.124.617.337.4P/E Ratio

�� "��# -1.41.41.25.64.29.7P/B Ratio

(�� ) �� Income Data (SR '000)

�$�&�� '!�� '��* --4,872,5275,814,2946,736,7086,209,5865,508,5014,050,359Special Commission Income

��+,�� '��* -��.* 5.76,321,0005,980,4525,960,1095,248,3625,181,0234,886,1394,195,136Total Operating Income

�� "��$ --2,019,6301,923,4891,845,2191,616,0941,440,7711,312,605Gen. & Admin. Exp

�� /�0, 1�� 2$& --935,074618,539349,070345,530372,486212,055Prov.For Doubtful Debts

�� $ 11.53,149,0002,824,6273,030,4852,638,7573,011,2462,908,5542,837,328Net Profit

�� 3��4� -��.* 0.01,950,0001,950,0001,950,0002,100,0002,000,0002,000,0001,600,000Total Dividends

(�� ) �� Balance Sheet Data (SR '000)

/�� 5�� 6�$�� --27,867,31432,123,76517,335,08220,747,41410,887,4174,683,818Cash & balance with banks

7�� --106,034,740106,514,61396,429,84667,340,42552,183,10145,606,010Loans

'��8� * --33,822,44132,308,07740,329,05427,741,65527,501,71327,239,934Investments

�� 4.2180,887,000173,556,430176,399,258159,652,525121,350,82594,015,84580,078,689Total Assets

9:�� --126,945,459125,278,106105,055,54684,331,20769,191,61852,729,806Deposits

/�� '��; --10,636,55116,163,01221,213,19417,798,3268,167,03212,963,377Due to banks

��!"�� --144,323,212148,163,814133,962,074108,164,03082,023,88269,118,328Total Liabilities

�� <�� 0.015,000,00015,000,00015,000,00015,000,0006,250,0006,250,0005,000,000Capital

��=� -;��>� --11,687,74910,981,59210,223,9715,189,2824,436,4713,709,332Statutory Reserves

�� -;��>� --------General Reserves

��#�� $� & --29,233,21828,235,44425,690,45113,186,79511,991,96310,960,361Owner's Equity

(�� ') *� �� $�� Cash Flow Data (SR '000)

��+,�� '�;�,� 1 --1,763,0335,465,978-2,592,65111,445,4144,324,867-2,934,866From Operating Activities

��8� ?� '�;�,� 1 --(1,312,016)9,317,473-14,057,803(280,497)(496,915)4,465,855From Investing Activities

�� '�;�,� 1 --(2,059,250)(2,014,593)10,924,922-1,987,62368,856-1,552,695From Financing Activities

�� -� (2�) 6�� --(1,608,233)12,768,858-5,725,5329,177,2943,896,808-21,706Increase (Decrease) in Cash

@�� A�� --3,733,1223,697,6562,889,2523,385,2163,342,9162,781,005Cash Flow

�� +�� Key Ratios

(%)'��.��/�� 0.11.71.61.71.72.53.13.5Return on Assets (%)

(%)1�C� �� >/�� --9.710.710.322.824.325.9Return on Equity (%)

(%)�� /7�� --83.585.091.879.975.486.5Loans / Deposits (%)

(%) '��.��/1�C� �� > --16.816.016.110.912.813.7Equity / Assets (%)

�� ** Unaudited

,��-(��) �� Monthly Share Prices (SR)Management

(�� ) �� Monthly Share Volume ('000)

Zughaibi & Kabbani Financial Consultants 1 رات ا�� ا�� وا��

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1/2009 7/2009 1/2010 7/2010 1/2011 7/2011

Established: 18 November 1957

Paid up capital: SR 15 billion

Major Shareholders: PIF 21.70%, GOSI 21.60%, Al Nahla Trading & Contracting Co.

9.30%, Masek Holding Co. 8.0%, SAMA 6.50.

Activities: To provide commercial banking services. RIYAD BANK also owns various

shares in a number of international banks and companies including: the Saudi

International Bank, Arab American Bank (BOBAF), Arla International Bank,

Gulf Bank (Riyadh), Saudi Investment Bank, UBAK/Carasso, BOBAF Hong Kong Ltd.,

Arab Trade Financing Scheme, Banta Co. Ltd., New Komar Co., BOBAF, France, World

Co. Ltd.

Branches: 244 in addition to its overseas branches and subsidiaries such as RIYAD

BANK London Branch, RIYAD BANK Agency - Houston, USA and RIYAD BANK

Representative office - Singapore.

No. of Employees: 4768

�1957/11/18 �� 1377/4/25 :�� 15 :��

�� %21.70 �� :�� !�� %8.0 !"�� #�� !$ & �%9.30 �� ' �� (�� !$ & �%21.60

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.' ��B�� < *�� ,�$�� !�$� �5�4768 :��

Chairman: Rashed A. Al Rashed

CEO: Talal I. Al Qudaibi

Board Members:

Abdullah I. Al Ayyadi

Dr. Abdulaziz S Aljarbou

Dr. Faris A. Abalkhail

Dr. Khaled H. Nahhas

Eng. Abdullah M. Al Essa

Muhammad A. Al Afaleq

Abdurrahman H. Sharbatli

Waleed A. Al Eisa

Nader I. Al Wahibi

Auditors: Deloitte & Touche Bakr Abulkhair

& Co., KPMG Al Fawzan & Al Sadhan

Address: P.O. Box 22622, Riyadh 11416

Tel: +966 1 401 3030

Fax: +966 1 404 2707

E-mail: [email protected]

Website: www.riyadbank.com.sa

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[email protected] :��- ��www.riyadbank.com.sa :��- �!� 45��

�� Bank Al Jazira

(��) 2011/12/31 �� 16.80 Price as of 31/12/2011 (SR)(�� ) � � �� 5,040,000 Market Cap. (SR '000)Beta 0.95 ��

�� (�� ) �� 300,000 Outstanding Shares ('000) Overview

BJAZ :�� www.gulfbase.com � �� For more information on this company, visit www.gulfbase.com and use symbol: BJAZ


31 �� Change (%)*2011201020092008200720062005Dec-31

(��) �� (%) ��Per Share Data (SR)�� --15.115.015.515.714.08.9Book Value

�� 948.01.00.10.10.72.76.62.9Earning Per Share �� 0.5--0.50.40.80.2Dividends (%) �� 49.5--67.514.011.45.3Payout Ratio (%)

�� 20.3519.6526.8054.0054.75140.6382.00Market Price High

�� 14.0015.5013.6513.3033.1947.2517.60 Low

��!� 3.016.9516.4519.1515.0549.1349.1379.35 Close

�� "��# 16.8N/M ب/مN/M 20.318.37.527.2ب/مP/E Ratio �� "��# -1.11.31.03.13.58.9P/B Ratio

(�� ) �� Income Data (SR '000)�$�&�� '!�� '��* -868,346961,2411,114,431908,968749,677530,911Special Commission Income

��+,�� '��* -��.* 4.61,208,0001,155,0661,171,0361,136,5441,446,7922,615,3961,318,602Total Operating Income�� "��$ --673,615631,274715,573609,592472,690293,359Gen. & Admin. Exp

�� /�0, 1�� 2$& --362,232412,08861,158(25,908)16,084118,724Prov.For Doubtful Debts�� $ 948.0303,00028,91227,524222,339805,2031,973,951874,392Net Profit

�� 3��4� -��.* 150,000--150,000112,500225,00046,400Total Dividends(�� ) �� Balance Sheet Data (SR '000)

/�� 5�� 6�$�� --8,187,7428,641,1666,162,0415,153,5517,395,7984,010,111Cash & balance with banks7�� --18,704,44215,504,09415,133,1539,879,2366,271,1206,910,913Loans

'��8� * --4,546,1714,283,6814,909,3684,963,6191,232,4672,343,590Investments�� 17.838,897,00033,018,22129,976,60427,519,70521,563,98815,712,87414,168,783Total Assets

9:�� --27,344,91822,142,47620,900,36815,647,08710,917,08810,816,143Deposits/�� '��; --388,7192,690,6391,366,645716,690173,560157,165Due to banks

��!"�� --28,212,53925,282,27022,781,88216,774,89911,462,72211,191,098Total Liabilities �� <�� 0.03,000,0003,000,0003,000,0003,000,0002,250,0001,125,000750,000Capital

��=� -;��>� --1,398,0001,390,0001,383,0001,327,0001,125,000580,000Statutory Reserves�� -;��>� --68,00068,00068,00068,00068,00068,000General Reserves

��#�� $� & --4,515,5184,485,8674,636,8024,697,5974,193,8452,670,069Owner's Equity(�� ') *� �� $�� Cash Flow Data (SR '000)

��+,�� '�;�,� 1 --50,588(1,082,255)590,0551,409,2931,815,886451,887From Operating Activities��8� ?� '�;�,� 1 --775,4981,257,148(469,087)(3,848,416)1,170,528152,831From Investing Activities

�� '�;�,� 1 --81,594(53,133)(136,907)(212,440)(47,643)200,260From Financing Activities�� -� (2�) 6�� --907,680121,760(15,939)(2,651,563)2,938,771804,978Increase (Decrease) in Cash

@�� A�� --377,717430,326489,133747,1221,921,166921,592Cash Flow�� +�� Key Ratios

(%)'��.��/�� 0.70.80.10.10.83.712.66.2Return on Assets (%)(%)1�C� �� >/�� --0.60.64.817.147.132.8Return on Equity (%)

(%)�� /7�� --68.470.072.463.157.463.9Loans / Deposits (%)(%) '��.��/1�C� �� > --13.715.016.921.826.718.8Equity / Assets (%)

�� ** Unaudited



�رات ا�� Zughaibi & Kabbani Financial Consultants 2 ا�� وا��

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45,000

1/2009 7/2009 1/2010 7/2010 1/2011 7/2011

Established: 21 June 1975


Major Shareholders: Rashid A. Al Rashid & Sons Co. 22.20%, Ittihad Al Ukhuwa

Dev. Co. 6.50%, National Bank of Pakistan 5.80%, Saleh A. M. Kamil 5.00%.

Activities: To provide commercial and islamic banking services locally and

internationally, such as investment advisory, asset management, international and

local brokerage services. In addition to providing corporate finance through a wide

range of Islamic financial intruments. Bank Al Jazira has become a premier bank in

the Kingdom that provides high net-worth individuals and corporations with

innovative Islamic financial solutions.

Branches: 50


�1975/6/21 �� 1395/6/12 :�� 3 :��

�� %22.20 �� :�� .%5.00 �� %5.80 !"��#�� !�� $"�� %6.50 ��"��

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.(5�� (��)#0 (�� '� �� <)1� 50 :��

1616 :��

Chairman: Taha A. Al-Quaiz

CEO: Nabeel D. Al Hoshan

Board Members:

Abdullah S. Kamel

Moh'd A. Al Anqari

Eng. Tarek O.Al Qasabi

Khaled O. Al Baltan

Eng. Abdulmajeed I. Al Sultan

Khalifa A. Al-Milhm

Mohammad A. Al Haqbani

Auditors: Deloitte & Touche Bakr

Abulkhair & Co., Ernst & Young.

Address: P.O. Box 6277, Jeddah 21442

Tel: +966 2 651 8070

Fax: +966 2 651 2478


Website: www.baj.com.sa

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21442 4�+ 6277 :C.D :��)�� +966 2 651 8070 :*��

+966 2 651 2478 :+�� [email protected] :%��+�"� ��

www.baj.com.sa :,��"� -�� ./��

*

�� The Saudi Investment Bank



SIBC :�� www.gulfbase.com � �� For more information on this company, visit www.gulfbase.com and use symbol: SIBC


31 �� Change (%)*2011201020092008200720062005Dec-31


�� 64.91.30.81.00.91.53.71.9Earning Per Share �� -------0.2Dividends (%) �� -------9.7Payout Ratio (%)


�� 14.8114.3611.5412.3125.6032.4825.23 Low

��!� (10.3)16.1518.0014.7313.5441.7838.7259.71 Close

�� "��# 12.623.115.514.528.010.630.9P/E Ratio �� "��# 1.21.11.13.43.66.2P/B Ratio

(�� ) �� Income Data (SR '000)�$�&�� '!�� '��* --1,674,3861,842,5232,540,6812,605,1032,505,3271,745,973Special Commission Income

��+,�� '��* -��.* (7.6)1,616,0001,749,2581,517,1581,938,0871,635,3452,556,2661,516,014Total Operating Income�� "��$ --501,880487,738361,655440,601422,064327,873Gen. & Admin. Exp

�� /�0, 1�� 2$& --738,000514,565967,537232,247--Prov.For Doubtful Debts�� $ 64.9708,000429,335521,626513,229822,1852,006,2581,064,220Net Profit

�� 3��4� -��.* -------103,125Total Dividends(�� ) �� Balance Sheet Data (SR '000)



9:�� --37,215,14238,247,42940,702,39132,768,27127,930,96927,858,060Deposits/�� '��; --4,896,0133,211,9505,208,9134,512,1014,447,0193,990,691Due to banks

��!"�� --43,349,85942,719,88146,987,76639,772,16734,843,30634,274,013Total Liabilities �� <�� 22.25,500,0004,500,0004,500,0004,500,0003,910,1602,406,2501,718,750Capital

��=� -;��>� --2,526,0002,418,0002,287,0002,158,0001,952,0001,450,000Statutory Reserves�� -;��>� -------687,500General Reserves


��+,�� '�;�,� 1 --(52,388)(4,982,310)2,851,2663,460,872(82,899)1,669,825From Operating Activities��8� ?� '�;�,� 1 --2,898,1912,317,5621,625,277(4,633,324)(1,045,098)(1,939,383)From Investing Activities

�� '�;�,� 1 --(8,678)491,397(1,436,715)-(129,938)1,327,650From Financing Activities�� -� (2�) 6�� --2,837,125(2,173,351)3,039,828(1,172,452)(1,257,935)1,058,092Increase (Decrease) in Cash

@�� A�� --1,133,193762,4911,055,356817,4571,329,7041,002,325Cash Flow�� +�� Key Ratios



�� ** Unaudited




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12,000

14,000

1/2009 7/2009 1/2010 7/2010 1/2011 7/2011


Paid up capital: SR 5.5 billion

Major Shareholders: GOSI 21.50%, Public Pension Agency 17.30%, Saudi

Oger Co. Ltd. 8.50%, JP Morgan Chase Int'l 7.40%, NCB 7.30%.

Activities: To provide commercial banking services to companies and

individuals.

Branches: 47


�1976/6/23 �� 1396/6/25 :�� .�� 5.5 :��

�� %21.50 �� :�� %7.40 �� !" !� �%8.50 #��$�� &�� ' � �17.30%

.%7.30 & �� !�� (�"�� .�� )�� ' �� *+�� *�� +�� :��

47 :�� 820 :��

Chairman: Dr. Abdulaziz A. Al-

O'Hali

GM: Musaed M.Al Munifi

Board Members:

Abdurrahman M. Al Rawaf

Dr. Abdurraouf M. A. Mannaa

Dr. Majid A. Al-Kassabi

Faysal M. Al-Bassam

Mishari I. Al Hussein

Abdallah S. Al-Dossary

Abdulaziz A. Al-Khamis

Auditors: PricewaterhouseCoopers Al

Juraid, Deloitte & Touche Bakr

Abulkhair & Co.


Tel: +966 1 477 8433

Fax: +966 1 477 6781


Web Site: www.saib.com.sa

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+966 1 477 6781 :�!�"[email protected] :��!�� #��

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�� Saudi Hollandi Bank



AAAL :�� www.gulfbase.com � �� For more information on this company, visit www.gulfbase.com and use symbol: AAAL


31 �� Change (%)*2011201020092008200720062005Dec-31


�� --19.317.017.313.812.911.1Book Value �� 30.63.12.40.33.71.32.93.2Earning Per Share

�� 1.0--0.60.60.61.2Dividends (%) �� 32.1--16.242.819.738.6Payout Ratio (%)


�� 24.5028.9029.3025.2031.2046.8350.89 Low

��!� 1.429.8029.4030.0032.0050.0050.5079.23 Close

�� "��# 9.612.3115.58.737.717.524.9P/E Ratio �� "��# -1.51.81.93.63.97.1P/B Ratio


��+,�� '��* -��.* 2.62,005,0001,954,0832,146,5622,111,1741,776,1571,946,4601,719,776Total Operating Income�� "��$ --679,983734,973746,695780,655584,861515,162Gen. & Admin. Exp

�� /�0, 1�� 2$& --388,7261,148,19625,485---Prov.For Doubtful Debts�� $ 30.61,032,000790,43185,9311,223,741438,569952,7941,051,857Net Profit

�� 3��4� -��.* -330,750--198,450187,866187,425405,500Total Dividends(�� ) �� Balance Sheet Data (SR '000)





��=� -;��>� --2,134,5001,936,5001,915,0001,609,0001,499,0001,260,000Statutory Reserves�� -;��>� --130,000130,000130,000130,000571,0001,015,000General Reserves


��+,�� '�;�,� 1 --(4,699,866)(59,479)281,7782,573,2143,756,97028,852From Operating Activities��8� ?� '�;�,� 1 --474,8856,078,384(5,979,700)(1,834,174)(6,500)(1,216,105)From Investing Activities

�� '�;�,� 1 ---(208,450)762,370(222,235)(507,918)(318,321)From Financing Activities�� -� (2�) 6�� --(4,224,981)5,810,455(4,935,552)516,8053,242,552(1,505,574)Increase (Decrease) in Cash

@�� A�� --1,052,9411,155,3021,159,804931,1171,283,4661,131,547Cash Flow�� +�� Key Ratios



�� ** Unaudited




24

29

34

39

44

49

54

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500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

5,000

1/2009 7/2009 1/2010 7/2010 1/2011 7/2011

Established: 20 December 1976

Paid up capital: SR 3,308 million

Major Shareholders: ABN Amro 39.90%, Olayan Saudi Investment Co.

Ltd. 20.80%, GOSI 9.60%.

Activities: To provide commercial banking services.

Branches: 44


�1976/12/20 �� 1396/12/29 :�� .�� 3.308 :��

�� 39.90% � �� :�� .%9.60 �� !�"�� #�� %20.80 $��&��

.�� '�� !��(�� )� :�� 44 :��

1391 :��

Chairman: Eng. Mubarak A. Al-

Khafrah

MD: Dr. Bernd Van Linder

Board Members:

Lubna S. Al-Olayan

Jan Koopman

Javier Maldonado

Dr. Fahad A. Al-Mubarak

Abdulhadi A. Shayif

Eyad A. Al-Hussain

Simon Penney

Sulaiman A. Al Qadi

Auditors: KPMG Al Fowzan & Al

Sadhan, Deloitte & Touche


Tel: +966 1 406 7888

Fax: +966 1 405 5536


Web Site: www.shb.com.sa

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11431 *�� 1467 :+ ., :�� +966 1 406 7888 :� ��+966 1 405 5536 :��!

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�� Banque Saudi Fransi (��) 2011/12/31 �� 38.80 Price as of 31/12/2011 (SR)(�� ) � � �� 28,060,704 Market Cap. (SR '000)Beta 0.87 ��


BSFR :�� www.gulfbase.com � �� For more information on this company, visit www.gulfbase.com and use symbol: BSFR


31 �� Change (%)*2011201020092008200720062005Dec-31


�� 3.94.03.93.43.93.84.23.1Earning Per Share �� --11.00.81.40.90.9Dividends (%) �� --2629.320.136.322.528.9Payout Ratio (%)


�� 34.7040.0032.6731.0344.1451.5744.68 Low

��!� (5.8)42.1044.7040.7035.0890.0364.4084.00 Close

�� "��# 10.511.511.99.024.015.527.4P/E Ratio �� "��# -1.81.91.85.85.08.5P/B Ratio


��+,�� '��* -��.* 4.34,585,0004,395,2294,294,9074,391,6413,694,4653,938,8323,093,630Total Operating Income�� "��$ --1,125,6851,034,0231,002,494865,056768,291675,463Gen. & Admin. Exp

�� /�0, 1�� 2$& --339,344574,62194,26542,01190,484134,858Prov.For Doubtful Debts�� $ 3.92,911,0002,801,0072,470,6152,805,6592,711,1103,006,9482,215,601Net Profit

�� 3��4� -��.* --723,214723,214562,500984,375675,000640,641Total Dividends(�� ) �� Balance Sheet Data (SR '000)





��=� -;��>� --6,072,1015,371,8494,754,1954,052,7803,375,0002,250,000Statutory Reserves�� -;��>� --982,857982,8572,590,0001,200,0002,500,0002,500,000General Reserves


��+,�� '�;�,� 1 --(1,253,260)634,363(263,628)8,768,6873,773,155(2,298,292)From Operating Activities��8� ?� '�;�,� 1 --(1,901,058)9,447,604(5,957,327)(5,186,217)1,800,615697,501From Investing Activities

�� '�;�,� 1 --(990,000)(776,711)2,175,565(940,796)(804,336)1,493,188From Financing Activities�� -� (2�) 6�� --(4,144,318)9,305,256(4,045,773)2,641,6744,769,434(107,603)Increase (Decrease) in Cash

@�� A�� --3,235,8442,991,7492,933,3102,690,7213,183,4262,401,252Cash Flow�� +�� Key Ratios

(%)'��.��/�� (0.2)2.12.32.12.22.73.83.3Return on Assets (%)(%)1�C� �� >/�� --15.615.720.024.132.030.8Return on Equity (%)


�� ** Unaudited




32

37

42

47

52

57

-

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

1/2009 7/2009 1/2010 7/2010 1/2011 7/2011


Paid up capital: SR 7232 million

Major Shareholders: Credit Agricole Corporate & Investment Bank

31.10%, GOSI 12.80%, Rashid A. Al Rashid & Sons Co. 9.80%.

Activities: To provide commercial banking services. BSF owns 32.5%

shares of Saudi Fransi Cooperative Insurance Co.

Branches: 83


�1977/6/4 �� 1397/6/17 :�� .�� 7232 :��

�� %31.10 �� :�� .%9.80 �� ! ��"�� %12.80 ��#��$�� "��

%32.5 &�� '�� "�� .&� �$�� &�� (�� )�� &�� *� :�� .'��"�� +�� &�� &��"�� &� ��

83 :�� 2681 :��

Chairman: Saleh A. O. Al Omair

MD: Patrice Couvegnes

Board Members:

Abdulaziz R. Al Rashed

Abdulaziz H. Al Habdan

Dr. Khalid Al-Mutabagani

Ibrahim M. Al Issa

Mousa O. M. Al Omran

Abdulrahman A. Jawa

Marc Oppenheim

Thierry P. M. Simon

Auditors: KPMG Al Fowzan & Al

Sadhan, PricewaterhouseCoopers


Tel: +966 1 404 2222

Fax: +966 1 404 2311

E-mail:

[email protected]

Website: www.alfransi.com.sa

�� $ :,��. /0!�� /�� <�0��0 <�� :+�� 12�

:,��- /!�� 3�1�'�,�� ,��

1�� 1��C ��-��;�� & .�

� �� > ��C��*1�� > 1��

6��. 1>�� /��

1�� ,� �� @�� 1�� -. �� -� -0 :�� +��&��

��0 <��C �� <�� E1�>� ��11554 7�� 56006 :G .2 :��2�

+966 1 404 2222 :��# +966 1 404 2311 :/��

:��- ��[email protected]

www.alfransi.com.sa :��- �!� 45��

��SABB



SABB :�� www.gulfbase.com � �� For more information on this company, visit www.gulfbase.com and use symbol: SABB


31 �� Change (%)*2011201020092008200720062005Dec-31


�� 53.43.92.52.73.93.54.13.3Earning Per Share �� --10.60.51.61.60.8Dividends (%) �� --2021.912.747.238.423.0Payout Ratio (%)


�� 33.0037.9039.0036.4043.5053.7550.43 Low

��!� 1.040.7040.3043.4043.2071.5058.88110.00 Close

�� "��# 10.616.116.011.120.614.532.9P/E Ratio �� "��# 2.02.52.85.14.711.0P/B Ratio


��+,�� '��* -��.* 1.24,899,0004,839,4215,160,2794,911,5284,373,9524,616,6903,820,401Total Operating Income�� "��$ --1,641,0561,566,2601,534,1491,324,2881,304,4391,085,908Gen. & Admin. Exp

�� /�0, 1�� 2$& --1,233,5261,496,483371,280396,264224,563107,765Prov.For Doubtful Debts�� $ 53.42,888,0001,883,1522,032,2772,920,0192,606,9393,040,2802,504,315Net Profit

�� 3��4� -��.* --372,500445,700371,7001,229,3001,167,300575,900Total Dividends(�� ) �� Balance Sheet Data (SR '000)





��=� -;��>� --5,458,8634,988,0754,480,0053,750,0003,750,0002,500,000Statutory Reserves�� -;��>� --------General Reserves


��+,�� '�;�,� 1 --806,223-280,57812,256,1311,374,9928,041,263(3,485,573)From Operating Activities��8� ?� '�;�,� 1 ---1,304,8385,703,958-14,760,4116,572,703-5,572,624(1,296,551)From Investing Activities

�� '�;�,� 1 --(10,699)(667,695)159,452-1,484,751726,3831,399,239From Financing Activities�� -� (2�) 6�� --(509,314)4,755,685-2,344,8286,462,9443,195,022-3,382,885Increase (Decrease) in Cash




�� ** Unaudited




32

37

42

47

52

57

62

67

-

1,000

2,000

3,000

4,000

5,000

6,000

7,000

1/2009 7/2009 1/2010 7/2010 1/2011 7/2011

Established: 21 January 1978


Major Shareholders: HSBC 40.00%, Olayan Saudi Investment Co. Ltd.

16.9%, GOSI 9.50%.

Activities: To provide commercial banking services. SABB owns 40%

shares in HSBC Saudi Arabia and 32.5% SABB Takaful.

Branches: 82


1978/1/21 �� 1398/2/12 :�� .�� 7.5 :��

�� %40.00 �� :�� .%9.50 ��!"#� $��! � �� &�� %16.9 '��(�� )!�#�

*� *� +, -!, /�� %40 0�� 0 !�� ./��"!�� /�� $��1�� /�� 2��! :��! 3� �� %32.5 � /�� /��

82 :�� 3053 :��

Chairman: Khaled S. Al Olayan

MD: David R. Dew

Board Members:

Fouad A. Bahrawi

Khalid A. Al Molhem

Khaled S. S. Al Olayan

Mohammad A. S. Al Samhan

Mohammad O. M. Al Omran

Simon N. Cooper

Sulaiman A. Al Muhaidib

Zarir J. Kama

Mohammad M. Al Tuwaijri

Auditors: Ernst & Young,

KPMG Al Fowzan & Al Sadhan

Address: P.O. Box 9084, Riyadh

11413

Tel: +966 1 405 0677

Fax: +966 1 405 0660


Web Site: www.sabb.com.sa

�� 1 :�� !"#� �� $�� 4�� :$�� %&��

:��'� "#� (�%��(� 3�� &�

2( �� 5�� 1�� 6�� 1

�(�� (�� (�� (� �� (�

�� "� ��3��

�� " ��7��"��!�� 7� ��(�

�8�� $��9 :)��*�� $��+��(�� 7�4�� *" 2� *� *�

11413 ;�� 9084 :3.< :��&��+966 1 405 0677 :,��+966 1 405 0660 :-��

[email protected] :)��-�'� ��www.sabb.com.sa :.��'� /"� 01��

�� Arab National Bank



ARNB :�� www.gulfbase.com � �� For more information on this company, visit www.gulfbase.com and use symbol: ARNB


31 �� Change (%)*2011201020092008200720062005Dec-31


�� 13.62.62.32.82.92.93.02.2Earning Per Share �� 31.61.00.80.80.8-0.40.6Dividends (%) �� 5.139.234.027.426.2-13.027.4Payout Ratio (%)


�� 26.0027.6119.6522.0232.2135.6534.96 Low

��!� (4.6)27.5028.8332.4223.8664.7741.7760.89 Close

�� "��# 10.812.811.68.222.414.228.3P/E Ratio �� "��# -1.61.91.65.24.58.2P/B Ratio


��+,�� '��* -��.* 0.84,541,0004,503,7814,493,4594,135,1833,956,2593,855,3723,141,692Total Operating Income�� "��$ --1,439,6161,408,8941,426,0931,308,1101,183,554971,174Gen. & Admin. Exp

�� /�0, 1�� 2$& --964,407526,58360,28167,13482,986248,390Prov.For Doubtful Debts�� $ 13.62,171,0001,911,0892,370,0122,486,1242,461,2022,504,7251,827,632Net Profit

�� 3��4� -��.* 30.8850,000650,000650,000650,000325,000499,980Total Dividends(�� ) �� Balance Sheet Data (SR '000)





��=� -;��>� --5,480,0005,000,0004,390,0003,766,0003,150,0002,500,000Statutory Reserves�� -;��>� -----1,950,0001,300,000780,000General Reserves


��+,�� '�;�,� 1 --8,482,560(3,936,364)14,838,1622,824,575(2,027,428)(7,156,780)From Operating Activities��8� ?� '�;�,� 1 --(9,495,638)4,708,535(8,202,928)(3,084,351)1,857,334766,033From Investing Activities

�� '�;�,� 1 --(643,207)(665,066)(1,383,949)(3,508)1,255,847841,240From Financing Activities�� -� (2�) 6�� --(1,656,285)107,1055,251,285(263,284)1,085,753(5,549,507)Increase (Decrease) in Cash




�� ** Unaudited




18

23

28

33

38

43

-

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

1/2009 7/2009 1/2010 7/2010 1/2011 7/2011

Established:13 June 1979


Major Shareholders: Arab Bank 40.00%, GOSI 10.80%, Rashid A. Al Rashid &

Sons Co. 9.90%, Al Jabr Trading Co. 5.60%.

Activities: To provide commercial banking services. ANB owns several

subsidiary companies 100% namely: ANB Trust Co. - Jersey, Island and ANB

Inv. Services S.A (ANBISSA) - Geneva, Switzerland assisted by Vontobel of

Switzerland.

Branches: Local 142, International 1 (UK)


�1979/6/13 �� 1399/7/18 :�� .�� 8.5 :��

�%10.80 �� %40.00 �� :�� .%5.60 �� %9.90 �!�� !�� "�# ��!�� !��

�� $�� &!� ��'�� .$� �� $�� (�� !)�� $�� !*� :�� +, +�� -�, ��'�� '�� :�� 100%

.$� �� $�� /� "�� 0�� (ANBISSA) 34 . (&!#�� $��) 1 ��! �142 ��)�! :��

3600 :��

Chairman: Salah R. A. Al Rashed

Managing Director: Rober M. Eid

Board Members:

Nader H. Al Amri

Ahmad A. Al Ogail

Hisham A. H. Al Jaber

Khaled M. Al Bawardi

Rashed S. Al Rashed

Nimah I. Sabbagh


Abulkhair & Co., Ernst & Young

Address: P.O. Box 56921, Riyadh

11564

Tel: +966 1 402 9000

Fax: +966 1 402 7747


Web Site: www.anb.com.sa

"�# �� !�� !�� 56( :�� !"� �� !��

!�� "� �� :#��$%�� :�� !"� &�$��

3 �� "�# !�� *�� 7�!�� !�#4

�� !�#�� 0�'��!�� 3! �� !�#� !��)

!�� !�� !�� 8��( +��

��4 �� 9�� !�; ��! :'��(�� #��)��.<�� , �� )��

11564 =�� 56921 :> .? :��%��+966 1 402 9000 :*��+966 1 402 7747 :+��

[email protected] :'��+�� www.anb.com.sa :,�� -!� ./��

�� Samba Financial Group (��) 2011/12/31 �� 43.80 Price as of 31/12/2011 (SR)(�� ) � � �� 39,420,000 Market Cap. (SR '000)Beta 1.05 ��


SAMBA :�� www.gulfbase.com � �� For more information on this company, visit www.gulfbase.com and use symbol: SAMBA


31 �� Change (%)*2011201020092008200720062005Dec-31


�� (2.9)4.84.95.15.05.45.84.5Earning Per Share �� 0.01.71.71.71.71.82.31.9Dividends (%) �� 1.034.533.532.633.333.639.241.9Payout Ratio (%)


�� 42.1050.2538.2042.0066.1783.3464.32 Low

��!� (23.9)46.6061.2550.5051.25120.0193.17130.01 Close

�� "��# 9.712.410.010.422.416.129.1P/E Ratio �� "��# -2.22.02.36.15.59.1P/B Ratio


��+,�� '��* -��.* (4.9)6,562,0006,900,5007,109,6407,011,9017,196,0387,272,7225,827,559Total Operating Income�� "��$ --1,774,2151,808,3181,974,0991,843,1391,687,8931,406,471Gen. & Admin. Exp

�� /�0, 1�� 2$& --558,792604,822267,082311,503263,676298,074Prov.For Doubtful Debts�� $ (2.9)4,305,0004,435,1234,560,1764,453,8394,828,2705,210,3704,018,251Net Profit

�� 3��4� -��.* 0.01,485,0001,485,0001,485,0001,485,0001,620,0002,040,0001,684,000Total Dividends(�� ) �� Balance Sheet Data (SR '000)





��=� -;��>� --9,000,0008,249,0547,110,7186,000,0005,557,1564,254,563Statutory Reserves�� -;��>� --130,000130,000130,000130,000130,000130,000General Reserves


��+,�� '�;�,� 1 --8,758,08524,192,8194,757,49816,437,4519,048,21071,095From Operating Activities��8� ?� '�;�,� 1 --(8,809,250)(1,056,385)(1,882,317)(16,093,794)(1,563,169)2,114,675From Investing Activities

�� '�;�,� 1 --(2,200,413)(1,657,456)(1,608,599)(4,334,519)(784,299)(995,080)From Financing Activities�� -� (2�) 6�� --(2,251,578)21,478,9781,266,582-3,990,8626,700,7421,190,690Increase (Decrease) in Cash


(%)'��.��/�� (0.1)2.22.42.52.53.14.23.7Return on Assets (%)(%)1�C� �� >/�� --17.420.422.427.134.131.1Return on Equity (%)


�� ** Unaudited




37

42

47

52

57

62

67

-

10,000

20,000

30,000

40,000

50,000

60,000

1/2009 7/2009 1/2010 7/2010 1/2011 7/2011

Established: 12 February 1980


Major Shareholders: PIF 22.90%, Public Pension Agency 15.00%, GOSI

11.40%.

Activities: To provide commercial banking services. SAMBA has a fully-

owned subsidiary company specializing in mutual funds: Samba Financial

Group Fund Management Ltd. (Guernsey), Crescent bank Pakistan 68%.

Branches: 68 branches in Saudi Arabia in addition to its branches in London,

Dubai, and Pakistan.


�1980/2/12 �� 1400/3/26 :�� 9 :��

�%15.00 �� %22.90 �� :�� .11.40% ��

��! �� !�� " #�!�� .�� $�� :�� #�! �(&�� ) �� !�� :�� '� �� &� ��$��

.%68 *��! �� .*��!� �&!� �*�� &� �� +�, ��-'�! �� ! �� &� /�� 68 :��

3135 :��

Chairman: Eisa M. Al Eisa

Managing Director: Sajjad Razvi

Board Members:

Dr. Ibrahim O. Nazer

Dr. Fahd Al Haseen

Ali H. Alireza

Mousa A. Al Rubaian

Mohammad S. Al Ghofaili

Ahmad M. Al Omran

Zaki A. Al Musa

Khaled A. Al Abdulkareem

Auditors: Ernst & Young, Al-Juraid & Co.


Tel: +966 1 477 4770

Fax: +966 1 477 4770 Ext. 1200


Website: www.samba.com

Tlx: 400195 S.J.

� �� > � �� :,��. /!�� /�� -�� . :+�� 01�

:,��- /!�� 2�0�'�=�� C�� .�

1�$>�� .� �#� -�� 1� > -��

1�� 0�� -��+�� $ �> 1�� > �>�

� �� 1 >�� -0��0�� 1>�� &

E�0�,� ��.�� FG�� ' ��* :�� +��&��11421 7�� 833 :I.2 :��1�

+966 1 477 4770 :��#1200 K��>� +966 1 477 4770 :/��

[email protected] :��- ��www.samba.com :��- �!� 34��

.-. <* 400195 :/�!�

�� Al Rajhi Bank(��) 2011/12/31 �� 69.25 Price as of 31/12/2011 (SR)(�� ) � � �� 103,875,000 Market Cap. (SR '000)Beta 1.07 ��


RJHI :�� www.gulfbase.com � �� For more information on this company, visit www.gulfbase.com and use symbol: RJHI


31 �� Change (%)*2011201020092008200720062005Dec-31


�� 9.04.94.54.54.44.34.93.8Earning Per Share �� 8.33.33.02.83.01.80.51.2Dividends (%) �� (0.4)66.166.561.069.041.99.232.0Payout Ratio (%)


�� 65.0070.5040.6047.0063.0078.7556.40 Low

��!� (16.3)69.5083.0071.2556.00117.2386.85162.60 Close

�� "��# 14.118.415.812.927.317.843.3P/E Ratio �� "��# -4.13.73.17.56.518.1P/B Ratio

(�� ) �� Income Data (SR '000)$��&� '� �*� +��,---9,091,3508,959,9639,423,2728,583,1167,658,2665,950,867Total Investment Income��./�� $��- +��,- 7.212,502,00011,661,13211,505,29210,575,2679,321,0969,509,8987,751,442Total Operating Income

�� "��0 --2,629,1562,651,7472,436,7642,136,9291,769,6791,424,370Gen. & Admin. Exp�� 1�2/ 3�� 40* --1,908,8181,760,7271,227,423443,240252,644535,973Prov.For Doubtful Debts

�� 0 9.07,378,0006,770,8296,767,2286,524,6046,449,6577,301,8915,633,327Net Profit�� 5��6� +��,- 8.34,875,0004,500,0004,125,0004,500,0002,700,000675,0001,800,000Total Dividends

(�� ) �� Balance Sheet Data (SR '000)1�� 7�� 8�0�� --19,475,19611,413,02014,193,79413,931,84410,695,87211,113,764Cash & balance with banks

9�� ----914,228909,918719,387226,884Loans$��&� - --28,887,44227,139,0561,610,406104,875,44589,563,18880,134,684Investments

�� 19.6221,000,000184,840,910170,729,729163,373,224123,868,292105,208,74495,037,981Total Assets:;�� --143,064,037122,861,840118,741,04292,756,13673,397,98070,112,192Deposits

1�� $��< --5,414,1816,102,0737,901,6302,593,0903,473,2463,434,549Due to banks��!"�� --154,523,121141,988,845136,341,425100,262,18085,029,26881,568,687Total Liabilities

�� =�� 0.015,000,00015,000,00015,000,00015,000,00013,500,0006,750,0004,500,000Capital��>� +<��?� --12,111,88410,419,1778,727,3707,096,2195,483,8053,658,332Statutory Reserves

�� +<��?� -----197,6501,400,0001,400,000General Reserves��#�� $� & --30,317,78928,740,88427,031,79923,606,11220,179,47613,469,294Owner's Equity

(�� ') *� �� $�� Cash Flow Data (SR '000)��./�� $�<�/� 3 --7,506,29410,370,1432,848,9054,138,824(1,377,687)4,414,584From Operating Activities

��&� '� $�<�/� 3 --(565,819)(618,744)(630,182)(885,451)(597,504)(529,820)From Investing Activities�� $�<�/� 3 --(4,500,000)(6,375,000)(2,550,000)(2,700,000)1,425,000(2,925,000)From Financing Activities

�� +� (4�) 8�� --2,440,4753,376,399(331,277)553,373(550,191)959,764Increase (Decrease) in Cash@�� A�� --9,032,7608,832,7028,135,4287,181,0567,738,0356,322,494Cash Flow�� +�� Key Ratios

(%)$��,��/�� (0.3)3.33.74.04.05.26.95.9Return on Assets (%)(%)3�C� �� ?/�� --22.323.624.127.336.241.8Return on Equity (%)

(%)�� /9�� ----0.81.01.00.3Loans / Deposits (%)(%) $��,��/3�C� �� ? --16.416.816.619.119.214.2Equity / Assets (%)

�� ** Unaudited




37

47

57

67

77

87

97

-

10,000

20,000

30,000

40,000

50,000

60,000

1/2009 7/2009 1/2010 7/2010 1/2011 7/2011



Major Shareholders: Sulaiman A. S. Al Rajhi 19.90%, Saleh A. S. Al Rajhi 15.10%, GOSI

9.90%, Abdullah A. S. Al Rajhi 5.90%.

Activities: Engaged in commercial banking and investment activities in accordance to Islamic

Sharia on its own account and/or on behalf of its customers, in Saudi Arabia and abroad. AL

RAJHI Bank owns more than 99% of ten subsidiary companies namely : Al Rajhi Aviation (1,

5) Ltd. - Jersey, Arpent Inv. Ltd. - Jersey, SPC Ltd. - British Virgin Islands, Arpent VAT Ltd. -

U.K., Al Rajhi Inv. Corp. Ltd. - London, Pixie N.V. - Netherland Antilles, Nahri Inv. Ltd. -

Jersey, ARA 1 Co. Ltd. - Jersey, Al RAJHI Co. for Development Ltd. - Riyadh.

Branches: 477


�1987/6/23 �� !�1407/10/26 :�� "�� 15 :��

#$%�� &��' �� &��' �%19.90 #$%�� &��' �� :�� .%5.90 #$%�� &��' �� )�� %9.90 *��%+� ��,�� *�� *-�� %15.10

#$%�� /�'� �� .��01� �� $+ 2�3�� 4+�� %�� '�� "��5� �� :�� ,��6 �#��% ! ��$�� (5 �1) ��9�� #$%�� :#�� %99 �� ,� �� 10 ;�� ! ��$�� ,��6 ��%�� <�� ! ��$�� # #� =6 �#��!% ! ��!$�� ,�>,�

��$�� 40� ?�@, ��,� �,+��, ! #� �� #�� ,� A ��$�� 40� #$%�� $��.B�� A ��$�� 9�� #$%�� #��% ! ��$�� (1) ��C �� #��% !

477 :�� 8307 :��

Chairman: Sulaiman A. Al Rajhi

CEO: Abdullah S. Al Rajhi

Board Members:

Abdullah A. Al Rajhi

Ali A. Al Shudy

Eng. Salah A. Aba Al Khail

Mohamed A. Al Rajhi

Mohamed A. Al Rajhi

Mohamed O. A. Al Bishr

Saeed O.K. Al Esayi

Sulaiman S. Al-Rajhi

Abdulaziz K. Al Ghafili

Badr M. Al Rajhi

Auditors: PricewaterhouseCoopers Al

Juraid, Ernst & Young


Tel: +966 1 211 6000

Fax: +966 1 460 0922


Website: www.alrajhibank.com.sa

+?,�� 3�� :.��+?,�� 3�� D�� :*/�0�� .��

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E��,�� 2 =��C�� =�� :�� +��&��F�� $ ��-

11411 9�� 28 :H.4 :��3� +966 1 211 6000 :��#+966 1 460 0922 :.��

[email protected] :��- ��www.alrajhibank.com.sa :��- �!� 45��

�� Bank Al Bilad



ALBILAD :�� www.gulfbase.com � �� For more information on this company, visit www.gulfbase.com and use symbol: ALBILAD


31 �� Change (%)*2011201020092008200720062005Dec-31

(�.�) �� (%) ��Per Share Data (SR)�� --10.310.010.710.410.19.7Book Value

�� 257.51.10.3-0.80.40.20.6-0.3Earning Per Share �� --------Dividends (%) �� --------Payout Ratio (%)

�� 20.3022.4029.1044.0047.25180192Market Price High

�� 16.4017.9017.6021.3028.2536126 Low

��!� 1.519.8519.5520.9028.0040.2539.75169.60 Close

�� "��# 18.163.5-25.267.2N/M 67.0ب/مN/M ب/مP/E Ratio �� "��# -1.92.12.63.93.917.6P/B Ratio

(�� ) �� Income Data (SR '000)$��&� '� �*� +��,---646,192572,254669,237714,746373,631109,251Total Investment Income��./�� $��- +��,- 25.01,374,0001,099,132909,055888,376778,568654,899163,488Total Operating Income

�� "��0 --606,158654,986559,446537,157400,559172,985Gen. & Admin. Exp�� 1�2/ 3�� 40* --289,547363,34719,80365,1887,019-Prov.For Doubtful Debts

�� 0 257.5330,00092,320(248,389)125,06972,459178,119-98,092Net Profit�� 5��6� +��,- --------Total Dividends

(�� ) �� Balance Sheet Data (SR '000)1�� 7�� 8�0�� --6,529,6874,123,7245,019,4708,132,296827,0001,393,718Cash & balance with banks

9�� ---------Loans$��&� - --1,610,9181,534,4391,882,5291,349,2359,835,2285,211,605Investments

�� ! 31.327,727,00021,116,68617,411,19216,051,78916,635,83811,281,3647,005,424Total Assets:;�� --16,932,41513,720,62710,971,04512,689,2857,858,0593,915,450Deposits

1�� $��< --382,42948,327639,098---Due to banks��"#�� ! --18,013,72514,409,01012,838,94913,531,7318,257,0194,106,101Total Liabilities

�� =�� 0.03,000,0003,000,0003,000,0003,000,0003,000,0003,000,0003,000,000Capital��>� +<��?� --52,24629,16693,91162,64444,529-Statutory Reserves

�� +<��?� --------General Reserves��$�� & --3,102,9613,002,1823,212,8403,104,1073,024,3452,899,323Owner's Equity

(�� ') *� �� Cash Flow Data (SR '000)��./�� $�<�/� 3 --1,314,197(717,567)(3,965,582)1,963,4054,598,822(1,387,438)From Operating Activities

��&� '� $�<�/� 3 --(66,881)(17,181)(61,931)(142,602)(250,801)(382,441)From Investing Activities�� $�<�/� 3 --(8)(154)13(377)(39,025)2,997,415From Financing Activities

�� +� (4�) 8�� --1,247,308(734,902)(4,027,500)1,820,4264,308,9961,227,536Increase (Decrease) in Cash@�� A�� --483,923295,510328,562241,411254,340(89,365)Cash Flow�� +�� Key Ratios

(%)$��,��/�� 0.81.20.4(1.4)0.80.41.6(1.4)Return on Assets (%)(%)3�C� �� ?/�� --3.0(8.3)3.92.35.9(3.4)Return on Equity (%)

(%)�� /9�� --------Loans / Deposits (%)(%) $��,��/3�C� �� ? --14.717.220.018.726.841.4Equity / Assets (%)

�� ** Unaudited




16

18

20

22

24

26

28

30

-

5,000

10,000

15,000

20,000

25,000

30,000

1/2009 7/2009 1/2010 7/2010 1/2011 7/2011

Established: 04 Nov. 2004


Major Shareholders: Mohammad I. M. Al Subaei 11.60%, Abdullah I. M. Al

Subaei 11.10%, First Investment Co. 7.4%, Abdurrahman S. A. Al Rajhi

6.90%, Abdurrahman A. S. Al Rajhi 6.50%.

Activities: The bank is engaged in providing commercial and investment

banking services in accordance to Islamic Sharia.

Branches: 78


�2004/11/04 �� 1425/09/21 :�� 3 :��

�� %11.60 �� :�� %6.90 �� %7.4 �� !� "# $�� 11.10%

.%6.50 �� "�� $�� #�! &�'�� "� ��(�� "�� )��*�� '� �� +,�� -�$, �� :��

."��(� 78 :��

1961 :��

Chairman&MD: Musaed M. Al Snani

CEO: Khaled S. Al Jaser

Board Members:

Ibrahim A. Al Subeaei

Dr. Ibrahim A. Al Barrak

Dr. Abdurrahman I. Al Humayyid

Ali O. Al Zaid

Adib A. Al Zamil

Abdurrahman M. R. Addas

Nasser M. Al Subeaei

Khaled A. Al Mukairin

Khaled A. Al Rajhi

Mohammad A. Al Quwais


Abulkhair & Co., KPMG Al Fowzan &

Sadhan

Address: P.O. Box 140 Riyadh 11411

Tel: +966 1 479 8888

Fax: +966 1 479 8898


Website: www.bankalbilad.com.sa

+�� ? �� :,��- /"�� /�� ,�� 3�� * :*0�1�� /��

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+966 1 479 8888 :��$+966 1 479 8898 :/��

:��- �� [email protected]

www.bankalbilad.com.sa :��- �"� 56��

�� Alinma Bank



ALINMA :�� www.gulfbase.com � �� For more information on this company, visit www.gulfbase.com and use symbol: ALINMA


31 �� Change (%)*2011201020092008200720062005Dec-31

(��) �� (%) ��Per Share Data (SR)�� --10.410.410.3Book Value

�� 2735.50.30.010.10.3Earning Per Share �� -----Dividends (%) �� -----Payout Ratio (%)

�� 10.8013.0514.5521.00Market Price High

�� 8.7510.3510.0010.75 Low

��!� (11.0)9.3510.5012.7011.10 Close

�� "��# 32.5N/M 88.542.7ب/مP/E Ratio �� "��# -1.01.21.1P/B Ratio

(�� ) �� Income Data (SR '000)$��&� '� �*� +��,------Total Investment Income��./�� $��- +��,- 109.61,388,000662,220615,314338,666Total Operating Income

�� "��0 --552,013356,784203,112Gen. & Admin. Exp�� 1�2/ 3�� 40* -----Prov.For Doubtful Debts

�� 0 2735.5431,00015,200215,360389,981Net Profit�� 5��6� +��,- -----Total Dividends

(�� ) �� Balance Sheet Data (SR '000)1�� 7�� 8�0�� --6,460,91014,207,4734,069Cash & balance with banks

9�� -----Loans$��&� - --2,623,5891,000,14114,973,028Investments

�� 37.936,783,00026,668,73717,306,39315,556,388Total Assets:;�� --8,315,8781,497,528-Deposits

1�� $��< --2,254,016--Due to banks��!"�� --11,048,1851,701,052166,407Total Liabilities

�� =�� 0.015,000,00015,000,00015,000,00015,000,000Capital��>� +<��?� --155,135151,335-Statutory Reserves

�� +<��?� -----General Reserves��#�� $� & --15,620,55215,605,34115,389,981Owner's Equity

(�� ') *� �� $�� Cash Flow Data (SR '000)��./�� $�<�/� 3 --(10,442,636)(1,868,859)(14,493,950)From Operating Activities

��&� '� $�<�/� 3 --(363,003)(1,000,756)(501,981)From Investing Activities�� $�<�/� 3 ---15,000,00015,000,000From Financing Activities

�� +� (4�) 8�� --(10,805,639)12,130,3854,069Increase (Decrease) in Cash@�� A�� --110,207683,898-Cash Flow�� +�� Key Ratios

(%)$��,��/�� 1.11.20.11.22.5Return on Assets (%)(%)3�C� �� ?/�� --0.11.42.5Return on Equity (%)

(%)�� /9�� -----Loans / Deposits (%)(%) $��,��/3�C� �� ? --58.690.298.9Equity / Assets (%)

�� ** Unaudited




9

10

11

12

13

14

15

16

0

200000

400000

600000

800000

1000000

1200000

1400000

1/2009 7/2009 1/2010 7/2010 1/2011 7/2011

Established: 28 March 2006


Major Shareholders: Public Pension Agency 10.70%, GOSI 10.00%,

PIF 10.00%.

Activities: Alinma Bank (ALINMA) is engaged in providing all types

of banking and investment services in compliance with Islamic Sharia.

Branches: 34


2006/03/28 :�� 15 :��

�� %10.70 �� :�� .%10.00 �� %10.00 ��

�� !� "�� #�� $�&� �� :��'�� & ��() *� ��

34 :�� 1052 :��

Chairman: Abdulaziz A. Al Zamil

CEO: Abdulmohsen A. Al-Fares

Board Members:

Dr. Sulaiman M. Al Turki

Saad A. Al Kathiri

Dr. Saad A. A. Al Ghamdi

Dr. Abdurrahman H. S. Al Harkan

Mohammad Y. Al Naghi

Ibrahim F Al-Ghufaili

Abdulmohsen A. Al Husein

Auditors: Al Juraid & Co.

PricewaterhouseCoopers, Ernst & Young


Tel: +966 1 2185555

Fax: +966 1 2185000


Website: www.alinma.com

�� D�� :,��- .!�� .��=�� 3 ?�� :*/�0��

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3� ?�� 3 ?�� G��2 =��C �� =�� :�� +��&��

H�� $ ��11586 9�� G66674 I.4 :��3�

+966 1 2185555 :��# +966 1 2185000 :.��

[email protected] :��- ��www.alinma.com :��- �!� 45��

(��) �� Methanol Chemicals Co. Ltd. (CHEMANOL)(��) 2011/12/31 �� 11.45 Price as of 31/12/2011 (SR)(�� ) � � �� 1,380,870 Market Cap. (SR '000)Beta 1.25 ��


CHEMANOL :�� www.gulfbase.com � �� For more information on this company, visit www.gulfbase.com and use symbol: CHEMANOL


31 �� Change (%)*2011201020092008200720062005Dec-31


�� 4.912.311.711.711.55.65.41.5Book Value �� 1062.30.60.10.20.30.20.40.3Earning Per Share

�� --------Dividends (%) �� --------Payout Ratio (%)

�� 16.3517.151917---Market Price High

�� 10.1012.751010--- Low

��!� (25.1)12.1016.1515.4011.15--- Close

�� "��# 20.8N/M 84.235.2ب/م---P/E Ratio �� "��# 1.01.41.31.0---P/B Ratio

(�� ) �� Income Data (SR '000)$�� 40.8829,737589,495402,302570,669461,369376,218311,812Sales

�� &' 61.3191,813118,91697,348121,985104,166110,99098,432Gross Profit�� "��* (5.9)18,04119,17119,89521,83220,70516,60216,713Gen & Admin Exp

�� * 1062.370,2126,04122,05538,23624,68444,47239,738Net Profit�� +��,� -��&' --------Total Dividends

(�� ) �� Balance Sheet Data (SR '000)�� (10.3)122,115136,170270,441374,69612,8012,06323,487Cash

$��.� ' --------Investments�� $��&� 15.4506,180438,569484,097609,950268,200346,404128,791Current Assets�� $��/ (61.3)255,398659,889252,729211,685335,846261,476169,743Current Liabilities

�� (2.1)3,027,1803,092,7723,032,7272,639,9201,300,875956,870426,981Total Assets��!"�� (8.0)1,543,7671,677,9971,622,1481,249,577622,765303,444245,027Total Liabilities

�� 0�� 0.01,206,0001,206,0001,206,0001,206,000603,000603,000150,000Capital$��/��1� 40.124,54417,52316,91914,71310,8898,4213,974Reserves

��#�� $� & 4.91,483,4131,414,7761,410,5801,390,343678,110653,426181,954Owners Equity(�� ') *� �� $�� Cash Flow Data (SR '000)

��23�� $�/�3� 4 42.6114,59680,38770,15536,75130,13816,34069,854From Operating Activities��.� 5� $�/�3� 4 69.7(74,792)(246,879)(473,547)(953,079)(330,091)(519,798)(68,516)From Investing Activities

�� $�/�3� 4 (267.2)(53,859)32,220299,1371,278,224310,692482,03413,408From Financing Activities�� -� (6�) 7�� 89.5(14,055)(134,271)(104,256)361,89510,738(21,424)14,745Increase (Decrease) in Cash

8�� 9�� 101.0260,490129,61762,27784,44264,16874,46568,523Cash Flow�� +�� Key Ratios

(%) �� &' :�; 3.023.120.224.221.422.629.531.6Gross Profit Margin (%)(%) �� * :�; 7.48.51.05.56.75.411.812.7Net Profit Margin (%)

(%)$��&��/�� 2.12.30.20.71.51.94.79.3Return on Assets (%)(%)4�;� �� 1/�� 4.34.70.41.62.83.66.821.8Return on Equity (%)

�� 200.02.00.71.92.90.81.30.8Current Ratio(%) �� (14.5)104.1118.6115.089.991.846.4134.7Leverage (%)

(%) $��&��/4�;� �� 1 3.349.045.746.552.752.168.342.6Equity/Assets (%)

�� ** Unaudited




9

11

13

15

17

19

21

0

50000

100000

150000

200000

1/2009 7/2009 1/2010 7/2010 1/2011 7/2011

Established: 1989


Major Shareholders: Yousuf A. Kanoo Co. Ltd. 11.20%, Al Zamil Group Holding

Co. 11.20%, Al Mazroui Holding Co. 5.00%, Mohammad Jalal & Sons Co. 5.00%.

Activities: Methanol Chemicals Co. Ltd. is engaged in production and marketing of

specialized Petrochemical products for industrial and commercial use, such as

Formaldehyde Solution, Urea Formaldehyde Concentrate, Hexamethylene Tetramine,

Paraformaldehyde,Urea Formaldehyde Powder Resin,Melamine Formaldehyde

Powder Resin,Melamine Urea Formaldehyde Powder Resin, etc.


1989 : �� 1206 :��

�� %11.20 �� :�� %5.00 �� %11.20 ��

.5.00% !��"�� #��"� $�"�& �' (��) �� *�� !��+�� ,�� *�"� :��

��-� ��/��0� �+�� *� ��"� �� 1 !��2"�& !3 �112"� ��"� ��"�� /��'�� !��"� ��/��'�� "" ��*��/ ��/��'��

.4� ��"�� /��'�� !��"� ��"�� /��0� �� !��"�532 :��

Chairman: Abdullah M. Al Mazroui

CEO: Khaled I. Al Rabeah

Board Members:

Khaled A. A. Al Zamil

Adeeb A. H. Al Zamil

Badr A. Kanoo

Abdulmohsen F. Al Nafisi

Sami M. Y. Jalal

Hamad M. H. Al Manie

Mishal H. A. Kanoo

Auditors: KPMG Al Fozan & Al Sadhan

Address: P.O. Box 3139 Dammam

31471

Tel: +9663 8338831

Fax: +9663 8342283


Website: www.chemanol.com

� �� 5�� :��!� "#� ��6�� 7�/��& ��2 :$��

:��!� "#� %�&�� 5 �� 2

�� 5 �� 8��9�� 6� ��

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;�� 6��

��0� �� 7 �� :'��(�� )��*��

7�� 1234 8 .< :��+��+966 3 8338831 :,��+966 3 8342283 : ��

[email protected] :'��!� ��www.chemanol.com :-��!� ."� /0��

(��) �� National Petrochemical Co. (PETROCHEM)(��) 2011/12/31 �� 22.45 Price as of 31/12/2011 (SR)(�� ) � � �� 10,776,000 Market Cap. (SR '000)Beta 0.96 ��


PETROCHEM :�� www.gulfbase.com � �� For more information on this company, visit www.gulfbase.com and use symbol: PETROCHEM


31 �� Change (%)*2011201020092008200720062005Dec-31

(��) �� (%) ��Per Share Data (SR)�� (1.4)9.79.89.94.6Book Value

�� (51.2)(0.1)(0.1)(0.1)0.0Earning Per Share �� -----Dividends (%) �� -----Payout Ratio (%)

�� 25.0023.0517.40-Market Price High

�� 16.0513.6512.80- Low

��!� (8.9)20.5022.5015.55- Close

�� "��# N/M ب/مN/M ب/مN/M ب/م-P/E Ratio �� "��# 2.12.31.6-P/B Ratio

(�� ) �� Income Data (SR '000)$�� -----Sales

�� &' -----Gross Profit�� "��* 236.947,86614,20725,1691,838Gen & Admin Exp

�� * (51.2)(64,467)(42,633)(60,591)17,802Net Profit�� +��,� -��&' -----Total Dividends

(�� ) �� Balance Sheet Data (SR '000)�� (18.9)1,706,6552,103,1413,272,0881,513,014Cash

$��.� ' -----Investments�� $��&� (13.4)1,831,4192,115,1783,276,1311,548,554Current Assets�� $��/ (32.4)48,87772,33755,21266Current Liabilities

�� 9.219,996,26618,319,55214,581,0703,772,914Total Assets��!"�� 14.713,680,86011,928,2029,732,1191,555,112Total Liabilities

�� 0�� 0.04,800,0004,800,0004,800,0002,200,000Capital$��/��1� 0.01,7801,7801,7801,780Reserves

��#�� $� & (1.4)4,650,1114,714,5784,757,2112,217,802Owners Equity(�� ') *� �� $�� Cash Flow Data (SR '000)

��23�� $�/�3� 4 73.2(196,753)(734,921)654,154342,369From Operating Activities��.� 5� $�/�3� 4 60.0(1,960,865)(4,899,819)9,080,898(2,249,172)From Investing Activities

�� $�/�3� 4 (60.6)1,761,1324,465,79310,185,8183,419,817From Financing Activities�� -� (6�) 7�� (133.9)(396,486)1,168,9471,759,0741,513,014Increase (Decrease) in Cash

8�� 9�� (12439.4)(31,850)(254)(8,139)42,625Cash Flow�� +�� Key Ratios

(%) �� &' :�; -----Gross Profit Margin (%)(%) �� * :�; -----Net Profit Margin (%)

(%)$��&��/�� (0.1)(0.3)(0.2)(0.4)0.5Return on Assets (%)(%)4�;� �� 1/�� (0.5)(1.4)(0.9)(1.3)0.8Return on Equity (%)

�� 28.237.529.259.323462.9Current Ratio(%) �� 41.2294.2253.0204.670.1Leverage (%)

(%) $��&��/4�;� �� 1 (2.5)23.325.732.658.8Equity/Assets (%)

�� ** Unaudited




13

15

17

19

21

23

25

27

0

50000

100000

150000

200000

250000

300000

350000

400000

450000

500000

1/2009 7/2009 1/2010 7/2010 1/2011 7/2011

Established: 08 September 2007


Major Shareholders: Saudi Industrial Investment Group 50.0%, General

Organization for Social Insurance (GOSI) 16.20%, Public Pension Agency 16.20%

Activities: National Petrochemical Co. (PETROCHEM) is engaged in

establishing, developing, operating, managing, and maintaining of petrochemical,

gas, and oil factories; in addition to wholesale and retail trading in petrochemical

materials, products and derivatives, as well as owning lands and real estate.

No. of Employees: 7

2007/09/08 :�� .�� 4800 :��

�� %50.0 �� :�� .%16.20 �� %16.20 ��

�� !�� "�� # ��$��&�� !�� $�� !�� :�� # '(�� )�� #�*+�& ��&�� (�� $��&�� ,��

.�� *��-� /0�� 1�� $��&��7 :��

Chairman: Hamad S. Al Sayyari

Vice Chairman: Sulaiman M. Al

Mandeel

MD: Abdurrahman S. Al Smaeel

Board Members:

Abdulaziz A. Al Khamis

Firaj M. Abu Thunayyan

Haitham M. Al Hamidi

Mohammad A. Al Haqbani

Abdullah M. Al Fayez

Auditors: Ernst & Young

Address: P.O. Box

Tel: +966 1 2192522

Fax: +966 1 2192523

E-mail:

[email protected]

Website: www.petrochem.com.sa

�� :�� :��

�� : �� :��

��

�� !��

"�� #��$ :�� 11625 %�� 99833 & .' :��

+966 1 2192522 :��+966 1 2192523 :��

:�� !��[email protected]

:"�� #�� $%��www.petrochem.com.sa

(��) �� Saudi Basic Industries Corp. (SABIC)(��) 2011/12/31 �� 92.50 Price as of 31/12/2011 (SR)(�� ) � � �� 277,500,000 Market Cap. (SR '000)Beta 1.62 ��


SABIC :�� www.gulfbase.com � �� For more information on this company, visit www.gulfbase.com and use symbol: SABIC


31 �� Change (%)*2011201020092008200720062005Dec-31


�� 14.346.040.336.134.330.424.320.8Book Value �� 35.79.77.23.07.39.06.86.4Earning Per Share

�� --3.51.53.02.53.33.1Dividends (%) �� --48.849.640.927.849.348.0Payout Ratio (%)


�� 82.5076.7533.6042.3077.9181.8783.30 Low

��!� (8.1)96.25104.7582.5051.50165.4187.70210.76 Close

�� "��# 9.914.627.37.018.413.033.0P/E Ratio �� "��# 2.12.62.31.55.43.610.1P/B Ratio

(�� ) �� Income Data (SR '000)$�� 25.0189,922,534151,970,027103,105,167150,809,596126,204,40486,327,86278,253,536Sales

�� &' 27.962,107,50248,546,67928,618,98347,261,65047,950,17635,228,02233,084,330Gross Profit�� "��* 24.913,309,16910,654,0848,634,2079,171,9926,903,6534,341,9023,914,352Gen & Admin Exp

�� * 35.729,212,70821,528,6659,073,72222,029,84327,022,27220,293,94219,159,685Net Profit�� +��,� -��&' --10,500,0004,500,0009,000,0007,500,00010,000,0009,200,000Total Dividends

(�� ) �� Balance Sheet Data (SR '000)�� (0.7)50,294,14650,648,38757,197,18651,027,58645,876,79539,556,76428,172,569Cash

$��.� ' --------Investments�� $��&� 12.9132,255,107117,099,370106,463,68495,454,97498,305,26573,974,44156,280,845Current Assets�� $��/ (4.1)42,493,25744,304,71432,172,57426,580,00733,682,63824,941,87621,947,116Current Liabilities

�� 5.1332,362,397316,244,903296,861,302271,759,989253,731,081166,588,820136,950,480Total Assets��!"�� (4.7)143,108,312150,098,324144,231,102125,118,376119,234,80966,098,58351,728,943Total Liabilities

�� 0�� 0.030,000,00030,000,00030,000,00030,000,00025,000,00025,000,00020,000,000Capital$��/��1� 15.084,780,66173,753,39669,478,08958,355,61542,686,39633,368,61128,296,900Reserves

��#�� $� & 14.3137,993,369120,782,061108,254,796102,932,47491,154,03172,883,15962,340,617Owners Equity(�� ') *� �� $�� Cash Flow Data (SR '000)

��23�� $�/�3� 4 40.641,663,64629,624,93526,832,10946,229,84546,655,30934,734,90633,135,996From Operating Activities��.� 5� $�/�3� 4 39.3(11,963,775)(19,702,535)(24,635,613)(29,806,609)(73,703,935)(17,867,006)(10,626,649)From Investing Activities

�� $�/�3� 4 (86.5)(30,054,112)(16,111,199)3,973,104(11,272,445)33,520,657(5,483,705)(17,581,909)From Financing Activities�� -� (6�) 7�� 94.6(354,241)(6,548,799)6,169,6005,150,7916,472,03111,384,1954,927,438Increase (Decrease) in Cash

8�� 9�� 28.658,817,88745,734,02427,818,26246,262,42149,103,24437,793,70935,014,704Cash Flow�� +�� Key Ratios

(%) �� &' :�; 0.832.731.927.831.338.040.842.3Gross Profit Margin (%)(%) �� * :�; 1.215.414.28.814.621.423.524.5Net Profit Margin (%)



(%) $��&��/4�;� �� 1 3.341.538.236.537.935.943.845.5Equity/Assets (%)

�� ** Unaudited




28

38

48

58

68

78

88

98

108

118

128

-

50,000

100,000

150,000

200,000

250,000

300,000

350,000

400,000

1/2009 7/2009 1/2010 7/2010 1/2011 7/2011

Established: 6 September 1976


Major Shareholders: Public Investment Fund 70%, General Organization for

Social Insurance 5.3%.

Activities: Petrochemical industries, fertilizers, iron and steel, aluminum, other

hydrocarbon-based industries, construction of projects for supplying SABIC

with its needs of raw materials and marketing of products inside Saudi Arabia

and abroad.


�1976/9/6 �� 1396/9/13 : �� 30 :��

�� %70 �� :�� .5.3%

!�� " #$ �� &� �'�� (�� )��&� ��*� �+�� :�� #�� ,� ��(� ��+ -+�� /�� /0�� 1� �2�� 3�2�4 -�5* ��+ *� ��6��

.�*�� 7 �#� #�� 6��33000 :��

Chairman: H. H. Prince Saud bin

Thenayan Al-Saud

Vice Chairman & CEO:

Eng. Mohammed H. Al Madi

Board Members:

Abdullah M. Al-Issa

Mohammed S. Abanumay

Dr. Abdurrahman A. Al-Humaidi

Bander A. Al-Waely

Abdullah A. Al-Homoodi


Address:

P.O. Box 5101, Riyadh 11422

Tel: +966 1 225 8000

Fax: +966 1 225 9000


Website: www.sabic.com.sa

�� :��

�� .� :� ��

:��

��

�� :��

11422 !�� 5101 :� .� :��+966 1 225 8000 :!��"+966 1 225 9000 :�#�$

[email protected] :��#�� %�� :&�� '�� ()��www.sabic.com.sa

(��) �� Saudi Arabian Fertilizers Co. (SAFCO)(��) 2011/12/31 �� 182.00 Price as of 31/12/2011 (SR)(�� ) � � �� 45,500,000 Market Cap. (SR '000)Beta 0.90 ��


SAFCO :�� www.gulfbase.com � �� For more information on this company, visit www.gulfbase.com and use symbol: SAFCO


31 �� Change (%)*2011201020092008200720062005Dec-31

(��) �� (%) ��Per Share Data (SR)�� 15.132.828.528.132.124.119.019.2Book Value

�� 27.116.412.97.217.18.84.64.4Earning Per Share ��

--12.012.013.04.04.43.4Dividends (%) ��

--92.8166.375.945.395.576.4Payout Ratio (%)�� 194.25161.50127.00272.50167.20254.40228.16Market Price High

�� 142.25116.7573.0063.0077.2076.8066.88 Low

��!� 10.2176.00159.75121.0089.75158.8091.20213.60 Close

�� "��# 10.712.416.85.218.019.848.5P/E Ratio �� "��# 5.45.64.32.86.64.811.2P/B Ratio

(�� ) �� Income Data (SR '000)$�� 33.35,051,2383,789,4722,740,7085,235,7603,104,7231,831,2521,823,985Sales

�� &' 40.03,765,2412,689,9621,709,7464,340,6572,206,8071,038,3301,074,666Gross Profit�� "��* 30.288,61668,04252,12491,11070,44149,88042,060Gen & Admin Exp

�� * 27.14,109,7653,234,6211,804,2874,279,7882,209,2251,151,3241,100,150Net Profit�� +��,� -��&'

--3,000,0003,000,0003,250,0001,000,0001,100,000840,000Total Dividends(�� ) �� Balance Sheet Data (SR '000)

�� 44.63,261,0722,255,9262,964,4973,918,0611,573,006594,238304,139Cash$��.� '

--------Investments�� $��&� 29.44,707,9553,637,2504,074,9765,160,7482,809,9021,555,2841,113,587Current Assets�� $��/ (17.3)521,141629,9501,029,582738,540808,825589,002415,619Current Liabilities

�� 11.39,326,0378,378,6998,807,8299,850,0378,082,6626,728,7516,207,325Total Assets��!"�� (10.3)1,116,2831,244,5441,793,0591,816,0782,068,3261,989,3741,419,257Total Liabilities

�� 0�� 0.02,500,0002,500,0002,500,0002,500,0002,000,0002,000,0002,000,000Capital$��/��1� 0.01,295,1051,295,1051,295,1051,295,1051,545,1051,545,1051,545,105Reserves

��#�� $� & 15.18,209,7547,134,1557,014,7708,033,9596,014,3374,739,3774,788,068Owners Equity(�� ') *� �� $�� Cash Flow Data (SR '000)

��23�� $�/�3� 4 78.54,114,0942,304,3042,231,1524,231,2942,414,9761,004,992922,659From Operating Activities��.� 5� $�/�3� 4 (82.3)83,909473,91152,070162,15328,971138,232(782,791)From Investing Activities

�� $�/�3� 4 8.4(3,192,857)(3,486,786)(3,236,786)(2,048,392)(1,465,179)(853,125)(211,259)From Financing Activities�� -� (6�) 7�� 241.91,005,146(708,571)(953,564)2,345,055978,768290,099(71,391)Increase (Decrease) in Cash

8�� 9�� 39.74,130,7382,957,3371,979,5284,569,2602,436,1111,136,2421,096,022Cash Flow�� +�� Key Ratios

(%) �� &' :�; 3.674.571.062.482.971.156.758.9Gross Profit Margin (%)(%) �� * :�; (4.0)81.485.465.881.771.262.960.3Net Profit Margin (%)



(%) $��&��/4�;� �� 1 2.988.085.279.681.674.470.477.1Equity/Assets (%)

�� ** Unaudited




60

80

100

120

140

160

180

200

220

-

5,000

10,000

15,000

20,000

25,000

30,000

1/2009 7/2009 1/2010 7/2010 1/2011 7/2011

Established: 6 September 1965.


Major Shareholders: SABIC 42.90%, GOSI 16.70%.

Activities: Manufacturing and marketing of urea, ammonia, melamine and

sulfuric acid as well as chemical fertilizer products in Saudi Arabia and

abroad. SAFCO has investments in affiliate companies such as the National

Chemical Fertilizer Co. (Ibn Al Baytar) 50%, Arabian Industrial Fibers Co.

(Ibn Rushd) 3.7% Yanbu National Petrochemicals Co. (Yansab) 1.69%.


.�1965/9/6 �� 1385/5/11 :�� 2.5 :��

.%16.70 �� %42.90 �� :�� !��"� #��$�� &�� :��

'�� .�(� �)� *�� )�+ �� *�� ,+��&� �� #��) *�� /��0� *�� %50 ( �2�� #��) *�� :*�� 3�� 4� *��5��

.%1.69 ('��) �� *��2�� *� 3 �%3.7 (+3 990 :��

Chairman: Eng. Mohammed H. Al-

Mady

Vice Chairman: Fahad S. Al-Shuaibi

GM: Eng. Abdullah A. Al Bakr

Board Members:

Abdullah A. Al-Assaf

Abdulaziz S. Al-Anbar

Ibrahim M. Al Saif

Mohammed H. Al-Ohali

Nasser A. Al-Sayyari


Address:

P.O. Box 553, Dammam 31421

Tel: +966 3 340 6617

Fax: +966 3 341 1257


Website: www.safco.com.sa

�� . :�� :��

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31961

+966 3 340 6617 :"#�$+966 3 341 1257 :��%

:��#�� [email protected]

www.safco.com.sa :ا�� ا�

SSMG 1-15

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Transcript of SSMG 1-15