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Transcript of SSC2011_Scott Bernstein 2011
Helping Places Work for People—New Tools for Measuring & Applying Location Efficiency to Deliver Community
BenefitsScott Bernstein, President
Center for Neighborhood TechnologySolutions for Sustainable Communities, NHC/CHP
September 27, [email protected]
www.cntenergy.orghttp://htaindex.org
What Is Infrastructure & Why Is It Important
• Shared area-wide assets that provide essential services to a common standard
• Involve tangible networked distribution to neighborhoods and communities
• Generally currently delivered through regional governments or utilities
• Starting to be delivered through distributed networks
• The cost of land + infrastructure == ½ the full cost of delivering the built environment
• Natural gas, electricity, water, sewerage, stormwater, local roads, highways, mass transit, telecommunications and fire/school/police
• $50-$100k/unit + land
Similar Choices Comprise a Vision:
• Bottling Rainstorms and “Treating” Them
• Streets to Maximize Traffic & Speed
• Bypass Communities with Long-Distance Highways & Aviation
• Expand Electric Utility Capacity
• Expand Car Ownership
• Invest to Promote Consumption
Catching Raindrops Where They Fall
Streets to Connect People and What They Do Routinely
Reconnect Communities with Inter-City Rail
Increase Buildings & Community Efficiency
Communities that Come with Local Amenities and Shared Vehicles
Invest to Increase Productivity and Reduce Cost of Living
Requires
• Smart use of existing data sources• New data• Ability to apply in ways that support better
decisions
Purposes
• Review research into the location efficiency of neighborhoods and regions and its application to estimating the combined costs of housing and transportation
• Examine some recent applications: foreclosure research, mortgage lending, counseling, State QAP tax-credit allocation, transit area planning
What Do State and Regional Transportation Goals Say About the Economy? Too often out of synch…
MnDOT Statewide Transportation Plan 2009-2028
• Maintaining infrastructure• Minimize travel time delays
through expanded highways and transitways
• Expand networks for safe biking and walking
• Connect to national high-speed rail network
• Link to cost-competitive high-speed rail network
• Provide access to all persons & businesses w/ no undue burden on one community
• Maintain consistency with State energy & environmental goals
Met Council Regional Development Framework
• Accommodate growth in a flexible, connected & efficient manner
• Slow the growth in traffic congestion while improving mobility
• Encourage expanded choices in housing locations and types
A Century Ago
• Home economics movement taught household budgeting and cost of living reduction
• “Keep your carfare at 3-5 percent of income”
• “Don’t ever go into debt for an automobile”
• Auto companies countered with installment loans and palm cards to help sell
• Home ec was squeezed out by Drivers Ed
• Kids today are taught exactly how to go into debt at age 15
U.S. Household Expenditures
• Housing• Transportation• Both costs are driven in
part by location• High transportation
costs can make seemingly affordable housing unaffordable.
Source: U.S. Department of Labor, Bureau of Labor Statistics, Consumer Expenditure Survey, 2007; and personal communication as of November 2008.
Sample Performance Measure:What Is Location Efficiency and How Can It Help Address the Perfect Storm of Climate Change and Economic Recession?
How is Location Efficiency Determined- Explain Using Regression?(Memorize This…Or….. )Veh/Hh, VMT/Veh and VMT/Hh in metropolitan San Francisco
2336.0$
000112.03471.0
312.600519.111520.22722.4
2386.1
Tr
H
Pe
RA
HHhVeh P
22136$
01743.00704.0102759.015041.0103860419.0
PPed
H
P
TA
H
Veh
VMT
VMT
Hh
Veh
Hh
VMT
Veh
For the 3 metropolitan areas, the R2 = 79 – 96% for Veh/Hh and 80 – 94% for VMT/Hh.
H/RA is Households/Residential Acres, H/TA is Households/Total Acre, $/P is Income/Capita,P/H is Persons/Hh, Tr is Zonal Transit Density and Ped is Ped/Bicycle Friendliness
Reported in: John Holtzclaw,* Robert Clear, Hank Dittmar, David Goldstein and Peter Haas,Location Efficiency: Neighborhood and Socio-Economic Characteristics Determine Auto Ownershipand Use---Studies in Chicago, Los Angeles and San Francisco. Transportation Planning and Technology,Vol. 25(1),pp 1-27, March 2002. http://www.tandf.co.uk/journals/online/0308-1060.html
Also reported at http://www.sierraclub.org/sprawl/transportation/holtzclaw-awma.pdf
Peer-reviewed byBrookings and National Academy of Sciences 2008
Easily Visualized Graphically— Location Efficiency: As Density + Transit Choice Increase, VMT Goes Down. Curve Works for 337 US Regions, London, Paris, &and 37 Japanese Cities
Driving vs Residential Density
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Even Easier to See:Mapping the Benefit
• Good transit access yields one less car per household
• Lowers cost of living by $5-8,000
• Equivalent of increasing income 10-20 percent tax free
Driving vs Residential Density
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Another Approach— Indexing Truer Affordability
https://htaindex.orgHow Housing Affordability is Usually Calculated—Then and Now
•Historically: Traced to 19th Century ideal—A Week’s Pay for a Month’s Rent•Today benchmark affordability is defined as housing costs/Income less than or equal to 30 Percent of target population AMI•Problem—Doesn’t include cost of transportation
Transportation Cost Model
Housing + Transportation Costs Vary by Place Across the US
Percentages for working families with incomes between $20k - $50k
Effect of ‘Drive ‘til You Qualify’: Transport Costs Can Exceed Housing Costs for HHs Earning$20-$50,000
• Transportation emissions can also equal or exceed emissions from residential energy
• Creates “driving to green buildings” challenge
% Income
10-15 miles out
Chicago MSA 1999-2008Median Income Grew from $51046 to $61295 Mean Grew from $67768 to $82623
• Growth in median income was $854/month
• Growth in H+T costs was $803
• Left just $51/month for all other expense increases, e.g., food, medical, mortgage resets
• Better in places with more transport choice, worse in the exurbs
<10k10k-15k
15k-25k25k-35k
35k-50k50k-75k
75k-100k100k-150k
150k-200k200k+
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Distribution & Disposition of Household Incomes in the Greater Bay Area 1999 and 2008
• Household income grew $11033 or $920/month
• Housing + Transportation costs grew $917
• Left just $3/month to pay for all other increased expenses: food, medical, mortgage resets
All cohort shares <$100k dropped
Largest decile share wentFrom $50-75k in 1999 to$100-$150k in 2008
http://htaindex.org
Chicago MSA Mirror Images—Net Net Density 0-347 HH/RA v. 6600 to 30,400 VMT/HH/Year
Mirror Images Again—Net Density 0-347 vs.0.5 – 2.2 Vehicles Per Household
One Click Shows Area of Highest VMT
Another Shows Urban Form or Lack Thereof
Another Shows Area of Lowest VMT
Explaining the “affordability squeeze” in Chicago…
4170/5898 areas are affordable at H<=30% AMI3198/5898 areas are affordable at H+T<=45% AMI388,000 additional households financially stressed
In most efficient areas, cost of living increase from spike kept to 2%, in least efficient areas increased 9%
Similar effects in Metro Portland OR…
Or in Metro Portland Maine
For AMI SF Bay Area Households:1.5/2.6M HHs in 2690/4571 = 59% in H<=30, Drops to1.2/2.6M HHs in 2201/4571 = 48% in H+T<=45
For Households Earning 80% of AMI:Housing-Only Affordability from 5 to 107 w/ Avg. = 40%H+ T Affordability from 18 to 129 w. Avg. =58%
Sample Applications
We Can Use This Knowledge To—
• Protect consumers against “hidden” costs by providing better information
• Analyze trends & compare across HH types• Define housing needs for public policy purposes• Encourage coordination of housing and
transportation policies• Inform sub-Federal planning efforts• Predict the ability of a household to pay rent or
mortgage• Improve financial / housing counseling• Help make the case for and package alternative
financing for accelerated transit system build-out
Index is Being Adopted At Several Levels
• HUD and DOT are using to screen sustainable communities and TIGER grant applications
• MPOs in Bay Area, Chicago, DC and elsewhere using to re-screen, prioritize LRTP investments
• Experimental counseling tools—Phoenix, East Bay, Chicago
• MTC in Bay Area used to justify helping capitalize TOD investment fund
• State of Il. new act requires five agencies to screen investments
• City of El Paso TX now uses to direct affordable housing to areas of low transportation costs
• Portland, others using to help create a typology of TODs that takes affordability and equity into account
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Can Gas Price Spikes Help Provide Early Warning of Defaults and Foreclosures?
The lower the TCI, the greater the number of foreclosed properties by Census Block Group
Foreclosures increase once the average annual VMT per Block Group exceeds 15,000
Ten Years of Foreclosures in Metro Chicago—A Central City + Suburban ProblemHighest in Areas with Large Transportation Cost and Use of Variable Rate Financing.
1998 2008
Analysis of publicfilings by CNT
Foreclosure Rates in Chicago 2000 and 2008Highest in Areas of High T-Cost and Extensive Use of Variable Rate Financing
Count of Bankruptcies in Chicago Metro Area 2007 and 2007-2010 Source: PACER
2007 2007-2010
Location Efficient Mortgage Demo 2000-2005, Idea Was Well Received, No ForeclosuresSeems to Have Outperformed Market
41
H+T Index and Affordable Housing In Illinois, 2001-2008
• 2005 Illinois Comprehensive Housing Plan• 2010 H+T Affordability Act (PA 96-1255) requires 5
agencies (Housing, Transportation, Economic Development, Capital Development, Finance) to take combined costs into account in siting or awarding of support
• Chicago Metropolitan Agency on Planning or CMAP’s Go To 2040 plan, 2010
• National support – Partnership for Sustainable Communities
• Increasing state and local interest
42
What We Examined
• CNT analyzed 248 developments approved by IHDA from 2001-2008 in the Chicago region
• Evaluated whether the Housing Task Force, QAP, comprehensive housing plan and other policies have impacted transportation costs and job access of IHDA-financed developments
• Identified national best practices and opportunities to improve policies and programs
4343
IHDA is leading the way
• 2010 QAP promotes TOD, jobs-housing balance and proximity to services
• IHDA has been a partner in innovative programs like the Regional Housing Initiative and Preservation Compact
• Housing Task Force and linkages working group
But continued improvement is needed to
remain on the cutting edge…
44
We examined distribution of LIHTC-funded developments in metro area
IHDA Production 2001-2004 and 2005-2008
1,255
5,780
2,557
3,543
5,400
6,310
0
1,000
2,000
3,000
4,000
5,000
6,000
7,000
City of Chicago Suburban Cook Collar Counties
Location
To
tal
Inco
me
Res
tric
ted
Un
its
2001-2004
2005-2008
Sources: Illinois Housing Development Authority, Center for Neighborhood Technology
45
T Costs in IHDA Developments Outperform the Regional Average
Average Transportation Burdens for 80% AMI Households
21.7%($748 per month)
20.6%($710 per month)
15.0%
16.0%
17.0%
18.0%
19.0%
20.0%
21.0%
22.0%
23.0%
IHDA Average Regional Average
Ave
rag
e T
ran
spo
rtat
ion
Bu
rden
Sources: Illinois Housing Development Authority, Center for Neighborhood
Average Monthly Transportation Costs for 80% AMI Housholds in IHDA Developments
$829$797
$587
$0
$100
$200
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$400
$500
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$700
$800
$900
City of Chicago Suburban Cook Collar Counties
Location
Ave
rag
e M
on
thly
T
ran
spo
rtat
ion
Co
st
Sources: Illinois Housing Development Authority, Center for Neighborhood Technology
46
But Transportation Costs Rise as Transportation Choice Shrinks
Average Annual Transportation Costs in Neighborhoods with IHDA Developments (80% AMI Household)
$9,393$7,473
$10,423
$0
$2,000
$4,000
$6,000
$8,000
$10,000
$12,000
Bus and Train Access Only Bus Access No Bus or Train Access
Transit Access
An
nu
al T
ran
spo
rtat
ion
Co
st
$8,520Average Cost in
all IHDA Neighborhoods
Sources: Illinois Housing Development Authority, Center for Neighborhood Technology
47
Used GIS to Determine Rail Transit Access for IHDA Units
Train Access for Units in Chicago
26%
9%
65%
Train Access for Units in the Collar Counties
17%
7%
76%
Train Access for all Units
42% 39%
19%
Less than 1/2 Mile toStation
Less than One Mile toStation
No Train Access
Sources: Illinois Housing Development Authority, Center for Neighborhood Technology
Train Access for Units in Suburban Cook
60% 25%
15%
48
Rail access of newly approved LIHTC-funded units improved between the two periods
Train Access for IHDA LIHTC Units 2001-2004
32%40%
28%
Less than 1/2Mile to Station
Less than OneMile to Station
No Train Access
Sources: Illinois Housing Development Authority, Center for Neighborhood Technology
Train Access for IHDA LIHTC Units 2005-2008
26%
20%
54%
Sources: Illinois Housing Development Authority, Center for Neighborhood Technology
49
Walkable Transit in ¾ of Suburban Units
Walkable Transit Access for the Collar Counties
57%
17%26%
Walkable Transit Access for Suburban Cook
28%15%
57%
Walkable Transit Access for all Units
15%
39%
46%
Less than 1/2 Mile to Station
Bus Route Within 1/4 Mile
No Walkable Transit Access
Sources: Illinois Housing Development Authority, Center for Neighborhood Technology
Three Case Studies
51
Casa Morelos
• Annual T Cost: $7,094• Pilsen Neighborhood• CTA Orange Line, Metra
BNSF• Walkable street network
in compact neighborhood
• Close to bus routes, stores and Pilsen Industrial Corridor
52
Ogden Manor
• Annual T Cost: $8,846• Downtown Naperville• Less than one mile to
Metra BNSF station• Across from high school• ¼ mile to shopping• Job-rich• AHPAA non-exempt
(9.4% affordable)
53
• Annual T cost: $10,233
• Adjacent to Hanover Park Milwaukee District West Station
• Good job access• RTA TOD plan• Few nearby
amenities• Not walkable
West Line Apartments (Prairie Station)
54
Development Name Casa Morelos Ogden Manor Westline Apartments
Location Pilsen Neighborhood Naperville Hanover Park
Family Units 41 24 265
Average Annual Transportation Cost at
80% AMI
$7,094 $8,846 $10,233
Median Income $27,361 $49,798 $48,625
Transit Commute Share 23% 11% 6%
Average Car Ownership 1.0 1.5 2.0
VMT 9,786 13,389 17,686
Transit Connectivity Score 4,468 180 106
Average Block Size (acres) 1.9 5.3 8.2
Jobs earning <$3,333 per month within 10 miles
495,894 107,446 95,861
Jobs earning <$3,333 per month within 5 miles
318,563 47,607 25,062
55
IHDA Recommendations
• Add transportation cost criteria to QAP
• One-click access to Index by property address via Abogo at
• http://abogo.cnt.org
56
• Leverage geographic set-asides to better target desirable neighborhood characteristics and reward walkable access to amenities
Recommendations
57
• Improve Live Near Work scoring category with LED data—
• Cooperative federal data venture between Census, BLS and BTS
Recommendations
LA-Southland showing all current Metro, Metrolink, Amtrak lines + proposed Expo, Foothill Extension, Orange Line North BRT, Pettis Valley, SB E St BRT & Wilshire Lines
Existing Stations on Metro (84 stations on 6 lines) & Metrolink (53 stations on 7 lines)
Metro service only—Avg in ½ mile around stations•Avg net density =12.2, High = 38 at Wilshire/Normandie, Low = 2.75 at Douglas/Rosecrans Gr•Avg block size = 8.64 Acres, Low = 1.28 at 5th St. Blue, High = 47.1 at El Segundo/Nash Green•Avg % workers who take PT, Bike, Walk or Work at home =23, High = 63 @ Little Tokyo/Arts,
low = 3 @ Mariposa/Nash Green•Avg Autos/HH = 1.2, Low = 0.36 @ Pershing Sq., High = 2.04 at Aviation Green•Avg % HHs owning Zero or 1 Car = 65, High = 95 @ 7th/Metro Center, Low =32 Orange BRT•Avg T-cost as % Median Income = 17.7, Low = 10.5 @ 7th/Metro Ctr, High = 24 Mariposa/Nash Gr
Metrolink service only—Avg in ½ mile around stations•Avg. net density = 4.5 HH/Res Acre, High = 14.3 in Burbank, Low = 1.28 in Commerce/Orange•Avg. block size = 23.2 Acres, Low = 3.73 in Downtown Pomona, High = 53 in E. Ontario Station•Avg. % Workers Who Take PT, Bike, Walk, or Work at Home = 6.2, High = 51 Oxnard, Low=3 Industry•Avg. Autos/HH=1.6, Low = 1.04 in Sun Valley, High = 2.29 in Industry•Avg % of HHs Owning Zero or 1 car = 48, High = 75 in Sun Valley, Low = 28 in Industry•Avg. T-Cost as % Med Income = 20.1, Low =14.9 in Downtown Pomona, High = 28.5 in Upland
Comparing MTA station areas, Metrolink station areas, and Regional Averages (Unweighted)
MTA Metrolink RegionNet Density 12.2 4.5 4.88Block Size 8.6 23 112Non Drive Workers 23 6.2 12Autos/HH 1.2 1.6 1.7% 0-1 Auto 65 48 45.5T-Cost 17.7 20 21
Thank You!
• [email protected]• www.cnt.org• http://htaindex.org• http://toddata.cnt.org• http://abogo.cnt.org