SPM and Governance

8/9/2019 SPM and Governance

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Mainstreaming Social

Performance

Governance

July 30,2010Davao City


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To inspire the marginalized women and theirfamilies to discover their God- given dignity andenabling them to rise above all forms of poverty and

respond to social and environmental concerns.To deliver excellent professional service with ateam spirit.

To Share with other anti- poverty institution andorganization our expertise grounded on experience.


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The effective translation of our mission into practice(social performance management) is guided by the

following four dimensions.

Outreach to

the poorest

Membership Portfolio

Management

Staff, Members

& Community

Adaptation of

Products &

Services

Corporate Social

Responsibility

Empowerment &

Participation

Members

Leadership


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Using PPI as a tool to ensure the recruits are from the targetbottom 50% poor women. (We survey the whole community toestablish its potential

Adding just a few social indicators to the survey (eg. family size,house ownership, size and quality, ) set a baseline for comparisonover time

Survey repeated only once a year efficiently provides membersprogress. The system allows comparison of poverty probabilityfor loan size, years of membership, product use through link to

loan tracking database


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Using a simple database system provides instant reporting forBranch management. (No special Research Department exists)

Finally surveying all exiting members allows us to see if ASHI hasbeen of any help!

PPI allows use to compare an the resulting index with the National

Poverty Level to establish the probability of the individual, orgroup of being among the poorest.


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Professor Muhammad Yunus founder of GrameenBank

Defines Micro-credit as small loans with small frequent repaymentsif a borrower fails to pay, one should not be quick to blame the borrower

but the Designer of the Institution who fails to do the job

ASHI product design policies

1 Longer loan terms to consider a Members cash flow

2Advance through the cycle based members choice or credit

rating3 Strict monitoring of use of loan according to contract

4Response system for members with difficulties

A variety of products for situations and needs

5


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Loan Products

General Loan (business)

Educational Loan

House Repair Loan

Enterprise Loan (linked to business cycle)

AgriLoan (linked to cropping cycle)

Savings Products

Personal savingsChildrens savings (educational)

Group fund savings

Insurance Savings Products

Damayan members insurance benefit savings

Pension savings

Special Loan for victims of calamity and fortuitous events


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Products and services areDrawn through dialogueswhere members participate inevaluation and consensusbuilding for improvement orchange,


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Womens & Childrens

The ASHI Leadership Path

Members training curriculum for Group Chair and Center Chiefprepare the leader for more responsibility

Grameen Groups Center Chief Branch Officer Board Representative

Community Leadership Opportunities

Barangay Council

Barangay Chair

Political Educational

School Council

Parish Council


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Group Chair and Center Chief have a responsibility inmonitoring the loan process

Regional consultation with the President, focus on aproduct or issue and result in changes and improvements

Each region elects a representative to the Board they havefull voting rights and attend all meetings


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The members We Serve

We treat thepeople we serve not

as clients but asmembers- meaningthat they participatein decision makingfor theimprovement ofASHI services aswell as their groupsand center.


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Focus success

away from

traditional

performance

figures

Improved

organizational

communication

Improvementin the lives of

ASHIs

members in

economic &

social terms

Membersacquired not

only self-

confidence but

also dignity


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Social network are builtthrough the structure of thecenter where Vision andmission are postedtogether with the basicprinciples on which

decisions are made suchas the 9 operatingprinciples and 10 decisions


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Section 4- Responsibilities and duties of enrolled members

4.1 Definition an enrolled member is a person whosemembership in the organization is conferred by the Board of trusteesthrough an affirmative vote of a majority (50%+1) of its members.

4.2 Qualifications the person sought to be enrolled must:

a. be formally invited by the Board

b. be of good moral character and adheres to a simplelifestyle in solidarity with the poor;

c. be committed to share her/his expertise for the benefit

of the organization;

d. be prepared to visit center and Branch activitiesoccasionally and take interest in poverty eradicationprojects and integral human development.

e. be disposed to forego compensation in any form in

return for her /his service to the organization;


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Family time

How does ASHI mainstream SPM within

governance structure

ASHI deliberately patterned targets using the dimension of SPI asKey Result Area

Leadership as

champion Mgt TrainingSPI Tools for

auditCenterwise Planning

Branch level monitoring uses SPI

Branch set up

Curriculum

Political Educational

Story tellingl

Career Pathing


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Overhaul the engine and transmission: This represents operations, the drivingforce of ASHI

Rebuild the Chassis : Representing finance and admin, the source onwhich all of ASHI runs

Repair the seats and attract people : To represent the members desk,

concerned for members comfort and safety

Restore the body, the human resource, providing direct communication withthe members


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Just as it is important for the driver to know the condition of the various componentsof the jeep so it is for the President she must know the condition of the departments

in ASHI

We need a driver: the President (representing the Board of Trustees) who setsthe strategic direction and maintains the momentum of ASHI


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1235000

BrakeHigh Beam

A set of wires connects the gauges and warning lights to the variouscomponents of the jeep, these wires which carry information represent the

MIS department

The President mustknow the outreach

The loan

outstanding

Be warned ofincreasing

arrears

Watch theuse of fundsKnow when to add a

service or program

Understand thefeelings andhealth of the

staff

When to focuson a calamity

or emergency


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ManagementTraining Gender

Mainstreaming

Exit Survey& analysis

Asset

Management

TreasuryManagementKiva Journal

& Profiles

MemberTraining

Calamityresponse

Outreach

Loanportfolio

ExpansionAreas

GrameenSystem &Policies

Branch &RegionalAccounts

QMT

Purchases

Budgets

Recruitment &Promotion

Code of

Discipline

Staff Benefits

Staff Training

LoanTracking

PPI

reports

Accountingsoftware

PresidentBrakeHigh Beam

Lets consider then that the Dash Board

represents the Management Team,

The team still lacks someone to bring all informationtogether this will be the

Information Manager

MicroInsurance

Partnerships

INSOL,TPP, LED,

ForeignPartnerships

SHIELD

Agri.program

Audit

Internal &External

ExpansionAreas

GrameenOperations

Manager

Finance &Admin Manager

Members DeskManager

Human ResourceManager

InformationManager

Management Team

SPM and Governance

Documents

Transcript of SPM and Governance