Solving Loan Processing Through Automation

©2017 Zia Consulting, Inc. All Rights Reserved.

Introduction

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Pat MyersEVP & Co-Founder

at Zia Consulting


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CurrentChallenges

Expensive:

Spending $15-$30

per package

Timing:

Controlled SLAs

Security:

Sending content

to a 3rd party


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ChallengesWith Manual Processing

Error-prone Sending Personally

Identifiable Information

Offshore

Hard to Scale


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Capture Framework + ACE Accelerator Advantages

Less Expensive

Marketing

Outreach

Mobile

Management

Enhanced

Customer Service


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Capture Framework + ACE Accelerator Advantages

Controlled SLA Scalable Secure In house or

in the cloud


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PretrainedDocuments

1003 Uniform Residential Loan Application

1004 Uniform Residential Appraisal Report

1008

1099

3140 Rider Condo

3150 Rider PUD

3153 1 Year LIBOR 10 Yr Interest Only Rider

3170 Rider 1-4 Family

3187 Rider ARM 5-1 7-1 10-1 1 Yr WSJ LIBOR

3200 Note Fixed

3528 Note ARM 5-1, 7-1, 10-1 Yr WSJ LIBOR

3535 Multi 1 Yr LIBOR Ten-Year Interest Only Note

3890 Rider Second Home

4506 Request for Copy of Tax Return

4506-T Request for Transcript of Tax Return

Abstract of Title Notice

Acknowledgement of Receipt of GFE and TIL

Acknowledgement of Receipt of Home Mortgage Loan Informational

Document

Acknowledgment and Waiver of Borrowers Rights Rider

Addendum to Loan Application

Affidavit of Intent to Apply for Joint Credit

Affidavit of Listing and Ownership

Affiliated Business Arrangement Disclosure

Agency - Escrow Disbursement Agreement

Allonge to Note

Amendment to Purchase Contract

Amortization Schedule

Anti-Coercion Insurance Disclosure

Anti-Steering Disclosure of Loan Options

Application Disclosure

Appraisal

Appraisal Acknowledgement

Appraisal Independence Disclosure

Appraisal Waiver Acceptance Form

Appraiser License

Approval Terms and Conditions

ARM Disclosure

Assessment

Assignment of Deed of Trust

Assignment of Mortgage

Assignment Sale or Transfer of Servicing

Assumption of FHA Mortgages

Attestation - IMC

AUS Findings

Authorization for the SSA To Release SSN Verification

Authorization of Overnight Delivery Services

Bank Statements

Borrower Explanation Letter

Borrower Fee Acknowledgement

Borrower's Escrow Instructions

Breakdown of Amount Owed

CEMA

Certificate of Loans to One Borrower

Certification and Authorization

Choice of Insurance Notice

Closing Disclosure

Closing Instructions

Closing Protection Letter

Closing Worksheet

CLTA Preliminary Report Form

Collateral Protection Act Notice

Commitment for Title Insurance

Commitment Letter

Common Interest Community Act

Consumer Credit Transaction Disclosure

Credit Report

Credit Score Disclosure

Credit Score Notice

Deed of Trust/Mortgage

Disclosure Form

Disclosure of Servicer

Disclosure Receipt

Earnings Statement

Earthquake Insurance for Condominiums Disclosure

Energy Efficient Mortgage Program

Errors and Omissions-Compliance Agreement

Escrow Account Disclosure

Escrow Account Disclosure Agreement

Escrow Waiver

ESIGN Consent

Estimated Closing Statement

Estimated HUD-1 Settlement Statement

Evidence of Property Insurance

Exhibit A

FACT Act Notice

Fair Lending Notice

FDIC Coverage Disclosure

Federal Equal Credit Opportunity Act

FHA Amendatory Clause-Real Estate Certification

FHA Deed of Trust

FHA Note Fixed

FHA Rider Condo

FHA Rider PUD

Final Financing Agreement

First Lien Letter

First Payment Letter

Flood Certificate

Flood Insurance

For Your Protection Get a Home Inspection

Fraud Report

Funding Letter

GFE - Good Faith Estimate

Gift Letter

Goodbye Letter

Grant Deed

Hardship

Hazard Insurance Disclosure

HOA Master Insurance Policy

Homebuyers' Protection Act

Housing Counselors

HUD-1

HUD-1 Addendum

HUD-1A

Important Notice to Homebuyers

Impound Account Statement

Income Tax Return

Informed Consumer Choice Disclosure

Insect Inspection Report

Insurance Disclosure

Itemization of Amount Financed 01-01-10

Licensee Information or Affidavit

Loan Agreement Notice

Loan Estimate

Mortgage Escrow Account Act

Mortgage Escrow Account Act Applicability

Mortgage Insurance Certificate

Mortgage Fraud

Nearest Living Relative

New Financing Amendment

Notice Concerning Furnishing Negative Information

Notice of Penalties for Making False or Misleading Statement

Notice of Required Flood Insurance

Notice of Updated Disclosures

Notice Pursuant to O.C.G.A. Section 7-1

Notice To Cosigner

Occupancy Statement

Other

Owner Affidavit of Non-Homestead

Patriot Act Disclosure

Payment Receipt

Payoff Statement

Paystub

Per Diem Interest Disclosure

Pledged Time Deposit Account Disclosure

Power of Attorney

Privacy Policy Disclosure

Proof of ID

Property Inspection Waiver Disclosure

Property Owner's Affidavit

Property Tax Benefits

Property Tax Escrow Option

Property Tax Payment Inquiry

Quitclaim Deed

Rate Lock-in Agreement

Real Estate Tax Bill

Real Property Recordation and Transfer Tax Form FP 7-C

Reasonable Means Disclosure

Refinance Disclosure

Renewal and Extension Exhibit

Request for Certificate of Veteran Status

Right to Cancel H-8

Right to Choose Own Attorney

Sales Contract

Servicing Disclosure Statement

Settlement Service Providers

Signature-Name Affidavit

Statute of Frauds Disclosure

Tangible Net Benefit Disclosure

Tax and Insurance Information Sheet

Tax Certificate

TIL Terms and Definitions

Title

Title Insurance Rider

Truth-In-Lending Disclosure

Truth-In-Lending Total Payments Itemization

UCDP SSR

Undisclosed Mortgage Affidavit


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This Solutioncan be used by:

Retail

Service Providers

Investors

Quality Assurance

And more


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Additional Benefits

Customer

Satisfaction

Risk

Management


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Complete Solution Includes

LOS


Who IsZia Consulting?

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95% retention

rate with our

proven track record

of delivering

solutions on-time

and within budget

Founded in 2003

in Boulder,

Colorado

Our mission is to

provide ECM

planning, design,

implementation,

and support

services

Platinum system

integrator for both

Ephesoft and

Alfresco


Best In Class

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Resources &Events

ziaconsulting.com/resources/case-studies/

View our Case Studies:

Visit us at the MBA Expo in Denver!

https://www.mba.org/conferences-and-education/event-mini-sites/annual-convention-and-expo-2017

https://www.mba.org/conferences-and-education/event-mini-sites/annual-convention-and-expo-2017

Questions?


ContactUs

address

5525 Central Avenue

Boulder, Colorado

phone

office +1-888-732-

4104

online

[email protected]

om

ziaconsulting.com

facebook/ziaconsulting

twitter/ziaconsulting

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Thank You.

Solving Loan Processing Through Automation

Technology

Transcript of Solving Loan Processing Through Automation