P2P Lending Platform

SOFIS| info@sofis.id

Indonesia 4%

Singapore 37%

Philippines 3%

China 75%

BANK & CREDIT PENETRATION

Credit Penetration

Indonesia 20%

Singapore 98%

Philippines 27%

China 80%

Bank Penetration

*Source data from Global Financial Inclusion Database from World Bank Group

P2P PROCESS FLOW

Origination Fee

Servicing FeeReserved Fund Fee

SOLUTION| HOME IMPROVEMENT LOAN |

| EQUITY MORTGAGE LOAN|| EQUITY AUTO LOAN |

| MICRO LENDING |

| WORKING CAPITAL LOAN || CONTRACT FINANCING |

| INVOICE FINANCING || E COMMERCE FINANCING |

BUSINESS LOAN

PERSONAL LOAN

FEATURED PRODUCTS IN BUSINESS LOAN

WORKING CAPITAL LOAN

INVOICE FINANCING LOAN

CONTRACT FINANCING LOAN

FEATURED PRODUCTS IN PERSONAL LOAN

MORTGAGE DOWNPAYMENT

LOAN

AUTO DOWNPAYMENT

LOAN

CREDIT CARD PAYOFF LOAN

MICRO LENDING

COMPETITIVE ADVANTAGES

AUTOMATED PROCESS FLOW

CONSERVATIVE &COMPLETE

CREDIT SCORINGSYSTEM

ACCESS TOINVESTORS

INSTANT APPLICATION & APPROVAL

FEATURES

• Instant Approval• Loan Monthly Payment Simulation• Auto Payment Reminder • Interest Calculation• Late Payment Calculation• Automatic Loan Grading

BORROWER

• Loan Filtering• Loan Portfolio Management• Loan Origination, Analysis and Grading• Risk Management Education• Bank Custodian System

LENDER

PROFILE BORROWERS

INDIVIDUALS SMALL TO MEDIUM ENTERPRISES

PROFILE LENDERS

HIGH NET WORTHINDIVIDUALS

CORPORATION FINANCIAL INSTITUTION

LENDERS SHIELD

CREDIT SCORING RISK MANAGEMENT

KNOW YOUR CUSTOMERS

CREDIT SCORING

BANK OF INDONESIA CREDIT SCORING

BEHAVIORALCREDIT SCORING

INTERNAL LOAN ORIGINATIONCREDIT SCORING

MEDIA & SOCIAL EVENT

@FINSPIRE 2016 by MANDIRI CAPITAL – SOFIS IS CHOSEN TO BE THE TOP TEN BEST STARTUP

STRATEGIC PARTNERSHIP

@Bank Indonesia Fintech Office With Mr. Imam T. Saptono, President Director of BNI Syariah

Regular Event with UMKM @SOFIS Office

MANAGEMENT TEAM

Harry DhavillaChairman & Strategic Partner

Safaridin SalimCOO

THANK YOUSOFIS| info@sofis.id