Smart Track II - 5 Year Variable Annuity Non-Standardized ... · DFA VA International Small...

Performance data quoted represents past performance and is not a guarantee or prediction of future results. The investment return and principal value of an investment will fluctuate so that, when

redeemed, shares/units may be worth more or less than their original cost. Current performance may be lower or higher than performance data shown. Performance for a share class before its

inception is derived from the historical performance of the oldest share class. If the newer fund has lower expenses, the extended performance is not adjusted for the lower expenses; had it, returns

would have been higher. For performance data current to the most recent month-end, please visit www.variableannuities.greatwest.com.

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and you should not expect that the sponsor will provide financial support to the fund at any time.

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Returns as of Month Ending 09/30/2020 Returns as of Quarter Ending 09/30/2020 Calendar Year Returns

INVESTMENT OPTION TickerGross/Net

Expense RatioInception

Date1

Month YTD1

Year3

Year5

Year10 Year/ Since

Inception3

Month1

Year3

Year5

Year10 Year/ Since

Inception 2019 2018 2017

Income Strategy

GW Consrv Profile Fund Inv6,25,67 N/A 0.86 / 0.78 09-30-1999 -1.01 0.95 3.11 2.56 3.68 3.58 2.49 3.11 2.56 3.68 3.58 10.21 -4.31 6.11

GW Mod Consv Profile Fund Inv6,25,67 N/A 0.91 / 0.83 09-27-1999 -1.33 -0.01 3.27 2.82 4.57 4.63 3.20 3.27 2.82 4.57 4.63 13.09 -5.87 8.76

GW Mod Profile Fund Inv6,22,67 N/A 0.98 / 0.92 09-16-1999 -1.79 -0.67 3.80 3.23 5.52 5.70 4.11 3.80 3.23 5.52 5.70 16.12 -7.41 11.59

GW SecureFoundation Bal L6,37 N/A 0.87 / 0.84 01-31-2011 -2.14 1.19 5.75 4.13 5.95 5.86 3.41 5.75 4.13 5.95 5.86 16.07 -6.66 11.30

Great-West Conserv Profile Fund L6,25 N/A 1.11 / 1.03 07-29-2011 -1.05 0.78 2.90 2.30 3.41 3.34 2.43 2.90 2.30 3.41 3.34 9.89 -4.47 5.78

Great-West Mod Conserv Profile Fund L6,25 N/A 1.16 / 1.08 07-29-2011 -1.52 -0.26 2.94 2.54 4.28 4.36 3.11 2.94 2.54 4.28 4.36 12.78 -6.01 8.44

Great-West Moderate Profile Fund L6,22 N/A 1.23 / 1.17 07-29-2011 -1.86 -0.87 3.43 2.96 5.24 5.44 3.95 3.43 2.96 5.24 5.44 15.83 -7.57 11.21

Asset Allocation

Great-West Conservative Profile Fund Inv3,6,25 N/A 0.86 / 0.78 09-30-1999 -1.01 0.95 3.11 2.56 3.68 3.58 2.49 3.11 2.56 3.68 3.58 10.21 -4.31 6.11

Great-West Mod Cons Profile Fund Inv3,6,25 N/A 0.91 / 0.83 09-27-1999 -1.33 -0.01 3.27 2.82 4.57 4.63 3.20 3.27 2.82 4.57 4.63 13.09 -5.87 8.76

Great-West Moderate Profile Fund Inv3,6,22 N/A 0.98 / 0.92 09-16-1999 -1.79 -0.67 3.80 3.23 5.52 5.70 4.11 3.80 3.23 5.52 5.70 16.12 -7.41 11.59

Great-West Mod Aggr Profile Fund Inv3,6,20 N/A 1.04 / 1.01 09-16-1999 -2.20 -2.19 3.17 3.23 6.12 6.57 4.76 3.17 3.23 6.12 6.57 18.91 -8.72 14.04

Great-West Aggressive Profile Fund Inv3,6 N/A 1.14 / 1.14 09-16-1999 -2.80 -5.62 1.54 3.04 7.27 8.15 6.13 1.54 3.04 7.27 8.15 24.60 -11.47 19.18

Great-West Lifetime 2015 Fund Inv3,6,36 N/A 0.84 / 0.80 05-01-2009 -1.46 2.06 5.47 3.91 5.38 5.43 3.55 5.47 3.91 5.38 5.43 13.79 -5.56 9.80

Great-West Lifetime 2020 Fund Inv3,6,37 N/A 0.86 / 0.83 04-29-2016 -1.69 1.52 5.36 4.00 N/A 5.51 3.71 5.36 4.00 N/A 5.51 15.05 -6.08 11.09

Great-West Lifetime 2025 Fund Inv3,6,38 N/A 0.87 / 0.85 05-01-2009 -1.81 1.29 5.64 4.24 6.38 6.61 4.19 5.64 4.24 6.38 6.61 16.60 -6.86 12.78

Great-West Lifetime 2030 Fund Inv3,6,38 N/A 0.89 / 0.87 04-29-2016 -2.08 0.28 5.33 4.26 N/A 6.55 4.61 5.33 4.26 N/A 6.55 18.57 -7.85 14.79

Smart Track II - 5 Year Variable Annuity

Non-Standardized Investment Performance as of 09/30/2020

Oct-13-2020 900512-02 - Investment Options at a Glance of 16




Date1

Month YTD1

Year3

Year5

Year10 Year/ Since

Inception3

Month1

Year3

Year5

Year10 Year/ Since

Inception 2019 2018 2017

Great-West Lifetime 2035 Fund Inv3,6,39 N/A 0.91 / 0.90 05-01-2009 -2.39 -0.62 5.31 4.35 7.40 7.45 5.25 5.31 4.35 7.40 7.45 20.71 -8.96 16.95

Great-West Lifetime 2040 Fund Inv3,6,39 N/A 0.92 / 0.91 04-29-2016 -2.59 -1.75 4.80 4.17 N/A 7.19 5.70 4.80 4.17 N/A 7.19 22.35 -9.84 18.10


Great-West Lifetime 2050 Fund Inv3,6,39 N/A 0.93 / 0.92 04-29-2016 -2.73 -2.65 4.38 3.90 N/A 7.19 5.96 4.38 3.90 N/A 7.19 23.33 -10.62 19.15


International

American Funds IS Global Growth & Inc 46,8 N/A 1.16 / 1.16 12-14-2012 -3.98 -7.85 0.11 3.19 7.61 7.22 4.51 0.11 3.19 7.61 7.22 29.17 -10.96 24.33

American Funds IS International 46,8 N/A 1.05 / 1.05 12-14-2012 -2.79 -7.37 1.03 0.12 5.49 3.66 5.24 1.03 0.12 5.49 3.66 21.21 -14.44 30.32

American Funds IS New World 46,8,48 N/A 1.27 / 1.09 12-14-2012 -2.86 2.47 11.76 4.95 9.03 3.83 7.73 11.76 4.95 9.03 3.83 27.28 -15.27 27.52

BlackRock Global Allocation V.I. III6,8,19 N/A 1.14 / 0.99 11-18-2003 -1.69 6.97 13.02 5.12 6.08 4.75 7.24 13.02 5.12 6.08 4.75 16.35 -8.68 12.35

Delaware VIP Emerging Markets Svc6,7,8,22 N/A 1.64 / 1.58 05-01-2000 -0.18 4.94 20.42 2.79 11.50 2.88 13.16 20.42 2.79 11.50 2.88 20.79 -17.03 38.55

Delaware VIP Intl Value Equity Ser Svc6,8,18 N/A 1.45 / 1.34 05-01-2000 0.26 -4.01 -0.23 -2.39 3.17 2.11 5.69 -0.23 -2.39 3.17 2.11 17.53 -18.88 20.72

DFA VA International Small Portfolio6,8,66 N/A 0.57 / 0.57 10-03-1995 -1.23 -8.34 2.30 -2.73 4.38 4.69 9.10 2.30 -2.73 4.38 4.69 21.99 -21.01 27.95

DFA VA International Value Portfolio6,8,66 N/A 0.45 / 0.45 10-03-1995 -4.39 -20.51 -14.57 -8.10 0.17 -0.03 1.67 -14.57 -8.10 0.17 -0.03 14.08 -18.36 23.87

Fidelity VIP Intl Capital Apprec Svc 26,8 N/A 1.11 / 1.11 12-22-2004 -0.54 8.23 16.69 8.87 10.58 8.51 10.56 16.69 8.87 10.58 8.51 31.35 -14.02 34.47

Great-West Emerging Markets Equity Inv6,8,24 N/A 1.50 / 1.23 01-05-2018 -1.66 -0.47 11.43 N/A N/A -2.61 9.58 11.43 N/A N/A -2.61 20.22 N/A N/A

Great-West International Index Fund Inv4,6,8,65 N/A 0.64 / 0.64 01-13-2011 -2.31 -7.97 -1.08 -1.04 3.48 2.10 4.02 -1.08 -1.04 3.48 2.10 19.80 -14.87 23.14

Great-West International Growth Inv4,6,8,25 N/A 1.28 / 1.20 05-21-2003 -1.13 12.36 24.81 7.98 9.07 6.44 9.48 24.81 7.98 9.07 6.44 32.47 -17.86 25.11

Great-West International Value Inv4,6,8 N/A 1.06 / 1.06 12-01-1993 -2.05 -4.14 3.83 0.53 5.35 7.01 5.59 3.83 0.53 5.35 7.01 20.61 -16.58 24.96

Great-West Global Bond Inv4,6,8,22 N/A 1.07 / 1.01 07-26-1999 -0.36 1.42 1.63 0.26 1.23 0.85 2.91 1.63 0.26 1.23 0.85 2.83 -1.46 0.74

Invesco VI Global Real Estate II6,8,61 N/A 1.29 / 1.29 04-30-2004 -2.86 -19.46 -17.14 -2.26 0.84 3.20 2.46 -17.14 -2.26 0.84 3.20 21.18 -7.45 11.38

Invesco VI International Growth II6,8,67 N/A 1.15 / 1.15 09-19-2001 -1.10 -0.85 6.02 2.65 5.63 4.59 8.80 6.02 2.65 5.63 4.59 26.71 -16.22 21.26

MFS VIT II International Growth Svc6,8,47 N/A 1.30 / 1.13 08-24-2001 -1.41 2.66 11.61 6.81 9.54 6.01 8.59 11.61 6.81 9.54 6.01 25.60 -10.38 30.77

Invesco Oppenheimer VI Int'l Growth II6,8,50,67 N/A 1.38 / 1.25 03-19-2001 -0.10 4.52 17.01 2.71 5.83 5.56 9.42 17.01 2.71 5.83 5.56 26.43 -20.51 24.94

Putnam VT Global Equity IB6,8,40 N/A 1.11 / 1.06 04-30-1998 -2.87 -1.37 5.61 3.86 6.94 7.65 7.16 5.61 3.86 6.94 7.65 25.09 -13.48 26.85

Putnam VT International Equity IB6,8 N/A 1.10 / 1.10 04-30-1998 -1.81 -3.34 5.14 -0.55 3.30 3.58 6.77 5.14 -0.55 3.30 3.58 23.66 -20.08 25.07

Putnam VT Emerging Markets Equity IB6,8,55,67 N/A 1.55 / 1.34 04-30-1998 -0.52 8.72 18.62 3.98 6.40 4.53 14.90 18.62 3.98 6.40 4.53 23.44 -19.61 33.43

Putnam VT International Value IB6,8 N/A 1.17 / 1.17 04-06-1998 -4.39 -14.71 -7.34 -5.52 0.75 1.52 1.50 -7.34 -5.52 0.75 1.52 18.79 -18.60 23.21

VanEck VIP Trust Global Hard Assets S6,8 N/A 1.40 / 1.40 05-01-2006 -1.34 -4.64 3.28 -7.26 -1.02 -5.02 19.90 3.28 -7.26 -1.02 -5.02 10.22 -29.28 -3.14

Small Cap

Alger Small Cap Growth I-26,9,67 N/A 0.98 / 0.98 09-21-1988 1.28 39.76 46.01 23.04 19.59 13.75 10.82 46.01 23.04 19.59 13.75 27.80 0.23 27.20

Smart Track II - 5 Year Variable Annuity (Continued)





Date1

Month YTD1

Year3

Year5

Year10 Year/ Since

Inception3

Month1

Year3

Year5

Year10 Year/ Since

Inception 2019 2018 2017

Alger Weatherbie Specialized Grw Port I26,9,15,67 N/A 10.84 / 1.05 01-02-2008 -1.76 23.75 34.53 20.27 18.72 13.65 6.95 34.53 20.27 18.72 13.65 36.66 -4.34 35.28

ClearBridge Variable Small Cap Growth II6,9 N/A 1.06 / 1.06 02-02-2007 -2.87 15.72 24.59 15.98 15.21 13.32 10.41 24.59 15.98 15.21 13.32 25.04 1.98 22.43

Delaware VIP Small Cap Value Series Svc6,9 N/A 1.07 / 1.07 05-01-2000 -6.00 -26.85 -20.69 -7.40 1.95 5.57 -0.50 -20.69 -7.40 1.95 5.57 26.20 -17.93 10.42

DWS Global Small Cap VIP B6,9,23,67 N/A 1.40 / 1.09 05-02-1997 -2.09 -4.76 4.78 -2.67 1.64 4.11 8.13 4.78 -2.67 1.64 4.11 19.63 -21.69 18.17

DFA VA US Targeted Value6,9,66 N/A 0.38 / 0.38 10-03-1995 -4.69 -23.09 -16.40 -7.21 1.26 6.22 3.46 -16.40 -7.21 1.26 6.22 20.67 -17.16 8.08

Great-West Invesco SmCap Value Fund Inv6,9,33 N/A 1.47 / 1.18 05-15-2008 -4.14 -23.25 -17.64 -8.69 -0.06 4.98 1.59 -17.64 -8.69 -0.06 4.98 15.82 -14.88 5.54

Great-West Loomis Sayles SmCpVl Fund Inv4,6,9,42 N/A 1.13 / 1.09 11-01-1994 -5.17 -20.75 -16.57 -6.03 2.33 6.33 1.47 -16.57 -6.03 2.33 6.33 23.18 -17.20 8.43

Great-West S&P SmCap 600 Index Fund Inv4,6,9 N/A 0.56 / 0.56 12-01-1993 -4.83 -16.25 -9.71 -1.99 5.41 8.68 2.69 -9.71 -1.99 5.41 8.68 20.83 -10.07 11.40

Invesco VI Small Cap Equity II6,9,67 N/A 1.22 / 1.22 08-29-2003 -2.49 -2.51 4.03 1.82 5.35 7.46 6.90 4.03 1.82 5.35 7.46 24.82 -16.28 12.37

JPMorgan Insurance Tr Small Cap Core 26,9,32 N/A 1.12 / 1.11 04-24-2009 -2.52 -14.68 -5.43 -2.23 4.77 8.28 4.61 -5.43 -2.23 4.77 8.28 22.78 -13.24 N/A

Lord Abbett Series Developing Growth VC6,9,34 N/A 1.27 / 1.04 04-30-2010 2.79 34.33 43.82 24.78 17.05 15.08 15.86 43.82 24.78 17.05 15.08 30.20 3.63 28.37

MFS VIT III Blended Research SmCp Eq Svc6,9 N/A 0.79 / 0.79 05-01-2006 -4.59 -18.15 -9.10 -0.40 5.88 8.42 1.70 -9.10 -0.40 5.88 8.42 24.85 -6.48 13.33

Invesco Oppenheimer VI Main St SmlCp II6,9,51 N/A 1.11 / 1.05 07-16-2001 -3.25 -7.04 0.83 1.27 6.62 9.25 5.60 0.83 1.27 6.62 9.25 24.63 -11.61 12.55

Putnam VT Small Cap Growth IB6,9,20 N/A 1.17 / 1.14 05-01-2003 -0.47 19.72 29.10 11.66 11.12 10.07 10.66 29.10 11.66 11.12 10.07 35.81 -14.87 6.64

Putnam VT Small Cap Value IB6,9 N/A 1.34 / 1.34 04-30-1999 -4.58 -23.32 -16.36 -8.57 0.34 5.44 1.89 -16.36 -8.57 0.34 5.44 22.34 -20.61 6.58

Mid Cap

American Century VP Mid Cap Value II6,9,12 N/A 1.16 / 1.00 10-29-2004 -2.73 -14.18 -8.63 -0.63 5.50 8.41 3.73 -8.63 -0.63 5.50 8.41 27.45 -14.00 10.14

ClearBridge Variable Mid Cap II6,9,67 N/A 1.10 / 1.10 05-21-2007 -2.13 -4.99 2.22 3.43 5.99 8.81 8.71 2.22 3.43 5.99 8.81 31.07 -13.84 11.21

Great-West Ariel Mid Cap Value Fund Inv4,6,9,22 N/A 1.11 / 1.05 01-03-1994 -2.12 -12.62 -6.05 -1.26 3.69 7.31 5.64 -6.05 -1.26 3.69 7.31 N/A N/A N/A

Great-West Mid Cap Value Inv6,9,40 N/A 1.20 / 1.15 05-15-2008 -2.38 -17.42 -13.25 -3.09 3.85 7.84 5.41 -13.25 -3.09 3.85 7.84 19.05 -13.35 15.59

Great-West S&P MidCap 400 Index Fund Inv4,6,9 N/A 0.55 / 0.55 01-20-2011 -3.34 -9.75 -3.76 1.14 6.24 7.36 4.27 -3.76 1.14 6.24 7.36 23.99 -12.62 14.27

Great-West T Rowe Price MdCp Gr Fund Inv4,6,9 N/A 1.02 / 1.02 07-01-1997 -1.18 5.28 11.81 11.08 12.24 12.76 7.87 11.81 11.08 12.24 12.76 29.71 -3.49 22.95

Janus Henderson Enterprise Svc6,9 N/A 0.97 / 0.97 12-31-1999 -2.64 -1.37 4.06 10.84 13.50 12.92 6.71 4.06 10.84 13.50 12.92 33.55 -1.85 25.57

Large Cap

American Century VP Value II6,16 N/A 1.13 / 0.88 08-14-2001 -3.69 -17.27 -9.33 -1.11 4.52 7.20 2.33 -9.33 -1.11 4.52 7.20 25.41 -10.36 7.28

American Funds IS Blue Chip Inc&Gr 46 N/A 0.93 / 0.93 12-14-2012 -3.79 -5.38 3.11 2.87 7.77 8.95 4.02 3.11 2.87 7.77 8.95 19.59 -10.01 N/A

American Funds IS Growth 46 N/A 0.86 / 0.86 12-14-2012 -4.39 26.27 42.53 19.15 18.62 14.55 13.60 42.53 19.15 18.62 14.55 28.88 -1.69 N/A

American Funds IS® Growth-Income 46 N/A 0.80 / 0.80 12-14-2012 -3.51 0.50 9.10 8.39 11.26 10.98 5.16 9.10 8.39 11.26 10.98 24.35 -3.23 N/A

ClearBridge Variable Large Cap Growth II6 N/A 1.03 / 1.03 10-31-2016 -4.08 18.74 28.83 17.59 16.65 15.43 12.10 28.83 17.59 16.65 15.43 30.27 -1.42 23.95

BNY Mellon VIF Appreciation Serv6,67 N/A 1.06 / 1.06 01-02-2001 -4.17 10.38 20.70 13.36 13.73 10.96 9.72 20.70 13.36 13.73 10.96 34.16 -8.21 25.49

DWS Capital Growth VIP B6 N/A 0.76 / 0.76 05-12-1997 -3.76 24.10 34.14 19.73 17.58 14.82 10.33 34.14 19.73 17.58 14.82 35.16 -3.04 24.46






Date1

Month YTD1

Year3

Year5

Year10 Year/ Since

Inception3

Month1

Year3

Year5

Year10 Year/ Since

Inception 2019 2018 2017

DFA VA US Large Value6,66 N/A 0.27 / 0.27 01-12-1995 -2.64 -17.69 -10.53 -1.83 4.84 8.21 4.36 -10.53 -1.83 4.84 8.21 23.85 -13.47 17.25

Goldman Sachs VIT US Eq Insights Svc6,26 N/A 0.99 / 0.77 01-09-2006 -4.03 5.97 13.84 8.45 11.55 12.17 8.29 13.84 8.45 11.55 12.17 23.44 -7.47 22.33

Great-West Large Cap Value Fund Inv6,28,59 N/A 0.98 / 0.96 11-01-1994 -3.56 -12.99 -7.20 0.78 6.67 7.51 3.33 -7.20 0.78 6.67 7.51 25.02 -10.60 14.84

Great-West Large Cap Growth Inv6,28 N/A 1.02 / 1.00 05-21-2003 -4.34 26.16 37.35 21.15 18.18 13.90 13.57 37.35 21.15 18.18 13.90 34.59 -1.14 28.50

Great-West Small Cap Growth Inv6,29 N/A 1.66 / 1.19 09-10-2015 -2.02 5.23 18.15 9.79 10.27 8.31 9.58 18.15 9.79 10.27 8.31 25.76 -4.14 20.04

Great-West S&P 500 Index Fund Inv4,6 N/A 0.52 / 0.52 09-08-2003 -3.94 4.22 13.20 10.37 12.18 11.75 8.49 13.20 10.37 12.18 11.75 29.28 -6.03 19.73

Invesco VI Core Equity II6,67 N/A 1.03 / 1.03 10-24-2001 -3.72 2.12 10.07 5.82 7.57 7.86 9.06 10.07 5.82 7.57 7.86 27.13 -10.69 11.53

Invesco VI Growth & Income Series II6,31 N/A 1.00 / 0.99 09-18-2000 -2.84 -17.02 -11.16 -3.02 3.96 6.81 4.20 -11.16 -3.02 3.96 6.81 23.36 -14.62 12.68

MFS VIT II Blended Rsrch Core Eq Svc6 N/A 0.70 / 0.70 08-24-2001 -4.61 1.98 11.41 7.90 9.75 10.95 7.40 11.41 7.90 9.75 10.95 27.34 -9.09 19.03

Neuberger Berman AMT Sustainable Eq S6 N/A 1.18 / 1.18 05-01-2006 -2.12 1.60 9.32 7.16 9.33 9.74 9.17 9.32 7.16 9.33 9.74 24.08 -7.06 16.70

Putnam VT Equity Income IB6 N/A 0.82 / 0.82 05-01-2003 -3.22 -9.45 -1.71 3.82 7.59 9.67 3.99 -1.71 3.82 7.59 9.67 28.85 -9.58 17.36

Putnam VT Growth Opportunities IB6 N/A 0.92 / 0.92 01-31-2000 -4.56 27.45 38.76 22.76 20.34 16.04 11.98 38.76 22.76 20.34 16.04 35.11 1.16 29.34

Putnam VT Multi-Cap Core IB6 N/A 0.93 / 0.93 04-30-1998 -3.88 1.39 12.33 8.89 11.25 11.51 9.16 12.33 8.89 11.25 11.51 30.06 -8.74 21.39

Putnam VT Research IB6 N/A 1.03 / 1.03 09-30-1998 -3.86 6.13 15.96 11.48 12.99 12.25 8.62 15.96 11.48 12.99 12.25 31.65 -5.85 21.87

T. Rowe Price Blue Chip Growth Port II6,56 N/A 1.10 / 1.00 04-30-2002 -4.87 22.94 33.87 18.99 18.20 16.19 11.71 33.87 18.99 18.20 16.19 28.03 0.44 34.21

Balanced

Fidelity VIP Balanced Service 23,6 N/A 0.74 / 0.74 01-12-2000 -2.24 8.72 16.21 9.13 9.71 8.68 7.39 16.21 9.13 9.71 8.68 22.63 -5.58 14.73

First Trust/Dow Jones Div & Inc Allc I3,6,21 N/A 1.21 / 1.20 05-01-2012 -2.04 -4.16 -1.04 3.91 6.31 6.13 2.33 -1.04 3.91 6.31 6.13 19.33 -6.05 12.12

Franklin Income VIP 43,6,32 N/A 0.82 / 0.81 02-29-2008 -1.65 -9.87 -7.01 -0.38 3.70 4.07 2.34 -7.01 -0.38 3.70 4.07 14.66 -5.56 8.24

Janus Henderson Balanced Svc3,6 N/A 0.87 / 0.87 12-31-1999 -2.09 5.55 10.87 9.86 9.62 8.28 6.48 10.87 9.86 9.62 8.28 20.82 -0.77 16.73

JPMorgan Insurance Trust Inc Bldr 23,6,35 N/A 1.28 / 0.93 12-09-2014 -1.33 -3.76 -1.39 1.49 3.70 2.58 3.27 -1.39 1.49 3.70 2.58 12.90 -6.05 10.37

JPMorgan Insurance Trust Glbl Allc 23,6,34 N/A 1.40 / 1.17 12-09-2014 -2.50 1.15 6.35 3.69 5.77 4.14 5.82 6.35 3.69 5.77 4.14 15.19 -7.43 15.45

Putnam VT Multi-Asset Absolute Return3,6,53,67 N/A 1.62 / 1.17 05-02-2011 -0.52 -7.12 -10.61 -3.42 -1.52 -0.55 -0.51 -10.61 -3.42 -1.52 -0.55 4.65 -8.94 5.70

Putnam VT Global Asset Allocation IB3,6,32 N/A 1.13 / 1.12 04-30-1998 -2.52 2.02 5.78 4.00 6.00 6.86 4.38 5.78 4.00 6.00 6.86 15.73 -8.36 13.96

Bond

American Century VP Infl Protection II6,10 N/A 0.72 / 0.72 12-31-2002 -0.53 6.23 6.77 3.60 2.86 1.79 3.31 6.77 3.60 2.86 1.79 7.60 -3.98 2.44

BlackRock High Yield V.I. III6,10,18 N/A 0.95 / 0.84 09-30-2004 -1.09 0.13 2.50 2.96 4.69 4.81 4.24 2.50 2.96 4.69 4.81 13.49 -4.05 5.81

Columbia VP Strategic Income 26,10,20 N/A 0.97 / 0.94 06-01-2000 -0.34 0.82 2.46 2.68 3.82 3.31 2.88 2.46 2.68 3.82 3.31 8.90 -1.83 N/A

Eaton Vance VT Floating-Rate Income Init6,10 N/A 1.19 / 1.19 05-02-2001 0.04 -2.02 -0.80 0.93 1.95 2.15 2.79 -0.80 0.93 1.95 2.15 5.80 -1.26 2.21

Federated Hermes High Income Bond II Svc6,10,30 N/A 1.08 / 1.06 04-28-2000 -1.08 -1.06 1.30 1.96 4.45 4.62 4.00 1.30 1.96 4.45 4.62 12.77 -4.58 5.29

Great-West Bond Index Fund Inv6,10 N/A 0.50 / 0.50 12-01-1992 -0.14 5.61 5.17 3.54 2.41 1.92 0.11 5.17 3.54 2.41 1.92 6.80 -1.60 1.83






Date1

Month YTD1

Year3

Year5

Year10 Year/ Since

Inception3

Month1

Year3

Year5

Year10 Year/ Since

Inception 2019 2018 2017

Great-West Core Bond Fund Inv4,6,10,41 N/A 0.80 / 0.70 05-21-2003 -0.23 5.69 5.84 3.89 3.21 2.32 0.69 5.84 3.89 3.21 2.32 7.89 -2.39 2.67

Great-West Infl-Protd Secs Investor6,10,27 N/A 1.00 / 0.70 01-05-2018 -0.38 4.56 5.06 N/A N/A 2.60 2.24 5.06 N/A N/A 2.60 5.08 N/A N/A

Great-West Multi-Sector Bond Inv4,6,10,28 N/A 0.92 / 0.90 11-01-1994 -0.51 3.31 4.66 3.09 4.30 4.33 2.73 4.66 3.09 4.30 4.33 10.40 -4.26 5.00

Great-West High Yield Bond Fund Inv4,6,10,44 N/A 1.48 / 1.10 05-21-2003 -0.85 2.96 5.89 3.56 5.37 4.78 5.11 5.89 3.56 5.37 4.78 13.03 -5.06 5.35

Great-West Short Duration Bond Fund Inv6,10,46 N/A 0.67 / 0.60 08-01-1995 -0.23 2.63 2.94 1.92 1.36 1.09 0.40 2.94 1.92 1.36 1.09 4.14 -0.57 0.73

Great-West US Govt Securities Fund Inv6,10,42 N/A 0.64 / 0.60 12-01-1992 -0.04 5.23 4.53 3.03 1.87 1.62 -0.17 4.53 3.03 1.87 1.62 4.86 -0.73 0.99

Janus Henderson Flexible Bond Svc6,10 N/A 0.85 / 0.82 12-31-1999 -0.24 7.14 7.37 4.05 2.83 2.64 1.09 7.37 4.05 2.83 2.64 7.97 -2.46 2.12

Invesco Oppenheimer VI Totl Retrn Bnd II6,10,49 N/A 1.15 / 1.00 05-01-2002 -0.10 7.09 6.90 4.19 3.29 3.47 0.89 6.90 4.19 3.29 3.47 7.95 -2.49 3.13

PIMCO VIT Long-Term US Govt Adv6,10 N/A 0.84 / 0.84 09-30-2009 0.48 19.70 14.04 9.58 6.23 5.34 -0.27 14.04 9.58 6.23 5.34 11.86 -3.64 7.55

PIMCO VIT Low Duration Adv6,10 N/A 1.14 / 1.14 03-31-2006 -0.13 1.62 1.49 0.97 0.67 0.47 0.17 1.49 0.97 0.67 0.47 2.68 -0.95 0.04

PIMCO VIT Real Return Adv6,10 N/A 1.63 / 1.63 02-28-2006 -0.48 8.40 8.98 4.19 3.31 1.96 2.99 8.98 4.19 3.31 1.96 7.04 -3.47 2.32

PIMCO VIT Short-Term Adv6,10 N/A 0.89 / 0.89 09-30-2009 0.15 0.98 1.20 0.97 1.02 0.38 0.26 1.20 0.97 1.02 0.38 1.47 0.22 1.08

PIMCO VIT Total Return Adv6,10 N/A 0.96 / 0.96 02-28-2006 -0.04 6.43 5.87 3.68 3.24 2.39 0.93 5.87 3.68 3.24 2.39 6.96 -1.82 3.56

Putnam VT Mortgage Securities6,10,52 N/A 0.97 / 0.75 01-31-2000 -0.10 -6.99 -5.12 0.59 0.20 0.57 0.16 -5.12 0.59 0.20 0.57 11.85 -2.09 0.74

Putnam VT Income IB6,10 N/A 0.82 / 0.82 04-30-1998 0.08 3.13 3.36 4.34 3.30 3.35 0.59 3.36 4.34 3.30 3.35 10.56 -0.99 4.34

Money Market

Great-West Government Money Mkt Fund Inv

(7-day SEC yield: *%)1,2,6,43

N/A 0.48 / 0.46 02-25-1982 -0.10 -0.61 -0.58 0.00 -0.43 -0.81 -0.30 -0.58 0.00 -0.43 -0.81 0.55 0.20 -0.80

Specialty

ALPS/Alerian Energy Infrastructure III6,11,13 N/A 1.37 / 1.30 04-30-2013 -11.52 -38.28 -37.19 -16.54 -6.36 -7.12 -9.98 -37.19 -16.54 -6.36 -7.12 18.98 -19.93 -2.02

ALPS/Red Rocks Global Opportunity III6,11,14 N/A 2.57 / 2.31 10-24-2014 -2.55 -9.83 0.70 2.79 7.24 6.40 8.42 0.70 2.79 7.24 6.40 38.17 -13.57 23.47

BlackRock 60/40 Target Alloc ETF VI III6,11,17 N/A 1.00 / 0.58 04-30-2014 -1.96 3.65 8.92 6.26 6.93 4.36 5.23 8.92 6.26 6.93 4.36 19.78 -6.31 13.35

Delaware VIP REIT Series Svc6,11,67 N/A 1.13 / 1.13 05-01-2000 -3.26 -19.29 -19.75 -2.29 0.56 5.36 0.98 -19.75 -2.29 0.56 5.36 24.99 -8.62 0.06

BNY Mellon IP Technology Growth Ser6,11,67 N/A 1.04 / 1.04 01-02-2001 -4.65 47.41 61.91 23.93 22.37 15.64 19.24 61.91 23.93 22.37 15.64 24.02 -2.45 40.66

Goldman Sachs VIT Multi-Strat Alts Adv6,11,45,67 N/A 2.78 / 1.42 04-25-2014 -1.19 -0.13 0.78 -0.41 0.09 -1.04 2.06 0.78 -0.41 0.09 -1.04 7.31 -8.20 3.89

Great-West Real Estate Index Fund Inv4,6,11,40,61,64 N/A 0.75 / 0.70 11-27-2012 -3.35 -22.34 -23.56 -3.59 0.13 3.29 0.36 -23.56 -3.59 0.13 3.29 20.94 -5.99 1.87

Ivy VIP Energy6,11 N/A 1.29 / 1.29 05-01-2006 -13.49 -54.52 -50.06 -31.15 -19.78 -10.63 -13.89 -50.06 -31.15 -19.78 -10.63 2.24 -34.92 -13.69

MFS VIT II Technology Svc6,11 N/A 1.22 / 1.22 08-24-2001 -4.49 30.91 43.57 23.31 23.29 17.70 11.96 43.57 23.31 23.29 17.70 34.26 0.31 37.00

PIMCO VIT Commodity Real Ret Strat Adv6,11,54,62 N/A 2.37 / 2.26 02-28-2006 -3.81 -10.88 -6.24 -4.55 -3.25 -6.38 10.89 -6.24 -4.55 -3.25 -6.38 10.02 -15.22 0.83

T. Rowe Price Health Sciences Port II6,11,39 N/A 1.20 / 1.19 04-30-2002 1.58 12.61 33.24 13.02 11.11 17.98 6.42 33.24 13.02 11.11 17.98 27.10 -0.34 25.79

These returns and fund operating expenses are expressed as percentages. 3, 5 and 10 Year/Since Inception returns shown are annualized. For 10 Year/Since Inception, if the fund was not in existence for 10 years, returns shown are since



inception. If the fund is less than one year old, returns are not annualized.

Funds may impose redemption fees and/or transfer restrictions if assets are held for less than the published holding period.

Expense ratios provided are the Funds' total annual operating expense ratios, gross of any fee waivers or expense reimbursement.

Great-West Financial(R) is a marketing name of Great-West Life & Annuity Insurance Company, Corporate Headquarters: Greenwood Village, CO; Great-West Life and Annuity Insurance Company of New York, Home Office: New York, NY, and

their subsidiaries and affiliates.

A ticker symbol is not available for those funds that are exempt from SEC registration.1Performance returns were not available at the time of production. Performance returns will be published once the information becomes available.

2You could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the

Federal Deposit Insurance Corporation or any other government agency. The fund's sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund

at any time.3Asset allocation and balanced investment options and models are subject to the risks of the underlying investments.

4Certain Great-West Funds are managed by sub-advisers who manage other mutual funds having similar names and investment objectives. While their investment management may be similar to, or modeled after, those other mutual funds, the

Great-West Funds are not directly related to any other mutual funds. Consequently, the investment performance and other features of other mutual funds and any similarly named Great-West Fund may differ substantially.6Offered through a group fixed and variable deferred annuity issued by Great-West Life & Annuity Insurance Co. of New York. Returns prior to the inception date of the separate account are hypothetical and are based on the inception date of the

underlying investment option, adjusted to reflect the deduction of fees and charges associated with the annuity contract. A ticker symbol is not available for this investment option.7Equity securities of companies located in emerging markets involve greater risks than investing in more established markets, including currency fluctuations, political developments and share illiquidity.

8Foreign securities involve risks, such as currency fluctuations, economic changes and political developments. These risks may be heightened in emerging markets, which may also experience liquidity risk.

9Securities of small and mid-size companies may be more volatile than those of larger, more established companies.

10Bond prices generally fall when interest rates rise (and vice versa) and are subject to risks including changes in credit quality, market valuations, inflation, liquidity, and default. High-yield bonds have a greater risk of default.

11Specialty funds invest in a limited number of companies and may be more volatile than a more diversified fund.

12The Fund has a Contractual Management Fee Waiver in the amount of .16% which expires on 30-JUL-2021.

13The Fund has a Contractual Expense Ratio Waiver in the amount of .07% which expires on 29-APR-2021.


15The Fund has a Contractual Expense Ratio Waiver in the amount of 9.79% which expires on 30-APR-2021.






21The Fund has a Contractual Expense Ratio Waiver in the amount of .01% which expires on 01-MAY-2021.











30The Fund has a Voluntary Expense Ratio Waiver in the amount of .02% which expires on 01-MAY-2021.

31The Fund has a Contractual Management Fee Waiver in the amount of .01% which expires on 30-JUN-2021.





36The Fund has a Contractual Management Fee Waiver in the amount of .04% which expires on 30-APR-2021.







43The Fund has a Contractual Expense Ratio Waiver in the amount of .02% .





48The Fund has a Contractual Management Fee Waiver in the amount of .18% which expires on 01-MAY-2021.



51The Fund has a Voluntary Expense Ratio Cap in the amount of 1.05% .The Fund has a Contractual Expense Ratio Waiver in the amount of .06% which expires on 31-MAY-2021.






57The Fund has a Contractual Expense Ratio Waiver in the amount of .04% which expires on 31-JUL-2021.


59Where data obtained from Morningstar, ©2020 Morningstar, Inc. All rights reserved. The data: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed and (3) is not warranted to be accurate, complete

or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.60

The Guaranteed Portfolio Fund is backed by the general assets of GWL&A.61

Real estate securities and trusts involve risks including declining property values, changes in zoning laws or losses from casualty. Real estate securities that invest in foreign real estate involve additional risks including currency fluctuations and

political developments.62

Commodity and real asset investments may be affected by natural disasters and political and economic developments



63The principal underwriter of Great-West Funds, Inc. is its affiliate GWFS Equities, Inc., Member FINRA/SIPC. Great-West Capital Management, LLC is the investment adviser.

64The Great-West Real Estate Index Fund seeks to track the total return of the Dow Jones U.S. Select REIT Index (SM). Standard & Poor's(R) and S&P(R) are registered trademarks or Standad & Poor's Financial Services LLC, and Dow

Jones(R) is a registered trademark of Dow Jones Trademark Holdings LLC. Both have been licensed for use by S&P Dow Jones Indices LLC and its affiliates and sublicensed for certain purposes by Great-West Capital Management, LLC.

The Dow Jones U.S. Select REIT index is a product of S&P Down Jones Indices LLC or its affiliates and has been licensed for use by GWCM. The Great-West Real Estate Index Fund is not sponsored, endorsed, sold or promoted by S&P

Dow Jones Indices LLC; Dow Jones, S&P; and their respective affiliates make no represntation regarding the advisability of investing in the fund.65

The Great-West International Index Fund seeks to track the total return of the MSCI EAFE Index. The fund or securities referred to herein are not sponsored, endorsed or promoted by MSCI INC., and MSCI bears no liability with respect to any

such fund or securities or any index on which such fund or securities may be based. The prospectus contains a more detailed description of the limited relationship MSCI has with Great-West Capital Management, LLC and any related

portfolios.66

This Investment is subject to an additional fund facilitation fee of .35% annually. The fee is deducted as a percentage of daily net asset vale from the assets held in this sub account.67

This investment option is no longer available. From time to time an investment option under the Plan may be closed. Closed investment options are no longer available for new deposits or transfers.



Performance data quoted represents past performance and is not a guarantee or prediction of future results. The investment return and principal value of an investment will fluctuate so that, when

redeemed, shares/units may be worth more or less than their original cost. Current performance may be lower or higher than performance data shown. Performance for a share class before its

inception is derived from the historical performance of the oldest share class. If the newer fund has lower expenses, the extended performance is not adjusted for the lower expenses; had it, returns

would have been higher. For performance data current to the most recent month-end, please visit www.variableannuities.greatwest.com.

Carefully consider the investment option#s objectives, risks, fees and expenses. Contact us for a prospectus, summary prospectus for SEC registered products or disclosure document for

unregistered products, if available, containing this information. Read each carefully before investing.

You could lose money by investing in a Money Market Fund. Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so. An investment in the

fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The fund#s sponsor has no legal obligation to provide financial support to the fund,

and you should not expect that the sponsor will provide financial support to the fund at any time.

For additional fund information, please refer to the Fund Fact Sheet or Prospectus.




Date1

Month YTD1

Year3

Year5

Year10 Year/ Since

Inception3

Month1

Year3

Year5

Year10 Year/ Since

Inception 2019 2018 2017

Income Strategy

GW Consrv Profile Fund Inv5,25,67 N/A 0.86 / 0.78 04-28-2017 -7.94 -6.12 -4.11 0.11 N/A 0.69 -4.68 -4.11 0.11 N/A 0.69 2.49 -11.00 N/A

GW Mod Consv Profile Fund Inv5,25,67 N/A 0.91 / 0.83 04-28-2017 -8.24 -7.01 -3.96 0.37 N/A 1.19 -4.02 -3.96 0.37 N/A 1.19 5.17 -12.45 N/A

GW Mod Profile Fund Inv5,22,67 N/A 0.98 / 0.92 04-28-2017 -8.67 -7.62 -3.47 0.76 N/A 1.81 -3.18 -3.47 0.76 N/A 1.81 7.99 -13.89 N/A

GW SecureFoundation Bal L5,37 N/A 0.87 / 0.84 12-31-2014 -8.99 -5.89 -1.65 1.64 4.42 3.07 -3.83 -1.65 1.64 4.42 3.07 7.94 -13.20 3.50

Great-West Conserv Profile Fund L5,25 N/A 1.11 / 1.03 04-28-2017 -7.98 -6.28 -4.30 -0.14 N/A 0.46 -4.74 -4.30 -0.14 N/A 0.46 2.20 -11.16 N/A

Great-West Mod Conserv Profile Fund L5,25 N/A 1.16 / 1.08 04-28-2017 -8.42 -7.24 -4.26 0.09 N/A 0.92 -4.11 -4.26 0.09 N/A 0.92 4.89 -12.59 N/A

Great-West Moderate Profile Fund L5,22 N/A 1.23 / 1.17 04-28-2017 -8.73 -7.81 -3.81 0.50 N/A 1.56 -3.33 -3.81 0.50 N/A 1.56 7.72 -14.04 N/A

Asset Allocation

Great-West Conservative Profile Fund Inv3,5,25 N/A 0.86 / 0.78 04-28-2017 -7.94 -6.12 -4.11 0.11 N/A 0.69 -4.68 -4.11 0.11 N/A 0.69 2.49 -11.00 N/A

Great-West Mod Cons Profile Fund Inv3,5,25 N/A 0.91 / 0.83 04-28-2017 -8.24 -7.01 -3.96 0.37 N/A 1.19 -4.02 -3.96 0.37 N/A 1.19 5.17 -12.45 N/A

Great-West Moderate Profile Fund Inv3,5,22 N/A 0.98 / 0.92 04-28-2017 -8.67 -7.62 -3.47 0.76 N/A 1.81 -3.18 -3.47 0.76 N/A 1.81 7.99 -13.89 N/A

Great-West Mod Aggr Profile Fund Inv3,5,20 N/A 1.04 / 1.01 04-28-2017 -9.04 -9.04 -4.05 0.76 N/A 2.05 -2.58 -4.05 0.76 N/A 2.05 10.59 -15.11 N/A

Great-West Aggressive Profile Fund Inv3,5 N/A 1.14 / 1.14 04-28-2017 -9.61 -12.22 -5.57 0.58 N/A 2.36 -1.29 -5.57 0.58 N/A 2.36 15.88 -17.67 N/A

Great-West Lifetime 2015 Fund Inv3,5,36 N/A 0.84 / 0.80 04-22-2016 -8.35 -5.09 -1.91 1.42 N/A 3.33 -3.70 -1.91 1.42 N/A 3.33 5.83 -12.17 2.11




Smart Track II - 5 Year Variable Annuity

Investment Performance as of 09/30/2020





Date1

Month YTD1

Year3

Year5

Year10 Year/ Since

Inception3

Month1

Year3

Year5

Year10 Year/ Since

Inception 2019 2018 2017






International

American Funds IS Global Growth & Inc 45,8 N/A 1.16 / 1.16 04-28-2017 -10.70 -14.30 -6.90 0.73 N/A 3.40 -2.80 -6.90 0.73 N/A 3.40 20.13 -17.20 N/A

American Funds IS International 45,8 N/A 1.05 / 1.05 05-01-2015 -9.59 -13.85 -6.05 -2.27 3.97 0.55 -2.12 -6.05 -2.27 3.97 0.55 12.72 -20.43 21.20

American Funds IS New World 45,8,48 N/A 1.27 / 1.09 04-22-2016 -9.66 -4.71 3.93 2.44 N/A 6.75 0.19 3.93 2.44 N/A 6.75 18.37 -21.20 18.59

BlackRock Global Allocation V.I. III5,8,19 N/A 1.14 / 0.99 05-16-2014 -8.57 -0.52 5.12 2.61 4.55 2.83 -0.26 5.12 2.61 4.55 2.83 8.21 -15.07 4.49

Delaware VIP Emerging Markets Svc5,7,8,22 N/A 1.64 / 1.58 01-23-2012 -7.17 -2.41 11.99 0.33 9.89 3.17 5.23 11.99 0.33 9.89 3.17 12.34 -22.84 28.86

Delaware VIP Intl Value Equity Ser Svc5,8,18 N/A 1.45 / 1.34 04-22-2016 -6.76 -10.73 -7.21 -4.73 N/A 1.11 -1.71 -7.21 -4.73 N/A 1.11 9.30 -24.56 12.27

DFA VA International Small Portfolio5,8,66 N/A 0.57 / 0.57 10-02-2017 -8.15 -14.76 -4.86 N/A N/A -5.01 1.46 -4.86 N/A N/A -5.01 13.45 -26.54 N/A

DFA VA International Value Portfolio5,8,66 N/A 0.45 / 0.45 10-02-2017 -11.09 -26.07 -20.55 N/A N/A -10.28 -5.44 -20.55 N/A N/A -10.28 6.09 -24.08 N/A

Fidelity VIP Intl Capital Apprec Svc 25,8 N/A 1.11 / 1.11 04-28-2017 -7.50 0.65 8.52 6.26 N/A 8.65 2.82 8.52 6.26 N/A 8.65 22.15 -20.04 N/A

Great-West Emerging Markets Equity Inv5,8,24 N/A 1.50 / 1.23 04-30-2018 -8.55 -7.44 3.63 N/A N/A -3.81 1.90 3.63 N/A N/A -3.81 11.80 N/A N/A

Great-West International Index Fund Inv4,5,8,65 N/A 0.64 / 0.64 01-23-2012 -9.15 -14.41 -8.00 -3.40 1.99 2.87 -3.26 -8.00 -3.40 1.99 2.87 11.41 -20.83 14.52

Great-West International Growth Inv4,5,8,25 N/A 1.28 / 1.20 01-23-2012 -8.05 4.50 16.07 5.40 7.50 6.50 1.82 16.07 5.40 7.50 6.50 23.20 -23.61 16.35

Great-West International Value Inv4,5,8 N/A 1.06 / 1.06 01-23-2012 -8.91 -10.85 -3.44 -1.87 3.83 4.83 -1.80 -3.44 -1.87 3.83 4.83 12.17 -22.42 16.21

Great-West Global Bond Inv4,5,8,22 N/A 1.07 / 1.01 01-23-2012 -7.34 -5.68 -5.49 -2.13 -0.23 -0.06 -4.29 -5.49 -2.13 -0.23 -0.06 -4.37 -8.36 -6.32

Invesco VI Global Real Estate II5,8,61 N/A 1.29 / 1.29 01-23-2012 -9.66 -25.10 -22.94 -4.59 -0.62 2.52 -4.71 -22.94 -4.59 -0.62 2.52 12.70 -13.93 3.59

Invesco VI International Growth II5,8,67 N/A 1.15 / 1.15 01-23-2012 -8.02 -7.79 -1.40 0.20 4.10 4.11 1.18 -1.40 0.20 4.10 4.11 17.84 -22.08 12.77

MFS VIT II International Growth Svc5,8,47 N/A 1.30 / 1.13 08-24-2001 -8.31 -4.53 3.79 4.26 7.97 5.25 0.98 3.79 4.26 7.97 5.25 16.80 -16.66 21.62

Invesco Oppenheimer VI Int'l Growth II5,8,50,67 N/A 1.38 / 1.25 04-28-2017 -7.09 -2.79 8.82 0.25 N/A 2.52 1.77 8.82 0.25 N/A 2.52 17.58 -26.08 N/A

Putnam VT Global Equity IB5,8,40 N/A 1.11 / 1.06 12-31-2014 -9.67 -8.27 -1.78 1.38 5.40 3.54 -0.34 -1.78 1.38 5.40 3.54 16.33 -19.53 17.97

Putnam VT International Equity IB5,8 N/A 1.10 / 1.10 05-01-2015 -8.68 -10.10 -2.22 -2.93 1.81 -0.64 -0.70 -2.22 -2.93 1.81 -0.64 15.00 -25.67 16.32

Putnam VT Emerging Markets Equity IB5,8,55,67 N/A 1.55 / 1.34 01-23-2012 -7.48 1.11 10.32 1.49 4.87 5.09 6.86 10.32 1.49 4.87 5.09 14.80 -25.24 24.09

Putnam VT International Value IB5,8 N/A 1.17 / 1.17 04-22-2016 -11.08 -20.68 -13.82 -7.78 N/A -1.45 -5.61 -13.82 -7.78 N/A -1.45 10.47 -24.30 14.58

VanEck VIP Trust Global Hard Assets S5,8 N/A 1.40 / 1.40 01-23-2012 -8.25 -11.32 -3.96 -9.48 -2.45 -7.42 11.50 -3.96 -9.48 -2.45 -7.42 2.50 -34.23 -9.92

Small Cap

Alger Small Cap Growth I-25,9,67 N/A 0.98 / 0.98 01-09-2012 -5.81 29.98 35.79 20.10 17.87 * 3.06 35.79 20.10 17.87 * 18.85 -6.79 18.29






Date1

Month YTD1

Year3

Year5

Year10 Year/ Since

Inception3

Month1

Year3

Year5

Year10 Year/ Since

Inception 2019 2018 2017

Alger Weatherbie Specialized Grw Port I25,9,15,67 N/A 10.84 / 1.05 05-16-2014 -8.64 15.09 25.11 17.40 17.05 13.32 -0.54 25.11 17.40 17.05 13.32 27.09 -11.04 25.81

ClearBridge Variable Small Cap Growth II5,9 N/A 1.06 / 1.06 05-01-2015 -9.67 7.62 15.87 13.20 13.55 9.93 2.68 15.87 13.20 13.55 9.93 16.29 -5.16 13.86

Delaware VIP Small Cap Value Series Svc5,9 N/A 1.07 / 1.07 01-23-2012 -12.58 -31.97 -26.24 -9.62 0.49 3.57 -7.46 -26.24 -9.62 0.49 3.57 17.36 -23.68 2.69

DWS Global Small Cap VIP B5,9,23,67 N/A 1.40 / 1.09 01-23-2012 -8.94 -11.43 -2.56 -4.99 0.17 3.48 0.56 -2.56 -4.99 0.17 3.48 11.26 -27.17 9.90

DFA VA US Targeted Value5,9,66 N/A 0.38 / 0.38 10-02-2017 -11.36 -28.48 -22.26 N/A N/A -9.76 -3.79 -22.26 N/A N/A -9.76 12.23 -22.96 N/A

Great-West Invesco SmCap Value Fund Inv5,9,33 N/A 1.47 / 1.18 12-31-2014 -10.85 -28.62 -23.41 -10.87 -1.50 -3.14 -5.52 -23.41 -10.87 -1.50 -3.14 7.71 -20.84 -1.85

Great-West Loomis Sayles SmCpVl Fund Inv4,5,9,42 N/A 1.13 / 1.09 01-23-2012 -11.80 -26.30 -22.41 -8.27 0.85 4.43 -5.63 -22.41 -8.27 0.85 4.43 14.56 -22.99 0.84

Great-West S&P SmCap 600 Index Fund Inv4,5,9 N/A 0.56 / 0.56 01-23-2012 -11.49 -22.11 -16.03 -4.35 3.88 6.78 -4.50 -16.03 -4.35 3.88 6.78 12.29 -15.88 3.61

Invesco VI Small Cap Equity II5,9,67 N/A 1.22 / 1.22 01-23-2012 -9.31 -9.33 -3.25 -0.61 3.84 5.58 -0.58 -3.25 -0.61 3.84 5.58 16.08 -22.14 4.50

JPMorgan Insurance Tr Small Cap Core 25,9,32 N/A 1.12 / 1.11 04-30-2018 -9.34 -20.65 -12.05 N/A N/A -7.16 -2.71 -12.05 N/A N/A -7.16 14.18 N/A N/A

Lord Abbett Series Developing Growth VC5,9,34 N/A 1.27 / 1.04 05-16-2014 -4.40 24.93 33.75 21.80 15.37 12.56 7.75 33.75 21.80 15.37 12.56 21.08 -3.62 19.39

MFS VIT III Blended Research SmCp Eq Svc5,9 N/A 0.79 / 0.79 04-28-2017 -11.27 -23.88 -15.46 -2.78 N/A -0.76 -5.42 -15.46 -2.78 N/A -0.76 16.11 -13.03 N/A

Invesco Oppenheimer VI Main St SmlCp II5,9,51 N/A 1.11 / 1.05 05-16-2014 -10.03 -13.55 -6.23 -1.15 5.09 4.26 -1.79 -6.23 -1.15 5.09 4.26 15.91 -17.79 4.67

Putnam VT Small Cap Growth IB5,9,20 N/A 1.17 / 1.14 01-23-2012 -7.44 11.34 20.07 8.99 9.52 9.02 2.85 20.07 8.99 9.52 9.02 26.30 -20.83 -0.82

Putnam VT Small Cap Value IB5,9 N/A 1.34 / 1.34 12-31-2014 -11.26 -28.69 -22.21 -10.76 -1.10 -2.20 -5.25 -22.21 -10.76 -1.10 -2.20 14.17 -26.42 -0.88

Mid Cap

American Century VP Mid Cap Value II5,9,12 N/A 1.16 / 1.00 01-23-2012 -9.54 -20.19 -15.03 -3.00 3.98 7.33 -3.53 -15.03 -3.00 3.98 7.33 18.53 -20.02 2.43

ClearBridge Variable Mid Cap II5,9,67 N/A 1.10 / 1.10 04-28-2017 -8.98 -11.64 -4.94 0.96 N/A 1.92 1.10 -4.94 0.96 N/A 1.92 21.90 -19.87 N/A

Great-West Ariel Mid Cap Value Fund Inv4,5,9,22 N/A 1.11 / 1.05 01-23-2012 -8.97 -18.74 -12.63 -3.62 2.20 6.30 -1.75 -12.63 -3.62 2.20 6.30 14.24 -21.35 5.68

Great-West Mid Cap Value Inv5,9,40 N/A 1.20 / 1.15 12-31-2014 -9.21 -23.20 -19.32 -5.40 2.35 0.55 -1.97 -19.32 -5.40 2.35 0.55 10.72 -19.42 7.50

Great-West S&P MidCap 400 Index Fund Inv4,5,9 N/A 0.55 / 0.55 01-23-2012 -10.10 -16.07 -10.50 -1.27 4.71 7.22 -3.03 -10.50 -1.27 4.71 7.22 15.31 -18.74 6.27

Great-West T Rowe Price MdCp Gr Fund Inv4,5,9 N/A 1.02 / 1.02 01-23-2012 -8.10 -2.09 3.98 8.43 10.62 11.93 0.32 3.98 8.43 10.62 11.93 20.63 -10.25 14.34

Janus Henderson Enterprise Svc5,9 N/A 0.97 / 0.97 05-01-2015 -9.46 -8.28 -3.22 8.19 11.86 9.31 -0.76 -3.22 8.19 11.86 9.31 24.20 -8.72 16.78

Large Cap

American Century VP Value II5,16 N/A 1.13 / 0.88 05-01-2015 -10.43 -23.06 -15.68 -3.48 3.01 0.61 -4.83 -15.68 -3.48 3.01 0.61 16.63 -16.63 -0.23

American Funds IS Blue Chip Inc&Gr 45 N/A 0.93 / 0.93 04-30-2018 -10.52 -12.00 -4.10 N/A N/A -0.80 -3.26 -4.10 N/A N/A -0.80 11.22 N/A N/A

American Funds IS Growth 45 N/A 0.86 / 0.86 04-30-2018 -11.08 17.43 32.55 N/A N/A 15.74 5.65 32.55 N/A N/A 15.74 19.86 N/A N/A

American Funds IS® Growth-Income 45 N/A 0.80 / 0.80 04-30-2018 -10.26 -6.54 1.46 N/A N/A 3.88 -2.20 1.46 N/A N/A 3.88 15.65 N/A N/A

ClearBridge Variable Large Cap Growth II5 N/A 1.03 / 1.03 04-28-2017 -10.80 10.43 19.81 14.78 N/A 14.97 4.25 19.81 14.78 N/A 14.97 21.15 -8.32 N/A

BNY Mellon VIF Appreciation Serv5,67 N/A 1.06 / 1.06 01-23-2012 -10.88 2.65 12.25 10.65 12.09 9.45 2.04 12.25 10.65 12.09 9.45 24.77 -14.64 16.71

DWS Capital Growth VIP B5 N/A 0.76 / 0.76 01-23-2012 -10.50 15.41 24.75 16.87 15.88 14.69 2.61 24.75 16.87 15.88 14.69 25.70 -9.83 15.75






Date1

Month YTD1

Year3

Year5

Year10 Year/ Since

Inception3

Month1

Year3

Year5

Year10 Year/ Since

Inception 2019 2018 2017

DFA VA US Large Value5,66 N/A 0.27 / 0.27 10-02-2017 -9.46 -23.45 -16.80 N/A N/A -4.37 -2.95 -16.80 N/A N/A -4.37 15.18 -19.53 N/A

Goldman Sachs VIT US Eq Insights Svc5,26 N/A 0.99 / 0.77 04-22-2016 -10.75 -1.45 5.88 5.86 N/A 9.30 0.71 5.88 5.86 N/A 9.30 14.80 -13.95 13.76

Great-West Large Cap Value Fund Inv5,28,59 N/A 0.98 / 0.96 11-01-1994 -10.32 -19.08 -13.69 -1.63 5.13 6.73 -3.91 -13.69 -1.63 5.13 6.73 16.27 N/A N/A

Great-West Large Cap Growth Inv5,28 N/A 1.02 / 1.00 04-22-2016 -11.03 17.33 27.73 18.25 N/A 17.67 5.62 27.73 18.25 N/A 17.67 25.17 -8.06 19.51

Great-West Small Cap Growth Inv5,29 N/A 1.66 / 1.19 04-22-2016 -8.88 -2.14 9.88 7.16 N/A 10.56 1.91 9.88 7.16 N/A 10.56 16.96 -10.85 11.64

Great-West S&P 500 Index Fund Inv4,5 N/A 0.52 / 0.52 01-23-2012 -10.67 -3.08 5.27 7.73 10.56 10.81 0.89 5.27 7.73 10.56 10.81 20.23 -12.60 11.35

Invesco VI Core Equity II5,67 N/A 1.03 / 1.03 01-23-2012 -10.46 -5.03 2.36 3.29 6.02 6.64 1.43 2.36 3.29 6.02 6.64 18.23 -16.94 3.72

Invesco VI Growth & Income Series II5,31 N/A 1.00 / 0.99 01-23-2012 -9.64 -22.82 -17.38 -5.34 2.47 5.60 -3.09 -17.38 -5.34 2.47 5.60 14.73 -20.60 4.79

MFS VIT II Blended Rsrch Core Eq Svc5 N/A 0.70 / 0.70 04-22-2016 -11.29 -5.16 3.61 5.32 N/A 7.39 -0.12 3.61 5.32 N/A 7.39 18.42 -15.45 10.70

Neuberger Berman AMT Sustainable Eq S5 N/A 1.18 / 1.18 01-23-2012 -8.97 -5.51 1.66 4.59 7.76 8.93 1.53 1.66 4.59 7.76 8.93 15.39 -13.56 8.53

Putnam VT Equity Income IB5 N/A 0.82 / 0.82 04-28-2017 -9.99 -15.79 -8.59 1.33 N/A 3.01 -3.29 -8.59 1.33 N/A 3.01 19.83 -15.91 N/A

Putnam VT Growth Opportunities IB5 N/A 0.92 / 0.92 12-31-2014 -11.24 18.53 29.04 19.83 18.61 14.70 4.15 29.04 19.83 18.61 14.70 25.65 -5.92 20.29

Putnam VT Multi-Cap Core IB5 N/A 0.93 / 0.93 05-01-2015 -10.61 -5.71 4.47 6.29 9.65 6.68 1.52 4.47 6.29 9.65 6.68 20.96 -15.12 12.89

Putnam VT Research IB5 N/A 1.03 / 1.03 12-31-2014 -10.59 -1.30 7.85 8.82 11.37 8.25 1.02 7.85 8.82 11.37 8.25 22.43 -12.44 13.34

T. Rowe Price Blue Chip Growth Port II5,56 N/A 1.10 / 1.00 05-16-2014 -11.53 14.33 24.50 16.15 16.50 14.67 3.89 24.50 16.15 16.50 14.67 19.07 -6.59 24.81

Balanced

Fidelity VIP Balanced Service 23,5 N/A 0.74 / 0.74 04-28-2017 -9.08 1.11 8.07 6.52 N/A 7.09 -0.13 8.07 6.52 N/A 7.09 14.05 -12.19 N/A

First Trust/Dow Jones Div & Inc Allc I3,5,21 N/A 1.21 / 1.20 04-28-2017 -8.90 -10.87 -7.97 1.42 N/A 2.32 -4.84 -7.97 1.42 N/A 2.32 10.98 -12.63 N/A

Franklin Income VIP 43,5,32 N/A 0.82 / 0.81 12-31-2014 -8.53 -16.18 -13.52 -2.76 2.21 0.24 -4.83 -13.52 -2.76 2.21 0.24 6.64 -12.17 0.67

Janus Henderson Balanced Svc3,5 N/A 0.87 / 0.87 01-23-2012 -8.94 -1.84 3.11 7.24 8.04 7.81 -0.98 3.11 7.24 8.04 7.81 12.36 -7.71 8.55

JPMorgan Insurance Trust Inc Bldr 23,5,35 N/A 1.28 / 0.93 04-28-2017 -8.24 -10.50 -8.29 -0.94 N/A 0.30 -3.96 -8.29 -0.94 N/A 0.30 5.00 -12.63 N/A

JPMorgan Insurance Trust Glbl Allc 23,5,34 N/A 1.40 / 1.17 04-28-2017 -9.33 -5.93 -1.09 1.21 N/A 2.62 -1.58 -1.09 1.21 N/A 2.62 7.12 -13.91 N/A

Putnam VT Multi-Asset Absolute Return3,5,53,67 N/A 1.62 / 1.17 05-01-2015 -7.49 -13.62 -16.87 -5.73 -2.94 -3.04 -7.28 -16.87 -5.73 -2.94 -3.04 -2.68 -15.31 -1.70

Putnam VT Global Asset Allocation IB3,5,32 N/A 1.13 / 1.12 12-31-2014 -9.34 -5.12 -1.62 1.51 4.47 3.17 -2.92 -1.62 1.51 4.47 3.17 7.63 -14.78 5.98

Bond

American Century VP Infl Protection II5,10 N/A 0.72 / 0.72 01-23-2012 -7.49 -1.21 -0.70 1.12 1.38 0.19 -3.92 -0.70 1.12 1.38 0.19 0.07 -10.70 -4.74

BlackRock High Yield V.I. III5,10,18 N/A 0.95 / 0.84 05-16-2014 -8.01 -6.89 -4.67 0.50 3.19 1.71 -3.05 -4.67 0.50 3.19 1.71 5.57 -10.77 -1.60

Columbia VP Strategic Income 25,10,20 N/A 0.97 / 0.94 04-30-2018 -7.31 -6.24 -4.72 N/A N/A 0.47 -4.32 -4.72 N/A N/A 0.47 1.28 N/A N/A

Eaton Vance VT Floating-Rate Income Init5,10 N/A 1.19 / 1.19 04-22-2016 -6.96 -8.88 -7.74 -1.48 N/A * -4.40 -7.74 -1.48 N/A * -1.60 -8.18 -4.96

Federated Hermes High Income Bond II Svc5,10,30 N/A 1.08 / 1.06 04-28-2017 -8.01 -7.98 -5.79 -0.48 N/A 0.30 -3.28 -5.79 -0.48 N/A 0.30 4.87 -11.26 N/A

Great-West Bond Index Fund Inv5,10 N/A 0.50 / 0.50 01-23-2012 -7.13 -1.78 -2.19 1.06 0.94 0.97 -6.89 -2.19 1.06 0.94 0.97 -0.68 -8.48 -5.30






Date1

Month YTD1

Year3

Year5

Year10 Year/ Since

Inception3

Month1

Year3

Year5

Year10 Year/ Since

Inception 2019 2018 2017

Great-West Core Bond Fund Inv4,5,10,41 N/A 0.80 / 0.70 01-23-2012 -7.21 -1.71 -1.57 1.22 1.72 1.40 -6.36 -1.57 1.22 1.72 1.40 0.34 -9.22 -4.52

Great-West Infl-Protd Secs Investor5,10,27 N/A 1.00 / 0.70 04-30-2018 -7.36 -2.76 -2.29 N/A N/A 0.39 -4.91 -2.29 N/A N/A 0.39 -2.27 N/A N/A

Great-West Multi-Sector Bond Inv4,5,10,28 N/A 0.92 / 0.90 01-23-2012 -7.47 -3.92 -2.66 0.63 2.80 3.19 -4.46 -2.66 0.63 2.80 3.19 2.67 -10.96 -2.35

Great-West High Yield Bond Fund Inv4,5,10,44 N/A 1.48 / 1.10 01-23-2012 -7.79 -4.25 -1.52 1.08 3.85 3.87 -2.25 -1.52 1.08 3.85 3.87 5.12 -11.71 -2.03

Great-West Short Duration Bond Fund Inv5,10,46 N/A 0.67 / 0.60 01-23-2012 -7.22 -4.56 -4.27 -0.52 -0.10 0.29 -6.63 -4.27 -0.52 -0.10 0.29 -3.15 -7.53 -6.31

Great-West US Govt Securities Fund Inv5,10,42 N/A 0.64 / 0.60 01-23-2012 -7.04 -2.14 -2.78 0.56 0.40 0.62 -7.15 -2.78 0.56 0.40 0.62 -2.48 -7.68 -6.08

Janus Henderson Flexible Bond Svc5,10 N/A 0.85 / 0.82 01-23-2012 -7.23 -0.36 -0.15 1.56 1.35 1.72 -5.99 -0.15 1.56 1.35 1.72 0.42 -9.29 -5.03

Invesco Oppenheimer VI Totl Retrn Bnd II5,10,49 N/A 1.15 / 1.00 04-28-2017 -7.09 -0.41 -0.58 1.70 N/A 1.87 -6.17 -0.58 1.70 N/A 1.87 0.39 -9.31 N/A

PIMCO VIT Long-Term US Govt Adv5,10 N/A 0.84 / 0.84 04-22-2016 -6.55 11.34 6.07 6.98 N/A 4.34 -7.25 6.07 6.98 N/A 4.34 4.05 -10.38 0.02

PIMCO VIT Low Duration Adv5,10 N/A 1.14 / 1.14 01-23-2012 -7.13 -5.49 -5.61 -1.44 -0.78 -0.33 -6.84 -5.61 -1.44 -0.78 -0.33 -4.50 -7.88 -6.96

PIMCO VIT Real Return Adv5,10 N/A 1.63 / 1.63 01-23-2012 -7.44 0.82 1.35 1.71 1.82 0.47 -4.22 1.35 1.71 1.82 0.47 -0.45 -10.22 -4.84

PIMCO VIT Short-Term Adv5,10 N/A 0.89 / 0.89 04-22-2016 -6.86 -6.09 -5.89 -1.44 N/A -0.52 -6.76 -5.89 -1.44 N/A -0.52 -5.63 -6.79 -5.99

PIMCO VIT Total Return Adv5,10 N/A 0.96 / 0.96 01-23-2012 -7.04 -1.01 -1.53 1.21 1.76 1.70 -6.14 -1.53 1.21 1.76 1.70 -0.52 -8.69 -3.69

Putnam VT Mortgage Securities5,10,52 N/A 0.97 / 0.75 01-23-2012 -7.09 -13.49 -11.75 -1.81 -1.25 -0.59 -6.85 -11.75 -1.81 -1.25 -0.59 4.02 -8.94 -6.31

Putnam VT Income IB5,10 N/A 0.82 / 0.82 12-31-2014 -6.84 -4.08 -3.87 1.84 1.81 1.26 -6.45 -3.87 1.84 1.81 1.26 2.82 -7.92 -2.97

Money Market

Great-West Government Money Mkt Fund Inv

(7-day SEC yield: *%)2,5,43

N/A 0.48 / 0.46 01-23-2012 -7.09 -7.57 -7.54 -2.40 -1.87 -1.58 -7.28 -7.54 -2.40 -1.87 -1.58 -6.50 -6.83 -7.74

Specialty

ALPS/Alerian Energy Infrastructure III5,11,13 N/A 1.37 / 1.30 04-22-2016 -17.71 -42.60 -41.59 -18.54 N/A -9.21 -16.28 -41.59 -18.54 N/A -9.21 10.65 -25.53 -8.88

ALPS/Red Rocks Global Opportunity III5,11,14 N/A 2.57 / 2.31 12-31-2014 -9.37 -16.14 -6.35 0.34 5.70 4.47 0.83 -6.35 0.34 5.70 4.47 28.50 -19.62 14.83

BlackRock 60/40 Target Alloc ETF VI III5,11,17 N/A 1.00 / 0.58 04-30-2014 -8.82 -3.61 1.30 3.72 5.39 3.19 -2.14 1.30 3.72 5.39 3.19 11.39 N/A N/A

Delaware VIP REIT Series Svc5,11,67 N/A 1.13 / 1.13 01-23-2012 -10.03 -24.94 -25.37 -4.62 -0.89 3.12 -6.09 -25.37 -4.62 -0.89 3.12 16.24 -15.02 -6.95

BNY Mellon IP Technology Growth Ser5,11,67 N/A 1.04 / 1.04 01-23-2012 -11.32 37.09 50.57 20.97 20.60 16.30 10.89 50.57 20.97 20.60 16.30 15.34 -9.27 30.81

Goldman Sachs VIT Multi-Strat Alts Adv5,11,45,67 N/A 2.78 / 1.42 12-31-2014 -8.11 -7.12 -6.27 -2.79 -1.35 -2.10 -5.08 -6.27 -2.79 -1.35 -2.10 -0.20 -14.63 -3.38

Great-West Real Estate Index Fund Inv4,5,11,40,61,64 N/A 0.75 / 0.70 05-01-2013 -10.12 -27.78 -28.91 -5.89 -1.31 0.27 -6.67 -28.91 -5.89 -1.31 0.27 12.48 -12.57 -5.26

Ivy VIP Energy5,11 N/A 1.29 / 1.29 04-22-2016 -19.55 -57.71 -53.56 -32.80 N/A -24.34 -19.91 -53.56 -32.80 N/A -24.34 -4.91 -39.48 -19.73

MFS VIT II Technology Svc5,11 N/A 1.22 / 1.22 04-22-2016 -11.18 21.75 33.52 20.36 N/A 22.24 4.12 33.52 20.36 N/A 22.24 24.86 -6.71 27.41

PIMCO VIT Commodity Real Ret Strat Adv5,11,54,62 N/A 2.37 / 2.26 01-23-2012 -10.54 -17.12 -12.81 -6.83 -4.64 -8.84 3.13 -12.81 -6.83 -4.64 -8.84 2.32 -21.16 -6.23

T. Rowe Price Health Sciences Port II5,11,39 N/A 1.20 / 1.19 01-23-2012 -5.53 4.73 23.91 10.32 9.51 16.63 -1.02 23.91 10.32 9.51 16.63 18.20 -7.32 16.98

These returns and fund operating expenses are expressed as percentages. 3, 5 and 10 Year/Since Inception returns shown are annualized. For 10 Year/Since Inception, if the fund was not in existence for 10 years, returns shown are since



inception. If the fund is less than one year old, returns are not annualized.

Funds may impose redemption fees and/or transfer restrictions if assets are held for less than the published holding period.

Expense ratios provided are the Funds' total annual operating expense ratios, gross of any fee waivers or expense reimbursement.

Great-West Financial(R) is a marketing name of Great-West Life & Annuity Insurance Company, Corporate Headquarters: Greenwood Village, CO; Great-West Life and Annuity Insurance Company of New York, Home Office: New York, NY, and

their subsidiaries and affiliates.

A ticker symbol is not available for those funds that are exempt from SEC registration.2You could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the

Federal Deposit Insurance Corporation or any other government agency. The fund's sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund

at any time.3Asset allocation and balanced investment options and models are subject to the risks of the underlying investments.

4Certain Great-West Funds are managed by sub-advisers who manage other mutual funds having similar names and investment objectives. While their investment management may be similar to, or modeled after, those other mutual funds, the

Great-West Funds are not directly related to any other mutual funds. Consequently, the investment performance and other features of other mutual funds and any similarly named Great-West Fund may differ substantially.5Investment options offered through a group fixed and variable deferred annuity issued by Great-West Life & Annuity Insurance Company, Corporate Headquarters Greenwood Village, CO; or in New York, by Great-West Life & Annuity

Insurance Company of New York, Home Office: New York, NY.7Equity securities of companies located in emerging markets involve greater risks than investing in more established markets, including currency fluctuations, political developments and share illiquidity.

8Foreign securities involve risks, such as currency fluctuations, economic changes and political developments. These risks may be heightened in emerging markets, which may also experience liquidity risk.

9Securities of small and mid-size companies may be more volatile than those of larger, more established companies.

10Bond prices generally fall when interest rates rise (and vice versa) and are subject to risks including changes in credit quality, market valuations, inflation, liquidity, and default. High-yield bonds have a greater risk of default.

11Specialty funds invest in a limited number of companies and may be more volatile than a more diversified fund.





















30The Fund has a Voluntary Expense Ratio Waiver in the amount of .02% which expires on 01-MAY-2021.

31The Fund has a Contractual Management Fee Waiver in the amount of .01% which expires on 30-JUN-2021.

















48The Fund has a Contractual Management Fee Waiver in the amount of .18% which expires on 01-MAY-2021.



51The Fund has a Voluntary Expense Ratio Cap in the amount of 1.05% .The Fund has a Contractual Expense Ratio Waiver in the amount of .06% which expires on 31-MAY-2021.






57The Fund has a Contractual Expense Ratio Waiver in the amount of .04% which expires on 31-JUL-2021.


59Where data obtained from Morningstar, ©2020 Morningstar, Inc. All rights reserved. The data: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed and (3) is not warranted to be accurate, complete

or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.60

The Guaranteed Portfolio Fund is backed by the general assets of GWL&A.61

Real estate securities and trusts involve risks including declining property values, changes in zoning laws or losses from casualty. Real estate securities that invest in foreign real estate involve additional risks including currency fluctuations and

political developments.62

Commodity and real asset investments may be affected by natural disasters and political and economic developments63

The principal underwriter of Great-West Funds, Inc. is its affiliate GWFS Equities, Inc., Member FINRA/SIPC. Great-West Capital Management, LLC is the investment adviser.



64The Great-West Real Estate Index Fund seeks to track the total return of the Dow Jones U.S. Select REIT Index (SM). Standard & Poor's(R) and S&P(R) are registered trademarks or Standad & Poor's Financial Services LLC, and Dow

Jones(R) is a registered trademark of Dow Jones Trademark Holdings LLC. Both have been licensed for use by S&P Dow Jones Indices LLC and its affiliates and sublicensed for certain purposes by Great-West Capital Management, LLC.

The Dow Jones U.S. Select REIT index is a product of S&P Down Jones Indices LLC or its affiliates and has been licensed for use by GWCM. The Great-West Real Estate Index Fund is not sponsored, endorsed, sold or promoted by S&P

Dow Jones Indices LLC; Dow Jones, S&P; and their respective affiliates make no represntation regarding the advisability of investing in the fund.65

The Great-West International Index Fund seeks to track the total return of the MSCI EAFE Index. The fund or securities referred to herein are not sponsored, endorsed or promoted by MSCI INC., and MSCI bears no liability with respect to any

such fund or securities or any index on which such fund or securities may be based. The prospectus contains a more detailed description of the limited relationship MSCI has with Great-West Capital Management, LLC and any related

portfolios.66

This Investment is subject to an additional fund facilitation fee of .35% annually. The fee is deducted as a percentage of daily net asset vale from the assets held in this sub account.67

This investment option is no longer available. From time to time an investment option under the Plan may be closed. Closed investment options are no longer available for new deposits or transfers.



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