SMART MICRO CREDIT BUSINESS SUITE

Generix Solutions

Generix Solutions

TOC About Presentation

"No one can remember more than three points." -- Philip Crosby

About Generix Solutions

Smart Micro Credit Business Suite

Loaning System of Smart Micro Credit Business Suite

Financial System of Smart Micro Credit Business Suite

Proposal of Smart Micro Credit Business Suite

ABOUT GENERIX SOLUTIONS

Generix Solutions

Generix Solutions

About Generix Solutions

10+ Years of Working Experience

Serving 1000+ clients

Highly Experienced Staff

State of the Art Technology

Effective, Efficient & Quality Solutions

Focus Our Attention & Resources On Our Customers & Their Own Customers.

Generix Solutions

Micro Credit Organization Clients of Generix Solutions

Collaboration with PPAF

4+ Years of Working Experience in field of Micro Credit

Implemented MIS/FIS at more then 21 Organization all over the Pakistan

Introduce Product line - Smart Micro Credit Business Suite

Experienced & Specialized Technical Professional in field of Micro Credit

Exposure of Analysis, Training & Implementation

Continues Working on New Modules & Reporting

Generix Solutions

About Generix Solutions

Product Line Smart Business Suite Smart Micro Credit Business

Suite Smart HR, Payroll &

Attendance System Smart e-POS System

(Electronic Point of Sales)

Smart Restaurant Management System

Group Activity Generix Solutions Generix Host Generix IT Audit Generix tech

Generix Solutions

About Generix Solutions

Achievements 25000+ Installation of SMAP

Software all over the Pakistan Joint hands with SMEDA

1000+ Generix Solutions Clients all over the world

Maintaining Support Call Center for 1000’s of Companies for all over the world

Introducing “Computerized Accounting Course ” for Inter, Graduate level with SMEDA

SMART MICRO CREDIT BUSINESS SUITE

Generix Solutions

Smart Micro Credit Business Suite

Web based Loaning System - MIS

Complete Financial Suite - FIS

HR, Payroll & Attendance System

Web & Client /Server Based Environment

Integrated Solutions

System running on all the branches live over internet connected with Head office

Highly User Friendly

Multi Branch System

Flexible System – Users can Customize the features of the system as per Management Requirements

Business Suite

Smart Micro Credit

Loaning Applicatio

n

Financial Applicatio

n

HR, Payroll

& Attendanc

e System

Multi Branch System live connectivity over Internet

Head Office -

System Exist

Internet

Head Office Data &

System Exist

Area Office

Branch Office

Generix Solutions

Smart Micro Credit Business Suite

3 Tier Architecture New Technology being used(.NET Architecture , Microsoft Solutions, MS SQL Server)

Standards Being AdoptedBenefits

Servers Family Data Warehouse, Information Server & Domain Server Architecture

LOANING SYSTEM OF SMART MICRO CREDIT BUSINESS SUITE

Generix Solutions

Loaning System of Smart Micro Credit Business Suite

Centralized Application Globally Accessibility Ready Analysis on day to

day bases Global Tracking of Clients

between Branches Web Based Solution – Run

over Internet Centralized Technical

Support as well as End User Support

No Installation & Other IT Procedures Required

Client Basic, Business InfoGrouping & Product Selection

Case Approval / Rejection

Loan Disbursement

Recovery System

Business Process

Business Process Loaning System

For more info . . .List location or contact for specification (or other related documents)

Client CSC Office

ClientRecord Verify

Check PreviousLoan History

Input ClientData Loan already in

progress

Update ClientData

Loan Request

No

Client InfoRecord exists (Yes)

Yes

Product is MC (yes)

Input HouseholdFamily &

Business InfoSales / Purchases

Product is EDF / MIOP (yes)

Center &

Groupsmake

Disbursement&

Product Identification

InputCenter no.Group and

Checque No. Details

Area / branch Wise Pending Disbursement report

InputPrevious LoanEDF Loan InfoGuarantor and

Recommendations

MC

Ledger

Client Ledger

Stationary A/C

Insurance A/C

Input clientDetail

i.e. CO, Group

Submit case forapproval

Client Info

EDF / MIOP

Client Information / Disbursement Process

2nd Loan isnot allowed

Client info

Submit case to Area office

Case Approval & Recovery Process

Recovery List

Client/Credit Officer

Bank

DisbursementBranch wiseMember wise

CHECQUE entry

View pendingCases for

for Approval

Input Recovery

Update

Client Ledger

Ledger

Ledger

Client

Casepending

Approved

(No)

MER Approval

Area Manager Approval

Area BranchCredit officerDate to Daterecovery list

Accountant entersInstallment&Fine info clientwise

Accountant

Deposit CashBank Receipt

Approved(yes)

Finance Department

Submit case to Area office

Main Users

Head Office

• Analyze All Area’s & Branches

• All Products

• All Clients

Area

• Analyze Branches

• Details of Credit Officers

• Products & Clients details

Branch

• Analyze Credit Officers

• Clients Analysis

Generix Solutions

Major Features Basic Definition

(Area, Branch, District, Village, Business Type, Loan Donors, Education & Institution)

Product Definition(Interest Ratio, Monthly Installment , Risk Coverage, Loaning Period, Min Max Loan Amount)

Individual Loaning OR Group Loaning(Min Max Groups Members & Sub Grouping like Center and Groups)

Approval Required OR Not(Complete Approval Mechanism)

User Definition(Credit Officers Targets, Branch Manager, Rights of Every Screen & Option)

Generix Solutions

Major Features Client Definition

(Unique Client Database, Old, New NIC, Personnel & Business Information)

Case Submission (Approval Mechanism, Submission, Approval Non Approval Tracking & Branch Manager, Area Manger and then MER Approval Required)

Disbursement Module(LDF Generation, Group Disbursement & Single Client Disbursement, Postings, Un Posting, LDF Client Rejection )

Recovery Module(Individual & Group Analysis, Simple Two Clicks Recovery Solution)

Other Modules(Death Case, Portfolio Transfer, Backups & Management Tools)

Reporting (Up to 30 Reports Covering Client, CO, Branch, Area, Management Analysis)

FINANCIAL SYSTEM OF SMART MICRO CREDIT BUSINESS SUITE

Generix Solutions

Financial System of Smart Micro Credit Business Suite

Centralized Application Ready Analysis on day to

day bases Branch Level Accounting

with User Rights Integrated with Loaning

System Cost Centers Analysis

Chart Of Accounts

Comprehensive 4 Level

Cost CentersDonors, Branches, Phases,

Projects / Products

Branch Level Accounting

Integrated With Loaning

System

Accounts Department( Chart of Accounts )

Draw all Financial Statements

• Balance sheet• Profit & Lose• Cash flow etc.

( 1st Level )

• Fixed Asset

• Current Asset

• Current Liabilities

• Long-term Liabilities

• Capital Revere

( 2nd Level )

• Building

• Furniture & Fixture

• Vehicles

• ---------------------

• ------------------------

( 4th Level )

• MCB Bank 4094

• Standard Charted

• Citi Bank

• Askari Bank

Analysis code optional

Transaction Level

• Cash Payment Voucher • Bank Payment Voucher

Branch/ Donor/ Phases/ Projects

• Head Office

• Branch 1

• Branch 2

• Shop Lahore

• Donor - PPAF Phase 1

Cost Center

Branch/ Donor/ Phases/ Projectswise Reports

• Departmental• Trial Balance

• Departmental• Financial Statement

• Departmental• Profit & Lose

• - - - - - - - -- - - - - - -

( 3rd Level )

• Building 1

• Building 2

• Office Furniture

• Van LXE 0719

• Cash in hand

• Banks

Cash Payment Voucher

Voucher Entry Level

( 4th Level ) ( 3rd Level ) ( Debit )

( Credit )

Generix Solutions

Major Features Basic Definition

(Area, Branch, Donor, Phases, Products, Departments, Users & Defaults)

Chart Of Accounts Definition(4 level, Comprehensive, Flexible Chart, No Coding for First 2 Levels, Unlimited 4th Level Accounts)

Cost Centers Analysis(Donor, Phases, Products, Departments & Branches wise Analysis)

Accounts Receivables

Accounts Payable

Generix Solutions

Major Features Branch wise voucher entries

& Tracking Sub Ledger Analysis &

budgeting. Type & Monthly Voucher

Entries. Journal Voucher & General

Ledger. Trial Balance & Audit Trail. General Journal & Day

Books. Expense Analysis & Banks

Reports. Budgets estimation period

wise and Comparisons.

Generix Solutions

Major Features Income & Expenditure

Accounts, Balance Sheet

Accounts level wise Extensive Reports.

Cash/Bank Payments. Supplier Payments. Cash/Bank Receipts. Cash / Bank Accounts

detailed activity.

PROPOSALS OF SMART MICRO CREDIT BUSINESS SUITE

Generix Solutions

Proposal of Smart Micro Credit Business Suite

Financial Costing Variables with Respect to Organization (Change Analysis, Customizations, New Reporting, Change of Business Structure, Implementation, Training Work & Size of Organization)