Smart Card Application

Smart-card is a plastic card, the size of a standard credit card, with one or several integrated circuits (chips) capable to store information of any kind.

You can think of the smart card as a "credit card" with a "brain" on it, the brain being a small embedded computer chip. This card-computer can be programmed to perform tasks and store information, but note that the brain is little -- meaning that the smart card's power falls far short of your desktop computer.

What is a smart card?

Advantages of Smart Cards

Security: Information stored on the card can be PIN code and/or read-write protected Capable of performing encryption Each smart card has its own,unique serial number Chip Operating Systems that support multiple applications and secure independent data storage on one single card

Intelligence: Capable of processing,not just storing information smart cards Capable of processing,not just storing information smart cards can communicate with computing devices through a smart card reader Information and applications on a card can be updated without having to issue new cards

Convenience: Chip is tamper-resistant Smart cards provide a portable, easy to use and keep anywhere

Application Areas

Industry ApplicationDriving License License of various vehicles

Tickets Railway Monthly Season Tickets, Bus Monthly Tickets

Associations Memberships

Identification cards (ID cards), Point of sale (POS) discounts, calendar cards

Investment Debit cards, ATM cards, Credit cards

Retail Customer cards, cheque cashing, discount & loyalty cards

Clubs Membership cards

Airports Employee access cards, security ID badges

Computers Warranty card, customer support, internet access#'s, discounts

Application Areas

Examples Financial Applications

Credit and/or Debit Accounts, replicating what is currently on the magnetic stripe bank card, but in a more secure environment. Securing payment across the Internet as part of Electronic Commerce.

Communications Applications The secure initiation of calls and identification of caller (for billing purposes) on any Global System for Mobile Communications (GSM) phone. Subscriber activation of programming on Pay-TV

Information Security

Employee access card with secured passwords and the potential to employ biometrics to protect access to computer systems.

Retail and Loyalty

Consumer reward/redemption tracking on a smart loyalty card, that is marketed to specific consumer profiles and linked to one or more specific retailers serving that profile set.

Transportation

Drivers Licenses. Mass Transit Fare Collection Systems. Electronic Toll Collection Systems.

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