Singapore UltraCare Brochure 1 Jan 2012
of 16
Transcript of Singapore UltraCare Brochure 1 Jan 2012
-
8/2/2019 Singapore UltraCare Brochure 1 Jan 2012
1/16
InterGlobal UltraCare plans
2012 Healthcare Plans
UltraCare Singapore
-
8/2/2019 Singapore UltraCare Brochure 1 Jan 2012
2/16
InterGlobal UltraCare plans
InterGlobal provides
international private medicalinsurance or expatriate individuals
and amilies, requent travellers,
and international business people
all over the world.
INTERNATIONAL PMI
-
8/2/2019 Singapore UltraCare Brochure 1 Jan 2012
3/16
Call for a quote + 65 6593 8540
Wherever you are,
youre in safe hands
03
Who are InterGlobal?Since 1998, InterGlobal has built an excellent
reputation or innovative products and
service, recognition o which has come rom
being voted Best International PMI Provider
year-on-year.
The company, ounded in 1998 and known
or its innovation, lexibility and personal
approach to customer service, has seen great
success and growth in the highly competitive
and growing international private medical
insurance market.
We are specialists in international health
insurance, with the inrastructure, security
and expertise to give you conidence in our
products and service.
Lie is ull o uncertainties. You cant plan or what is going to happen,
but you can ensure that regardless o where in the world you may
ind yoursel, youre covered against almost all eventualities with
international health insurance rom InterGlobal.
Why should I buy
international healthinsurance?When you are away rom home, you
want to know that you and your amily will
be able to access good quality healthcare
wherever you are. With our plans, you have
the lexibility to visit any private or public
hospital or clinic or medical treatment.
This means that you can relax and use
your time and money to do the things
that you enjoy.
Why choose InterGlobal?We pride ourselves on high quality service
and exceptional cover. All our products are
designed to provide total peace o mind and
the level o protection you need, backed by
ull international support rom our oices
around the globe, our 24/7 international
assistance companies, and a worldwide
network o health advisors and hospitals.
A no claims bonus that allows you to
reduce your premiums every year.
red24, a 24/7 helpline and rescue
and repatriation service or any security
related incidents abroad. See page 4
or more inormation.
Emergency medical evacuation and
repatriation or the entire amily should
a member become critically ill.
The inancial bonus on every plan o
only paying or the irst child and having
the second, third and ourth go ree.
The lexibility o having a choice o ive
plans, plus optional add-on plans and
choice o currency, payment requency
and area o cover.
Peace o mind o knowing that your
health and wellbeing are being looked
ater by a inancially secure organisation
with a B++ (Good) rating.
-
8/2/2019 Singapore UltraCare Brochure 1 Jan 2012
4/16
InterGlobal UltraCare plans
04
Who are red24?red24 is a 24/7 security assistance service
that provides you with access to round
the clock advice and the support o 400
specialist travel saety advisors worldwide,
who aim to reduce the risk o you being
involved in security related incidents abroad,
and to be on hand should trouble occur.
Your safety isour priorityOur partnership with red24 allows us to
provide peace o mind to you and your
amily when acing potentially dangerous
situations like political unrest and natural
disaster, sae in the knowledge that your
plan incorporates access to help, advice
and evacuation should the need arise.
International rescue
and travel advice 24/7
Two levels ofred24 support
There are two levels o red24 cover
available ree o charge. Both levels o coveroer access to the 24/7 travel assistance
phone line, travel saety text alerts, amily
membership*, and ull access to red24s
continuously updated website with in-depth
saety inormation or over 185 countries.
AdviceLine: Tailored inormation beore
you travel as well as expert advice at the end
o the phone during any situation.
Available on UltraCare Standard and
Select plans.
ActionResponse: Provides all o thesupport o AdviceLine, plus support on the
ground, including an emergency security
evacuation service in the event o a lie-
threatening situation aecting you or your
immediate amily.
Available on UltraCare Comprehensive, Plus
and Elite plans.
*Includes partners and amilies living in the
same household.
All UltraCare plans include red24
-
8/2/2019 Singapore UltraCare Brochure 1 Jan 2012
5/16
Call for a quote + 65 6593 8540
Five UltraCare plans,
one thats just right for you!
Choose your planChoose rom ive UltraCare plans to best
suit your needs and your budget. Our top-
o-the-range Elite plan covers most in- and
out-patient medical treatment in ull, whilst
our most aordable Standard plan provides
in-patient medical treatment beneits only.
For more information about our plans,see pages 6 to 9.
Select an area of coverAnd with UltraCare, i you want the global
lexibility o health insurance that goes
wherever you do, take our worldwide option.
Alternatively, you can take our Worldwide
option which excludes cover in the USA.
See page 10 for more information on
your area of cover options.
Add optional benefitsWhichever UltraCare plan you choose, your
cover can be extended to provide you with
additional insurance beneits or travel,
personal accident, and maternity care (not
available with UltraCare Standard). Simply
add as many optional plans as required.
For more information about our add-onplans see pages 11 to 13.
At-a-glance plandifferences 1 2 3 4 5Plan benefits Elite Plus Comprehensive Select Standard
red24 security services
In-patient & daycare treatment
Medical evacuation & repatriation
Out-patient consultations, treatment & tests
Cancer care
Maintenance o chronic conditions
Emergency treatment outside your area o cover
Routine wellness health check
Out-patient dental treatment
Annual dental checkup
Highest UltraCare beneft limits
KEY Full reund up tothe overall plan limit
Subject tobeneft limits
Relating to in-patient ordaycare treatment only
ActionResponse AdviceLine only Not covered
05
-
8/2/2019 Singapore UltraCare Brochure 1 Jan 2012
6/16
InterGlobal UltraCare plans
Singapore table of benefits - UltraCare
Elite Plus Comprehensive Select Standard
1 Overall limits
1.1
Under the terms and conditions of the plan,we will pay reasonable costs up to an overall
maximum, for you in each plan year (unless alifetime limit is shown):
US$3,400,000
S$4,250,000
US$3,400,000
$4,250,000
US$1,700,000
S$2,125,000
US$1,275,000
S$1,593,750
US$850,000
S$1,062,500
2 In-patient and daycare treatment(see section 19 or deductibles)
2.1 Accidents and emergencies
Paid in full Paid in fullPaid in full Paid in full Paid in full
2.2 Hospital accommodation
2.3
Intensive care, theatre costs, nursing fees,medical expenses and other charges, surgeons,consultants, anaesthetists and medicalpractitioners fees, prescribed drugs, MRI, PET andCT scans, X-rays, pathology, diagnostic tests andprocedures and physiotherapy by a registeredphysiotherapist
2.4Reconstructive surgery following an accidentor following surgery for an eligible medicalcondition
2.5Prostheses: artificial body parts surgicallyimplanted to form permanent parts of your body
2.6
Parent accommodation for an insured parent orlegal guardian with an insured child under 18years of age in hospital for an eligible medicalcondition
2.7
Dental treatment that medically requires you tobe admitted in to hospital to restore damage toyour natural teeth following an accident that iscovered under your plan
2.8
Psychiatric treatment and psychotherapy for up to
30 days, available after you have had 12 monthscontinuous cover from the date that the benefitwas first introduced on your plan
Not covered Not covered Not covered
3 Out-patient treatment(see section 19 or deductibles)
3.1
Consultations to include medical practitionersfees, prescribed drugs and dressings, X-rays,pathology, diagnostic tests and procedures
Paid in full Paid in full
Paid up toUS$8,500S$10,625
*Complementarymedicine and
treatment, traditionalChinese medicineand physiotherapy
limited toUS$1,700S$2,125
Paid up toUS$5,100S$6,375
*Complementarymedicine and
treatment, traditionalChinese medicineand physiotherapy
limited toUS$1,275S$1,594
Up toUS$510S$638
paid in each planyear immediatelyfollowing related
in-patient or daycaretreatment for a
period of
90 days afterleaving hospital
3.2
Psychiatric treatment and psychotherapy availableafter you have had 12 months continuous coverfrom the date that the benefit was f irst introducedon your plan
Paid up to
US$3,400S$4,250
Paid up toUS$3,400S$4,250
Not covered
3.3
Complementary medicine and treatmentby a therapist, when referred by a medicalpractitioner, consultant or specialist. This benefitcovers osteopathic, chiropractic, homeopathic andacupuncture treatment only*
Paid up to
US$5,100
S$6,375
Paid up to
US$3,400
S$4,250
3.4 Traditional Chinese medicine*
3.5
Physiotherapy by a registered physiotherapist,when referred by a medical practitioner,consultant or specialist*
Paid in full Paid in full3.6 MRI, PET and CT scans
Paid in full Paid in full3.7 Out-patient surgical operations
06
-
8/2/2019 Singapore UltraCare Brochure 1 Jan 2012
7/16
Call for a quote + 65 6593 8540
Elite Plus Comprehensive Select Standard
4 Out-patient dental treatment
4.1
Treatment for the immediate relief of dental pain,accidental damage to natural teeth and restoringnatural teeth including X-rays, fillings, extractions,root-canal treatment, gum treatment, semi-precious and replacement crowns. This benefit isavailable after you have had 182 days continuouscover from the date that the benefit was firstintroduced on your plan (see section 19 fordeductibles)
Paid up toUS$1,275S$1,594
Paid up to 75% oUS$1,275S$1,594
Paid up to 75% oUS$850S$1,063
Not covered Not covered
4.2One dental checkup in each plan year to includescraping, cleaning and polishing
Paid up toUS$170S$213
Not covered Not covered
5 Cancer care(see section 19 or deductibles)
5.1Treatment aimed to cure cancer, including bonemarrow transplants
Paid in full
Paid in full Paid in full Paid in full
Covered in thebenefit limit
shown in section 2.Covered in the
benefit limitshown in section3.1 immediately
followingin-patient or
daycare treatmentfor a period of 90days after leaving
hospital
5.2Stabilising acute episodes of a cancer which isdiagnosed as a chronic medical condition
5.3
Consultations, tests, drugs and dressings to maintainthe symptoms of a cancer which is diagnosed as achronic medical condition
Covered in thebenefit limit shown
in section 7.2
Covered in thebenefit limit shown
in section 7.2
Covered in thebenefit limit shown
in section 7.2Not covered
5.4
Palliative and hospice care when cancer is
diagnosed as a terminal medical condition
Covered in the
benefit limit shownin section 8.1
Covered in the
benefit limit shownin section 8.1
Covered in the
benefit limit shownin section 8.1
6 Wellness beneit
6.1
Adults (18 and over): routine health checksincluding cancer screening, cardiovascularexaminations, neurological examinations,vital sign tests (for example, blood pressure,cholesterol checks) and vaccinations
Paid up toUS$850S$1,063
Paid up toUS$850S$1,063
Paid up toUS$680S$850
Not covered Not covered
6.2 Children (0-17): well-child tests and vaccinations
7 Chronic medical conditions(see section 19 or deductibles)
7.1Stabilising acute episodes of chronic medicalconditions
Covered in thebenefit limits
shown in sections2 and 3
Covered in thebenefit limits
shown in sections2 and 3
Covered in thebenefit limits
shown in sections2 and 3
Covered in thebenefit limits
shown in sections2 and 3
Covered in thebenefit limit
shown in section 2.Covered in the
benefit limitshown in section3.1 immediately
followingin-patient or
daycare treatmentfor a period of 90days after leaving
hospital
7.2
In-patient, daycare and out-patient treatment toinclude consultations, tests, drugs and dressingsto maintain the symptoms of a chronic medicalcondition
Paid up to alifetime limit of
US$102,000S$127,500
Paid up to alifetime limit of
US$102,000S$127,500
Paid up to alifetime limit of
US$85,000S$106,250
Paid up to alifetime limit of
US$68,000S$85,000
7.3Please note: If a chronic medical condition becomes terminal, cover under the chronic medical conditions benefit will end. We will only cover terminal medical conditions under the
terminal illness benefit
07
-
8/2/2019 Singapore UltraCare Brochure 1 Jan 2012
8/16
InterGlobal UltraCare plans
Singapore table of benefits (continued)
Elite Plus Comprehensive Select Standard
8 Terminal illness
8.1Palliative and hospice care for a terminalmedical condition
Paid up to alifetime limit of
US$102,000S$127,500
Paid up to alifetime limit of
US$102,000S$127,500
Paid up to alifetime limit of
US$85,000S$106,250
Paid up to alifetime limit of
US$68,000S$85,000
Not covered
9 Hormone replacement therapy
9.1Hormone replacement therapy for pre- and post-menopausal symptoms
Paid up toUS$255S$319
Paid up toUS$255S$319
Paid up toUS$255S$319
Paid up toUS$255S$319
Up toUS$255S$319
paid in each planyear immediatelyollowing related
in-patient ordaycare treatmentor a period o 90days ater leaving
hospital
10 HIV or AIDSavailable after you have had 4 years continuous cover from the date that the benefit was first introduced on your plan (see section 19 for deductibles)
10.1Treatment for HIV or AIDS and related medicalconditions
Paid up to alifetime limit of
US$85,000S$106,250
Paid up to alifetime limit of
US$85,000S$106,250
Paid up to alifetime limit of
US$85,000S$106,250
Paid up to alifetime limit of
US$85,000S$106,250
Not covered
11 Emergency local ambulance
11.1
Costs of appropriate ambulance transport neededbecause of an emergency or medical necessity to thenearest available and appropriate local hospital
Paid in full Paid in full Paid in full Paid in full Paid in full
12 Organ transplants(see section 19 or deductibles)
12.1
Transplants of kidney, liver, heart, lung or heartand lung and any related treatment that you needas a result of a covered medical condition
Paid up toUS$425,000S$531,250
Paid up toUS$425,000S$531,250
Paid up toUS$425,000S$531,250
Paid up toUS$425,000S$531,250
Paid up toUS$425,000S$531,250
13 Nursing at home
13.1
Primary care services of a registered nurse in yourhome immediately after, or instead of, in-patient ordaycare treatment
Paid up toUS$8,500S$10,625
Paid up toUS$8,500S$10,625
Paid up toUS$4,250S$5,313
Paid up toUS$4,250S$5,313
Paid up toUS$2,550S$3,188
13.2 Please note: The benefit for nursing at home does not apply to terminal medical conditions. We will only cover terminal medical conditions under the terminal illness benefit
14 Compassionate emergency visit
14.1
Costs you have to pay for an economy classreturn ticket from a country within your areaof cover to visit a close family member, if theirmedical condition results in them being placed ona critical list, or their death. You are limited to onereturn journey in each plan year
Paid in full Paid in full Paid in full Paid in full Not covered
15 Hospital cash benefit - US$ plans only
15.1aCash payment made to you for each night where youreceive treatment as a non-paying patient
US$425paid for each night,
up toUS$12,750
US$425paid for eachnight, up toUS$12,750
US$425paid for eachnight, up toUS$12,750
US$425paid for eachnight, up toUS$12,750
US$425paid for eachnight, up toUS$12,750
08
15 Hospital cash benefit - S$ plansonly
15.1b
Cash payment made to you for each nightwhere you receive treatment for an eligiblemedical condition in a Singapore governmentrestructured hospital
S$150 paid foreach night
S$150 paid foreach night
S$150 paid foreach night
S$150 paid foreach night
S$150 paid foreach night
-
8/2/2019 Singapore UltraCare Brochure 1 Jan 2012
9/16
Call for a quote + 65 6593 8540
Elite Plus Comprehensive Select Standard
16 Evacuation and repatriation
16.1
The costs to transport you to the nearest centrewhere appropriate medical facilities are available.We will only pay this benefit, including treatmentreceived, if you suffer from a medical condition;
(a) that means you need to be placed on a criticallist, or (b) for which, in our opinion, appropriatetreatment is not available locally
Paid in full Paid in full Paid in full Paid in full
Paid in ullwhen relating to
in-patient anddaycare treatment
16.2Economy class return ticket following yourevacuation, to the country where you live
16.3
Costs of your dependants, a close family memberor business colleague having to accompany you fora medical evacuation. This benefit will only becomeavailable under the conditions detailed in clause (a) ofbenefit section 16.1 above and must be pre-authorisedby us
We will provide cover for the following:
hospital once a day
17 Mortal remains
17.1
If you die outside of your home country, we willpay the costs of preparing and transporting yourbody, mortal remains or ashes to your homecountry, or we will pay the costs of preparingyour body or mortal remains for local burial orcremation
Paid in full Paid in full Paid in full Paid in full Paid in full
18 Emergency medical treatment outside area o cover(see section 19 or deductibles)
18.1 Emergency medical treatment outside of yourarea of cover
Paid up to
US$59,500S$74,375
Paid up to
US$59,500S$74,375
Paid up to
US$51,500S$64,375
Paid up to
US$34,000S$42,500
Not covered
19 Deductibles
19.1
Out-patient medical treatment standard excess onbenefit sections 3, 5, 7 and 10. This deductible isapplied for each medical condition in each planyear
Nil US$42.50S$53
US$42.50S$53
US$42.50S$53
US$42.50S$53
19.2
In-patient, daycare and out-patient medicaltreatment excess on benefit sections 2, 3, 5, 7,10, 12 and 18. This deductible is applied for eachmedical condition in each plan year
N/A
Only applied ifyou have chosen avoluntary excess.This replaces thestandard excess
shown in section
19.1
Only applied ifyou have chosen avoluntary excess.This replaces thestandard excess
shown in section
19.1
Only applied ifyou have chosen avoluntary excess.This replaces thestandard excess
shown in section
19.1
Only applied ifyou have chosen avoluntary excess.This replaces thestandard excess
shown in section
19.1
19.3
Out-patient dental treatment co-insurance onbenefit section 4.1. This deductible is applied toeach claim
Nil 25% 25% N/A N/A
20 red24 security services
20.1AdviceLine - 24/7 personal security information andadvice for all travel safety queries
Included onyour plan. Pleasecontact red24 orvisit www.red24.com/interglobal
Included onyour plan. Pleasecontact red24 orvisit www.red24.com/interglobal
Included onyour plan. Pleasecontact red24 orvisit www.red24.com/interglobal
Included onyour plan. Pleasecontact red24 orvisit www.red24.com/interglobal
Included onyour plan. Pleasecontact red24 orvisit www.red24.com/interglobal
20.2
ActionResponse - 24/7 international rescue andresponse service for a potentially life-threatening,non-medical event
N/A N/A
09
Deductibles
Comprehensive and Select plans you can also choose to remove the excess completely which will increase your premium. For more information, please refer tothe plan guide available at www.interglobalpmi.com
patient dental treatment will be 75% of the limit shown on your table of benefits. You cannot remove this co-insurance.
-
8/2/2019 Singapore UltraCare Brochure 1 Jan 2012
10/16
-
8/2/2019 Singapore UltraCare Brochure 1 Jan 2012
11/16
Call for a quote + 65 6593 8540
11
For extra peace of mind
abroad, add an optional plan
Personal accidentYou may need to pay or more than just
medical treatment i you suer an injury. Our
optional personal accident add-on plan will
give a lump sum payment or loss o sight,
loss o limbs, permanent total disablement or
death as a result o an accident.
Travel insuranceI you take a lot o trips away rom the
country where you live, travel insurance is
essential. This yearly plan covers emergency
medical treatment, lost, damaged or delayed
baggage and personal belongings, travel
cancellation, missed departure, hijack, thet
and accidental loss o money or passports.
More on pages 12 and 13.
Add-on plansfrom InterGlobalWe also oer three optional plans, giving
you extra lexibility and cover or things that
might be important to you. These plans can
not be bought separately, they are available
as an addition to your UltraCare plan only.
Maternity careI you are planning to have a baby, you
want to know that you can access the
best healthcare available. Our optional
maternity plan will cover most maternity
medical needs, including care during normalpregnancy and childbirth and cover or
complications. This plan is not available
with the UltraCare Standard plan.
-
8/2/2019 Singapore UltraCare Brochure 1 Jan 2012
12/16
InterGlobal UltraCare plans
Maternity plan Areas 2 Area 3
Under the terms and conditions of the plan, we will pay reasonable costs up to an overall maximum for each pregnancy,in each plan year:
US$1,700,000S$2,125,000
US$1,700,000S$2,125,000
Section 1 Normal pregnancy and childbirth
Delivery costs, antenatal checkups, postnatal checkups, examinations, hospital accommodation costs and nursing charges
This benefit covers no more than three routine antenatal 2D ultrasound scans (one in each trimester) during the termof a normal uncomplicated pregnancy. If any more ultrasound scans are needed, your treating doctor must provide fullreasons in the medical section of the claim form. This benefit also covers 12 routine antenatal visits during the term of anormal pregnancy. If any more antenatal visits are needed, your treating doctor must provide full reasons in the medicalsection of the claim form, so we can consider cover.
This benefit covers the following for the newborn child:
any complications.
Co-insuranceYou must pay a co-insurance for each claim under section 1. You can choose to have either:
The total amount payable for a claim under section 1 will be either 100%, 90% or 80% of the benefit limit showndepending on the co-insurance you have chosen and the area of cover of your plan.
Paid up toUS$8,500S$10,625
Paid up toUS$12,750S$15,938
Section 2 Complications in pregnancy during the antenatal period and childbirth
Treatment for a medical complication which happens during the antenatal period of a pregnancy or childbirth dueto a medical condition. This benefit does not cover any complication arising from a pregnancy resulting from assistedconception. Any complication arising from a pregnancy resulting from assisted conception will be limited to theamounts shown in section 1 above
Paid in full Paid in full
Section 3 Birth defects and congenital abnormalities
Investigation and treatment of birth defects and congenital abnormalities, including birth trauma, which are diagnosedin the first six months from birth. This benefit is available for each pregnancy for 12 months from the date of diagnosis.
Paid up toUS$34,000S$42,500
Paid up toUS$51,000S$63,750
Section 4 Terminating a pregnancy
Terminating a pregnancy when medically necessary. Paid in full Paid in full
Section 5 Newborn child accommodation
Hospital accommodation costs for a newborn child to stay with its mother when she is receiving treatment as anin-patient in a hospital for a medical condition covered under this plan.
Paid in full Paid in full
Section 6 Emergency local ambulance
Costs of appropriate ambulance transport needed because of an emergency or medical necessity to the nearestavailable and appropriate local hospital.
Paid in full Paid in full
Eligibility
For a full description of cover, please refer to the plan guide available at www.interglobalpmi.com.
12
Optional plan beneits
-
8/2/2019 Singapore UltraCare Brochure 1 Jan 2012
13/16
Call for a quote + 65 6593 8540
Travel insurance plan at-a-glance
Worldwide cover Trips of no more than 180 days at any time during the plan year
Section A: Medical treatment Paid up to US$3,400,000, or S$4,250,000 in each plan year
Section A: Relie o dental pain Paid up to US$1,700, or S$2,125 for each trip
Section B: Loss o deposits, cancellations orcurtailments
Paid up to US$5,100, or S$6,375 for each trip
Section C:Travel delays US$85, or S$106 paid for each full 12 hours up to US$255 or S$318 for each trip
Section D: Missed departures and traveldisruption
Paid up to US$1,700, or S$2,125 for each trip
Section E: Hijack US$170, or S$213 paid for each full 24 hours up to US$2,550, or S$3,195 for each trip
Section F: Baggage and personal effects US$510 or S$638 paid for any one, pair, or set of articles up to US$3,400, or S$4,250 for each trip
Section G: Delayed baggagePaid up to US$170, or S$213 for each trip after a delay of 12 hours or more from the time of yourarrival
Section H: Loss of money Paid up to US$850, or S$1,063 for each trip
Section I: Lost or stolen passport and traveldocuments
Paid up to US$850, or S$1,063 for each trip
Deductibles US$42.50, or S$53 applied to each claim
Eligibility
plan.
For a full description of cover, please refer to the full travel table of benefits available at www.interglobalpmi.com.
Personal accident plan at-a-glance
Worldwide cover Bodily injury due to any one or more accidents (no cover for sickness or disease)
Overall beneit limit US$85,000, S$106,250 paid for each unit (maximum of 5 units: US$425,000, S$531,250)
Section A: Accidental death US$85,000, S$106,250 paid for each unit if you die within 12 months of the accident
Section B: Permanent total disablementUS$85,000, S$103,250 paid for each unit if you suffer a permanent total disablement because ofan accident, within 12 months of the accident
Section C: Permanent partial disablementA percentage of US$42,500, S$53,125 paid for each unit if you suffer a permanent partialdisablement because of an accident, within 12 months of the accident
Eligibility
risk of a bodily injury caused by an accident, the planholder or your plan administrator must tell us. We will tell the planholder or plan administrator if we agree tocover you and let them know any extra premium that will apply.
Accumulation limit
for multiple members, from all sources for any one location or conveyance.
For a full description of cover, please refer to the full personal accident table of benefits available at www.interglobalpmi.com.
Optional plan beneits
13
-
8/2/2019 Singapore UltraCare Brochure 1 Jan 2012
14/16
InterGlobal UltraCare plans
Corporate oraffinity groupsAll o the inormation given here applies to
individual and amily plans. However, we
also cover corporate and ainity groups. I
you are looking to arrange cover or your
employees or members, here are some othe extra beneits available:
Additional lexibility: more areas
o cover; beneits can be changed,
added or removed.
Dierent members o a scheme
can be covered with dierent levels
or areas o cover.
Medical History Disregarded
underwriting available or
some groups.
Direct billing available in
some countries.
Please reer to the table o beneits on
pages 6 to 9 or an idea o the levels o
cover available.
For more inormation on what we can
oer your group, or a quotation, or i you
are unsure o whether we will be able to
cover you, please call us or speak to your
broker or adviser.
14
Tailored insurance for
businesses & niche groups
Other productsWe oer niche products or international
teachers, students and proessional
yacht crews.
International Schools
Competitively priced plans or teachers
and sta at international schools. We
oer three levels o cover, ranging
rom in-patient only through to ull
cover or most in- and out-patient
medical treatment.
International Students
These plans are speciically designed or
students aged between 16 and 35 who
are studying overseas.
UltraCare Marine
Based on the UltraCare plan. Specialised
healthcare plans or proessional yacht
crews, including cover or vessel to
shore transportation in the event o amedical emergency.
-
8/2/2019 Singapore UltraCare Brochure 1 Jan 2012
15/16
Call for a quote + 65 6593 8540
For your passport toglobal protection,
get a quote andapply now!
Call + 65 6593 8540 or visit
www.interglobalpmi.com
or more inormation.
Pol icy Owners Protect ion SchemeThis policy is protected under the Policy Owners Protection Scheme which is administered by the Singapore Deposit Insurance
Corporati on (SDIC). Coverage for your policy is automati c and no f urt her acti on is required from you. For more informat ion on
the t ypes of benefi ts that are covered under the scheme as well as the lim it s of coverage, where appl icable, please contact your
insurer or visit the GIA / LIA or SDIC websites (ww w.gia.org.sg or w ww.lia.org.sg or w ww.sdic.org.sg).
-
8/2/2019 Singapore UltraCare Brochure 1 Jan 2012
16/16
InterGlobal UltraCare plans
UK China Japan Kuwait Qatar Singapore South Africa Thailand UAE Vietnam
www.interglobalpmi.com
All Policies are underwritten by InterGlobal Insurance Company Limited (Singapore Branch) Unique Entity No T08FC7304L, and administered by InterGlobal Limited (Singapore Branch) Unique
Entity No T08FC7305G on behalf of the insurer. InterGlobal Insurance Company Limited (Singapore Branch) is registered and regulated by the Monetary Authority of Singapore.
1s/01/12
