SIMPLE Solutions for your retirement 4885esp power of... · the power of compounding over 25 years...
2
THE POWER OF COMPOUNDING OVER 25 YEARS SIMPLE Solutions for your retirement The Power of Compounding can put your money to work for you. Compounding is the ability of an asset to generate earnings, which are then reinvested in order to generate additional earnings. 1 Learn more about compounding and the value of participating in a retirement savings plan by visiting www.TA-Retirement.com. Contact your plan administrator to enroll today! 1 All investments involve risk, including loss of principal and there is no guarantee of profits. Investors should carefully consider their objectives, risk tolerance, and time horizon before investing. Transamerica Retirement Services (“Transamerica”), a marketing unit of Transamerica Financial Life Insurance Company (“TFLIC”), 440 Mamaroneck Avenue, Harrison, New York 10528, and Transamerica Life Insurance Company (“TLIC”), 4333 Edgewood Road NE, Cedar Rapids, Iowa 52499, and other TFLIC and TLIC affiliates, specializes in the promotion of retirement plan products and services. TFLIC is not authorized and does not do business in the following jurisdictions: Guam, Puerto Rico, and the U.S. Virgin Islands. TLIC is not authorized in New York and does not do business in New York. Transamerica Retirement Services and its representatives cannot give ERISA, tax, or legal advice. This material is provided for informational purposes only based on our understanding of material provided and should not be construed as ERISA, tax, or legal advice. Clients and other interested parties must consult and rely solely upon their own independent advisors regarding their particular situation and the concepts presented here. Although care has been taken in preparing this material and presenting it accurately, Transamerica Retirement Services disclaims any express or implied warranty as to the accuracy of any material contained herein and any liability with respect to it. YOU WORK HARD FOR YOUR MONEY TRS 4885ESP-0310 Total Growth Total Contributions $50/Wk $25/Wk $10/Wk $13,000 $17,711 $32,500 $44,276 $65,000 $88,553 $100,000 $50,000 $0 $30,711* $76,776* $153,553* $150,000 $200,000 *Total Account Value This chart is for illustrative purposes only, and your circumstances may differ from this example. This chart assumes a 6.3% annual return before taxes. It is unlikely that any investments would have such consistent returns. 1 Assumptions do not include wage increases or price inflation. Over time, compounding could make a big difference in your total retirement savings.
Transcript of SIMPLE Solutions for your retirement 4885esp power of... · the power of compounding over 25 years...
the power of compounding over 25 years
SIMPLE Solutionsfor your retirement
The Power of Compounding can put your money to work for you.
compounding is the ability of an asset to generate earnings, which are then reinvested in order to generate additional earnings.1
Learn more about compounding and the value of participating in a retirement savings plan by visiting www.ta-retirement.com.
Contact your plan administrator to enroll today!
1 All investments involve risk, including loss of principal and there is no guarantee of profits. Investors should carefully consider their objectives, risk tolerance, and time horizon before investing.
Transamerica Retirement Services (“Transamerica”), a marketing unit of Transamerica Financial Life Insurance Company (“TFLIC”), 440 Mamaroneck Avenue, Harrison, New York 10528, and Transamerica Life Insurance Company (“TLIC”), 4333 Edgewood Road NE, Cedar Rapids, Iowa 52499, and other TFLIC and TLIC affiliates, specializes in the promotion of retirement plan products and services. TFLIC is not authorized and does not do business in the following jurisdictions: Guam, Puerto Rico, and the U.S. Virgin Islands. TLIC is not authorized in New York and does not do business in New York.
Transamerica Retirement Services and its representatives cannot give ERISA, tax, or legal advice. This material is provided for informational purposes only based on our understanding of material provided and should not be construed as ERISA, tax, or legal advice. Clients and other interested parties must consult and rely solely upon their own independent advisors regarding their particular situation and the concepts presented here. Although care has been taken in preparing this material and presenting it accurately, Transamerica Retirement Services disclaims any express or implied warranty as to the accuracy of any material contained herein and any liability with respect to it.
YOU WORK HARD FOR YOUR MONEY
TRS 4885ESP-0310
Total GrowthTotal Contributions
$50/Wk$25/Wk$10/Wk
$13,000
$17,711 $32,500
$44,276 $65,000
$88,553
$100,000
$50,000
$0
$30,711*
$76,776*
$153,553*$150,000
$200,000
*Total Account Value
This chart is for illustrative purposes only, and your circumstances may differ from this example. This chart assumes a 6.3% annual return before taxes. It is unlikely that any investments would have such consistent returns.1 Assumptions do not include wage increases or price inflation.
over time, compounding could make a big difference in your total retirement savings.
eL poder deL interÉs compuesto a Lo Largo de 25 aÑos
El poder del interés compuesto puede hacer que su dinero trabaje por usted.
mediante el crecimiento con interés compuesto (compounding en inglés), un activo puede generar ganancias, las cuales se reinvierten para generar ganancias adicionales.1
Aprenda más acerca del interés compuesto y el valor del participar en un plan de ahorros para la jubilación, visitando www.ta-retirement.com.
¡Comuníquese con el administrador de su plan para inscribirse hoy!
1 Todas las inversiones implican riesgo, incluyendo la pérdida del capital, y no hay garantía de utilidades. Los inversionistas deberían considerar detenidamente sus objetivos, su tolerancia al riesgo y su horizonte de tiempo antes de invertir.
Transamerica Retirement Services (“Transamerica”), una unidad de mercadeo de Transamerica Financial Life Insurance Company (“TFLIC”), 440 Mamaroneck Avenue, Harrison, New York 10528, y Transamerica Life Insurance Company (“TLIC”), 4333 Edgewood Road NE, Cedar Rapids, Iowa 52499, y de otros filiales de TFLIC y TLIC, se especializa en la promoción de productos y servicios para planes de retiro. TFLIC no está autorizado y no comercia en las siguientes jurisdicciones: Guam, Puerto Rico y las Islas Vírgenes de EE.UU. TLIC no está autorizado en Nueva York y no comercia en Nueva York.
Transamerica Retirement Services y sus representantes no pueden dar consejos tributarios, legales ni de ERISA. Este material se provee sólo para propósitos de informar y no debe ser interpretado como consejos tributarios, legales ni de ERISA. Los clientes y otras partes interesadas deben consultar y depender únicamente de sus propios consejeros independientes en cuanto a su situación particular y los conceptos que se presentan aquí. Aunque se ha tomado el debido cuidado en la preparación del material para presentarlo con precisión, Transamerica Retirement Services niega cualquier garantía explícita o implícita en cuanto a la precisión de cualquier material contenido en el presente y toda responsabilidad relacionada con ello.
UStED tRAbAjA DURO POR SU DINERO
TRS 4885ESP-0310
Crecimiento totalContribuciones totales
$50/semana$25/semana$10/semana
$13,000
$17,711 $32,500
$44,276 $65,000
$88,553
$100,000
$50,000
$0
$30,711*
$76,776*
$153,553*$150,000
$200,000
*Valor total de la cuenta
Esta gráfica es sólo para fines de ilustración, y sus circunstancias pueden ser diferentes que en este ejemplo. Esta gráfica supone un rendimiento anual del 6.3% antes de impuestos. Es poco probable que una inversión tenga rendimientos tan consistentes.1 Las suposiciones no incluyen la inflación en sueldos ni en precios.
con el tiempo, el interés compuesto podría hacer gran diferencia en el total de sus ahorros para la jubilación.
Soluciones SENCILLASpara su jubilación
