SHAREHOLDER’S EDGE · HUEFCU has a mortgage that’s right for you! Give Your Mortgage An Early...
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SHAREHOLDER’S EDGE APRIL 2014 TIP: Free Credit Report Due to the Fair and Accurate Credit Transactions Act (FACT Act) consumers can now get a copy of their credit report from each major credit bureau once a year. It’s a good idea to check your credit report to spot fraudulent credit and correct any inaccurate information. To request your reports, go to www. annualcreditreport.com, which is the only authorized source for consumers to access their annual credit reports for free. Or, call 877-322-8228. The credit reports will be mailed to your home, and if you need any help in understanding them, we’re always happy to help! TIP: Use your Visa Debit Card as a “credit” transaction (requiring your signature) when making large purchases. “Debit” transactions require your PIN and there’s a $300.00 daily limit. Don’t forget: Debit Card transactions cannot be made between 8:30-9:30 PM daily. 4000 GOOD THRU Our members are important to us. The strength of our cooperative is important, too. So, we depend on members using our services, and we want to reward their loyalty. By combining a variety of services, you can enjoy special benefits such as rate discounts and exclusive offers. You’ll be True Blue! To qualify you must use: • Checking with Direct Deposit • Virtual Branch Online Access • Bill Payment Services For more details, stop in and talk to one of our representatives, or visit us online at www.huefcu.org. Loyalty Pays! Ways you can save: • 10% off* select personal Sprint plans • 15% off* select business Sprint plans • Waived activation fee on new activations • Waived upgrade fee • Available to new and existing Sprint customers Valuable discounts like these are just some of the many benefits of credit union membership. 3 Ways to Get Your Discount: • Call 877.SAVE.4CU (877.728.3428) and let them know you’re a credit union member. Ask to be a part of the NACUC_ZZM Corporate ID to save • Click LoveMyCreditUnion. org/Sprint • Visit your nearest Sprint store Start saving today with a #1 wireless company with the Sprint Credit Union Member Discount. If you’re looking to save with a #1 wireless company, then it might be time to say hello to the Sprint Credit Union Member Discount from Invest in America! As a member of HUEFCU, you can save with the one that JD Powers & Associates ranks as the “Highest satisfaction with the Purchase Experience.” Say Hello to the Sprint Credit Union Member Discount *Application of discount requires 2-year contract extensi on existing plans. Verification of membership is required at time of activation/upgrade. Discount not available on secondary lines for Family and Business Share plans. All rights reserved. Sprint, the logo, and other trademarks are the trademarks of Sprint Nextel.
Transcript of SHAREHOLDER’S EDGE · HUEFCU has a mortgage that’s right for you! Give Your Mortgage An Early...
SHAREHOLDER’S EDGE
APRIL 2014
TIP: Free Credit Report
Due to the Fair and Accurate Credit Transactions Act (FACT Act) consumers can now get a copy of their credit report from each major credit bureau once a year. It’s a good idea to check your credit report to spot fraudulent credit and correct any inaccurate information.
To request your reports, go to www.annualcreditreport.com, which is the only authorized source for consumers to access their annual credit reports for free. Or, call 877-322-8228.
The credit reports will be mailed to your home, and if you need any help in understanding them, we’re always happy to help!
TIP: Use your Visa Debit Card as a “credit” transaction
(requiring your signature) when making
large purchases. “Debit” transactions require your PIN
and there’s a $300.00 daily limit. Don’t forget: Debit Card transactions
cannot be made between 8:30-9:30 PM daily.
CREDIT
4000
GOODTHRU
Our members are important to us. The strength of our cooperative is important, too. So, we depend on members using our services, and we want to reward their loyalty. By combining a variety of services, you can enjoy special benefits such as rate discounts and
exclusive offers. You’ll be True Blue!To qualify you must use:• Checking with Direct Deposit• Virtual Branch Online Access• Bill Payment ServicesFor more details, stop in and talk to one of our representatives,
or visit us online at www.huefcu.org.
Loyalty Pays!
Ways you can save:• 10% off* select personal
Sprint plans• 15% off* select business
Sprint plans • Waived activation fee on
new activations• Waived upgrade fee• Available to new and
existing Sprint customers
Valuable discounts like these are just some of the many benefits of credit union membership.
3 Ways to Get Your Discount:
• Call 877.SAVE.4CU (877.728.3428) and let them know you’re a credit union member. Ask to be a part of the NACUC_ZZM Corporate ID to save
• Click LoveMyCreditUnion.org/Sprint
• Visit your nearest Sprint storeStart saving today with a #1
wireless company with the Sprint Credit Union Member Discount.
If you’re looking to save with a #1 wireless company, then it might be time to say hello to the Sprint Credit Union Member Discount from Invest in America! As a member of HUEFCU, you can save with the one that JD Powers & Associates ranks as the “Highest satisfaction with the Purchase Experience.”
Say Hello to the Sprint Credit Union Member Discount
*Application of discount requires 2-year contract extension on existing plans. Verification of membership is required at time of activation/upgrade. Discount not available on secondary lines for Family and Business Share plans.
All rights reserved. Sprint, the logo, and other trademarks are the trademarks of Sprint Nextel.
Howard University employees Federal Credit Union
www.huefcu.org
Main Campus 525 Bryant Street, NW, Room C-102
Washington, DC 20059 Phone: 202-806-6128 Fax: 202-806-4511
Routing Number 254074727NMLS #1130623
Federally Insured by NCUA
Loan RatesEffective January 23, 2014
Auto Loans New and Used As low as 1.99% APR* (New vehicles financed up to 125% of the
purchase price plus tax, tags, extended warranty, and GAP insurance. Used vehicles shall not exceed 100% N.A.D.A. Official Used Car Guide retail value plus extended warranties, taxes and tags.)
Signature Loans As low as 10.00% APR
Lines of Credit—HUCASH 8.95% APR
Share Secured Loans up to 60 months 4.00% APR
*APR = annual percentage rate. Your rate may vary based on credit history. Other rates and terms available.
Dividend RatesAll Share Accounts .10% APY* Effective October 1, 2011
(Subject to change quarterly.)*APY = annual percentage yield
StaffMr. Michael E. Hines, CEOMs. Chaweewan Boykin, Operational
AccountantMs. Tammy R. Kemp, Member Service
SupervisorMr. Terrell J. Downing, Office Assistant
Office HoursMon., Tues., Wed., Fri. : 9:00 a.m. to 3:00 p.m.
Thurs.: 9:00 a.m. to noon
Statistics as of February 28, 2014
Assets $10,449,662 Shares $7,821,884Loans $ 3,408,690 Members 2,051
HolidaysMemorial Day — Monday, May 26Independence Day — Friday, July 4
E Printed on recycled paper with soy ink © 2014 visions, ink. 340090 3/14
Dormant Account ReminderAn account is considered inactive after one (1) full year with no activity.
The account is considered dormant or abandoned after three (3) years with no activity and funds must be forfeited to the District government. Inactive accounts with HUEFCU are assessed a monthly service fee of $5.00.
Howard University Employees FCU is excited to announce that we’ll be offering home mortgage loans when purchasing or refinancing your home. From condos to larger single-family homes, great low rates and flexible terms make choosing a new mortgage with us easy.
We’ll have a variety of loans, including:• Fixed-rate Conventional Loans • Adjustable-rate Conventional Loans • Reverse Mortgages• And More
Coming Soon... No Matter Where You Call Home…HUEFCU has a mortgage that’s right for you!
Give Your Mortgage An Early RetirementStop making mortgage payments before your paychecks stop with a Reduced-term
Mortgage from HUEFCU. Refinance and see how our competitive rates will help pay it off faster.
Short-term Mortgage Loans:• 1-3-5-10 year ARMs• 10-15 year fixed rates• Low closing costs
We expect our new mortgage program to be available to members sometime in May. Watch your mailbox and our website for more information.
